id	author	title	date	pages	extension	mime	words	sentences	flesch	summary	cache	txt
cord-316422-wmkv5hd3	Eisenberg, Matthew D.	Financial Risk for COVID-19-like Respiratory Hospitalizations in Consumer-Directed Health Plans	2020-06-15		.txt	text/plain	1705	117	44	INTRODUCTION: : This study aims to quantify out-of-pocket spending associated with respiratory hospitalizations for conditions similar to those caused by coronavirus disease 2019 (COVID-19) and to compare out-of-pocket spending differences among those enrolled in consumer-directed health plans and in traditional, low-deductible plans. It compared unadjusted out-of-pocket spending among consumer-directed health plan enrollees to traditional plan enrollees using difference of mean significance tests and repeated the analysis separately by age category and by calendar year quarter. 2 Many individuals aged <65 years are enrolled in consumer-directed health plans (CDHPs), 3 and an analysis of early COVID-19 hospitalizations found that 55% occurred among this age group. 5 Given the high cost of respiratory-related hospitalizations, 7, 8 COVID-19 may come with a significant financial burden among enrollees in CDHPs relative to those in traditional, low-deductible health plans. Average out-of-pocket (OOP) spending comparing consumer-directed health plan (CDHP) and traditional plan enrollees with a respiratory-related hospitalization, by age group and quarter of year.	./cache/cord-316422-wmkv5hd3.txt	./txt/cord-316422-wmkv5hd3.txt