-0 2164 
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 opy 1 
 
 HARVARD UNIVERSITY 
 
 FACULTY OF ARTS AND SCIENCES 
 
 STUDENTS' EXPENSES 
 
 CAMBRIDGE, MASS. 
 
 lPublisbefc b£ ffiarvarfc lHni\>ersit£ 
 
 1905 
 
HARVARD UNIVERSITY 
 
 • 9 
 
 FACULTY OF ARTS AND SCIENCES 
 
 STUDENTS' EXPENSES 
 
 A COLLECTION OF LETTERS 
 
 FROM 
 
 UNDERGRADUATE AND GRADUATE STUDENTS DESCRIBING 
 
 IN DETAIL THEIR NECESSARY EXPENSES AT HARVARD 
 
 WITH AN INTRODUCTORY ACCOUNT OF COLLEGE 
 
 EXPENSES AND OF SCHOLARSHIPS 
 
 AND OTHER AIDS 
 
 TOGETHER WITH AN OPEN LETTER CONCERNING 
 
 EXPENSES AND AIDS IN RADCLIFFE COLLEGE 
 
 AND 
 
 A BRIEF ACCOUNT OF THE 
 
 PHILLIPS BROOKS HOUSE ASSOCIATION 
 
 CAMBRIDGE, MASS. 
 
 UMiblisbefc b£ 1ban>ar& TUmversits 
 
 1905 
 
-As 
 
 
 Gift 
 
 The University 
 
 22Mr , G5 
 
STUDENTS' EXPENSES 
 
 Almost every mail brings to the University at least one letter in 
 which the writer asks if he can work his way through Harvard. It 
 is hard to answer such letters except in the most general way, for 
 whether the writer will be successful or not depends chiefly on his 
 own energy and ability. The Secretary can assure the questioner 
 that it is possible to work one's way through Harvard, for there are 
 always many self-supporting students in College, and he can also 
 assure him that the experience of many students shows that if a 
 man has health, energy, cheerfulness, a good preparation for College 
 work, and enough money for the necessary expenses of the first 
 year, he need not hesitate to enter. If he can obtain a good start, 
 the chances are that before the first year is over he will find a way 
 to continue his studies. 
 
 This pamphlet, though intended as an answer to the frequent ques- 
 tions about expenses, will not explain how a student of small means 
 may work his way through Harvard, for the ways are as various as 
 the men using them, and every man must find his own way ; but it 
 will perhaps give one who is studying the ways and means of obtain- 
 ing an education those facts which will enable him to judge for 
 himself whether he can come to Harvard or not. The pamphlet is 
 planned to show what the necessary College expenses are, what aid 
 the College gives to students of great promise, and how some students 
 of small means have successfully solved their problems of obtaining 
 an education at Harvard. 
 
 To this account of expenses and aids is added an account of the 
 societies forming the Phillips Brooks House Association. An account 
 of Brooks House and what it stands for may fairly be included in a 
 pamphlet dealing with students' aids and expenses ; for Brooks 
 House, through its graduate secretary, acts in constant cooperation 
 with the Appointments Office (see p. 14) both in suggesting men 
 for positions of which the Appointments Office is informed, and in 
 suggesting opportunities for work for men registered in the Appoint- 
 ments Office. 
 
COLLEGE EXPENSES 
 
 College Fees. — Perhaps the largest single expense that the stu- 
 dent of slender means incurs is the tuition fee of $150. Of this 
 $150 ninety dollars must be paid at the beginning of the academic 
 year, and the remaining sixty dollars before the beginning of the 
 second half-year. In addition to the tuition fees every student is 
 required to pay annually an Infirmary fee of four dollars, in return 
 for which, in case of sickness, he is given a bed in a ward of the 
 Stillman Infirmary, board, and ordinary nursing for a period of two 
 weeks. These are the fees which every student must pay. There 
 are two other kinds of fees which he may be asked to pay. If he 
 takes laboratory courses, he is required to pay special fees to cover 
 breakage and use of materials in laboratories ; if before taking his 
 degree he has incurred fewer than four years' full tuition fees, he is 
 required to pay a graduation fee of twenty dollars. The Infirmary 
 fee and laboratory fees for courses which begin in the first half-year 
 are charged on the term-bill issued January 20. 
 
 Board. — The second large item of expense for which a student 
 must plan is his board. It is best for the new student who must 
 watch his expenses closely to join one of the two Dining Associations : 
 the Harvard Dining Association, usually known as u Memorial," or 
 the Randall Hall Association. Both are cooperative societies man- 
 aged by students, and both aim to provide good board at cost. At 
 " Memorial " the cost of a man's board is in two parts : the first 
 part is for meat, fish, and eggs, which he orders and pays for by 
 the plate ; the second is for all other provisions, such as tea, coffee, 
 cocoa, milk, vegetables, bread, butter, cereals, desserts, fruits, the 
 cost of which is shared alike by all. At Randall a man orders 
 everything he eats and drinks, and pays for everything by the plate. 
 Of the two halls Memorial is the more expensive, though some stu- 
 dents who eat little or no meat have found that they can board as 
 cheaply at one place as at the other. For most men board at 
 Memorial Hall costs about four dollars a week ; at Randall, about 
 three dollars a week. Members of the Randall Hall Association 
 also pay an annual membership fee of three dollars, which is in- 
 tended to cover such fixed expenses as heat, light, water, etc. For 
 those students who file with the Bursar the usual four hundred 
 dollar bond, bills for board are issued twice a year, in January, and 
 in June one week before Commencement. If a student does not 
 
file a bond, he must make a deposit of money with the Bursar as 
 security for the payment of his board at the rate of five dollars a 
 week. If we reckon that a College year includes thirty-nine weeks, 
 a student's yearly board costs in the vicinity of $117 at Randall, 
 or $156 at Memorial. It is very desirable that a student should 
 either have money set apart for his board before he comes, or 
 should know beforehand exactly how he can pay his board bills. 
 If he is to do good and effective work he must not be harassed by 
 anxiety as to the means of meeting this expense, and he must not 
 be tempted into unwise economy in food. 
 
 To obtain admission to Memorial, application must be made to 
 the Auditor of the Dining Association, Memorial Hall, before Sep- 
 tember 15th. Vacancies at the beginning of the academic year are 
 filled by lot. Those who do not obtain seats should sign the 
 "waiting list" at the Auditor's Office as early as possible, since 
 admission will be according to order of application after September 
 16th. To obtain admission to Randall Hall application must be 
 made early to the Secretary, Randall Hall Association. 
 
 Lodging. — The next important expense for every student is that 
 of his room. As a rule students live in dormitories owned by the 
 University, in which rooms cost from $30 to $350, or in private 
 dormitories, which have many luxuries, and are usually expensive, 
 or in private houses, in which furnished rooms cost from about $50 
 to about $200 for the academic year. A new student should not 
 count on obtaining a room for less than $50, and should not expect 
 to obtain one for that sum easily . In the College dormitories there 
 are one hundred and fifty rooms which rent for $100 or less. If a 
 student obtains one of these rooms and can also find a room-mate, 
 he can reduce this item of expense to $50. 
 
 The student who is not successful in obtaining a room in a College 
 dormitory must search for a room in a private house. In this search 
 he should survey the ground very carefully before making his choice, 
 and in engaging his room should have a thorough understanding, 
 expressed in writing, as to just what he pays for and as to the 
 amount and times of payment. For the mutual convenience of 
 students and landlords a list of rooms in private lodging houses, 
 with their prices, is kept at the College Office, and may be obtained 
 by applying to the Secretary. 
 
 These three expenses of tuition, board, and lodging, when reduced 
 to their lowest terms, amount to about $300. Over other expenses, 
 such as furniture, books, fuel, light, etc., the student has more con- 
 
trol ; and these will vary much with individual needs and tastes. In 
 keeping these expenses down the student is greatly helped by such 
 institutions as the Loan Furniture Association, the Cooperative 
 Society, the Union, and the numerous libraries of the University. 
 
 Loan Furniture Association. — A limited number of students 
 may be helped to furnish their rooms at small cost by the Loan 
 Furniture Association. This Association owns furniture, and loans 
 it at a yearly rental of 10 per cent, of its estimated value. A com- 
 plete set of furniture, for instance, valued at $50, is rented for a 
 year at $5. Parts of sets are rented on approximately the same 
 terms. Every student leasing furniture is required to pay the yearly 
 rent in advance, and also to deposit a sum of money (ordinarily 
 $2.50) as a guarantee in part for the safe return of the furniture. 
 This deposit is given back to him when he returns the furniture in 
 good condition. The primary purpose of the Association is to be 
 of use to students who must exercise strict economy, but any student 
 registered in any department of the University may freely apply for 
 furniture. Applications, to be successful, should be made early to 
 the Agent of the Association, Massachusetts Hall, Cambridge. 
 
 The Harvard Cooperative Society. — The Cooperative Society 
 is conducted for the benefit of the student body by a Board of 
 Directors chosen from the instructors and students, and is open for 
 membership to all persons connected with Harvard University, Rad- 
 cliffe College, or the Episcopal Theological School ; also former 
 students of the University. 
 
 The object of the Society is to reduce the cost of living at the 
 University. It exists solely for that purpose, and endeavors to 
 afford especial facilities for the purchase of all kinds of students' 
 supplies. Necessary things, such as text-books, note-books, furni- 
 ture, are accordingly sold at a slight advance above cost. 
 
 The Society maintains a store in Cambridge for the sale of almost 
 everything that students are likely to need, — artists' materials, 
 architects' and engineers' instruments, athletic and gymnasium 
 goods, men's furnishings of all kinds, books, boots and shoes, 
 cameras, carpets and rugs, clothing, both custom-made and ready- 
 made, stationery of all kinds, furniture, etc. The Society also 
 makes contracts with retail dealers by means of which members 
 may secure discounts on purchases for their own personal use made 
 in the stores of affiliated dealers. 
 
 Any student may become a member of the Society by registering 
 at the Office of the Society and pa}nng the membership fee of one 
 dollar. 
 
The Harvard Union. — The Harvard Union is a gift to the Uni- 
 versity by Major Henry L. Higginson, and is, in his own words, 
 "A house open to all Harvard men without restriction and in which 
 they all stand equal, — a house bearing no name forever except that 
 of our University." 
 
 The Union was finished in the fall of 1901 and has already become 
 the centre of College life. It is the accepted place for University 
 mass meetings, and for large gatherings of graduates and under- 
 graduates. The Living Room, a spacious, comfortably furnished 
 room, is the principal place for College gatherings. Its walls of 
 panelled oak are hung with portraits, and there are two large open 
 hearths for wood fires at opposite ends of the room. Daily news- 
 papers from the principal cities of the United States are kept on file. 
 Small tables are available for after-dinner coffee or light refresh- 
 ments. Occasionally entertainments, furnished by the University 
 musical clubs, or readings, addresses, etc., are held in this room. 
 
 Besides the Living Room the Union contains a Grill-Room with 
 both a la carte and table d'hote service, training tables for the Uni- 
 versity athletic teams, reading-rooms where American and foreign 
 periodicals are on file and where writing materials are supplied, rooms 
 for games, billiard rooms, meeting rooms for clubs and debating 
 societies, headquarters for the college papers, bedrooms for guests, 
 and a Library. The Library has a quiet location on the second 
 floor at the western end of the building ; and the division of its 
 space into three connecting rooms, in one of which the shelves are 
 arranged in alcoves, affords an agreeable privacy to readers. The 
 collection of books was started by a generous endowment fund of 
 twenty thousand dollars, the proceeds of which have been largely 
 supplemented by other gifts. The Library Committee enjoys the 
 interested cooperation of the University Library staff and of several 
 other officers of the University. The Library now contains about six 
 thousand books, which provide a very serviceable reference library 
 and the foundations of an excellent collection in English and other 
 modern literatures. 
 
 Any student may become a member of the Union by making appli- 
 cation in writing to the Treasurer, and paying the annual dues of 
 ten dollars. 
 
 To a student who must economize in every way ten dollars may 
 seem a large expense, and joining the Union one of those luxuries 
 which he must forego. It will probably be wiser for him to regard 
 this ten dollars as so much room rent ; especially if he has been 
 compelled to hire a small room at a distance from the College. By 
 
8 
 
 joining the Union he will have daily access to sunny, well-heated 
 rooms where he can always find a quiet corner for study and the 
 companionship of books and men. 
 
 The Libraries. — There are thirty-nine libraries in Harvard Uni- 
 versity containing in all about 673,400 books and 393,892 pam- 
 phlets. To these libraries all properly qualified students have free 
 access. In the reading-room of Grore Hall (the main College 
 Library) copies of all reference books used in each course are 
 reserved so that every student may have an equal chance of obtaining 
 the books necessary for his work. Over 22,000 books of reference 
 are thus reserved. This reading-room is open every week-day until 
 ten o'clock in the evening. 
 
 The facilities for obtaining books offered by the libraries enable a 
 student who must economize in every way to reduce his expenses 
 for books to the cost of the text-books which he must use every 
 day. The cost of these is reduced to the lowest prices by the 
 Harvard Cooperative Society. 
 
 Summary. — The foregoing account does not include clothing, 
 laundry, stationery, and the many little expenses into which a new 
 student is insensibly drawn. These are likely to increase consider- 
 ably the total amount necessary for the College year. By very careful 
 economy, however, it seems possible to keep the strictly necessary 
 expenses for an academic year down to about $400. This sum every 
 student should be able to count on, and a large part of it he should 
 have, when he enters College. With it he may be assured of a year 
 devoted mainly to study and all that makes College training valu- 
 able. Without it he will be constantly harassed by anxiety as to how 
 he can meet his bills, and compelled to do work which will draw him 
 from his studies, and which may prevent him from earning a scholar- 
 ship, and getting just that good for which he has come to College. 
 The first year is the critical year at Harvard. In this year the only 
 College aid for which a student may apply is Price Greenleaf Aid (see 
 p. 10), and this is available only for students registered in Harvard 
 College as candidates for the degree of A.B. All scholarships except 
 one or two are restricted to men who have been in College at least one 
 year, and have demonstrated by College work that they are men of 
 exceptional ability. The College, by means of the Appointments 
 Office (seep. 14), can help the newcomer in finding work; but work 
 that can be done at odd hours is not very remunerative : and a stu- 
 dent cannot hope to earn by such means money enough to pay any 
 considerable part of his expenses. Moreover, in securing work the 
 
9 
 
 newcomer is at a disadvantage, for he must compete with men who 
 have been in College longer, and who are thoroughly acquainted 
 with situations which are still strange to him. Students, parents, 
 and guardians, therefore, are earnestly advised to take every pre- 
 caution they can to make the first year at Harvard a year in which, 
 so far as money is concerned, a student is a free man. At the end 
 of that year, if he has within him the making of a strong, self- 
 reliant, capable man, he will have found out how he may continue at 
 College. 
 
 SCHOLARSHIPS AND OTHER COLLEGE AIDS 
 
 Scholarships in Harvard College. — With a few exceptions all 
 scholarships in Harvard College are awarded to Sophomores, Juniors, 
 and Seniors on the basis of a previous year's work in College. Two 
 scholarships, the Mary L. Whitney ($300) and the Scholarship of 
 the Class of 1867 ($175), are annually awarded to Freshmen on the 
 basis of their work during the first half-year. The Crowninshield 
 Scholarships ($225), of which there are two, are also occasionally 
 open to Freshmen. These scholarships are not open to competition 
 annually, because they may be held during the whole undergraduate 
 course. None of these Freshman scholarships may be applied for 
 until after the applicant has become a member of the College. With 
 these three exceptions there are no scholarships for which Freshmen 
 may apply unless they have a special claim upon a particular schol- 
 arship because of their descent from the founder or from some 
 member of the class that established the scholarship, or because 
 they fulfil other peculiar conditions prescribed by the founder of the 
 scholarship. The special terms under which some scholarships are 
 assigned may be learned by consulting the full list of scholarships 
 in the College Catalogue. 
 
 The facts considered in making an assignment of a scholarship 
 are the needs of the student, and his promise as indicated by his work 
 in College. A student who is not in need of aid cannot honorably 
 apply for a scholarship ; a scholarship cannot properly be awarded 
 to one who, from physical, mental, or moral weakness, gives little 
 promise of future usefulness. Scholarships are ordinarily assigned 
 only on the basis of a previous year of work in College. The enjoy- 
 ment of a scholarship for one year will not constitute any title to a 
 second nomination, unless the superiority for which it was originally 
 awarded be fully maintained ; and at any time a scholarship or any 
 portion thereof may be taken away from a student who has proved 
 
10 
 
 undeserving. No student who has incurred a serious College censure 
 in the course of the year will be considered a candidate for a schol- 
 arship ; nor any studeut who obtains leave of absence for the year 
 in which the scholarship would be payable. 
 
 In order to be considered an applicant for a scholarship a student 
 must apply on blank forms furnished by the College on or before 
 the last Wednesday in May. 
 
 The scholarships in Harvard College, though far too few to reward 
 all scholars of high rank, are too numerous to mention here. A 
 full list of them may be found in the Catalogue of Harvard College. 
 There are in all, under the charge of the Faculty of Arts and Sciences, 
 219 scholarships, the aggregate annual income of which is $51,605 ; 
 of these scholarships 129 are restricted to the use of undergraduates 
 in Harvard College. 
 
 Price Greenleaf Aid for Freshmen and Other First- Year Stu- 
 dents in Harvard College. — Though there is very little aid in the 
 form of scholarships for first-year students, the College is able to 
 help about one hundred men yearly from the Price Greenleaf Fund, 
 the annual income of which is about sixteen thousand dollars. This 
 Fund was established by the generous bequest of Ezekiel Price 
 Greenleaf of Quincy, Mass. The income of the Fund is distributed 
 in sums of from one hundred to two hundred and fifty dollars : first, 
 to undergraduates in the first year of their residence (whether 
 Freshmen or students admitted to advanced standing, with or with- 
 out examination) ; secondly, to deserving students who have not 
 succeeded in the competition for scholarships. 
 
 The regular assignment to first-year students is made before or at 
 the time of their entrance. (The first awards are usually made 
 about June 20.) To hope for a share in this assignment the appli- 
 cant must be strongly recommended by the college, academy, or 
 school with which he has been connected ; and must see that his 
 application is in the hands of the Secretary by the first day of May. 
 A subsequent assignment is made in February to some other first- 
 year students of high standing ; applications must be in the hands 
 of the Secretary by the fifteenth day of December. 
 
 In every case the amount assigned is payable (but only to persons 
 who may be undergraduates at the time of payment) in two instal- 
 ments, at the times when the two term-bills of the year are presented. 
 The recipients of Price Greenleaf Aid may be called upon for ser- 
 vice as monitors or assistants to an amount not exceeding four hours 
 a week. 
 
11 
 
 Other Aids for Students in Harvard College. — In addition to 
 scholarships and Price Grreenleaf Aid students may be helped by the 
 Beneficiary Funds and the Loan Fund. 
 
 The Beneficiary Funds yield an annual income of about $2800, 
 which is usually distributed in gratuities of not more than fifty dol- 
 lars each. 
 
 Applications for aid from the Beneficiary Funds, except where 
 otherwise stated in the list given in the Catalogue, should be ad- 
 dressed to the Dean of Harvard College, by the student's parent or 
 guardian, or by the student himself, if of age. The application 
 should state particularly the circumstances of the case, with the 
 reasons for asking aid . No application for any academic year will 
 be received before the first day of August in the summer preceding 
 the beginning of that year. 
 
 The Loan Fund yields an annual income of about $3000, which 
 is lent to meritorious students in the Sophomore, Junior, and Senior 
 classes, in sums ranging from $40 to $75. This fund is under the 
 control of a Board of Trustees in Boston. 
 
 Applications for the Loan Fund should be left with the Dean of 
 Harvard College as early as the first day of December. 
 
 Scholarships for Special Students. — For Special Students there 
 are only twaEveleth scholarships, of $200 each. 
 
 The Committee on Special Students also has at its disposal $1000 
 a year from the Edward Austin fund from which small loans may 
 be made. 
 
 Scholarships and Other Aids for Undergraduates in the Law- 
 rence Scientific School. — There are eighteen scholarships for the 
 exclusive use of undergraduates in the Scientific School : three 
 Eveleth Scholarships ($200 each), one Hilton ($225), one Jennings 
 ($400), the Scholarship of the Lawrence Scientific School Associa- 
 tion ($150), four Normal School Scholarships for graduates of 
 reputable normal schools ($150 each), and eight University Schol- 
 arships ($150 each). 
 
 The Francis Hathaway Cummings Scholarship ($200) and the 
 Dunlap Smith Scholarship ($200) may also be assigned to students 
 in the Scientific School. 
 
 Applications for these scholarships should be filed with the Secre- 
 tary of the School on or before the first of June. The award of 
 scholarships is made at the beginning of each academic year. 
 
 In addition to these scholarships the Scientific School has at its 
 disposal about $3000 a year which may be loaned to needy and 
 
12 
 
 worthy students. The sources of this money are: The Edward 
 Austin Loan Fund, the Stuart Wads worth Wheeler Loan Fund, and 
 the Fund derived from money repaid by students who have in former 
 years received loans. 
 
 Loans are made from these funds in sums varying from fifty to 
 one hundred dollars on the student's personal note. No interest is 
 charged while the student is a member of the School ; 4 per cent, is 
 charged from the time he leaves the School until the loan is repaid. 
 Liberal time after graduation is allowed for repayment. 
 
 Fellowships and Scholarships for Graduates of the Lawrence 
 Scientific School. — The following fellowships and scholarships are, 
 by the terms of their foundation, for the use of graduates of the 
 Scientific School : — 
 
 . For students in Architecture and Landscape Architecture, the 
 Nelson Robinson Jr. Travelling Fellowship and the Julia Amory 
 Appleton Travelling Fellowship with incomes of $1000 each; two 
 Austin Resident Scholarships in Architecture with incomes of $300 
 each ; and the Austin Resident Scholarship in Landscape Archi- 
 tecture with an income of $300. For students in Zoology, Geology, 
 Mineralogy, and Chemistry, the four George H. Emerson Scholar- 
 ships with incomes of $225 each. 
 
 Fellowships and Scholarships in the Graduate School. — There 
 are in the Graduate School twenty-seven endowed fellowships, with 
 annual incomes of from $200 to $500 each, and an aggregate income 
 of $14,700; thirty Austin Teaching Fellowships of $500 each, in 
 connection with which a certain amount of instruction or assistance 
 in instruction is required ; an indeterminate number (ordinarily from 
 two to five) of John Harvard Fellowships without stipend ; fifty-nine 
 endowed scholarships of from $150 to $400 each, with a total annual 
 income of $14,850 ; and the scholarships of the Harvard Clubs of 
 Chicago, Louisiana, St. Louis, and San Francisco, of from $250 to 
 $300 each, which are assigned under the direction of these Clubs. 
 Many of the fellowships may be awarded to advanced students of high 
 promise who wish to continue their studies in Europe, and usually 
 from twelve to fifteen are so assigned, — a generous provision for 
 foreign study, which no other American university rivals. An 
 appointment to a travelling fellowship is awarded only to a graduate 
 of some department of Harvard University, or to a student who has 
 pursued his studies at the University for several years. But the 
 resident appointments may be, and some of them are, bestowed on 
 persons not previously members of the University. For the year 
 
13 
 
 1904-05, six fellowships and twenty-seven scholarships are so 
 assigned. All appointments are open only to students who have 
 given evidence of ability and promise in special departments of 
 study, and ordinarily only to those who need such assistance in order 
 to carry on satisfactorily their graduate studies. For the John 
 Harvard Fellowships, which are without stipend, nominations are 
 made by the several Divisions of the Faculty, and no applications 
 are received. A description of the various fellowships and scholar- 
 ships, and a statement of the special conditions which are in some 
 cases attached to them, may be found in the College Catalogue or 
 in the Circular of the Graduate School. 
 
 Appointments to fellowships and scholarships in the Graduate 
 School for any academic year are made (in most cases) by the Cor- 
 poration, on recommendation by the Faculty of Arts and Sciences, 
 towards the close of the preceding academic year. Applications for 
 appointment or reappointment should be sent in as early as possible, 
 in order to facilitate the work of examination and comparison. 
 Applications received after the fifteenth day of March are not ordi- 
 narily considered in the regular assignment. Blanks for applications 
 may be obtained from the Secretary of the Faculty of Arts and 
 Sciences or at the office of the Dean of the Graduate School. A 
 new applicant, not already a student at Harvard University, should 
 accompany his application with testimonials from those best qualified 
 to speak with confidence of his qualities, attainments, and promise, 
 and by such other documents as he may think proper to send. All 
 applications should be addressed to The Committee on Fellowships, 
 Office of the Graduate School, No. 10 University Hall, Cambridge, 
 Mass. A few appointments are commonly made after the beginning 
 of the academic year, to fill vacancies arising from withdrawals and 
 other causes. For these appointments applications received later 
 than March 15 may be considered. 
 
 Prizes. — The amount of money distributed each year in prizes to 
 students in departments under the Faculty of Arts and Sciences, if 
 worthy competitors appear for each prize, is $3120. Full informa- 
 tion about the conditions attached to each prize is given in the 
 College Catalogue. The list of prizes is as follows : — 
 
 Bowdoin Prizes for Dissertations in English. — For Under- 
 graduates, three prizes, a First Prize of $250, and Two Second Prizes 
 of $100 each. For Graduates, three prizes of $200 each. 
 
 Bowdoin Prizes for Dissertations in Greek and Latin. — For 
 Undergraduates, two prizes of $50 each : one for a translation into Attic 
 
14 
 
 Greek of a specified passage in English, and one for a translation in Latin 
 of a specified passage in English. For Graduates, a prize of $100 for 
 an original essay in either Latin or Greek. 
 
 Boylston Prizes for Elocution. — Two First Prizes of $60 each and 
 three Second Prizes of $45 each. 
 
 Coolidge Debating Prizes. — Two prizes of equal amount derived 
 from the income of a fund of $5000. These prizes are awarded at the 
 trial debates for the selection of Harvard debaters in intercollegiate 
 contests. 
 
 Dante Prize. — One prize of $100 for an essay on a subject drawn 
 from the Life or Works of DaDte. 
 
 Sargent Prize. — A prize of $100 for the best metrical translation of 
 a lyric poem of Horace. 
 
 George B. Sohier Prize. — A prize of $250 for the best thesis pre- 
 sented by a successful candidate for Honors in English or in Modern 
 Literature. 
 
 Sales Prize. — A prize of $45 for proficiency in Spanish. 
 
 Philip Washburn Prize. — A prize of $75 for the best thesis, of suf- 
 ficient merit, on an historical subject presented by a successful candidate 
 for Honors in History, or in Political Science, whose main work is in 
 History. 
 
 Toppan Prize. — A prize of $150 for the best essay of sufficient merit 
 on a subject in Political Science. 
 
 Sumner Prize. — A prize of $100 for the best dissertation on a subject 
 connected with the topic of Universal Peace and the methods by which 
 War may be permanently superseded. 
 
 Bennett Prize. — A prize of $45 for the best essay in English prose 
 on some subject of American governmental, domestic, or foreign policy 
 of contemporaneous interest. 
 
 Bjcardo Prize Scholarship. — A competitive scholarship of $350. 
 
 Francis Boott Prize. — A prize of $100 for the best composition in 
 concerted vocal music. 
 
 Lloyd McKim Garrison Prize. — A prize of $100 for the best poem 
 on a subject or subjects annually to be chosen and announced by a com- 
 mittee of the Department of English. 
 
 The Appointments Office. — The work of the Appointments Office 
 consists of securing for Harvard men who have left the University 
 positions in business or as teachers, and of helping students to find 
 ways of earning money during term-time and in vacation. The 
 Office acts as a middleman, bringing together students needing work 
 and persons seeking such help as students can give. 
 
15 
 
 Ever since this Office was established by Mr. Frank Bolles in 
 1887-88 it has grown steadily, and it has now become the most 
 effective means within the University of helping students of real 
 ability. To the student who must make his way, both in the Uni- 
 versity and in the world, this Office gives assurance that if he is a 
 useful man every effort will be made to help him turn that usefulness 
 to good account. The greatest difficulty the Office experiences is 
 that of supplying the demand for really first-rate men. A newcomer 
 should remember, however, that the "first-rate man" does not 
 depend on the Office for help, but relies first of all upon himself. 
 No person is ever recommended for a position simply because he is 
 unemployed. The Office adheres strictly to the principle that work 
 shall be given only to those who can do it well. 
 
 The newcomer will be interested chiefly, perhaps, in the kinds of 
 term-time and vacation employment that students are likely to secure 
 through the Appointments Office. The best way of showing the 
 kinds of opportunities that come to the Office will be to enumerate 
 the work actually done by students during the last year. The list 
 is as follows : — 
 
 Attendant on invalid 
 Book-keeper 
 Canvasser (Collector) 
 Chauffeur 
 Clerical work: 
 
 Office 
 
 Store 
 Collector 
 Companion 
 Computer 
 Cooking 
 
 Destroying tree pests 
 Drawing : 
 
 Free 
 
 Mechanical 
 
 Illustrating 
 
 Engrossing 
 Elevator boy 
 
 Eurnace (care of) 
 
 Gate-keeper (ticket taker) 
 
 Guide 
 
 Gymnastics 
 
 House-keeping 
 
 Lawn (care of) 
 
 Lecturer 
 
 Manual Training 
 
 Meter-reader 
 
 Monitor 
 
 Music : 
 
 Instrumental 
 
 Vocal 
 Correspondence 
 Reporting 
 Night school 
 Nurse 
 Outing class 
 
 Printer 
 
 Reader 
 
 Secretary 
 
 Settlement club work 
 
 Snow shovelling 
 
 Stenographer 
 
 Stereopticon 
 
 Store : 
 
 Grocery 
 
 Market 
 Surveying 
 Type-writer 
 Tutor 
 Usher 
 Waiter 
 Watchman : 
 
 Night 
 
 Day 
 
 The Office cannot help persons in finding work until they have 
 become members of the University, and are within reach. A student 
 wishing work should register at the Appointments Office, 9 University 
 Hall, as soon as he comes to Cambridge. No charge is made for 
 services. All correspondence should be addressed to the Secretary 
 for Appointments, 9 University Hall, Cambridge. 
 
LETTERS 
 
 The letters printed below were written by students in response 
 to a request that they give others the benefit of their experience by 
 relating in detail what their expenses have been and how they have 
 met them. The students to whom this request was made were 
 known at the College Office as earnest, serious men and good schol- 
 ars. Though no attempt was made to secure letters from men who 
 came to Harvard from different parts of the country, an examination 
 of the College records showed that the writers came from Massa- 
 chusetts, Ohio, Utah, Dakota, New York, Pennsylvania, Missouri, 
 Washington, New Hampshire, Minnesota, Illinois, Vermont, Rhode 
 Island, and Wisconsin. It is also noteworthy that a large majority 
 of them came from public schools. 
 
 The letters are arranged in no particular order, except that those 
 of undergraduates precede those of graduate students. They are 
 preceded by extracts from an address made by the secretary of a 
 College club to the pupils of the high school from which members of 
 the club had come to College. The parts omitted contain informa- 
 tion given elsewhere in this pamphlet. 
 
 The writers do not all agree as to expenses or as to advice to 
 students about to enter, but the variety of experience they show 
 will be in itself instructive. The young man who is coming to 
 Harvard, and who seeks advice from this pamphlet, must bear in 
 mind that in the matter of expense, as in all others, the problem 
 before him is a problem of Harvard and himself as an individual. 
 Two special cautions and one general caution should be remembered 
 by readers of the letters. Men entering the Graduate School should 
 remember that the high standard of work exacted from candidates 
 for the higher degrees prevents students from giving much time to 
 earning money for their support. Similarly, students who expect to 
 engage chiefly in scientific studies should remember that laboratory 
 fees will increase their tuition fees considerably, and that laboratory 
 work is time-consuming and will leave but little time for outside work. 
 In general the reader should remember that the writers of these let- 
 ters were excellent scholars and men of more than common ability, 
 courage, and endurance. Had they been commonplace men they 
 would not have succeeded. This pamphlet has been prepared, not 
 
17 
 
 to induce weak students or students of merely average ability to come 
 to Harvard, but to give to men of real ability the means of ascertain- 
 ing the minimum expense of a College year. 
 
 EXTRACTS FROM REPORT ON EXPENSES MADE BY THE SECRE- 
 TARY OF THE CLUB 
 
 1 1 The Club of Harvard University has been looking up the 
 
 subject of expense among its members, and I can now give you what men 
 that you know have actually spent in going through Harvard. The aver- 
 age yearly expenses of the men are as follows : One man, whose 
 
 home is now in Cambridge, spends less than $300 ; two men, $450 ; three 
 between $500 and $600; four between $600 and $700; four between 
 $700 and $800 ; three between $800 and $900 (one paying large doctor 
 bills) ; three between $900 and $1000, and one over $1000. You may 
 see from this that there were fourteen out of twenty-one who answered 
 the letters whose average yearly expense was under $800, and that six 
 of these spent less than $600. Besides the average yearly expenditures, 
 we have collected the figures of the lowest expense for a year. One spent 
 $400 ; three between $400 and $500 ; two between $500 and $600 ; four 
 between $600 and $700 ; five between $700 and $800 ; four between $800 
 and $900 (one paying large doctor bills) ; and one over $1000. One man 
 in the Scientific School reports also an expense of $150 in summer camp 
 on Squam Lake, New Hampshire. These data give you some idea of 
 what men have actually spent at Harvard. 
 
 ' ' Of the men who reported, five men have obtained scholar- 
 ships amounting to $1140, the highest man earning $600. 
 
 men report earnings from work in term-time of $1331, divided as follows : 
 1899, clerking, $50; 1900, insurance soliciting, $200; 1901, insurance 
 soliciting, $350; 1902, singing in chapel, $50; June, 1902-June, 1903, 
 work for Cambridge Gas Co., $150; teaching Sunday School, 1902-03, 
 $68 ; teaching Sunday School, 1903-04, $88 ; teaching evening school, 
 1903-04, $100; tutoring for one year, $275. 
 
 1 ' Reports from men as to the work in vacations show earnings 
 
 of $895, ranging from $25 to $225 above expenses in a single vacation." 
 
 My dear Mr. : — 
 
 During my Freshman year I kept an exact account of 
 expenses. They were as follows : — 
 
 Room $80.00 
 
 Tuition 150.00 
 
 Books and stationery 39.16 
 
 Postage 2.86 
 
 Laundry 4.82 
 
 Board 101.18 
 
 Sundries, such as clothing, carfare, locker-fees, etc. . 43.00 
 
 Total 421.02 
 
18 
 
 From September 11, 1901, to June 25, 1902, — forty-one weeks. My 
 room rent included heat, light, furniture, and care. My laundry expenses 
 were low, as you will notice, because my landlady was so kind as to put 
 my washing in with that of her household ; she charged very little. I ate 
 at no fixed place, but used various restaurants, and particularly those 
 boarding-houses where motor-men and conductors take their meals ; for 
 there one can often get a good substantial dinner for a very reasonable 
 price. My custom was to take one hearty meal (at noon) during the day, 
 and eat a light breakfast and supper. My board averaged $2.46 per 
 week. I think it a serious error for a growing boy to limit himself that 
 way, and am convinced that I hurt myself by too great economy during 
 the first half-year. Had I been wise, I would have boarded at Randall 
 Hall ; but it was really a full year before I became used to College. A 
 Price Greenleaf Aid of $200 was awarded me. I did no outside work. 
 
 During the summer I was clerk at a hotel in Canada. For this work 
 1 received my room and excellent board, and other expenses, such as 
 laundry and railroad fare. I accepted the position on the express con- 
 dition that I was to have little to do and a great deal of time to myself, as 
 I was in pretty bad shape physically. 
 
 Unfortunately, I have lost the record of expenses during my Sophomore 
 year. If I remember rightly they amounted to about $450. I boarded, 
 as in my first year, but not so economically. I did some tutoring. A 
 scholarship of $250 was awarded me, and I borrowed $40 from the Loan 
 Fund. 
 
 My physical condition at the end of the year was such that I had to go 
 home. Hence, during the summer I stayed in the country, but did not 
 try to make any money. 
 
 Following is an account of expenses during my Junior year : — 
 
 Room $80.00 
 
 Tuition 150.00 
 
 Board 127.94 
 
 Laundry 15.20 
 
 Books and stationery 15.00 
 
 Sundries, such as postage, carfare, clothing, fees, etc. 125.82 
 
 Total 513.96 
 
 September 23, 1903, to June 18, 1904, — thirty-eight weeks. 
 
 I boarded at Memorial during this year, as the new plan introduced 
 there makes it possible to live very well for from $3.10 to $3.50 per week. 
 Inasmuch as many of the books required in my courses were reserved in 
 the reading-rooms of the various libraries, my expenses in this direction 
 were smaller than usual. I earned about $40 tutoring and $30 by work- 
 ing for the Athletic Association ; a scholarship of $300 was awarded me 
 and I won $250 in prizes. 
 
 During the summer I worked on the cars as conductor and cleared $120. 
 I got a suite of rooms free during this period in a private dormitory ; my 
 
19 
 
 duty being to see that nobody attempted any thefts. Besides earning 
 pretty good pay on the cars I was greatly benefited by the outdoor work 
 which it necessitated, so that my gain was two-fold. 
 
 Very truly yours, 
 
 Dear Mr. 
 
 I am very glad to tell you anything that may be useful in 
 the way of my experiences in earning and spending money since I have 
 come to College. The table for my Freshman year is pretty nearly accu- 
 rate ; as for my Sophomore year, I cannot do more than calculate on my 
 expenses, but I think the figures I give come fairly near the real amounts : 
 
 • 
 Freshman Year 
 
 Expenses Receipts 
 
 Eoom $100 Price Greenleaf $50 
 
 Heat and light 20 Summer of 1902 35 
 
 Tuition 150 From my family 300 
 
 Food 175 Earned in College 215 
 
 Clothes, books, etc. ...... 155 g00 
 
 600 
 
 The two hundred and fifteen dollars which I made during the College 
 year I earned in the following ways : — 
 
 Taking a Settlement Library $25 
 
 " a Boys' Club 25 
 
 " care of boys in Boston 165 
 
 215 
 
 Sophomore Year 
 Expenses Receipts 
 
 Tuition $150 College Fund $50 
 
 Heat and light 35 Clerical work 100 
 
 Room (given me) Taking care of boys in Boston . 300 
 
 Food 200 From my family 50 
 
 Clothes, books, etc 215 Summer of 1903 100 
 
 Club 100 Deficit 100 
 
 700 700 
 
 The deficit of one hundred dollars I made up in the course of the 
 summer of 1904. 
 
 In connection with the Freshman year, I should like to say that it is 
 almost unwise for a fellow to come to College without any money. This 
 sounds discouraging, but I feel certain that it is desirable to be able to get 
 through the first year without much outside work, or, better still, without 
 any at all. A boy should concentrate all his energy in getting into the 
 spirit of Cambridge life, and in getting a good hold on his work, especially 
 
20 
 
 this last, for by getting good marks he is eligible for scholarships with 
 which to help pay his next year's expenses ; he will also thus qualify for 
 tutoring, which is very profitable. 
 
 It is a question of months before a fellow really gets settled here, and if 
 he has the weight of earning money on his shoulders, he finds it exceed- 
 ingly difficult to do himself justice. The outside work which a Freshman 
 can do is hard and poorly paid. For four months I used to leave Cam- 
 bridge at three o'clock every Sunday afternoon, and take charge of a slum 
 library in Boston, getting back here at about ten. Each time I did this I 
 got $1.50, and felt proud that I was earning money, but I realize now that 
 it was not worth while, that my time would have been much better spent 
 in studying or even in resting. 
 
 Hoping that this may be of some slight service, I remain, 
 
 Very truly yours, 
 
 Dear Mr. : — 
 
 In response to your letter of November 14th, I try to 
 present below an approximately accurate account of my College expenses. 
 The amounts are only approximate, as I have no exact figures at hand. 
 Since I lived at home during my Freshman year, my case is not a typical 
 one, and I have not given expenses for that year. 
 
 In talking with fellows about the expenses of College life I have found 
 it of great help to divide them into two classes : (1) strictly College ex- 
 penses, such as tuition, board, room, books, furniture, and the like ; (2) 
 what I term general or living expenses, such as anyone would have living 
 at home and not paying board. 
 
 While such division is of course only rough, it seems to me to have a 
 rational basis. Only the first group consists of what can properly be 
 called College expenses. I give the approximate .figures for last year, 
 and my estimate for the present year : — 
 
 1903-04 1904-05 
 
 Tuition $150.00 Tuition $150.00 
 
 Rent of room in private house, Infirmary fee 4.00 
 
 including fuel and light . . 80.00 Room (one-half) 62.50 
 
 Board at Randall Hall (thirty- Fuel and light (estimate) . . 7.5*0 
 
 four weeks at $3.50) . . . 119.00 Board at Randall Hall . . . 120.00 
 
 Books and stationery .... 6.00 Books and stationery .... 10.00 
 
 Clothing 35.00 Clothing 35.00 
 
 Incidentals (about) 25.00 Incidentals 25.00 
 
 Total 415.00 Total 414.00 
 
 Of my furniture I purchased at the beginning of my Freshman year an 
 amount costing about $15. The rest I have taken from home. Regarding 
 my expenditure for books, I should state that it has been, I think, rather 
 below the average, as I have used several books belonging to a room-mate 
 
21 
 
 who took the courses in which they are required the year before I took 
 them. 
 
 During the long vacation I have done newspaper work, library work, 
 and some tutoring, earning in that way about $35 each summer. Until 
 this year I have not attempted to do any work during the College term. 
 This year, however, I have every prospect of receiving about $75 from 
 tutoring. I might add that during the foot-ball season of 1903 I planned a 
 business venture which resulted in an absolute loss instead of in receipts 
 of $50, as I expected. 
 
 That any student can live comfortably at Harvard on somewhat less 
 
 than $400 per year I feel certain. And a fair amount of industry would, in 
 
 general, gain a scholarship which would provide for nearly half of this 
 
 sum. 
 
 Very sincerely, 
 
 Dear Sir : — 
 
 I think I may say that Harvard is the " cheapest" place 
 for a boy to go to if he is obliged to pay his way, especially if he has 
 ability to gain scholarships. Scholarships arid aids have enabled me to 
 begin and continue my College course. During my Freshman year I 
 received $150 of the Price Greenleaf Aid, and in my Sophomore year I 
 held a Burr Scholarship of $200. 
 
 My accounts I have divided somewhat arbitrarily, and have kept no 
 account of my travelling expenses . During my Freshman year I lived at 
 
 home, in , and consequently my only College expenses were for books, 
 
 carfare, and tuition. My Price Greenleaf Aid cau celled my tuition; of 
 my carfare I have no record; and my books cost me perhaps $18, which 
 was met, of course, with no great difficulty. 
 
 Last year my home was in Vermont, and so I have since been obliged to 
 meet the expense of living here. The following account is accurate for 
 the second year : — 
 
 Second Yeak 
 
 Tuition . . , $150.00 
 
 Laboratory fee 10.00 
 
 Boom (one-half) 37.50 
 
 Light (one-half) 1.55 
 
 Fuel (one-half) 10.69 
 
 Board (Randall) 108.64 
 
 Furniture 21.01 
 
 Books and stationery 17.10 
 
 Clothing and laundry 23.34 
 
 Miscellaneous 37.79 
 
 417.62 
 Scholarship 200.00 
 
 217.62 
 
22 
 
 I shared my room with a day room-mate, — one who lived at home, but 
 who used this room as a study between recitation hours. 
 
 This year I expect my expenses will be substantially the same, and that 
 I shall receive a scholarship large enough to pay my term-bills and enable 
 me to repay the money I have had to hire to pay the $90 advance tuition 
 fee. Last year, of the $217.62 which was not paid by my scholarship, I 
 received about half from home, as I needed it, and the rest was borrowed 
 for me. 
 
 I have not been able to earn any money until this year. There are 
 many opportunities for earning money, but there are many waiting for 
 these opportunities. This year I am a waiter at Randall Hall. This is 
 one of the most practicable ways of earning money here. 
 
 I trust this may be helpful in answering inquiries ; and I should be glad 
 to answer any questions in regard to expenses here which may be asked 
 by those who do not find their queries answered by this book. 
 
 Yours sincerely, 
 
 Deak Sir : — 
 
 Your request for an account of my expenses last year and 
 
 the way in which they were met was duly received, and I gladly give you 
 the desired information if in any way it may be helpful to others in similar 
 circumstances. 
 
 The figures below I have in nearly all cases given in round numbers, 
 although the exact figures differed only by a few cents. In cases when 
 the expense was equally shared by my room-mate I have not^d it. The 
 individual items I have classified as follows : 1st, for books and stationery, 
 including everything pertaining directly to the work of six courses ; 2d, 
 for furniture ; 3d, for fuel and light ; 4th, for board at the Randall Hall 
 Association; 5th, for room rent, and lastly for incidentals. In this class I 
 have placed articles too numerous to be individually noted, but including 
 clothes, carfares, etc. The account is as follows : — 
 
 Tuition $150.00 
 
 Furniture (half) 20.00 
 
 Books 25.00 
 
 Fuel and light (half) 20.00 
 
 Board 62.13 
 
 Room ,75.00 
 
 Incidentals 70.00 
 
 422.13 
 
 Of this amount the tuition was met by an award of Price Greenleaf Aid 
 from the University of $150. The number of courses which I carried, and 
 my physical condition made it impossible for me to earn anything during 
 term-time. The most perfect accord exists, however, between my parents 
 and myself, and what little aid they could bestow was ungrudgingly given. 
 The remainder of the amount was met from outside sources. 
 
23 
 
 During the year I took absolutely no part in athletics, attended only 
 the best concerts or plays, and that rarely. My laundry was expressed 
 home at a cost of fifty cents every two weeks. I mention these things as 
 they would materially affect one's expenses. The conditions are, of course, 
 largely peculiar to myself, but I hope I may have given some help to one 
 seeking to learn the cost of a year — and that the first year — at College. 
 
 I remain, 
 
 Very truly yours, 
 
 My dear Mr. : — 
 
 I am very glad that you are getting out a pamphlet on 
 College expenses, and shall be pleased to tell you what my expenses have 
 been since entering Harvard. I have kept careful account of all the 
 money I have spent, and the following items are the exact figures : — 
 
 First Year 
 
 Expenses 
 
 Tuition $150.00 
 
 Laboratory 13.46 
 
 Room (one-half) 60.00 
 
 Board . 136.50 
 
 Books and stationery .... 19.45 
 
 Furniture 9.90 
 
 Washing and laundry .... 11.75 
 
 Carfare 12.00 
 
 Benevolences 6.94 
 
 Athletics, theatres, concerts, 
 
 etc 5.95 
 
 Miscellaneous sundries . . . 18.65 
 
 444.60 
 
 Receipts 
 
 Price Greenleaf Aid .... $150.00 
 Received from home .... 207.10 
 Earned the summer before 
 
 entering 50.00 
 
 Work Christmas Vacation . . 22.50 
 Tutoring 15.00 
 
 444.60 
 
 Second Year 
 
 Expenses 
 
 Tuition $150.00 
 
 Laboratory 10.00 
 
 Board 120.48 
 
 Room 
 
 . 70.00 
 
 Books and stationery . . . 
 
 . 24.10 
 
 
 . 17.00 
 
 
 . 18.95 
 
 Washing and laundry . . . 
 
 . 19.62 
 
 Carfare 
 
 . 10.35 
 
 
 5.75 
 
 Athletics and locker fee . . 
 
 8.50 
 
 Oil 
 
 2.50 
 
 Theatre, concerts, etc. . . 
 
 4.85 
 
 
 . 22.40 
 
 Receipts 
 Scholarship $150.00 
 
 Received from home . . . 
 Work during summer . . • 
 From my own bank account 
 Work during Christmas 
 Vacation 
 
 139.88 
 
 56.00 
 
 100.00 
 
 13.62 
 
 Tutoring 25.00 
 
 484.50 
 
 484.50 
 
24 
 
 The first year I roomed and boarded in a private house, where the rooms 
 were furnished and heated, consequently I had very little to spend on 
 furniture, and none on fuel. Last year I boarded at Randall Dining Hall, 
 and roomed in a College dormitory. The extra expense of furniture and 
 fuel made my living expenses higher, but this year, with no furniture to 
 buy, I expect them to be about the same as the first year. 
 
 I have not included the item of clothing, which depends in a great 
 measure on the tastes of the individual, and how much you have to start 
 in with. 
 
 This year I have already made considerable money in the College Office 
 and in tutoring. With my scholarship and other work in sight I expect to 
 about cover all my expenses. My advice is : come provided for the first 
 year, and an energetic boy can always find work enough to do to help him 
 through the rest of his College course. 
 
 Yours sincerely, 
 
 Dear Sir : — 
 
 I shall be glad to tell you as nearly as possible how I met 
 my expenses during my College course. 
 
 When I entered Harvard I had $72, which I saved from working the 
 
 previous summer. I found a room on Street, which, with heat, 
 
 furnishings, and light, cost me $2 per week. During the summer I had 
 written to the headwaiter of Randall Hall and received a fairly favorable 
 reply, but no promise of work. As soon as he entered his duties I inter- 
 viewed him and convinced him I was in need of work to stay in College. 
 My average earnings were $2.75 per week at the Dining Hall. Besides 
 this I earned about $15 by ticket taking and selling blank note cards. As 
 far as I can look up I shall give a very near approximation of my expenses. 
 
 First Year 
 Expenses Receipts 
 
 Tuition $150 Waiter $119 
 
 Board 95 Summer work 72 
 
 Room 76 291 
 
 Books . . 5 Balance deficit 180 
 
 Laboratory fee 10 
 
 Washing and laundry 8 
 
 Clothes 22 
 
 Incidentals 5 
 
 371 
 
 371 
 
 I received a scholarship for $150, 
 which nearly cleared the deficit. 
 
 Very nearly all of my books were ones borrowed by me ; some of my 
 washing I did myself, and frequently cooked my own breakfast. This first 
 year, however, was the most expensive. 
 
 I still retained my waiter's position in my second year, but changed my 
 room to Divinity Hall. My expenses were as follows : — 
 
25 
 
 Second Year 
 Expenses Receipts 
 
 Tuition $150.00 Waiter $133.00 
 
 Board 105.00 Summer surplus 60.00 
 
 Room 50.00 Beneficiary Aid 60.00 
 
 Loan Furniture 7.50 Taking tickets 24.00 
 
 Laboratory fees 17.00 Tutoring 6.00 
 
 Laundry 8.00 
 
 Clothes 12.00 
 
 Fares, etc. . . . 7.00 
 
 Laundry 8.00 283.00 
 
 Clothes 12.00 Deficit 73.50 
 
 356.50 
 
 356.50 
 
 Thus, in my second year, I came out about $73 behind, but as in the year 
 before and in all years the leaving of the payment of the last term-bill 
 until the following fall gives me a chance to make up this deficit. 
 
 The third year resulted still better. This year I was elected Secretary 
 
 and Treasurer of , which position paid me $100 yearly. I still 
 
 worked in the hall as a slide man (advanced two places over the waiter's 
 position). I also received monitorships in some of the courses. 
 
 Third Year 
 
 Expenses Receipts 
 
 Tuition $150.00 Secretary $100.00 
 
 Board 93.00 Work at Dining Hall .... 120.00 
 
 Room 50.00 Summer surplus 41.00 
 
 Loan Furniture 5.00 Taking tickets 15.00 
 
 Laboratory ......... 25.50 Monitor 9.00 
 
 Laundry 8.00 Beneficiary Aid 63.00 
 
 Clothes 23.00 - 348^00 
 
 Fares, etc 10-00 Deficit 16.50 
 
 36450 364.50 
 
 This year, my fourth year, started rather hard because of the advance of 
 $90 on the term-bill. By summer surplus I have meant to give that part 
 of my summer earnings which I had left to start upon for the next year. 
 The Beneficiary Aid received came in February, when the Mid-year bills 
 were due. Inasmuch as all term-bills have to be paid before graduation 
 it will probably be necessary for me to borrow some money to advance my 
 earnings this next summer. I shall apply to the Loan Fund for this 
 money. 
 
 Now, in regard to work, I find that the best way to find work is to get in 
 with such a crowd of self-supporting students as the waiters at the Dining 
 Hall and let them "put you onto things, 1 ' for very few waiters go very 
 long without finding better employment. I have always found the best 
 summer work in hotels, although this very last summer was the first in 
 which I could clear over $150. There are scores* of things here a fellow 
 can do to earn money, and as far as the College Onice is concerned no 
 worthy student need feel timid about confiding his circumstances or apply- 
 ing for positions. 
 
 Most sincerely yours, 
 
26 
 
 Dear Sir : — 
 
 My expenses during my first two years in Harvard were 
 not as low as they might have been had it been necessary for me to spend 
 the least possible amount, still I took care to keep them down to what I 
 thought I ought to spend in order to get the best results from my College 
 course, and yet not go beyond my means. The expenses of my Freshman 
 year were as follows : — 
 
 1902-03 
 
 Tuition $150 00 
 
 Laboratory fee 10.00 
 
 Room 65.00 
 
 Furniture 59.08 
 
 Fees (Union, Athletic Association, etc.) 16.35 
 
 Board (six weeks at Memorial, remainder at Randall) 120.57 
 
 Books, stationery, etc 37.64 
 
 Fuel, light, etc 9.43 
 
 Laundry and washing 6.17 
 
 Athletics 9.15 
 
 Sundries 37.07 
 
 520.46 
 
 This total I might have cut down considerably if I had had a room-mate. 
 I roomed in a College dormitory, so I had to buy all my furniture, which, 
 however, I expect will last me through my College course. I had earned 
 almost enough before entering College, by carrying papers and other work, 
 to pay my way through for that year. I had hoped to be a?ble to earn 
 something during the College year, but I found that I had not time to do 
 justice to my studies, get proper exercise, and make money too^ Price 
 Greenleaf Aid was granted me to the amount of $150 for that year. 
 
 The expenses of my Sophomore year were much lower, because I had a 
 room-mate and needed no new furniture. They were as follows : — 
 
 1903-04 
 
 Tuition $150.00 
 
 Board (Memorial Hall) 137.11 
 
 Room 35.00 
 
 Fuel, light, etc 6.15 
 
 Laundry and washing 7.62 
 
 Books, stationery, etc 11.13 
 
 Fees for Union and Athletic Association 15.00 
 
 Athletics 4.00 
 
 Sundries 40.15 
 
 N 406.16 
 
 To pay for my second year's expenses I had a scholarship for $150, and 
 earned over $100 working in a warehouse during the summer of my 
 Freshman year, though part of that sum had to go to pay my first year's 
 expenses. Last summer I earned over $100 working on a gas pipe line. 
 
27 
 
 This year also I earned nothing during my College year, as I felt that I 
 would overtax myself if I tried to keep up a grade in my studies suffi- 
 ciently high to get a scholarship, take the active part in athletics which I 
 believe every one should take, provided he can give the time to it, and also 
 do outside work. I knew that I could draw on funds at home to a small 
 extent, so that I was not reduced to such straits as some are. My clothes 
 were all provided for me with the exception of about $10 each year. That 
 $10 is included in the sundries. I expect my expenses for my Junior year 
 will be as low as those of my Sophomore year, but shall have to borrow 
 enough from home to make up the deficiency left after I receive my 
 
 scholarship money. 
 
 Very truly yours, 
 
 Dear Sik : — 
 
 I entered College as a Freshman last year from 
 
 Academy. From my standing there I had previously been assigned Price 
 Greenleaf Aid to the amount of my tuition. My other expenses were : 
 Board at Randall Hall, $120; room rent, $50; incidental expenses, $50. 
 To meet these expenses I had upon entering $150, and I earned through- 
 out the year $75. 
 
 In the early part of the year I earned something by attending a furnace, 
 and a very little by tutoring. I earned most, however, by working 
 Saturdays during the afternoon and evening in a clothing store in Boston. 
 Many of the larger stores there, especially grocery stores, will hire stu- 
 dents to work Saturdays as extra help. A representative of at least one 
 grocery store came to the College last winter to seek such help among the 
 students. For working Saturday afternoon and evening students are paid 
 from $1.50 to $2.50. I chose the clothing store because I had had 
 experience in that business. 
 
 Yours respectfully, 
 
 Dear Sir: — 
 
 I am unable to answer your letter of November 14th with 
 absolute accuracy, as I have not kept a detailed account of my expenses. 
 The following table is, however, a liberal approximation for last year : — 
 
 Tuition $150 
 
 Board (Randall Hall) 110 
 
 Room 60 
 
 Books and general expenses 60 
 
 380 
 
 I earned this money and a small balance in a three years 1 interval 
 between High School and College by working, first, in a lumber mill ; 
 
28 
 
 second, in a lumber office ; third, for the U. S. Geological Survey ; fourth, 
 for the Northern Pacific Railway Engineering Department. During the 
 past summer I was able to make but little more than expenses by working 
 on a farm, but I improved my physical condition. 
 
 As for young men coming to Harvard, I have only this advice to offer — 
 that in my opinion they should earn their own way, because the experience 
 will be valuable to them after leaving College, and, what is much more 
 important, such a course will strengthen their moral fibre, as opposed to 
 the demoralizing pensioning system, whether of College or of parents. 
 I think that it is best to earn the money, if possible, before coming to 
 College, for then the student can devote himself to purely College work, 
 and perhaps lessen his total expenses by finishing in three years. 
 
 Sincerery, 
 
 Dear Mr. : — 
 
 Before entering College I had saved up about eighty dollars. 
 When I entered, a year ago this fall, I had spent about twenty of it for 
 clothes. During the College year I borrowed about one hundred and 
 fifteen dollars, and received ten dollars as a Christmas present. Besides 
 this I had two hundred dollars from the Price Greenleaf Fund, which 
 reduced my term-bills to about fifty-eight dollars each. I borrowed 
 thirty-five dollars more this fall to aid in paying the second term-bill. 
 Thus my total expenses for the College year, as near as I can estimate 
 them, were about four hundred and fifteen dollars, of which I borrowed 
 about one hundred and forty-five. 
 
 The drawing instruments for Architecture la and 2a, and for Fine 
 Arts 1, cost me over twenty dollars, but my expenses for books were not 
 large. My board at Randall Hall averaged about two dollars and seventy- 
 five cents a week, but I was at home sick for about a month, which 
 lowered the total board-bill considerably. This last summer I worked on 
 a farm and saved up about sixty dollars. Farming is not very profitable, 
 but the health acquired is of great practical value during the College year. 
 
 So far this year I have borrowed ninety dollars to meet the tuition fee 
 bill of October tenth, besides the thirty-five dollars I mentioned before, 
 due from last year. I am earning from three to five dollars a week at 
 Randall Hall. I tried reading gas-meters for the Cambridge Gas Light 
 Company to see how it compared with the work at Randall. I found that 
 the pay averaged about the same, but that reading meters was harder and 
 more disagreeable than carrying trays at Randall Hall. The work at 
 Randall Hall frequently leads to good positions at summer hotels. 
 
 Yours sincerely, 
 
29 
 
 Dear Sir : — 
 
 In regard to my last year's expenses, they were in all 
 $397.81, with the exception of clothing and laundry, which was probably 
 between $35 and $40. In detail they are as follows : — 
 
 Room (one-half, steam heated) $75.00 
 
 Tuition 150.00 
 
 Board (Randall Hall) 84.00 
 
 Books 12.55 
 
 Stationery 6.59 
 
 Carfare 11.23 
 
 Sundries 43.88 
 
 My board might have been slightly reduced without danger to health. 
 Cost of books could not easily be less, for they were mostly second-hand. 
 I find that when term-bills, books, stationery, carfare, and all unnecessary 
 expenses have been taken out, there remains about $43 spent on furnishing 
 the room, and a thousand and one other things. All my furniture last 
 year I hired at $5 for the whole year. 
 
 I have not worked to earn money during the vacations or term-time, but 
 
 last summer I did work worth about $70 or $80 at $1 a day on my father's 
 
 farm. For money I have to depend on him and on the prospect of a 
 
 scholarship. 
 
 Respectfully yours, 
 
 My dear Mr. : — 
 
 I shall be glad to furnish you with any information that I 
 have gained from my year's experience in living at Harvard. Fortunately, 
 I have kept careful account of my finances last year. Here are the figures 
 as I summarized them last June : — 
 
 Received Expended 
 
 Pulitzer Scholarship $250 Tuition $150 
 
 A kind aunt 100 Board at Randall 78 
 
 Other sources 68 Room (one-half) 75 
 
 418 Books and stationery 21 
 
 Washing 8 
 
 Fees and dues 12 
 
 Recreation 11 
 
 Travelling expenses 32 
 
 Miscellaneous 24 
 
 411 
 
 The $68 marked "Other sources" consisted chiefly of money I had 
 saved before entering College. None of it, so far as I can now recall, 
 was earned during the College term last year. I did no work outside, 
 because I wished to devote all the time possible to my courses, with a 
 view to winning a scholarship this year. 
 
30 
 
 My board at Randall was rather low, as the figures indicate. I was 
 able to keep it down to an average of two dollars a week by living on two 
 meals a day throughout the year. I would not advise a man to economize 
 on his eating except as a last resort, and then not unless he is sure of 
 himself. I did not suffer any serious hardship (indeed, my health was 
 consistently good) , but I could not help feeling that I was practising a 
 rather dangerous economy. Living at Randall is not expensive, anyway. 
 I have found that the average fellow can get all he wants to eat for three 
 dollars a week. 
 
 I paid rather more for my room than was absolutely necessary, but I 
 found that the comfort and convenience of the somewhat more expensive 
 room more than made up for the difference in price. 
 
 My book account was not very high, in the first place because my room- 
 mate allowed me the use of his books in the courses which he had taken 
 the year before, also because I patronized the second-hand store before all 
 the copies of the desired books were gone. 
 
 Of the other expenses probably those which I have labelled "Recrea- 
 tions " were the hardest to manage. Here I had to practise real economy, 
 though without any serious deprivation. I started out with the firm 
 conviction that a man must have some pleasure. The problem was to get 
 the best results possible with a very small outlay. The very first thing I 
 did was to spend five dollars for an H. A. A. ticket. I found it an excel- 
 lent investment. Two more dollars went for a ticket to the Yale game ; 
 and the rest of the money here credited to « ' Recreations " paid my way 
 into the theatre several times. I found this sufficient outside amusement 
 to keep me from " going stale." 
 
 For many fellows the item of travelling expenses could be considerably 
 decreased. I live in New York, and went home both at Christmas and 
 during the Spring Recess. 
 
 I found various incidental expenses bothersome. A few little purchases 
 here and there had a marvelous way of climbing up "to higher things." 
 
 So much for last year. I am not living quite so close to the limit this 
 year, but still with fairly strict economy. My expenses and income are 
 both slightly augmented. I am undertaking a somewhat heavier task this 
 year than last. I am carrying six and a half courses, taking care of the 
 heating apparatus of a large students 1 house, and doing a little tutoring 
 besides. I cannot tell whether my finances will come out as well this 
 year as they did last, but at any rate I do not expect to spend any more 
 than $500 or $550. 
 
 I cannot give you any information about ways of earning money — at 
 least not directly from my own experience. I am doing some outside 
 work this year, but last year tended strictly to my work in courses. My 
 experience this year seems to indicate that it is best to have no outside 
 occupation, if possible. It is better to stint one's self and be able to give 
 one's best efforts to College work than to have a divided allegiance. My 
 experience, and that of others I know, shows that where such a divided 
 
31 
 
 allegiance exists it is the College work that suffers most. I have found 
 that where a man must do other work in order to pay his way, that some 
 form of physical labor is the best. It provides a good foil for mental 
 effort. 
 
 I do not know whether I have told you anything in this letter or not. 
 I realize that I have not been as brief as the matter demanded, but I 
 thought it better to be too lengthy rather than too brief, so that you might 
 pick out from all this chaff whatever facts were of use to you. If there is 
 anything I have failed to make full enough or clear enough I shall be very 
 glad to explain or expand, as the case may be. Don't hesitate to write me 
 if I can help you out in any way. I have a great deal of kindly feeling 
 for the work you have in hand, for I well remember how I pored over Mr. 
 Bolles's pamphlet not so many years ago. I trust my experiences will be 
 of some value to you. 
 
 Sincerely yours, 
 
 My dear Mr. : — 
 
 To a boy who was doubtful of his ability to pay his way 
 through College and had asked for the benefit of my experience I should 
 probably write somewhat as follows. 
 
 My expenses in my first year (1902-03) were these : — 
 
 Tuition $150 Symphony and Grand Opera 
 
 Room (including furniture, fuel, tickets 12 
 
 and service) 125 Theatre 7 
 
 Meals 160 Harvard Union 10 
 
 Books 15 Harvard Crimson 3 
 
 Laundry 20 Gymnasium locker and suit . . 4 
 
 Light and lamp 8 Dentist 8 
 
 522 
 
 About $25 or $30 should be added to cover unrecorded expenses (per- 
 haps more — I have no means of telling). 
 
 Of the above expenses the tuition could not be lessened (except through 
 some aid or scholarship) ; the room might be lessened, but only, I imagine, 
 at a considerable loss of comfort; board, which cost me four dollars a 
 week, might be reduced to three dollars and a half, but not profitably. The 
 item books is the net result of the purchase of many second-hand books, 
 and the resale -of many books when I had done with them ; by the resale of 
 more of such books it could be reduced. The item symphony and grand 
 opera, and theatre, could by another person be dispensed with, and by me 
 reduced ; but the relaxation and subsequent stimulation which concerts 
 and plays afforded me have been more than a recompense for the cost. 
 I am firmly convinced that I can do far better and far steadier work in my 
 College courses if I go occasionally to a good concert or play than if I 
 
32 
 
 deny myself these pleasures. The whole matter, however, is a matter of 
 temperament, and the new student may not crave music and drama as I do. 
 My expenses in my second year (1903-04) were these : — 
 
 Tuition $150.00 Laundry $20.00 
 
 Board 160.00 Symphony and Grand Opera . 12.00 
 
 Rent of room (College dormi- Theatre 10.00 
 
 tory) 115.00 Harvard Union 10.00 
 
 Furniture (cost $60, should Harvard Crimson 3.00 
 
 sell at second-hand for $30, Gymnasium locker 2.50 
 
 leaving $10 cost to me for Dentist 10.00 
 
 each of three years) . . . 10.00 Physician 20.00 
 
 Coal 8.00 Membership in three clubs . 6.00 
 
 Light 5.00 Rent of piano 33.00 
 
 Books 20.00 594.50 
 
 Again, about thirty dollars should be added for unrecorded expenses. 
 In neither this list nor my first year's list did I take account of clothing or 
 railroad expenses. The clothing I cannot well determine, and the railroad 
 expenses will interest only men from (they amount to $70-75). 
 
 Perhaps the only item in my second year's list that calls for explanation 
 is the piano. I needed a piano in a music course, on the one hand, and, on 
 the other, I needed it because I had played the instrument constantly for 
 almost fifteen years, and my first year in College had taught me that there 
 was nothing to be gained by depriving myself of it any longer. However, 
 I made the rental of a piano contingent on the awarding of a scholarship 
 to me. If I had not received the scholarship, I should not have rented the 
 piano nor taken the music course. 
 
 For my receipts in my first two years I can give few figures. Most of 
 the money came from my parents, from my father's earnings, and (chiefly) 
 my mother's income on inherited property. In my second year (on the 
 strength of my first year's work) I received a Bowditch Scholarship to the 
 amount of $250. The rest, not a large amount, I earned myself. Of my 
 own earnings almost all came from teaching school or tutoring. I substi- 
 tuted in the High School on several occasions, for varying lengths of 
 
 time. This last September I received the sum of $70 for teaching, the 
 largest sum I had so far received. On another occasion I received about 
 $35. The other amounts were smaller. Of my earnings by tutoring I 
 can unfortunately give no definite figures — there were sums of from $2 
 to $3 received sporadically through the year. I have never done nearly 
 so much tutoring as I had opportunity to do because I felt that, so long as 
 I could manage it, it would be cheaper to devote my time to my own study. 
 If by doing no tutoring, and keeping up to my own standard of work, I could 
 finish my course in three years, I should have gained much more than by 
 tutoring and even making enough money to carry me through another year. 
 
 Of the two methods by which I have earned money, the first, teaching 
 in a high school, is not likely to prove very practicable. There are always 
 
33 
 
 more applicants for substitute work than there are opportunities, and prob- 
 ably most students would find difficulty in making opportunities, even 
 if they are capable persons. I myself had the advantage of coming to 
 know very intimately, while a student in the High School, the Director 
 
 of Schools, who has never hesitated to offer me positions in subjects 
 
 which I was qualified to teach. 
 
 The other method, tutoring, should be preferable to any capable student, 
 and I do not see why such a student might not, if he desired, make a con- 
 siderable sum of monej^ by tutoring. 
 
 Perhaps I should have mentioned as a personal matter that the reason 
 why I have said nothing of earning money during the summer is that I 
 have never been at home, or indeed for a sufficiently long time ; the reason 
 for this being that the precarious health of my mother has compelled me 
 to follow her wherever her health dictated. 
 
 Sincerely yours, 
 
 My dear Sir : — 
 
 Owing to a rush of work on a special report for Professor 
 
 I have been unable to reply before this to your inquiry concerning 
 
 my expenses while at College. My experience inclines me to the belief 
 that a man can readily get along with $400 per year, including in the 
 amount the $150 tuition charges. The figure in my case excludes cost 
 of tobacco, as I do not smoke, and of theatre, as I seldom go to it. My 
 mention of such matters as these may cause you to smile, but I assure you 
 that to my certain knowledge these items are no inconsiderable expense to 
 a great many of my acquaintances who are also working their way. 
 
 My expenses have been steadily uniform, since I have boarded at 
 Randall during my whole course and have lodged at the same house during 
 the four years. My Randall Hall expenses have steadily averaged about 
 $115, excluding the Christmas recess each year, and my lodging has cost 
 me $50 each College year. " Lodging 1 ' includes lighting and such heat- 
 ing as I get from the hall radiator, bed linen also, and the room is fur- 
 nished. This $50 rate is, however, special to me, being $15 less than 
 the usual charge for the room on account of a remote relationship to the 
 "andlady, which, though unknown to me, she insists exists. My washing 
 has cost not over $20 per year, my books a similar sum, my clothes not over 
 $20 per year either, and incidentals of new glasses and spectacles, shoes, 
 toilet articles, and general incidentals, amounting to $25 to $30 in all, 
 
 make up the balance. My trip home to at Christmas I cover by 
 
 work in a store carrying bundles, or in an office, so that the expenses of 
 the trip, say $12 to $15, do not need to be considered one way or the other. 
 
 As to income : my main source has been a Price Greenleaf Aid in the 
 Freshman year, and a scholarship each year since. I began the first year 
 
34 
 
 with $250 Price Greenleaf Aid, plus $150 loan, and in addition $50 saved 
 out of my summer's work in a hotel pastry room. Of this total of $450, 
 or perhaps a few dollars more, I saved out $50. My Sophomore year 
 began with this $50 plus $75 earned by work in the hotel (office this time) 
 and a Bowditch Scholarship of $250. My Sophomore year was my closest 
 one, and I had to do a bit of outside work, tutoring, which netted me only 
 $18, and some office work during the Spring recess. A $300 Price Green- 
 leaf Scholarship, plus $100 derived from office work in the hotel, carried 
 me safely through the Junior year. I begin the Senior year with $150 
 from the hotel work and the notification from you that I have been awarded 
 a scholarship of at least $150. 
 
 This is a bird's-eye view of the course through College of a man some- 
 what older, perhaps, than the run of the students, though not greatly so, 
 as I am twenty-three years of age. I have done but little to distract my 
 attention from my studies, for I assure you a hotel clerk sees quite enough 
 of human nature in his three months of the summer season to cause him 
 to feel the comfort of the quiet company of his books. I have had in view 
 a definite purpose, that of teaching History and Civics, and without too 
 much specialization have followed that purpose, making it my business 
 while here to study closely during the six week days, but have not found it 
 needful to do Sunday work, and have reserved that day for visits to a few 
 friends in Boston. These visits and the singing I have done at them have 
 been my chief distraction from books, and on the whole I can say that my 
 life here at $400 a year has been a pleasant one, and not too greatly 
 burdened with anxiety for the next day. I have had an H. A. A. ticket 
 during three years, but have at no time been a member of the Union, as 
 my visits in town to the friends mentioned have filled my only leisure 
 time. 
 
 From this recital I leave you to draw your own conclusions, but in 
 closing let me say that for the man who is willing the weight of Harvard's 
 name need not frighten him into going to any less great or famous college. 
 
 Sincerely yours, 
 
 My dear Sir : — 
 
 I am very sorry, but I fear that I cannot estimate my 
 expenses for my first year nearly enough for that estimate to be of any 
 service to you, since I neglected to keep any account. I have therefore 
 concluded that it will be better to send only my expenses and the amount 
 I have earned the past year — figures which I can come to a pretty close 
 approximation of, I think. 
 
35 
 
 Year Ending June, 1904 
 Expenses Amount Earned 
 
 Tuition $150.00 Earned during summer vaca- 
 
 Room (one-half) 50.00 tion $150.59 
 
 Board 79.59 Scholarship 150.00 
 
 Gas 1.55 Writing deeds and copying 
 
 Fuel 7.50 (approximately) 10.00 
 
 Books and stationery (approxi- 310.59 
 
 mately) 15.00 
 
 Lockers (one-half in Gymna- 
 sium and Locker Building) 2.25 
 
 Furniture 3.50 
 
 Necessary incidentals .... 25.00 
 
 334.39 
 
 Under items of expense the sum paid for furniture should not be taken 
 as an average yearly cost. The previous year I spent considerably more 
 upon this item. In my estimation, however, one could get along at a 
 yearly expense of ten dollars, upon the average. I have not included 
 such items as clothing, for they seemed to me hardly such as one would 
 classify under college expenses and because they may be more easily 
 determined in one's own mind by his own tastes than by the expenses of 
 another. 
 
 I earned the one hundred and fifty dollars during the summer by manual 
 
 labor — carpentering, — and I cannot recommend too highly such occupation 
 
 for a portion of the summer weeks, both as a relaxation to the mind, and 
 
 as an opportunity to study this phase of life. Had I not been doing my 
 
 College work in three years, and so not taking more than the required 
 
 number of courses, I think I should have had time to have earned enough 
 
 to have covered all my expenses, as, for instance, by serving at Randall 
 
 Hall. As it was, I preferred to devote the greater share of my spare 
 
 hours to exercise. 
 
 Sincerely yours, 
 
 My dear Mr. : — 
 
 I entered College in the fall of 1903 with about $200. 
 Through a friend I secured work in the College Office during the interval 
 between entrance examinations and the opening of College, and about a 
 week after College opened I began waiting on table at Randall Dining Hall, 
 working from twelve to fourteen hours a week. I also obtained a position 
 in a paid choir, but gave this up at the holiday period owing to illness. 
 As a result of the Mid-year marks I was awarded $150 Price Greenleaf 
 Aid, which served to pay my tuition for the year. Before the final exami- 
 nations in June I had the good fortune to secure some tutoring, and this 
 furnished me the means of leaving Cambridge in June entirely free from 
 debt. 
 
36 
 
 The following is an approximate account of my expenses and receipts 
 for the College year 1903-04 : — 
 
 Expenses 
 
 Tuition $150.00 
 
 Room (College House) ... 42.50 
 
 Light and fuel 14.50 
 
 Board (Randall Hall) . . . . 109.50 
 
 Books 16.91 
 
 Furniture 23.39 
 
 Laundry 10.50 
 
 Incidentals 103.70 
 
 471.00 
 
 Receipts 
 Cash on hand at beginning of 
 
 year 
 
 Price Greenleaf Aid . 
 Work in College Office 
 Work at Randall Hall 
 Singing in choir . . . 
 Tutoring 
 
 $200.00 
 
 150.00 
 
 5.50 
 
 75.00 
 
 9.50 
 
 31.00 
 
 471.00 
 
 In the above account the amount charged to ' ' incidentals " may seem 
 large, but this includes all sorts of things of which I kept no account what- 
 ever, and also a balance of about five dollars in my pocket after reaching 
 home in the summer. 
 
 During the summer I worked on a farm, and returned to Cambridge this 
 fall with about $60. I hope to get a scholarship which will at least pay 
 my tuition, am working at Randall Hall again, singing in a choir, and 
 hope to get some tutoring later. 
 
 From my experience I find that work at waiting on table is not the best 
 
 sort of work for a student. He works inside, and is too tired to take 
 
 exercise in the open air after working an hour and a half in the Hall. The 
 
 work also totally unfits him to do any sort of mental task until he has had 
 
 an hour's rest. If a man can get anything else to do, he should take it in 
 
 preference to waiting on table. 
 
 I am, sir, 
 
 Very truly yours, 
 
 Dear Mr. : — 
 
 In answer to your inquiry regarding my College expenses 
 and how I have met them, I give a statement below for the year which is 
 approximately correct : — 
 
 Board $120 
 
 Room 50 
 
 Tuition 150 
 
 Books, instruments 50 
 
 Incidentals 100 
 
 470 
 
 Of this amount, I paid $270 from money which I had earned previous 
 to coming here. The balance, $200, was met by a scholarship. 
 
 Thus far I have not secured any work which has materially aided me 
 during the school year. I spent the summer, however, at , where I 
 
37 
 
 earned about $170 in the Library of . The expense of returning 
 
 home for the summer vacation is too great to be considered in my case. 
 
 On the whole, I think the expense necessarily incurred during a year at 
 Harvard need not exceed the expense of a year in a small Western school, 
 in spite of the difference in tuition. The only additional item is the trav- 
 elling expense. The advantages here in other respects are great enough 
 to warrant this statement, I think, that no man of average ability need 
 stay away from Harvard on account of the expense merely. But if coming 
 some distance from home, and not having friends in the East who could 
 help him in case of need, the prospective student should have about $500 
 capital before entering. After one year here he would have no difficulty 
 in paying his way entirely by his own efforts. 
 
 Yours very truly, 
 
 Dear Sir: — 
 
 My expenses during the last school year at Harvard were 
 approximately as follows : — 
 
 Tuition $150 
 
 Room (one-half, furnished) 50 
 
 Board 120 
 
 Washing, books, etc 40 
 
 360 
 
 Of this amount I received $150 from the Price Greenleaf Fund. I lived 
 comfortably, but I spent practically nothing for luxuries. 
 
 During the summer I earned $52 a month at easy work secured for me 
 by the Appointment Committee. Two of us are doing the same work now 
 and attending school. We get a room free. Our wages pay the greater 
 part of our expenses. 
 
 I frequently have chances to earn a dollar or two without interfering 
 with my studies. I have refused to do regular tutoring because my par- 
 ents wish me to work with my hands and rest my brain in my leisure 
 hours. 
 
 I should not advise any man to come to Harvard unless he is able to 
 pay his expenses without outside work the first year, and unless he is able 
 to win a scholarship or pay his tuition each year with money earned before 
 October first. In other words, after a fellow has been in school a year, he 
 ought to be able to earn nearly all his expenses except his tuition. 
 
 Very truly yours, 
 
38 
 
 My dear Mr. : — 
 
 I am very glad to furnish you with any information I can 
 about my expenses. I entered College rather unexpectedly, and was en- 
 abled to do so chiefly by the generous offer of a friend to make up to me 
 what sums I might need at any one time, on very easy terms. So I was 
 not under the immediate need of finding work here, and of earning my 
 way as I went along — a course which I thought then, and still think, now 
 that I have had a chance to observe its effect on other students, very com- 
 mendable when absolutely necessary, but very disadvantageous to college 
 studies and college life, when it can be avoided. On the other hand, the 
 money thus advanced was a debt that must be paid some time, so that I 
 felt the need of living economically and keeping it as small as possible. 
 
 Thus my expenses for the past two years have been about equal. In 
 all, they have footed up to within $470 or $480 per annum, excluding 
 only clothes, and my board two days a week (Saturday noon to Monday 
 noon) which I spent at home. The sum was made up somewhat in this 
 way: — 
 
 Tuition $150 
 
 Room rent (no room-mate) 70 
 
 Fuel (usually from a ton to a ton and a half of 
 
 stove coal, and a small amount of wood) .... $10 to 12 
 
 Light (gas) . 2 
 
 Board (at Memorial) 135 to 140 
 
 Fares (to and from home) 12 
 
 Laundry (linen only), from 6 to 7 
 
 Harvard Union 10 
 
 Japan Club 2 
 
 Religious Union 1 
 
 Books (chiefly second-hand), about 20 to 25 
 
 Sundries (including carfares, magazines, news- 
 papers, stationery, theatres, games and enter- 
 tainments, subscriptions, and occasional articles 
 
 of clothing), about 50 
 
 Total 468 to 481 
 
 Regarding these I would say that the room rent might easily have been 
 halved, by having a room-mate; but I happened to know no one, and 
 objected to a stranger. My board was perhaps larger than necessary, 
 and at Randall might have been made from $30 to $40 less. The $12 for 
 going home every Sunday was somewhat of a luxury, but was compen- 
 sated for by the saving in laundry, most of which was done at home. The 
 expenses for societies and clubs was not necessary, but, I think, not un- 
 reasonable. The expenditure for books was, chiefly owing to the kind of 
 courses I took, rather small ; and sundries, of course, could have been 
 made very much smaller or larger, according to any one's tastes or neces- 
 sities. I could, I think, have reduced the total to $375 to $400 without 
 actually hurting myself. 
 
39 
 
 As to the credit side of the account, I have earned practically no money 
 in College, except in scholarships. My second year I received a First 
 Group Scholarship of $250, more than half my expenses, and this year I 
 have received a smaller one, the exact amount of which I do not yet know. 
 I did not apply for Price Greenleaf Aid, and, as all my money was received 
 through my parents, I cannot say anything about its source. 
 
 I have tried, though not very strenuously, to get work here in Cambridge, 
 — particularly in tutoring. In regard to this, I should say, after careful 
 inquiry, that the chances to-day for a single undergraduate, who has not a 
 large acquaintance among students who are always on the shady side of a 
 D (which I did not have), were very poor indeed. The graduate and 
 professional tutors have absorbed all the business. Other work I have not 
 much sought, and cannot speak with any authority on the chances of 
 obtaining it. 
 
 This explains fairly well my position in respect to the financial side of 
 college. I think that, on the whole, the course I have taken has been 
 satisfactory to myself and my friends. 
 
 Yours very truly, 
 
 Dear Mr. : — 
 
 I have not kept a strict account of my expenses and receipts 
 since I have been in College, but I know pretty nearly how much it has 
 cost me during my Freshman and Sophomore years. 
 
 My term-bills for my Freshman year amounted to $330.12, itemized as 
 follows : — 
 
 Tuition $150.00 
 
 Koora rent 45.00 
 
 Board 135.12 
 
 330.12 
 
 But besides these items there were many other necessary expenses, such as 
 for clothes, laundry, car-fare, etc., which, at a low estimate, amounted to 
 $100. My total expenses for the year, then, were not far from $430, and 
 to keep them down to this figure I had to economize all the time. 
 
 During my Freshman year I earned $80 by taking care of the Harvard 
 Union Library four nights each week and Sunday morning, and about 
 $125 doing stenographic and typewriter work. This, with $150 Price 
 Greenleaf Aid which I got from the College, and $50 which I had saved, 
 enabled me to finish my first year with only a small debt on my hands. 
 
 In my Sophomore year I did not fare so well, because this year I got 
 no aid from the College, while my expenses remained about the same. 
 
 With my library work and what stenographic work I could pick up 
 from the students I earned about $250 during the year. This sum, you 
 will see, was insufficient to meet my expenses, so I had to put off paying 
 
40 
 
 my last term-bill until the beginning of my third year, when I used the 
 
 money I earned during the summer to pay it. 
 
 The extra work I am obliged to do takes up much of my time, so that 
 
 I am unable to do as well with my college work as I should like. Unless 
 
 a fellow has an exceptionally strong inducement to come to college, I 
 
 should advise him not to enter if he has no money ahead, and does not see 
 
 his way clear to earning the greater part of his expenses each year, as the 
 
 trouble and worry of paying one's college bills, when relying on one's 
 
 own resources only, are a strong deterrent from doing efficient college 
 
 work. 
 
 Very sincerely, 
 
 Dear Mr. : — 
 
 In response to your letter of recent date, I am glad to give 
 a financial statement of my College career. 
 
 I began saving money to pay my College expenses during my Senior 
 year at high school, and by working for a year after graduation I accumu- 
 lated $380 to start with. I think it is well for a fellow who is young at 
 graduation from "prep." school to devote a year to work rather than to 
 enter college immediately, for by following the former course he is not 
 compelled to spend valuable time in his Freshman year earning money 
 when he should be winning high rank in his studies and broadening by 
 contact with his fellows. Freshman year I lived at home, so my experi- 
 ence is of no value to most men ; however, I managed to end the year 
 with more money than when I began it. 
 
 Sophomore year I had a College room. My expenses, besides tuition, 
 were : board, $125 ; rent and care of room, $25 ; light, heat, and furnish- 
 ings, $40; clothing, etc., $80; books, $35; car-fares, $25; luxuries and 
 pleasures, $25 ; being altogether a little over $500. This covers my 
 entire expenses for the year, and is, if anything, a bit below the average, 
 as my room rent of only $25 is exceptional. During the same period, by 
 working during the summer vacation and odd jobs during term-time, I 
 earned about $170, not including my scholarship, thus being less by about 
 
 $330 than my expenses. 
 
 Very sincerely yours, 
 
 Dear Sir : — 
 
 Your letter with reference to the expenses of a Graduate Stu- 
 dent was duly received. I hope I am not too late in making the following 
 reply : — 
 
 I am one of the married students of the Graduate School, and my wife 
 (we have no children) lived with me in Cambridge. I received no income 
 from the College, and did no tutoring or teaching, but devoted my entire 
 
41 
 
 time to the several courses in which I was registered. I kept no detailed 
 account of expenses, but from the records of my cheque-book I can give 
 a fairly accurate estimate of the expenditures for the year 1903-04. 
 
 Kent (two rooms) $140.00 Medical treatment $5.00 
 
 Board for two (forty weeks) . 400.00 Typewriter (Blickensderfer) 50.00 
 
 Tuition and laboratory fees . 160.00 Concerts and theatre .... 5.50 
 
 Graduation fee (A.M.) . . . 20.00 Miscellaneous expenses . . . 100.00 
 
 Books 15.00 
 
 895.50 
 
 This year we are keeping house. The rent of rooms is greater ($200 
 
 instead of $140). This we understand is an average rate for married 
 
 students who are keeping house, usually in two rooms. The cost of food 
 
 for us both thus far averages about $3 to $3.25 per week (we are keeping 
 
 careful accounts this year) . Laundry for us both averages about eighty 
 
 cents per week ; clothes are partly rough dry. Fuel (for cooking only) 
 
 and light amount to forty-seven cents per week. At the present rate our 
 
 expenses for this year promise to be considerably less than those of last 
 
 year. 
 
 Very truly yours, 
 
 Dear Sir : — 
 
 I was not able to finish my answer to your request before 
 
 now owing to various reasons. I sincerely hope it is not altogether too 
 late. 
 
 It would be of little service for me to tabulate my income, for it would 
 need very copious notes to explain it adequately. I give below a table of 
 expenses, and a few hints that I should like to make to any one entering 
 upon his first year in the Graduate School. 
 
 October to July 
 Approximate Expenses 
 
 1902-03 1903-04 1904-05 
 
 Tuition $150.00 $150.00 $150.00 
 
 Room 100.00 100.00 42.50 
 
 Boom incidentals (coal, gas, etc.) * . . . . . 10.00 
 
 Board 75.00 80.00 80.00 
 
 Eailroad fare 30.00 30.00 30.00 
 
 Clothing f 75 - 00 75 - 00 60 - 00 
 
 Tobacco 
 
 Books 50.00 50.00 50.00 
 
 Clubs, Harvard Union, etc 5.00 15.00 15.00 
 
 Incidentals 65.00 60.00 62.50 
 
 550.00 560.00 500.00 
 
 * Included in room-rent for 1902-03 and 1903-04, but charged separately at my present 
 
 quarters. 
 
 \ Exclusive of underclothing, but including caps, hats, and shoes. 
 
42 
 
 It is not wise for you to pay too much heed to the reports of very 
 high or very low rates of living in Cambridge. I have made a rough 
 estimate of my expenses each year during the three College years that 
 I have spent or will spend here, and it will be very easy for you to 
 add or subtract items thereto until you can arrive at some idea of what 
 you can expect to have to meet yourself. The tuition charge is fixed. 
 Your room-rent rests entirely with what you are willing to pay, although 
 I should not advise you to take any single room that rents for less than 
 sixty dollars, or a double one for less than one hundred. Your board bill 
 will be higher than mine, for you live farther away from Cambridge than 
 Providence, and consequently you may miss going home as often as I do. 
 You will also probably spend more upon your meals for a similar reason, 
 since not having the « ' home food " to vary your diet you will have to seek 
 variety from the Randall Hall or Memorial Hall menu, and such variety 
 costs more. The first year I was here I averaged about forty-two cents a 
 day at Randall Hall, and the second year about sixty-five. You can get 
 along very well indeed at fifty cents a day, three dollars and a half a week, 
 boarding either at Randall or Memorial. I know of men who averaged 
 less than two dollars weekly. It is possible, but I doubt the wisdom of it. 
 
 You do not use tobacco, so you will save in that direction, as I do. 
 Your clothing need not be any more costly than mine, save possibly that 
 you might add the price of an overcoat or some other article, the need for 
 which might arise this next year rather than later. I cannot tell what my 
 underclothing has cost me. Fifty dollars is a very liberal estimate for 
 books. You ought to do much better if you patronize the second-hand 
 stalls at the book stores and watch for bargains. You should belong to 
 the Graduate Club ($3) at any rate, and the Harvard Union ($10), if you 
 can possibly arrange it. Under incidentals I have estimated street-car 
 fares, theatres and amusements, drinks, candy, pictures and ornaments, 
 and the host of small expenses which make so large a total if they are not 
 watched. 
 
 I can tell you little in regard to earning money here during the year. 
 Tutoring, reporting for newspapers, canvassing, and other things of the 
 kind, you can get something out of — more later than in the first year here. 
 I have not tried to do much save during the summer months, when, as you 
 know, I was assayer for gold and silver, teamster, messenger, canvasser, 
 census enumerator, gas-meter surveyor, and other things. They all paid, 
 especially the first, which was a very good position. You can take your 
 choice of the others. With my scholarship and with some private income 
 I have worked along. I shouldn't advise you to count very much on 
 making money in Cambridge, at least not in the first year. Any further 
 information I can give I shall be glad to furnish. 
 
 Sincerely yours, 
 
43 
 
 Dear Sir : — 
 
 I am taking the earliest opportunity of answering your 
 letter of November 14th in regard to my College expenses. I regret that 
 I have been unable to answer before, owing to lack of time. 
 
 I had already prepared a summary of my accounts for last year. I will 
 begin with this : — 
 
 Tuition $150.00 
 
 Board 136.00 
 
 Boom (half) 85.00 
 
 Gas and fuel 12.00 
 
 Laundry 22.00 
 
 Books and stationery 20.00 
 
 Amusements (class and club dinners, 
 
 H. A. A. ticket, etc.) 50.00 
 
 Dues (lockers, Coop., Debating Club) . 4.50 
 
 Dues (Union) 10.00 
 
 Carfare, travelling expenses 20.00 
 
 Miscellaneous (including clothing) ... 50.00 
 
 Club dues 30.00 
 
 590.00 (approximate) 
 My receipts for last year were as follows : — 
 
 Scholarship $225.00 
 
 Earned, chiefly during summer 75.00 
 
 Allowance from my father 290.00 
 
 590.00 
 
 The ' ' earned " amount under receipts was part of my wages under 
 Professor Johnson at Soldier's Field. I worked there for three months 
 in connection with the Stadium. 
 
 Under expenses it will be seen that the amount for clothing was very 
 small. Some of my clothing was bought during the summer, and does 
 not appear in this statement. 
 
 I have made no summaries for my two previous years, but with a few 
 corrections the same statement ought to stand. The $30 for club dues 
 vanish during these two years. The board bill was a little smaller each 
 year. It was perhaps twenty dollars less during the first year. This 
 fact is partly due to my having spent more time at home during my first 
 year, though not wholly. The "amusements 1 ' item has also been a 
 growing one. It was probably $15 higher last year than the year before, 
 and five dollars higher then than in my Freshman year. My room for 
 the past two years has been $15 more than my room as a Freshman. 
 
 On the other hand, the item ' ' miscellaneous " was probably considerably 
 larger (say $25) during my Sophomore year than it was last year. 
 
 On the whole, I think my total as a Freshman was a little over $500 
 ($510-$525). My total as a Sophomore was probably about $550. This 
 shows an increase of about $35 per year, and I think this is a natural ten- 
 dency, though perhaps a little exaggerated in this case. 
 
44 
 
 As to earning money, I have little to say. I worked during the summer 
 partly — or, I may say, largely — from preference. I tried, and suc- 
 ceeded, in getting good, healthy outdoor work to offset the necessity of 
 being indoors during the rest of the year. My first summer I did not 
 work for pay, but studied at the Engineering Camp on Squam Lake. The 
 second summer I spent, as mentioned, working on Soldiers Field. Last 
 summer I served as an assistant instructor at the Engineering Camp. 
 
 If I earned any money during the winter it was largely accidental, — 
 that is, I was not seeking a chance to earn money during term-time. 
 
 My only suggestion for others is serving as monitors during Law School 
 examinations, an opportunity, I think, not fully utilized. 
 
 Very sincerely yours, 
 
 Dear Sir : — 
 
 The enclosed table of figures indicates the exact expense 
 to me during the year of 1903-04 spent in graduate work at Harvard 
 University. When entering the University in the fall of 1903 no income 
 other than the $150 in scholarship was in sight. I succeeded in borrowing 
 small amounts from two friends which I used until the payment of the 
 scholarship was due. At the beginning of the second half-year I found it 
 possible to accept assistantships in two courses, and with such aid I com- 
 pleted the year. Although opportunities for tutoring came, I preferred to 
 work in other ways, so that my tutoring work was very small. 
 
 As from my experience at College I should advise the high school 
 graduate to overcome the apparent obstacle of the lack of money and start 
 out for college, so from my experience in the graduate work in the Uni- 
 versity I should advise the man who can make a start but hesitates 
 because he does not see the full way clear, to begin, and he must surely 
 find ways opening up whereby he will be enabled to continue his work. 
 
 Very truly yours, 
 
 Academic Year 1903-04 
 Expenses Sources of Income 
 
 Tuition . $150.00 Scholarship $150.00 
 
 Room 100.00 Teaching in the University . 160.00 
 
 Board at Randall Hall . . . 76.38 Loan from friend 125.00 
 
 Travelling expenses .... 52.00 Loan from friend 60.00 
 
 Clothing 35.00 495.00 
 
 Books and science material . 20.00 
 
 Degree of A.M 20.00 
 
 Laundry 10.00 
 
 Laboratory fees 15.00 
 
 478.38 
 
AN OPEN LETTER 
 
 CONCERNING EXPENSES AND SCHOLARSHIPS AND OTHER 
 AIDS IN RADCLIFFE COLLEGE 
 
 Students intending to come to Radcliffe must always remember that to 
 earn even a small part of their college expenses is by no means easy. 
 The student who would do her college work as it ought to be done without 
 injury to her growth and development will have scant time for earning 
 money. It is not only that the openings for a woman are much less 
 numerous and much less remunerative than for a man, but a man earns 
 money in many ways that give him healthful change of employment as 
 well as exercise. 
 
 Counting year by year there are very few students in Radcliffe College 
 who are self-supporting. As in Harvard College, each new student 
 should come with enough money to cover the necessary expenses of the 
 first and preferably of the second year. The tuition-fee for every student 
 doing full work, whether she be a candidate for a degree or a special 
 student, is $200 a year. It is payable in two instalments, — $125 on 
 October 1, and $75 on February 1. The only additional fees are small 
 laboratory fees and breakage fees for those who elect laboratory courses, 
 and a locker fee of two dollars for the gymnasium. Every student should 
 attend the gymnasium. 
 
 There is one dormitory, Bertram Hall, which accommodates but twenty- 
 five students. The charge for rooms per year is from $100 for a single 
 room to $325 for a study and bedroom. These charges include all 
 expenses of furnishing, service, heating, and light, except open fires and 
 laundry. The price of board for all students in the Hall is $6 per week. 
 Room-rent is payable half-yearly in advance. Applications for rooms 
 must be made before May 1 to Mr. John F. Moors, 111 Devonshire Street, 
 Boston, and each must be accompanied by a deposit of $15. 
 
 The students from a distance who are not in Bertram Hall live in 
 private families. There the price of board is from $7 to $12 a week. 
 This covers room-rent and table-board, as well as heat and light ; laundry 
 is an extra. A list is kept in the office of approved boarding places, more 
 than sufficient in number to provide for all the students who at present 
 wish to board in Cambridge. There are, however, very few of the lowest 
 priced boarding places, and a student who wishes to find one of these 
 should make her arrangements as early as possible. In private families 
 payment is usually by the week or by the month. 
 
 The cost of books varies with the course chosen. For a student who is 
 alert and uses to the best advantage the Radcliffe and Harvard libraries 
 and the excellent public libraries in the vicinity, the cost of books and 
 stationery need not amount to more than from $30 to $50 a year. 
 
46 
 
 There is probably less reason than at most women's colleges for spend- 
 ing large sums for dress or for incidental expenses. Club dues are small, 
 and tickets for the frequent college entertainments are of very moderate 
 price. The students have opportunity to attend the many free public 
 lectures given at Harvard University. 
 
 To summarize : the necessary expenses of a student who is doing her 
 best to economize may be reduced to from $500 to $550. Of this at least 
 $250 is for board. 
 
 There are sixteen scholarships at Radcliffe. They are awarded annually 
 to students who have proved their ability to do college work of distin- 
 guished excellence. Hence they are almost never assigned to Freshmen 
 and rarely to Sophomores. There is nothing corresponding to the fund at 
 Harvard to aid new students, and no students 1 loan fund. A young 
 woman who is able to meet the expenses of the first two years may 
 reasonably hope, if she is a really able student, to receive a scholarship 
 covering the tuition-fee in her Junior and again in her Senior year. Two 
 prizes offered in Harvard College, the Sargent Prize ($100), and the 
 George B. Sohier Prize ($250), are open to students in Radcliffe College. 
 Applications for scholarships should be in the form of a letter to the 
 Dean of Radcliffe College, and should be in her hands before June 1. 
 
 Students who wish to find work should inform the office of the fact, 
 stating what they are able to do, and should register in the Students' 
 Exchange Bureau maintained by the Radcliffe Young Women's Christian 
 Association. The Bureau sends out every year a notice of its work to a 
 large number of persons in Cambridge, soliciting their interest. It also 
 enables students to help each other by an interchange of services which 
 they would otherwise have to seek and pay for outside the College'. 
 
 It is really impossible for the average student to earn her way through 
 College for four years. A very few students are able to earn enough to 
 pay for their board and room, and many succeed in defraying in various 
 ways part of their expenses. Tutoring is the most remunerative form of 
 self-help, but there is not nearly so much of it demanded at Radcliffe as at 
 Harvard. For class teaching the best opportunities are to be found in 
 partial work in Cambridge and Boston private schools (but these oppor- 
 tunities, it should be said, are uncommon), and in the evening schools of 
 Cambridge and of the neighboring towns. In addition to teaching, the 
 work open to women students falls under the following heads : work as 
 accompanists ; work for publishing houses or for persons who write or 
 compile books ; writing for newspapers or magazines book summaries or 
 reviews, translations or short stories ; typewriting and stenography ; 
 addressing invitations ; reading aloud (all these occupations are open to 
 men also) ; mending ; shopping ; taking care of children ; light house- 
 work. The summer gives time for tutoring children, for serving as book- 
 keeper or postmistress in a summer hotel, for work as a proof-reader, or 
 for library work. 
 
PHILLIPS BROOKS HOUSE ASSOCIATION 
 
 PHILLIPS BROOKS HOUSE 
 
 The House erected as a Memorial of Phillips Brooks was dedicated on 
 January 23, 1900, and provides an important reinforcement of the religious 
 life of the University. Phillips Brooks House was originally designed to 
 extend and unite many scattered undertakings of religion and philanthropy 
 in the University. It Avas to represent, as the first appeal for such a 
 building stated, ' ' one more step in the comprehensive plan of religious 
 work of which the establishment of the Board of Preachers was the first 
 step." Phillips Brooks House is a centre for the social and charitable 
 activities of the University as well as for religious meetings, a kind of 
 Parish House connected with the administration of the College Chapel. 
 The tablet which stands in its vestibule accurately describes its purpose : — 
 
 THIS HOUSE IS DEDICATED TO 
 
 PIETY, CHARITY, HOSPITALITY, 
 
 IN GRATEFUL MEMORY OF 
 
 PHILLIPS BROOKS 
 
 The second and a part of the third floor of the House are expressly 
 arranged for the work of the various Religious Societies. On the third 
 floor is a large meeting room, named in memory of the beloved Professor 
 Andrew P. Peabody, Peabody Hall ; a part of the first floor is assigned to 
 the charities directed by students ; a study is provided for students who 
 desire a quieter resort than the crowded reading-rooms of the Library ; and 
 the Brooks Parlor is arranged as a dignified place for receptions and 
 meetings. Phillips Brooks House recognizes the inevitable differences 
 of religious affiliation, and makes room for all such associations under 
 one roof, and in close relation with the practical generosity and social 
 fellowship of the University. 
 
 RELIGIOUS AND PHILANTHROPIC SOCIETIES 
 
 The Phillips Brooks House Association 
 
 This Association was organized in 1904 for the purpose of uniting all 
 the scattered forces within the University which contribute to its religion 
 and philanthropy, and to increase the serviceableness of each by the sense 
 of the unity of all. The membership of this Association is open to all 
 members of the University, and its expenses are provided for in part by 
 
48 
 
 membership fees, and in part from the endowment of the Phillips Brooks 
 House. The purpose of the Association as stated in its constitution is " to 
 unite members of Harvard University who are interested in the religious, 
 philanthropic, or other activities which centre in the Phillips Brooks House. 
 Its work shall be so ordered that the work of the individual organizations 
 now active in the Phillips Brooks House shall not in any way be restricted 
 or interfered with. 1 ' A Graduate Secretary directs the work of this organi- 
 zation, and promotes the piety, charity, and hospitality to which Phillips 
 Brooks House is dedicated. The Graduate Secretary is equally at the 
 service of all the constituent societies, thus procuring perfect executive* 
 unity of divergent religious organizations. 
 
 In addition to this comprehensive Association four Religious Societies 
 are in active operation in the University and invite to their fellowship 
 young men of widely different convictions. In one or another of the 
 organizations any student of the University with religious interests should 
 find sympathy and companionship. The special methods and activities of 
 these societies are here given. 
 
 At the opening of the College year the Association endeavors to place 
 at the disposal of incoming students the experience of upper-classmen. 
 For this purpose hand-books containing detailed information concerning 
 undergraduate interests are sent during the summer to members of the 
 incoming Freshman class. An information bureau is placed in Phillips 
 Brooks House during the first days of college, for the benefit of such new 
 students as need assistance in finding lodgings, in selecting their courses, 
 or other matters. On the first Friday of the year a reception is held in 
 Phillips Brooks House for new students. 
 
 The Harvard University Christian Association 
 (Society of Christian Brethren. Organized 1802) 
 
 The purpose of this Association is "to promote Christian life and work 
 in Harvard University.'" Active membership is open "to men who are 
 members of Harvard University, who are members in good standing 
 of an evangelical church, and who have been elected by the Executive 
 Cabinet at any regular meeting." Associate membership is open to such 
 members of the University as may be elected by the Executive Cabinet. 
 The Association attempts to cultivate both character and service, — a 
 Christian standard of personal life and a practical service of the modern 
 world. The Association occupies rooms in Phillips Brooks House, excel- 
 lently equipped by the kindness of friends with books and periodicals. 
 The Reading Room of the Association is known as the Shepard Room, in 
 memory of Ralph Hamilton Shepard of the Class of 1893, who at his death 
 in 1894 bequeathed $5000, for "Christian work at Harvard." A tablet in 
 the vestibule of Phillips Brooks House bears the name of this young 
 graduate and describes him as "studious, modest, devout." The family 
 of Ralph Shepard propose to supply the rooms of the Association with 
 
49 
 
 worthy furnishings as a further memorial, and have added to the general 
 fund which bears his name the sum of $10,000. 
 
 The most important departments of work are Religious Meetings, Bible 
 Study, Deputations, Foreign Work, and City Work. Weekly class prayer 
 meetings are held for each of the college classes, "to maintain, stimulate, 
 and broaden the spiritual life of such men in the University as care to 
 adopt the means of development provided." The department of Bible 
 Study aims « ' to bring to men in the University the stimulus to high living 
 which comes from a closer acquaintance with the character and teachings 
 of the men in the Bible." Classes are held weekly; there are special 
 courses for the Law and Dental Schools. The St. Paul's Society joins with 
 the Christian Association in all these courses. These are supplemented 
 by a course in Bible reading. 
 
 Deputations. A considerable number of men are sent by the Deputa- 
 tions Committee in response to requests for speakers from religious 
 societies in preparatory schools, from city Young Men's Christian Associa- 
 tions, men's clubs in philanthropic institutions, and from Christian En- 
 deavor and other young people's societies. 
 
 The Foreign Work Committee tries to arouse and stimulate intelligent 
 interest in the minds of undergraduates in work carried on in foreign 
 countries by the Foreign Mission Boards, by bringing to the attention of 
 men in college the present social, moral, and religious conditions in these 
 countries, especially countries where Harvard men are now at work. 
 Missionary addresses are supplemented by a Mission Study Class, held 
 weekly. It is further the purpose of this Committee to give all men in 
 the University a chance to contribute to the support of Edward C. Carter, 
 1900, who is in charge of the Christian Association w r ork in India. 
 
 The City Work Committee endeavors to supply as many men as are 
 needed at the Riverside Alliance, an institution in Cambridgeport, at the 
 reading-room for fishermen on T Wharf in Boston, at the Chinese Sunday 
 Schools, and at certain of the undertakings at the Boston Industrial Home. 
 In addition to these men others are stimulated to enter various philan- 
 thropic institutions through the Social Service Committee, which is a 
 separate but cooperating organization. 
 
 The St. Paul's Society 
 
 (Organized 1861) 
 
 The St. Paul's Society was founded in 1861 by undergraduates con- 
 nected with the Protestant Episcopal Church, with the object of interesting 
 all who in any way have any affinity with that Church and who feel the 
 need of association under that influence. 
 
 The purpose of the Society as stated in Article 2 of the Constitution is : 
 " To bring the Churchmen of the University into acquaintance with each 
 other ; to afford them opportunity for work and worship agreeable to the 
 spirit and forms of the Protestant Episcopal Church ; and, so far as is 
 
50 
 
 possible, to cooperate in the religious and philanthropic activities of the 
 University." " Membership shall be open to all members of the Univer- 
 sity who have been baptized and attend the services of the Church." The 
 Society has for its advisors a board provided for by Article 6 of the Con- 
 stitution as follows : « ' There shall be a Graduate Advisory Committee, 
 consisting of the Bishop of Massachusetts, who shall be chairman ex-ofncio, 
 and of two Churchmen appointed by him, and three others elected by the 
 Society at its annual election. There shall be two stated meetings of the 
 Committee, one at the beginning of each half of the college year." 
 
 The Society occupies rooms in Phillips Brooks House, which through 
 the aid of graduates have been fitted up in a way consistent with the 
 purpose for which the Society was founded. The Society holds Evening 
 Prayer in its chapel weekly at 7 o'clock Wednesday. A clergyman or 
 prominent layman often addresses the Society at these times. Evening- 
 Prayer is read daily in Advent and Lent by one of the members of the 
 Society. A Monthly Corporate Communion is held on the third Thursday 
 of the month. A reception for new students who are Churchmen is held 
 at the beginning of the College year. In October, 1904, members of the 
 Society took part in the Reception to all New Students, and in the Fall 
 Conference held in Phillips Brooks House by the Phillips Brooks House 
 Association. There is also a Harvard Chapter of the Brotherhood of 
 St. Andrew which holds its meetings in the rooms of the Society. The 
 Society is a chapter of the Church Student Missionary Association, and 
 aids in the support of that organization. In addition to the philanthropic 
 work in which members engage through the Social Service Committee and 
 the Christian Association, the Society attempts to provide such students as 
 may be needed in the parishes of the Protestant Episcopal Church in Boston 
 and vicinity. In addition to participating in the work of the Phillips 
 Brooks House Association, many members are members and take part in 
 the work of the Christian Association, the Religious Union, and the Social 
 Service Committee. Under the constitution of the latter the Society is 
 entitled to three regularly accredited representatives. 
 
 The Society endeavors to make all students connected with the Protestant 
 Episcopal Church feel that they are welcome, and is anxious to receive the 
 names of such students on their entrance to the University. Such names 
 should be sent to the Secretary, Phillips Brooks House, and will receive 
 cordial attention. 
 
 The Harvard Religious Union 
 
 The purpose of this Society is "to bring together men of liberal religious 
 thought in the common search for truth, in the study and expression of the 
 religious life, and in the stimulating of moral enthusiasm and religious 
 interests." 
 
 The Union meets every other Monday evening at 7.30, in Phillips Brooks 
 House. It is the general intention to have alternate meetings led by repre- 
 sentative persons outside the University. The meetings are open to all 
 
51 
 
 members of the University, and are held in the rooms of the society in 
 Phillips Brooks House. These rooms, through the kindness of friends, 
 have been attractively arranged, and offer opportunities for reading and 
 writing as well as for general meetings. Membership is open to all 
 students of the University ; while many of its members are affiliated with 
 liberal churches, it welcomes equally those of other fellowship, or none, 
 who feel themselves in harmony with its purposes. 
 
 The St. Paul's Catholic Club 
 
 In the winter of 1892-93 a committee of Catholic students from the 
 various departments of the University met and agreed that a religious 
 organization was desirable. Accordingly on May 26, 1893, the Harvard 
 Catholic Club was organized. It retained this name until 1901, when it 
 was changed to St. Paul's Catholic Club of Harvard University. Its pur- 
 pose is to promote the religious welfare of the Catholic students, and afford 
 an opportunity to non-Catholics of gaining a knowledge of the Catholic 
 religion by attendance at its religious meetings. It strives to cultivate 
 model Catholic practice along social, religious, and devotional lines. 
 Prominent Catholic laymen address its meetings at the Harvard Union. 
 Eminent Catholic clergymen give doctrinal conferences at Phillips Brooks 
 House, and a course of sermons with devotional exercises is given from 
 time to time at St. Paul's Church. It has a resident spiritual director, 
 Rev. John J. Farrell, chosen by the Club and endorsed by the local Pastor 
 and His Grace, the Archbishop of Boston. 
 
 It occupies a large and well-equipped room at Phillips Brooks House, 
 where it maintains a comprehensive library of Catholic books and 
 periodicals. 
 
 The Social Service Committee 
 
 During the year 1894-95 the charitable work undertaken by students of 
 the University was thoroughly organized. This undertaking was begun 
 by a movement of the united Religious Societies. On October 19, 1894, 
 a meeting was held in Sanders Theatre, at which President Eliot presided, 
 and the Presidents of the Catholic Club, the St. Paul's Society, the Chris- 
 tian Association, the Oxford Club, and the Religious Union all pledged the 
 support of their societies to the new enterprise. Catholics and Protestants, 
 Unitarians and Evangelicals stood on a common platform in a common 
 humane enterprise. It was a practical religious union among College 
 men, which, as President Eliot said in his opening words, "is probably 
 without parallel in the history of education." The undertaking is in the 
 hands of a student committee, together with an Advisory Board of profes- 
 sors, graduates, and other persons prominent in charity work. Mr. Charles 
 W. Birtwell, Secretary of the Boston Children's Aid Society, was at the 
 beoinning chosen Director, and has ever since served in that capacity. 
 
 By vote of the Trustees of the bequest of Miss Belinda L. Randall of 
 Boston, in 1898, $15,000 was given to the President and Fellows of Har- 
 
52 
 
 vard College ' ' for the encouragement and maintenance among the students 
 of the University of practical education and training in philanthropic 
 sendee ; $10,000 of this sum to be applied to the construction of the Phillips 
 Brooks House, to insure in that Building suitable accommodations for the 
 charitable work of the organization known as the Student Volunteer 
 Committee, so long as said organization shall retain the approval of the 
 President and Fellows, or, in case this work should be given up, for 
 kindred work at the discretion of said President and Fellows, and $5,000 
 to be held and invested by said President and Fellows of Harvard College 
 as a permanent fund to be known as the John W. and Belinda L. Randall 
 Fund, its income only to be applied to the maintenance or in the interest 
 of said philanthropic activity on the part of the students of the University, 
 or, in case this should be given up, to be applied by said President and 
 Fellows to kindred purposes." The Social Service Committee is thus 
 assured of a suitable equipment for its activities, and of a permanent 
 character for its work. 
 
 The Director or his assistant holds office hours in Phillips Brooks House 
 each week. Here he consults with men — both as individuals and as 
 groups — taking into account the student's tastes, his intended business or 
 profession, and the time at his disposal, and he advises from time to time 
 those who are actually at work. Thus the office is a kind of clearing- 
 house of philanthropy, receiving applications from young men who wish 
 to serve, and receiving on the other hand applications from charitable 
 institutions, and then adjusting the work to the man and the man to the 
 work. 
 
 In choosing the work in which he is to engage, the student is not limited 
 to the few activities of which he may happen to know, but the whole field 
 of charity is open to him. He is thus able to choose the task that will be 
 most satisfactory to him, as well as most valuable in itself, and that will 
 tend best to prepare him for those forms of public-spirited service which 
 his expected future residence or profession will be likely to call for or 
 favor. Prominent among the kinds of work for which students volunteer 
 are : — 
 
 1. Friendly Visiting for the Associated Charities of Boston and Cam- 
 bridge. — The visitor is expected to become familiar with the home, to 
 report to the office of the Associated Charities the actual need of the 
 family, and whether or not material aid is required to bring to the family 
 the help of warm, personal friendship. 
 
 2. Home Libraries. — A Home Library is a collection of twenty books, 
 which is installed in some poor home by the Boston Children's Aid Society. 
 One hour a week is required of the visitor, when he goes to the home and 
 meets there the children who are entitled to share the privileges of the 
 library. 
 
 3. Boys' Club Work. — Boys 1 Club work consists in spending an hour 
 or more one evening a week with a small club of boys, joining in their 
 games, reading to them, telling stories, teaching them chair-caning, 
 
53 
 
 basket-weaving, whittling, carpentry, basket-ball, boxing, and other gym- 
 nastic exercises ; in short, in giving them a pleasant evening and at the 
 same time becoming thoroughly acquainted with them. 
 
 4. Educational Classes. — A large field of activity among adults is 
 included under Educational Classes. These are groups of men or women 
 of mature years in such institutions as the Prospect Union, the Cambridge 
 Social Union, and the Civic Service House, who wish to study arithmetic, 
 algebra, geometry, writing, reading, geography, history, economics, 
 astronomy, etc. The time required for this work is usually one hour a 
 week. 
 
 The further work of the Social Service Committee is administered 
 through sub-committees on Entertainment Troupes, Clothing Collections, 
 Conferences and Public Addresses, and the Social Service Library. Such 
 men as are able and willing to help in any way to furnish entertainment 
 for the inmates of the neighboring charitable institutions are organized 
 into Entertainment Troupes. During the year 1902-03 about forty enter- 
 tainments were given to approximately 7500 people, most of whom were 
 inmates of homes for consumptives, incurables, the feeble-minded, and 
 other institutions where any diversion is keenly appreciated. A large 
 amount of clothing is laid aside in the spring and fall of each year by men 
 in college, to whom it is no longer of value. The Clothing Collections 
 Committee arranges to have a man visit each room in the University twice 
 each year, and to collect this clothing. The clothing is then distributed 
 through recognized charitable and educational agencies, such as the Asso- 
 ciated Charities and the Tuskegee and Hampton Institutes. In order to 
 stimulate an interest in philanthropic enterprises and to increase the effi- 
 ciency of men already active, conferences of men engaged in the various 
 fields are held. These are supplemented by frequent public addresses by 
 men of wide experience. The library of the Social Sendee Committee is 
 intended to illustrate and assist the various departments of work in which 
 the men are engaged. It comprises the books recommended by charity 
 experts as most valuable to one interested in social and economic problems. 
 In the years since the Committee has been organized there has been con- 
 tinuous development of undergraduate interest in philanthropic activity. 
 An investigation in 1902-03 showed 392 men engaged in 36 institutions. 
 
 AUXILIARY ORGANIZATIONS 
 
 Committee on the Reception of Students 
 
 This Committee, appointed by the Faculty of Arts and Sciences, aids 
 new students in the selection of rooms and the choice of places where they 
 may obtain table board, as well as in all other matters connected with the 
 first steps of their life in Cambridge. The members of this Committee 
 will be glad to meet new comers on the days of entrance examinations 
 both in June and in September, at their office in Sever Hall, or at room 
 No. 1, Wadsworth House. The Committee also arranges a general meet- 
 
54 
 
 ing of welcome on the first Monday of the term, at which new students 
 are greeted by the President of the University and by other persons repre- 
 senting both College and civil life. During the winter months, with the 
 cooperation of this Committee, a series of "Faculty Teas 11 is given by 
 ladies connected with the Faculty in Phillips Brooks House, at which 
 officers and students are informally received and made known to each 
 other. 
 
 A large auxiliary committee of students assists in many of these under- 
 takings and endeavors to give cordiality and naturalness to College life. 
 
 The Prospect Union 
 
 The Prospect Union, a workingman^ college in Cambridgeport, about 
 one mile from the University, was organized in 1891. Its aim is to bring 
 into friendly and mutually helpful contact the workingmen of Cambridge- 
 port and vicinity, and the students and professors of Harvard University. 
 The work of the Union consists chiefly in evening lectures and classes ; the 
 classes being taught by students from the University. The courses of 
 study cover a wide range of subjects, from the most elementary English 
 branches to French and German, History, Political Economy, the natural 
 sciences and Mathematics. The members of these classes are working- 
 men of many nationalities and occupations, of all shades of religious 
 belief — Jew and Christian, Catholic and Protestant — and of every variety 
 of political and economic opinion. The lectures are given at the weekly 
 meetings of the Union, often by members of the University Faculty. After 
 a lecture there is always an opportunity, which is freely improved by the 
 workingmen, for questions and general discussion. Instructors and stu- 
 dents of the University serve as teachers of classes, as lecturers, as officers 
 and committee men. 
 
 The Union has a two-fold usefulness. On the one hand, any working- 
 man living in or near Cambridge may, by improving the opportunities the 
 Union offers, acquire such knowledge and mental discipline as the circum- 
 stances of his lot have before made impossible to him. He may become a 
 happier and more useful member of society. With natural, friendly, 
 self-respecting contact with young men from the University, workingmen 
 lose the prejudices which ignorance and isolation make inevitable to them. 
 On the other hand, the student-teachers find that by teaching they them- 
 selves are taught. They get almost more than they give. They come to 
 realize the debt of obligation the educated man owes to those less favored 
 than himself. The Prospect Union is an educational, not a charitable 
 institution. Each workingman member pays three dollars a year or 
 twenty-five cents a month. Bulletins describing its work are issued by the 
 Union from time to time. It occupies the old City Hall in Cambridge- 
 port, and in June, 1895, acquired this excellent and ample building as its 
 own property. 
 
55 
 
 The Social Union 
 
 The Social Union aims to do for Old Cambridge what the Prospect 
 Union does for Cambridgeport. Its advantages, moreover, are offered to 
 working- women as well as men. The Association building, at 42 Brattle 
 Street, is a centre of growing activity. The Union owns an excellent 
 library and reading room, and has organized boys 1 clubs, women's clubs, 
 dancing and dressmaking classes, an educational department, and provides 
 social entertainments in Brattle Hall. Of the 500 members of the Union 
 some 200 are registered in the Educational Department, the fifty classes 
 of which are conducted by Harvard students. The courses and the 
 conditions of the work are in general similar to those at the Prospect 
 Union. 
 
 Lofc. 
 
MAR 17 1905 
 
The Academic Year begins on the Thursday 
 following the last Wednesday in September 
 and closes on the last Wednesday in June. 
 
 The Summer School opens about the fifth of 
 July and continues for six weeks. 
 
 For information concerning any department of 
 the University, and concerning tuition, rooms, 
 and board, and for copies of the Announcement 
 of Courses of Instruction, Descriptive Pamphlets 
 in the several Departments of study, and other 
 documents, application should be made to the 
 Secretary, 5 University Hall. 
 
 All official letters and applications intended 
 for the Faculty of Arts and Sciences, or for 
 any Board or Committee, or for any University 
 Officer, may be directed to the Secretary's Office, 
 5 University Hall, Cambridge, Massachusetts. 
 
 For copies of this pamphlet apply to J. G. Hart, Secretary, 
 5 University Hall, Cambridge, Mass.