id	sid	tid	token	lemma	pos
cord-007303-wuuhlowd	1	1	key	key	JJ
cord-007303-wuuhlowd	1	2	:	:	:
cord-007303-wuuhlowd	1	3	cord-007303-wuuhlowd	cord-007303-wuuhlowd	.
cord-007303-wuuhlowd	2	1	authors	author	NNS
cord-007303-wuuhlowd	2	2	:	:	:
cord-007303-wuuhlowd	2	3	Valkonen	Valkonen	NNP
cord-007303-wuuhlowd	2	4	,	,	,
cord-007303-wuuhlowd	2	5	Tarmo	Tarmo	NNP
cord-007303-wuuhlowd	2	6	title	title	NN
cord-007303-wuuhlowd	2	7	:	:	:
cord-007303-wuuhlowd	2	8	The	the	DT
cord-007303-wuuhlowd	2	9	Finnish	Finnish	NNP
cord-007303-wuuhlowd	2	10	Pension	Pension	NNP
cord-007303-wuuhlowd	2	11	System	System	NNP
cord-007303-wuuhlowd	2	12	and	and	CC
cord-007303-wuuhlowd	2	13	Its	-PRON-	PRP$
cord-007303-wuuhlowd	2	14	Future	future	JJ
cord-007303-wuuhlowd	2	15	Challenges	Challenges	NNP
cord-007303-wuuhlowd	2	16	date	date	NN
cord-007303-wuuhlowd	2	17	:	:	:
cord-007303-wuuhlowd	2	18	2020	2020	CD
cord-007303-wuuhlowd	2	19	-	-	HYPH
cord-007303-wuuhlowd	2	20	04	04	CD
cord-007303-wuuhlowd	2	21	-	-	HYPH
cord-007303-wuuhlowd	2	22	01	01	CD
cord-007303-wuuhlowd	2	23	journal	journal	NN
cord-007303-wuuhlowd	2	24	:	:	:
cord-007303-wuuhlowd	3	1	Inter	Inter	NNP
cord-007303-wuuhlowd	3	2	Econ	Econ	NNP
cord-007303-wuuhlowd	3	3	DOI	DOI	NNP
cord-007303-wuuhlowd	3	4	:	:	:
cord-007303-wuuhlowd	3	5	10.1007	10.1007	CD
cord-007303-wuuhlowd	3	6	/	/	SYM
cord-007303-wuuhlowd	3	7	s10272	s10272	NNP
cord-007303-wuuhlowd	3	8	-	-	HYPH
cord-007303-wuuhlowd	3	9	020	020	CD
cord-007303-wuuhlowd	4	1	-0877	-0877	:
cord-007303-wuuhlowd	4	2	-	-	HYPH
cord-007303-wuuhlowd	4	3	1	1	CD
cord-007303-wuuhlowd	4	4	sha	sha	NNP
cord-007303-wuuhlowd	4	5	:	:	:
cord-007303-wuuhlowd	4	6	61e7c3b6329fc051d489435e6f76d668132b6626	61e7c3b6329fc051d489435e6f76d668132b6626	CD
cord-007303-wuuhlowd	4	7	doc_id	doc_id	CD
cord-007303-wuuhlowd	4	8	:	:	:
cord-007303-wuuhlowd	5	1	7303	7303	CD
cord-007303-wuuhlowd	5	2	cord_uid	cord_uid	NN
cord-007303-wuuhlowd	5	3	:	:	:
cord-007303-wuuhlowd	6	1	wuuhlowd	wuuhlowd	NNP
cord-007303-wuuhlowd	6	2	A	a	DT
cord-007303-wuuhlowd	6	3	specific	specific	JJ
cord-007303-wuuhlowd	6	4	feature	feature	NN
cord-007303-wuuhlowd	6	5	in	in	IN
cord-007303-wuuhlowd	6	6	the	the	DT
cord-007303-wuuhlowd	6	7	Finnish	finnish	JJ
cord-007303-wuuhlowd	6	8	pension	pension	NN
cord-007303-wuuhlowd	6	9	system	system	NN
cord-007303-wuuhlowd	6	10	is	be	VBZ
cord-007303-wuuhlowd	6	11	rule	rule	NN
cord-007303-wuuhlowd	6	12	-	-	HYPH
cord-007303-wuuhlowd	6	13	based	base	VBN
cord-007303-wuuhlowd	6	14	preparation	preparation	NN
cord-007303-wuuhlowd	6	15	for	for	IN
cord-007303-wuuhlowd	6	16	mortality	mortality	NN
cord-007303-wuuhlowd	6	17	change	change	NN
cord-007303-wuuhlowd	6	18	.	.	.
cord-007303-wuuhlowd	7	1	The	the	DT
cord-007303-wuuhlowd	7	2	earned	earn	VBN
cord-007303-wuuhlowd	7	3	pension	pension	NN
cord-007303-wuuhlowd	7	4	capital	capital	NN
cord-007303-wuuhlowd	7	5	is	be	VBZ
cord-007303-wuuhlowd	7	6	adjusted	adjust	VBN
cord-007303-wuuhlowd	7	7	to	to	IN
cord-007303-wuuhlowd	7	8	life	life	NN
cord-007303-wuuhlowd	7	9	expectancy	expectancy	NN
cord-007303-wuuhlowd	7	10	and	and	CC
cord-007303-wuuhlowd	7	11	the	the	DT
cord-007303-wuuhlowd	7	12	lowest	low	JJS
cord-007303-wuuhlowd	7	13	age	age	NN
cord-007303-wuuhlowd	7	14	limit	limit	NN
cord-007303-wuuhlowd	7	15	of	of	IN
cord-007303-wuuhlowd	7	16	the	the	DT
cord-007303-wuuhlowd	7	17	flexible	flexible	JJ
cord-007303-wuuhlowd	7	18	retirement	retirement	NN
cord-007303-wuuhlowd	7	19	age	age	NN
cord-007303-wuuhlowd	7	20	will	will	MD
cord-007303-wuuhlowd	7	21	be	be	VB
cord-007303-wuuhlowd	7	22	adapted	adapt	VBN
cord-007303-wuuhlowd	7	23	so	so	IN
cord-007303-wuuhlowd	7	24	that	that	IN
cord-007303-wuuhlowd	7	25	the	the	DT
cord-007303-wuuhlowd	7	26	ratio	ratio	NN
cord-007303-wuuhlowd	7	27	of	of	IN
cord-007303-wuuhlowd	7	28	expected	expect	VBN
cord-007303-wuuhlowd	7	29	years	year	NNS
cord-007303-wuuhlowd	7	30	in	in	IN
cord-007303-wuuhlowd	7	31	employment	employment	NN
cord-007303-wuuhlowd	7	32	and	and	CC
cord-007303-wuuhlowd	7	33	retirement	retirement	NN
cord-007303-wuuhlowd	7	34	is	be	VBZ
cord-007303-wuuhlowd	7	35	fixed	fix	VBN
cord-007303-wuuhlowd	7	36	after	after	IN
cord-007303-wuuhlowd	7	37	year	year	NN
cord-007303-wuuhlowd	7	38	2030	2030	CD
cord-007303-wuuhlowd	7	39	.	.	.
cord-007303-wuuhlowd	8	1	Forum	forum	NN
cord-007303-wuuhlowd	8	2	return	return	VB
cord-007303-wuuhlowd	8	3	on	on	IN
cord-007303-wuuhlowd	8	4	funds	fund	NNS
cord-007303-wuuhlowd	8	5	is	be	VBZ
cord-007303-wuuhlowd	8	6	low	low	JJ
cord-007303-wuuhlowd	8	7	,	,	,
cord-007303-wuuhlowd	8	8	and	and	CC
cord-007303-wuuhlowd	8	9	the	the	DT
cord-007303-wuuhlowd	8	10	amount	amount	NN
cord-007303-wuuhlowd	8	11	of	of	IN
cord-007303-wuuhlowd	8	12	excess	excess	NN
cord-007303-wuuhlowd	8	13	is	be	VBZ
cord-007303-wuuhlowd	8	14	saved	save	VBN
cord-007303-wuuhlowd	8	15	to	to	TO
cord-007303-wuuhlowd	8	16	support	support	VB
cord-007303-wuuhlowd	8	17	the	the	DT
cord-007303-wuuhlowd	8	18	funding	funding	NN
cord-007303-wuuhlowd	8	19	.	.	.
cord-007303-wuuhlowd	9	1	The	the	DT
cord-007303-wuuhlowd	9	2	pension	pension	NN
cord-007303-wuuhlowd	9	3	scheme	scheme	NN
cord-007303-wuuhlowd	9	4	is	be	VBZ
cord-007303-wuuhlowd	9	5	run	run	VBN
cord-007303-wuuhlowd	9	6	by	by	IN
cord-007303-wuuhlowd	9	7	private	private	JJ
cord-007303-wuuhlowd	9	8	pension	pension	NN
cord-007303-wuuhlowd	9	9	companies	company	NNS
cord-007303-wuuhlowd	9	10	and	and	CC
cord-007303-wuuhlowd	9	11	other	other	JJ
cord-007303-wuuhlowd	9	12	pension	pension	NN
cord-007303-wuuhlowd	9	13	institutes	institute	NNS
cord-007303-wuuhlowd	9	14	,	,	,
cord-007303-wuuhlowd	9	15	which	which	WDT
cord-007303-wuuhlowd	9	16	are	be	VBP
cord-007303-wuuhlowd	9	17	individually	individually	RB
cord-007303-wuuhlowd	9	18	liable	liable	JJ
cord-007303-wuuhlowd	9	19	for	for	IN
cord-007303-wuuhlowd	9	20	the	the	DT
cord-007303-wuuhlowd	9	21	pre	pre	JJ
cord-007303-wuuhlowd	9	22	-	-	JJ
cord-007303-wuuhlowd	9	23	funded	funded	JJ
cord-007303-wuuhlowd	9	24	part	part	NN
cord-007303-wuuhlowd	9	25	of	of	IN
cord-007303-wuuhlowd	9	26	the	the	DT
cord-007303-wuuhlowd	9	27	pensions	pension	NNS
cord-007303-wuuhlowd	9	28	,	,	,
cord-007303-wuuhlowd	9	29	but	but	CC
cord-007303-wuuhlowd	9	30	mutually	mutually	RB
cord-007303-wuuhlowd	9	31	responsible	responsible	JJ
cord-007303-wuuhlowd	9	32	for	for	IN
cord-007303-wuuhlowd	9	33	fi	fi	NNP
cord-007303-wuuhlowd	9	34	nancing	nance	VBG
cord-007303-wuuhlowd	9	35	the	the	DT
cord-007303-wuuhlowd	9	36	payas	payas	NN
cord-007303-wuuhlowd	10	1	-you	-you	:
cord-007303-wuuhlowd	10	2	-	-	HYPH
cord-007303-wuuhlowd	10	3	go	go	VB
cord-007303-wuuhlowd	10	4	part	part	NN
cord-007303-wuuhlowd	10	5	.	.	.
cord-007303-wuuhlowd	11	1	Public	public	JJ
cord-007303-wuuhlowd	11	2	sector	sector	NN
cord-007303-wuuhlowd	11	3	schemes	scheme	NNS
cord-007303-wuuhlowd	11	4	have	have	VBP
cord-007303-wuuhlowd	11	5	buffer	buffer	NN
cord-007303-wuuhlowd	11	6	funds	fund	NNS
cord-007303-wuuhlowd	11	7	that	that	WDT
cord-007303-wuuhlowd	11	8	aim	aim	VBP
cord-007303-wuuhlowd	11	9	to	to	TO
cord-007303-wuuhlowd	11	10	smooth	smooth	VB
cord-007303-wuuhlowd	11	11	contribution	contribution	NN
cord-007303-wuuhlowd	11	12	rates	rate	NNS
cord-007303-wuuhlowd	11	13	.	.	.
cord-007303-wuuhlowd	12	1	As	as	IN
cord-007303-wuuhlowd	12	2	an	an	DT
cord-007303-wuuhlowd	12	3	outcome	outcome	NN
cord-007303-wuuhlowd	12	4	,	,	,
cord-007303-wuuhlowd	12	5	about	about	RB
cord-007303-wuuhlowd	12	6	a	a	DT
cord-007303-wuuhlowd	12	7	third	third	NN
cord-007303-wuuhlowd	12	8	of	of	IN
cord-007303-wuuhlowd	12	9	the	the	DT
cord-007303-wuuhlowd	12	10	accrued	accrue	VBN
cord-007303-wuuhlowd	12	11	earnings	earning	NNS
cord-007303-wuuhlowd	12	12	-	-	HYPH
cord-007303-wuuhlowd	12	13	related	relate	VBN
cord-007303-wuuhlowd	12	14	pension	pension	NN
cord-007303-wuuhlowd	12	15	rights	right	NNS
cord-007303-wuuhlowd	12	16	are	be	VBP
cord-007303-wuuhlowd	12	17	pre	pre	JJ
cord-007303-wuuhlowd	12	18	-	-	VBN
cord-007303-wuuhlowd	12	19	funded	funded	JJ
cord-007303-wuuhlowd	12	20	.	.	.
cord-007303-wuuhlowd	13	1	The	the	DT
cord-007303-wuuhlowd	13	2	main	main	JJ
cord-007303-wuuhlowd	13	3	challenge	challenge	NN
cord-007303-wuuhlowd	13	4	of	of	IN
cord-007303-wuuhlowd	13	5	the	the	DT
cord-007303-wuuhlowd	13	6	pension	pension	NN
cord-007303-wuuhlowd	13	7	system	system	NN
cord-007303-wuuhlowd	13	8	is	be	VBZ
cord-007303-wuuhlowd	13	9	population	population	NN
cord-007303-wuuhlowd	13	10	ageing	age	VBG
cord-007303-wuuhlowd	13	11	,	,	,
cord-007303-wuuhlowd	13	12	which	which	WDT
cord-007303-wuuhlowd	13	13	is	be	VBZ
cord-007303-wuuhlowd	13	14	escalating	escalate	VBG
cord-007303-wuuhlowd	13	15	in	in	IN
cord-007303-wuuhlowd	13	16	Finland	Finland	NNP
cord-007303-wuuhlowd	13	17	due	due	IN
cord-007303-wuuhlowd	13	18	to	to	IN
cord-007303-wuuhlowd	13	19	the	the	DT
cord-007303-wuuhlowd	13	20	recent	recent	JJ
cord-007303-wuuhlowd	13	21	large	large	JJ
cord-007303-wuuhlowd	13	22	fall	fall	NN
cord-007303-wuuhlowd	13	23	in	in	IN
cord-007303-wuuhlowd	13	24	fertility	fertility	NN
cord-007303-wuuhlowd	13	25	.	.	.
cord-007303-wuuhlowd	14	1	If	if	IN
cord-007303-wuuhlowd	14	2	the	the	DT
cord-007303-wuuhlowd	14	3	number	number	NN
cord-007303-wuuhlowd	14	4	of	of	IN
cord-007303-wuuhlowd	14	5	children	child	NNS
cord-007303-wuuhlowd	14	6	remains	remain	VBZ
cord-007303-wuuhlowd	14	7	low	low	JJ
cord-007303-wuuhlowd	14	8	and	and	CC
cord-007303-wuuhlowd	14	9	net	net	JJ
cord-007303-wuuhlowd	14	10	migration	migration	NN
cord-007303-wuuhlowd	14	11	does	do	VBZ
cord-007303-wuuhlowd	14	12	not	not	RB
cord-007303-wuuhlowd	14	13	increase	increase	VB
cord-007303-wuuhlowd	14	14	markedly	markedly	RB
cord-007303-wuuhlowd	14	15	,	,	,
cord-007303-wuuhlowd	14	16	there	there	EX
cord-007303-wuuhlowd	14	17	will	will	MD
cord-007303-wuuhlowd	14	18	be	be	VB
cord-007303-wuuhlowd	14	19	a	a	DT
cord-007303-wuuhlowd	14	20	growing	grow	VBG
cord-007303-wuuhlowd	14	21	need	need	NN
cord-007303-wuuhlowd	14	22	to	to	TO
cord-007303-wuuhlowd	14	23	increase	increase	VB
cord-007303-wuuhlowd	14	24	contribution	contribution	NN
cord-007303-wuuhlowd	14	25	rates	rate	NNS
cord-007303-wuuhlowd	14	26	.	.	.
cord-007303-wuuhlowd	15	1	Moreover	moreover	RB
cord-007303-wuuhlowd	15	2	,	,	,
cord-007303-wuuhlowd	15	3	the	the	DT
cord-007303-wuuhlowd	15	4	life	life	NN
cord-007303-wuuhlowd	15	5	expectancy	expectancy	NN
cord-007303-wuuhlowd	15	6	adjustment	adjustment	NN
cord-007303-wuuhlowd	15	7	of	of	IN
cord-007303-wuuhlowd	15	8	pensions	pension	NNS
cord-007303-wuuhlowd	15	9	lowers	lower	VBZ
cord-007303-wuuhlowd	15	10	replacement	replacement	NN
cord-007303-wuuhlowd	15	11	rates	rate	NNS
cord-007303-wuuhlowd	15	12	if	if	IN
cord-007303-wuuhlowd	15	13	mortality	mortality	NN
cord-007303-wuuhlowd	15	14	rates	rate	NNS
cord-007303-wuuhlowd	15	15	fall	fall	VBP
cord-007303-wuuhlowd	15	16	as	as	IN
cord-007303-wuuhlowd	15	17	expected	expect	VBN
cord-007303-wuuhlowd	15	18	.	.	.
cord-007303-wuuhlowd	16	1	It	-PRON-	PRP
cord-007303-wuuhlowd	16	2	will	will	MD
cord-007303-wuuhlowd	16	3	be	be	VB
cord-007303-wuuhlowd	16	4	compensated	compensate	VBN
cord-007303-wuuhlowd	16	5	partly	partly	RB
cord-007303-wuuhlowd	16	6	by	by	IN
cord-007303-wuuhlowd	16	7	longer	long	RBR
cord-007303-wuuhlowd	16	8	working	work	VBG
cord-007303-wuuhlowd	16	9	careers	career	NNS
cord-007303-wuuhlowd	16	10	,	,	,
cord-007303-wuuhlowd	16	11	but	but	CC
cord-007303-wuuhlowd	16	12	full	full	JJ
cord-007303-wuuhlowd	16	13	compensation	compensation	NN
cord-007303-wuuhlowd	16	14	would	would	MD
cord-007303-wuuhlowd	16	15	require	require	VB
cord-007303-wuuhlowd	16	16	a	a	DT
cord-007303-wuuhlowd	16	17	faster	fast	JJR
cord-007303-wuuhlowd	16	18	-	-	HYPH
cord-007303-wuuhlowd	16	19	than	than	IN
cord-007303-wuuhlowd	16	20	-	-	HYPH
cord-007303-wuuhlowd	16	21	projected	project	VBN
cord-007303-wuuhlowd	16	22	increase	increase	NN
cord-007303-wuuhlowd	16	23	in	in	IN
cord-007303-wuuhlowd	16	24	employment	employment	NN
cord-007303-wuuhlowd	16	25	rates	rate	NNS
cord-007303-wuuhlowd	16	26	.	.	.
cord-007303-wuuhlowd	17	1	Other	other	JJ
cord-007303-wuuhlowd	17	2	risks	risk	NNS
cord-007303-wuuhlowd	17	3	that	that	WDT
cord-007303-wuuhlowd	17	4	may	may	MD
cord-007303-wuuhlowd	17	5	infl	infl	VB
cord-007303-wuuhlowd	17	6	uence	uence	NNP
cord-007303-wuuhlowd	17	7	the	the	DT
cord-007303-wuuhlowd	17	8	sustainability	sustainability	NN
cord-007303-wuuhlowd	17	9	of	of	IN
cord-007303-wuuhlowd	17	10	the	the	DT
cord-007303-wuuhlowd	17	11	pension	pension	NN
cord-007303-wuuhlowd	17	12	system	system	NN
cord-007303-wuuhlowd	17	13	include	include	VBP
cord-007303-wuuhlowd	17	14	lower	low	JJR
cord-007303-wuuhlowd	17	15	growth	growth	NN
cord-007303-wuuhlowd	17	16	in	in	IN
cord-007303-wuuhlowd	17	17	employment	employment	NN
cord-007303-wuuhlowd	17	18	and	and	CC
cord-007303-wuuhlowd	17	19	wages	wage	NNS
cord-007303-wuuhlowd	17	20	due	due	JJ
cord-007303-wuuhlowd	17	21	to	to	IN
cord-007303-wuuhlowd	17	22	technological	technological	JJ
cord-007303-wuuhlowd	17	23	development	development	NN
cord-007303-wuuhlowd	17	24	as	as	RB
cord-007303-wuuhlowd	17	25	well	well	RB
cord-007303-wuuhlowd	17	26	as	as	IN
cord-007303-wuuhlowd	17	27	lower	low	JJR
cord-007303-wuuhlowd	17	28	pension	pension	NN
cord-007303-wuuhlowd	17	29	fund	fund	NN
cord-007303-wuuhlowd	17	30	yields	yield	NNS
cord-007303-wuuhlowd	17	31	than	than	IN
cord-007303-wuuhlowd	17	32	expected	expect	VBN
cord-007303-wuuhlowd	17	33	.	.	.
cord-007303-wuuhlowd	18	1	This	this	DT
cord-007303-wuuhlowd	18	2	review	review	NN
cord-007303-wuuhlowd	18	3	fi	fi	IN
cord-007303-wuuhlowd	18	4	rst	rst	NNP
cord-007303-wuuhlowd	18	5	provides	provide	VBZ
cord-007303-wuuhlowd	18	6	a	a	DT
cord-007303-wuuhlowd	18	7	brief	brief	JJ
cord-007303-wuuhlowd	18	8	outlook	outlook	NN
cord-007303-wuuhlowd	18	9	on	on	IN
cord-007303-wuuhlowd	18	10	the	the	DT
cord-007303-wuuhlowd	18	11	various	various	JJ
cord-007303-wuuhlowd	18	12	development	development	NN
cord-007303-wuuhlowd	18	13	stages	stage	NNS
cord-007303-wuuhlowd	18	14	of	of	IN
cord-007303-wuuhlowd	18	15	the	the	DT
cord-007303-wuuhlowd	18	16	Finnish	finnish	JJ
cord-007303-wuuhlowd	18	17	pension	pension	NN
cord-007303-wuuhlowd	18	18	system	system	NN
cord-007303-wuuhlowd	18	19	that	that	WDT
cord-007303-wuuhlowd	18	20	are	be	VBP
cord-007303-wuuhlowd	18	21	still	still	RB
cord-007303-wuuhlowd	18	22	visible	visible	JJ
cord-007303-wuuhlowd	18	23	in	in	IN
cord-007303-wuuhlowd	18	24	its	-PRON-	PRP$
cord-007303-wuuhlowd	18	25	basic	basic	JJ
cord-007303-wuuhlowd	18	26	structure	structure	NN
cord-007303-wuuhlowd	18	27	and	and	CC
cord-007303-wuuhlowd	18	28	the	the	DT
cord-007303-wuuhlowd	18	29	logic	logic	NN
cord-007303-wuuhlowd	18	30	of	of	IN
cord-007303-wuuhlowd	18	31	the	the	DT
cord-007303-wuuhlowd	18	32	current	current	JJ
cord-007303-wuuhlowd	18	33	version	version	NN
cord-007303-wuuhlowd	18	34	.	.	.
cord-007303-wuuhlowd	19	1	The	the	DT
cord-007303-wuuhlowd	19	2	subsequent	subsequent	JJ
cord-007303-wuuhlowd	19	3	section	section	NN
cord-007303-wuuhlowd	19	4	illustrates	illustrate	VBZ
cord-007303-wuuhlowd	19	5	with	with	IN
cord-007303-wuuhlowd	19	6	some	some	DT
cord-007303-wuuhlowd	19	7	key	key	JJ
cord-007303-wuuhlowd	19	8	indicators	indicator	NNS
cord-007303-wuuhlowd	19	9	how	how	WRB
cord-007303-wuuhlowd	19	10	the	the	DT
cord-007303-wuuhlowd	19	11	current	current	JJ
cord-007303-wuuhlowd	19	12	system	system	NN
cord-007303-wuuhlowd	19	13	has	have	VBZ
cord-007303-wuuhlowd	19	14	succeeded	succeed	VBN
cord-007303-wuuhlowd	19	15	in	in	IN
cord-007303-wuuhlowd	19	16	reaching	reach	VBG
cord-007303-wuuhlowd	19	17	its	-PRON-	PRP$
cord-007303-wuuhlowd	19	18	goals	goal	NNS
cord-007303-wuuhlowd	19	19	and	and	CC
cord-007303-wuuhlowd	19	20	shows	show	VBZ
cord-007303-wuuhlowd	19	21	its	-PRON-	PRP$
cord-007303-wuuhlowd	19	22	risk	risk	NN
cord-007303-wuuhlowd	19	23	-	-	HYPH
cord-007303-wuuhlowd	19	24	sharing	share	VBG
cord-007303-wuuhlowd	19	25	properties	property	NNS
cord-007303-wuuhlowd	19	26	.	.	.
cord-007303-wuuhlowd	20	1	This	this	DT
cord-007303-wuuhlowd	20	2	is	be	VBZ
cord-007303-wuuhlowd	20	3	followed	follow	VBN
cord-007303-wuuhlowd	20	4	by	by	IN
cord-007303-wuuhlowd	20	5	a	a	DT
cord-007303-wuuhlowd	20	6	discussion	discussion	NN
cord-007303-wuuhlowd	20	7	of	of	IN
cord-007303-wuuhlowd	20	8	how	how	WRB
cord-007303-wuuhlowd	20	9	the	the	DT
cord-007303-wuuhlowd	20	10	pension	pension	NN
cord-007303-wuuhlowd	20	11	system	system	NN
cord-007303-wuuhlowd	20	12	is	be	VBZ
cord-007303-wuuhlowd	20	13	prepared	prepared	JJ
cord-007303-wuuhlowd	20	14	to	to	TO
cord-007303-wuuhlowd	20	15	cope	cope	VB
cord-007303-wuuhlowd	20	16	with	with	IN
cord-007303-wuuhlowd	20	17	future	future	JJ
cord-007303-wuuhlowd	20	18	challenges	challenge	NNS
cord-007303-wuuhlowd	20	19	that	that	WDT
cord-007303-wuuhlowd	20	20	are	be	VBP
cord-007303-wuuhlowd	20	21	common	common	JJ
cord-007303-wuuhlowd	20	22	to	to	IN
cord-007303-wuuhlowd	20	23	pension	pension	NN
cord-007303-wuuhlowd	20	24	schemes	scheme	NNS
cord-007303-wuuhlowd	20	25	across	across	IN
cord-007303-wuuhlowd	20	26	industrialised	industrialised	JJ
cord-007303-wuuhlowd	20	27	countries	country	NNS
cord-007303-wuuhlowd	20	28	.	.	.
cord-007303-wuuhlowd	21	1	The	the	DT
cord-007303-wuuhlowd	21	2	concluding	conclude	VBG
cord-007303-wuuhlowd	21	3	section	section	NN
cord-007303-wuuhlowd	21	4	suggests	suggest	VBZ
cord-007303-wuuhlowd	21	5	changes	change	NNS
cord-007303-wuuhlowd	21	6	that	that	WDT
cord-007303-wuuhlowd	21	7	could	could	MD
cord-007303-wuuhlowd	21	8	make	make	VB
cord-007303-wuuhlowd	21	9	the	the	DT
cord-007303-wuuhlowd	21	10	Finnish	finnish	JJ
cord-007303-wuuhlowd	21	11	system	system	NN
cord-007303-wuuhlowd	21	12	even	even	RB
cord-007303-wuuhlowd	21	13	more	more	RBR
cord-007303-wuuhlowd	21	14	resilient	resilient	JJ
cord-007303-wuuhlowd	21	15	.	.	.
cord-007303-wuuhlowd	22	1	The	the	DT
cord-007303-wuuhlowd	22	2	history	history	NN
cord-007303-wuuhlowd	22	3	of	of	IN
cord-007303-wuuhlowd	22	4	Finnish	finnish	JJ
cord-007303-wuuhlowd	22	5	old	old	JJ
cord-007303-wuuhlowd	22	6	age	age	NN
cord-007303-wuuhlowd	22	7	pensions	pension	NNS
cord-007303-wuuhlowd	22	8	dates	date	VBZ
cord-007303-wuuhlowd	22	9	to	to	IN
cord-007303-wuuhlowd	22	10	pensions	pension	NNS
cord-007303-wuuhlowd	22	11	of	of	IN
cord-007303-wuuhlowd	22	12	the	the	DT
cord-007303-wuuhlowd	22	13	civil	civil	JJ
cord-007303-wuuhlowd	22	14	servants	servant	NNS
cord-007303-wuuhlowd	22	15	in	in	IN
cord-007303-wuuhlowd	22	16	19th	19th	JJ
cord-007303-wuuhlowd	22	17	century	century	NN
cord-007303-wuuhlowd	22	18	,	,	,
cord-007303-wuuhlowd	22	19	but	but	CC
cord-007303-wuuhlowd	22	20	a	a	DT
cord-007303-wuuhlowd	22	21	fi	fi	NN
cord-007303-wuuhlowd	22	22	rst	rst	NN
cord-007303-wuuhlowd	22	23	scheme	scheme	NN
cord-007303-wuuhlowd	22	24	with	with	IN
cord-007303-wuuhlowd	22	25	substantial	substantial	JJ
cord-007303-wuuhlowd	22	26	coverage	coverage	NN
cord-007303-wuuhlowd	22	27	was	be	VBD
cord-007303-wuuhlowd	22	28	established	establish	VBN
cord-007303-wuuhlowd	22	29	in	in	IN
cord-007303-wuuhlowd	22	30	1939	1939	CD
cord-007303-wuuhlowd	22	31	,	,	,
cord-007303-wuuhlowd	22	32	when	when	WRB
cord-007303-wuuhlowd	22	33	the	the	DT
cord-007303-wuuhlowd	22	34	national	national	JJ
cord-007303-wuuhlowd	22	35	pension	pension	NN
cord-007303-wuuhlowd	22	36	system	system	NN
cord-007303-wuuhlowd	22	37	was	be	VBD
cord-007303-wuuhlowd	22	38	introduced	introduce	VBN
cord-007303-wuuhlowd	22	39	.	.	.
cord-007303-wuuhlowd	23	1	This	this	DT
cord-007303-wuuhlowd	23	2	earnings	earning	NNS
cord-007303-wuuhlowd	23	3	-	-	HYPH
cord-007303-wuuhlowd	23	4	related	relate	VBN
cord-007303-wuuhlowd	23	5	scheme	scheme	NN
cord-007303-wuuhlowd	23	6	was	be	VBD
cord-007303-wuuhlowd	23	7	based	base	VBN
cord-007303-wuuhlowd	23	8	on	on	IN
cord-007303-wuuhlowd	23	9	fully	fully	RB
cord-007303-wuuhlowd	23	10	funded	fund	VBN
cord-007303-wuuhlowd	23	11	individual	individual	JJ
cord-007303-wuuhlowd	23	12	accounts	account	NNS
cord-007303-wuuhlowd	23	13	.	.	.
cord-007303-wuuhlowd	24	1	The	the	DT
cord-007303-wuuhlowd	24	2	negative	negative	JJ
cord-007303-wuuhlowd	24	3	experiences	experience	NNS
cord-007303-wuuhlowd	24	4	of	of	IN
cord-007303-wuuhlowd	24	5	war	war	NN
cord-007303-wuuhlowd	24	6	-	-	HYPH
cord-007303-wuuhlowd	24	7	time	time	NN
cord-007303-wuuhlowd	24	8	infl	infl	NN
cord-007303-wuuhlowd	24	9	ation	ation	NN
cord-007303-wuuhlowd	24	10	and	and	CC
cord-007303-wuuhlowd	24	11	political	political	JJ
cord-007303-wuuhlowd	24	12	resistance	resistance	NN
cord-007303-wuuhlowd	24	13	led	lead	VBD
cord-007303-wuuhlowd	24	14	to	to	IN
cord-007303-wuuhlowd	24	15	the	the	DT
cord-007303-wuuhlowd	24	16	1957	1957	CD
cord-007303-wuuhlowd	24	17	pension	pension	NN
cord-007303-wuuhlowd	24	18	reform	reform	NN
cord-007303-wuuhlowd	24	19	that	that	WDT
cord-007303-wuuhlowd	24	20	included	include	VBD
cord-007303-wuuhlowd	24	21	abandonment	abandonment	NN
cord-007303-wuuhlowd	24	22	of	of	IN
cord-007303-wuuhlowd	24	23	pre	pre	JJ
cord-007303-wuuhlowd	24	24	-	-	JJ
cord-007303-wuuhlowd	24	25	funding	funding	JJ
cord-007303-wuuhlowd	24	26	,	,	,
cord-007303-wuuhlowd	24	27	equalisation	equalisation	NN
cord-007303-wuuhlowd	24	28	of	of	IN
cord-007303-wuuhlowd	24	29	pensions	pension	NNS
cord-007303-wuuhlowd	24	30	,	,	,
cord-007303-wuuhlowd	24	31	introduction	introduction	NN
cord-007303-wuuhlowd	24	32	of	of	IN
cord-007303-wuuhlowd	24	33	income	income	NN
cord-007303-wuuhlowd	24	34	-	-	HYPH
cord-007303-wuuhlowd	24	35	and	and	CC
cord-007303-wuuhlowd	24	36	wealth	wealth	NN
cord-007303-wuuhlowd	24	37	-	-	HYPH
cord-007303-wuuhlowd	24	38	tested	test	VBN
cord-007303-wuuhlowd	25	1	The	the	DT
cord-007303-wuuhlowd	25	2	Finnish	finnish	JJ
cord-007303-wuuhlowd	25	3	pension	pension	NN
cord-007303-wuuhlowd	25	4	system	system	NN
cord-007303-wuuhlowd	25	5	has	have	VBZ
cord-007303-wuuhlowd	25	6	succeeded	succeed	VBN
cord-007303-wuuhlowd	25	7	in	in	IN
cord-007303-wuuhlowd	25	8	gaining	gain	VBG
cord-007303-wuuhlowd	25	9	high	high	JJ
cord-007303-wuuhlowd	25	10	social	social	NN
cord-007303-wuuhlowd	25	11	,	,	,
cord-007303-wuuhlowd	25	12	and	and	CC
cord-007303-wuuhlowd	25	13	reasonable	reasonable	JJ
cord-007303-wuuhlowd	25	14	fi	fi	NN
cord-007303-wuuhlowd	25	15	nancial	nancial	JJ
cord-007303-wuuhlowd	25	16	sustainability	sustainability	NN
cord-007303-wuuhlowd	25	17	.	.	.
cord-007303-wuuhlowd	26	1	The	the	DT
cord-007303-wuuhlowd	26	2	balance	balance	NN
cord-007303-wuuhlowd	26	3	between	between	IN
cord-007303-wuuhlowd	26	4	reaching	reach	VBG
cord-007303-wuuhlowd	26	5	the	the	DT
cord-007303-wuuhlowd	26	6	ambitious	ambitious	JJ
cord-007303-wuuhlowd	26	7	redistribution	redistribution	NN
cord-007303-wuuhlowd	26	8	goals	goal	NNS
cord-007303-wuuhlowd	26	9	and	and	CC
cord-007303-wuuhlowd	26	10	minimising	minimise	VBG
cord-007303-wuuhlowd	26	11	labour	labour	NN
cord-007303-wuuhlowd	26	12	supply	supply	NN
cord-007303-wuuhlowd	26	13	distortions	distortion	NNS
cord-007303-wuuhlowd	26	14	is	be	VBZ
cord-007303-wuuhlowd	26	15	achieved	achieve	VBN
cord-007303-wuuhlowd	26	16	with	with	IN
cord-007303-wuuhlowd	26	17	tax	tax	NN
cord-007303-wuuhlowd	26	18	-	-	HYPH
cord-007303-wuuhlowd	26	19	fi	fi	NN
cord-007303-wuuhlowd	26	20	nanced	nanced	NNP
cord-007303-wuuhlowd	26	21	,	,	,
cord-007303-wuuhlowd	26	22	income	income	NN
cord-007303-wuuhlowd	26	23	tested	test	VBD
cord-007303-wuuhlowd	26	24	basic	basic	JJ
cord-007303-wuuhlowd	26	25	pensions	pension	NNS
cord-007303-wuuhlowd	26	26	,	,	,
cord-007303-wuuhlowd	26	27	income	income	NN
cord-007303-wuuhlowd	26	28	-	-	HYPH
cord-007303-wuuhlowd	26	29	tested	test	VBN
cord-007303-wuuhlowd	26	30	basic	basic	JJ
cord-007303-wuuhlowd	26	31	pensions	pension	NNS
cord-007303-wuuhlowd	26	32	and	and	CC
cord-007303-wuuhlowd	26	33	a	a	DT
cord-007303-wuuhlowd	26	34	strong	strong	JJ
cord-007303-wuuhlowd	26	35	link	link	NN
cord-007303-wuuhlowd	26	36	between	between	IN
cord-007303-wuuhlowd	26	37	wage	wage	NN
cord-007303-wuuhlowd	26	38	income	income	NN
cord-007303-wuuhlowd	26	39	and	and	CC
cord-007303-wuuhlowd	26	40	accrued	accrue	VBN
cord-007303-wuuhlowd	26	41	pensions	pension	NNS
cord-007303-wuuhlowd	26	42	for	for	IN
cord-007303-wuuhlowd	26	43	middle	middle	NN
cord-007303-wuuhlowd	26	44	-	-	HYPH
cord-007303-wuuhlowd	26	45	and	and	CC
cord-007303-wuuhlowd	26	46	high	high	JJ
cord-007303-wuuhlowd	26	47	-	-	HYPH
cord-007303-wuuhlowd	26	48	income	income	NN
cord-007303-wuuhlowd	26	49	workers	worker	NNS
cord-007303-wuuhlowd	26	50	in	in	IN
cord-007303-wuuhlowd	26	51	the	the	DT
cord-007303-wuuhlowd	26	52	earnings	earning	NNS
cord-007303-wuuhlowd	26	53	-	-	HYPH
cord-007303-wuuhlowd	26	54	related	relate	VBN
cord-007303-wuuhlowd	26	55	schemes	scheme	NNS
cord-007303-wuuhlowd	26	56	.	.	.
cord-007303-wuuhlowd	27	1	These	these	DT
cord-007303-wuuhlowd	27	2	well	well	RB
cord-007303-wuuhlowd	27	3	-	-	HYPH
cord-007303-wuuhlowd	27	4	governed	govern	VBN
cord-007303-wuuhlowd	27	5	fi	fi	NN
cord-007303-wuuhlowd	27	6	rst	rst	JJ
cord-007303-wuuhlowd	27	7	-	-	HYPH
cord-007303-wuuhlowd	27	8	pillar	pillar	NN
cord-007303-wuuhlowd	27	9	schemes	scheme	NNS
cord-007303-wuuhlowd	27	10	have	have	VBP
cord-007303-wuuhlowd	27	11	high	high	JJ
cord-007303-wuuhlowd	27	12	coverage	coverage	NN
cord-007303-wuuhlowd	27	13	and	and	CC
cord-007303-wuuhlowd	27	14	similar	similar	JJ
cord-007303-wuuhlowd	27	15	benefi	benefi	NNP
cord-007303-wuuhlowd	27	16	t	t	NN
cord-007303-wuuhlowd	27	17	rules	rule	NNS
cord-007303-wuuhlowd	27	18	.	.	.
cord-007303-wuuhlowd	28	1	Second	second	JJ
cord-007303-wuuhlowd	28	2	pillar	pillar	NN
cord-007303-wuuhlowd	28	3	occupational	occupational	JJ
cord-007303-wuuhlowd	28	4	pensions	pension	NNS
cord-007303-wuuhlowd	28	5	are	be	VBP
cord-007303-wuuhlowd	28	6	rare	rare	JJ
cord-007303-wuuhlowd	28	7	in	in	IN
cord-007303-wuuhlowd	28	8	Finland	Finland	NNP
cord-007303-wuuhlowd	28	9	.	.	.
cord-007303-wuuhlowd	29	1	One	one	CD
cord-007303-wuuhlowd	29	2	of	of	IN
cord-007303-wuuhlowd	29	3	the	the	DT
cord-007303-wuuhlowd	29	4	secrets	secret	NNS
cord-007303-wuuhlowd	29	5	of	of	IN
cord-007303-wuuhlowd	29	6	its	-PRON-	PRP$
cord-007303-wuuhlowd	29	7	success	success	NN
cord-007303-wuuhlowd	29	8	has	have	VBZ
cord-007303-wuuhlowd	29	9	been	be	VBN
cord-007303-wuuhlowd	29	10	the	the	DT
cord-007303-wuuhlowd	29	11	capacity	capacity	NN
cord-007303-wuuhlowd	29	12	to	to	TO
cord-007303-wuuhlowd	29	13	make	make	VB
cord-007303-wuuhlowd	29	14	extensive	extensive	JJ
cord-007303-wuuhlowd	29	15	reforms	reform	NNS
cord-007303-wuuhlowd	29	16	when	when	WRB
cord-007303-wuuhlowd	29	17	required	require	VBN
cord-007303-wuuhlowd	29	18	.	.	.
cord-007303-wuuhlowd	30	1	By	by	IN
cord-007303-wuuhlowd	30	2	law	law	NN
cord-007303-wuuhlowd	30	3	,	,	,
cord-007303-wuuhlowd	30	4	the	the	DT
cord-007303-wuuhlowd	30	5	earnings	earning	NNS
cord-007303-wuuhlowd	30	6	-	-	HYPH
cord-007303-wuuhlowd	30	7	related	relate	VBN
cord-007303-wuuhlowd	30	8	pension	pension	NN
cord-007303-wuuhlowd	30	9	scheme	scheme	NN
cord-007303-wuuhlowd	30	10	follows	follow	VBZ
cord-007303-wuuhlowd	30	11	the	the	DT
cord-007303-wuuhlowd	30	12	defi	defi	NNP
cord-007303-wuuhlowd	30	13	ned	ned	NNP
cord-007303-wuuhlowd	30	14	benefi	benefi	NNP
cord-007303-wuuhlowd	30	15	t	t	NNP
cord-007303-wuuhlowd	30	16	rule	rule	NN
cord-007303-wuuhlowd	30	17	,	,	,
cord-007303-wuuhlowd	30	18	where	where	WRB
cord-007303-wuuhlowd	30	19	contribution	contribution	NN
cord-007303-wuuhlowd	30	20	rates	rate	NNS
cord-007303-wuuhlowd	30	21	adjust	adjust	VBP
cord-007303-wuuhlowd	30	22	to	to	IN
cord-007303-wuuhlowd	30	23	shocks	shock	NNS
cord-007303-wuuhlowd	30	24	that	that	WDT
cord-007303-wuuhlowd	30	25	weaken	weaken	VBP
cord-007303-wuuhlowd	30	26	the	the	DT
cord-007303-wuuhlowd	30	27	contribution	contribution	NN
cord-007303-wuuhlowd	30	28	base	base	NN
cord-007303-wuuhlowd	30	29	or	or	CC
cord-007303-wuuhlowd	30	30	increase	increase	VB
cord-007303-wuuhlowd	30	31	expenditures	expenditure	NNS
cord-007303-wuuhlowd	30	32	.	.	.
cord-007303-wuuhlowd	31	1	In	in	IN
cord-007303-wuuhlowd	31	2	practice	practice	NN
cord-007303-wuuhlowd	31	3	,	,	,
cord-007303-wuuhlowd	31	4	however	however	RB
cord-007303-wuuhlowd	31	5	,	,	,
cord-007303-wuuhlowd	31	6	an	an	DT
cord-007303-wuuhlowd	31	7	outlook	outlook	NN
cord-007303-wuuhlowd	31	8	of	of	IN
cord-007303-wuuhlowd	31	9	a	a	DT
cord-007303-wuuhlowd	31	10	strongly	strongly	RB
cord-007303-wuuhlowd	31	11	increasing	increase	VBG
cord-007303-wuuhlowd	31	12	contribution	contribution	NN
cord-007303-wuuhlowd	31	13	rate	rate	NN
cord-007303-wuuhlowd	31	14	has	have	VBZ
cord-007303-wuuhlowd	31	15	often	often	RB
cord-007303-wuuhlowd	31	16	triggered	trigger	VBN
cord-007303-wuuhlowd	31	17	a	a	DT
cord-007303-wuuhlowd	31	18	reform	reform	NN
cord-007303-wuuhlowd	31	19	process	process	NN
cord-007303-wuuhlowd	31	20	.	.	.
cord-007303-wuuhlowd	32	1	Both	both	DT
cord-007303-wuuhlowd	32	2	the	the	DT
cord-007303-wuuhlowd	32	3	negotiations	negotiation	NNS
cord-007303-wuuhlowd	32	4	and	and	CC
cord-007303-wuuhlowd	32	5	the	the	DT
cord-007303-wuuhlowd	32	6	full	full	JJ
cord-007303-wuuhlowd	32	7	implementation	implementation	NN
cord-007303-wuuhlowd	32	8	of	of	IN
cord-007303-wuuhlowd	32	9	the	the	DT
cord-007303-wuuhlowd	32	10	reforms	reform	NNS
cord-007303-wuuhlowd	32	11	have	have	VBP
cord-007303-wuuhlowd	32	12	taken	take	VBN
cord-007303-wuuhlowd	32	13	time	time	NN
cord-007303-wuuhlowd	32	14	,	,	,
cord-007303-wuuhlowd	32	15	but	but	CC
cord-007303-wuuhlowd	32	16	the	the	DT
cord-007303-wuuhlowd	32	17	outcomes	outcome	NNS
cord-007303-wuuhlowd	32	18	have	have	VBP
cord-007303-wuuhlowd	32	19	been	be	VBN
cord-007303-wuuhlowd	32	20	largely	largely	RB
cord-007303-wuuhlowd	32	21	accepted	accept	VBN
cord-007303-wuuhlowd	32	22	.	.	.
cord-007303-wuuhlowd	33	1	A	a	DT
cord-007303-wuuhlowd	33	2	specifi	specifi	NN
cord-007303-wuuhlowd	33	3	c	c	NN
cord-007303-wuuhlowd	33	4	feature	feature	NN
cord-007303-wuuhlowd	33	5	in	in	IN
cord-007303-wuuhlowd	33	6	the	the	DT
cord-007303-wuuhlowd	33	7	Finnish	finnish	JJ
cord-007303-wuuhlowd	33	8	pension	pension	NN
cord-007303-wuuhlowd	33	9	system	system	NN
cord-007303-wuuhlowd	33	10	is	be	VBZ
cord-007303-wuuhlowd	33	11	rulebased	rulebase	VBN
cord-007303-wuuhlowd	33	12	preparation	preparation	NN
cord-007303-wuuhlowd	33	13	for	for	IN
cord-007303-wuuhlowd	33	14	mortality	mortality	NN
cord-007303-wuuhlowd	33	15	change	change	NN
cord-007303-wuuhlowd	33	16	.	.	.
cord-007303-wuuhlowd	34	1	The	the	DT
cord-007303-wuuhlowd	34	2	earned	earn	VBN
cord-007303-wuuhlowd	34	3	pension	pension	NN
cord-007303-wuuhlowd	34	4	capital	capital	NN
cord-007303-wuuhlowd	34	5	is	be	VBZ
cord-007303-wuuhlowd	34	6	adjusted	adjust	VBN
cord-007303-wuuhlowd	34	7	to	to	IN
cord-007303-wuuhlowd	34	8	life	life	NN
cord-007303-wuuhlowd	34	9	expectancy	expectancy	NN
cord-007303-wuuhlowd	34	10	and	and	CC
cord-007303-wuuhlowd	34	11	the	the	DT
cord-007303-wuuhlowd	34	12	lowest	low	JJS
cord-007303-wuuhlowd	34	13	age	age	NN
cord-007303-wuuhlowd	34	14	limit	limit	NN
cord-007303-wuuhlowd	34	15	of	of	IN
cord-007303-wuuhlowd	34	16	the	the	DT
cord-007303-wuuhlowd	34	17	fl	fl	NNP
cord-007303-wuuhlowd	34	18	exible	exible	JJ
cord-007303-wuuhlowd	34	19	retirement	retirement	NN
cord-007303-wuuhlowd	34	20	age	age	NN
cord-007303-wuuhlowd	34	21	will	will	MD
cord-007303-wuuhlowd	34	22	be	be	VB
cord-007303-wuuhlowd	34	23	adapted	adapt	VBN
cord-007303-wuuhlowd	34	24	so	so	IN
cord-007303-wuuhlowd	34	25	that	that	IN
cord-007303-wuuhlowd	34	26	the	the	DT
cord-007303-wuuhlowd	34	27	ratio	ratio	NN
cord-007303-wuuhlowd	34	28	of	of	IN
cord-007303-wuuhlowd	34	29	expected	expect	VBN
cord-007303-wuuhlowd	34	30	years	year	NNS
cord-007303-wuuhlowd	34	31	in	in	IN
cord-007303-wuuhlowd	34	32	employment	employment	NN
cord-007303-wuuhlowd	34	33	and	and	CC
cord-007303-wuuhlowd	34	34	retirement	retirement	NN
cord-007303-wuuhlowd	34	35	is	be	VBZ
cord-007303-wuuhlowd	34	36	fi	fi	FW
cord-007303-wuuhlowd	34	37	xed	xed	NNP
cord-007303-wuuhlowd	34	38	after	after	IN
cord-007303-wuuhlowd	34	39	year	year	NN
cord-007303-wuuhlowd	34	40	2030	2030	CD
cord-007303-wuuhlowd	34	41	.	.	.
cord-007303-wuuhlowd	35	1	Postponed	postpone	VBN
cord-007303-wuuhlowd	35	2	withdrawal	withdrawal	NN
cord-007303-wuuhlowd	35	3	of	of	IN
cord-007303-wuuhlowd	35	4	pensions	pension	NNS
cord-007303-wuuhlowd	35	5	is	be	VBZ
cord-007303-wuuhlowd	35	6	rewarded	reward	VBN
cord-007303-wuuhlowd	35	7	in	in	IN
cord-007303-wuuhlowd	35	8	an	an	DT
cord-007303-wuuhlowd	35	9	actuarially	actuarially	RB
cord-007303-wuuhlowd	35	10	fair	fair	JJ
cord-007303-wuuhlowd	35	11	way	way	NN
cord-007303-wuuhlowd	35	12	.	.	.
cord-007303-wuuhlowd	36	1	This	this	DT
cord-007303-wuuhlowd	36	2	set	set	NN
cord-007303-wuuhlowd	36	3	of	of	IN
cord-007303-wuuhlowd	36	4	rules	rule	NNS
cord-007303-wuuhlowd	36	5	generates	generate	VBZ
cord-007303-wuuhlowd	36	6	strong	strong	JJ
cord-007303-wuuhlowd	36	7	incentives	incentive	NNS
cord-007303-wuuhlowd	36	8	to	to	TO
cord-007303-wuuhlowd	36	9	extend	extend	VB
cord-007303-wuuhlowd	36	10	working	work	VBG
cord-007303-wuuhlowd	36	11	life	life	NN
cord-007303-wuuhlowd	36	12	when	when	WRB
cord-007303-wuuhlowd	36	13	life	life	NN
cord-007303-wuuhlowd	36	14	expectancy	expectancy	NN
cord-007303-wuuhlowd	36	15	increases	increase	VBZ
cord-007303-wuuhlowd	36	16	.	.	.
cord-007303-wuuhlowd	37	1	Hence	hence	RB
cord-007303-wuuhlowd	37	2	,	,	,
cord-007303-wuuhlowd	37	3	the	the	DT
cord-007303-wuuhlowd	37	4	rules	rule	NNS
cord-007303-wuuhlowd	37	5	promote	promote	VBP
cord-007303-wuuhlowd	37	6	adequacy	adequacy	NN
cord-007303-wuuhlowd	37	7	of	of	IN
cord-007303-wuuhlowd	37	8	pensions	pension	NNS
cord-007303-wuuhlowd	37	9	and	and	CC
cord-007303-wuuhlowd	37	10	fi	fi	NNP
cord-007303-wuuhlowd	37	11	scal	scal	NNP
cord-007303-wuuhlowd	37	12	sustainability	sustainability	NN
cord-007303-wuuhlowd	37	13	.	.	.
cord-007303-wuuhlowd	38	1	Another	another	DT
cord-007303-wuuhlowd	38	2	non	non	JJ
cord-007303-wuuhlowd	38	3	-	-	JJ
cord-007303-wuuhlowd	38	4	standard	standard	JJ
cord-007303-wuuhlowd	38	5	element	element	NN
cord-007303-wuuhlowd	38	6	is	be	VBZ
cord-007303-wuuhlowd	38	7	the	the	DT
cord-007303-wuuhlowd	38	8	partial	partial	JJ
cord-007303-wuuhlowd	38	9	pre	pre	JJ
cord-007303-wuuhlowd	38	10	-	-	JJ
cord-007303-wuuhlowd	38	11	funding	funding	NN
cord-007303-wuuhlowd	38	12	of	of	IN
cord-007303-wuuhlowd	38	13	the	the	DT
cord-007303-wuuhlowd	38	14	fi	fi	NNP
cord-007303-wuuhlowd	38	15	rst	rst	JJ
cord-007303-wuuhlowd	38	16	-	-	HYPH
cord-007303-wuuhlowd	38	17	pillar	pillar	NN
cord-007303-wuuhlowd	38	18	earnings	earning	NNS
cord-007303-wuuhlowd	38	19	-	-	HYPH
cord-007303-wuuhlowd	38	20	related	relate	VBN
cord-007303-wuuhlowd	38	21	benefi	benefi	NN
cord-007303-wuuhlowd	38	22	ts	ts	NN
cord-007303-wuuhlowd	38	23	.	.	.
cord-007303-wuuhlowd	39	1	The	the	DT
cord-007303-wuuhlowd	39	2	share	share	NN
cord-007303-wuuhlowd	39	3	of	of	IN
cord-007303-wuuhlowd	39	4	contributions	contribution	NNS
cord-007303-wuuhlowd	39	5	that	that	WDT
cord-007303-wuuhlowd	39	6	is	be	VBZ
cord-007303-wuuhlowd	39	7	pre	pre	JJ
cord-007303-wuuhlowd	39	8	-	-	VBN
cord-007303-wuuhlowd	39	9	funded	fund	VBN
cord-007303-wuuhlowd	40	1	in	in	IN
cord-007303-wuuhlowd	40	2	the	the	DT
cord-007303-wuuhlowd	40	3	dominating	dominating	JJ
cord-007303-wuuhlowd	40	4	private	private	JJ
cord-007303-wuuhlowd	40	5	sector	sector	NN
cord-007303-wuuhlowd	40	6	pension	pension	NN
cord-007303-wuuhlowd	40	7	scheme	scheme	NN
cord-007303-wuuhlowd	40	8	(	(	-LRB-
cord-007303-wuuhlowd	40	9	TyEL	TyEL	NNP
cord-007303-wuuhlowd	40	10	)	)	-RRB-
cord-007303-wuuhlowd	40	11	is	be	VBZ
cord-007303-wuuhlowd	40	12	small	small	JJ
cord-007303-wuuhlowd	40	13	,	,	,
cord-007303-wuuhlowd	40	14	but	but	CC
cord-007303-wuuhlowd	40	15	the	the	DT
cord-007303-wuuhlowd	40	16	required	require	VBN
cord-007303-wuuhlowd	40	17	Forum	Forum	NNP
cord-007303-wuuhlowd	40	18	creased	crease	VBD
cord-007303-wuuhlowd	40	19	the	the	DT
cord-007303-wuuhlowd	40	20	investments	investment	NNS
cord-007303-wuuhlowd	40	21	in	in	IN
cord-007303-wuuhlowd	40	22	stock	stock	NN
cord-007303-wuuhlowd	40	23	and	and	CC
cord-007303-wuuhlowd	40	24	foreign	foreign	JJ
cord-007303-wuuhlowd	40	25	markets	market	NNS
cord-007303-wuuhlowd	40	26	.	.	.
cord-007303-wuuhlowd	41	1	The	the	DT
cord-007303-wuuhlowd	41	2	public	public	JJ
cord-007303-wuuhlowd	41	3	sector	sector	NN
cord-007303-wuuhlowd	41	4	pension	pension	NN
cord-007303-wuuhlowd	41	5	institutes	institute	NNS
cord-007303-wuuhlowd	41	6	started	start	VBD
cord-007303-wuuhlowd	41	7	buffer	buffer	NN
cord-007303-wuuhlowd	41	8	-	-	HYPH
cord-007303-wuuhlowd	41	9	type	type	NN
cord-007303-wuuhlowd	41	10	pre	pre	JJ
cord-007303-wuuhlowd	41	11	-	-	NN
cord-007303-wuuhlowd	41	12	funding	funding	NN
cord-007303-wuuhlowd	41	13	of	of	IN
cord-007303-wuuhlowd	41	14	the	the	DT
cord-007303-wuuhlowd	41	15	contributions	contribution	NNS
cord-007303-wuuhlowd	41	16	in	in	IN
cord-007303-wuuhlowd	41	17	the	the	DT
cord-007303-wuuhlowd	41	18	late	late	JJ
cord-007303-wuuhlowd	41	19	1990s	1990	NNS
cord-007303-wuuhlowd	41	20	.	.	.
cord-007303-wuuhlowd	42	1	An	an	DT
cord-007303-wuuhlowd	42	2	extensive	extensive	JJ
cord-007303-wuuhlowd	42	3	and	and	CC
cord-007303-wuuhlowd	42	4	radical	radical	JJ
cord-007303-wuuhlowd	42	5	pension	pension	NN
cord-007303-wuuhlowd	42	6	reform	reform	NN
cord-007303-wuuhlowd	42	7	took	take	VBD
cord-007303-wuuhlowd	42	8	place	place	NN
cord-007303-wuuhlowd	42	9	in	in	IN
cord-007303-wuuhlowd	42	10	2005	2005	CD
cord-007303-wuuhlowd	42	11	.	.	.
cord-007303-wuuhlowd	43	1	The	the	DT
cord-007303-wuuhlowd	43	2	reformed	reformed	JJ
cord-007303-wuuhlowd	43	3	rules	rule	NNS
cord-007303-wuuhlowd	43	4	form	form	VBP
cord-007303-wuuhlowd	43	5	the	the	DT
cord-007303-wuuhlowd	43	6	backbone	backbone	NN
cord-007303-wuuhlowd	43	7	of	of	IN
cord-007303-wuuhlowd	43	8	the	the	DT
cord-007303-wuuhlowd	43	9	current	current	JJ
cord-007303-wuuhlowd	43	10	pension	pension	NN
cord-007303-wuuhlowd	43	11	system	system	NN
cord-007303-wuuhlowd	43	12	.	.	.
cord-007303-wuuhlowd	44	1	Key	key	JJ
cord-007303-wuuhlowd	44	2	elements	element	NNS
cord-007303-wuuhlowd	44	3	were	be	VBD
cord-007303-wuuhlowd	44	4	the	the	DT
cord-007303-wuuhlowd	44	5	harmonisation	harmonisation	NN
cord-007303-wuuhlowd	44	6	of	of	IN
cord-007303-wuuhlowd	44	7	the	the	DT
cord-007303-wuuhlowd	44	8	benefi	benefi	NNP
cord-007303-wuuhlowd	44	9	t	t	NNP
cord-007303-wuuhlowd	44	10	rules	rule	NNS
cord-007303-wuuhlowd	44	11	of	of	IN
cord-007303-wuuhlowd	44	12	different	different	JJ
cord-007303-wuuhlowd	44	13	earnings	earning	NNS
cord-007303-wuuhlowd	44	14	-	-	HYPH
cord-007303-wuuhlowd	44	15	related	relate	VBN
cord-007303-wuuhlowd	44	16	schemes	scheme	NNS
cord-007303-wuuhlowd	44	17	,	,	,
cord-007303-wuuhlowd	44	18	a	a	DT
cord-007303-wuuhlowd	44	19	tighter	tight	JJR
cord-007303-wuuhlowd	44	20	link	link	NN
cord-007303-wuuhlowd	44	21	between	between	IN
cord-007303-wuuhlowd	44	22	earned	earn	VBN
cord-007303-wuuhlowd	44	23	income	income	NN
cord-007303-wuuhlowd	44	24	and	and	CC
cord-007303-wuuhlowd	44	25	accruals	accrual	NNS
cord-007303-wuuhlowd	44	26	,	,	,
cord-007303-wuuhlowd	44	27	introduction	introduction	NN
cord-007303-wuuhlowd	44	28	of	of	IN
cord-007303-wuuhlowd	44	29	fl	fl	NNP
cord-007303-wuuhlowd	44	30	exible	exible	JJ
cord-007303-wuuhlowd	44	31	old	old	JJ
cord-007303-wuuhlowd	44	32	age	age	NN
cord-007303-wuuhlowd	44	33	retirement	retirement	NN
cord-007303-wuuhlowd	44	34	,	,	,
cord-007303-wuuhlowd	44	35	gradual	gradual	JJ
cord-007303-wuuhlowd	44	36	abolishment	abolishment	NN
cord-007303-wuuhlowd	44	37	of	of	IN
cord-007303-wuuhlowd	44	38	several	several	JJ
cord-007303-wuuhlowd	44	39	early	early	JJ
cord-007303-wuuhlowd	44	40	retirement	retirement	NN
cord-007303-wuuhlowd	44	41	schemes	scheme	NNS
cord-007303-wuuhlowd	44	42	and	and	CC
cord-007303-wuuhlowd	44	43	the	the	DT
cord-007303-wuuhlowd	44	44	introduction	introduction	NN
cord-007303-wuuhlowd	44	45	of	of	IN
cord-007303-wuuhlowd	44	46	a	a	DT
cord-007303-wuuhlowd	44	47	link	link	NN
cord-007303-wuuhlowd	44	48	between	between	IN
cord-007303-wuuhlowd	44	49	life	life	NN
cord-007303-wuuhlowd	44	50	expectancy	expectancy	NN
cord-007303-wuuhlowd	44	51	of	of	IN
cord-007303-wuuhlowd	44	52	the	the	DT
cord-007303-wuuhlowd	44	53	retiring	retire	VBG
cord-007303-wuuhlowd	44	54	cohort	cohort	NN
cord-007303-wuuhlowd	44	55	and	and	CC
cord-007303-wuuhlowd	44	56	the	the	DT
cord-007303-wuuhlowd	44	57	pensions	pension	NNS
cord-007303-wuuhlowd	44	58	.	.	.
cord-007303-wuuhlowd	45	1	Pension	pension	NN
cord-007303-wuuhlowd	45	2	accrual	accrual	NN
cord-007303-wuuhlowd	45	3	starts	start	VBZ
cord-007303-wuuhlowd	45	4	from	from	IN
cord-007303-wuuhlowd	45	5	an	an	DT
cord-007303-wuuhlowd	45	6	earlier	early	JJR
cord-007303-wuuhlowd	45	7	age	age	NN
cord-007303-wuuhlowd	45	8	and	and	CC
cord-007303-wuuhlowd	45	9	smaller	small	JJR
cord-007303-wuuhlowd	45	10	amounts	amount	NNS
cord-007303-wuuhlowd	45	11	of	of	IN
cord-007303-wuuhlowd	45	12	wages	wage	NNS
cord-007303-wuuhlowd	45	13	are	be	VBP
cord-007303-wuuhlowd	45	14	counted	count	VBN
cord-007303-wuuhlowd	45	15	.	.	.
cord-007303-wuuhlowd	46	1	A	a	DT
cord-007303-wuuhlowd	46	2	pensionable	pensionable	JJ
cord-007303-wuuhlowd	46	3	wage	wage	NN
cord-007303-wuuhlowd	46	4	is	be	VBZ
cord-007303-wuuhlowd	46	5	determined	determine	VBN
cord-007303-wuuhlowd	46	6	by	by	IN
cord-007303-wuuhlowd	46	7	the	the	DT
cord-007303-wuuhlowd	46	8	whole	whole	JJ
cord-007303-wuuhlowd	46	9	working	work	VBG
cord-007303-wuuhlowd	46	10	career	career	NN
cord-007303-wuuhlowd	46	11	.	.	.
cord-007303-wuuhlowd	47	1	Pensions	pension	NNS
cord-007303-wuuhlowd	47	2	are	be	VBP
cord-007303-wuuhlowd	47	3	fully	fully	RB
cord-007303-wuuhlowd	47	4	portable	portable	JJ
cord-007303-wuuhlowd	47	5	allowing	allow	VBG
cord-007303-wuuhlowd	47	6	job	job	NN
cord-007303-wuuhlowd	47	7	and	and	CC
cord-007303-wuuhlowd	47	8	sector	sector	NN
cord-007303-wuuhlowd	47	9	changes	change	NNS
cord-007303-wuuhlowd	47	10	without	without	IN
cord-007303-wuuhlowd	47	11	losses	loss	NNS
cord-007303-wuuhlowd	47	12	in	in	IN
cord-007303-wuuhlowd	47	13	accrued	accrue	VBN
cord-007303-wuuhlowd	47	14	amounts	amount	NNS
cord-007303-wuuhlowd	47	15	.	.	.
cord-007303-wuuhlowd	48	1	The	the	DT
cord-007303-wuuhlowd	48	2	maximum	maximum	JJ
cord-007303-wuuhlowd	48	3	replacement	replacement	NN
cord-007303-wuuhlowd	48	4	rate	rate	NN
cord-007303-wuuhlowd	48	5	was	be	VBD
cord-007303-wuuhlowd	48	6	abolished	abolish	VBN
cord-007303-wuuhlowd	48	7	.	.	.
cord-007303-wuuhlowd	49	1	The	the	DT
cord-007303-wuuhlowd	49	2	accrued	accrue	VBN
cord-007303-wuuhlowd	49	3	pension	pension	NN
cord-007303-wuuhlowd	49	4	rights	right	NNS
cord-007303-wuuhlowd	49	5	are	be	VBP
cord-007303-wuuhlowd	49	6	indexed	index	VBN
cord-007303-wuuhlowd	49	7	to	to	IN
cord-007303-wuuhlowd	49	8	average	average	JJ
cord-007303-wuuhlowd	49	9	wages	wage	NNS
cord-007303-wuuhlowd	49	10	and	and	CC
cord-007303-wuuhlowd	49	11	consumer	consumer	NN
cord-007303-wuuhlowd	49	12	prices	price	NNS
cord-007303-wuuhlowd	49	13	with	with	IN
cord-007303-wuuhlowd	49	14	weights	weight	NNS
cord-007303-wuuhlowd	49	15	80/20	80/20	CD
cord-007303-wuuhlowd	49	16	during	during	IN
cord-007303-wuuhlowd	49	17	working	work	VBG
cord-007303-wuuhlowd	49	18	years	year	NNS
cord-007303-wuuhlowd	49	19	.	.	.
cord-007303-wuuhlowd	50	1	For	for	IN
cord-007303-wuuhlowd	50	2	the	the	DT
cord-007303-wuuhlowd	50	3	pensions	pension	NNS
cord-007303-wuuhlowd	50	4	in	in	IN
cord-007303-wuuhlowd	50	5	payment	payment	NN
cord-007303-wuuhlowd	50	6	,	,	,
cord-007303-wuuhlowd	50	7	the	the	DT
cord-007303-wuuhlowd	50	8	ratio	ratio	NN
cord-007303-wuuhlowd	50	9	is	be	VBZ
cord-007303-wuuhlowd	50	10	20/80	20/80	CD
cord-007303-wuuhlowd	50	11	.	.	.
cord-007303-wuuhlowd	51	1	Some	some	DT
cord-007303-wuuhlowd	51	2	pensions	pension	NNS
cord-007303-wuuhlowd	51	3	accrue	accrue	VBP
cord-007303-wuuhlowd	51	4	also	also	RB
cord-007303-wuuhlowd	51	5	during	during	IN
cord-007303-wuuhlowd	51	6	periods	period	NNS
cord-007303-wuuhlowd	51	7	of	of	IN
cord-007303-wuuhlowd	51	8	unemployment	unemployment	NN
cord-007303-wuuhlowd	51	9	,	,	,
cord-007303-wuuhlowd	51	10	child	child	NN
cord-007303-wuuhlowd	51	11	care	care	NN
cord-007303-wuuhlowd	51	12	,	,	,
cord-007303-wuuhlowd	51	13	sick	sick	JJ
cord-007303-wuuhlowd	51	14	leave	leave	NN
cord-007303-wuuhlowd	51	15	and	and	CC
cord-007303-wuuhlowd	51	16	studies	study	NNS
cord-007303-wuuhlowd	51	17	.	.	.
cord-007303-wuuhlowd	52	1	The	the	DT
cord-007303-wuuhlowd	52	2	possibility	possibility	NN
cord-007303-wuuhlowd	52	3	to	to	TO
cord-007303-wuuhlowd	52	4	withdraw	withdraw	VB
cord-007303-wuuhlowd	52	5	the	the	DT
cord-007303-wuuhlowd	52	6	pension	pension	NN
cord-007303-wuuhlowd	52	7	was	be	VBD
cord-007303-wuuhlowd	52	8	separated	separate	VBN
cord-007303-wuuhlowd	52	9	from	from	IN
cord-007303-wuuhlowd	52	10	the	the	DT
cord-007303-wuuhlowd	52	11	decision	decision	NN
cord-007303-wuuhlowd	52	12	of	of	IN
cord-007303-wuuhlowd	52	13	retiring	retire	VBG
cord-007303-wuuhlowd	52	14	from	from	IN
cord-007303-wuuhlowd	52	15	work	work	NN
cord-007303-wuuhlowd	52	16	.	.	.
cord-007303-wuuhlowd	53	1	The	the	DT
cord-007303-wuuhlowd	53	2	only	only	RB
cord-007303-wuuhlowd	53	3	remaining	remain	VBG
cord-007303-wuuhlowd	53	4	link	link	NN
cord-007303-wuuhlowd	53	5	was	be	VBD
cord-007303-wuuhlowd	53	6	that	that	DT
cord-007303-wuuhlowd	53	7	postponement	postponement	NN
cord-007303-wuuhlowd	53	8	of	of	IN
cord-007303-wuuhlowd	53	9	pension	pension	NN
cord-007303-wuuhlowd	53	10	withdrawal	withdrawal	NN
cord-007303-wuuhlowd	53	11	was	be	VBD
cord-007303-wuuhlowd	53	12	rewarded	reward	VBN
cord-007303-wuuhlowd	53	13	with	with	IN
cord-007303-wuuhlowd	53	14	a	a	DT
cord-007303-wuuhlowd	53	15	higher	high	JJR
cord-007303-wuuhlowd	53	16	accrual	accrual	NN
cord-007303-wuuhlowd	53	17	rate	rate	NN
cord-007303-wuuhlowd	53	18	only	only	RB
cord-007303-wuuhlowd	53	19	when	when	WRB
cord-007303-wuuhlowd	53	20	working	work	VBG
cord-007303-wuuhlowd	53	21	life	life	NN
cord-007303-wuuhlowd	53	22	continued	continue	VBD
cord-007303-wuuhlowd	53	23	.	.	.
cord-007303-wuuhlowd	54	1	Flexible	flexible	JJ
cord-007303-wuuhlowd	54	2	retirement	retirement	NN
cord-007303-wuuhlowd	54	3	allowed	allow	VBD
cord-007303-wuuhlowd	54	4	retirement	retirement	NN
cord-007303-wuuhlowd	54	5	between	between	IN
cord-007303-wuuhlowd	54	6	the	the	DT
cord-007303-wuuhlowd	54	7	ages	age	NNS
cord-007303-wuuhlowd	54	8	62	62	CD
cord-007303-wuuhlowd	54	9	and	and	CC
cord-007303-wuuhlowd	54	10	67	67	CD
cord-007303-wuuhlowd	54	11	,	,	,
cord-007303-wuuhlowd	54	12	but	but	CC
cord-007303-wuuhlowd	54	13	withdrawal	withdrawal	NN
cord-007303-wuuhlowd	54	14	at	at	IN
cord-007303-wuuhlowd	54	15	age	age	NN
cord-007303-wuuhlowd	54	16	62	62	CD
cord-007303-wuuhlowd	54	17	caused	cause	VBD
cord-007303-wuuhlowd	54	18	a	a	DT
cord-007303-wuuhlowd	54	19	marked	marked	JJ
cord-007303-wuuhlowd	54	20	loss	loss	NN
cord-007303-wuuhlowd	54	21	in	in	IN
cord-007303-wuuhlowd	54	22	the	the	DT
cord-007303-wuuhlowd	54	23	pension	pension	NN
cord-007303-wuuhlowd	54	24	if	if	IN
cord-007303-wuuhlowd	54	25	the	the	DT
cord-007303-wuuhlowd	54	26	person	person	NN
cord-007303-wuuhlowd	54	27	was	be	VBD
cord-007303-wuuhlowd	54	28	not	not	RB
cord-007303-wuuhlowd	54	29	unemployed	unemployed	JJ
cord-007303-wuuhlowd	54	30	long	long	JJ
cord-007303-wuuhlowd	54	31	term	term	NN
cord-007303-wuuhlowd	54	32	.	.	.
cord-007303-wuuhlowd	55	1	One	one	CD
cord-007303-wuuhlowd	55	2	of	of	IN
cord-007303-wuuhlowd	55	3	the	the	DT
cord-007303-wuuhlowd	55	4	ideas	idea	NNS
cord-007303-wuuhlowd	55	5	behind	behind	IN
cord-007303-wuuhlowd	55	6	the	the	DT
cord-007303-wuuhlowd	55	7	fl	fl	NNP
cord-007303-wuuhlowd	55	8	exible	exible	JJ
cord-007303-wuuhlowd	55	9	retirement	retirement	NN
cord-007303-wuuhlowd	55	10	age	age	NN
cord-007303-wuuhlowd	55	11	was	be	VBD
cord-007303-wuuhlowd	55	12	that	that	IN
cord-007303-wuuhlowd	55	13	the	the	DT
cord-007303-wuuhlowd	55	14	expected	expect	VBN
cord-007303-wuuhlowd	55	15	future	future	JJ
cord-007303-wuuhlowd	55	16	decline	decline	NN
cord-007303-wuuhlowd	55	17	in	in	IN
cord-007303-wuuhlowd	55	18	pensions	pension	NNS
cord-007303-wuuhlowd	55	19	due	due	JJ
cord-007303-wuuhlowd	55	20	to	to	IN
cord-007303-wuuhlowd	55	21	increasing	increase	VBG
cord-007303-wuuhlowd	55	22	longevity	longevity	NN
cord-007303-wuuhlowd	55	23	could	could	MD
cord-007303-wuuhlowd	55	24	be	be	VB
cord-007303-wuuhlowd	55	25	compensated	compensate	VBN
cord-007303-wuuhlowd	55	26	by	by	IN
cord-007303-wuuhlowd	55	27	extending	extend	VBG
cord-007303-wuuhlowd	55	28	voluntarily	voluntarily	RB
cord-007303-wuuhlowd	55	29	working	work	VBG
cord-007303-wuuhlowd	55	30	careers	career	NNS
cord-007303-wuuhlowd	55	31	.	.	.
cord-007303-wuuhlowd	56	1	It	-PRON-	PRP
cord-007303-wuuhlowd	56	2	turned	turn	VBD
cord-007303-wuuhlowd	56	3	out	out	RP
cord-007303-wuuhlowd	56	4	,	,	,
cord-007303-wuuhlowd	56	5	however	however	RB
cord-007303-wuuhlowd	56	6	,	,	,
cord-007303-wuuhlowd	56	7	that	that	DT
cord-007303-wuuhlowd	56	8	old	old	JJ
cord-007303-wuuhlowd	56	9	age	age	NN
cord-007303-wuuhlowd	56	10	retirement	retirement	NN
cord-007303-wuuhlowd	56	11	concentrated	concentrate	VBN
cord-007303-wuuhlowd	56	12	at	at	IN
cord-007303-wuuhlowd	56	13	age	age	NN
cord-007303-wuuhlowd	56	14	63	63	CD
cord-007303-wuuhlowd	56	15	and	and	CC
cord-007303-wuuhlowd	56	16	there	there	EX
cord-007303-wuuhlowd	56	17	was	be	VBD
cord-007303-wuuhlowd	56	18	the	the	DT
cord-007303-wuuhlowd	56	19	risk	risk	NN
cord-007303-wuuhlowd	56	20	of	of	IN
cord-007303-wuuhlowd	56	21	a	a	DT
cord-007303-wuuhlowd	56	22	continuously	continuously	RB
cord-007303-wuuhlowd	56	23	falling	fall	VBG
cord-007303-wuuhlowd	56	24	replacement	replacement	NN
cord-007303-wuuhlowd	56	25	rate	rate	NN
cord-007303-wuuhlowd	56	26	.	.	.
cord-007303-wuuhlowd	57	1	The	the	DT
cord-007303-wuuhlowd	57	2	observed	observed	JJ
cord-007303-wuuhlowd	57	3	reluctance	reluctance	NN
cord-007303-wuuhlowd	57	4	to	to	TO
cord-007303-wuuhlowd	57	5	extend	extend	VB
cord-007303-wuuhlowd	57	6	voluntarily	voluntarily	RB
cord-007303-wuuhlowd	57	7	working	work	VBG
cord-007303-wuuhlowd	57	8	lives	life	NNS
cord-007303-wuuhlowd	57	9	and	and	CC
cord-007303-wuuhlowd	57	10	a	a	DT
cord-007303-wuuhlowd	57	11	continued	continue	VBN
cord-007303-wuuhlowd	57	12	rise	rise	NN
cord-007303-wuuhlowd	57	13	in	in	IN
cord-007303-wuuhlowd	57	14	projected	project	VBN
cord-007303-wuuhlowd	57	15	life	life	NN
cord-007303-wuuhlowd	57	16	expectancy	expectancy	NN
cord-007303-wuuhlowd	57	17	generated	generate	VBD
cord-007303-wuuhlowd	57	18	the	the	DT
cord-007303-wuuhlowd	57	19	need	need	NN
cord-007303-wuuhlowd	57	20	for	for	IN
cord-007303-wuuhlowd	57	21	a	a	DT
cord-007303-wuuhlowd	57	22	new	new	JJ
cord-007303-wuuhlowd	57	23	pension	pension	NN
cord-007303-wuuhlowd	57	24	reform	reform	NN
cord-007303-wuuhlowd	57	25	.	.	.
cord-007303-wuuhlowd	58	1	It	-PRON-	PRP
cord-007303-wuuhlowd	58	2	was	be	VBD
cord-007303-wuuhlowd	58	3	understood	understand	VBN
cord-007303-wuuhlowd	58	4	that	that	IN
cord-007303-wuuhlowd	58	5	the	the	DT
cord-007303-wuuhlowd	58	6	low	low	JJ
cord-007303-wuuhlowd	58	7	retirement	retirement	NN
cord-007303-wuuhlowd	58	8	age	age	NN
cord-007303-wuuhlowd	58	9	endangered	endanger	VBN
cord-007303-wuuhlowd	58	10	both	both	DT
cord-007303-wuuhlowd	58	11	adequacy	adequacy	NN
cord-007303-wuuhlowd	58	12	of	of	IN
cord-007303-wuuhlowd	58	13	pensions	pension	NNS
cord-007303-wuuhlowd	58	14	and	and	CC
cord-007303-wuuhlowd	58	15	fi	fi	NNP
cord-007303-wuuhlowd	58	16	nancial	nancial	NNP
cord-007303-wuuhlowd	58	17	sustainability	sustainability	NN
cord-007303-wuuhlowd	58	18	of	of	IN
cord-007303-wuuhlowd	58	19	the	the	DT
cord-007303-wuuhlowd	58	20	general	general	JJ
cord-007303-wuuhlowd	58	21	government	government	NN
cord-007303-wuuhlowd	58	22	.	.	.
cord-007303-wuuhlowd	59	1	The	the	DT
cord-007303-wuuhlowd	59	2	reform	reform	NN
cord-007303-wuuhlowd	59	3	,	,	,
cord-007303-wuuhlowd	59	4	implemented	implement	VBN
cord-007303-wuuhlowd	59	5	in	in	IN
cord-007303-wuuhlowd	59	6	2017	2017	CD
cord-007303-wuuhlowd	59	7	,	,	,
cord-007303-wuuhlowd	59	8	introduced	introduce	VBN
cord-007303-wuuhlowd	59	9	a	a	DT
cord-007303-wuuhlowd	59	10	stepwise	stepwise	JJ
cord-007303-wuuhlowd	59	11	increase	increase	NN
cord-007303-wuuhlowd	59	12	in	in	IN
cord-007303-wuuhlowd	59	13	the	the	DT
cord-007303-wuuhlowd	59	14	lower	low	JJR
cord-007303-wuuhlowd	59	15	age	age	NN
cord-007303-wuuhlowd	59	16	limit	limit	NN
cord-007303-wuuhlowd	59	17	of	of	IN
cord-007303-wuuhlowd	59	18	the	the	DT
cord-007303-wuuhlowd	59	19	fl	fl	NNP
cord-007303-wuuhlowd	59	20	exible	exible	JJ
cord-007303-wuuhlowd	59	21	pension	pension	NN
cord-007303-wuuhlowd	59	22	age	age	NN
cord-007303-wuuhlowd	59	23	until	until	IN
cord-007303-wuuhlowd	59	24	it	-PRON-	PRP
cord-007303-wuuhlowd	59	25	reaches	reach	VBZ
cord-007303-wuuhlowd	59	26	age	age	NN
cord-007303-wuuhlowd	59	27	65	65	CD
cord-007303-wuuhlowd	59	28	in	in	IN
cord-007303-wuuhlowd	59	29	2027	2027	CD
cord-007303-wuuhlowd	59	30	and	and	CC
cord-007303-wuuhlowd	59	31	establishes	establish	VBZ
cord-007303-wuuhlowd	59	32	a	a	DT
cord-007303-wuuhlowd	59	33	link	link	NN
cord-007303-wuuhlowd	59	34	between	between	IN
cord-007303-wuuhlowd	59	35	life	life	NN
cord-007303-wuuhlowd	59	36	expectancy	expectancy	NN
cord-007303-wuuhlowd	59	37	and	and	CC
cord-007303-wuuhlowd	59	38	the	the	DT
cord-007303-wuuhlowd	59	39	lowest	low	JJS
cord-007303-wuuhlowd	59	40	retirement	retirement	NN
cord-007303-wuuhlowd	59	41	age	age	NN
cord-007303-wuuhlowd	59	42	in	in	IN
cord-007303-wuuhlowd	59	43	2030	2030	CD
cord-007303-wuuhlowd	59	44	.	.	.
cord-007303-wuuhlowd	60	1	The	the	DT
cord-007303-wuuhlowd	60	2	link	link	NN
cord-007303-wuuhlowd	60	3	is	be	VBZ
cord-007303-wuuhlowd	60	4	calibrated	calibrate	VBN
cord-007303-wuuhlowd	60	5	so	so	IN
cord-007303-wuuhlowd	60	6	that	that	IN
cord-007303-wuuhlowd	60	7	for	for	IN
cord-007303-wuuhlowd	60	8	each	each	DT
cord-007303-wuuhlowd	60	9	additional	additional	JJ
cord-007303-wuuhlowd	60	10	year	year	NN
cord-007303-wuuhlowd	60	11	of	of	IN
cord-007303-wuuhlowd	60	12	life	life	NN
cord-007303-wuuhlowd	60	13	expectancy	expectancy	NN
cord-007303-wuuhlowd	60	14	,	,	,
cord-007303-wuuhlowd	60	15	the	the	DT
cord-007303-wuuhlowd	60	16	lower	low	JJR
cord-007303-wuuhlowd	60	17	age	age	NN
cord-007303-wuuhlowd	60	18	limit	limit	NN
cord-007303-wuuhlowd	60	19	goes	go	VBZ
cord-007303-wuuhlowd	60	20	up	up	RP
cord-007303-wuuhlowd	60	21	by	by	IN
cord-007303-wuuhlowd	60	22	eight	eight	CD
cord-007303-wuuhlowd	60	23	months	month	NNS
cord-007303-wuuhlowd	60	24	.	.	.
cord-007303-wuuhlowd	61	1	The	the	DT
cord-007303-wuuhlowd	61	2	link	link	NN
cord-007303-wuuhlowd	61	3	is	be	VBZ
cord-007303-wuuhlowd	61	4	also	also	RB
cord-007303-wuuhlowd	61	5	applied	apply	VBN
cord-007303-wuuhlowd	61	6	to	to	IN
cord-007303-wuuhlowd	61	7	basic	basic	JJ
cord-007303-wuuhlowd	61	8	pensions	pension	NNS
cord-007303-wuuhlowd	61	9	and	and	CC
cord-007303-wuuhlowd	61	10	early	early	JJ
cord-007303-wuuhlowd	61	11	retirement	retirement	NN
cord-007303-wuuhlowd	61	12	pensions	pension	NNS
cord-007303-wuuhlowd	61	13	except	except	IN
cord-007303-wuuhlowd	61	14	disability	disability	NN
cord-007303-wuuhlowd	61	15	pensions	pension	NNS
cord-007303-wuuhlowd	61	16	.	.	.
cord-007303-wuuhlowd	62	1	The	the	DT
cord-007303-wuuhlowd	62	2	upper	upper	JJ
cord-007303-wuuhlowd	62	3	age	age	NN
cord-007303-wuuhlowd	62	4	limit	limit	NN
cord-007303-wuuhlowd	62	5	of	of	IN
cord-007303-wuuhlowd	62	6	the	the	DT
cord-007303-wuuhlowd	62	7	fl	fl	NNP
cord-007303-wuuhlowd	62	8	exible	exible	JJ
cord-007303-wuuhlowd	62	9	retirement	retirement	NN
cord-007303-wuuhlowd	62	10	age	age	NN
cord-007303-wuuhlowd	62	11	will	will	MD
cord-007303-wuuhlowd	62	12	be	be	VB
cord-007303-wuuhlowd	62	13	raised	raise	VBN
cord-007303-wuuhlowd	62	14	from	from	IN
cord-007303-wuuhlowd	62	15	68	68	CD
cord-007303-wuuhlowd	62	16	to	to	TO
cord-007303-wuuhlowd	62	17	70	70	CD
cord-007303-wuuhlowd	62	18	years	year	NNS
cord-007303-wuuhlowd	62	19	.	.	.
cord-007303-wuuhlowd	63	1	supplementary	supplementary	JJ
cord-007303-wuuhlowd	63	2	allowance	allowance	NN
cord-007303-wuuhlowd	63	3	and	and	CC
cord-007303-wuuhlowd	63	4	tax	tax	NN
cord-007303-wuuhlowd	63	5	fi	fi	NN
cord-007303-wuuhlowd	63	6	nancing	nancing	NN
cord-007303-wuuhlowd	63	7	.	.	.
cord-007303-wuuhlowd	64	1	In	in	IN
cord-007303-wuuhlowd	64	2	1996	1996	CD
cord-007303-wuuhlowd	64	3	,	,	,
cord-007303-wuuhlowd	64	4	the	the	DT
cord-007303-wuuhlowd	64	5	basic	basic	JJ
cord-007303-wuuhlowd	64	6	part	part	NN
cord-007303-wuuhlowd	64	7	of	of	IN
cord-007303-wuuhlowd	64	8	the	the	DT
cord-007303-wuuhlowd	64	9	pension	pension	NN
cord-007303-wuuhlowd	64	10	was	be	VBD
cord-007303-wuuhlowd	64	11	abolished	abolish	VBN
cord-007303-wuuhlowd	64	12	and	and	CC
cord-007303-wuuhlowd	64	13	only	only	RB
cord-007303-wuuhlowd	64	14	the	the	DT
cord-007303-wuuhlowd	64	15	income	income	NN
cord-007303-wuuhlowd	64	16	-	-	HYPH
cord-007303-wuuhlowd	64	17	tested	test	VBN
cord-007303-wuuhlowd	64	18	part	part	NN
cord-007303-wuuhlowd	64	19	of	of	IN
cord-007303-wuuhlowd	64	20	the	the	DT
cord-007303-wuuhlowd	64	21	national	national	JJ
cord-007303-wuuhlowd	64	22	pension	pension	NN
cord-007303-wuuhlowd	64	23	remained	remain	VBD
cord-007303-wuuhlowd	64	24	.	.	.
cord-007303-wuuhlowd	65	1	The	the	DT
cord-007303-wuuhlowd	65	2	guarantee	guarantee	NN
cord-007303-wuuhlowd	65	3	pension	pension	NN
cord-007303-wuuhlowd	65	4	,	,	,
cord-007303-wuuhlowd	65	5	which	which	WDT
cord-007303-wuuhlowd	65	6	defi	defi	NNP
cord-007303-wuuhlowd	65	7	nes	nes	NNP
cord-007303-wuuhlowd	65	8	the	the	DT
cord-007303-wuuhlowd	65	9	minimum	minimum	NN
cord-007303-wuuhlowd	65	10	amount	amount	NN
cord-007303-wuuhlowd	65	11	of	of	IN
cord-007303-wuuhlowd	65	12	pension	pension	NN
cord-007303-wuuhlowd	65	13	income	income	NN
cord-007303-wuuhlowd	65	14	,	,	,
cord-007303-wuuhlowd	65	15	was	be	VBD
cord-007303-wuuhlowd	65	16	introduced	introduce	VBN
cord-007303-wuuhlowd	65	17	in	in	IN
cord-007303-wuuhlowd	65	18	2011	2011	CD
cord-007303-wuuhlowd	65	19	.	.	.
cord-007303-wuuhlowd	66	1	Disability	disability	NN
cord-007303-wuuhlowd	66	2	pensions	pension	NNS
cord-007303-wuuhlowd	66	3	were	be	VBD
cord-007303-wuuhlowd	66	4	part	part	NN
cord-007303-wuuhlowd	66	5	of	of	IN
cord-007303-wuuhlowd	66	6	the	the	DT
cord-007303-wuuhlowd	66	7	system	system	NN
cord-007303-wuuhlowd	66	8	from	from	IN
cord-007303-wuuhlowd	66	9	the	the	DT
cord-007303-wuuhlowd	66	10	beginning	beginning	NN
cord-007303-wuuhlowd	66	11	.	.	.
cord-007303-wuuhlowd	67	1	The	the	DT
cord-007303-wuuhlowd	67	2	general	general	JJ
cord-007303-wuuhlowd	67	3	earnings	earning	NNS
cord-007303-wuuhlowd	67	4	-	-	HYPH
cord-007303-wuuhlowd	67	5	related	relate	VBN
cord-007303-wuuhlowd	67	6	private	private	JJ
cord-007303-wuuhlowd	67	7	sector	sector	NN
cord-007303-wuuhlowd	67	8	pension	pension	NN
cord-007303-wuuhlowd	67	9	scheme	scheme	NN
cord-007303-wuuhlowd	67	10	was	be	VBD
cord-007303-wuuhlowd	67	11	introduced	introduce	VBN
cord-007303-wuuhlowd	67	12	in	in	IN
cord-007303-wuuhlowd	67	13	1962	1962	CD
cord-007303-wuuhlowd	67	14	.	.	.
cord-007303-wuuhlowd	68	1	While	while	IN
cord-007303-wuuhlowd	68	2	based	base	VBN
cord-007303-wuuhlowd	68	3	on	on	IN
cord-007303-wuuhlowd	68	4	law	law	NN
cord-007303-wuuhlowd	68	5	,	,	,
cord-007303-wuuhlowd	68	6	it	-PRON-	PRP
cord-007303-wuuhlowd	68	7	was	be	VBD
cord-007303-wuuhlowd	68	8	an	an	DT
cord-007303-wuuhlowd	68	9	outcome	outcome	NN
cord-007303-wuuhlowd	68	10	of	of	IN
cord-007303-wuuhlowd	68	11	negotiations	negotiation	NNS
cord-007303-wuuhlowd	68	12	between	between	IN
cord-007303-wuuhlowd	68	13	labour	labour	NN
cord-007303-wuuhlowd	68	14	market	market	NN
cord-007303-wuuhlowd	68	15	parties	party	NNS
cord-007303-wuuhlowd	68	16	.	.	.
cord-007303-wuuhlowd	69	1	Since	since	IN
cord-007303-wuuhlowd	69	2	then	then	RB
cord-007303-wuuhlowd	69	3	,	,	,
cord-007303-wuuhlowd	69	4	the	the	DT
cord-007303-wuuhlowd	69	5	social	social	JJ
cord-007303-wuuhlowd	69	6	partners	partner	NNS
cord-007303-wuuhlowd	69	7	have	have	VBP
cord-007303-wuuhlowd	69	8	had	have	VBN
cord-007303-wuuhlowd	69	9	a	a	DT
cord-007303-wuuhlowd	69	10	decisive	decisive	JJ
cord-007303-wuuhlowd	69	11	role	role	NN
cord-007303-wuuhlowd	69	12	in	in	IN
cord-007303-wuuhlowd	69	13	the	the	DT
cord-007303-wuuhlowd	69	14	preparation	preparation	NN
cord-007303-wuuhlowd	69	15	of	of	IN
cord-007303-wuuhlowd	69	16	pension	pension	NN
cord-007303-wuuhlowd	69	17	reforms	reform	NNS
cord-007303-wuuhlowd	69	18	and	and	CC
cord-007303-wuuhlowd	69	19	strong	strong	JJ
cord-007303-wuuhlowd	69	20	representation	representation	NN
cord-007303-wuuhlowd	69	21	in	in	IN
cord-007303-wuuhlowd	69	22	the	the	DT
cord-007303-wuuhlowd	69	23	governing	govern	VBG
cord-007303-wuuhlowd	69	24	bodies	body	NNS
cord-007303-wuuhlowd	69	25	of	of	IN
cord-007303-wuuhlowd	69	26	the	the	DT
cord-007303-wuuhlowd	69	27	pension	pension	NN
cord-007303-wuuhlowd	69	28	funds	fund	NNS
cord-007303-wuuhlowd	69	29	.	.	.
cord-007303-wuuhlowd	70	1	Different	different	JJ
cord-007303-wuuhlowd	70	2	sectors	sector	NNS
cord-007303-wuuhlowd	70	3	prepared	prepare	VBD
cord-007303-wuuhlowd	70	4	their	-PRON-	PRP$
cord-007303-wuuhlowd	70	5	own	own	JJ
cord-007303-wuuhlowd	70	6	laws	law	NNS
cord-007303-wuuhlowd	70	7	during	during	IN
cord-007303-wuuhlowd	70	8	the	the	DT
cord-007303-wuuhlowd	70	9	1960s	1960	NNS
cord-007303-wuuhlowd	70	10	and	and	CC
cord-007303-wuuhlowd	70	11	ended	end	VBD
cord-007303-wuuhlowd	70	12	up	up	RP
cord-007303-wuuhlowd	70	13	with	with	IN
cord-007303-wuuhlowd	70	14	a	a	DT
cord-007303-wuuhlowd	70	15	different	different	JJ
cord-007303-wuuhlowd	70	16	set	set	NN
cord-007303-wuuhlowd	70	17	of	of	IN
cord-007303-wuuhlowd	70	18	rules	rule	NNS
cord-007303-wuuhlowd	70	19	.	.	.
cord-007303-wuuhlowd	71	1	The	the	DT
cord-007303-wuuhlowd	71	2	low	low	JJ
cord-007303-wuuhlowd	71	3	retirement	retirement	NN
cord-007303-wuuhlowd	71	4	ages	age	NNS
cord-007303-wuuhlowd	71	5	and	and	CC
cord-007303-wuuhlowd	71	6	high	high	JJ
cord-007303-wuuhlowd	71	7	accrual	accrual	NN
cord-007303-wuuhlowd	71	8	rates	rate	NNS
cord-007303-wuuhlowd	71	9	of	of	IN
cord-007303-wuuhlowd	71	10	the	the	DT
cord-007303-wuuhlowd	71	11	public	public	JJ
cord-007303-wuuhlowd	71	12	sector	sector	NN
cord-007303-wuuhlowd	71	13	schemes	scheme	NNS
cord-007303-wuuhlowd	71	14	particularly	particularly	RB
cord-007303-wuuhlowd	71	15	stuck	stick	VBD
cord-007303-wuuhlowd	71	16	out	out	RP
cord-007303-wuuhlowd	71	17	.	.	.
cord-007303-wuuhlowd	72	1	The	the	DT
cord-007303-wuuhlowd	72	2	private	private	JJ
cord-007303-wuuhlowd	72	3	sector	sector	NN
cord-007303-wuuhlowd	72	4	schemes	scheme	NNS
cord-007303-wuuhlowd	72	5	and	and	CC
cord-007303-wuuhlowd	72	6	the	the	DT
cord-007303-wuuhlowd	72	7	national	national	JJ
cord-007303-wuuhlowd	72	8	pension	pension	NN
cord-007303-wuuhlowd	72	9	scheme	scheme	NN
cord-007303-wuuhlowd	72	10	had	have	VBD
cord-007303-wuuhlowd	72	11	a	a	DT
cord-007303-wuuhlowd	72	12	retirement	retirement	NN
cord-007303-wuuhlowd	72	13	age	age	NN
cord-007303-wuuhlowd	72	14	of	of	IN
cord-007303-wuuhlowd	72	15	65	65	CD
cord-007303-wuuhlowd	72	16	years	year	NNS
cord-007303-wuuhlowd	72	17	.	.	.
cord-007303-wuuhlowd	73	1	During	during	IN
cord-007303-wuuhlowd	73	2	the	the	DT
cord-007303-wuuhlowd	73	3	next	next	JJ
cord-007303-wuuhlowd	73	4	two	two	CD
cord-007303-wuuhlowd	73	5	decades	decade	NNS
cord-007303-wuuhlowd	73	6	,	,	,
cord-007303-wuuhlowd	73	7	benefi	benefi	NNP
cord-007303-wuuhlowd	73	8	ts	ts	NNP
cord-007303-wuuhlowd	73	9	were	be	VBD
cord-007303-wuuhlowd	73	10	expanded	expand	VBN
cord-007303-wuuhlowd	73	11	.	.	.
cord-007303-wuuhlowd	74	1	In	in	IN
cord-007303-wuuhlowd	74	2	the	the	DT
cord-007303-wuuhlowd	74	3	1970s	1970	NNS
cord-007303-wuuhlowd	74	4	,	,	,
cord-007303-wuuhlowd	74	5	the	the	DT
cord-007303-wuuhlowd	74	6	accrual	accrual	NN
cord-007303-wuuhlowd	74	7	rates	rate	NNS
cord-007303-wuuhlowd	74	8	were	be	VBD
cord-007303-wuuhlowd	74	9	raised	raise	VBN
cord-007303-wuuhlowd	74	10	markedly	markedly	RB
cord-007303-wuuhlowd	74	11	,	,	,
cord-007303-wuuhlowd	74	12	and	and	CC
cord-007303-wuuhlowd	74	13	the	the	DT
cord-007303-wuuhlowd	74	14	initially	initially	RB
cord-007303-wuuhlowd	74	15	low	low	JJ
cord-007303-wuuhlowd	74	16	pensions	pension	NNS
cord-007303-wuuhlowd	74	17	were	be	VBD
cord-007303-wuuhlowd	74	18	topped	top	VBN
cord-007303-wuuhlowd	74	19	up	up	RP
cord-007303-wuuhlowd	74	20	with	with	IN
cord-007303-wuuhlowd	74	21	discretionary	discretionary	JJ
cord-007303-wuuhlowd	74	22	increases	increase	NNS
cord-007303-wuuhlowd	74	23	.	.	.
cord-007303-wuuhlowd	75	1	The	the	DT
cord-007303-wuuhlowd	75	2	unemployment	unemployment	NN
cord-007303-wuuhlowd	75	3	pension	pension	NN
cord-007303-wuuhlowd	75	4	was	be	VBD
cord-007303-wuuhlowd	75	5	introduced	introduce	VBN
cord-007303-wuuhlowd	75	6	for	for	IN
cord-007303-wuuhlowd	75	7	the	the	DT
cord-007303-wuuhlowd	75	8	long	long	JJ
cord-007303-wuuhlowd	75	9	-	-	HYPH
cord-007303-wuuhlowd	75	10	term	term	NN
cord-007303-wuuhlowd	75	11	unemployed	unemployed	JJ
cord-007303-wuuhlowd	75	12	who	who	WP
cord-007303-wuuhlowd	75	13	were	be	VBD
cord-007303-wuuhlowd	75	14	at	at	RB
cord-007303-wuuhlowd	75	15	least	least	RBS
cord-007303-wuuhlowd	75	16	60	60	CD
cord-007303-wuuhlowd	75	17	years	year	NNS
cord-007303-wuuhlowd	75	18	of	of	IN
cord-007303-wuuhlowd	75	19	age	age	NN
cord-007303-wuuhlowd	75	20	.	.	.
cord-007303-wuuhlowd	76	1	The	the	DT
cord-007303-wuuhlowd	76	2	eligibility	eligibility	NN
cord-007303-wuuhlowd	76	3	age	age	NN
cord-007303-wuuhlowd	76	4	for	for	IN
cord-007303-wuuhlowd	76	5	these	these	DT
cord-007303-wuuhlowd	76	6	pensions	pension	NNS
cord-007303-wuuhlowd	76	7	was	be	VBD
cord-007303-wuuhlowd	76	8	lowered	lower	VBN
cord-007303-wuuhlowd	76	9	to	to	IN
cord-007303-wuuhlowd	76	10	55	55	CD
cord-007303-wuuhlowd	76	11	years	year	NNS
cord-007303-wuuhlowd	76	12	in	in	IN
cord-007303-wuuhlowd	76	13	the	the	DT
cord-007303-wuuhlowd	76	14	1980s	1980s	CD
cord-007303-wuuhlowd	76	15	.	.	.
cord-007303-wuuhlowd	77	1	Several	several	JJ
cord-007303-wuuhlowd	77	2	new	new	JJ
cord-007303-wuuhlowd	77	3	early	early	JJ
cord-007303-wuuhlowd	77	4	retirement	retirement	NN
cord-007303-wuuhlowd	77	5	schemes	scheme	NNS
cord-007303-wuuhlowd	77	6	were	be	VBD
cord-007303-wuuhlowd	77	7	introduced	introduce	VBN
cord-007303-wuuhlowd	77	8	in	in	IN
cord-007303-wuuhlowd	77	9	1986	1986	CD
cord-007303-wuuhlowd	77	10	.	.	.
cord-007303-wuuhlowd	78	1	The	the	DT
cord-007303-wuuhlowd	78	2	popularity	popularity	NN
cord-007303-wuuhlowd	78	3	of	of	IN
cord-007303-wuuhlowd	78	4	early	early	JJ
cord-007303-wuuhlowd	78	5	retirement	retirement	NN
cord-007303-wuuhlowd	78	6	surprised	surprise	VBN
cord-007303-wuuhlowd	78	7	policy	policy	NN
cord-007303-wuuhlowd	78	8	planners	planner	NNS
cord-007303-wuuhlowd	78	9	.	.	.
cord-007303-wuuhlowd	79	1	The	the	DT
cord-007303-wuuhlowd	79	2	deep	deep	JJ
cord-007303-wuuhlowd	79	3	recession	recession	NN
cord-007303-wuuhlowd	79	4	in	in	IN
cord-007303-wuuhlowd	79	5	the	the	DT
cord-007303-wuuhlowd	79	6	beginning	beginning	NN
cord-007303-wuuhlowd	79	7	of	of	IN
cord-007303-wuuhlowd	79	8	the	the	DT
cord-007303-wuuhlowd	79	9	1990s	1990	NNS
cord-007303-wuuhlowd	79	10	and	and	CC
cord-007303-wuuhlowd	79	11	the	the	DT
cord-007303-wuuhlowd	79	12	continuous	continuous	JJ
cord-007303-wuuhlowd	79	13	increase	increase	NN
cord-007303-wuuhlowd	79	14	in	in	IN
cord-007303-wuuhlowd	79	15	life	life	NN
cord-007303-wuuhlowd	79	16	expectancy	expectancy	NN
cord-007303-wuuhlowd	79	17	initiated	initiate	VBD
cord-007303-wuuhlowd	79	18	a	a	DT
cord-007303-wuuhlowd	79	19	period	period	NN
cord-007303-wuuhlowd	79	20	of	of	IN
cord-007303-wuuhlowd	79	21	retrenchments	retrenchment	NNS
cord-007303-wuuhlowd	79	22	.	.	.
cord-007303-wuuhlowd	80	1	First	first	RB
cord-007303-wuuhlowd	80	2	,	,	,
cord-007303-wuuhlowd	80	3	the	the	DT
cord-007303-wuuhlowd	80	4	liability	liability	NN
cord-007303-wuuhlowd	80	5	to	to	TO
cord-007303-wuuhlowd	80	6	pay	pay	VB
cord-007303-wuuhlowd	80	7	pension	pension	NN
cord-007303-wuuhlowd	80	8	contributions	contribution	NNS
cord-007303-wuuhlowd	80	9	,	,	,
cord-007303-wuuhlowd	80	10	previously	previously	RB
cord-007303-wuuhlowd	80	11	solely	solely	RB
cord-007303-wuuhlowd	80	12	on	on	IN
cord-007303-wuuhlowd	80	13	employers	employer	NNS
cord-007303-wuuhlowd	80	14	,	,	,
cord-007303-wuuhlowd	80	15	was	be	VBD
cord-007303-wuuhlowd	80	16	partially	partially	RB
cord-007303-wuuhlowd	80	17	shifted	shift	VBN
cord-007303-wuuhlowd	80	18	to	to	IN
cord-007303-wuuhlowd	80	19	employees	employee	NNS
cord-007303-wuuhlowd	80	20	.	.	.
cord-007303-wuuhlowd	81	1	More	more	RBR
cord-007303-wuuhlowd	81	2	importantly	importantly	RB
cord-007303-wuuhlowd	81	3	,	,	,
cord-007303-wuuhlowd	81	4	it	-PRON-	PRP
cord-007303-wuuhlowd	81	5	was	be	VBD
cord-007303-wuuhlowd	81	6	agreed	agree	VBN
cord-007303-wuuhlowd	81	7	that	that	IN
cord-007303-wuuhlowd	81	8	the	the	DT
cord-007303-wuuhlowd	81	9	future	future	JJ
cord-007303-wuuhlowd	81	10	increases	increase	NNS
cord-007303-wuuhlowd	81	11	in	in	IN
cord-007303-wuuhlowd	81	12	contributions	contribution	NNS
cord-007303-wuuhlowd	81	13	are	be	VBP
cord-007303-wuuhlowd	81	14	distributed	distribute	VBN
cord-007303-wuuhlowd	81	15	on	on	IN
cord-007303-wuuhlowd	81	16	a	a	DT
cord-007303-wuuhlowd	81	17	50/50	50/50	CD
cord-007303-wuuhlowd	81	18	basis	basis	NN
cord-007303-wuuhlowd	81	19	.	.	.
cord-007303-wuuhlowd	82	1	The	the	DT
cord-007303-wuuhlowd	82	2	true	true	JJ
cord-007303-wuuhlowd	82	3	incidence	incidence	NN
cord-007303-wuuhlowd	82	4	of	of	IN
cord-007303-wuuhlowd	82	5	the	the	DT
cord-007303-wuuhlowd	82	6	hikes	hike	NNS
cord-007303-wuuhlowd	82	7	in	in	IN
cord-007303-wuuhlowd	82	8	the	the	DT
cord-007303-wuuhlowd	82	9	employers	employer	NNS
cord-007303-wuuhlowd	82	10	'	'	POS
cord-007303-wuuhlowd	82	11	contribution	contribution	NN
cord-007303-wuuhlowd	82	12	rates	rate	NNS
cord-007303-wuuhlowd	82	13	had	have	VBD
cord-007303-wuuhlowd	82	14	always	always	RB
cord-007303-wuuhlowd	82	15	been	be	VBN
cord-007303-wuuhlowd	82	16	mainly	mainly	RB
cord-007303-wuuhlowd	82	17	on	on	IN
cord-007303-wuuhlowd	82	18	wages	wage	NNS
cord-007303-wuuhlowd	82	19	because	because	IN
cord-007303-wuuhlowd	82	20	they	-PRON-	PRP
cord-007303-wuuhlowd	82	21	were	be	VBD
cord-007303-wuuhlowd	82	22	agreed	agree	VBN
cord-007303-wuuhlowd	82	23	by	by	IN
cord-007303-wuuhlowd	82	24	the	the	DT
cord-007303-wuuhlowd	82	25	central	central	JJ
cord-007303-wuuhlowd	82	26	labour	labour	NN
cord-007303-wuuhlowd	82	27	market	market	NN
cord-007303-wuuhlowd	82	28	parties	party	NNS
cord-007303-wuuhlowd	82	29	,	,	,
cord-007303-wuuhlowd	82	30	but	but	CC
cord-007303-wuuhlowd	82	31	this	this	DT
cord-007303-wuuhlowd	82	32	reform	reform	NN
cord-007303-wuuhlowd	82	33	further	further	RB
cord-007303-wuuhlowd	82	34	strengthened	strengthen	VBD
cord-007303-wuuhlowd	82	35	the	the	DT
cord-007303-wuuhlowd	82	36	responsibilities	responsibility	NNS
cord-007303-wuuhlowd	82	37	of	of	IN
cord-007303-wuuhlowd	82	38	the	the	DT
cord-007303-wuuhlowd	82	39	labour	labour	NN
cord-007303-wuuhlowd	82	40	unions	union	NNS
cord-007303-wuuhlowd	82	41	.	.	.
cord-007303-wuuhlowd	83	1	Also	also	RB
cord-007303-wuuhlowd	83	2	,	,	,
cord-007303-wuuhlowd	83	3	a	a	DT
cord-007303-wuuhlowd	83	4	long	long	JJ
cord-007303-wuuhlowd	83	5	process	process	NN
cord-007303-wuuhlowd	83	6	of	of	IN
cord-007303-wuuhlowd	83	7	limiting	limit	VBG
cord-007303-wuuhlowd	83	8	access	access	NN
cord-007303-wuuhlowd	83	9	to	to	IN
cord-007303-wuuhlowd	83	10	early	early	JJ
cord-007303-wuuhlowd	83	11	retirement	retirement	NN
cord-007303-wuuhlowd	83	12	schemes	scheme	NNS
cord-007303-wuuhlowd	83	13	started	start	VBD
cord-007303-wuuhlowd	83	14	.	.	.
cord-007303-wuuhlowd	84	1	The	the	DT
cord-007303-wuuhlowd	84	2	investment	investment	NN
cord-007303-wuuhlowd	84	3	policies	policy	NNS
cord-007303-wuuhlowd	84	4	of	of	IN
cord-007303-wuuhlowd	84	5	pension	pension	NN
cord-007303-wuuhlowd	84	6	funds	fund	NNS
cord-007303-wuuhlowd	84	7	changed	change	VBD
cord-007303-wuuhlowd	84	8	radically	radically	RB
cord-007303-wuuhlowd	84	9	during	during	IN
cord-007303-wuuhlowd	84	10	the	the	DT
cord-007303-wuuhlowd	84	11	1990s	1990s	CD
cord-007303-wuuhlowd	84	12	.	.	.
cord-007303-wuuhlowd	85	1	In	in	IN
cord-007303-wuuhlowd	85	2	times	time	NNS
cord-007303-wuuhlowd	85	3	of	of	IN
cord-007303-wuuhlowd	85	4	undeveloped	undeveloped	JJ
cord-007303-wuuhlowd	85	5	fi	fi	NN
cord-007303-wuuhlowd	85	6	nancial	nancial	JJ
cord-007303-wuuhlowd	85	7	markets	market	NNS
cord-007303-wuuhlowd	85	8	,	,	,
cord-007303-wuuhlowd	85	9	pension	pension	NN
cord-007303-wuuhlowd	85	10	wealth	wealth	NN
cord-007303-wuuhlowd	85	11	was	be	VBD
cord-007303-wuuhlowd	85	12	an	an	DT
cord-007303-wuuhlowd	85	13	important	important	JJ
cord-007303-wuuhlowd	85	14	source	source	NN
cord-007303-wuuhlowd	85	15	of	of	IN
cord-007303-wuuhlowd	85	16	liquidity	liquidity	NN
cord-007303-wuuhlowd	85	17	and	and	CC
cord-007303-wuuhlowd	85	18	investment	investment	NN
cord-007303-wuuhlowd	85	19	funding	funding	NN
cord-007303-wuuhlowd	85	20	for	for	IN
cord-007303-wuuhlowd	85	21	domestic	domestic	JJ
cord-007303-wuuhlowd	85	22	fi	fi	NN
cord-007303-wuuhlowd	85	23	rms	rms	NN
cord-007303-wuuhlowd	85	24	.	.	.
cord-007303-wuuhlowd	86	1	The	the	DT
cord-007303-wuuhlowd	86	2	real	real	JJ
cord-007303-wuuhlowd	86	3	rate	rate	NN
cord-007303-wuuhlowd	86	4	of	of	IN
cord-007303-wuuhlowd	86	5	return	return	NN
cord-007303-wuuhlowd	86	6	on	on	IN
cord-007303-wuuhlowd	86	7	pension	pension	NN
cord-007303-wuuhlowd	86	8	funds	fund	NNS
cord-007303-wuuhlowd	86	9	was	be	VBD
cord-007303-wuuhlowd	86	10	often	often	RB
cord-007303-wuuhlowd	86	11	negative	negative	JJ
cord-007303-wuuhlowd	86	12	due	due	IN
cord-007303-wuuhlowd	86	13	to	to	IN
cord-007303-wuuhlowd	86	14	a	a	DT
cord-007303-wuuhlowd	86	15	high	high	JJ
cord-007303-wuuhlowd	86	16	infl	infl	NN
cord-007303-wuuhlowd	86	17	ation	ation	NN
cord-007303-wuuhlowd	86	18	rate	rate	NN
cord-007303-wuuhlowd	86	19	and	and	CC
cord-007303-wuuhlowd	86	20	the	the	DT
cord-007303-wuuhlowd	86	21	use	use	NN
cord-007303-wuuhlowd	86	22	of	of	IN
cord-007303-wuuhlowd	86	23	investment	investment	NN
cord-007303-wuuhlowd	86	24	income	income	NN
cord-007303-wuuhlowd	86	25	exceeding	exceed	VBG
cord-007303-wuuhlowd	86	26	the	the	DT
cord-007303-wuuhlowd	86	27	required	require	VBN
cord-007303-wuuhlowd	86	28	return	return	NN
cord-007303-wuuhlowd	86	29	to	to	IN
cord-007303-wuuhlowd	86	30	lower	low	JJR
cord-007303-wuuhlowd	86	31	contributions	contribution	NNS
cord-007303-wuuhlowd	86	32	.	.	.
cord-007303-wuuhlowd	87	1	The	the	DT
cord-007303-wuuhlowd	87	2	development	development	NN
cord-007303-wuuhlowd	87	3	of	of	IN
cord-007303-wuuhlowd	87	4	the	the	DT
cord-007303-wuuhlowd	87	5	fi	fi	NNP
cord-007303-wuuhlowd	87	6	nancial	nancial	NNP
cord-007303-wuuhlowd	87	7	markets	market	NNS
cord-007303-wuuhlowd	87	8	and	and	CC
cord-007303-wuuhlowd	87	9	the	the	DT
cord-007303-wuuhlowd	87	10	alleviation	alleviation	NN
cord-007303-wuuhlowd	87	11	of	of	IN
cord-007303-wuuhlowd	87	12	investment	investment	NN
cord-007303-wuuhlowd	87	13	regulations	regulation	NNS
cord-007303-wuuhlowd	87	14	of	of	IN
cord-007303-wuuhlowd	87	15	the	the	DT
cord-007303-wuuhlowd	87	16	funds	fund	NNS
cord-007303-wuuhlowd	87	17	promoted	promote	VBN
cord-007303-wuuhlowd	87	18	by	by	IN
cord-007303-wuuhlowd	87	19	striving	strive	VBG
cord-007303-wuuhlowd	87	20	for	for	IN
cord-007303-wuuhlowd	87	21	higher	high	JJR
cord-007303-wuuhlowd	87	22	returns	return	NNS
cord-007303-wuuhlowd	87	23	and	and	CC
cord-007303-wuuhlowd	87	24	more	more	JJR
cord-007303-wuuhlowd	87	25	diversifi	diversifi	NNP
cord-007303-wuuhlowd	87	26	cation	cation	NN
cord-007303-wuuhlowd	87	27	rapidly	rapidly	RB
cord-007303-wuuhlowd	87	28	in	in	RB
cord-007303-wuuhlowd	87	29	-	-	HYPH
cord-007303-wuuhlowd	87	30	Forum	Forum	NNP
cord-007303-wuuhlowd	87	31	does	do	VBZ
cord-007303-wuuhlowd	87	32	not	not	RB
cord-007303-wuuhlowd	87	33	capture	capture	VB
cord-007303-wuuhlowd	87	34	the	the	DT
cord-007303-wuuhlowd	87	35	growth	growth	NN
cord-007303-wuuhlowd	87	36	of	of	IN
cord-007303-wuuhlowd	87	37	real	real	JJ
cord-007303-wuuhlowd	87	38	wages	wage	NNS
cord-007303-wuuhlowd	87	39	.	.	.
cord-007303-wuuhlowd	88	1	When	when	WRB
cord-007303-wuuhlowd	88	2	the	the	DT
cord-007303-wuuhlowd	88	3	gap	gap	NN
cord-007303-wuuhlowd	88	4	between	between	IN
cord-007303-wuuhlowd	88	5	purchasing	purchase	VBG
cord-007303-wuuhlowd	88	6	power	power	NN
cord-007303-wuuhlowd	88	7	of	of	IN
cord-007303-wuuhlowd	88	8	basic	basic	JJ
cord-007303-wuuhlowd	88	9	pensions	pension	NNS
cord-007303-wuuhlowd	88	10	and	and	CC
cord-007303-wuuhlowd	88	11	earnings	earning	NNS
cord-007303-wuuhlowd	88	12	-	-	HYPH
cord-007303-wuuhlowd	88	13	related	relate	VBN
cord-007303-wuuhlowd	88	14	pensions	pension	NNS
cord-007303-wuuhlowd	88	15	became	become	VBD
cord-007303-wuuhlowd	88	16	large	large	JJ
cord-007303-wuuhlowd	88	17	enough	enough	RB
cord-007303-wuuhlowd	88	18	,	,	,
cord-007303-wuuhlowd	88	19	political	political	JJ
cord-007303-wuuhlowd	88	20	reality	reality	NN
cord-007303-wuuhlowd	88	21	required	require	VBD
cord-007303-wuuhlowd	88	22	discretionary	discretionary	JJ
cord-007303-wuuhlowd	88	23	increases	increase	NNS
cord-007303-wuuhlowd	88	24	in	in	IN
cord-007303-wuuhlowd	88	25	the	the	DT
cord-007303-wuuhlowd	88	26	level	level	NN
cord-007303-wuuhlowd	88	27	of	of	IN
cord-007303-wuuhlowd	88	28	these	these	DT
cord-007303-wuuhlowd	88	29	pensions	pension	NNS
cord-007303-wuuhlowd	88	30	.	.	.
cord-007303-wuuhlowd	89	1	The	the	DT
cord-007303-wuuhlowd	89	2	importance	importance	NN
cord-007303-wuuhlowd	89	3	of	of	IN
cord-007303-wuuhlowd	89	4	the	the	DT
cord-007303-wuuhlowd	89	5	income	income	NN
cord-007303-wuuhlowd	89	6	-	-	HYPH
cord-007303-wuuhlowd	89	7	tested	test	VBN
cord-007303-wuuhlowd	89	8	basic	basic	JJ
cord-007303-wuuhlowd	89	9	pensions	pension	NNS
cord-007303-wuuhlowd	89	10	has	have	VBZ
cord-007303-wuuhlowd	89	11	declined	decline	VBN
cord-007303-wuuhlowd	89	12	strongly	strongly	RB
cord-007303-wuuhlowd	89	13	during	during	IN
cord-007303-wuuhlowd	89	14	recent	recent	JJ
cord-007303-wuuhlowd	89	15	decades	decade	NNS
cord-007303-wuuhlowd	89	16	because	because	IN
cord-007303-wuuhlowd	89	17	the	the	DT
cord-007303-wuuhlowd	89	18	maturing	mature	VBG
cord-007303-wuuhlowd	89	19	of	of	IN
cord-007303-wuuhlowd	89	20	the	the	DT
cord-007303-wuuhlowd	89	21	earnings	earning	NNS
cord-007303-wuuhlowd	89	22	-	-	HYPH
cord-007303-wuuhlowd	89	23	related	relate	VBN
cord-007303-wuuhlowd	89	24	pension	pension	NN
cord-007303-wuuhlowd	89	25	schemes	scheme	NNS
cord-007303-wuuhlowd	89	26	has	have	VBZ
cord-007303-wuuhlowd	89	27	reduced	reduce	VBN
cord-007303-wuuhlowd	89	28	the	the	DT
cord-007303-wuuhlowd	89	29	number	number	NN
cord-007303-wuuhlowd	89	30	of	of	IN
cord-007303-wuuhlowd	89	31	eligible	eligible	JJ
cord-007303-wuuhlowd	89	32	pensioners	pensioner	NNS
cord-007303-wuuhlowd	89	33	with	with	IN
cord-007303-wuuhlowd	89	34	suffi	suffi	NNP
cord-007303-wuuhlowd	89	35	ciently	ciently	RB
cord-007303-wuuhlowd	89	36	small	small	JJ
cord-007303-wuuhlowd	89	37	earnings	earning	NNS
cord-007303-wuuhlowd	89	38	-	-	HYPH
cord-007303-wuuhlowd	89	39	related	relate	VBN
cord-007303-wuuhlowd	89	40	pensions	pension	NNS
cord-007303-wuuhlowd	89	41	.	.	.
cord-007303-wuuhlowd	90	1	Pension	pension	NN
cord-007303-wuuhlowd	90	2	income	income	NN
cord-007303-wuuhlowd	90	3	represents	represent	VBZ
cord-007303-wuuhlowd	90	4	about	about	RB
cord-007303-wuuhlowd	90	5	85	85	CD
cord-007303-wuuhlowd	90	6	%	%	NN
cord-007303-wuuhlowd	90	7	of	of	IN
cord-007303-wuuhlowd	90	8	all	all	DT
cord-007303-wuuhlowd	90	9	incomes	income	NNS
cord-007303-wuuhlowd	90	10	of	of	IN
cord-007303-wuuhlowd	90	11	pensioners	pensioner	NNS
cord-007303-wuuhlowd	90	12	.	.	.
cord-007303-wuuhlowd	91	1	The	the	DT
cord-007303-wuuhlowd	91	2	rest	rest	NN
cord-007303-wuuhlowd	91	3	comprises	comprise	VBZ
cord-007303-wuuhlowd	91	4	mainly	mainly	RB
cord-007303-wuuhlowd	91	5	labour	labour	NN
cord-007303-wuuhlowd	91	6	and	and	CC
cord-007303-wuuhlowd	91	7	capital	capital	NN
cord-007303-wuuhlowd	91	8	income	income	NN
cord-007303-wuuhlowd	91	9	.	.	.
cord-007303-wuuhlowd	92	1	The	the	DT
cord-007303-wuuhlowd	92	2	disposable	disposable	JJ
cord-007303-wuuhlowd	92	3	income	income	NN
cord-007303-wuuhlowd	92	4	of	of	IN
cord-007303-wuuhlowd	92	5	pensioners	pensioner	NNS
cord-007303-wuuhlowd	92	6	is	be	VBZ
cord-007303-wuuhlowd	92	7	also	also	RB
cord-007303-wuuhlowd	92	8	infl	infl	NNP
cord-007303-wuuhlowd	92	9	uenced	uence	VBN
cord-007303-wuuhlowd	92	10	by	by	IN
cord-007303-wuuhlowd	92	11	strongly	strongly	RB
cord-007303-wuuhlowd	92	12	progressive	progressive	JJ
cord-007303-wuuhlowd	92	13	taxation	taxation	NN
cord-007303-wuuhlowd	92	14	,	,	,
cord-007303-wuuhlowd	92	15	which	which	WDT
cord-007303-wuuhlowd	92	16	leaves	leave	VBZ
cord-007303-wuuhlowd	92	17	pension	pension	NN
cord-007303-wuuhlowd	92	18	income	income	NN
cord-007303-wuuhlowd	92	19	from	from	IN
cord-007303-wuuhlowd	92	20	national	national	JJ
cord-007303-wuuhlowd	92	21	pensions	pension	NNS
cord-007303-wuuhlowd	92	22	untaxed	untaxed	JJ
cord-007303-wuuhlowd	92	23	.	.	.
cord-007303-wuuhlowd	93	1	The	the	DT
cord-007303-wuuhlowd	93	2	poverty	poverty	NN
cord-007303-wuuhlowd	93	3	rate	rate	NN
cord-007303-wuuhlowd	93	4	among	among	IN
cord-007303-wuuhlowd	93	5	pensioners	pensioner	NNS
cord-007303-wuuhlowd	93	6	is	be	VBZ
cord-007303-wuuhlowd	93	7	13	13	CD
cord-007303-wuuhlowd	93	8	%	%	NN
cord-007303-wuuhlowd	93	9	(	(	-LRB-
cord-007303-wuuhlowd	93	10	when	when	WRB
cord-007303-wuuhlowd	93	11	the	the	DT
cord-007303-wuuhlowd	93	12	criterion	criterion	NN
cord-007303-wuuhlowd	93	13	is	be	VBZ
cord-007303-wuuhlowd	93	14	60	60	CD
cord-007303-wuuhlowd	93	15	%	%	NN
cord-007303-wuuhlowd	93	16	of	of	IN
cord-007303-wuuhlowd	93	17	the	the	DT
cord-007303-wuuhlowd	93	18	median	median	JJ
cord-007303-wuuhlowd	93	19	disposable	disposable	JJ
cord-007303-wuuhlowd	93	20	income	income	NN
cord-007303-wuuhlowd	93	21	)	)	-RRB-
cord-007303-wuuhlowd	93	22	,	,	,
cord-007303-wuuhlowd	93	23	which	which	WDT
cord-007303-wuuhlowd	93	24	is	be	VBZ
cord-007303-wuuhlowd	93	25	the	the	DT
cord-007303-wuuhlowd	93	26	same	same	JJ
cord-007303-wuuhlowd	93	27	as	as	IN
cord-007303-wuuhlowd	93	28	the	the	DT
cord-007303-wuuhlowd	93	29	average	average	JJ
cord-007303-wuuhlowd	93	30	rate	rate	NN
cord-007303-wuuhlowd	93	31	in	in	IN
cord-007303-wuuhlowd	93	32	the	the	DT
cord-007303-wuuhlowd	93	33	total	total	JJ
cord-007303-wuuhlowd	93	34	population	population	NN
cord-007303-wuuhlowd	93	35	and	and	CC
cord-007303-wuuhlowd	93	36	somewhat	somewhat	RB
cord-007303-wuuhlowd	93	37	lower	low	JJR
cord-007303-wuuhlowd	93	38	than	than	IN
cord-007303-wuuhlowd	93	39	the	the	DT
cord-007303-wuuhlowd	93	40	EU	EU	NNP
cord-007303-wuuhlowd	93	41	average	average	NN
cord-007303-wuuhlowd	93	42	.	.	.
cord-007303-wuuhlowd	94	1	Living	living	NN
cord-007303-wuuhlowd	94	2	standards	standard	NNS
cord-007303-wuuhlowd	94	3	of	of	IN
cord-007303-wuuhlowd	94	4	pensioners	pensioner	NNS
cord-007303-wuuhlowd	94	5	are	be	VBP
cord-007303-wuuhlowd	94	6	also	also	RB
cord-007303-wuuhlowd	94	7	supported	support	VBN
cord-007303-wuuhlowd	94	8	by	by	IN
cord-007303-wuuhlowd	94	9	the	the	DT
cord-007303-wuuhlowd	94	10	extensive	extensive	JJ
cord-007303-wuuhlowd	94	11	underpriced	underpriced	JJ
cord-007303-wuuhlowd	94	12	public	public	JJ
cord-007303-wuuhlowd	94	13	health	health	NN
cord-007303-wuuhlowd	94	14	and	and	CC
cord-007303-wuuhlowd	94	15	long	long	JJ
cord-007303-wuuhlowd	94	16	-	-	HYPH
cord-007303-wuuhlowd	94	17	term	term	NN
cord-007303-wuuhlowd	94	18	care	care	NN
cord-007303-wuuhlowd	94	19	services	service	NNS
cord-007303-wuuhlowd	94	20	.	.	.
cord-007303-wuuhlowd	95	1	The	the	DT
cord-007303-wuuhlowd	95	2	Finnish	Finnish	NNP
cord-007303-wuuhlowd	95	3	Centre	Centre	NNP
cord-007303-wuuhlowd	95	4	for	for	IN
cord-007303-wuuhlowd	95	5	Pensions	Pensions	NNP
cord-007303-wuuhlowd	95	6	provides	provide	VBZ
cord-007303-wuuhlowd	95	7	long	long	JJ
cord-007303-wuuhlowd	95	8	-	-	HYPH
cord-007303-wuuhlowd	95	9	term	term	NN
cord-007303-wuuhlowd	95	10	projections	projection	NNS
cord-007303-wuuhlowd	95	11	on	on	IN
cord-007303-wuuhlowd	95	12	pensions	pension	NNS
cord-007303-wuuhlowd	95	13	,	,	,
cord-007303-wuuhlowd	95	14	total	total	JJ
cord-007303-wuuhlowd	95	15	expenditure	expenditure	NN
cord-007303-wuuhlowd	95	16	and	and	CC
cord-007303-wuuhlowd	95	17	contribution	contribution	NN
cord-007303-wuuhlowd	95	18	rates	rate	NNS
cord-007303-wuuhlowd	95	19	(	(	-LRB-
cord-007303-wuuhlowd	95	20	Tikanmäki	Tikanmäki	NNP
cord-007303-wuuhlowd	95	21	et	et	FW
cord-007303-wuuhlowd	95	22	al	al	NNP
cord-007303-wuuhlowd	95	23	.	.	NNP
cord-007303-wuuhlowd	95	24	,	,	,
cord-007303-wuuhlowd	95	25	2019	2019	CD
cord-007303-wuuhlowd	95	26	)	)	-RRB-
cord-007303-wuuhlowd	95	27	.	.	.
cord-007303-wuuhlowd	96	1	The	the	DT
cord-007303-wuuhlowd	96	2	outlook	outlook	NN
cord-007303-wuuhlowd	96	3	,	,	,
cord-007303-wuuhlowd	96	4	based	base	VBN
cord-007303-wuuhlowd	96	5	on	on	IN
cord-007303-wuuhlowd	96	6	the	the	DT
cord-007303-wuuhlowd	96	7	2019	2019	CD
cord-007303-wuuhlowd	96	8	population	population	NN
cord-007303-wuuhlowd	96	9	projection	projection	NN
cord-007303-wuuhlowd	96	10	of	of	IN
cord-007303-wuuhlowd	96	11	Statistics	Statistics	NNP
cord-007303-wuuhlowd	96	12	Finland	Finland	NNP
cord-007303-wuuhlowd	96	13	,	,	,
cord-007303-wuuhlowd	96	14	shows	show	VBZ
cord-007303-wuuhlowd	96	15	that	that	IN
cord-007303-wuuhlowd	96	16	the	the	DT
cord-007303-wuuhlowd	96	17	ratio	ratio	NN
cord-007303-wuuhlowd	96	18	of	of	IN
cord-007303-wuuhlowd	96	19	average	average	JJ
cord-007303-wuuhlowd	96	20	total	total	JJ
cord-007303-wuuhlowd	96	21	pensions	pension	NNS
cord-007303-wuuhlowd	96	22	to	to	IN
cord-007303-wuuhlowd	96	23	average	average	JJ
cord-007303-wuuhlowd	96	24	wages	wage	NNS
cord-007303-wuuhlowd	96	25	is	be	VBZ
cord-007303-wuuhlowd	96	26	expected	expect	VBN
cord-007303-wuuhlowd	96	27	to	to	TO
cord-007303-wuuhlowd	96	28	decline	decline	VB
cord-007303-wuuhlowd	96	29	by	by	IN
cord-007303-wuuhlowd	96	30	around	around	IN
cord-007303-wuuhlowd	96	31	ten	ten	CD
cord-007303-wuuhlowd	96	32	percentage	percentage	NN
cord-007303-wuuhlowd	96	33	points	point	NNS
cord-007303-wuuhlowd	96	34	in	in	IN
cord-007303-wuuhlowd	96	35	65	65	CD
cord-007303-wuuhlowd	96	36	years	year	NNS
cord-007303-wuuhlowd	96	37	mainly	mainly	RB
cord-007303-wuuhlowd	96	38	because	because	IN
cord-007303-wuuhlowd	96	39	of	of	IN
cord-007303-wuuhlowd	96	40	the	the	DT
cord-007303-wuuhlowd	96	41	life	life	NN
cord-007303-wuuhlowd	96	42	expectancy	expectancy	NN
cord-007303-wuuhlowd	96	43	adjustment	adjustment	NN
cord-007303-wuuhlowd	96	44	of	of	IN
cord-007303-wuuhlowd	96	45	pensions	pension	NNS
cord-007303-wuuhlowd	96	46	.	.	.
cord-007303-wuuhlowd	97	1	The	the	DT
cord-007303-wuuhlowd	97	2	outlook	outlook	NN
cord-007303-wuuhlowd	97	3	of	of	IN
cord-007303-wuuhlowd	97	4	the	the	DT
cord-007303-wuuhlowd	97	5	fi	fi	NNP
cord-007303-wuuhlowd	97	6	nancial	nancial	NNP
cord-007303-wuuhlowd	97	7	sustainability	sustainability	NN
cord-007303-wuuhlowd	97	8	of	of	IN
cord-007303-wuuhlowd	97	9	the	the	DT
cord-007303-wuuhlowd	97	10	earningsrelated	earningsrelated	JJ
cord-007303-wuuhlowd	97	11	pension	pension	NN
cord-007303-wuuhlowd	97	12	system	system	NN
cord-007303-wuuhlowd	97	13	strongly	strongly	RB
cord-007303-wuuhlowd	97	14	depends	depend	VBZ
cord-007303-wuuhlowd	97	15	on	on	IN
cord-007303-wuuhlowd	97	16	the	the	DT
cord-007303-wuuhlowd	97	17	time	time	NN
cord-007303-wuuhlowd	97	18	period	period	NN
cord-007303-wuuhlowd	97	19	studied	study	VBD
cord-007303-wuuhlowd	97	20	.	.	.
cord-007303-wuuhlowd	98	1	The	the	DT
cord-007303-wuuhlowd	98	2	passing	passing	NN
cord-007303-wuuhlowd	98	3	of	of	IN
cord-007303-wuuhlowd	98	4	the	the	DT
cord-007303-wuuhlowd	98	5	baby	baby	NN
cord-007303-wuuhlowd	98	6	boomer	boomer	NN
cord-007303-wuuhlowd	98	7	generation	generation	NN
cord-007303-wuuhlowd	98	8	starts	start	VBZ
cord-007303-wuuhlowd	98	9	to	to	TO
cord-007303-wuuhlowd	98	10	bring	bring	VB
cord-007303-wuuhlowd	98	11	down	down	RP
cord-007303-wuuhlowd	98	12	the	the	DT
cord-007303-wuuhlowd	98	13	ratio	ratio	NN
cord-007303-wuuhlowd	98	14	of	of	IN
cord-007303-wuuhlowd	98	15	expenditures	expenditure	NNS
cord-007303-wuuhlowd	98	16	to	to	IN
cord-007303-wuuhlowd	98	17	GDP	GDP	NNP
cord-007303-wuuhlowd	98	18	in	in	IN
cord-007303-wuuhlowd	98	19	the	the	DT
cord-007303-wuuhlowd	98	20	2030s	2030s	CD
cord-007303-wuuhlowd	98	21	.	.	.
cord-007303-wuuhlowd	99	1	Low	low	JJ
cord-007303-wuuhlowd	99	2	fertility	fertility	NN
cord-007303-wuuhlowd	99	3	and	and	CC
cord-007303-wuuhlowd	99	4	extending	extend	VBG
cord-007303-wuuhlowd	99	5	longevity	longevity	NN
cord-007303-wuuhlowd	99	6	turn	turn	VB
cord-007303-wuuhlowd	99	7	the	the	DT
cord-007303-wuuhlowd	99	8	trend	trend	NN
cord-007303-wuuhlowd	99	9	when	when	WRB
cord-007303-wuuhlowd	99	10	approaching	approach	VBG
cord-007303-wuuhlowd	99	11	the	the	DT
cord-007303-wuuhlowd	99	12	middle	middle	NN
cord-007303-wuuhlowd	99	13	of	of	IN
cord-007303-wuuhlowd	99	14	the	the	DT
cord-007303-wuuhlowd	99	15	century	century	NN
cord-007303-wuuhlowd	99	16	.	.	.
cord-007303-wuuhlowd	100	1	The	the	DT
cord-007303-wuuhlowd	100	2	main	main	JJ
cord-007303-wuuhlowd	100	3	private	private	JJ
cord-007303-wuuhlowd	100	4	sector	sector	NN
cord-007303-wuuhlowd	100	5	pension	pension	NN
cord-007303-wuuhlowd	100	6	scheme	scheme	NN
cord-007303-wuuhlowd	100	7	can	can	MD
cord-007303-wuuhlowd	100	8	keep	keep	VB
cord-007303-wuuhlowd	100	9	the	the	DT
cord-007303-wuuhlowd	100	10	contribution	contribution	NN
cord-007303-wuuhlowd	100	11	rates	rate	NNS
cord-007303-wuuhlowd	100	12	stable	stable	JJ
cord-007303-wuuhlowd	100	13	until	until	IN
cord-007303-wuuhlowd	100	14	the	the	DT
cord-007303-wuuhlowd	100	15	2050s	2050s	CD
cord-007303-wuuhlowd	100	16	,	,	,
cord-007303-wuuhlowd	100	17	but	but	CC
cord-007303-wuuhlowd	100	18	after	after	IN
cord-007303-wuuhlowd	100	19	that	that	DT
cord-007303-wuuhlowd	100	20	there	there	EX
cord-007303-wuuhlowd	100	21	will	will	MD
cord-007303-wuuhlowd	100	22	be	be	VB
cord-007303-wuuhlowd	100	23	a	a	DT
cord-007303-wuuhlowd	100	24	strong	strong	JJ
cord-007303-wuuhlowd	100	25	and	and	CC
cord-007303-wuuhlowd	100	26	continuous	continuous	JJ
cord-007303-wuuhlowd	100	27	increase	increase	NN
cord-007303-wuuhlowd	100	28	.	.	.
cord-007303-wuuhlowd	101	1	If	if	IN
cord-007303-wuuhlowd	101	2	the	the	DT
cord-007303-wuuhlowd	101	3	scheme	scheme	NN
cord-007303-wuuhlowd	101	4	aims	aim	VBZ
cord-007303-wuuhlowd	101	5	to	to	TO
cord-007303-wuuhlowd	101	6	smooth	smooth	VB
cord-007303-wuuhlowd	101	7	development	development	NN
cord-007303-wuuhlowd	101	8	of	of	IN
cord-007303-wuuhlowd	101	9	contributions	contribution	NNS
cord-007303-wuuhlowd	101	10	until	until	IN
cord-007303-wuuhlowd	101	11	2085	2085	CD
cord-007303-wuuhlowd	101	12	,	,	,
cord-007303-wuuhlowd	101	13	it	-PRON-	PRP
cord-007303-wuuhlowd	101	14	should	should	MD
cord-007303-wuuhlowd	101	15	raise	raise	VB
cord-007303-wuuhlowd	101	16	the	the	DT
cord-007303-wuuhlowd	101	17	contribution	contribution	NN
cord-007303-wuuhlowd	101	18	rate	rate	NN
cord-007303-wuuhlowd	101	19	immediately	immediately	RB
cord-007303-wuuhlowd	101	20	by	by	IN
cord-007303-wuuhlowd	101	21	2.6	2.6	CD
cord-007303-wuuhlowd	101	22	percentage	percentage	NN
cord-007303-wuuhlowd	101	23	points	point	NNS
cord-007303-wuuhlowd	101	24	(	(	-LRB-
cord-007303-wuuhlowd	101	25	Tikanmäki	Tikanmäki	NNP
cord-007303-wuuhlowd	101	26	et	et	FW
cord-007303-wuuhlowd	101	27	al	al	NNP
cord-007303-wuuhlowd	101	28	.	.	NNP
cord-007303-wuuhlowd	101	29	,	,	,
cord-007303-wuuhlowd	101	30	2019	2019	CD
cord-007303-wuuhlowd	101	31	)	)	-RRB-
cord-007303-wuuhlowd	101	32	.	.	.
cord-007303-wuuhlowd	102	1	This	this	DT
cord-007303-wuuhlowd	102	2	means	mean	VBZ
cord-007303-wuuhlowd	102	3	that	that	IN
cord-007303-wuuhlowd	102	4	the	the	DT
cord-007303-wuuhlowd	102	5	scheme	scheme	NN
cord-007303-wuuhlowd	102	6	is	be	VBZ
cord-007303-wuuhlowd	102	7	not	not	RB
cord-007303-wuuhlowd	102	8	fi	fi	NNP
cord-007303-wuuhlowd	102	9	nancially	nancially	RB
cord-007303-wuuhlowd	102	10	sustainable	sustainable	JJ
cord-007303-wuuhlowd	102	11	.	.	.
cord-007303-wuuhlowd	103	1	In	in	IN
cord-007303-wuuhlowd	103	2	the	the	DT
cord-007303-wuuhlowd	103	3	public	public	JJ
cord-007303-wuuhlowd	103	4	sector	sector	NN
cord-007303-wuuhlowd	103	5	,	,	,
cord-007303-wuuhlowd	103	6	the	the	DT
cord-007303-wuuhlowd	103	7	current	current	JJ
cord-007303-wuuhlowd	103	8	very	very	RB
cord-007303-wuuhlowd	103	9	high	high	JJ
cord-007303-wuuhlowd	103	10	costs	cost	NNS
cord-007303-wuuhlowd	103	11	are	be	VBP
cord-007303-wuuhlowd	103	12	expected	expect	VBN
cord-007303-wuuhlowd	103	13	to	to	TO
cord-007303-wuuhlowd	103	14	converge	converge	VB
cord-007303-wuuhlowd	103	15	in	in	IN
cord-007303-wuuhlowd	103	16	the	the	DT
cord-007303-wuuhlowd	103	17	long	long	JJ
cord-007303-wuuhlowd	103	18	term	term	NN
cord-007303-wuuhlowd	103	19	towards	towards	IN
cord-007303-wuuhlowd	103	20	the	the	DT
cord-007303-wuuhlowd	103	21	same	same	JJ
cord-007303-wuuhlowd	103	22	level	level	NN
cord-007303-wuuhlowd	103	23	as	as	IN
cord-007303-wuuhlowd	103	24	in	in	IN
cord-007303-wuuhlowd	103	25	the	the	DT
cord-007303-wuuhlowd	103	26	private	private	JJ
cord-007303-wuuhlowd	103	27	sector	sector	NN
cord-007303-wuuhlowd	103	28	,	,	,
cord-007303-wuuhlowd	103	29	which	which	WDT
cord-007303-wuuhlowd	103	30	allows	allow	VBZ
cord-007303-wuuhlowd	103	31	a	a	DT
cord-007303-wuuhlowd	103	32	minor	minor	JJ
cord-007303-wuuhlowd	103	33	decline	decline	NN
cord-007303-wuuhlowd	103	34	in	in	IN
cord-007303-wuuhlowd	103	35	the	the	DT
cord-007303-wuuhlowd	103	36	ratio	ratio	NN
cord-007303-wuuhlowd	103	37	of	of	IN
cord-007303-wuuhlowd	103	38	contributions	contribution	NNS
cord-007303-wuuhlowd	103	39	to	to	IN
cord-007303-wuuhlowd	103	40	wages	wage	NNS
cord-007303-wuuhlowd	103	41	.	.	.
cord-007303-wuuhlowd	104	1	The	the	DT
cord-007303-wuuhlowd	104	2	pension	pension	NN
cord-007303-wuuhlowd	104	3	reforms	reform	NNS
cord-007303-wuuhlowd	104	4	,	,	,
cord-007303-wuuhlowd	104	5	together	together	RB
cord-007303-wuuhlowd	104	6	with	with	IN
cord-007303-wuuhlowd	104	7	improved	improved	JJ
cord-007303-wuuhlowd	104	8	education	education	NN
cord-007303-wuuhlowd	104	9	and	and	CC
cord-007303-wuuhlowd	104	10	health	health	NN
cord-007303-wuuhlowd	104	11	of	of	IN
cord-007303-wuuhlowd	104	12	the	the	DT
cord-007303-wuuhlowd	104	13	retiring	retire	VBG
cord-007303-wuuhlowd	104	14	cohorts	cohort	NNS
cord-007303-wuuhlowd	104	15	have	have	VBP
cord-007303-wuuhlowd	104	16	increased	increase	VBN
cord-007303-wuuhlowd	104	17	the	the	DT
cord-007303-wuuhlowd	104	18	employment	employment	NN
cord-007303-wuuhlowd	104	19	rates	rate	NNS
cord-007303-wuuhlowd	104	20	of	of	IN
cord-007303-wuuhlowd	104	21	elderly	elderly	JJ
cord-007303-wuuhlowd	104	22	persons	person	NNS
cord-007303-wuuhlowd	104	23	dramatically	dramatically	RB
cord-007303-wuuhlowd	104	24	in	in	IN
cord-007303-wuuhlowd	104	25	Finland	Finland	NNP
cord-007303-wuuhlowd	104	26	.	.	.
cord-007303-wuuhlowd	105	1	The	the	DT
cord-007303-wuuhlowd	105	2	gain	gain	NN
cord-007303-wuuhlowd	105	3	in	in	IN
cord-007303-wuuhlowd	105	4	the	the	DT
cord-007303-wuuhlowd	105	5	60	60	CD
cord-007303-wuuhlowd	105	6	-	-	SYM
cord-007303-wuuhlowd	105	7	64	64	CD
cord-007303-wuuhlowd	105	8	age	age	NN
cord-007303-wuuhlowd	105	9	group	group	NN
cord-007303-wuuhlowd	105	10	has	have	VBZ
cord-007303-wuuhlowd	105	11	been	be	VBN
cord-007303-wuuhlowd	105	12	more	more	JJR
cord-007303-wuuhlowd	105	13	than	than	IN
cord-007303-wuuhlowd	105	14	20	20	CD
cord-007303-wuuhlowd	105	15	percentage	percentage	NN
cord-007303-wuuhlowd	105	16	points	point	NNS
cord-007303-wuuhlowd	105	17	since	since	IN
cord-007303-wuuhlowd	105	18	the	the	DT
cord-007303-wuuhlowd	105	19	2005	2005	CD
cord-007303-wuuhlowd	105	20	pension	pension	NN
cord-007303-wuuhlowd	105	21	reform	reform	NN
cord-007303-wuuhlowd	105	22	,	,	,
cord-007303-wuuhlowd	105	23	which	which	WDT
cord-007303-wuuhlowd	105	24	The	the	DT
cord-007303-wuuhlowd	105	25	higher	high	JJR
cord-007303-wuuhlowd	105	26	accrual	accrual	NN
cord-007303-wuuhlowd	105	27	rate	rate	NN
cord-007303-wuuhlowd	105	28	earned	earn	VBN
cord-007303-wuuhlowd	105	29	from	from	IN
cord-007303-wuuhlowd	105	30	work	work	NN
cord-007303-wuuhlowd	105	31	after	after	IN
cord-007303-wuuhlowd	105	32	the	the	DT
cord-007303-wuuhlowd	105	33	lowest	low	JJS
cord-007303-wuuhlowd	105	34	retirement	retirement	NN
cord-007303-wuuhlowd	105	35	age	age	NN
cord-007303-wuuhlowd	105	36	was	be	VBD
cord-007303-wuuhlowd	105	37	replaced	replace	VBN
cord-007303-wuuhlowd	105	38	by	by	IN
cord-007303-wuuhlowd	105	39	a	a	DT
cord-007303-wuuhlowd	105	40	reward	reward	NN
cord-007303-wuuhlowd	105	41	for	for	IN
cord-007303-wuuhlowd	105	42	postponing	postpone	VBG
cord-007303-wuuhlowd	105	43	withdrawal	withdrawal	NN
cord-007303-wuuhlowd	105	44	of	of	IN
cord-007303-wuuhlowd	105	45	the	the	DT
cord-007303-wuuhlowd	105	46	pension	pension	NN
cord-007303-wuuhlowd	105	47	.	.	.
cord-007303-wuuhlowd	106	1	The	the	DT
cord-007303-wuuhlowd	106	2	reform	reform	NN
cord-007303-wuuhlowd	106	3	also	also	RB
cord-007303-wuuhlowd	106	4	included	include	VBD
cord-007303-wuuhlowd	106	5	two	two	CD
cord-007303-wuuhlowd	106	6	minor	minor	JJ
cord-007303-wuuhlowd	106	7	changes	change	NNS
cord-007303-wuuhlowd	106	8	in	in	IN
cord-007303-wuuhlowd	106	9	early	early	JJ
cord-007303-wuuhlowd	106	10	retirement	retirement	NN
cord-007303-wuuhlowd	106	11	schemes	scheme	NNS
cord-007303-wuuhlowd	106	12	.	.	.
cord-007303-wuuhlowd	107	1	The	the	DT
cord-007303-wuuhlowd	107	2	generous	generous	JJ
cord-007303-wuuhlowd	107	3	part	part	NN
cord-007303-wuuhlowd	107	4	-	-	HYPH
cord-007303-wuuhlowd	107	5	time	time	NN
cord-007303-wuuhlowd	107	6	pension	pension	NN
cord-007303-wuuhlowd	107	7	scheme	scheme	NN
cord-007303-wuuhlowd	107	8	was	be	VBD
cord-007303-wuuhlowd	107	9	replaced	replace	VBN
cord-007303-wuuhlowd	107	10	by	by	IN
cord-007303-wuuhlowd	107	11	the	the	DT
cord-007303-wuuhlowd	107	12	actuarially	actuarially	RB
cord-007303-wuuhlowd	107	13	fair	fair	JJ
cord-007303-wuuhlowd	107	14	possibility	possibility	NN
cord-007303-wuuhlowd	107	15	of	of	IN
cord-007303-wuuhlowd	107	16	drawing	draw	VBG
cord-007303-wuuhlowd	107	17	part	part	NN
cord-007303-wuuhlowd	107	18	of	of	IN
cord-007303-wuuhlowd	107	19	the	the	DT
cord-007303-wuuhlowd	107	20	old	old	JJ
cord-007303-wuuhlowd	107	21	age	age	NN
cord-007303-wuuhlowd	107	22	pension	pension	NN
cord-007303-wuuhlowd	107	23	from	from	IN
cord-007303-wuuhlowd	107	24	age	age	NN
cord-007303-wuuhlowd	107	25	61	61	CD
cord-007303-wuuhlowd	107	26	.	.	.
cord-007303-wuuhlowd	108	1	The	the	DT
cord-007303-wuuhlowd	108	2	second	second	JJ
cord-007303-wuuhlowd	108	3	new	new	JJ
cord-007303-wuuhlowd	108	4	element	element	NN
cord-007303-wuuhlowd	108	5	is	be	VBZ
cord-007303-wuuhlowd	108	6	a	a	DT
cord-007303-wuuhlowd	108	7	years	year	NNS
cord-007303-wuuhlowd	108	8	-	-	HYPH
cord-007303-wuuhlowd	108	9	of	of	IN
cord-007303-wuuhlowd	108	10	-	-	HYPH
cord-007303-wuuhlowd	108	11	service	service	NN
cord-007303-wuuhlowd	108	12	pension	pension	NN
cord-007303-wuuhlowd	108	13	,	,	,
cord-007303-wuuhlowd	108	14	which	which	WDT
cord-007303-wuuhlowd	108	15	can	can	MD
cord-007303-wuuhlowd	108	16	be	be	VB
cord-007303-wuuhlowd	108	17	drawn	draw	VBN
cord-007303-wuuhlowd	108	18	from	from	IN
cord-007303-wuuhlowd	108	19	age	age	NN
cord-007303-wuuhlowd	108	20	63	63	CD
cord-007303-wuuhlowd	108	21	if	if	IN
cord-007303-wuuhlowd	108	22	a	a	DT
cord-007303-wuuhlowd	108	23	stressful	stressful	JJ
cord-007303-wuuhlowd	108	24	working	work	VBG
cord-007303-wuuhlowd	108	25	career	career	NN
cord-007303-wuuhlowd	108	26	has	have	VBZ
cord-007303-wuuhlowd	108	27	continued	continue	VBN
cord-007303-wuuhlowd	108	28	for	for	IN
cord-007303-wuuhlowd	108	29	at	at	RB
cord-007303-wuuhlowd	108	30	least	least	RBS
cord-007303-wuuhlowd	108	31	38	38	CD
cord-007303-wuuhlowd	108	32	years	year	NNS
cord-007303-wuuhlowd	108	33	and	and	CC
cord-007303-wuuhlowd	108	34	the	the	DT
cord-007303-wuuhlowd	108	35	working	work	VBG
cord-007303-wuuhlowd	108	36	capacity	capacity	NN
cord-007303-wuuhlowd	108	37	of	of	IN
cord-007303-wuuhlowd	108	38	the	the	DT
cord-007303-wuuhlowd	108	39	individual	individual	NN
cord-007303-wuuhlowd	108	40	has	have	VBZ
cord-007303-wuuhlowd	108	41	declined	decline	VBN
cord-007303-wuuhlowd	108	42	.	.	.
cord-007303-wuuhlowd	109	1	The	the	DT
cord-007303-wuuhlowd	109	2	years	year	NNS
cord-007303-wuuhlowd	109	3	-	-	HYPH
cord-007303-wuuhlowd	109	4	of	of	IN
cord-007303-wuuhlowd	109	5	-	-	HYPH
cord-007303-wuuhlowd	109	6	service	service	NN
cord-007303-wuuhlowd	109	7	pension	pension	NN
cord-007303-wuuhlowd	109	8	remains	remain	VBZ
cord-007303-wuuhlowd	109	9	unpopular	unpopular	JJ
cord-007303-wuuhlowd	109	10	because	because	IN
cord-007303-wuuhlowd	109	11	access	access	NN
cord-007303-wuuhlowd	109	12	to	to	IN
cord-007303-wuuhlowd	109	13	benefi	benefi	NNP
cord-007303-wuuhlowd	109	14	ts	ts	NNP
cord-007303-wuuhlowd	109	15	is	be	VBZ
cord-007303-wuuhlowd	109	16	complicated	complicated	JJ
cord-007303-wuuhlowd	109	17	and	and	CC
cord-007303-wuuhlowd	109	18	uncertain	uncertain	JJ
cord-007303-wuuhlowd	109	19	and	and	CC
cord-007303-wuuhlowd	109	20	it	-PRON-	PRP
cord-007303-wuuhlowd	109	21	is	be	VBZ
cord-007303-wuuhlowd	109	22	smaller	small	JJR
cord-007303-wuuhlowd	109	23	than	than	IN
cord-007303-wuuhlowd	109	24	the	the	DT
cord-007303-wuuhlowd	109	25	disability	disability	NN
cord-007303-wuuhlowd	109	26	pension	pension	NN
cord-007303-wuuhlowd	109	27	.	.	.
cord-007303-wuuhlowd	110	1	The	the	DT
cord-007303-wuuhlowd	110	2	goal	goal	NN
cord-007303-wuuhlowd	110	3	of	of	IN
cord-007303-wuuhlowd	110	4	higher	high	JJR
cord-007303-wuuhlowd	110	5	employment	employment	NN
cord-007303-wuuhlowd	110	6	periods	period	NNS
cord-007303-wuuhlowd	110	7	near	near	IN
cord-007303-wuuhlowd	110	8	retirement	retirement	NN
cord-007303-wuuhlowd	110	9	has	have	VBZ
cord-007303-wuuhlowd	110	10	been	be	VBN
cord-007303-wuuhlowd	110	11	supported	support	VBN
cord-007303-wuuhlowd	110	12	by	by	IN
cord-007303-wuuhlowd	110	13	shortening	shorten	VBG
cord-007303-wuuhlowd	110	14	the	the	DT
cord-007303-wuuhlowd	110	15	period	period	NN
cord-007303-wuuhlowd	110	16	of	of	IN
cord-007303-wuuhlowd	110	17	earnings	earning	NNS
cord-007303-wuuhlowd	110	18	-	-	HYPH
cord-007303-wuuhlowd	110	19	related	relate	VBN
cord-007303-wuuhlowd	110	20	unemployment	unemployment	NN
cord-007303-wuuhlowd	110	21	benefi	benefi	NN
cord-007303-wuuhlowd	110	22	ts	ts	NNP
cord-007303-wuuhlowd	110	23	paid	pay	VBN
cord-007303-wuuhlowd	110	24	before	before	IN
cord-007303-wuuhlowd	110	25	reaching	reach	VBG
cord-007303-wuuhlowd	110	26	the	the	DT
cord-007303-wuuhlowd	110	27	lowest	low	JJS
cord-007303-wuuhlowd	110	28	eligibility	eligibility	NN
cord-007303-wuuhlowd	110	29	age	age	NN
cord-007303-wuuhlowd	110	30	for	for	IN
cord-007303-wuuhlowd	110	31	old	old	JJ
cord-007303-wuuhlowd	110	32	age	age	NN
cord-007303-wuuhlowd	110	33	pensions	pension	NNS
cord-007303-wuuhlowd	110	34	.	.	.
cord-007303-wuuhlowd	111	1	Private	private	JJ
cord-007303-wuuhlowd	111	2	sector	sector	NN
cord-007303-wuuhlowd	111	3	pensions	pension	NNS
cord-007303-wuuhlowd	111	4	are	be	VBP
cord-007303-wuuhlowd	111	5	fi	fi	IN
cord-007303-wuuhlowd	111	6	nanced	nance	VBN
cord-007303-wuuhlowd	111	7	by	by	IN
cord-007303-wuuhlowd	111	8	contributions	contribution	NNS
cord-007303-wuuhlowd	111	9	collected	collect	VBN
cord-007303-wuuhlowd	111	10	from	from	IN
cord-007303-wuuhlowd	111	11	employers	employer	NNS
cord-007303-wuuhlowd	111	12	and	and	CC
cord-007303-wuuhlowd	111	13	employees	employee	NNS
cord-007303-wuuhlowd	111	14	.	.	.
cord-007303-wuuhlowd	112	1	Contributions	contribution	NNS
cord-007303-wuuhlowd	112	2	are	be	VBP
cord-007303-wuuhlowd	112	3	deductible	deductible	JJ
cord-007303-wuuhlowd	112	4	in	in	IN
cord-007303-wuuhlowd	112	5	income	income	NN
cord-007303-wuuhlowd	112	6	taxation	taxation	NN
cord-007303-wuuhlowd	112	7	,	,	,
cord-007303-wuuhlowd	112	8	pensions	pension	NNS
cord-007303-wuuhlowd	112	9	are	be	VBP
cord-007303-wuuhlowd	112	10	taxable	taxable	JJ
cord-007303-wuuhlowd	112	11	,	,	,
cord-007303-wuuhlowd	112	12	and	and	CC
cord-007303-wuuhlowd	112	13	there	there	EX
cord-007303-wuuhlowd	112	14	is	be	VBZ
cord-007303-wuuhlowd	112	15	no	no	DT
cord-007303-wuuhlowd	112	16	tax	tax	NN
cord-007303-wuuhlowd	112	17	on	on	IN
cord-007303-wuuhlowd	112	18	the	the	DT
cord-007303-wuuhlowd	112	19	yields	yield	NNS
cord-007303-wuuhlowd	112	20	of	of	IN
cord-007303-wuuhlowd	112	21	the	the	DT
cord-007303-wuuhlowd	112	22	funds	fund	NNS
cord-007303-wuuhlowd	112	23	during	during	IN
cord-007303-wuuhlowd	112	24	the	the	DT
cord-007303-wuuhlowd	112	25	savings	saving	NNS
cord-007303-wuuhlowd	112	26	period	period	NN
cord-007303-wuuhlowd	112	27	(	(	-LRB-
cord-007303-wuuhlowd	112	28	exempt	exempt	JJ
cord-007303-wuuhlowd	112	29	-	-	HYPH
cord-007303-wuuhlowd	112	30	exempt	exempt	JJ
cord-007303-wuuhlowd	112	31	-	-	HYPH
cord-007303-wuuhlowd	112	32	taxed	tax	VBN
cord-007303-wuuhlowd	112	33	principle	principle	NN
cord-007303-wuuhlowd	112	34	)	)	-RRB-
cord-007303-wuuhlowd	112	35	.	.	.
cord-007303-wuuhlowd	113	1	Entrepreneurs	entrepreneur	NNS
cord-007303-wuuhlowd	113	2	have	have	VBP
cord-007303-wuuhlowd	113	3	similar	similar	JJ
cord-007303-wuuhlowd	113	4	benefi	benefi	NNP
cord-007303-wuuhlowd	113	5	t	t	NN
cord-007303-wuuhlowd	113	6	rules	rule	NNS
cord-007303-wuuhlowd	113	7	,	,	,
cord-007303-wuuhlowd	113	8	but	but	CC
cord-007303-wuuhlowd	113	9	they	-PRON-	PRP
cord-007303-wuuhlowd	113	10	have	have	VBP
cord-007303-wuuhlowd	113	11	fl	fl	NNP
cord-007303-wuuhlowd	113	12	exibility	exibility	NN
cord-007303-wuuhlowd	113	13	in	in	IN
cord-007303-wuuhlowd	113	14	declaring	declare	VBG
cord-007303-wuuhlowd	113	15	the	the	DT
cord-007303-wuuhlowd	113	16	amount	amount	NN
cord-007303-wuuhlowd	113	17	of	of	IN
cord-007303-wuuhlowd	113	18	labour	labour	NN
cord-007303-wuuhlowd	113	19	income	income	NN
cord-007303-wuuhlowd	113	20	and	and	CC
cord-007303-wuuhlowd	113	21	thereby	thereby	RB
cord-007303-wuuhlowd	113	22	can	can	MD
cord-007303-wuuhlowd	113	23	infl	infl	XX
cord-007303-wuuhlowd	113	24	uence	uence	NNP
cord-007303-wuuhlowd	113	25	the	the	DT
cord-007303-wuuhlowd	113	26	paid	pay	VBN
cord-007303-wuuhlowd	113	27	contributions	contribution	NNS
cord-007303-wuuhlowd	113	28	and	and	CC
cord-007303-wuuhlowd	113	29	accrued	accrue	VBN
cord-007303-wuuhlowd	113	30	benefi	benefi	NNP
cord-007303-wuuhlowd	113	31	ts	t	NNS
cord-007303-wuuhlowd	113	32	.	.	.
cord-007303-wuuhlowd	114	1	In	in	IN
cord-007303-wuuhlowd	114	2	addition	addition	NN
cord-007303-wuuhlowd	114	3	,	,	,
cord-007303-wuuhlowd	114	4	government	government	NN
cord-007303-wuuhlowd	114	5	supports	support	VBZ
cord-007303-wuuhlowd	114	6	their	-PRON-	PRP$
cord-007303-wuuhlowd	114	7	pensions	pension	NNS
cord-007303-wuuhlowd	114	8	.	.	.
cord-007303-wuuhlowd	115	1	The	the	DT
cord-007303-wuuhlowd	115	2	key	key	JJ
cord-007303-wuuhlowd	115	3	features	feature	NNS
cord-007303-wuuhlowd	115	4	of	of	IN
cord-007303-wuuhlowd	115	5	the	the	DT
cord-007303-wuuhlowd	115	6	current	current	JJ
cord-007303-wuuhlowd	115	7	earnings	earning	NNS
cord-007303-wuuhlowd	115	8	-	-	HYPH
cord-007303-wuuhlowd	115	9	related	relate	VBN
cord-007303-wuuhlowd	115	10	pension	pension	NN
cord-007303-wuuhlowd	115	11	system	system	NN
cord-007303-wuuhlowd	115	12	are	be	VBP
cord-007303-wuuhlowd	115	13	universality	universality	NN
cord-007303-wuuhlowd	115	14	and	and	CC
cord-007303-wuuhlowd	115	15	uniformity	uniformity	NN
cord-007303-wuuhlowd	115	16	.	.	.
cord-007303-wuuhlowd	116	1	Policy	policy	NN
cord-007303-wuuhlowd	116	2	changes	change	NNS
cord-007303-wuuhlowd	116	3	are	be	VBP
cord-007303-wuuhlowd	116	4	effective	effective	JJ
cord-007303-wuuhlowd	116	5	,	,	,
cord-007303-wuuhlowd	116	6	because	because	IN
cord-007303-wuuhlowd	116	7	the	the	DT
cord-007303-wuuhlowd	116	8	rules	rule	NNS
cord-007303-wuuhlowd	116	9	apply	apply	VBP
cord-007303-wuuhlowd	116	10	to	to	IN
cord-007303-wuuhlowd	116	11	almost	almost	RB
cord-007303-wuuhlowd	116	12	everyone	everyone	NN
cord-007303-wuuhlowd	116	13	,	,	,
cord-007303-wuuhlowd	116	14	and	and	CC
cord-007303-wuuhlowd	116	15	the	the	DT
cord-007303-wuuhlowd	116	16	fi	fi	NN
cord-007303-wuuhlowd	116	17	rst	rst	JJ
cord-007303-wuuhlowd	116	18	-	-	HYPH
cord-007303-wuuhlowd	116	19	pillar	pillar	NN
cord-007303-wuuhlowd	116	20	benefi	benefi	NNP
cord-007303-wuuhlowd	116	21	ts	t	NNS
cord-007303-wuuhlowd	116	22	cover	cover	VBP
cord-007303-wuuhlowd	116	23	a	a	DT
cord-007303-wuuhlowd	116	24	large	large	JJ
cord-007303-wuuhlowd	116	25	share	share	NN
cord-007303-wuuhlowd	116	26	of	of	IN
cord-007303-wuuhlowd	116	27	the	the	DT
cord-007303-wuuhlowd	116	28	incomes	income	NNS
cord-007303-wuuhlowd	116	29	of	of	IN
cord-007303-wuuhlowd	116	30	the	the	DT
cord-007303-wuuhlowd	116	31	retired	retired	JJ
cord-007303-wuuhlowd	116	32	population	population	NN
cord-007303-wuuhlowd	116	33	.	.	.
cord-007303-wuuhlowd	117	1	For	for	IN
cord-007303-wuuhlowd	117	2	those	those	DT
cord-007303-wuuhlowd	117	3	whose	whose	WP$
cord-007303-wuuhlowd	117	4	earnings	earning	NNS
cord-007303-wuuhlowd	117	5	-	-	HYPH
cord-007303-wuuhlowd	117	6	related	relate	VBN
cord-007303-wuuhlowd	117	7	pensions	pension	NNS
cord-007303-wuuhlowd	117	8	are	be	VBP
cord-007303-wuuhlowd	117	9	small	small	JJ
cord-007303-wuuhlowd	117	10	,	,	,
cord-007303-wuuhlowd	117	11	the	the	DT
cord-007303-wuuhlowd	117	12	pensions	pension	NNS
cord-007303-wuuhlowd	117	13	-	-	HYPH
cord-007303-wuuhlowd	117	14	tested	test	VBN
cord-007303-wuuhlowd	117	15	tax	tax	NN
cord-007303-wuuhlowd	117	16	-	-	HYPH
cord-007303-wuuhlowd	117	17	fi	fi	NN
cord-007303-wuuhlowd	117	18	nanced	nanced	JJ
cord-007303-wuuhlowd	117	19	national	national	JJ
cord-007303-wuuhlowd	117	20	pension	pension	NN
cord-007303-wuuhlowd	117	21	tops	top	NNS
cord-007303-wuuhlowd	117	22	up	up	RP
cord-007303-wuuhlowd	117	23	the	the	DT
cord-007303-wuuhlowd	117	24	income	income	NN
cord-007303-wuuhlowd	117	25	.	.	.
cord-007303-wuuhlowd	118	1	Guarantee	guarantee	NN
cord-007303-wuuhlowd	118	2	pensions	pension	NNS
cord-007303-wuuhlowd	118	3	ensure	ensure	VBP
cord-007303-wuuhlowd	118	4	the	the	DT
cord-007303-wuuhlowd	118	5	minimum	minimum	JJ
cord-007303-wuuhlowd	118	6	level	level	NN
cord-007303-wuuhlowd	118	7	of	of	IN
cord-007303-wuuhlowd	118	8	income	income	NN
cord-007303-wuuhlowd	118	9	.	.	.
cord-007303-wuuhlowd	119	1	Low	low	JJ
cord-007303-wuuhlowd	119	2	-	-	HYPH
cord-007303-wuuhlowd	119	3	income	income	NN
cord-007303-wuuhlowd	119	4	pensioners	pensioner	NNS
cord-007303-wuuhlowd	119	5	are	be	VBP
cord-007303-wuuhlowd	119	6	also	also	RB
cord-007303-wuuhlowd	119	7	eligible	eligible	JJ
cord-007303-wuuhlowd	119	8	for	for	IN
cord-007303-wuuhlowd	119	9	a	a	DT
cord-007303-wuuhlowd	119	10	housing	housing	NN
cord-007303-wuuhlowd	119	11	allowance	allowance	NN
cord-007303-wuuhlowd	119	12	.	.	.
cord-007303-wuuhlowd	120	1	The	the	DT
cord-007303-wuuhlowd	120	2	assessment	assessment	NN
cord-007303-wuuhlowd	120	3	of	of	IN
cord-007303-wuuhlowd	120	4	the	the	DT
cord-007303-wuuhlowd	120	5	performance	performance	NN
cord-007303-wuuhlowd	120	6	of	of	IN
cord-007303-wuuhlowd	120	7	the	the	DT
cord-007303-wuuhlowd	120	8	pension	pension	NN
cord-007303-wuuhlowd	120	9	system	system	NN
cord-007303-wuuhlowd	120	10	requires	require	VBZ
cord-007303-wuuhlowd	120	11	a	a	DT
cord-007303-wuuhlowd	120	12	characterisation	characterisation	NN
cord-007303-wuuhlowd	120	13	of	of	IN
cord-007303-wuuhlowd	120	14	its	-PRON-	PRP$
cord-007303-wuuhlowd	120	15	goals	goal	NNS
cord-007303-wuuhlowd	120	16	.	.	.
cord-007303-wuuhlowd	121	1	In	in	IN
cord-007303-wuuhlowd	121	2	an	an	DT
cord-007303-wuuhlowd	121	3	agreement	agreement	NN
cord-007303-wuuhlowd	121	4	on	on	IN
cord-007303-wuuhlowd	121	5	the	the	DT
cord-007303-wuuhlowd	121	6	main	main	JJ
cord-007303-wuuhlowd	121	7	features	feature	NNS
cord-007303-wuuhlowd	121	8	of	of	IN
cord-007303-wuuhlowd	121	9	the	the	DT
cord-007303-wuuhlowd	121	10	2017	2017	CD
cord-007303-wuuhlowd	121	11	pension	pension	NN
cord-007303-wuuhlowd	121	12	reform	reform	NN
cord-007303-wuuhlowd	121	13	,	,	,
cord-007303-wuuhlowd	121	14	the	the	DT
cord-007303-wuuhlowd	121	15	social	social	JJ
cord-007303-wuuhlowd	121	16	partners	partner	NNS
cord-007303-wuuhlowd	121	17	set	set	VBD
cord-007303-wuuhlowd	121	18	a	a	DT
cord-007303-wuuhlowd	121	19	smooth	smooth	JJ
cord-007303-wuuhlowd	121	20	development	development	NN
cord-007303-wuuhlowd	121	21	of	of	IN
cord-007303-wuuhlowd	121	22	the	the	DT
cord-007303-wuuhlowd	121	23	contribution	contribution	NN
cord-007303-wuuhlowd	121	24	rates	rate	NNS
cord-007303-wuuhlowd	121	25	,	,	,
cord-007303-wuuhlowd	121	26	long	long	JJ
cord-007303-wuuhlowd	121	27	-	-	HYPH
cord-007303-wuuhlowd	121	28	term	term	NN
cord-007303-wuuhlowd	121	29	protection	protection	NN
cord-007303-wuuhlowd	121	30	of	of	IN
cord-007303-wuuhlowd	121	31	the	the	DT
cord-007303-wuuhlowd	121	32	benefi	benefi	NNP
cord-007303-wuuhlowd	121	33	ts	ts	NNPS
cord-007303-wuuhlowd	121	34	and	and	CC
cord-007303-wuuhlowd	121	35	ensured	ensure	VBD
cord-007303-wuuhlowd	121	36	fi	fi	NNP
cord-007303-wuuhlowd	121	37	nancing	nance	VBG
cord-007303-wuuhlowd	121	38	as	as	IN
cord-007303-wuuhlowd	121	39	the	the	DT
cord-007303-wuuhlowd	121	40	targets	target	NNS
cord-007303-wuuhlowd	121	41	(	(	-LRB-
cord-007303-wuuhlowd	121	42	Social	Social	NNP
cord-007303-wuuhlowd	121	43	partners	partner	NNS
cord-007303-wuuhlowd	121	44	,	,	,
cord-007303-wuuhlowd	121	45	2014	2014	CD
cord-007303-wuuhlowd	121	46	)	)	-RRB-
cord-007303-wuuhlowd	121	47	.	.	.
cord-007303-wuuhlowd	122	1	This	this	DT
cord-007303-wuuhlowd	122	2	statement	statement	NN
cord-007303-wuuhlowd	122	3	refl	refl	NN
cord-007303-wuuhlowd	122	4	ects	ects	NNP
cord-007303-wuuhlowd	123	1	the	the	DT
cord-007303-wuuhlowd	123	2	reality	reality	NN
cord-007303-wuuhlowd	123	3	well	well	RB
cord-007303-wuuhlowd	123	4	:	:	:
cord-007303-wuuhlowd	123	5	even	even	RB
cord-007303-wuuhlowd	123	6	though	though	IN
cord-007303-wuuhlowd	123	7	the	the	DT
cord-007303-wuuhlowd	123	8	system	system	NN
cord-007303-wuuhlowd	123	9	is	be	VBZ
cord-007303-wuuhlowd	123	10	based	base	VBN
cord-007303-wuuhlowd	123	11	on	on	IN
cord-007303-wuuhlowd	123	12	the	the	DT
cord-007303-wuuhlowd	123	13	principle	principle	NN
cord-007303-wuuhlowd	123	14	of	of	IN
cord-007303-wuuhlowd	123	15	defi	defi	NNP
cord-007303-wuuhlowd	123	16	ned	ned	NNP
cord-007303-wuuhlowd	123	17	benefi	benefi	NNP
cord-007303-wuuhlowd	123	18	ts	ts	NNP
cord-007303-wuuhlowd	123	19	,	,	,
cord-007303-wuuhlowd	123	20	the	the	DT
cord-007303-wuuhlowd	123	21	goals	goal	NNS
cord-007303-wuuhlowd	123	22	of	of	IN
cord-007303-wuuhlowd	123	23	constant	constant	JJ
cord-007303-wuuhlowd	123	24	contributions	contribution	NNS
cord-007303-wuuhlowd	123	25	and	and	CC
cord-007303-wuuhlowd	123	26	fair	fair	JJ
cord-007303-wuuhlowd	123	27	burden	burden	NN
cord-007303-wuuhlowd	123	28	sharing	sharing	NN
cord-007303-wuuhlowd	123	29	between	between	IN
cord-007303-wuuhlowd	123	30	generations	generation	NNS
cord-007303-wuuhlowd	123	31	have	have	VBP
cord-007303-wuuhlowd	123	32	high	high	JJ
cord-007303-wuuhlowd	123	33	priority	priority	NN
cord-007303-wuuhlowd	123	34	.	.	.
cord-007303-wuuhlowd	124	1	The	the	DT
cord-007303-wuuhlowd	124	2	aims	aim	NNS
cord-007303-wuuhlowd	124	3	of	of	IN
cord-007303-wuuhlowd	124	4	the	the	DT
cord-007303-wuuhlowd	124	5	basic	basic	JJ
cord-007303-wuuhlowd	124	6	pensions	pension	NNS
cord-007303-wuuhlowd	124	7	are	be	VBP
cord-007303-wuuhlowd	124	8	harder	hard	JJR
cord-007303-wuuhlowd	124	9	to	to	TO
cord-007303-wuuhlowd	124	10	clarify	clarify	VB
cord-007303-wuuhlowd	124	11	.	.	.
cord-007303-wuuhlowd	125	1	National	national	JJ
cord-007303-wuuhlowd	125	2	pensions	pension	NNS
cord-007303-wuuhlowd	125	3	and	and	CC
cord-007303-wuuhlowd	125	4	guaranteed	guarantee	VBN
cord-007303-wuuhlowd	125	5	pensions	pension	NNS
cord-007303-wuuhlowd	125	6	are	be	VBP
cord-007303-wuuhlowd	125	7	indexed	index	VBN
cord-007303-wuuhlowd	125	8	to	to	IN
cord-007303-wuuhlowd	125	9	consumer	consumer	NN
cord-007303-wuuhlowd	125	10	prices	price	NNS
cord-007303-wuuhlowd	125	11	,	,	,
cord-007303-wuuhlowd	125	12	which	which	WDT
cord-007303-wuuhlowd	125	13	means	mean	VBZ
cord-007303-wuuhlowd	125	14	that	that	IN
cord-007303-wuuhlowd	125	15	their	-PRON-	PRP$
cord-007303-wuuhlowd	125	16	development	development	NN
cord-007303-wuuhlowd	125	17	Forum	Forum	NNP
cord-007303-wuuhlowd	125	18	government	government	NN
cord-007303-wuuhlowd	125	19	permanently	permanently	RB
cord-007303-wuuhlowd	125	20	.	.	.
cord-007303-wuuhlowd	126	1	Fertility	fertility	NN
cord-007303-wuuhlowd	126	2	risks	risk	NNS
cord-007303-wuuhlowd	126	3	are	be	VBP
cord-007303-wuuhlowd	126	4	less	less	RBR
cord-007303-wuuhlowd	126	5	important	important	JJ
cord-007303-wuuhlowd	126	6	for	for	IN
cord-007303-wuuhlowd	126	7	schemes	scheme	NNS
cord-007303-wuuhlowd	126	8	with	with	IN
cord-007303-wuuhlowd	126	9	individual	individual	JJ
cord-007303-wuuhlowd	126	10	or	or	CC
cord-007303-wuuhlowd	126	11	cohort	cohort	NN
cord-007303-wuuhlowd	126	12	-	-	HYPH
cord-007303-wuuhlowd	126	13	specifi	specifi	VBN
cord-007303-wuuhlowd	126	14	c	c	NN
cord-007303-wuuhlowd	126	15	pre	pre	NN
cord-007303-wuuhlowd	126	16	-	-	JJ
cord-007303-wuuhlowd	126	17	funding	funding	NN
cord-007303-wuuhlowd	126	18	.	.	.
cord-007303-wuuhlowd	127	1	Another	another	DT
cord-007303-wuuhlowd	127	2	,	,	,
cord-007303-wuuhlowd	127	3	more	more	RBR
cord-007303-wuuhlowd	127	4	controversial	controversial	JJ
cord-007303-wuuhlowd	127	5	possibility	possibility	NN
cord-007303-wuuhlowd	127	6	would	would	MD
cord-007303-wuuhlowd	127	7	be	be	VB
cord-007303-wuuhlowd	127	8	to	to	TO
cord-007303-wuuhlowd	127	9	add	add	VB
cord-007303-wuuhlowd	127	10	a	a	DT
cord-007303-wuuhlowd	127	11	link	link	NN
cord-007303-wuuhlowd	127	12	between	between	IN
cord-007303-wuuhlowd	127	13	the	the	DT
cord-007303-wuuhlowd	127	14	number	number	NN
cord-007303-wuuhlowd	127	15	of	of	IN
cord-007303-wuuhlowd	127	16	children	child	NNS
cord-007303-wuuhlowd	127	17	raised	raise	VBN
cord-007303-wuuhlowd	127	18	and	and	CC
cord-007303-wuuhlowd	127	19	the	the	DT
cord-007303-wuuhlowd	127	20	amount	amount	NN
cord-007303-wuuhlowd	127	21	of	of	IN
cord-007303-wuuhlowd	127	22	pension	pension	NN
cord-007303-wuuhlowd	127	23	accrued	accrue	VBN
cord-007303-wuuhlowd	127	24	at	at	IN
cord-007303-wuuhlowd	127	25	the	the	DT
cord-007303-wuuhlowd	127	26	individual	individual	JJ
cord-007303-wuuhlowd	127	27	level	level	NN
cord-007303-wuuhlowd	127	28	(	(	-LRB-
cord-007303-wuuhlowd	127	29	Sinn	Sinn	NNP
cord-007303-wuuhlowd	127	30	,	,	,
cord-007303-wuuhlowd	127	31	2005	2005	CD
cord-007303-wuuhlowd	127	32	)	)	-RRB-
cord-007303-wuuhlowd	127	33	.	.	.
cord-007303-wuuhlowd	128	1	Another	another	DT
cord-007303-wuuhlowd	128	2	trend	trend	NN
cord-007303-wuuhlowd	128	3	that	that	WDT
cord-007303-wuuhlowd	128	4	possibly	possibly	RB
cord-007303-wuuhlowd	128	5	weakens	weaken	VBZ
cord-007303-wuuhlowd	128	6	the	the	DT
cord-007303-wuuhlowd	128	7	tax	tax	NN
cord-007303-wuuhlowd	128	8	and	and	CC
cord-007303-wuuhlowd	128	9	contribution	contribution	NN
cord-007303-wuuhlowd	128	10	bases	basis	NNS
cord-007303-wuuhlowd	128	11	is	be	VBZ
cord-007303-wuuhlowd	128	12	the	the	DT
cord-007303-wuuhlowd	128	13	potential	potential	JJ
cord-007303-wuuhlowd	128	14	fall	fall	NN
cord-007303-wuuhlowd	128	15	in	in	IN
cord-007303-wuuhlowd	128	16	labour	labour	NN
cord-007303-wuuhlowd	128	17	income	income	NN
cord-007303-wuuhlowd	128	18	caused	cause	VBN
cord-007303-wuuhlowd	128	19	by	by	IN
cord-007303-wuuhlowd	128	20	technological	technological	JJ
cord-007303-wuuhlowd	128	21	development	development	NN
cord-007303-wuuhlowd	128	22	.	.	.
cord-007303-wuuhlowd	129	1	Robotisation	robotisation	NN
cord-007303-wuuhlowd	129	2	and	and	CC
cord-007303-wuuhlowd	129	3	digitalisation	digitalisation	NN
cord-007303-wuuhlowd	129	4	infl	infl	NN
cord-007303-wuuhlowd	129	5	uence	uence	NNP
cord-007303-wuuhlowd	130	1	the	the	DT
cord-007303-wuuhlowd	130	2	relative	relative	JJ
cord-007303-wuuhlowd	130	3	use	use	NN
cord-007303-wuuhlowd	130	4	of	of	IN
cord-007303-wuuhlowd	130	5	labour	labour	NN
cord-007303-wuuhlowd	130	6	and	and	CC
cord-007303-wuuhlowd	130	7	capital	capital	NN
cord-007303-wuuhlowd	130	8	in	in	IN
cord-007303-wuuhlowd	130	9	production	production	NN
cord-007303-wuuhlowd	130	10	,	,	,
cord-007303-wuuhlowd	130	11	factor	factor	NN
cord-007303-wuuhlowd	130	12	income	income	NN
cord-007303-wuuhlowd	130	13	shares	share	NNS
cord-007303-wuuhlowd	130	14	and	and	CC
cord-007303-wuuhlowd	130	15	possibly	possibly	RB
cord-007303-wuuhlowd	130	16	also	also	RB
cord-007303-wuuhlowd	130	17	unemployment	unemployment	NN
cord-007303-wuuhlowd	131	1	(	(	-LRB-
cord-007303-wuuhlowd	131	2	Acemoglu	Acemoglu	NNP
cord-007303-wuuhlowd	131	3	et	et	NNP
cord-007303-wuuhlowd	131	4	al	al	NNP
cord-007303-wuuhlowd	131	5	.	.	NNP
cord-007303-wuuhlowd	131	6	,	,	,
cord-007303-wuuhlowd	131	7	2020	2020	CD
cord-007303-wuuhlowd	131	8	)	)	-RRB-
cord-007303-wuuhlowd	131	9	.	.	.
cord-007303-wuuhlowd	132	1	A	a	DT
cord-007303-wuuhlowd	132	2	related	related	JJ
cord-007303-wuuhlowd	132	3	trend	trend	NN
cord-007303-wuuhlowd	132	4	that	that	WDT
cord-007303-wuuhlowd	132	5	is	be	VBZ
cord-007303-wuuhlowd	132	6	already	already	RB
cord-007303-wuuhlowd	132	7	observable	observable	JJ
cord-007303-wuuhlowd	132	8	in	in	IN
cord-007303-wuuhlowd	132	9	the	the	DT
cord-007303-wuuhlowd	132	10	Finnish	finnish	JJ
cord-007303-wuuhlowd	132	11	labour	labour	NN
cord-007303-wuuhlowd	132	12	market	market	NN
cord-007303-wuuhlowd	132	13	is	be	VBZ
cord-007303-wuuhlowd	132	14	the	the	DT
cord-007303-wuuhlowd	132	15	polarisation	polarisation	NN
cord-007303-wuuhlowd	132	16	of	of	IN
cord-007303-wuuhlowd	132	17	jobs	job	NNS
cord-007303-wuuhlowd	132	18	and	and	CC
cord-007303-wuuhlowd	132	19	wages	wage	NNS
cord-007303-wuuhlowd	132	20	.	.	.
cord-007303-wuuhlowd	133	1	Even	even	RB
cord-007303-wuuhlowd	133	2	though	though	IN
cord-007303-wuuhlowd	133	3	there	there	EX
cord-007303-wuuhlowd	133	4	are	be	VBP
cord-007303-wuuhlowd	133	5	large	large	JJ
cord-007303-wuuhlowd	133	6	uncertainties	uncertainty	NNS
cord-007303-wuuhlowd	133	7	about	about	IN
cord-007303-wuuhlowd	133	8	the	the	DT
cord-007303-wuuhlowd	133	9	future	future	JJ
cord-007303-wuuhlowd	133	10	development	development	NN
cord-007303-wuuhlowd	133	11	of	of	IN
cord-007303-wuuhlowd	133	12	these	these	DT
cord-007303-wuuhlowd	133	13	trends	trend	NNS
cord-007303-wuuhlowd	133	14	,	,	,
cord-007303-wuuhlowd	133	15	their	-PRON-	PRP$
cord-007303-wuuhlowd	133	16	potential	potential	JJ
cord-007303-wuuhlowd	133	17	infl	infl	NN
cord-007303-wuuhlowd	133	18	uence	uence	NN
cord-007303-wuuhlowd	133	19	on	on	IN
cord-007303-wuuhlowd	133	20	wages	wage	NNS
cord-007303-wuuhlowd	133	21	and	and	CC
cord-007303-wuuhlowd	133	22	pensions	pension	NNS
cord-007303-wuuhlowd	133	23	may	may	MD
cord-007303-wuuhlowd	133	24	be	be	VB
cord-007303-wuuhlowd	133	25	signifi	signifi	NNP
cord-007303-wuuhlowd	133	26	ca	can	MD
cord-007303-wuuhlowd	133	27	nt	not	RB
cord-007303-wuuhlowd	133	28	.	.	.
cord-007303-wuuhlowd	134	1	An	an	DT
cord-007303-wuuhlowd	134	2	essential	essential	JJ
cord-007303-wuuhlowd	134	3	issue	issue	NN
cord-007303-wuuhlowd	134	4	in	in	IN
cord-007303-wuuhlowd	134	5	fi	fi	NNP
cord-007303-wuuhlowd	134	6	nancial	nancial	NNP
cord-007303-wuuhlowd	134	7	sustainability	sustainability	NN
cord-007303-wuuhlowd	134	8	of	of	IN
cord-007303-wuuhlowd	134	9	a	a	DT
cord-007303-wuuhlowd	134	10	pay	pay	VB
cord-007303-wuuhlowd	134	11	-	-	HYPH
cord-007303-wuuhlowd	134	12	asyou	asyou	NN
cord-007303-wuuhlowd	134	13	-	-	HYPH
cord-007303-wuuhlowd	134	14	go	go	NN
cord-007303-wuuhlowd	134	15	fi	fi	NNP
cord-007303-wuuhlowd	134	16	nanced	nanced	JJ
cord-007303-wuuhlowd	134	17	pension	pension	NN
cord-007303-wuuhlowd	134	18	system	system	NN
cord-007303-wuuhlowd	134	19	is	be	VBZ
cord-007303-wuuhlowd	134	20	the	the	DT
cord-007303-wuuhlowd	134	21	link	link	NN
cord-007303-wuuhlowd	134	22	between	between	IN
cord-007303-wuuhlowd	134	23	labour	labour	NN
cord-007303-wuuhlowd	134	24	income	income	NN
cord-007303-wuuhlowd	134	25	and	and	CC
cord-007303-wuuhlowd	134	26	accrued	accrue	VBN
cord-007303-wuuhlowd	134	27	pensions	pension	NNS
cord-007303-wuuhlowd	134	28	.	.	.
cord-007303-wuuhlowd	135	1	If	if	IN
cord-007303-wuuhlowd	135	2	it	-PRON-	PRP
cord-007303-wuuhlowd	135	3	is	be	VBZ
cord-007303-wuuhlowd	135	4	tight	tight	JJ
cord-007303-wuuhlowd	135	5	,	,	,
cord-007303-wuuhlowd	135	6	a	a	DT
cord-007303-wuuhlowd	135	7	fall	fall	NN
cord-007303-wuuhlowd	135	8	in	in	IN
cord-007303-wuuhlowd	135	9	the	the	DT
cord-007303-wuuhlowd	135	10	total	total	JJ
cord-007303-wuuhlowd	135	11	wage	wage	NN
cord-007303-wuuhlowd	135	12	bill	bill	NN
cord-007303-wuuhlowd	135	13	also	also	RB
cord-007303-wuuhlowd	135	14	reduces	reduce	VBZ
cord-007303-wuuhlowd	135	15	pension	pension	NN
cord-007303-wuuhlowd	135	16	accruals	accrual	NNS
cord-007303-wuuhlowd	135	17	and	and	CC
cord-007303-wuuhlowd	135	18	finally	finally	RB
cord-007303-wuuhlowd	135	19	pension	pension	NN
cord-007303-wuuhlowd	135	20	expenditure	expenditure	NN
cord-007303-wuuhlowd	135	21	.	.	.
cord-007303-wuuhlowd	136	1	The	the	DT
cord-007303-wuuhlowd	136	2	challenge	challenge	NN
cord-007303-wuuhlowd	136	3	is	be	VBZ
cord-007303-wuuhlowd	136	4	to	to	TO
cord-007303-wuuhlowd	136	5	fi	fi	NNP
cord-007303-wuuhlowd	136	6	nance	nance	NNP
cord-007303-wuuhlowd	136	7	the	the	DT
cord-007303-wuuhlowd	136	8	pensions	pension	NNS
cord-007303-wuuhlowd	136	9	in	in	IN
cord-007303-wuuhlowd	136	10	payment	payment	NN
cord-007303-wuuhlowd	136	11	during	during	IN
cord-007303-wuuhlowd	136	12	the	the	DT
cord-007303-wuuhlowd	136	13	time	time	NN
cord-007303-wuuhlowd	136	14	gap	gap	NN
cord-007303-wuuhlowd	136	15	between	between	IN
cord-007303-wuuhlowd	136	16	the	the	DT
cord-007303-wuuhlowd	136	17	immediate	immediate	JJ
cord-007303-wuuhlowd	136	18	realisation	realisation	NN
cord-007303-wuuhlowd	136	19	of	of	IN
cord-007303-wuuhlowd	136	20	lower	low	JJR
cord-007303-wuuhlowd	136	21	contribution	contribution	NN
cord-007303-wuuhlowd	136	22	income	income	NN
cord-007303-wuuhlowd	136	23	and	and	CC
cord-007303-wuuhlowd	136	24	the	the	DT
cord-007303-wuuhlowd	136	25	future	future	JJ
cord-007303-wuuhlowd	136	26	decline	decline	NN
cord-007303-wuuhlowd	136	27	in	in	IN
cord-007303-wuuhlowd	136	28	paid	pay	VBN
cord-007303-wuuhlowd	136	29	pensions	pension	NNS
cord-007303-wuuhlowd	136	30	.	.	.
cord-007303-wuuhlowd	137	1	Third	third	JJ
cord-007303-wuuhlowd	137	2	topic	topic	NN
cord-007303-wuuhlowd	137	3	that	that	WDT
cord-007303-wuuhlowd	137	4	has	have	VBZ
cord-007303-wuuhlowd	137	5	recently	recently	RB
cord-007303-wuuhlowd	137	6	received	receive	VBN
cord-007303-wuuhlowd	137	7	renewed	renew	VBN
cord-007303-wuuhlowd	137	8	attention	attention	NN
cord-007303-wuuhlowd	137	9	is	be	VBZ
cord-007303-wuuhlowd	137	10	the	the	DT
cord-007303-wuuhlowd	137	11	interaction	interaction	NN
cord-007303-wuuhlowd	137	12	of	of	IN
cord-007303-wuuhlowd	137	13	old	old	JJ
cord-007303-wuuhlowd	137	14	age	age	NN
cord-007303-wuuhlowd	137	15	pensions	pension	NNS
cord-007303-wuuhlowd	137	16	and	and	CC
cord-007303-wuuhlowd	137	17	socio	socio	JJ
cord-007303-wuuhlowd	137	18	-	-	HYPH
cord-007303-wuuhlowd	137	19	economic	economic	JJ
cord-007303-wuuhlowd	137	20	differences	difference	NNS
cord-007303-wuuhlowd	137	21	in	in	IN
cord-007303-wuuhlowd	137	22	life	life	NN
cord-007303-wuuhlowd	137	23	expectancy	expectancy	NN
cord-007303-wuuhlowd	137	24	.	.	.
cord-007303-wuuhlowd	138	1	Well	well	RB
cord-007303-wuuhlowd	138	2	-	-	HYPH
cord-007303-wuuhlowd	138	3	educated	educate	VBN
cord-007303-wuuhlowd	138	4	people	people	NNS
cord-007303-wuuhlowd	138	5	,	,	,
cord-007303-wuuhlowd	138	6	who	who	WP
cord-007303-wuuhlowd	138	7	have	have	VBP
cord-007303-wuuhlowd	138	8	higher	high	JJR
cord-007303-wuuhlowd	138	9	wage	wage	NN
cord-007303-wuuhlowd	138	10	income	income	NN
cord-007303-wuuhlowd	138	11	and	and	CC
cord-007303-wuuhlowd	138	12	larger	large	JJR
cord-007303-wuuhlowd	138	13	pensions	pension	NNS
cord-007303-wuuhlowd	138	14	,	,	,
cord-007303-wuuhlowd	138	15	live	live	VBP
cord-007303-wuuhlowd	138	16	longer	long	RBR
cord-007303-wuuhlowd	138	17	and	and	CC
cord-007303-wuuhlowd	138	18	benefi	benefi	NNP
cord-007303-wuuhlowd	138	19	t	t	NN
cord-007303-wuuhlowd	138	20	from	from	IN
cord-007303-wuuhlowd	138	21	old	old	JJ
cord-007303-wuuhlowd	138	22	age	age	NN
cord-007303-wuuhlowd	138	23	pensions	pension	NNS
cord-007303-wuuhlowd	138	24	more	more	RBR
cord-007303-wuuhlowd	138	25	.	.	.
cord-007303-wuuhlowd	139	1	Moreover	moreover	RB
cord-007303-wuuhlowd	139	2	,	,	,
cord-007303-wuuhlowd	139	3	an	an	DT
cord-007303-wuuhlowd	139	4	increase	increase	NN
cord-007303-wuuhlowd	139	5	in	in	IN
cord-007303-wuuhlowd	139	6	the	the	DT
cord-007303-wuuhlowd	139	7	statutory	statutory	JJ
cord-007303-wuuhlowd	139	8	retirement	retirement	NN
cord-007303-wuuhlowd	139	9	age	age	NN
cord-007303-wuuhlowd	139	10	means	mean	VBZ
cord-007303-wuuhlowd	139	11	that	that	IN
cord-007303-wuuhlowd	139	12	the	the	DT
cord-007303-wuuhlowd	139	13	share	share	NN
cord-007303-wuuhlowd	139	14	of	of	IN
cord-007303-wuuhlowd	139	15	one	one	NN
cord-007303-wuuhlowd	139	16	's	's	POS
cord-007303-wuuhlowd	139	17	lifetime	lifetime	NN
cord-007303-wuuhlowd	139	18	as	as	IN
cord-007303-wuuhlowd	139	19	pensioner	pensioner	NN
cord-007303-wuuhlowd	139	20	declines	decline	VBZ
cord-007303-wuuhlowd	139	21	more	more	RBR
cord-007303-wuuhlowd	139	22	for	for	IN
cord-007303-wuuhlowd	139	23	the	the	DT
cord-007303-wuuhlowd	139	24	less	less	RBR
cord-007303-wuuhlowd	139	25	educated	educated	JJ
cord-007303-wuuhlowd	139	26	.	.	.
cord-007303-wuuhlowd	140	1	This	this	DT
cord-007303-wuuhlowd	140	2	is	be	VBZ
cord-007303-wuuhlowd	140	3	seen	see	VBN
cord-007303-wuuhlowd	140	4	as	as	IN
cord-007303-wuuhlowd	140	5	unfair	unfair	JJ
cord-007303-wuuhlowd	140	6	(	(	-LRB-
cord-007303-wuuhlowd	140	7	Sánchez	Sánchez	NNP
cord-007303-wuuhlowd	140	8	-	-	HYPH
cord-007303-wuuhlowd	140	9	Romero	Romero	NNP
cord-007303-wuuhlowd	140	10	et	et	NNP
cord-007303-wuuhlowd	140	11	al	al	NNP
cord-007303-wuuhlowd	140	12	.	.	NNP
cord-007303-wuuhlowd	140	13	,	,	,
cord-007303-wuuhlowd	140	14	2019	2019	CD
cord-007303-wuuhlowd	140	15	)	)	-RRB-
cord-007303-wuuhlowd	140	16	.	.	.
cord-007303-wuuhlowd	141	1	The	the	DT
cord-007303-wuuhlowd	141	2	average	average	JJ
cord-007303-wuuhlowd	141	3	working	work	VBG
cord-007303-wuuhlowd	141	4	careers	career	NNS
cord-007303-wuuhlowd	141	5	of	of	IN
cord-007303-wuuhlowd	141	6	less	less	RBR
cord-007303-wuuhlowd	141	7	-	-	HYPH
cord-007303-wuuhlowd	141	8	educated	educate	VBN
cord-007303-wuuhlowd	141	9	workers	worker	NNS
cord-007303-wuuhlowd	141	10	,	,	,
cord-007303-wuuhlowd	141	11	on	on	IN
cord-007303-wuuhlowd	141	12	the	the	DT
cord-007303-wuuhlowd	141	13	other	other	JJ
cord-007303-wuuhlowd	141	14	hand	hand	NN
cord-007303-wuuhlowd	141	15	,	,	,
cord-007303-wuuhlowd	141	16	end	end	VBP
cord-007303-wuuhlowd	141	17	earlier	early	RBR
cord-007303-wuuhlowd	141	18	,	,	,
cord-007303-wuuhlowd	141	19	and	and	CC
cord-007303-wuuhlowd	141	20	there	there	EX
cord-007303-wuuhlowd	141	21	is	be	VBZ
cord-007303-wuuhlowd	141	22	often	often	RB
cord-007303-wuuhlowd	141	23	a	a	DT
cord-007303-wuuhlowd	141	24	period	period	NN
cord-007303-wuuhlowd	141	25	of	of	IN
cord-007303-wuuhlowd	141	26	disability	disability	NN
cord-007303-wuuhlowd	141	27	or	or	CC
cord-007303-wuuhlowd	141	28	unemployment	unemployment	NN
cord-007303-wuuhlowd	141	29	before	before	IN
cord-007303-wuuhlowd	141	30	old	old	JJ
cord-007303-wuuhlowd	141	31	age	age	NN
cord-007303-wuuhlowd	141	32	retirement	retirement	NN
cord-007303-wuuhlowd	141	33	.	.	.
cord-007303-wuuhlowd	142	1	Therefore	therefore	RB
cord-007303-wuuhlowd	142	2	,	,	,
cord-007303-wuuhlowd	142	3	the	the	DT
cord-007303-wuuhlowd	142	4	realised	realise	VBN
cord-007303-wuuhlowd	142	5	redistribution	redistribution	NN
cord-007303-wuuhlowd	142	6	depends	depend	VBZ
cord-007303-wuuhlowd	142	7	strongly	strongly	RB
cord-007303-wuuhlowd	142	8	on	on	IN
cord-007303-wuuhlowd	142	9	the	the	DT
cord-007303-wuuhlowd	142	10	income	income	NN
cord-007303-wuuhlowd	142	11	available	available	JJ
cord-007303-wuuhlowd	142	12	after	after	IN
cord-007303-wuuhlowd	142	13	early	early	JJ
cord-007303-wuuhlowd	142	14	retirement	retirement	NN
cord-007303-wuuhlowd	142	15	compared	compare	VBN
cord-007303-wuuhlowd	142	16	to	to	IN
cord-007303-wuuhlowd	142	17	the	the	DT
cord-007303-wuuhlowd	142	18	old	old	JJ
cord-007303-wuuhlowd	142	19	age	age	NN
cord-007303-wuuhlowd	142	20	pension	pension	NN
cord-007303-wuuhlowd	142	21	.	.	.
cord-007303-wuuhlowd	143	1	In	in	IN
cord-007303-wuuhlowd	143	2	the	the	DT
cord-007303-wuuhlowd	143	3	case	case	NN
cord-007303-wuuhlowd	143	4	of	of	IN
cord-007303-wuuhlowd	143	5	Finland	Finland	NNP
cord-007303-wuuhlowd	143	6	,	,	,
cord-007303-wuuhlowd	143	7	a	a	DT
cord-007303-wuuhlowd	143	8	simulation	simulation	NN
cord-007303-wuuhlowd	143	9	study	study	NN
cord-007303-wuuhlowd	143	10	showed	show	VBD
cord-007303-wuuhlowd	143	11	that	that	IN
cord-007303-wuuhlowd	143	12	the	the	DT
cord-007303-wuuhlowd	143	13	average	average	JJ
cord-007303-wuuhlowd	143	14	welfare	welfare	NN
cord-007303-wuuhlowd	143	15	of	of	IN
cord-007303-wuuhlowd	143	16	the	the	DT
cord-007303-wuuhlowd	143	17	less	less	RBR
cord-007303-wuuhlowd	143	18	educated	educated	JJ
cord-007303-wuuhlowd	143	19	does	do	VBZ
cord-007303-wuuhlowd	143	20	not	not	RB
cord-007303-wuuhlowd	143	21	decline	decline	VB
cord-007303-wuuhlowd	143	22	when	when	WRB
cord-007303-wuuhlowd	143	23	the	the	DT
cord-007303-wuuhlowd	143	24	retirement	retirement	NN
cord-007303-wuuhlowd	143	25	age	age	NN
cord-007303-wuuhlowd	143	26	increases	increase	VBZ
cord-007303-wuuhlowd	144	1	(	(	-LRB-
cord-007303-wuuhlowd	144	2	Lassila	Lassila	NNP
cord-007303-wuuhlowd	144	3	et	et	FW
cord-007303-wuuhlowd	144	4	al	al	NNP
cord-007303-wuuhlowd	144	5	.	.	NNP
cord-007303-wuuhlowd	144	6	,	,	,
cord-007303-wuuhlowd	144	7	2015	2015	CD
cord-007303-wuuhlowd	144	8	)	)	-RRB-
cord-007303-wuuhlowd	144	9	.	.	.
cord-007303-wuuhlowd	145	1	More	more	RBR
cord-007303-wuuhlowd	145	2	generally	generally	RB
cord-007303-wuuhlowd	145	3	,	,	,
cord-007303-wuuhlowd	145	4	the	the	DT
cord-007303-wuuhlowd	145	5	main	main	JJ
cord-007303-wuuhlowd	145	6	emphasis	emphasis	NN
cord-007303-wuuhlowd	145	7	should	should	MD
cord-007303-wuuhlowd	145	8	be	be	VB
cord-007303-wuuhlowd	145	9	put	put	VBN
cord-007303-wuuhlowd	145	10	on	on	IN
cord-007303-wuuhlowd	145	11	reducing	reduce	VBG
cord-007303-wuuhlowd	145	12	the	the	DT
cord-007303-wuuhlowd	145	13	life	life	NN
cord-007303-wuuhlowd	145	14	expectancy	expectancy	NN
cord-007303-wuuhlowd	145	15	differences	difference	NNS
cord-007303-wuuhlowd	145	16	instead	instead	RB
cord-007303-wuuhlowd	145	17	of	of	IN
cord-007303-wuuhlowd	145	18	requiring	require	VBG
cord-007303-wuuhlowd	145	19	poorly	poorly	RB
cord-007303-wuuhlowd	145	20	specifi	specifi	JJ
cord-007303-wuuhlowd	145	21	ed	ed	FW
cord-007303-wuuhlowd	145	22	socio	socio	JJ
cord-007303-wuuhlowd	145	23	-	-	HYPH
cord-007303-wuuhlowd	145	24	economically	economically	RB
cord-007303-wuuhlowd	145	25	adjusted	adjust	VBN
cord-007303-wuuhlowd	145	26	retirement	retirement	NN
cord-007303-wuuhlowd	145	27	ages	age	NNS
cord-007303-wuuhlowd	145	28	.	.	.
cord-007303-wuuhlowd	146	1	A	a	DT
cord-007303-wuuhlowd	146	2	fourth	fourth	JJ
cord-007303-wuuhlowd	146	3	recent	recent	JJ
cord-007303-wuuhlowd	146	4	trend	trend	NN
cord-007303-wuuhlowd	146	5	,	,	,
cord-007303-wuuhlowd	146	6	which	which	WDT
cord-007303-wuuhlowd	146	7	infl	infl	NNP
cord-007303-wuuhlowd	146	8	uences	uences	NNP
cord-007303-wuuhlowd	146	9	especially	especially	RB
cord-007303-wuuhlowd	146	10	prefunded	prefunde	VBD
cord-007303-wuuhlowd	146	11	pension	pension	NN
cord-007303-wuuhlowd	146	12	schemes	scheme	NNS
cord-007303-wuuhlowd	146	13	,	,	,
cord-007303-wuuhlowd	146	14	is	be	VBZ
cord-007303-wuuhlowd	146	15	the	the	DT
cord-007303-wuuhlowd	146	16	low	low	JJ
cord-007303-wuuhlowd	146	17	interest	interest	NN
cord-007303-wuuhlowd	146	18	rate	rate	NN
cord-007303-wuuhlowd	146	19	of	of	IN
cord-007303-wuuhlowd	146	20	lowrisk	lowrisk	JJ
cord-007303-wuuhlowd	146	21	government	government	NN
cord-007303-wuuhlowd	146	22	bonds	bond	NNS
cord-007303-wuuhlowd	146	23	.	.	.
cord-007303-wuuhlowd	147	1	In	in	IN
cord-007303-wuuhlowd	147	2	pre	pre	JJ
cord-007303-wuuhlowd	147	3	-	-	JJ
cord-007303-wuuhlowd	147	4	funded	fund	VBN
cord-007303-wuuhlowd	147	5	defi	defi	NNP
cord-007303-wuuhlowd	147	6	ned	ned	NNP
cord-007303-wuuhlowd	147	7	contribu	contribu	NNP
cord-007303-wuuhlowd	147	8	-	-	:
cord-007303-wuuhlowd	147	9	is	be	VBZ
cord-007303-wuuhlowd	147	10	almost	almost	RB
cord-007303-wuuhlowd	147	11	three	three	CD
cord-007303-wuuhlowd	147	12	times	time	NNS
cord-007303-wuuhlowd	147	13	higher	high	JJR
cord-007303-wuuhlowd	147	14	than	than	IN
cord-007303-wuuhlowd	147	15	the	the	DT
cord-007303-wuuhlowd	147	16	improvement	improvement	NN
cord-007303-wuuhlowd	147	17	in	in	IN
cord-007303-wuuhlowd	147	18	the	the	DT
cord-007303-wuuhlowd	147	19	total	total	JJ
cord-007303-wuuhlowd	147	20	employment	employment	NN
cord-007303-wuuhlowd	147	21	rate	rate	NN
cord-007303-wuuhlowd	147	22	.	.	.
cord-007303-wuuhlowd	148	1	It	-PRON-	PRP
cord-007303-wuuhlowd	148	2	is	be	VBZ
cord-007303-wuuhlowd	148	3	very	very	RB
cord-007303-wuuhlowd	148	4	likely	likely	JJ
cord-007303-wuuhlowd	148	5	that	that	IN
cord-007303-wuuhlowd	148	6	the	the	DT
cord-007303-wuuhlowd	148	7	growth	growth	NN
cord-007303-wuuhlowd	148	8	will	will	MD
cord-007303-wuuhlowd	148	9	continue	continue	VB
cord-007303-wuuhlowd	148	10	at	at	IN
cord-007303-wuuhlowd	148	11	a	a	DT
cord-007303-wuuhlowd	148	12	rapid	rapid	JJ
cord-007303-wuuhlowd	148	13	pace	pace	NN
cord-007303-wuuhlowd	148	14	due	due	IN
cord-007303-wuuhlowd	148	15	to	to	IN
cord-007303-wuuhlowd	148	16	the	the	DT
cord-007303-wuuhlowd	148	17	rising	rise	VBG
cord-007303-wuuhlowd	148	18	statutory	statutory	JJ
cord-007303-wuuhlowd	148	19	retirement	retirement	NN
cord-007303-wuuhlowd	148	20	age	age	NN
cord-007303-wuuhlowd	148	21	.	.	.
cord-007303-wuuhlowd	149	1	The	the	DT
cord-007303-wuuhlowd	149	2	real	real	JJ
cord-007303-wuuhlowd	149	3	rate	rate	NN
cord-007303-wuuhlowd	149	4	of	of	IN
cord-007303-wuuhlowd	149	5	returns	return	NNS
cord-007303-wuuhlowd	149	6	to	to	IN
cord-007303-wuuhlowd	149	7	pension	pension	NN
cord-007303-wuuhlowd	149	8	funds	fund	NNS
cord-007303-wuuhlowd	149	9	has	have	VBZ
cord-007303-wuuhlowd	149	10	been	be	VBN
cord-007303-wuuhlowd	149	11	reasonably	reasonably	RB
cord-007303-wuuhlowd	149	12	high	high	JJ
cord-007303-wuuhlowd	149	13	after	after	IN
cord-007303-wuuhlowd	149	14	the	the	DT
cord-007303-wuuhlowd	149	15	investment	investment	NN
cord-007303-wuuhlowd	149	16	policies	policy	NNS
cord-007303-wuuhlowd	149	17	were	be	VBD
cord-007303-wuuhlowd	149	18	liberalised	liberalise	VBN
cord-007303-wuuhlowd	149	19	(	(	-LRB-
cord-007303-wuuhlowd	149	20	4	4	CD
cord-007303-wuuhlowd	149	21	%	%	NN
cord-007303-wuuhlowd	149	22	in	in	IN
cord-007303-wuuhlowd	149	23	1997	1997	CD
cord-007303-wuuhlowd	149	24	-	-	SYM
cord-007303-wuuhlowd	149	25	2018	2018	CD
cord-007303-wuuhlowd	149	26	)	)	-RRB-
cord-007303-wuuhlowd	149	27	.	.	.
cord-007303-wuuhlowd	150	1	The	the	DT
cord-007303-wuuhlowd	150	2	low	low	JJ
cord-007303-wuuhlowd	150	3	riskless	riskless	JJ
cord-007303-wuuhlowd	150	4	interest	interest	NN
cord-007303-wuuhlowd	150	5	rate	rate	NN
cord-007303-wuuhlowd	150	6	has	have	VBZ
cord-007303-wuuhlowd	150	7	boosted	boost	VBN
cord-007303-wuuhlowd	150	8	asset	asset	NN
cord-007303-wuuhlowd	150	9	values	value	NNS
cord-007303-wuuhlowd	150	10	and	and	CC
cord-007303-wuuhlowd	150	11	risk	risk	NN
cord-007303-wuuhlowd	150	12	premiums	premium	NNS
cord-007303-wuuhlowd	150	13	have	have	VBP
cord-007303-wuuhlowd	150	14	grown	grow	VBN
cord-007303-wuuhlowd	150	15	,	,	,
cord-007303-wuuhlowd	150	16	compensating	compensate	VBG
cord-007303-wuuhlowd	150	17	the	the	DT
cord-007303-wuuhlowd	150	18	decline	decline	NN
cord-007303-wuuhlowd	150	19	in	in	IN
cord-007303-wuuhlowd	150	20	interest	interest	NN
cord-007303-wuuhlowd	150	21	income	income	NN
cord-007303-wuuhlowd	150	22	in	in	IN
cord-007303-wuuhlowd	150	23	recent	recent	JJ
cord-007303-wuuhlowd	150	24	years	year	NNS
cord-007303-wuuhlowd	150	25	.	.	.
cord-007303-wuuhlowd	151	1	The	the	DT
cord-007303-wuuhlowd	151	2	returns	return	NNS
cord-007303-wuuhlowd	151	3	have	have	VBP
cord-007303-wuuhlowd	151	4	been	be	VBN
cord-007303-wuuhlowd	151	5	somewhat	somewhat	RB
cord-007303-wuuhlowd	151	6	higher	high	JJR
cord-007303-wuuhlowd	151	7	in	in	IN
cord-007303-wuuhlowd	151	8	the	the	DT
cord-007303-wuuhlowd	151	9	public	public	JJ
cord-007303-wuuhlowd	151	10	sector	sector	NN
cord-007303-wuuhlowd	151	11	buffer	buffer	NN
cord-007303-wuuhlowd	151	12	funds	fund	NNS
cord-007303-wuuhlowd	151	13	,	,	,
cord-007303-wuuhlowd	151	14	where	where	WRB
cord-007303-wuuhlowd	151	15	risk	risk	NN
cord-007303-wuuhlowd	151	16	-	-	HYPH
cord-007303-wuuhlowd	151	17	taking	taking	NN
cord-007303-wuuhlowd	151	18	is	be	VBZ
cord-007303-wuuhlowd	151	19	not	not	RB
cord-007303-wuuhlowd	151	20	restricted	restrict	VBN
cord-007303-wuuhlowd	151	21	by	by	IN
cord-007303-wuuhlowd	151	22	solvency	solvency	NN
cord-007303-wuuhlowd	151	23	rules	rule	NNS
cord-007303-wuuhlowd	151	24	.	.	.
cord-007303-wuuhlowd	152	1	History	history	NN
cord-007303-wuuhlowd	152	2	shows	show	VBZ
cord-007303-wuuhlowd	152	3	that	that	IN
cord-007303-wuuhlowd	152	4	demographic	demographic	JJ
cord-007303-wuuhlowd	152	5	development	development	NN
cord-007303-wuuhlowd	152	6	is	be	VBZ
cord-007303-wuuhlowd	152	7	diffi	diffi	JJ
cord-007303-wuuhlowd	152	8	cult	cult	NN
cord-007303-wuuhlowd	152	9	to	to	TO
cord-007303-wuuhlowd	152	10	project	project	VB
cord-007303-wuuhlowd	152	11	in	in	IN
cord-007303-wuuhlowd	152	12	the	the	DT
cord-007303-wuuhlowd	152	13	long	long	JJ
cord-007303-wuuhlowd	152	14	term	term	NN
cord-007303-wuuhlowd	152	15	.	.	.
cord-007303-wuuhlowd	153	1	As	as	IN
cord-007303-wuuhlowd	153	2	population	population	NN
cord-007303-wuuhlowd	153	3	projections	projection	NNS
cord-007303-wuuhlowd	153	4	are	be	VBP
cord-007303-wuuhlowd	153	5	important	important	JJ
cord-007303-wuuhlowd	153	6	for	for	IN
cord-007303-wuuhlowd	153	7	the	the	DT
cord-007303-wuuhlowd	153	8	sustainability	sustainability	NN
cord-007303-wuuhlowd	153	9	of	of	IN
cord-007303-wuuhlowd	153	10	pay	pay	NN
cord-007303-wuuhlowd	153	11	-	-	HYPH
cord-007303-wuuhlowd	153	12	as	as	IN
cord-007303-wuuhlowd	153	13	-	-	HYPH
cord-007303-wuuhlowd	153	14	you	-PRON-	PRP
cord-007303-wuuhlowd	153	15	-	-	HYPH
cord-007303-wuuhlowd	153	16	go	go	NN
cord-007303-wuuhlowd	153	17	fi	fi	NNP
cord-007303-wuuhlowd	153	18	nanced	nance	VBN
cord-007303-wuuhlowd	153	19	defi	defi	NNP
cord-007303-wuuhlowd	153	20	ned	ned	NNP
cord-007303-wuuhlowd	153	21	benefi	benefi	NNP
cord-007303-wuuhlowd	153	22	t	t	NNP
cord-007303-wuuhlowd	153	23	pensions	pension	NNS
cord-007303-wuuhlowd	153	24	,	,	,
cord-007303-wuuhlowd	153	25	it	-PRON-	PRP
cord-007303-wuuhlowd	153	26	is	be	VBZ
cord-007303-wuuhlowd	153	27	useful	useful	JJ
cord-007303-wuuhlowd	153	28	to	to	TO
cord-007303-wuuhlowd	153	29	assess	assess	VB
cord-007303-wuuhlowd	153	30	the	the	DT
cord-007303-wuuhlowd	153	31	uncertainty	uncertainty	NN
cord-007303-wuuhlowd	153	32	involved	involve	VBN
cord-007303-wuuhlowd	153	33	.	.	.
cord-007303-wuuhlowd	154	1	Analysis	analysis	NN
cord-007303-wuuhlowd	154	2	performed	perform	VBN
cord-007303-wuuhlowd	154	3	using	use	VBG
cord-007303-wuuhlowd	154	4	the	the	DT
cord-007303-wuuhlowd	154	5	stochastic	stochastic	JJ
cord-007303-wuuhlowd	154	6	population	population	NN
cord-007303-wuuhlowd	154	7	projections	projection	NNS
cord-007303-wuuhlowd	154	8	as	as	IN
cord-007303-wuuhlowd	154	9	inputs	input	NNS
cord-007303-wuuhlowd	154	10	in	in	IN
cord-007303-wuuhlowd	154	11	an	an	DT
cord-007303-wuuhlowd	154	12	economic	economic	JJ
cord-007303-wuuhlowd	154	13	model	model	NN
cord-007303-wuuhlowd	154	14	shows	show	VBZ
cord-007303-wuuhlowd	154	15	that	that	IN
cord-007303-wuuhlowd	154	16	the	the	DT
cord-007303-wuuhlowd	154	17	Finnish	finnish	JJ
cord-007303-wuuhlowd	154	18	idea	idea	NN
cord-007303-wuuhlowd	154	19	of	of	IN
cord-007303-wuuhlowd	154	20	linking	link	VBG
cord-007303-wuuhlowd	154	21	both	both	DT
cord-007303-wuuhlowd	154	22	pensions	pension	NNS
cord-007303-wuuhlowd	154	23	and	and	CC
cord-007303-wuuhlowd	154	24	the	the	DT
cord-007303-wuuhlowd	154	25	retirement	retirement	NN
cord-007303-wuuhlowd	154	26	age	age	NN
cord-007303-wuuhlowd	154	27	to	to	IN
cord-007303-wuuhlowd	154	28	life	life	NN
cord-007303-wuuhlowd	154	29	expectancy	expectancy	NN
cord-007303-wuuhlowd	154	30	can	can	MD
cord-007303-wuuhlowd	154	31	manage	manage	VB
cord-007303-wuuhlowd	154	32	longevity	longevity	NN
cord-007303-wuuhlowd	154	33	uncertainty	uncertainty	NN
cord-007303-wuuhlowd	154	34	very	very	RB
cord-007303-wuuhlowd	154	35	well	well	RB
cord-007303-wuuhlowd	154	36	.	.	.
cord-007303-wuuhlowd	155	1	Longer	long	RBR
cord-007303-wuuhlowd	155	2	working	work	VBG
cord-007303-wuuhlowd	155	3	life	life	NN
cord-007303-wuuhlowd	155	4	helps	help	VBZ
cord-007303-wuuhlowd	155	5	to	to	TO
cord-007303-wuuhlowd	155	6	mitigate	mitigate	VB
cord-007303-wuuhlowd	155	7	the	the	DT
cord-007303-wuuhlowd	155	8	replacement	replacement	NN
cord-007303-wuuhlowd	155	9	rate	rate	NN
cord-007303-wuuhlowd	155	10	decline	decline	NN
cord-007303-wuuhlowd	155	11	at	at	IN
cord-007303-wuuhlowd	155	12	the	the	DT
cord-007303-wuuhlowd	155	13	same	same	JJ
cord-007303-wuuhlowd	155	14	time	time	NN
cord-007303-wuuhlowd	155	15	as	as	IN
cord-007303-wuuhlowd	155	16	the	the	DT
cord-007303-wuuhlowd	155	17	fi	fi	NNP
cord-007303-wuuhlowd	155	18	nancial	nancial	NNP
cord-007303-wuuhlowd	155	19	sustainability	sustainability	NN
cord-007303-wuuhlowd	155	20	of	of	IN
cord-007303-wuuhlowd	155	21	both	both	CC
cord-007303-wuuhlowd	155	22	the	the	DT
cord-007303-wuuhlowd	155	23	pension	pension	NN
cord-007303-wuuhlowd	155	24	system	system	NN
cord-007303-wuuhlowd	155	25	and	and	CC
cord-007303-wuuhlowd	155	26	the	the	DT
cord-007303-wuuhlowd	155	27	general	general	JJ
cord-007303-wuuhlowd	155	28	government	government	NN
cord-007303-wuuhlowd	155	29	is	be	VBZ
cord-007303-wuuhlowd	155	30	improved	improve	VBN
cord-007303-wuuhlowd	155	31	(	(	-LRB-
cord-007303-wuuhlowd	155	32	Lassila	Lassila	NNP
cord-007303-wuuhlowd	155	33	and	and	CC
cord-007303-wuuhlowd	155	34	Valkonen	Valkonen	NNP
cord-007303-wuuhlowd	155	35	,	,	,
cord-007303-wuuhlowd	155	36	2018	2018	CD
cord-007303-wuuhlowd	155	37	)	)	-RRB-
cord-007303-wuuhlowd	155	38	.	.	.
cord-007303-wuuhlowd	156	1	The	the	DT
cord-007303-wuuhlowd	156	2	other	other	JJ
cord-007303-wuuhlowd	156	3	demographic	demographic	JJ
cord-007303-wuuhlowd	156	4	and	and	CC
cord-007303-wuuhlowd	156	5	economic	economic	JJ
cord-007303-wuuhlowd	156	6	risks	risk	NNS
cord-007303-wuuhlowd	156	7	are	be	VBP
cord-007303-wuuhlowd	156	8	carried	carry	VBN
cord-007303-wuuhlowd	156	9	by	by	IN
cord-007303-wuuhlowd	156	10	the	the	DT
cord-007303-wuuhlowd	156	11	contribution	contribution	NN
cord-007303-wuuhlowd	156	12	rate	rate	NN
cord-007303-wuuhlowd	156	13	in	in	IN
cord-007303-wuuhlowd	156	14	Finland	Finland	NNP
cord-007303-wuuhlowd	156	15	,	,	,
cord-007303-wuuhlowd	156	16	at	at	IN
cord-007303-wuuhlowd	156	17	least	least	JJS
cord-007303-wuuhlowd	156	18	if	if	IN
cord-007303-wuuhlowd	156	19	their	-PRON-	PRP$
cord-007303-wuuhlowd	156	20	realisation	realisation	NN
cord-007303-wuuhlowd	156	21	does	do	VBZ
cord-007303-wuuhlowd	156	22	not	not	RB
cord-007303-wuuhlowd	156	23	trigger	trigger	VB
cord-007303-wuuhlowd	156	24	pension	pension	NN
cord-007303-wuuhlowd	156	25	reforms	reform	NNS
cord-007303-wuuhlowd	156	26	.	.	.
cord-007303-wuuhlowd	157	1	The	the	DT
cord-007303-wuuhlowd	157	2	decreased	decreased	JJ
cord-007303-wuuhlowd	157	3	contribution	contribution	NN
cord-007303-wuuhlowd	157	4	base	base	NN
cord-007303-wuuhlowd	157	5	requires	require	VBZ
cord-007303-wuuhlowd	157	6	that	that	IN
cord-007303-wuuhlowd	157	7	the	the	DT
cord-007303-wuuhlowd	157	8	contributions	contribution	NNS
cord-007303-wuuhlowd	157	9	remain	remain	VBP
cord-007303-wuuhlowd	157	10	higher	high	JJR
cord-007303-wuuhlowd	157	11	until	until	IN
cord-007303-wuuhlowd	157	12	the	the	DT
cord-007303-wuuhlowd	157	13	generations	generation	NNS
cord-007303-wuuhlowd	157	14	that	that	WDT
cord-007303-wuuhlowd	157	15	have	have	VBP
cord-007303-wuuhlowd	157	16	accrued	accrue	VBN
cord-007303-wuuhlowd	157	17	less	less	JJR
cord-007303-wuuhlowd	157	18	pension	pension	NN
cord-007303-wuuhlowd	157	19	rights	right	NNS
cord-007303-wuuhlowd	157	20	retire	retire	VBP
cord-007303-wuuhlowd	157	21	.	.	.
cord-007303-wuuhlowd	158	1	Therefore	therefore	RB
cord-007303-wuuhlowd	158	2	,	,	,
cord-007303-wuuhlowd	158	3	an	an	DT
cord-007303-wuuhlowd	158	4	observed	observed	JJ
cord-007303-wuuhlowd	158	5	reduction	reduction	NN
cord-007303-wuuhlowd	158	6	in	in	IN
cord-007303-wuuhlowd	158	7	the	the	DT
cord-007303-wuuhlowd	158	8	sum	sum	NN
cord-007303-wuuhlowd	158	9	of	of	IN
cord-007303-wuuhlowd	158	10	wages	wage	NNS
cord-007303-wuuhlowd	158	11	and	and	CC
cord-007303-wuuhlowd	158	12	salaries	salary	NNS
cord-007303-wuuhlowd	158	13	is	be	VBZ
cord-007303-wuuhlowd	158	14	more	more	RBR
cord-007303-wuuhlowd	158	15	problematic	problematic	JJ
cord-007303-wuuhlowd	158	16	with	with	IN
cord-007303-wuuhlowd	158	17	a	a	DT
cord-007303-wuuhlowd	158	18	higher	high	JJR
cord-007303-wuuhlowd	158	19	interest	interest	NN
cord-007303-wuuhlowd	158	20	rate	rate	NN
cord-007303-wuuhlowd	158	21	and	and	CC
cord-007303-wuuhlowd	158	22	lower	low	JJR
cord-007303-wuuhlowd	158	23	future	future	JJ
cord-007303-wuuhlowd	158	24	growth	growth	NN
cord-007303-wuuhlowd	158	25	of	of	IN
cord-007303-wuuhlowd	158	26	contributions	contribution	NNS
cord-007303-wuuhlowd	158	27	.	.	.
cord-007303-wuuhlowd	159	1	Realisation	realisation	NN
cord-007303-wuuhlowd	159	2	of	of	IN
cord-007303-wuuhlowd	159	3	the	the	DT
cord-007303-wuuhlowd	159	4	risks	risk	NNS
cord-007303-wuuhlowd	159	5	related	relate	VBN
cord-007303-wuuhlowd	159	6	to	to	IN
cord-007303-wuuhlowd	159	7	the	the	DT
cord-007303-wuuhlowd	159	8	yield	yield	NN
cord-007303-wuuhlowd	159	9	of	of	IN
cord-007303-wuuhlowd	159	10	the	the	DT
cord-007303-wuuhlowd	159	11	pension	pension	NN
cord-007303-wuuhlowd	159	12	funds	fund	NNS
cord-007303-wuuhlowd	159	13	tend	tend	VBP
cord-007303-wuuhlowd	159	14	to	to	TO
cord-007303-wuuhlowd	159	15	increase	increase	VB
cord-007303-wuuhlowd	159	16	contribution	contribution	NN
cord-007303-wuuhlowd	159	17	rates	rate	NNS
cord-007303-wuuhlowd	159	18	when	when	WRB
cord-007303-wuuhlowd	159	19	the	the	DT
cord-007303-wuuhlowd	159	20	funds	fund	NNS
cord-007303-wuuhlowd	159	21	are	be	VBP
cord-007303-wuuhlowd	159	22	used	use	VBN
cord-007303-wuuhlowd	159	23	to	to	TO
cord-007303-wuuhlowd	159	24	pay	pay	VB
cord-007303-wuuhlowd	159	25	pensions	pension	NNS
cord-007303-wuuhlowd	159	26	.	.	.
cord-007303-wuuhlowd	160	1	The	the	DT
cord-007303-wuuhlowd	160	2	hottest	hot	JJS
cord-007303-wuuhlowd	160	3	topic	topic	NN
cord-007303-wuuhlowd	160	4	of	of	IN
cord-007303-wuuhlowd	160	5	the	the	DT
cord-007303-wuuhlowd	160	6	current	current	JJ
cord-007303-wuuhlowd	160	7	pension	pension	NN
cord-007303-wuuhlowd	160	8	discussion	discussion	NN
cord-007303-wuuhlowd	160	9	in	in	IN
cord-007303-wuuhlowd	160	10	Finland	Finland	NNP
cord-007303-wuuhlowd	160	11	is	be	VBZ
cord-007303-wuuhlowd	160	12	the	the	DT
cord-007303-wuuhlowd	160	13	rapid	rapid	JJ
cord-007303-wuuhlowd	160	14	fall	fall	NN
cord-007303-wuuhlowd	160	15	of	of	IN
cord-007303-wuuhlowd	160	16	the	the	DT
cord-007303-wuuhlowd	160	17	fertility	fertility	NN
cord-007303-wuuhlowd	160	18	rate	rate	NN
cord-007303-wuuhlowd	160	19	during	during	IN
cord-007303-wuuhlowd	160	20	the	the	DT
cord-007303-wuuhlowd	160	21	past	past	JJ
cord-007303-wuuhlowd	160	22	ten	ten	CD
cord-007303-wuuhlowd	160	23	years	year	NNS
cord-007303-wuuhlowd	160	24	.	.	.
cord-007303-wuuhlowd	161	1	As	as	IN
cord-007303-wuuhlowd	161	2	there	there	EX
cord-007303-wuuhlowd	161	3	has	have	VBZ
cord-007303-wuuhlowd	161	4	been	be	VBN
cord-007303-wuuhlowd	161	5	no	no	DT
cord-007303-wuuhlowd	161	6	decline	decline	NN
cord-007303-wuuhlowd	161	7	in	in	IN
cord-007303-wuuhlowd	161	8	the	the	DT
cord-007303-wuuhlowd	161	9	amount	amount	NN
cord-007303-wuuhlowd	161	10	of	of	IN
cord-007303-wuuhlowd	161	11	public	public	JJ
cord-007303-wuuhlowd	161	12	resources	resource	NNS
cord-007303-wuuhlowd	161	13	used	use	VBN
cord-007303-wuuhlowd	161	14	to	to	TO
cord-007303-wuuhlowd	161	15	support	support	VB
cord-007303-wuuhlowd	161	16	families	family	NNS
cord-007303-wuuhlowd	161	17	by	by	IN
cord-007303-wuuhlowd	161	18	income	income	NN
cord-007303-wuuhlowd	161	19	transfers	transfer	NNS
cord-007303-wuuhlowd	161	20	and	and	CC
cord-007303-wuuhlowd	161	21	services	service	NNS
cord-007303-wuuhlowd	161	22	,	,	,
cord-007303-wuuhlowd	161	23	and	and	CC
cord-007303-wuuhlowd	161	24	the	the	DT
cord-007303-wuuhlowd	161	25	employment	employment	NN
cord-007303-wuuhlowd	161	26	rates	rate	NNS
cord-007303-wuuhlowd	161	27	of	of	IN
cord-007303-wuuhlowd	161	28	the	the	DT
cord-007303-wuuhlowd	161	29	young	young	JJ
cord-007303-wuuhlowd	161	30	adults	adult	NNS
cord-007303-wuuhlowd	161	31	have	have	VBP
cord-007303-wuuhlowd	161	32	improved	improve	VBN
cord-007303-wuuhlowd	161	33	,	,	,
cord-007303-wuuhlowd	161	34	the	the	DT
cord-007303-wuuhlowd	161	35	reasons	reason	NNS
cord-007303-wuuhlowd	161	36	behind	behind	IN
cord-007303-wuuhlowd	161	37	the	the	DT
cord-007303-wuuhlowd	161	38	declining	decline	VBG
cord-007303-wuuhlowd	161	39	number	number	NN
cord-007303-wuuhlowd	161	40	of	of	IN
cord-007303-wuuhlowd	161	41	births	birth	NNS
cord-007303-wuuhlowd	161	42	is	be	VBZ
cord-007303-wuuhlowd	161	43	not	not	RB
cord-007303-wuuhlowd	161	44	likely	likely	JJ
cord-007303-wuuhlowd	161	45	to	to	TO
cord-007303-wuuhlowd	161	46	be	be	VB
cord-007303-wuuhlowd	161	47	economic	economic	JJ
cord-007303-wuuhlowd	161	48	.	.	.
cord-007303-wuuhlowd	162	1	Lack	lack	NN
cord-007303-wuuhlowd	162	2	of	of	IN
cord-007303-wuuhlowd	162	3	information	information	NN
cord-007303-wuuhlowd	162	4	about	about	IN
cord-007303-wuuhlowd	162	5	the	the	DT
cord-007303-wuuhlowd	162	6	underlying	underlie	VBG
cord-007303-wuuhlowd	162	7	causes	cause	NNS
cord-007303-wuuhlowd	162	8	means	mean	VBZ
cord-007303-wuuhlowd	162	9	that	that	IN
cord-007303-wuuhlowd	162	10	there	there	EX
cord-007303-wuuhlowd	162	11	is	be	VBZ
cord-007303-wuuhlowd	162	12	also	also	RB
cord-007303-wuuhlowd	162	13	large	large	JJ
cord-007303-wuuhlowd	162	14	uncertainty	uncertainty	NN
cord-007303-wuuhlowd	162	15	about	about	IN
cord-007303-wuuhlowd	162	16	the	the	DT
cord-007303-wuuhlowd	162	17	recovery	recovery	NN
cord-007303-wuuhlowd	162	18	of	of	IN
cord-007303-wuuhlowd	162	19	fertility	fertility	NN
cord-007303-wuuhlowd	162	20	and	and	CC
cord-007303-wuuhlowd	162	21	the	the	DT
cord-007303-wuuhlowd	162	22	effi	effi	NNP
cord-007303-wuuhlowd	162	23	ciency	ciency	NNP
cord-007303-wuuhlowd	162	24	of	of	IN
cord-007303-wuuhlowd	162	25	possible	possible	JJ
cord-007303-wuuhlowd	162	26	policies	policy	NNS
cord-007303-wuuhlowd	162	27	to	to	TO
cord-007303-wuuhlowd	162	28	promote	promote	VB
cord-007303-wuuhlowd	162	29	it	-PRON-	PRP
cord-007303-wuuhlowd	162	30	.	.	.
cord-007303-wuuhlowd	163	1	The	the	DT
cord-007303-wuuhlowd	163	2	policy	policy	NN
cord-007303-wuuhlowd	163	3	makers	maker	NNS
cord-007303-wuuhlowd	163	4	must	must	MD
cord-007303-wuuhlowd	163	5	consider	consider	VB
cord-007303-wuuhlowd	163	6	the	the	DT
cord-007303-wuuhlowd	163	7	possibility	possibility	NN
cord-007303-wuuhlowd	163	8	that	that	IN
cord-007303-wuuhlowd	163	9	the	the	DT
cord-007303-wuuhlowd	163	10	fall	fall	NN
cord-007303-wuuhlowd	163	11	in	in	IN
cord-007303-wuuhlowd	163	12	fertility	fertility	NN
cord-007303-wuuhlowd	163	13	weakens	weaken	VBZ
cord-007303-wuuhlowd	163	14	the	the	DT
cord-007303-wuuhlowd	163	15	fi	fi	NNP
cord-007303-wuuhlowd	163	16	nances	nance	NNS
cord-007303-wuuhlowd	163	17	of	of	IN
cord-007303-wuuhlowd	163	18	the	the	DT
cord-007303-wuuhlowd	163	19	pension	pension	NN
cord-007303-wuuhlowd	163	20	scheme	scheme	NN
cord-007303-wuuhlowd	163	21	and	and	CC
cord-007303-wuuhlowd	163	22	general	general	NN
cord-007303-wuuhlowd	163	23	The	the	DT
cord-007303-wuuhlowd	163	24	main	main	JJ
cord-007303-wuuhlowd	163	25	lesson	lesson	NN
cord-007303-wuuhlowd	163	26	to	to	TO
cord-007303-wuuhlowd	163	27	be	be	VB
cord-007303-wuuhlowd	163	28	learned	learn	VBN
cord-007303-wuuhlowd	163	29	from	from	IN
cord-007303-wuuhlowd	163	30	the	the	DT
cord-007303-wuuhlowd	163	31	history	history	NN
cord-007303-wuuhlowd	163	32	and	and	CC
cord-007303-wuuhlowd	163	33	the	the	DT
cord-007303-wuuhlowd	163	34	performance	performance	NN
cord-007303-wuuhlowd	163	35	of	of	IN
cord-007303-wuuhlowd	163	36	the	the	DT
cord-007303-wuuhlowd	163	37	Finnish	finnish	JJ
cord-007303-wuuhlowd	163	38	pension	pension	NN
cord-007303-wuuhlowd	163	39	system	system	NN
cord-007303-wuuhlowd	163	40	is	be	VBZ
cord-007303-wuuhlowd	163	41	that	that	IN
cord-007303-wuuhlowd	163	42	resiliency	resiliency	NN
cord-007303-wuuhlowd	163	43	can	can	MD
cord-007303-wuuhlowd	163	44	be	be	VB
cord-007303-wuuhlowd	163	45	achieved	achieve	VBN
cord-007303-wuuhlowd	163	46	in	in	IN
cord-007303-wuuhlowd	163	47	two	two	CD
cord-007303-wuuhlowd	163	48	ways	way	NNS
cord-007303-wuuhlowd	163	49	.	.	.
cord-007303-wuuhlowd	164	1	One	one	CD
cord-007303-wuuhlowd	164	2	is	be	VBZ
cord-007303-wuuhlowd	164	3	a	a	DT
cord-007303-wuuhlowd	164	4	preparedness	preparedness	NN
cord-007303-wuuhlowd	164	5	to	to	TO
cord-007303-wuuhlowd	164	6	make	make	VB
cord-007303-wuuhlowd	164	7	pension	pension	NN
cord-007303-wuuhlowd	164	8	reforms	reform	NNS
cord-007303-wuuhlowd	164	9	,	,	,
cord-007303-wuuhlowd	164	10	whenever	whenever	WRB
cord-007303-wuuhlowd	164	11	fi	fi	NNP
cord-007303-wuuhlowd	164	12	nancial	nancial	NNP
cord-007303-wuuhlowd	164	13	or	or	CC
cord-007303-wuuhlowd	164	14	social	social	JJ
cord-007303-wuuhlowd	164	15	sustainability	sustainability	NN
cord-007303-wuuhlowd	164	16	are	be	VBP
cord-007303-wuuhlowd	164	17	at	at	IN
cord-007303-wuuhlowd	164	18	risk	risk	NN
cord-007303-wuuhlowd	164	19	.	.	.
cord-007303-wuuhlowd	165	1	Another	another	DT
cord-007303-wuuhlowd	165	2	is	be	VBZ
cord-007303-wuuhlowd	165	3	to	to	TO
cord-007303-wuuhlowd	165	4	agree	agree	VB
cord-007303-wuuhlowd	165	5	beforehand	beforehand	RB
cord-007303-wuuhlowd	165	6	on	on	IN
cord-007303-wuuhlowd	165	7	rules	rule	NNS
cord-007303-wuuhlowd	165	8	that	that	WDT
cord-007303-wuuhlowd	165	9	redistribute	redistribute	VBP
cord-007303-wuuhlowd	165	10	the	the	DT
cord-007303-wuuhlowd	165	11	outcomes	outcome	NNS
cord-007303-wuuhlowd	165	12	of	of	IN
cord-007303-wuuhlowd	165	13	the	the	DT
cord-007303-wuuhlowd	165	14	risks	risk	NNS
cord-007303-wuuhlowd	165	15	in	in	IN
cord-007303-wuuhlowd	165	16	a	a	DT
cord-007303-wuuhlowd	165	17	way	way	NN
cord-007303-wuuhlowd	165	18	that	that	WDT
cord-007303-wuuhlowd	165	19	is	be	VBZ
cord-007303-wuuhlowd	165	20	acceptable	acceptable	JJ
cord-007303-wuuhlowd	165	21	.	.	.
cord-007303-wuuhlowd	166	1	In	in	IN
cord-007303-wuuhlowd	166	2	Finland	Finland	NNP
cord-007303-wuuhlowd	166	3	,	,	,
cord-007303-wuuhlowd	166	4	the	the	DT
cord-007303-wuuhlowd	166	5	increased	increase	VBN
cord-007303-wuuhlowd	166	6	weight	weight	NN
cord-007303-wuuhlowd	166	7	on	on	IN
cord-007303-wuuhlowd	166	8	fi	fi	NNP
cord-007303-wuuhlowd	166	9	nancial	nancial	NNP
cord-007303-wuuhlowd	166	10	sustainability	sustainability	NN
cord-007303-wuuhlowd	166	11	and	and	CC
cord-007303-wuuhlowd	166	12	intergenerational	intergenerational	JJ
cord-007303-wuuhlowd	166	13	fairness	fairness	NN
cord-007303-wuuhlowd	166	14	in	in	IN
cord-007303-wuuhlowd	166	15	the	the	DT
cord-007303-wuuhlowd	166	16	decisionmaking	decisionmaking	NN
cord-007303-wuuhlowd	166	17	of	of	IN
cord-007303-wuuhlowd	166	18	the	the	DT
cord-007303-wuuhlowd	166	19	social	social	JJ
cord-007303-wuuhlowd	166	20	partners	partner	NNS
cord-007303-wuuhlowd	166	21	has	have	VBZ
cord-007303-wuuhlowd	166	22	enabled	enable	VBN
cord-007303-wuuhlowd	166	23	implementation	implementation	NN
cord-007303-wuuhlowd	166	24	of	of	IN
cord-007303-wuuhlowd	166	25	balanced	balanced	JJ
cord-007303-wuuhlowd	166	26	reforms	reform	NNS
cord-007303-wuuhlowd	166	27	,	,	,
cord-007303-wuuhlowd	166	28	where	where	WRB
cord-007303-wuuhlowd	166	29	excessively	excessively	RB
cord-007303-wuuhlowd	166	30	generous	generous	JJ
cord-007303-wuuhlowd	166	31	early	early	JJ
cord-007303-wuuhlowd	166	32	retirement	retirement	NN
cord-007303-wuuhlowd	166	33	schemes	scheme	NNS
cord-007303-wuuhlowd	166	34	have	have	VBP
cord-007303-wuuhlowd	166	35	been	be	VBN
cord-007303-wuuhlowd	166	36	abolished	abolish	VBN
cord-007303-wuuhlowd	166	37	and	and	CC
cord-007303-wuuhlowd	166	38	the	the	DT
cord-007303-wuuhlowd	166	39	link	link	NN
cord-007303-wuuhlowd	166	40	between	between	IN
cord-007303-wuuhlowd	166	41	the	the	DT
cord-007303-wuuhlowd	166	42	wages	wage	NNS
cord-007303-wuuhlowd	166	43	earned	earn	VBN
cord-007303-wuuhlowd	166	44	and	and	CC
cord-007303-wuuhlowd	166	45	pensions	pension	NNS
cord-007303-wuuhlowd	166	46	accrued	accrue	VBN
cord-007303-wuuhlowd	166	47	is	be	VBZ
cord-007303-wuuhlowd	166	48	strengthened	strengthen	VBN
cord-007303-wuuhlowd	166	49	.	.	.
cord-007303-wuuhlowd	167	1	A	a	DT
cord-007303-wuuhlowd	167	2	key	key	JJ
cord-007303-wuuhlowd	167	3	feature	feature	NN
cord-007303-wuuhlowd	167	4	is	be	VBZ
cord-007303-wuuhlowd	167	5	also	also	RB
cord-007303-wuuhlowd	167	6	the	the	DT
cord-007303-wuuhlowd	167	7	new	new	JJ
cord-007303-wuuhlowd	167	8	rules	rule	NNS
cord-007303-wuuhlowd	167	9	that	that	WDT
cord-007303-wuuhlowd	167	10	promote	promote	VBP
cord-007303-wuuhlowd	167	11	longer	long	RBR
cord-007303-wuuhlowd	167	12	working	work	VBG
cord-007303-wuuhlowd	167	13	lives	life	NNS
cord-007303-wuuhlowd	167	14	as	as	IN
cord-007303-wuuhlowd	167	15	a	a	DT
cord-007303-wuuhlowd	167	16	response	response	NN
cord-007303-wuuhlowd	167	17	to	to	IN
cord-007303-wuuhlowd	167	18	increased	increase	VBN
cord-007303-wuuhlowd	167	19	life	life	NN
cord-007303-wuuhlowd	167	20	expectancy	expectancy	NN
cord-007303-wuuhlowd	167	21	.	.	.
cord-007303-wuuhlowd	168	1	In	in	IN
cord-007303-wuuhlowd	168	2	general	general	JJ
cord-007303-wuuhlowd	168	3	,	,	,
cord-007303-wuuhlowd	168	4	optimal	optimal	JJ
cord-007303-wuuhlowd	168	5	risk	risk	NN
cord-007303-wuuhlowd	168	6	sharing	sharing	NN
cord-007303-wuuhlowd	168	7	between	between	IN
cord-007303-wuuhlowd	168	8	generations	generation	NNS
cord-007303-wuuhlowd	168	9	is	be	VBZ
cord-007303-wuuhlowd	168	10	diffi	diffi	JJ
cord-007303-wuuhlowd	168	11	cult	cult	NN
cord-007303-wuuhlowd	168	12	to	to	IN
cord-007303-wuuhlowd	168	13	defi	defi	NNP
cord-007303-wuuhlowd	168	14	ne	ne	NNP
cord-007303-wuuhlowd	168	15	.	.	.
cord-007303-wuuhlowd	169	1	We	-PRON-	PRP
cord-007303-wuuhlowd	169	2	observe	observe	VBP
cord-007303-wuuhlowd	169	3	the	the	DT
cord-007303-wuuhlowd	169	4	outcome	outcome	NN
cord-007303-wuuhlowd	169	5	of	of	IN
cord-007303-wuuhlowd	169	6	the	the	DT
cord-007303-wuuhlowd	169	7	interaction	interaction	NN
cord-007303-wuuhlowd	169	8	of	of	IN
cord-007303-wuuhlowd	169	9	current	current	JJ
cord-007303-wuuhlowd	169	10	pension	pension	NN
cord-007303-wuuhlowd	169	11	rules	rule	NNS
cord-007303-wuuhlowd	169	12	and	and	CC
cord-007303-wuuhlowd	169	13	realised	realise	VBD
cord-007303-wuuhlowd	169	14	demographic	demographic	JJ
cord-007303-wuuhlowd	169	15	and	and	CC
cord-007303-wuuhlowd	169	16	economic	economic	JJ
cord-007303-wuuhlowd	169	17	risks	risk	NNS
cord-007303-wuuhlowd	169	18	but	but	CC
cord-007303-wuuhlowd	169	19	know	know	VBP
cord-007303-wuuhlowd	169	20	little	little	JJ
cord-007303-wuuhlowd	169	21	about	about	IN
cord-007303-wuuhlowd	169	22	the	the	DT
cord-007303-wuuhlowd	169	23	alternatives	alternative	NNS
cord-007303-wuuhlowd	169	24	.	.	.
cord-007303-wuuhlowd	170	1	One	one	CD
cord-007303-wuuhlowd	170	2	way	way	NN
cord-007303-wuuhlowd	170	3	of	of	IN
cord-007303-wuuhlowd	170	4	investigating	investigate	VBG
cord-007303-wuuhlowd	170	5	risk	risk	NN
cord-007303-wuuhlowd	170	6	sharing	sharing	NN
cord-007303-wuuhlowd	170	7	is	be	VBZ
cord-007303-wuuhlowd	170	8	to	to	TO
cord-007303-wuuhlowd	170	9	use	use	VB
cord-007303-wuuhlowd	170	10	stochastic	stochastic	JJ
cord-007303-wuuhlowd	170	11	simulations	simulation	NNS
cord-007303-wuuhlowd	170	12	,	,	,
cord-007303-wuuhlowd	170	13	which	which	WDT
cord-007303-wuuhlowd	170	14	describe	describe	VBP
cord-007303-wuuhlowd	170	15	the	the	DT
cord-007303-wuuhlowd	170	16	outcomes	outcome	NNS
cord-007303-wuuhlowd	170	17	of	of	IN
cord-007303-wuuhlowd	170	18	the	the	DT
cord-007303-wuuhlowd	170	19	current	current	JJ
cord-007303-wuuhlowd	170	20	and	and	CC
cord-007303-wuuhlowd	170	21	alternative	alternative	JJ
cord-007303-wuuhlowd	170	22	rules	rule	NNS
cord-007303-wuuhlowd	170	23	in	in	IN
cord-007303-wuuhlowd	170	24	hundreds	hundred	NNS
cord-007303-wuuhlowd	170	25	of	of	IN
cord-007303-wuuhlowd	170	26	demographic	demographic	JJ
cord-007303-wuuhlowd	170	27	and	and	CC
cord-007303-wuuhlowd	170	28	economic	economic	JJ
cord-007303-wuuhlowd	170	29	futures	future	NNS
cord-007303-wuuhlowd	170	30	.	.	.
cord-007303-wuuhlowd	171	1	This	this	DT
cord-007303-wuuhlowd	171	2	method	method	NN
cord-007303-wuuhlowd	171	3	provides	provide	VBZ
cord-007303-wuuhlowd	171	4	a	a	DT
cord-007303-wuuhlowd	171	5	set	set	NN
cord-007303-wuuhlowd	171	6	of	of	IN
cord-007303-wuuhlowd	171	7	choices	choice	NNS
cord-007303-wuuhlowd	171	8	for	for	IN
cord-007303-wuuhlowd	171	9	policymakers	policymaker	NNS
cord-007303-wuuhlowd	171	10	.	.	.
cord-007303-wuuhlowd	172	1	If	if	IN
cord-007303-wuuhlowd	172	2	the	the	DT
cord-007303-wuuhlowd	172	3	pension	pension	NN
cord-007303-wuuhlowd	172	4	system	system	NN
cord-007303-wuuhlowd	172	5	is	be	VBZ
cord-007303-wuuhlowd	172	6	reformed	reform	VBN
cord-007303-wuuhlowd	172	7	when	when	WRB
cord-007303-wuuhlowd	172	8	required	require	VBN
cord-007303-wuuhlowd	172	9	instead	instead	RB
cord-007303-wuuhlowd	172	10	of	of	IN
cord-007303-wuuhlowd	172	11	investing	invest	VBG
cord-007303-wuuhlowd	172	12	in	in	IN
cord-007303-wuuhlowd	172	13	risk	risk	NN
cord-007303-wuuhlowd	172	14	sharing	sharing	NN
cord-007303-wuuhlowd	172	15	rules	rule	NNS
cord-007303-wuuhlowd	172	16	,	,	,
cord-007303-wuuhlowd	172	17	the	the	DT
cord-007303-wuuhlowd	172	18	system	system	NN
cord-007303-wuuhlowd	172	19	would	would	MD
cord-007303-wuuhlowd	172	20	benefi	benefi	VB
cord-007303-wuuhlowd	172	21	t	t	NN
cord-007303-wuuhlowd	172	22	from	from	IN
cord-007303-wuuhlowd	172	23	a	a	DT
cord-007303-wuuhlowd	172	24	practice	practice	NN
cord-007303-wuuhlowd	172	25	that	that	WDT
cord-007303-wuuhlowd	172	26	triggers	trigger	VBZ
cord-007303-wuuhlowd	172	27	automatic	automatic	JJ
cord-007303-wuuhlowd	172	28	adjustments	adjustment	NNS
cord-007303-wuuhlowd	172	29	to	to	IN
cord-007303-wuuhlowd	172	30	benefi	benefi	NNP
cord-007303-wuuhlowd	172	31	ts	t	NNS
cord-007303-wuuhlowd	172	32	and	and	CC
cord-007303-wuuhlowd	172	33	contributions	contribution	NNS
cord-007303-wuuhlowd	172	34	until	until	IN
cord-007303-wuuhlowd	172	35	a	a	DT
cord-007303-wuuhlowd	172	36	reformed	reform	VBN
cord-007303-wuuhlowd	172	37	scheme	scheme	NN
cord-007303-wuuhlowd	172	38	takes	take	VBZ
cord-007303-wuuhlowd	172	39	effect	effect	NN
cord-007303-wuuhlowd	172	40	.	.	.
cord-007303-wuuhlowd	173	1	Such	such	JJ
cord-007303-wuuhlowd	173	2	a	a	DT
cord-007303-wuuhlowd	173	3	rule	rule	NN
cord-007303-wuuhlowd	173	4	would	would	MD
cord-007303-wuuhlowd	173	5	speed	speed	VB
cord-007303-wuuhlowd	173	6	up	up	RP
cord-007303-wuuhlowd	173	7	the	the	DT
cord-007303-wuuhlowd	173	8	adjustments	adjustment	NNS
cord-007303-wuuhlowd	173	9	processes	process	NNS
cord-007303-wuuhlowd	173	10	.	.	.
cord-007303-wuuhlowd	174	1	tion	tion	NN
cord-007303-wuuhlowd	174	2	schemes	scheme	NNS
cord-007303-wuuhlowd	174	3	,	,	,
cord-007303-wuuhlowd	174	4	the	the	DT
cord-007303-wuuhlowd	174	5	low	low	JJ
cord-007303-wuuhlowd	174	6	yield	yield	NN
cord-007303-wuuhlowd	174	7	means	mean	VBZ
cord-007303-wuuhlowd	174	8	that	that	IN
cord-007303-wuuhlowd	174	9	the	the	DT
cord-007303-wuuhlowd	174	10	adequacy	adequacy	NN
cord-007303-wuuhlowd	174	11	of	of	IN
cord-007303-wuuhlowd	174	12	pensions	pension	NNS
cord-007303-wuuhlowd	174	13	is	be	VBZ
cord-007303-wuuhlowd	174	14	at	at	IN
cord-007303-wuuhlowd	174	15	risk	risk	NN
cord-007303-wuuhlowd	174	16	.	.	.
cord-007303-wuuhlowd	175	1	In	in	IN
cord-007303-wuuhlowd	175	2	pre	pre	JJ
cord-007303-wuuhlowd	175	3	-	-	JJ
cord-007303-wuuhlowd	175	4	funded	fund	VBN
cord-007303-wuuhlowd	175	5	defi	defi	NNP
cord-007303-wuuhlowd	175	6	ned	ned	NNP
cord-007303-wuuhlowd	175	7	benefi	benefi	NNP
cord-007303-wuuhlowd	175	8	t	t	NNP
cord-007303-wuuhlowd	175	9	schemes	scheme	NNS
cord-007303-wuuhlowd	175	10	,	,	,
cord-007303-wuuhlowd	175	11	the	the	DT
cord-007303-wuuhlowd	175	12	contributions	contribution	NNS
cord-007303-wuuhlowd	175	13	are	be	VBP
cord-007303-wuuhlowd	175	14	increased	increase	VBN
cord-007303-wuuhlowd	175	15	either	either	CC
cord-007303-wuuhlowd	175	16	immediately	immediately	RB
cord-007303-wuuhlowd	175	17	due	due	JJ
cord-007303-wuuhlowd	175	18	to	to	IN
cord-007303-wuuhlowd	175	19	solvency	solvency	NN
cord-007303-wuuhlowd	175	20	issues	issue	NNS
cord-007303-wuuhlowd	175	21	,	,	,
cord-007303-wuuhlowd	175	22	or	or	CC
cord-007303-wuuhlowd	175	23	later	later	RB
cord-007303-wuuhlowd	175	24	when	when	WRB
cord-007303-wuuhlowd	175	25	the	the	DT
cord-007303-wuuhlowd	175	26	funds	fund	NNS
cord-007303-wuuhlowd	175	27	are	be	VBP
cord-007303-wuuhlowd	175	28	used	use	VBN
cord-007303-wuuhlowd	175	29	to	to	TO
cord-007303-wuuhlowd	175	30	pay	pay	VB
cord-007303-wuuhlowd	175	31	pensions	pension	NNS
cord-007303-wuuhlowd	175	32	.	.	.
cord-007303-wuuhlowd	176	1	The	the	DT
cord-007303-wuuhlowd	176	2	Finnish	finnish	JJ
cord-007303-wuuhlowd	176	3	private	private	JJ
cord-007303-wuuhlowd	176	4	sector	sector	NN
cord-007303-wuuhlowd	176	5	pension	pension	NN
cord-007303-wuuhlowd	176	6	institutes	institute	NNS
cord-007303-wuuhlowd	176	7	have	have	VBP
cord-007303-wuuhlowd	176	8	a	a	DT
cord-007303-wuuhlowd	176	9	unique	unique	JJ
cord-007303-wuuhlowd	176	10	solvency	solvency	NN
cord-007303-wuuhlowd	176	11	rule	rule	NN
cord-007303-wuuhlowd	176	12	that	that	WDT
cord-007303-wuuhlowd	176	13	allows	allow	VBZ
cord-007303-wuuhlowd	176	14	a	a	DT
cord-007303-wuuhlowd	176	15	decline	decline	NN
cord-007303-wuuhlowd	176	16	in	in	IN
cord-007303-wuuhlowd	176	17	the	the	DT
cord-007303-wuuhlowd	176	18	pre	pre	NN
cord-007303-wuuhlowd	176	19	-	-	JJ
cord-007303-wuuhlowd	176	20	funded	funded	JJ
cord-007303-wuuhlowd	176	21	share	share	NN
cord-007303-wuuhlowd	176	22	of	of	IN
cord-007303-wuuhlowd	176	23	the	the	DT
cord-007303-wuuhlowd	176	24	accrued	accrue	VBN
cord-007303-wuuhlowd	176	25	pension	pension	NN
cord-007303-wuuhlowd	176	26	liability	liability	NN
cord-007303-wuuhlowd	176	27	when	when	WRB
cord-007303-wuuhlowd	176	28	stock	stock	NN
cord-007303-wuuhlowd	176	29	market	market	NN
cord-007303-wuuhlowd	176	30	prices	price	NNS
cord-007303-wuuhlowd	176	31	fall	fall	VBP
cord-007303-wuuhlowd	176	32	.	.	.
cord-007303-wuuhlowd	177	1	It	-PRON-	PRP
cord-007303-wuuhlowd	177	2	has	have	VBZ
cord-007303-wuuhlowd	177	3	been	be	VBN
cord-007303-wuuhlowd	177	4	suggested	suggest	VBN
cord-007303-wuuhlowd	177	5	that	that	IN
cord-007303-wuuhlowd	177	6	this	this	DT
cord-007303-wuuhlowd	177	7	share	share	NN
cord-007303-wuuhlowd	177	8	should	should	MD
cord-007303-wuuhlowd	177	9	be	be	VB
cord-007303-wuuhlowd	177	10	enlarged	enlarge	VBN
cord-007303-wuuhlowd	177	11	to	to	TO
cord-007303-wuuhlowd	177	12	allow	allow	VB
cord-007303-wuuhlowd	177	13	a	a	DT
cord-007303-wuuhlowd	177	14	riskier	risky	JJR
cord-007303-wuuhlowd	177	15	investment	investment	NN
cord-007303-wuuhlowd	177	16	policy	policy	NN
cord-007303-wuuhlowd	177	17	as	as	IN
cord-007303-wuuhlowd	177	18	a	a	DT
cord-007303-wuuhlowd	177	19	response	response	NN
cord-007303-wuuhlowd	177	20	to	to	IN
cord-007303-wuuhlowd	177	21	the	the	DT
cord-007303-wuuhlowd	177	22	low	low	JJ
cord-007303-wuuhlowd	177	23	interest	interest	NN
cord-007303-wuuhlowd	177	24	rates	rate	NNS
cord-007303-wuuhlowd	177	25	.	.	.
cord-007303-wuuhlowd	178	1	This	this	DT
cord-007303-wuuhlowd	178	2	would	would	MD
cord-007303-wuuhlowd	178	3	improve	improve	VB
cord-007303-wuuhlowd	178	4	the	the	DT
cord-007303-wuuhlowd	178	5	average	average	JJ
cord-007303-wuuhlowd	178	6	return	return	NN
cord-007303-wuuhlowd	178	7	on	on	IN
cord-007303-wuuhlowd	178	8	the	the	DT
cord-007303-wuuhlowd	178	9	funds	fund	NNS
cord-007303-wuuhlowd	178	10	and	and	CC
cord-007303-wuuhlowd	178	11	mitigate	mitigate	VB
cord-007303-wuuhlowd	178	12	potential	potential	JJ
cord-007303-wuuhlowd	178	13	problems	problem	NNS
cord-007303-wuuhlowd	178	14	because	because	IN
cord-007303-wuuhlowd	178	15	of	of	IN
cord-007303-wuuhlowd	178	16	solvency	solvency	NN
cord-007303-wuuhlowd	178	17	requirements	requirement	NNS
cord-007303-wuuhlowd	178	18	(	(	-LRB-
cord-007303-wuuhlowd	178	19	such	such	JJ
cord-007303-wuuhlowd	178	20	as	as	IN
cord-007303-wuuhlowd	178	21	the	the	DT
cord-007303-wuuhlowd	178	22	forced	force	VBN
cord-007303-wuuhlowd	178	23	sale	sale	NN
cord-007303-wuuhlowd	178	24	of	of	IN
cord-007303-wuuhlowd	178	25	risky	risky	JJ
cord-007303-wuuhlowd	178	26	assets	asset	NNS
cord-007303-wuuhlowd	178	27	during	during	IN
cord-007303-wuuhlowd	178	28	recessions	recession	NNS
cord-007303-wuuhlowd	178	29	)	)	-RRB-
cord-007303-wuuhlowd	178	30	,	,	,
cord-007303-wuuhlowd	178	31	but	but	CC
cord-007303-wuuhlowd	178	32	it	-PRON-	PRP
cord-007303-wuuhlowd	178	33	increases	increase	VBZ
cord-007303-wuuhlowd	178	34	the	the	DT
cord-007303-wuuhlowd	178	35	variation	variation	NN
cord-007303-wuuhlowd	178	36	in	in	IN
cord-007303-wuuhlowd	178	37	the	the	DT
cord-007303-wuuhlowd	178	38	contribution	contribution	NN
cord-007303-wuuhlowd	178	39	rate	rate	NN
cord-007303-wuuhlowd	178	40	,	,	,
cord-007303-wuuhlowd	178	41	when	when	WRB
cord-007303-wuuhlowd	178	42	the	the	DT
cord-007303-wuuhlowd	178	43	funds	fund	NNS
cord-007303-wuuhlowd	178	44	are	be	VBP
cord-007303-wuuhlowd	178	45	used	use	VBN
cord-007303-wuuhlowd	178	46	to	to	TO
cord-007303-wuuhlowd	178	47	pay	pay	VB
cord-007303-wuuhlowd	178	48	pensions	pension	NNS
cord-007303-wuuhlowd	178	49	.	.	.
cord-007303-wuuhlowd	179	1	The	the	DT
cord-007303-wuuhlowd	179	2	COVID-19	COVID-19	NNP
cord-007303-wuuhlowd	179	3	crisis	crisis	NN
cord-007303-wuuhlowd	179	4	weakened	weaken	VBD
cord-007303-wuuhlowd	179	5	the	the	DT
cord-007303-wuuhlowd	179	6	fi	fi	NNP
cord-007303-wuuhlowd	179	7	nancial	nancial	NNP
cord-007303-wuuhlowd	179	8	sustainability	sustainability	NN
cord-007303-wuuhlowd	179	9	of	of	IN
cord-007303-wuuhlowd	179	10	the	the	DT
cord-007303-wuuhlowd	179	11	pension	pension	NN
cord-007303-wuuhlowd	179	12	system	system	NN
cord-007303-wuuhlowd	179	13	markedly	markedly	RB
cord-007303-wuuhlowd	179	14	,	,	,
cord-007303-wuuhlowd	179	15	but	but	CC
cord-007303-wuuhlowd	179	16	is	be	VBZ
cord-007303-wuuhlowd	179	17	not	not	RB
cord-007303-wuuhlowd	179	18	expected	expect	VBN
cord-007303-wuuhlowd	179	19	to	to	TO
cord-007303-wuuhlowd	179	20	result	result	VB
cord-007303-wuuhlowd	179	21	in	in	IN
cord-007303-wuuhlowd	179	22	an	an	DT
cord-007303-wuuhlowd	179	23	abandonment	abandonment	NN
cord-007303-wuuhlowd	179	24	of	of	IN
cord-007303-wuuhlowd	179	25	the	the	DT
cord-007303-wuuhlowd	179	26	system	system	NN
cord-007303-wuuhlowd	179	27	's	's	POS
cord-007303-wuuhlowd	179	28	basic	basic	JJ
cord-007303-wuuhlowd	179	29	principles	principle	NNS
cord-007303-wuuhlowd	179	30	.	.	.
cord-007303-wuuhlowd	180	1	The	the	DT
cord-007303-wuuhlowd	180	2	social	social	JJ
cord-007303-wuuhlowd	180	3	partners	partner	NNS
cord-007303-wuuhlowd	180	4	reacted	react	VBD
cord-007303-wuuhlowd	180	5	to	to	IN
cord-007303-wuuhlowd	180	6	the	the	DT
cord-007303-wuuhlowd	180	7	crisis	crisis	NN
cord-007303-wuuhlowd	180	8	by	by	IN
cord-007303-wuuhlowd	180	9	suggesting	suggest	VBG
cord-007303-wuuhlowd	180	10	a	a	DT
cord-007303-wuuhlowd	180	11	temporary	temporary	JJ
cord-007303-wuuhlowd	180	12	2.6	2.6	CD
cord-007303-wuuhlowd	180	13	percentage	percentage	NN
cord-007303-wuuhlowd	180	14	point	point	NN
cord-007303-wuuhlowd	180	15	cut	cut	VBN
cord-007303-wuuhlowd	180	16	in	in	IN
cord-007303-wuuhlowd	180	17	the	the	DT
cord-007303-wuuhlowd	180	18	employer	employer	NN
cord-007303-wuuhlowd	180	19	's	's	POS
cord-007303-wuuhlowd	180	20	pension	pension	NN
cord-007303-wuuhlowd	180	21	contribution	contribution	NN
cord-007303-wuuhlowd	180	22	rate	rate	NN
cord-007303-wuuhlowd	180	23	.	.	.
cord-007303-wuuhlowd	181	1	This	this	DT
cord-007303-wuuhlowd	181	2	was	be	VBD
cord-007303-wuuhlowd	181	3	accepted	accept	VBN
cord-007303-wuuhlowd	181	4	by	by	IN
cord-007303-wuuhlowd	181	5	the	the	DT
cord-007303-wuuhlowd	181	6	government	government	NN
cord-007303-wuuhlowd	181	7	.	.	.
cord-007303-wuuhlowd	182	1	The	the	DT
cord-007303-wuuhlowd	182	2	reduction	reduction	NN
cord-007303-wuuhlowd	182	3	will	will	MD
cord-007303-wuuhlowd	182	4	be	be	VB
cord-007303-wuuhlowd	182	5	compensated	compensate	VBN
cord-007303-wuuhlowd	182	6	during	during	IN
cord-007303-wuuhlowd	182	7	the	the	DT
cord-007303-wuuhlowd	182	8	2022	2022	CD
cord-007303-wuuhlowd	182	9	-	-	SYM
cord-007303-wuuhlowd	182	10	2025	2025	CD
cord-007303-wuuhlowd	182	11	period	period	NN
cord-007303-wuuhlowd	182	12	by	by	IN
cord-007303-wuuhlowd	182	13	higher	high	JJR
cord-007303-wuuhlowd	182	14	contributions	contribution	NNS
cord-007303-wuuhlowd	182	15	.	.	.
cord-007303-wuuhlowd	183	1	The	the	DT
cord-007303-wuuhlowd	183	2	Finnish	finnish	JJ
cord-007303-wuuhlowd	183	3	pension	pension	NN
cord-007303-wuuhlowd	183	4	system	system	NN
cord-007303-wuuhlowd	183	5	has	have	VBZ
cord-007303-wuuhlowd	183	6	yet	yet	RB
cord-007303-wuuhlowd	183	7	to	to	TO
cord-007303-wuuhlowd	183	8	solve	solve	VB
cord-007303-wuuhlowd	183	9	some	some	DT
cord-007303-wuuhlowd	183	10	issues	issue	NNS
cord-007303-wuuhlowd	183	11	related	relate	VBN
cord-007303-wuuhlowd	183	12	to	to	IN
cord-007303-wuuhlowd	183	13	effi	effi	NNP
cord-007303-wuuhlowd	183	14	ciency	ciency	NNP
cord-007303-wuuhlowd	183	15	and	and	CC
cord-007303-wuuhlowd	183	16	risk	risk	NN
cord-007303-wuuhlowd	183	17	sharing	sharing	NN
cord-007303-wuuhlowd	183	18	,	,	,
cord-007303-wuuhlowd	183	19	yet	yet	CC
cord-007303-wuuhlowd	183	20	it	-PRON-	PRP
cord-007303-wuuhlowd	183	21	has	have	VBZ
cord-007303-wuuhlowd	183	22	many	many	JJ
cord-007303-wuuhlowd	183	23	features	feature	NNS
cord-007303-wuuhlowd	183	24	that	that	WDT
cord-007303-wuuhlowd	183	25	serve	serve	VBP
cord-007303-wuuhlowd	183	26	as	as	IN
cord-007303-wuuhlowd	183	27	an	an	DT
cord-007303-wuuhlowd	183	28	example	example	NN
cord-007303-wuuhlowd	183	29	of	of	IN
cord-007303-wuuhlowd	183	30	a	a	DT
cord-007303-wuuhlowd	183	31	well	well	JJ
cord-007303-wuuhlowd	183	32	-	-	HYPH
cord-007303-wuuhlowd	183	33	defi	defi	NN
cord-007303-wuuhlowd	183	34	ned	ned	NN
cord-007303-wuuhlowd	183	35	and	and	CC
cord-007303-wuuhlowd	183	36	robust	robust	JJ
cord-007303-wuuhlowd	183	37	way	way	NN
cord-007303-wuuhlowd	183	38	to	to	TO
cord-007303-wuuhlowd	183	39	ensure	ensure	VB
cord-007303-wuuhlowd	183	40	old	old	JJ
cord-007303-wuuhlowd	183	41	age	age	NN
cord-007303-wuuhlowd	183	42	security	security	NN
cord-007303-wuuhlowd	183	43	at	at	IN
cord-007303-wuuhlowd	183	44	reasonable	reasonable	JJ
cord-007303-wuuhlowd	183	45	costs	cost	NNS
cord-007303-wuuhlowd	183	46	.	.	.
cord-007303-wuuhlowd	184	1	The	the	DT
cord-007303-wuuhlowd	184	2	most	most	RBS
cord-007303-wuuhlowd	184	3	urgent	urgent	JJ
cord-007303-wuuhlowd	184	4	challenge	challenge	NN
cord-007303-wuuhlowd	184	5	is	be	VBZ
cord-007303-wuuhlowd	184	6	to	to	TO
cord-007303-wuuhlowd	184	7	share	share	VB
cord-007303-wuuhlowd	184	8	the	the	DT
cord-007303-wuuhlowd	184	9	fi	fi	XX
cord-007303-wuuhlowd	184	10	scal	scal	NNP
cord-007303-wuuhlowd	184	11	consequences	consequence	NNS
cord-007303-wuuhlowd	184	12	of	of	IN
cord-007303-wuuhlowd	184	13	lower	low	JJR
cord-007303-wuuhlowd	184	14	fertility	fertility	NN
cord-007303-wuuhlowd	184	15	fairly	fairly	RB
cord-007303-wuuhlowd	184	16	between	between	IN
cord-007303-wuuhlowd	184	17	generations	generation	NNS
cord-007303-wuuhlowd	184	18	.	.	.
cord-007303-wuuhlowd	185	1	The	the	DT
cord-007303-wuuhlowd	185	2	current	current	JJ
cord-007303-wuuhlowd	185	3	pre	pre	JJ
cord-007303-wuuhlowd	185	4	-	-	JJ
cord-007303-wuuhlowd	185	5	funding	funding	NN
cord-007303-wuuhlowd	185	6	alleviates	alleviate	VBZ
cord-007303-wuuhlowd	185	7	the	the	DT
cord-007303-wuuhlowd	185	8	problems	problem	NNS
cord-007303-wuuhlowd	185	9	somewhat	somewhat	RB
cord-007303-wuuhlowd	185	10	,	,	,
cord-007303-wuuhlowd	185	11	but	but	CC
cord-007303-wuuhlowd	185	12	the	the	DT
cord-007303-wuuhlowd	185	13	risk	risk	NN
cord-007303-wuuhlowd	185	14	of	of	IN
cord-007303-wuuhlowd	185	15	a	a	DT
cord-007303-wuuhlowd	185	16	large	large	JJ
cord-007303-wuuhlowd	185	17	jump	jump	NN
cord-007303-wuuhlowd	185	18	in	in	IN
cord-007303-wuuhlowd	185	19	contribution	contribution	NN
cord-007303-wuuhlowd	185	20	rates	rate	NNS
cord-007303-wuuhlowd	185	21	is	be	VBZ
cord-007303-wuuhlowd	185	22	too	too	RB
cord-007303-wuuhlowd	185	23	high	high	JJ
cord-007303-wuuhlowd	185	24	.	.	.
cord-007303-wuuhlowd	186	1	A	a	DT
cord-007303-wuuhlowd	186	2	rules	rule	NNS
cord-007303-wuuhlowd	186	3	-	-	HYPH
cord-007303-wuuhlowd	186	4	based	base	VBN
cord-007303-wuuhlowd	186	5	way	way	NN
cord-007303-wuuhlowd	186	6	of	of	IN
cord-007303-wuuhlowd	186	7	improving	improve	VBG
cord-007303-wuuhlowd	186	8	intergenerational	intergenerational	JJ
cord-007303-wuuhlowd	186	9	fairness	fairness	NN
cord-007303-wuuhlowd	186	10	would	would	MD
cord-007303-wuuhlowd	186	11	be	be	VB
cord-007303-wuuhlowd	186	12	to	to	TO
cord-007303-wuuhlowd	186	13	establish	establish	VB
cord-007303-wuuhlowd	186	14	a	a	DT
cord-007303-wuuhlowd	186	15	link	link	NN
cord-007303-wuuhlowd	186	16	between	between	IN
cord-007303-wuuhlowd	186	17	the	the	DT
cord-007303-wuuhlowd	186	18	prefunding	prefunde	VBG
cord-007303-wuuhlowd	186	19	rate	rate	NN
cord-007303-wuuhlowd	186	20	and	and	CC
cord-007303-wuuhlowd	186	21	the	the	DT
cord-007303-wuuhlowd	186	22	fertility	fertility	NN
cord-007303-wuuhlowd	186	23	rate	rate	NN
cord-007303-wuuhlowd	186	24	.	.	.
cord-007303-wuuhlowd	187	1	A	a	DT
cord-007303-wuuhlowd	187	2	more	more	RBR
cord-007303-wuuhlowd	187	3	precise	precise	JJ
cord-007303-wuuhlowd	187	4	instrument	instrument	NN
cord-007303-wuuhlowd	187	5	would	would	MD
cord-007303-wuuhlowd	187	6	be	be	VB
cord-007303-wuuhlowd	187	7	a	a	DT
cord-007303-wuuhlowd	187	8	link	link	NN
cord-007303-wuuhlowd	187	9	between	between	IN
cord-007303-wuuhlowd	187	10	the	the	DT
cord-007303-wuuhlowd	187	11	accrual	accrual	NN
cord-007303-wuuhlowd	187	12	of	of	IN
cord-007303-wuuhlowd	187	13	pensions	pension	NNS
cord-007303-wuuhlowd	187	14	and	and	CC
cord-007303-wuuhlowd	187	15	the	the	DT
cord-007303-wuuhlowd	187	16	fertility	fertility	NN
cord-007303-wuuhlowd	187	17	rate	rate	NN
cord-007303-wuuhlowd	187	18	of	of	IN
cord-007303-wuuhlowd	187	19	a	a	DT
cord-007303-wuuhlowd	187	20	cohort	cohort	NN
cord-007303-wuuhlowd	187	21	.	.	.
cord-007303-wuuhlowd	188	1	There	there	EX
cord-007303-wuuhlowd	188	2	is	be	VBZ
cord-007303-wuuhlowd	188	3	some	some	DT
cord-007303-wuuhlowd	188	4	room	room	NN
cord-007303-wuuhlowd	188	5	for	for	IN
cord-007303-wuuhlowd	188	6	diminishing	diminish	VBG
cord-007303-wuuhlowd	188	7	pension	pension	NN
cord-007303-wuuhlowd	188	8	expenditure	expenditure	NN
cord-007303-wuuhlowd	188	9	by	by	IN
cord-007303-wuuhlowd	188	10	removing	remove	VBG
cord-007303-wuuhlowd	188	11	poorly	poorly	RB
cord-007303-wuuhlowd	188	12	justifi	justifi	NNP
cord-007303-wuuhlowd	188	13	ed	ed	NN
cord-007303-wuuhlowd	188	14	elements	element	NNS
cord-007303-wuuhlowd	188	15	.	.	.
cord-007303-wuuhlowd	189	1	Accrual	accrual	NN
cord-007303-wuuhlowd	189	2	of	of	IN
cord-007303-wuuhlowd	189	3	earnings	earning	NNS
cord-007303-wuuhlowd	189	4	-	-	HYPH
cord-007303-wuuhlowd	189	5	related	relate	VBN
cord-007303-wuuhlowd	189	6	old	old	JJ
cord-007303-wuuhlowd	189	7	age	age	NN
cord-007303-wuuhlowd	189	8	pensions	pension	NNS
cord-007303-wuuhlowd	189	9	from	from	IN
cord-007303-wuuhlowd	189	10	periods	period	NNS
cord-007303-wuuhlowd	189	11	when	when	WRB
cord-007303-wuuhlowd	189	12	the	the	DT
cord-007303-wuuhlowd	189	13	individual	individual	NN
cord-007303-wuuhlowd	189	14	does	do	VBZ
cord-007303-wuuhlowd	189	15	not	not	RB
cord-007303-wuuhlowd	189	16	pay	pay	VB
cord-007303-wuuhlowd	189	17	contributions	contribution	NNS
cord-007303-wuuhlowd	189	18	is	be	VBZ
cord-007303-wuuhlowd	189	19	one	one	CD
cord-007303-wuuhlowd	189	20	of	of	IN
cord-007303-wuuhlowd	189	21	them	-PRON-	PRP
cord-007303-wuuhlowd	189	22	.	.	.
cord-007303-wuuhlowd	190	1	It	-PRON-	PRP
cord-007303-wuuhlowd	190	2	is	be	VBZ
cord-007303-wuuhlowd	190	3	the	the	DT
cord-007303-wuuhlowd	190	4	manifestation	manifestation	NN
cord-007303-wuuhlowd	190	5	of	of	IN
cord-007303-wuuhlowd	190	6	a	a	DT
cord-007303-wuuhlowd	190	7	tendency	tendency	NN
cord-007303-wuuhlowd	190	8	to	to	TO
cord-007303-wuuhlowd	190	9	introduce	introduce	VB
cord-007303-wuuhlowd	190	10	redistribution	redistribution	NN
cord-007303-wuuhlowd	190	11	in	in	IN
cord-007303-wuuhlowd	190	12	all	all	DT
cord-007303-wuuhlowd	190	13	parts	part	NNS
cord-007303-wuuhlowd	190	14	of	of	IN
cord-007303-wuuhlowd	190	15	the	the	DT
cord-007303-wuuhlowd	190	16	tax	tax	NN
cord-007303-wuuhlowd	190	17	and	and	CC
cord-007303-wuuhlowd	190	18	benefi	benefi	NNP
cord-007303-wuuhlowd	190	19	t	t	NNP
cord-007303-wuuhlowd	190	20	system	system	NN
cord-007303-wuuhlowd	190	21	,	,	,
cord-007303-wuuhlowd	190	22	also	also	RB
cord-007303-wuuhlowd	190	23	benefi	benefi	NNP
cord-007303-wuuhlowd	190	24	tting	tte	VBG
cord-007303-wuuhlowd	190	25	those	those	DT
cord-007303-wuuhlowd	190	26	who	who	WP
cord-007303-wuuhlowd	190	27	are	be	VBP
cord-007303-wuuhlowd	190	28	well	well	RB
cord-007303-wuuhlowd	190	29	-	-	HYPH
cord-007303-wuuhlowd	190	30	off	off	NN
cord-007303-wuuhlowd	190	31	in	in	IN
cord-007303-wuuhlowd	190	32	terms	term	NNS
cord-007303-wuuhlowd	190	33	of	of	IN
cord-007303-wuuhlowd	190	34	lifetime	lifetime	NN
cord-007303-wuuhlowd	190	35	income	income	NN
cord-007303-wuuhlowd	190	36	.	.	.
cord-007303-wuuhlowd	191	1	Another	another	DT
cord-007303-wuuhlowd	191	2	discretionary	discretionary	JJ
cord-007303-wuuhlowd	191	3	policy	policy	NN
cord-007303-wuuhlowd	191	4	that	that	WDT
cord-007303-wuuhlowd	191	5	would	would	MD
cord-007303-wuuhlowd	191	6	support	support	VB
cord-007303-wuuhlowd	191	7	overall	overall	RB
cord-007303-wuuhlowd	191	8	fi	fi	NN
cord-007303-wuuhlowd	191	9	nancial	nancial	JJ
cord-007303-wuuhlowd	191	10	sustainability	sustainability	NN
cord-007303-wuuhlowd	191	11	would	would	MD
cord-007303-wuuhlowd	191	12	be	be	VB
cord-007303-wuuhlowd	191	13	to	to	TO
cord-007303-wuuhlowd	191	14	increase	increase	VB
cord-007303-wuuhlowd	191	15	the	the	DT
cord-007303-wuuhlowd	191	16	lowest	low	JJS
cord-007303-wuuhlowd	191	17	retirement	retirement	NN
cord-007303-wuuhlowd	191	18	age	age	NN
cord-007303-wuuhlowd	191	19	before	before	IN
cord-007303-wuuhlowd	191	20	implementing	implement	VBG
cord-007303-wuuhlowd	191	21	the	the	DT
cord-007303-wuuhlowd	191	22	link	link	NN
cord-007303-wuuhlowd	191	23	to	to	IN
cord-007303-wuuhlowd	191	24	longevity	longevity	NN
cord-007303-wuuhlowd	191	25	.	.	.
cord-007303-wuuhlowd	192	1	Competing	compete	VBG
cord-007303-wuuhlowd	192	2	with	with	IN
cord-007303-wuuhlowd	192	3	Robots	robot	NNS
cord-007303-wuuhlowd	192	4	:	:	:
cord-007303-wuuhlowd	193	1	Firm	firm	JJ
cord-007303-wuuhlowd	193	2	-	-	HYPH
cord-007303-wuuhlowd	193	3	Level	level	NN
cord-007303-wuuhlowd	193	4	Evidence	evidence	NN
cord-007303-wuuhlowd	193	5	from	from	IN
cord-007303-wuuhlowd	193	6	France	France	NNP
cord-007303-wuuhlowd	193	7	Työeläkeuudistus	Työeläkeuudistus	NNP
cord-007303-wuuhlowd	193	8	2017	2017	CD
cord-007303-wuuhlowd	193	9	:	:	:
cord-007303-wuuhlowd	193	10	vaikutukset	vaikutukset	NNP
cord-007303-wuuhlowd	193	11	työuriin	työuriin	NNP
cord-007303-wuuhlowd	193	12	,	,	,
cord-007303-wuuhlowd	193	13	tulonjakoon	tulonjakoon	NNP
cord-007303-wuuhlowd	193	14	ja	ja	NNP
cord-007303-wuuhlowd	193	15	julkisen	julkisen	NNP
cord-007303-wuuhlowd	193	16	talouden	talouden	NNP
cord-007303-wuuhlowd	193	17	kestävyyteen	kestävyyteen	NNP
cord-007303-wuuhlowd	193	18	,	,	,
cord-007303-wuuhlowd	193	19	Publications	Publications	NNPS
cord-007303-wuuhlowd	193	20	of	of	IN
cord-007303-wuuhlowd	193	21	the	the	DT
cord-007303-wuuhlowd	193	22	Government´s	Government´s	NNP
cord-007303-wuuhlowd	193	23	analysis	analysis	NN
cord-007303-wuuhlowd	193	24	Longevity	Longevity	NNP
cord-007303-wuuhlowd	193	25	,	,	,
cord-007303-wuuhlowd	193	26	Working	Working	NNP
cord-007303-wuuhlowd	193	27	Lives	live	VBZ
cord-007303-wuuhlowd	193	28	and	and	CC
cord-007303-wuuhlowd	193	29	Public	Public	NNP
cord-007303-wuuhlowd	193	30	Finances	Finances	NNPS
cord-007303-wuuhlowd	193	31	Redistributive	redistributive	JJ
cord-007303-wuuhlowd	193	32	Effects	effect	NNS
cord-007303-wuuhlowd	193	33	of	of	IN
cord-007303-wuuhlowd	193	34	Different	Different	NNP
cord-007303-wuuhlowd	193	35	Pension	Pension	NNP
cord-007303-wuuhlowd	193	36	Systems	Systems	NNPS
cord-007303-wuuhlowd	194	1	When	when	WRB
cord-007303-wuuhlowd	194	2	Longevity	longevity	NN
cord-007303-wuuhlowd	194	3	Varies	vary	VBZ
cord-007303-wuuhlowd	194	4	by	by	IN
cord-007303-wuuhlowd	195	1	Socioeconomic	socioeconomic	JJ
cord-007303-wuuhlowd	195	2	Status	Status	NNP
cord-007303-wuuhlowd	195	3	Europe	Europe	NNP
cord-007303-wuuhlowd	195	4	's	's	POS
cord-007303-wuuhlowd	195	5	Demographic	demographic	JJ
cord-007303-wuuhlowd	195	6	Defi	Defi	NNP
cord-007303-wuuhlowd	195	7	cit	cit	NNP
cord-007303-wuuhlowd	195	8	A	A	NNP
cord-007303-wuuhlowd	195	9	Plea	Plea	NNP
cord-007303-wuuhlowd	196	1	For	for	IN
cord-007303-wuuhlowd	196	2	A	a	DT
cord-007303-wuuhlowd	196	3	Child	child	NN
cord-007303-wuuhlowd	196	4	Pension	Pension	NNP
cord-007303-wuuhlowd	196	5	System	system	NN
cord-007303-wuuhlowd	197	1	Sopimus	Sopimus	NNP
cord-007303-wuuhlowd	197	2	vuoden	vuoden	NNP
cord-007303-wuuhlowd	197	3	2017	2017	CD
cord-007303-wuuhlowd	197	4	työeläkeuudistuksesta	työeläkeuudistuksesta	JJ
cord-007303-wuuhlowd	197	5	Statutory	statutory	JJ
cord-007303-wuuhlowd	197	6	pensions	pension	NNS
cord-007303-wuuhlowd	197	7	in	in	IN
cord-007303-wuuhlowd	197	8	Finland	Finland	NNP
cord-007303-wuuhlowd	197	9	:	:	:
cord-007303-wuuhlowd	197	10	long	long	JJ
cord-007303-wuuhlowd	197	11	-	-	HYPH
cord-007303-wuuhlowd	197	12	term	term	NN
cord-007303-wuuhlowd	197	13	projections	projection	NNS
cord-007303-wuuhlowd	197	14	2019	2019	CD
cord-007303-wuuhlowd	197	15	,	,	,
cord-007303-wuuhlowd	197	16	Finnish	Finnish	NNP
cord-007303-wuuhlowd	197	17	Centre	Centre	NNP
cord-007303-wuuhlowd	197	18	for	for	IN
cord-007303-wuuhlowd	197	19	Pensions	Pensions	NNPS