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 1IU CM W«>.i StTMl 
 W oehw t li. Nn rorti t.«OB USA 
 (7tl) .•] - 03(O - PhMM 
 (7ta) 2W - SMa - Fn 
 
THE ILLUMINATION OP 
 JOSEPH KEELER:1,°'^ 
 
 OR 
 
 ON, TO THE LANDI 
 
 »»™»H. B.IC11M.A, M. 
 
 Boaroic. Stim. 
 
Rr^7S7 
 
 rr 
 
 
 CorrwoHTED m the United States or Ahbbica 
 AMD Canada, I91A, 
 
CONTENTS 
 
 CRAFTMB 
 
 FAOB 
 
 I. Halcyon D»ya on Prciqu' hie Bay j 
 
 II. High Ancestry of the Keeler Family .... 7 
 
 in. Hi.tory of Early SetUement at the Carrying 
 
 !•••« . 11 
 
 IV. Joseph Keeler Visit, the Home of Hi«AncMtor. U 
 V. Official Report to Family on Paternal Gen- 
 
 e«logy ]g 
 
 VI. Discussion on Causes of High Prices, with 
 
 Results ai 
 
 VII. Joseph Keeler, Student of Early Canadian 
 
 History j^ 
 
 Vm. When Upper Canada Became the Dominant 
 
 Partner ,. 
 
 IX. The Heir of the Keelers under a Social Cloud.. 35 
 X. The Professor as a Student of Canadian 
 
 Economics * I 
 
 XI. Joseph Keeler Recalls Commercial and Politic J 
 
 Events of Forty Years 47 
 
 Xn. The Btit of John Keeler from Frenzied Finance «S 
 Xni. Rural DepopuUtion and Urban Overpop- 
 ulation -_ 
 
 XIV. The Stress of Society Functions Has Unforti- 
 
 nate Results jj 
 
 XV. The Problem of High Prices Analysed .. . 67 
 
 XVI. Mr. Joseph Keeler Turns Farmer 73 
 
 Xm The Legal Evolution of an Agriculturist... 81 
 XVm. Halcyon Days Have Come Again Down on the 
 
 Lake Shore a- 
 
 XIX. The Philosopher's Stone Discovered gg 
 
FOREWOBD 
 
 I h«v« TMd With km inU . Dr. Brvw'i .n.«.~ -^ 
 ing cTUta ^oUl ™, genomic . .«*UW tft^t tt" 
 
 loundQr cono«wd. In the pmence o( the mort awful <r» 
 •utherto known to naddnd. nothing .ffonTIn Wi^ 
 
 intenwtion*! rapect and mutiul eMeem -"-^ 
 
 iMual m-r ^ Immvrattm ^ Cm«da h» b«»ght him f^i 
 ^Ln Tl'^^. '^'^'^nui p«blem. of life «d uA^ "hS 
 witbn the l«t half century have put upon the opTW. 
 hitherto unexampled number of the human race. ThZ^^ 
 ;r "I'l^"^ ""*•*• '" -o" libertrmo™^ fc 
 food, and better houring, and aU of the« havrbTfolA 
 perhap. a. neve, before, in the new world. AndyeTaJ^ 
 ol«rv„ cannot fail to be .truck with that ,t^Z>Z^ 
 m^P-fon today, drawing the children of the oriZu^ 
 g~.t. away from the Und «.d into the citie.7wSchl^ 
 "^ «em to po«» an almort im^plicable a tZfcL 
 
 For «,me year. I>r. B^.* ha. been a careful rtudB^ nwl 
 d^opuUtion „d. not content with merely ob«rving pLn^ 
 ena.ha.MnghttoertimateandtocrjtroIthem. ^'^"""'^ 
 
 mteerting data of popuUUon. overpopuUtion, deoooulati^ 
 
 May thi. Uttle volume ' dte to a clo«r .tudy of the* orob. 
 ta«. m«^ a thoughtful person both ;„ the S-^oTaH b 
 ^ Umted Sut«. for the «me problem, .„ corfr^tin^ ^^ 
 people, and are found on both dde. of the line. "°« "" 
 
 W. T. Stay -:i, 
 Bo«ON. Mm., May l.^m"*"^ ''^^ "^ ^ "^W 
 
PREFACE 
 
 TU» ii • (torjr written with ■ Mnitc piupon. 
 
 The pj»noinenon b«hic forced at thii moment upon the .tten- 
 Uoo of . popuUtion of 10O.000.00O in the United SUfiS 
 C«»d., pc«e«ln, dmoet iUimiUbl. ««„ of whnt one hZ 
 *»dyem ,y wm mortly virgin nil. finding itKlf KtuJIy 
 importing foodtuff. .t high pricey mu.t ineviubly c«^Z^ 
 »«u.n.ly conc«ned in the he Jth. pro.perity. ,nd the«>fo«te 
 the h.pp.neM of the people, to «ek -riourii. for .ucHX." 
 
 During the pMtde«de. with. «rie. of «. of .ucce«iv.ly 
 ^^ "W and the influx of »me 1. 0,000 immig,™^ 
 l«gely of the working cU«e., there h« been witn«T„ 
 •gpegation of people in the urban centrei of the United SUtee 
 
 i^e the totjl mcrew in the number of perwn. culSva ■' 
 toe Und haa been rektively amall. 
 
 .J^ ""'.T^/ «ilway conatruction, of induatrial eipan«on 
 «d of city buddmg have given tempo«,y employment ti^rk- 
 men; whUe the owortunitie. for the centrali«Kl inveatment cl 
 capital have suited m the development of ^wculaUve ente,. 
 pnae. and m the diversion of both public attention and private 
 ^.tal from the true baai. of aU w«lth, the cultivation of tto 
 
 The inevitable outcome of th-^ Kveral combined cau«. i. 
 
 efcci., whKh. though unpleaaant and diatreMing to many, wiU 
 not have been without «dutary and beneficial reault. a they 
 aerve to turn auch again toward thoae ewential virtue, and 
 ^iJt^u^"' *"" "" ***" "»ooi«ted with .ucce«ful 
 
 „f Tlltu "" '"• °"^° °' ^' "*" «"* ""t .ubatantW citiaen. 
 of both countries lewlen in induatrij enterpriae. «id in the 
 
viB 
 
 Pnfact 
 
 •pplicatwn of acientifio knowledge, may be directed through 
 tte penual of thia itoiy to the imperatixp mitional need for 
 their active interest and practical intervention in the proUem 
 of the reconstruction <rf mral proaperity and of aocial progroa 
 in all. but especially io the older sUtes and provinces, is the 
 smcere hope of the author. 
 
 P»™h H. Brtck. 
 
THE ILLUMINATION OF JOSEPH KEELER, ESQ. 
 ON, TO THE LAND t 
 (A 9iOBT OF HiOH Pbicis) 
 
CHAPTER I 
 
 Hamto» Dats on Pbesqc' Isle Bat 
 
 "Those were, indeed, halcyon days" were the words which 
 especiaUy arrested the attention of Joseph Keeler, Esq., whole- 
 sale merchant, Toronto, i» one Sunday evenmg he turned the 
 pages of an old chronicle in the Papers of the Ontario Historical 
 Society, tellmg of the days of early settlement on the easUm 
 shores of Lake Ontario. 
 
 Mr. Keeler had been grea% interested in the story of Umg 
 ago in that part of Upper Canada, which he had left when a lad 
 of Hve summers, with his father, who, finding trade in his 
 general store going yearly from bad to worse through the changes 
 incident to the commg of railways, had in the late fifties gone 
 to Toronto as the metropolitan centre. The latter with a fair 
 capital had estabUshed there a general and. subsequently, a 
 wholesale grocery business, and gradually had come to be 
 looked upon as one of the leading merchants of that city. The 
 busmess had in the natural course of events been continued by 
 the son, Joseph, whom we find a leading merchant and import 
 tant member of several large financial corporations. 
 
 As Joseph Keeler read on in these historical papers, he had 
 become yet more interested in the list of names occurring in an 
 oW parish register of the District and most so when he found 
 the following; 
 
 XlWCASTLB DDIRICT, U. C. 
 
 Mm; SI, 1804, B>ptinsd this da;, 
 "tamsph Keeler, aon of Joseph Keder and Maiy Peten Keeler." 
 
 The article, proceeding, had gone on with a popular account 
 of the other settlers on Presqu'Isle Bay in Northumberland 
 County, among whom were Peters, Simpsons. Rogers, Wards, 
 Bumhams, Gibsons and others, and told of how in 1803 a sur- 
 vey of the now village of Brighton had been made, and of how 
 lots had been taken up by a number of these people, the Gov- 
 ernment intending to make it the town of Newcastle and county 
 I 
 
« The Ittumituium qf Jowph KeeUr, Eiq. 
 
 ««t<rftheDiat«ct. He ri«, found related maoy stirring „ well 
 « patbeUe mcrienu of the early day. on fteiayZd a^" 
 «ad. d»«.ve.ed him«lf becoming a link with m,Tm pjT 
 bu „«^ly separated from it by hi, .unomulinr "he 
 house had grown sJent, his wife and daughters havinf „U,S 
 the fnends they had been entertaining hid gone Tnd ^elwo 
 o^der son, of the family had not yet come T There.^^t™ 
 l'J)^K^^f-'"'°''*°*"^'<"»'-««"'dP«ent,. ^ZZ 
 E^lf"}t^ V" ""^' *" »*•« '•""«' »' Boston B^y'C 
 oiSv ™ . ^f • '"^ ^'^ ^ Mas^chusetts; but. finZ 
 
 become an active officer in the militia during the American 
 ^itZ •'" *??" '•«' •»"''«' westw^and af "r dS° 
 
 Murray and Cramahe Township,, named after the first 
 
 such seed gram and implement, a, the Government agreed to 
 meat. The chromcles told. too. of their hardships for the first 
 
 of t^e^ h!™ T' ""•* ™*f « '" "'^ fi"* ''heat cmps; and 
 of the.r dependence meanwhUe on the abomiding fish o the 
 
 ^dTam^ '"•'''■' ^"^ '"''■''' ''"'"'''-■'"'"■''^-*^ 
 J^^K T'^^ ™°t?'te'l with the present surrounding, of 
 
 cl^t -Zt '"^!' ''":"7 ""'"^"* byawealthycitymeT. 
 »X ^ T '"''*'^ *h* ^"°^ "W "'<>"'« of the race 
 
 two dau^ter, proudly lending their elegant support to the 
 felt a seme of unreality in his environment anu. yet more m 
 
 zx^r*^ r.T •" "'"•='' '^ g-'t-graiST;" 
 
 the chromcler and of whom hi, father h«i told him, but who 
 
 tte oM ^ ^r° ''"* "' ''"""^** "'*'"'"y- He ^ee^ed to J« 
 the old lady „ttmg m her ,ilk dress and h«e cap. rehearsh^ 
 
Balcyon Dayt on Praqu' IiU Bay S 
 
 the «toiy to his father's cousin, her favourite granddaughter, 
 of the dangers from the Yanlcee rebels and from the Indians; 
 of the fears of invasion and the loss of her father's small capital; 
 of the journeying as a young girl up the rapids of the St. Law- 
 rence, the tugging at the ropes by the line-men on the shore, 
 the poUng of the boats, and the struggling against the rocks 
 and the currents in the river. Then, too, she told of the night 
 camps at the small bindings along the upper river reaches, the 
 passing of the Thousand Islands, and at last their stay at Cat- 
 araqui, where were the Land Office and the Depot for govern- 
 ment supplies. Their final trip up the beautiful Bay of Quints, 
 the crossing of the Carrying Place to Wellers' Bay and the 
 final location on their allotment beyond the Bay and Presqu'- 
 Isle Point, were all depicted in glowing, if homely, language. 
 As she told of those early years, when the house was at times 
 without flour and of the occasion when Captain Keeler had 
 gone with several othe- to the mill at Napanee, with their 
 small grist of wheat, and were delayed by stormy weather and 
 a breakdown at the mill, and of how during the weary waiting, 
 an Indian had one day paddled his canoe to the shore and ask«l 
 for bread, the grandmother's eyes had filled at the recollection 
 of how, when she had bu-st into tears, telling by signs as best 
 she could of how she had no food, and her children were starv- 
 ing, the Indian had turned and said, "You very good squaw," ' 
 and going to his canoe, tossed a Urge sahnon onto the sandy 
 shore and then paddled away. 
 
 Then came tales of brightening days, when there were hrger 
 clearings, and the virgin soil gave abundant crops; when, as her 
 boys were growing up, the waters of the kdce and the rice 
 marshes of the Bay gave to their spears and guns abundant 
 fish and game. TTie salmon filled the creeks in spawning time, 
 and the waters of the Bay swarmed with trout and whitefish, 
 maskinonge and pickerel; the black duck, the mallard, and teal 
 darkened the waters at early morning, and in springtmie the sun 
 was shaded and the trees even broken down by the flocks of 
 purple-breasted wild pigeons. The autumn brought in the 
 hunting season; the deer, which sometimes had become a nui- 
 sance coming into the wheat-fields, now supplied the winter 
 larder with many a haunch of venison. The chronicles retold. 
 

 ill 
 
 ill 
 
 * Tk, lUumituOion qf JoKph Keehr. E,q. 
 
 M^t. Which .tnuided on P««,u'U, Pobt in the .utunm of !«« 
 
 ««. approached the «=hoone, and «tit onfi" 'rd*^"^ 
 1^"^" '"■" ""• '••'"^'' »^"'- ""'--K .wayTlt: 
 
 But the weirdest of all her ■tones wu ffc.t „» .1. i 
 ft-,u-I,le Point of the -hooner ™;:^^:^th Ton*^ 
 
 :an"':r:tt^„^i^'ri ^'^-^t.rf'.^^^r^at^ 
 
 iSt«fte John T- """"" '^"''"'- ^^°«" McDon^fu^ . 
 •avocate, John Stegman, surveyor, Mr Georw fj„»^ i-jr 
 
 mU,p,eter,WRuggle,.EsJjohnkr:ott.br;irt^ 
 pruoner. and Captain P„ton and five of . cieT Th^ Thl 
 hjd started out f „„ To«.„to on Sund.; erninTSctCT 
 with a brisk northwest wind- had call«) in tfc "=".■*' '• 
 O^wa to take on witnes«» ^^t^ttvZ ht w^'Zn:: 
 
 tarn Peters and others fearing for her hurried away to the Poio? 
 
 Zt^ ^'^'7 ^-"'"'I'-SPeedy-topoXbu^rhrrs! 
 ^pewed in the darkness during the height of the storm 
 
 ^yTtirS' ""1 "*" i.' '"" " '"^ °' the schler^but ta 
 The stoiy. tragic as it was. ,.a, . natural one and would 
 
Bakym Doyt on Pntqu' Irit Bay s 
 
 have K ranwined, except for iti myiterioui lequel. A short 
 tunebefore the tngedy, it h«l happened that Cptain SeUack 
 of Pr»qu' ble had been up to Niagara with a load of goods 
 from Kingston and on his return on a sweet summer day the 
 wmd was luUed to a cahn, the sailors lounging about on deck, 
 when one suddenly saw something dark and strange beneath the 
 smooth glistening Uke surface. The captain was appri«d, 
 and, takmg the ship's yawl of the "Lady Murray," went back 
 with the men and located a large rock just beneath the water 
 Next day he, with Captain Paxton of the Government schooner 
 "Speedy," took boats and, by the points taken before, located 
 the sunken rock, »»rce three feet beneath the surface, at some 
 four miles out from shore. The rock was some forty feet square 
 and strangely had on every side some fifty fathoms of water 
 Captain Paxton caiefuUy charted iu location and promised 
 to report it to the Department at Niagara to have it placed 
 on the Lake Chart. 
 
 After the "Speedy" had disappeared and the storm subsided 
 Captain SeUack and the settlers of Presqu'Isle went out in 
 boats to make search and grapple about the sunken rock, seek- 
 ing for some evidence of the lost schooner. They searched the 
 first day, but in vain, for evidence of either schooner or rock- 
 with more men and boats, they went next day and a third' 
 but still no rock could be found, nor has anything further ever 
 been heard regarding the sunken reef. The stoiy of the phan- 
 tom rock could not be dissociated from the loss of the " Speedy " 
 and became the basis of an agitation for moving the District 
 town and Court House to Amherst, now Cobourg. So the alert- 
 ness of old Captain SeUack and his men in searching out the 
 hidden danger became the unlucky occasion of the village los- 
 mg, what in those days was of so great importance, the County 
 Seat. 
 
 But the story of brighter days grew, as Mrs. Keeler saw her 
 sons young men, going forth as their father had before them, 
 taking up new lands and becoming prominent in the community. 
 Settlers arrived in plenty, and every settlement on the shore 
 became a lake port. The young men went sailing on the lakes, 
 their only highway, and the clearing of the forest, cutting ships' 
 masts and square timber for export, and bmlding sawmills for 
 
I! 
 
 • n» lUuminatum qf JoMph KfUr, Eiq. 
 
 lumber for local uh. Jl beoune « put of thow biuy diflr, tUt 
 flUed the Uter yean of Grandmother Keeler. Neither did the 
 rV !^^ I«y»Ii»t miM telling the evenU of 1837, when old 
 Coloiiel Willianu and Captain Keeler took boat with their 
 militia company to defend Toronto againit the rabela 
 
 A. Mr. Keeler read the cloung woidi of the touching chroni- 
 cte, ThoK were halcyon days." he wa> diaturbed in hii vi.ion 
 of that part by the aound of his sons' latchkey in the h»!l door 
 and their sUent entrance, hoping perhaps the "governor" was 
 asleep. Finding him awake, however, they said good-night, 
 not, perh^H, without some uncomforUble feeling that it was 
 hardly fair that they should not give the home their occasional 
 presence on a Sunday evening. Air. Keeler was too accustomed 
 to the family routine to have noticed at any ordinary time this 
 occurrence; but the reading of these annals of the past, in which 
 ius family had played so pronounced a part, had aroused new 
 thoughts, which made the distance between himself and the 
 common interests of the family seem to have grown to a wide 
 guB, and almort with a cry of longing he repeated the words. 
 Those were indeed halcyon days!" 
 
CHAPTER n 
 High ANcmBT or tbk yiaa.»!B Faiolt 
 
 The Keekr family itood hi^ in the genenl legsrd of their 
 community, for the merchant wa« succearful in his bunnew 
 and his wife in her social drele. The latter as the wife of a 
 piomment wholesale merchant of old standing in Toronto, but 
 more especially as the granddaughter of an early missionary 
 and Anglican clergyman of the Hamilton District, demanded 
 and with ito usual good 'lumour society in some measure 
 yielded her that place, if not that consideration which she 
 deemed due to heneU . Most properly she was a member of 
 the "Daughters of the Empire Club" and, indeed, had been 
 for two terms a vice-president of the local branch— for had she 
 not had pointed out to her by some friend of historical research 
 tendencies that the following was to be found in the old register 
 of the parish church where once her grandfather had officiated? 
 
 'TuMd.y, P*. e. ISS8. Ilia wu • dsr of Public TliMikiglyiii. by 
 pnehiutioa irom Sir Piud. Bond He«l, the Litolraut Govanor. (or 
 victory obuiatd omt the rebeb m both Flovhioee ud lor their geneimi 
 maptmon," 
 
 (Signed T. M.) 
 She had not, indeed, actually known her grandfather, but 
 vray naturally believed he was honored in having so high- 
 spirited a granddaughter, who was so well able to replenish 
 with luscious fruit the already productive family tree. She 
 might, indeed, have had ill-natured remarks borne to her, as 
 that people said she was showy, superficial and even mercurial, 
 whatever that might indicate; but such remarks were simply 
 ignored, or endured with equanimity, she always knowing that 
 they came from persons of no fandly importance, who really 
 had no ancestors! 
 
 It was not unnatural, therefore, that her family, nurtured in 
 thdr comfortable home, surrounded with the generous luxury, 
 which a merchant of their father's standing so easily made 
 ' 1 
 
• Tkt lUumituHoH of Jimpk Kihr, Ef. 
 
 po^ •hoold be funjr codkIou. at thrt neU npoiocH^. 
 which th«y Jad b««B Uugbt to believ. WM thein. IIm two 
 young bdw. M the hoiue. after periupe lUihthr ineguW 
 •chool coune. in . "Young L«liee' Semiauy," «hei« «, 
 tock U Kholutic lucceM wu due nlely to the poor qunUty at 
 thii OT that pvticulu tcMhei^-not to the kck of applintiaa 
 or cpMitjr m the pupiHud gmdusted in turn with honoun 
 ud ■ certifiato in deportment, the elder winning • priie in 
 •rt and the younger in muiic. As the Mminuy w« txdutm 
 and moet wiect. meamred by the high feei and the unind 
 lt»at deKent of the lady principal. Madame Keeler waa fully 
 •atufied with the raulta. at a whole. Thereafter two yean' 
 travel abroad" in Europe with their mother, a few month*' 
 rert m Laiuanne for French and language! uid ae many mom 
 in Mimich for muiic and art had, with general travel, completed 
 the education of the two young ladiee, who on their ntum 
 home m the early autumn, were duly announced in the ndety 
 columns ammgst the season's notabilities, the elder especially 
 asa iilniUmte, having already in London been presented at a 
 Drawing Boom. Several seasons had passed since then and 
 the^er. Miss Maud, was stiU unattsched-though holding 
 »hi*, even exchisive place in her circle, being best known 
 P«ta}« for a someiriiat haughty rcaerve and a degree of cw- 
 scious superiority--no eligible port.- having yet had the courage 
 to take a plunge into so crystalline a stream, whose temperature 
 was feared as being as chilling as its source. The younger 
 dau^Ur, Fanny, bore a family name, and whether in speech 
 or manner expressed oveiy shade of that vivacity and light. 
 heartedness, which had. and even yet, marked her mother. A 
 general favourite, it waa her friends who eqiedally brightened 
 the social circle of the young folks who frequented the house, 
 and who with their music and dandnj had not been slow to 
 emulate the paces of their elden in the fashionable bridgn, 
 iriiich made life in the Mosm a daily roun^. of excitement, even 
 if rather enervating, to the vivacious Mm. Keeler, who felt 
 however, that "duty must be donel" 
 
 It seems necessary in attempting this family ■ ventory to 
 add a word or two about the sons of the family, John and Tom. 
 now young men. and the youngest. Ernest, a lad just leaving 
 
Bi§kAntulrtqfthKMbrramat f 
 
 Vvpf CaBKU CoOcfe. Jolu, wo and heir, had nOj beta 
 nt ^art by the pnud moUwr (or a diitinguuhed caiCCT, had 
 graduated from Upper Canada CoUeie where he had ahowii Ua 
 ability, paoed throufh the univerrity, leeidiiv in hii two 
 final year* in hie Fnrt houie. gnduatine ' poUtieai econ- 
 omy and hiHory with an averafe standi. {. Lo|ica% he 
 went into law, and had been now (or lereral yean a junior in 
 a large legal finn. At eveiy itep, lUe had been made eaey (or 
 him. No queitione cl penonal ecooomici or ol monU had 
 ever given him aerioiu thought or trouble, and now, immened 
 in club Itfe and iu dutie*. he had dri(ted along at a young man 
 around town, generally ipoken o( ai clever, it only he would 
 ^iply hinueU and not devote to much time to the lomewhat 
 v*iM iniide o( clubdom. His brother, Tom, o( the more even, 
 phlegmatic type o( his (ather, had logically gone (rom Upper 
 Canada CoUege into the warehouse to be initiated into the busi- 
 nen at which his (ather was pit^riy proud. Tom had not, 
 petfa^M, been too reguhr as to hours at the waiehouae; but as 
 he had to uphold the honours o( the Argonauts in their ei^t- 
 oaied crew, and to attend assiduously all yacht club races, such 
 inegularities were pardonable — even necessaiy. Like his 
 brother, Tom Keeler had moved naturally and easily into club 
 Mo and was generally liked by everyone as a splendid young 
 (eUow of fine physique; but none accused him o( being as yet 
 seriously solicitous about the firm's wettare, or a shining star in 
 the business firmament o( Front Street. This, however, every- 
 one said would all come in good time when his (ather loosened 
 his hold on the reins. "Tom was all ri^tl" Such then was 
 the Keeler (amily as it appeared to the public. 
 
It 
 
CHAPTER ni 
 
 HisTOBT OF Early Siitilement at the Cahhtinq Puci 
 
 The week had passed rapidly as usual for Joseph Keeler, Esq 
 Monday morning had brought its usual duties and the irregular 
 appearance of the family at the breakfast table did not excite 
 «By comment, as it had become habitual, and in no way affected 
 Mr. Keeler's daily routine. It was not without some mis- 
 pvmgs, however, as to the quality of his eldest son's habit., 
 that Mr. Keeler had noticed his usuaUy late hours at night and 
 hu non-appearance at the family breakfast table, with now and 
 then later m the day displays of irritabiUty, which could not 
 certamly be due to the exhausting nature of his legal duties. 
 
 But, once in his office, the heavy English mail drove all 
 other matters from Mr. Keeler's thoughts. The short midday 
 lunch at his club, a meeting of his bank directors at «.S0 and a 
 Uter one of the Trust Company at 4.S0 had fiUed Us day, and 
 at 5.S0 he rolled home in his auto, the type of the successful 
 city man. A heavy course dinner at which the family, with a 
 fnend or two, were present, as on fuU dress parade, completed 
 the day s duties after which he passed the evening in his study, 
 glancmg through the evening papers over a comforUble cigar 
 and the last Engiuh Remm, thereafter retiring only to repeat 
 a similar daily round throughout the week. 
 
 Sunday evening had come again, and Joseph Keeler found 
 himseU as usual in his study, and taking up ahnost mechanically 
 the historical volume laid down a week before, he recaUed 
 suddenly the story of the old grandmother and the words. 
 Those were indeed halcyon days." He found the passage 
 agam and reading on found stiU more interesting recitals of the 
 old days down in the Lake Shore Settlement. 
 
 The whole territory at the head of the Bay of Quint« was 
 redolent of the stirring scenes of Indian warfare from Cham- 
 plain s time onward to the days of the Jesuit missions, where 
 the very site ... the old mission of WeUers' Bay (the four- 
 U 
 
fii^ 
 
 u 
 
 Tht lUuminaHon of Jouph KeeUr, E,q. 
 
 i 
 
 m 
 
 m 
 
 f^rll. .?*^ ^ullf^ *"•"'' '* »»'<' Bluff «:««s the ^ 
 R^mth«. the S,dp.tian mi»ion»e, h«l pushed westwari^ 
 tiie Seneca vilUge up the shore to Tenagou, now hi, hom. 
 Toronto and north by the Trent. Rice LZLXitn^r 
 to a.e huntmg ground, of the now vaniAed HuronT",^; 
 MatohedadiBay. To the Car,ying PU«. too. ca^ £.1S^e 
 on h« fim memoreble journey, seeking an oute w«tw«d 
 to the oce«., and there strangely, too, elected i^^^ 
 Ldce Ene. u«te«i of the Aort northerly route. certli^ty^'Z 
 .^o^ ^tT;""' *^P *° MichiUnuJdnao. fearing. wT^ 
 ™ppo». «.e Jesuit, might <•.»„« him along the Ltol^ 
 route. There he camped at Kent«. the old Indian villaBe3 
 nuM.on, and lent lustre to it, tr«lition, by hi, tol^^p^ 
 
 fKTw),,^ *i^!," "'"^"' *^*" 8™'''"^ 8»ti'««d « halo 
 
 way eastward; of how a mirvey was made in 1794 for a canal 
 U™.* Murray township; of how it was stated that frem ^ 
 ^ •^T^.'™'^ '"*'"'*' "f Parliament for the NewcMtk 
 Distnct had been elected on the promise of getZt t^^ 
 bmlt. and when finally he re«l that it was a fo^KteS 
 lather-, courin, the Hon. Joseph Keeler. the b^ oTttTib^ 
 f«ndy mune. that of the captain, the first imnSZ^ ^d «tte 
 M a.e ajy, and now hi, own name, the wholeV^ser,^mri 
 to have .hsappeared into that glamoured time, Ld he S 
 toh. hvmg over again the Uves of all tho« .;to« i^ t^^M 
 d«maoftheCarrymgPl«=e. It presented the painted redn.«^ 
 once on the warpath now a kindly neighbor; haK aZZJ 
 half dependant of the early MtUen; then Uie pati^nt^^W 
 «wa.^g the return of their heroic Uand, ^ow .:^,^t™ 
 
 t^wmg of these lusty setUement, with their alarm,. irtiviti« 
 ami struggles; pictured the war of defence, and btor o ^^^ 
 
 ^^z^^:^'c "^ "^^ ■"."" i-i«ranl":?r;^ 
 
 Dack Mttlements. the mcreasmg vesiwU and traffic on the lakes. 
 
Early Setthmeni at the Carrying Plant 18 
 
 the buading of the canal, the coming of the nulway, and aU 
 the dmnge. that it brought with it. But throu^out all there 
 remained one fixed idea of how clow to each other in their 
 hardships, with their mutual self-help and common sympathies, 
 tte people m those early days had been; how near to primeval 
 Nature, with her pine woods and grassy marshes fiUed with 
 ^e and fish, and how intimate, too, with the Almighty Creator 
 of those scenes of pristine beauty, who, nevertheless, seemed to 
 dommate aU with some infinite and unseen force, in which as 
 in the loss of the "Speedy" tragic Destiny mocked the puny 
 efforts of men. 
 
 Mr-ig as in a dream, Mr. £eeler was aroused, as usual, by 
 the euJy of his sons. 
 
 i! 'I 
 M 
 

 
CHAPTER IV 
 
 Joseph Keeler Visits the Home of His Ancestobs 
 
 Joseph Keeler was essentially city-bred and, naturally enough, 
 though having heard of his father's people, had taken no par- 
 ticular interest in relatives, the nearest of whom were cousins 
 and countiy-bred. But now he had become charmed by the 
 recitals of that kindly past of which he had been reading, and 
 began to feel that in this life history of a part of his native 
 Province he had some personal interest. This was still more 
 increased by the discovery that it was his father's cousin, the 
 Hon. Joseph Keeler, who had taken such an important part 
 in the development of his home distrirt. Perhaps, too, it may 
 unconsciously have come to his mind that it might not be 
 unprofiuble even from a social standpomt to cultivate hia 
 ancestral relationships, as Barnes Newcombe did the old 
 Colonel. So it came about that on the next hoUday, which was 
 the Queen's birthday, he took his boy, Ernest, and, telling the 
 family he was going to Brighton for the day, went down on a 
 Saturday evening train to spend the two holidays. Often as 
 he had passed to Montreal on business, Joseph Keeler had never 
 stopped off at the Bay; so when on the Sunday morning they 
 strolled out along the lake beach, pushing their steps toward 
 Presqu'Isle Point, an emotion of deUght not unmixed with 
 shame came over the man (who till now had needed no an- 
 cestors), as he drank in the beauty of the scene and recalled the 
 memory of the old forgotten yef.«, when "They were indeed 
 halcyon days." He could imagine the Bay cover<Kl with wild 
 fowl; the Unes of seines, where salmon, white fish, pike and 
 pickerel weighed down the nets, supplying abundance for the 
 settlers, who had as yet few cattle for food. 
 
 He pictured the place where old Grandfather Gibson was 
 building his schooner when bumcH by the Yankee pirate in 
 181«, and, telling these old Ules t his boy, recalled the way- 
 laying of the mail-carrier, travelling rapidly by land-post from 
 U 
 
18 
 
 Tht lUuvtination ^Joupk Kuh,, £«, 
 
 !l;f 
 
 bMin of the B«r, wUle thl ^ '^!.'^"l""« *''• 8«'*«»^ 
 of the piiA-whS; btolm! 7^J '"'*^ *^« ™™»' '««<«»« 
 At the hotel theoIdnZI? ^•" '. ™"'»'''« intoaction. 
 inquired of m. K^^uTZ ' "^t Tf' ™ "« ««*'*•'• 
 when he »^eJtt.t ft wt twT.f V '™'"'' '^*"- ""• 
 
 improved on his loouacitrTnHfcT . . "'■ ^"" Bomface 
 fame of old CptS S^d ttf M ""^ ""= t""'™"-* 
 had hean, of Jthe g^tXtS:;" trpt:*'"- "''•"" "■• 
 
 J<»eph Keeler »S his^e Tt^U t. '^*' ""' '"» ^"P»^ 
 to recaU forgotten ^fere^l" by^'ll^erT^ """, "'°'"* 
 on the Bay; while the «mnl. 7 *''* *"'y '™« 
 
 fa,hionedhoLZ^:4';:Xe':?"f;''"' """' '"«^ ""- 
 of a period in the hi,tonr omf., fT ' !" ^J*'*"* memorial. 
 Upper Canada, whfch tm nl^h J^^Tv-""' •'"^''"P"™* of 
 •Hetnming to tte hlteUS^ ^ ^'" *" ••."" "^ " ^''»«» book, 
 and learned the l«^tion cf ttf ^"v^T**?"^ the proprietor 
 wa, situated weJ^^XS^^^^t « ''°"'''*^= •"- '* 
 replaced that which had beTb^ J^ n^' '""'*°' 'armhouse 
 rtiU showed the Z^oHLT ^' «"""'''' '«"'«™'. 
 behind was loct^e 11 ^^^ *'"'" °° *^« '"ndy knoU 
 BonifacegossSn^ , i? T^ ^'"^ «""»d »tiU the«. 
 
 a.veness.zs-,t^L^rrrf::ihtr^""'''*^'''- 
 
 than to those days when his f«t W u T^ . ** "^ accuracy 
 house in the coac^^™ ^ imt^t" '''^ "^"^l^t °" "**■ 
 «. destructive of the s^ iT ^!,«"^« o* the raUway. 
 
 •»,«, ™. .^„ „ .. ,^ ^ ^ ^_ ___ _____^ 
 
Jomjih Keeltr ViriU Ike Home 0/ ku Anctriori 17 
 
 briar rOK and honeyiuclde to teU him not only that there, 
 
 "Tile rude torrfatlien cl the lumlet lleep"; 
 but al«o. what to him waa of inten« importance, that there 
 lay hu forefathers. The strong Mjlf-comphoent man shed 
 •Uent tears at what seemed a life-long neglect and a permitted 
 •acnlef^, where catUe and sheep had broken through the 
 decayed stone wall of the neglected graveyard. Speaking very 
 qmetly to his son. Mr. Keeler said: "Ernest, we must 6nd wme 
 way of carmg for the graves of these dear old folks, who were 
 your ancestors as weU as mine." The lad cried, too, wonde> 
 mg much at it aU for though he had read of the glorious deed, 
 c* sddiers in Enghsh history, and had been eompeUed to learn 
 the datM of the battles of Queenston Heights and Lundy's 
 Lane and Stony Creek, the English masters at Upper Canada 
 CoUege were almost as ignorant of, as they were indifferent to 
 the heroic efforU of either Brock or De SaUbury, who had held 
 Canada for her sons and the Empire. 
 
 In the afternoon they took a carriage and drove around the 
 Bay shore road to near the Carrying Place and along the tow- 
 path of the canal, which was one of the living witnesses to the 
 tocal patriotism and endeavors for his native county of the 
 Hon. Joseph Keeler, who haddived and died in it and who, aa 
 he was to learn later, had been financiaUy ground between the 
 upper and ^e nether miU-stone of new economic condition, 
 brou^t in by the nulways, which have meant commercial 
 tragedies m Upper Canada, as elsewhere, which have wiped 
 out in truth thousands of family names in the older border 
 counties of early settlement, once the syn<mym for local 
 progress, commercial integrity and social success. Of such 
 local history, the sessional papers of the Legishiture, and even 
 the portraits of the halls of ParUament aU teU of a time when a 
 (wigle name spoke the gloiy of a whole county, whose where- 
 abouts was known best from the fame of its representative 
 

CHAPTER V 
 
 OmcuL Report to Fault on Paternal Genealoot 
 
 When Jowph Keeler returned to Toronto, he did ao b changed, 
 re-formed man. Hitherto the family had mortly counted on iU 
 deacent from the country rector, who had held the thanlugiving 
 »ervice for the suppression of the Rebellion, through instructions 
 from the lieutenant-governor, and had piously and with fervour 
 read the Litany — 
 
 "Fnm all Mditlon, privy conqiinc; and RbcUioii, Oood Loid dellnr ui." 
 If not in so many words, Mr. Keeler had been more than once 
 made to feel that yet, even though he was a successful wholesale 
 merchant, the true measure of the social family success had 
 come through the female Ime of succession. This belief was 
 fully impressed upon him, especially by his eldest son and daugh- 
 ter. The former was distinctly a member of the legal profession, 
 and the latter, for what were to her the best and moat logical 
 reasons, bore herself like that other Maud in Tennyson: 
 
 "But a cold clMf<ut face, ai I found her when her carriane paiaed 
 Faultily faultleia. ic^y legular. aplendidly nuD." 
 
 She had been for a term or two, recording secretary to the 
 "Daughters of the Empire," and her name, more than once, had 
 
 been seeu appended to resolutions and addresses, breathing 
 
 even redolent of— loyalty to the King, to the Empire and to the 
 Over-Seas Club. 
 
 When now Mr. Keeler returned from the Bay and Ernest 
 burst upon th dinner-table with a highly picturesque, if 
 slightly exaggerated and inaccurate account of what they had 
 heard and seen of the queer old place, where father's ancestors 
 were buried, jid of the canal, which one of them had had built, 
 the father felt a distinct sense of approaching, if not of having 
 wholly arrived on, the social plane, where his very superior 
 family had in these later years, when his business success and 
 financial standing in the community made it possible, found 
 
to Tlu /ihimtnatton qf Jo-pk Kttit, Eiq. 
 
 thenuelvn to utunlly ctUblithed and k generally received and 
 accepted. Mn. Kecler now at once turned to her huiband and 
 enquired if what the lad had been chattering about wai correct! 
 and when Mr. Keeler laid "certainly I" ihe then wished to know 
 if he had diicovered who theie people were, aad whence they 
 bad come. Joseph Keeler, now with nme pardonable dignity 
 and perhaps ollended anceitral family pride, laid there wai the 
 following, which he had written on an envelope: 
 
 "To tk« Monory o( Captlin JoMph Knier, bom 17M U I'phai, Eoiluid, 
 •rriwd In BoMoa 177 J, ud Mttlgd in tlit New ChIIc DiMrlct 17M, • piimxr 
 of »» in Onrcfo >■> 1819, and held till Um end o( the war, nferinf much 
 tor Kinf and Countiy. DM 1898." 
 
 and 
 
 "Mary Peten, hie wife, boin in 1780. who coming to Canada with her 
 father. Captain Petet^ bote with hemic rounge the hanlihipe of ploDccr 
 dajw retalnini throiiahoiit her lon| Ufa a joyoui ipiilt: Who driighled her 
 childnn and fiandchildien with talea cl early danfen and adventuiea layinf 
 alwayi, Thoae wen udeed halcyon daya.' Died 18M." 
 
 At the end of this recital of the inscription on the old head- 
 stone, Mrs. Keeler with an injured air at once remarked: 
 
 "Now, Joseph, it is really too bad you have never told us this 
 before, when you really are of such a good famfly." 
 
 'Well, my dear," he replied, bUndly, "how could I, when I 
 did not know myself? And besides, my dear, you have always 
 had so much family yourself, there has not really been room for 
 much more.'* 
 
 To which reply, given perhaps with some intended emphuis, 
 his elder daughter replied, 
 
 "It is all very well, papa, to make fun of 'family'; but you are 
 just as proud of us and our mother's ancestors as we are our- 
 selves." 
 
 Mr. Keeler closed the matter, when he said very quietly, look- 
 ing meaningly toward his eldest son, 
 
 "It is veiy desirable, my dear, to have come of good families; 
 but there is with it a great responsibility laid upon us all of living 
 up to our privileges, and of doing things worthy of our ancestry." 
 
 Even tl mother was silent and the subject was turned to 
 some passing trifle— a rather oppressive silence marking the rest 
 of the dinner, except when broken by Ernest's rhapsodies on the 
 apple orchards of Brighton. 
 
CHAPTER VI 
 
 DuctnuoN OM Cau«u or Hioh Pbicer, with Ruults 
 
 It hmd not poued Jowph Kecler's acute obwrvttion unno- 
 ticed, thiit the old luwn o( Brighton leemed to breathe an an- 
 cient air; that the age of the hoiues, the appearance of the stores, 
 the old hostelry, the absence of proper attention to the streets, 
 even the movements of tiie people, all seemed to tell of a life, 
 which had once been vigorous, energetic and hopeful, but which 
 now appeared to have been lived and was old. Similarly, the 
 farmsteadings and the farms, with their wealth of spring verdure 
 and the rare beauty of the scenery of the hills skirting the Bay, 
 seemed often to give evidence of a lack of agricultural progress; 
 while large fields of rough pasture land and wet, undrained areas, 
 seemed to indicate a something lacking to the eyes of an ener- 
 getic city man, always intent upon keeping buildings and ware- 
 houses as up-to-date as possible. Just what the matter was, Mr. 
 Keeler's inexperience of rural aSaurs prevented him from fully 
 comprehending; but the casual notices in the daily papers re- 
 garding a stationary or even lessening rural population came to 
 hia mind; while the possible relationship between these sti.te- 
 ments and certam unsatisfactory, and, indeed, unpleasant 
 conditions during a number of years past, in the mcreasing ex- 
 pense of doing business in selling goods throughout Ontario, with 
 lessening sales in the smaller towns and less profits, came to 
 assume an importance, which was to result m directing his 
 thoughta and actions a long way aside from the pathway which, 
 during a long and busy lifetime, he had followed with satisfac- 
 tion. 
 
 Just at the moment when these matters were fresh in his mmd 
 Mr. Keeler happened to be dining with a small company an^ongst 
 whom was the University Professor of Social EconomKs. The 
 table-talk passed from the general high cost of living to the cause 
 of the great increase in the cost of food products. The usually 
 ascribed causes were discussed, amongst which were the hi^ 
 » 
 
tt Tin IttuminoHaH qf JoMrk K—ttt, Btq. 
 
 imtak, too mmny in the ra*l-«st«te biuineu too muy middk- 
 mm handling lupplici, tiw high out of tnuuportation on nil- 
 wigri, the ihiftleMneu of the farmer in not producing enough, 
 with the boyi leaving the farm, the wtate tlirough highly paid 
 and wretchedly trained coolu and limilar reaioni, all more or 
 leH correct. Joeeph Keeler liitencd intently and with hif recent 
 rural obiervationa in mind Hid but little. 
 
 The profcMor in turn ipoke with academic conviction, while 
 all liitened reverently, inspired with awe, u hr talked of chang- 
 ing world ponditions, of how the early settlers in Canada had 
 mostly been «^ Ihe peasant class, too often of the pauper and even 
 criminal rhuaea, who were ignorant and content merely to labour 
 or simply to exist. He recalled how, late in the last century, 
 many of those had become well off; had grown ambitious for 
 their families, sending sons to college, while others went into 
 towns from the farm. Though a)l this did seem directly asso- 
 ciated wita the high cost of living, yet in the great world 
 processes of evolution, self-culture, social illumination, and the 
 cultivation of the amenities and graces were all important ; while 
 the many conveniences and even luxuries, which were within the 
 reach of the whole people, whether in city or country, after all 
 more than compensated for what at timet did seetn a diliicult^' 
 on the part of people in making ends meet. In fact, the time 
 had now arrived for society to begin to employ the inferior races; 
 in the East, the Pole, the Finn and Galician; in the West, the 
 Chinaman, Jap and Hindoo. Brain must ever rule over brawn, 
 and if only John Stuart Mill's policy of laiuafain were allowed 
 to operate freely and leave all these matters to be privately set- 
 tled by "competition" such temporary di£ ilties would, in the 
 end, right themselves. It had been remarked concerning this 
 professor of practical affairs, bom, bred and educated in the 
 Old World, that he busied himself with bis teaching duties very 
 seriously during the college term, only to hie away in the spring- 
 time to English or Alpine fields from which he might study at 
 long range the agricultural, industrial and social conditions of 
 the several Provinces of Canada, extending from ocean to ocean. 
 But apart from his rather irritating ipae dixit, he was scholarly 
 and companionable, and was capable of becoming interested in 
 social problems when directly set before him. 
 
DumurioH m Catuu vf Hifk Pritf U 
 
 Now JoMph Kceler had not been at all Htii8ed with the pro- 
 (ewor'i ponderoiu platitudei, ud wu reioived to go much mora 
 ckiwly into the itudy of whtt had now become (or him an ab- 
 •orbing queetion. Inviting the profeuor to ipend the neit 
 Saturday evening with him, Mr. Keeler bade a general "Good- 
 nifktl" and walked home, revolving many thingi in hi> mind, 
 like Ulyuci by the loud-reiounding lea. 
 
 With the nnt Saturday evening came the profeuor and. Mt- 
 tled in a comfortable armchair in Mr. Keeler '• itudy with a pipe 
 and a glan of lome supporting Sedek, he liitened while Mr. 
 Keeler let before him certain phaiei of the problem which they 
 had been diacuwing as they bore upon commercial aSain, and 
 told then of the terieii of incident! that had taken him to the old 
 town on Pmqu'Isle Bay, and the new light iii which the whole 
 problem was licginning to appear to himself, as he read from the 
 past into the present history of the beginnings of settlement and 
 of the development of Upper Canada. He said : 
 
 " You know, professor, I was a lad of only five years when my 
 father left the old town down on the Bay, where he had been for 
 yean with his father, a general merchant, supplying the incom- 
 ing settlers going to the back townships with all kinds of goodi 
 on credit, and taking in return their potash, timber, grain and 
 farm produce. Uis father ijcfore bini, a farmer, hftcl .i^cdually 
 gone into business, as, having been the son of one of the earliest 
 settlers, he had grown to a man of local importance and was con- 
 sulted by the newcomers, who so often needed some temporaiy 
 assistance, and could only pay for it with produce, there being 
 but little money in those times. As I have now learned, my 
 father was but one of a series of merchants in those old lake 
 ports of the early days, which extended from Cornwall to To- 
 ronto. As the settlement of their townships was only possible 
 through these ports, so up from each at eveiy five to ten miles 
 were government roads, and the local squabbles of rival ton-ns 
 for the expenditure of public funds on their particular roads to 
 the back country were even more strenuous than those for local 
 railways today. 
 
 "In most of these larger villages or towns was a government 
 land agent; but especially important was this appointment in 
 the district or county towns, where were the registry offices. 
 
44 The lUumination 0/ Joseph Keeler, Eiq. 
 
 Each of theie towns, as the immigration increased, became the 
 centre of a business activity in selling to the immigrants and in 
 shipping out lumber Rnd grain equalling, and exceeding even, 
 that of the growing towns of our new Northwest today, since 
 the products were much more varied. I have, indeed, taken 
 some trouble to obtain figures, which I have found in old blue- 
 books, which I suppose my father had sent him by his cousm, 
 the Hon. Joseph Keeler, of Northumberhmd County. From 
 these I learn that when Lord Durham's report was acted upon 
 and Mr. Poulett Thomson, afterwards Lord Sydenham, got his 
 District Councils Act passed in 1841 and a census taken, the 
 population of Upper Canada was 450,000 and the actual revenues 
 were but $700,000. 
 
 "Now mark what followed. By 1881 after the union with 
 Lower Canada as a legislative union had existed twenty years, 
 the census showed in 1861 a population increase in Upper Canada 
 to 1,396,000, and a revenue of $3,500,000. But what further is 
 of intense interest is the then distribution of population. The 
 townships of Murray and Cramahe in the Bay district were 
 surveyed about 1794, and other lakeside townships westward a 
 little later. The census of 1841 gives the following table, which 
 I have compared with 1861 and 1911 :" 
 Tammhipt lau t861 1911 
 
 Murray 8061 361* 8765 
 
 Cramahe SOIS 3841 2439 
 
 Hamilton 4857 6315 8414 
 
 Clarke fuu 8575 3S75 
 
 Haldunand 2690 6165 
 
 Hope sase 5888 SJ7S 
 
 Town of Cobourg 4974 5074 
 
 Town of Port Hope 4162 5092 
 
 Rear Towmhipt 
 
 Seymour. 847 8842 S3S1 
 
 Percy "... 726 3515 2786 
 
 Asphodel 551 2911 1861 
 
 Cavan 2899 4901 2499 
 
 Cartwright 365 2727 1584 
 
Ditcuttion on Causa of High Prices is 
 
 Mr. Keeler continued: 
 
 "1 confew I was astoni.; -a r-oe^ t had carefuUy examined 
 ttese three »eU of figures. To think. wU:. i total population in 
 Ontario in 1911 of «,««S,i :i, aad only 46f.000 in 1841, that the 
 townships along the lake i Im e had at thi time, in almost eveiy 
 instance, larger populations thiui iu IDII though aU had notably 
 mcreased in 1861, was something I never dreamed of. But the 
 way in which settlement advanced through these lake ports 
 l»fore the raUway came is neatly Ulustrated by the figures for 
 the rear townships in 1861 as compared with 1841. All had 
 filled to overflowing, and yet the losses in these townships by 
 1911 are even greater than in those along the lake shore." 
 
 To the professor, these figures applied in detail to a special 
 district, were most startling. He, of course, knew of the depop- 
 ulation of Ireland at the time of the famine of 1846, but he knew 
 also that such was due to poverty, disease, and political unrest 
 He was acquainted, too, with the periods of unusual emigration 
 from England and Scotland; but then these were caused by 
 either commercial depression or bad land laws. But how to 
 explain a situation in a province like Ontario, which had no old- 
 time problems to solve, where peace and plenty, so far as he 
 knew, had existed for many years, and where agriculture always 
 seemed prosperous was to him quite impossible. The question 
 had been much too small an affair for him, whose studies in eco- 
 nomics had been based almost whoUy upon European conditions- 
 while, as regards the periodicaUy acute problems in the United 
 States, such were looked upon as a part of European commercial 
 questions and as abnormal, owing to an enormous mass of unas- 
 similated people, and not governed by the operation of ordinary 
 economic laws. 
 
 When, however, Mr. Keeler pointed out that along with this 
 steady lessemng of the rural population, there was an equal les- 
 senmg of local business, measured by the wholesale dealings of 
 h« firm and the wholesale trade generaUy, and that he learned 
 from the Ontario Bureau of Industiy Reports of the decline al- 
 most yearly during the past ten years of the areas in crop in many 
 old counties and of the decrease in the number of cattle and 
 sheep and of less acreage in wheat, barley and oats grown, the 
 professor began to comprehend that perhaps here really was a 
 
 
26 
 
 The Ittuminatum of Joteph Keeler, Etq. 
 
 problem quite within the range of his work; while the more he 
 dwelt upon it the len certain he was that he had up to this time 
 been doing all his duty to the University of the Province, which 
 supplied him with a secured position, and which institution 
 existed and was supported for the very purpose of giving scholars 
 like himself opportunities for tracing existing sociological and 
 economic conditions to their first causes, and perhaps indicating 
 wherein mistakes had been made and how remedies might be 
 applied. 
 
 The professor at length rose up to say. Goodnight! and 
 thanked Mr. Keeler again for the quite new train of thought and 
 study opened up and promised to meet him soon again. 
 
 i|i : 
 
CHAPTER vn 
 
 JoeEPB Kbeueb, Student of Eablt Canadian Hibtobt 
 
 In the interval, Joseph Keeler had been busy on his now all- 
 engrossing subject. He took it to the club with him and at odd 
 moments, producing his volume of figures and statistics, would 
 discuss the tope with his business friends at Board meetings 
 and elsewhere. He devoured every available scrap of early 
 history and especially of the District he had grown to love and 
 look upon as his own. He learned from the old newspaper 
 files in the central library and from various blue books of the 
 manner in which a group of English, Irish or Scotch immigrants 
 would settle a whole township in one year and of how in the next 
 township a quite different class would come the year following. 
 He became acquamted too from standard Canadian histories 
 with the organization of the District Councils by the Bill of 
 Lord Sydenham in 1841, under which the wardens were nomi- 
 nated by the Governor, and with the rapid evolution of county 
 self-goyemment completed by the Hon. Robert Baldwin's 
 Municipal Act of 1840, providing for complete township auton- 
 omy. He found too that the effects of the long struggle for 
 representative institutions had developed a strength and sturdi- 
 ness of thought and of mdependent action m the people of 
 Upper Canada, increased by the inrush of emigrants from Britain 
 who had witnessed the same fight there, resulting in the Reform 
 Bill of 1838, and later m the Repeal of the Com Laws in 184S, 
 all which had resulted in the merging into one of the people here 
 to a degree and with a rapidity never before surpassed. 
 
 Digging yet deeper, Mr. Keeler found a whole volume of 
 correspondence containing minutes of the Legislatures of both 
 Canadas and of several Boards of Trade, which existed even in 
 those early days, urging that free entry he given to Canadian 
 wheat into Britain and at the same tune asking that American 
 wheat be admitted free to Canada for grindmg, but that it 
 should be taxed in England, thereby supplying a preference 
 
 f 
 
 m 
 
9S 
 
 The lUuminatum of Joseph KeeUr, Esq. 
 
 necessary^ it was stated, because of tlie cheaper freight via the 
 Erie Canal which ran from Oswego to the Hudson. As bearing 
 intimately on this matter, Mr. Keeler found a letter to Lord 
 John Russell dated 21st January, 1841, from Lord Sydenham 
 then Governor of the Canadas. It stated: 
 
 "Upper Canada is, as you are aware, entirely dependent upon 
 the sale of its agricultural produce and especially of wheat for 
 the production of which it is eminently calculated. Great 
 excitement prevaib in that Province at the present time with 
 regard to this subject. The abundant harvest both here and 
 in the Western States has greatiy increased the quantity for 
 exportation; but the prices are so low that the farmers and 
 laborers are unable to derive the advantage they expected. The 
 consequence is that there is an outcry raised for what is termed 
 agricultural protection in the shape of duties upon the produce 
 of the United States imported into Canada — a scheme, it is 
 hardly necessary to observe, whicti would, even if it were nat 
 objectionable in principle, be utterly useless to an importing 
 country for the end sought, namely, to raise the price; whilst 
 it would diminish if it did not destroy a great brancli of trade, 
 the grinding of United States com admitted into the Ports of 
 the Jlother Country."* 
 
 But there were many side-lights which illumined for Mr. 
 Keeler the actual situation as it existed in those days, while one 
 dealing with matters in his own lakeshore district was of intense 
 interest to him. 
 
 Before a committee of the Legislature in 1842 the pros and 
 eoru of the conflicting claims for the expenditure of a grant of 
 £1,500 on a settlement road leading from the lake to the head of 
 Rice lake in the rear townships were discussed, the competing 
 towns being Cobourg and Port Hope. The evidence went on, 
 John Gilchrist, member of the House, being called: 
 
 * Answers in ooDunittee brought out the fact that the price of wheat on 
 the ahorea of Lake Erie was tt 9d, od Lake Ontario, 3« Ijd, that freight 
 from Chicago to St. Catharines was M per bushel; tnm Cleveland to St. Catha- 
 rines Od; thence to Kingston id; from Kingston to Montreal 7^; and from 
 Montrcftl to Eugland ii; while tnm Cleveland to New York the freight was 
 It 8d, and that wheat on Lake Erie to remunerate the owner ought not to 
 be less than 4t (tl.O(^ per bushel. 
 
 ili'ii 
 
Student of Early Canadian HUtory 29 
 
 "Q. Are you aware that Cobourg is in the hands of the 
 Government? A. I have understood so. 
 
 "Q. Is not the trade of Cobourg larger than from Port Hope? 
 A. I think so and its being the District town compels many 
 more persons to resort to it. 
 
 "Q. What are your views on the subject of Rice Lake navi- 
 gation bemg generally used? A. At present it costs sixpence 
 per bushel to bring p.-oduce to Port Hope. If th-; Plank Road 
 is completed it wil! reduce this to three pence, by bringing the 
 produce to Peterborc and thence by water to the Plank Road. 
 "Q. Do you think the penodical fires will endanger the - d 
 by the new route? A. I have often seen the Plains on fire; 
 it is not as formidable as represented. There are some farms 
 on the Plams, and the farmers generally run four furrows round 
 their fences, and these protect them effectually. The same 
 precaution would in my opinion protect the Road. Answering 
 the question. Is the wheat brought to Peterboro and thence by 
 direct route to Cobourg? Gilchrist answered: That there are 
 several flouring mills on the route where it may be ground en 
 rovit* " 
 
 Illustrating what were other difficulties of the times, Mr. 
 Keeler further found in an enquiry about postal facilities by a 
 Royal Commission the following amongst many other choice 
 bits. It is a letter by Rev. John Roaf, dated Toronto, 1840, 
 in answer to an official enquiry. It states: 
 
 "A large portion of the people of this District are so far from 
 Post Offices as to be virtually destitute of accommodation 
 from them. . . . Many persons attribute this not only to 
 political favoritism but to the contemptible purpose of driving 
 as many as possible to the shops of the postmasters. . . . 
 Sometimes the English mail is made up here before half the 
 city population is aware of it ; and if a person i« a day or two late 
 his letter may be eight or nine weeks in rei.uimg England." 
 
 Such and much more was the material which Joseph Keeler 
 had ready to discharge at the professor at iheir next meeting. 
 
 ■ii 
 
 Hi' 
 
I 
 
 liii 
 
CHAPTER Vm 
 When Uffeb Canada Becaii£ the Doionaiit Fabtneb 
 
 It WM several weeks before Mr. Keeler was able to arrange 
 another evening with his friend, the professor: but, when they 
 next met, he was fully prepared with data wherewith to make a 
 very good exposition of the commercial conditions of these 
 early years from 1840 onward, and found that his friend, the 
 professor, who had been saturated with the contents of standard 
 works on the growth of the Free Trade cult in England, pricked 
 up his ears and showed an intense interest in figures, which gave 
 so completely the prices of wheat and the cost of carriage in 
 Canada at the very moment when Gladstone as under secretary 
 jf the Board of Trade was laboring at the tariff schedules of 
 1,«00 articles, trying to make them fit when they would not, 
 and who was forced finally in his desperate task to advise Sir 
 Robert Peel in December, 1845, in the midst of the most acute 
 commercial depression and serious political unrest, associated 
 with the poverty and sufferings of the unemployed in England, 
 and the disease and death from famine in Ireland, to bum his 
 protectionist ships and in a single bill abolish entirely the taxes 
 on com and wheat. 
 
 The professor was just beginning his education in a new field 
 and, trained to study, learned rapidly. The first question which 
 naturally occurred to him to ask was: "How did the almost 
 wholly new political and economic situation, developed in the 
 United Canadas after Lord Sydenham's efforts toward a pref- 
 erential treatment of food imports to England, affect immigra- 
 tion?" The professor was amazed at the information he 
 obtained. 
 
 "From the census returns he found that while Upper Canada 
 had increased in population from 1811 thus, 
 
 1811 77,000 1841 46S,SS7 
 
 18«4 155,000 1851 952,004 
 
 18S4 820,000 
 
 91 
 
 ■fi' 
 
32 
 
 The Illumination of Joseph KeeUr, Esq. 
 
 yet the rate for the decade, 1841-1851, wai 104 per cent. He 
 further learned with surpriw that thU rate of increase exceeded 
 that in the most rapidly developing western state, Ohio, which 
 had in 1850 some 1,080,427 of population; but whose increase 
 in ten years had b^n only 33 per cent, while what was even more . 
 marvellous was that the wheat acreage of Upper Canada, though 
 but seven-twelfths that of Ohio, had raised 12,675,630, or 16.25 
 bushels per acre, as compared with a total of 14,487,351 in 
 Ohio." 
 
 The professor was, however, too keenly analytical to imagine 
 that this remarkable development of Upper Canada was due 
 solely to the repeal of the Com Laws, which favored the United 
 States equally with Canada, although the Imperial Parliament 
 did in 1843 put a protective duty on wheat coming into Canada 
 from the United States. Very properly he found this marvel* 
 lous increase in population due to the choosing by the unemployed 
 population of the Mother country of emigration as perhaps the 
 leaser of two evils, — a forlorn hope, indeed, since it meant an 
 ocean voyage often as long as t\so months under conditions on 
 shipboard, which today dare hardly be recorded. John Morley, 
 writing of the situation in England, says, 
 
 "Commerce was languishing. Distress was terrible. Poor 
 Law rates were mounting and grants-in-aid were extending 
 slowly from the factory districts to the rural. 'Judge,' then said 
 Peel, 'whether we can with safety retrograde in manufactures.* " 
 
 "Then came the failure of the potato crop in Ireland and the 
 famine and distress attendant upon it, forcing emigrants to the 
 United States, Canada and Australia, to the number of 1,404,786 
 from 1840 to 1850 and m 1847 alone there were 109,680 who 
 came to Canada. But along with the poverty and misery of the 
 poor emigrant on leaving Britain came disease and death in this 
 terrible year; the quarantine at Grosse Isle in the St. Lawrence 
 saw 5,424 victims of ship fever buried, with physicians and 
 clergy laid beside them, while hundreds more died at the marine 
 hospitals at Quebec, and Montreal and en route to towns farther 
 inland. In 1849 cholera served to fill in the details of this 
 picture of misery, this being the year succeeding the 'Year of 
 Revolutions,' when all Europe was an armed camp in ceaseless 
 agitation due to sudden alarms from every side. The decade 
 
 
Wkn Upptr Canada Became Dominant Partner SS 
 
 found Ihe population of Iicluid decreawd from S.ns.lU to 
 6,414.794. or «U per cent; whUe the efflux from Germany to 
 the United SUtei, already just a million by 1840, brought a 
 sturdy freedom-loving people during the next decade, who gave 
 mtelligent energy and labour to the virgin soils of the prairie 
 and soldiers to the cominp fiirht. and who perhaps saved the 
 Union. With all this inrush of people to Upper Canada, making 
 a total of 1,S0«.081 by 1681, a population of only 103,894 was 
 found in 1881 in her five cities, or 7 per cent of the total, then 
 thought adequate for all her centralised commercial needs, 
 while the products of the farm alone amounted to (89,129,314. " 
 These astounding figures so far exceeded anything conceived 
 by the professor that, bad they not been blue-book statistics, 
 for which he bad a professional, even reverential respect, he 
 could not have given them credence. The influx had exceeded 
 the almost fixed average of immigration for five previous decades 
 of 83 per cent to the United SUtes by over 66 per cent. Surely 
 nothing ever did more clearly demonstrate the possibilities of 
 the natural wealth of the peninsula, girt with iU fresh water 
 seas, bearing its wealth of primeval forest, fanned in autumn 
 by the winnowing winds and fed from virgin soils sleeping during 
 untold ages under the deep calm of the still winter whiteness, 
 only to yield up to the vernal sunshine that rich Earth, which 
 but required the touch of the ploughman's share to make it 
 bourgeon forth with the w ilth of grass and grain demanded by 
 the needs of the toiling masses of English towns. He thus began 
 to realise the full meaning of that immanent Providence which, 
 teaching men the brotherhood of man and making them learn 
 the arts of Peace, had brought the resources of Science to bear 
 on the problem and in the invention of the steam engine, pro- 
 pelling vessels across the hitherto measureless oceans, and bearing 
 the fruits of the earth to the sea-board over thousands of miles 
 by railways, was supplying a means by which the congested 
 millions of old-world cities could escape their thraldom, and, 
 finding use for their energies, were now to cause to disappear 
 those ever-feared demons of famme, whose gaunt forms from 
 time to time had, during all the past centuries, stalked across 
 the darkened landscapes of the countries of the world. 
 
 m 
 ( I 
 
 
 
M 
 
 Tlu lUuminalim qf Jottpk Kfttr, Etq. 
 
 The two men grew lilent under the influence which these old 
 figures, speaking from out past years, made upon them and they 
 parted (or the evening, each promising to follow up the history 
 of events as they marked the succeeding half century. 
 
 
CHAPTER IX. 
 
 Thi; Heir or the Kecleiu Under a Socul Clocb 
 
 The current of evenU hu glided along more or leu event- 
 fully in the Keeler homehold since the evening, some month* 
 ago, when young Ernest disturbed its even flow by telling them 
 all of the greatness of their paternal ancestors. Madam Keeler 
 has since then had at least one lift added to the heels other 
 already unusually high shoes and has, perhaps, on veiy impor- 
 tant occasions shaken the flounces of her skirts just a little more 
 pronouncedly than formerly and worn an aigrette on her ex- 
 pensive hat somewhat higher even than its hitherto ample 
 proportions possessed. Neither has she neglected to direct the 
 conversation on eveiy convenient occasion to the absurd way in 
 which her boy had come home, ranng about what he and hii 
 father had discovered regarding the family at Brighton, the par- 
 ticulars always being given with a pleasing naiceti when, after 
 aroiismg curiosity, she complied with the request for details. 
 Even Miss Keeler, who always maintained with Such dignity 
 the family honour, now felt only the more justified in her 
 pretensions and at club meetings had been even more solic- 
 itous in advancing the claims of those descended from the 
 early first families of Upper Canada to a due and proper consid- 
 eration, and impressed the young gentlemen, emigrit in their 
 own eyes from England, who so frequently honoured with their 
 presence the drawing-rooms where she found herself, that it was 
 these early emigrants of good families who had really main- 
 tained pure and undefiled the traditions which had made 
 Canada, for such new-comers as they, so pleasing a place to 
 come and reside in, since they could find here at least a few 
 of the graces which had marked select society at home. 
 
 Undoubtedly, however, the events had run most swiftly for 
 the son and heir, John Keeler, during these past months. It 
 had been aknost inevitable that, in the rushing torrent of busi- 
 ness development and speculation in Toronto, he should have 
 as 
 
30 
 
 Tkt lUumination qf Jom]^ Kuttr^ E»q. 
 
 become involved more or leu in the real etUte trauactionit 
 which bad atimuUled u well u fdlowed the phenomenal in- 
 creue of * city which had grown 81 per cent in the ten yeari of 
 the censui, or from 408.000 to 870.000. Indeed, be had become 
 one of a lyndicate formed a year or two previous to exploit a 
 luburban farm, lending especially his family name as a guarantee 
 of stability, but. nevertheless, taking many shares, which were 
 to be paid for out of profits from the sale of lots in the rapid 
 turnover expected. Unfortunately the purchase had been made 
 at too high figures, the extension of the radial railway, which 
 from inaide information was to boom the price, bad not mate- 
 rialised and just now the young lawyer was finding it extremely 
 difl^cult to obtain money to meet the "calls," since his income 
 as a junior member of the law firm was not large, while his club 
 expenses, always nearly even with his income, did not allow 
 him much ready cash wherewith t6 meet such extra demands. 
 But what was more unfortunate was that John Keeler had con- 
 tracted a habit. His former occasional stances at a cent-a-point 
 had now become a nightly occupation and the betting at. brid^t 
 became heavy in a certain clique of which he was one, while his 
 needs were making him plunge more deeply, the nervous ten- 
 sion preventing him from maintaining the sang-froid and de- 
 veloping the Umche erudite of the experienced gambler. It was 
 not to be supposed that the increasing irregularities of the 
 young man, his restlessness and irritability, could very long 
 escape the acute observation of his father, who, while making 
 every allowance for him as a young man, understood too well 
 that all such effects had their legitimate cause. Casual hints that 
 better hours and more regular attentwn to business would seem 
 desirable had been met with scant respect, and, while seeming 
 to result in some temporary improvement, matters soon drifted 
 back into the old routine, and Mr. Joseph Keeler was soon to 
 have the unfortunate fact brought home to him that ancestral 
 advantages of birth and good breeding, never, since the days 
 when the Judges ruled Israel and the Scriptures were written, 
 have been a guarantee against moral laches and impioprieties 
 of conduct, since we find it written, regarding tiie sons of Sam- 
 uel the prophet, "And his sons walked not in his ways but 
 tturned aside after lucre and took bribes and preverted Judg- 
 ments." 
 
Tki Brir qf Ikt KnUri undtt a Socitd Cloud S7 
 
 It WM thra with vniUble •lam thmt Mr. Knier mw in tin 
 P*tM of Saturday M,hl. which h») b«n making for month. 
 wuUughU on the fren.i»d fl„,n« ,nd rr«l r.t.le plunging of 
 Toronto .nd other Ciin.diin ritiei. reference, to a club K^andal. 
 Which, while giving no name., made it perfectly pl«in that the 
 cotene to whKh hi. wn belonged had gotten into trouble with 
 the HouK Committee, not perhap. primarily on account of high 
 phiy, but becauK a member had been accuKd of cheating Of 
 coune the vandal w«. invctigated behind clowd door.! but 
 to Mr. Kccler the yet more jaded appearance of hi. K>n and the 
 hinu about certain young men made it quite obviou. to him 
 Uiat hi. mn had been in »rae manner involved. So maitera 
 contmued for a .hort time, the «.n, while Kerning to be home 
 earlier at time., did not in any way a«ume hi. oldtime jaunty 
 manner, but rather hi. irritabUity and lack of attention to the 
 ordinaiy amemtie. of home life increawd. The climax wa, 
 reached, however, when Mr. Keeler. coming home late from 
 an entertainment m hi. auto, suddenly came around the comer 
 upon hi. »n in a maudlin .Ute. hi. brother. Tom. and a friend 
 having been with difficulty conveying him home. tni:-,ting that 
 the houK had a. usual become quiet and that the intoxicated 
 young man could be .lipped into bed unnoticed. Mr Keeler 
 now undemtood and reali«d what month, of vague hint, and 
 dubiou. appearance, meant, and. feeling that the famUy honour 
 wa. at .take, became a. anxiou. a. Tom that the matter wh ch 
 he hoped wa. the firat Mriou. aberrancy .hould be kept from 
 the mother of the family. Hi. rtem but quiet tone Krved in 
 some degree to wber the young man and. with Tom'. awuiUnce 
 matters were areanged » that the hou«hold remained ignorant 
 of what had happened. 
 
 Mr. Jo«!ph Keeler wa. much too prompt in businew matters 
 to allow an affair of this kind to be overlooked or to drift so 
 that, when John wa. known to be sleeping heavUy. he requerted 
 lom to come to the library. The generous, open-hearted b-.dier 
 came feehng as if he were the culprit, and, while lov-Jty to his 
 brother demanded that he should make the matte"r appear as 
 little seriou. a. possible, hi. own frank nature a. weU as hi. 
 knowledge of his father prevented him from attempting in any 
 
 'Ml 
 
S8 
 
 The lUuminatim of Jotepk Ketler, Etq. 
 
 1 !, 
 
 •: . 
 
 m 
 
 way to deceive, even thou^ he tried to palliate hii brother'a 
 faults. The father aaid: 
 
 "Tom, I am greatly distressed. I have observed that John 
 has for months been keeping later and more irregular homra; 
 that bis appearance in the morning has indicated dissipation of 
 the night before ; but I never dreamed that one of my sons could 
 ever so forget himself as to be brought home intoxicated. I 
 want to know how long this has been going on and whether or 
 not there is any special cause for such a change in John?" 
 
 "Father," said Tom, "I hope you won't be too hard on John; 
 but things have been gomg from bad to worse ever smce John 
 got in with that syndicate bunch in the FoUie Park real-estate 
 deal. You know most of them and, while some are very nice 
 fellows, the manager who has little or no stock in the concern, 
 and Sam Brown, who is president, have been playing pretty 
 sharp lately and by encouraging play and its accompaniments 
 have kept the crowd as much as possible from realising just 
 how matters have been going. They paid a long price for the 
 farm, and while some have been able to meet payments, others, 
 and John amongst them, have been getting farther behind every 
 day, and some have been foolish enough to try and make it up 
 by 'play' and others have just kept playing because they did 
 not know how to get out." 
 
 "And to which lot does John belong?" 
 
 Tom looked at his father, whose firm, stem face made decep- 
 tion impossible, and said: 
 
 " You see, father, John just played for sport at first, and drank 
 a little; but as these payments became pressing he had been so 
 unaccustomed to such calls upon him that it made him anxious 
 and irritable and I think that he often played and drank more 
 just to make him forget, especially as the manager kept telling 
 him that when the season opened and the tramway ran past the 
 park, the price of lots would double." 
 
 Again the father asked, looking more anxiously if not more 
 sternly: 
 
 "Was John mixed up in that scandal, which Saturday Night 
 talked about?" 
 
 Tom's face paled with shame and fear at his father's question 
 
Tht Heir cf Oe Ktelm under a Social Cloud SB 
 
 uttered in • tone almost of anguuh, yet knew that nothing but 
 the truth could suffice. 
 
 "Yes, father, he was and, I am ashamed to say, John was the 
 one accused of cheating." 
 
 Joseph Keeler was as one who had been struck a deadly blow, 
 for he turned pale with shame rather than anger at the very 
 suggestion that a son of his could be capable of a dishonourable 
 act. His voice faltered as he slowly pioceeded : 
 
 "And was it proved?" 
 
 "Well father, I am so sorry for John, the committee found 
 that he had acted in a miumer unbecoming a gentleman; but, 
 inasmuch as he was said to have been intoxicated at the time, 
 the club ruling condoned the offence as not requiring his res- 
 ignation, but he will not be permitted to play again in the club 
 for a year. It is the disgrace, added to this financial trouble, 
 that has driven him into the condition you have seen him, sir." 
 
 There was a filence for some minutes in the library— for Tom 
 as if it were of the tomb— when it was broken by Joseph Kee'er: 
 
 "Tom, my boy, I need not say that this is a lesson for you." 
 
 \ 
 
 i"l 
 
I 
 

 CHAPTER X 
 Thk Pbofessob A8 a Stddent or Canadian Econoiocb 
 
 Owing to the pressure of business and the urgency of distress- 
 ing family matters, it was some time before Mr. Joseph Keeler 
 could return with any enthusiasm to the studies, which had 
 for him so Iieen an interest. But the professor had been put 
 on a keen scent and, like the trained hound, ran his quarry to 
 earth, so that when he again found himself in the cosy study of 
 the Keeler home, he was not long in taking up the story which 
 Mr. Keeler had brought up to 1850. He said: 
 
 "Comparing English with Canadian historical events, he 
 found, while world-wide British trade, now freed from the shack- 
 les of discriminating tariffs, was rapidly recovering from the 
 serious depression of the ' Forties,' that in Canada the enormous 
 immigration had created an era of land speculation, which kept 
 up so long as new towns could be exploit«»i along the lines of the 
 Great Western Railway now building from Niagara Falls to 
 Detroit and of the Grand Trunk from Portland to Samia, and 
 as new townships remained to be opened in Perth, Huron and 
 Grey. Labour, with the employment of the large number of 
 immigrants in railway building, remained high, and all prices 
 were made still more exorbitant during the two years, 1854- 
 1846, of the Russian war, in which the wheat supplies of Russia 
 were suddenly cut off from the millions of needy mouths of 
 Britain's work-people, making wheat in Canada and the neigh- 
 borii:g States rise to »«.60 per bushel. Nevertheless the crisis 
 was ra.nidly approaching which was to so lessen Canadian credit 
 that a period of extreme depression was created, lighted only 
 by occasional sunshine, which was to last for forty years. He 
 found that towns had been laid out in the Queen's Bush even 
 and Sites held in the nearest town of Guelph on the marketplace 
 when; marquees were erected and liquors, even champagne, 
 flo«»< like water, while the mad orgy of trading in ephemeral 
 values went on. The American railways, having once reached 
 41 
 
 f,1 
 
J! 
 
 42 The lUmninoHon of Joiepk Ke^, Etq. 
 
 Xi:i Great Lakes, continued akirting the southern shores and 
 even pushing into every state east of the Mississippi. Large 
 land grants were given to railway promoters, and in Britain, 
 Germany and Sweden their agents were scouring every district to 
 secure immigrants to their lands, thereby to repair the damages 
 of the financial collapse which had followed the Peace of Paris, 
 18M. He found too that immigration had become the commer- 
 cial barometer in America, instead of the price of wheat as used 
 to be in England, as seen in the figures for these succeeding 
 years. Thus the immigrants for different years were: 
 
 United Sialet Upper Canada 
 
 IMl «67,8»7 «,6(W 
 
 laM 244,S6i aa,a',i 
 
 IMS «80,88« S4,«M 
 
 1M4 19S,08« 48,761 
 
 18M 103,414 17,966 
 
 18i J 111,887 16,878 
 
 18S'' 1«6,90« «1,0C1 
 
 ISii «»,716 9,704 
 
 1849 70,808 6,688 
 
 1860 119,9«8 9,786 
 
 " But he found that another and wholly different set of forces 
 were now to affect the normal progress of commercial develop- 
 ment in the United States and to react disastrously upon Canada, 
 which for a moment was the seeming temporary gainer by the 
 Civil War, which broke out in 1861. North had met South in 
 fratricidal confiict and the energies of a nation of 3!i,000,000 
 were engaged in the most sanguinary war of the nineteenth 
 century. For the moment immigration to the States fell in 
 1862 to 64,191; but this did not read, favourably upon Canada 
 which had only 12,717 in that year. The depression in business 
 already following over-speculation in railways in the United 
 States had encouraged that government to enter into a reciproc- 
 ity agreement in 18S4 for ten years with Canada, which was 
 henceforth to become a doorway to the Northern States, and 
 horses sold at high prices and food supplies of every kind found 
 free access and at favourable returns during the four exhaust- 
 ing years which followed. In spite of the war, however, the 
 inmiigration to the States rose to 191,114 m 1864; remained at 
 
Studmt of Canadian Econamict 
 
 48 
 
 that untU alter the North was victorious when it tt once in- 
 creased to SS2,{rr in 1887. While, however, the local trade of 
 Canada seemed for the moment prosperoiu* ip. these years, polit- 
 ical ferment between the opposing proidnces, accentuatnl by 
 racial and religious mistrust between the two dominant races in 
 the United Canadas, made any progressive movement towqrda 
 national development impossible. The year 1864 saw the 
 Reciprocity Treaty abrogated; while the one brigut gleitm of 
 national hope, which shone with the crowning Act of Confed- 
 eration in 1867, came too late in any way to counter-baUuce 
 the glorious sense of power and national resourcefulness felt by 
 the victorious Northern States. Canada was forgotten, when a 
 triumphant people, now nearly 40,000,000, turned the energies 
 of millionii of disbanded soldiers back into the walks of peace. 
 The railways, already wide-spread, were pushed westward from 
 the stanopoint both of national security and unity and of 
 commercial development, and 1869 saw a railway uniting with 
 iron bands the people and destinies of a whole continent be- 
 tween two oceans and gave a nation, who had fought to be free, 
 an intrinsic sense of ability to dare to do and accomplish, aided 
 by the telegraph and steam engine, — ^the necromancers of the 
 modem world — deeds in peace never imagined, much less 
 equalled elsewhere. A nation had found its soul and its spiritual 
 essence blossomed forth in works of material accompli^ment, 
 which, however crude, illustrated the spirit of their Viking 
 ancestors of a thousand years before." 
 
 All this the professor now read into the cold facts u' history 
 and turning his eyes upon puny Canada beheld a series of dis- 
 connected provinces with no sense of unity, no common interests, 
 no trustful spirit, no conscious hope. The most promised for 
 the darksome future was that the Confederation Act contained 
 a clause providing for the building of the Intercolonial Railroad 
 from Canada to the sea at Halifax and to this end a loan of 
 £3,000,000 was guaranteed by the British Government. The 
 professor had abeady seen that immigration had almost ceased; 
 he learned from the Committee of Agriculture of the Legisla- 
 ture in 18«9 that the Grand Tnmk Railway, built with the 
 money of English bondholders, had had its agents in Germany 
 anu Sweden, booking passengers for the longest haul to Chicago 
 
 ifl 
 
44 
 
 The lUumination qf Jotepk KeeUr, Etq. 
 
 '^lU 
 
 and the West, and found it stated that of the few who entered 
 as immigranta at Quebec, almost none stayed in Canada. He 
 now understood upon what basis continental expansion de- 
 pended: viz., that of virgin land for cultivation of wheat, and as 
 yet Canada had no western territories. Committees of the Leg- 
 islature had had Simon Dawson, the explorer, and others tell 
 them of the Lone Land beyond the Great Lakes, behind the 
 rock-ribbed interminaUe areas of spruce forests and deep- 
 basined water stretches of the western Laurentians. These 
 travellers told of a land of black, deep soil, where the common 
 crops of the East might grow; but which now was the home of 
 Indian tribes and a few scattered half-breed settlements, some 
 En^h but mostly French, but all tied to the chariot wheels 
 — or canoe stems — of the Great Hudson's Bay Company. 
 
 Such was the story which, as it increased in volume, grew in 
 intensity of interest with the telling of the professor, who, proud 
 of his researches, yet with a new-found sympathy, told it with 
 growing emphasis as he paced the floor before his friend whom 
 he held spellbound with his eloquent periods. Becoming con- 
 scious of being entrapped into an unwonted enthusiasm, he said: 
 
 **But, Mr. Keeler, I have been doing all the talking and have 
 been telling what to you are conmionplaces and matters of your 
 own experience." 
 
 "No, indeed," said Mr. Keeler, "I am sincerely grateful to 
 you, for you have condensed, what it is quite true I have known 
 but never apprehended in its full meaning, the hiFtory of a period 
 which is the length almost of my whole life, into a living picture, 
 which, as you recall its details, enables me to see the very actors 
 in it come upon the stage and play their parts as in a kinemat- 
 ograph, and I shall ever thank you for having worked into the 
 very texture of the series of pictures scenes which make a veri- 
 table drama of the history of Canada as I have known it. There 
 are, of course, dozens of personal experiences which I can give 
 you of the events of those t^ro decades which you have illumi- 
 nated so well; but. in essence you have given the history." 
 
 The professor said, **How dearly I would like to hear some 
 of them from you! " 
 
 "Well, you will remember,** said Ikfr. Keeler. "I was but a 
 child when the American war b^an and the first thing I recall 
 
Studtta rf Canadian Eeonomia 
 
 45 
 
 
 i* the excitement in CanuU over the Trent affcir, when eveiy- 
 wheie they began to form volunteer companies and itart drilling. 
 Ot courae I knew nothing o{ what it meant; but I remember well 
 the great Review as early as 1862 when some 5,000 troops were 
 assembled on the Garrison Common, and when the Thirteenth 
 Huaaais and the Rifle Brigade and batteries o{ artillery marched 
 and countermarched and skirmished all day, having associated 
 with them our own Queen's Own and Grenadiers. I was so 
 anxious to get near the horsemen as they marched oS the fiehl 
 that I found myself nmning along holding on to the stirrup of a 
 Hussar who talked to and petted me; but 1 6nally got lost in the 
 crowd and was found crying by one who knew my father and 
 took me home. After that, every boy at school was a soldier, 
 and we boys formed a company and got our mothen to make us 
 red jackets trimmed vith white braid, black forage caps with a 
 white band, and black trousers with a broad white stripe down 
 them. We cut and planed blocks of wood, paintn' them black 
 and put them on black polished belts for cartridge boxes and 
 even cut heavy blocks of wood and strapped them on as knap- 
 sacks. On a Saturday, more than once our squad of boys 
 assembled early at one end of the street, got the smaller boys 
 hitched to our plsy wagons, loaded with sheets, blankets and 
 clothes-horses borrowed from our mothers and marched in fine 
 form to a vacant lot, where we bivouaced for the day; took our 
 tin pails and boiled potatoes and fried eggs and meat in our 
 borrowed spiders; had the parade and sham fight after dinner 
 and marched home, tired and cross perhaps, but saturated with 
 the military enthusiasm of the time. We went further even and 
 became attached to a company whose drill quarters were nearby, 
 and they bought fifes and drums for us and, except on official 
 parades, we were the band to march out with them. You could 
 not know what it meant, for, toward the latter part of the war, 
 there were a lot of disreputable Irish soldiers across the Line 
 who stimulated the old antagonism to Great Britain amongst 
 the Americans, made the more acute by the Trent affair, and 
 the more or less openly expressed sympathy of certain British 
 papers tor the South. Their emissaries came to Canada, and 
 stirred up a disaffection, which, perhaps never very serious, 
 caused reports of secret drillings and the hiding of thousands of 
 
Tkt lUuminalim qfjotepk JCwbr, Etq. 
 
 M 
 
 •tandi-of-unu, ind preparatioiu mt a ngnal for • riling united 
 by Feniu invaders hom the South to wreit Canada fram per- 
 6dioiu Albion. The time* were (uU of terron for the young 
 and exciUment for thoM older. I remember well looking over 
 my father'! ihoulder aa he read aloud from hii daily paper the 
 account of the auaaaination of President Lincoln, and recall the 
 •till more aerioua affair of the Fenian Raid at Fort Erie. 
 
 "All of us boyi went to lee the Queen's Own embark for Port 
 Dalhousie on June 1, 1866, and we waited in breathless excite- 
 ment for news of the fight which all the next day was taking 
 place at Ridgeway. i hen too we followed with the crowd on 
 the Monday after, when the bodies of the d«ad, Unded at Yonge 
 Street Wharf, were given a military funeral, and especially do I 
 lemember the names of the men of Company K, your old Var- 
 sity Company, McKeude, Mewbum and Tempest, who were 
 killed out of a total of forty in a few minutes in the Limeridge 
 part of the fi^t, and recall dear old Professor Vander who, 
 though badly wounded, is I still sac on deck in the University. 
 "Of course I joined the Cadet Company at Upper Canada 
 College, when old enough, and later recall how the martial 
 spirit stayed with us when one summer three of my Form stole 
 away and enlisted in the Queen's Own to go to Niagara Camp 
 and of old Principal Cockbum's translation of the Horatian 
 couplet as he satirically spoke of the runaways: 
 ***Ihdet et decorum est, pro patria nwrit*" 
 "'How sweet and fine a thing it is to eat a mutton pie.'" 
 "We did not know then — none in Canada knew — ^that out 
 of this temporary ebullition of traditional Hibernian dislike 
 for the Anglo-Saxon, or, perhaps, more really owing to the ab- 
 sence of any occupation lOr the moment for disbanded soldiers, 
 was transmuted much more rapidly than in any other way 
 possible into a sturdy Canadian spirit, the various opposing 
 elements of the West and the East.'" 
 
 m 
 ill 
 
CHAPTER XI 
 
 Jaaa>H Keeleh Recalib Commebcul and Poutical Events 
 or Forty Yeabs 
 
 The evenU of the yeara folh.wing 1870 wen deeply atamped 
 upon the memoiy of Jowph Keeler, for it wu in 187S that he 
 wai brought, aa a young man in his father'a warehouse, face to 
 face with one of the longest periods of buaineaa depreaaion, 
 which Canada had known. So it waa easy for him to give, aa 
 he did at their next meeting, details to the professor covering 
 the crisis, which was a sequence to the financial collapse follow- 
 ing the Black Friday, 18th of September, 187S, in New York, 
 when the Jay Cook Company waa forced to cloae the doora of its 
 broking and banking house, while having 14,000,000 on depoait 
 and holding «U,000,000 of the bonds of the Northern Pacific 
 Railway. Many thousand miles of railway had been built 
 during the previous ten years, enormous subsidies by the Federal 
 Government from (16,000 to even «48,000 per mile on the moun- 
 tam aections had been advanced to the Credit Mobilier, which 
 financed the Union Pacific Railway to San Franciaco; while 
 the total expenditurea on railwaya for these years was $1,700,- 
 000,000. He said: 
 
 "The people of the United States had been alarmed, if not 
 ahocked, at the revelations of too close relations between sena- 
 tors and members of the House and the Credit Mobilier, so that 
 the orgy of speculation and of railway building, without aa yet 
 receipts from the traffic, as their lands were not widely settled, 
 came to a logical end, as all debauches must, and the breaking 
 of the banks of financiera, the breaking of the hearts of widows 
 and the breaking of the brains of thouaanda of overwrought 
 buameaa men all came together. And the pity of it all was that 
 the panic did not remain south of the line. Canada waa poor 
 but, nevertheless, the fever of railway promoting was in the aur. 
 Then were planned and partly constructed the Canada South- 
 em and Airline railways across the Lake Erie peninsula, aa well 
 « 
 
^^^ TIi* tUuminalum oj Jattrk KhUt, Etq. 
 
 M the WeUington, Gray and Bruce and Credit Valley roadi; 
 while a Government went out of power due to nupicioni o/ an 
 improper intimacy between iti memben and a company pro- 
 moting the great national enterpriie, the Pacific railway, which 
 waa to connect coait with coast, and ultimately to prove even 
 a greater bond, becaUK it wa« lo much more necewaiy, to bridge 
 over the great gap of wildemeu between Ontario and the Weat. 
 "But this wai not yet to be. The method later propoaed of 
 building it in aectiona, part waterways and part railways, how- 
 ever in keeping with the financial resources of the country at 
 that time, was wholly inadequate to fulfil the requirements of 
 the situation, and from 1872 to 1882 commercial stagnation 
 marked Canada to a degree before unparalleled, and the migra- 
 tion of Canadians across the border ruse to such figures ^M had 
 never before been equalled, as seen in the following list of yearly 
 emigrants from Canada into the United States: 
 
 Emigrants from Canada to United States 
 
 1870 40,411 1877 ««,lia. 
 
 1871 47,082 1878 2S,M8 
 
 1872 40,178 1870 31,288 
 
 187S 37,871 1880 99,706 
 
 1874 32,900 1881 12«,S91 
 
 I87t 24,SS1 1882 92,205 
 
 1878 22,471 
 
 "So remarkable, however, did the trade revival in the United 
 States become after the five years' depression from 187S to 1878, 
 that, while the total immigration to that country in 1878 was 
 only 138,000, it rose in 1880 to 347,000 while that from Canada 
 to the United States multiplied three times within three years. 
 This stream, whose fiow had lessened during the five years fol- 
 lowing the 1873 panic, had risen to its height is 1881, to decluie 
 again only for a time after this, when the outlet to Manitoba 
 through Minnesota had been found. 
 
 "I fancy," said Mr. Keeler, "that the real extent and mean- 
 ing of this depopulatii ' as it actually existed then, was not 
 known even to the public and business men of that time, and it 
 has needed a decade of expansion such as that of the past ten 
 years for them in any degree accurately to estimate or compre- 
 hend the strength of the centripetal forces, which the chum- 
 
Commercial Bud Polilieal Btmit of Forlf Ytari M 
 
 ing o( the immigration ocean by tlie great American octopiu 
 created during thoie many yean, caiuing the people from every 
 countiy and beyond all from ita neighbor Canada to be drawn 
 within the reach of ita tentaclea and to be alowly awallowed up 
 to tlw number of over 2,000,000 by 1900 from Canada alone." 
 
 It would have lieen hard, indeed, for the profeaaor to appre- 
 ciate the full meaning of thia tragic recital, had be not lived in 
 Canada duHng the decade of 1890-1000, and been an inter- 
 ested witneia of the enormous development during the succeed- 
 ing decade. He recalled to Mr. Kecler how he had come to 
 Canada in time to witness the third strange political agitation, 
 which like those of 1837 and 1840, had for ita object closer, even 
 political, relationa with the United Statea. Ita cry "Commer- 
 cial Union" had originated in New York with two ci-dmmt 
 Canadiana, Wyman and Glenn, and in Canada waa foatered by 
 that literary giant, but political enigma. Professor Goldwin 
 Smith. Supported by a newspaper, financed and edited by men, 
 previously conaervativea, a great impetus was given to a move- 
 ment, which appealed especially to the opponents of high 
 tbriffa in both countries, owing to the melancholy results com- 
 mercially of the decade, which had opened with a bUre of trum- 
 pets, regarding what the new Canadian Paci8c Railway begun 
 in 1881 waa to do in opening up the Great West. Its first 
 through train to the Coast, leaving Montreal, June t^, 1888, 
 was indeed an impetus to western settlement; but there had 
 been aheady dissatisfaction over the land laws in the West. 
 Indeed the Half-Breed rebellion of 188« grew out of thia; while 
 time, under the beat of conditiona, waa needed to overcome the 
 prejudice against the countt^ and its climate, where plagues 
 of locusts had occurred aa recently as 187S and frosts had not 
 infrequently injured the wheat and droughts had occurred as 
 late as 1886. . . . 
 
 Mr. Keeler here broke in : 
 
 "As I look back on those seemingly so hopeless days for 
 Canada and find from the blue book returns that not only did 
 the population not increase through immigration to any notable 
 extent, but further that we actually were short in our total popu- 
 lation in 1891 by 120,000 of what we should have had, had we 
 retamed our natural increase for the ten years, I wonder why 
 
 
M 
 
 Tlu IttuminatiM rf Jotph K-Ur, Eiq. 
 
 «• *U did not low faith entirely in our futura. Only tliinli of it, 
 the agiregate foreign trade of tU Canada in 1888 ai eompued 
 with 1881 had increaaed by only «400,000 while that for the 
 dreary yean fiam 1870-1880 had even increaaed by 14,000,000. 
 
 "The nadir waa reached when a financial criiii, beginning 
 in the United SUtet in 1800, reached it< height in 188S. Thia 
 hopeleianeia ii perhape not greatly to be wondered at when, 
 although trade ilowly improved after 1803, the export price of 
 wheat from 18S1 to 1880 roee only once to 80 cent* per buahel, 
 and fell in 1880 actually to 18 centi, while that of potatoea for 
 the lame period row but once to fO centj and averaged a* low 
 aa 98 centa per buahel. There aeemed but one adequate explana- 
 tion for thia whole lituation, lo directly aSecting not alone the 
 growth of the Canadian West, but even more that of the old 
 Lake ihoie countiea of my native diatrict, and thia waa the 
 eztraordinaiy development of the Weatem American Statea. 
 
 "I find for instance that to the twelve North Central SUtea 
 during 1880-1880 there was an immigration of 1,143,281, which, ~ 
 however, was less than the percentage increase for the same 
 sUtea from 1870 to 1880. But it made a toUl population for 
 thia area of n,410,417 in 1880, which had increased by ItOO 
 to M,330,000 of whom 48 per cent were foreign bom, over 
 (,000,000 being Canadians. 
 
 "Bemember too that while thia caused an enormous growth 
 in Chicago, and some of the western urban centres, it meant 
 also an increase in the farms of thia central western area from ~ 
 1,000,000 in 1870 to 2,000,000 in round numbers in 1890. Put 
 that there waa a limit to the available land there is shown in. 
 the fact that the increase in farms from 1870 to 1880 was SO 
 per cent, while between 1880 and 1900 it was only 14 per cent. 
 
 "You see then, professor," continued Mr. Keeler, "when 
 these several elements of our problem are brought together 
 that they present a group of conditions in some degree helping 
 to its solution, and we thus find in Ontario and the older 
 provincea only an accentuation of the process, which went on 
 in the old Eastern States for several decadea; with thia distinc- 
 tion, however, that while the whole of old Canada was for forty 
 years being drained of her population, the westward movement 
 at any rate kept the old New England population within their 
 
 > 
 
Comnunial md FoHtieol Efnlt tf forty Yton 
 
 «l 
 
 own country. DoubthH it ii • novcment rimiUr to thii which 
 nuy lie (t the bottom of the fenerml depicHJon and Heminf 
 •iricultunl ratragreuion in the old dietrict down on Praaqu'- 
 U* Bay; but the nibject, now that we have nally begun to 
 inveetigate it hiitorically, ii becoming ol abeorbing interest and 
 I hope we togetlier may determine in what direction thia moat 
 •eriou> condition, affecting the welfare of our old Province 
 •hould beet turn the energiea of her people." 
 
 The buiineu-like grouping of commercial and hiitorical fact# 
 made by the man of aflain wai a lource of intense admiration 
 to the profeuor, who remarked in riling to go: 
 
 "Well, Mr. Keeler, it i> once more the proof of the old icien- 
 tific adage trperientia dee*l, which we now translate into 'It is 
 necessary to experiment in order to lesm,' and certainly you 
 old Canadians must have had either great faith for forty years 
 in your future or an intense patriotism like that of the IVnlese 
 or Swiss for their mountain glens to resist the loadstone of com- 
 meicial advantages and huge business attractions, which you 
 have so well illustrated in this picture o( the growth of the Amer- 
 ican West. But it does seem, as you say, as if the Old East in 
 Canada is today having the same depleting process repeated, 
 and I wonder if there is to be a forty years* further drain on 
 these old provinces, which have supplied the very essentials not 
 only of men, the primary condition to development, but also 
 of the intellectual, social and political elements in the evolu- 
 tion of the West. We must study this further. Goodnight!" 
 

 CHAPTER Xn 
 The Exit op John Keblbr pbom Frenzied Finance 
 
 It was Mveral months since the first shadow came over the 
 Keeler house, and unfortunately H had remained there. Mr. 
 Keeler had hoped that the lesson which had come to his eldest 
 son would have proved salutuy; but the young man's personal 
 pride was hurt — the lesson bad not reached his conscience. He 
 placed the blame of his fall upon others rather than openly and 
 frankly going to his father and saying "I have sinned." As usual 
 in such cases, the spiritual in the man being in abeyance, the phy- 
 sical dominated the actions of John Keeler, and instead of turning 
 over a new leaf, he went about in a sullen mood, avoided the 
 family circle and, instead of improving his nervous tone, was 
 quite evidently indul>r g secretly in what had now become in his 
 unhealthy opinion, a physical necessity. He did not abandon his 
 club entirely, for that would have b en to confess his fault; but 
 he went elsewhere and made associates of otheis, who, like him- 
 self, had fallen into irregular habits. This, of course, Mr. Keeler 
 came to know through Tom and, instead of John Keeler appre- 
 ciating the delicacy of his father's treatment of him hitherto, he 
 chose to wear an air of injured independence, which made it 
 impossible for any frank approach from either side. 
 
 He perhaps seemed to give more hours to his legal duties; but 
 even this proved to be but a cloak to cover his absence from the 
 home at normal hours. The mother and sisters, though still 
 ignorant of what had taken place, were of course made aware erf 
 his irritable moods; but the fond mother set it all down to Jack's 
 overworking at the office, and extenuated a peevishness, which 
 mwe properly was only a rude selfishness. 
 
 But it was not to be supposed that when matters of this kind 
 had gcme wrong th^ would correct themselves, unless the prime 
 agent's attitude from the moral standpoint changed, and John 
 Keeler had not changed. There still ever remained impending 
 fear of certain actions in the matters of the Real Estate Company 
 
The Ittumination tf Jcaeph Ketltr, Etq. 
 
 jj 
 
 
 ilib. 
 
 coming to li^t, coupled yaih hia failure to meet payments on 
 "cails" for stock held by him. As solicitor and secretuy of the 
 company he had frequently received small payments from pur- 
 chasers of lots to be sent to the treasurer; but when losses at cards 
 had occurred, he had for the moment used these bums, intending 
 of course to turn them in next d^y. Such, however, had now 
 grown into a considerable sum, and it became inevitable that the 
 time for accounting must soon come. His associates even, some 
 of equivocal commercial morality themselves, knowing of his 
 club scandal and his more irregular habits could no longer for 
 their own safety delay action. So it came about that at the 
 semi-annual directors* meeting the amounts of the outstanding 
 accounts of John Keeler in the matter of stock payments and 
 moneys received came up for consideration along with others. 
 With characteristic tnwnirtance, he made his defence, urging that 
 others were behind in stock payments as well, and that the extra 
 legal work placed upon him more than made up for the seeming 
 irregularities. The booming of land sales had, however, latterly 
 fallen flat, and the directors were in no mood to accept excuses 
 for these easy-going methods, since they were sadly in need of 
 funds for payments due on the farm purchased. Young 
 Keeler's irritating attitude of superiority only made matters 
 worse, until at length after high words, a resolution was passed 
 "Requiring that an accounting be nuute within one month of all 
 moneys received by him as solicitor and that if these were not 
 paid as well as all payments on stock overdue, legal action would 
 be taken against him by the company. Meanwhile the solici- 
 tor's work was to be done elsewhere." The resolution was 
 passed not without a sense of indecency on the part of some of 
 the Board, since they had especially counted on the social stand- 
 ing of the son of Joseph Keeler, Esq., and on the prominence of 
 the father in large business afiFairs to give their company a finan- 
 cial standing. But the human selfishness in business, as else- 
 where, and the toutw qui peut of the speculator have no delicacy 
 of soitiment and the inexperienced young solicitor, who had 
 ynan so superior an air. was now to suffer ui injury to his pride, 
 whkh for him was infinitely more intense than any sense of un- 
 ffntunate peraonu hiUuts had as yet produced in him. Its im- 
 
Tht Exit of John Ktdtr from Frmuiti Finance U 
 
 mediate and almoit inevitable leault waa a period of debauch lo 
 aerioiu and prolonged that it could no longer be hidden from his 
 brother and father. The ihock to Joaeph Keeler, when Tom 
 •tated what he had gradually learned as street gossip about the 
 directors* meeting, as we recall his pride in the business prob- 
 ity of the Keeler name, which in Toronto had become a tradi- 
 tion, may well be imagined. 
 
 His son and heir had not only fallen into irregular personal 
 habits, but he had also marred the family escutcheon. Imme- 
 diate and prompt action was demanded; but it is unnecessary to 
 relate the painful scene between the father, who felt bis personal 
 honor cruelly injured, and his son, who with nerves unstrung 
 was now forced by personal fear of prosecution for financial 
 irregularities to tell to the father the shameful nature of his 
 gambling debts, his misuse of funds and the amounts of the pay- 
 ments demanded by the company. Even at this moment the 
 superior John Keeler, the mother's favourite, only saw one mean- 
 ing in St. Paul's words, "The strength of sm is the law." Not 
 yet had come to him that other truth, "that it is the renunciation 
 of self and the giving himself for others," which was the only 
 measure of his personal reconciliation with the law of the 
 highest Master of Morals. 
 
 Joseph Keeler did not hesitate for a moment to demand a 
 statement from the company of his son's liabilities and, when 
 received, to pay them all to the full, and to sever his son's rela- 
 tions completely with the company, feeling assured that the 
 whole question of his son's future must be considered from a 
 wholly new standpoint. Meanwhile the young fellow was quite 
 unstrung and the panacea of a change of scene must be at once 
 tried. As it was necessary in the interests of business, Tom took 
 his brother on a trip to the West Indies, and for the moment we 
 may leave the young fellows not displeased at their absence from 
 a very unpleasant situation. Joseph Keeler, Esq., during these 
 past few months, has distinctly aged; the mother, who of ne- 
 cessity learned of her son's misbehaviour, has if quieter in man- 
 ner not ceased to carry herself with an air of even greater 
 personal superiority, as if assured that the expansiveness of her 
 socially protecting wings would adequately suffice to more than 
 
se 
 
 Thi lUuminaiion <4 Joieph Ktder, Etq. 
 
 balance the peccadiUoea at a whole family. Besides did she 
 not know "that it was those vulgar men her son was forced to 
 associate with as solicitor to that land company, who had been 
 the cause of the whole trouUe. She knew her Jack was all 
 right!" 
 
 I ^! 
 
CHAPTER Xni 
 BniAL Dsporoi^TioN and Ubsan Ovirpopulation 
 
 It wa» inevitable that some relationship either real or acci- 
 dental between those distressing family affavs of which he had 
 so recent experience and the political, economic and social 
 movements, which had become for him so absorbing a study, 
 should impress itself upon the mind of Mr. Joseph Keeler, the 
 hitherto even flow of whose life had never given him occasion 
 for serious thought on such matters. He unconsciously com- 
 pared the fuU, bounding and successful rural life of Upper Can- 
 ada before the "Sixties, " when not more then 17 per cent of the 
 people were in towns with the high pressure of present-day com- 
 mereial life and the restless, artificial and expensive habits of 
 society, and could not fail to realize that many occurrences, 
 social and moral, such as the irreguhu habits of his son, were the 
 logical and inevjUble resulte of the false standards which society 
 had set up, and to which the young men and women of today 
 in especially the hi^er circles were expected to conform. Not 
 only so, but he also saw that such were largely destructive of the 
 teaching and example of personal effort through self-denial, 
 which in his boyhood had been constantly inculcated as primary 
 requisites to success in life. It became further apparent to him 
 that the phenomenal material development of recent years in 
 CanMla, making in many cases successful speculation possible 
 for young men, whom he knew to be wholly untrained in busi- 
 ness methods, merely through taking the gambler's chances and 
 showing in their plunging foolish irresponsibility for results, 
 was exercisiDg wide-spread baneful and most disastrous effects, 
 not only ujwn the stability of business, but, iriiat was much 
 more important, also upon the moral fibre of the whole people. 
 
 Young men whom he had known a few years before of no 
 account or standug in business circles were now the moat prom- 
 tr 
 
tS The Illumination qf Jonph KuUr, Esq. 
 
 inent in many club-circles and had indeed invaded and been 
 received in social circles, hitherto the exclusive preserves for 
 the traditional well-bom, their sole title to admission being the 
 fact they had or seemed to have, made *coup9* through stock 
 gambling or the advances in real estate, such being due on the 
 one hand to normal commercial expansion and the rapid influx 
 of population to the cities and on the other to a kind of adver- 
 tising economically as indefensible as a Louisiana lottery or a 
 Gowganda Silver prospe^-tus. 
 
 The general tone of society to it all seemed indicated by its 
 laughing indiffemkce to any criticism of the situation, when 
 everyone seemed to say: "Why, if peo[^e like to be fooled, wl^ 
 not fool them?" while the lawyer who had grown wealthy 
 through his conveyancing and commissions and the newspaper 
 managers who had flourished through hi|^y paid gambling 
 advertisements, both nonchalantly answered with the conical 
 legal quibble "Caveat emptor" — "Let the buyer beware," as if 
 they had successfully solved for themselves the most intricate 
 moral problem and done all their duty as respectable members of 
 the community and citizens of a country which had a right to be* 
 come "chesty" as being the latest and last great "Bonanza" 
 struck since California or the Rand. 
 
 But Joseph Keeler was much too practical a man of the world 
 to become embittered against a situation, which had been in- 
 strumental perhaps in producing unfortunate results in his own 
 house, and turned philosophically to the problem of what means 
 were the most Ukely to improve, if not remove, conditions so 
 dangerous to commercial and natural prosperity and so pro- 
 ductive of social and moral declension. 
 
 What was perfectly apparent to him was that the removal of 
 the population of Canada from rural to urban centres, as was 
 shown by the recent census, and the enormous and dispropor- 
 tionate increase of the cities through immigration as compared 
 with that in rural districts could only have one result so far as 
 the production of the food of the people was concerned. Thus 
 he found the following: 
 
 
Rural DejnpiUation and Urban Oterpopulatim M 
 
 41 
 
 1901 
 
 1911 
 
 Increate 
 
 Ptrenri 
 
 Total population 
 
 of Canada ... .4.371,814 7.«04,8S8 1,888.4«S S4.1S 
 Total rural 
 
 population 3,349,416 S,9«4,SM 418,878 17.18 
 
 Total urban 
 
 population «,0«1,799 S,«80,4« 1,248,644 62.24 
 
 These figures were only emphasized by others giving yet more 
 details. Thus in Canada in 1901 there were sixty-two cities and 
 towns having a population each over 4,000, and only two with 
 a population over 100,000; while in 1911 there were in all 200 
 urban municipalities with populations over 2,400. The cen- 
 tralizing, however, of this population was marked by Mr. Keder 
 since he found that of this enormous urban mcrease, over half 
 had been in eight cities alone, which had grown from 444,406 
 in 1901 to 1,194,274. Such figures were an ample explanation 
 to him of the continued boom in Toronto, as in these other towns, 
 and were eloquent in the information they gave, which explained 
 so many of his problems. His own city, indeed, had grown 
 from 208,040 to 376,438 or 81 per cent in ten years. But this 
 was but half the story, for coming back to his own problem Mr. 
 Keeler found that rural Ontario had lost absolutely 42,184 of her 
 population in ten years, or such had decreased from 1,246,969 to 
 1,194,784. What, indeed, he had previously discovered re- 
 garding his old home of Northumberiand was now seen to be 
 simply a local symptom of a general disease. What, when 
 analyzed, made this all the more remarkable was that out of a 
 total of 1,639,644 immigrants who had entered Canada during 
 these ten years, of whom 619,844 had given their vocation as 
 fanners or farm laborers and of whom 120,000 gave their des- 
 tination as Ontario, all seemed to have gone to cities or if to 
 rural districts, to have displaced a native popuhition, whose 
 natural increase since 1901 had wholly disappeared. With the 
 enormous yearly urban increase during the decade confronting 
 him, these figures seemed absurd and impossible, while the 
 industrial expansion of his own city alone confi.med the seeming 
 universal proqierity. Assuming, however, the truth of thew 
 
M r*« /Uumtiurftaii qf Jotfli KitUr, Etq. 
 
 figures, Mr. Keeler uitiindly concluded that they would ihow 
 •ome logic*! coniequencM on •gricuHurml production >nd k 
 turned to itatiitic* egnin, where he wu nirpriwd to find that 
 the average of (arm viluea (or Ontario had increaaed but 11.11 
 per acre (or all occuped land*, (rom 1906 to 1910, while the 
 inaeaae of land auetaed waa only 481,969 acra over M.iM.OOO 
 in 1906; but that the percentage o( land cleared waa (lightly len. 
 In keeping with these figures he further found that there were 
 (ewer cattle, sheep and pigs in 1909 than in 190«. Thus: 
 
 1905 1909 
 
 Itlilchcows 1,106,000 1,07«,000 
 
 Othercattle 1,762,000 1,<9S,000 
 
 Total slaughtered 714,000 800,000 
 
 Sheep 1,344,000 1,S«0,000 
 
 Sheep skughtered or sold «,S84,000 2,767,000 
 
 Swine 1,906,000 1,M1,000 
 
 Similarly there were decreases in acreage <rf the several grains 
 in the same period. Thus: 
 
 Fall wheat, decreased 74,000 acres. 
 
 Spring wheat, decreased 21000 acres. 
 
 Barley, decreased 60,000 acres. 
 
 Oats, decreased 62,000 acres. 
 
 while he found increases only in the acreage oi com and potatoes 
 of 70,000 and U.OOO acres, respectively. 
 
 When, however, he found in a study o( the number o( bushels 
 grown per acre, no increase, (all ^eat bemg 2.4 bushels less in 
 1911 than the earlier average for five years, barley 1.8 less, oats 
 1.6 and peas S.S less while the price per bushel had increased 
 but little, relatively, he realised in this phenomenon of decreased 
 production and relatively small increase of prir<« to the farmer, 
 a situation, bad as it was in 1806 when trade everywhere both 
 in town and country was depressed, which was now aggravated, 
 so far as its effects upon farm values and the tendency to leave 
 the (arms to crowd to the cities where there was a demand for 
 labour were concerned, V the increased cost of farm labour. 
 
 It was not long before he had the pro(essor engaged in the 
 discussion o( these figures brought down to the present time. 
 
Sural Dtpopulaiiim and Utba» OwtrpaimlaHm 81 
 
 Ai the profettor had not been idle he wu equally prepared to 
 give hia theory o( the atuation. Heiaid: 
 
 "You know, Mr. Keeler, that through the keen diacuauon in 
 the United Statea, eepecially during the part few yean, and more 
 recently in Germany, o( the problems of hi^^ prices an agitation 
 has been raised producing the mart wide-spread political effects. 
 The discussion has naturally been concerned with the high cart 
 of living to city dwellers, and as the Ubouring classes have 
 witnessed the colossal fortunes piled up through the manipula- 
 tion of railway and other industrial rtocks and by the combines 
 to increase prices in iron, cotton, coal and foods, made possible 
 by the facilities of personal communication by railway, tele- 
 phone, and telegraph, a deep-seated sense of injustice through 
 labour not receiving its fair share <A profits has arisen, which, 
 if not in some way removed, can only end in social revolution. 
 
 "Of course strikes have followed strikes in every trade as if 
 that would lessen the evil; but everywhere an increase of i per 
 cent in wages is followed by 10 per cent advance in the cort of 
 food and coal. Strangely, I suppose, because the farmer has 
 hitherto been too often the silent, uncomplaining heart of burden, 
 an individualirt wholly unorganised and unbusinesslike, his 
 voice has scarcely been heard or if beard notlieeded because he 
 showed no combined political strength. I have been comparing 
 prices and find that wherever the prices of the farmers have been 
 increased 10 per crit the wholesale prices have risen by nearly 
 to per cent. Thus a table in the Beport of the Department <rf 
 Labour gives the following prices: 
 
 Averait of Prieet for 1890-1900 Priem for 1911 
 
 Grain and fodder 100 14fi. 
 
 Animals and meats 100 140.7 
 
 Dairy produce 100 ISO. 8 
 
 Ksh 100 14S.e 
 
 Average total 100 143.74 
 
 "In all articles of which a country produces a notable surplus, 
 the price is regulated by the world's markets as in the present 
 price of wheat; but whereas in the United States and Germany, 
 and now in Canada, the home consumption has approximated 
 
« Tin llhmtmaliim cf Jo-pk KtUr, £<f . 
 
 the home piodiictioB. tlw danud, too otten aHutcd by oom- 
 binatknu in almoit evoy article o( daily couumption, at once 
 wtvaocea the wholeeile price* often after the farmer hai lold hii 
 crop at an averafe price. For ioitance, I law the point finely 
 illuitrated in the paper of yesterday. The cold waaon every- 
 where hai prevented the tomato crap in Ontario, grown by the 
 (armen for the canneriei at a price fixed in the aummer at SO 
 cent* per buihel, from ripening weD and the farmen have hardly 
 got half the number of biuhela per acre of other yean. Of 
 coune the canner wa* short, too; but aa the lut year 'a aupply waf 
 exhausted the demand is the same, ao the canners agreed to add 
 to the price per can an extra amount to enable them to make the 
 usual amount of money or even an increase in profita, while the 
 farmer does not get a cent more per bushel than last year. And 
 so it runs all the way through the stoiy and, until the farmer 
 finds some way of protecting himself or helping himself or bemg 
 helped by buaineas methods and capital, whether private or of 
 government, this rural decrease of population through loss of 
 courage by the fanner will and must continue. 
 
 "We have academic dissertations aa to the depreciation of the 
 gdd standard and too much gambling in stocks, all of which is 
 true; but I am sorry to say that the plain, simple, econonuc 
 causes affecting the farmers' capacity to produce cheaply and, 
 after producing, to get a fair proportion of the value of the 
 product, are too often quite overlooked by the exponents of 
 political economy. 
 
 "Just how we are to help in bringing about a better situation 
 and enable the producer and consumer to be in the one case 
 assisted and in the other relieved of the excessive burden of high 
 prices, I do not wholly as yet perceive; but we shall not desist 
 unt3 we have discovered a method. We muat discuss it further. 
 Good night!" 
 
CHAPTER XIV 
 
 Tm SnuH OF Societt Fcnctions Has UNiointniAn 
 Reiclts 
 
 The earaetttnna with which Mr. JoKph K«Ier had been 
 ■tudying the several social problenu, along with his (riend the 
 profenor, during the past months had lessened the tendency to 
 dwell upon thoae family matters which had so urgently been 
 pressed upon his attention. His sons had returned from their 
 prolonged trip to the South, and John seemed to have recovered 
 from the physical exhaustion ai.d mental depression, which had 
 had such unfortunate results. But the lack of sufficient law 
 work gave him too much time for introspection; while the af- 
 fronts real or imagined, from his former associates rankled his too 
 sensitive egoism, the outcome proving that his depraved hab- 
 its had gained too strong a hold, in the absence of any acute 
 sense of personal wrong-doing, to enable him to reconstruct his 
 life and actions on a higher pUne. So it was not very long before 
 his father came to learn with grief that he had a son so lost to 
 self-respect and regard for the family reputation as to appear 
 not infrequently in pubUc, showing the traces of a dissipation 
 tending to become habitual. 
 
 But Mr. Keeler was to suffer from the further knowledge 
 that his younger daughter, the light and joy of Hk home, whose 
 sunny disposition had so often served to dissipate the clouds 
 gsthning over the family circle, was toward the end of a winter 
 of gaiety showing evidences of some maUdy, which her by no 
 means rugged constitution was not readily throwing o6f. A 
 ali^t cough had succeeded a seemingly simple cold, which when 
 her father suggested fewer parties and more sleep she made 
 li^t of as being nothing at all. When her mother was appealed 
 to, she too did not think it anything serious; but certainly 
 thought that a few weeks at AtUntic City would be a good thing. 
 Of course this suggestion was at once acceded to, so that mother 
 and daughter had gone away to the seaside, where, after • 
 S3 
 
64 
 
 Tlu lUummaiioH qf Joseph Knier, Eti. 
 
 •hort pniod of ra*t uul regulw bout* with outingi <><■ *^ brotd 
 ptomenwiM, which gave the young lady « ledinx of being quite 
 well again, tlie mother yieldMl readily to Fanny'i ineiiMitioni 
 and both were Mon involved in the locial whirl at the (aihiooable 
 watering-place. 
 
 In a few weeki they had returned home with Fanny looking 
 bfowned by the iun and lea bireiea, and w matter* flowed along 
 much ai uaual in the home. But it waa uon noted by the father 
 that hia daughter waa often pale and liitteii in the morning 
 with a poor and taitidioui appetite, while (bowing in the after- 
 noon a fluahed cheek, often aaiociated with an unnatural bril- 
 liance and unuaual excitability, both of which railed hia graveat 
 apprahenaioni. Hu wife, however, quieted hit fears with the 
 promiae "that a lummer ipent at their Muakoka home would 
 bring Fanny home bright and itiong again." 
 
 The lummer came and went, the daughter coming home aeem- 
 ingly better, while the eldeit aon, who had spent moat of these 
 months at the cottage, returned with them, greatly improved 
 in his general tone. So every thing pointed to the home return- 
 ing to its old-time happy routine. Mr. Joseph Keeler, as home 
 affairs became leas engrossing, reverted naturally to those eco- 
 nomic studies, which seemed now all the more important as he 
 saw their relationship to moral and social questions, affecting 
 even himself and family. U waa just at this moment that the 
 question of his youngest son's future became a factor in the 
 problem. Ernest had shown no inclination for the work in his 
 father's warehouse, and, indeed, for a whole year had been doing 
 little more than making a desultory acquaintance with office 
 methods, which from the 6rst he had found irksome. His love 
 of outdoor life often found him riding in the countryside far 
 beyond the city limits, thereby recalling the two happy days 
 spent with his father on the Lake shore at Brighton at the sea- 
 son when the hillsides were white with apple-blossoms set in 
 their verdured background, all reflected in the glistening sun- 
 shine of those fair May days down on Presqu* Isle Bay. 
 
 His sometimes laughing suggestion that he ou^t to he a 
 farmer had been made more than once, and had again and again 
 recurred to his father. So when, on the boy's return from a few 
 days spent with an old school chum in the Niagara Fruit Dis- 
 
Tht Sinu of fiinttt Fundmu U 
 
 trict. he benme enUiuaUwtic »t the dinner taUe in dc«!ribin« 
 the glorioiH tiicei they had hid in the country. Mr. Keeler uid ; 
 
 "Emeet, how «-ould you like to be • fruit {inner doim nt 
 Briffatonr" 
 
 To which the lul replied: 
 
 "Juit try me, air, and tee! It would be iplendid!" 
 
 Of coune the mother did not take the boy wrknuly, ai tha 
 could not compreliend how anyone, city bred, could endure the 
 inanity of an exiitence leparated from tlie daily exritement of 
 urban life and of the couitant round of gaieties li v'.irh much 
 of her later years had been spent. So all she en ulu * v was: 
 
 "You silly boy, you don't know what you »r- tulkii,i< aboui. 
 You would make a pretty fanner!" 
 
 To this Mr. Keeler only thought it necei • v to icn..i.k: 
 
 "Well, Ernest, we must see about the i .'ler,' ai <l «• .01 
 a time the matter rested there. 
 
 What, however, seemed apparent to Mt Xcrlci, il <• mori' iic 
 revolved in his mind tiiu rural problem n«.»w con^'n^' \o hr.ve a 
 family and personal interest as he thought of „ivin'; v.r. b«; '» 
 evident inclination an opportunity for developi.irnt. -Mf, ilnt 
 if enough land within the Brighton district could !>' i»i .^'ht at 
 a fair price, it might be possible to put into effect some of those 
 theories, which he and tlie professor had been di«^M»fing to 
 recently. 
 
 Not only, he thought, should capital properly invested and 
 applied be made productive as in any wholesale, manufactur- 
 ing or other industry, but there further seemed no reasons why 
 the methods of concentrating business and of cooperation be- 
 tween tlie new business farmer and the old individualistic 
 settler, who for so many generations had toiled patiently alone, 
 should not be brought into effect. 
 
 It was not long before he had, through the local enquiries of 
 an agent, obtained the prices of a number of farms for sale near 
 Brighton, and, though prepared for it somewhat, was much 
 surprised, indeed, at the low prices asked. It seemed to him 
 absurd that a few lots in a field more than five miles from the 
 centre of Toronto should have a selling price greater than a 
 hundred-acre farm, with buildings, orchard and all near Brigh- 
 ton. In some cases he learned of farms, where no sons were 
 
66 The lUuminaHon qf Joaepk Keder^ Eag. 
 
 left to till them, and of others ^ere fathers and husbands had 
 died and only women were left to manage them. So many in* 
 staucea of this nature were related that Mr. I^eler enquired 
 still further as to the conditions. He found that while farms 
 would vary in the percentage of readily tillable soil, yet it was 
 plain that most farms were but partially cultivated. Not only 
 was this the case, but the character of the cultivation was fur- 
 ther quite limited. Relatively few cattle were found in the dis- 
 trict, uptat from a certain number pf cows on each farm to 
 supply milk to the local cheese factory, the number decreasing 
 rather than increasing in recent years; while these farmers 
 seemed never to have learned the art of feeding fat cattle or 
 else had ceased doing so as being unprofitable. So the growing 
 of h^ and oats mostly for the cows and working horses, and 
 the cultivating of tomatoes and peas for the canneries, seemed 
 to be the chief methods pursued. 
 
 The chief feature of interest, however, was the apple or- 
 chards; but there were even in this fruit-growing business de- 
 ments which did not seem satisfactory. He noted that the 
 census showed fewer fruit trees in some counties of Ontario 
 in 1010 than in 1900, while he found that the local practice of 
 many years still prevailed of the apple-buyer of the neighbor- 
 ing town coming during the late summer and bai^ning for 
 the apple crop, at the same price per barrel as bru^ been paid 
 twenty years before. 
 
 **No wonder then," sud Mr. Keeler to himself, *'if the wages 
 paid and the cost of living are higher to the farmer, and prices not 
 much increased, that he should have grown weary and either 
 retired to the neighboring village, renting his farm which he 
 could not sell, or continued on the farm a mere vegetative exis- 
 tence, not doing much and not getting much, not laying mudi 
 out and not incurring any serious expenditure or responsibility." 
 
 Before going further into the matter. Mr. Keeler invited 
 the professor to spend another evening with him. The results 
 of their discoveries were pregnant wilii many altered views <rf 
 life in the various members of the Keeler family. 
 
CHAPTER XV 
 
 The Probleh of Hiqh Pbicxs Analtzbd 
 
 When Mr. Keeler and the pnfeasor bad once more nettled 
 into their uiunl comers in the library, the former briefly re- 
 hearaed the several incidents related in the last chapter and told 
 of the enquiries he had been making regarding present farming 
 conditions and what the results were. He said : 
 
 " What do you find elsewhere, professor, in either your travels 
 or reading? Are rural conditions what I find them here? Is 
 there everywhere in old communities in Great Britain and on 
 the Continent this same inertia, bred of an environment seem- 
 ingly incapable of being overcome, altered, or ameliorated? 
 Just imagine my bemg offered farms at prices not much greater, 
 right along the Lake Shore and railways, than asked for wild 
 prairie land thirty miles away from the nearest raihnad in cen- 
 tral Saskatchewan! " 
 
 The professor replied: 
 
 "Unfortunately these very conditions have existed and even 
 yet exist in some old English and Scottish counties; while Ger- 
 many and France receive annual migrations of Russians and 
 Poles, either for the harvest time or as permanent settlers on 
 account of the exodus mto the cities m recent years, notably 
 in Germany. Nowhere does the ideal condition exist of a 
 baUnce between country and city equal to that in Denmark, 
 where there are about 1,000,000 people in the cities and 1,400,- 
 000 in the country and where several ministers of the Crown 
 are simple peasant farmers. 
 
 "I assure you that sfaice you have brought all these matters 
 home to me as a local Ontario problem, I have felt that some of 
 my early generalisations on the subject seem to me now rather 
 academic than practical." 
 
 "But, professor," said Mr. Keeler, "if the Danes in a country 
 surrounded by the ocean can solve the rural problem, surely 
 inasmuch as they are or ought to be affected by the same world- 
 
 67 
 
 
08 The lUummation of Jouph Ketler, Etq. 
 
 wide influencea u their neighboun others can do the aame. 
 Wherein aeem to rest the eaaential differences in results? " 
 
 "Well, " replied the professor, "you must know, Mr. Keeler, 
 I have in my summer vacations visited the several countries 
 of Northern Europe especially, and what I have noted, most of 
 all perhaps in the Scandinavian countries, is that which Caesar 
 noted and what Tacitus writes about regarding the Teutonic 
 peoples, a simplicity of life, associated with the traditional love 
 for the customs and practices and occupations, which for many 
 centuries have marked every hamlet in these countries. Ger* 
 many since Bismarck's policy of industrialism, basedupondirect- 
 ing the energies of twenty-one universities into research work 
 and a high protective tariff for the products of industry, as well 
 as on home-grown food, has made enormous strides in organiz- 
 ing her people until the problem, is now one of feeding the towns- 
 people without bringing in food from other countries, while the 
 stimulus to become industrial has become so great that rural 
 development has proportionately very notably lessened. 
 
 "Sweden like Germany has advanced industrially very no- 
 tably in forty years, but there as in Denmark, a much nearer 
 balance between country and city exists, because the govern- 
 ment systematically develops ru-al needs as an industrial neces- 
 sity. Although only 12 per cent of Sweden is cultivated, and 
 emigration was for thirty years very large to the United States, 
 yet the great water powers being utilized are greatly develop- 
 ing industries, and farming is rapidly becoming industrialised. 
 The wide areas of rocky hillsides are being made to grow much 
 more stock and the forests have been, and are being, system- 
 atically cultivated for business profits. Dairying, as in Den- 
 mark, is closely associated with sugar-beet growing on the same 
 pUn. Everywhere is being clearly comprehended the conver- 
 sion by the producer of his own raw materials into the manu- 
 factured product. Some 93 per cent of all the rural population 
 has only 4 acres, 66 per cent from 4 to 40 acres and the balance 
 80 to 200 acres. 
 
 "This ideal has as yet been realized only in Denmark, where 
 with a population less than Ontario, she had three years ago 
 1,358 butter factories, almost every one of which had ice or 
 mechanical refrigeration to care for their milk and butter. Of 
 
The Problem qf Hifk Prieei AtuUfsed 69 
 
 the ktter there were 141, which handle enonnous quantities of 
 milk daily, while there are besides several thousand small slaugh- 
 ter houses, some TO large abattoirs with all modem equipments, 
 tfeir competition preventing combines." 
 
 "So everywhere then, professor," said Mr. Keeler, "there 
 seem to be associated the two ^'roblems, first scientific methods 
 applied to farming, and second, the associating of a group of 
 farmers, as with the cheese factories here, if not to produce, 
 at least to buy and sell through coliperating." "Exactly so," 
 said the professor. " But," said Mr. Keeler, "isthere no otherdif- 
 ference, for if this is so easy, it is very strange that our farmers 
 have not done this aheady?" " Well," said the profesaor,"it does 
 seem very strange and I am free to confess that it is a problem 
 which you probably can get nearer to the solution of than my- 
 self. Perhaps there is something different in the fundamental 
 basis of education on thii v.y>stem Continent. For instance, 
 if the population of Ontario is half rural and half urban, there 
 ou^t to be at the fanners' superior colleges and schools as many 
 students as at the universities, which lead to professions. Now 
 I recall the fact that the Guelph Agricultural College has stu- 
 dents of the regular class, numbering only some 600, while 
 Toronto University has alone some 4,000 non-agricid'^ural 
 students. The other universities in Ontario really have no 
 agricultural course at all. As regards the primary schools, I 
 remember a short address recently made by the head of one 
 of our Normal Schools on this very point. He said, 'The pres- 
 ent courses of study for rural schools are made by city men, 
 text-books are written by city men, and the teachers of the 
 normal schools live and teach with city ideals.' He pomted out, 
 that, when science is really applied to agriculture, it will mean 
 that each farm will grow ten times its present amount and sup- 
 port ten times as many people. He further indicated that proper 
 teadung must begin through rural teachers who know how 
 to teach the most valuable parts first, so that the country child 
 should learn and do those things at school, which are a part of 
 his preparation for his future life work. This would mean a 
 normal school with its experimental farm, where many lessons of 
 the course are taught in the gardens and orchards, and it also 
 means a country school with its adjoining farm supervised by 
 
TO The Ittuntinatim of Joteph Ketkr, Etq. 
 
 the school principal, where education will be by illustration 
 and experiment in farming, horticulture and home making. 
 
 "When so prominent an educationist sees this, brou^t up 
 as he was on an Ontario farm, I fancy he really has put his finger 
 on the primary cause of our present evils. I know we have not 
 yet begun to approach the practical methods of Denmark in 
 this matter.'* 
 
 " All this is, no doubt, very good," said Mr. Keeler, " but from 
 my enquiries there seem other phases of the situation demand- 
 ing the most serious attention, for it must be years for the re- 
 sulU of such education of the children to have practical results. 
 Have you in your studies ev>:r come across the details of any 
 method by which the farmers can unite to obtain the full results 
 of their labours?" 
 
 "Oh, yes," sud the professor, "1 have noticed in a very re- 
 cent pamphlet from England how, in a single district, three 
 southern counties have what is called an Agricultural Organi- 
 zation Society. Its aims are to advocate the principles of 
 coSperation. Belonging to the General Association are local 
 societies, whose objects are (a) to purchase seeds, implements, 
 manures and so on, (b) to secure the best market for the sale 
 of produce, and (c) to establish credit societies. These methods 
 are the same as those existing in Denmark and other continental 
 countries; but in several of those countries legislation exists 
 enabling governments to loan money at low rates of interest 
 to such societies." 
 
 "Well," said Mr. Keeler, "this is just such a scheme as I 
 believe is necessary if we are to encourage the farmers of On- 
 tario to underUke production on a large scale with improved 
 methods. Of course private capital from the cities may equally 
 well be utilised to assist in such work; but there is every reason 
 why both means should be adopted. It is a remarkable illus- 
 tration of how slow Canadians have been to realise that the 
 company methods, which are everywhere in operation in manu- 
 factures, in mining, in lumbering, and so on should almost no- 
 where, at least in the East, exist with regard to agriculture. It 
 must be remembered that the fanner through his isolation and 
 his individualism is not, in the ordinary sense, a business man. 
 His interests have not really been considered as one with the 
 
 ill 
 
The Problem of High Priee§ Analyud 
 
 71 
 
 business interests of his neighbouring town, and, indeed, the 
 people of the tx)wn, always small traders^ have too often looked 
 upon the farmer as the man out of whom to make all they can, 
 taking advantage of their position at every point. 
 
 " I can see every reason why municipal councils should be a 
 medium through which county associations could be assisted 
 in financing a number of such local societies through supplying 
 printed forms supplied by the Provincial Secretary's Deport- 
 ment for insuring proper organization, reporting as to the good 
 standing of members and guaranteeing that loans would be 
 properly secured, as are our drainage debentures under the 
 Ontario Drainage Act in some of the western counties of the 
 province. ^^Tiat the ordinary farmer needs, above everything 
 else, is encouragement to make improvements, which by making 
 his labour more effective will ensure better returns." 
 
 " Yes," said the prof^sor, "this is exactly the point, or as one 
 of our acute economists expresses it, ' Increased economy really 
 means the more effective use of loanable capital'; personal 
 efficiency rather than a growth of population may be the great 
 force in increasing wealth, and with the uplift of the personality 
 of those using capital, as in this case of the farmer, comes a 
 better social spirit, and the replacing of competition by coopera- 
 tion. Thus it becomes easier to get groups of producers to 
 combine to prevent waste and. when they combine, the main- 
 tenance of fixed prices just as bank interest becomes readily 
 assured." 
 
 "That is perfectly splendid, professor," said Mr. Keeler. 
 "and sums up the whole matter exnctly. As I see it the solu- 
 tion of the problem resolves itself into three factors as does any 
 other of my business problems : primarily, it means economy in 
 the production of farm products, as in my factory it means 
 enou^ machines and enough intelligent labor to operate them 
 and the best of materials to work with, which means seed, soil 
 and climate. It must mean, next, that what is produced must 
 be of the highest quality pc»sible, lie harvested and preserved 
 in the best manner possible until put in the hands of the con- 
 sumer; and, lastly, it means that no undue costs be levied upon 
 any product by either local buyers, transportation companies 
 or commission men. I might give you a whole sermon on these 
 
7« 
 
 The lUuminaiian of Joseph KeeUr, Eaq. 
 
 Utter points; but you know them all, since as one of your pro- 
 fessors in the University has recently stated in a report regard- 
 ing hi^ prices, "The tax on imports of food is a primary cause in 
 prices being higher here in Canada than in Sweden. Intended 
 to protect the Canadian farmer, the development of canning 
 and packing factones has made it posuble for a group (rf men to 
 oitirely control the prices at which our fanners must sell their 
 products — nearly all possible buyers being in the group — and 
 also to nuuntain the price at which the consumer must bi^ the 
 same products up to the level of the foreign price plus freight 
 and plus duty. ' 
 
 " I have not said anythiug to you, professor, about my Ernest ; 
 but I believe I shall be doing a wise thing in at any rate the lad's 
 interest in buying a farm and in attempting to cultivate a spirit 
 of mutual help and understanding between myself and neigh- 
 bours in the country with a view to cotfpnation, and tiie boy will 
 gradually get fitted into his place vad work, if he takes the matter 
 seriously, while spending his winters at the Godfih College, 
 getting the scientific knowledge along with the peftetical. In- 
 deed, professor, I think some of the blood of my raral ancestry 
 must be warming up. for I am strangely attnKted to this 
 problem, and you may expect shortly to see me a k>rd of a few 
 cheap acres. It does seem very ridiculous that all which we in 
 Canada hear about the landed gentry of England and Germany 
 should fill us with visions of ancient country seats set in splendid 
 parks, surrotraded with a happy rural tenantry, while we in 
 Canada see on every side our city merchants imagining that 
 they are the only aristocracy, while the fiumers are really 
 classed with our wage-earning warehouse men. It looks as if it 
 is all a difference (rf opportunity and I would dearly like to see 
 the farmer given one chance, for I cannot believe that the ^irit 
 has wholly gone out of that old life down by the Bay, when my 
 grandmother reverting to the early doings always used to say, 
 "Those were halcyon days.'" 
 
 mW 
 
CHAPTER XVI 
 Mr. Joseph Keeler Tcbnr Faruer 
 
 Mr. Keeler was now still more enthiuiastic than ever in his 
 determination to develop the (arming scheme in his home coun- 
 ty, so it was not long before he was again visiting Brighton 
 with his son, Ernest, to examine closely some of the farms 
 on which his agent had obtained options. He wa.s not long in 
 selecting an old place situated on the Lake Shore with the rail- 
 way crossing it. There was an old-time semi-colonial house, 
 built ninety years ago by the first grantee from the Crown, an 
 old ex-captain of Commander Yeo's fleet on Lake Ontario in 
 the War of 1812. Like all of his profession the old captain had 
 believed in good cheer and from cellar to attic, cupboards and 
 storerooms all told of the days when the "home-brewed" was 
 of the best and abundant. Situated west of the town, the old 
 farmhouse looked out over the waters toward Bald Bluff with 
 Presqu'Isle to the east and Colbome Pier to the west, and ever 
 gave to the ^^ew the wide »» eep of the lake, whose roar was 
 heard from beyond the cedar grove on the shingly beach. The 
 farm had beea well cared for, though never greatly developed, 
 there being .•Kil remaining a large wood-lot of a hundred acres, 
 whose first pine had been cut in the fifties, but now bore a fine 
 growing forest of second-growth pine with beech and maple, 
 birch and cedar. This, with a splendid spring creek coming from 
 the ravine in the escarpment to the north aud wandering over 
 its gravel bed through the cedar bottom and pasture fields to 
 the lake, made the farm very attractive, so Mr. Keeler promptly 
 closed the offer, at what he looked upon as a very hiw price, from 
 the dear old lady whose whole married and widowed life of 
 nearly sixty yean had been spent there, and she and her re- 
 maining daughter left it only because of their inability to manage 
 it advantageously. The pasturage in the creek bottom was 
 excellent and the soil gave promise, with its .several old and 
 young orchards, of supplying the very essentials which Joseph 
 
M 
 
 Tlu lUuminatim of Jotpk K—Ur, Etq. 
 
 Keeler imagmed would ntiify hii boy'i deain* and give him- 
 tett the niipoitunity tt puttmg into pnwtkc the |duu which he 
 wu nutu ing lor «u honourable occupation lor hit ion. See- 
 ing * favounble opportunity at handling the place by wcuring 
 the lervices of a young farmer, he purchaied the adjoining farm, 
 and the ion of its former owner agreed to take charge on the 
 baaia of "share and ibare" alilce in the products, Mr. Keeler 
 reaer\-ing the forest land and orchards with other land for sepa- 
 rate development. 
 
 With his business fore i>: t, Mr. Keeler had no idea of rush- 
 ing into any hvge en " iitures until experience had taught 
 Um the best method' ■;' oiocedure. As it became known to 
 the neighbors that a , ircomer from the city had purchased 
 land, they became immediately interested and awaited with 
 much curiosity what their new neighbour might be going to do. 
 Mr. Keeler casualty met with one and another of these; he 
 fouBd them intelUgent within the limits of their old-time ex- 
 perience, and when he told them he hoped they might work 
 togtther to develop the district, he was met with frifHMlly assur- 
 ances of goodwill and assistance. He further soon found that, 
 for the verj' reasons which the professor and himself had \rorked 
 out, these farmers had been following for years along these 
 narrow lines of cultivation which brought them an easy sub- 
 sistence, such as keeping cows for supplying the cheese factor> . 
 caring fairly for their old orchards and growing tomatoes and 
 other vegetables for the canneries, receiving much the same 
 returns as they had twenty years befoee. He leaned that the 
 prices were not such as to enable them to employ sufficient 
 labour for devela^HKat, while largely for just such reasons 
 the sons of the fsem had year after year gone into town, where 
 they could receive ready money or to the West to take up ne^- 
 prairie farms. When asked why they had not combined to sell 
 their produce in Wholesale lots, they could only reply by saying 
 "they hardly knew," but all felt that some such scheme would 
 pay if it could be worked out. Mr. Keeler recognized now at 
 first hand how the lack of business methods and the absence of 
 anyone to take the initiative accounted for what seemed to be 
 a lack of energy and even a seeming hopelessness of any possible 
 improvement in their conditions; and he determined that, his 
 
Mr, Jotfk KmUt Ttmu Farmer 
 
 n 
 
 ..II 
 
 time and opportunitin peraiitting, be would tiy and develop 
 in the county lome of the simple methodi under which his 
 daily bunneu operations in the city were carried on. He fitted 
 up the old house comfortably tor Ernest and soon had installed 
 an experienced Scotchman, with bis wife and young family to 
 take charge of the young orchards, grow special stuff for the 
 canneries and gradually evolve some new features cf cultiva- 
 tion, which it seemed to him should be successful. 
 
 Mr. Keeler, so interested had he become, determined to have 
 the house "open" for the summer months and to spend at least 
 his week-ends in seeing matters develop. During his repeated 
 visits, he found that the neighbours were discussing more seri- 
 ously some of the methods of cooperation, one ol which had been 
 emjUo^-ed successful, at the cheese factory for years, and, 
 through the young acquaintances which Ernest's jolly ways 
 had so ea^ made, Mr. Keeler was not long in getting them 
 organised into an association for mutual assistance in buying 
 artiik'ial manures, spraying materials for the curchards, and for 
 picking, packing and marketing apples and other products. 
 At his invitation a meeting was held in the old house and he was 
 not a little surprised to find displayed an amount of accurate 
 {tactical knowledge which ser\'ed to assure him that with busi- 
 ness methods in buying and sellings very satisfactor>- results 
 were not only possible but even certain. 
 
 So the season advanced from the early spring into the long 
 summer days and these found Mr. Keeler escorting Fanny and 
 his eldest son do\sii to the "Farm," himself delighted with the 
 prtispect of a iio\'el experience and the growing hope that hia 
 daughter might there regain her (4d-time health and q>irits 
 and that his eldest son might obtain a wholesomer view of life. 
 It had been only the failure of her son to t^iow off his <fisBipated 
 habits, which had injured her vanity, and her saziety regard- 
 ing Fanny's continued delicate health iHiicfa had haK-ref*onciled 
 Madam Keeler to the absurdity of her husband's farmif^ fad, 
 and his encouraging Ernest to exile Jumsetf m the dreary 
 country. She knew that "it was all foKy and that both would 
 tire of it; but si^posed there could come so harm from that 
 trying it for a summer it they chose. She and Mami would gt 
 to Mudu^a cottage." 
 
W Tht /{mitnatim t^ Jo—pk KttUr, Etq. 
 
 It could not be Mid thst John Keder at fint reluhed b«n- 
 UuncDt from hi* chy haunt*; but he wae not to far loet to 
 ■eU-iopect or mentaUjr etniig enough to miit hii father's 
 ■ugfeetioDi niiich amounted to a command, that he go down 
 with Fanrjr and make Emeit'i flnt tummer a ple a ia nt one 
 on the "Farm." Thoroughly practical, Vb. Keeier knew that 
 John muit be occulted, » only aeemed •urprised when Tom one 
 Saturday evening came ipeeding up the creek in a well-fur- 
 niahed motor-boat, which he had rtm down in from Toronto 
 and which he told John he had brought ao that he might keep 
 Fanny out all the pleasant days on the water of the Bay and 
 bring back the color to her cheeks. 
 
 So it was not long before the change of scene, constant occu- 
 pation, with life in the open, motoring, fishing, and resting and 
 dreaming were not only doing marvels for Fanny, but were also 
 exerting their soothing, healing effects upon the prodigal son, 
 to whom came gradually some idea of his hitherto misspent 
 life, some sense of personal unworthiness and, with steadied 
 nerves, a growing determination to reform his ideas and habits 
 of life. To Fanny the days proved one long summer dream. 
 Coming in from a long ride in the sheltered cabin of the motor 
 boat, the delicate girl would go rested, though weary, to her 
 open tent pitched amid the cedars, which, grouped in little 
 clumps upon the warm light soil of the pasture field looking 
 over the beach, gave to the soft moist lepl^TS from the lake the 
 balsamic odours from their sighing bou^. Then after an ap- 
 petite, long absent, had been appeased with a cream and egg 
 collation she would sleep, fanned by the summer breeie, and in 
 the cooler evenings enjoy the campfire parties, which the others 
 of the household had come to make on the gravel beach. Fanny 
 soon came to so love the spot, that first in the hot evenings, and 
 then gradually until every night she made the tent her habita- 
 tion and, wrapped in warm rugs, would enjoy unbroken slum- 
 bers soothed by the ceoeucc-^ of the waves lapping on the pebbled 
 shore. As her strength d< finitely increased, she began to wander 
 through the meadows and to visit the com fields where Ernest 
 was daily busy with the men, cultivating the waving com, and 
 soon she became interested in watching the varied crops in 
 their wonderful growth and the increasing splendours of the 
 
Mr. Jettfk Kt^ Turn* Fanur 
 
 n 
 
 weil-truited oichardi. Then ihe gndually piuhed (artlier into 
 the deeper thade of the woodUod with it< munnuriog pioet 
 and bwchet and ample undenrood, folli>wing through it* depthi 
 the purttng cieelc, deep hidden b the tangled cedan, and came 
 home laden with watercreu, ferns, manb marigoldi and other 
 woodland treaaum. Responsive to Nature's allurements, 
 Fanny revelled "\ every new-found flower and moss and, soon, 
 forgetting she had been an invalid, rejoiced her father on his 
 week-end \-isit5 with the abundant evidences of a returning 
 strength and of a rapid improvement in her appearance of health 
 and with an outburst of her old-time joyous spirit. 
 
 But soon, all too soon, the nights lengthened and the summer 
 sped away and Mr. Keeler awaited with anxiety and some alarm 
 for what the coming autumn and winter nights might have in 
 store for his son and daughter. Nevertheless, the autumn came 
 and with it the generous, even bountiful gifts of Mother Earth. 
 The evenings were calm and serene, wrapped in that odorous 
 haie which marks the 'fall' of the leaves, with the warm 
 vapours wafted in from the now warm lake waters which, pass- 
 ng over the cooling land, made that wonderful, long autumn 
 season near the Great L4ike shorcii, delaying often into late 
 November the killing frosts and creating an ideal climate for 
 the ripening, tinting and maturing of the apples of those veri- 
 table Hesperidean gardens of Canada. But now and then came 
 the li^t frosts to aid in perfecting Nature's treasures, and 
 with them the tinting of the birches, beeches and maples. 
 Ernest and his men were now busily engaged in picking the lus- 
 cious fruits, having already gathered for the cannery the green 
 com and the ripe tomatoes hanging in their crimson profusion 
 from the drooping vines. 
 
 The Cooperative Association formed in the spring had done 
 well. Through Mr. Keeler's efforts the railway had put in a 
 "siding," and flag-station while the association had erected a 
 large storehouse to which the fanuers brought their fruits, 
 which there were carefully sorted, graded and packed in the 
 finest type of modem box, to be sent in car-lots wherever called 
 for; but especially to Winnipeg to be handled by one of Mr. 
 Keeler's travellers who had arranged for their sale direct to 
 retailers there and in other western cities. An expert picker 
 
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 (716) *B2 - 0300 - f^mw 
 
 (71«) 168 'MS9 -Fo> 
 
78 
 
 The lUumiruttion qf Jote-ph Keeler, Esq. 
 
 and packer had been empk^ed by the associatk)n, a man psr- 
 sonally interested in the success of the work, who had marked on 
 each package the brand of the association, the grade and the 
 grower's name, thus banning a system which was soon to bring 
 credit to a district long criticised as unprogressive. Joseph 
 Keeler had too long known and helped to evolve the refine- 
 ments of city trade not to realise that what the association had 
 already done was but the beginning of what an up-to-date and 
 critical trade demanded. Satisfied as he was with the first sea- 
 son's business, he saw that with more varied and more refined 
 products, of course more labour would be demanded, if the 
 highest success was to be secured. 
 
 The crisp evening breezes of late October had now succeeded 
 the September stillness and the whole country-aide was alive 
 with the n<ttBe of the apple-picking gangs in the orchards, where 
 the leaves were now shrivelled and falling from branches bend- 
 ing with the ruddy or golden loads of perfect winter fruit. Mr. 
 I^eler*s heart bounded with delight, as one Saturday he strayed 
 through the orchards fra,<!rant with the flavours of ripened fruit, 
 crushing the falling leave's which marked the completion of the 
 growing season. Nature seemed to say to him, "How perfect 
 is my work! Earth and sky, sun and lake breezes have poured 
 their benisons on man, happy in the measure that he learns to 
 take advantage of my gifts I" 
 
 But the time had come when Ernest, straight and broad* 
 shouldered with bronzed face and glancing eyes, which told of 
 the very joy and dtli^t in living, must depart for the Agricul- 
 tural College, where he now could go, fully prepared to seize 
 with avidity the information supplied at lectures and demon* 
 strations, the value of which tus sunmier in the field luid tau^t 
 him to appreciate. 
 
 The time and other matters related to his going were being 
 discussed on the Saturday evening when Mr. Keeler was present 
 in front of the blazing log-fire in the old-fashioned chimney* 
 place, after he had been wandering with John and Fanny 
 through the ordiards and the woods scented with the smoky 
 fragrance of fallen leaves and ripened flowers, as they crackled 
 beneath their tread. It was very evident to John that his father 
 longed for the maintenance and continuance of the fortunate 
 
Mt. Joseph Keder Tum$ Fanner 
 
 79 
 
 oonditionfl brouj^t about by the happy mimmer at the Fann, 
 and especially did he himself feel that he would but poorij' repay 
 his father's generous kindness in all that had been done for him- 
 self and for his »ister, Fanny, who seemed almost another being, 
 did he not at least offer a solution of the problem. So he said: 
 
 "You know, father, I have grown to like the quiet life here, 
 idiich has been so good for me, and if Fanny will only stay I shall 
 be only too glad to remain with her. You know there is that 
 timber, which you were looking over today and which you pro- 
 pose to have thinned by cutting the larger trees for lumber, must 
 be supervised during its removal. Besides if you intend to erect 
 a sugar-house for the maple-sugar makii g from those 500 trees 
 on the west fann in the spring, someone must be here to see it 
 constructed." 
 
 Mr. Keeler looked toward Fanny, whose face, flushed with the 
 warm radiance from the burning logs, seemed to fairly glow 
 with a strange sweet beauty and calm. The girl, catching 
 his fond, anxious look, came quietly over to him and seating 
 herself on the arm of his chair placed her arm about his neck 
 and kissing him said; 
 
 *' Father, you don't know what Jack has said means for me. 
 For weeks I have been so longing to stay here till I dream of it. 
 All is fair and sweet and peaceful, where the lake and woods, 
 the growing golden com, and the apple-crowned orchards have 
 all been so good, bringing joy, happiness and health back to me. 
 But I was afraid to speak for I thought Jack would be worry- 
 ing to get back to Toronto. O Jack, you dear splendid fel- 
 low; how did you know I wanted to stay?" 
 
 Mr. Keeler was quite overcome with joy and after a moment's 
 silence, said: 
 
 "You cannot know how happy you all make me. You, John, 
 have at last come to know yourself and have learned that the 
 first step toward happiness ia in giving rather than receiving, 
 and you need not my thanks and blessing for what you are 
 willing to do for your sister, since it will be equally a benefit to 
 yourself. I am sure that your mother is getting to understand 
 and becoming reconciled to having you both remain at the 
 Farm, if you will promise to come up and both spend Christmas 
 with her. I know that when she sees you both she will be con- 
 
80 Thi Ittummatim cf Jotejh KeOer, Eiq. 
 
 tent and will let you come back to what it not, at least (or us, a 
 dieary country." 
 
 Ernest, irfio had been «Uent during the conversation, could 
 no longer keep silent, and so started: 
 
 "Jack, you old brick, it is just too jolly for you to stay and 
 take care of the farm for me wjen I am at college. Kemember 
 Fan is always going to be my housekeeper here, and she can 
 only stay in town at Christmas for I am commg back here for 
 the holidays. Besides I want you to get busy and have the men 
 cut and clear an acre up in the pines there for I am going to have 
 a good cottage built there for het where she can start next spring 
 her own real garden, that, when the March winds blow, she will 
 be warm and cosy; and amidst 
 
 ** TTbe Buunliiiiiig pines ftiid hemlocks' 
 
 be sheltered wherever the breeses blow. 
 
 "You know I shall sure be back at'Easter for the sugar-mak- 
 ing and Fan will put on long rubber boots and there'll be some- 
 thing of a time, you bet." 
 
 "All right, my deah bhoy," said Jack, with a wink at his 
 sister, "I shall immediately proceed to carry your lordship's 
 orders into effect. I shall clear the lot and build the sugar- 
 house; Fan may put on the long booU and carry sap, but J shall 
 be in at the sugar-oSI" 
 
 III 
 
 
CHAPTER XVII 
 
 The Legal Etolct:on or an Aoricultubist 
 
 m 
 ."^1 
 
 The autumn tints had faded and the chilling winds had driven 
 the whirling leaves from the trees, while frosts and light snow- 
 falls gave a wintry appearance to the landscape, dull with 
 November clouds. John Keeler had assumed the responsibili- 
 tics of the Farm, when Ernest had gone away to college. Diuing 
 the summer of his moral convalescence John had tmconsciously 
 become initiated into many matters, which belong to farming, 
 and now was to be seen diuly engaged in seeing to the storing 
 of winter food for the cattle, and in having them properly housed. 
 But especially was he busy with the work of clearing the space 
 for Fanny's new farm cottage and in ordering the lumber, v^e 
 the men were preparing the heavy timbers necessary for the 
 foundation walls. 
 
 Plans had been gone over agfun and again by Fanny and him- 
 self, while a pleasant site with a southerly outlook over the lake 
 had been cted. Excavations were made, framing begun, 
 and soon '. gang of workmen were busy erecting the walls. 
 Fanny was daily to be seen viewing operations, dressed in 
 wannest garments, gaining daily rugged health in the crisp 
 wintry air. A splendid appetite gave zest to existence, and 
 early hours and deep slumbers brought such a sense of well- 
 being to t he happy girl as she had seldom before enjoyed. Soon 
 the walls and roof were constructed, and the interior work begun. 
 The cottage was protected by the tall pines to the north and 
 east and had a large sitting-room looking to the south, with a 
 neat flower-room to the southwest. From this extended easterly 
 an ample verandah with a glass balcony overitead, on to which 
 Fanny*s sleeping-room with French windows opened. She had 
 learned the meaning of fresh air, and intended that her old tent- 
 life of the summer should be carried on, sleeping in the open. 
 The rooms ever3rwhere were lined with selected woods and pat- 
 terned to suit the young lady's fancy; while the workmen, 
 81 
 
8t The lUuminalion 0} Joieph Heeler, Etq. 
 
 pleaaed with her ninny amiles, were delighted to fulfil her every 
 wi«h. Simple yet modem city conveniencea were initalled from 
 kitchen to bathroom! and JoKph Keeler was greatly pleaaed on 
 his occasional viaits to see his two children revelling in the nov- 
 elty of a new home after their own tastes. 
 
 John had to supervise the men engaged in the varied employ- 
 ments of the Farm; but his oSBce training made it quite easy for 
 him to conduct both indoor and outdoor operations in a prompt 
 and business-like manner. The cutting of the timber, the draw- 
 ing of the logs, the careful cutting and piling of the brush-wood, 
 all engaged his attention, while this outdoor life gave the strength 
 and tone to his whole system, which made him no longer 
 desire to indulge in habits and practices, now with him a thing 
 of the past. The several works on agriculture and farming 
 journals served for his daily literature and gradually he became 
 interested m farming as a worthy occupation. It was all new 
 to him; but with a student's habits he soon came to understand 
 something of the wide meaning of the science of agriculture. 
 The weather, the soil, the varied crops suitable to the locality 
 developed a growing capacity for observation of the things of 
 Nature, to which he had hitherto been a stranger. 
 
 Both Fanny and John took much pleasure )d keeping their 
 student londlo'ii informed on the weekly progress of operations, 
 and Errcst ei-tertained them with accounts of all the things he 
 was observing and learning r he coUege and amused them by 
 relating the numerous improve ii^-jnts he was going to introduce 
 during the next season. Limited to their rural neighbours, both 
 Fanny and John gradually found themselves getting on friendly 
 terms with all who, from time to thne, almost timidly, fotmd 
 opportunity for visiting the new house and examining with much 
 curiosity the household conveniences to which most were stran- 
 gers. Such became, of course, the occasion of much comment 
 in their own homes, and unconsciously each began to think that 
 they too might enjoy water laid on in their houses and at least 
 some of the simpler conveniences, which they saw would make 
 homelife more comfortable and enjoyable. 
 
 In the summer months the family had spent their Sundays 
 in enjoying the pleasant scenes on lake and on the Farm; but 
 as the weather grew wintry and stormy and acquaintance ex- 
 
Th0 Legal EvoluHon aj an AfricuUuriH 8S 
 
 tended, Fanny had suggested to John that they go to the little 
 church, set in the old graveyard, given by a former proprietor 
 from a comer of the Farm and where almost a century *8 "fore- 
 fathers of the hamlet sleep." They found the service simple 
 and the popular hymns sung heartily, even if somewhat grating 
 upon Fanny's well-trained ear; but it was not long before the 
 minister, who listened with delight *o her clear voice adding its 
 melody, had enquired whethei she it ould not sing for them at a 
 week-night entertainment. Of course she complied with the 
 simple request, and pleased greatly the people who were not 
 long in urging that she play the harmonium on Sundays and 
 lead the choir. Ever ready to oblige she soon found that she 
 could not only interest herself but also give pleasure to others, 
 and before the winter was over she had the choir trained in the 
 singing of anthems very creditably. Thus gradually she became 
 the centre of several little activities — even in a dissenting chapel 
 — which meant much for the improvement of the young women 
 and men whose opportunities had been so limited. 
 
 All the family in Toronto were looking forward to the Christ- 
 mas home-coming from east and west. Ernest had already 
 arrived and gave a boisterous welcome to the two farmers 
 arriving on Christmas eve, and who were received by Joseph 
 Keeler and his wife with deep feelings of joy hitherto unknown. 
 Mrs. Keeler had not seen her two children for months; but now 
 as she gated upon her favourite son, strong, clear-eyed, with 
 elastic step and manly bearing and upon her daughter, rosy 
 cheeked, joyous and instinct with vigorous health, she broke 
 down and wept copious tears of joy its she held her to her bosom. 
 Possibly for none had these months done more than for Mrs. 
 Joseph Keeler. She had at lei.i'th gradually begun to realise 
 that life has another meaning than that which she had hitherto 
 gathered from it; and she now went to her husband and, kissing 
 him, thanked him with real gratitude in looks and words for 
 what he had done for them aU, so quietly and so wisely. The 
 practical Tom ^aid, "£vei>lhing is turning out all right as I 
 knew it must," and rejoiced with the rest, while even the 
 haughty Maud condescended to join in the common happiness. 
 The painful and serious soon gave way to the joyous and merry, 
 when Ernest demanded in his boisterous, jolly way of Jack, 
 
M Tlu iUuffltnotum of Jotph Keder, Etq. 
 
 "How an your cowa?" mnd iuuted on partkulmn reguding 
 the health ol "FrMky," "Jenny," "Hoey" and "BUcky"— 
 all being hit calvei. Fanny in return had to deicribe in detail 
 the progreu of the cottage and when she invited them all to the 
 houK-wanning in February, Eme»t'« spirita became ebullient. 
 The happy holiday week went by, only too »oon, with the 
 many friendi of Fanny calling and all expmaing delight at her 
 reitored health. Naturally John Keeler was reserved and, 
 with a proper perception, felt that he had yet to prove himself 
 and make worthy amends for an unfortunate past by real deeds 
 before he could look "the whole world in the face," and tread 
 with firmness iU broad highway. As Ernest longed to see the 
 Farm, the improvements and the progress of all its operations, 
 the happy party was broken up after several mornings happily 
 qient by Fanny and her two brothers in selecting proper fur- 
 nishings for the new home, and the) three returned together, 
 Fanny and John sufficiently gratified in enjoying Ernest's 
 exclamations of delight as he examined every detail of the build- 
 ing of which he was to be the proprietor and Fanny "The Lady 
 of the House. " From the cows and horses at the bams to the 
 lumbering operations in the woods the boy passed, spending 
 every hour finding some matter of interest, so that it was with 
 much regret that he tore himself away at the end of a week to 
 return to his college work. 
 
 John Keeler, while spending his holiday in the city quietly, 
 had not refused the friendship of those who chose to call upon 
 him, and amongst such w^ the dose friend of Maud, Miss 
 Mary Morrison, between wLom and himself there had for year* 
 existed an understanding, based on the mutual regard of children, 
 which might long since have ripened into a positive engagement 
 had not John's habits, time and again, made such on her part 
 most imprudent. Her delight and pleasure now at finding 
 him on her first call "clothed and in his right mind" and re- 
 stored to health, yet hesitating to express mori^ than ordinary 
 pleasure at seeing her again, were too evident to John Keeler, 
 whose face lighted with an expressive smile of gratitude, as the 
 kind girl's heightene colour expressed her sympathetic regard. 
 Her call lengthened to a visit and she forgot time, watching 
 his pleased face, as she encouraged him by inquiries to tell of all 
 
Tht Ugal EtaUim (tf m ArrieulhinH U 
 
 tb«ir doiiigi, vhich ihc had beaid ioiiietliiiig of through Maud, 
 tuul which kept Fanny and hinueU » biuily engaged at the 
 Farm, that they were forgetting th<>ir oM friendi. John, for- 
 getting hi> reserve, became almoat eloquent in telling of the 
 many things he had been doing, and which so interested him 
 that he never found an idle moment or time to grow weary of 
 rural life, though sometimes, perhaps, looking up expressively, 
 "he mi^' leel k>nely." 
 
 The young woman's beaming face toM him she understood: 
 but she only said: 
 
 "How lovely it must be to have so .luch to employ and 
 interest one and to enjoy real life in the corntiy, instnd of the 
 vapid artificialities they had to endure in the whirl of city 
 society. " 
 
 More than once they met during the holidays, and before 
 John returned Miss Morrison had promised to pay Fanny a 
 visit when they should be settled in their new home and had the 
 house-warming. 
 
CHAPTER XVm 
 
 Hautoh Da™ Hath Comt Aoaik Down ok ihb 
 Laks SnoBE 
 
 life at the F»nn had raumed iU biuy routine uul by the end 
 o| Jinuuy. Fanny and John were inrtalled in the now com- 
 pleted and coiUy fumiahed hoiue. Inviution. \vm iuued to a 
 few of their moat intimate frienda, and in due time the pleaaant 
 houM-party had arrived and for wveral day> a mildly hilarioua 
 tune wa. spent. John eacorted the parly through the woods to 
 view the lumberinr operations, and many were the exdamationa 
 of wonder and delight of the city folk. a< they mw the axemen 
 dexterously feU the pine trees, trim and cut the logs and brush 
 and with strong teams haul the timber, placing it in pUea ready 
 for sawing. Here and there on the crisp snow were the foot- 
 pnnts of foxes, rabbiU, squirrels and other wUd things, whUe 
 now and then the whirring partridge waa starUed by the new- 
 comers. Every morning these birds of the evergreens came, to 
 Uie joy of the visitors, to the euge of tho clearing, where aa 
 Fanny 8 pets they were accustomed to be fed. As the snow had 
 fallen m November, she had noticed the few remaining biida 
 daily coming nearer the bams and house seeking for food, no 
 longer easUy obtained in the fieMa and woods. As the snow 
 ^w deeper the partridge too wo jld be found approaching shyly 
 the hjildings, and, susp^tisg the cause, Fanny threw crumba 
 and as they cinie again, she got grain and soon waa pleased to 
 find them becoming morning \-iaitanta. Then, too, came the 
 snow buntings, and at tunes the cedar wax-wings and grosbeaks, 
 which soon got to know their friend and foUowed her from the 
 farmhouse to the new cottage. A flock of crows had chaUenged 
 their mtruMon mto the cottage in the pines and had looked su»- 
 pirmusly upon its now permanent occupants; but they, always 
 wise, soon might be heard it the breaking dawn warning off by 
 their caw! caw! the smal'er birds, and only gave pUce to the 
 latter when Fanny went to the verandah to feed them. The 
 T 87 
 
I 
 
 88 Tin lUuminaliom qf Ji<Mj)k KtMf, E<(. 
 
 party took long Wklka to tt the breakcn roll in on the bnuh 
 with ifai hummoclu M ice piled high on the ihoie: while (gain 
 •leigh bell* lent their plewunt miuic to the evening drive in the 
 bob-aleighi. 
 
 It aeemed proper, too, that Fanny ihould do loniething (or 
 her country (riendi, » a concert wa> arranged in the chun-h at 
 which the city performen gave ielectioui and mingled in pleai- 
 ant convenation with their (armer acqiiai nt a w ei. After a final 
 "party," to which aome ol the more immediate neighbon were 
 invited to meet the viiitort, the latter regretfully bade their 
 adieut and John and Fanny returned their quiet life, Min Morri- 
 •on only remaining with them. She had, during theee pawing 
 dayi, obaerved with pleasure the active interert John took in 
 every part of the Farm, and waa lurpriwd, indeed aitonithed, 
 at the strong grasp shown of all it> practical details. Instead of 
 the nervous and irritable lawyer she had known, she now bdteld 
 a strong, calm ma;., seriously engaged in the business of life with 
 an evident purpose of doing his utmost to cany out his respon- 
 sible task successfully. She found that instead of performing 
 a perfunctory duty, John Keeler was eager to learn everything 
 of farming operations, and she noticed that his reading was espe- 
 cially of works on the practice and economics of agriculture. 
 His conversation turned upon some of the problems, which his 
 father and the professor had been so long engaged upon, and 
 John pointed out to Miss Morrison how backward agriculture 
 had become, compared with that in some European countries, 
 where throu^ his reading he had found scientific methodsof pro- 
 duction, distribution and selling fully developed. He spoke of 
 the low land values, which were the measure of the small average 
 crops in this splendid climate, and said that to reconstruct agri- 
 culture in the district was a work worthy of the highest kind of 
 intellect and training. He, too, pointed out the loss to the dis- 
 trict through so many young men leaving the farms for the city, 
 and felt sure that the absence of the old-time spirit and energy, 
 which had marked the district sixty years ago, was primarily 
 due to a failure of the rural population to keep pace with the 
 application of modem scientific methods as in other fields of 
 human energy, and that this must be (airly attributable to the 
 lack of means and opportunity tor obtaining exact knowledge 
 
Vaieimi Dof Butt Comi Afi* m llu Lakt Short W 
 
 o( neh dcvelopmenU Mid of rapital to apply them to pro- 
 duetion. 
 
 The evident determiiuition o( John Keeirr to itiit t ■erioiu 
 put in reconitructing rountry life by introducing up-to^t« 
 methodf, both of production ud diitribution of farm producti 
 by encounginft the cooperation already begun, arouied Maiy 
 Morrison*! enthuMum, until the uncooacioualy waa led to ny: 
 "How iplrndid luch an ideal ii and how one muit wiah to labour 
 hard to lee it fulfilled." 
 
 John waa encouraged thua to hope that ahe too might become 
 M willing helper in luch a desirable work; but was yet too unsure 
 of how fhe looked upon him, for him to dare oak her to aiaiat him 
 inhiataak. 
 
 Aa the daya grew longer, preparations were being begun for 
 eitended outdoor operations during the coming seaaon; and fre- 
 quent were the converaaticna with the most progressive neigh- 
 bours as to. the possibility of establishinga larger storehouse, fitted 
 up with all the modem appliances {or cold storing, at the seat 
 of product Q, the bulk of their perishable products such as eggs 
 and butt ^nd cheese, and latev their apples, instead of selling 
 them at half price only to be stored later under less wholesome 
 conditions in the city He knew very well the Urge city ware- 
 houses, where great piles of food supplies were heaped up, often 
 after their first freshness < gone, and urged that the local 
 storage would benefit most :< th producer and consumer. The 
 problem of obtaining loca. capital proved, when attempted, 
 somewhat discouraging; but gradually as he obtained accurate 
 estimates of the amount of available produce within an easy 
 distance of the warehouse at the railway siding and the coat at 
 erecting a proper building and installing machinery he succeeded 
 in getting a fair number of shares taken in a nOperative com- 
 pany by several dosen fanners and, with this accomplished, laid 
 the project before his father. As the idea was wholly in keeping 
 with Mr. Joseph Keeler's views and es he saw in the scheme the 
 fulfilment of his hope, that John would not only develop a per- 
 manent interest in rural affairs and show an inclination to engage 
 actively in them, but also promote rural reconstruction, he 
 readily promised to see that any balance of capital needed would 
 be forthcoming to establish the business on a modest scale, trust- 
 
M The lUumination o/ JowpA Keehr, Etq. 
 
 ing that John's energies mi{^t prove equal to making it a profit- 
 able venture, assisted by the practical knowledge of his fanner 
 associates. 
 
 Agreements were then entered into by which each coOperator 
 was to supply definite amounts of fann products weekly throu^- 
 out the year, each in its special season of abundance; while the 
 directors of the local cheese factory saw the advantage of storing 
 their cheese in a cold warehouse locally for curing, instead of sell- 
 ing it at a cent or two of loss per pound in the hot weather for 
 storage elsewhere. Contracts for a cold-storage warehouse were 
 also let, and John had but little time apart from his evenings to 
 devote to the entertainment of his fair visitor, who, without 
 knowing it, was soon entering with spirit into John*s schemes. 
 
 The inherited instincts of two families uf business people, with 
 John's legal knowledge, made progress rapid, and Miss Morrison 
 began to link, with the projects for the betterment of the district, 
 her future with the man whom she was, learning to admire, as she 
 had long learned to love. 
 
 But the visit had long outrun its intended length, and modesty 
 seemed to say to Mary Morrison, that, if she were not going to 
 be a permanent resident, it was high time for her return home. 
 Fanny had not only played the part of hostess, but had also re- 
 joiced in the many symptoms of a growing admiration and fond- 
 ness on the part of Mary Morrison for her brother, so that she 
 often found occasion to retire early that the two might have 
 better opportunity to get to understand each other. At last the 
 day of departure was fixed by Miss Morrison, and for the last 
 time she and John had taken an extended tramp along the wind- 
 ing logroads among the pines through which the strong winds of 
 the coming spring "soughed" softly, giving a soothing sense of 
 harmony and companionship between the two lovers and all 
 their surroundings. All Nature seemed ready to spring into life, 
 and that nameless, but universal, influence of returning and 
 energising power, as truly a part of the nature of man as of the 
 plants and animals, was crystallising sentiments and longings, 
 hitherto not fully analysed, of these two into a strong pure 
 stream of love. Here and there a wood-pigeon cooed its soft 
 words to its mate and the chickadees chattered their encouraging 
 note. The waters of the creek in flood in the cedar fiats, rushing 
 
 :iij|. 
 
Haleyon Dayt Have Come Again on the Lake Shore 01 
 
 to the Iake» told them of the awakened enei^ of life, flowing free 
 and untrammeled, and the subconKious contact of both with all 
 stimulated in them the common thought of a future lived to- 
 gether, filled with worthy effort and noble deeds. Mary Morri- 
 son glowed with the vibrant force of all this ferment of life and 
 nascent energy and, suddenly tiuning to John, said: 
 
 " Isn't the mere sense of living and being a part of all this new 
 world of action splendid and enough to arouse one's highest 
 efforts to their utmost exercise? It seems so strange, John, to 
 see you the central point and the impersonation of so much ac- 
 tivity and work going on everywhere aroimd, and I cannot, when 
 with you, separate myself from it. All seems so fresh, pure and 
 independent in such a life, that one cannot but envy you in your 
 determination to make it your own." 
 
 Filled with a sudden emotion at this imexpected declaration, 
 John stopped, and with difficulty found words to say: 
 
 "Mary, it is too much to ask you, perhaps too greatly influ- 
 enced by the rushing waters and whispering pine trees, if you won't 
 help me to cany out what is daily becoming a pleasure as well as 
 an imperative duty. But won't you be like Tennyson's princess, 
 
 " 'My wifc^ my life, O we will walk thii worid 
 Yoked in lU exerciie of noble end.* 
 
 "You know my whole past too well, Mary, for me to refer to 
 it; but I think you can now be siu% of me, since I feel so sure of 
 myself, and am realising the full meaning of what old Professor 
 Bladde called his creed : 
 
 " Xet prideful prieits do bsttle about creeds: 
 That chuich ia mine whicli doei moat Chiiit-Uke deeds.' 
 
 "And that is what my work here is to be. 
 
 "We have gone together too long, to be ardent young lovers; 
 btit, Mary, if you will only say you will become a part of my life 
 and help me, I can promise that, if a life of honest endeavour can 
 pdliate the past, you will never, with God's help, have cause to 
 regret that you joined me to make my chosen task easier." 
 
 With eyes full of joyous tears, Mary looked full into John's 
 face, and, giving him her hand, said: 
 
 " Yea, John, I will be your wife, if it is going to make your task 
 !" 
 
M The Ittwnination qf Joteph Kteltr, Etq. 
 
 Side by side in the deep shadows cast by the tall pine trees 
 from the getting sun, flooding the inter-spaces with a roseate 
 glow, the two silent loven walked through tiie winding pathways 
 — a man and woman grown to maturity of thought and action, 
 proud and satisfied in each other with no illusions as to. the fu- 
 ture, yet, both trusting in Rabbi Ben Eira's words: 
 
 "Grow old alone wi^ °>et 
 The bMt H jct to be 
 
 TV lait o( Hie; for which the flnt wae niMle; 
 Our tiaee am in Hie hand 
 Who aaith. *A whole 1 planned; 
 Youth ihowe but half; tiuet God; eee all, ner be afraid.' " 
 
 The setting sun was bathing the flower-room and, thrpugh it, 
 the verandah in a golden hue as Fanny, now becoming, perhaps 
 anxiously curious, waiting for the late-comers, met them at the 
 door as John was handing Miss Morrison, their clasped hands 
 strangely lingering, up the stone stepsl From the faces of both 
 were reflected such placid, confident smiles, that Fanny felt that 
 all she had been longing and praying for, for John's sake, had at 
 length come true; and with open arms the sweet girl went tor- 
 ward, embraced and kissed her friend, asking archly, 
 
 "Am I right?" to which Mary Morrison, with swimming eyes 
 could only say, 
 
 "Yea, darling, John and I are always going to walk together, 
 now." 
 
 She could only say, 
 
 "How lovely!" as she threw her arms around her brother's 
 neck and cried for very joy. 
 
CHAPTER XIX 
 
 The Philosophbb's Stone Dibcotereo 
 
 The winter had ended and the May days had come, when Mr. 
 Joseph Keeler next met the professor under the old familiar 
 conditions in the library after a stroll through the groimds 
 now odorous from flowering shrubs. Mr. Keeler was looking out 
 upon the world again with a pardonable contentment. The 
 last two or more years' events had brought out in him qualities, 
 which, before dormant, were now making him view life from a 
 broader and more generous standpoint, and causing the fine 
 type of business man to move amongst his fellows with a benig- 
 nant countenance, which gave to his naturally dignified bearing 
 a grace which influenced pleasantly all with whom he came in 
 contact. 
 
 From time to time he had chatted shortly with the professor 
 about his rural ventures, and tonight he was rehearsing the 
 latest from the Farm. He told of the splendid energy which 
 John had developed, and of the comprehensive views be was 
 obtaining of the pressing needs of rural districts in Ontario and of 
 the ways through which a new prosperity might be brought to 
 them. He told of John's investigations into Ihe methods de- 
 veloped in Europe, whereby governments had created agri- 
 cultural credits, through which associations could obtain 
 funds at low rates of interest, necessary for new undertakings or 
 extending old ones. 
 
 "What do you think, professor, of the soundness of such a 
 policy for Canada?" said Mr. Keeler, "Is there any reason why 
 the capital of governments, properly secured, should not be 
 loaned to such agricultural associations?" 
 
 The professor replied: 
 
 "Certainly not, but on the contrary there is every reason 
 based on practice, why such loans should be made in the same 
 way as railway grants, bonuses to steel works, and shipping com- 
 panies, since, even more than these, they will become at once 
 
M The lUuminaHon of Joaeph KeeUr^ Esq. 
 
 productive, through increased crops and increased cattle, 
 thiou^ better drainage* more labour, and better implementi; 
 and, if loaned for cooperative undertakings as packing houses 
 for fruit and other storage, will insure more abundant and 
 better food to the consumer. Remember the example of Den- 
 mark we have spoken of before, and compare the resources ci 
 reconstructed Bulgaria to maintain the struggle against effete 
 Turkey." 
 
 "Well,** said Mr. Keeler. "John has determined that the con- 
 ditions down on the lake can and must be improvsd, and I am 
 seconding in every way lus efforts to secure codperaticm 
 amongst the fanners; he is succeeding admirably in the cold- 
 storage company and in seeing the old apathy disappearing 
 and the farmers busy in extending their acreage under culti- 
 vation and intensifying the methods of production." 
 
 "Well." said the professor, "it is, indeed, amazing that our 
 business men have not till now seemed to realize the intimate re- 
 lation between rural production and urban prosperity, and that 
 it is to their personal interests to see that just such undertakings 
 as yon have been engaged in should be made general through- 
 out Ontario? And I am ashamed to say that, until you brought 
 all the iacts before me and have indicated the way to the solu- 
 tion of the problem, I too have failed to realise either the real 
 situation or the necessity for its improvement. Indeed, I have 
 sadly failed in my patriotic duty, as an adopted Canadian." 
 
 "I cannot imagine anything more worthy of the best energies 
 of a trained scholar, lawyer and business-man like your son is, 
 fbun tAlfing up this work just in the manner he is doing and car- 
 rying it on with enthusiasm. His personal influence must con- 
 ."tantly increase, and the good which will result will extend far 
 beyond the immediate field of his operations. If other capable 
 men would only take the work up seriously in differ nt districts 
 and bring their united influence and knowledge to bear on our 
 Legislatures, we would soon be seeing agriculture developed into' 
 one of the most lact sciences. Let us hope that the boys and 
 their sister may continue to beautify their lives by further 
 devotion to the splendid work, and that both Mrs. Keeler and 
 yourself may derive nothing but the purest pleasure and satis- 
 
The Phiiotopker'a Stone Ditcovered 
 
 95 
 
 faction from the financial and personal sacrifice you both 
 are making." 
 
 "Ah» professor," said Mr. Keeler, "you can scarcely under* 
 stand how it is not for us a sacrifice but the solution of several 
 very vexing famil>' difficulties. Miss Fanny, strong and vig- 
 ourous with renewed health, finds no day too long for her work 
 amongst her flowers, birds and poultry, and in the many matters 
 in which she can assist her brothers. She is interested in the 
 daily, in the greenhouses and the orchards and discusses them all 
 quite scientifically. She delights in having occasional city 
 girl-friends with her and gets much fun out of their ignorance 
 of affairs rural in which she is now an expert, and she is never 
 more pleased than in pointing out matters of special interest to 
 them. As for my boy, Ernest, he is happy and busy from morn- 
 ing till night, and is in many ways showing the benefits of his 
 year at the college; while John has experienced a complete 
 revolution, both in his habits and modes of thought and action. 
 He has found himself and his opportunity, and instead of his 
 being an anxiet> to me, I am confidently looking forward to his 
 being a power for good in his community scarcely to be meas- 
 lued. Just imagine a joyous, prosperous farming district like 
 in the olden times, whence the depression from imrequited in- 
 dustry will have disappeared, where the common school educa- 
 tion will be a science devoted to illustrating the bcttuties and 
 dignity of agriculture as a profession, and my children all leaders 
 in the good work. Who knows how great the good, how wide the 
 benefits both to themselves and the community at large. Surely 
 all our ideals ought not to be, and are not, purely commercial! 
 Good society in the past was not founded solely or even largely 
 upon money and the influence it brings; and never tn the past, 
 nor now, has it proved any stimulus to either inH- pendence, 
 goodness or happiness. The intense competitio-^ modern 
 business dwarfs noble natures, suppresses generou mpathies 
 and stifles lofty ideals. Society must subsist by wealth, but 
 ought not and must not be dominated by it. The *I6y\a of the 
 King' ought to be the catechism of every boy in mercantile life 
 and the application of its codes of honour should replace the 
 ethics which too often govern in business circles." 
 
 And so we must leave the two good friends for the time to 
 
M Tlu lUuminaiim qf Jotepk Ktrier, £i}. 
 
 their rconomic atudies and philoaopluc*! diicuuioiu. The 
 thrae other memben of the Keeler family itill under tlie family 
 root have alio begun to lee the moic wrioui aide of life's dutie*. 
 Tom, during the laat two years or to liai been developing iplen- 
 didly, taking on himself many of the duties which his 
 father's new undertakings have forced upon him, and, as the 
 raponsible business assistant of hi* father, is ahoit ig a broad 
 grasp of the larger phases of a successful business house. Even 
 the haughty Haud, associating with her generous-hearted, 
 piBctical brother, is evincing some qualities of heart and mind 
 which have hitherto lain dormant and undiscovered. 
 
 Madam Keeler, with a deepened sense that in life there are 
 contained many elements of Tragedy as of Comedy, is now 
 feeling something of its seriousness, which lends a real dignity 
 to her social demeanour, and as she becomes more quiet and 
 sedate her real goodness of heart has an opportunity for its 
 active exercise. ' 
 
 Fanny and Ernest keep things lively in all departments at 
 the Farm; the boy's unrestrained enjoyment in his daily activ- 
 ities, based upon a sturdy young manhood, supported by his 
 sister's never-failing happy disposition, making them favourites 
 with every employee and with their kindly neighboun. There 
 is nothing which they do not encourage to make life amongst 
 their young neighbours more sociable, enjoyable and elevating; 
 while, supported by the serious energies of John Keeler, the 
 evoluti'iU of farming along scientific and business lines is stead- 
 ily making headway in the district and stamping its impress 
 upon every cooperating farmer. 
 
 The mutual understanding between Mary Morrison and John 
 Keeler, which had ripened into an "engagement," is being cul- 
 tivated assiduously by these now serious, if not ardent lovers, 
 and it has become generally known in their circle that the wed- 
 ding of these two, once prominent in the giddy circle of Toronto 
 society, is to take place in the coming winter, whenever John's 
 now very serious occupation in developing the new business 
 of the cold-storage warehouse at the Farm shall have become 
 less strenuous. Polite Toronto society, which had at first 
 been very critical as to the wisdom of Mary Morrison's action 
 in becoming '* engaged," has now begun to congratulate her 
 
Tlu fUtonpkm'i SUmt Ditamred 
 
 9T 
 
 upon her •ppnMchiag happincai; while her Iwiy frienda are veiy 
 curioiu to know what her future movementt are to be and 
 where they propoie to make their future home. To auch, Mary 
 Horriaon ahraya replica with unruffled aweetneaa, yet with an 
 impreaaiveneaa, which preventa further remark: 
 
 "That ahe propoaea to live where her huaband reaidea, and 
 wlierever hia buaineaa requirea him/' and aaaurea thrm with 
 a captivating amile, "that lilce John 'a great-great-grandmother, 
 they will find hakyon daya ever ahining upon them down in tlw 
 old diatrict of Prcaqu'Iale Bay." 
 
 The End.