.B1R Class Ef)2. 5 Book .1 ^ ]% CoEyrightN" COPYRIGHT DEPOSIT. Some Indiana Insurance Faces 1!V M01{ II. I^AF.DWIN Copyrichicd 1901 by Moc Baldwin Printed by Scott-Mitler Companr, lodianapotii LIBRARY 3t iONGHcSs] COHf B. 3 A J r 1^ ut r ft "As we journey through Hfe let us live bv the way." With these few words the Irish poet, Tom Moore, voices the sentiment and explains the main purpose of this little book, con- taining "Some Indiana Insurance Faces." I am sure we, at least the most of us, spend too much of our time — that valuable commodity — and our monev — that root of all evil — with the serious, when if we would only stop "by the way" now and then, how much brighter we, as well as the rest of the world, would be, because "A little nonsense now and tiien, Is relished by the best of men." This galaxv of faces might be called a souvenir of the men who are now, and have been, in the Insurance Field W o r k of Indiana. And last, but decidedly not least, an important object of this etifort is to assist me in keeping the wolf from the door. If I have succeeded in moving your risibles in an infinitesimal degree, as vou journey through this little book, then mv endeavor has not been wholly ineffectual. Yours very truly, MoE Baldwin I mil not prone to mor;ilizc In scientiric doubt, On certiiin f;Kt> that Nature tries To puzzle us about; For 1 am no philosopher Ot wise education, But speak of thint^s as they occur, From simple observation. BENJAMIN KELSEY Indianapolis, Indiana Kctireil The name Kelsey is one to conjure with in the insurance field. Benjamin Kelsey might well be called the "Father of Insurance," since so many of his progeny are well to the front in the insurance world — his sons, Horatio, Manager of the Western Department of the Sun Insurance Office, Joseph A., manager of the Aachen & Munich Fire Insurance Company, and Preston T., Assistant Manager of the Western Department of the Sun Insurance Office. Benjamin Kelse\- was born July 2ist, 1827. in Higganum, Connecticut, and began his education in the public schools at Haddam, Connecticut, afterwards attending Brainard Academ\ . From 1842 to 1856 he was a clerk in a whole- sale house in Baltimore, Maryland. In 1856 he moved to St. Marys, Ohio, where he engaged, with a brother, in the general merchandise business. From i8s9 to 1870, in St. Marys, in connection with his other duties he entered the local insurance work, representing, among other companies, the Hartford of Hartford, i+>tna of Hartford, and New 'I ork Underwriters. In 1870 he was made Special Agent for the Andes, Amazon and Triumph of Cincinnati, Ohio. In 1874 was appointed Special Agent, and later General Adjuster, for the Hart- ford of Hartford. In 1899 he accepted a place with the Aachen & Alunich, and in 1901, having the respect of all who knew him, the gratitude of his employers, and the consciousness of having done his whole duty at all times and in all seasons, he retired from the insurance field. ^f ^PWly Benjamin Kelsey HARRY B. HEYWOOD Indianapolis, Indiana Special Agent of Indiana Recording Agencies for The Hartford Fire Insurance Company, of Connecticut ^ On the fifth of March, in the year of 1865, the quaint old inhabitants of Chicago, that little village which is located in Cook County, Illinois, were disturbed by a noise, which far surpassed the howling of the March winds. The disturber proved to be a new arrival in this old world, known as Harry B. Heywood, the now prominent Special Agent for the Hartford Fire, and member of the State Board of Fire Underwriters, who spends his odd moments with his flowers and chickens, Mr. Heywood was educated in the public schools of Chicago and at the Phillips Exeter Academy, of Exeter, New Hampshire. He en- gaged in the insurance business in 1882 in the offices of Moore & James, local agents at Chicago. In 1884 he entered the offices of the W^estern De- partment of the Hartford Fire, with whom he has been ever since, with the exception of six years, during which time he was engaged in the local insurance business in Marshfield, Wisconsin, from 1886 to iSgs inclusive. In 1894 he returned to the Hartford as Special Agent for Nebraska and South Dakota. On February i, 1896, he came to Indiana, and has represented the Hartford as Special Agent of Indiana Recording Agencies in this State ever since. Harr\ 15. He> wood J. IRVING RIDDLE Terre Haute, Indiana State Agent of Indiana for the Phenix Insurance Company of Brooklyn ^ When business will permit and the hunters are headed for Arkansaw, if you look on the list of those who have gone, with their guns, to that State for a little rest, among the first on the list you will find the name of J. Ir\'ING Riddle, the Phenix of Brooklyn's prominent State Agent. Besides an insurance man and a hunter, Mr. Riddle is an active politician and supports the G. O. P. Mr. Riddle was born in Wauson, Ohio, Sep- tember 7th, 1847, and has been engaged in the insurance business ever since his school days, enter- ing it in 1870, in Wauson. In 1873 he removed to Terre Haute, Indiana, and was appointed State Agent for the Phenix of Brooklyn for Indiana and Kentucky January 1st, 1874. A few years later he gave up Kentucky and has represented the Phenix in Indiana ever since. During the thirty years of which Mr. Riddle has been with the Phenix, the premiums have increased from 535,000 to $350,000. Mr. Riddle is President of Riddle-Hamilton Com- pany, a real estate and loan corporation of Terre Haute, which has been in business nearly a third of a century. He is a member of the Northwestern Underwriters' Association and the Indiana Fire Underwriters' Association. 10 -^fe^^SlL^ J. Irving Riddle FRED. S. PENFIELD Indianapolis. Indiana State Agent of Indiana for the Ciernianian Insurance Company, of New York On the accompanying page you will find Fred. S. Penfield as he appeared in his first pair of long trousers and as he appears to-da\ . If you will notice by the expression on his face in the reproduction of the photo marked " then," you will see that he was kicking then, and his associates insist that he is still at it. iVIr. Penfield is not only known as a kicker, among the insurance men, but as the " Chauncey M. Depew of Indiana Insurance Men," \\hich dis- tinction he has won by his clever after-dinner talks. Those which have made him famous are: "Does it Pay to Be Good?" "On the Firing-Line, Front and Rear \'iew," and his most recent, " Is Marriage a Failure?" Mr. Penfield was born in Oswego, New York, December 25, 1851, and was educated in the com- inon schools of that city. For five years after his school days he was engaged in the retail lumber business at Oswego. He then entered the insur- ance work at that city in the local agency of Pen- field & Son. In June of 1887 he accepted a position with the Germanian Insurance Company, of New York, in the Western Department in Chicago, which Company he now represents as Indiana State Agent. 12 /V^wv rHEN Fred S. Penfleld H WILLIAM J. WOOD Indianapolis, Indiana Adjuster, Plienix Insurance Company of Brooklyn We all get on the water wagon once in a while, but very few of us are en to the Water Works. William J. Wood is the man of the Indiana State Board who is on to the W ater Works, or rather is their Expert on Water Works and Fire Depart- ments, and has been Chairman of the State Board's Water Works Committee for many years. Mr. Wood was born in Spencer County, Indiana, February 27th, 1857, ^nd "as educated in Westfield College, Westfield, Illinois. After his college days he was a clerk in a store for five years and then went into a law office, where he remained for two years. He entered the insurance business at Terre Haute in 1880. In 1883 he accepted a position as Special Agent for the American of Philadelphia, remaining with this company for a year, resigning to accept a similar one with the Phenix of Brook- lyn, with which company he remained from 1884 until March, 1891, when he went with the Insur- ance Company of North America and Philadelphia Underwriters as State Agent and Adjuster, resign- ing that position in March, 1901, to assume his present position as Adjuster for the Phenix of Brooklyn. 14 William J. Wood IS JOSEPH L. BIERBRAUER Chicago, Illinois Special Agent of Illinois, Indiana. Missouri and Kentucky for the Rochester German Insurance Company of Rochester, New York ^ A man who is a successful insurance man, and this book contains only the successful ones, is one who fears nothing — not even politics. Joseph L. BiERBRAUER, the Rochester German's Special Agent in Indiana, is one who has demonstrated this fact, having dipped into the politics of Illinois. Mr. Bierbrauer was born in Rochester, New York, March i6th, 1870, and was educated in the public schools and University of Rochester. He entered the insurance business at Rochester fifteen years ago with the Rochester German Insurance Company, and has been with that company ever since, now representing the company as its Special Agent through Indiana, Illinois, Missouri and Ken- tucky, with headquarters at Chicago. 16 Joseph L. Bierbrauer 17 ROBERT G. McCULLOUGH Indianapolis. Indiana State Agent ot Indiana tor the Connecticut Fire Insurance Company, o( Hartford, Connecticut NS It would be hard to find an organization of suc- cessful men without somewhere in that body a bit o'blarney. ROBERT G. McCuLi.our.H is the bit o'blarney of the Indiana insurance men, being born in Belfast, Ireland, in 1864. He received his edu- cation in the public schools of that city, after which for five years he was engaged in the mercantile business in his birthplace. Retiring from that occu- pation he came to this country, and in March, 1 887, he entered the insurance work in the VV'estern Department office of the Connecticut Fire Insur- ance Company, with which company he has been connected ever since, now representing them as their Indiana State Airent. 16 Robert (J. .McCullou>;h 19 A. B. HAHN Richmond, Indiana Special Agent, Continental Insurance Company of New York ^ It is needless to say that Air. Hahn was not with Washington when he crossed the Delaware, for the Delaware had frozen up and had thawed out many times since Washington crossed it when Mr. Hahn first saw the h'ght of day, but he is the Continental's Special Agent, which accounts for his Colonial uniform. A. B. Hahn was born in Preble County, Ohio, and was educated in Otterbein University. After leaving college he was a teacher in the schools at New Paris, Ohio, later becoming Superintendent of these schools. Resigning this position a few years later, he removed to Richmond, Indiana, where he entered the insurance business and 1883 he accepted a place with the Continental Insurance Compan\ of New York, with which he has been connected ever since, now representing this company as Special Agent. 20 A. B. Halm 21 GEORGE O. HOADLEY Indianapolis, Indiana State Agent of Indiana for the American of Newark and Security Fire Insurance Company of New Haven The fishin' fever seems to be a common com- plaint among the Indiana insurance men. George O. HoADLEY, the State Agent of the American of Newark and Security Company of New Haven, is among those who enjoy the sport with the rod and Hne. Mr. Hoadiey is one of the popular men in the Indiana field, being one of the leading mem- bers of the Indiana League of Fire Underwriters. He was born in Newark, New Jersey, in 1872, and received his education in the schools of that cit\'. Mr. Hoadle\ has always been in the insurance business, entering in 1890 with Benjamin Rhodes, Jr., Local Agent in New York City. In 1891 he accepted a place with the American Insurance Com- pany in their home office at Newark, New Jersey. In 1899 he was appointed to his present position as Indiana State Agent for the American of Newark and Security Fire Insurance Company of New Haven with headquarters at Indianapolis, Indiana. On July 1st, of this year, will remove to San Francisco, California, to become Assistant Manager of the American's Coast Department. 22 aeor$;e O. Hoadley 23 JOHN FITZGERALD Indianapolis, Indiana Special Agent of Indiana tor the Queen Insurance Company of America ^ " Hello! There is nothing between us, is there?" With a hearty hand-shake is the greeting b\' which John Fitzgerald (or Fitz, as he is called), the Queen Insurance Company of America's Special Agent of Indiana, is known among the insurance men. Mr. Fitzgerald was born in Franklin, Warren County, Ohio, December i6th, 1863, and received his education in the public schools, three years at \ alparaiso and at Miami College at Dayton, Ohio. He taught school for five years after his school days, three years at Greenville, Ohio, resigned this posi- tion in 1889 on account of ill health and entered the insurance work at that place. He was con- nected with the Home of New York as Assistant Special Agent in Farm and Sub-Agency for si.x years, after which he was with the Connecticut Fire Insurance Company as Special Agent in Indi- ana for three years. He then went with the Providence-Washington Insurance Company as Special Agent in Indiana and Michigan, with which company he was connected for three years, and on February 1st, 1905, he was appointed to his present position as Special Agent in Indiana for the Queen Insurance Company of America. 24 John Hit/.gerald 25 ERNEST L. MOORE LaFayette. Indiana Special Agent of Indiana for Indianapolis Fire Insurance Company, of Indianapolis N? The gentleman who is placed on the Soldier's and Sailor's Monument of Indianapolis in the accompanying caricature is not the owner of this masterpiece, but Ernest L. Moore, the Indiana Special Agent for the Indianapolis Fire Insurance Company of Indianapolis. Mr. Moore was born in LaFayette. Indiana, August 31, 1877, and received his education in the schools of LaFayette, Purdue University and Frank- lin College, graduating from the latter in 1898. During the vacation months while attending college he worked in his father's real estate and loan office at LaFayette, and after he graduated from college he entered the Insurance Inspector's office of La- Fayette, remaining there for five years, and on April nth, 190+, he accepted the position which he now holds. 26 Ernest L. Moore 27 ANDREW J. DILLON Rochester, Indiana State Agent Continental Insurance Company of New York The accompanying; caricature is not a likeness of a member of the famous Boston Tea Party, but that of Andrew J. Dillox, the Continental's State Agent for Indiana. Mr. Dillon was born in Maxinkuckee, Indiana, May i6th, 1859, and re- ceived his education at Franklin College at Franklin, Indiana, and the State University at Bloomington. After leaving college he was County Superintendent for four years of Fulton County, Indiana. He then engaged in the hardware business at Rochester, In- diana, remaining in that vocation for three years. In 1885 he was appointed agent for the Continental and in i8gi he accepted the position as Special Agent for the same company, and has been with this company ever since, now representing them as State Agent of Indiana. 28 Andrew .1. Dilldii 29 HORACE W. BOYD New Castle, Indiana State Agent ot Indiana tor the Royal Insurance Company o( England ^ Horace W. Boyd enjoys the distinction of rep- resenting the company whose business is the largest of any foreign company in Indiana. This company, which also enjoys the distinction of having this royal good fellow as its State Agent, is the Royal of Liv- erpool, England. Mr. Boyd was born near New Castle, Henry County, Indiana, May 22, 1870, and was educated in the schools of New Castle. He was Deput\ Recorder of Henry County from January, 1889, to May, 1892, when he entered the insurance business as a member of the firm of Boyd Brothers. From October, 1899, to October, igo2, he was Special Agent of the German Fire Insurance Company. In 1902 he was appointed State Agent for the same company, resigning this position August, 1904., to accept the one he now holds. His entire time is given to the Royal's business, although he still retains his interest in the firm of Boyd Brothers. 30 Horace v\ . ilo\ d 31 CHARLES A. KELLEY Terre Haute, Indiana State Agent and Adjuster of Indiana and Michigan for the St. Paul Fire and Marine Insurance Company ^ Mr. Charles A. Kelley, who appears in cari- cature on the accompanying page, was born in Sulh'van, Indiana, December 27th, 1863, and was educated in the public schools of Terre Haute, Indiana. In 1883 he became identified with the insurance interests at Terre Haute, and has been continuously connected therewith ever since. In 189O he accepted the Indiana Special Agency for the Traders Insur- ance Company of Chicago, Illinois, remaining with that company until February, igoi. During the balance of 1901 he represented the St. Paul Fire and Marine Insurance Compan\' as Special Agent in Indiana and Western Ohio. In January, 1902, his position was changed to State Agent and Adjuster for the St. Paul in Indiana, Kentuck\' and the Southern Peninsula of Michigan, which field he covered for two years, and in January, 1 904, his field was again changed to Indiana and the entire State of Michigan, in which territory he is now traveling. Besides his field work, Mr. Kelley finds time to devote some attention to the local business, and is the senior member of the Kelley & Wagner Agenc\- at Terre Haute. 32 Charles A. Kelley 33 JOHN H. HELLEKSON Indianapolis. Indiana Indiana State Agent for the Springfield Fire and Marine Insurance Company, of Springfield, Massachusetts It only seems natural that fire insurance men should prefer those places where fire is least likely to occur. So, in case you wish to find John H. Helleksox, or "Jack," as he is known among the insurance men, during the months of the year when fish are biting, look over the "old fishin' holes" of Indiana, and when business will permit you will find him with his rod and line at one of them waiting for a bite. He is a member in good standing of the Nappanee Committee, an organization of insur- ance fishermen, and is one of its most enthusiastic workers. Mr. Hellekson was born in Chicago in October, 1862, and received his education in the puplic schools of that city. He has been in the insurance business ever since his school days, entering it in 1877 with the Springfield, in their Western Offices at Chicago. In 1887 he was given charge of Indi- ana for the Springfield, which company he has represented in this field ever since. 34 ^^— John H. Hellekson 35 CHARLES BOICOURT Indianapolis. Indiana Special Agent of Indiana for the Cierman Fire Insurance Company of Indiana Charles Boicourt was born in Madison, In- diana, October 23, 1857, and received his education in the schools of that city. After his school days he accepted a position as clerk in a general store at Madison. In 1881 he moved to Indianapolis, In- diana, and entered the fire and life insurance office of John H. Ohr as clerk, resigning to accept a place as salesman with a local hatter. In Decem- ber, 1901, he again entered the insurance business as clerk in a local agency at Indianapolis, and later accepted a position as Examiner with the Indiana Insurance Company of Indianapolis, remaining with this company until August, 1902, when he resigned to enter the employment of the German Fire In- surance Company of Indiana, with which company he is now connected as Special Agent of Indiana. Mr. Boicourt is one of the man\' men in this world who enjoys out-door life, and \ou will find him spending his vacation with a tent on the banks of a lake or good river. 36 Charles Boicourt 37 FRED W. KOECHERT Indianapolis, Indiana Special Agent ot Indiana fur the (iernian Fire Insurance Company of Indiana Representative of the German Fire Insurance Company of Indiana, a German by descent, of which he is justly proud, is Fred W. Koechert, whose ambition is to place the "Little German" among the top-notchers in premium receipts in Indiana. Fred W. Koechert was born in Indianapolis, Indiana, August 8, 1879, and began his education in the public schools of that city. He was gradu- ated from the Manual Training High School in 1897, after which he entered the shoe business, in which he remained for three years. In March, 1900, he accepted a position with the German Fire Insurance Company of Indiana, with which com- pany he is now connected as Special Agent. 38 Fred W. Koechert 39 CHANNING L. RUDY Indianapolis, Indiana Special Agent of Indiana for the German Insurance Company of Fieeport, Illinois ^ Channing L. Rudy is a President, not of any Republic, as \ou would imagine after seeing the distinguished-looking gentleman, but of the Indiana League of Fire Uuderwriters, over which he pre- sides with a strenuous hand. Mr. Rudy was born in Hagerstown, Indiana, June 12, 1869, and began his education in the schools of that place, graduating from the Com- missioned High School April 29, 1887, having also spent three months at Spiceland Academy prior to this. After finishing high school he attended Richmond Business College and then spent a \ear and a half in the State University at Hloomington, Indiana. For several years after leaving college he successfully managed a small cigar factory. His first experience in the insurance business was in his father's local agency at Hagerstown, after which for several years he assisted his father in his clerical work as State Agent for the German Insurance Company of Freeport, also doing a little work in the Indiana field, and in 1897 he accepted the posi- tion which he now holds as Special Agent of Indiana for the German Insurance Company of Freeport, Illinois, and in July of 1900 he moved to Indianapolis, where he now resides. 40 \ HATCH THEM /|Af?E /4 AD Channini; L. Rudy 41 JOHN W. WILLIAMS Irvdianapolis, Irvdiana Special Agent and Adjuster of Indiana, Illinois and Kentucky for the Prussian National Insurance Company of Stettin, Germany N? John W. Williams, or "Jack," as he is called, the Prussian man, is not a Prussian by birth, but the Special Agent of Indiana, Illinois and Ken- tucky for the Prussian National Insurance Company of Stettin, Germany. Mr. Williams was born in Indianapolis, Indiana, and received his education in that city, where, in 1879, he entered the insurance work as a member of the firm of M. E. V'inton &: Company, local agents, after which for two years, 1888 and 1889, he was engaged in the cold storage business at Omaha, Nebraska. He then accepted a place as Examiner for the Home Fire Insurance Company of Omaha, Nebraska, remaining with this company for five years. He then went with the Indiana In- surance Company of Indianapolis as Special Agent and Adjuster, and in May, 1901 accepted the posi- tion as Special Agent of Indiana, Kentucky, Texas, Louisiana and Arkansaw for the Prussian National Insurance Company of Germany, the company he now represents, as special Agent and Adjuster for Indiana, Illinois and Kentucky. 42 John W. Williams 43 THOMAS E. SNYDER Indianapolis, Indiana Special Agent of Indiana for tlie ."Etna Fire Insurance Company of Harlforil, Connecticut Along with the other spring hatchings of 1 905 the Indiana insurance field, of course, had hers, and on the ist day of March a new one in the form of Thomas E. Snyder was hatched in the Indiana field service under the wing of the Atna. Mr. Snyder was born in Ladoga, Indiana, Aug- ust 6th, 1879, and was educated in the schools of that place. Six years prior to March 1st, 1905, he accepted a position with local agents at Indianapolis, with whom he remained, spending half of his time on outside work and the other half on local work of this agenc)', until he accepted his present position as Special Agent of Indiana for the j+.tna of Hart- ford. 44 Thomas E. Snyder 45 DEAN A. BALDWIN Marion, Irtdtarva Special Agent of Indiana and Michigan for the Aachen and Munich Fire Insurance Company of Germany After an absence of about three years from the field, Dean A. Baldwin was again turned loose on the 15th day of March, 1905. Now, during these three years Mr. Baldwin has not been de- tained for the violation of any law, but has been engaged in the local fire insurance business in Marion, Indiana. Mr. Baldwin was born on the 7th of February, 1864, on Deer Creek Hill, three miles south of Marion, Indiana, and was educated in the schools of that City. In his boyhood days he worked on his father's fruit farm near Marion. When he was nineteen he accepted a position as clerk in a grocery at Marion. Resigning five years later he entered the insurance business in the local agency of S. G. Baldwin, his uncle, at Marion. On February 1st, 1896, he was appointed Special Agent and Adjuster for the Merchants Insurance Company of Newark, New Jersey, traveling in Indiana, Kentucky and Cincinnati, Ohio, with which company he re- mained for six years. He then bought a half interest in a local agency at Marion, which is known as the Baldwin & Sisson Agency. On the 15th day of March, 1905, he accepted the position which he now holds as Special Agent for the Aachen and Munich Fire Insurance Company of Germany, still retaining his interest in the local agency at Marion. 46 Dean A. Baldwin 47 JOHN B. CROMER Indianapolis. Indiana State Agent of Indiana for the Home Insurance Company of New York Twenty-one consecutive years' field service with the company that enjoys the largest business of any company in the State of Indiana, is the experience of John B. Cromer, the State Agent for the Home of New York. He is one of the most pop- ular men in the Indiana field, and one who works for harmony among the companies and agents of the field, being the father of the Indiana Mercan- tile Schedule, which has done more to bring about harmony than any other one thing. Mr. Cromer was born in Fredericksburg, Wash- ington County, Ind., June 20, 1 850, and received his education in the common and academical schools of Indiana. After his school days he was a teacher in the public schools, and entered the local insurance business at Fredericksburg, 1876, in which he re- mained until 1883, when he was appointed Special Agent for the Home of New York, and in 1892 he was advanced to his present position as State Agent for Indiana. 46 YOW rHINKl OF rliM^ John li. Cromer 49 WALTER P. BENTON Indianapolis, Indiana Special Agent for the Sun Insurance Otfice of London, England One early morning last summer the pleasure seeking visitors at the little summer resort of Maxinkuckee were aroused from their slumbers and thrown into a turmoil b\- a young lady who was standing on the bank of the lake screaming at the top of her voice that a sea serpent was in the lake. The people, terrified and with their hair standing on end, crowded the bank of the lake to see this terrible monster. After observing the sup- posed monster awhile, some one suggested that it was not a sea serpent, but two beer kegs floating in the lake. On closer observation it proved to be neither a sea serpent nor two beer kegs, but Colonel Bentox dragging his boat to the shore by the halter after having a falling out with it. Mr. Benton was born in Richmond, Indiana, August i6th, 1854, and was educated at Earlham College at Richmond. After leaving college he accepted a position as bank clerk at Richmond. In 1884 he removed to Kansas as bank cashier, and in 1885 he entered the insurance business as local agent. In 1891 he accepted the position which he now holds as Special Agent in Indiana for the Sun Insurance Office of London. 50 \Nalter P. Benton SI J. H. GRAY Indlarvapolis, Indiana State Agent of Indiana (or the North British and Mercantile Insurance C'oiiipany of London and Edinburgh ^ What is a circus without a clown? Did you ever stop to think how dull these big tented amuse- ments would be without the "Happy Hooligan?" And so it is in every business or organization, some one must be there whose wit and humor will make the duties a pleasure rather than a task. Chicago has the honor of being the birth place of John H. Gray, whose sense of the ludicrous and keen discernment makes him one of the leading fun- makers of the Indiana State Board of Fire Under- writers. Mr. Gray was born in the "Windy City" on the iith of November, 1868, and received his edu- cation in the common schools of that city. He has alwa\s been in the insurance business, entering it as an office boy on September nth, 1877, with the Chicago Board of Underwriters, resigning to accept a position with the British American Assurance Company under F. Van Voorhis at Chicago. In 1882 he entered the office of T. S. Cunningham & Co., retaining the situation until 1885, when he entered the emp!o\ment of the Connecticut of Hartford, and in June, 1893, was appointed Special Agent for Cook County. In 1894 h*" went with R. S. Critchell & Company as Special Agent for Cook County. January ist, 1895, he accepted the Special Agency for Cook County with the North British and Mercantile Insurance Company, and in June of 1897 he was made State Agent of Indiana for that company, the position which he now holds. Mr. Gray is the President of the Indiana State Board of Fire Underwriters. 52 J- M. (ira\ 53 CLINTON D. LASHER Indianapolis, Indiana Special Agent o( Indiana for the Home Insurance Company of New York Clinton D. Lasher, one of the new men in the Indiana field, who makes the high-grass towns for the Home of New York, was born in V'enago, Pa., February I2th, 1873, and was educated in the pub- lic schools of that city and the High School of Indianapolis, Indiana. His first position was with D. H. Baldwin iSc Company, the piano people, as ofKce boy and clerk in their Indianapolis house, remaining with this company from 1889 to 1895. He then accepted a situation as time-keeper with the J. B. Allfree Manufacturing Company of Indianapolis. In April, 1897, he became bookkeeper for the Indiana National Bank of Indianapolis, resigning in Novem- ber of the same year to accept a place with T. C. Day 6c Company, General Agents of Indiana for the Liability Department of the ^tna Life Insurance Company of Hartford, Connecticut, and in April, 1902, entered the field for the same firm. Novem- ber, 15th, 1904, he accepted the position which he now holds, as Special Agent for the Home of New York. 54 ClJnton D. Usher 55 JOHN C. INGRAM Chicago, Illinois Assistant Manager of the Western Department of the German-American and German Alliance Insur- ance Companies of New York John C. Ingram was born in Defiance, Ohio, November yth, 1853, and was educated in the schools of Lofjansport, Indiana. He first entered insurance work as a local agent at Logansport in 1869, remaining in the local business until 1883. At the time he entered local insurance work he was engaged in the banking business, and was Cashier of the Logansport Banking Company and State National Bank of Logansport from 1873 to 1885, when he was appointed Special Agent of the Liverpool 105 That Gang Was the Limit' 107 IN 1 ) H X Moe H. Balilwin ^ Foreworil 4 "That gang was the limit" 107 BlOc; R A P H I C A I. Dean A. Baldwin Walter P. Benton Joseph Bierbrauer Charles Boicoiirt Horace W. Boyd Frank N. Brown John B. Cromer Andrew J. Dillon John R. Engle John Fitzgerald Harmon H. Friedley William Henry Fulton William W. Fulton Harry K. Gamble Burt J. Gilmore . J . H . Gray Percy W. Greene George E. Haas A. B. Hahn John H. Hcllekson Harry B. Heywooil George O. Hoadley John C. Ingram .... Whitney P. James Edward W. Jewell Charles A. Kelley Benjamin Kelsey Horatio N. Kelsey Fred W. KoecheM D PIC ro RIAL I'aje 5 46- 47 .... 50- 5' 16- 17 36- 37 30- 3> . 78- 79 4»- 49 28- 29 .. 84- 85 24- 25 82- 83 ... 94- 95 68 69 66- 67 100- 101 ■ 52- 53 64- 65 98- 99 20- 21 34- 35 . 8- 9 22- 23 56- 57 58^ 59 96- 97 »-" 33 6 7 104 105 J8- • 39 109 INDEX — Continue,/ James M. Larniore . . Clinton D. Lasher Robert G. McCullough Robert McHatton Charles H. Moore Ernest L. Moore . Alexander R. Monroe. Edward A. Munson. , , Edwaid C. Munson Robert L. Parsons Fred S. Penficid ... Harry Otis Phillips J. Irving Riddle Frank Ritchie Channing L. Rudy J. H. Sertf Thomas E. Snyder John \V. Williams Henry J. Woessner Louis H. Woltf William J. Wood Pages 70- 71 54^ 55 18 19 62' 63 72- 73 26- 27 74- 75 92- 93 86- 87 80- 81 12- 13 90- 91 10- II 88- 89 40- 41 102-103 +4- 45 42- 43 76- 77 60- 61 ■4- 15