Economics Blog - Blog about finances, economics and money Skip to content Economics Blog Blog about finances, economics and money Menu Home Finance Loans Insurance Credit Cards Savings Contact Search Why is there no credit check with payday loans? People often suggest that, as payday loans are advanced without credit checks, the lender is acting irresponsibly loaning out money carte blanche without doing background checks first. Whilst it’s true that most payday lenders are not so concerned with credit history, to say that they don’t carry out checks is something of a myth. Twice […] Loans Read More Look for Unclaimed Money – Retirement Benefits and 401K Funds Retirement funds from Defined Benefits Plans are insured by the Pension Benefits Guarantee Corporation or PBGC. This is a government agency set up to protect employees’ pension money in case their companies go out of business or close their pension plans. Retirement funds from 401K plans are not guaranteed by PBGC. However, 401K funds are […] Finance Unclaimed Money Read More Accidents and Injuries at Work: How to Avoid Them and What to Look Out For Knowing the risks surrounding you in the workplace can stop accidents and illnesses from occurring. There’s no doubt about it: sometimes, the workplace can be a real war zone. Just in the past year, over a million people in the UK have been become ill as a result of doing their job, and 144 workers […] Finance Injuries at Work Read More 6 important Lessons every young adult needs to learn about Finances As parents, it’s important to make sure you pass on lessons to your children. Unfortunately, too many financial lessons get forgotten along the way. Because of this, young adults go out into the world, ignorant of crucial money lessons. So, what are some things that kids need to know about money? Effectively Using Credit Cards […] Finance Read More Protect Yourself Against the Unthinkable With a Popular Cancer Cover Did you know that where you live can determine the likelihood of surviving a terrible illness? Take lung cancer for example. According to recent research, the chances of beating this cancer are twice as good if you live in the United States as if you are in the UK. That’s something that has to change […] Insurance Cancer Cover Read More Does a Sudden Death in the Family Have to Lead to Financial Disaster? We know that the holiday season is right around the corner, and the last thing that you want to do is think about all of the bad things that can happen. However, we have a hard truth for you: not thinking about the worst case scenario isn’t going to make it any less likely to […] Finance Financial Disaster Read More County Court Judgement (CCJ) A County Court Judgement (CCJ) is a judgement issued by the court when you have failed to meet the payments as part of a credit agreement such as a personal loan, utility bill or credit card. A court can order a CCJ if it believes that you owe money to a creditor, with the order […] Debt CCJ County Court Judgement Read More Bankruptcy Bankruptcy is a financial resolution that may be considered by someone who can no longer afford to pay their debts. It is usually considered the ‘last option’ for people who have accrued a large amount of debt and cannot afford the repayments. Once you have been declared bankrupt, your remaining debts are written off, however […] Debt Bankruptcy Individual Voluntary Arrangement Read More Tap and Pay Bank Cards – Managing Security Risks With so much technology coming into our homes and into our cars, it would make sense that people want to bring more technology into our wallets. Indeed, the way that we handle payments can always change over time. After all, there was a time when credit cards where completely new. Mobile payments make people a […] Credit Cards contactless technology tap and pay Read More Pick the right Financial Advisor with these 3 questions Do we really need financial advisors? Is money really that hard to manage? Well, the answer to these questions is both yes and no. Yes, because with the rising number of people caught up in the web of debt, even if they are earning sizable income, is proof that money is the most challenging thing […] Finance Financial Advisor investment advisor Read More 1 2 Recent Posts Why is there no credit check with payday loans? Look for Unclaimed Money – Retirement Benefits and 401K Funds Accidents and Injuries at Work: How to Avoid Them and What to Look Out For 6 important Lessons every young adult needs to learn about Finances Protect Yourself Against the Unthinkable With a Popular Cancer Cover More financial related tips can be found on financialhelper.co.uk