S *A*A^ WWW^r Ti£«UJ2>kR' | LIBRARY OF CONGRESS,! I =£%^ X.t)^5 | UNITED STATES OF AMERICA. J MHMWftAliiL ! S»^^ UHHflHBraHH^^ *^VW»mm*m»<™. toWW ™Aa %^ ^^hl*K$${\ WW, ^M^A^t- ^W^i tm^rMB z --'^^mm^»0k^&Z mfi^ wfaAfflMik \ ® r C a MAW WW^' "Virw ?**W^^^ ^ A- ^ JI'AWi'nWfl mjv in*™**^ " ft ^mAAAA Sffi^^ aw !•«**!* EMIGR^VTIOjST UNITED STATES OF NORTH AMERICA. INDIANA AS A HOME FOR EMIGRANTS PREPARED AND PUBLISHED UNDER THE DIREC- TION AND BY AUTHORITY OP OLIVER P. MORTON, Governor of Indiana. ,/ INDIANAPOLIS: JOSEPH J . RING II AM. S T A T E PRINTER 1864. T5.H .13925 EMIGRATION UNITED STATES OF NORTH AMERICA. INDIANA AS A HOME FOR EMIGRANTS. GKXRAL ADVANTAGES. The inducements offered to emigrants by the United States of North America have long been : 1st. Citizenship, with every right, and privilege of the native born citizen, after a residence of five years. 2d. Abundant labor at high wages, by which industrious emi- grants have always been enabled to lay up money and acquire property. 3d. Cheap lands, which have afforded homes, farms, and landed estates on terms that a few years of industry and economy have enabled the emigrant to meet, and to become a landed proprietor. 4th. Light taxes, which have allowed the emigrant to retain all he has been able to make. 5th. Abundant facilities for changing residences, if any be found unpleasant, unhealthy, or unremunerative. 6th. Cheap provisions, which have made expenses light com- pared with the wages of labor. 7th. Numerous and cheap schools; most of the State affording the advantages of education free of cost. To sum up all in a few words, the highest wages with the cheap- est lands, living, and education, and the highest political privileges, that laboring men ever received in any country. The homestead law has, within a few years, added to these ad- vantages that of free homes, or farms of 40 to 160 acres, free of cost, to all settlers in good faith upon any of the hinds belonging to the Government. In many of the older States these lands are all taken up, but in the new States and Territories there are still many millions of acres. The war has now added to all the inducements enumerated that of the highest wages ever known even in the United States. The drain of labor into the armies has been immense. More than a million of the farmers, manufacturers, mechanics, and other labor- ing classes, have been drawn from their farms and shops, and it has been impossible to supply their places. For years to come the most rapid emigration will be insufficient to do it. Wages have consequently gone up to a figure never known before, and must remain there 1 ill the waste of the war has been supplied. But even if rapid emigration should supply it within a few years, wages can only fall back to the point at which they started, and that was far higher than any country in Europe has ever known. These inducements are held out by all the States alike, but there are others, as the extent, excellence, and cheapness of land, healthi- ness, character of climate, amount of population, facilities for manufactures, for agriculture, for transportation of produce or man- ufactures to markets, minerals and mines, and the facility of work- ing them, cheapness of education, varieties of products, and so on, in which necessarily some states are superior to others. Indiana, tin- following facts will show, is equal to the best, and offers every possible inducement, except the accidental and doubtful one of mining for gold and silver, that any country can do. THE STATE OF INDIANA. GENERAL FEATURES. The State of Indiana was originally a portion of the "North- western Territory,' 1 lying in the triangle formed by the great lakes, the Mississippi, and the Ohio. It was admitted into the Union in 1816, with a population of less than 100,000. It was then the nineteenth State of the Union, and the sixth admitted after the formation of the Constitution. It lies between latitude 37 deg. 47 min. and 41 deg. 46 min. north, and longitude 84 deg. 49 min. nd 88 deg. 2 mill. west. On the north it is bounded by the Lake and State of Michigan, on the east by the State of Ohio, on the south by the Ohio river, separating it from Kentucky, and on the west by the State of Illinois, separated at the southern end of the boundary by the Wabash river. Its extreme length from north to south (which is its western boundary, from Lake Michigan to the mouth of the Wabash river), is 276 miles. Its average breadth from the Ohio line to the Illinois line is 140 miles. It contains 33,809 square miles, or 21,637,760 acres. It is divided into 92 counties, which will average nearly 400 square miles or 20 miles square, each, and are generally regular in form. It has no large cities, but several small, active, and flourishing ones. Indianapolis, the capital, lying in the center of the State, and containing a pop- ulation of 30,000, is the largest. Evansville, New Albany, Jeffer- sonville, Madison, and Lawrenceburg, on the Ohio river; Vin- cennes, Terre Haute, and Lafayette, on the Wabash river; Rich- mond, near the Ohio line; Fort Wayne, South Bend, Laporte; and Michigan City, in the northern portion of the State, with popula- tions ranging from 4,000 to 15,000, are the next largest and most. flourishing places, though most of the 92 counties contain at least one town of 1,000 to 4,000 inhabitants. The surface of the State is generally level or undulating, except along the Ohio river, and in the counties adjoining them, where high and often abrupt hills arise, and the country is rough. Stretching northward from the southern border of hills to the northern bound- ary are vast undulating plains, slightly broken by ranges of low hills, following the courses of the principal streams; in the western and northern portions showing frequent, and beautiful prairies of limited extent; while the remainder is covered with heavy growths of trees, nearly all of which are suitable for timber or lumber in some form. The highest point of these plains is about 600 feet above the level of the Ohio river, and as there are no great depres- sions the whole surface may be described as a vast table land from which the broken hills of the Ohio lead down to the level of the great water courses of the continent. This moderate but. regular elevation secures an unusual average of health. Through this table land numerous streams make their way to the Ohio, generally from the northeast to the southwest, the chief of which, the Wa- bash and the White rivers, divide it into two great valleys. These valleys, stretching diagonally southwestwardly across the State. 6 embrace two-thirds of its whole area, the first containing 12,000 and the second 9,000 square miles, and more than two-thirds of its best land. On the south and southeast of these main valleys is the valley of the Whitewater and the Ohio, generally hilly, but fertile, containing about 5,500 square miles. To the north and northwest is the valley of the St. Joseph, which flows into Lake Michigan, and the Kankakee, which flows into the Illinois river, containing about 5,000 square miles. This valley is marked by an unusual variety of surface, being sandy and sterile near the shore of Lake Michigan, swampy along the Kankakee, and diversified with intermingled prairie and timber lands between the two. On the southeast lies the valley of the Maumee, which flows into Lake Erie, containing about 2,000 square miles, generally very productive and healthy. One marked feature of nearly all these streams and their numer- ous tributaries is what is called the "bottom," or space enclosed between the low hills or bluffs following the course of the streams on botli sides. These "bottoms" are rich alluvions, of varying breadth from a few hundred yards to several miles, of almost une- qualled fertility, very level, and generally heavily wooded. Beyond these "bottoms" the surface, as before remarked, stretches away in beautiful plains, more or less undulating, with every variety of soil and timber. The streams are almost uniformly unfailing, clear, and wholesome, and afford inexhaustible water power. There are no large lakes in the State, though there are numerous ponds and small lakes, lying principally in the north and north- western portions. Many of them have no outlets, but are clear, wholesome, and usually well filled with good fish, and, in their season, abound with wild fowl. Beaver Lake, near the Illinois line, in Jasper county, is the largest, covering a surface of 10,000 acres. Many of the smaller ones are bordered by swamps. In the region of these lakes lie the principal swampy lands in the State. Their extent it is difficult tc determine, as they are being steadily drained and reduced to cultivation. POPULATION AND MORTALITY. POPULATION. The entire population of Indiana in 1860, as shown by the offi- cial census of that year, was 1,339,000 whites, and 11,428 blacks, a total of 1,350,428. In 1850 it was 988,416. The ratio of increase in ten years was 36.63. Of the population in 1860, 693,- 348 were males, 645,362 were females. The population per square mile was 39.33, which was an increase of nearly 11 per cent, per square mile in ten years. Of this population 1,232,244 were na- tive born, and 118,184 foreign born. The following table shows the nativity and number of the principal portions of the foreign born population : Germany 66,705 Ireland 24,495 England 9,304 France 6,176 Switzerland 3,813 Scotland 2,093 The following table exhibits the principal occupations and the number of persons employed in them in 1860. The immense dif- ference between the number of "farmers'' and "farm laborers," shows how many more men in Indiana own their lands and work them for themselves than work for others: Farmers 158,714 Farm laborers 40,827 Laborers 33,928 Carpenters 10,584 Blacksmiths 4,883 Shoemakers 3,804 Seamstresses 2,367 Millers 2,305 Railroad men 1,806 Wheelwrights 1,881 Tailors 1,417 Painters 1,246 Stone Masons 1,058 Plasterers 862 Saddlers 824 Printers 698 Bricklayers 548 Marble'and Stone Cutters 468 8 Ta u ners 318 Servants 14,304 The demand for the labor of every one of these classes has greatly increased since the war began, while nearly every class has been diminished, or not at all adequately increased. Farm labor- ers, especially, are needed, and can command the same wages that used to be paid to skilled mechanics, and better wages twice over than any but master mechanics can make in any country in Eu- rope. MORTALITY. The mortality in Indiana during the year ending in 1S60, as shown by the census, was, in the aggregate, 15,205, divided as fol- lows: Males 7,421, females 7,181, by diseases of various kinds; males 603, females 317, by violence. A total mortality of 15,205 in a population of 1,350,428, is 1 death to every 89 inhabitants, a very low rate indeed. Massachusetts, in 1860, lost 1 in every 60 ; Kentucky, 1 in every 70 ; and in New York, 1 in every 78£. In London the rate of mortality is 1 in every 40, and in all England 1 in every 45. This shows that the health of Indiana is excellent, surpassing that of most States, either in America or Europe. As population increases, forests will be cleared away, swamps drained, facilities for communication opened, dwellings improved, and med- ical advantages increased, and, of course, health will be improved. AGRICULTURE. The principal portion of the population of Indiana, as of nearly all the civilized countries of the world, and certainly of all the States of America, is engaged in Agriculture. Most of the emi- grants engage in it. It is the chief dependence of all classes. The advantages which Indiana offers to the farmer and agricultural laborer, or to any class of population desiring to engage in agricul- ture, art; therefore very prominent considerations in determining the settlement of emigrants within its limits. These advantages will be found, with very little examination, to be equal to many, and superior to most of these presented by other Slates. 9 FIRST. EASE OF ACCESS. Indiana lies on the main line of travel between the East and West. It can be reached from New York, Boston, Quebec, or Montreal, either by rail or water, and can therefore be reached cheaply. The emigrant can go to almost every county in it by railroad. He has no need to buy or hire a wagon to convey his property more than a very few miles. If he goes very far West, he must carry his family and his property in wagons for days and even weeks together. An examination of the accompanying map will show that the lakes touch it on the north, where ships can ap- proach; that the Ohio runs all along its southern border, where steamboats can pass at any season of the year; and that five railroads" connecting with the Atlantic coast enter its eastern bor- der and pass through it. It can thus be reached at seven different points in its length. SECOND. QUALITY OF LANDS. There is no State in America of whose entire surface so large a proportion is capable of cultivation. Except a small portion of the hilly region along and back of the Ohio, and the swampy area in the north, which is being rapidly reclaimed, and much of which will be reclaimed finally, there i& not probably 100,000 acres of the 21,600,000 that either are not or cannot be profitably culti- vated. It will be inside of the truth to say that nearly 20,000.000 of the 21,600,000 acres embraced in the State's area, are capable of cultivation. Of this vast expanse of farming land the varieties are great enough to suit every branch of agriculture. The "bot- toms," prairies, and the greater portion of the Wabash and White river valleys, are unsurpassed as producers of Indian corn. With very indifferent cultivation 100 bushels to the acre have been fre- quently obtained, and with careful cultivation 120, 130, and as high as 140 have been produced often and regularly enough to prove that nothing but cultivation is needed to make these enor- mous crops the ordinary or average yield. The great fertility of the soil has really perpetuated a sluggish and careless mode of farming; for farmers, finding themselves well paid without much care, took 'no care, and let the soil, sun, and rains work for them. Large portions of the other valleys, the W T hite Water, Ohio, St. Joseph, and Maumee are ccpially productive, but are better suited and more generally devoted to small grains, wheat, rye, oats, and 10 barley. Any or all of these can be and are abundantly cultivated all over the State, and it can hardly be said that any one section is appropriated to any class of products; but so far as this is the case, it is indicated in this statement. The entire arable area of the State may be said to be, with few exceptions, equally well adapted to any kind of grain, and it is a general practice for farm- ers to alternate their crops on the same piece of ground, sowing wheat one year, and planting corn the next. Hay and all kinds of root crops are grown indifferently everywhere. The capacity of any portion of the State to produce the small grains may be judged by the fact that it is the practice of the local papers of the various sections, north, middle, and south, to compare crops of wheat after harvest, and a very extensive observation of this practice will jus- tify the statement that it is impossible to say which section pro- duces the largest yield per acre. It is very unusual, however, to see a crop noticed as a "big" one that yielded less than 30 bushels to the acre, and 35 and 40 are not uncommon. These arc, of course, but specimens of the good cultivation in the various neigh- borhoods where they occurred. To sum up all in a word, there is little poor land in the State, and no marked differences in the char- acter or productiveness of the good land. The proportion of grazing lands to arable is smaller in Indiana than in some other States, but still large enough for all possible future demands. The finest breeds of cattle are raised in perfec- tion in the White Water valley, and in many sections of the Wa- bash and White River valleys, and in nearly all directions blooded stock is driving out the inferior breeds. This proves that whether peculiarly fitted for stock raising or not, there are not many sec- tions of the State that are unfitted for it. These facts will inform the emigrant who desires to engage in general farming, that there is hardly any place in the State where he cannot find land well suited to his needs. Along the Ohio, and in many portions of the interior, the grape is successfully and largely cultivated, and wine made in such quan- tities as to amount to a considerable item of domestic commerce. The emigrant from wine growing regions of Europe will find plenty of land adapted to his pursuit. On this point more will be said in another place. THIRD. QUANTITY OF LANDS. The entire area of the State contains, as already stated, 21,637,- 11 000 acres. Of this, in 1860, 8,167,717 acres, a little over one-third, were improved or under cultivation in some form. The remainder was unimproved and awaiting the labor of the emigrant, or of the rising generation. That which is improved is capable of sustain- ing five times the population it does sustain, and with the unim- proved portion, leaves room enough, in Indiana alone, for more emigrants than will leave Europe in ten years. A population of 1. -350,000 is supported easily, and products by the million left to bo sent abroad, on 8,000,000 acres. The 13,000,000 yet to be improved will furnish homes, support, and wealth for at least 2,000,000 more. There is no fear of crowding here. FOURTH. PRICES OF LANDS. The prices of lands vary according to their quality somewhat^ but more according to the distance at which they lie from large towns or lines of railroad. Good improved farms, with comfort- able houses, barns, fences, orchards, and all necessary appurte- nances, lying within two to ten miles of a railroad line, if not in the neighborhood of the larger towns, are sold for about $20 to $25, or £4 to £5 per acre. A farm of 40 acres of this class, all ready for immediate occupancy, can be bought for about 6800, or £160. Near large towns or cities, w T here market gardening can be carried on, or farm products can be used directly in manufac- tures, the prices of land are higher. Within two to five miles of the largest city and capital of the State, Indianapolis, lands are sold at $100 to 8400, or £20 to £80 per acre, the price being higher the nearer the land lies to the city. Unimproved lands, however, are much cheaper. An emigrant can buy 40 acres, or more if he chooses, directly upon a railroad line, or within a few- miles of it, for about $5, or £1 per acre, and in the southwestern, northern and northwestern parts of the State, such land can be bought from $2 to $4 per acre. He will have the timber to clear off, but in many cases his timber, after it is cut, either in fuel or lumber, will pay for one-fourth or more of his land. In more remote situ- ations, where it is harder to get the fuel or saw logs to a market, the clearing will pay less, it may be nothing, except for the emi- grant's own use; but in such situations lands are very much cheaper, and the purchaser can better afford to lose his timber. There is an abundance of unoccupied and unimproved land in all parts of the State, every way equal to that already occupied, which 12 the emigrant can purchase almost as cheaply as he can the wild lands west of the Mississippi river, and at the same time save the expense of moving his family and property that great distance. FIFTH. PRODUCTS OF AGRICULTURE. A brief statement of the chief products of the State will give a better idea than anything else of the adaptation of its soil to all agricultural uses, and its capacity to sustain many times its present population. In 1860 there were produced in Indiana, on 8,000,000 acres of ground : Indian Corn, (bushels) 69,641,591 Wheat, (bushels) 15,219,120 Oats, (bushels) 5,655,014 Tobacco, (pounds) 7,246,1:32 Rye, (bushels) 400,226 Irish Potatoes, (bushels) 3,873,130 Barley, (bushels) 296,374 Buckwheat, (bushels) 367,797 Orchard Fruits, (value) $1,212,142 Wool, (pounds) 2,466,264 Batter, (pounds) 17,934,767 Cheese, (pounds) 569,574 Hay, (tuns) 635,322 Hops, (pounds) 75,053 Flax, (pounds) 75,112 Garden Products, (value) $288,070 The following statement exhibits the amount of live stock raised upon the same ground at the same time : Horses 409,504 Mules 18,627 Milk Cows, 491,033 Working Oxen 95,582 -Sheep 2,157,375 Hogs 2,498,528 Slaughtered animals, (value) $9,592,322 13 The value of the live stock in Indiana, in 1860, was ^50,116,964* The cash value of farms was $344,902,776. The total value of real and personal property in Indiana, in 1860, was §528,835,371, which was an increase of 160 per cent, in ten years. This total gives an average of nearly 8400 to every man? ivoman, and child in the State. SIXTH. THE PROFITS OF AGRICULTURE. The profits of farming in Indiana, as everywhere else, depend a good deal upon the industry, good sense, and skill of the farmer j they are also enhanced or diminished by the character of the soil, and by the ease with which farm products can be got to a market* 1st. The skill and industry the emigrant must provide for himself,, 2d. The character of the soil in Indiana has been shown to be eve- where suitable to any kind of grain or product desired. 3d. The case with which a market can be reached will be best understood by examining the accompanying map. That will show that there are but very few counties in the State that do not lie close enough to a railroad to allow the farmer to haul his grain to some station or other in a day, and in very many he need haul it but a few miles. Where there are no railroads there are many, and every year they are increased in number, pikes or plank roads, which will enable him to dispose of it in some village; and at any railroad station, or any village on a pike or plank road, his grain will command the price paid in the larger markets, less the railroad freight and a few cents for storage or chance of loss. His crops, therefore, are worth on his farm as much, within a few cents a bushel, as they are in Cin- cinnati or Chicago, and he can tell to a dollar what his year's work has brought him before he has sold it. Of course there are somo few sections of the Srate, which the map will show, where roads and markets are so remote that getting the crops to a place of sale is worth more or as much as the cost of raising them. But there are very few, and in consequence of the completeness with which the State is intersected and cross cut in all directions by railroad^, or good p ; ke or plank roads, they are fewer in Indiana than proba- bly any State in the United States. Suppose, then, an emigrant is industrious and understands his business, and he takes an "improved" farm of 20 acres, almost anywhere in the State, for it has been shown that he cannot go amiss for land suitable to any kind of crop. He pays *20, or £4 14 per acre for it, or $400 (£80) altogether. It is cleared and ready for immediate cultivation; what can he make it yield? Two or three leading products will best illustrate and answer this question. 1st. He can raise alone, or with the assistance of his family, 10 acres of wheat. With an ordinary season, and careful cultivation, he can get a crop of at least 20 bushels to the acre, worth always $1 a bushel, which will give $200 for his wheat. He can raise 8 acres of corn, which will yield 60 bushels to the acre, or 480 bush- els altogether, worth always half a dollar a bushel, which will give him $240 for his corn. Here he has procured, in one year, from 18 acres, $440 from wheat and corn alone. On his two remaining acres he can raise potatoes, turnips, pumpkins, beets, or what he chooses, both for sale and the use of his family, and their yield, with the poultry, hogs, and cattle, which have not been taken into the account, will add nearly as much more. It may be safely said that an industrious farmer can produce from 20 acres, in almost any county in Indiana, $600, at the ordinary prices of farm pro- ducts. Two-thirds of this will support his family and leave him, in one year, a clear profit of $200, half the entire cost of his farm. His taxes would be about $5. In two years, or three, with ordi- nary care, he can pay for it completely, and then begin laying up his profits for his family, or for more land, if he should need more. This is a very moderate estimate, and one which many thousands of emigrants have realized in Indiana. If the emigrant arrives in the State with money enough to buy a small farm at once, so much the better. SEVENTH. FARM LABOR. But thousands of emigrants come to the United States who have not money enough to buy a farm, or even to rent one. What can they do in Indiana? They can get from $1 to $2 00 (or 4 to 8 shillings) a day for their work, in any part of the State. The demand for their labor is very great, never so great before. The inducements to them are greater even than to those who have money. Unmarried, healthy young men can make on a farm, as laborers, at the wages now paid, and which must be paid for many years to come, from $300 to $600 a year, which in English money would be from £60 to £120 a year. Out of this they could save easily from £30 to £80 a year. Four years steady, hard work, with wages well saved, will leave a young man with a clear capi- 15 tal in his hands of £120 to £320, enough to buy him a handsome farm anywhere in the State. EIGHTH- STOCK RAISING. As remarked in the paragraph concerning the quality of lands in Indiana, the proportion of grazing to arable lands is smaller than in several other States, but is still great enough to afford means to breed large numbers of the finest classes of stock, and still larger numbers of less valuable kinds. The preceding table of live stock confirms this statement. Indiana, though only the fifth State in the Union in population, is the first in hog raising, the third in sheep raising, the fourth in horse raising, and the fifth in cattle rais- ing. In the total amount of all kinds of stock, only seven other States surpass her, and they are all much larger in area, and more liberally supplied with land suitable to stock raising. Cattle breed- ing and fattening for market is one of the most profitable pursuits connected with agriculture in the State, and forms no small part of its trade. The markets of the eastern States are largely supplied from its pastures and stables, and emigrants who understand stock raising, or desire to pursue it, will find Indiana one of the most suitable States in the country. But, as the table shows, it is in hog raising that Indiana stands highest The next largest hog raising State, Missouri, with an area, of 67,300 square miles, or a little more than double that of Indiana, falls 144,000 behind it This remarkable superiority is doe in part to the heavy crops of corn, which furnish abundant and rich food for fattening hogs; partly to the healthy character of the country; and partly to the "mast," or nuts produced by forest trees, as walnuts, chestnuts, hickory nuts, beech nuts, hazlenuts, acorns, and the like, which are found in enormous quantities in nearly all parts of the State, and keep the hogs supplied with excellent fattening material till it is necessary to use corn. This makes hog growing cheap, because "mast" costs nothing. The killing, packing, and shipping of hogs also adds considerably to the advantages of the State to emigrants. It creates a large business, which demands a great deal of labor. In 1862, the number of hogs slaughtered and packed in Indiana, in packing houses, was 585,428; by far- mers and others, for home consumption, 200,000 more ; and about 300,000 were carried off to the cities of the adjoining States to be 16 cut and packed, because the requisite labor could not be obtained in the State to do it. NINTH. OLD BETTER THAN NEW STATES. One very decided advantage which Indiana enjoys, in common with all the older States, is the amount of "improved lands," or those already prepared for cultivation. The emigrant who goes to new States for cheap lands, will certainly find them in abundance; but he will find several things first. He will find that it will cost him no little part of a small improved farm to carry his family and household goods so far. Suppose he has, altogether, five in family, himself, wife, and three children. He will have to pay for railroad fare from any point in Indiana to the new lands west of the Mis- sissippi about $20 each, or $100, (£20) for merely moving his family, and the freight charges upon his property will be probably $40 or 850 more, according to the quantity. By stopping in In- diana he saves that expense, and the amount of it is enough to go a good way towards buying or stocking a little farm capable of supporting his family; or if he don't want to buy, to support his family while he is obtaining work. This is a very important ad- vantage. Next, he will find that if he goes to new or "unim- proved" lands in the far West, he must build him a house, and in the meanwhile let his family shift the best they can. Then he must clear his lands, and in such thinly settled regions he can get little or no help, so must get on more slowly with it than he would do in a more thickly settled State. Next, he must buy all he needs for a time, except what he can raise on his new ground, at the high prices which long transportation causes, while in older States he would save this. Next, when he has raised his crop, he would find it so much harder to get it to market, and dispose of it, that it would pay him far less than the same crop would do in Indiana, or an older State, where markets lie everywhere within five miles' to twenty miles of nearly every tract of land in the State. He would, it will thus be seen, get very cheap lands in the new coun- try, but he would pay very dearly to get there, and very dearly for everything he would need, except what he could raise, and would have for a while no place to keep his family, and would get but a little price for his crops after he had raised them ; while in Indiana and older States, land would cost more at the outset, but in many cases it could be got "improved," or ready for use at once, and 17 when it was "unimproved," it would be easy to keep the family till improvements were made, assistance would be more easily ob- tained, the work more rapidly done, and when done, the crops raised could always be got to a market and sold for a good price. Emigrants, generally, have a strong impression that the cheapest place of settlement is where lands are cheapest; but the above state- ment will convince them that they are mistaken. So long as there are unoccupied lands, or improved lands which can be bought at a reasonable cost, in the older States, it is cheaper everyway for the emigrant to settle in the older States. Considering the cost of getting a family and household goods to the remote regions where cheap wild lands lie, the delay and expense of preparing them for cultivation, the distance and difficulty of reaching suitable mar- kets, the emigrant who finds himself comfortably situated, and ready for farming, in the new lands, will have paid more than if he had bought an improved farm, or wild land and improved it, in the older States. These are some of the advantages offered by the State of In- diana to the emigrant who desires either to buy a farm for himself, or do farm labor for others. MANUFACTURES. FIRST. AMOUNT AND VALUE. Until within a few years past, Indiana could hardly be consid- ered a manufacturing State at all, as little more was done in that branch of industry than neighborhood nesessities required. This backwardness was the result of two influences : 1st. The almost universal and unfailing fertility of the soil which made farming more profitable; and 2d. The ease with which the manufactures of older States, and of Europe, could be procured in exchange for farm pro- ducts. There were abundant facilities for manufactures; inex- haustible water power, vast and easily accessible coal beds, im- mense quantities of timber, and cheap transportation both for raw material and manufactured goods. But the influences alluded to, and the want of capital, which .all new countries feel most oppres- sively, prevented these facilities being used. Recently, however, the number of railroads, the increased means of transportation thus created, the accumulation of capital, the increase of population 2 18 and of home demand, and the influx of skilled labor from Europe and the older States, have given a great impetus to manufactures, and in 1860 Indiana was the fifth manufacturing State of the Union in number of establishments, and the tenth in the value of the pro- ducts, though only the 17th in 1850. Since 1860, some important classes of manufactures have doubled the number of establish- ments and value of products, and it would be within the truth to say that now (1864) Indiana is the fifth manufacturing State in every point of view. The following table will show more conclusively than mere de- scription, that mechanics, machinists, and skilled artisans of all kinds, can find occupation enough in Indiana : Number of manufacturing establishments in 1860. . . 5,120 Capital invested $18,875,000 Employees— females 710, males 20,600 21,310 Raw material used $27,360,000 Value of manufactures 43,250,000 The leading classes of manufactures embraced in this general Flour and meal $11,292,665 Sawed and planed lumber 3,169,843 Distilled liquors— 32 distilleries, 8,358,560 gal's 1,951,530 Boots and shoes — 461 shops, 1,200 employees 1,034,341 Furniture — 153 shops, 675 employees 601,124 Agricultural implements 709,645 Bar and rolled iron, 2,000 tuns 105,000 Steam Engines and machinery 426,805 Iron Founding 168,875 Malt liquors — breweries 50, barrels 66,338 328,116 Cotton goods— 2 mills, 11,000 spindles, 375 looms. . . . 349,000 Woolen goods — 84 mills, 654 employees 695,370 Leather 800,387 Soap and candles — 16 establishments 256,535 SECOND. INCREASE. Of these classes, the manufacture of steam engines and ma- chinery, iron founding, rolled iron, agricultural implement making, 19 and all kinds of iron work, have doubled since 1860, and only need labor to increase more rapidly. The manufacture of malt liquors has more than doubled since 1860, and that of woolen goods has increased greatly, even if it be not double what it was then. The rapid growth of manufactures, which the war in most respects has greatly stimulated instead of damaging, will be seen by comparing some of the above classes in 1860 with the same classes in 1850. For instance : Agricultural implements increased 386 per cent. Furniture increased 50 per cent. Soap and candles increased 388 per cent. Boots and shoes increased 104 per cent. "Woolen goods increased 30 per cent. Cotton goods increased 362 per cent. Flour and meal increased 104 per cent. Sawed and planed lumber increased 44 per cent. Steam engines, &c, increased 97 per cent. The wages paid to skilled mechanics in Indiana have always been good and remunerative. Careful and industrious workmen have never failed to accumulate money enough to buy themselves comfortable homes, and establish themselves in business, if they desired it. There is no trade or kind of manufacture which does not pay the laborer from $100 to $500 more per year than is neces- sary to support him and his family; and since the war has begun, wages have advanced greatly. A workman of ordinary skill, at any trade, machinist, miller, stone or brick mason, blacksmith, car- penter, cooper, shoemaker, tailor, saddler, plasterer, painter, or any other, can earn from $600 to $1000 (£120 to £200) a year, and, if he be economical, can support himself respectably on $300 (£60). With a family, according to its size, it will cost him from $400 to 8600 (£80 to £120) to live, which he can easily make more if he tries, and may possibly make less. The following table of wages paid to mechanics and laboring men in the leading trades, will show better than any statement what emigrants may look for: 20 Builders. Bricklayers, per day $ 3-50 Hod carriers, per day $2 50 to 3 00 Laborers, per day 2 00 Carpenters, per day 2 50 to 3. 00 Plasterers, per day 3 00 to 3, 50 Painters, per day 2 50 Stone masons, per day 2,50 to 2 75 Machinists. Blacksmiths, per day $2 50 to 3 00 Finishers, per day 2 75 to 3 00 Moulders, per day 2 75 to 3 00 Pattern makers, per day 2 50 to 2 75 Boiler makers, per day 3 00 Tailors. Skilled workmen, per day $2 50 to 3 00 Foremen, per day 3 00 Saddlers. Saddle hands, per week $16 00 to 20 00 Harness hands, per week 12 00 to 15 00 Shoemakers. Ladies' wear, per week $ 8 00 to 10 00 Men's wear, per week 9 00 to 11 00 Stone and Marble Cutters. Skilled workmen, per day S3 00 Laborers, per day 2 00 Hollow Ware and Stove Founders. Hollow ware moulders, per week $25 00 21 Stove moulders, per week $25 00 Casting moulders, per week 18 00 Laborers, per week 9 00 Gas Fitters. Gas Fitters, per day $2 75 Coppersmiths, per day 2 75 Plumbers. Plumbers, per week $10 to 12 00 Tin and Coppersmiths. Workmen in tin, per week $12 to 18 00 Workmen in copper, per week 12 to 18 00 Workmen in sheet iron, per week 12 to 18 00 Brass Founders. Workmen of all kinds, per day $2 50 Watch Makers and Jewellers. Workmen of all kinds, per week $25 00 Woolen Manufacturers. Spinners, per day $2 00 Weavers, per day 2 00 Finishers, per day 2 50 Dyers, per day 2 50 Laborers, per day 1 50 Paper Manufacturers. Machine tenders, per day $2 25 Engineers, per day 2 00 Foremen, per day 3 50 Laborers, per day 1 50 22 Rolling- Mills. Puddlers, per day $5 50 Heaters, per day 6 50 Rollers, per day 4 00 Hookers and catchers, per day 3 00 Rail straighteners (cold), per day 5 00 Rail straighteners (hot), per day 2 55 Laborers, per day 1 75 Millers. Second and third millers, per month 640 to 50 Head millers, per month 60 to 75 Furniture Makers. Cabinet makers, per day $2 50 to 3 50 Chair makers, per day 2 50 to 3 00 This table of wages, collected directly from the proprietors and workmen of the various manufactories enumerated, shows that no skilled workman, except it maybe among shoemakers, gets less than $2, or 8 shillings per day, while the greater portion get from $2 50 to 83, equivalent to from 10 to 12 shillings per day. Such wages, with the certainty that about one-half can be saved by a single man, and one-third by a man with a family, are one of the in- ducements offered by Indiana to mechanics and laborers in manu- factories, to emigrate to that State. RAILROADS AND FACILITIES FOR TRANSPORTA- TION. One of the most obvious and important advantages enjoyed by the older States over new ones, is the number and excellence of its means of travel and transportation. In this respect Indiana is un- surpassed. An examination of the accompanying map will show, 1st. that the entire length of the State, from north to south, is tra- versed by two lines of railroad, " The New Albany and Chicago," and the "JefFersonville and Indianapolis," connecting with the "In- 23 dianapolis, Peru, and Chicago." Various branches start off from these main Hues to important points, or connect with them from points seeking an outlet. Besides these two, there is in the west the Evansville and Crawfordsville railroad, terminating, for the pre- sent, at Rockville, which extends from the Ohio river half the length of the State northward. 2d. Across all three of these lines runs the Ohio and Mississippi railroad, near the Ohio river; and further north, through the center of the State, the « Central" and "Bellefontaine" roads, connecting at Indianapolis with the "Terre Haute" road; further north still, and beyond the termina- tion of the western line, the " Wabash Valley" road crosses the two main lines from northeast to southwest, and the "Fort Wayne and Chicago" crosses them from southeast to northwest. At the northern extremity of the State, near the Michigan boundary, the Michigan Southern road, connecting directly with the lakes, tra- verses nearly the whole breadth of the State. Nearly parallel with the "Fort Wayne and Chicago" road, and diagonally to the north- west, run the "Cincinnati and Chicago," and the "Lafayette and Indianapolis" joining the "Indianapolis and Cincinnati," roads. Thus the State is divided lengthwise by two railroads, and partially by another; breadthwise by five roads, and diagonally by two roads. This network of roads, it may easily be seen, cuts the State up into so many small divisions, that from almost any point a station is easily accessible. But the facilities thus created are greatly increased by a number of small roads striking through the spaces between the main lines. And the spaces between these smaller lines again, are in many cases traversed, at distances of ten or twelve miles apart, by gravel, macadamized, or plank roads. Thus abundant facilities are offered the farmer to get his crops to market, or to move from one part of the State to another, if he chooses ; and to the mechanic and laborer to travel rapidly and cheaply from any point where his labor is not in demand to an- other where it is, and to take quick advantage of any opening or opportunity that occurs. The following table of railroads in the State, their length and cost, will show better than anything else how completely it is che- quered with cheap and rapid means of transportation and travel: Chicago and Cincinnati, 61 miles $1,230,000 Cincinnati and Chicago, 108 miles 2,080,433 Cincinnati, Peru, and Chicago, 29 miles 1,161,209 24 Evansville and Crawfordsville, 132 miles 82,465,793 Indiana Centra], 72 miles 2,233,381 Indianapolis and Cincinnati, 110 miles 3,457,108 Indianapolis, Pittsburg, and Cleve- land, 83 miles 1,902,693 Jeffersonville, . 78 miles 2,182,004 Joliet and Northern Indiana, 15 miles 391,058 Knightstown and Shelbyville, 27 miles 270,000 Lafayette and Indianapolis, 64 miles 1,856,287 Louisville, N. Albany, and Chicago, 288 miles 7,029,494 Madison and Indianapolis (and Branches), 135 miles 2,667,704 Peru and Indianapolis, 74 miles 2,371,554 Rushville and Shelbyville, 20 miles 250,000 Shelbyville Lateral, 16 miles 160,000 Terre Haute and Richmond, 73 miles 1,611,450 Union Track, at Indianapolis, 3 miles 265,033 Michigan Central (inside of Indiana), 52 miles 2,402,608 Mich. Southern (inside of Indiana), 185 miles 5,951,820 Ohio and Mississippi (inside of In- diana,) 173 miles 16,794,417 Pittsburg, Fort Wayne and Chicago (inside of Indiana), 155 miles 5,794,879 Toledo, Wabash, and Western (in- side of Indiana), 172 miles 5,676,344 2,125 170,295,148 Several other roads are in progress, which will increase the total of miles to 2,600, and the cost to $90,000,000. WAGES. Of course on so various and long lines of railroads, great num- bers of hands are employed to repair tracks, to run engines and look after the cars, and as no especial skill is required for any labor but that of the "engineers," or "engine drivers," the wages are not equal to those paid to mechanics: Engine drivers get, per day, about $ 3 00 Firemen get, per day, about 1 50 to 1 75 Train men get, per day, about 1 50 to 1 75 Track men get, per day, about 1 50 to 1 75 25 NAVIGABLE STREAMS. Though much the greater portion of the transportation of In- diana is done by railroads, there is still a great deal done upon nav- igable si reams. The Ohio ffver traverses the whole length of the State's southern boundary, 380 miles, following the course of the river, and is navigable throughout the year for light draught boats, and for The greater portion of the year for steamers of any bur- then. The Wabash, stretching southwestwardly from the interior of the State to the Ohio, is navigable about 400 miles, a portion of the year. On the northwest Lake Michigan gives the State an outlet to the vast chain of lakes between the United States and Canada, and a considerable amount of business is done by means of it. There are also two canals, the " Wabash and Erie," run- ning the whole length of the State diagonally from the Ohio, at Evansville, to Lake Erit, and the "White Water Valley," in the eastern part of the State, nearly 60 miles long. SCHOOLS AND EDUCATIONAL ADVANTAGES. To many, probably to most emigrants, the numerous and cheap schools of the United States are an attraction hardly, if at all, in- ferior to the cheap lands, the high wages, and the means of speedily acquiring a home and a competence. Few men are so short-sighted or ignorant as not to desire to see their children well educated, not only for the higher position in society which it gives them, but for the advantages, in the pursuit of any business, which it confers. In the United States, education is almost as universal and cheap as air, and the State of Indiana is not behind any in the advan- tages it offers to gain it. The schools are numerous. Most of them are free for a portion of the year, and very cheap during the time that the public funds are insufficient to make them free. Private schools are also thickly scattered over the State, and tui- tion can be obtained in them for a few dollars a year. Of the higher grades of schools, colleges and seminaries, both for males and females, there are quite as many as are necessary to accommo- date all who seek their benefits, and the cost of attendance is very light. A brief statement of the number and kinds of schools, and 26 of the means by which they are sustained, and are expected to be made free all the year round, as they now are for about half the year, will exhibit better than any description the great advantages Indiana offers to the emigrant who seeks education as well as sup- port for his family. PUBLIC SCHOOLS. Of public shools, supported in whole or in part by public funds, and open to all children, foreign as well as native, free, as far as the State's school fund will allow, there are 8,175, or an average of 89 schools to each county. There were in April of this year (1864) 546,959 children between the ages of 5 and 21, which are the limits within which children are entitled to the benefits of the public schools. This would give one school to every 67 children, exclu- sive of private schools, colleges, and seminaries — a very ample pro- vision. These schools are maintained by a light tax of one-tenth of one per cent, on property, and by the revenue of a school fund derived, in part, from the sale of lands donated by Congress to 'the State for school purposes, and in part from money paid to the State by the State Bank. A considerable addition to the fund has re- cently been made by a law which requires the money paid for licenses to sell liquor, to be turned over to the schools. The whole amount annually derived from these sources, is sufficient to keep the 8,175 schools open, free of cost, in some cases ten months, in others four months, of the year. In 1863, the aggregate revenue was $739,293 00, or $1 39 per scholar. In 1864 it will be about $842,900, but the number of children has increased so greatly over that of 1863, that though the whole revenue will be larger, the amount per scholar will be about 4 cents less, or $1 35. Of these schools 144 are "graded," or arranged in departments rising from the lowest classes and youngest children, to those in which higher grades of study and older children are admitted; and 50 are "High Schools," which embrace a course of study similar to the seminaries and high schools of Europe. Admission is free to them as to the lower schools, so long as the revenue is sufficient to keep them open. When the revenue for the year is exhausted, the teachers keep the schools at their own expense during the remainder of the year, charging about $2 50 per quarter for each pupil in the lower schools, and $3 50 in the " Grammar," or " High Schools." 27 SCHOOL FUND. The school fund of Indiana, as before stated, consists of money- derived, 1st, from the sale of lands donated by Congress, on condi- tion that the proceeds shall be applied to the support of schools; and 2d, from the profits due to the State on its share of the stock of the State Bank, and other sources. The amount of the first is $2,224,421, of which $2,091,589 pay a regular income, which forms part of the $1 35 paid to each scholar. There still remains unsold of these lands 28,400 acres, worth $133,061. This amount, of course, yields nothing now. The amount of the second portion of the fund is $5,017,619, of which but $1,354,981 now yield a reve- nue. In the course of four or five years, however, there will be due to this division of the fund $3,662,636, and then the whole amount of the "productive" school fund, or that which yields an annual income, will be $7,108,978. When the unsold school lands are sold or rented, the whole school fund will be "productive," and will amount then to $7,242,040, which will yield an annual revenue of $400,000. To this must be added the amount annually yielded by the school tax of 10 cents on the $100, and the amount derived from liquor licenses. The aggregate will be, if neither the tax nor the amount of property of the State be increased, nearly $1,000,000, or something less than $2 per scholar, which will be enough to maintain all the schools free the whole year in many counties, and more than half the year in the remainder. The annual revenue is distributed to the various counties, and by them divided among the schools, twice a year. A State officer, with an adequate salary, superintends the schools, distributes the revenue, and makes regu- lations for their government, and does nothing else. This is his sole business. PRIVATE SCHOOLS. There are 1,932 private schools, which do not draw any support from the State fund, but are conducted as any other private busi- ness is. A number of these are seminaries for females, and col- leges for males, of a very high grade, the course of study embrac- ing, in the case of male colleges, a large portion of that taught in European Universities. The cost of tuition in them varies accord- 28 ing to the grade of the school. The lower, corresponding to the lower grades of the public schools, cost about $3 per quarter, or $12 per year. Female seminaries cost about $50 per year; col- leges for male students cost about $40 per year ; both exclusive of boarding and similar expenses, which vary according to the wealth and taste of the student. If we add to the 8,175 public, the 1,932 private, schools, we have an aggregate 10,107 in Indiana, or 1 to every 59 children between the ages of 5 and 21. The emigrant will see, from this statement, that there are abundant opportunities to educate his children in In- diana. TOWNSHIP LIBRARIES. Some eighteen years ago a considerable amount of money was appropriated by the Legislature to founding libraries in every town- ship of the State, for the use of all classes of people upon the payment of a trifling fee. These libraries now contain, altogether, 298,664 volumes, embracing the choicest works in the literatures of all countries. During the year over 136,000 of these volumes are used, showing that they form no small portion of the entertainment and instruction of the people. The fee is about 50 cents, or 2 shil- lings, a year. NEWSPAPERS. In all the States of the United States newspapers are constantly and universally read. Along the railroad lines, where mails can be carried rapidly and punctually, large numbers of "daily" papers are taken, while through more remote districts " weeklies" circulate most extensively. The newspaper, while it informs the reader of current events, gives him a great variety of other valuable infor- mation, and thus becomes an important auxiliary to schools in diffusing education. There were in Indiana, in 1860, 13 daily, and 154 weekly newspapers; 3 weekly and 3 monthly religious pa- pers; 3 weekly and 2 monthly literary papers; and 3 miscellaneous papers, or 181 of all kinds, with an aggregate annual circulation of 10,090,310. This year (1864) the aggregate circulation is not less than 15,000,000, or more than 11 to every living being in the State. 29 TAXES AND STATE DEBT. Taxes in Europe have, for many generations, eaten up a large portion of the earnings of laboring men, In the United States they have always been so light as hardly to be felt. Indiana has been, and still is, one of the most lightly taxed of all the States. Before the breaking out of the war, taxes were divided into two classes, State and county; the former appropriated to the current expenses of the State government, the payment of the State debt, and the maintenance of the public schools; the latter to the ex- penses of the county governments, such as holding courts, opening and improving roads, building school houses, maintaining jails, and the like. To these the war has added a national tax, fixed by Con- gress. In cities, with charters of incorporation, there is still a fourth tax, the municipal; but this is only paid by residents, or those owning property within a city's limits. STATE TAX. This tax is assessed by the Legislature every two years, upon a val- uation made by officers called " Appraisers," if the property be real estate; and upon a valuation of personal property made by the owner himself under oath. The amount of it for the year 1864 is 40 cents on $100, or something less than one-half of one per cent. This includes the 10 cents school tax before alluded to. To this is added a " poll tax," or tax assessed against each adult male citizen, without reference to property, of 75 cents for general pur- poses, and 50 cents for school purposes. On a farm of 20 acres, worth $20 per acre, $400, the tax would be $1.60, to which add poll tax $1.25, and the whole amount of State tax would be $2.85, a mere trifle, hardly more than a day's wages for a farm laborer. COUNTY TAX. For local purposes, as already stated, each county collects a tax fixed by the Board of County Commissioners. It varies according to the wants of different localities. Those that have court houses, or jails, or school houses built, do not need a tax for such purposes, and assess less than those that are still lacking in this respect. The average of local taxes for 1864, taking one county with an- 30 other, the highest taxed with the lowest, is 38 cents on the $100, to which is added a " poll," or individual tax, of 49 cents. On a farm of 20 acres, costing $400, the county tax would be $1 42. Adding poll tax, 49 cents, we have the total of county tax, $1 91. To this add $2 85 tax for State purposes, and we have a total of taxation in Indiana, for 1864, of $4 72, or a little over 1 per cent, of the value of the property assessed. In addition to this some counties assess various little suras for occasional purposes, but these are so slight and uncertain, as to make no material difference in the sum already stated. MUNICIPAL TAXES. Residents of incorporated cities and towns have, of course, to pay taxes for city purposes, from which farmers and residents of the country are exempt. The amount of these varies greatly, ac- cording to the fancy of the citizens to improve their streets, or make water works, or put up gas lamps, or erect city halls, and the like; but it is generally about the same as the sum of the State and county taxes. A mechanic in a city would, therefore, have to pay on his residence and his personal property about twice as much as the farmer, as he would pay county and State, as well as city taxes. The total would be about 2 per cent, averaging one city and town with another. NATIONAL TAX. Since the commencement of the civil war the General Govern- ment of the United States, distinct from that of the State, has es- tablished a system of taxation ; but the emigrant will not feel it as he does other taxes, because it is not paid in money out of the pocket, but in the higher prices given for liquors, dry goods, and other articles of consumption, and goes in little sums, and almost imperceptibly. This goes to pay interest on the national debt, and the expenses of the war. An income tax of 5 per cent, is col- lected directly, but only those pay it whose incomes exceed $600. STATE DEBT. Indiana owes a debt, distinct from the national debt, as one part- ner in a firm may owe a debt for family expenses independent of 31 the debts owing by the firm in their business — of about $7,000,000, upon which interest is paid at the rate of 5 per cent, per annum. This is about the smallest debt owing by any State, and the taxa- tion necessary to pay the interest is only about one-sixteenth of one per cent., and is included in the 40 cents tax spoken of in the state- ment in regard to State taxes. The payment of the entire debt would cost the citizens only about 1£ per cent, of the valuation of their property in 1860, and less than 1 per cent, of the valuation in 1864. The emigrant will see, from these statements, that he need have no fears of his crops or wages being eaten up by taxes. BANKS AND BANKING FACILITIES. The importance of capital, or the means of obtaining the use of it easily and on moderate terms, to all kinds of business, agricultu- ral, manufacturing, or mechanical, is too evident to need explana- tion. Many an enterprising emigrant finds the way to some profit- able business barred by the want of a few hundred dollars to make a start, and many a promising trade has been sunk by lack of a little monev to float it over the shoals of "hard times," or a "bad market." Therefore, the question whether money can be readily obtained in Indiana for the prosecution of any respectable calling, is one of no little interest the emigrant, and to answer it the fol- lowing statement of the number, character and capital of the banks in the State is presented. It may be premised that all the public banks receive deposits, to be drawn at the will of the depositor, for which they usually pay him a small per centage, and that all cir- culate their notes, so well secured as to avoid all chance of loss to the holder, to supply the currency necessary to crrry on the trade of the country, and that all lend money for larger or shorter periods, at rates established by law. In addition to these public, or char- tered, banks, there are numerous private banks, which make loans and receive deposits, but circulate no bills. And in addition to both classes of banks there are accumulations of public money, belonging to the school and other funds, which can be borrowed at low interest for almost any length of time, on bond or mortgage. The public banks are of three kinds — National, State, and Free. NATIONAL BANKS. Within a year or a little more, Congress has authorized the estab- 32 lishment of banks based upon the credit, regulated by the power, and provided with notes for circulation, by the national govern- ment, and hence called " National Banks." Each one is required to deposit with the Secretary of the Treasury an amount of United Stales bonds equal to the capital to be employed, and when this has been done the government furnishes it with notes tc circulate to the amount of the deposited bonds. Thus every dollar the bank circulates is secured by a dollar of government stocks. It is therefore as safe as the government, and can only become worth- less when the government perishes. Besides circulating govern- ment bills, these National Banks do all other kinds of banking bus- iness. There were 31 of them in Indiana in June of this year, 1864, viz: Location. Capital Circulation Anderson. 850,000 $24,000 Bluffton 50,000 45,000 Centreville 56,000 42,500 Cambridge City 50,000 45,000 Danville 60,000 20,000 Evansville 250,000 180,000 Elkhart 60,000 54,000 Fort Wayne 150,000 104,000 Franklin (first) 132,500 120,000 Franklin (second) 100,000 95,000 Goshen 115,000 50,000 Greensburg 50,000 22,500 Green Castle 125,000 103,000 Huntington 50,000 20,000 Indianapolis 250,000 225,000 Kendallville 100,000 70,750 Lawrenceburg 100,000 70,000 Lafayette (first) 250,000 250,000 Lafayette (second) 130,000 not yet any. Laporte 50,000 45,000 Mount Vernon 50,000 9,000 Madison 300,000 267,000 Peru 75,000 13,000 Rockville 125,000 92,000 Richmond 165,000 85,000 South Bend 150,000 133,000 33 Terre Haute 150,000 135,000 Valparaiso 50,000 30,000 Vevay 53,000 13,000 Warsaw 40,000 40,000 Wabash 50,000 35,000 Total 83,450,500. $1,438,750 The number of National Banks will probably be doubled in the course of the present year. FREE BANKS. A system of banks, based upon the credit of the State, as the National Banks are upon the credit of the United States, was established about ten years ago, called the "Free Bank System." These banks deposit with the State Treasurer an amount of the State's stocks equal in value to their circulation, and their bills must be registered and countersigned by the State officers. In addition a certain per centage of the capital, about ten per cent, must always be kept on hand in coin. These safe- guards make the Free Bank bills perfectly secure, and if the bank breaks the bonds in the Treasurer's hands will always be sufficient to protect the bill holder. The following is a list of the Free Banks of Indiana, with their capital and circulation: NAMES OF BANKS. Stock deposit- ] Notes in Circu- Capital Stock, i ed with Treas.: lation. of State. Bank of Goshen I .$50,000 00 Bank of Corydon 50,0(10 00 Bank of Paoli 50,(100 0(1 Cambridge City Bank 70,500 00 Exchange Bank, Attica 50,000 00 Indiana Farmer.-' Bank 50,000 00 Salem Bank, (joslien , 50,000 00 Indiana Bank j 111,000 00 Bank of Salem, Salem : 50,000 00 Bank of Salem, New Albany 138," '85 35 Exchange Bank, Greencastle 1 50,350 00 Total i $719,935 35 $96,620 01 79,000 00 58,600 00 62,500 00 50,000 00 226,000 00 87,262 35 251,577 50 67,651 10 109,244 37 196,387 30 887,540 00 60.000 00 11,110 00 59,950 00 49,782 00 200,000 00 70,311 00 200,000 00 45,526 00 81,800 00 181,333 00 $1,284,848 63 $1,047,352 00 The Free Banks lend money and receive deposits. THE BANK OF THE STATE. The third class of banks in Indiana is composed of the Bank of 34 the State and its branches. No deposit of National or State stocks is required of this bank, but its circulation is secured only by its capital and business. It lends money and receives deposits. In consideration of certain advantages given it by its charter, it is required to make loans at an uniform and low rate of interest. The following are the branches of this bank, the parent institution transacting no business but regulating the branches. Name. County. Capital. Lima Lagrange '. $100,000 Laporte Laporte 100,000 Plymouth Marshall 100,000 South Bend St. Joseph 100,000 Ft. Wayne Allen 125,000 Lafayette Tippecanoe 200,000 Logansport Cass 100,000 Indianapolis Marion 250,000 Richmond Wayne 100,000 Connersville Fayette 100,000 Rushville Rush 100,000 Madison Jefferson 200,000 Jeffersonville Clarke 100,000 New Albany Floyd 200,000 Bedford Lawrence 100,000 Evansville Vanderburgh 200,000 Vincennes Knox 150,000 Terre Haute Vigo 200,000 Muncie Delaware 150,000 Lawrenceburgh Dearborn 100,000 Total $2,775,000 PRIVATE BANKS. These banks circulate no notes, but lend money and take de- posits. They rest solely upon the credit of the individuals con- ducting them. Many of them possess as much capital, as strong credit, as great facilities for business, and are as liberally conducted as any chartered bank. The number of these cannot be very accu- rately ascertained, but the aggregate of their capital and business can hardly be less than $2,000,000. 35 PUBLIC FUNDS. The officers of every county in Indiana hold large sums of money, distributed by the State, which the law requires them to lend at a low rate of interest upon mortgage, the income to be applied to the support of free schools. These loans being allowed to run as long as the interest is punctually paid, and the interest being very low, far below the ordinary market rate, are of great benefit to farmers and laboring men, who can give the requisite se- curity. There is, or soon will be, over $5,000,000 of these funds. AGGREGATK. The aggregate capital, especially employed in loans, and fur- nishing facilities for business in Indiana, it will be seen from the foregoing statements, is about $13,000,000. The legal rate of interest is 6 per cent., but higher rates are generally paid, as the borrower can make the money worth twice or three times as much as that rate. GRAPES AND WINES. Wine growing is rapidly rising into importance in Indiana, and only needs the skilled labor of European wine-dressers and vint- ners, to become second only to the grain crops in value. There is hardly any township in the State in which grapes are not grown, generally for table use, and many portions are peculiarly adapted to the cultivation of the vine for the manufacture of wine. Along the Ohio river there is the same character of soil, and the same general features of country and climate, that prevail about Cincin- nati, where wine growing has become a very extensive and valua- ble business. There is no doubt that almost the entire length of that river, bordering the southern end of the State, could be profit- ably covered with vineyards, and the successful manufacture, in a small way, of wines in various portions of the interior, proves that the advantages of the Ohio hills are not confined to that section by any means. The adaptation of the soil and climate of Indiana to the culture of the vine was noticed in the early part of this century, and a lit- tle colony of Swiss emigrants at Vevay, on the Ohio, a short dis- tance below Cincinnati, made the first successful attempt at wine 36 manufacture in the United States. A similar enterprise was com- menced near New Harmony, also on the Ohio, but near the west- ern boundary of the State, and met with considerable success. The Vevay vineyards are still kept up, and their wines form no inconsiderable item of the neighborhood trade. Wine making in the United States may be fairly said to have had its birth in Indi- ana. But it was many years before the example thus set was fol- lowed to such an extent as either to make wine a matter of any pecuniary importance, or prove that the country was adapted to its growth. Scattered efforts were made in various parts of the United States, but with almost uniform ill success. European grapes were cultivated, and they do not flourish in America. One or two, sometimes more, good crops could be got from them, and then they died out so speedily and surely as to create a very gen- eral belief that the United States never could become a wine-grow- ing country. But the discovery and introduction of the Catawba grape changed this opinion. The culture of the vine spread rap- idly, and made what was before a feeble experiment, or a total failure, a firmly established business, full of growth and vigorous life. In Ohio, where the manufacture is not more than twenty years old, there was made, in I860, 562,640 gallons of wine, while in 1850 the quantity was but 48,000 gallons. In ten years the manufacture had increased twelve fold. In Indiana, in 1850, there was made 14,000 gallons ; in 1860, about 90,000. The entire wine crop of the United States, in 1850, was but 218,000 gallons, which in 1860 it was nearly 2,000,000. These facts sufficiently prove the adaptation of the country to wine growing, and the rapidity with which wine is advancing to a foremost place in the products of the nation. Wine growing in the United States is much more profitable than it is in Europe. A good vineyard, averaging one year with another, will produce nearly 200 gallons to the acre. In very fa- vorable seasons the yield will run as high as 600 gallons to the acre, and it is rarely lower than 100. New wine is now worth about 81 00 a gallon at the press. A vineyard of ten acres, yielding an average of 200 gallons to the acre, would therefore pay, in a single year, of but ordinary productiveness, $2,000. This is enough to show that wine growing can be made a most profita- ble business, and that the emigrant, who understands it, need be in no fear of dying poor. The quality of the wine varies, of course, with the season, and 37 with the care and the skill expended in the cultivation of the grape and the manufacture of the wine, but a fair article of the Catawba is said by good judges to be every way equal to the finer grades of Hock, and to be four or five per cent, stronger in alcohol. " Sparkling Catawba" is much like Champagne, but stronger, and with a more decided flavor and odor. As a general rule, Ameri- can wines are stronger than those they most nearly resemble of European growth. The products of other grapes are rarely as good as that of the Catawba, though considerable quantities are made. The demand for wine in the United States is great, and steadily increasing. The quantity made does not begin to supply it. The stronger liquors, brandy, whisky, gin, and others, are gradually giv- ing way to native wines, and there is nothing but labor needed, the experienced labor of European wine growers, to make wine as general a beverage as it is in Germany or France. MINERAL RESOURCES. THE MINING ADVANTAGES AND FACILITIES OF INDIANA. It would be a matter of astonishment to persons, accustomed to mining operations in Europe, to visit and examine almost any of the localities in Indiana where such work is carried on. In England, and other parts of Europe, you have often to wait for the steam power to bring up the dangerous looking buckets, by which you are expected to descend, from one to two thousand feet, and then wander along, through innumerable and extensive gal- leries, in a stooping position, carrying your Davy's Safety Lamp, dreading even then an explosion, which may destroy many lives. In some very large mines, many miners scarcely see the light of day for months. Into other coal pits, situated near the sea, the water has rushed through crevices, causing great loss of life. In others, again, besides the danger from explosion, there is frequently great inconvenience and danger from " choke-damp," or carbonic acid gas, which pervades many of 'the extensive ramifications, un- less great pains and expensive means are resorted to for ventila- tion. To effect this thorough ventilation, it is sometimes necessary to sink numerous shafts, and to force, by means of steam or other power, constant currents of fresh air into the deleterious regions below. 38 To be convinced how very different a state of things exists in the mining regions of Indiana, it is only necessary to visit one of the numerous "coal-openings" in the South-western portion of the State. Twenty-two counties, in that region, are so entirely within the coal field, that there are several, sometimes many, coal open- ings in each county, and there could readily be much more than double the present number with profit to the producer, and advan- tage to the consumer, if the necessary labor to work them could be obtained. Every year wood is becoming more scarce, and more valuable for building, fencing, and similar purposes. Every year additional works are erected, requiring large amounts of fuel for the generation of steam and similar purposes. Already many persons have become convinced that coal is cheaper at twenty-five cents (a shilling) a bushel than wood is at $3 00 (12 shillings), perhaps even at $2 00 per cord, especially if it has to be sawed and split, after being delivered, in four-feet lengths, at that price. But coal can be made profitable, if only 5 and 6 cents a bushel can be obtained for it at the works, making it, in many places, about 10 cents to the consumer ; and as we have but recently begun to use coal, at all extensively, every year will greatly add to the demand. How can getting out coal be profitable at those prices, some may ask. The reply is, because in many places we have but to drift into a hill-side, with a roof that perhaps sustains itself, or at all events, where timber is yet very abundant for propping, be- cause coal openings are commonly in hilly regions, not close to large cities, where wood may be had for §>1 00 per cord. " Drift- ing " in from the side to which the seam of coal inclines, we are enabled, by a small side ditch, to drain the mine of superfluous water, along the natural slope of the " dip." Sometimes the coal lies so near the surface, in a level region, as to be reached by what is termed " stripping," simply digging ofl a few feet of the surface soil, which can again be thrown in after the coal is removed. In three places only, Evansville, Farmersburg and Brazil, shafts are sunk ; the former to 170 feet, the two latter to fifty feet deep, and we never hear, there, or elsewhere in the State, of accidents in the mines. On the Wabash, and on White river, for many years, the coal-boatmen have been in the habit of running their boats close up to the bank; and, as in most of the Indiana coal mines, cars are run on rails, either by hand or horse power, there is no trouble in extending a platform over the boat, and in "dumping" 39 the coal at once down a spout or inclined plane, so as to load the flat-boat without shock or damage. Occasionally two coal seams have come together, and one such is worked in Pike County, where the opening is seven feet high, the united seams occupying that space. At Cannelton, Perry County, where large quantities are kept in barges to supply the Ohio river steamers, the railroad from the mouth of the pit continues a few hundred yards, to the bank of the river, and makes loading and unloading very easy. In a few cases, where the works are extensive and the ramifica- cations considerable, shafts are sunk for ventilation only, at a tri- fling expense, and the coal is taken out in the manner just des- cribed. Mining, then, it will be seen, instead of being a much dreaded occupation, the regulation of which has called forth important par- liamentary legislation in England ; instead of creating feeling of alarm among the relatives, when they see their husbands, fathers, or brothers descend to these subterranean horrors; is pursued in In- diana with as much tranquility, health, and safety, as any other ordinary occupation. Much has already been done in the way of developing the coal re- sources of Indiana ; but there would be no difficulty in doubling that product and making it profitable, if men, practically acquaint- ed with such work, coud be found to engage in the enterprise. COAL OIL. Around the edges of the coal field is the most probable place for finding reservoirs of coal oil, such as have proved highly profitable in Ohio and Pennsylvania. There are strong indications at Oil Creek, in Perry County, on the North-east margin of the basin, the characteristic scum being found abundantly, floating on the water. There are at least two localities, and probably many more, afford- ing cannel coal, from which oil could be manufactured. A very successful salt boring has been made, on the Wabash river. On this subject, Mr. Lesquereux, who has had great facili- ties for observation, says in the Geological Report : " The average distance, from the top of the millstone-grit to the salt of sub-car- boniferous sandstone, is 500 feet. I have measured it in many 40 places ; in Virginia, along the Great Kanawha river, in Pennsylva- nia, in Ohio, in Kentucky, even in Arkansas." * * " Except this boring, I do not know of any that have been made on the Wabash river, although it is evident that strong brine could be found, all along that stream, at a depth corresponding with the geological horizon of each county." IRON AND FIRE-CLAY. Good iron is found, in sufficient quantity and of a good quality, to justify the erection of works, especially along, or near the outer margin of the coal basin ; consequently the material, necessary as fuel, could readily be found in the same proximity ; and as many of these coal seams have a fine clay bottom, there would be no difficulty in finding enough of that material, for the various pur- poses about a furnance, to which it is applied. There could also be profitably manufactured any amount of good fire-brick, in a num- ber of localities, where excellent fire-clay exists. And there is us- ually associated with the coal a sand of limestone sufficient for foundry use. Already several furnaces are in profitable operation for the manufacture of iron : one, the Richland Furnace, is near Bloomfield, Greene County ; the other, known as the Indiana Fur- nace, is in Vermillion County. The latter has been in operation 23 years, and employs 75 hands ; the proprietors use the hot blast, pay $1 50 per ton for ore deliv- ered, and run ten tons of metal per day. There are several furna- ces in operation in the northern counties, or at least were before the war, when hands could be had, to work up the large quantities of bog iron ore found in those counties. STONE FOR BUILDING AND OTHER PURPOSES. There are numerous localities in Indiana, at which the best ma- terials for building purposes are quarried, some affording a lime- stone of fine texture, capable of sustaining a great crushing weight, in the foundations of houses, bridges, &c. ; while other localities afford beautiful building rock, more especially suitable for superstructures, although with strength enough for all parts of or- dinary buildings. A marble, equal in strength and beauty to most of the European, is manufactured in Jefferson County, on the Ohio river, into various articles of use and ornament. At and 41 near Leavenworth, on the Ohio, a beautiful oolitic limestone is ob- tained, which is well adapted to many purposes, being susceptible of a handsome polish. Besides these limestone localities, good sandstone, for building purposes, can be obtained in Fountain, Warren, Vigo, Knox, Gib- son, and Posey Counties, convenient for shipment on the Wabash river. Any amount of an excellent quality of hydraulic limestone can be obtained on the Ohio river, and at several places in the interior, and excellent clay for pottery is abundant, and easily obtained. Lithographic stone, grindstone, and whetstone, are found at many points, and of superior quality. In Martin County, near Dover, there is a locality from which a variety of natural paints are readily prepared and shipped on the Ohio and Mississippi rivers. The deposit is chiefly a fine clay, colored by various metallic oxides, especially iron, and affording yellow ochre, red ochre, umber, and other tints, quite equal to those of foreign importation. In some of the northern counties, particularly near South Bend, St. Joseph County, an extensive and thick deposit of marl is found, which is sometimes burned into very pure lime, and used for various purposes, being the result of a decomposition of shells. It is proposed to use this for the manufacture of artificial marble, for which process a patent has been obtained. Pure marl is one of the essential ingredients. In some of these northern counties clay without iron is also ob- tained in abundance ; it is from this material that the buff-colored bricks are manufactured, retaining that color in consequence of be- ing destitute of the iron, which, in burning, the ordinary brick-clay becomes a highly colored per-oxide or sesqui-oxide of iron. This is the same usually sold under the name of Milwaukie Brick. LEAD, ZINC, COBALT AND ANTIMONY. All these metals have been found in Indiana, althought not, as yet, in sufficient quantities to justify any extensive works. It is quite probable, however, that future explorations and analyses may render the manufacture profitable, particularly that of zinc, which is found as a supplement in the ore, familiarly termed "Black Jack." It is very abundant in Fountain and Warren Coun- ties, the cobalt being associated with it, (as proved by analysis), at 4 42 least at the diggings in the former of those places, and probably also in the latter, although not yet tested by accurate analytical in- vestigation. PEARL-ASH, NITRE, EPSOM SALTS AND ALUM. The vast quantities of our timber, burned every year to ashes, in our clearings, the ashes produced in many towns, especially where there are steam mills, would justify the manufacture of pearl-ash, and doubtless make it profitable. With it might be readily united a thriving business in soap-making. Nitre can be obtained, in very considerable quantities, in many of our caves, also epsom salts, efflorescing, there and elsewhere, from the abundant magnesian limestone of sub-carboniferous form- ation. Alum might be manufactured, in abundance, and no doubt profitably, from the numerous aluminous shules of the Devonian and carboniferous periods. MINERAL SPRINGS. Attention may be called to the fact that in Indiana there are numerous mineral springs of good quality, to which visitors resort in considerable numbers : such are the Jeffersonville Chalybeate, the Indiana Springs and Trinity Springs, in Martin County-, the French Lick and West Baden Sulphurated Hydrogen Springs, ii Orange County,- the Lafayette Artesian Well, and the Springs of Rush County, near Knightstown, Henry County, besides several others that might be rendered useful hygienic summer resorts. pW- . MS******* ^M »«$*./£* ;, a. A a A A A .*^^^ A , ftft ^A«^AAA^ ^^A^^^.^^A*^ ^*GfiA@fiASa£ :^AAA : aow«! 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