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en-wikipedia-org-134		Home-ownership in the United States - Wikipedia			.html	text/html	4629	826	58	Since 1960, the homeownership rate in the United States has remained relatively stable having decreased 1.0% since 1960 when 65.2% of American households owned their own home. In general, homeowners in the United States also tend to have higher incomes and households residing in their own home were more likely to be families (as opposed to individuals) than were their tenant counterparts.[8] Among racial demographics, white people had the country's highest homeownership rate, while African Americans had the lowest homeownership rate. Kraemer 334 U.S. 1 (1948),[a] ruled invalid exclusionary racial covenants, which almost always barred black citizens from owning a home but often extended to American Jews, Asian Americans, Mexican Americans, and non-citizens and other ethnic groups and could be used by white real estate owners to enforce or introduce racial segregation, threats of legal action allowed them to remain effective for some time afterwards.[15] Racial steering practices later on also affected patterns of home ownership among non-whites[16] and the cumulative effects of exclusionary covenants, racial steering, and other segregation measures have resulted in lower property values, less capital accumulation, lower municipal tax revenues, and disinvestment in black communities.[17] Despite the fact that the Shelley v.	./cache/en-wikipedia-org-134.html	./txt/en-wikipedia-org-134.txt