id	author	title	date	pages	extension	mime	words	sentences	flesch	summary	cache	txt
work_dexft7rz3rdetco63vwketkgzu	Montserrat Guillén	Sexless and beautiful data: from quantity to quality	2012	4	.pdf	application/pdf	1907	159	60	How much data on customers is gathered by insurers? build a wall between actuaries, for whom gender should be maintained to assess portfolio risk, and of a gender variable has much valuable information about the portfolio composition because it is a Gender is correct and reliable information about the insured. b) Start correlating gender information with every single piece of data for the corresponding c) Introduce lifestyle information in actuarial modelling, which is well known to be even more The main problem when replacing gender information by lifestyle data Data are accumulated in insurance companies, just in case they are needed, and as a brute source of How do we, as actuaries, use statistical data? No information on data quality, measurement error, or the like, is usually provided in (Frees & Valdez, 2008), panel data analysis (Boucher & Denuit, 2006), and multi-level models quality of insurance information be higher than it is at present.	./cache/work_dexft7rz3rdetco63vwketkgzu.pdf	./txt/work_dexft7rz3rdetco63vwketkgzu.txt