> jm , • * g -f* ^ ! . ■ ■ ■ \ . \. •'', ^ ' . _-"" --," : i-. ^ ; ■-■■ v« \ _»^.^ • if" ' •*- " - -~ - *<. J» s" ' %'• V "*^ V ■afesj' *■** XV ^ t^is > th£>» r I More insu- ranee in force than in an y other Com- pany. More than 58,000 busi- ness and profession- al men are insured. Of some things only the best are worth having. Who wants a tolerable egg? Who would have accident insurance that is tolerably secure when he might have absolute security ? The United States Mutual Accident Asso- ciation writes the most liberal policy and gives insurance at as low a rate as is consistent with absolute security. $15 a year if paid at one time, or $4 quar- terly (exclusive of $5 admission fee the hist year), will secure $5,000 accident insurance with $25 weekly indemnity up to 52 weeks, and liberal indemnities for loss of hand, foot, or sight, or permanent total disability. Charles B. Peet, President. James R. Pitcher. Secretary and General Man 320, 322 and 324 Broadway, New York. Over $270,000.00 Assets. $-\ 553-799-49 paid in l"--ses to Sept. 1, 1891. The oldest, strongest, and the safes) Accident Company. Progress and Prospects OF NEW YORK THE FIRST CITY OF THE WORLD. 1492— 1893 St V/ PUBLISHED BY THE COMMERCIAL TRAVELERS CLUB, OF NEW YORK CITY. 1893. is compiling the pages of this Souvenir Book, it has been ouk pur- pose to issue a publication worthy, IN ALL RESPECTS, OF THE ORGANIZATION WHICH IT TYPIFIES. THE GREATEST RE- WARD WHICH WE CAN RECEIVE FOR "I R HUMBLE BUT EARNEST SERVICES IS THE KNOWLEDGE THAT OUR WORE HAS MET WITH THE APPROVAL OF THE PRESS, OUR BROTHER ( loMMERI I \1. TRAVELERS, AND FRIENDS. A. s. W1LLDIGG, G. W. PROCTOB KNOTT, JOHN G. BART, Souvenir t Iommittee, Commerciai Travelers Club, \'i» York. ol .1. .1. Little a Co., Vstor Place, New 1 A To the Merchants, Manufacturers arid Bankers, THROUGH whose energy and progressive ability the City of New York has been advanced to the fore- rnost place arnong the great cornrnercial and industrial centers of the World; whose enterprise and liberality have adorned it with palatial mercantile establishments, great factories, irnrnense warehouses, rnagnificent parks, benevolent institutions and residences; and whose un- impaired integrity has irnparted a world-wide financial credit to the city, is this publication respectfully inscribed by the COMMERCIAL TRAVELERS' CLUB. RAILROAD FREIGHT AND PASSENGER AGENTS' DINNER, THE "ARENA," 41 WEST THIRTY-FIRST STREET, FEBRUARY 14, r8 9 3. Mb. George W. Proctor Knott, President Commercial Trunin* Club, New York City. New Yore, February IS, 1893. Dear Mr. Knott: When Mr. II. W. Dearborn, Chairman of your Railroad Committee, waited upon members of our committee and very kindly tendered the hospitalities and use of the Commercial Trav- elers Club House for a '•quiet smoke," after our dinner on Tuesday last, we had not the slightest idea. of what was in store for us. We had supposed up to the time of leaving our dinner table that nothing better could be had, but a few moments in your lovely home showed that the pleasures of our evening had only ju.-f becun. Our guests for that occasion were representative Railroad men from the sister cities of Boston and Philadelphia, and we numbered all told about 105. Your representative at our dinner invited "every mother's son " of us, and insisted upon all accompa- nying him to "No. 15 this street, boys — a few doors below." It is needless to tell you they went, for your records must show. How can we ever thank the C. T. Club for the generous hospitality they extended? How can we ever thank you for sitting up so late with us? How can we ever thank your Mr. \V. A. Power for the lovely music he discoursed the whole time and never seemed to tire in the least ? We do not feel that we owe you any apology for staying as late as we did, for we think it was the fault of your members. They simply refused to let us go. On behalf of those who were there, we desire to extend to your Club our most sincere thanks for the happy time you gave us and our guests, and assure you it is impressed so indelibly in the minds of every one present that it will never be forgotten. We trust the occasion may present itself when we can, in part at least, repay the compliment you so happily extended us, and wish for your Club the prosperity and success it so justly deserves. With much regard, we are, very truly yours, A. II. Pride, Chicago and Northwestern ; M. ('. Roach, New York Centra] and Hudson River ; W. J. Bogebt, Chicago and Alien ; R. TenBroeck, Union Pacific; Geo. R. Fitch, Northern Pacific ; ('. D. Simon-son-. Atchison, Topeka and Santa Fe ; H. B. McClellan, Wabash : M. G. Vandergaw, Pennsylvania : F. L. Manchester, Missouri, Kansas and Texas ; T. J. Klasi:. Reading System ; II. B. Jagoe, West Shore ; A. B. Farnsworth, Chicago, Rock Island and Pacific ; per WM. .1. BOGBRT. ROLL OF HONOR. INDEX TO SUBSCRIBERS. Adams, Edwin D 145 Addieks, J. Edward los Ames, Pred'k I- 105 Arlington Mills (Lawrence, Mass.).. 180 Baker, Walter & Co . Inside Bad Covei Baltimore & Ohio RR. Co 90 Barber Asphalt Paving Co 12(i Bel nt, August 10 1 Bingham Hotel (Philadelphia) 158 Bliss, Fabyan & Co .. 195 Boston & Maine RR. Co 102 Briscom, C. A 147 Brunswick-Balke-Collender Co 130 Capewell Horse-Nail Co 157 Carrollton Hotel 159 Central Railroad of New Jersey. . . . los Chase National Bank lis Cheney Brothers 182 Cleveland Baking Powder Co 127 Colt's Patent Fire Anns Manufact- uring Co 120 Conneeticul Mutual Life Insurance Co His Continental Hotel (Philadelphia). . . 100 Coppell, (ieo 115 Iii' Bary, Frederick & Co. (Munim's " Extra Hiv " ) Hill Hun, It. (i. & I'.. 17". Dunlap, Roberl cV Co 156 I > 1 1 Vivier & < ... (■• Perrier Joiiel " i 197 Eagle Pencil <',. su Edison, Thos. A isl Emerson Piano Co ... 1 7S, 17!i Erie Lines Ill Fall River Line ISO Fargo, .1. (' 14'.» Firsl National Bank of New York. . 130 Fish, Stuyvesant 93 Fitchburg RR. Co 107 Flagler, Henry M 98 General Electric Co 172 Good, John, Cordage & Machine Ct>. 137 Graef, Charles & Co 143 i Iran. 1 Trunk Ry. Co 112 Grand Union Hotel 133 Gunther's Sons, C. (1 157 Hake, I'll., Manufacturing Co 121 Harper's Magazine 123 ll.iri ford Steam Boiler Inspection & Insurance Co 173 Havemeyer, II. O 99 [leublein II. .1.7 (Hartford, Conn.). . 101 Hitchcock, \V. G. & Co 174 Hotel Marlborough 134 II. .iiH' Insurance Co. of New York. . 169 Huntington, C. P 117 PAUE New York, Ontario ^^ Western RR. Co 100, 101 New York, Susquehanna & Western RR Co lis Northern Pacific Rv. Co 116 I Isboruc, Jiihu. S..11 \ Co Otis Brothers ,v Co I 14 177 Jewell Belting C Keystone Watch Co . . Knickerbocker Trusl t 'o Pennsylvania RR. System 107 Phenix Insurance 0... of Brooklvn. . 100 Phoenix Mutual Lit'.' Insurance c<>. (Hartford, Conn.) 171 Plant System of Railways 100 Plall. Thus. (' 150 Pope Manufacturing Co 00, '.II Powers Hotel (Rochester, X. V.i. . . 107 I 'i . . \ identic & Siuiiiiiu0i.il SS. ( '... . . 187 Pullman Palace < 'ar < 'o 68 194 192 Lilly, C. II 153 Liverpool, London & Globe Insur- ance Co 107 Lorillard, P. & Co 142 Mackay, John William 189 Mail and Express 170 Manhattan Trust Co 193 Mexican Central RR. Co Ill Midland Ry, of Englantl 117 Miller, Warner 119 Missouri Pacific Ry. Co 88 Morgan, J. Pierpont 129 Mutual Life Insurance Co 82 Mutual Reserve Fund Life Associa- tion 170 National Cordage Co 139 National Hotel (Washington, D. C.) 162 National Park Bank 131 New York Belting & Packing Co. . . 191 New York Central & Hudson River RR, Co Outsidt Back Cover ( L liiiucv House . Boston, Mass.). Reading RR, System Rehm, P. & Co U. i.l. Whitelaw Reinhart, Jos. W Ringler, F. A. & Co 10-1 no 151 185 110 lis Schwarzwaehler, Win. & Co . . .140, 111 Sloan, Samuel loo Stewart, Theodore 200 Strange & Brother ls;7 T.-ll'i. Weller & Co 199 'I'll.' II. It. Claflin Co 198 Thomas, Gen'l Samuel DO Thurber, Whyland & Co 155 Travelers' Accident Insurance < '... (Hartford. Conn.) 105 United States Life Insurance Co. . . 122 United States Mutual Accident Asso- ciation Insidt Front Cover Wabash PI! 92 Western Union Telegraph Co . .. 199 CLASSIFIED INDEX TO ADVERTISERS. ASPHALT PAVINC. page Barber Asphalt Paving Co. '-'■ BAKING POWDER. i li iclaiul Baking I'owdi l I " BANKS. < hase Ni nal Bank i., ,i Morgan a Co I- ii -t National Bank. National Park Bank BELTING. Jewell Bi Ring Co ... New "i ork Bi Iting I i 128 129 130 131 132 11)1 BICYCLES. Pope Vi mufai hiring Co 90, 01 BILLIARD TABLES. Brun wii k Balke-Collenilei Co . ... 130 COCOA. Baker, Walt' i * I ". ..../»« ,1 nion ll-i. I(N. Y.) « ii n Hotel (Hartford, Conn.) M i ; ngl) Hotel (N. Y.l ••• •« National Hot, UWn |l '- Powi re Hotel (Rochester, N. Y.I.. • "m 1,1101.' • lions Boston, Mil- 164 INSURANCE 'ACCIDENT'. Travel, rs Vi i id' nt 1 ' Hurtful : states Mutual Accident Association, ■ INSURANCE FIRE'. I'h. n l.iveri I, London a Glob I INSURANCE LIFE. Mutual Life [iimh mi i I 1 1 ■ Insurance < " Mali, M I Reserve 1 and Life Vssm . io ■ is Mutual Lifi Insuranci « ' ■ ■ " II irtfonl. Conn 1 States 1 I ' ' INSURANCE STEAM-BOILER'. I: . I Co...., ELECTRIC POWER COMPANY. Niagara "I unm I Co..... 145 ELECTRIC COMPANY. Genera] Electrii Co ITS ELECT ROTYPERS. 1 \ Ringler & Co 118 ELEVATORS. Otis Brothers & Co .. I" EXPRESS COMPANIES. Vilnius I. pr *aCn II s \niericnn Express Co . 149 I uii'-il States Expr, ss Co... .. 150 RAILROADS. i-aoe Atchison, Torn kn A Santa Fe 111; Co 113 Balti & I RR Co Boston & Maine RR Co. .... 102 Central Railroad of Ni w Jerscj 108 Delaware, Lai kawanna & Western 111; < o . 109 h . ■ a Rio Grande RR I a 115 Duluth, South Shore & Atlantic 111; Co 99 Fitchburg RR. Co 103 Grand Trunk Railway 112 Illinois Cent) 'I RR < n. 93 94, 95 i River RR Co 98 I ouisville & Nashville RR. Co l"l Mexi' in ' .ini il Ri Co "I Midi .i i. 117 Mi—.. H ss [Je» Yo Cei ' a 11 <• ' RR Co Outrtd Itai A ■ . New York, I I Co Ill v „ -, ork, Ontario a w i sti rn RR I o 100 101 New 1 ' "I".' -\ Wcsti i n RR Co Northern Pai i RR I i " Pennsylvania RR. System 50, 101 Philadelphia A Reading 1111 Systi in .....110 Plant S\ stem of Railroaxls 1 |H » Southern I', : RR. Co 97 I nii'ii Pie ni. 11'. Wabash Railroad 93 LACES. IIii.l,.'- k, W.G. & O 174 MERCANTILE AGENCY. Dun, R. G. & I ■■ '75 MINERAL WATERS. Ajiollii . 143 NEWSPAPERS. M nl .iii'l Expr. - . 17(1 New York Tribun. ...... Harp* i — ,.123 PENCILS. Eagle Pciii il Co PIANOS. Emei I ' in ' i .:, Pianos ..ITS. 1T9 84 PRINT. l..i Vrlineton Mi PHONOCRAPHS. lvlis-.ii Phonograph . SHOES. . i.iii Shi 80 SILKS. I : 182 .1 I. a Brothi . 183 SHIRT MANUFACTURERS. McG. -- 1 . . . 184 STATIONERY. I':, 11 M Co. ...... 121 STEAMSHIP LINES. Vmeriean Line (International Xa I 147 Pall Rivet Line. .. Proi id. ngti hi ss Lim .... I8i SUCARS. i ■ i . .... 99 STOVE FOUNDERS. Eugem Munsel a . i 105 TELEGRAPH COMPANIES, urcial Cable I o. (PosUil Telegi h Co 190 TERRA COTTA. Stolen Island Terra Cotta I o 138 TOBACCO. Lorillard, P. & Co 142 TRUST COMPANIES. 198 WATCH-CASE MANUFACT- URERS. Keysl ' ' Co 194 WATER LINES, ragual Co 119 WINES. I,,. |; m Extra Drj " i 196 ... i "Pei 197 ' Pip, • Heidsieck ") 111 ,.rl, Theodore 200 NEW YORK AND THE COMMERCIAL TRAVELER. , Ifa^^ OB all useful, benevolent, and legislative purposes, organization in tlie forms of social and civil combinations is the only force thai can achieve practical ami beneficial results. It ^ is the establishment oi power and the means through which it is wisely or oppressively i exercised. Capital is organized I" carry forward useful enterprises. Labor is organized for mutual benefits and protection. Churches are organized to uphold and advance their teachings. Special departments of skilled industry are organized that an influence may be exerted bevond the power of individual effort. Every instrument of society, every organization, every school, every bank, must be like a well-equipped machine, in order to run smoothly and successfully. The merchant and the commercial traveler should share alike the benefits of organization. The vast machinery of trade that has covered the continent with gleaming rails, and whitened the sens with great ships, and built cities where millions of artisans and weavers, mechanics and builders, in a thousand industries are busy in the production of goods for distribution, has made it possible to amass colossal fortunes, and spread the streams of wealth over the nation. In this amazing progress the commercial traveler has been an important factor. Is it, unwise to predict that Now York City will, within twenty years, at the present rate of increase, surpass London with a life-time of twenty centuries, ami become the capital of the world in wealth and population? If one may judge by past progress this statement is a safe one, especially when it. is known that New York's growth is based upon the rapid but permanent development of natural conditions more favorable than those that sur- round any other city of the world. When abroad, the New Yorker modestly speaks of "The Metrop- olis," because he feels that its preeminence is beyond question. New York's greatest advertise- ment is through that class of hard-working, active, tireless, enterprising, and aggressive men known as commercial travelers, and it is eminently proper that the value and great importance of their services should be recognized by the business community in a fitting manner. New Yorlc, with its rail and water lines stretching forth their feelers and feeders, placing the products of tin' farm, forest, factory, and the mine at our very doors, has reached the limit of expan- sion in regard to its routes of travel. It must now compete with other distributing (/enters in the hot contest for preeminence, and it remains for the traveler, under these conditions, to secure the full complement of trade and commerce that, will eventually crown this island as the richest spot of ground on the globe, adorned with art. surfeited with luxury, and groaning under billions of wealth.— k. B. F. HON. WILLIAM SCHWARZWAELDER WILLIAM SCHWARZWAELDER. K. WILLIAM SCHWARZWAELDEE was born in Baden. Germany, sixty-one years ago, but he crossed the Atlantic in company with his parents, when only five months old, in a sailing ship. lie received his education in the public scl Is of New York City, where his parents located, and where they resided until L850, when they removed to Brooklyn, lie has been a resident of the City of Churches ever since, where lie has been an honored and respected citizen. For fully five years he was a member of the Board of Education of that city, and while other public offices have been tendered him, including a nomination for the Mayoralty, and Commissioner of Public Works, he has invariably declined all public recognition. The house of William Schwarzwaelder & Co. was originally established in 1834 by the brother of the gentleman wdio is now at the head of tin- firm. When William entered the employ of his hrother at tin' age of fourteen, there were three stores under the management of the firm, one of which was at No. 9 East Broadway, and which continued in operation for forty-seven years; anotherat L09 Fulton Street, and a third in the City of Philadelphia. Mr. William Schwarzwaelder went into partnership with his brother in 1858, the style of the firm being C. Schwarzwaelder & Bro. In 1870 William became the sole proprietor, and so continued until 1879. since which time it has been William Schwarzwaelder & Co. The house of Schwarzwaelder & Co. was for a longtime the pioneer in the export furniture trade, doing the hulk of the business transacted in that line in this city. Later, however, the firm drifted into special order work, manufacturing office furniture, including desks, chairs, ami all the paraphernalia that go to make up a complete office outfit lor tin:' leading banking houses, insurance companies, railroads, and other similar corporations. For years past they have supplied most of tin.' railroad companies having olfices in this city with their outfits. The house does more business in this line than all other establishments in the city put together. It carries at all times in stock from two to three thousand desks for immediate delivery, and can turn out as many as six hundred desks per month. Its capacity for chairs is equal to six hundred per day. The factory for the manufacture of desks and other cabinet work is located at Whitesboro, on the New York' Central Railroad, while its chair factory is in the Catskill Mountains, where the firm owns 5,000 acres of virgin timber land. The measure of tin 1 value of the assistance furnished often depends lamely upon the emergency of the situation; or, to use a homely adage, "A friend in need is a friend indeed." It was Mr. William Schwarzwaelder who proved the true friend of the Commercial Travelers Club, just at the time when such friendship was most needed. A Trustee was in demand whose reputation was above reproach, and wJiose position in the commercial world was second to none. Mr. Schwarzwaelder graciously accepted the office, which he has tilled to the entire satisfaction of all parties interested. EXTERIOR NEW COMMERCIAL TRAVELERS CLUB, 15 West Thirty-first Street, New York City. THE COMMERCIAL TRAVELER AND THE CLUB. " As we journey through life, Lei us live />// the way. RAVELERS who are club hahitius have "a superior cut.'' Their manners are more courtly, and they have cultivated, if doI a higher order of intelligence, certainly a show of it. They charge for both in their sales, and rightly. In the present era of social and political combinations the club puts the seller and the purchaser on an equal footing, and tends to the maintenance of prices. In the Travelers' Club of London, organized in 1814, "no person is considered gible who has not traveled out of the British Islands to a distance of at least Sve d nnles from London in a direct line." That distance in those days would equal a transcontinental trip now. "The committee are empowered to invite foreigners of distinction to the club, as visitors for six months; tliry can also invite as visitors, for one month at a time, British travelers whose usual place of residence is at a distance from tin' metropolis." This is the example we have followed in extending the privileges of the Commercial Travelers Club of New York to members of all other (dubs. Of course, in the substantial form of the Travelers League tic ruling or supreme power is vested in the National Committee of the League Clubs. At all the clubs once a month the commercial travelers and head-pushers in all lines meet and confer together. The best (dubs are those where men of commerce, professional men, and men of the world commune together. The club tends to keep alive, sympathies which might otherwise be lost; and as a bond of union, it is scarcely too much to say that clubs preserve much of that virtue of the carle chivalry in its cosmopolitan features. Then, added to these, it will be the proper thine' for the National League of Travelers Clubs to have a summer retreat, where the weary and dustdaden traveler can sojourn by the ever-sounding sea,; where it, will be allowable for married members to take their wives, to dine amidst refined surroundings along with admirably trained servants. On the tables of the reception-room of the New York Club arc found the New York daily papers: also the leading dailies of Chicago, Boston, and other cities, together with the ■•monthlies and the illustrated "weeklies," which make it a pleasant place to pass an idle hour. One of the social features of the club are fortnightly "Smokers." given by the musical members of the (dub and their friends. From two to three hundred are usually present, and at the close of the programme a lunch is served by the club caterer. CD Z> _l O CO cc UJ > < q: O o cr >- o -- o "> O ^ O nc ("rtccbom of lite ^llnG eKou^c 10 C.X'lc 11 bob to nit h v f .1 t | 5 \ l O > 1 t IS9 On presentation of this card the bearer receives the honorary' extension of the privileges of the club house. — K. B. F. ' $mm I ! " a. * 3 _! o U'l cc LlJ _) [|; > < _i < ( ) o ir m o >- :> o 5 u z in *-■ s V o (>l < > DC _l -7 O > o . _ n -C H n ^j .2 0) < 5 j in DC •— < CO o UJ CO Q. COMMERCIAL TRAVELERS CLUB OF NEW YORK. s{KE!S I) 1 1 1'] Commercial Traveler is essentially a social being; deprived for the greater part of the time' of the comforts of a home and the society of those dearest to him, he turns instinctively to the companionship of his fellow-man wherever found; he hails the appearan if a brother traveler as one caravan hails another in the trackless Sahara. When there arc no acquaintances at hand, he makes them- -in fact, he is constantly adding to Ins stun' of friends. He scatters them along the path of his pilgrimage, and his thoughts arc brightened by the knowledge that cordial welcomes from friendly lips await him on his return. Sociability is a part of Ins organization; it. is the Golden Rule of his creed; it is the corner stoi I' his success. Animated by this idea, the nomads of trade the wandering heralds of commerce, naturally turn toward the comforts oi the Club. Some idea of these comforts may be gained from the illustration which shows the cozy parlors, and gives a glimpse of the anterooms of the Commercial Travelers Club of New Fork; but, of course, it cannot reproduce the color harmony of the decorations, or the atmosphere of g 1 fellowship which pervades the place. The Commercial Travelers Club of New Fork is the outgrowth of Fraternity for the Mutual Protection and Benefit of the .Members of the Club and oi all Commercial Travelers. In the summer of 1891, the Commercial Travelers Club of New York came into existence. It was warmly greeted. Its establishment was soon made known by that swift Free Masonry of friendly com- munication that animates all commercial travelers, to brothers on the road far and wide, and thousands of appreciative guests have crossed its hospitable threshold in the short year of its existence. It aims to fulfill in the highest degree the purpose of a social organization. It affords its Members the benefits of a perfectly ordered Club, free from the surroundings that so often make club life an objectionable thing. It offers to a certain class of men a form of entertain meiit that is very dear to them, and which no class can better appreciate. In the New York Club the Commercial Traveler can pleasantly extend the hospitality of a home to his customers and friends, and perhaps repay in some degree the friendly consideration and attention which has so often greeted him while on the road. There are no rigid rules to narrow the purpose of the Commercial Travelers Club, no Chinese Wall of exclusion to girdle it. It is, in the broadest, the most liberal, the freest sense, a Commercial Club for Commercial men. The Membership has grown steadily; it couldn't help growing, in view of the advantages offered. In the first place, the Members belong to the sort of men one likes to meet. Some of them are travelers: others are energetic commercial men; others are newspaper men: nearly all of them COMMERCIAL TRAVELERS CLUB SOUVENIR BOOK. 11 are young, and all are good fellows. Then, again, the Members of the Club enjoy privileges which are remarkable when it is considered that the initiation fee is only $10, and the annual dues, $20. The list of Club Officers elected al the lasl election in December embraces the following names: Board of Governors : Geo. \V. Proctor Knott, President; John <;. Hart, Vice-President; Charles E. Matthews, Treasurer; Denis Tucker, Secretary; .John L. Shepherd, Arthur S. Willdigg, 11. P. Beach, Geo. W. Graves. E. C. Mathewson, Martin S. White. John II. Willis, E. C. Carroll, E. F. Crouin, S. L. McGonigal, Govt mors. These gentlemen, hailing from the City of New York, believed that an association wisely planned would he an excellent thing for themselves and lor the fraternity in general. They did better than merely discuss the matter. They boldly resolved to put the idea to a thorough test. A more extended personal mention of the founders and governors of the Club will follow, and be found with their portraits. The handsome Club House is located at No. 15 West 31st Street, and here the latch-string always hangs out and a cordial welcome awaits the wayfaring commercial man. The interest manifested in the Club, as shown in many ways and most recently by the patronage given this publication, we most highly appreciate, and sincerely hope that tin; future growth and prosperity of the organization may be such as to justify the kindness and confidence manifested toward it. George W. Proctor Knott, elected President at Annual Meeting, December, L891, AND AGAIN UNANIMOUSLY CHOSEN AT SECOND ANNUAL ELECTION, SEPTEMBER, L892. ( Portrait, oppo- site page.) Mr. Knott was born in Lebanon, Kv., July lo, L856, and is of Irish -American parents, his father being of the celebrated family of that name for which Kentucky is famous, and his mother the seventh daughter of a Belfast clergyman of flu; Church of England. It is easy to see that from such stock a bright boy should be born, and the subject of this sketch is the result. When a baby in arms his parents moved North and determined upon making New York their home — it is to this that George owes his education, as he was enabled to attend the public schools for which this city is noted, and to graduate from Grammar School No. 28, in West 40th Street, with honor. Entering the College of the City of New York, he took the commercial course, after which he secured a cadetship to West Point. The system of study and training at the Military School proved too hard; after six months' trial it was found he was not strong enough to stand the strain of being :i young soldier, so he resigned and returned home to New York. Hi- hither then secured him a position with the Tower Manufacturing Company, the great stationers and importers of Broadway, and with them he rapidly advanced from the ranks to : i road position, and became one of their most successful travelers. In 1885 he accepted ;i flattering offer tendered him by Mr. Geo. A. Raisbeck, the President of the Ph. Hake Manufacturing Company, located at 132 ami I'M Essex Street, this city, and makers of tine cards and ladies' stationery, with a world-wide reputation, where he again demonstrated his ability to keep moving upward by being admitted into this famous firm as Secretary, January, 1891. Mr. Knott is very fond of all kinds of sports, likes horses, is a crank on baseball, and is a good all-around athlete himself. While at college he used to run hurdle and flat races, and has done a hundred yards in ten ami a quarter seconds, under the colors of the "Mercury foot." lie is a CHARLES E MATTHEWS. See page 13. First President, Founder and Member Board of Governors, 1892 93 Treasurer Commercial Travelers Club of New York, 1893. COMMERCIAL TRAVELERS CLUB SOUVENIR BOOK. 13 man of slight build and medium height, served his seveu years in the gallant Seventh Regiment, and is a member of the Veteran organization and club, as well as of several others. His manners are pleasant and affable, he is a ready talker, a fair speechmaker, and a great leader and organizer. He is a firm disciplinarian, but kind-hearted and possessed of a keen sense of humor, is fair to all, has no favorites, treating all alike for the good and welfare of the Club. His forte is his executive ability, and as a chairman and presiding officer he stands high, being well posted as a parliamentarian. He believes in making friends of every one. His brother travelers all like him, and his clubmates look to him as the fountain head and acknowledged lender of this great, glorious, and grand movement of Travelers Clubs. During the past, winter In' endeavored to do much in the way of securing members from the Commercial Travelers Brotherhood and other organizations as members of the. Travelers Club, and with great success. His assiduity to business and the necessity of keeping on the road have kept him from giving more attention personally to the affairs of the Club. Charles E. Matthews, elected Treasurer, Commercial Travelers Club, December, 1892. (Portrait, see p. 12.) Mr. Matthews' name was on the card that, called a meeting to consider the advisability of starting a Commercial Travelers Club. lie was Chairman of that meeting, and was elected First, President, of the Commercial Travelers Club of New York City. In a hot contest, for tin' Treasurership he was elected by an overwhelming majority. lie is leading traveler for William Schwarzwaelder & Company, Office Furniture dealers in New York City, at No. :i7 Fulton Street. During the early days of tin.' Club Mr. Matthews spent much of his time in the club-house in the preliminary work of organization. He went, through much drudgery for the sake of the Club, ami his attention was fully appreciated by the hoys. Later on he married an estimable lady and settled down at Port Richmond, Staten Island. Mr. Matthews is a typical traveler, and enjoys the confidence of his employer, Hon. William Schwarzwaelder, who is Trustee of the (.'Ink. The attachments and friendships of Mr. Matthews are strong and Listing. lie is the bitter foe of all forms of usurpation ami injustice; he does not stand on personal grounds in his official capacity, but deals out even-handed justice to all concerned. As Treasurer, the funds of the Club are in sale hands. As a business man he is conservative and careful in all his dealings. No better selection could have been made for the position he holds. Ever courteous and conciliatory, he o-raciouslv attends to his duties. Under his suggestion and management the Club has prospered, and before he surrenders the portfolio of the Treasurership, there is no doubt that the Club will l.e on a safe and substantial footing for the future. The hoys all wish Charlie success and prosperity. Mr. John Gladys Hart, elected Vice-President, Commercial Travelers Club, at the Annual Flection in December, PS! 12. (Portrait, see p. 14.) Mr. John Gladys Hart was horn Sep- tembers, 1803, in Cork. Ireland, and left there at the age of six years, going to London, England. He was educated at Exeter College, from which he graduated when he was 15 years old. He then entered COMMERCIAL TRAVELERS CLUB soIVKXIl; BOOK. L5 the employ of William Whiteley & Company, "The Universal Provider," Westbourne Grove, London, which he had to abandon on account of ill health. After traveling all over Europe in search of health, he was advised to go to the United States, which he did, arriving here March 1st, L880. His first location was at Bismarck, North Dakota. Subsequently he entered the employ of Seltz, Schwab & Co., Chicago, and remained with them about two years, after which he went to Boston to engage with Batchelder & Lincoln, for whom he worked about six years. Be then engaged with Rice & Hutchins, of Boston, his present employers, in connection with their New York Agency, the Manhattan Shoe Company. Mr. Hart was one of the Qrs1 to see the nee.] of a Club for New York traveling men, ami, with two others, organized the presenl Club. Mr. Hart is a traveler whom any one would be glad to meet on the road; he is hail-fellow-well-met, ami has wonderful ability in securing and maintaining a personal popularity with other men. He recently married a noble lady, and lias settled down for life. It was during Mr. Hart's administration that the Club was incorporated and the present Club House fitted up and opened. Arthur Shirley Will(lit>$>-, Member of Board of Governors and Chairman of Committee on New Club House, Commercial Travelers Club ok New York. (Portrait, see p. 16.) Mr. ArtlmrS. Willdigg was horn in Birmingham, England, September 22, 1859. He came to this country with his parents in 1870, and attended Grammar School No. 34, New York City. He afterward learned the trade of machinist, that being his father's business. He devoted live years to learning this trade, and had many inducements offered him to remain in the machine business ; hut he did not like it, gave it up, and took Horace Greeley's advice, and went West, ne then started to sell goods for Martin Kalblleisch's Sons, the Bushwick Chemical Works, and was with them from the day he took his maiden trip until they failed in business some few years ago. After their failure, he started in for the Cleveland Bakitm Powder Company, for which he sold goods in nearly every city in the Union. He has been on the road upward of twelve years. Mr. Willdigg is married, and has two sons. He lives in the City ot Brooklyn, N. Y. He is now stationed in New York City for the Cleveland Baking Powder Co.. selling to the grocery trade. Mr. Willdigg has traits that make him a foremost traveler. In searching for the pic- ture of a tvpical American traveler, the artist picked out the photograph of Mr. Willdigg, and his picture adorns the cover of this work. It was fortunate for the Commercial Travelers of New York that Mr. Willdigg was in a position to devote much of his time to the building up of the organization. As Chair- man of the Committee in charge of the work- of securing all the substantial results, he has distinguished himself by success, and had he been allowed the freedom which his ability entitled him to, even greater results would have been attained. His honesty and sincerity burn with a steady flame: he knows no turning from the right. He is the soul of honor. To those who know him intimately, his friendship is highly prized. Once your friend, he knows no swerving from tin' path of loyalty. It is owing to tins sterling trait of his character that he wins so many fast and loyal friends. With one beck of his finger, he can call around him more stanch supporters and allies than any other young man of his age in Brooklyn. The highest tribute that can be paid him is that he is faithful. It is the highest recommendation that any man can have anion- his fellow-meii. Mr. Willdigg's executive ability is remarkable, and will some day place him in the front rank of the enterprising commercial men of this country. n ARTHUR S WILLDIGG See page 15. Founder and Member Board of Governors, 1892-93. Chairman Committee on New Club House, 1892-93, Commercial Travelers Club of New York. COMMERCIAL TRAVELERS CLUB SOUVENIR BOOK. 17 George W. Graves, Chairman Committee on Membership, Commercial Travelers Club. (Portrait, see p. 18.) Mr. Graves lias a larger personal acquaintance with the retail stove trade, and Com- mercial Travelers in general, than any other one person. Don't take it for granted that the middle letter of his name stands for Washington, as you might make the mistake of vour life some da\ bv addressing the subject of our sketch as George Washington Graves. People have been killed for committing what Graves would consider a less offense than that. George William Graves was born in the city of Rochester, 1ST. V., in 1848, and finished his education at the Eochester Academy. Be started early in life in the stove business as a traveler for S. II. Ransom & Co., of Albany, who at that time were one of the largest stove manufacturers in the world. Ee remained with that firm nine years, during which time he made several novel inventions in stove construction which are considered very valuable patents. In 1885 he accepted the position of Eastern Manager at Buffalo for the Peninsular Stove Co., of Detroit, Mich., and held the management until 1888, when be resigned, to become interested in the manu- facture of Manhattan Stoves with Eugene Munsell & Co., 218 Water Street, of this city, where he still remains, besides being a member of the firm of Beaton & Graves, New Britain, < lonn. During his resilience in Buffalo, he was the head and front of any and all organizations that tended to advance the interests of Coin rcial Travelers. Tor three years he was the President of Post C. T. P. A., and it was the most successful organization of its kind in the State. He was one of the incorpora- tors, and the first President, of the Travelers Club of Buffalo, whose peculiar and successful features have been copied by other Clubs throughout the country. He is one of the incorporators of this Club, and is now serving as State President of the Travelers' Protective Accidental Insurance Co. Mr. Graves has few equals and no superior as a presiding officer. He recognizes 'liques, personalities, nor coteries. In this regard he is like dames G. Blaine, the great statesman and politician, who won the esteem of Democrats as well as Republicans by absolute fairness in all his rulings when speaker of the House. Kind to his friends, and considerate to all, we are glad to illustrate this work- with the portrait of one who has always been interested in the welfare of Commercial Travelers, and has done more than duty required. 3Ir. John L. Shepherd, Member of Board of Governors, Commercial Travelers Club of New York. (Portrait, see p. 20.) Mr. John L. Shepherd is also President of the New Eng- land Traveling Jewelers' Association of Boston, and Vice-President of the Long Island Wheelmen of Brooklyn, N. Y. ; also a member of a number of prominent social clubs in New York and Brooklyn, in all of which he takes a prominent part, For a number of years Mr. Shepherd was engaged in the newspaper business, and for some time published a Sunday morning paper in St. Louis, Mo. lie is a native of Virginia, and Agent of the Keystone Watch Case Company, the largest concern of this kind in the world, its product running as high as twenty-five hundred cases a. day, in the best season. His office is at No. 23 Maiden Lane, and is the finesl furnished office in the trade. Mr. Shepherd can always be found there, and all Commercial Travelers will ever receive a hearty welcome. Mr. Shepherd is a brilliant orator, and renowned as the Storv Teller of the Club. He is known as "Genial John''; a man who has been President of GEORGE W. GRAVES. See page 17. Chairman Board of Governors, 1893. Commercial Travelers Club of New York. COMMERCIAL TRAVELERS CLUB SOUVENIR BOOK. ] ',) the American Jewelers' Association, ami one withal whom it is well to know. Ee has made his mark in the jewelry trade as Manager of the Keystone Watch Case Company, and is universally beloved and admired by his fellows. He has added much to the conservative element of The Commercial Travelers and wisdom to its councils. Mr. John H. Willis, Chaibman of the House Committee, Commebcial Tbavelehs Club of New York. (Portrait, see p. 22.) Mr. John II. Willis was born in New York Cit\ in L859 but in his early youth his parents removed to Massachusetts, and he received his education in the schools of that State. After a life divided between school and work on a farm, which continued until he was seventeen years of age, Mr. Willis entered upon a commercial career bv connecting himself with a house engaged in the music trade, in Lowell, Mass.. where he remained for eight years. He has a host of friends in the town which boasts of being the cradle of his business life, but his active and energetic mind became restless under the limits of such a circumscribed field. After leaving Lowell he spent two years in experi- menting with the planting and development of an orange grove in Florida, and then came to New York, where' he has since succeeded in building up a very lucrative business in the groeerv trade. At the same time he has given considerable attention to real estate operations, in which he has been eminently success- ful. Six gears ago he married a most estimable lady, and they boast to-day of a family of two children. Mr. Willis is known as " Honest John." With such a, cognomen, it would be superfluous to add any- thing as to his honesty ami integrity of purpose. Under his management as Chairman of the House Committee of the Commercial Travelers Club of New York, a very superior syste f organization has been developed, the natural result of which is that the affairs of the Club are now running more smoothly than in the past. Martin S. White, Foundeb and Membeb ok Boaed of Govebnoes, and Member of (nji- mittee on New Club Ilorst;, < !ommebcial Tbavelees Club of New Yobk. ( Portrait, see p. 24. i .Mr. Martin S. White was born Dee. 21, 1865. lie was the youngest in a family of four children. When nine months old, his father died. His mother, a bigh-minded, intellectual, noble woman, pave him a good education, and he left college at tin' age of sixteen to enter upon a business career with a commission house, lie proved very industrious, ami developed good business qualities. When not quite eighteen years of age, he was sent on the road, and proved a successful salesman from the start, making friends every- where. He is well known to the fancy goods ami novelty trade, ami is a familiar figure through the South and West. Owing to his invincible activity and energy, some of his friends call him "The Irrepressible White." If there is one trait to be admired more than another about. Mr. White, it is his integrity of purpose; he is a stickler for commercial honor, and is always making a stern fight for Right and Truth. Whenever there is a "scrap," White will be found on the side of the right, and in behalf of justice. Mr. White was one of the' founders of the Club, and gave more of his time and energy to it< interests than any other member, except Mr. Willdigg, in the start out, and during the dark days of the Commercial Travelers Club, when those who now are prominent wen; mere on-lookers. lie has been twice elected to the Board of Governors, and is the most popular member belonging to the New York JOHN L. SHEPHERD. See page 17. Member Board of Governors, 1892-3. Raconteur and After-dinner Orator, Commercial Travelers Club of New York. COMMERCIAL TRAVELERS CLUB SOUVENIR BOOK. 21 Club. If Martin will work on some commercial deal with the same zeal vvitb which lie labors for the Clubs interests, he will be on tup of the heap in the business world. Homer 1'. Beach, elected Member of the Board of Governors of the Commercial Travelers Club of New York, 1892 and 1893. (Portrait, see page 26.) Mr. Somer P. Beach is a well-known citizen, not only in New York but in the country generally. As an organizer he Las few equals and no superiors. This was shown in the caucuses preceding the annual election of officers of the Commercial Travelers Club, of which he is one of tin' most popular members. His well-known zeal and activity in connection with anything he undertakes, insure great advantages to any organization securing him as a member or an officer. Mi'. Beach is very popular in the district where hi' resides and quite influential in political circles, and a candidate who secures his support, is quite sure to be elected with a, large majority. His connection with the Eagle Pencil Co. lias been many years, and he has done more to create demand I'm' lead pencils <>l American make and encourage this industry in the United States than any other man. He is not only a very popular traveler but a successful business man, ami in his special line he is much sought f or ),, a,,] iii the promotion of other enterprises in which he does not take an active, so much as a directing, interest. His judgment is always good in matters of administration or finesse. Among the characteristics of Mr. Beach is his retiring, unassuming modesty, but those who enjoy his friendship know how loyal and faithful he is. Mr. Beach is a member of the brotherhood of the Commercial Travelers Club ami numerous other Associations, and on the whole is voted as being a good, genial, whole-souled fellow. Mr. S. L. McGonigal, Chairman Entertainment Committee, Commercial Travelers Club of New York. (Portrait, page 28.) Mr. McGonigal was born in Dover, Delaware July 19, 1864. He went to the public school, and also to Wilmington Conference Academy, in his native town. lie left home when seventeen years of age and went to Philadelphia, engaging in the gentlemen's furnishing goods business. He remained there five years, and then went to North Carolina and began business in the general mercantile line on his own account. His life while there was a very quiet one, on accounl of there being only about two hundred ) pie in the village; no post-office nearer than twelve miles, and no railroad nearer than thirty miles. It might be added here that the store was run in connection with the saw-mill business; hence the reason for being so far away from any large town. After he was there a while he succeeded in establishing a post-office with a daily mail, and was made first postmaster. He remained there until all the near-by timber was cut up. and then sold out his interest, moving to New York City, where he started as a shirt manufacturer and dealer in men's furnishing goods. This business he has pursued with wonderful success, his genial qualities and business tact being used to build up a large trade. He is one of the organizers of the Commercial Travelers Club, and has been on the Board of Governors for two terms, and as Chairman of the Entertainment Committee be has done much to build up the social side of the organization. At the "Smokers" given from time to £*% I, % 1 > •# i JOHN H. WILLIS. page 19. Member Board of Governors, 1 892-93. Chairman House Committee, 1893, Commercial Travelers Club of New York. COMMERCIAL TRAVELERS CLUB SOUVENIR HOOK. 23 time, his genius for the position lie holds is brilliantly shown. He always secures the best of dra- matic talent at these entertainments, and his management of the "Smokers" is the pleasure of the 1 x iy s. * Edward Clayton Mathewson, Member of the Board or Governors, Commercial Travel- ers Club. (Portrait, see p. 30.) Mr. Edward Clayton Mathewson was born in Lisle, New York State, Marcb '^4, 1867. It was originally intended that he should take up the scholastic profession. In view of this he graduated from the Lisle Academy at the age of sixteen, and was at that time granted a certificate to teach in any part of the State. Although he graduated, his inclinations were not for a. scholastic life, and he felt a mercantile career was more suited to his capabilities. He started out as a produce merchant on his own account, in Greenwich Street. New York City, where he continued for two years, and left at the end of that time, having been offered a position as traveler for a manufacturer of silver plate. Since then he has been with the following linns: manager of tin' American Machine Company for the New England States: salesman one year ami manager two years for the Patenl Cereals Company, 39 Pearl Street, Ni w York City, and the same lor Messrs. Alfred Bird & Sons, of Birmingham, England, being salesman, and now holding the position of manager of their Sales Department, for the United States. His relations with all these linns have been of the pleasantest kind, and he holds valuable testimonials from them. Mr. Mathewson is a distinguished traveler, and would be picked out from a crowd as a man of great force of character, and worthy of personal respect and attention. He was one of the organizers of this Club, being elected upon the first Hoard of Governors, and also unanimously elected for the present, year. If there is one thine- more than another that characterizes his action, it is his judicial capacity, as he always acts in a conservative spirit, seeking the substantial results that follow good judgment. ()n the road he is popular, and is held in high esteem by all who know him. Ernest ('. Carroll, Founder, and Member or the Board of Governors, Commercial Travelers Club of New York. (Portrait, see p. 32.) Mr. Ernesl < '. Carroll was born in the City of London. England, in 1865. He was educated at St. John's School, then under the direction of the Rev. W. T. T. Webber, who is now the Bishop of Brisbane, lie also passed several terms at the North London Institute of Music, under the personal tuition of Mr. Louis Cottell. At an early age he entered the office of Adam Hill & Company, No. 258 High Holborn, Loudon, .me of the oldest linns of distillers in England, and remained with them for ten years. His first position in this country was as Secretary of the old Manhattan Cloak & Suit (Jo., in Broadway, which position he resigned to become the Western representative of Jacob Herman, 324 Canal St., New York, in whose interests he 1ms for the past four years regularly traveled between Chicago and the Rocky Mountains, and has established a most enviable reputation. In London, Mr. Carroll was a well-known member of the Metropolitan, Churchill, and Supper Clubs, as well as being for several years a member of the famous Kildare 15. cy T. Club. The first impression of Mr. Carroll is that he is a finished gentleman. Thai he is a well-educated man, is evident on making his acquaintance. He was one of the founders of the Commercial Travelers MARTIN S. WHITE, See page 19. Founder and Member Board of Governors, 1892-93 Commercial Travelers Club of New York. COMMERCIAL TRAVELERS CLUB SOUVENIR BOOK. 25 Club, and has given much of his time and attention in the furtherance of its interests. Fur a time he acted as Treasurer, and in every position he has held he has Keen above reproach. At the Annual Banquet of the Commercial Travelers Club, held in December in the banqueting hall of the Clubdiouse, he made one of the finest orations of the evening, lie possesses a sunny disposition, and is an amateur singer of much promise. Mr. E. F. Cronin, Membkk of the Board of Governors, Commercial Travelers ('lib of New York. (Portrait, sec p. 34.) Mr. E. F. Cronin was formerly connected with the New York branch of the well-known packing house of Swifl & Co., of Chicago. lie left that establishment, however, two or three years ago to connect himself with Messrs. J. P. Scott & Co., one of the leading linns of wholesale jewelers in Maiden Lane, this city, where he still remains. He is highly esteemed by his employers for Ins faithfulness, integrity, and devotion to their best interests. Whatever he undertakes to do is done with his might, a disposition that has been conspicuous in the earnesl and indefatigable services which he has rendered for the Commercial Travelers Club. Indeed, among the ardent and untiring workers having in mind the ultimate ami permanent success of the Club, Mr. Cronin occupies a position in the front ranks. At the same time, he is extremely modest, ami is always disposed to regard his own efforts in a subdued light. Mr. Denis Tucker, elected Secretary, Commercial Travelers Club, at the Annual Election in December, 1892. (Portrait, see ]>. 36.) Mr. Denis Tucker was born in New York City, August 1.3, 1852, ami educated in Public Schools Nos. 44 and 38, New York City; also No. 1, Stapleton, S. I. lie began business life with the firm of T C. Richards & Co., 47 Murray Street. New York City, with whom he remained five years. He then engaged with Speyer Bros., No. 11 Bowery, with whom he remained eight years. He has been ten years with the Taylor Company, 163 Bowery, tins city. He is a member of the Tinted Council No. L035, A. L. of II.: also a member of Court P. W. Hart, No. 7670, A. 0. F. of A. ; also Tammany Association, 10th Assembly District; also Casket Salesman Protective Association: also Manhattan Council No. 12, Legion of Justice: also Manetuck Tribe No. 162. Imp. 0. of 1{. M. Mr. Tucker is a gentleman of the highest integrity, worthy of any position to which he may be elected by his associates. lie is careful and judicious in the office of Secretary of the Club, and especially wise in his prevention of those little unpleasantnesses that so often mar club life. If he ever grows weary in well-doing, he never shows it by word or look. The boys have much for which to thank him in return for his courteous bearing at all times, and above all, for his genial humor. 1 Sv • H. P. BEACH. ' ,-e 21. Member Board of Governors, 1892-93 Commercial Travelers Club of New York. THE PROBLEM OF TO-DAY. AN ADDRESS TO THE LONG CAVALCADE OF COMMERCIAL TRAVELERS. HE hour has come to organize. The Problem of To-day is to stop unnecessary competi- jH=& tion, equalize commercial advantages, and prevent arbitrary discrimination. Asked how it is to be solved, the reply will be, with triple emphasis, organization! organi- zation! ORGANIZATION! It is not fair that one-half the country should be organ- ized and not the other half. While nondescript orators out of a political iob, and reformers - ■ )•< . . ! . J~ffi^xh with a large mortgage on Utopia, are advancing visionary schemes to lit other times and conditions more or less remote, cut-throat competition goes on, which leads to destructive results and inflicts a monstrous wrong upon the commerce of our country. The fact of the matter is, we must inaugurate the greatest fight in this country by am class of men to stop unnecessary competition. Every morning two hundred thousand travelers go forth in the struggle to secure orders and. if possible, maintain living prices, so that we may be able to pay first-class railroad fares and hotel rates. Individually we are unable to maintain prices in the fight, but collectively we can do it. Incompetent men who depend entirely upon breaking prices to maintain or secure trade have' been driven from the road, while those who remain are travelers who hold their trade by their personal influence and ability to show the quality and grade of their goods, instead of depending upon a broken price to hold their own. Now, you ask how this is to be done, ft is a difficult matter to put the answer on paper, but we will attempt to simplify it. We will take an illustration : Suppose that a manufacturer, who sells his goods over the entire country, desires to place a new engine or boiler plant in his manufactory, and asks for bids of the boiler makers and engine builders. Now, under strict organization, the travelers' committee, representing that branch of manufacture, have made a limit to the prices, below which no traveler can go and pay first-class rates of fare along with other expenses. All of the engine builders keep within the stipulated limit except one. who makes a discount or break from the stipulated price. The traveler on the committee of the boiler trade reports to the genera] committee, and the general committee scuds a representative to the purchaser, and we say to him: •■ We are spending our time and money to maintain prices; now, if you take that engine plant, it will be at the peril of your trade; you will antagonize in so doing tin' two hundred thousand travelers who are interested in the maintenance of this price, and who control the trade of this continent." In just such a case as this, in every instance, will the battle be won. All the heavy distributing and supply houses are necessarily with us in the fight to stop the S. L McGONIGAL. See page 21. Member Board of Governors, 1892-93. Chairman Entertainment Committee. Commercial Travelers Club of New York, It: . COMMERCIAL TRAVELERS CLUB Sol'VKNIR BOOK. 29 cut-throat policy, anil the favors of heavy freighters will lie thrown where the travelers desire. We now furnish three-fourths of the freight shipments in less than car-load lots, and control one-third of the passenger traffic of the entire country. We pay one million dollars every day to rail- roads and hotels, while the total annual disbursements to maintain the system are upwards of one thousand millions of dollars. It behooves us to he reasonable ami use our concentrated power wisely, for already we see the Farmers' Alliance, to which all eyes were turned with burning hope for the future, used as an engine of destruction in the futile attempt to lock up the products of the. soil. Agitate. Speak to your brother knights of the grip. Tell them the time is ripe for action. Moving as a solid phalanx, will l>e added to the highest activity, greater social power, the result of organization. For has it not Keen written: "Seest thou a man diligent in his busi- ness: he shall stand before kings; he shall not stand before mean men." Now, Brother Members, remain true to your Club, if you are members of a Club. If you are not, then join the Club in the locality from which you hail. This membership will give you the entree to all other Travelers Clubs throughout the country under the auspices of the National Leagui of Clubs. There are advantages to be gained from organization; advantages to yourselves, advantages to your fel- low citizens, and advantages to the business of the whole country. Organize; organize to protect your interests, organize to protect the interests of Brother Travelers in all parts of the country. Any disad- vantage that may occur to you, any wrongs that may be inflicted upon you, any injustice thai may be practiced upon you, will be the result of your own negligence to protect your own interests. Protect those interests, protect yourselves, aad every organization, social and political, throughout the country, will respect us. Organization is necessary to protect our interests as travelers; to secure thai common respect requisite ton proper conception of those rights which are our due. Organize upon the club idea and maintain that organization, pay dues to your Club, attend the meetings of your Club regu- larly, and the time will not be far distant when yon will see the practical results of organized effort, and devotion to your (.'bib. In that hope, accept the kindest wishes of all earnest workers for the success of the National League of Travelers Clubs— R. b. f. E. C. MATHEWSON. Founder and Member Board of Governors, 1892-93, Commercial Travelers Club of New York. 200,000 500,000 200,000 2,100,000 300,000 1,000, £48,650,000 11.772,700 $60,422,700 $2,008,31X1 1 741 roo 1.015 loo 2.0] ; s "" 2,214,200 155 100 2.(149,000 Jon. Si M I 7.114.400 172,500 1,554,200 313,100 III KM) 160. 567,800 81 ! 500,000 2.196,(100 3,578 600 1,622,400 1,064,700 156 BOO 905,000 889. n »i 326. ' 618,300 1,851.400 345,200 163 300 272,000 SI 1. SI ill 142,100 265,8 1,297,700 255,800 130,900 5,660,400 2,966,900 145,200 1,890,200 570,200 477,800 206,300 6,886,400 Ins. -nil i'.- roo 527,700 .-,:, I ( i' .« i 299. in" 1,119,900 916.300 601.500 ;,i » . J- ■ i 401,500 I.'. Ii .■in 1, '.'i » i 739 roo 173,200 ','1:1. inn 352, 283. 826.1 159,800 -11 51 12 n: ;n. ; :, , 100 s $•> 308.100 r 737.50(1 1,280.000 11.844 roo '.'.'.in.-, urn 23,81 6,500 1,861 ! 5, 119,200 1,903,300 2,805,000 1,158.200 3,602,1 00 I , :-. 100 3,476.800 18,646.000 17,928 '.'i "i 5,1 in. I'm 8,504,400 2,844 300 10,773,800 6,329, 1'"' 2,300,500 5,472,500 1 1,054,400 2,816,600 2,946,800 I. ii.-..: 2,208,300 2,582.000 ;.tin 200 i. it i. ■.•.Hi,'.',:,' in -.'■.'. In.:. 24,949.400 1,228,600 i ; 522 : ■' 8.181,000 5,033, i, i69 roo ■J", a:;- 800 1,987. I"n 1,597.200 3,181,000 3,091.400 2,836,700 12,410,600 5,81 I. '-'mi 2,! .200 ... 833 too 7,315.100 5,391,400 1,509.700 1.837, 5,233,500 -.' 351 000 1.684,000 . i.OOl 4. 947. mm 2,795, i $444,775,500 1 1, - n asi $8,141,900 $1,710,000 1,621,000 758,3110 , 17.000 159.000 6,134 000 268. i 1.481.500 13!) 200 080,800 307.J 190,000 153.700 !51 100 221,800 1,869,000 1,150 I 998,100 986.700 lie Inn II ' ." 849,800 I 1,300 580.200 1,041.500 361,100 Ins. nun 254,100 194,800 186.800 353 I 027,100 I. nil. .-""I 181,100 3.983,000 HI Hill I, loll. inn l 173.001 SSI l.l 11 II I 103,000 ■!.', 19,500 1,048,500 ;s.'.'nn 533,000 Sill l.l 324 I 3,511 200 918,700 192,400 . l 171 1 086.100 400,500 778,000 112, .'.'I ' 2.013 I"' 909,000 210,: 150,100 1 $3,400 $760 i'"" l u ' ;' in '.'"ii 789, i 1. mil. mo 178,000 1,123,000 125,400 .' 526,300 .:; 1,200 .-'1,1 Ii"' OH, Inn 255, 185,700 380 Inn 251,600 372.200 1,865. 1,502 .M'" I 103.1 I, , 1.311.'. sin. 1 "" 251 ' 450,200 2,053,200 366, 1'.' 1 i roo 566.800 375.100 Jli:,. nun 250. ' 287,200 hi.-'.;"" 2,566, 2,990,1X10 I 19.800 846.100 858,1 mi I. m in III' I "llll ■.' .'mi ;mi 261. '.'.V.. nil" lis. 100 249.400 713,300 761,200 I,.; ROO I" 1 ' .' H17.7"" 725.; :;i, 1.2(H) 181.900 333 so" I II II, I. on" imi. i .50 "'" 175, 'Ill DEPOSITS. Decrease, $5,555,200 $10,010,000 12,450.1 7,038,100 i. 659,000 15.651.800 3,845, 15,804,400 .1.1 18,800 23,216, I .' 1 1 I- 'ii 4.:,:; I. '.inn 1,91 I. si in 2,630 "no i :f, >i (I 1. in i". inn •.Mil.-,. Inn 15. 189.000 10,991, f 4,916,500 8,916.800 3,017.000 i i : i: 6.611.600 2.8S1.200 5 081,900 •J. S3". I 2,829,700 I 10H I.'.'MI """ ; [| ,,„ ■J.Ii'.iii.' 0,200 ii"" 111. ULATION. No." ..'■; .SI II I 1,920,000 22, 105,000 29,086. 1,078,200 17.521,400 8.786, i :, 926. 000 :;s; ; i 21.704,000 5,26 : : l.l I -J"" 3.521,300 2.552,600 14,652,801 i 116.500 3,255,800 3,283.700 8,108.700 6,24! .-..1 1 1. 1'"" 2,57 '" 5.325,000 1. Him. mi" l" I.:: ii"" 4.950.1)110 -.' 137,700 $447,209,300 Decrease, sit. III.:. """ r ' i.-,. i.-,. i 2,000 '.'Ml. 15, ' I ; i ii in 1 .inn, ::i in 15,000 45, I '.'I in,. "ill" I I >l II i 15.000 .-.-.■iiiiin 35,900 I." I-.'. 1 1 100 i 215,200 l:,. in :n 225. I.:. II. """ 43.41111 15 i.i " 15,000 I'.'s ■ I'l 300 i; n. mm 123, ' 41 ,400 mi. ni in 36.000 B7.5I is' i. ri 'i i Decrease, -.1" roo ■ As per offii ml reports 16 National Hanks. Ii" . ii. is"-.', is State Hank-. Ii' i I.:. 1892. Clearings for week ending March 11, 1893, ■• March 1. 1893, Balances " " March 11. 1893, ■■ March 1 ism Clearings this da) March 11, 1893, Balances - ' March 11, 1893, ■ 190.95 800.316,610 28 i' 102 isii.sj 35, 150,032.97 126 126,265.00 .-'.l.i. 124 an THOMAS C. PLATT. yt^jpim ;-""!j^tr IM kYS who know Thomas C. Piatt love him. Mini who don't know him, estimate liis character ami his usefulness according to the glass through which they look. For twenty-five years lie has been prominent before the nation as a politician, a member of Congress, a statesman, a United States Senator, a party manager, a man of large commercial interests, and an influential social factor. It would lie odd if, while pushing along these various avenues with vigor, energy, pluck, and well-outlined plan of procedure, he failed to jostle, to come in conflict with, to injure the plans and programmes of other people. That Mr. Piatt ever intentionally injured mortal man, no one who knows him helieves, unless it were in a, fair eve to eye light, where the chances were equal, and hitting below the belt an impossibility. lie is a many-sided individuality. It would lie difficult for one who had never seen him away from home, unless indeed it were when. having forsaken the beastly torridities of the metropolis, he found rest and comfort, solace and refresh- ment, on the broad piazzas of the Oriental at Manhattan Peach, to imagine him other than a mild- mannered, courteous, sweet-tempered gentleman of retiring disposition, preferring isolation to companion- ship. But he is no such man. We, who are familiar with the bitter contests waged on the political held, know that courage is as essential as diplomacy, that stubbornness, even a grade beyond the line of firmness, is at times an absolute essential. Mr. Piatt is regarded everywhere as a conscientious man. Having once made up his mind that a specified course is the best for his party, he adheres to it with tenacity, Mini nothing could compel him to change his programme. Loyalty has ever been a conspicuous feature in his composition, as was clearly shown by his masterful leadership in Chicago, where the famous three hundred and six stood together while the ship went down. No face is more familiar than his to the readers of political and comic literature, lie has been over-praised by friends and unfairly censured by hostile critics, but I have never seen or heard of a charge that he was unfaithful to trust, disloyal toconviction, or party to any measure which suggested peril to the Republic or defeat to his organization. Personally, Mr. Piatt is a charm. It used to be said that the man who wrote, " Von can catch more Hies with molasses than vinegar," had Mr. Piatt in mind when he formulated that bit of wisdom. However that may be, there is no doubt that if he were a European, rather than an American, and had circumstances favored his adoption of a, diplomatic career, he would have proved a monumental success. In personal intercourse, all who meet him recognize the amiability of his nature, the considerateness of his conduct, the delight of his conver- sation, not failing to carry with them, however, a conviction of the sturdy independence of his character, and the all around excellence of his views concerning men and measures. Although an intense Repub- lican in politics, he is first and above all else an American, believing firmly in the principle- announced in the Declaration of Independence and the Constitution of the United States, the necessity of our common schools, and the desirability of the loyalty of fanaticism even, to the emblem of the Republic, Old Glory, the Stars and Stripes. COMMERCIAL SUPREMACY OF NEW YORK. The aggregate value of the foreign commerce of Manufactures of hides and skins, other the Porl of New York during the fiscal year ending than furs, for Porl of New York, $18,715,491 June 30th, 1892, amounted to $1,061,220,878, which Manufactures of hides and skins, is more than one-half the total of the United States, other than furs, for all other which was $2,010,341,036. U. S. Ports 8,134,727 The chief imports, as regards value, were : Manufactures of tin, for Port of V , York 12,978,800 ir and molasses, for Porl oi N Manufactures of tin, for all other York $48,354,286 1'. S. Ports 8,004,632 Sugar and molasses, for all other U. S. Manufactures of india-rubber and Ports 58,932,271 gutta-percha, for Port of New Coffee, for Porl of New York ....... 112,662,499 York 18,533,343 Coffee, for all other U. S. Ports 15,379,431 Manufactures of india-rubber and Tea, for Port of New York 10,081,372 tta-percha, for all other U. S. Tea, for all other I". S. Ports 4,291,850 Ports L,299,747 Manufactures of wool, for Port of Manufactures of tobacco, for Port <>f Now York 29,791,209 New York 8,932,949 Manufactures of wool, for all otl Manufactures of tobacco, for all other U. S. Ports 5,774,670 U. S. Ports 1,495,668 Manufactures of silk, for Porl of New Manufactures of precious stones, for York 27,761.306 Port of New York 11,288,275 Manufactures of silk, for all other Manufactures of precious stones, for U. S. Ports 3,411,588 all other I'. S. Ports 1,066,145 Manufactures of cotton, for Porl of M mufactures of raw silks, for Porl of New York 21,337,770 New York 8,925,938 Manufactures of cotton, i- commercial branch of their profession. Mr. Fowler has been prominently identified with n large number of ruses. He has personally conducted intricate legal matters and negotiations for the late William H. Vanderbilt and other distinguished Americans. He is known also to have rendered legal services for James McHenry, Henry Labouchere, and Edmund Yates, of London, England, as well as for leading continental capitalists. Mr. Fowler was employed by President Growen, of the Philadelphia and Reading, in many legal struggles with the New Jersey Central Company, and other corporations. Also by the late President Devereux, of the Cleveland, Columbus, Cincinnati and Indianapolis Railroad. In all these important suits he has shown tin- possession of qualifications which have won him an enviable reputation for professional efficiency. In 1881 Mr. Fowler was elected Director of the Shenango and Alleghany Railroad. In L884 we find him a Director of the West Pennsylvania and Shenango Connecting Railroads. On March 15th, of the same year, he was appointed Receiver of the Shenango and Alleghany Railroad and tin/ Mercer Coal and Iron Companv. < >n March 31st following, Mr. Fowler was elected Director of the New York. Ontario and Western Railroad. In 1886 he was elected President He has also served as Director in the Boards of the East Tennessee. Virginia and Georgia Railroad, and other corporations. No higher tribute could be paid to anyone than the following, which is taken from the Report of R B. Canadian, Master of the United States Circuit Court, on the management of the Shenango and Alleghany Railroad by Mr. Fowler as Receiver: "The duties of the Receiver are laborious, responsible, and require the exercise not only of care and good judgment in the management of the railroad and property, but of unusual caution and tact in the circumstances in which the Receiver was placed, and by which the property was surrounded. All the evidence in the case has satisfied the Master that the operations of the railroad and management of the propertv of the defendant company were conducted with skill, ability, energy, and good judgment. The Special Master is satisfied, and has found above that the Receiver has discharged the duties of his trust with ability, skill, and fidelity, and no one is found or comes forward alleging the contrary." The intelligence and fidelity which Mr. Fowler has shown in his various positions, reenforced by the experience gained therein, will doubtless carry him to a much higher one in the railroad world. Standing as he is on the very threshold of his career, he can hut feel an honorable degree of pride in the importance and responsibility of the duties now devolving upon him as Chief Executive Officer of the New York, Ontario and Western. Mr. Fowler occupied his country place, in the village of Warwick. during the summer months. In 1876 he married Isabelle, eldest daughter of Benjamin F. Dunning, an eminent New York lawyer, and for many years a partner of Charles O'Conor. GEORGE M. PULLMAN. rKNff fJTTE recently a newspaper correspondent told of bis first ride in a sleeping-car. It was in 1859, and among those who took the train with him at Earrisburg, Pa., wore Stephen A. Douglas and his wife. All were bound for Chicago, and the sleeping-car was known as N<>. 20. Mrs. Douglas, like most of her fellow-travelers on that night, had never been in a sleeping-car before, for they had only been running for three or four months and. for the most part, on one or two Western roada Mrs. Douglas was not over- whelmed by the luxurious comforl of her surroundings, and if we of to-day could sec the ram- shackle, jingling old ark in which she passed thai night on the waj home to Chicago, we surely would not charge her discontent to any affected fastidiousness, [magine an old-fashioned passenger car with the insides torn out of it and in their place two long benches running lengthwise of the car. The only modern survivals sufficiently wretched to 1"' compared with it are some of the side- seated concerns which lurch and wobble up and down the Earlem and New Eaven roads to suburban places. Only, even these last venerable survivals of primitive railway development arc quite agreeable vehicles compared to the dingy, dimly-lighted sleeping-car of the year before the war. The real misery in those cars was OOl when you sat sideways and alternately slid into your ibor's lap and on to the floor. The real suffering began when you turned in for what the Truthful Jameses of the advertising department in those days termed "your luxurious night's repose." The sleeping-car of 1859, when the berths were made up at night, was a sort of com bination of the worst features of the Black Hole of Calcutta and the hold of an African sla The berths were made up in three-decker style, one above tl er, from the fioor to within a few inches of the roof of the car. The beds were macadamized mattresses— sheets there were none, pillows there were none. You had a blanket to cover yourself with, and a greasy, shiny haircloth bolster to lay your bead on. To slide in between those shelve- and to slide oul from them required the skill of a contortionist. You could have a single berth to yourself by paying one dollar, or you could pay fifty cents and take in lodgers. It is told of Abraham Lincoln that he always paid his fifty cents for a quarter of what is now a section, or half a berth, and thai be was never troubled with lodgers, because he was so tall be had to lie diagonally across the bed. STANDARD ORDER BLANK USED BY MEMBERS OF THE NATIONAL LEAGUE. < O u w X co Z < h <> low that it is no longer a hindrance to the freesl action. Tele- graph charges to the greal newspaper are to-daj no re than the postage stamp to the individual. With the discovery of this fact, a new departure in journalism becomes possil The newspaper has now at its service an effi machine. The long-distat ephone marks the ipletion of this new machine. The next step was to set about organizing the commodity in which spaper deals— intelligence. To do this is to gel and publish the truth about all sides of human affairs. The more truth the more news, and the more news the greater the profit. The newspapers want this, but are coming to see that the end ran only 1"' reached by raising the quality of their gi pods. Ne '. s thus disclosed as i imodity is to fi 'How the law of all other commodities, that is. toward im- provement in quality with consequent wider con- sumption. Back in the 70's the people wanted bet- ter ken isene. The Standard Oil Company furnished it. The result was a centralized industry, gradually increased consumption of goods, and lower prices. The publishing business has got to go through the same movement. In effecting this the distinction between news and "editorial" will be lost. There is only news the new thing. The whole publishing business is to be raised to the NEWS idea The so-called book business is speedily to become sec- ondary or accessory to the daily newspaper. In this New York is to take the lead. Wi re the movemenl to originate in the heart of the country, which is not unlikely, it could only be done in relation to New York. The historian Freeman, in one of his lectures a few years ago, declared that the world had come to be Romeless, thai it was without a center. "No longer," he wrote, "does an undivided world look to a single Rome as its one undoubted head. The great feature of the most modern times ... is the absence of any such center as the world so long gathered itself around." Me York is the future Rome, for, in the fullness of e ectric transmission, it is to 1 me the clearing house of the world's intelligence. In the newer commerce, now fast gathering force. New York is center. A remarkable thing is the fact that the world's intelligence is to be centered and coordi- nated by English-speaking men. The multiplication of daily newspapers at New York came about through the premium placed on opinion. When the whole fact was inaccessible, this COMMERCIAL TRAVELERS CLUB SOUVENIR BOOK. 47 and that paper was able to sell what some one merely thought was the fact. That day has passed away with the incoming of more complete access. The daily newspaper of the future will replace edi- torial writing with the skillful and full report. New York will do this first. Once done, the need for half a dozen deliveries of the purported fact will have disappeared. The change will compel a deal of preparation, but numbers of men must already be working at it. On the one hand, the scientific center is to be erected ; on the other, the country will be reported. The one central establishment will take account of the three sides, and, therefore, three profits, which all news presents. For two of these sides, or profits. the trade or class papers, and the " mercantile agen- cies," stand. To effect all this, the country will be divided into districts, the manager of each district to draw his salary from New York. The one organization will collect all news, selling its goods through the daily newspaper, the class paper, and the bureau of infor- mation. Concerns like the Bradstreet Company and Dun & Company mark the beginnings of the last named. The changes pending in journalism, and, there- fore, in the publishing business as a whole, will he as profound as those following upon the iron busi- ness in consequence of Sir Henry Bessemer's steel- making formula. The late postmaster of New York, Henry G. Pearson, was a close student as to the direction of the social forces. He used to say that the present post-office is about completed ; that the world must have a new one. This new one he called the spiritual post-office, or the great organic, centralized publishing business. "Down at our place," Pearson would say. "we are arrested if we open a letter. In the post-office that is to be, the arrest will be for failing to open them." He be- lieved that the thought of the people was to find registration. D. (1. Croly, one time: managing editor of the New York 11")/'/-/, but now gathered to his fathers, insisted that "journalism has a theory and a prac- tice which it is desirable to reduce to form." lie was, of course, right. In thus insisting, Croly thought himself "first in this country." "A cor- rect theory is the first step towards improvement. by showing what we need and what we might accomplish." The theory of journalism can he nothing short of the scieni f polities, making the central principle in the light of which the facts are lo be organized. The newspaper is nothing by itself, being "iilv the existing organization of intelli- gence, or lack of it. The newspaper, at any given date, simply reflects prevailing notions. To change it means the working out, of advanced methods of reading the social life. The advance can be gained only through the unification of the ideas swarming from tin' new conditions of life. The ordering of these ideas and their application to reporting as indicated, is to compel a change m the newspaper which can only be compared to the advance of the printing press of to-day over the old Washington hand press. Horace Greeley once said that tin.' time was com- ing when all matter for the newspapers would pro- ceed from a single institution. What Greeley did not see is that this one institution must itself be tin- great central publishing business, handling all news, and, working in relation with the leading paper at cadi news center of the country, constituting tin' ultimate associated press. It is to be understood that the newspaper takes to itself the central position in life. The separation between church and life — making the lesion in the state — which has so perplexed the minds of men, is to disappear. In this respect we revert to the Grecian type of citizenship, the religious and civic merging in the one life of action. A new and pro- lific unity is dawning in the birth of the Organic State here foreshadowed. THE TRAVELERS AND THE WORLD'S FAIR. Y \ the long inarches and conquests of the human race around the world, there is one A historical fact in the grandeur and magnitude of its results that stands unapproached $:_ ' since the morning of the creation. At a distance of four hundred years from that single event, and over four thousand miles from the little seaport town of Palos, in Andalusia, from which the Genoese navigator sailed on a memorable Friday morning in LxJ>j 1402, the nations of the earth are to join in the celebration of that unexampled achieve- ment. It was a discovery that startled the civilized world from a consuming lethargy of a thousand years, lilted the united crowns of ('astile and Arragon from poverty to imperial affluence and power, and terminated the history of medieval ages. Over the bright crestline of that one dis- covery the old nations saw the outlines of a new hemisphere. It inspired their people with a spirit of adventure and enterprise. Never before had a revelation so suddenly quickened a whole continent to activity. It was a new commercial and industrial birth, stupendous and immeasurable m its consequences. Not a resurrection of old civilization, nor a, reproduction of ancient cities with their vain pomp and ceremonials, but tin' vigorous growth of a new existence, in the light of an electric spark and upon the exhaustless power of compressed vapor. Following the example of the great discoverer, adventurers from Spain penetrated Mexico and formed a settlement at San Augustine, upon the peninsula of Florida. French navigators invaded Canada and the northern lakes in their voyages of discovery. The cavaliers of England made a settlement at Jamestown, Virginia; the Puritan took- possession of the Plymouth Colony; the brotherly Quakers found a hospitable lodgment at Philadelphia, and the Dutch merchant estab- lished his trading-post on Manhattan [sland. Emigration from all climes and countries poured in upon the eastern coast of the North American continent. Comparatively few Americans probably realize the importance that the colonization of America, and the experiences of the independent nations subsequently formed here, have assumed in the minds of the social thinkers, of the political thinkers, and of the political leaders of Europe. In remembering what these things mean to us. we have been apt to forget what these things have meant to them. Steadily the primary significance and the proper consequences of the discovery of America have grown in the estimation of the great minds of the Old World, and even in popular thoughl there: while, of hit.', the influence of American idea- and American institutions upon the policies and the industries of Europe, has risen to a maximum. The highest civilization has always been achieved by commercial people. Scholars, philoso- phers, and reformers have always been regarded as valuable to the state, but they are never COMMERCIAL TRAVELERS CLUB SOUVENIR BOOK. 49 builders. Thcv construct ideals and theories, while the necessities of commerce and trade not only determine governmental policies, but erect proud cities, establish long lines of traffic, teacb the arts through invention, add new forces to progress, and civilize mankind with electricity. Il is the commerce of a nation, therefore, that best measures its advancement and greatness. The greatest work of the Exposition will be to widen the markets for products, through educating the taste of consumers and inspiring industrial ambitions. Tt is in pressing for new ends, in setting up larger and liner objects of desire, that an exhibition of arts and manufactures chiefly contributes to industrial development. In addition, Chicago affords the largest opportunity for a gathering of people of widelv sundered sections, that is as much to be desired for its social and political effects. The citizens of the Southern and Northwestern States will pour into Chicago to visit the Exposition, in thrones that will long remain the subject of wonder and admiration. And the population that will be brought within the reach of these educating and inspiring influences will be such as it is preeminently desirable to reach and to affect. It will consist largely of those who usually have little opportunity for indulging themselves in recreation, and small privileges for the cultivation of the liner tastes of life. The commercial traveler takes in all the rubrics of the practice of the arts and trades, of agriculture, of commerce, and of the arts of design. He believes in the display of ideas ; of comparison on a grand scale; of the novel and extraordinary. lie it is who appreciates that the march of time is unceasing and productive of uncertain results. He knows that experience forbids us to look upon any human conception as immutable. Great merchant princes and the most successful men have been commercial travelers in their day. The two hundred thousand ( imercial travelers of this country control the trade of the continent. Thcv alone can prevent the formation of trusts by the maintenance of prices for products, and thus solve the problem of the hour. To solve this problem, either one of two things must be: The producers must l.e pooled, and this means limitation of production, or the sellers must combine. A combination of the travelers will make them the controlling spirits of the age. The influences leading forward to tic organization of the travelers are worthy of consideration. They embrace the expansion of commerce upon this continent. Without railroads or steamboats, and even without stage coaches, the early commercial travelers of this country pioneered their way beyond the frontier lines of civilization, and established trading posts anion-- the children of the forests. Through storm and sunshine; over streams and mountainous regions, with no comforts of a hotel or care in sickness, they led the way ami staked the lines of the future railway system of the country, over which the great flood of civilization found its way to the .lark places of the continent. All these hard- ships were endured, and undertakings made successful, that the merchant prince might enlarge Ins trade and augment his fortune. In the accomplishment of all this he makes a sacrifice of a large portion of his home life and of the society of his wife and children. He sends them his love and salary, but can seldom l.e with them. He must travel almost without ceasing, at all times of day or night, in good or indifferent conveyances, sleep- ing and eating with a rush, and cither in sickness or health, travel-worn, tired, depressed or hopeful, be the same genial, cordial gentleman always. If discouragement or disappointment overtake him he must not show it, or. if his wife or any of his little ones are ,11, he must press the sad news back to his heart, because commerce and trade demand his best efforts. — R. B. F. THE PENNSYLVANIA • RAILROAD « COMPANY TO THE NATIONAL LEAGUE OF TRAVELERS CLUBS Greeting: It seems almost unnecessary to direct the attention of this Association to the facilities afforded by the Pennsylvania Railroad. The organization is composed of men a part of whose profession is the art of travel. They are shrewd and of discriminating tastes, and it is therefore natural that they should select the best railway line, just as they choose the best hotel in each town on their itinerary. The Pennsylvania Railroad is by universal consent the "Standard Railroad of America," and as such it appeals to the consideration of the man who travels for business or pleasure. Its lines are so com- prehensive, and its friendly connections so complete, that the majority of the cities and towns in the Union are easily accessible by its superb service of through and local trains. These trains are equipped with Pullman Vestibule Sleeping Cars, Parlor Cars, and Passenger Coaches, all embodying in their construction and furnishing the latest features which tend to contribute comfort and luxury to travel on the rails. The roadbed is admittedly the best and most substantial, the safety appliances are so complete that they surround the traveler with the most reliable assurances of security . The rates of fare prevailing on this system are exceedingly reasonable, considering the high grade ot service which they embrace. The system of tickets include a range of territory wider in extent than that of any other line, and the conditions under which they are sold are liberal. These are a few of the advantages which this line presents to the Traveling Men of America. The) are so strong as to compel their recognition. GEO. W. BOYD, J. R. WOOD, Asst. (,. /'. J. G. P. A. PHOTOGRAPHED BY FALK. ./i^-yf- /i^^^ Musical Director Commercial Travelers Club Mr. William A. Power was born in Boston thirty-two years ago. His father, Richard Power, has been one of the leading business men in the marble business of that city for forty years, and was formerly a resident of New York City. William graduated at the Boston High School at the age of sixteen, carrying oil' all the honors. His parents wished him to enter college, but he preferred going with his lather in business, with whom lie remained for three years. When but a child, he displayed marked aptitude for music, and while still in business, he played for the elite of Boston. At the age of nineteen he went to the Masconomo House, Manchester-by-the-Sea, which is owned by the charming and incomparable actress, Mrs. Agnes Booth. For the last twelve seasons he has had charge of the music at that place. During the winter season he kept up his entertainments with the leading families of Boston. For I he past two years he has been in New York City, following his profession. Mr. Power ha- played with approval before tin- following people, the mention of whose names will remain, not only the best indorsement, but the brightest reminiscence of Mr. Power's career : Ward McAllister, Mrs. Walter Cutting. Mrs. P. Morgan. Mrs. Richard M. Hunt, Mrs. Bradley Martin, Mrs. John Jacob Astor. After the first night at which he was engaged by The Commercial Travelers Club, they made him Musical Director, a position which he has held ever since. He is a musical genius. May be live long and prosper. r<* «^ *^J JOHN H BLACK. President Brotherhood Commercial Tra\ BROTHERHOOD OF COMMERCIAL TRAVELERS EIGHTH ANNUAL BANQUET. The "American Stationer" of December 20. 1802. &?y^f ^~ < vi t J 'IlE Brotherhood of Commercial Travelers Ih-M its eighth annual banquet last night at the WiwS%£$m • l\ w£"5) l! H< >1 1-1 Marlborough, and it was an enjoyable and successful affair. |;i ^^XJJIj President John II. Black presided and was Hanked on the right by Will Carleton, ;:,;•!'• |8 .lames Clarence Hervey, ex-President Col. J. II. Ammon, ex-Presidenl J. A. McQuillan, "V and Captain Wiams, and on the left by ex-Governor Waller of Connecticut, ex-President, .1. K. Hitchcock, ex-President William J. Kelly, G. W. Proctor Kuott, President Commercial Travelers' Club, ami Secretary John Hovendon. Among those who graced the other tables were Messrs. James T. Watkins, A. D. McMullen, J. L. Marony, Tremain, Fitzgerald, Samuel Eckstein, C. W. Took, J. M. Tate, C. T. Dillingham, G. W. Dillingham, J. A. Holden, Metcalf, A. II. Berrejl, C. Eenry, John Bacon Moser, E. L. McDonald, Paul Latham, William Jarchow, E. E. Besser, Sam Jesselson, Captain Mandeville, G. W. Hills, E. C. Carroll, A. S. Willdigg, Bert. Caldwell. Liddell, J. Magee, A. E. Turner, John Ryan, V. M. Coryell, I. M. Loughead, B. K. Pike, Mclnnes, 1!. F. Fenno, Dwight Terry, F. A. Coombs, S. Vander Wheelen, Wagner, Lawrence Manning, J. L. Peebles, J. (i. Hart, Homer P. Beach, J. L. Shepherd, S. L. McGonigal, Jonas Langfeld. When coffee was reached President Black rapped for order ami called on J. ]•'. Hitchcock, who read some letters of regret. A telegram was also received from G. A. Ayres. President Black then introduced James Clarence Hervey, who in a very clever, happy waj made a brief speech and told a couple of witty stories. John G. Hart, vice-president of the Commercial Travelers Club, sang "The man who broke the bank at Monte Carlo," and later in the evening the same gentleman favored the company with "The Man in the' Moon." James 1>. Mandeville, vice-president of tin- Tenderloin Club, made a speech in which he advo- cated the consolidation of the Brotherhood of Commercial Travelers and the Commercial Travelers Club. He then referred to the important position held by traveling men. There were 250,000 of them in the United States, ami that body of men had done more to represent the industries of tin' country than all the politicians of the two great parties. Will Carleton was the next speaker. He said that he supposed he was entitled to be present at a gathering of commercial travelers because he had been on the road selling books. When he made his first attempts in literature he tried to find a publisher, but all to whom he applied f>4 COMMERCIAL TRAVELERS CLUB SOUVENIR BOOK. referred him to the "fellow just around the corner." Ee finally went to see Mr. Donnelly of Chi- and li«' told him lie wanted him to publish a book <>f poetry. Donnelly looked tired, and it was only when the speaker convinced him by means of the letter S crossed by two upright lines, that he undertook the work. The speaker said that he then became the wholesale dealer, appointed sub-agents, etc., and finally worked oil' two or three hundred copies. lie then wrote to Donnelly for more, km that gentleman said thai the edition was exhausted, ami when asked to explain, said: '• We had a lire the other day, and the edition is all gone." Mr. Carleton then referred to the great advance which had keen made in these latter days, and said that publishers could get along with- out the author, as they could go on putting forth the works of the fellows who were dead. The publisher, however, was very necessary to the author. In closing, Mr. Carleton recited one of his own poems. "The Christmas Baby," which was applauded to the echo. Ex-Governor Waller of Connecticut made a brief address, in opening which he said that President Black and he were old shipmates, if not old salts. They hail crossed the ocean together, and President Black was the life of the ship, as In 1 was one of those happy mortals who was always sunshine. The speaker brought himself into the ranks of the poet- by telling of his early efforts in constructing verse. Ik' also .-aid that he bad had relation- with publishers, for a local poet in his State wrote a poem which ran : Vml for Waller wc will lioller, lie i- ' hi. scholar, And cue of the boys. This poet afterward published a book of his work, but the speaker after buying 01 f the volumes was disappointed to find that this gem was omitted. Mi-. Waller paid a complimenl to the energy and industry of commercial travelers, and .-aid that it was one of the pleasures of his life that ill his travels he had keen able to n I the business men of this and other countries. In closing, tin er called on the company to drink to the health of the Ik C. T. and of President Black. The company did. Lawrence Manning, of ike Maude Granger Company, told in verse the story of ■•The Tramp," and as an encore gave " Spartacus' Address." His work was excellent and won hearty rounds of applause. John k. Shepherd told some good stories, and then called the attention of those present to the impositions which were practiced on travelers, lie said that travelers must remember that employers were given lo figuring expenses in salaries, and that reduced expenses meant increased salaries. He said li\ united action thi by railroads and hotels could be remedied. (!. W. Proctor Knott spoke for the Commercial Travelers ('Ink. He gave a history of the organization, showing that it was started by six men a year ago last Thanksgiving Day, and that since that time it had a phenomenal growth. It hoped soon to erect a club-house of its own, although its present quarters were equipped in first-class style in every respect. Ik' advocated the consolidation of the two organizations, and on behalf of the Commercial Travelers Club offered the members of the Brotherl 1 of Commercial Travelers the hospitality of his club. In New York there were 116, traveling men. and there was every reason why those men should have for themselves the finest club-house in America. F. A. RINGLER & CO., MANUFACTURERS OF PLATES FOR ALL PRINTING PURPOSES BY VARIOUS PROCESSES, 21 &. 23 Barclay St., to 26 and 28 Park Place, New York. 55 ■ >,, *i I 1 b a J. ^^E^ VU| - < o LU ^S^Ss^^^^^S^ A4 T. B. BROWNE'S MESSAGE To the Great Advertisers of America ^~^ [HF importance of Great Britain and her possessions as profitable markets for American productions, popularized by advertising, has never yet been realized by the great advertisers of America. With Free Trade, and almost free freights, business inter- course between the two countries is actually easier than between New York and most other American cities. The establishment of my New York offices affords the oppor- tunity to those interested in the subject, of being placed in immediate touch with an organization embracing the entire- press of Great Britain, Australia, South Africa and India. A vast experience gained in handling the announcements of the world's most successful advertisers is at the service of intending clients. A personal call, to inspect the files of English and Colonial Newspapers, or correspondence invited. T. B. BROWNE, 161 and 163 Queen Victoria Street, London, Eno. and 353 and 355 Canal Street, New York. 57 REPRESENTATIVE FINANCIERS OF THE UNITED STATES. JOSEPH W. REINHART. The reorganization of the Atchison, Topeka & Santa Fe Railroad, and the placing of the system upon a substantial and enduring basis, stand as a perpetual monument to the consummate skill, in- domitable energy, superior business tact, and unsur- passed diplomacy in the railroad world, of one man. That man is Mr. Joseph W. Reinhart, who was recently placed at the head of the company by his election to the presidency. A more fitting tribute tn honors earned, a more just recognition of services rendered, or greater wisdom in the selection of the man for the place, has never been exhibited in this country. The Atchison system, as it. exists to-day, has a greater mileage than that of any other railroad system in the United States, or, for that matter, in the world. A few years ago — the other day, so to speak — the company was hopelessly bankrupt. With the numerous and in many respects conflict- ing interests involved, with different classes oi bonds secured by separate mortgages on different sections of the system, and with their complex and imperfectly defined relations to each other and to the parent company, foreclosure and sale' under the auctioneer's hammer seemed inevitable. Such was the opinion of the leading financial doctors of the country who carefully diagnosed the case. But without foreclosure, without the dismember- ment of the system or the loss of any of ils com- ponent parts, the Atchison has been reorganized upon a liasis that insures a low rate of fixed charges, together with an ample supply of funds to meel extraordinary expenditures for additions and im- provements for years to come without, encroaching upon the current traffic revenues. The aggregate mileage operated is now much greater than it was before reorganization, and the different sections have been firmly ami securely knit together into a compact whole, forming one of the most perfect railroad systems in the country. In a word, the Atchison system of to-day is invulnerable from a financial standpoint, while under its enlarged reor- ganization, it spans the continent from the Great Lakes to the Pacific Ocean, traversing some of the richest sections of that broad belt known as the Great Mississippi Valley, and bringing to the doors of millions of people quick transit for themselves and their merchandise to the centers of the com- mercial world. Like till other American railroad monarchs, Mr. Reinhart is a self-made man — he has climbed the full length of the ladder from the bottom rung, and is, therefore, entitled to all the honors that may be bestowed upon him. His first important step up- ward was taken when he advanced from superinten- dent's clerk of the Allegheny Valley Railroad to the position of Superintendent of Transportation of the same line. Then he became Auditor of the Rich- mond and Allegheny Railroad and the James River Canal and Richmond Dock Companies. Later on we find him General Auditor of the West. Shore Railroad. That was before the company was placed COMMERCIAL TRAVELERS CLUB SOUVENIR BOOK. 61 in receivers' hands, but he continued to hold the in physique Mr. Gould had an immensity of nerve same position as long as the court had charge of the fiber, which enabled him to endure long spells of property, and until it was transferred to tin- New mental fatigue without physical breakdown. Ob- York Central. viously, that course could not be pursued with safety Mr. Reinhart began his official relations with the beyond a certain age, and his death at a compara- Atchison as General Auditor of the system, and tively youthful term is the besl possible proof of subsequently, under the reorganization, he was made that assertion. Although Mr. Gould was educated Vice-President and General Auditor, which offices to be a surveyor, his field of operations was too wide he continued to hold until his recent, election to the to be bounded bv ordinary chain, or measured liv presidency of the company. But during all the regulation rod. The little village in which he was time that the work' of financial rehabilitation was born was not adapted in its metes and bounds to his under way, his was the master-mind that conducted comfortable existence, so he sought the imperial the company safely through the labyrinthian com- metropolis, where men of mental might and financial plications in which it had become involved ; and since strength, and widespread ambitions, were his neigh- that gigantic work was completed, the same hand bors and his competitors, has led it in its further work of extension and lie had no rivals. development, until, as stated above, tic Atchison Rivalry can exist only between equals. One system stands without its equal in this or any other would as soon tin nl; of rivalry between an ordinary country. car-horse and Maud S.. as between tic ordinary financier and Jay Gould. In characterizing such an jav GOULD entity as he, one looks in vain for comparisons. It is only by contrasts thai he can be properly judged. Mr. Jay Gould was a great man. Jay Gould had a subtle sense of hu r peculiarly ft is difficult, so soon after his death, to present a his own. It gratified him immensely to pit his definitiveestimateof this extraordinary individuality, brain against the combined strength of thousands, to There are many who, having challenged him to bat- outmaneuver, to outgeneral, to defeat them. lie tie, found themselves defeated; others, who were was secretive, because secrecy was a prime essen- willing to speculate freely and incur risks so long as tial in the successful carrying out of financial pro- there was prospect of greal profit, who lost and laid grammes. A distinguished lawyer once said that in the blame at the door of Jay Gould. These, and a all the famous Erie litigation .lac Gould never lost certain portion of the snarleyow press, willfully a point, because his covinsel showed him the bearing closed their eyes to the fact that men who go to of the laws, and his own superintelligence suggested battl ight to expect to fight, and that in all fights to him not only tin- safety but. the wisdom of con- one side must sutler defeat. Jay Gould had mane fining all his operations within the boundaries laid defeats in life, but he bore them like a man. bided down by the makers of the statutes, adding, "Gould his time, ami did his best, to secure the perchmenl would have made one of our greatesl lawyers." of victory upon his banners in subsequent en- That he was beyond all possibility of challenge the counters. The store of his experiences reads like greatest financier America ever knew, is so univer- a romance, vet it was stern reality with him, every sally conceded that further exploiture is unneces- move being the result of thought, every step in sary. a rdance with programme. Although delicate But he was more than that. CJto. c3. £aA^7L \^j President Pennsylvania Railroad Co. COMMERCIAL TRAVELERS CLUB SOUVENIR BOOK. 63 The story of his homo as told by his children, the man, to weigh him, and estimate his character, he record of his unvarying courtesy and generosity as emphasized the wisdom of his original selection by disclosed by the testimony of his employees, revealed intrusting him, by the terms of his will, with thevir- Jay Gould's character in a light- so different from tual management of his vast estate, and bequeathing that which the unthinking and at times unfairly to him, with a touch of humor which was eminently censorious public know of, as to be positively characteristic of tin' laic financier, five millions of amazing. The affection which existed between him dollars in payment for his services during the five and his children, and notably with his eldest son, years referred to. who was his constant companion and most intimate Thai's a proud record. friend, amounted almost to a passion. His refined George J. Gould is entitled by provable facts to and gentle nature found most enjoyable pleasure regard himself as a dutiful son, a trusted employee, amid the beauties and the glories and the extraor- a man of unusual brainific gift. The testimony of dinary developments of his conservatories ami hot- Jay Gould, the father, is quite sufficient to prove the houses. All that was simple ami domestic, and, if first. Surely no father ever n led tic close com- the phrase may he used, hearthstony in life, hail for paniouship, the charming comradeship, the trustv him peculiar attractions, and his chief comfort and arm of a, well-beloved son, more absolutely than he. solace ami balm and soothing influence in times of Marvelously gifted himself in the mental stratum, disturbance, anxiety, and positive distress, were he was physically weak'. In this respect his son found either in the pleasant retiracies of his home in differed from him, for tin' early training of George the city, or in the calm and quiet solitudes of his Gould was that of an athlete. Outdoor sports and magnificent place upon the Hudson. Dying, at all manner of physical developing recreation were what would seem an unusually ami unfortunately his delight, and he developed when yet a very young early age, Jay Gould left many millions, indeed, but, man a sturdiness of stamina which has st 1 him in better than that, he also left many appreciative, good stead in many an hour of anxious thought and kindly thinking, warmly approving friends. many a period of wearing solicitude. Upon this son's arm Jay Gould rested absolutely. Having tested him along the lines of morale, knowing that GEORGE J. GOULD. nothing could swerve him in his loyalty to his father's interests, he left time and again his tremen- Mr. Jay Gould was a student of human nature. dous interests in the hands of one who appeared to In fact, it may be said he was a professor in the many, ere they dealt with him, but a lad. The lad, college of human nature. lie undersl 1 men however, was the father's son, and there is no doubt thoroughly. His judgment of the mental, moral, that the absolute confidence manifested by the father physical, executive qualities of subordinates was was a seed sown in fallow ground, ultimately bearing remarkable. Five years before his death heselected a great harvest of reciprocal regard, bom not at all George J. Gould, his eldest son, as his alter ego, of greed, avarice, or special interest, but, rather of placing upon his young shoulders a heavy burden, honest love for a generous and a confiding parent. the responsibility of which ordinary men need not This trust was a compliment. hope to understand, much less appreciate. After Nothing stimulates, in generous natures, a de- five years' closest intimacy, during which the senior termination to be zealous in the best interests of Gould had ample opportunity to study the young an employer, so much as perfeel confidence. Ones FRANK THOMPSON First Vice-President of the Pennsy.v.iiiu Rdilroad. COMMERCIAL TRAVELERS CLUB NOUVENIIi BOOK. 65 motto instantly becomes noblesse oblige, and from in the construction of the mountain division of the that moment confidence is well bestowed, trust is Pennsylvania Railroad. well placed, for loyalty is at the helm, and the \\x 1852 he became assistant engineer of the Phila- desired haven will be made, if brains arid care and delphia and Erie Railroad, and for the subsequent industry intelligently directed can effect that purpose, ten years was steadily engaged in the location and Obviously, then, the brains are there. construction of various roads, including the Sunbury It is fair to assume that however much Jay Gould and Erie, the North Pennsylvania and Western might have loved his son, however much it would Pennsylvania, the Allentown and Auburn, the have gratified him to trust him and rested him to Mahanoy and Broad Mountain, the West Jersey, lean upon him, he would not have been so recreant and other roads, many of which wen. 1 completed by to his own interest as to roll his burdens upon him as chief engineer. In L862 he returned to the George, had he not recognized in him a man of mi- Pennsylvania Railroad with the title of assistant to usual natural ability, with marked aptitude to learn the president, under J. Edgar Thomson, at thai time and understand. Men of affairs on " the street," in president of the company. Mr. Roberts' skill as an the parlors of great corporations, recognize in George engineer and h is fine administrative abilities marked Gould not only a man worth millions of money, not him for pr itiou to the fourth vice-presidency in only a man of ample opportunity, not only one who 1869. This election was followed almost, imme- has had exceptional advantages in training, but a diately by another making him second vice-presi- elean-cut American identity, whose desires, aims, and dent. Upon the accession of Colour! Thomas A. ambitions are, to sav the least, abreast with the Scott to the presidency, Ji •'!. L87-4, Mr. Roberts- progress, the enthusiasm, the triumphs of the aye. was advanced by him to the first vice-presidency. with a head well packed, ideas clearly marked, pro- In this new capacity Mr. Roberts had charge of all grammes cleverly laid and definitely placed. Fortu- engineering matters relating to the construction, natelv, accompanying these rare gifts is an expert extension, and improvement of the company's lines, knowledge of men, considerable caution, a love of and a general supervision of the accounts through equity, and self-respect. To these are added perfect tin' comptroller. lie also assisted the president health, a genial manner, a modest bearing, all tinged with all business connected with other roads leased and made acceptable by an utter absence of purse- or controlled by the Pennsylvania Railroad Com pride, arrogance, self-conceit, or jealousy. pany. Upon the death of Colonel Scott in L880, Mr. Roberts became president of the company. The Pennsylvania Railroad and branches, to- GEORGE B ROBERTS. gether with it.- connections west of Pittsburg and Eric embrace an aggregate mileage of nearly ten Mr. George B. Roberts, Civil Engineer and Pres- thousand miles running through nine States of the ident of the Pennsylvania Railroad Company, was Union. The employees number about 100,000, bom in Montgomery County, Pennsylvania, January ranging from the section hand to the keenest finan- 15,1833. Mr. Eoberts' early education was received ciering and executive talent, including artisans in at the Rensselaer Polytechnic institute at Troy, every conceivable branch of industry, embracing all N. Y., and Ids entire life since his school days lias the arts and professions, and affecting innumerable practically been spent in railroad service. In 1851 and widely separated communities. Greater in he began active railroading as a rodman employed importance even than this is the relation oi tin' Vice-President Pullman Palace Car Co. COMMERCIAL TRAVELERS CLUB SOUVENIR ROOK. 67 road t < > the country at large. Its stockholders cum- ways, but have set the standard for all other lines, ber twenty thousand, and they are scattered over two The substantial construction of road-bed and bridges, continents. aud the maintenance of the line in the highest con- Over all, Mr. Roberts is the presiding genius. dition l>v the award of prizes for tin- best kept sec- tions of track ; the introduction of the block signal and other safety appliances; the building of at- FRANK THOMSON. tractive stations and tl 'namentation of their grounds, and the high class of equipment for which Mr. Frank Thomson, First Vice-Presideni of the the road is celebrated, are to be credited to his Pennsylvania Railroad, is unquestionably one of the genius, tie is also endowed with line administrative ablest railway managers in the countrv. Just in and executive abilities, ami not only founded but the prime of life, he has devoted the entire period developed the system of discipline which distin- froin early manhood to the practical study and actual guishes the organization of the forces he directs. operation of the line on which he now holds so Mr. Thomson is thoroughly conversant with every prominent a position. Graduated from Franklin detail of railway affairs, and this knowledge, coupled and Marshall College in Pennsylvania at the age of with his tact, ability, and energy, equips him thor- eighteen, heat once secured an engagement in the oughly for the responsible duties of his very im- shops at Altoona, where in the course of several portant office, years he became thoroughly grounded in the prac- tical work of constructing locomotives and ears, as well as in the handling of them when placed in GENERAL HORACE PORTER. active service. With the vast, store of knowledge and experience gained in this scl 1 he was pecu- It is difficult to photograph so many-sided a man liarly fitted to enter upon the successful career as General Horace Porter. He has so many lace,.' which the future had in store. Promotion came that it is virtually impossible to picture him all at rapidly. From division superintendent he ascended once, yel it would not be entirely safe to speak of through all the grades of superintendent of motive him even as a two-faced man. Obviously, then. power, general manager, and sec 1 vice-president, he is a contradiction. Some there are who think ol to that of first vice-president, which he now holds. him as a public poser, an after-dinner speaker, a During this time he has not only witnessed the teller of funny stories: others know him chiefly development of the railway system of America, but through his record as one of Grant s military family by his sagacity, judgment, and broad-minded views —the only one, indeed, who appears to have been on all questions, contributed as much as any other able to do much in the way ol honoring the name living railway man to the development of that high and perpetuating the lame of his beloved corn- state of efficiency which the American system has mander. reached. His work in the various positions which But he is more than these. he has tilled on the Pennsylvania Railroad reflects General Porter has that happiest of faculties, a the utmost credit upon his ability. lie instituted knowledge of human nature, which enables him to reforms in the management, administration, and prove himself a square peg in a square hole at all maintenance of the road, which have not only placed times and under all circumstances. As Vice-Pres- the Pennsylvania in the forefront of American rail- ident of the Pullman Palace Car Company, and vir- hf w President Pullman Palace Car Co. COMMERCIAL TRAVELERS CLUB SOUVENIR BOOK. 69 tuallv its executive chief, his military training is of ous ratings over, as made the Porterian utterance vast advantage to the great corporation, part of luminous and effective. His popularity is further which be is. He controls with apparent ease, and attested by the fact that when the genial and effer- certainly without evidences of mental, moral, or vescent Chauncey M. Depcw gracefully retired from physical fatigue, a multitude of employes, clerks, the presidency of the Union League Club, General conductors, porters, masters of transportation, agents Porter was the unanimous choice to that proud of various name, involving a familiarity with the social pre-eminence. Xo speaker is more warmly tendencies of mankind in general and the peculiar- welcomed anywhere, everywhere, than this same ities of railroad officials in particular. The mauip- deservedly popular individuality, General Horace ulation of the affairs of his corporation brings him Poller. into close contact and frequent intercourse with men of large affairs, where again he is found entirely competent to deal with questions of wide-scoped JOHN W. MACK AY. interest, and with men sometimes narrow-minded, pig-headed, obstinate, and perverse. Of all the sturdy Irish-American lads who have He is a man of boundless energy. risen to fame, and deserved repute ol wide horizon, No better illustration of this could be asked than none stands higher than John \Y. Mackay of Cali- the success which he compelled in respect of the fornia, New York, and the world in general. long-delayed monument to General Grant. I' is lie is unique. not to the credit of the American people, but it, is a Possessed of wealth, which a quarter of a century fact, nevertheless, that the public diil not respond to ago would have been deemed fabulous, standing the call made by the Memorial Committee. 1' would among the ver\ rich men of the earth, he is the be useless to analvze the reasons for this. That same clear-eyed, warm-hearted, open-handed John they existed was painfully evident. Stung to the he was '' way back " in the fifties. Old-time miners quick by what was not only national ingratitude speak of him as a man of grit, pluck-, personal but a Mot upon the fair fame ol' the Republic, Gen- courage, and strict integrity. What, his poker eral Porter, single-handed and alone, resolved that qualifications are, may be a question, but no tough that monument fund should be raised, [t is matter ever succeeded in bluffing him in private life. The of record that he bombarded the newspapers with jury of the vicinage is what we look to when we bulletins, circulated leaflets among the people like seek a significant verdict, and it is the unanimous snowflakes, made addresses all over the city, three verdict of California miners, that, the word of John or four in an evening, threw himself with the ve- YV~. Mackay was as g 1 as anybody else's bond, locity of an electric projectile against, rich men, and subsequently as good as any issue of his own. common men, corporations, and other holders of the It is easy enough for men with millions to be hon- great American dollar, until at last, on one bright est, but Mackay 's reputation in that, line was based October dav, it was his proud privilege to announce upon his universally recognized character long before that the fund was finished and not, another dollar the ••pocket" was opened or the metal gave a needed. "show." Obviously, then, he is popular. And so everywhere. The community wouldn't have tolerated from The character he made and the reputation he many men such incisive arguments, such contemptu- enjoyed among his comrades in the olden times. I / ? fri 1 ENGRAVED FROM A RECENT PHOTOGRAPH JOHN WILLIAM MACKAY. COMMERCIAL TRAVELERS CLUB SOUVENIR BOOK. 7] attend him now that his associates are the great are superintelligent, industrious, trustworthy, and Eactors in the busy, restless life of commerce, and, expert. indeed, in the higher realms of scientific develop- How did he gel there? merit. It is not, however, as a man of money his That's the kind of greatness which is not thrust friends must highly regard him. He is comradic upon one, bul is honestly earned, worthily gained, and fraternal. He is considerate and thoughtful, and if, in addition thereto, il is modestly worn and he is generosity itself. Il is well known that he all aroundedly controlled, he who has it is indeed was one of the twenty-five thousand dollar sub- envied among his follows. General Eckert fills that scribers to the two hundred and fifty thousand bill absolutely. His entire life, intelligently iudus- dollar fund raised for that maker of history, trious, has been devoted to the iuterests of teleg- Ulysses S. Grant. It is not known, however, by raphy, and that moans the interest of humanity, the general public that he offered to be one of Without the telegraph, nations would be in the ten, and subsequently one of five, to raise a fund dark as to the progress and intentions each of the of a million dollars for the well-styled savior of other. The peoples of the earth would be densely the Union. Pursued by sharpers, besieged by ignorant, as < pared with their enlightenment of adventurers, sought by great names in finance, to-day. We who use the telegraphic wire as in tempted by commercial magnates, Mr. Mackay olden times men used the stage-coach, rarely stop never loses his head, but pursues the even tenor to think what that universal convenience means, of his way, utterly unaffected, and surely without A moment's reflection furnishes n photograph of affectation or ostentation, ever mindful that the the situation as it is, and a suggestion of what it highest happiness is enjoyed by men who are true would be were telegraphic communication no longer to themselves, as well as honest in dealing with possible. their fellows. In some respects General Eckert is a genius. During the late Civil War the National Govern- ment, recognizing his ability, conscious of his integ- GENERAL THOMAS T. ECKERT. rity, and fortunate in his loyalty, leaned upon him in times of emergency with justifiable heaviness. The General Thomas T. Eckert has been known for Government, confidence was neve,- betrayed. Its years by capitalists, journalists, electricians, and best interests were always consulted, and its appre- telegraphers as a man of unusual natural gifts, and ciation of one of its most valued aids was fully with rare executive ability. In the prime of life manifested. In many respects General Eckert differs hestands at the head of the greatest organization in from Ins predecessors. Mr Orton was a diplomat, the world. As President of the Western Union Dr. Norvin Green was a specialist, in that he was Telegraph Company, he is identified with the master of the art of conviction, having few, if any, management of corporate assets worth scores of equals as a debater and explainer, an advocate in millions of dollars. He is the target for every the presence of legislative commit! r directorate scientific thinker. His acquiescence is the Mecca board. Although fully familiar with the technique toward which every electrician of an inventive turn of telegraphy, and well acquainted with the lay of of mind fed. He is in command of an army of this great land, over which the network of the men and women, not less than twenty thousand Western Union's wires is so deftly placed, General strong, and this arinv has in it many thousands who Eckert comes to the front at a time when a clear President Western Union Telegraph Co. COMMERCIAL TRAVELERS CLUB SOUVENIR BOOK. bead and a linn disciplinary hand are the greal desiderata. It may well be doubted if any wide- spread dissatisfaction will be found in the Western Union's army, while Eckert i.s in command. Then' will be no significant strikes, no interruption to this chief public convenience, no unsettlable trouble with authorities, but the dead level of expert man- agement will be maintained, and held in perfect con- trol by one who is a man among men, quick to detect fraud and imposition, but ever ready to recognize and appreciate honest service, professional merit, and scientific progress. MR. CHARLES KING LORD. While in Baltimore recently, a commercial trav- eler had occasion to call on business at the big Baltimore and Ohio building, where the affairs of this huge railroad corporation are directed. He was ushered into the presence of the Third Vice- President, Mr. C. K. Lord, on the second floor, and did not have to warm his heels very lung, either, before he got an audience. He found Mr. Lord a typical railroad man — pleasant, affable, polite, direct in his inquiries, and business-like in every respect. Even the office boy, who brought him his mail, and the colored porter, who dusted his table, received the kindliest expressions from him. The visiting traveler was led to inquire something about such a man — a man who has as many good things said about him as any other man in Bal- timore. Everybody knows him, and everybody likes him. It' he had been a commercial traveler — well, he would have made the boys hustle for business all the way from New York to San Fran- cisco. Hi- knows all the intricacies of railroad man- agement, and is probably the only man who has been in the service of any of the Trunk lines, who has been promoted from the position of General Passenger Agenl to that of Vice-President— a pro- motion which was won solely upon merit Mr. Lord is a native of New York State, having been born at Iloosae Falls, May 11, 1848. He entered the railway service Oct. 1, I860. In 1871 he was a clerk in the general ticket office of the Indianapolis, Cincinnati and La Fayette Railroad. In six months he was general ticket agent of the same road. From April 1, 1873, until Oct., 1874, lit- was its Assistant General Passenger Agent. In 1^74 he was made General Passenger and Ticket Agent, which position he resigned in L874 to become General Passenger Agent of the St. Louis, Kansas City and Northern Railway. lie served in this capacity until 1879, when he accepted the post of General Ticket Agent of the Wabash, St. Bonis ami Pacific road. A year later In' entered the service of tic Baltimore and Ohio Company as General Passenger Agent Eight years later, in 1888, he was elected to the Third Vice-Presidency. lb' organized the passenger de- partment of the Baltimore and Ohio. Mr. Charles ( ). Scull, the incumbent General Passenger Agent, has been a most worthy successor. Mr. Lord has a charming home in North Baltimore, the fashionable section of the city, presided over by a charming wife. He has one son, now a college student, and two daughters. MR. CHARLES KING LORD. ..- ■&' From Harper's Weekly. Copyright, IS'J3, by II. ir^r & Brothel JOSEPH W. REINHART, President Atchison, Topeka & Santa Fe R R. Company. A. A. McLEOD, Ex-President Philadelphia and Reading and Allied Systems. THE OLDEST AND FOREMOST PASSENGER CARRYING RAILROAD OF THE WORLD. Within a few years wonderful progress has been made in enhancing the comforts of travelers. It is characteristic of this country that the oldest rail- road corporation in America should have taken the lead in this advance. The Baltimore and Ohio Railroad was the first passenger-carrying mad in America, and it con- tinues to be one of the most popular routes of travel from the Atlantic coast to the great West, via Washington. The Baltimore and Ohio Rail- road was also the first railroad to respond to the popular demand for faster train service, and, in connection with the Central Railroad of New Jer- sey and the Philadelphia and Reading Railroad, established the famous Royal Blue Line train-ser- vice between New York, Philadelphia, Baltimore, and Washington. All these trains are equipped with the finest and safest passenger cars ever con- structed. They were built especially for the line at the celebrated shops of the Pullman Company, at Pullman, 111. They are provided with Pullman patent safety vestibules and with Pullman's anti- telescoping device; they are heated by steam and lighted by Pintsch gas. Separate retiring and toilet rooms are provided in each ear for ladies and gentlemen, in addition to which each ear con- tains a smoking compartment with sofa-seats and movable chairs for the accommodation of lovers of the weed. The Royal Blue Line Limited was the first regular passenger train ever scheduled at so high a rate of speed, and its successful performance has demonstrated to railway managers the entire practicability of making fast time compatible with the same degree of safety and accuracy that sur- rounds the movement of slower trains. The Royal Blue Limited has reduced the running time between New York and Washington to live hours. The importance of the travel between New York and Washington induced the company to first apply tin' great improvements outlined above on that branch, but it is only a small part of their vasl system. Their lines extend from New York, Phila- delphia, and Baltimore on the east, to Pittsburg, Cincinnati, St. Louis, and Chicago on the west; traversing the States of New Jersey, Pennsylvania, Delaware. Maryland, District of Columbia, Virginia, West Virginia, Ohio, Indiana, and Illinois, and the system embraces over 2,000 miles of first-class steel track railway, nearly one-half of its total mileage east of the Ohio River being double-tracked. Its passenger equipment throughout, both in respect to motive power and cars, is of the highest grade. The main trunk line, Hast and West, passes through the most picturesque portions of the mid- dle East, and by localities whose yryy names sug- gest a flood of historic memories. The Potomac River, which for a, time divided the North and South, is lirst encountered; then comes Frederick, where the battle of Monocacy was fought, and later on Harper's Ferry, where John Brown earned his place in song and story and two of Stonewall Jack- son's most famous marches ended. Near by is COMMERCIAL TRAVELERS CLUB SOUVENIR BOOK. (9 Sharpsburg, the scene of the battle of Antietam. at last in the hidden springs of its source. The Of the scenery surrounding Harper's Ferry no good-by to the familiar thread of water is with praise need be said, for its charms have been told regret; but for this the fury of Savage River, which and pictured the world over, as have those of plunges onward between the gorges of the peak Shenandoah Valley, which here begins, or, if yon from which it derives its name, abundantly com- please, ends. A little further on the Valley of the pensates. Deeper now and more sonorous the Virginia, famous for its many healing springs and engine growls as it grasps the steel-clad steps in scenic charms, opens. Less than seventy miles its steep ascent, and more distant the river that runs from the main line are the stupendous and gorgeous in its rocky channel far below. There is a turn in Luray caverns. the mountain side, ami the steam-choked motor is Continuing on tin:- main line, Martinsburg renews allowed a few moments' respite. Meanwhile, the aeain the war-time recollections, but these are soon eye of the traveler is delighted with what would driven back to their dusty nooks by the sensations seem to be an infinity of space were its width not of admiration awakened by the beauty of the scene, limited by the walls of the gorge, upon the rugged Mountains, woods ami stretches of river, each edges of which are to be found, growing in scant unique in its loveliness, are tin- pictures that chase soil, the spruce ami the pine. Struggling waters each other over the retina. At Cumberland the trickle down the crumbling sandstone, and vege- line divides, one branch extending through the ration of a sparse description hangs over on the Youghioghenv and Monongahela Valleys to Pitts- verge of despair. Openings here, great rents in the burg and the coal regions, the other over the Alle- rocks there, and century-battered peaks that reach ghenies through the Glades by Deer Park, the appealingly to the clouds, as if in agony at the famous resort where our Presidents are wont to go ruthlessness of the elements which they send down holiday-making, and on to Grafton, thence where upon them. In short, the entire picture is one the line forks again, one branch crossing the Ohio continuous testimony to the complete ruin that at Parkersburg and proceeding through Cincinnati has been effected by volcanic action. Back around to St. Louis, and the other crossing the Ohio near the curve once more, so abrupt and so rocky is Wheeling, passing through Bellaire. Cambridge, the path ahead that one involuntarily pays silent Zanesville, Newark, and Mansfield to Chicago. tribute to the hardy men who crushed the moun- The grandest scenery on the whole line is seen tains and took from their very breasts the sub- during the ascent and descent of the Alleghenies. stance which now constitutes so solid a base for Here is what one writer has to say about it: "At the train. Piedmont commences the seventeen-mile grade, as No other road in the Eastern States offers to railroad men call it, and it is one stretch of grandeur its patrons more pictures than can be seen from that is perhaps without an equal. The locomotive the car windows of the Baltimore and Ohio on at once gives evidence of the strain to which it the way to Chicago. This road has always had a is subjected in conquering the steadily increasing considerable share of the traffic to tin' Western altitude, and its hoarse breathings are echoed in metropolis, and is now reaching after a greater the recesses of the distant mountains, where they proportion. One obstacle in its way heretofore has die away in the still atmosphere, that reverberates been the difficulty experienced in securing proper its sighful response. The Potomac, dwindling into terminals in Chicago. This has now been over- comparatively insignificant proportions, loses itself come. -If •^-— • 1 1 fPft"»53-^k& ms lite • ^fe/f^-i '*5.'.i -.'*^ f ' Jll, 8 1 5*Tc fc;i: 1 ^ iv-'-- «3 ■r- ] ^iti 8 *PjP^ / r T _ •- '.«r , i ce o S cc < O >- CO CO *■■ LU o o h- uJ It leads them all. THE MUTUAL LIFE Insurance Company of New-York. RICHARD A. McCURDY, President. ASSETS OVER $159,000,000. The Consol Policy recently announced by The Mutual Life Insurance Com- pany of New-York combines more advantages with fewer restrictions than any Investment Insurance contract ever offered. It consolidates INSURANCE, ENDOWMENT, INVESTMENT, ANNUAL INCOME. No other Company offers this policy. Apply only to Company's nearest Agent for details. THE MUTUAL LIFE paid to (tl O C\ C\ C\ C\ C\ C\ its policy-holders in 1891 nearly ^iy,UUU,UUU. The Mutual has ever been in the minds of the discriminating public "The GREATEST of all the Companies." 82 INTERNATIONAL NAVIGATION CO. ^hlKTM^f NDES the Ocean Mail Subsidy Act of March 3d, 1891, the two British steamships, !t2^*siT^> "City of New York" and "City of Paris," were granted American registration by a PW^ special Act of Congress. Not only do those ships mark a new era in our Merchant I Marine from which protection was withdrawn during the period from 1850 to the present time but every true-hearted and patriotic citizen of the United States should feel proud if |^gr that these ships, which can readily and economically be converted into auxiliary naval cruisers, are the finest and fastest steamships in the world. With the Postal Subsidy Act as a basis, the International Navigation Company of Philadelphia SUC( Jed in getting Congress to pass a hill admitting to American registry foreign built Ocean steamships of over 8,000 tons register capable of a speed of twenty knots ami 90? of which were owned by American capital, provided tonnage equivalent in amount to the ships admitted to American registry was contracted for with American shipyards. Not only will the International Navigation Company carry out their contract literally, that is, for tonnage .'univalent to the S. S. " New York " and S. S. "Paris," which is '21, (Hid tons, but with the sound determination which has characterized this company since its inception, American shipyards will receive contracts for the construction of five new steamships of the highest order known to naval architecture, amounting to 55,000 tons, and when this entire fleet is afloat the International Navigation Company will own, operate, and control an aggregate of over 150,000 tons. It is readily appreciated that these two ships, with their five promised sisters the largest, finest, and fastest in the world, are a valuable acquisition to the United States Navy. To describe the "New York" and "Paris" briefly: they are 580 feet long, £ the bill naturalizing the ship, and a speech by President Harrison, who concluded as follows: "I deem it an entirely appropriate function that the President of the United States should lift this American flag," the star-spangled banner was raised. Such a scene has never before been witnessed. Through an ingenious arrangement the steamer was instantly dressed with Hags from stem to stern, salutes were fired from the " Chicago," the forts in the harbor, and by the cannon of the Navy Yard, and cheer after cheer went up from the thousands of spectators Loth on board the ship and on the numerous river craft which surrounded the steamer. The piers, bulkheads, and the Battery were crowded with spectators. After the ceremonies had taken place, luncheon was served in the magnificent saloon, which was handsomely decorated. It had been arranged that the steamer should convey the guests down the bay and out to sea, hut owing to inclement weather that part of the programme was omitted. The "New York" sailed on her initial trip to Southampton Saturday, February 25th, and was given a grand reception on her arrival there by the municipal authorities, it hem- considered an event of enormous interest to the city of Southampton; it being the first time a modem trans- atlantic liner had steamed into the Port to make it its foreign home. The flag-raising ceremonies were performed on board the " Paris " Tuesday, March 7th, 1893, and, although of great interest, tl ceremonies were private. The Directors of the Company, with their families and a few invited guests, were present. The Company has recently acquired from the City the largest and finest pier in New York Harbor, at the foot of Vesey Street, and known as New Pier 14, or Washington Pier. This they are rapidly fitting up in the most approved manner, and it will probably be made, in many respects, the most commodious pier in the world, in its admirable provision for passengers and freight. The rates of first-cabin passage are from $50 to $650, depending on the ship, the season, the number in a state-room, and the location. When shipping freight to Europe, don't forget the American Line. ie W. B. RICE, President. T. M. BROWN, Secretary. E. P. POND, Treasurer, INCORPORATED 1888. MANHATTAN SHOE CO. Manufacturers and lobbers of gj|g Men's, Boys' and Youths' *^ Boots and Shoes. $ $» nPITT? Nos. 131 and 133 * fill DUANE STREET, NEW YORK. LEADING SHOE HOUSE. We SeH only ftlQg & HUTCHINS' SPECIALTIES. Si! flijli jpjia^ i lira* fW J iJr"^\ ^ — fftzlr wV '■■-'— -d iff! Iff -IK lira- V-^^v 1 '#-# iM Hi; hii H r r|| I ,f From Harper'^ Weekly Copjripht, 1884, by Harpei & Br COTTON EXCHANGE, Comer William Street and Exchange Place, New York. M issouri acific to ail way. St. Louis ehalr ©«r 5 Free. ^Af All PoifltS ALL TRAINS thoroughly equipped with the Celebrated Pintsch Gas=Light System. GEO. C. SMITH, Assistant General rianager, - - ST. LOUIS, MO. H. C. TOWNSEND, General Passenger and Ticket Agent, ST. LOUIS, MO. W. E. HOYT, General Eastern Passenger Agent, 39" Broadway, NEW YORK. 88 E a ^ e Standard pencils. HAVE NO EQUAL. MADE IN EIGHT DEGREES. Eagle Draughting Pencils, No. 314. Contains a Deep Black Lead. Smoothest Pencil Made. Eagle Steel Pens. Made entirely in New York by a New, Original, and Improved Method. Ask your stationer for Eagle and accept no others. Eagle pencil company, 73 Franklin Street, New York. 89 \1 Bl RT VUGL'STUS l'< H'K LBERT AUGUSTUS POPE, the founder of the bicycle industries in the United States, was born in Boston, Mass., Ma\ 20th. 1843. He traces his genealogy through many well-known New England families of Pope, Pierce, Cole, Stuhbs, Neale, and others. His father, Charles Pope, was an active and stirring business man: and his mother, a daughter of Capt. James Bogman, of Boston, was a lady of rare discernment and quiet decision ol character, who taught her son the habits ol economy, order, and method, to the exercise of which he attributes much of his success in life. When young Pope was only nine wars of age, his father met with business reverses which placed the family in decidedly straightened circumstances. Albert began al once his life of work and business activity by riding a horse to plow for a neighboring farmer in Brookline, which was his home at that time. Three years later he menced buying fruit and vegetables off the farmers and selling them to the neighbors, showing his innate ability as a manager by employing boys to assist him and reaping a profil from their labors. He n had between forty and fifty customers, and in one season this business yielded him a profit of one hundred dollars. During this time he received a lair public-school education, which was all the training he evet had from schools, though by careful reading and persistent application he has obtained an excep- tional fund of general knowledge. At the age ol fifteen he left the high school and secured employment in the Quincy market, and later on took a position with a linn dealing in shoe findings. While there he did all the work of a porter, carrying heavy bags of pe^s and one hundred pound bales ■>!' thread-work that would not be imposed on a full-grown man in these days, and for this he received only four dollars a week, two ot which he paid for board and saved money out ot the balance. An accurate account of his expenses shows that he exercised the strictest economy. The store was live miles from Ins home, yet he frequently walked to and from business in order to save the cat fare ol sixteen cents. When the 90 war broke out he began the study of military tactics, joining the Salignac's Zouaves and the Home Guards of Rrookline, of which company he soon became captain. So intense was his interest that he kept a musket in the store, and with it drilled his fellow clerks and the " bosses " whenever business would permit. At nineteen years of age he joined the volunteer forces of the Union Army, and went to the front as second lieutenant of the 55th Massachusetts Infantry. August 22, 1862. His promotion to first lieutenant, March 2}, 1863, and to captain. April 1. 1N04. are evidences ol his ability and valor. He was employed upon important detached services, and acted as commander of his regiment on many occasions when the colonel was absent or disabled. He organized within twenty-four hours a provisional regiment of artillery from the convalescent camp at Alexandria, and with this force he advanced to the defence ol Washington, assuming command of Fort Slocum and Fort Stevens with forty-seven pieces of artillery. This was a move which called for great ability in managing men, and it was accomplished with such skill that Captain Pope was highly complimented by his superior officers. He served in the principal Virginia campaigns, was with Bumside in Tennessee, with Grant at Vicksbuig, and with Sherman at Jackson Mississippi. He commanded Fort Hell before Petersburg, and in the last attack led his regiment into the city, at the age of twenty-one years. He was brevetted major " for gallant conduct at the battles of Fredericksburg, Va.," and lieutenant colonel "for gallant conduct in the battles of Knoxville, Poplar Springs Church and front of Petersburg," March 13, 180=,. After the war. Colonel Pope returned quietly to his former employers, but soon went into business for himself, in slipper decorations and shoe manufacturers' supplies. In 1877 he became enthusiastic over the bicycle, and with his rare foresight, determined to go into their manufacture. This was done under the name of the Pope Manu- facturing Company, a corporation for which he furnished the capital and of which he became, and has ever since continued, the President and active Manager. This Company was organized lor the making and selling of small patented articles; but within a year Col. Pope had resolved to stake all its future on the bicycle, and he thus made his Company the pioneer in the business. There was not only no demand for wheels at that time, but in many places the prejudice against them was both outspoken and intolerant. This opposition had to be overcome and a market created. Col. Pope exercised great diplomacy in treat- ing this phase of the business. He imported the best cycling literature to be had, bound it up with the advertisement of rival firms and distributed it freely throughout the country. Through the influence and encouragement of the Pope Mfg. Co.. home talent also was brought to bear on the question resulting in the production ot Mr. Piatt's book. "The American Bicycler," and the founding of the illustrated magazine, ••The Wheelman,'' which cost upwards of $00,000, and which is nourishing as the "Outing" of to-day. The educating process was followed by the opening of the highways and parks for the use of wheelmen, the Company expending thousands of dollars in settling the Central Park case in New York, the South Park matter in Chicago, and the Fairmount Park contest in Philadelphia. The successful organizing and prosperous growth of this industry bear a well deserved tribute to Col. Pope as a promoter and manager of large business interests and as a financier of strength and fertility. Col. Pope is a director in many banking and business corporations and his advice is sought after and valued. For some years he has been pioneer in the great movement for highway improvement and has con- tributed liberally of his means and time for the advancement of this project. His speeches on this subject have been widely read and quoted. His latest move for a comprehensive road exhibit at the Columbian Exposition has aroused the press and the public in general to the importance of the road question. He married Sept. 20, 187 1, Abbie, daughter of George and Matilda (Smallwood) Under, of Newton, Mass., and they have four sons and one daughter. 91 "Ghe fanner ^oute." The Wabash Railroad Forms an Important Link with all Lines from the East to all Points CJClest and Southcuest The ONLY Through Sleeping Car Lin.- from NEW YORK OR BOSTON St. Louis via Niagara Falls. Leave New York, Grand Central Station, daily, 6.00 p. m. Leave Boston Boston & Albany K.K. Station, daily, 5.00 p. m. Arrive St. Louis, second morning, 7.4=>. ALL MEALS SERVED IN DINING CARS. Through Sleeping Cars to < lid St. Louis, via \\ est Shore R. R. daily, from fool West 421I Street, at 5 00 p. m. Cat ! ! Chaii Cars (Si eats Fn Deti or Toledo and St. Louis; Detroit and Chicago, I oledo and Kansas I it) ; St. Louis and Kansas City . Omaha and Denver. St. Louis to San Francisco every Thursday. Tourist Slei leave s '. Louis every Thursday at 8.35 p. m. Arrive in San Fran co Monday evening. Splendid opportunity for persons in moderate circumstances, a^ the price foi double lower berth ha^ been reduced to Si. 75. and the passenger can gel this accommodation on a second class ticket For further information call on or addt CHAS. M. HAYS, I ' ■ St. Louis, Mo. F. CHANDLER, Central /' Ticket A ?>ii , . Mo H. B. McCLELLAN, G< neral ' fit. Broadway, Illinois Central Railroad See that your Freight is routed via Illinois Central R. R. for the West, Northwest and Southwest. Direct connection with all the Eastern Trunk Lines $ Rail and Lake Lines To Dubuque, St. Paul, Minneapolis, Sioux City, f, Sioux Falls, Denver, Kansas City, Salt Lake, Portland, Ogden, San Fran- cisco, Seattle, Sacramento, Tacoma. Through Cars without transfer. through FAST FREIGHT LINE to the PACIFIC COAST. D. B. MOREY, General Freight Agent, NEW ORLEANS. THE ONLY TRUNK LINE from CHICAGO to the South, Southeast and Southwest. Cairo, St. Louis, Memphis, Jackson, Natchez, Vicksburg, Baton Rouge and NEW ORLEANS. Through without transfer. FAST FREIGHT LINE to the PACIFIC COAST. Consign your FRE1CHT via Illinois Central R. R. Connecting with the Steamship Lines for Europe, WEST INDIES, SOUTH and CENTRAL AMERICA. G. H. STEARNS, Genera] Eastern Agent, NEW YORK. W. E. KEEPERS, General Freight Agent, CHICAGO. 93 I I y HH NEW ENGER S G Railroad . THE NEW MILLION DOLLAR PASS- STATION of the- Illinois Centra .it 12th Street, Chicago, which will be completed before the time of the opening of the World's Fair, will be one of Chicago's great buildings, in whose architectural beauty, adaptation to modern requirements, there wii be reason t" be justly proud. The natural beauty and charm of its location is probably unsurpassed among railroad stations in the country. On the east and north it overlooks the sparkling waters ol lake Michigan, in sum- mer time teeming with commercial life and ani- mation, and from <>if its surface cooling breezes are watt to cool the heat waves emanating from a great city. Facing the front of the Station The Illinois Central Railroad and the CJCiorld's pair*. is the Lake Front Park, while its direct approach is from Chicago's famous Michigan Avenue, a boulevard typical of the wealth and fashion of this must marvelous City, all blending m graceful harmony. 94 The Illinois Central Railroad and the World's pair. R.R. ROUTE. 7V S will be seen by the illustration above, the tracks of the Illinois Central at Chicago run y^A directly to the World's Fair entrance, in consequence of which that Road will necessarily ■^(f^ be the principal means of getting from the City proper to the Exhibition Grounds in 1895. The suburban service of the "Central" is already favorably known as the largest and most complete of its kind in the country, which is the strongest possible argument that its WORLD'S FAIR SFRVICE will be efficient. For the proper handling of the enormous traffic which the Illinois Central Railroad will he called upon to perform, most extensive preparations are now under way, including the purchase ol three hundred special cars, to be used exclusively in the World's Fair service, and the traffic in and out of Chicago will be carried on an eight-track roadbed, elevated for over two miles. Its facilities for suburban, World's Fair, through passenger and freight trains, are independent of the other. It will also be noted that all through and l^cil trains in their departure and arrival through Chicago city limits pass the World's Fair Buildings and surroundings, of which, on account ol the elevation ol the tracks, a most extensive view is obtained from the car windows. This latter feature is peculiar to the Illinois Central Railroad, for it is the only Road entering and leaving Chicago in FULL VIFW OF THE WORLD'S FAIR GROUNDS AND BUILDINGS. 95 The altimore & H1 ° Railroad, THE GREAT FREIGHT ROUTE NEW YORK CITY BETWEEN AND THE West, Southwest AND Northwest. THE FINEST EQUIPMENT AND BEST TRAIN SERVICE. THROUGH CARS, FAST TIME, CAREFUL HANDLING OF FREIGHT, Prompt Settlement of Claims BALTIMORE & OHIO R.R. F'n ight for all 1 >ints on the Line of the Road. and its Connections, is received at Pier 27, East River, foot ! Dovei St.; 01 I in -, North River, foot of Rector ; 01 1 Wesl 17th St. ; 01 1 I 7th St., and foot Grand St., Brooklyn, I 1 1 Inward bound freight for New York City delivered at Pier 27. East River, and Pier 5, North River. CONTINENTAL LINE. 'I'lu' Direct ami Quickest I. me via Cincinnati, to Louisville, Saint Louis, Kansas City, and the entire Southwest. Special* atten- tion is invited to the fact thai this line lies south of all " Blizzards " .mil heavy snow storm il the most desirable Winter Route from New Vork. Mark goods "Continental Line," ami ship at same depots as given above. For rates ol Freight ami full information, apply to the Agents of the < ompany and to A. C. ROSE, General Eastern Traffic Agent, 415 Broadway, New York. I li I tnd Ohio Railroad respectfully invites EXPORTERS AND IHPORTERS OF FOREIGN FREIGHTS to examine its facilities at Baltimore. Il has the mosl Extensive Docks, Wharves and Warehouses owned or used by an) K Company in Ihc United States, al I i tring minimum port expenses ami the prompt forwarding ol Freight of all kinds. The I A i the Companj will give special attention to such traffii I'll, (.ram Elevators it Locust Poi tied ami operated by the Company, and have storage capacity ..I 3,400,000 bushels, with facilities for unloading 1.2 11 loading 15 vessels of the largest tonnage, per day. Coastwise ami 1 amship Lines receive ami deliver freight al tin: Li Poinl wharves ..f t!ii> Com] JAMES MOSHER, East Bound Agent, No. + BROADWAY, N. Y. FRANK HARRIOTT, Genl. Freight Traffic Manager, BALTIMORE. MD. C. S. WIGHT, General Freight Agent PITTSBURGH. PA. C. E. WAYS, General Freight Agent, BALTIMORE. M D. Southern Pacific C ompany - tt SUNSET ROUTE." Morgan's Louisiana & Texas R.R. & S.S. Co., Houston & Texas Central Railway, Mexican International R,R. tri-weeRly line Sailing from Pier 25, North River, foot of North Moore St., New York, every Tuesday, Thursday and Saturday, at 3 P. M. IRON STEAMERS ALGIERS EXCELSIOR, CHALMETTE, MORGAN CITY. EL PASO, NEW YORK, EL MONTE, EL DORADO, EL MAR, EL SUD, EL SOL, EL NORTE, EL RIO. Taking Freight for HISSISSIPPI RIVER POINTS, And all Points in LOUISIANA, COLORADO, ARIZONA, MISSISSIPPI, NEW MEXICO, CALIFORNIA, and TEXAS, OLD MEXICO, CENTRAL AMERICA. MARK: MORGAN'S LINE SHIP AT PIER 25, N. R. For Shipments originating at Points other than New York, Mark and Consign "MORGAN LINE, Care E. Hawley, 343 Broadway, New York." Send for Stencil. For Through Rates, Bills of Lading, Insurance, and all other Information, apply to E. HAWLEY, Assistant General Traffic Manager, 343 Broadway, New York. B B. BARBER, Agent, E. E. CURRIER. N. E. Agent, R. J- SMITH, Agent, No. 2og East German St., Baltimore. No. „,-' Washington si . Boston No. 49 South Tim J St., Plula. 97 New York, $usquehanna <$£ Western R. R. C om P an y- General Offices: 15 cortlandt st., new york. New York Freight Depot, Pier 16, North River. Jersey City Freight Depot, First and Green Streets. REACHING HACKENSACK, N. J. PATERSON, N. J. PASSAIC, N. J. BUTLER, N. J. OGDENSBURGH, N. J. FRANKLIN (Sussex HAMBURG, N. J., DECKERTOWN, N. J. MIDDLETOWN, N. Y. Co.), N.J. SPARTA, N.J. BLAIRSTOWN, N. J. DELAWARE, N. J. COLUMBIA, N. J. DEL. WATER GAP, Fa. STROUDSBURQ, Pa. Through Freight Rates to Points on BOSTON & MAINF R. K. CI NTRAL R. R. OF NEW JERSEY. NEW Y( )RK. < >NTARI< > & Wl STERN R. R. PENNSYLVANIA R. R. PHILADELPHIA & READING K. R. PENNSYLVANIA, POUGHKEEPSIE & BOSTON R. R. New York Rates to and from all principal Western Points. C. I). McKELVEY, General Superintendent. I. I. DEMAREST, (jen'l Freight Agent. J acksonville. §t. Augustine &*- -* & |ndian J^iver (Railway "THE ST. AUGUSTINE -T^OUTE." From JACKSONVILLE via St. Augustine, Ormond, Daytona, New Smyrna and Titusville to ROCKLEDGE on the INDIAN RIVER. •* CONNECTIONS * AT JACKSONVILLE— With S., F. c<* W. and F. C. & P. Railways and the Clyde Steamship Line. AT PALATKA — With J., T. & K. W. and Florida Southern Railways, St. Johns River and Ocklawaha River Steamers. AT ROCKLEDGE— With Steamers for all points on INDIAN RIVER and LAKE WORTH. W. L. CRAWFORD, JOSEPH RICHARDSON, General Superintendent. General Passenger Agent. 98 "South Shore Line, jj Duluth, South Shore & Atlantic R'y, SHORTEST LINE BETWEEN THE East^^orth-west. 5T. PAUL, DULUTH, HINNEAPOLIS, WEST SUPERIOR. All points on or via Great Northern Railway Line and Northern Pacific Railway. For shipping directions and all information, apply to WM. ORR, L. S. CREVES, W. F. FITCH, General Freight Agent, Commercial Agent, General Manage) MARQUETTE, MICH jss Broadway, NEW YORK. MARQUETTE, MICH. ^merican ^ugar Refining Qompany, 1 17 Wall Street, New York 99 THE NEW YORK. ONTARIO AND WESTERN RAILWAY. /^^\F all the railroads leading from New York, none can claim a more beautiful route across the State of New York than can the New York, Ontario & Western Railway. The ferries for this road leave the city at the foot of Jay and West Forty-second Streets, and the trains, after leaving the station at Weehawken, pass through the Weehawken tunnel, and run north just west of the Palisades through the beautiful Hackensack Valley. Near Haverstraw the road tunnels the mountain and emerges on the west bank of the river, and from there follows closely its shores through the Highlands of the Hudson, under the military grounds at West Point, to Cornwall. From Cornwall the route is northwesterly across the State, and the region traversed includes the counties of Orange, Sullivan, Ulster, Delaware, Chenango, Otsego, Madison, Oneida and Oswego, a section abounding in beauty, with its mountain summits rising 3,000 feet above the- sea, its narrow, exquisitely-lovely valleys, its numberless trout streams, its gem-like lakes, its rugged hillsides and its quiet nooks. The whole region is tree from malarial lexers. The greater part of it is above the level of hay fever and rose-colds, ami its comparative dryness and uniformity of temper- ature, together with the resinous perfume of the pines, hemlocks and cedars, make it a desirable region tor persons afflicted with pulmonary diseases. One of Brooklyn's foremost physicians >a\ s • "It is the consensus of the opinions of many prominent medical men who have given the 'climatic' treatment of consumptives careful study, that we have on the western slope ol the \palacluan system (Sullivan and Delaware counties) climatic conditions throughout the whole year, as good, if not superior to those on the eastern slope of the Cordilleran chain, i. e., in Colorado, New Mexico, Arizona, etc." 100 In the past few years, this region has grown rapidly in the favor of "city people," and each year, more and more residents of New York and vicinity are sending their families up among the numerous farms, boarding-houses and hotels that dot the hills and valleys of this favored region, to renew their health and strength. These hotels, farms and boarding-houses have been collected by the Company into a pamphlet of 160 pages, beautifully illustrated, called "Summer Homes," and it is distributed free by the Railroad Company upon application to the General Passenger Agent, J. C. Anderson, 56 Beaver Street, New York. Besides the main line running from New York to Oswego, on Lake Ontario, the Company operate the Hllenville, Delhi, and New Berlin Branches; the Utica Division, running into Utica and Rome. The most important division is probably that leading from Hancock to Scranton, called the Scranton Division, and running down through the Wyoming Valley to Carbondale and Scranton From this portion of the road the Company get their famous Lackawanna Valley Coal, which is handled by the Sales Agents, Messrs. Dickson & Eddy, 29 Broadway, N. Y. With its own line and connections, the O. & W. takes freight from New York to a large majority of the cities and towns of central New York and Eastern Pennsylvania, and it prides itself on its quick time in delivering it. It makes also the lowest rates of passenger fare in connection with its through trains and free reclining chair cars, than any road from New York, and with its fast freight line, the Ontario Despatch makes the lowest all-rail rates to the West. The Officers of the N. Y., (). & W. Ry. are: T. P. Fowler, President; }. B. Kerr, Vice-President ; R. D. Packard, Secretary-Treasurer; J. L. Childs, General Manager; J. C. Anderson, General Freight and Passenger Agent, with General Offices at 56 Beaver St., N. Y. IOI m oston and Maine R. R. THE ™ T T ° n UR :n CUMMER RESORTS ROUTE TO ALL s OF Eastern and Northern New England, Canada and the Provinces, WINNIPESAUKEE, SUNAPEE. CHAMPLAIN, M EMPH REM AGOG. ST. JOHN, RANGELY, MEGANTIC AND MOOSEHEAD LAKES. ADIRONDACK, WHITE MOUNTAI NS and GREEN MOUNTAIN REGIONS, MT. DESERT, ST. ANDREWS, AND ALL BEACH AND COAST RESORTS OF NEW ENGLAND, MONTREAL, QU EBEC, ST. JOHN, AND HALIFAX. P XCURSION TICKETS ° n sale at the principal offices during the Summer Season at greatly reduced ~"^^^~ rates. Excursion Book, giving Rates, Hotel and Boarding House List, etc., etc. will be sent, postpaid, on application to Ceneral Passenger Department, Boston. R UMMER PUBLICATIONS : "All Along Shore," "Among the Mountains," and "Lakes and Streams," ^^^"^^^~^— "^^^^ all profusely illustrated, wi II be sent, postpaid, on receipt of lO cents in stamps for each book. Complete List of " Books of Travel " will be mailed on receipt of postal. Address, General Passenger Department Boston & Maine R. R., Boston. Always the lowest rates between NEW ENGLANDandthe SOUTH andWEST, VIA Boston & Maine Railroad. D AILY irE^ s E RT™T T A H cH° E u D c ^TWEE N BOSTON a»p CHICAGO, Via B. &. M. R. R., C. Vt. R. R., C. T. and C. & C. T. Ry. The Only Line running Through BOSTON andST. PAULand MINNEAPOLIS, Sleepers Daily between Via B. &. M. R. R.. C. P. Ry., Soo Line. The New All-Rail Line via The Poughkeepsie Bridge Route. A LL TRANSFERS AVOIDED BETWEEN NEW ENGLAND AND THE SOUTH AND WEST. DAILY TRAINS WITH THROUCH SLEEPERS BETWEEN Boston and Philadelphia, Baltimore and Washington, Via B. & M. R. R„ Phil. St, Rdg. R. R.. B. & O. R. R. W. F. BERRY, Ceneral Traffic Manager. D. J. FLANDERS, Gen. Pass. & Ticket Man. 1 02 I ^orr^n^^qi^l I Tr'ty^ie^ WILL FIND THE F1TCHBURG ••• RAILROAD HOOSAC TUNNEL ROUTE thp FROM BOSTON to Troy, Albany, Saratoga, Lake George, Adirondack and Catskill Mountains. Syracuse, Rochester, Buffalo. Niagara Falls, rAVUKI ■ L- Hamilton, Toronto. Cleveland, Detroit, Cincinnati, Chicago, St. Louis, LINE and all points West, Southwest, and Northwest. >>h£ e ZisF£&&£&?5F THE WEST, NORTHWEST, AND SOUTHWEST. RE1GHT AGENCIES. ■ Have been established in .ill the principal cities, at which arrangements can be made for the movement ol freight to all the principal points in the territory reached by this line. Facilities are offered for the transportation of Live Stock, and good accommodations, with usual privileges, for persons traveling in charge thereof. Shippers intrusting the trans- portation of their freights to this company can rely with confidence on its speedy transit. T HE RATES OF FREIGHTV To any point in the East or West by the Pennsylvania Road are at all times as Favorable as are Charged by other Railroad Companies. Any information desired on the subject of freights will be furnished by any of the following: J. A. ACKLEY, New England Freight Agent, S. L. SEYMOUR, Division Freight Agent, Pittsburgh, Pa. Cincinnati, Ohio. 20=; Washington Street, Boston O. J. GEER, General Agent, H. W. BROWN, Agent, No. 2 Beaver St., New York. E G DIXON, Division Freight Agent, WM, BORNER, General Western Agent, 1 6 South Fifth St., Philadelphia. Chicago, 111. W J. ROSE, Division Freight Agent, C. S. FREEBORN, Agent, Harrisburg, Pa. St. Louis, Mo. GEO. T. SMITH, Agent, R- F- FEIST, Agent, r Astor House and 433 Broadway, N. Y. No. 70 Wall St., New 1 ork. WM. H. JOYCE, CHAS. A. CHIPLEY, General Freight Agent, Philadelphia. Ass't Gen. Freight Agent. Philadelphia. GENERAL FREIGHT OFFICE PENNSYLVANIA RAILROAD CO., 243 S. 4th ST., PHILADELPHIA. 107 {"^entral Railroad of New Jersey, Just a plain business talk, and just as little poetry and sentiment as possible ; that is what follows. Y fc.< >U nil- nut an Arab, ami you have no particular weakness for tents. But you may have had a m ry strong longing for them some of these sultry nights, when you have hung out of the narrow window in your "modern llat," like the tongue out of the mouth of a panting dog. The comparison is I :ly, hut so is the unpleasant (act that you get modern improvements in plenty, hut Imle of the old-fashioned, but indispensable, commodity known as fresh air anywhere within the close town. You are crowded, ami so are your neighbors, and it makes you more irritable when you get home at night, and not any the less so when you come to the offiee in the morning. '1 he hours in which you travel between youi office and your home, and tin- indulgence in that delightful method of rapid transit bi iween heaven and earth, suspended by a car snap, is not calculated to add to your good spirits. Sidl you go on, morning and night, day aftei day and year after year. Why? Becau e you must or because you want to struggle foi breath that way all your life ? Well, hardly. Von surely do not live that way ol youi choice, and you need not so live l 'I i .hi . you , .min i change it. In less i ini. ill. in i! takes to travel between Harlem and your down i. ...n office, and al hut very little greater cost, if any. you can reach delightful spots wheie every convenience of the town is introduced without any ol iis inconveniences ; where every breath of air purities the lungs instead of poisoning them ; where bright eyes and rosy cheeks will be the quick response to nature's all-powerful doctoring. Ami nature submits no doctor's lulls after the cure ,5 ^^^^fi -\. ^~ ne Central Railroad of New Jersey can oiler yen all this, and *" "***^*«^^ fc .-■', will not require you to pass through any ol the discomforts ol ci '■.". \JT ^V, _~j nBftlh t -™ i^8 ***"*«•-. railway travel. (jomf. u til L- ..n .ln.ni -.well ventilated passenger q / \ ^V J 'y\Si 7^- ■* Sj* '* lies, quick time over the finest four- track mad bed in the world, polite / " " ^ | |i* \ TfflBw y employes, frequent trains ami trains at almost all hours, make travel 1. Hum the suburban settlements on the line ..t tin- road and your place ol business in the metropolis, tin- beau ideal of comfort and convenii n< .■. There are three divisions of our suburban system, the first ending at I: o .lie, and including between that and New York, Communipaw, Greenville, five stations of Bayonne City, Elizabethport, vtj "fTjfcj'TTT ' il Tva -jft ' '' ■''" ''' J " (i ' ; Mi,,a - '■ ' T'-B ["TMB^^BB ^"TjftP^ • ' ' ie second division extend- to I Mmellen, and include < i.mt..i.l rflHNHlHM ' »~' W ' itudil laiiw 1. Nctherwood. I'lainlicld, ( irant Avenue and 1 The third division extends as far as Souk i villi', including Bo i erne. lor the clerk, whose duties begin early in the morning, thi in .. 1 it ions from the various points on the -• vera] divisions that will him in in the morning as i o'clock. Between thai and - 'clock ther. points on the third division and between. You can reach Liberty Street from extreme points on the second and third di\ isions in an hour and I. I or tin woman ol tin- house, who goe to t..wn to do her shopping or to attend the matinee, there is any number of trams which will bung li i i ity, gi\e her an hour ..i t « I II ample lime to attend the matinee without leaving her home earlierthan u.oo itelj later than that, as her h irerthecity. Leaving any point on the suburban system after 12.30 o'clock in the afternoon, she reaches the city in ample time for the afternoon', pleasure. For the visitor, who has protracted his stay or the lover, in faithful attendance upon one of the many bright and attractive belles, featun lutiful iuburban settlements, there are trains for the city as late as 11.30 and past midnight. The theatre parly can no 1: ;unl ; |n|i. m.. giving them an abundance of time. 1 1 will not be necessary for this thi it in the city, because at 1 1 jo and 1 _'. 1 5 at night there are trains to < onvey them to any place on the suburban Should hen is a train : 1 h 1 lock in the oing to the extent of the first division. inter, who has put the news in presentable shape for the early morning 1 a lailies, can fold away his apron, and need n 1 tint in troubled rest before he may take his train home, for at 4.30 a. in. a train leaves the city which will enable him, within less than an hour, to rest his weary limbs in his own bed ami amid his home comforts, between j. 00 and 8.00 o'clock there are no less than thirty-four trains leaving the city, giving broker and buck layer alike their own turn to gel home. The earl) , lays a week, a doi 12.15 train. Their is, in fact, every reasonable accommodation on Sunday just as well as during the weel I [42 trains a day during the w. are 57 on Sunday ; and tin-re is probably not a 1 ; New Y.uk to day, no matter what his occupation or his hours may be. wl 1 the time upon this road would not accommodate. The question then is : Why should you continue to live in quarters when you are crow, ling others, ■oil « ii? If you rent along this line you will get better accommodations, and a much more roomy and rtable dwelling I and, with all it- I ) iur flal will not hold a candle to it. Why should you jeopardize the livi - ..I your dear ones where the lack of ventilation i- bound to be a -..inc. ,,f failing health ? Why should you not spend some of your holiday- 1 right sunny day take a trip on the Central Railroad of New Jersey and convince yourself ..I ilm beauty of it- suburb. i nts, and the coziness and the comforts of suburban home life? Why should you not take a.b nor facilities ..tiered along this line for acquiring a home which 111 the course of time will be your own ? I 11 ifficet and employe's of this Companj will always b tdy and willing to impart any information sought, either at the New York, or at any of the stations on their line. 1 . 18 Delaware, Lackawanna <§£ Western Railroad Company. F AST FREIGHT LINES: LACKAWANNA LINE. GREAT EASTERN LINE. NEW YORK DESPATCH REFRIGERATOR LINE. NORTH-WEST DESPATCH FAST FREIGHT LINE. AMERICAN TRANSPORTATION CO. LACKAWANNA LIVE STOCK EXPRESS. LACKAWANNA & BOSTON LINE. L A AKE LINES: LACKAWANNA TRANSPORTATION CO. LAKE ERIE TRANSPORTATION CO. CLOVER LEAF LINE. NORTHERN STEAMSHIP CO. UNION TRANSIT CO. B. A. HEGEMAN, Traffic Manager, HENRY C. HICKS, Ass't Gen'l Freight Agent. 26 Exchange Place, New York. R. S. ROBERTSON, General Eastern Freight Agent, 429 Broadway, New York. A. FELL, Western Freight Manager, Buffalo, N. Y. 109 Reading Railroad ©yste Philadelphia and Reading R.R., Lehigh Valley R.R. Between New York and Philadelphia, The Anthracite and Bituminous Coal Fields. Northern, Central and Western New York, and Fast Freight Lines to the West, North and South-west. Modern Equipment. Refrigerator, and Eastman Summer and Winter Fruit Cars. Fast Freight Lines operating over the Reading System from New York. Traders Despatch, Lehigh and Wabash Despatch, Lake Shore— Lehigh Valley Route, Lehigh Valley Despatch, Lehigh Valley Transportation Co., ) .. ., _. _ - Rail and Lake Lines, Northern Steamship Co., \ Diamond Despatch Canal and Lake Lines. General Eastern Freight Office, 235 Broadway. T. J. KLASE, Gen. Eastern Freight Agent. JOHN TAYLOR, B. H. BAIL, Gen. Traffic Manager, Gen. Freight Agent, Philadelphia, Pa. Philadelphia, Pa. 1 10 Of La£iJLa; pa J^RIE hl^ES l^ew Y or k> Jjake H r ' e f-.Jfv„ PC] •fl & (jQestern Dailroad, ]SlewY or k> Pennsylvania & Qhio Railroad, Chicago & E rie Railroad. -••••- QUICK TIME BETW Fast Freiqht Limes, all points east, Z g NORTHWESTERN A QUICK TIME BETWEEN NEW YORK AND AND THE WESTERN, NORTHWESTERN AND SOUTHWESTERN STATES AND THE CANADAS. JTRIE DESPATCH: F. D. HUNTER, Acting General Manager, New York. QOMMERCIAL EXPRESS FAST FREIGHT LINE: J. A. MOORE, Ceneral Manager, Buffalo, N. Y. INTERSTATE DESPATCH: H. C. DIEHL, Manager, Buffalo, N. Y. (JNION DESPATCH— Lake and Rail, during season of navigation. WASHINGTON BULLARD, General Manager, Buffalo, N. Y. QUICK TIME, THROUGH CARS, LOUJ RATES. Ofri^^.'^c,! Ci^^^^i^c • New York, Rochester, Boston, Philadelphia, Newark. N. J., Albany , Cleveland, FFineipai HgeneieS . Cincinnatii Columbus, Dayton, O.. Urbana, O., Salamanca, Toledo, O., Indian- apolis, Evansville. Ind., Peoria. 111., Minneapolis, Chicago, St. Paul. St. Louis, Kansas City, Leavenworth, Louisville, Omaha, Council Bluffs. S. P. SHANE, General Freight Agent. N. Y., P. & O. R. R., Cleveland. O. C. L. THOMAS, Asst. General Freight Agent, C. & E. R. R.. Chicago, 111. J. DEUEL, Asst. General Freight Agent, N. Y., L. E. &. W. R. R., New York. GEORGE G. COCHRAN, Traffic manager, NEUU YORK- H. B. CHAMBERLiAlN, Gen. preight Agent, plEUi YORK- CENERAL OFFICES: 2 1 Cortlandt St., New York City. WESTWARD FREICHT OFFICES: 4- O 1 Broadway, New York City. WESTERN OFFICE: Phoenix Building, Chicago. III. 1 1 I Grand Trunk AND THE CHICAGO & GRAND TRUNK RY'S FORM THE GREAT THROUGH LINE BETWEEN THE EAST AND THE WEST, THKOlKm THE St. Clair Tunnel, "The Link that Binds Two Great Nations.'' For rates to points in Canada and the United States, and other information, apply to J. BURTON. O. S. COCKEY, General Freight Agent, MONTREAL. General Agent, 291 Broadway, NEW YORK. J. W. PETERS, Agent, F. A. HOWE, Agent, 260 Washington St., BOSTON, MASS. Home Insurance Bldg., CHICAGO, ILL. L. , rArCK^i C, I ^., in person or by ma ,i, to any of the following agents of this Company. S. K. HOOPER, General Passenger and Ticket Agent, 318 Equitable Building, Denver, Colo. F. A. WADLEIGH, Ass't Gen. Pass. & Ticket Agent. Denver, Colo. T. W. BECKER, General Agent, 379 Broadway, New York. J . W. SLOSSON, General Agent, 236 Clark Street, Chicago, 111. W. F. TIBBITS, Traveling Passenger Agent, Denver, Colo. W. M. RANK, General Agent Pacific Coast, 219 Front Street. San Francisco, Cal. H. V. LUYSTER. Traveling Passenger Agent, 1008 Broadway, Kan- sas City, Mo. W. R. PECK, City Passenger Agent, Denver, Colo. ALEXANDER JACKSON. Gen. Agent, Pass. Dept , Pueblo, Colo. A. McFARLAND, City Ticket Agent, 1662 Larimer St , Denver, Colo. S. M. BROWN, Joint Agent, Leadville, Colo. J. M. ELLISON, General Agent, Colorado Springs, Colo. W. J. SHOTWELL, General Agent, Salt Lake City, Utah. ELMER CLARK, Contracting Agent, 236 Clark St., Chicago, III. JOSEPH S. REYNOLDS, Contracting Ag't, 236 Clark St., Chicago, III. C. S. ORCUTT, Contracting Agent, 219 Front St., San Francisco, Cal. C B. SMITH. Traveling Freight and Pass. Agent, Leadville, Colo. J. S. GARD, 1 raveling Freight and Pass. Agent, Salt Lake City. J. H. WATERS, Joint Agent, Aspen. H. E. TUPPER, Traveling Passenger Agent, 379 Broadway, New York. For advice concerning the Denver & Rio Grande Express, which is operated in connection with this Railroad, apply to C. W. KRAMER, Manager of Express, Equitable Building, Denver, Colo. "5 A ■ 1 *? ORTHERN PACIFIC R.R ; rfea jL B ♦ THK YELLOWSTONE PARK ROUTE to MONTANA and PACIFIC COAST. TH K< >i '.II Vestibuled Pullman Sleepers FROM CHICAGO DAILY. 2'CHOICE OF TWO ROUTES i 2 WISCONSIN CENTRAL or CHICAGO, MILWAUKEE & ST. PAUL RY. and NORTHERN PACIFIC R. R., to all Points West, including LIVINGSTON, HELENA, BUTTE, SPOKANE, TACOMA, SEATTLE AND PORTLAND. J, M. HANNAFORD, CHAS. S. FEE, CHAS. B. LAMBORN. P. B, GROAT, General Traffic Manager, Gen'l Pass, and Ticket Ag't, ST. PAUL, MINN. Land Commissioner, General Emigration Agent, ST. PAUL, MINN. W. N. MEARS, Traveling P. i rig P Agent, 319 Bi >a I way, New Y. irk. GEO. R. FITCH, General Eastern Agent, 319 Broadway, New York. Il6 (Didland Railway OF ENGLAND. EXPRESS TRAINS BETWEEN LIVERPOOL Centra.) AND LONDON (St. Pancras) AT CONVENIENT INTER VA1 S. A 9" THE MIDLAND is the only line between Liverpooi and London passing through the Magnificent and Picturesque Scenery ol the PEAK OF DERBYSHIRE am, the VALE OF MATLOCK. <^ PECIALi EXPRESS T^AI^lS run i>om LIVERPOOL (central) to LONDON (ST. pancras* For a reasonable number of Passengers, when required in connection with steamers from America. Holders of First-Class Tickets. p. r» £7 Via The Midland Railway, can use the L>RAWING= KOOM bALOONS- • • • By the Day Express Trains between Liverpool and London without extra charge. private Drawing=Room Saloons, vvlth Lavatory and other conveniences, provided for the ex- ■ =: elusive use of parties of seven or more, without extra charge. ■ • ■ EXPRESS TRAIN SERVICES BETWEEN • • • LIVERPOOL! (exchange) and SCOTLiAHD, .U j A I SO BETWE1 N LtOHDOH (st. pancras) and SCOTbAHD, The Direct Route to GLASGOW and GREENOCK (for the Western Highlands and Islands), through the LAND OF BURNS. EDINBURGH, through MELROSE and the WAVERLEY District. PERTH, ABERDEEN. INVERNESS, etc., over the FORTH BRIDGE. IS CHECKED THROUGH from New York or the Landing Stage at Liverpool to any Hotel, Private Re idence, RAGGAGE is checked ■ *-* or Railway St.it v Station in London. THE "ADELiPHT" HOTELi, LtlVERPOOLi l Ahl l PHI ""II I, COMPAN1 ), Reorganized, Refurnished, and Redecorated, is now one of the Best of European Hotels. THE miDLiAND GRAND HOTELi, Attached to the London (St. Pancras) Station, is one of the Largest and Best Appointed in Europe. TTICKETS, TIME TABLES, and all information required by trawlers may be obtained from the Company's American Agents. Mr. Hurley and Messrs. Thos. Cook & Son, 261 and 202 Broadway, New York : or of Mr. John B. Curtis, Liverpool Agent of The Midland Railway Company, England. D ERB y. George H. Turner, General Manager. 117 F. A. RINGLER & CO., MANUFACTURERS OF PLATES FOR ALL PRINTING PURPOSES BY VARIOUS PROCESSES, 21 & 23 Barclay St., to 26 and 28 Park Place, New York. US The Nicaragua Canal. THE Oatecciay TO THE Pacific. The Nicaragua Canal Construction Company, 44 ttlall Street, OUarncp (Tlillep, President. 119 \ieua York w Colt's Pat. Fire Arms Mfg. Co. > HARTFORD. CONN., U.S.A. Revolvers, Rifles, Shot=Quns. The 22 Calibre " Lightning" Rifle. '<^* The Double-Barrel Hammerless Shot-Cun Material and Workmanship of the Very Best 120 £$$1^ \ * 1 1 s a o m * -a P-, cj O > O IB — 5 c - a; oa CB *^ Jj i) p* ai £ -c - -r .SP*J J3 / ^ S \ \ \ /» /* 1 i l 1 i i i i i ^ i Manufactured in all F: Corresponde FOJ? SAXJB BF ^^ LEADING STATIONERS. Trade Supplied by Makers. pH. pA^E pMUF^TURlM CO. NEW YORK, U. S. A. Display V Secti GEORGE A. RAISBECK, Pres.dent. PH. HAKE, Treasurer. GEO. W. P. KNOTT, Secretary PH. HAKE WAlNKJFAGTyRING COMPANY, Established 1867 ( . f .J l*\ \ 'J L\ |\l \/ Incorporated 1891 Chicago Salesroom : I— : \S2. & lo4 LJJLA O I . , "5*207 STATE ST., ROOM B7. „NEV YORK, U.S.A. Makers to the American people ol . TYLISH • "CINE • C TATIONERY, .. C TYLISH • C INE' C . . . Embracing Fine Papers in quarter reams, Papetries, Illu- minated Box Papers, Plain and Fancy Weddings bv ream or cabinet. ..... «tf WlSITING CARDS College Commencements, Opening and Circular Announcements, Ball Programmes, Badges, Tassels, Calendars, Tablets, Bevel Cards and MOURNING Fancy Bevel Folders, Dinner Cards, Fancy STATIONERY Souvenirs and Banquet Menus, in all sizes and borders, in Papers and Visiting Cards. . Progressive Euchre. Angling and Whist Sets llOtCl iYlGriUS and Tally Card, a Spedalty . Correct Euchre Score System. PH. HAKE MANaFAGTiHRING GO., NEW YORK CITY. Cable Address : HAKE. N. Y. ExHIBIT WoRLD ' s Fair Column 88 " 121 1850. » 1893. The United States Tife Insurance Co. In the City of New York. OFFICERS. GEORGE H. BURFORD President. C. P. FRALE1GH Sb retary. A. WHEELWRIGHT Assistant Secretary. WW. T. STANDEN, Actuary. ARTHUR C. PERRY Cashier. JOHN P. MUNN Medicai Dirb roR. FINANCE COMMITTEE. GEO. G. WILLIAMS Prest. Chem. Nat. Bank. JULIUS CATLIN, Dry Goods. JOHN J. TUCKER . Builder. E. II. PERKINS, Jr., . Prest. Importers' and Traders' Nat. Bank. The two most popular plans of LIFE INSURANCE are the CONTINUABLE TERM POLICY, which gives to the insured the greatest possible amount of indemnity in the event of death, at the lowest possible present cash outlay; and the GUARANTEED INCOME POLICY, which embraces every valuable feature of investment insurance, and which in the event of adversity overtaking the insured may be used as COLLATERAL SECURITY FOR A LOAN, to the extent of the full legal reserve value thereof, in accordance with the terms and conditions of these policies. Good Agents, desiring to represent the Company, are invited to address J. S. Gaffney, Superintendent of Agencies, at Hon. 12 2 Harper's Magazine, Weekly, Bazar, and Young People Harper's Magazine. Engagements have been made with the most distinguished writers, and several special enterprisi i i somewhat extraordinary magnitude are under way that presage a must entertaining series of numbers foi 1893. The illustrations will con- tinue to be as perfect as the h t talent and processes can make them. Per year, postage free, $4.00. They will be better than ever this year Harper's Weekly. This journal keeps abreast of the history of each week, singling out for emphasis the events and personages of importance. Its illus- trations are numerous and by the best artists. Its department of fiction is replete with the most entertaining short stories by the best writers Per year, postage free, $4.00. (jreatest A mer * can Harper's Bazar. the Each issue is the record week in woman's world. It con- tains the latest in fashions and in Palis designs ; the best in bright stories and high-class humor ; the most thoughtful and practical essays ; the best artistic attractions, and an indispensable pattern-sheet supplement. Per year, postage free, $4.00. No home of culture should be without them Harper's Young People. " The Mate of the Mary Ann," is just beginning, and other serial and short stories will follow. The spec ial articles will be interesting and valuable. Numerous illustrations, poem-, anecdotes, articles on pas- time ;, and every other subject of interest to young people, make up a delightful programme for the yeai . Per year, postage free, $2.00. The Best Literature and the Best Art Periodicals Upon receipt of Ten Cents the publishers will mail you a sample set of above. SUBSCRIBE NOW. Harper & Brothers, Publishers Franklin Square, New York, N. Y. Newsdealers, Booksellers . and Postmasters receive subscriptions. \2- IETH AVENUE HOTEL Madison Square, New York. J&t i J t) ■ fj The largest, best appointed, and nrjost liberally rriancrged hotel in the cily. with the rnost central and del igr^tf Ul location. A. B. Darling, Charles N. Vilas, E. A. Darling, Hiram Hitchcock. Hitchcock, Darling & Co. 124 FJFTfl * ?\VEr}ttE • flOTEL iWadison S<1 uare > N e w Y ork - HIS noble pile of white rriarble, Corinthian architecture, covering eighteen full city lots and accorniTjodating one thousand guests, rqarks a place in the heart of the great City of New York and an era in the history of the Nation's wealth and advancement. It is located in the centre of the City, upon the charrning Madison Square, and at the intersection of the two great streets, Broadway and Fifth Avenue, and convenient to the rnost important points of interest in the Metropolis. His Royal Highness the Prince of Wales made the Fifth Avenue his home when in New York in I860, and its patrons include the names of the most prominent men and women in America— the Presidents, hundreds of Government Officials, Senators, Congressmen, Judges. Army and Navy Officers, Divines, Physicians, Authors, and in fact all who have attained prominence and celebrity in public and private life, both at home and abroad; and the most distinguished Europeans of rank and title who have visited this country. It has been the centre of all the great public occasions which the City has witnessed for thirty years. Years have come and gone, new hotels have multiplied with innovations and features introduced to affect and influence patronage, but the Fifth Avenue is as new and fresh as the most recent hotel construction, with more liberal accommodations than any of them, and its well-earned reputation as the lead- ing Hotel of the world is more and more assured. ASPHALT PAVEMENTS IERE first laid in Paris, France, in 1854. The material used was a lime- stone impregnated with Asphalt, mined in Neuchatel. Its utility was discovered by the use of the rock upon the road leading from the mine in the nature of Macadam. The use of improved methods and machinery brought it to its present high state. This class of pavements was soon afterwards adopted by Berlin, London, and other European cities, so that up to the present time (1892) there has been laid 2,033,200 square yards. Berlin heads the list with over one million yards, and Paris following with three hundred and eighty-five thousand yards. Its smoothness, comfort to horse, vehicle and riders, cleanliness, ease of repair and great sanitation led American inventors to adopt, soon after the war, a coal tar substitute. Coal tar pavements were laid in many cities in the United States up to within a few years. The) proved failures. A Belgian chemist, experimenting for paving material equal to or superior to the European natural bituminous rock, turned his attention to the large deposit of Asphalt known as the Pitch Lake in the Island of Trinidad. By the combination of this Asphalt with sharp sand, limestone dust and the residuum of petroleum, a pavement superior to those of Europe was made. The European rock becomes very dense and attains a high state of polish and becomes very slippery, and requires sanding, while the pavement made of Lake Asphalt has a gritty surface, affording a good foothold for horses, besides being more durable. The Trinidad Lake Asphalt pavement was first laid in this country in quantity on Pennsylvania Avenue in Washington, 1). C, in 1876. Its i^reat success there led to its adoption as a standard pavement in over seventy of the largest cities in the United States and Canada, and the present area now covered is upwards of twelve million square yards, making a roadway 26 feet wide 800 miles Ion-, put down by 27 companies and individuals. Of this amount of Trinidad Lake Asphalt Pavement THE BARBER ASPHALT PAVING COMPANY, of Xo. 1 Broadway, New York, has laid, during its fourteen vears of existence, over six and one-half million yards. Information and estimates given upon application. 126 Cleveland's is the strongest of all pure cream of tartar baking powders, yet its great merit is not its strength, but the fact that it is pure, wholesome and sure. Copyright 1893, n.v.-l 1 Baking Powder Ci Which is longer ? To the evt the lower of the above, No. 2, seems to he the longer, but actual measurement | roves it to be precisely the same length as No. I. To the eye, bread, enke or bis- cuit made with an Alum or Ammonia baking powder may look very nice, but made with Cleveland's Baking Powder it will be finer grained, will keep moist and fresh longer, and will not have a bitter or unpleasant taste; and above all, it will be perfectly wholesome. Copyright. " You're light enough when I tai klo you" said the little can of Cleveland's bak- ing powder to the big barrel of flour. (Copyright.) Instead Of bread 'Twas lead. She said, Till the privilege was allowed her To make And bake And take The cake With Cleveland's baking- powder. One rounded teaspoonful of Cleveland's Baking Powder does more and better work than a heaping teaspoonful of any other. A large saving on a year's bakings. 127 I — I H TH E CHASE NATIONAL BANK OF THE CITY OF NEW YORK. CAPITAL AND SURPLUS, $1,500,000. H. W. CANNON, President. WM. H. PORTER, Vice-President. J. T. MILLS, Jr., Cashier. C. C. SLADE, Assistant Cashier. designated ^Depositary of the United States, the State of &(ew York, and the City of V^ew York. Transact a General Banking Business. Accounts of Banks and Bankers Received on Favorable Terms. BUY AND SELL UNITED STATES BONDS And Make Transfers and Exchanges in Washington without additional charge. 128 Drexel, Morgan & Co WALL STREET, CORNER OF BROAD, NEW-YORK. DREXEL & CO. COR. OF FIFTH AND CHESTNUT STREETS, 'HILADPLPHIA. DREXEL, HAR|ES & CO. 31 BOULEVARD HAUSSMANN, PARIS. DOMESTIC AND FOREIGN BANKERS. Deposits received subject to Draft. Securities bought and sold on com- mission. Interest allowed on Deposits ; Foreign Exchange. Commercial Credits, Cable Transfers; Circular Letters for Travelers, available in all parts of the world. * ATTORNEYS AND AGENTS OF MESSRS. I. S. MORGAN & CO.. 22 OLD BROAD ST.. LONDON. 129 THE FIRST NATIONAL BANK. BROADWAY AND WALL STREET, INEW IORK. New Yc 130 Ebenezer K. Wright, President. Arthur Leaky, Vice-President. George S. Hickok, Cashier. Edward J. Baldwin, Assistant Cashier. &&&&&&&&&&&&&&&&&Mm&(mMm,im&&&&im THE ATIONALPARK BANK OF NEW YORK. Capital, $2,000,000. Surplus, $3,000,000. EXTENSIVE SAFETY VAULTS FOR THE CONVENIENCE OF DEPOSITORS AND INVESTORS. ENTRANCE ONLY THROUGH THE BANK. &m&&m&mmMm&mm&mMmMm&mM DIRECTORS: Arthur Leary. George S. Hart. Eugene Kelly. Charles Sternbach. Ebenezer K. Wright. Charles Scribner. Joseph T. Moore. Edward C. Hoyt. Stuyvesant Fish. Edward E. Poor. 131 W. Rockhill Potts August Belmont. Richard Delafield. Francis R. Appleton. John Jacob Astor. -^ — , *" T " T r : ----------------------------------------------- • i. i Sig EOaEIiLi Belting Company, >v .'• Mm w 7 *!! P Hartford, Conn. AA a nufae tuners of Short bap, Pure Oak, heather Belting. 132 Ford & Company Proprietors. ^OT£L /^/^l^LtBOl^GUSH- , Surgeon and Adjuster. G. P. Davis, Ml' , Medii ' Examiner. Wm, W. Smith, George E. Taintos, Auditors. New York Office, 140 Broadway— R. M. JOHNSON, General Agent. 135 T HE MOST EXTENSIVE MANUFACTURERS IN THE WORLD OF »■ ^ ^ •>■ ^ ^ ^" ■- ^" '. ^" -»■ ■' '. ^' .»■ ^ Billiard and Pool Tables. New and Artistic Designs. All Tables furnished with the UNEOUALLED "MONARCH " QUICK CUSHIONS. Cloth, Balls, Cues and Billiard Materials of every description, of our own Manufacture and Importation. Tfhe 3 runsw ' c k = B a 'k e = C " er| d er C° 860 Broadway (Union Square) NEW YORK. Chicago, Cincinnati, St. Louis, San Francisco, and all principal cities in the United States »■ * CATALOGUES AND PRICE LISTS FURNISHED UPON APPLICATION. 136 The John (jood Cordage AND ]\\achine Company. On or abo ut April Tenth will Stewart Building, remove to the Morris Building, Broad and Beaver Streets t*> I\e\V Yo*"k. Cordage, 3 inc * er T wine < jy^achinery. 137 J. EDWARD ADDICKS, GEO. A. KELiUY, ROBERT W. L1YL1E, President. Treasurer. Secretary. lTATEf4 ISLiAHt) TERRA GOTTA hU|VlBER CO. IV]anuf«ctUrers of <§)&li ©lazeel YAtrified <§>eWer and Te)rain "f®ipe and plue Lining^ pire tBricl^. Ornamental Front Brick of all ©olor<5, Architectural Terra ©otta, and PorOUS Terra Cotta or "TERRA COTTA LUMBER," and Kjard Tile [or pire-proo] lSUildin<2. IV]iners and <§>l}ippers of ©lay, "pire IV]or{ar. etc. T^ts ©ompany oWns t^e exclusive ri^t to manufacture Porous Terra Cotta, or "TERRA COTTA LUMBER," in M'^dlese* @o.. N J., and Richmond ©o.. Nj- Y- FACTORIES : w OODBRIDGE, NEW JERSEY. OFFICES : Equitable Building, EVENING ADDRESS, . . . Hotel Imperial. '38 120 BROADWAY, NEW YORK- National Cordage Co. MANUFACTURERS OF Manilla, Sisal (o^DflGE and Tarred AND BINDER TWINE. Particular Attention Paid to Orders for Export. OFFICE : Nos. 132 and 134 Front Street, New York. 139 To the Commercial Travelers of America. Gentlemen: Having been engaged in the business of supplying banks and offices with Desks, Partitions, Counters, etc., for the past twenty-five years, always striving to put the best possible cabinet work on the market, we take pleasure in calling your attention to the record, of which we are proud. Should you require any Office Furniture, or should you hear of any customers or friends seeking a reliable house for the purpose of securing Office Furniture at the lowest possible price for good work, we ask your active interest and reference in our behalf. We have recently furnished the new and handsome offices of the following firms and corporations: The Central Railroad of New Jersey, The Brooklyn Eagle, Brooklyn Bank, Hide and Leather Bank of New York, Mail and Express, Seabury & Johnson, Germania Fire Insurance Company of New York, American Lithographic Company, Manhattan Storage Company, Cuyler, Morgan & Company, State Trust Company, New York, Brooklyn City Railroad, offices and others. H We are now turning out fixtures and furniture for the Planters' Bank and Trust Company, of Richmond, Va., the Corn Exchange Bank of New York, Harvey, Fiske & Son. The Metro- politan Life Insurance Company, The Connecticut Trust Company, The Charity Organization Society and many others. Our aim is to succeed, and we can guarantee all our work to be first-class. Our stock is the largest in variety of styles, in sizes, and reasonable prices in the world. Our Desks are shipped in large quantities to the European market. In soliciting the active friendship of the Commercial Travelers of America, it may be added that not a little of our substantial success in business is due to the good will and pride which first-class travelers take in helping American manufacturers who devote themselves to maintain the quality and workmanship of their products. We shall esteem it a personal favor if you will help our salesmen by notifying them when you hear of any opening for our goods. Wishing the Commercial Travelers Club of New York good luck, feeling that its future is assured, we remain, Yours respectfully, WILLIAM SCHWARZWAELDER & CO. 140 GERMANIA INSURANCE CO HIDE AND LEATHER BANK \/illiam 3 cnwarzwae l c l er & G°«» Manufaclurers of J3ank and Qffice ^urniture, 37 and 39 Fulton Street, New York. LONG ISLAND LOAN AND TRUST CO. STATE TRUST CO 141 Established iy6o. Incorporated 1891. P. LORILLARD COMPANY, OBACCO, JERSEY CITY, NEW JERSEY. P. Lorillardjr. . Pres. Geo. I). Fiiihiy. V. Pies, and Treas. Ethan Allen, Secretary. 14: Apollinaris "THE QUEEIN OF TABLE WATERS." " APOLLINARIS is regarded as the leading dietetic Table Water." NEW YORK TRIBUNE, D ml.. . i. "At Banquets, Clubs, and in homes APOLLINARIS Natural Table Water is ever a welcome guest." N. Y. TIMES. "The purity of APOLLINARIS offers the best security against the dangers which are common to most of the ordinary drinking waters." LONDON MEDICAL RECORD. "APOLLINARIS is exceptionally favored, pure and agreeable. Its value cannot be overestimated in locations where pure drink- ing water is the exception." THE MEDICAL RECORD, N. Y. 143 ml HiiiniiiUMiinninHniiitiniiiHuiiH'HiiinHiiiiiMiiinninmiiiHMiiiini.iiniium mum i miiiiiiiiimiiimiiiiiiiiimiiiMiiimiilllimillinimiiiHiin HH . ■ ■ ' ^ss>et^9 .'iKtuiiiHiiiiiiiiiuiiiiii.i.iiiiiimiiiiiiiiiiiiiii mm mum iii^utiihiiiNiiihiiiiiiiiiiiihinH.iiuii.itiintiiiniiiH.MiiimnhiHiMntiiuii.intiimiiintiiiniimimHinniiK iper-Heidsieck Sec. kong JVilDoiLS. Still Unrivalled, jptcpsclv Drv. pc r Fc c I* £ f i am p a a 1 1 c . Sold Everywhere. A .•. .-. - , 144 THE NIAGARA FALLS POWER COMPANY. THE NIAGARA FALLS POWER COMPANY was incorporated by a special act of the Legislature of the State of New York, March 31, 1886, for the purpose of constructing, maintaining, and operating the Hydraulic Tunnel, and for furnishing power for manufacturing pur- poses. This Company will he prepared to supply power about the first ol July, 1893. THE NIAGARA FALLS POWER COMPANY. '45 • •••••••••••••••••••••••••-A--*** men 1! ^^/"©) ican H ne New York to Southampton Shortest and Most Convenient Route to London Only Transatlantic Line Under the United States Flag For Rates of Passage, Cabin Plans, and other information. APPLY TO International Navigation Company 6 Bowling Qreen, New York 305 and 307 Walnut Street, Philadelphia Cor. Lake and Clark Streets, Chicago *••••••••••••••••••••*•******* 147 ADAMS EXPRESS COMPANY EXPRESS FORWARDERS TO ALL PARTS OF THE WORLD. By recent extensions of its lines, the ADAMS EXPRESS COMPANY has added a very large number of offices to the several thousand heretofore operated. FREIGHT. PARCELS, MONEY AND VALUABLES CARRIED ON THE FASTEST PASSENGER TRAINS IN CHARGE OF TRUSTED MESSENGERS. TIME AS QUICK. RATES AS LOW AS BY ANY RESPONSIBLE COMPETITOR. MONEY ORDERS OF THE ADAMS EXPRESS COMPANY On sale at its Offices, and payable at nearly every Express Office in the United States. RcltCS! Over S 5.00, not over $10.00, 8 cents. 10.00, " 20.00, 10 Not over Ss.oo, 5 cents. 20.00, " " 30.00. 12 jo.oo, '" 40.00. 1- 40.00, " 50.00, 20 14s lllliUllllllllllilllllllllillillllllllll 1 f AMERICAN e EXPRESS . . . ® COMPANY. OFFERING THE MOST PERFECT FACILITIES AND THE BEST SERVICE THROUGHOUT THE THE BUSINESS MEN'S SYSTEM. UNITED STATES, CANA DA AND EUROPE all • 149 The United States express Co. Owning and Operating the BALTIMORE & OHIO EXPRESS Control and Operate under One Interest the ONLY Through Express Line ™™ TO TI- THE GREAT LAKES TO THE OF MEXICO AND 1 ROM MAINE TO THE ROCKY MOUNTAINS . . u s NEW YORK BOSTON BUFFALO E CHICAGO CLEVELAND X ST. LOUIS KANSAS CITY C ST. PAUL DENVER O PUEBLO PHILADELPHIA BALTIMORE WASHINGTON CINCINNATI LOUISVILLE CHATTANOOGA NEW ORLEANS VICKSBURG SELMA SHREVEPORT B & O E X And by Through Way Bills with the Pacific Express Co., comprises the Greatest Express System in the United States. Using the Fastest Passenger Trains between all points. The United States Express Company's Foreign Department Transportation between the United States, Europe, and all Foreign Countries, by Fast Steamers and Direct Railway Lines. Agencies in London, Liverpool, Paris, Havre, Under authority from and designated by the and Principal European and Foreign Countries. United States Government as a Bonded Line. Merchandise, Passengers' Baggage, Etc., Transported in Bond, without examination, to nearest Inland Port of Entry. LOWEST RATES, FASTEST TIME, UNDOUBTED SECURITY, MODERN EQUIPMENT IN 1 VI RY RESPECT. Send Money by United Stales Express Co. Money Orders. Sold at all Offices. Payable at over 10,000 Places. RATES FOR ORDERS PAYABLE IN THE UNITED STATES AND CANADA. For $1.00 to $5.00 5 cents Over 5.00 to 10.00 8 cents Over 10.00 to 20.00 10 cents Over $20.00 to $30 00 12 cents Over 30.00 to 40 00 .... 15 cents Over 40.00 to 50.00 20 cents RATES FOR ORDERS PAYABLE IN EUROPE. Not over $10.00 10 cents Not over $30.00 25 cents Not over 20.00 18 cents Not over 40.00 25 cents Not over $50.00, 45 cents. For amounts exceeding $50.00, at sanu- rate. GENERAL OFFICES, 49 BROADWAY, NEW YORK. 150 REHM & CO. 157 Fulton Street, New York City. Manufacturers, Wholesale Telephone Call, Cortlandt 70. and Retail Dealers Awnings and Tents, BUNTING AND SILK FLAGS AND BANNERS.^^ •$• *$♦ •$* •$♦ ♦$♦ ♦§♦ ♦$♦ ♦§• 4* ♦$♦ *$♦ 4* 4* *$* 4* 4* 4* *$* 4* *$* 4* 4* *$* 4* *$* 4* 4* *$* *$• 4* 4* 4* *$* AWNINGS made to order of every description. We also make the Improved Spring Roller Awning. FLAGS. All kinds and all sizes always in stock ; also made to order for Hotels, Club Houses, Yachts, Steamships, Sailing Vessels, etc. TENTS. A large assortment always on hand ; also Tents to rent for Fairs, Festivals, Meetings, etc., etc. The Flags for the Commercial Travelers Club's new building were made by us. A Liberal Discount allowed to all members of the Commercial Travelers Clubs. Send 6 cents in postage for Catalogue of Awnings and Tents. Send 6 cents in postage for Catalogue of Flags. 15' C H LILLEY. C. H- LilliLiY, 16 CENTRE, eon. Chambers St., NEW YORK, MANUFACTURER OF (OPPER WEATHER VANES, vvvvx/vvuv V\/V\/V\/\/\/\A/\A/\/\A/VV\/\/\AAAA/\/\/\A/V\/\^^ S^ Copper Cable Lightning Conductors, Mansard Roof Crestings. 9& 3* References. Hon A. S. Hewitt. Geo. Ehn t, 1 i Oswald Ottendorfer, Esq. Metropolitan Life Insurance I o. Standard Oil Co. Havemeyer & Elders. Mutual Life Insurance Co. New Post < 'Hue, N. V. Murray Hill Hotel. New Produce Exchange. Fourth National Bank Williamsburg Savings Bank. Manhattan Beach Hotel. New Cotton Exchange. Dr. Hall's Church. First Baptist Church. Mrs. A. T. Stewart's Mem. Church. The Monastery, Hoboken. The Boiel Building. Seventh Regiment New Armory. Central Trust Company. 15, Feet of my Lightning < on- ductor put upon the Shops ol the N. Y. Flevated R. R. Co., AND HUNDREDS OF OTHER REFERENCES. F LAG POLES ERECTED. ►♦♦»♦♦♦-»♦-»♦♦♦♦♦♦♦♦♦♦»♦♦-»♦-»-♦ - »-»-»♦• * The Flag Pole put on Produce Exchange Tower and Copper Cable Lightning' Conductors, the largest probably in the world, put up by me. Also, T HE VAN E ON THE NEW POST OFFICE^NEW YORK, manufactured and put up by me, being the LARGEST in the United States. Also, just placed on Metropolitan Life Insurance Company's New Building, THE LARGEST FLAG POLE AND WEATHER VANE IN THE UNITED STATES. REGISTERING WEATHER VANES A SPECIALTY. 153 C. Q. Gunther's Sons. « UR DEALERS d FURRIERS « No. 184 Fifth Avenue, Broadway and 23d Street, New York. Established '54 House Q Io20. Thurber, Whyland Co. NEW-YORK Reliable Food Products io/rjj sjw u) CELEBRATED HATS LADIES' ROUND HATS AND BONNETS, DUULAP SILK UMBRELLAS. 178 and 1^0 Fifth \\t., bet. 2_-,i unJ -ul Streets, and 181 Broadway, near Cortland! Street, NEW \<>kk Palmer House, CHICAGO. 014 Chestnut Street, PHII VDELPHIA. I 56 E.C.LE H GJ.CA. THE CAPEWELL HORSE NAILS Are " The Best in the World " for Horse Owner and Blacksmith. CITY HEADS. 4 5 6 7 8 W W W # &> iP I 99 p 8 9 RECULAR HEA DS. THEY NEVER CRIMP in driv ng in the hardest hoot; they are flexible to twist and clinch, and the clinch holds against any str.tin THEV ARE UNIFORM in length.br. adth and thickness. TKEY NEVER SPLIT IN DRIVING. THEY NEVER BREAK UNDER THE HEADS, but hold the shoe until it is worn out. THEY ARE MADE FROM THE BEST SWEDISH IRON RODS, spi ially imported, the quality of which is improved in compact- ness, tenacity, and uniformity of temper, by the Capewell process. CONTROLLED EX- CLUSIVELY BY THIS COMPANY. Trade Prof. T - ■ 1 1 1 J kin . ... Chief Farrier and Instructoi in Horse-Shoeing of the United States Army, sa: : " I consider the Capewell Horse Nails the b i in the market." The Best Driving THE CAPEWELL HORSE NAIL CO., ■ i i n ,, ,-.--,iiin til" their .up< rior si rcngth, we can usi a mui it smaller size of Nail, thus i. i ping the Y i in the soundesi and ■ ■.;..- condition. Wi o < tern the ANNHEUSER-BUSCH BREWING ASSOCIATION, IV. I . \ E . i mis, Mo. HARTFORD, CONN. •jFwk ^m* ^Pm i— ut '57 Bingham House a-' : ■ • ■'- a fl it! t I E E lift," ptffcy .- ;f* ^ * I Ofe-t^tU? '*<* , : ;i \ ; ' : fj< . *± . •".■-> r— : II , &|NQIJ#»\ House MARKET AND ELEVENTH STS. Three Blocks from Broad St. Station, M PHILADELPHIA. Pa. • ■ Of /?. £ 22^ r °Prj, n, Vo r s. ■~ ■ Rates : $2.50, $3.00 and $4.00 per Day according to location. ► -*-*-♦ ♦♦♦♦■♦•♦♦ -♦ THE •> CARROLLTON, I »♦»♦♦♦ ♦♦♦♦♦♦♦♦♦♦♦♦♦-♦"♦-»♦♦♦♦-»♦♦♦»♦♦♦»♦»♦♦♦♦♦♦♦♦♦♦♦-»♦♦ »♦♦♦»■»♦♦♦♦.».»♦>♦.♦-♦>>■»■»♦ Baltimore, Light and German Streets, Baltimore. J. P. SHANNON. - - - Manager. 159 J. E. KINGSLEY & CO. The Continental, Chestnut Street, «.».•« .«*._. «^«.«. —. , Corner 9th, PHILADELPHIA. PA. Unsurpassed by any hotel in location, appointments, organization or Cuisine. Cafe and Lunch Counter IN Till I V HANGI i H THE CONT1NENTHL. IT ' MEN THE O iNVENIl NCI i ' A SUBSTANTIAL LUNCH, QUICKLY SERVED, AT REASONABLE PRICES, IN A SPACIOUS ROOM TASTEFULLY DECORATED AND DELIGHTFULLY COOL IN SUMMER. - 160 THE HEUBLEIN Hartford, Ct. AT THE JUNCTION OF LEWIS, WELLS AND TRUMBULL STREETS, Facing Bushnell Park. A Modern Hotel on the European Plan. Hot and Cold Water in every roorn, also Stearn and Open Fire Places. The only House in the United States furnished throughout with imported rugs. Q. F. HEUBLEIN & BRO., Proprietors. 161 \tt*M NATIONAL HOTEL, WASHINGTON, D. C. We beg to state th.it the new management purpose to sp.uv no effort to render the NATIONAL HOTEL an attractive and eminently desirable place of resort. All the modern appliances and conveniences have been utilized, so .is to guarantee the comfort and safety ol the patrons of this hotel. The NATIONAL HOTEL is situated on I'enn. Awn.. i ol Sixth Street. N. W.. midwa) between the Capitol and White House, in close proximity to the I'enn. R. R. Depot, and not more than five minutes' ride by cable cars from the Baltimore and Ohio Depot. The Sanitary arrangements ol this Hotel are excellent and could not be better, its water supply is ample and of the purest quality. The Cuisine, which has heretofore been a special attraction, will constitute a perfect and unexcelled feature. Mr. W.m. H. Crosby, the senior partner ol the new management, proverbial for his genial and rteous nature, has been connected with this hotel over twenty-five years, and associated with Mr. 1'inm v. the venerable and respected founder of the house, for twenty-two years. Mr. W \i 11 r Bi r n >v an experienced and energetic hotel man. and partner of the new tirm, has been connected with this hotel for the past twenty-five years, and for many seasons proprietor of the leading hotels at Rehoboth Beach, Delaware, and late manager ol the Hotel Oxford, ol this city, will be pleased to welcome his former patrons and old friends. Mr. Chas. E. Bear, junior partner of the new firm, has been in the office for several years, and will continue in its charge in the same kindly and accommodating spirit as in the past. The NATIONAL HOTEL will be conducted both on the American and the European plan. TERMS American, $2. io to $4 per day. European, 100ms from $1 to $3 per day. t ttullv. 162 CROSBY, BURTON & CO. ,-..-■■ THE •• POWERS * HOTEL, ROCHESTER, N. Y. ABSOLUTELYJFJRE-PROOF. Only First-Class Hotel in the City. j mm? WmlmM M * m m '1T1 MB m BUCK & SANGHR, Proprietors. =-^ — ^ — ^ — ^r 7^-^= ^^ fr '^ •£> 163 t V JL\ lae; EsrsnTfliTaYa g|jji2 ga!iJii.i.Bi« .. ...... mm^mim i Chas. A. Sinclair. Geo. G. Mann. AMERICANJ AND EUROPEAN P L A ISIS'. 500 ROOMS. SINCLAIR & MANN, BOSTON. $ IS one hi the best conducted hotels in New 1 ngland. Noted for its excellence and elaborate appoint- ments, having been refurnished throughout. Strangers, business men, and tourists will find it to their advantage to stop at The Quincy. Situated in the very heart ol the city, two minutes' walk from Famuil Hall. Near all principal points of interest. Horse-cars pass the door to depots and all parts of the city. The proprietors pride themselves on the reputation of the cuisine and table, which is the best in New England, everything being served on the most liberal scale. The Quincy is the only hotel in Boston running its elevator all night. Mail collected and delivered at hotel every hour from 6 a. m. until midnight, a special service having been inaugurated by the proprietors, entirely independent ol government delivery, affording quick service for all guests. The Quincy House Cafe is noted for its English mutton chops. Welsh rarebits, and broiled live lobsters. The only hotel in Boston running its own carriages, bare to and from all depots. 2s cents. Intending guests coming to Boston can write or telegraph in advance; carriages will meet them at depots. Necu Cafe Fifst-elass euisine and service at reduced prices. Fifteen to thirty percent, lower than any hotel in Boston. The Quincy will also continue the American Plan, as hitherto. The splendidly appointed Private Dining-Rooms ot The Quincy have long been famous for the convenience they afford family gatherings and small parties who desire to be served elegantly, apart from the muse and confusion of a public banquet hall. M ssrs. Sinci ur & Mann invite the public to inspect the costly and eminently satisfactory systei Fire Escapes just added to the Quincy House, under the supervision and direction of the Inspectors ol Buildings for the I , and officially approved by them February 6, 1893. This equipment consists ol a system of outside iron stairways and balconies passing in front of the windows on every floor, and leading from th< the firs! floor. A child of five years could reach the ground in safety unaided, and immediate escape is possible foi any and every guesl without possibility of danger to the person whatever the excitement, peril, or confusion. Seventy-five tons of iron were used in the construction of these stairways and balconies. The balconies aggregate .1 total length of nearly a mile. Twelve thousand dollars represents the cost of this system ol fire escapes, which is the largest con- tract tor this purpose ever given by a hotel, and is unparalleled anion- the hotels "I the United States. The proprietors of The Quincy consider that the comprehensiveness, efficiency, and thoroughness with which these fire escapes have been planned and constructed reflects the highest credit upon Chief Damrell and Ins assistants. 164 Eugene Munsell &Co., TOVE FOUNDERS, No. 218 Water Street, New York. NORTH CAROLINA. WYOMING, AMBER micA HEADQUARTERS MINERS. WHOLESALE DEALERS. 1 5s Mhenix nsurance ( ompany, Brooklyn, |\| . Y. Cash Capital, $i ,000,000 00 Gross Assets December 31, 1892, 5,584,704 61 Liabilities, 4,040,960 oj Surplus as to Policy Holders, 1,543,744 54 Losses Paid Since Organization, $44,420,594 01 . 166 The Liverpool London Globe and and INSURANCE COMPANY, Empowered as a Stock Company. /v ^ /v ^ n ^iy Charlks H. Marshall, Chairman. (uet» ^orn Qpoarb t JoH n a. Stewart. James E. Pulsford. Iohn Crosby Brown. ****** v no Edmund I). Randolph, chief office: in the: united states, 4=;, 47 49 WILLIAM STREET and 41, 4^ PINE STREET, NEW York City. HENRY W. EATON, GEO - w - HOYT, Resident Manager. Deputy Manager. QXmtt* ^tatze (granc? hi hie Bt^erpoof an* fiotrton anb (Bl 7 <>6e 3 n6urance Company. JANUARY 1, 1893. $06ef6. feiaBiftttCB. Real Estate si 574,50000 Unearned Premiums, . . • 13,923. 840 -7° Loans on Bind and'Mort'gage,' . . . .2,817,537-50 Unadjusted Losses . 5Z2'2o« U. S. Government 4 5 Bonds, . . i,Sii,2 5 o 00 Perpetual Policy L.ab.l.ty, "7,499.o5 City of Boston Bond,. . ... 209,250.00 All other Liabilities. . «', 020 10676 Cash in Hanks . . . 78o,l 4 9-5<> Surplus,. .$3,029,196.76 Premiums in course of collection. • ^55.94°-22 Other admitted Assets 14 4.39° 5§ $8,193,023.89 $8,193,023.89 The amount paid in satisfaction of fire losses in the United States in the course of forty-five years 1 $56,241,533.35. 16 / ./ 6th A nn ual Statement of the Connecticut Mutual Life his it ranee Co. Of Hartford, Conn. Nil VsSETS, Jan. 1, 1891 . ... $57,289,094.04 1:1 1 I 1\ III IN 1891. For Premiums . . $4, 1,814.55 Forlnterestand Rents, 3,218,354 27 and Loss . . [0.18 7.804 % DISB! RSI h IN 1 For claims by death and matured en- ments . . . $4, [26,317.24 Surplus returned to policy-holders. 1,101,209.56 1 and Surren- I ies. . 527,844.22 POTAL TO 1 Sala- Medical 1 Printing, Advertising, 1 Estate, an othi ! .... 778,639.74 ["AXES 291 -"7.40 Hal : 14. SS SCHED1 LEOl VSS1 TS. 1 5t lien . $36,417,372 -7 B01 . Premium Notes on Policies it 1,51 1,873.30 « ucd by the Co. . 7. 185,284.70 CostofUniti and other Bonds, 11,420,898.39 il Bank and Rail: . 4' 18, 1 asl, 1 1 1,156,563.85 ible 15.00 Balance dm . - 289 1 12 Add Interest due and accru< $944,19 .20 Rents accrued 7,110.65 Market vain and bonds over cost . . . . 42; Net deferred premiums . . 153,896.46 t.53en{, ® © 189 ©roadWay. ® NeW York @itV '7.i General Eleetrie Gorapany NEW YORK AND BOSTON. ELECTRIC LIGHT AND POWER. • ARC LIGHTING, INCANDESCENT LIGHTING, STATIONARY JVIOTORS. ■0- ELECTRIC STREET CAR PROPULSION BY THE MOST PERFECT SYSTEM. THE EDISON INCANDESCENT LAMP Is the Only Incandescent Lamp Lawfully Made. BRANCH OFFICES : 44 Broad Street. New York. 620 Atlantic Avenue, Huston, M;iss. 173 and 17-. Adams St.. Chicago, III. 509 Arch Street. Philadelphia. Pa. Fifth and Race Streets. Cincinnati. 0. 401-407 Sibley Street, St. Paul, Minn. Equitable Building, Atlanta. Ga. 1333 F Street. N. W., Washington, D. C. IS First Street. San Francisco, I al. Masonic Temple. Denver. Col. All business outside of the United States transacted by the THOMSON-HOUSTON INTERNATIONAL COMPANY, 44 Broad Street, New York City. 172 The Pioneer Company of America INI ORPORAT) l> [866. OHAKTI K PERPETUAI . THOROUGH INSPECTIONS, AND INSURANCE AGAINST LOSS OR DAMAGE TO PROPERTY AND LOSS OF LIFE AND INJURY TO PERSONS CAUSED BY = = = STEAM BOILER EXPLOSIONS. J. M. ALLEN, President. J. B. PIERCE, Secretary, Gen. W. B. FRANKLIN, Vice-President. F. B. ALLEN, Second Vice-President. BOARD OF DIRECTORS. J. M. ALLEN, President. FRANK W. CHENEY,Treas. Cheney Brothers Silk Manufacturing Co. CHARLES M. REACH, of Beach & Co. DANIEL PHILLIPS, of Adams Express Co. RICHARD W. H. JARVIS, President Colt's Fire Arms Manufacturing Co. THOMAS O. ENDERS, President of the United States Bank. LEVERETT BRAINARD, of The Case, Lockwood & Brainard Co. Gen. WM. B. FRANKLIN, United States Commissioner to the Paris Exposition. NELSON H( iLLISTER, of State Bank. Hart- ford, Conn. Hon. HENRY C. ROBINSON, Attorney-at- Law, Hartford, Conn. Hon. FRANCIS B. COOLEY. of the National Exchange Bank, Hartford, Conn. A. W. JILLSON, late Vice-President Phcenix Fire Insurance Co., Hartford. Conn. EDMUND A. STEDMAN, Treasurer of the Fidelity Co., of Hartford, Conn. GEORGE BURN HAM, Baldwin Locomotive Works, Philadelphia. Hon. NATHANIEL SHIPMAN, Judge U. S. Circuit Court. C. C. KIMBALL, President Smyth Manufac- turing Co., Hartford, Conn. PHILIP CORBIN, of P. & F. Corbin, New Britain, Conn. 173 W. G. HITCHCOCK & CO., COMMISSION MERCHANTS, 4S3 AND 45S BROOME ST., SOLE AGENTS FOR B. PRIESTLEY & CO. 5AMUEI C< HI' I AULD & CO. LYONS SILK AM) fAPESTRY I < >. NEW YORK. '74 I I I I I I « 4 I I I i itllt l H I I I H I IH I HHMt lll HHI IIII I II H I >♦< It I I Hi m I It I I I I I I I »<•♦♦ > »«» '//{/n/////// m/?m ^j -,/./ l fi 3^6 />;,,/,/- a /, /, /> y y {u« u S lF E i!f| ; Paper J - : <£#gSfl ^ ?flw;. i , B&*W ' " NEW'YORl\ ■ i P & . 1 ■ 'i- rff bit The Leading Evening Paper. 176 ?^$M$$$M$SMiM$M&MS$S$S. Boston, Philadelphia, Raltinjore, Pirtsburab. San Franciso TIS BR0THERS El Gg. STEAM -AND HYBRAUme EhEVATORS HIND H0ISTINS MACHINERY, 36 AND 38 PARK ROW, NEW YORK. Anjcricarj Elevator C< >.. Lior>don, Paris. \V. K. Hdlc S ' Co' % -fA vi , , , J ] lisp it ST fill 11 § •33 M^mSfe 1 5?9SBaB|.aiilfi liii Y0(£ ^BFB^ 111111. soli's r"-^4liiuiiuB ■1 wi!u^y^3te !J!S EMERSON PIANO CO.'S NEW FACTORY, BOSTON. Erected in 1890. The largest and most thoroughly equipped Piano Factory in America 01 Europe. Emerson Piano Co.. Warerooms, No. 116 Boylston St., Boston. BRANCH STORES: No. 92 Fifth Avenue, New York. No. 21S Wabash Avenue, Chicago. 179 te» Arlington * mills, Jr * LAWRENCE, MASS. PRESIDENT, ALBERT WINSLOW NICKERSON. TREASURER, WILLIAM WHITMAN. CLERK, WILLIAM P. ELLISON. DIRECTORS, ALBERT WINSLOW NICKERSON, WILLIAM A. RUSSELL, CHARLES C. BURR, GEORGE A. NICKERSON, WILLIAM WHITMAN. RESIDENT AGENT, ROBERT REDFORD. SUPERINTENDENT OF WORSTED MILLS, WILLIAM D. HARTSHORNE. SUPERINTENDENT OF COTTON MILLS, GEORGE E. TOWNE. SELLING AGENTS, HARDING, WHITMAN & CO. TREASURER'S OFFICE, 78 CHAUNCY STREET, BOSTON. NEW YORK SALESROOMS, 80 and 82 LEONARD STREET. BOSTON SALESROOMS, 78 CHAUNCY STREET. 180 EDISON Phonographs s* FOR : SALE ^ ADDRESS North American Phonograph Co., EDISON BUILDING, NEW •:• YORK. MASONIC TEMPLE BUILDING, CHICAGO. iS i Otiefiey c 'diotliezd, (sfilh c/Joanufactuzeid, /'/ 7 oBzoome (?A ' STRANGE & BROTHER, RIBBONS, •««. •»«• 96 and 98 Prince St.. NEW YORK. 133 A Stiirt can sY['ir\e and a Shjirt can wear, Arid a Srjirt rqay look quite gay, Bat a Srjirt won't be of tt]e proper Hind Unless it is built thjat way. TO FIND THE SOLUTION ASK S. L. flcGoNIGAL, MAKKK OF HIGH GRADE CUSTOM SHIRTS, A.N1 ) 1 lEALER I N Underwear, Collars, Cuffs and Hosiery : No. 10 West Twenty=third Street, Cor. 5th Ave. (West. Union Building), NEW YORK. 4* 4^ 4* 4* 4* 4* 4* 4* 4* 4* 4* 4* 4*^ *$**$* 4* 4* 4* 4* 4* 4* 4* ^>*«$* 4* 4* 4* 4*4* 4* 4>^ 184 The New York Tribune. At the Head of the Column of American Newspapers. Leads i 1 10,000 1 15,000 1 17,000 173,000 I'm; New York HE NEW YORK TRIBUNE not only prints the best Republican Daily in the United States, but also the Greatest Weekly issued from the office of a daily. Here are a few figures : Chicago Inter-Ocean, weekly New York Weekly World (claimed) roledo Blade, weekly - - - New York Weekly Tribune By actual count the bona fide circulation Weekly Tribune, all paid-up subscriptions for one year, was, on January 16th last, 173,000 copies per week. This figure fluctuates each week a trifle, in consequence of the varying expirations, renewals, and new subscriptions, but the list of The Tribune is growing every week now, and will probably pass 190,000 in a very short time. Another very interesting fact is the quality of The Tribune's daily and weekly circulation. The Tribune's readers are the most intelligent, the most high-minded, the most aggressive, active, and prosperous of the population of the cities and towns in which the paper circulates. As buyers of goods they are worth to any merchant twice the number of people who are less progressive and less enterprising anc This announcement, printed in The Tribune several times, has never been challenged by any other newspaper. On the contrary, its truth is admitted intelligent. )y a Democratic rival, The New York Sun. The Sun says : The Tribune announces that "by actual count the bona fide circulation ol The New York Weekly Tribune, all paid-up subscriptions for one yen. was on January 16th last 173,000 copies per week." That is .1 very great circulation, and The Tribune is justified in publishing the amount as an interesting piece of information. It is not necessary for our neighbor to make affidavit to the fact. Its simple state- ment is enough. If the word of a newspaper as to such a matter is not entitled to belief, its oath also is worthless and curies no weight with the public. The Tribune is a square Republican paper, and it owes its .meat success to that fact. Never before in its history, according to the general impression in the newspaper world, was it more prosperous than it is at the present time. The people know where to find it. and if they want straight-out Republican doctrine they go to its pages. It is not ashamed of the faith that is in it. It is not pharisaical, and it is without a trace of the humbug of Mugwumpery. Most of its political principles are objectionable to us, but we honor the courage with which it defends them, and. most of all, we a\ plaud its distinctively American tone and character. It does not imitate the Mugwump journals in taking a brief from England and arguing against the American side in all internation.il questions. The Tribune is an American paper, edited by an American in the American spirit. It does not blush for its flag. ... Its truly American spirit commands the respect of all parties. Therein it is thoroughly in sympathy with the public, and at this period th.it characteristic serves to give it distinction in New York. Hence we rejoice to know of the prosperity of The Tribune, and we are not at all surprised by it. Weekly Tribune, Si a year. Semi-Weekly, $2. 1S5 Daily, $10. FALL* RIVER- LINE BETWEEN New York and Boston. THE SAFEST AND MOST COMFORTABLE ROUTE BETWEEN THE TWO GREAT CENTERS. STEAMERS PURITAN, m p LYMOUTH, URITAN, PILGRIM, ROVIDENCE. Heated by Steam. Lighted by Electricity. A Band of Music permanently attached to each steamer in commission. The most delightful route of travel in the world. Never before during its existence has this transportation agency been so thor- oughly equipped for its enterprise as at the present time. The four largest steamers of their class in the world are now associated in making daily trips between New York and boston, in Summer time, all owned and controlled by this line, and identical in their management, accommodations and quality of service. THIS IS AN ALL=THE=YEAR= ROUND ROUTE, WEEK DAYS AND SUNDAYS INCLUDED. Steamers leave New York from Pier 28, N. R., foot of Murray Street, connecting at Fall River with Express trains of Pullman Vestibuled Coaches and Parlor Cars, for boston. Returning, trains leave boston from Park Square Station, Providence Division, Old Colony Railroad. J. R. KENDR1CK, CEO. L. CONNOR, General Manager. General Passenger Agent. [86 PROVIDENCE & STONINGTON S. S. CO. PROVIDENCE LINE. STONINGTON LINE. BETWEEN NEW YORK AND BOSTON, Providence, Worcester, And all Eastern Points. PROVIDENCE LINE. (May to November.) The longest water route and shortest rail ride (only 4- miles) to Boston of any Sound Line Steamers the peers of any in the World. An orchestra on each. Parlor Car Trains direct from Steamers' Landing to Boston and Worcester, connecting for all points in New England. During the season a Parlor Car Train runs from Steamers' Landing to the White Mountains Without Change- steamers leave Pier 29, N. R., daily, except Sunday, at 5.30 P. M. STONINGTON LINE. (Throughout the Year.) '1 In- is ilit- Inside Route, and especially safe and comfortable in Winter. Connects at Stonington with THREE Express Trains for I'm, tun, Providence, Worcester, and all points North and East, Steamboat Express to and from Boston has reclining ehair Parlor Cars without extra charge. This is the only direct Sound 1 1 nit in Summer to Narragansett Pier and Watch Hill. Steamers leave New Pier 36, N. R., daily, except Sun- day, at 5.30 P. M. (SUNDAYS INCLUDED DURING JULY AND AUGUST.) Send for Folder of Summer Excursion Tours and Rates. J. W. MILLER, President,. NEIV york. O. H. BRIGGS, Gen 1 1 Pass. Agent, PROVIDENCE, R. 1 87 J. N. BABCOCK, . tss'l Gen' I Pass. Agent, New Pur j6, X. R., XE If YORK. V' I 1 %m& '^ I "Las Ipfe^M-^- - — «... :< $i tf 33 ; POSTAL TELEGRAPH BUILDING, Broadway and Murray Street, NEW YORK CITY. 188 THE THE POSTAL i COMMERCIAL TELEGRAPH-CABLE | CABLE COMPANY COMPANY REACHES ALL IMPORTANT POINTS IN THE Connecting with the POSTAL TELEGRAPH-CABLE CO. REACHES EUROPE AND UNITED STATES AND CANADA 2 ALL PARTS of the WORLD THE LARGEST THE LEADING COMPETITIVE SYSTEM Ever maintained in the United States. ATLANTIC CABLE CO. Shortest and Best Routes between Europe and North America. MONEY TRANSFER ORDERS Promptly telegraphed by SEND YOUR TELEGRAMS AND CABLEGRAMS BY The "POSTAL" I The "POSTAL' 189 Western Union Telegraph Co. The Largest Telegraphic System in Existence. IN AMERICA: 31,000 Telegraph Offices, 725,000 Miles of Wire. EUROPEAN AGENCIES : London, - - No. 21, Royal Exchange, E. C. Liverpool, - - - a5, Exchange Buildings. Bristol, - Backhall Chambers ; and at Antwerp, Zurich and Genoa. CABLE SERVICE. 2 AMERICAN CABLES direct from NEW-YORK TO GREAT BRITAIN. EXCLUSIVE CONNECTION WITH 4 ANGLO-AMERICAN TELEGRAPH CO'S CABLES. 1 DIRECT UNITED STATES CO'S CABLE. WIl II INDEPENDEN1 OFFICES AT London, Paris, Edinburgh, Manchester, Newcastle, Glasgow, Dundee, Bradford, Leith, Havre, AND AGENCIES \ I Barcelona, „ Imsterdam and Trieste. » Direct Cable Connection with France and Germany, also with Cuba, West Indies, Mexico, Bermuda, Nassau, and Central and South America. •i MESSAGES SENT TO ALL PARTS OF THE WORLD. «r To insure the prompt and correct transmission of their messages, foreign correspondents should be instructed to mark them '• via WESTERN UNION," for which indication no charge is made. 190 New York Belting <5c Packing Company, Limited. CABLE ADDRESS: New York London, " Beltpaco." TELEPHONE: Order hepartment, Cortlandt 738. Office Department, Cortlandt 21H1. Manufacturers of VULCANIZED RUBBER, «^» Vulcanite Emery Wheels. Bicycle Tires. 15 Park Row, New York. "•'v Machine Belting, Steam Packing, Linen and Cotton Hose, Hose Tubing, Mats and Matting, Car Springs, etc. P. 0. Box 2180. JOHN H. CHEEVER, Hanager. 191 [Knickerbocker * * * * I rust ( ompany, 234 Fifth Ave., cor. 27th St. BRANCH OFFICE, 18 Wall St. and 3 Nassau St. Mm s 'f»f 1 -I WaiLEJH y-fa.iT. Capital and Surplus, $1,000,000. DESIGNATED LEGAL DEPOSITORY. INTEREST ALLOWED ON TIME DEPOSITS. Deposits received subject to Checks on Demand, which pass through I 1 ring-House like those upon any City Bank. Safe Qeposit |j$oxes to Rent in JTire and gurglar Proof \)ault. Acts as Executor, Administrator, Guardian, Receiver, Registrar, Transfer and Financial Agent, and accepts other Trusts in conformity with the Law of any State, or of the United States. Hi JOHN P. TOWNSEND, Prest. BUSINESS HMD PERSONAL. : : HCCOUNTS SOLICITED : : t* I S. VUERBACH, II VRRY B. II NS, JAI OB II \1 S, < II \K1 I 5 T. B VRNEY, A. Fo iii Hi..' Ri mi ]■ 1 1 , Remsen CHARLES T. BARNEY, Vice-Prest. DIRECTORS. Henry W. T. Mail I -. V. Loew JOSEPH T. BROWN, Second Vice-Prest. Vnukew II. s , James II. Bresli.n, 1 ,1 v i,i". J M . 1. TOM ; ■ |: J. 'lis S. TlLNl v. Henry F. Iii\: " ' ND, Chari 1 - F. \\ > David II. King, ■ 1 ■ : ' 1 . ( '. , B FRED'K I.. ELDRIDW Robf 1; r M vci vi . C. I. VWRI \' I Pi RKINS, Edward Wood, . Wm. II Beadli ion, Vlfred I . White, 1 i! vri 1 s R. Flint. HENRY I 1 >\\ NSEND, • tary. 192 ANHATTAN TRUST COMPANY, Corner Wall and Mr ,,, ,, rtri i/ ^,-t-t., Nassau Sts., NEW YORK CITY. CAPITAL $1,000,000. THE Company is authorized to act as Executor, Administrator, Guardian, Receiver, and Trustee : as Fiscal and Transfer Agent, and as a Registrar of Stocks and Bonds. The Company offers exceptional facilities to Executors and Trustees of Estates, and to Religious and Benevolent Institutions, for the transac- tion of their business. Deposits received subject to cheque at sight, payable through the New York Clearing House. Liberal Rates of Interest Paid on Balances. OFFICERS. JOHN I. WATERBURY, President. JOHN KHAN. |r., Vice-President. AMOS T. FRHNCH. Second Vice-President. R. B. GRINNF.LL. Asst. Treasurer. C. H. SMITH. Assistant Secretary. DIRECTORS, 1S93. FRANCIS ORMOND FRENCH . . . New York AUGUST BELMONT .... New York C.C.BALDWIN New York II. W. CANNI >\ .... New York T. T- COOLIDGE. Ik Boston R. '[. CROSS . " New Voik JOHN N. A. GRISWOLD .... New York JOHN R. FORU ... New York H. L. HIGGINSON Boston JOHN KEAN, |i II. (). N( IR !1H ( > IF. . E. I>. RANDOLPH A. S. ROSENBAUM JAMES ( '. SHELDl >\ SAMUEL R. SHIPLEY CHARLES F. TAG R. T. WILSON . JOHN 1. WATERBURY I- lizabeth, \ 1 Londoi Ncu Yorl N (■'.'. Yorl New Yorl Philadelphia New Yorl Nr» Yorl New York '93 SI HAT is the most important part of a watch ? It all depends. From the point of view of security, the bow (ring) is the most important. If the ring isn't secure, the watch isn't secure. How many are aware that on all watch cases, except those made by the Keystone Watch Case Company, the ring is held in by friction only, and liable at any moment to get severed from the watch ? Watches with the old-fashioned rings are never secure from accident by dropping, and are an easy prey to even the clumsiest thief. Have you ever heard of the Non-pull-out bow? It cant be pulled, twisted or wrenched from the case, and makes the watch thief-proof and burglar-proof. Here's the Idea: The bow has a groov : on each end. A collar rim^ down inside the pend- ant (stem) and lit'- into tl firmly locking 1 1 ^ ■ bow to the pend- ant, so that it cannot be pulled 01 twisted This bow is the sole property of the Keystone Watch Case Company, and can be used by no other manufacturer, so that the only absolutely thief-proof and accident-proof watches are those with its cases. This great plant has a much larger capitalization, better mechanical equipment, more extensive facilities, and better manufacturing talent than any similar concern in the world. Its present capacity is seventeen hundred employees, turning out 2,500 cases daily. It manufactures in addition to its specialty, Jas. Boss Filled Cases. Every description of case from the Finest Solid Gold to the cheapest nickel, and only standard goods of each grade. 194 BLISS, FABYAN & CO. 32, 34 & 36 THOMAS AND 117 & 119 DUANE STREETS, NEW-YORK BOSTON: 100 SUMMER STREET. PHILA.: 1 107 MARKET STREET. . ■'■ mmfimm mm -.'■'■■ '95 Q. H. Mumm & Co. EXTRA DRY. FAMOUS FOR ITS EXCELLKXCE, PURITY A X 1 > NATURAL 1 )RYNESS, h>y chemical analysis the purest and most wholesome champagne." —A'. Ogden Doremux, M.D., II. P.. Pi f Chemistry, N. Y. Custom House statistics show that the importations in 1 S92 of G. H. M U IVI M & CO'S EXTRA DRY reached 75,880 cases, being more than one-fifth of the entire champagne importation, and over 9,000 cases more than of any other brand. £Hfc FRED'K de BARY & CO., New York, Sole Agents, 196 DU VIVIER & CO'S Specialties. erne HAMPAGI^E I 1NEST SELECTION Clarets ^Burgundies IN THE U.S. HlNCKEL^WlNCKLER Fr,ankfor,t a/m. Rhine ^Moselle wines. "Yery finest live Oil o V^ A.BEHBIE ,_ Bordeaux. Pronounced By Epicures, "Unsurpassed." DuVlVIER&CO.. 22 Warren St. NX Bordeaux, CoATES&Co!S ORIGINAL )0UBLE DISTILLED, UNSWEETENED. Purest^ Finest. Most Wholesome. KRUGON RYE ES KINAHAN S THE CREAM LL Irish Whisky. DUVIVIER & CO. 22 Warren Street, N. Y. 197 : %PW^ X §^ §^<&^' (5^,f5\^ (J^^^H&x^ (5^6M 6^-> (5^0^ (5^ C^S^S^D^. \^^* UA^"^ UA — 1 "A wmK a <: 9'^-~/?' '■ The H. B.Claflin Company P\^r White Goods, Laces and Embroideries, Hosiery, Notions, Cloths, Shawls, Silks, Dress Goods, Flannels, Carpets, Cloaks, Suits and Furs. PRINTS AND DOMESTICS. CHURCH STREET, WORTH STREET, AND WEST BROADWAY. NEW-YORK. 19s • • • Tefft, Weller & Co., Importers and Jobbers of Dry Goods, 326, 328, 330 Broadway, New York. 199 -: .1 established !.">< A •- heodore Stewart. V\/\/V/\/V\/V\/\A/\/V\A/VV\AA/\AA/\/\A/V\/\A/\AA^ Importer of and Dealer in 4 and 6 John and 8 Warren Sts., Near liroadw a\ , New York. FINE IMPORTED ARS Wines, Brandies, Champagnes, Whiskies, Ales, etc. MAXIMILIAN COOK. ■ GEO H. A. KOHLEH. EUQENE HAUCK. \ 2U0 he House of Walter Baker & Co. The oldest, and at the present time one of the largest industrial establishments in Boston, is that of WALTER BAKER & COMPANY, Manufacturers of Breakfast Cocoa, and other Cocoa and Chocolate Preparations, The extensive mills belonging to this house are situated on the Neponset River, partly in the Dorchester district of this city and partly in the town of Milton. The small mill in which the business was first begun, at the same place, in 1 76,">, is said to be the first of its kind in the British Provinces of North America. The plant then established came into the possession of I>r. James Baker, in 17SO, who was sine led later by Walter Baker, his grandson, in whose name I he business has since been conducted. It is an extremely interesting fact, and one with scarcely a parallel, perhaps, in our industrial annals, that on the very spot where, more than a century and a quarter ago, the business of chocolate- making was first begun in this country, there has grown up one of the largest establishments of that, kind in the world— an establishment which competes successfully for prizes in all the great industrial exhibitions in Europe and America, whose influence is felt in the great commercial centres, ami whose prosperity promotes the welfare of men who labor under a tropical sun in the cultivation of one of the choicest fruits of the earth. The chocolate-plant, known to botanists as Thenbroma cacao (the first or generic word meaning "food of i be gods"), flourishes only in hot. climates, mostly within the fifteenth parallels of latitude. The Cacao beans used by the manufacturers are procured mainly from South America, some of the West India Islands, Ceylon, Java, and certain parts of Africa. The establishment of Walter Baker & Company, to which extensive additions have been made from time fo time during the last fifty years, now comprises Ave large mills, equipped with all the latest and most improved machinery for the manufacture of cocoa and chocolate in a variety of forms ami by tin* most approved methods. A large number of work-people are employed, and the total annual output reaches a very high figure. The high degree of perfection which this house has attained in its manu- factured products is the result of long experience combined "with an intelligent, tise of I he new forces which are constantly being introduced to increase the power and improve the quality of production, and cheapen the cost to the consumer. The full strength and the exquisite natural flavor of the raw material are preserved un-impaired in all of Walter Baker & Company's preparations; so that their products may truly he said to form I he standard of purity ami excellence. Their Breakfast Cocoa, in which a high degree of fineness is secured without any loss of brilliancy in color, can be used by students of tin- microscope ami of chemistry, as a perfect type of t he highest order of excellence in manufacture. They have always taken a decided stand against any ami all chemically treated cocoas, and they believe that (he large and increasing demand for their goods has proved that the consumer appreciates (his decision. New York Central and Hudson River Railroad Company. MERICA'S^^ § GREATEST f/ RAILROAD" Unsurpassed facilities for quick and direct transportation over its Four=Track line between New York and all Western points. AGENCIES IN ALL THE LEADING CITIES. NATHAN GUILFORD, Gen'l Traffic Manager. E. CLARK, Jr., Gen'l Freight Agent. W. L. KINGMAN, Ass't Gen'l Freight Agent, Grand Central Station, New York. R. L. CRAWFORD, Gen'l Eastern Freight Agent, 413 Broadway, New York. jo-tr *s I - • \ m rivtis bbt ^