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en-wikipedia-org-9050		Insurance in the United States - Wikipedia			.html	text/html	4179	453	52	South-Eastern Underwriters Association that the business of insurance was subject to federal regulation under the Commerce Clause of the U.S. Constitution.[13] The United States Congress, however, responded almost immediately with the McCarran-Ferguson Act in 1945.[14] The McCarran-Ferguson Act specifically provides that the regulation of the business of insurance by the state governments is in the public interest. The NAIC also acts at the national level to advance laws and policies supported by state insurance regulators. A common typology of insurance in the United States is to divide the industry into life and health insurers, on the one hand, and property and casualty insurers on the other: Various associations, government agencies, and companies serve the insurance industry in the United States. ^ Insurance Regulation in the United States: Regulatory Federalism and the National Association of Insurance Commissioners; Susan Randall; Florida State University Law Review, Vol. 26:625, 1999	./cache/en-wikipedia-org-9050.html	./txt/en-wikipedia-org-9050.txt