t # & * * * «s» ♦ # * * * * # * Rational « and municipal Questions ^ & ^ |» «|» O. A. MYERS ► "# * * * & / QUESTIONS NATIONAL AND OF NATIONAL IMPORTANCE TO EVERY AMERICAN CITIZEN A . ^q WITH REFERENCE.TO QUESTIONS MUNICIPAL % O. A. MYERS w &W fiT- A Copyright, 1896 By O. A. MYERS A All Rights Reserved JL CONTENTS Preface. Introductory : Questions of great importance in general. Tariff: Tariff and Prosperity preferable to Free Trade and Poverty. Immigration: Restriction of immigration, a protection to American labor and a subterfuge from an- archy and like evils. Government Banking: A true Government banking system as a relief to misery and pauperism, caused by unscrupulous uses of capital. Railroads, Telegraphs and Express: Government ownership of these properties a true means of investment of the people's money, through a government banking system, to induce frugality, and thus les- sen the great suffering among the people, due to financial evils. Municipal Interests: Municipal ownership of all properties, trav- ersing or occupying municipal properties, a protection to the people of municipali- ties, against the wrongs of capital. PREFACE THE object of publishing this little volume is to illustrate to the people, from the stand- point of a true American citizen, and not from that of a partisan only, that if true benefits are derived from properly enacted tariff laws, they must be fully supported by properly enacted im- migration laws; that, if we have tariff laws, which are a known necessity, we must have, also, just as stringent and just as equally forcible immigra- tion laws for true protection. Also, that the money question in connection with those of tariff and immigration, although each performs its part, is not the only great question that so disastrously harms the welfare of our people. But, that in connection with the great principles, as taught by the representatives of the great political parties, there are other questions of equal importance to us as American citizens; and, which will need our attention in turn fully as much as either of the questions named. They are such questions as anarchy and unscrupulously invested capital; not legiti- mate capital, but that, which with its most un- merciful and unprincipled methods of transacting business, crushes the very life out of the great mass of American people for its own special ben- efit; the one, anarchy, as a result, is the product of the other; and, each is an extreme and set 5 6 PREFACE. apart from true humanity, performing the oppo- site criminal functions, which have been and will be, until true legislation sets aright such wrongs, the means of perpetrating the greatest criminal acts relating to business and financial matters; and, as well as being a detriment, and a most decided drawback to the advancement and gen- eral welfare of a civilized and enlightened Ameri- can people. If we establish true laws for the interests of humanity, generally, then we will have founded a true system of government, which is the same as we now have, when we have had enacted such additional laws that will restrict, fully, all im- proper acts and abuses, bearing particularly upon the welfare of our people. The principles herein set forth are strictly American on every subject touched upon, and tend to establish fully, true American principles in every line of thought, so that we may stand upon one common basis as citizens, having but one flag as our standard around which we may rally in times of peace, and, around which we should rally, when troublous clouds hover around our political horizon, menacing the welfare of our people; but, discouraging anarchistic or like un- American principles, teachings or methods; advo- cating instead, a truly just form of government to strengthen our cause, and win to us those who now frown upon our government and its institutions. Introductory Questions of Great Importance in General HAVING recently passed through another of those business disturbed periods commonly known as presidential campaigns, and noting the unusual activity of the discordant elements, and to what reckless methods, through unsound and un-American principles advocated by them, that this whole country might become subjected, is certainly good and sufficient cause to bring us to a realization of duty, by carefully studying the whole situation with a view of bringing forth such views which may prove beneficial, in a de- gree, in helping to solve the great questions which are far-reaching and of such magnitude that it will require very judicious legislation to avert, even in the future, a great national calamity. Now, that the great political battle is over, and the minds of the people are again assuming normal conditions, let us view this matter intel- ligently and without party prejudice, having in view the good to be gained for the people, there being no doubt but that good will result from it. During the last campaign the tariff and the INTRODUCTION. money questions were the leading issues, al- though others received much attention; but there might have been included many other questions, equally as important, as to the real causes of the financial and other troubles among us; and in fact, we can see that it will require legislation upon all the different questions on which the different theories were based; and, even upon more than those upon which each so diligently, and it is hoped, honestly did his part to help make right the existing troubles. But, it may be asked, how this could be? Is it possible that it is because each party to which each of the representatives belonged, and for which each had so diligently worked, had a special issue? And it was necessary for them to stick to those special issues, regardless of the merits of the issues presented by other parties, in order that success could with any degree of certainty be attained when the final vote was cast? If so, does it not look as if selfishness, to a great degree, governs our political persuasions, when positions are affected? Or, when through such teachings, it is the means of securing po- sitions, when during such periods of work such thoughts should be the least in mind, especially so when the welfare of the people is at stake? The only true way, then, to review this whole matter, is to look upon such questions as a true American citizen, and not as a partisan. INTRODUCTION. 9 By so doing we do not recognize this party nor that party, further than embodying in our views the good and true principles only, that are advocated by such parties; and, let it be our pur- pose to study these questions diligently, with- out fear or favor, with a view only of benefit- ting humanity, if we wish to obtain the best re- sults from such a study. When we can lay aside selfish party prin- ciples and take up all the great issues or ques- tions intelligently, and we are ready and willing to advocate such legislative measures that will benefit all the people, then we have accomplished much toward the advancement of the cause of humanity; and in fact, towards advancing our interests in a truly enlightened degree of civiliza- tion politically in -our own land, as these ques- tions when properly diagnosed will indicate that we are far from the perfect state, as far as politi- cal issues are now concerned. As regards the money question, some people claim that there is not enough money; others de- clare that it is not of the right kind, that it should be silver, while others think it should be silver and gold; and there is another class that would have gold only. After reviewing this matter in a general way in the different chapters in this book, the ques- tion will be left with you to decide for your- selves, whether it does not appear to one not biased INTRODUCTION. by party views, that we have money in plenty, and that it is also perfectly sound; and all that is needed in this line is to right the existing wrongs through the enactment of such laws that will cause the money to flow through the proper channels of trade to the people; instead of it passing through channels that benefit for- eign powers, due to the constant shipping of such wealth from our country to foreign countries to pay for that, which under proper laws, we should produce; and, as well as to stop the flow of such money through improper channels of business to the great money-grabbing powers of our own country, where such is used to benefit the few, against the interests of the many. During the present administration, which has been advocating the free trade policy, has not the money gone out of our country to foreign countries, and have we studied and learned the cause? Were not the mints of our country pro- ducing as much, if not more, money during this period than they produced during like former pe- riods? Have we learned the difference in the laws then in force and those in force during the present administration? Were not the manufactories of our country closed on account of the difference in laws, and employes by the thousand thrown out of employment, simply because the difference in the laws enacted were more favorable to the people of foreign countries than they were to the INTRODUCTION. 11 people of our own country? Do we wish to know what kind of law was changed or enacted that made such a difference with our people and changed our country from reasonably good pros- perity to almost poverty? Yes, we wish to know and we will gladly ac- cept facts relating to such matters, so that we may have a better understanding and a more intelligent view relating to such questions; and further, so that our votes may be cast for princi- ples above party lines, but always in the interest of the people, instead of being cast for methods to further the interests of biased politicians, when again the fierce struggle of the battle of the ballots engages our attention. By making this a study between elections, when the minds of the people are at rest from the great political excitement of a near campaign, we can act more intelligently, and by our united action based upon thorough study of these great questions, we will be less liable through such ac- tion to place the whole country in great turmoil, and, it might be, save us from an experience even much worse than the business calamity of the present (1892-6) administration. Many people may say that this is no time to bring up such questions, but in peace we should prepare for war, and so should it be politically; that is, we should prepare for any emergency that may arise, for now we have time for perfect 12 INTRODUO ION. study, so that when the struggle does come on, in whatever form, we will understand fully our positions as true American citizens; and then we can rely fully upon our political soldiery, as well as its armament and the fortifications erected in support of our American institutions, as the sol- diery would be thoroughly drilled in true Amer- ican political tactics, as would be the armament and fortifications perfected so as to withstand attack from any un-American source in which such could possibly arise. This all would be perfected during the days of peaceful quietude, when thought and work give their best result, and such political enterprises being but timely precau- tions against any evil that might arise, would not be constructed and reared through the excitement of the campaign, and in a great part during the hour just before the final struggle. As before stated, we wish to know and we will gladly accept facts in regard to the change in the laws that so greatly disturbed the business interests all through our land. Was it not the tariff? Were not enactments of law instituted that took off a great percentage of duty that had been levied on many articles, and actually placed upon the free list many other articles that needed and, in fact, had had a duty levied upon them for protection for many years? The re- sults we all well know, and it has been fully demonstrated to us that any tariff law favoring INTRODUCTION. 13 free trade is an injury to the business interests of our country; and it is an injustice to us as an American people for any party to advocate the enactment of such a law. It is possible that you have had an experience on account of the change in the tariff law that has firmly fixed upon your mind the great need of protection to American industries, as well as the need of protection to American workingmen; that each should be protected fully against un- just competition, due to foreign countries failing to place a proper remunerative value to the credit of labor on goods produced in those coun- tries, which are imported into our own country under laws favoring the low priced labor of such countries. Were you engaged in the manufacturing business in our country, and if so, were you re- quired gradually but surely to lessen in num- bers the force employed by you in your manufac- turing business? Or were you from time to time required to reduce the salaries of the differ- ent employes so as to enable you to keep all of them, and not be required to break upon the system established in conducting your business? Or were you required in time to close your fac- tory for the reason that you found it utterly im- possible to compete in prices with the same kind of products imported into this country from like establishments located in foreign countries, as 14 INTRODUCTION. such goods were the product of the low priced labor of those countries? It may be, though, that you were one of the employes of the many factories, or that you were employed at one of the many business houses that from the very nature of circumstances were compelled to succumb to the inevitable order of affairs, which was due to the great rush of such importations into our country that com- pletely stocked every market in our land to such a great disadvantage and such great injury to our people, that it paralyzed the business of our country. If so, you also fully realize the great need of a decidedly protective tariff, and you also fully realize that we, as a people and as a nation, are not in a position, with labor properly rewarded as it is during favorable times in our country, to open our markets to the world, in competition with the almost pauper paid labor of other coun- tries, without it having very disastrous effects upon the business of our country. Is it not necessary that our interests should be protected against all undue influences, so that we, as a people, may have prosperity throughout our land? So that, also, the people may not only live well, but have the means to educate their children, and to build and possess comfort- able homes? So that their children in turn may have equal prosperity and equal chances in ad- INTRODUCTION. 15 vancing their interests, and that such interests may be perpetuated during the generations to come, and thus through favorable circumstances there would be peace and prosperity instead of riot and poverty throughout our country. Tariff is a known necessity to help perpetuate our American interests, and it should be sup- ported by every true American citizen. It is a protection to our homes, and it will be, as it has been in the past, the means in part of advancing the interests of our people, as well as being the means of educating them. But, tariff is not the only question to be con- sidered in order to carry on this great work suc- cessfully; and, at the same time be able to relieve the people fully from the great injustices hereto- fore perpetrated upon them ; which were due par- tially through the lack of good and proper legis- lation in matters that had received some atten- tion, but faulty in the general make-up; and which have been tampered with to such an ex- tent that they prove to be almost worthless, as far as securing good results for the people; and then again, partially through the unscrupulous actions of avaricious capital, in which there is much needed legislation to right the existing wrongs. Among the first steps towards establishing jus- tice in all matters relating to our welfare, we should have the enactment of proper immigra- 16 INTRODUCTION. tion laws to fully support and to make effective proper tariff laws; this is necessary in order that true prosperity and advancement from anarchial and like debasing principles may be fully se- cured ; as well as that these principles which are becoming fixed politically in our land may be overthrown. Such principles as these, which are being es- tablished in our country, are the results in a great part of lax laws relating to this, one of the most important questions, immigration. The great need of true laws in this line has been the experience of people in every portion of our land, to successfully put a stop to the immi- grating into this country, in many instances, of the most undesirable people that exist; as well as to protect our workmen from loss of po- sitions, which are taken by the better class of this immigrating people. Such immigration cannot benefit us, even the best, so long as the American laborer is idle. No exception is made to this rule, in field or shop; nor at the counter or desk; and in fact, in any pursuit or calling in which the American is not fully and justly employed at a good, remunera- tive salary. It is a detriment to have such immigrants among us, for we simply sacrifice the interests of our own people to benefit them. As to the worst class, it is the means of filling our asylums, INTRODUCTION. 17 as well as other public institutions of charity; also, as well as filling the penitentiaries of our land; and not only this, but it requires the build- ing of new structures of the kind, and the main- taining of these institutions wholly at the ex- pense of the American people, so as to take care of and provide for that which properly belongs to other nations; and, which is a duty that such nations should be required to attend to, instead of our people bearing the expense of looking after, caring for, and prosecuting in cases of criminal action, people who do not belong to us. As to the better class of immigrants they only, or at least mostly, seek and obtain positions be- longing to the American people; and which our people should have by all means honorable. When our country is in need of labor to sup- ply the demands of the producers, then it will be an easy matter to have such imported, so as to supply the demands necessary to carry on the business of our country; but until every Ameri- can is employed, immigration should not be per- mitted to interfere with his interests, any more than the products of foreign labor are permitted to interfere with the products of our manufac- turing and other institutions. For every position obtained by the foreigner, it will be learned that an American is out of em- ployment, and the consequence is, the American is idle to benefit foreign labor, imported through 18 INTRODUCTION. lax immigration laws, instead of being idle on account of the product of labor being imported, through lax tariff laws. This is just the point where unscrupulous capital rests easy, as the tariff laws fully pro- tect capital in its investments, as such laws re- late only to the importation of the product of labor, and not to labor itself. Then, the laborer must look to the enactment of proper immigra- tion laws, so as to fully protect him under the tariff laws. Unscrupulous capital will help to enact tar- iff laws, so as to benefit itself in its investments in our country, but the people cannot expect much from this source towards the enactment of proper immigration laws, for the especial benefit of labor of our country, for the reason that such capital seeks cheap labor to perform its work for its especial benefit, under our protective tariff laws. In fact, it may be, that foreign capital is in- vested in our country, under our protective tar- iff laws, and operated in part, if not wholly, by foreign labor imported. Is there any justice in this to the American? If there is it certainly cannot be appreciated by the American work- men, as justice to them, but, right the opposite, it is a most unjust treatment of our people, and in favor of those in whom we have no national interest at all. INTRODUCTION. 19 If foreign capital is to be invested in this country, require it to be done so judiciously; and also let it be required to seek American labor to perform its works, if it wishes to benefit itself in producing wealth; for, if it expects to take from our country the money accruing as profits, it certainly should be required to let the laborer of our country receive an equal benefit. The employment of American labor is to off- set the amount of money removed by capital as profits. The money paid to labor, and remain- ing in our country, should by all means greatly exceed in amount the money removed from our country. By thus carefully guarding our interests when capital comes into our country for invest- ment it produces and leaves with us more money than it takes away. If it does not there is some- thing radically wrong in the investment to cap- ital's peculiar benefit, and it should be looked after and remedied. To exercise these precautions in such invest- ments is only justice to the American laborer and to American capital. Foreign capital should not be permitted to be invested in our country under the operation of foreign labor under any circumstances, for by this method such capital and labor receive all the benefits, through oui protective laws, at the expense of our people. We place a price upon a foreign product that 20 INTRODUCTION. is to be admitted into our country and call it duty, and we collect this duty before this product is admitted to our markets. This protects our manufacturers. Then, should not an equal value be placed upon labor itself before it is admitted into our country to enter into competition with American labor? This would protect labor. We should place the standard of American labor high and protect it fully under this stand- ard. If the labor of other countries cannot come up to this standard then it should be barred out entirely. Their standard of products is high and may equal ours; but their standard of labor as imported into this country is low, and in many instances it is very low, as compared with ours. We are not to drop to their standard of labor by any means, but they should come up to ours. This is in the interests of humanity, but against aristocracy, and where aristocracy reigns su- preme it may be found that the standard of labor is very low. To protect our products by duty naturally increases the value of those products, and to fail to protect our laborers lessens in a great degree the value of labor. With the values of the pro- ducts advanced and that of labor depreciated a great injury is worked to our laborers. Are not these good reasons in themselves that labor should be fully protected through good and sub- stantial immigration laws? INTRODUCTION. 21 Regarding further the investment of foreign capital in this country, it should not be per- mitted to be invested in great tracts of land, and these lands held by such capital to the detriment of our people. Upon investigation it will be found that there are many very large tracts of land in many sections of our country, each tract containing many thousand acres, which are now held by foreign capital. It is certainly not de- sirable to us as a people to have such lands held in this way, when they should be reserved for the use of the American people. The creating of great landed estates, as in foreign countries should be discouraged at all times. We do not want such estates created in our country, not by any means, not even by our own people. Money invested in such immense tracts to lay idle does us no good, as it may be considered as only dead capital, and being of no benefit it instead proves a great detriment to us. Such great tracts of land do not improve as they should, and as they would improve if they were divided into smaller tracts, to be owned and worked by people who would take pride in build- ing good and comfortable homes. Unless fully versed in the matter of tract pur- chases we would be amazed to learn the magni- tude of such purchases even at the present time. Is not this a matter, also, that should receive our immediate attention and put a stop to the hold- 22 INTRODUCTION. ing of such lands by foreign capital to the detri- ment of the American people? American interests should be regarded first in all our legislation, and he who would thoughtlessly or otherwise cast a vote for the enactment of a law that favors other than such interests should be regarded as a common enemy to our interests and to our institutions, and not deserving the high position in which he has been placed by a con- fiding people, but instead he should be relegated to the depths of political obscurity, never again to be permitted by such an injudicious act to have an opportunity to repeat it upon the Amer- ican people. There are plenty of good Americans, thor- oughly sound in judgment in regard to American principles, who can occupy positions of trust honorably and satisfactorily to American inter- ests, without it being necessary to take any chances on such un-American acts being forced upon us by people in places of important trusts. Besides, this requirement of true American principles in places of trust would have a most wholesome effect upon legislators who have ten- dencies to misuse their trusts, when the perform- ance of the great obligations placed in their care should receive their utmost attention, and also when their votes should be cast in the interests of the American people. INTRODUCTION. 23 Let us remember that with us American in- terests should be first, last, and all the time as our interests, and let the people of every other nation consider interests to them likewise in re- gard to affairs relating to their home interests. This is loyalty to people and loyalty to govern- ment, and should be adhered to strictly. Let the future find us on the right side in every struggle for liberty and independence which must be maintained if our government holds forth steadfastly for these great principles, which were named as a part of the benefits to be derived from so sacred a cause as true Americanism. Let no traitorous hand deprive us of one sin- gle principle due us as Americans, but with such principles being firmly impressed upon the minds of our people as the only true and great principles of good government we need not fear that evil will overtake us, for who would dare attack us under such conditions? We would be strong as a people and enlightened in the true meaning of the word as to the duties to be per- formed regarding good government, as well as to be ready to battle intelligently and forcibly, if need be, any enemy who should attack either our institutions or our general government. TARIFF Tariff and Prosperity Preferable to Free Trade and Poverty THERE has been so much said in regard to this question during the presidential cam- paigns of late years, that it at first seems almost useless to give space in this work for even a short chapter. But, the question is one that needs much earnest study; and though advocating its just needs at all times, it is hoped that the principles of protection will become so firmly fixed upon the minds of the American people that they will be ready at any time to protect themselves against false theories, presented through unsound, and through impracticable ideas of people, who, as it appears, do not understand the first prin- ciples of business. Besides, did it not occur to you how soon we forgot the events of a presidential campaign, even the very questions that were given the fore- most part, and were considered the leading issues of the day? Yes, as soon as the results of the balloting are learned, we have considered the battle either 24 TARIFF 25 won or lost, this depending upon the side upon which we were arrayed when the final vote was taken. But, for the sake of home interests, and, in fact, for the sake of every interest peculiar to us as an American people, we should not lay aside and forget that which so vitally affects us. The tariff is a protection to all people, not only to those of one section of our country, but to the people of all sections; and, therefore, it should be fully maintained against undue meth- ods of our free-trade theorists, to deprive us of the just benefits due us, through its protective features. There has been a spirit of unrest lurking in the minds of our people for sometime past. Four years ago this trouble was all attributed to the then-existing tariff laws, as it was de- cided by the majority of the people at that time. Many of the same people, who during the cam- paign just past, and who were spending their time advocating the free silver theory, were then, through their teachings, extending the free trade doctrine; and there was no end apparently, to campaign documents which were given to the workmen, with telling effect, in regard to the amount of duty they were required to pay on the tin out of which their dinner buckets were made, until through such teaching, and votes cast accordingly, they were not only freed from 26 TARIFF. paying such duty, which they have since learned was only a protective duty, but they were even relieved from the expense of buying the buckets, as they had no use for them, business not re- quiring their use, as was fully demonstrated to this people during the administration follow- ing such teachings. After such a complete failure of this free trade issue in producing the good results claimed for it by the free trade people, would it have been prudent for the managers of this same party to have brought forth this same issue, dur- ing the campaign just past, as it was during the campaign of four years before? Could they have had even a hope of carrying the day, on the basis of such a dismal failure, or, as it more properly may be termed, a dead issue to them? No, and it was not attempted, except it may have been in some instances in trying to defend their position against the dreadful onslaught on their ranks by the protection people, who rightly declared that protection was an issue, and were determined to carry the battle on that line, which,- as we well know, was carried so gallantly and so decidedly, that we would almost believe that such a victory had come to stay with us. In this, though, we must not be deceived; for the reason that during the new administration's progress, which through proper legislation, we expect times to gradually grow better, it must TARIFF. 27 be remembered that will require much time to make such changes, that will be necessary to be made, so as to undo the wrong, the effects of which now so sadly afflicts the people. The building up of such a wretchedly de- based condition of business affairs, is no small task indeed; it is like the rebuilding of an im- mense architectural work, the structure grand and massive in itself, but which was, in a very short time, destroyed by the elements. The first of all the work to be done in re- building such a structure, is the clearing away the debris; this requires much time and patience in order that there may be had a good, clean and substantial foundation upon which the new structure may be erected. The plans must be perfected, and new ma- terial selected and brought upon the ground to take the place of that partially or wholly unfit to be used in the new structure. The workmen arrive, and for weeks and months they give their best efforts to bring the building to a state of completion, and ready for occupancy. The necessary delay, though, in erecting this building, has caused great dissatisfaction among the occupants of the former great structure, and the consequence is that some of the people, al- though not satisfied before as to business ad- vantages, have gone to other quarters, believing TARIFF. that they were justified in doing so, while others have been looking around for such, for the rea- son that it was utterly impossible to give them at once that which requires time and much ex- pense to possess. But when this building is completed in its every part, its grand architectural outline dis- playing its beauties in its perfectly modeled, as well as solid and massive masonry, with its fin- ishings and furnishings betokening greater com- fort, and greater safety and security from the elements that so fiercely reduced to ruins the former less pretentious building, do you not think that the former occupants will look upon this new structure very favorably? And it will not be until then that the beauties and comfort, as well as protection secured through this new work, will be duly and justly appreciated. Will this not be about the condition of affairs during the new administration's progress in try- ing to renew, or to bring back, prosperity to the people, when this whole matter which comprises this great political structure is to be erected upon the site of the ruins of this free trade administra- tion that is just in the act of finishing its final work, to be turned over to the party of protection? Will it not require much time to clear away this political debris and select and put into place the different parts that make up and complete this new structure? TARIFF. 29 Will not the people during this period become dissatisfied before the time arrives in which pros- perity could reasonably be expected? And this dissatisfaction following the very unsatisfactory administration of free trade theories certainly cannot improve matters any as far as the outlook of our prosperity is concerned, relating to the campaign of four years hence, unless the people are more patient than they have been in like matters in the past. Let us look at this matter carefully and learn what is required to be done before the wheels of prosperity can be made to turn as in former times of protection; that is, supposing that the present administration does not accede to the wishes of the people before the time allotted that a new order of affairs must be instituted. In studying this question carefully we may be surprised at the magnitude of this great polit- ical institution, when we consider the important changes to be made upon the inauguration of a new president and the time it requires to make them, and all these changes to be made during the period before we can reasonably expect times to be much or greatly improved. In the first place, following an election it is fully one-third of a year before the inauguration of the successful candidate as president takes place. At the same time the new cabinet is in- stalled to take charge of the great departments 30 TARIFF. into which our general government is divided. Also, the changes in the house of representatives take place upon the convening of congress, fol- lowed by the changes in the senate. Organiza- tion must be effected according to the new ar- rangement of affairs, and by the time new measures have been formulated that are desired to be enacted into laws, and when such measures have successfully passed the different committees, then to be placed in turn before the two great political bodies, the law making powers of this country, and then to be presented to the presi- dent for his approval by placing his signature to such documents, it is clearly to be seen that many months have passed since the day when the balloting was done for which we longed to see such a change to benefit the people. We have the law, after these many months of anxious waiting, which is to give us the needed relief so that prosperity may be with us again, but what has happened during these many months of toil and waiting to again lessen the fond hopes to be achieved, even at this period when we thought that the last barrier to success had been torn away? We have the law that is to give us the needed relief, what, then, now stands in our way to prosperity? Let us examine this question as we have others, and when we have learned the true con- dition of affairs, even at this moment of sup- TARIFF. 31 posed success, we can then more fully realize what it means to the American people to indulge in free trade ideas for even the period of one pres- idential administration. It is not until this time has arrived that the people can fully realize to what great injury such folly has attended us in all the branches of business relating to our American industries, and it is sincerely hoped that this lesson will suffice us for all time, not only in tariff matters, but in matters relating to any great question of government in which it is possible that such follies may attack our Amer- ican interests or our American institutions. Let us take timely precautions in such matters and guard them from evil from whatever source it may come. Now, let us look for the cause that even at the time of this supposed success seems to dis- place with doubt and mistrust the very last hopes of ever regaining what we so much need to place us again in part in the position of the true American as to home, comfort, enjoyment, and, in fact, everything that has a tendency to better the condition of the people. In our endeavor to locate this cause we may learn this: that just as soon as the announce- ment was made that protection had carried the day at the polls, the manufacturers of foreign countries, upon learning this, saw that their only chance to benefit themselves by such a decision 32 TARIFF. of the American people, was to begin to prepare goods for the American market to be imported into this country before the new tariff rates go into effect. Upon this idea they most likely began work at once, and it will not be long until our markets are greatly flooded with such goods, and, in fact, great stores of them, remaining in places of stor- age, to be placed upon the market just as they can be used, long after the new tariff rates have been fully established; all these goods will be brought into our country, under the present tar- iff laws, which on many articles the duty has been entirely removed, and on others the rates are so low, that the foreign manufacturers and importers will reap a harvest when the new rates go into effect; and during all this period of many months of working off this great stock of goods, our people will be wondering why the new state of affairs is not more beneficial to them, as they fail to see the great activity in our manu- facturing interests that was fully expected when the new tariff law went into effect; and at the same time many honest, hard working but poor American laborers, will be wondering, too, why it is that they are unable to secure positions even under the new tariff laws which, as it was supposed, was to benefit them also. Is not the failure to obtain positions due in part to the cause just named? And, also, is it TARIFF. 33 not due in part to the immigration laws favor- ing this, which is one of the most unjust of all unjust laws against the welfare of the American people? Have we not learned that the American workman cannot be truly prosperous, even under the best of protective tariff laws, until this im- migrating people are no longer permitted to se- cure positions due the American? During the period of such unfavorable condi- tions as named in regard to importations, we may hear mutterings of discontent, and learn from this that it is from the same people who during the campaign preceding the last, put so much stress upon the tin bucket theory, which brought such disaster to our people. The effects of such teachings we still have with us, but, it is hoped, they will be remedied by the new administration, before another tem- pestous wave of distrust is brought upon us. The very people who during the campaign just preceding the new administration to be, did not then dare to advocate the tin bucket theory, but found it necessary to place the blame upon some other cause; and, after looking around for a scape-goat, finally decided to accept the silver theory as the most practicable one to bear the burdens of the free trade folly. What may we expect from them next? It is most likely that they be found rallying their 34 TARIFF. forces again, just at the period when success is possible, so as to present this same silver theory, as the people have not had an opportunity to pass upon this folly by actual experience, as they had on the free trade policy, which, after re- peated efforts, the public were induced to adopt it for, it is hoped, its final overthrow. It is possible though, as time passes, that the free silver craze will not receive as firm a sup- port from the people as the managers of this theory would like to have in order to make their chances during the next presidential campaign reasonably certain for them, and, through this lack of confidence they may find it necessary to take up some other theory upon which to lay the blame, and which may prove, also, fully as dis- astrous to our business interests, if success is likely to be attained by them. Is it not fully understood that it is much eas- ier to tear down and destroy, and it requires but little time to make the destruction most com- plete, which in turn requires months, and may be years, to replace that which was destroyed? Have we not seen buildings fine in structure, and beautiful to look upon, and which required much time to erect them, and at a cost of many thousands of dollars, swept away by the ele- ments in only a few hours of time? Do you know of any process by which such buildings could be replaced in all their grand- TARIRF. eur in as short a time as they were destroyed? No, and is it not the same in the rebuilding, or the re-enacting of laws which constitute good government, when such laws have been so changed as to almost effectually ruin the busi- ness of the country? Then if such is true, should we not have at all times the exercise of intelligent thought, re- garding the great questions of government, so as to be able, through the careful study of such questions, to offset the follies that might be es- tablished through the teachings of misguided theorists? We have many interests as a people to be be looked after, and tariff is most assuredly one of them, so let no one deceive us in this line. It is the learning of the whys and wherefores that all such interests should be maintained that make us proper individuals to cast the vote in- telligently. It is the applying of thought to such questions, so as to become masters of them, just in the same manner that a student applies his thoughts in pursuing the studies to qualify himself as a practical man in the line of duty or profession he expects to follow for a livelihood. Does it not appear reasonable, from past re- views of the subject of tariff, that the American people cannot compete with the products of labor, or even labor itself, of foreign countries when 36 TARIFF. such labor receives such poor remuneration foi its work performed? Even if we could be reduced to the same or like conditions that exist generally among the people throughout the world, would we want such conditions among us? Do we wish to be deprived of every vestige of right to advancement, and through such priva- tions gradually but surely become lowered to the dreadful, to the deplorable conditions of the peo- ple of governments that look to the building up of aristocracy as of much more importance to them than to care for and look after the welfare of the suffering millions of people who are the subjects of these great aristocratic governments? No, but instead, we should seek to better our conditions as a people, so that, with the hope of advancement, we may in time realize that we have achieved a position which is far in ad- vance of that which once darkened the ways of prosperity; that prosperity which so long before had been with us. Do not let us for one moment be coerced into a state of degradation, to become the slaves of unmerciful capital, and to be treated as the peo- ple of other nations are, simply to satisfy the avaricious greed of this aristocratic people. If the aristocratic governments fail to look after and properly care for their people, but let them sink into the depths of degradation until it should TARIFF. 37 be looked upon as a crime, it is no reason that we should follow their example, but, far from it, we should be the more determined to set a proper example for those nations, so that the people of such governments may see the good results ob- tained by careful and judicious legislation in our country, and if they wish to be benefitted likewise they may in unity of action make such demands of their governments that will cause concessions to be made which, if not up to our standard of government, will greatly benefit them as a people. Our people, through proper legislation in tariff matters, had had a long and very success- ful business career, and were doing well as far as interests in this line were concerned, barring out the injustice to our workmen through lax immi- gration laws, until the free trade policy assailed us, and even then the people were led to believe that it was to make times better than they were. They did not know in reality what this free trade theory meant, but they know now what it means, having been taught by experience the dreadful effects it established during the period of only four years. Even then it was only par- tially free trade that we had. What would be the effects upon the business of our country if free trade in full were established? It would not be long until it would be simply degradation itself in its worst form, transferred 38 TARIFF. from the nations of the old world, as well as from some of those of the new, to our shores to deal out death blows to every industry in our land; also to deprive the millions of people of the needed comforts of life, their homes, their educational advantages, and in fact, deprive them of everything American, to satisfy that element of our country who stoop so low in the interests of humanity as to wish to imi- tate the aristocratic powers of foreign nations- Would any political party dare to make free trade an issue before the American people at the present time? Could any party make the work- men believe that it is a hardship and an outrage to be required to pay the small duty on the tin bucket. Has he not fully tested that theory and found it lacking? And, as a result of such tests, have we not had four years of the hardest times that were ever experienced by the American peo- ple during any like peaceful period of our gov- ernment? Has he not learned that the free trade theory simply caused the opening of our markets to the world, and it was only a short time until the products of poorly paid labor in foreign countries were shipped here and it made it impossible for our own manufacturers to com- pete with such, and they were of necessity re- quired to close their factories to save their prop- erties, let alone trying to make money manufac- turing goods? Also, that thousands upon TARIFF. 39 thousands of people in our country lost employ- ment to give such to labor abroad, simply because the condition of the then as well as now existing tariff laws favors such a state of affairs against the interests of our people? But was this proper, and was it loyalty to the people to so legislate that it favored those abroad, those in whom we have no national interest, and no in- terest at all further than for humanity's sake we wish all to get along well and to do well? Is it not the duty of each and every government to conduct its affairs in such a manner that will make prosperous its own people? Is it not an obligation that should be required of all by the civilized world, if any government should not do so? Would not a parent be most unmercifully criticised if he should neglect his duties regard- ing the welfare of his family and so much the more so if his circumstances were such that would warrant the best of care of them, but in- stead, appropriates to his own selfish being the greater part of his wealth, leaving his family destitute and in need of the common comforts of life? Should not this be made true with regard to governments when they fail to provide for the people, but appropriate to the use of government, which means in such cases to the use of aristoc- racy, that which justly belongs to the people? Should not such governments receive the just criticisms of any government that looks to the 40 TARIFF. welfare of its people in connection with govern- ment, and does not permit aristocracy to rule affairs to the injury of the people? The tariff laws of our country were such before the change took place, and gave protection to our people so fully that, to a great extent, for- eign goods were kept from our shores. By the enactment of such laws commodities were brought from the farms and the factories of our own country to supply the needs of the people, and the business transacted by the people was simply an exchange between the producers of the* different commodities and the consumers. The consumers, in a great part, being those employed in the different pursuits of business operated under our protective laws. The result was the money did not go from our country for the reason that through this system of exchange the money passed from one to another of our own people, thus giv- ing each an opportunity to make settlement with the same money; and through each exchange there was labor to be accounted for, and this labor was performed in our own country, instead of being performed in some foreign country, to be paid for out of the savings of our American labor. Is it not much better to have this exchange of commodities among our own people than to close our institutions, which are the very means of success to us, as it gives employment which is TARIFF. 41 a great necessity? Is it not much better not to close our own resources to labor, for when we do, and foreign goods are in our markets, under low tariff rates, such that close our factories and deprive our workmen of employment, they must be paid for out of the savings of more prosperous times; this money goes to foreign lands not to return, which with us performs but one mission, that of paying for the goods imported. It is better by far to have such laws that will cause the factories of our own country to open their doors wide to welcome the American laborers to remunerative positions. Do you think that foreign goods in our mar- ket are cheap to us? not by any means, but in- stead, they are very, very dear to us; as they have cost us our positions, closed our fac- tories and our business houses; and besides this, they take our savings from us, and in all they have a demoralizing effect in every line of business throughout this great land. Why should this have such ruinous effects with labor and business of our country? Simply be- cause of the difference between this country and other countries in rewarding labor. Let every country raise its standard of labor to the stand- ard established by this country and we will not need protective tariff laws; but, just as long as such a difference between this country and others exists, in regard to rewarding labor, it 42 TARIFF. will be just so long that labor of this coun try will require good protective laws. As to the cause of such a bad state of affairs existing in our country at the present time, many people would raise the cry that we need more money. Certainly we would need more money under such circumstances, when with idle hands and with nothing coming in to replen- ish the depleted funds, but instead, all the money going out, we of necessity would need more money; and, in the end we would need more money than we could by any means what- ever produce. To remedy this, enact such laws that will cause the opening of our factories and places of business and give employment to the thousands of idle hands; by this means we can keep the money in our land. Let the man of wealth try the same impracti- cable process, with idle hands let his business go to others, and let us see what the results in time will be. His expenses for himself and fam- ily are heavy, aud the consequence is, the drain on his wealth is great, and at the end of a num- ber of years he notices with great alarm, his greatly reduced funds. He sounds the cry that he needs more money 1 What would you think of the man under such circumstances? Would you not say to him at once, renew the business principles that once TARIFF. 43 gave you such prosperity, and you will not need more money, as you will be able to save that which you now possess, and besides you will b*e able through such business prosperity to en- large your possessions. Is it not the same with us as a people, that is, we have been idle so long, and have let so much go out from our land, that the people begin to believe that we are in need of money? When, in reality, we should start the wheels of progress, which have been standing idle so long, so as to enable us to keep the money that we now have as well as that which will come to us through prosperous conditions. By so doing, we would add to our wealth, though small it may be, and thus enlarge it, and in time we would be fully relieved from the now present embarrassing con- ditions. It is more business that we need in order to be able to retain the money that we have, in- stead of gradually letting it dwindle away, until the suffering it would cause would simply beggar description. Even under such laws as we have at present, of wh at good will more money be to us if we have not employment by which we will be able to bring this money to us? Coining more money cannot benefit us in the least, if we have not em- ployment or business that will give to us such money, due as a reward for work performed or 44 TARIFF. business tranasacted; therefore more money would not benefit us individually under existing conditions, caused by unfavorable laws; and, un- less such laws are changed, we will be, through no fault of ours though, like the beggar, with whom it is always more money or its equivalent that he needs, as he does nothing to better his condition, and as nature requires a certain amount of food and clothing to keep him alive, it still requires more money to furnish him the most common necessities of life. This, though, as to doing nothing to better his condition would not be applicable to the honest, hard working man, as he has been de- prived of every means by which he can better his condition, and all that is needed now is to give him a chance to earn his living and he will be in a prosperous condition in time. The more money part, though, is applicable, as it is not his fault that nature requires a certain amount of food and clothing which he is not able to pro- vide for himself. We should have legislation that will fully protect every needed article that can be grown or produced in our country, so that the money may remain with us as an exchange between our own people, as well as to carry on trade with foreign countries. Even in trade with for- eign countries we should get back as much money, if not more, than goes out of our country. TARIFF. 45 In this transaction of business it is simply an exchange between countries. To illustrate more fully as to the importance of our home exchange in commodities, suppose we represent the purchasing power from foreign countries to its fullest extent and then learn how it would affect us; that is, suppose we as a peo- ple had to depend upon foreign countries for every known article of commerce, that we pro- duce nothing, but are required to buy everything from foreign countries. Do you not think that we would, under such circumstances, need more money than we ever have had, so as to provide ourselves with the ne- cessities of life? Yes, all the money we now have would soon be shipped to foreign lands, and with nothing coming back it would soon be utterly impossible to furnish money at all, as we would have no sources from which it would come to us. If this should prove so disastrous in extreme cases, is it not reasonable to suppose that the same conditions would exist in a proportionate degree when we depend in part on other countries for such commodities? And, if this is true, is it not our duty to protect every article which is the product of the farm, the factory, and in fact, from every known source in which labor has per- formed its part in producing such articles? Then, in reality, what is tariff to the Ameri- 46 TARIFF. can people as applied for protection of American industries? It is the difference in the cost of production of an article from the soil or from the factory, as paid under the American system of rewarding labor, and that as paid to labor under the almost pauper system of rewarding labor by foreign countries. This difference in the cost of production is collected by our government on goods imported into our country to protect American interests and at the same time this money is used to help defray the expenses of the government. Then what functions does the tariff as thus applied perform? First, with proper restrictions to immigration it insures to our people a fair recompense for labor performed. Second, it provides means with which to help defray the expenses of government, and relieves, to a great extent, the collection of an amount of money that otherwise would of necessity be col- lected from sources of internal taxation. Third, it keeps the money in our own coun- try to be used as an exchange between our peo- ple, as well as an exchange with foreign coun- tries. Fourth, with all these benefits, it insures better homes, better government and a more en- lightened people; all this for the advancement of the cause of humanity, which are just rewards TARIFF. 47 for honest legislation in behalf of the welfare of our people. Thus it is learned that tariff duties benefit us in every way in which the term is applicable; therefore, why should it not be maintained for our interests? We have learned that it is useless for us to try to compete with labor in foreign countries until such a time when the ruling powers of such countries see the necessity of raising the stand- ard of labor to the standard established in our country. When this is done in all foreign coun- tries, then we can open our markets to the world. Then the price of labor of all other countries will be on a par with labor as paid in our country. But without this equality in labor being fully established in all countries it would be utterly useless for us to try to compete with the products of labor in the open markets of the world, unless we wish to drop our standard of labor to a level of the standard established in foreign countries, which to us might seem almost brutal as to the hardships we would be required to endure and the great injustices it would establish among our people, from which save us and let us enjoy the freedom and liberty of a true American form of government. But, do you suppose that such a thing as making labor equal in the different countries 48 TARIFF. will ever occur? If it does it will be when, through our prosperity, the masses of people of foreign powers learn their true conditions, as compared with the prosperous condition of our people, and with united action, demand equal conditions for their people from their govern- ments; it will be then, and not until then that it will be even possible to establish such an equality; for aristocratic forms of government do not conduct matters in this way, favoring the people as under a republican form of government. The tariff rates should be so established that, with proper immigration laws truly enforced, will protect fully the producer and the laborer of our country; and, when so applied, let it be watched with that vigilance that characterizes us the true Americans that we should be, to be able to preserve and to keep intact, all that is of interest and importance to us as a people. It is necessary for us to watch our interests, if we wish to be truly prosperous. We cannot neglect such interests without it having very bad results with us as a people. If we neglect to enact and enforce such laws that are necessary, to protect us from the dreadful conditions of the people of foreign countries, then we, as a peo- ple, must of necessity, drop to those conditions. But, for the sake of humanity, do not Let us ne- glect that which is of such vital importance to us. Let us work earnestly and fearlessly for the TARIFF. 49 good of all of our country, so that we may be a truly prosperous people, one strong and en- lightened, which is necessary to make secure our government. Charity should begin at home, this is neces- sary; although the working people of other na- tions have our most heartfelt sympathies, we cannot neglect our own to better their conditions; especially so when through aristocratic forms of government, the people have been deprived of their rights, which should be restored to them, by the aristocratic powers that have been so greatly benefitted through such unjust practices upon the people. Each country should be required to take care of its own people, and not one country, ours, be required to bear the burdens of a down- trodden people, being the product of unjust and unholy aristocracy. IMMIGRATION Restriction of Immigration a Protection to Am- erican Labor and a Subterfuge from An- archy and Like Evils* THE question of immigration like that of tar- iff is a very important one to the American people, and unless proper immigration laws are enacted, we will never realize the real or true benefits from even the best of tariff laws. Heretofore, when a tariff law has been en- acted for protection of the people's interests, the immigration laws have been very lax; thus, through these lax laws the American laborer has not received that protection which is necessarily due him to insure true prosperity. Protection to our industries is a great neces- sity, and if it is a necessity, why, then, should not fully as strict immigration laws be enacted and enforced, so that protection in its fullest sense will be derived from the tariff laws for the bene- fit of the American laborer, as well as to have protection for the benefit of the producer? If protection is so beneficial to one, why should it not prove just as beneficial to the other? If it is necessary to close the door to the product of labor coming into this country free of 50 IMMIGRATION. 51 duty, in order to protect our industries, why is it not just as necessary to close the door to labor itself, when coming into this country free, which under such conditions means nothing less than such labor to secure positions intended for our own people? Why is the immigration door not closed so as to fully protect our laborers, which means our people, as all, except the capitalists, are included in the term when applied to protection? Even the capitalist, when his money is invested in manufacturing or other pursuits, will be affected if such industries are not under protection; this would be in the nature of the product of labor, and not labor itself, as in the case of the work- man. The people who depend upon securing posi- tions in the great mercantile and manufacturing establishments, or depend upon the securing of positions in any calling, are the people who are sorely affected on account of lax immigration laws. Is it not strange that the one door, a good part of the time, has been so effectually closed, while the other has been so badly neglected? Is this not due, in a great part, through the failure of the laborer looking after his interests more fully after the producer had secured his? That is, the producer after securing the tariff laws, which fully protect him, does not go so far as to 52 IMMIGRATION. seek just as equal a protection for the laborer, through proper immigration laws. Does not capital benefit by this unequal pro- tection, as it is able to secure cheaper labor to per- form its works? Does it benefit us fully as a people, to place a tariff duty on commodities, and for the reason that such commodities cannot with profit be im- ported into this country, labor itself, which is practically free, comes instead to take the places in our manufacturing and other institutions, which were intended for our own laborers? No, for the reason that tariff duties, fully protect, only, our industries; and, in order that labor may be as fully protected, we must look to proper immigration laws being enacted, to fully established this protection to labor. If the manufacturers of foreign countries are not in a position to compete in manufacturing with like establishments ;. of our country, on ac- count of our protective laws, the result is they lose much business Vith our country, which has a great tendency to lessen the amount of labor required under more favorable circumstances, and, undoubtedly will lessen in the same degree the running capacities of such establishments, so that the protective duties on importations into our country have about the same effect on indus- tries and labor in other countries that free trade with those countries has with labor and the in- IMMIGRATION. 53 dustries of our country, only it is experienced in a much less degree as to the evil effects in other countries, as it is one country, ours, against all other countries in trying to establish a high standard of citizenship for its workmen; and, in order to do this, it has to contend with poorly paid and degraded labor of all the countries of the world. This, though, the establishing of such a stand- ard is a moral duty and an obligation required of us in the interests of true humanity, and it should be attained above all aristocratic endeavors to debase labor. Protective duties with proper immigration laws increase the value of labor in our land. But, at the same time, the best of tariff laws without proper immigration laws simply in- crease the number of immigrants to our country, to take the places of our American workmen, whom such tariff laws in part were intended to benefit. The consequence is it depreciates the value of labor, thus destroying to a great extent the good results attained for labor through pro- tective duties. Also, protective duties have a tendency to increase the value of our products, and this, with labor depreciated, works a great injustice upon the laboring people. If the value of the products are increased the value of labor should be increased accordingly, so that labor will be equally benefitted, and it is 54 IMMIGRATION. only through this equality being fully estab- lished that will insure to us true prosperity against the deplorable labor conditions of the world. The foreign laborer takes notice of the in- creased value placed upon labor in this country, due to the protective features established by us, and at once begins the study of the question to better his condition. Seeing the downward tendency of business in his own country, due in part to the tariff regula- tions of our country, but, in greater part, due to the form of aristocratic government under which he lives, paying labor of his country so poorly, and, receiving still poorer rewards for its works, on account of such depressions in business, he begins to reason in this way as to bettering his condition: If the product of labor cannot be shipped to this country with profit, the only course that remains for him to pursue is to come to this country himself and seek employment. This he does, thus relieving the labor strain by one in his own country, but increasing it by one in our country; or, in other words, for every thousand or ten thousand, or for any number of thousands of people who leave foreign lands to come to ours, simply relieve the labor strain of such countries by just so many thousands; but, at the same time, the labor strain of our country is increased by just that number; and the result IMMIGRATION. 55 is, just so many of our American workmen are idle, to benefit this foreign element. How can there be any justice in such laws to our people which permits such rank perpetrations of injus- tice upon them? By enacting proper tariff laws, we create good paying positions in the many different branches of trade, such that are due the American work- man, so as to enable him to keep his family in good circumstances, and to educate his children, as well as to have a good comfortable home of his own; and, besides all this, to have a feeling of self pride, that there is a brighter future for him- self and family. That to labor when justly rewarded is truly honorable. That degradation, under such cir- cumstances, does not follow as a reward of labor; but instead, prosperity, as relating to this world's goods, and above all, that feeling of true man- hood which elevates the moral and intellectual forces; and, through prosperity, being able to provide means by which both he and his family can attain a higher and more advanced stage in educational matters, which creates a more en- lightened and a more intelligent people, to help solve the great question of government; and, to help establish an American standard of citizen- ship far beyond the reach of our now common, every day advocators of unsound principles, as they may be heard along the street, and upon the 56 IMMIGRATION. street corners; and, in fact, as heard in places which should not be permitted to exist in a truly well governed, well educated, and enlightened nation. Under the favorable circumstances that exist under truly protective laws, the American laborer is delighted with the prospects before him, and improves every opportunity to better his condi- tion, and every effort is attended with good re- sults. All are happy in the home, and prospects brighten at every turn. In that home, though, is a full realization, that such comforts and opportunities depend upon the continuation of the laws that make it possible for them to continue in prosperity and advancement, as to the educational features, against the great misfortunes of the millions of people in foreign lands, whose forms of govern- ment are not as favorable to them as a people. The tariff is watched and regarded as the keynote to success, but the immigration laws have not been considered of so much importance, for through this immigration we had a contented feeling that we were building a greater nation numerically, but, alas, we have not been consid- ering of late years the worst feature of this for- eign element, the establishing of anarchistic and other debasing principles in our political sphere; principles un-American, unsound and unjust, but the products of aristocratic forms of govern- IMMIGRATION. 57 ment, where law favors the few to the disadvan- tage of the many, and are not enacted by the people for the interests of the people, as they should be with every well governed people, for then such laws are enacted to benefit all, instead of being enacted by a self-chosen few to benefit the few. Through the neglect to enact proper immi- gration laws, so as to fully support the protective features of the tariff laws regarding labor, a dark day dawns to the American workmen, as there appears in their midst a new man, one from a foreign shore. His presence indicates that he seeks employment. His manners are different from those of the American. He has an air of one released from bondage, one not accustomed to breathe the pure air of freedom, and he does not know just how to conduct himself and not show too much his feelings in his present as well as his prospective station in life. We judge from his talk that he is greatly pleased with his prospects in this new country; but he expresses considerable bitterness in regard to his home government, this though, done slyly and with caution, as if his mind had not been fully made up, as to whether he really at heart, so disliked it, or whether he was controlled through selfish motives, peculiar to his former surround- ings at home. He knows nothing in regard to our govern- 58 IMMIGRATION. ment and its institutions, as he has just arrived upon our shores, and has not yet had an oppor- tunity to study and learn them. He comes to a new country, in every way new to him, as its government and its institutions are so different from those under which he was reared, and it may be, under which he lived, to a period in life far past his majority; at any rate, the principles of home government have been firmly fixed in his mind, and no matter how favorable he finds cir- cumstances in this • new home of his, his mind will wander back to boy-hood days, and to days when he had even reached his majority; and, through the review of home events, he remembers the happening of events differently, it may be, from the ways they actually happened, when the sterner side of life is realized by him in this new country. Time has a tendency to mould or shape the record of past events in our minds, favoring the many reviews that we make of them; especially so, when the stern events of the present, causes us to review more frequently the events of our earlier life, seeking solace from some, as it would be, favorable period to offset the ills we bear at present. As years pass by and time has softened our once harsh feelings towards our once unfavor- able surroundings, they become lovelier to us, and we may even yearn for that, for which we had at one time, formed such a dislike. IMMIGRATION. 59 That which is true in regard to everyday life occurrences, is certainly true with the immigrant into this country. What he sees upon his ar- rival is new and interesting to him. He has not yet learned the sterner side of life in this new country. Many people come here with the idea that freedom means to do as one pleases, and that there are no bounds to its significance in this line, and they cannot understand how freedom is governed by law, and that by freedom is meant the will of the people in matters political, instead of the individual freedom of a willful, malicious and misguided person to exercise such freedom to commit wrong. This is all new to them and difficult to un- derstand, and they begin to believe that the principles of freedom, as understood by a repub- lican form of government is not, after all, the kind of freedom that they want, and this is about the time they begin to show the real ef- fects of teaching under their home governments; that principles installed' in the mind during youth are lasting. Also, that love for home, no matter how hum- ble it may have been, nor how different it may be from our present much better circumstances, it still exists in the remembrance of past events and a reference to it brings back fond remem- brances which are as lasting as time. 60 IMMIGRATION. Thus the new man brings with him views relating to home government which, although, while he is not in full sympathy with them, shows at once that he is not in full sympathy with ours. And thus, with the views of so many immigrants from all parts of the world, we have established with us principles and institutions which are so foreign to those that were intended to be established by our forefathers. On ac- count of this there should not be any nationality recognized by us politically. We should be American only, and those who are given the rights of suffrage should receive such as Ameri- can citizens, and not as foreign Americans, to exercise this suffrage as foreign born citizens against us, and those who cannot receive the right of suffrage in this way are certainly not entitled to it and should be barred from citizen- ship. And not only this, but they should not be permitted to remain in our country to prey on the rights of our people. The wages the new man received at home were so much lower than those paid in like positions in this country that in this line he glories in the prospects before him. He is an expert in his line of business and now feels great relief from the restraint of the forced conditions under which he was required to follow his employment at home, and believes he will find matters much more favorable to him in this new country. IMMIGRATION. 61 He looks around and finally decides to make ap- plication for a position. He calls upon the em- ployers of a manufacturing establishment, makes known his wants, and advises them that he is well versed in a certain line of duty in their manufacturing business, making an offer at the time, as to the amount of salary he would expect in case he is employed in this line. The employers of the institution where the position is wanted, upon learning the difference between paying the American workman the sal- ary they now pay him, and the one offered by the foreigner, look upon this difference in a finan- cial way, instead of due justice to the American; and, after duly considering all things to their in- terest, and believing that the one is as much of an expert as the other in that particular position, and that their interests will be fully as well pro- tected by the one as the other, are lead through this process of reasoning to look upon the change very favorably; if, in the event when they state the circumstances to the American, he does not agree to a reduction of wages in order to retain the position with them. Now, with due respect, as they would make believe, for the American workman, they call him to explain that they are in a position to se- cure a man for the position he occupies for con- siderably less salary than they are paying him. That they are satisfied with his work and ap- IMMIGRATION. predate much the attention he has given their business, but the only difference that now seems to be in the way is, they can get another who is just as much an expert as he the American is, and one that they feel will be just and true to them in the position and for so much less wages, they feel that in justice to themselves as proprietors, they should ask him to accept a reduction in wages and retain the position with them. On inquiry the American learns that the re- duction expected is so great that he does not feel it doing himself and family justice to accept it, and chagrined at the new turn of affairs, he now sees his fond hopes vanish, if he remains in the same position at such reduced wages. He studies the matter carefully, giving full value to every privilege tendered him by his employers, but he knows that success to him under such unfavorable and trying circum- stances will be very meager indeed, as compared with the plans laid out by him during a more favorable season, and he finally decides to give up the position, trusting that fortune may smile more favorably upon him in some other position or line of duty. As the position in question is now vacant the new man is employed and fully installed in his new line of duties, and all goes along smoothly and all seem satisfied with the change except the immigration. 63 American who gave up the position, and who feels greatly the injustice to him on account of the lax immigration laws, and the tendency of capital to take advantage of this with the American. Do we not see by this that a good position was lost to the American, simply because the immigration laws did not fully protect the American workmen, under the protective tariff laws, but that, capital under such laws was bene- fitted by it, as it employed the cheaper labor to benefit itself, but, to the injury of the American laborer ? Cannot we see also, that capital receives bene- fits in more ways than one by employing cheap labor ? That, through this process of having its work performed, it greatly cheapens the living expenses to the possessors of capital, at the ex- pense, though, of the laboring people ? That, the lower the wages paid for work performed is just so much saved to capital, under our protective laws, to increase itself at the expense of the people? Do we not see from this why capital is so slow to help elevate the masses of people by help- ing to fully establish thoroughly good immigra- tion laws to protect the people ? That, it looks after its own interests, and the great masses of people must likewise look after its interests, if they wish to enjoy the privileges of a free, liberty loving people ? 64 IMMIGRATION. In time the new man who secured the position from the American, receives an increase in salary, and matters in regard to this position stand about the same as when the American was occupying the same position. Now, it is wished to be asked, in justice to the American workman, what is gained by the tariff for the workman when un- supported by proper immigration laws in such cases as this ? Has it benefitted the American workman as it was intended ? No, but what has it done ? It created the position perfectly and satisfac- torily to all until it was learned that the immi- gration laws were such that they failed to pro- tect fully what the tariff had created. That the workman is not as fully protected as he should be so as to receive the full benefits of proper tariff laws. That to remedy this it will be nec- essary to enact and to enforce such immigration laws that will fully protect the American work- man under any and all circumstances. We have learned, also, that the new position created, or labor better rewarded, induced a for- eigner to leave his own country to seek the new position from the American. If this is true in regard to one position and one immigrant, what must be the effect upon our position as a people when thousands and hundreds of thousands of immigrants come to our land every year? Cannot we see the great injustice to us as IMMIGRATION. 65 Americans to permit this to continue in this way? Do not our favorable rewards to labor under protective duties simply increase the labor strain of our country through this immi- gration? And the labor strain of other countries is just so much relieved from time to time, be- cause we permit this injustice to be practiced upon us. The manner of living of this immigrating peo- ple is so different from our American way of living, and being accustomed to such living in their own country, they can live here upon so much less than the American and upon much less than we Americans want to be required to live, as we are accustomed to the privileges of a much higher standard of citizenship as a work- ing people than are the people of foreign coun- tries. Living under a republican form of govern- ment and under an aristocratic form of govern- ment are two different ways of living, and are not comparable. Under the one, the people make the laws; under the other, the laws are made for the people. Now, it is wished to consider, what we have gained further, in the new man in the American's position, by such neglect in not providing just as equally forcible immigration laws, so as to pro- tect the workman under the tariff laws ? In time it may be, one more name is added 66 IMMIGRATION. to our lists purporting a new citizen, who during all his life, has been accustomed to a form of government so entirely different from ours, that he does not fully realize the meaning of the terms freedom and liberty, as applied to the American form of government; and, whose views of govern- ment, after all, favors more the home government than ours. One who does not and cannot ap- preciate fully, the importance of our American institutions; but, with all this so unfavorable to the welfare of our American interests, he be- comes a citizen under the law, but he cannot in reality be an American citizen, although he is empowered with the same privileges in casting the ballot, as the American who is required to be twenty-one years of age, before he is entitled to cast a vote; and, who during all this period is being reared under a republican form of government, his teachings are from the American standpoint in regard to government, while the teachings of the foreign born citizen were from a point just the opposite to ours re- garding government; but who, within a period of five years it may be, |has been given the same power in casting the ballot that is given to the American at twenty-one years of age. Is there any justice in such laws to the Amer- ican? Do you wish to [let such injustices be practiced from time to time to ther disadvantage of yourself _andrsons who are coming on in years. IMMIGRATION. 67 and soon will have the same evils to contend with? No, we say, but instead, apply a remedy just as soon as our legislative bodies can formu- late a law that will truly and justly protect every workman in our country, and, in fact, every American citizen against such an injustice. In regard to the privilege given to foreigners coming to this country and exercising the rights of suffrage in our affairs, it might be stated that there was a time when this was necessary. It was during the building up of this country, dur- ing a period when there were no Americans as it is now understood by this term, or during such pe- riods of progress in this country's advancement that there were but very few Americans. Then it was necessary for this country to give the priv- ilege of suffrage at an early period of citizenship, in order to encourage immigration, so as to help build up and improve this country as well as to help build up government. Then also, a much better class of people came and with a view of building new homes; but now, it is the worst element to a great extent, that comes to our shores to be built up; and, to be cared for under our favorable institutions, at the expense of our people; we are so lenient in this matter as to accept almost any form of hu- manity that knocks at our doors for admission, even to the filling of our charitable institutions of all kinds. 68 IMMIGRATION. We can see that during the earlier days of our country, people came with a view of better- ing their conditions in time by hard work only; for then, this country was in its wild state, not possessing the many advantages that since have become the privileges of the people to enjoy. It then required hard work and the enduring of many privations in order that success could be secured later on. But now, following this great prosperity, and at a time that we do not need any foreign ele- ment, for the reason that we have arrived at a point in our affairs of government, that our own people are becoming numerically great, and, it requires us to look after their welfare, we have a great rush of this undesirable people to our shores, to the great disadvantage and expense of our people. In due time the new citizen, holding the po- sition created for the American, seeing the ad- vantages he has gained by being in this coun- try, and having been here long enough to feel his importance as an American citizen, under the law, and beginning to think that he is not receiving what he is justly entitled to under this American government, as he undoubtedly, does not yet understand the terms freedom and liberty, as applied to our government, wishes now to re- ceive greater benefits; he now asks for more pay, and fewer hours in which to perform the duties IMMIGRATION. 69 relating to his position. By this time it should be remembered that he may lay claim to the po- sition as his own special property, as would be inferred generally, when men leave positions dur- ing times of strikes. The demand is made of the employers, who are amazed at the turn of affairs, after having duly considered and accepted the proposition of this workman, and even had increased his salary, all these favors to him, at the expense of an American workman, having lost his position. Having duly considered all things relating to such a demand, they advise him that in jus- tice to themselves, and their business, they could not comply to the demands made by him, either to increase his wages, nor to shorten the number of hours of labor; as they were paying him all they could pay; and, as to shortening the time, the hours which he now gave their business were very reasonable, and it would hinder their busi- ness to shorten this time; as he would not be giving the time for a days work that the busi- ness then required. Here is just where the real trouble begins. The American though, under such circumstances, would have been willing for the time, to let mat- ters remain as they were, and would have been satisfied with the statement of the employers, when he was assured, that it was the best they could do for him, and he would have continued 70 IMMIGRATION. right along in the position until a more favor- able opportunity was presented from some other source for a change; and then, when such an op- portunity was presented, he would have with- drawn from the position, without giving trouble, thus leaving it free for some one else to accept; and, the change would have been made so quietly and satisfactorily to all concerned, that no one would have been molested, or injured in any way. But what most likely occurs if the demands made by the new citizen have not been accepted? Well, it may be about this way; knowing the feeling engendered in many instances when de- mands made by foreign born workmen are not acceded to as correct and proper. In such cases there seems to be more of the physical than of the intellectual manhood dis- played, and this workman having been reared under that form of government not particularly friendly to the laborer, but looks upon such more in the nature of subjects of aristocracy than as a free-born citizen, with as much power in the elective franchise as is vested in one in the higher stations of life, he really begins to believe that he is actually imposed upon and he must have his rights. His demands must be acceded to and nothing short of this will satisfy him. But his employers with due regard for his feelings, who seemingly understand his situation IMMIGRATION. 71 better than he, again make proper explanation as to why it would be impossible to comply with his demands. But without exercising the proper faculties in regard to the injustice of his de- mands, but with force, which he believes must win, he strikes. The employers regret very much the action this new man has taken in the matter, and see- ing the need of their business being carried on promptly, they even make concessions to him, to again resume his work, but they are abruptly refused, and he still demands in full, more pay and fewer hours, and must have everything ac- ceeded in full as demanded. Having thus failed to make terms with him their only way out of the trouble as they see, is to employ another to take the place, which they do with hopes that everything will again move along smoothly. But, to their great astonishment when the man just employed arrives to take the position, the striker says, no, he shall not take my posi- tion; and, no kind of reasoning avails any good, for by force the striker keeps the new man from taking the place. Another trial is made but to no better results, as the striker is determined by force to gain his demands. This situation of affairs continues until it be- comes unbearable to the employers, and they 72 IMMIGRATION. find it necessary to call the law to their assis- tance. This enrages the striker, because the idea of having such a thing as law in a free country, is something beyond his comprehension. He has by this time become thoroughly enraged, and in fact, he has become a demon in his desperation to gain what he has demanded. He is ready to do almost any act of violence, and it may be, has even applied the torch, or used dynamite with disastrous results, until by main force the law takes him in hand, and he has at last been placed behind the bars, await- ing a hearing in regard to the crimes he has com- mitted. The day has been set for a trial, witnesses have been examined, pleadings have been made, and the decision of the court has been rendered. The result is, he has a term to serve in the state penitentiary, which soon begins; and again, all appears to be passing along all right, as jus- tice has asserted herself in defense of law and order. The associates, though, of this criminal begin a plea that he is unjustly imprisoned, and they set to work with petition in hand for signatures, praying to have the sentence revoked. They work with their utmost zeal to obtain this end and finally have all the necessary pa- pers laid before the governor of the state in IMMIGRATION. 73 which such acts of violence were committed, and where justice was rendered by the court. Is it possible with such an array of papers to defeat justice, that this high tribunal will take notice of them, and release one who so justly de- serves the punishment inflicted upon him by the court for crimes commited? Let us see, it is possible that this very gov- ernor before whom these papers were placed for action, to release one of the most dangerous of criminals to our public institutions, is in like sympathy with the whole movement; and, he too may have been born in a foreign land, under circumstances, making him an equal to the crim- inal, as far as views are entertained by him re- lating to such matters; or, if not by birth a for- eign born citizen, it is possible that he descends from parents so closely allied to foreign affillia- tions, as not to be a proper person to decide such cases as the one here brought forth, justly, under the true meaning of the law of our land. Yes, it is learned that a pardon has been granted, and the criminal, so termed by the court, is to be released from serving his full term in the penitentiary. What a victory for anarchy ! But, what a defeat for law, order and good government ! Is this to continue, and if so, will not our American institutions, soon be institutions of the past? Is it not utterly impossible for them to 74 IMMIGRATION. survive such reckless, such unprincipled, and such un-American decisions as this, by one of the highest officers in our country — the governor of a state? Will not our courts, the highest tri- bunals of justice, soon be unable to avail any good by their decisions, if such a state of affairs continues in this pardoning power vested in this office? We entrust this though, to the better judg- ment of the American people, who will learn that to tolerate such infamous proceedings, as justifying a criminal in crimes committed, by being released from imprisonment, simply places the crime, in a way as it would appear, upon the court; for under the law, a court would not have any right to sentence a man to imprisonment, unless he had committed a crime, demanding such a sentence. Thus it would appear by such a decision a of governor, it would be the court, and not the striker, who by the court was considered the criminal, but the court itself. Is this not a wretched state of affairs, for our country, and its interests, when it becomes pos- sible for that element, which is a decided foe to our institutions, to have such power as to reverse our American laws and court decisions, so as to liberate the criminal, and by such an act, cen- suring the court rendering just decisions? It is sincerely hoped that the American peo- IMMIGRATION. 75 pie will not tolerate such infamous proceedings, for any longer period, than it requires to enact laws to remedy this; that is, if it is even neces- sary to lessen the pardoning power now vested in the office of governor. After the release of a criminal of this kind, there usually follows a great jubilee among that element, which in view is anarchistic, and op- posed to law and order. It may be that the criminal released, will spend much time lecturing among the people of his kind, thus teaching them, as he terms it, the great injustice to freedom, in this free and liberty loving country. By being liberated and thus advocating his cause, simply sows the seeds of discontent, and un-Americanism to bring forth a greater harvest to be reaped by anarchy for its benefit, to the great disadvantage of our institutions. But, this certainly cannot last very long, as was shown by the results of the balloting at the last presidential election; as the truly American element, regardless of party lines, and which heretofore may have been somewhat lenient, will see the great necessity of striking a death-blow to such an infamous institution. Are not such proceedings a decidedly bad state of affairs for our country, and cannot many instances be recalled to fully substantiate this? By recalling in our minds, the events of the 76 IMMIGRATION. past few years, cannot we note many instances in which the crimes committed by such desperate characters, were truly in themselves rebellion, and this, against our government? There is enough of the actual, without drawing upon the imagianary, to show us that a terrible state of affairs exist in our country, even at the present time. Why is it so? Is it not in a great part, be- cause we have neglected to stop by legislation, the great flow of this undesirable element from foreign lands to our shores? And we, through this neglect, have installed among us, that which is entirely foreign? And, which does not belong to us, and when in power simply deals out death blows to our- institutions? Have we not learned that the decisions of our courts can be reversed by governors of states, who are in sympathy with such un-American movements? Of what value will our court decisions be in time under the decisions of anarchistic governors unless the people, also, in time, require a modifi- cation of such pardoning power? In view of these facts what have we instituted by tariff legislation, unsupported by proper im- migration laws? First, there were established better rewards for labor; this increased immigration, which is a decided disadvantage to us. IMMIGRATION. 77 Second, instead of it benefitting us as a peo- ple, fully, as intended, we have in our midst an undesirable foreign element, which has been ben- efitted by it, to the detriment of our honest American labor, and through this neglect we have injured those we intended to benefit. Third, we have established in our country to a great degree anarchy and other un-American principles, endangering our institutions and our general government. Is it not time to study this immigration question thoroughly, and most heroically enact a proper law and most effectually apply it, so that this undesirable element may be kept out of our country? Do we wish our homes dese- crated by such an injustice being perpetrated upon us by admitting such an element to our shores? Should not the American spirit be aroused to its fullest extent in looking after the welfare of our homes ? Is it not time to act, and the way to act, is for the people to impress this important duty, as well as others, upon the minds of our Represen- tatives, as well as, our senators in Congress? And, if they fail to enact proper laws, then, at the expiration of the terms of office of all such unmindful, or as it may be termed, offending leg- islators, put men in their places, who are known to advocate true American principles, and will act accordingly? 78 IMMIGRATION. Is this not the time to act, when the party of progress is going into power, and have such legis- lation put into force that will make it impossible for the experience of the past few years, and of the late presidential campaign to be re-enacted? Is this not the time to strike the death-blow in reality to anarchy and like principles, which of late years have endangered our institutions? and, in their stead, establish true American prin- ciples, in every line of action relating to our gov- ernment? There is another question, one of much im- portance to us, that should be fully considered by us, it is this : Have you ever given proper thought, as to the very poor chances, the young men, the sons of our homes, have in getting a start in life with such odds against them ? Do not they of all, during their young lives, need encourage- ment, and a proper chance, even in their home country to start new homes as the old pass away? Are they to be left alone to shift and care for themselves among this reckless, anar- chistic element? Can they under such trying circumstances be the honest, strong, industrious and intelligent men that will be needed to look after the welfare of this great nation? Should not they of all new comers upon life's broad field of battle be the first to be protected? But, is this true? No, they are more than unequally affected. With even those who have stood the IMMIGRATION. storms of life's battle for the many years they have been called upon to perform their part in the great struggle and when these young men look upon this broad expanse of such a dismal scene they falter, and in amazement stand aghast, wondering how they in their inexperienced posi- tions can expect to battle successfully such giant foes. Upon this review of their future prospects disappointment takes the place of the once bright hopes of success. They struggle, though, heroically, against such odds, until late in the strife their moral, physical and intellectual forces begin to break, as nothing but disappointment after disappoint- ment follows in quick succession each fond hope entertained for bettering life's struggle. It may be that success has partially rewarded them for their work performed, but not in that form that truly builds up, but that which rather depresses that full sturdy manhood that is needed to achieve the best results in carrying on the great industries of our land. Therefore, there should be no delay in mat- ters legislative relating to this immigration, which is one of the most important questions to the American people. We have now waited too long without action upon this important question, as we have among us an element that, with its forces fully enrolled 80 IMMIGRATION. is a power at the polls, and it is possible with its combined support, carrying the balance of power as it does in many instances, to dictate to us in regard to legislation. The true American element, though, we trust will be always as it was in the presidential election just past, on the right side when questions come up which in themselves are dangerous and antag- onistic to the welfare of government through the support of this element. But this should not be depended upon to offset the wrongs that exist, but legislation should be enacted to remedy this evil, so that prosperity may be with us, and the people en- couraged to do and care for themselves by build- ing homes, educating their children andimprove- ing every opportunity for their advancement in life. When we have this state of affairs fully es- tablished in place of anarchy, then we will have better government and a more enlightened peo- ple to deal with the great questions which so affect us as a people, and which will be a just reward for honest government. GOVERNMENT BANKING. A true government banking system a relief from misery and pauperism, caused by the unscrupulous uses of capital* THIS may be a new subject, politically, to many people, as it has not been, so far, an issue during the great presidential campaign, and therefore, it is not as familiar a subject as either the tariff, money, or even that of immigration. But, it is one of great importance to us, as will be learned in naming the benefits that will be gained in establishing such a system. Has it ever occurred to you what the estab- lishing of a government banking system means?" Or, have you ever given it a thought as to what it would prohibit, and what it would establish, in advancing the interests of the people, gener- ally, in financial matters? If not, then let us study this question care- fully and learn the evils it will eradicate, as well as, also, the good it will promote in financial cir- cles, peculiar to the interests of the great mass of people whom it is desired to benefit. The term, individual banks, including both national and others, will be treated in this chap- ter, as well as others, where mentioned, as indi- 81 82 GOVERNMENT BANKING. vidual banks of the present banking systems. They are named in this way so as to designate them more readily from the government system it is desired to explain and to advocate as a proper one, to be used in connection with the present systems of banking; also, they are men- tioned as individual banks for the reason that each act individually of the other, even under the same system, while in the proposed new sys- tem they each form a part of one grand system, controlled fully and only by the government. A government banking system, as herein con- sidered, means the establishing by the govern- ment at convenient places in different parts of the country, a system of banking, similar to the present individual systems, now in use by banks generally, as far as deposits and withdrawals are concerned, giving an opportunity to persons of small, as well as to those of greater means, to place their savings, or their spare money, where it will be perfectly safe for them, from loss in ways peculiar, to the present individual banking systems. The money deposited in such banks would be used by the government to pay off bonds and other obligations as they become due, as well as to be used in defraying current expenses, when the receipts from tariff, revenue, and from other sources fall short of paying expenses; and, to be used in purchasing such properties, which in the GOVERNMENT BANKING. 83 very nature of themselves, will greatly benefit both the people and government to possess. Banks of this description in large cities, could be located at the government buildings of such cities; and in the larger cities, branches could be established in the same manner, that branch offices are now established by the govern- ment postal department, so as to conveniently transact the business relating to this great in- stitution. In cities and towns where no government buildings have been erected for the transaction of government business, such banks could be lo- cated at the postoffice of such places; or, if this should not prove convenient, they could be lo- cated in close proximity to them, so as to ena- ble the citizens to conveniently transact business with such banks, as well as for them to receive the benefits of such a system of banking. It is possible to extend this system, and in justice to all it should be extended, in time, so as to include every postoffice in the land, even the most remote, if the people at such points wish to receive the benefit of such an institution. To adopt and to extend this banking system in time so as to include all points would give to the people of the country, as well as those of the cities, a perfectly safe place for their savings, whether such savings were small or otherwise, and at the same time it would be the means of 84 GOVERNMENT BANKING. providing money for the use of the government in carrying on the great business transacted by it. All deposits should be made to bear a low rate of interest, and free from taxes ; the interest to be calculated on semi-annual or yearly balances, under such rules and regulations that would fully protect the government from improper pe- riodical balances, and then credit the interest so calculated to the many different accounts at the different banking institutions of the kind, which would be located at points embracing every portion of our land. A system of banking of this kind would be a great inducement to people of small means, and just the very people who should be encouraged to save in part their earnings, and encouraged to make an effort to have an account and receive the benefits that would be derived from this sys- tem. The interest, though small, would add a little to their accounts, and, at the same time, would be an encouragement to make greater efforts to save money and enlarge the credit balances. The question may be asked, what is the need of this banking system, and why not continue the patronage of the systems in vogue? The principal reasons are, as have been stated, that the people need a perfectly safe place for their money, one different in this respect from the present individual banking system; one that GOVERNMENT BANKING. 85 will protect fully the savings of the poor and middle classes as well as the money of the great capitalists, who are now so well protected in their government bond investments; one that will use the people's money to buy such proper- ties, that are of peculiar interest to them as a people, and which should be under government control to benefit the people. If we have this system in connection with the individual systems, and the individual serves you best, they will be the ones for you to patron- ize, but if the government institution suits you best, then that would be the better one for you to patronize. The government system would furnish enough money in time, so as to stop the issuing of bonds, which now are purchased by large capital only, or mostly, direct from the government; when the people should have an opportunity to invest their earnings in such matters in connection with large capital. To have such a system, would insure safety to depositors, and there would not be the least anxiety entertained by them, for fear of the bank failing; or, of some officer or employee running away- with their money, as is often the case now in individual banking. If any money should be taken from any gov- ernment banking institution, the government would collect from the sureties on the bond of 86 GOVERNMENT BANKING. the fraudulent employee the full amount taken, so there would not be any loss even to the gov- ernment, let alone the depositors. Even if the government should fail to collect from the sureties the amount of money taken, it is not supposed that the depositors would bear the loss, individually, any more than any one would now, who would go to any post-office where money orders are issued, and get a money order; and, soon after this order had been issued it was learned that the money deposited for the order had been stolen. In such a case, the loss would not be on the money order issued, as this order would be worth as many dollars in gold or other standard money, as represented by its face, and marginal numbers. It is clearly seen that the money order is fully protected, and it certainly would be the same to depositors in government banks if es- tablished. We may rest assured, though, that the govern- ment would be just as fully protected also, as it does not permit of any chances of value getting away from it. Some one is always held respon- sible by heavy bonds, with proper sureties, to se- cure itself against losses, and besides, if the ap- plicants for positions of trust are not able to give good and sufficient bond they will not secure the positions desired. GOVERNMENT BANKING. 87 An issue of a government bank order or draft, under the new system at one place, would be recognized as correct and proper to pay at the bank on which it was drawn at another place. It would not make any difference in what part of the country or how far apart the banks were located from each other, the paper drawn would be honored. The proper statement of the issuing bank to the one on which the order is drawn, in connec- tion with the general form of the order presented for payment, would fully establish the validity of the paper and it would be paid upon the identity of the payee; and, there would be no question as to the standing of either of the banks, as each would be under government control, and belong to the people; also, one's identity would much more easily be established, especially so when traveling; as the banks would most likely be located in the same buildings in which the post offices are located, or in close proximity to such offices, if not in the same buildings; the postman would of necessity know him personally by deliv- ering of mail, or through the statement of the proprietor of the hotel where stopping he could identify him. It would be necessary, though, to establish such rules in regard to this matter that would fully protect the government against fraudulent schemes to obtain money even on such bank orders. 88 GOVERNMENT {BANKING. We need not worry about this though, as the government is now doing a great postal money order business to the satisfaction of the people, and such rules for the identity of the holders of such bank orders could be established that is now in use by the postal department. But is a person always fully secured in indi- vidual bank drafts? It is believed that many people could say no, and say it from actual experience. Have you ever presented drafts for payment at banks other than those upon which they were drawn, and, it may have been, located many miles from home and place of issue, during peri- ods of mistrust among banks, which are more commonly known as period* when the money question was in a doubtful state, and then have learned what it means to get money on drafts that you supposed when they were issued to you were as good as gold? If not, then you cannot fully realize the dis- advantages in which one is placed when depend- ing upon these drafts entirely for money; It may have been that the cash on hand was getting very low, and it was necessary to have it reimbursed to keep expenses paid in full; and, it is at such a time one is again put to thinking in regard to a better and more perfect system in financial ways as to protection against the un- certainties of the individual banking systems. GOVERNMENT BANKING. 89 For, in the instance of trying to have a draft cashed, and besides it may be, have heavy charges attached if cashed, or, if not cashed, to know that the bank on which the draft was drawn is doubtful, and you are left anxious to know whether or not you will ever receive the money that you paid for the draft, are not very encouraging indeed, to people who depend upon this system of supposed protection, in either traveling, or in business transactions. Can we recall one single instance in which a postal money order was not paid when presented by the proper party, and such party was duly identified as the proper person to whom such order should be paid? Is not such an order considered as good as gold at all times? Is not a postal money order preferable to a bank draft as far as perfect security is concerned? Even during times when money matters are considered doubtful, is not the postal money order considered perfectly safe and far prefer- able to a bank draft, as far as safety is concerned? Is not this security in itself, one good reason why a government banking system would be far preferable to the present individual systems? Again, under the government banking system, during periods of financial troubles among indi- vidual banks, and which of necessity would be unknown under a government system, or much less frequent than at present, instead of the peo- 90 GOVERNMENT BANKING. pie drawing their money out of bank, it would certainly be the means of strengthening the gov- ernment system, as there would be a feeling of safety in regard to such an institution, that would cause greater deposits to be made in such banks, which would be at the expense of the individual banking system. But, should we stop at this, if the individual systems are wrong ? Should we deprive the millions of people of perfect security and proper investments, in order to benefit a few, who even through some scheming investments, may deprive the people of getting back money entrusted to their care ? It is not intended to convey the idea here that bankers as a class are considered dishonest, not by any means, but what is meant is this, under the present systems dishonest people who may be connected with banks have opportunities to in- jure the people financially in ways that under a true government system could not be practiced. It is the systems and not the bankers, being dealt with in this work. After all, are not the financial troubles we experience, due to the banking systems now in vogue ? That is, if the people through mistrust with- draw their deposits, leaving the banks without money, that it is the banks and not the people who are so much affected by financial depres- sions? GOVERNMENT BANKING. 91 That, by this or through this mistrust, the very institutions which the people have de- pended upon as safe places for their money, have it frequently proven to them that, to a great ex- tent, they are the opposite of safety? Also, that there is fully as much money in the country during such depressions, as there is during prosperous times? But, through mis- trust, it is withdrawn from the banks, thus leav- ing their vaults empty? The money being placed in safety vaults and other hiding places, and thus withdrawn from circulation, which, as it appears to business, makes money very scarce, when in reality it is not scarce, but simply in a place of hiding? Then if the present banking systems are not able to protect themselves against mistrust of the people and prevent demoralization in business, due to such mistrusts, is it not time to improve upon this system by establishing a better one? Do you think that the people would mistrust a government banking system so as to cause such depressions? But instead, would they not rush to such institutions with their money when doubt existed in regard to individual institutions? Are not these questions worth considering, and worth considering well, for the interest of the people? Again in regard to the uncertainties of the individual banking systems, if a considerable 92 GOVERNMENT BANKTNG. amount of money is stolen from any bank it may be impossible for the officers of such a bank to replace it, for the reason that all or mostly all their own money was taken as well as the money of the depositors. The result would be that the depositors must bear the loss, as there would be no source from which it could be obtained, as the paper held by such bank could not be realized upon in full, therefore it would be insufficient to make settlement in full and satisfactory to all. Again, in individual banking such business transactions may be indulged in by the officers as a matter of speculation with the people's money, that may prove a loss to the bank, in- stead of much profit as was anticipated; then as before, when the money was stolen, the loss must be borne by the individual depositors. Is it any wonder that the people mistrust the present banking systems, and as a consequence they are rather shy in placing their hard-earned savings in such institutions to be used by others in matters of speculation, and it may be lose all, either in this way or in being stolen from the bank? Are not these the principal ways in which the people's money is lost in these institu- tions? And is there not considerable money lost to the people every year? In many instances the banks even refuse to allow interest on deposits, but expect the people to leave their money with them for their use and GOVERNMENT BANKING. 93 receive no return at all, even with the possibility of not receiving back the amount deposited. Are such conditions of banking very encour- aging to the people generally, let alone those of small means, who need in time every dollar saved by them, when health and strength, with reasonably prosperous surroundings, gave them a little more money than they needed at that time, but which is to be used when age has de- prived them of the opportunities to hold their own with the younger and stronger element com- ing on to take their places in life? Would not the establishing of a grand bank- ing system by the government be joyful news to the millions of people who constitute our gov- ernment? And also, that it would be everlast- ingly appreciated by them, generally, during all time, or as long as our government establishes this, as well as like beneficial systems in other matters that will truly benefit all the people? In establishing this system of banking, in- stead of its being necessary for the government to go to great capitalists, and to foreign great capi- talists to get money on the issue of bonds, there will be in time plenty of money at the command of the government, collected from its seventy or more millions of people. This money would come from every portion of our country, and in many instances would save even now the issue of bonds if such a system were established, because, 94 GOVERNMENT BANKING. through this system the government would have the people's money to use, and the immense cap- italists would then take their chances with the people in investing their money, as they would be required to invest through the same system if they wish to receive the benefits of government security. What would this mean? It would mean that every individual of small or moderate capi- tal would have the same opportunities to invest his individual capital through this banking sys- tem, and each would receive in a proportionate degree to the amounts so deposited the same ben- efits that are now received by millionaire capital- ists. And, besides this, every citizen, if he so wished, could through this system of banking be the means of helping to stop the enormous flow of money from great capitalists to the govern- ment for the use of government at the expense of the people. It is just as necessary for the welfare of the people of our country to have means provided for the use of their savings as it is to have a protec- tive tariff. The one is a protection of the people's indi- vidual small capital against accumulated great capital improperly used; the other is a protec- tion to the remunerative reward to labor, as es- tablished by our government against the almost pauper-paid labor of other governments. GOVERNMENT BANKING. 95 When we are able to accomplish this in re- gard to capital, and to divert the flow of money commonly known as profits, derived from such kind of business which, in their very natures properly belong to the people, to a common money center for the benefit of all, being the earnings of capital furnished by the people in- stead of capital furnished by individual great capitalists, then we will have accomplished a great good for the welfare of our people. When great sums of money are borrowed by the government from a few great capitalists, it must in time be paid back with interest. If it is profitable for this great capital to be so invested, why should it not be just as profitable to the people to invest their individual small capital and receive the interest in proportion to the amount deposited, that is now paid to individual great capital? In either event, from whom is the money col- lected to pay interest, and in time, the principal? Is it not collected from the many millions of people in the ways of necessary revenues and customs duties levied and collected on such ar- ticles coming under these schedules, and which are on such articles that the people use? Are not the revenues and duties added to the cost of production of an article to get the selling price, and the people pay such in this way, when purchasing such articles for use? 96 GOVERNMENT BANKING. By turning the accumulated profits of such kinds of business that are of peculiar interest to the people, and when derived from capital pro- vided by the people, into a common treasury for distribution to the people as interest on money deposited, will this not be so much money saved to help pay the great expenses of government through the necessary revenues and duties? And which the people are required to pay, whether or not they receive any benefits from the govern- ment? Then we may ask, when individual great cap- ital is invested for government use, whom does it benefit? Is it not the few only, who possess such cap- ital, and not the millions of people who would be benefitted, in the event that capital in a great part is provided by the people? And, is it not rather a one-sided affair when individual great capital is invested, to be paid in time by the people, when the people have no share in its profits? If the people are permitted to furnish money for government use, instead of letting accumu- lated capital furnish it, wholly, at the expense of the people, then the interest paid to the people in such events will come from the same source as it does now, and which is now paid to a few great capitalists, but instead of it being paid in bulk to a few, it would be paid in small amounts GOVERNMENT BANKING. 97 to millions of grateful people, and, in fact the very people who are required to pay the govern- ment debts in either event. Under the present system of getting money, for the government, people with small means, as well as those of considerable wealth, have no chance whatever in buying government bonds direct, or having their money invested for the use of government, just for the very reason that men with great capital make such offers to the government for the whole or a great part of an issue, that the people with moderate means would not be noticed in the transaction. Is it not right and proper to help the millions of people to secure their savings, when it means so much to them? Would not this banking sys- tem be as much of a protection to the millions of people and as much a needed protection against the wrongs of accumulated capital, as the tariff in its way is a protection to our people against the products of cheap labor? Have we not learned that tariff duties are a great necessity for the welfare of our people? Then is not this bank- ing system just as much of a necessity in its way to protect the people against the money powers of the world? Is it not a known fact that a man in business with his own capital can do much better than one in business on borrowed capital? Then, would not the same be true of the people in gov- 98 GOVERNMENT BANKING. ernment matters with their own capital invested, instead of having immense individual capital invested for their use in such affairs? If the people will study this subject as well and as thoroughly as they have the tariff laws they will learn this is another source of great loss to them, and one which has been sadly neg- lected to the detriment of the people, but through such it has greatly benefitted the great money powers. It is desired to learn the principal evils that beset us on all sides financially, and for this reason it will be necessary to treat of each sub- ject in its true light, regardless of party lines and individual interests, when a law exists that benefits the few to the injury of the many. It will be noticed that in laws which favor a few, it is that class which controls the money interests. We must, if we expect to have true prosperity, make thorough study of all questions that affect the great mass of people. This is a moral obliga- tion required of us, to make such studies that are necessary of all questions relating to the welfare of the people and to work for the interests of all, and not for the interests of the few against the interests of the many. Is it not a detriment to our nation to have great distress among us on account of the pov- erty that at times almost beggars description? Is there not plenty around us and great wealth GOVERNMENT BANKING. 99 stored in close proximity to such poverty? Does not the greatest poverty exist where the greatest fortunes are enmassed? That the greater the fortunes and the greater the number of them, the greater the distress among the people generally on account of the need of the most common ne- cessities of life? Is it not known that the opposite of distress exists in communities where there are no pre- tenses to great individual wealth, but where the people are known as well-to-do people? In communities of this kind the people are more generous and are less grasping to get the mighty dollar even at the cost of the comforts of home, from some poor creature who is not able to defend himself against the outrageous prac- tices which are more common among the money powers. Are the moneyed people a favored class, that the millions of people should bear such unjust treatment, to build up and make even greater fortunes for them? So that they and their chil- dren may live in luxury and idleness to the dis- advantage and to the great injury of the great mass of people? Right is right in all things, and should and must prevail if the people are permitted to en- joy the comforts of life against this mighty money grabbing power. A country or nation contains only so much 100 GOVERNMENT BANKING. wealth, and when this wealth, with the natural increase accruing as profits, is gradually flow- ing to a few who control the great money power, and it is collected by them to swell these im- mense fortunes to still greater ones, is it not time that the people make a thorough study of these great questions with a view to bettering their condition? When the people become poor through such great accumulations of wealth by the few, they are looked upon as miserable, worthless creatures, deserving the sympathy of no one. But, it may be asked, is there not great chari- table work done by those in possession of great wealth? Suppose there is; the total amount of all their gifts would only be a pittance as com- pared to the great wealth they possess, and the suffering caused by the accumulation of such wealth. Even if charitable acts are performed, do we wish to substitute this charity for that which we should possess, prosperity? Do we wish the people to become the miserable subjects of capital, instead of being a free, independent and prosperous peo- ple, intelligent in their views in casting their votes for the true interests of all the people? As to the charitable acts being performed, if it was only known what prompted such gifts, and from what unfavorable sources regarding the interests of humanity such great wealth in GOVERNMENT BANKING. 101 many instances had been collected, and this could be shown up in its true light in connection with the charitable acts performed, it might re- late stories of unquestionable suffering for which this small pittance may have been given, more as a relief to conscience stricken individuals than as true acts of charity to benefit a poverty stricken people. Against the great evils of unmerciful capital we should work industriously to relieve the wanton misery caused by such laws that favor large capital against the interests of the people, so that matters financially may be more favora- bly adjusted for the benefit of the many, and not for the few principally, or, in other words, that all the people may be put on a more equal basis than at present exists regarding financial methods. It is not to be understood, though, that cap- ital is to be injured in the least, but far from this. It is intended to look forward to such legislative acts that should be, that will protect honest capital against the unscrupulous methods of a few in number as compared to the whole number of people. Capitalists should have the privilege to invest their money in any legitimate business they will carry on in a business like way; but, when they step beyond the bounds of business pro- priety to the injury of others, then it is when 102 GOVERNMENT BANKING. capital is doing a wrong, and it should be stopped. Proper investments and proper methods will not injure any one even when large capital is in- vested. But, when it is unscrupulously and un- mercifully invested, then it should be considered a crime and the law should take it in hand, to save the people from the perils that usually fol- low such transactions. Real harm exists through the plotting and grasping of capital to control in part or wholly any commodity in the markets to its personal gain, to the great disadvantage of the millions of people who may have to depend upon this com- modity in part for sustenance, as it may be an every day article of food. Such uses of capital should be considered a great crime, and should be punished accordingly. But, is this done satisfactorily to the people? Not by any means, because such illy gotten treasures are often used to influence legislation to shield such transactions, thus making the crime doubly worse. As before stated, it must not be understood that capital is to be injured, as this would not be right; it is necessary to have capital to carry on the different pursuits in business; and, so as to give employment to those who are not so favorably blessed with this world's goods. GOVERNMENT BANKING. 103 Capital properly invested is a great 'blessing, and we should look upon it justly invested as a means of success and prosperity in all commun- ities where it is so invested. To remedy the evils when not justly invested we should study carefully the needs of the people, and legislate in the interests of all; and besides, educate the people, and advance them practically as well as theoretically in the inter- ests of good government. By doing this, it will be the means of helping to put a stop to strikes and like disorders, when, also, our immigation laws are such that will cut off from our shores the disturbing elements. Too frequently, when trouble exists between capital and labor, it results in strikes as both sides are firmly set in their supposed rights and will not yield. The results we all well know, and we regret at any time to learn of such being declared; even when terms are afterwards made to the satisfaction of all, apparently, leaving out the account of loss of property and it may be, loss of life, there still remains a bitterness of feeling that requires much time to fully eradi- cate. By studying such questions in their true light we certainly can see that a government banking system with government ownership of the gieat traffic and other lines, will greatly benefit the millions of people, that now need the govern- 104 GOVERNMENT BANKING. ment's aid to make times truly prosperous for them. The government banking system would lessen the business of the present banking systems and cheapen greatly the government system over the present ones by cutting off all large salaries and unjust profits. For under a government system the employees would receive only just but remu- nerative salaries for duties performed, and the people only just interest on deposits. What if it does lessen the business of the in- dividual systems, if we receive a better and a much more substantial one instead, and one that will benefit the great mass of people. Is it not better to enact laws that will benefit the millions, the very people who must be looked after, and give them every opportunity to invest their savings, justly, with reasonably fair profits and with that security that cannot be had out- side of a government institution ? Would not this banking system encourage the people to save much money that now goes to improper use? This would certainly lead to better ways and make a better class of citizens. The capitalists may say, oh! what nonsense! such foolishness! but, let them be placed in the same circumstances of many an honest, hard- working man, and have no encouragement as to bettering their and family's circumstances, let them toil on and on, when labor can be had, or GOVERNMENT BANKING. 105 let them idly pass their time away when work cannot be found, their wives and children at home without the common comforts of life, idling their time away, for through the husband and father's misfortune they have not the means by which they can work to improve the homes, to add one cheerful look during such gloomy times, but gradually and surely their circumstances grow more gloomy as each day passes by until not even the most needed common comforts of life can be had; now the worst of all comes, that needed, but dreaded and most pitying of all cir- cumstances, charity, with its degrading in- fluences, but bringing temporary relief, looks upon you and your family in your miserable plight, wondering how it is possible to be re- duced to such miserable circumstances; but again, look beyond, and there are seen stately mansions, vying with each other in gorgeously and luxuriantly furnished apartments — these stand aloof from such undesirable surroundings, but may there be an awakening within to a realization of duty that will relieve this wanton misery and place the people of our country in their true positions as to home, comfort, and every privilege and enjoyment due them as American citizens. Yes, let the capitalists pass through such an experience for a few weeks, or it may be best to make it a few months, so that they may fully 106 GOVERNMENT BANKING. realize the sufferings, the intense sufferings of thousands upon thousands of those who are so unfortunate as not to able to successfully take care of themselves, especially so when such odds are against them. If the capitalists could experience the bitter wrongs inflicted upon the people they might be willing at the expiration of the time allotted to them as unfortuate days, to listen to stories of want and suffering experienced by so many, and learn from this lesson that which has been learned to the sorrow of millions, that hunger and cold cannot be averted by anything short of the very necessities of life; and then they will also learn that the necessities should be placed within the reach of every human being to be ob- tained by honest toil, and not through charity, a method most debasing to humanity; for once supported by charity lessens the manhood and womanhood of the parties so benefitted. For this reason, if for no other, it is far better to be able to give the proper means by which labor can be performed for food or clothing, or for both, than to give without price. To give to people as subjects of charity creates dependent and help- less subjects of such, instead of industrious and independent citizens of our country. When the necessities are obtained through proper labor, this is reassuring that manhood and womanhood instead of being lowered and de- GOVERNMENT BANKING 107 based, are truly exemplified in the proud thought that independence had won through the very means in which it was intended that man's honest pos- sessions must be obtained, that is, through hon- est toil. Immense fortunes improperly used, and which were accumulated from sources that de- prived the people of what was due them, are det- rimental to the people, and legislation should be enacted that will remedy the injustices practiced in obtaining such fortunes. This should not be treated lightly by us, as it affects each and every one, our homes, our gen- eral prosperity, and our children's opportunities in like manner, if this evil remains unchanged, thereby permitting this great flow of wealth, from the people to such great money centers un- abated. The change can be made, justly and properly through legislation, just as soon as the people can realize and understand their positions indi- vidually as well as collectively, on account of such wrongs. We should not tolerate a principle which in legislation would deprive the people generally of that which is due them as citizens. It is any- thing but a credit to a people to know that evils exist when they through such evils are placed in need of the most common comforts of life. Some may say, oh! it is impossible to do any- 108 GOVERNMENT BANKING. thing with such people. They are so helpless, so degraded, that they have no ambitions, no de- sire for bettering their opportunities, but they spend their time idling about, just as you see them. This may be true, but what caused it? Was it not through unkind treatment and the con- tinually lessening of opportunities to better their ways, that crushed every fond hope cherished by them? Let anyone be placed in like circumstances, no matter what ambitions may have been enter- tained by him, during such a trying ordeal he would succumb to the inevitable, however strong he may have been, and he would finally be found groping his way along the same avenue of dis- tress, unconscious of the great change that had overtaken him, only in a general way, knowing that circumstances are not as favorable to him as they were in former days, but really, he does not see the great change, the degradation sur- rounding him, as he cannot fully realize his true condition. Should we not try to better such conditions by helping to raise people from such degradation, encouraging them to take proffered labor, such that will give them means by which their wants may be supplied? Would this not be far better than to deprive them of every means of support, and thus causing them to become sub- jects of charity? GOVERNMENT BANKING. 109 There is another matter, which is usually overlooked and passed without attention, which is this: Even when employment is steady and well paid, each and every person so employed should have time for pleasure and recreation. The working people need rest and pleasure just the same as people in higher stations of life; and when such conditions, through legislation if need be, can exist, which is certainly due every hon- est, industrious, law-abiding citizen, we will have acquired a much higher position in our political zenith favoring the interests of humanity than we have been able heretofore to possess and occupy. Do you think that such unfavorable condi- tions as now exist among us exist without a cause? If so this certainly in itself needs atten- tion to awaken the thought that sleepeth, and which endangers the welfare of a suffering people. Under such circumstances does it not appear that justice cannot be meted out to us fully until we have obliterated every vestige of the stain of wrong possible in such cases, just the same as it was done during the slavery period? Was not the anti-slavery movement met with vigorously undue, and in many instances, out- rageous treatment simply because in that move- ment it was intended to undo the great evils that existed at that time through the establishing of this slavery cause? Also, because it would in- 110 GOVERNMENT BANKING. jure financially many people who were living in luxury at the cost of liberty of several millions of people? And through loss of liberty a gener- ally demoralized state of affairs prevailed among this bondaged people. Were not many of the best citizens in every section of the country in sympathy with this most diabolical of all evil institutions in our land? Were not many others, while not in sym- pathy with slavery, would not lend a helping hand because of the trouble it would bring forth if 'this inhuman use of human beings as slaves was interfered with? Were not many lacking in moral courage to help right the wrongs that then existed, which so degraded a portion of the human race and deprived them of liberty to satisfy the avaricious, unthoughtful, and in many instances, the most unprincipled beings that imagination could bring forth? Was not this slavery cause finally overthrown and would we now wish it restored? Have we not with us now causes of distress to contend with, in order to right the existing finan- cial evils? But can the people see the evils as they exist? Will there not be many lacking in moral courage to openly denounce such evils? Will not others fear that some might suffer finan- cially in their grasping ways, if such evils were righted? Do they think of the intense suffering of the many, the thousands, the hundreds of GOVERNMENT BANKING. Ill thousands, who are simply deprived of the com- mon necessities of life, that such luxury may be enjoyed by the few? Many people cannot and will not see the ex- isting evils until, like during the slavery period, it is forced upon them; and even then it will not be acknowledged by them generally as great wrongs until after the battle of ballots has won the cause for the people, and justice is so fully established as to make odious the thoughts of re- establishing that which now is generally con- ceded as proper and legitimate. It is not believed that any people could be found who now would wish slavery re-established, the very institution which at one time received the support of many of the best citizens of our country; and, just so it is hoped, that in time the people may look back upon history relating to the financial trouble of our country and can say with pride, that, unprincipled capital, with that most inhuman business, slavery, were destined through righteous acts of humanity to that per- fect destruction which will never permit their possessors to occupy again, as such, positions of dignified supremacy in our land. The questions before us as a people must be met in time and most heroically too. There is no use to try to discard them now, for if we do the evils will only increase in time, and we will receive such a rebuke in delaying justice that 112 GOVERNMENT BANKING. was given to that most immoral of all immoral institutions, slavery, which was fastening its poisonous fangs into the vitals of our common but one of the most cherished of our American institutions, liberty. Do not the questions of the present day direct our attention to the same dangers of the past encroaching upon us, but from other sources, which will cause great strife for supremacy for the right if attention is not given them at pres- ent? If such dangers are not thwarted, will thev not in time lead us as a people to positions of degradation and will we not become the slaves of this unscrupulous and tyrannical money power? Let us not hesitate, but let us during the pe- riod of the coming presidential term do our duty in behalf of one of the noblest causes of human- ity that has ever been presented to the American people for just consideration, and with the power of legislation at hand seek to benefit the great mass of people, even those who now feel the sting of financial depression. By earnestly pre- senting the cause of justice we will make friends of those who may now oppose us. Can we blame the people much for such bitter feelings when such sufferings attend them? When the necessities of life are within their reach, but cannot be possessed even at the cost of labor? . GOVERNMENT BANKING. 113 Would not anyone if he could not receive the necessary supplies to relieve him of such distress, and this state of affairs continued from season to season, and from year to year, feel that endur- ing such privations were more than mortal could long endure? Look upon this question justly and then act heroically in the matter, and we are sure of suc- cess in time in such legislative enactments that will relieve much of the distress caused by the oppressive financial yoke that now so bitterly galls the people. Again, when capital is so great that it is able to buy up governments, as far as the business transactions are concerned, it is certainly time to cut off the avenues of such great success, turning them so that they will bring success to the, people. Then in time the issuing of bonds by the gov- ernment to be sold to individual great capital will be a matter of history, for such bonds will not be needed to carry on the great industries of the government, any more . than slavery of the past is now needed for the purpose for which it was instituted. Is it not known that during periods of finan- cial distress among the money powers of this country the government has recognized to a de- gree, this distress? But have the people been so fortunate as to receive such prompt attention in matters affecting them? If such recognition is 114 GOVERNMENT BANKING. good for one, should it not be good for the other? Are we led to believe that capital is favored? It should not be, but through custom the ills relating to such have received more prompt at- tention than the people in matters relating di- rectly to them. It is just as we see it in every- day life, people with money receive more atten- tion than those without it. In the ballot, though, there are no riches. We all stand alike and equal in this one thing — suffrage — in all law-abiding communities; if it is not true with us in any community, it will be found to exist where human slavery was once a predominating feature of its people, and for this reason, among others, let us look to our interests as a people, in the great questions now before us. If in the establishment and final overthrow of that once infamous institution, slavery, we see, even at this late period, that those then en- slaved but since liberated, have not equal rights, as it was intended they should have under the law, being the results of ill feeling engendered by making equal, the slave to his master, at the polls, is it not reasonable to suppose that the people will be similarly affected, if the money powers ever have an opportunity to so effectually fasten its poisonous fangs, as did slavery, into the vitals of this common, but now somewhat depressed liberty? This should not be treated lightly by us, but GOVERNMENT BANKING. 115 with our best thoughts let us intelligently battle the great evils before it is too late to obtain that justly due us by the ballot. But we may hear many say that it is neces- sary for special attention to be given to capital, so that we may have such to carry on the differ- ent pursuits of trade. This may be true in the illegitimate use of capital; but capital properly invested will not need any more attention in leg- islation and will not ask for more than is re- quired to protect the most humble and depen- dent citizen of our country. It is the illegiti- mate use that requires such careful attention, and it is this and not the legitmate uses that should be overthrown in favor of the people. Capital that requires such an array of legal talent at enormous salaries may, with very reas- onable certainty, be judged correctly as capital improperly invested, as regards the people's in- terests, and conducted through methods unfavor- able to the people and not supported by business principles, as generally understood by judicious capital. To establish a government banking system would to a great degree overthrow the illegiti- mate uses of capital and would give the people a chance to furnish in part the needed money to carry on the great transactions of government. This would eradicate many abuses now practiced upon the people. They have no chance now in 116 GOVERNMENT BANKING. money matters relating to the government, ex- cept to pay the bills as rendered, which it must be said is rather a one-sided affair. The people do not receive the benefits they should in helping to create means whereby such great obligations can be judiciously disposed of by the government, and unless opportunities are given them to receive such benefits through the investment of their money, they will in time become so poor they will be unable to care for themselves. The advantage of capital over the people will deprive them of every right due them, unless a change is made to give them relief. It will be the amassing of immense fortunes by the few to the increasing poverty among the many, thus making the people the subjects of this tyrannical money power and subjects of charity, being de- based in principles relating to citizenship to such an extent as to look upon gifts from this source as proper and due them, instead of being inde- pendent and free citizens in every sense of the term, obtaining sustenance as the rewards of labor from just employment or business tran- sacted. To make the changes in matters that so af fects us, it must be admited, cannot be accom- plished in a day nor year, and not even during one presidential period; but like the building of the navy, or any other great project for the in- GOVERNMENT BANKING. 117 terest or protection of good government, a cer- tain amount of work can be laid out to be per- formed during a certain period of time, and an- other part for another period, until in time there will have been wonders accomplished in the way of bettering the conditions of the people, and bringing about a true state of affairs regarding government. GOVERNMENT RAILROADS, TEL- EGRAPH AND EXPRESS Government Ownership of These Properties a True means of Investment of the People's Money Through a Government Bank- ing System, to Induce Frugality and thus Lessen the Great Suf- fering Among the People, Due to Financial Evils. IN THIS subject lies a principle just as impor- tant to the American people as either of the subjects we have reviewed in past chapters. The laws are such now that these great properties are owned and controlled by comparatively few persons, and a great part is owned by capital of foreign countries. The purchase of the railroads by the govern- ment would naturally absorb the interests of tel- egraph and express companies, as they traverse and are carried over the property of the railroads and the government would not lease its proper- ties to capital to use in such ways, but would transact business of its own in these lines. The purchase of the telegraph and express companies interests could be made in the same 118 GOVERNMENT OWNERSHIP 119 way as would be necessary in the purchase of the railroads, as these properties are in reality a part of the other, as far as the interests of the people are concerned. They are so extensive and carry on business of such great importance and are so closely allied to the people's interests that they through such interests more rightfully belong to the people than to individuals representing capital. When properties are of such magnitude that transact business encompassing the boundaries of a country, crossing and recrossing its territory by means of extending their lines individually or through a combination of interests extend them over and through the properties of thou- sands of individual owners, obtaining such priv- ileges either by grant or purchase, they should be owned and controlled exclusively for the benefit of the people and government. The business of these great properties will never be transacted by corporations any more successfully for the people than corporations would carry on the extensive business of the present government postal system. We very well know that this postal business has been en- larged and improved upon from time to time, until it has become simply wonderful as to the magnitude of the business transacted and the degree of perfection in which its every part is being adjusted, as well as the extremely low rate 120 GOVERNMENT OWNERSHIP charged the people in transacting this business. A letter properly addressed and stamped can be placed in a government letter box at or near one's door, or mailed at the postoffice if living in the country, and it will be delivered by the postal department at any place to which it is addressed within the United States, and even Canada, through its postal service, for only two cents, charged to defray expenses of such delivery. Do you think that any corporation or any number of combined corporations would give as good and perfect service for anything like the exceedingly small amount charged by the gov- ernment? Not by any means, just for the reason that the government is carrying on the business for the people and it charges such rates only as will defray the expenses of the department. It has no desire to collect from the people any more money than is necessary to transact this busi- ness, and the result is, it carries on this great traffic at actual cost, so that the people may de- rive from this system the greatest benefits possi- ble to be derived from this property under gov- ernment control. Let us see what constitutes this great govern- ment that it performs its work so favorably and entirely for the people's interests. Is it not the people, after all, transacting their own postal business under the name of government, select- GOVERNMENT OWNERSHIP 121 ing and employing a sufficient number of intel- ligent and honest people from among themselves to transact this great business for them, the peo- ple paying such employees for services only fair but remunerative salaries? Does not this fully explain why so much is received for so little ex- pense incurred? Having considered the great benefits derived from the postal system, the business being trans- acted by the government for the people, it is de- sired to consider now this same business as if it were placed in the hands of a corporation or a combination of corporations, to be transacted for the people, this to be considered simply as a matter of comparison only between the two great systems, so as to show the great benefits the peo- ple derive from the government system over that of the corporation. Do we not see at once that by this term, cor- poration, the business is set apart, and from the people, instead of being owned and controlled by them? Instead of it being a part of their pos- sessions it would be in the hands of a few with capital? The transacting of this business would be a service performed for the people by this or these corporations for the benefit of capital so in- vested? And which means, still further, that it would benefit the few financially, the very peo- ple only who possess the capital invested, at the expense of the great mass of people for whom 122 GOVERNMENT OWNERSHIP this service would be performed? And capital to draw large salaries and dividends for this ser- vice? Is there not quite a difference in the meaning of the terms corporation and government as ap- plied to the great postal system? Do you not suppose that there would be just as great a difference if these terms were applied in the same way to the different kinds of business or prop- erties that we have under consideration? And further, do you suppose the people would be suc- cessful in having capital carry a letter for two cents to any part of our country, just the same that is now being done by the government for the people? That capital would transact the business of the postal system for the people in a manner to defray expenses only, and not look to its own reward? No, its own reward would be the first thing to be considered, and to be con- sidered well, while the welfare of the people would be only a secondary matter; and besides this the people would be considered the source or means through which and by which capital must be well rewarded. Instead of having a letter carried to any part of our country for only two cents, it is possible that we might be required to pay four or five times this amount, and even much more than this if such letters were to be deliverrd at places .remote from the civilized portions of our country. GOVERNMENT OWNERSHIP 123 Is it not fully understood that the govern- ment does not make any extra charges on mail matter to be delivered, even to the most remote points of our country? And further, that the government delivers mail at such points at a cost of many dollars for each letter delivered, so the people, those sending as well as those receiving them, may have the same, as it may be termed, free use of the mails? The only difference is the deliveries are much less frequent to such points, the time extending it may be to periods of several weeks between such deliveries, but even these infrequent deliveries are made for the especial benefit of the people. Do you suppose for one moment that capital would or could work for the interests of the peo- ple so faithfully by sustaining such great losses as the government in many such instances? Has not the government under one great system every advantage over corporations in averaging its profits and losses so as to make such favora- ble rates? And besides, the government is not handicapped by the many extravagant applica- tions of its money, as capital is, to benefit itself, for the reason that the business is conducted solely to benefit the people. Do you suppose the salaries of the chief offi- cers of such corporations would be anything like as reasonable as the salaries of the chief officers of the present postal system? And are not the 124 GOVERNMENT OWNERSHIP officers of this postal system well paid for the services performed by them? Under the man- agement of the present postal system are there not millions of dollars saved yearly to the people by having such a system in vogue, instead of a corporation system? If this great postal work is performed so ben- eficially for the people, why should not much greater benefits be derived by them from govern- ment ownership and control of the numerous railroads, as well as the- great telegraph and ex- press lines of the land? These properties, while being of so much importance to the people in a financial way, would be of the utmost impor- tance to the government during periods of riot and war, when so much depends upon them as a means of transportation and delivering impor- tant messages, as required during such disturb- ances. Is it not pretty generally understood that cap ital requires many salaries for itself, but few as pos sible and low priced ones to the people who per- form the labor for capital? Is this not where one of the great savings would be made for the people, in salaries paid to capital, when such kinds of business as named are brought under government control? The government pays well for services per- formed for the people, but it does not over-pay as is the case with capital to itself; but capital GOVERNMENT OWNERSHIP 125 does not over-pay labor, for in this it is certainly greatly deficient as compared with salaries paid to itself. In this way of rewarding services performed can we not see that the people in a manner be- come slaves financially to capital? Is this not a dreadful state of affairs to be contemplated, when slavery in this form is compared with human slavery of years ago, that existed in a portion of our country, and we well know the dreadful results? And that we can see yet, even to this day, the hatred and injustices per- petrated against the subjects of that awful period in the sections of country where slavery existed? Would not the same evil disposition be shown the people, and it may be shown them now in thousands of instances where the people assert their rights against the outrages of capital, and which no doubt they are perfectly justifiable in doing? Could not our attention be called to this dreadful state of affairs existing in some of the old countries at this day, in which the people are simply slaves to capital, as well as in reality, human slaves in every sense of the word as far as justice and liberty to them is concerned? Cannot a very bad state of affairs in this respect be found in communities of our own country? Do we wish to have this continued, and extend 126 GOVERNMENT OWNERSHIP the borders of such degradation so as to include other communities, and thus grow and spread like slavery during its time, until the people are almost powerless in the hands of unprincipled capital? Not by any means, but we should work diligently to overcome the evils now becoming so firmly established through the unmerciful meas- ures adopted by unscrupulous capital to obtain such ends. In going back to that point in which anyone might suppose that capital would work for the interests of the people as the government in its efforts to serve the people in the postal business, let any person who wishes to test this matter do so by sending a package to a person located at some remote station along the line of some railroad, and then learn what the charges would be for delivering such package, or let him send a message to be delivered by either of the great telegraph companies to someone located in a far off or out of the way place along its line of business and learn from this whether it is transacting its business in a manner that would indicate that it is solely for the interests of the people or whether it is performing a duty for the people, solely for the benefit of capital. You may be astonished at the prices charged in either case, as they would be very heavy. Upon inquiry it will be found also that rates on other than competing lines are higher than GOVERNMENT OWNERSHIP 127 competing rates, as if it would cost more or less to have or not to have some other road or line to compete with, when even the established rates on competing lines are exorbitant, for the reason that capital must be well paid. Some people may say that it is necessary to have the established rates as now made up, as there is not enough travel and traffic to pay for the investments. But can this be true considering the extrava- gant uses of capital to reward itself? Is not travel and traffic light simply because the rates are so high that it bars out all such, except that which is necessary? Would not cheaper rates create more business, and much more than enough to make up the loss in the present rates? Is this not true in all suburban rates estab- lished for people living near cities? Are not the rates so established in many instances only about one-fourth of the regular rates otherwise charged? Are not many trains scheduled on roads making such reductions, to accomodate the people, that under the regular rates would not be necessary? If the special rates were not established do you suppose that the country for many miles out from the cities on such roads would be so nicely built up, towns so closely located to each other that in many instances only streets serve as di- viding lines? If such rates have been so beneficial in build- 128 GOVERNMENT OWNERSHIP ing suburban villages, would not favorable rates established by the railroads for their routes have about the same effect in building up the country generally? Are not excuses as made by corporations re- garding charges simply statements to shield cap- ital in its selfish desire to get as much money as possible from the people for little work performed? That it is necessary to collect so much money from the people to reward capital, whether such services are satisfactory to the people or not? If the government should charge eight or ten cents for delivering letters instead of the two cent rate do you not think there would be but very few letters mailed as compared with the number now mailed, and not even enough to make the collections on postage amount to as much as it does at the present time? And be- sides, we would not receive as great or extended a service as we now receive. Is not the cause in regard to travel and traffic being light at the present time as com- pared to what it might be due principally to the fact that the people are barred out of most of the benefits they should receive through the exhor- bitant prices charged by such companies? Do we not see also that capital takes advan- tages of the people for its own interests, even when it is permitted to extend its properties over and through the individual properties of thou- GOVERNMENT OWNERSHIP 129 sands of people whom it so excessively charges, so as to make the great profits for capital, and when there is no competition make still greater charges for the benefit of itself. Is not the postal system extended to every in- habited portion of our land to be used by the people, and for the sole benefit of the people, at extremely low rates as compared with rates as charged by railroads, telegraph and express companies. Of course we could not expect the individual companies to make such low rates as the govern- ment could if in possession of such properties, and through one great system in each kind of property, averaging its rates so as to make a slight gain at certain points to offset the great losses at other points. We could not expect this even if capital should perform its work on the most economical basis possible for it to follow. Even if we cannot expect such benefits from capital it is no reason that the people should be deprived of that which is due them, but, instead, such changes should be made at the earliest date possible, so as to benefit the people. We are working for the interests of the great mass of people and not for the interests of indi- vidual great capital. The sooner we realize the injustice to the people, due to improper methods established by capital, and the sooner we rectify them, just so soon we will be released from the 130 GOVERNMENT OWNERSHIP fetters of this financial bondage that, unless broken, will in time claim us as just subjects of its tyranical power. Then should not such injustices be humane reasons why we should favor government owner- ship and full control of the properties named, so the people may be truly benefitted in the use of these great properties? Would not there be in the event |of govern- ment ownership of the properties in question such proportionate rates established that would benefit the people to the greatest degree possible to be obtained, just in the same manner that the postal system is now conducted, and no competi- tion would be required to get for the people what is due them? Would this not be done in justice to the people, because it would be the people through those chosen from among themselves to transact this business for them? Do we not see that any profits accruing from such properties would go to a common treasury for the use of the government to pay for such properties, and this in connection with the gov- ernment banking system would simply produce wonders in a few years in establishing confidence and securing in time the full ownership of these great properties. What rights has capital over the people to such properties which in the very nature of things should belong to the people? Why GOVERNMENT OWNERSHIP 131 should these properties be in the 1 possession of individual capital any more than the present postal system, which we know is under full gov- ernment control, and is of such great benefit to the people? Besides, if the government had the railroads in its possession fully, it is possible we would have much lower postal rates than we now have. It is understood that a movement has been inaugurated to induce railroad employes to pur- chase stock, thereby becoming directly inter- ested in railroad property. This looks and seems very plausible upon the statement made, but it is a very dangerous scheme to any employe who invests his money in this way. It is a very clever way for capital to deceive the working people, for behind this proposition lies a princi- ple endangering the welfare of any man who be- comes so entrapped. The following are some of the principal reasons why such a move should not be accepted as proper: First — Capital will not sell its controlling in- terests in such properties. It may approach this point in such sales, but not to and including it. Second — Collecting from the employes money on stock virtually reduce! the payments on pay- rolls just so much, and the employes would be getting just so much less salary through stock investments. Third — The employes would hold paper 132 GOVERNMENT OWNERSHIP called stock, instead of money as salary, which would be controlled by the principals of capital to their interest, but to the detriment of those in- veigled into such a scheme. Fourth — It is a dangerous movement for peo- ple of small means to invest their money in stock of great enterprises, when such can be so easily controlled by a few who are sure to hold the controlling interest. Fifth — Just as soon as the employes are bound hand and foot in such investments, then capital will make it most unwholesomely un- comfortable for them, as it will have the power to make almost worthless such stock, if matters do not move along to the satisfaction of itself. Sixth — The capitalists will have the money and much more than the stock sold cost them; the employes, the paper purchased at much more than it is worth. This would secure the capitalists at the loss of the employes. Seventh — Such properties should belong to the government to benefit all the people, instead of being controlled by individual capital or capital and labor combined, at the expense of the people. If capital and labor should succeed in estab- lishing equitable terms between them, would not such a combination be so much the worse for the people, as it would be in the nature of a trust to control matters for the benefit of such a combination? GOVERNMENT OWNERSHIP 133 There is not much danger, though, of such a combination being formed, for when labor fully understands its position in such transactions, it will be rather shy in upholding them. The laborers in time, under such an arrangement proposed, would become slaves, financially, purchased by capital with the money contributed by them. Thus such purchases would not be at the expense of capital, but at the expense of those financially enslaved, and how could they help themselves? It would be far better for them to put their money in homes, and after such are secured, then invest in other property secure for them, but let alone all paper called stock, representing a value, but not real, and which can be easily influenced to benefit capital. When we study the properties under consider- ation, justly, regardless of improper grants and privileges to capital, we will through this study learn the great needs of the people, and further, that the present deplorable financial conditions, are not due wholly to needed legisla- tion on any one subject; but it embraces several, and with proper legislation regarding each, which, acting collectively, will bring to us a new era of success, such that will build up and make strong that which has been partially destroyed through existing laws and abuses of law. The causes are not wholly foreign, nor wholly inter- nal, but belong to both, and it will require legis- 134 GOVERNMENT OWNERSHIP lation on each of the great questions that so vitally affect us, to right the greatest existing evils. Proper tariff laws will help in its way to right the wrongs, as will legislation on immigra- tion help to right the evils existing in that line; and just the same with each and every question; each must receive due attention from legislative bodies, so that the people may be placed on an equal basis, secure against the great evils that now deprive them of the advantages due. The people should have an opportunity to place their money in a perfectly secure place for them, which can be made so by establishing a government banking system, and they should receive from the government the proportionate rate of interest, just with the same degree of se- curity that is now given to great capitalists for the use of their money; this in connection with the purchase of the properties herein named would certainly make times more prosperous. When small capital for investment is recog- nized by the government from the great mass of people, instead of only the immense fortunes from the few, then this, in connection with the adjust- ment of affairs in other important questions, will place the people in much better circumstances. Our best success and only true success de- pends upon bettering the conditions of the great mass of people. When we are able to relieve the GOVERNMENT OWNERSHIP 135 great distress by means of giving employment, good and substantial, instead of partially and only temporarily doing so by the degrading method of charity, then we will have achieved a much more desired state of affairs than now exists. As to government ownership of the railroads, is it not easily understood that through this system with proper rates established, such that would bear the running expenses in full, the living expenses of the people would be greatly reduced? For is not the cost of shipping added to the cost of production to get the selling price of an article? Would not this be a great advantage and a blessing to the people to be relieved from paying exhorbitant rates as demanded by capital, when it is only to benefit capital? Do not we see that when the cost of an arti- cle is so great to us, due to exorbitant cost of shipping, we are required to furnish this excess simply to satisfy capital in matters of property which, rightfully, should belong to the people? Do we not see also that this affects all the people, as all are required to pay so much in excess of the actual cost of an article for the one reason only, that is, to gratify capital? Would not such a change in these systems of business greatly benefit both the producer and consumer, and there would be a much increased exchange of commodities, as goods could then be 136 GOVERNMENT OWNERSHIP shipped that cannot now with profit on ac- count of the high rates established on freights? It would not lessen the profits to the producer to have such a change, but it would lessen the cost to the consumer, as the cost of shipping has nothing to do with the cost of production, but it is added to the cost of production to get the sell- ing price to the consumer. Cannot we see that through this system the products of the farm would reach the great mar- kets, and besides would have a much greater range in the markets of our country, and at much nearer the actual cost of production than we now have them? Would not the farmer be benefitted also in purchasing supplies from the markets, such that he cannot produce, but which are needed on the farm? The farmer cannot travel as he would like, because the rates are so high they will not per- mit of travel further than to transact the neces- sary business peculiar to his interests. And again, what is true in regard to the disadvantages experienced by the farmer, is it not true in regard to people in every calling in life? Would not the products of the mill, the factory, as well as the products from every other source, reach the people generally much cheaper if only such rates could be es- tablished that will bear the actual cost of ship- ping, leaving off the great salaries and pro- GOVERNMENT OWNERSHIP 137 fits to capital that must be collected from such sources? Then do we not learn that a great part of the actual cost of living is due to exorbitant freight charges and paid to railroads for shipping? Is this not worth considering for the good of the seventy or more millions of people whom it would benefit under the new system? Does it not appear that this is certainly one of the properties in which capital is invested that does much harm to the people in order to multi- ply the many millions of dollars now in the hands of the few? Should not such injustices be remedied by actual purchases of each of the properties named by the government? If, in the event of such purchases, this same capital to a great extent is used by the govern- ment through its banking system, then there will be paid to such capital only the proper interest due, and the great profits now made will be cut off from capital and saved to the people. We all know how perfectly the postal system is conducted and the great benefits derived from this system, and the safety in which the whole business is conducted for the people by the gov- ernment; and this fully under government con- trol, which accounts for all the advantages gained. Could there be found anyone now who would want the postal system placed in the hands of 138 GOVERNMENT OWNERSHIP individual capital? It is not believed that even one single capitalist would agree to such a change. But if there should be one found who desires such a change it simply demonstrates to the people that the greed and unscrupulousness of capital is so great in some ways, through the people controlling it as to overthrow in the minds and consciences of such beings all just and true principles relating to the well being of humanity; this at the expense of the people to satisfy the avaricious few. Are not the four great properties, postal, rail- roads, telegraph and express, analagous, when comparisons are made as to the benefits to be derived from them, and the needs of such sys- tems for the welfare of the people? If the one, the postal system, is now con- ducted so advantageously by the government for the people and so mum good derived from this one business, why, then, should not the same or greater benefits be derived from the government ownership and control of the other three prop- erties? Just think of the great amount of capital in- vested in such properties for the benefit finan- cially of a very few very wealthy people, as com- pared to the great mass of people, who should have an equal opportunity to invest and receive an equal or proportionate benefit on their money invested in these great properties. GOVERNMENT OWNERSHIP 139 But the people have not money so invested, for the reason there has not been any way pro- vided by the government which recognizes the people's savings in connection with the use of great capital in purchasing properties of this class. It should be remembered that these properties by all means honorable and just ought to be owned and controlled for the people's benefit, that individual great capital should be required to come under the same rulings as the people's small capital, when invested in such enterprises. Then individual great capital will not re- ceive any greater proportionate benefits than in- dividual small capital, but they will be paid, each, that which is justly due them, and nothing more. Through this system all extortionate charges and extravagant uses of capital will be done away with in the lines of business herein consid- ered, then they will be conducted by the people for the interests of the people. Through the establishment of a government banking system the people's money in connection with greater capital used in purchasing these great properties would greatly encourage the people to save much money which now is wrongly spent as a source of pleasure and enjoy- ment, that during brighter and better times would be seen in its true light, when before fail- 140 GOVERNMENT OWNERSHIP ures and discouragements partially blinded the moral senses which prosperity, naturally, through a feeling of pride would restore. The purchase of these properties for the peo- ple would virtually take from the multi-million- aire the chances in these lines to increase such fortunes at the expense of the people. To this there is no doubt there would be much objection by such multi-millionaires, who through such a change would lose excellent positions, but at the same time the great mass of people would gain theirs, or, in other words, each would be put on a more equal basis, financially, in business ways. There is no doubt but that millions of dollars would be used in trying to defeat justice in this cause, but it will be necessary for the people to choose properly the people to represent them at such times that legislative action is taken affect- ing such changes. It is proper to legislate for the interests of the many and not for the interests of the few; and by legislating for the many, would legislate for all, for among the many would be included the few; the only difference with the few, they would be placed exactly upon the same footing as the many; but, not advantageously ahead of the many in financial ways for their own special benefit. Even if they should be placed upon such an equal footing with the great mass of people, GOVERNMENT OWNERSHIP 141 they would not be deprived of one single act of justice due them. This isnomonarchial form of government, but republican in every respect; and we should not recognize any acts toward legislation, that will deprive the people of their just rights. By the ballot and through the proper use of the ballot we can accomplish much. The people should be educated to know fully its power when properly used. At the present time there is too little value placed upon the real power of the ballot by many people. They do not consider fully the good re- sults that can be obtained through the judicious and thoughtful selection of the proper ballot to be cast upholding law, order and good govern- ment; and through such judicious and thoughtful selection at all times, we will be able to perpetu- ate the good results obtained. We, as the American people, should be in a position to agree upon legislation that will bene- fit us as a people. There is no other nation or power that has any word in such matters, either for or against us; and, if there should be any among us, who are in sympathy with the methods of government of any foreign nation to such an extent, as to legislate in favor of others, they should be considered enemies of our institu- tions, as well as enemies to everything sacred, re- lating to American interests. It should be remembered that this is a repub- 142 GOVERNMENT OWNERSHIP lican form of government, one in which the peo- ple make laws for themselves; and, it is entirely different from a monarchial form of government, where a self-chosen few make laws for the people to obey. Under a monarchial form of government, the people have not a choice in the matter, but must of necessity be under aristocratic rule, whether it suits them or not. In our country, if the people fail to make proper choice at any election, and the adminis- tration following does not suit them, they will reverse their former decision at the following elec- tion; so that, a government, for the people, is quite different from a government by a self- chosen few, known as aristocracy, to govern the people. Is it any credit to a people or nation to have within its borders a few people possessing im- mense fortunes, and as a result, have a great many poverty-stricken people? Is it not much more of a credit to have no immense fortunes and no paupers, but instead, a thriving and well-to- do people, whose combined wealth equals, if not exceeds, the combined wealth of the few? And, this condition of affairs without the extreme suf- fering of the many, due to such massed fortunes? A country or its people possess only so much wealth; and, when this wealth is collected by the few into immense fortunes, the people, generally, GOVERNMENT OWNERSHIP 143 must suffer on account of it. It is then we hear of great poverty throughout the land; and dur- ing the most unfavorable seasons of the year to destitute people, charity does its work trying to relieve the distress, caused by the most unfavor- able circumstances under which they have been placed, through the great need or the common comforts of life. But, at the same time, the immense fortunes are growing larger, and the people growing poorer. Charity is taxed to its utmost to clothe and feed the destitute. Long lines of people may be seen awaiting their chances to get something to eat at what may be commonly known as free soup houses; and, cast-off clothing received by them in equally as humiliating circumstances. Is this not degrading to a people to be re- quired to become subjects of charity in this way? This too amidst plenty? Are these not subjects or slaves of capital? Is it not time we are giv- ing this subject proper attention so as to better the conditions of the people? Every civilized nation has enough wealth to keep well its people, if only it was properly used. But through improper legislation, or form of gov- ernment, the wealth gradually but surely falls into the hands of a few. Such fortunes gradually increasing, while with equal rapidity the suffer- ing among the great mass of people increases. Let the people of other nations do as they 144 GOVERNMENT OWNERSHIP wish, but let us as an American people set a proper example by making right such evils, through proper legislation, so that the people of other nations will see the great benefits derived from just laws, and require better treatment from their governments to better their conditions. Has it not been noticed many times that through the greed and selfish desires to gain, one person through unjust acts would deprive a whole household of the needed necessities of life, but, at the same time he would be condemned by the people generally? But to no avail as to the good results secured, as the act would be based upon protection of self interests, when in reality such interests were not endangered; but it was done purely to satisfy the avaricious de- sire to take advantage of one in an unfortunate hour for personal gain — one who could not help his condition, but who, if kindly assisted, would have been able in time to have kept all he had lost; and besides, the creditor would have re- ceived every dollar due him. But that would not satisfy the avari- cious feeling within the inhuman breast of one whose moral duty would have been to be a little lenient in his dealings with the unfortunate, when it may have been, perhaps, a mortgage foreclosed on property, which was two or three times the value of the amount of the indebted- ness, that took all unjustly to satisfy the avar- GOVERNMENT OWNERSHIP 145 iciousness of such a being; and this may have been justifiable under the common law of his country, but under the moral law he would be everlastingly condemned. Such are the dif- ferences in men ; one would be controlled wholly by the common law while another mostly, or it may be wholly, by the moral law. It is this all grabbing spirit that exists in a few which deprives the great mass of people of the common necessities of life to a great extent. In this spirit is a conceded propriety regarding business transactions, which to others is simply horrid, as its tendencies are toward every un- principled act named in the category of crimes, relating to financial or business methods. During the presidential campaign just passed we were told by one of the political parties that we needed more money; that this was the great cause of the distress among the people. Now let us look at this subject carefully regarding the purchasing of raihoads, telegraph and express lines by the government. Let us view this in its true light, regarding true interests to every Amer- ican citizen, and let us see if we cannot learn from this chapter, as we have from others, that it is not more money, nor money of a different kind, that we need, but a proper disposition of that which we have, so it will truly benefit the people. The properties named transact an immense 146 GOVERNMENT OWNERSHIP amount of business and collect each year many millions of dollars from passenger, freight, mes- sage and express rates. The rates charged are much in excess of actual necessary expenses, made so to benefit capital, while the government expenses under such circumstances would not be anything like as great as the expenses of capital for reasons it is wished to herein name in part as follows: From the millions of dollars collected yearly is used what is necessary to defray the expenses of such institutions, justly, no doubt, as far as the wear and tear of these properties are concerned; and as far as paying labor is also concerned; although labor may be poorly paid, but the past set aside for this expense is just and proper as far as uses of money by capital is to be consid- ered. But when it comes to paying the presidents and chief officers of such institutions, do you suppose that as economical views are entertained in paying them as is entertained when paying labor? Not by any means, for capital must be well paid and the immense salaries received by such officers is one of the ways instituted to pay capital. If these properties were in the hands of the government, only fair but good living salaries would be paid to officers in charge of such insti- tutions; also there would be but one chief officer GOVERNMENT OWNERSHIP 147 in charge of each of such institutions, when now there are many. The question would be asked, what would be- come of this money if such a change were made, and so much saved in salaries alone? The answer would be, this excess would not be col- lected from the people in the way of passenger fares, freights, express and telegram rates, as now collected, for the reason the government would not need so much money and it would re- main with the people; only that part would be collected that would be required to carry on the actual necessary expenses of such institutions. We so far have considered only the savings in salaries under government control of these great properties, but there are other expenses required by capital that are well worth considering. After paying the just and legitimate expenses of these institutions, and the high-salaried of- ficers, there are attorneys, numerous indeed, who also must be well paid; as they are very necessary adjuncts to institutions of the kind, to fight the numerous suits which such institutions fall heir to; as a thorough investigation of affairs relating to these institutions may lead one to believe they are run under the common instead of the moral law, even when the com- mon law may have been enacted for their es- pecial benefit. It requires much money to pay legal talent, 148 GOVERNMENT OWNERSHIP as the importance of the cases involved demands the employment of the best talent of the kind that can be procured; as the moral positions of such great corporations are not the best, it will not do to entrust such important matters to other than the best legal talent. The collection of this vast sum of money to defray this expense would be wholly superfluous under the government system; as the law de- partment now established by the government would attend to all necessary legal matters which might arise and which would necessarily be very small; for the reason that under the gov- ernment system a proper control of such affairs would be inaugurated for the interests of the peo- ple, which would deprive this great legal talent of its present needed services. Therefore, the amount of money now collected to bear the expense of the legal fraternity, would not be needed and would not be collected from the people; this would be another item of expense saved. Can it be possible, that much money is used by such institutions to control legislative schemes for the benefit of capital invested in these insti- tutions? If so, this also would be superfluous; as the people under the new system would fur- nish the capital or institute means by which cap- ital would be furnished to conduct the business in each line, through the representatives, selected GOVERNMENT OWNERSHIP 149 from among themselves to transact the different kinds of business for them. Therefore, the amount of money used for such a purpose would not be collected from the people, which would be another item of expense saved. There is another important feature that should receive attention, which is this: It is the privileges the chief officers take for their especial comfort; and which may be at times, extended to men of considerable political influence; it is rather expensive to the people, and it is be- yond business propriety to extend such privi- leges to those politically who may thus be un- duly influenced in legislative matters relating to such properties. What is meant by this is the use of private palace car accommodation by these people. It is a great expense to run and keep fully equipped such cars, and this expense must be borne by some one, and who can it be other than the trav- eling public, who is required to pay such ex- penses in fares collected. These parties may claim they bear the ex- penses of such cars personally, and that they cost the traveling public nothing, but such a claim would show at once that if they do pay such expenses they are receiving such immense salaries, and it may be in connection with this such immense profits on stock, that makes it possible for them to pay such expenses, and 150 GOVERNMENT OWNERSHIP whether it is paid in this way or that way, the money must come from the people. Think of a farmer or merchant traveling in such cars to transact business relating to affairs pecu- liar to their interests. How could they bear such expenses unless they also had a way of collecting money from the people to pay for such luxuries. Under government control all inspections and other necessary duties requiring tours of the kind to be made would be in a man- ner just the same as that of any first class pas- senger, representing any reputable business house, and, in fact, there would be restrictions upon such officers in regard to making up expense accounts that would be permissible in the repre- sentative of the business house, making up his account. The result would be the special private car arrangements would not be needed by the gov- ernment, and the great expense incurred by run- ning such cars would not be collected from the people, therefore, another great saving to the people. It is reasonable to suppose the government would, under the new order of affairs, furnish special car arrangements to any who would wish to use such; but they would be required to pay in full the cost of such accommodations. It is believed though, there would not be many special GOVERNMENT OWNERSHIP 151 cars needed to supply the demand when such privileges are at the personal expense of the par- ties using them. By this time we have arrived at a point in the proceedings regarding expenses that is of much interest to the stockholders only, or at least mostly, as it is supposed that all other in- terests have been looked after and cared for. Now this stock is rather a peculiar property; as it is, though this, intended to represent the value of such properties, but instead, it may represent the value, many times, of the properties in question, as this stock is, most likely, well watered. But, the earnings of capital are based upon the whole issue and full face value, which when made out, presents quite a respectable showing, as to the rate of dividend to be declared; when in reality the rate would be immense, considering the true amount of money invested; but then this is a very good way to deceive the people, when capital wishes to reward itself well. Suppose the issue of any stock had been sold for one-fourth of its face value, the dividend de- clared would be on the full face value of the stock and not the one-fourth value as was paid for it. Does it not appear at once in such a case that the stockholders would be getting four times the amount of interest on the amount ac- tually invested, instead of the rate represented by the dividend declared? 152 GOVERNMENT OWNERSHIP It may be asked, who are the stockholders? Upon examining the stock list there will be found the names of most, if not all, the high salaried officers, and others who may be still greater cap- italists who control to a certainty the entire stock of such concerns; or, in reality, own the greater part of such stock. But down the list of names may be found the names of others who may be in very moderate circumstances indeed; and who have been attracted to the stock market by the rumored great profits, having invested all they have; and which may prove, as most frequently does in such cases, an investment to their sor- row, when during some later period their stock depreciates in value, being the result of scheming capital to better itself; but at all times such transactions are to the disadvantage and loss of the people who are considered on the outside, drawn into such investments through schemes beneficial to capital. The amounts received as dividends by the offi- cers on their stocks in connection with the salaries paid to them makes a small fortune to each individual. Now what would become of this if such insti- tutions were fully under government control? Well, let us see. In the first place there would be no watered stock on which to calculate inter- est. The capital would be furnished by the peo- ple,through a government banking system. This GOVERNMENT OWNERSHIP 153 capital may include in a great part capital now invested in these properties, but they must all come under the same system, whether this capi- tal is lage or small, and receive equal and just benefits only. This capital would be in the form of deposits, and it is reasonable to suppose would bear low rate of interest and free from tax. This interest must be paid, but it is actual, and would go to the people direct, to millions of people. This in- terest would be credited to the numerous bank accounts as earnings on the money deposited, being an amount representing the rate calculated on all deposits, whether large or small, each re- ceiving a.i equal proportion on the amounts so deposited. Outside of this amount required to pay the interest on deposits the government would not need, therefore it would be superfluous and it would not be collected from the people in the way of passenger, freight, telegraph and express rates. Is this not the true way to help the people, instead of letting capital charge them so un- mercifully, and through such constant drain of money from the people to capital, that in time will reduce the great mass of people to such an extent financially, as to almost occupy positions of paupers? And then, under such conditions, we try through the acts of charity to make right that which legislation only can do. 154 GOVERNMENT OWNERSHIP Do we not learn that even in this line it is not more money that is needed, but proper legisla- tion to benefit the seventy or more millions of people, instead of the few who possess immense individual capital? The drain of wealth is from the people to benefit capital in just the same way that in free trade the drain of the money is from this coun- try to foreign countries to pay foreign labor; when labor in our country is idle and needs only proper legislation to give employment so that the money paid for labor will remain with us; and just so it is with the immense capital invested in our country in properties that rightfully should belong to the people for investment of their money in connection with this great capital; all should be used through one common system, deriving therefrom proportionate and just bene- fits only, thus leaving off all unjust and unreason- able profits, expected by capital, when individu- ally invested in these properties. The people's capital though does not secure such favorable investment and security, but at the same time there is collected from them great sums of money, many millions of dol- lars, to bear the enormous expense of selfish and unprincipled capital. If such invest- ments are good for capital on a large scale, why should it not be just as good for the people on a small scale; and especially so when GOVERNMENT OWNERSHIP 155 invested in such properties that so directly in- terest them, and which affects so greatly their welfare? By government purchase of the properties in question would greatly lessen the possibilities of multi millions being created, and where these chances are lessened the peoples chances for suc- cess are just so much increased. Should not the millions collected from the people yearly for the benefit of individual great capital remain with the people to benefit them? Does not the proposition to purchase the great properties named, viewed from any point, simply increase and multiply the possibilities favoring such purchases? Also, government ownership and control of the properties would put a stop to the great rail- road and telegraphers' strikes that now so fre- frequently take place. There would not be any individual great capital to contend with, as the people would own such properties in full, and af- fairs relating to such matters would be fully under government control. If any abuse existed the department controlling such properties would right the wrong. Would this not be a much better state of af- fairs than to be almost continually in serious trouble in matters relating to capital and labor, and which in itself would be the means of sav- ing from destruction thousands upon thousands 156 GOVERNMENT OWNERSHIP of dollars of property, and save the loss of life that so often occurs during strikes. This rightly studied will certainly present the advantages gained by such proposed pur- chases, and it should meet the approval of the people generally. The question might be asked, in what way could the government make the purchase of these great properties legal and do justice to the people as well as to those whose money is in- vested now in such properties? Well, let us suppose the government takes the same course in this matter that has been taken by capital to get these properties. If it was considered just and legal for the one it certainly should be so considered for the other. In the first place a great amount of the prop- erties held by these corporations were grants or gifts from the government as well as from the people. The government turned over to such compa- nies great tracts of land which were sold for the benefit of these corporations. The people in many instances gave the right of way through their properties, while in many other instances direct purchases were made, and in others, where such rights could not be pur- chased at prices that were thought reasonable to these corporations, then through legal processes GOVERNMENT OWNERSHIP 157 rights would be secured and such an amount was paid for the privilege as was named as proper. Remember, though, it did not make any dif- ference as to the course such a road would take across one's property, even if it required the moving of buildings and the cutting of the fields of a farm into illy shaped pieces, the right of way must be had let the results be what they would to the individual property across which they passed. The government certainly can make the pur- chase for the people at proper values under the same or like rules, but not at values indicated by the greatly watered stock of such companies. This matter in regard to purchase is clear enough, or if not under the present laws, it can be made so by the vote of the people, just as soon as they see the great need of such purchases to right the wrongs in this line, and will act in unison to have such legislation enacted that will make secure these great properties for the inter- ests of all the people. MUNICIPAL INTERESTS. Municipal Ownership of all Properties Traversing or Occupying Municipal Properties, a Pro- tection to the People of Municipalities Against the Wrongs of Capital We have learned in the past chapter that there are certain properties which, due to the extensive business carried on by them, and the great inter- ests they bear to the people of our country, should belong to the people, and be controlled wholly by the government for the people. That as these properties are to benefit the people in transacting business by carrying to the different markets from the different producers, the products of our country, and to enable both travel and traffic to be managed on the most economical basis possible, it is only proper to consider them as just properties for the people, instead of being owned and controlled by capital for the interest of the few, against the interests of the millions of people that such properties should benefit. Such questions were reviewed in a general way in which they affected the people as a nation. But, in this chapter, it is desired to take up 158 MUNICIPAL INTERESTS 159 also in a general way for consideration regarding the propriety, or right to purchase such proper- ties, that in themselves have no national signifi- cance, but which are purely local and affect the people only as a municipality. The same source of reasoning though, in behalf of questions considered national as regards their importance to the people, is applicable in affairs, it is desired to treat as municipal, as the results to the people of a municipality in such matters, will be just as beneficial to them as those which if obtained by the government would be to the people in matters considered national. If the purchase of properties, such as should be considered national, would benefit the people of the whole country to such a great extent, why then, should not properties which should just as well be considered municipal, receive the same attention, so as to benefit the people of the mu- nicipality ? Upon this same source of reasoning it is de- sired to show that capital invested in the differ- ent municipalities in business that occupies the properties of such municipalities, in order to make the necessary extensions for the especial kinds of business to be considered, and which are intended for the general use of the public, and from the collections from the public it is intended to keep up the expenses and furnish the great profits as rewards for cap- 160 MUNICIPAL INTERESTS ital, are certainly properties that rightly be- long and should belong to the people of such municipalities for the sole interests of the people. Why, it may be asked, should such a change be made? Just because through the propriety and righteous nature of the properties considered they rightfully belong to all the people for the good of the people, and should not belong to only a few capitalists for their especial benefit, financially, at the expense of the people. It is through such processes that capital increases so rapidly and the people become poorer on ac- count of it. If it is profitable for capital to make extensive use of any municipal property for its own benefit in building great properties, why then should it not be just as profitable for the people to build and possess such properties, which would be upon their own property to benefit themselves? Would it not be far better for any city to have the profits accruing from the different corpora- tions, such as water, gas, street cars, electric light and others, which might be included, turned into the city treasury for the use of the city in defray- ing expenses, instead of going to the pockets of capital, and it may be to capital located far from such city? Thus not only losing the amount of money as far as the people's interests are con- cerned, but having it taken from such city, and lessening the money interests of a city? MUNICIPAL INTERESTS 161 It is possible that under this new order of affairs that the same capital in a great part, would be used in these properties; but it would be under municipal control, and used in connec- tion with capital provided by the people. Thus each would receive only the just interest due them. Great capital would be deprived of the immense salaries and immense profits that it now draws from the people and which is at their ex- pense. By this or through this method it would es- tablish a more equal state of affairs financially. Under the present system the people are be- coming merely slaves to unscrupulous capital; as capital lives off of the savings of labor in its ex- cessive charges above those just and reasonable, and if it were not for this, or the patronage of the people to the interests of capital, how could it survive any more successfully, or even as much so, as labor by itself? To illustrate this more clearly and forcibly, suppose the people did not patronize the street railways of the different municipalities. The cars running on schedule time but carrying no passengers. Would capital be benefitted by its investments in such railways under these cir- cumstances? No, not in the least, and such in- vestments would of necessity be of very great loss to capital. Is it not clearly to be seen that capital lives 162 MUNICIPAL INTERESTS off the people? And the excessive charges are collections to increase capital? Then, if such in- vestments cost the people so much and makes them poor, so as to increase great fortunes, why- should not capital in such investments be under the control of the people, and derive such benefits only that is due and just. Then it would be placed on a par with capital provided by the people, each receiving only that which is just in regard to such investments. The money of great capitalists is not any more valuable than the money of the laborer, as it is the same kind exactly, and it should not be permitted any advantage over the laborer, or money invested by him, as if it were more val- uable. What would capital amount to, any way, without labor to develop it in the different pur- suits of trade, manufacturing, and other lines of business in which it is invested? And again, what would labor amount to without capital to assist it? What would the immense fortunes amount to, if they could not be used to employ labor and receive the patronage of labor? Suppose a millionaire with all his wealth were banished to some uninhabited island, what good would his silver and gold be to him under such circumstances? Would he not necessarily become a laborer himself, to till the soil and pro- duce food upon which to live? And would he MUNICIPAL INTERESTS 163 not be put to thinking in regard to manufactur- ing clothing to wear? His gold and silver under such circumstances would not be worth any more than so much rubbish to him. But if the laborer were banished to such a place, would he not be the most wealthy of the two, as he would be accustomed to work and could go ahead of the once wealthy man? And as his brains and muscles had been trained to hard work, this would be his present as well as his former capital. The brains of the former capitalist may have been trained to scheming, which will not work to his advantage under his present cir- cumstances, and his muscles not accustomed to hard, honest toil, therefore, under such cir- cumstances, he would of necessity give way to the once, it may be, unworthy person of his special notice. Are not each though, really dependent upon the other? But is there not too little value placed upon labor by capital? Does not capital, even at this very day, look upon laborers more as its subjects than its equal? Should not the standard of labor be raised much higher than it is at the present time? Is not labor an equal to capital, as far as justice is concerned, and much more than its equal if each is left entirely alone to care for itself? A capitalist should not, through his schem- 164 MUNICIPAL INTERESTS ing, be permitted to take advantage of the people simply because he has money. This is wrong, and it is one of the reasons that so much suffer- ing exists, and the people are destitute of the common comforts of life. There is entirely too much license given cap- ital in investments. It is hoped that in time protective restrictions will be placed upon ques- tionable investments to save the great mass of people from unscrupulous methods practiced, which at the present time cause great suffering, and which will increase if some action is not taken to protect the people. This can be righted through legislation, and with government and municipal ownership and control of all properties that are of such impor- tance to the people, they should belong to them, will greatly help to establish a true and just order of affairs. As to the harm of lesser individual great cap- ital invested in other branches of business, a co- operative system fully established, would most undoubtedly be the means of helping to solve the great financial troubles between capital and labor in such institutions. Capitalists must not think that money will rule supreme where the ballot decides these great questions for us; and the people must look to the ballot as their only means of protection against the outrageous doings of capital. MUNICIPAL INTERESTS 166 Money may work effectually in its way to the interests of capital under aristocratic forms of government, but not so under a republican gov- erment. Through the ballot, we as a people, can eradi- cate many evils, and when this money power becomes so unmerciful as to cause so much suf- fering, then it is when the ballot must come in to right the wrong. Without the ballot to de- cide such matters for us, we would be helplessly inadequate to cope with the injustices of capital. Now as to municipal affairs, do you wish to pay the present rates for gas, water, street-car and other privileges to benefit capital, when the profits derived from such sources, if turned into a common treasury for the benefit of the people, would greatly reduce your taxes? Would it not be far better to have such profits used to help pay taxes than to be be used to benefit capital and thus being the means of increasing taxes? Did you ever consider that under municipal ownership and full control of the street railways, the street-car fares collected would do their part in helping to pay taxes? That it would not make any difference from whom they were col- lected, whether from citizen or stranger, they would perform their part in reducing the taxes to be collected from the people to defray the ex- penses of the city? The same principle is applicable in its way 166 MUNICIPAL INTERESTS as to the use of water, gas and other privileges, when the profits accruing from such sources are turned into a common treasury for the benefit of all the people. The profits from the different sources would amount to much, and they would lessen the rate of tax to a wonderful degree, besides establishing much more favorable rates in such properties for the people. It would be a boon to all tax-payers when the day arrives to pay taxes, to learn of the great reduction; this due to the new order of af- fairs relating to such properties that now cost so much to enjoy the privileges intended for the people, but which should be at more reasonable rates. By having less rates and less taxes to pay would be just so much saved to be used in living, or to be laid away as a deposit in bank to help increase your account, instead of being used to increase the account of great capital. Municipalities owning and controlling such properties will cut off all large salaries and great profit to capital for its peculiar benefit, thus saving this to the people, for under municipal control the salaries paid to officers in charge of such properties would be very small compared to the salaries paid to capital, and in connection with the amount of money paid to attorneys and expenditures in other ways com- MUNICIPAL INTERESTS 167 mon to corporations, would all be saved to the people in the way of reduced charges for privi- leges enjoyed and profits accruing in the munici- pal treasury. Would not municipal ownership and control of properties directly affecting the interests of a municipality be of equal importance to the peo- ple of such, as the government ownership and control of properties considered national would be to the people of our nation? Then, if so, let such questions be studied well in the interests of all and to benefit all, and through proper legislation, whether it be national or municipal, let us work to gain such benefits that will relieve the great distress among the people, and not only this, but help the people to better stations in life. When this is attained we can expect better government, as we will then have a more enlightened people to judiciously use the ballot, the true safeguard to freedom, liberty and equal rights as understood by these terms under a true American form of government. 91 • ^>W ft *L? v* * , **>^« *»V <*► ■f » ^ V ♦ -y o_ ♦ o jt « . <^* :J(fe*- V ;&tt* ^ •* i V ^ *>>v .*^ "•Vo° Sir *<> ••#*• *r >* ♦ !.••* %<** ." Y.*Xj