A CAUTION TO KEEP MONEY: Showing the Misery of the want thereof.  

I. In a State or Kingdom, to supply War.  
II. In younger Brothers pawning their Lands, to redeem them.  
III. In Shopkeepers wanting Stock to Supply.  
FOUR In Handicraft-trades by negligence.  
V In Handsome and honest Maidens, wanting Portions.   
Declaring their slight neglect and scorn in these hard and dangerous Times.  
London, Printed for G. Lindsey, and are to be sold by F. Coules, I. Wright, and T. Bates. 1642.   

The Misery of the want of Money in this Age.  
SIr Thomas Moor of famous Memory when he was to be carried prisoner to the Tower, filled his pockets with Gold, saying that whetherfoever he went he loved to have his friends about him: If he could say so then, I believe verily were he now living in our miserable and remiss times, he would turn all he had, yea his very Library so dear unto him into money that he might find friends in these days; true friendship being now like unto Homer's Moly, an Herb so extremely rare, that it is hardly or never to be found, wherefore next unto the Divine Providence, account of your money as of another Mother to breed you and feed you, another Mistress to make your heart merry with her looks, another Maid to keep clean your House & linen, to buy your meat in the Market, to attend you in you sickness, and perform all other duties befitting you: For without her you shall find nothing in the World (as the world goeth now) but scorn and contempt, not only of Strangers, but of your nearest kindred; I know want of Money to be an Epidemical Disease raging like the sweeting sickness of late years) over the whole land, all from the highest to the lowest feeling the miss of it, which causeth other Moneyed Nations and our Enemies to smile at us. For m●st true it is, that In se nil infoelicus paupertas habet, quam quod homines ridiculos facit, the worst property poverty hath in itself is, that it maketh men laughing stocks. It maketh men moreover vicious and dissolute, prone to commit all enormities, abusing and making the gentlest and very best natures to be bad, and to take all manner of ill courses: Oh mala paup●rtas vitii solerisque ministra, saith honest and plain Nantuan, which were they put and maintained in an honest course of Trade or Study their wants being by friends supplied, they would die a thousand times rather, then yielding to necessity which is durum telum, run into those lamentable errors as often times they do, I have known many young Gentlemen of prime and hopeful wits, who being cast off young by base Parents or miserable friends, for saving a charge hath been driven to seek their fortunes in the world with some small some of money in their purses, and the first place they come into is the City, where for want of experience, they are either cheated of their money, fall into ill company, and so drawn to all manner of vice, or are constrained to beg up and down the streets, then are pressed either for Soldiers, or to serve in Newgate and Bridewell, and the number of them is not a few, who at this day are utterly brought to ruin through this base penutiousnesse of hard and miserable Parents and friends who rather part with so many children never to see nor hear of them again, then with as many groats out of their Purse.  

The Misery of a Stase or Kingdom wanting Money.  
I Remember when Philip the second King of Spain, had his West-Indies and silver fleets so plundered by the English and Hollander, he was driven to that necessity, that he was feign to break, and to pay his Soldiers with brass money, whereupon grew such mutinies and revolts among his Soldiers, that his enemies gained more of him at that time then in many years before.  
The Suizzers serving a great Prince in the field when they should fight, began to call for their pay, and would not strike a stroke till they had it, but there was no money to be had, and and notwithstanding their Captains and Generals satisfied them as well as they could with good words, their wrings off from their own fingers, their gold chains, jewels, and such as they had, but all would not serve turn, they would not fall on, hereupon Guicciardine saith truly. Impossibile a marmegiarli Suitzari Senza infiniti denari: It is an impossible thing to manage or rule the Suisse without infinite store of Money where a State or Kingdom wanteth money as it often doth through many occasions, as expense in wars, transportations of moneys into foreign Countries, as into the East-Indies and other places for feathers, china dishes, silks, carpets, and the like, extreme taxes and impositions upon a Country, upon colourable and necessary seeming pretences, the allowance of base Monopolies, the too too lavish bounty of Princes in their gifts to servants and strangers the multitude of outlandish and foreign inhabitants underhand transporting our money, and enhancing the s●me in their own countries, with many other the like occasions, there are discontents, murmur, oppositions, seditions, talking & preaching libels, backwardness in yielding to any necessary course to rectify what is amiss, and in a word a general torpor or cold numbednesse to any good for the Country.  
Pecunia nervus b●lli, Money is the Sinnew of war, which goeth lamely on without it, wherefore the wisest Common wealths as Genoa, Venice, etc. will always keep full coffers, able not only to holp themselves but their neighbour Princes and friends, as Genoa the Spaniard, Venice the French, and so all others, for in Cities where money is wanting, there trading ceaseth, Citizens breaking, traffic by sea decays, and in a word they easily become a prey to Tyrants and foreign enemies.  
Leaving this general inconveniene of want of Money, let us take a view of the particular misery of every private man that wants it, as well in regard of his livelihood as scorn and contempt in the world. Solomon saith, it is better to die then to be poor, for poverty taketh away or eateth even the heart of a man, with hourly grief and care, as neither knowing what nor where he shall eat, neither what he shall put on, for wanting  he is subject to all injuries of the weather, and by consequent to continual sickness, he is counted a disgrace to other companies, he is ieared and laughed at, forced to go alone by himself, take long and tedious journeys on foot, and if he goes fare to visit friends they will hardly bid him welcome.  
Nay, though he go in good  and hath been known to be necessitous he shall be slighted, if he be invited to a Rich man's Table, he must be contented to take his place at the nether end, to be carved to the last, and of the worst, and if sometime the Mistress of the feast shall offer him the first cut as of Brawn, Venison or the like it was that that lay at the bottom of the souse tub, if venison his piece was either tainted, or bruised in the carriage, if his bread be given him of the first cut of the loaf let him be assured it was either mouldy or Mouseaten, when others discourse he must be silent, or at the most whisper in his ear who sits next him, or to the waiter, if he want drink or any thing else, arise and leave his stool at the coming in of the Basin and Ewer, with a thousand more inconveniences and miseries which ever amate and accompany the want of Money.   

Many reasons to show and prove that they who live in this our Age, are fare more miserable, and in worse condition than they who lived formerly, and in the time of our Fathers, and first of the estate of Scholars.  
In the beginning of the Reign of Queen Elizabeth of blessed memory, learning was advanced and admired, no poor Scholar (though but meanly learned) but could get preferment, yea many times were sought unto and entreated to take void livin●s, the Ministers of the word were then had every where in great reverence, and welcomed of Noblemen, Knights, and gentlemen to their houses, there being then no rent or Schism in the Church, except now and then such brainesick fellows as Penrie, Browne, Coppinger, and some few other, who by night sowed their cockle in holes & corners, when Pluralities were hardly known or heard of, then witty book and Poems were published and high esteemed of and admired, rewarded In these days we find the contrary of all. A poor Scholar now in want shall now never come to any preferment whiles he live, he shall find neither countenance nor entertainment among our great ones, without the help of moneyed friends, Noblemen and our Gentry then took the dedication of books as honour unto them now no better than a begging, then was there, amongst us, Cor unum via una, but now our hearts and ways are divided, as many several opinions, as several faces, a Broom maker or Cobbler shall have as much respect as a Scholar, and a base Ironmonger shall dare to affront the most learned Bishop and that impune.  
Most miserable is the estate of such in these days who by their unthrifty courses have made away or sold their lands and fair estates, the time was when such have afterwards been relieved and kept from want and begging by the purchaser of their said estates, but now woe be unto them if they have neither land nor money left in these days, they must do as the Heirs of Holland in Lincoln shire, when they have made a way to catch Pickerells in Dike, keep a blind Alehouse, or turn foulecatchers in the fens, or hang upon their friends for relief as long as they live; and of all sorts of poor these deserve the least to be pitied, yet some times they shall be gathered for in Churches, and at other public meetings, where God knows they got in these times of so much employment for money, but a small pitrance, for except in great Cities there is left little charity elsewhere.  
Some having been undone by crafty knaves whom they have employed as their Stewards or Bailies (who like young cuckoos grow many times to that greatness that they are ready to devour their feeder) have been feign to stand to their courtesy for a poor maintenance all their lives after, and I have known some of these.  
Others make themselves contemptible and mere beggars by marrying beneath their ranks and degrees, which in time they being sensible of, they care not what they spend or give away to knaves and parasites that hang about them, as one gets a lease of too or three hundred by them, another house and land for nothing perhaps for an hawk, a hound, or an horse upon Mounsieur Acolastus, and if he or such a one comes to misery, especially in a strange Country there is none more miserable than he, by reason of his estate and riches he would never give himself to learn or follow any as is the manner for the most part of our English breediug, that turn but himself and a common fiddler in their doublets and hose to seek their fortunes in anothey Country: the Fiddler in a very short time would starve the Gentleman, as having no art to earn his bread, whereas in other Countries the Gentry are able to live without their hereditary means by some profession of the mind, or manuel trade or other. Rodolphe not long since Emperor of Germany, could set stones in jewels, and was an excellent watchmaker. Soliman the great Turk, practised the trade of making Arrows heads. Mauris late Landgrave of Hessen was an excellent composer in Music have made near forty several Sets of Metres or Church Songs, which upon festival days he himself would play upon the Organs, others have been rare Painters, other excellent Chyrurgians and so of others in other Aarts and Sciences, so that in despite of hard fortune & misery they can never be brought to extreme want, as knowing the greatest Princes to have fallen from their Royal dignities, even to the meanest slavery, as See Sostris, Bagazet, and divers others.  
Some so surfeit of their fortunes, especially if unexpectedly they fall unto them, that they have not the grace to use them as they ought, but consumed them upon drink, drabs, or plays, and after to have fallen into that misery (even in our times) that they have ended their dies in ditches, country barns, the Counters and such like places.  
The time hath been when to have had a place in Court was esteemed the Achme or highest pitch of preferment in the land, he was the prime man in the Parish where he lived, he was welcome in a vacation to all the gentlemen and his neighbours he had power in every office in the Court to bid his friend welcome, as the pantry Beer and winesellers he could though but of the Guard, have commanded a piece of boiled Beef for a breakfast, but Tempora mutantur et ie junamus in illis, he might formerly have obtained some suit of his prince, it is well if he can but get his own due in money, which while he wanteth his case is hard and to be pitied, keeping as many do great charges in the country.  
The Tradesman now hath not half that employment, nor is so readily and well paid for his commodities as in former times, there being little store of money by reason of so many and so huge sums disposed of this and that way, that the land itself is well-nigh drawn dry, the pipes must needs be stopped that should derive it to the City, so Tradesmen are compelled to trust, whereby they lose nor a little.  
Tenants in the Country have their rents so raised through scarcity of money, and so many levies to the King and Country, that they can hardly subsist to help themselves or relieve the poor in their parish, hence beggary is become an Epidemical disease reigning over the whole land.  
Serving-men in timns past have lived as well as their Masters, gotten good leases and farms under them, they could have go●e to ehe Kitchen of Buttery and bidden their kindred or friends welcome, but the pride and covetousness of our age hath turned both them and their Masters good house-keeping out of doors, so that they are constrained to verify the old proverb, a young Servingman, and an old Beggar. What multitudes of beautiful and honest maids in this Land which the world cannot match again for good qu●li●●es and handsomeness, are undone for want of portions to prefer them, for now genus & formam regina pecunia donat, they are constrained to turn drudges and slaves so long as they live, except God in his Providence taketh not care of them.  
If a stranger cometh to the City or any other public and pop●lus place, if his money faileth short, he were better to be a Galleyslave and ●ive with bread and water, water he may get at the Conduit, but not a bit of bread except he payeth for it, such is the tharity of our miserable Age.  
So for a conclusion, let no man cast himself upon friends, or the wide world, but endeavouring by all honest means to live, and to be chargeable to as few as he can, let him refer the rest to God's Providence, who never failed those who sincerely served and put their trust in him.    
FINIS.