id author title date pages extension mime words sentences flesch summary cache txt work_brvqx46h6jbh3igiruwwfvfupi Thorsten Beck Is Small Beautiful? Financial Structure, Size and Access to Finance 2013 34 .pdf application/pdf 10667 1480 76 lenders and banks, as well as the average size of these institutions and firms' access to financial relationship between financial structure and firms' access to finance across countries at different needs of external finance, to thus take explicitly into account the potential cross-county, crossfirm and cross-industry heterogeneity in the effect of financial structure on firms' access to average size of low-end financial institutions, specialized lenders and access to finance by larger share of low-end financial institutions and specialized lenders is associated with higher use firms' financing constraints, while large low-end financial institutions seem to impede access to Specifically, firms in countries with a larger share of low-end financial institutions are share of low-end financial institutions for medium and large firms, while none of the other firmsize interactions enters significantly at the 5% level. negative relationship of the average size of low-end financial institutions with financing ./cache/work_brvqx46h6jbh3igiruwwfvfupi.pdf ./txt/work_brvqx46h6jbh3igiruwwfvfupi.txt