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 HOW TO SEE 
 
 HEVI YORK, 
 
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 1887. 
 
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 CoPTRiGHT, 1887, BT L. E. Adams & Co. 
 
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HERE WE ARE! 
 
 IN 
 
 NEW ^^» YORK •CITY. 
 
 i;v 
 
 BRICK POME ROY. / 
 
 
 
 RECITATIVE, DESCRlPll VE. SUGGESTIVE 
 REMUNERATIVE AND PRESERVATIVE. 
 
 THE GREAT ClTYi^f^CONTINENT 
 
 ^'' ^\ 1/ AM) SEVERAL OF lii:K 
 
 NOTED PECULIARITIES AND ATTRACTIONS, 
 
 LEADING MEN. 
 
 NEW YORK 
 L. E, ADAMS ^: CO.. 1>UBL1SHERS. 234 RKOADWA\ 
 
 1SS7. 
 
 V.' .V' .v.-. . 
 
Mention 
 
 The idea of this little book is to call the attention of visitors, 
 and especially merchants and business men coming to New York 
 to a few things it is money in pocket for any man to know. Like 
 the feelers of a lobster, it may radiate and reach around in 
 various directions, but there is good meat in it. 
 
 Occasional mention is made of individuals whose names are a 
 part of the history of New York, but no consideration of favor or 
 reward has influenced such personal mention which appeared 
 necessary to rivet a point in mentioning a fact. Advertise- 
 ments of none but reliable firms or persons appear here and there 
 as advertisements, but the original, or suggestive matter of the 
 book has not been influenced by any advertiser or business 
 patronage, nor is there to be found any advertisement in the 
 reading matter disguised. 
 
 This book will be followed by a larger one that will be more 
 
 of a guide and directory to New York, Brooklyn, Jersey City 
 
 and Newark, which in reality are one city, and will be alike 
 
 original and suggestive. 
 
 THE PUBLISHERS. 
 
 
SPEa\L Announcementj. 
 
 .^ ^1 m ■» ■ « 
 
 ASSOCIATION, 
 
 Potter Building, - - 38 Parn Row, New Yorii, 
 
 TT AVE, since June 15th, 1887, issued a Free Pol- 
 ICY or Certificate of Insurance. While the Asso- 
 ciation will not accept members, unless they reside in 
 healthy sections and are engaged in healthy occupa- 
 tions, yet it places no restrictions upon either ^m- 
 deiue or Trave/ under its new Free Policy, and 
 excepting the Military while in actual service, the 
 AssociatTon places no restrictions upon occupation, 
 and after five years Membership, Certificates or Poli- 
 cies become absolutely incontestable. 
 
 This Association continues to furnish Life Insur- 
 ance at less than One-half the rates charged under 
 the old Level premium System. It has already paid 
 in cash to the Widows and Orphans of its deceased 
 Members vwre than $3,500,000. It is paying more 
 than $5,000 in cash for death claims daily. It has 
 $, 500,000 in Assets, and more than $1,200,000 cash 
 surplus. It is the largest, the cheapest, and the best 
 Life Insurance Association in the world. Send or 
 apply at Home Office for Blank Application. 
 
 E. B. HARPER. President. 
 
M USICAL C ONSERVATORY, 
 
 i5 EAST FOURTEENTH ST. 
 
 Between Broadway and Fifth Ave. 
 
 OLDEST MUSICAL INSTITUTION IN AMERICA. 
 
 ESTABLISHED \&5li. 
 
 Individual Instruction day and evening by capable and conscientious 
 lady and gentlemen teachers. 
 
 Piano, Violin, Organ, Guitar, Mandolin, Harp, 
 Zither, Flute, Banjo, Singing, &c. 
 
 Ladies and Children receive special and careful attention from 
 MISS WATSON and her assistants. 
 
 A CORPS OF ABLE AND RELIABLE INSTRUCTOR^ IN 
 
 Drawing, Painting, Penmanship, Dramatic 
 Art, Shorthand, Book-keeping, Type- 
 writing, Languages, & Elocution. 
 
 O TERMS MODERATE AND ACCOMMODATING. I> 
 
 Practice Rooms with use of musical instruments free to pupils. 
 Teachers sent to any part of the city. Circulars giving full particu- 
 lars cheerfully sent upon application. 
 
 J. JAY WATSON, Musical Director, 
 
 EMMONS H. WATSON, Mariager. 
 
 For Circulars address A, A. WATSON, Secretary, 15 East 14th St., 
 New York. 
 
German American Real Estate 
 
 TITLE GUARANTEE COMPANY. 
 
 CAPITAL. - - - - $500,000 
 
 Protects Purchasers or Mortgagees from loss or Law suits, 
 by reason of undiscovered defects, by a Permanent Guarantee 
 Fund, required by Law. 
 
 Enables purchasers to close titles m Ten to Fourteen days. 
 
 When selling with Title, guaranteed by this Company, title 
 can be closed in Two days, thus saving Four weeks' time, equal to 
 1-2— I per cent, in money. 
 
 OFFICE, 34 NASSAU ST., MUTUAL LIFE BUILDING, 
 203 Montague Street, Brooklyn. 
 
 J. & W. Seligman & Co., 
 
 COR. EXCHANGE PLACE #^ BROAD STREET, 
 NEW YORK. • 
 
 Issue Letters of Credit for Travelers, payable in any 
 part of Europe, Asia, Africa, Australia and 
 
 ) AMERICA.. ( - 
 
 Draw Bills of Exchange and make Telegraphic Transit of Money 
 on Europe and California. 
 
HORACE S. ELY, 
 ^tal gstatc JiQcut; 
 
 22 Pine Street m and ^ 103 West 68th Street, 
 
 NKW YORK. 
 
 Business established in 1835, by Mr. Abner L. Ely, who, after 
 
 an honorable and active career, died in 187 1, and was 
 
 succeeded by the present proprietor, Mr. Ely, 
 
 who first became associated with 
 
 Mr. Abner Ely in 1855. 
 
 THE 
 
 Chase National Bank, 
 
 OF THE CITY OF NEW YORK, 
 
 CORNER PINE AND NASSAU STREETS. 
 
 ACCOUNTS OF BANKS AND BANKERS, 
 CORPORATIONS and INDIVIDUALS 
 
 Receiyed on Fayorable Terms. 
 
 BC/V AND SELL UNLTED STATES BONUS AND 
 MAKE TRANSFERS AND EXCHANGES IN 
 WASHINGTON WITHOUT ADDI- 
 TIONAL CHARGE. 
 
 H. W. CANNON, F^resident. 
 
 JOHN THOMPSON, Vice-President, 
 
 WIVI- H. PORTER, Cashier, 
 
 C. C. SLADE, Assistant Cashier. 
 
AMERICA'S SCENIC ROUTE 
 
 Lehigh Valley 
 
 RAILROAD. 
 
 THE MOUNTAIN AND VALLEY SCENERY 
 
 T 
 
 P RA VERSED by this Line is unsurpassed in GRANDEUR and SCENIC liEAUTY. 
 DIRECT ROUTE TO THE COAL REGIONS. DOUBLE TRACK. STEEL 
 RAILS. All the latest Railroad Appliances render this the very best, and the most 
 Comfortable Route TO ALL POINTS IN 
 
 Eastern Pennsylvania, Central and Western New York 
 
 Including Easton, Bethlehem, AUentown, Reading, Mauch Chunk, Glen Onoko, Hazleton, 
 Mahanoy City, Shenandoah, Ashland, Mount Carmel, Shamokin, Glen Summit, Wilkes- 
 barre, Pittston, Scranton. Ithaca, Tunkhannock, Montrose, Towanda, Gene%-a, 
 Watkins Glen, Waverly, Elmira, Rochester, Buffalo and Niagara Falls. 
 
 TWO EXPRESS TRAINS DAILY BETWEEN 
 
 NEW YORK. PHILADELPHIA, 
 
 F»i.TLLV[AM Cars. j- ■;• Kast Time. 
 
 ANTHRACITE COAL IS USED EXCLUSIVELY, thus avoiding the dense volume 
 of smoke that so terribly annoy passengers on Lines using Bituminous Coal. 
 
 TICKET OFFICES : New York— General Eastern Office, No. 235 Broadway ; Depot foot 
 
 of Cortlandt Street ; Depot foot of Desbrosses Street ; all the Offices of the Pennsyl- 
 
 A^ania Railroad and New York Transfer Company. 
 
 PHn..\DEi.PHi.\ — 836 and 624 Chestnut Street, and Philadelphia & Reading Depots, Third and 
 Berks Streets and Ninth and Green Streets. 
 
 E. B. BYINGTON, CHAS. H. CUMMINGS, 
 
 Gen'l Passenger Agent, Gen'l East'n Passenger Ag't, 
 
 Bethlehem, P.\. 235 Bko.\dw.a.v, New Yokk. 
 
 W. B. SMITH, Ctiy Ticket Agent, 235 Broadway, New York. 
 
THK "LliMlTED" 
 
 OVKH 
 
 THE lEW YORK CENTRAL £ WM RIVER R, R, 
 
 FOE several years the fastest train in the world has been running regularly over 
 the New^ York Central & Hudson River Railroad, between New York and 
 Chicago. It leaves the magnificent Grand Central Depot, in the heart of the 
 great Metropolis, made up of a "Buffet, Smoking and Reading-Room Car," furnished 
 with elegantly upholstered movable chairs, tables, writing desk, and other appliances 
 of comfort and luxury, supplied with daily newspapers and periodicals, and stocked 
 with appetizing viands, choice cigars and v^anes ; of a superbly appointed Sleeping- 
 Car, of luxurious Drawing-Room Cars, and of a Dining-Car, running between New 
 York and Buffalo, serving Lunch and Dinner— both meals being perfect in viands 
 and appointments. The Buffet and Sleeping-Cars run through to Chicago. The 
 Drawing-Room Car is replaced at Buffalo by a "Sleeper" for Chicago, and another 
 '• Sleeper" is attached at Cleveland for Detroit. At Elkhart, an important .iunctioii 
 in Michigan, a Dining-Car is again attached, in which a sumptuous Breakfast is served 
 while the "Limited" covers the home-stretch into Chicago. While flashing on its 
 way, this perfect train receives passengers from the New England States by the 
 Boston & Albany, from Pittsburg and the oil regions of Pennsylvania by the Dun- 
 kirk and Allegheny Valley ; from Ohio by the Bee Line, and from Indiana by the 
 network of roads centering at Toledo. It also delivers its contingent to lines of the 
 Vanderbilt System reaching Cincinnati, St. Louis, Columbus, and a scor5 of other 
 cities, and passes over to connecting lines travelers for every point in the North, the 
 Northwest, the Southwest and the West. 
 
 All this reads simple enough ; and in actual experience the journey is so regular 
 and enjoyable that one might well ask. What is there remarkable about it ? Let us 
 see. Observe the rhythmic sound of the wheels as they roll on and on in steady 
 progression ; there is no jarring, jolting or grinding, and the horizontal of the car is 
 unchanged. These prove the solidity of an old, well-ballasted road-bed ; the 
 smoothness of perfectly laid steel rails on a track free from heavy grades and sharp 
 curves : and the perfection of the car builders' art. Observe, again, that the rate of 
 progression is uniform— that cities, towns and stations are passed in a flash, and that 
 the throb of the mighty engine drawing the train is heard with the measured pulsa- 
 tions of fixed machinery. ' The Limited " is annihilating distance at the rate of fifty 
 miles an hour, and the journey of near a thousand miles is being made with breaks of 
 an average of more than a hundred miles apart ; that in two portions of the trip- 
 between New York and Albany, and between Dunkirk and Cleveland— the locomo- 
 tives run over a hundred and forty miles without a pause. Observe, once more, that 
 the whole distance between New York and Buffalo, through some of the most beau- 
 tiful scenery in the world, is traversed by daylight, and that in twenty-four hours, 
 without fatigue or annoyance, surrounded with comforts and provided with luxuries 
 that a few years ago were undreamed of, a journey has been accomplished as great 
 as that from London to Rome ! 
 
 Luxurious as the cars are which now make up this splendid train, the New York 
 Central & Hudson River Railroad Company is determined to replace them with 
 others even more elegant. New Buffet Cars will soon be running, provided with 
 Bath Room and Barber Shop, and all cars forming the " Limited " will be illuminated 
 with electric lights and warmed by steam. 
 
G/^EAT-VAfi/EI 
 
 Combining ALL Valuable- Improvements 
 
 JSfewYOlj K 
 CHICAGO 
 
 OFf/C£ 
 PHENIX BUILDING 
 
 
-) O K (- 
 
 HENRY CLEWS & CO. 
 
 13 & 15 BROAD STREET, 
 
 {opposite N. Y. Stock Exchange.) 
 
 INTEREST ALLOWED ON DEPOSIT ACCOUNTS. 
 
 At Current jVLarket Rates. 
 
 Stocks, Bonds, Grain, Provisions and Petroleum bought 
 and sold on commission for cash, or on margin. 
 
 Private Wire to Chicago, Boston and Philadelphia. 
 ^f • 
 
 BRANCH OFFICES, 
 
 {Co?tnecfed by Wire.\ 
 
 No. 39 West 31st Street, 
 
 Metropolitan Hotel, cor. Prince St , 
 
 112 Grand St., near BroadAvay, 
 260 Church St., cor. Franklin, 
 
 87 Hudson Street, 
 Garfield Building, cor. Court & Remsen Sts., 
 Brooklyn. 
 
HERP: we ARE! 
 
 IN NEW YORK CITY 
 
 BY MARK M. (''BRICK") POMEROY. 
 
 The great commercial, financial, and we may as well ad J, ihi 
 political metropolis of the New World. 
 
 When you are kissing a pretty girl, do not be in a hmrj. 
 That is, unless her heavy-handed and stoutly booted papa bo 
 moving too rapidly upon your works with a view of encourag 
 ing a general muscular action henceward. 
 
 When you visit New York City, do not be in a hurry. - 
 
 Stay a few days. 
 
 Renew and extend your acquaintances. 
 
 Look over the market, see where you can do the best, and --^^ • 
 
 new ideas. 
 
 Of course, if you have a regular place where you buy arti- 
 cles in your line, go there. Shake hands with the boys, no matte : 
 if they are bald-headed. Sally out for points, but don^t get away 
 with too many pints. 
 
 Don't be in a hurry.* 
 
 Take a little more time. ^ 
 
 Visit the leading retail stores and get ideas on the display 
 of goods. Learn how to dress your windows, no matter wh'^r. 
 kind of goods you are in. 
 
 Anything from christening caps to baptismal fonts, caramels, 
 corsets, shoes, soda water, etc., to burial cases looks better m a 
 window when artistically arranged and displayed to attract at- 
 tention and rivet memory than when sort of wafted m at arm 3 
 length as children are run into a circus. 
 
 Hunt around and find new articles that will add to your cus- 
 tom. Look out for novelties. Everybody except persons who 
 
2 How TO See New York. 
 
 prefer hairs in their butter, buy of novelties. The demand for 
 them increases year by year. 
 
 If you can't find plenty of novelty, lay in a supply of chest- 
 nuts. Old stories. Ask the returned drummer for them. Ask 
 him if he has any new ones. Ask the boys to show you what is 
 new, novel and nice, so you can compare notes and see what is 
 needed in your own town in order to make things pleasant for 
 those who come in from the cross roads, hamlets and villages, 
 to buy of you what you are to purchase in New York. 
 
 The art of entertainment is never lost when it is put in motion. 
 
 New Yorkers know how to entertain. 
 
 Now, that you have decided to remain a few days longer than 
 you intended to, it is well enough to absorb a few items of in- 
 formation that may save you several dollars, much travel and 
 annoyance, inasmuch as 
 
 Here we are — 
 
 In New York ! 
 
Brino- Your Wife and Have Some 
 
 Fun. 
 
 In view of the fact that New York city is the largest on the 
 American continent, and is almost a world in, and by, and of 
 itself, it would be worth your Avhile to look it over, and to see as 
 much of it as possible. 
 
 When you have occasion to visit New York on business, see 
 if you cannot combine i^leasure with business. Bring your 
 wife and have some fun. Ordinarily, your wife must remain 
 at home, working herself to death gradually, while you are 
 away on business. What is sauce for the gander is sauce for 
 the goose. Bring her along to New York. Let her see the 
 fashions, and how people move and act at the hotels, theaters, 
 churches and at the various resorts near the city where people 
 congregate for rest, recreation and refreshments. 
 
 Do not say that you cannot afford it, because you can. 
 
 Bring your wife to New York, let her fill her head with 
 fashions, and her trunk with new goods. Let her make memo- 
 randa as to how she will dress, and what she will wear on her 
 return home. 
 
 Then, when your new goods have arrived, let her come into 
 the store and help herself to what she wants, and in three 
 weeks she will have the town crazy, as she goes from place to 
 place, giving to people an evidence that she has been somewhere, 
 and brought something back Avith her. 
 
 Other mens' wives will come into your store to buy goods, 
 in order to prove to other neighbors that they can dress exactly 
 as well as your wife. Therefore your mercantile business will 
 be increased, and you will not only encourage the consumption or 
 wearing out of goods, but at the same time you will encourage 
 those who manufacture them, and thus be in many ways a 
 public benefactor. 
 
 Many of those who are employed to purchase goods for 
 country merchants are careful to be accompanied, more or less, 
 
 3 
 
4 How TO See New York 
 
 by their wives, sisters, daiightors or other ladies who have good 
 taste, and who are great help in the matter of selecting, or sug- 
 gesting articles which will please feminine fancy in localities 
 where goods are used. 
 
 Visit the theaters. 
 
 Attend the churches. 
 
 Take time to enjoy the parks. 
 
 Ride the entire length of the elevated railway on each side 
 of the Island from the Battery to the end of the road, and this 
 as far into the country as you can go, and see how much there is 
 of New York city. 
 
 You will be astonished, and have a great deal more to tell 
 your neighbors of, than you ever thought to have. 
 
 You need not be giving out old chestnuts but new pictures as 
 you paint them by your talk aud tell of what you have seen. 
 The more you can tell that is new to your hearers, the better off 
 you will be. Bayard Taylor, Henry Ward Beecher, Rev. De 
 Witt C. Talmadge, S. S. Cox, Chauncey M. Depew and other 
 men of observation and brain, with what in the country is called 
 "gift of gab,"' have made friends and fortunes with their mouth. 
 You catch the idea ? 
 
 Then when you are at home, as a country merchant, after 
 the work of the day is done, you can sit in your store till mid- 
 night, and tell your neighbors what you saw and experienced 
 while visiting. This helps to make a big man of you. 
 
 It will help you to sell goods and this is exactly what you 
 want as a merchant. 
 
 Do not content yourself, no matter whether you are here 
 alone, or with some one else, merely by seeing what is to be 
 seen directly on the Island of Manhattan, generally known as the 
 city of New York, but take time to make excursions. 
 
 Go down to the Battery or South Ferry, take a steamboat 
 ride to Bedloe's Island, and walk around the Bartholdi Statue, 
 Twenty-five cents pays the steamboat fare there and return, and 
 you will have a very pleasant trip. 
 
 Take the little steamer which plies every hour between the 
 Battery and Governor's Island, and visit that delightful 
 locality. 
 
 See where the soldiers who are here to guard the city of 
 New York from invasion are quartered. 
 
How TO See New York. 5 
 
 See where General Hancock lived so long. Walk around 
 and see how nicely everything is here kept. 
 
 Go into the museum wherein are to be found thousands of 
 relics of battles by sea and by land. 
 
 Visit the fortifications and get an idea how war is carried on 
 —in theory if not in practice. 
 
 The little boat runs to and fro from the city to Governors 
 Island every thirty minutes as a part of the Government Ser- 
 vice, carrying-over and bringing back without charge those who 
 would make the trip. 
 
 Take a boat for Staten Island from the Battery, and put in 
 an afternoon there witnessing the games and amusemen.ts which 
 are furnished for the recreation of ten thousands of people who 
 go there each week to enjoy an eight mile steamboat ride across 
 New York Bay, and eight miles return. ♦ 
 
 Ride over Staten Island or a portion of it by carriage. It 
 is one of the most enjoyable trips. There are good livery stable 
 establishments to be found on Staten Island, especially at the 
 first landings. The roads are generally very good and as one 
 drives to the higher ground three or four hundred feet above 
 the sea, the view of land and ocean, cities and villages, lakes, 
 bays, ponds and creeks, with threads of railway reaching off 
 into the distance making a very charming picture, that you 
 will never forget. 
 
 Visit Coney Island where the so called mediocrity of New 
 York gather to the number of twenty thousand on a week day, 
 and one hundred thousand on a Sunday. 
 
 You can make the trip on the large iron steamboats from 
 the Battery to Coney Island, and return at any time during the 
 day for fifty cents the round trip, or you can go by cars two or 
 three different lines at the same rate of fare. At Coney Island 
 you can roll in the sand, wade into the ocean as far as you feel 
 like going, eat clams, drink ginger ale, and other fluids to re- 
 fresh the arid tonsils; take in one hundred or more variety shows 
 and see men and women, boys and girls, lovers and sweethearts, 
 babies, dogs, etc. Enjoying surf bathing which is here to be 
 had in abundance, Avith officers handy to keep you from getting 
 in beyond your depth, or from trying to cross the ocean on foot. 
 Coney Island is a curiosity. Once it was a barren stretch of 
 sand worth something like $500,000 less than nothing. 
 
 Now it is a summer city of the beach, a sort of piratical ren- 
 
6 How TO See New York. 
 
 dezvous where one man appears to be bishop, king, commis- 
 sioner, mayor, levier of taxes, collector of customs, comptroller 
 of political destinies, etc., etc., so that Eobinson Crusoe on his 
 lonely Island was not more of a monarch over what he surveyed 
 than is the head of the political-financial combination govern- 
 ing that part of New York known as Coney Island. It is a 
 curiosity that should be seen, as it alone Avould give you some- 
 thing to talk about for a month. 
 
 A very delightful trip is that by steamer to Rockaway Beach 
 and to Far Rockaway, especially if you want a sniff of ocean 
 air — clean, fresh and invigorating. Or you can have a steam- 
 boat ride to Long Branch and return for a few dimes. 
 
 Another very charming trip is up the East River, past 
 Blackwell's Island, Ward's Island, Fort Schuyler, out into Long 
 Island Sound ; past Hart's Island, which is the pauper burial 
 ground, and thence a mile or two beyond to Glen Island, which 
 has been fitted up in magnificent style as a summer resort, and 
 where the old-fashion clam bake, together with meat, drink 
 and musical accompaniments can be enjoyed ad libitum. 
 
 After that, you can wander about to see the curiosities, rest 
 in the shade, enjoy the sea breeze, listen to the music, and at 
 last return to say that you have never passed a more delightful 
 day in your life than on this pleasure excursion. 
 
 Another good thing to do is to visit the Charity and Correc- 
 tion institutions of New York. 
 
 In order to do this j)roperly call at the corner of 11th Street 
 and Third Ave. , at the office of the Commissioners of Charities 
 and Corrections. Go into the office and introduce yourself to 
 Messrs. Simmons, Porter or Brennan, who are the three Com- 
 missioners of Charities and Corrections for the City of New 
 York, and who have about sixteen thousand persons under 
 their care, comprising the prison, almshouse, work house and 
 hospital population of the city, and their attendants. 
 
 You will find these gentlemen well-posted, very pleasant and 
 always willing to give or afford strangers visiting New York 
 every possible opportunity to acquaint themselves with the 
 workings of the Charity and Correction institutions of the city, 
 which includes the Tombs, all the police courts, the prisons, 
 hospitals, insane asylums, work houses, and educational estab- 
 lishments, wherein children of the poor and the unfortunate 
 are taught. 
 
How TO See New York. t 
 
 After you shall have obtained a pass from the Commission- 
 ers, you will go to the foot of East 2Gth Street, which is on the 
 East and the East River side of ISIew York. 
 
 At the foot of East 26th Street, standing in the water a little 
 way from the shore, but reached from the grounds of Bellevue 
 Hospital, is the "dead house," in which are kept for a day or so 
 the bodies of those who are brought in from the city, fished 
 out from the river, etc., and which bodies are eventually, un- 
 less claimed by relatives, taken to the pauper burial ground at 
 Hart's Island for interment. You can get on with a pass, if you 
 are alive, and if you go on dead you can get out with a cheap 
 pine cofiin costing about twenty-one cents. 
 
 At 10 o'clock every forenoon the large and beautiful steamer 
 Thomas S. Brennan, named after the popular and gentlemanly 
 Commissioner of Charities, leaves this dock on a business trip 
 up the East River. Here you get aboard. 
 
 If you are early enough you will see the many prison vans 
 or iron omnibuses filled with prisoners brought from the prisons 
 and police courts of the city to this point for shipment to the 
 Penitentiary on Blackwell's Island, and to the Work House on 
 Blackwell's Island, or to the overflow Work House on Hart's 
 Island. 
 
 The Steamer Brennan is in the service of the city exclusively. 
 Its business is to convey patients from the city to Charity Hos- 
 pital on BlackwelFs Island, Avhich is the first landing. To con- 
 vey prisoners to the Penitentiary, to the large stone building, 
 which building is within a stone's throw of the Charity Hos- 
 pital. 
 
 Patients for the hospital and prisoners for the penitentiary 
 are discharged at the same landing, where the officers receive 
 and escort them to the hospital, and the prisoners to the peni- 
 tentiary, where they are sheared, bathed, etc. , and assigned to 
 the several tasks the superintendent of the Penitentiary deems 
 them fit to work at. 
 
 Relieved of this much of her load, the Brennan goes on up 
 the riv^er to the Work House, landing there from 75 to 150 men 
 and women each morning, who are marched off and escorted to 
 the Work House, where they are giv^en work to do for a time 
 altogether too short. 
 
 Supplies for the inhabitants of the Island, which number 
 several thousand, including the inmates of the Female Insan© 
 
8 How TO See New York. 
 
 Asylum, which is also on Blackwell's Island, are here put off to 
 be distributed. 
 
 This done, the Brennan goes on up the East River, through 
 Hell Gate, to Ward's Island, on which is the large Homoepathic 
 Hospital, one of the finest of its class in the world, also the in- 
 sane asylums for males. This is the largest insane asylum on the 
 American continent. It covers a number of acres of ground, and 
 is occupied by something like two thousand men, a large portion 
 of whom are really insane, while a certain percentage are not in- 
 sane, but are unfortunately run in here and kept in order to 
 appease the envy, malice or ugliness of persons who delight in 
 thus torturing those they have a spite against or by saddling 
 their support upon the city. 
 
 After discharging the patients and guests who come to see 
 relatives in the hospital and asylums, the Brennan returns a 
 little way, then proceeds up the Harlem River to Randall's Is- 
 land, on which is located Mrs. Dunphy's celebrated school for 
 idiotic, imbecile or feeble-minded children and homes for idiots 
 who cannot be taught, and other departments of this nature, 
 all connected or attached to the Charity and Correction depart- 
 ment . Here also is the Foundlings' Home, where are about four 
 hundred babies, from one day to four years of age, cared for by 
 nurses. 
 
 This takes the time till about half past 12, when the 
 boat returns, stopping a few moments at Hart's Island, and 
 reaching her dock at the foot of East 26th Street somewhere 
 about 1.30 p. M., affording those who care to see a great deal in a 
 little while an opportunity of obtaining information that, if not 
 altogether pleasant, is certainly worth knowing. You will get 
 ideas worth taking home with you. 
 
New York as a Summer Resort 
 
 The more people know of New York during the summer 
 months the better are they satisfied with it as a summer resort, 
 or an abiding place during the hot season. During this portion 
 of the year a large number of the residents of this city go into 
 the country or cross the ocean to spend a season abroad. Their 
 object is two fold ; the man of business needs more recreation 
 than he obtains. By the time a man has nailed himself right down 
 to the desk or counter, as business is carried on during the driv- 
 ing season in New York for nine or ten months during the year, 
 he is tired enough to rest. Naturally he wishes to get as far 
 away as possible from his place of brain or bodily toil. There- 
 fore, if he has the means, he skips off to Europe. By so doing he 
 is beyond the reach of daily newspapers entirely for a week or 
 more. 
 
 Each year $75,000,000 of the money of Americans is spent in 
 traveling in foreign countries. 
 
 Arriving at Li'terpool or other foreign ports his attention is 
 taken up with sightseeing and he bothers himself hot in the least 
 about affairs at home or in the United States until he returns 
 later in the season. 
 
 During this trip abroad to other cities the business man learns 
 a great deal ; he brings home with him new ideas exactly as the 
 country merchant visiting New York city can here learn very 
 much that is useful and on his return take with him ideas which 
 he would not have obtained but for his visit to the city. 
 
 Another class of persons in New York, unable to bear the ex- 
 pense of the ocean voyage and foreign trip, unwilling to trust 
 themselves to the sea, go into the country, not to enjoy them- 
 selves so much as to lay off and rest for a time, wear out their 
 old clothes and get acquainted with their families. Out of every 
 hundred who go into the country for comfort, fifty persons at 
 least will inform you on their return that they are very glad to 
 
 9 
 
10 How TO See New York. 
 
 p;pt back ; that thoy find New York cooler than are the majority 
 (){" places in the country, especially in the farming districts, in 
 valleys where the heat is almost unbearable and where the 
 breezes do not play worth a cent. 
 
 Those who come in from the country after a season of relax- 
 ation are bronzed, browned, hungry and very well satisfied 
 to remain in the city an indefinite time. The location of New 
 York is peculiarly desirable. The city itself is on an island so 
 near to the sea that the cool breezes sweeping in across the salt 
 water reduce the temperature here in the summer, except im- 
 mediately along the streets nearly solidly paved with stone and 
 lined by immense business blocks which serve as reflectors, so 
 that men and horses in these hot and narrow thoroughfares find 
 life other than pleasant ; but outside of the business portion of 
 cit}^ away from the tenement house district, there are homes, 
 homesteads, apartment houses and dwelling houses together 
 with hundreds of hotels where persons can take more comfort 
 during the summer in the city of New York than they can obtain 
 at the majority of places outside, The rate of board is cheaper 
 in the summer than in the winter, many boarding houses being 
 partly or nearly empty during the summer so that those who 
 come in from the country to purchase, see the city, attend lec- 
 tures, schools etc., find ample accomodation during the summer 
 months at reduced rates ; the same rule applies to hotels. 
 
 Here in New York one has everything eatable and drinkable 
 that the world can produce. G-o into the country, but twenty 
 miles from the city, and it is almost impossible to obtain fresh 
 eggs, fresh milk, berries and other fruits, melons, spring chick- 
 ens, fat turkeys, etc., because everything is run directly into the 
 city to supply the cash market, which is eternal or the next 
 thing to it. 
 
 So it is that a person can live much better in his own home in 
 the city of New York than in the majority of villages and settle- 
 ments about New York. The modern appliances to houses, 
 hotels etc. , whereby the guest has hot and coldwater in his room 
 at all hours of the day or night, a hot or cold bath as he wants 
 it, together with the best of everything the market affords placed 
 before him at all hours of the day or night for his eating and 
 drinking, makes the city a very desirable one in which to live. 
 
 From the Southern States, strawberries and such fruits begin 
 to arrive as early as February. They come by express during 
 
How TO 8ee New York. 1 1 
 
 the spring months from the Sonth, then througli the summer 
 months from the Middle States and the autumn from the Nortli 
 ern States. 
 
 Fruits of all kinds come from California, while Northern fish, 
 such as trout, salmon, cod, etc., reach this city packed in ice as 
 they are taken directly from their native waters. Add to all 
 this the one fact that New York is a point from which you can 
 radiate in any direction. Every day and night pleasure hoats 
 are ready for the transportation of passengers up the world - 
 famed Hudson River so far as Albany. A more enjoyable 
 steamboat ride cannot be found in the world than this. Steam- 
 ers are dodging in and out at all hours during the day and nearly 
 all hours of the night from Bridgeport, New Haven, Long Branch, 
 the fishing banks and places all along the shore, so that excur- 
 sions are as common, as fashionable and as inexpensive as are 
 the Amens at good old fashioned Methodist country prayer 
 meetings, when the brothers and sisters are intent upon creating 
 a good impression. ' 
 
 If more people would come in from the country places, 
 villages and small cities everywhere within the State of New 
 York and New Jersey, and the New England States within reach, 
 to spend weeks or months during the summer here in steady 
 recreation, picking up health and obtaining information, the 
 wheels of enterprise would revolve m.uch more rapidly in the 
 rural districts and happiness, comfort and prosperity would be 
 more general, when looking for a place to spend the summer. 
 
See How It Don't Burn. 
 
 Something of a pullback from profits is the expense of insur- 
 ance in ordinary country villages and small cities, where the 
 appliances for extinguishing fires are more primitive than 
 effective. 
 
 As you are a man of influence among your fellowmen, and as 
 your neighbors naturally visit your store after your return from 
 the city, you can be of much use to j'our town or city and no little 
 of profit to yourself at the same time by taking home with 
 you something beside goods in boxes, bales and packages. 
 
 Ideas are worth money. 
 
 A new idea, if it is a good one, is very often worth more than 
 a farm or a dozen farms. The more progressive and enterpris- 
 ing a man is at home, the greater will be his influence, and 
 other things being equal, the greater will be his profits. 
 
 While in New York devote one day at least to the examina- 
 tion of the remarkably efficient fire department of this city. 
 
 By calling upon the commissioners and introducing yourself, 
 you will be pleasantly received and afforded opportunities to 
 obtain a great many new ideas, and take home something really 
 beneficial, to talk about. 
 
 While the officials of New York city are very busy men, 
 they realize the fact that New York is more than a local city ; 
 that it is a city of representative men from all parts of the 
 world, that the trade and commerce of New York is the result 
 of its location and its acquaintance with people outside and of 
 their acquaintance with people inside. That the larger this circle 
 of acquaintances and the better visitors are treated by those in 
 authority, the more rapidly will the trade of New York increase ; 
 therefore it is that they are naturally inclined to politeness and 
 to the imparting of information to merchants, journalists, 
 bankers and business men generally, come they from where 
 they will 
 
 12 
 
How TO See New York. 13 
 
 By taking in the fire department you can visit different engine 
 houses, and should a fire occur while you are in the city visiting 
 an engine house, you can probably arrange to go with the boys 
 and see how fire is fought in New York, once it breaks out. 
 
 You will find the most modern, powerful and desirable ma- 
 chinery and appliances of all kinds for fighting the dread 
 element, and you Avill also see the character, physique and 
 (juality of the men who are fire fighters or firemen. 
 
 You can see how horses jump from their stalls into theii* i)lace 
 beside the pole of a Fire Steamer, and in less time than you can 
 take off your hat, turn it around and put it back on your head, the 
 horses with the men in place on the steamer are out and away 
 on what is indeed a race for life. A race, the object of which is 
 to save life and property. The city of New York has the best 
 fire department in the world. Its firemen are among the 
 coolest, bravest, most courageous, gentlemanly and dertermined 
 men to be found in the city. 
 
 If you tell them that you are from some country village or 
 distant city, they will be willing to give you all the information 
 they have, so that you in turn can take this home with you and 
 tell it to your neighbors. The result will be a great improvement 
 to your local systems and appliances for quickly extinguishing 
 fires and thus preventing great conflagrations. 
 
 As you convince the people of your town that while you are in 
 New York you are doing something beside buying goods ; that 
 you are making inquiries as to how and where and by what means 
 they can he benefited^ you will rise in the estimation of the 
 public and of yourself, and your visit to the great city may 
 result in much more of good than you now think. 
 
 You can thus start anew the spirit of enterprise at home. 
 Everything of this kind, while it benefits your neighbors gen- 
 erally will be of great benefit to you, as, the better fire appliances 
 at home or appliances for extinguishing fires, the cheaper will 
 be your insurance and the less your liability to loss. 
 
 Presuming that merchants pay more for insurance than do 
 other persons generally, whatever you can do toward reducing 
 the insurance rate, not oi\\j advances you in the estimation of 
 the public but helps to swell your bank account so that you can 
 give to the church, send to the heathen w^ho are in strange 
 lands, or use for political purposes, providing your mind runs this 
 way, or spend for recreation. 
 
14 How TO See New York. 
 
 In visiting New York, it is not actually necessary to jump 
 into a fire, or to take any fire home with you, but you will find 
 it greatly to your advantage and to the benefit of the city where 
 you live if you will take time to gather in a few ideas in this 
 direction ; and take them home and sow them broadcast. Use 
 them as Oakes Ames did his money — where they will do the 
 most good. 
 
Where to Stop in New York. 
 
 There are several expensive and very substantial stopping 
 places in this city. 
 
 One of these is the Tombs ! A large number of very promi- 
 nent persons have stopped there more or less, but as a general 
 thing they do not like the board. Therefore, you will do Avell 
 to select some other lodging place, although this celebrated es- 
 tablishment is really worth a visit. It is one of the great curi- 
 osities of New York, inasmuch as it is a place where are as- 
 sembled, for the time, those who are brought in by the police 
 and the official drag-nets. 
 
 If you wish to live well while in New York, patronize hotels. 
 
 There are very many really first-class hotels in this city, 
 where landlords and clerks who are thoroughly posted in their 
 business, and who have a very large and valuable acquaintance, 
 do everything in their power to make the stay of the visitor 
 pleasant continually. Hotels where the best and freshest of every- 
 thing is constantly being provided for guests and where the 
 charges for entertainment are very much below corresponding 
 attractions of fare, room, beds, furniture, etc. , in other cities. 
 
 Among the hotels of New York are many which are kept 
 on the European plan. You get a room which is your home 
 while in the city. You go and come at any time in the day or 
 night. 
 
 You obtain your meals at this hotel or any other place as best 
 suits you. Good rooms in good hotels of this class can be ob- 
 tained at prices ranging from 75 cents to $2.00 per day. 
 
 By eating at the hotel at which you stop, or at other hotels 
 or dining rooms, as your appetite may be tempted, or time may 
 best serve you for eating or refreshment, you pay for what you 
 order according to your purse and appetite. 
 
 Many country merchants on their arrival in New York seek 
 boarding houses, of which there are nearly as many in this city 
 as there are bald-headed saints in heaven, judging from the list 
 
 15 
 
16 How TO See New York. 
 
 of names thus far furnished. Some of these boarding houses 
 are very good , their tables are supplied with the best of every- 
 thing in the market, but ordinarily it is better, cheaper, and 
 more beneficial to the country merchant to stop at a hotel. 
 
 You have the advantage of seeing men from different parts of 
 the country, obtaining a vast amount of information not printed 
 in newspapers, and if you are reasonably cautious you will 
 naturally make acquaintances, each and every time you visit 
 New York, that will be a benefit to you. 
 
 At the better class hotels you will meet manufacturers or their 
 agents from other towns and cities, so that you may be able 
 to bargain with and obtain goods directly from manufacturers, 
 thereby augmenting your profits following sales. 
 
 If you have one or two nights to spare and wish to see some- 
 thing different from entertainments of an ordinary theatre, 
 music hall, or other places of resort for wide-awake people, ask 
 the proprietor or clerk at your hotel to introduce you to some 
 sober, gentlemanly, well-informed person who is acquainted 
 with localities, and who can show you something of New York 
 by night. When you have made the acquaintance of this man, 
 not alone to gratify curiosity but to see to what depths of 
 poverty and what callousness of sentiment humanity can 
 reach, make a tour of the cheap lodging houses which may be 
 said to line Chatham street from Brooklyn Bridge to East Hous- 
 ton street. Or go down into the vicinity of Oak street police 
 station and examine the lodging houses there. 
 
 You will see signs protruding from doors and windows and a 
 wicked and perverse generation seeking these signs and places, 
 informing you that lodging can be had at prices ranging from 
 five cents to twenty-five cents per night. One must not expect 
 the entire earth for ten cents a night, but he can obtain a place 
 in which to sleep providing he is so drunk or so thick skinned 
 as to be oblivious to noises, or indifferent to the bite of the bed 
 bug which has no golden crest or coat of arms, but manages to 
 get there all the same. In these cheap lodging houses doth 
 the innocent bed bug gather himself together and get fat. 
 
 Go into one of these places, and you will see benches about 
 six feet long, on legs from twelve to eighteen inches from the 
 floor. A hard bench six feet long and eight inches wide forms 
 a very rugged bed, especially as there is nothing in the way of 
 mattress, blankets or sheets thereon. 
 
How TO See New York. 17 
 
 The impecuniouH tramp, the beggar, the thief, or the person 
 who is hiding, enters one of these places, pays his dime to the 
 man who sits at the table, and retires by laying himself out 
 on the upper side of the hard plank. Some of these rooms, 
 which are the lofts of a third, fourth or fifth story of a building, 
 the lower part of which may be occupied by a store, will have 
 from fifty to a hundred planks, each one occupied at night at a 
 rental of ten cents. 
 
 The tramp goes in, pays his dime, sleeps if he can, and about 
 daylight is hustled out. The windows are opened and fresh 
 air at last works itself into the room. A man with a mop and 
 several pails of water gets in his work during the forenoon, so 
 that by night the " elegant cheap lodging house" is again in 
 order for the next crowd. Some of those who visit these places 
 in order to sink into the arms of Morpheus are so full of various 
 slops the stomach will not contain that they unload while 
 sleeping or trying to sleep. Quite often a person who is not 
 used to turning on a bed of this class, goes off slap bang upon 
 the floor. If he is not too drunk, he climbs back to the plank. 
 If he is very drunk he occupies the floor, and if he rolls away 
 from the original location it is supposed that he has abandoned 
 his claim, and the next comer is assigned to the same plank. 
 
 If you visit these places, it is well to go upon stilts, or be very 
 careful, and not pick up the little specimens of insect life, or to 
 stand long leaning against the wall or a door jam, lest you find 
 yourself much more lively on going out than when you came in. 
 
 Another class of these cheap lodging houses consists of sus- 
 pended bunks made of coarse cloth on which a man can stretch 
 himself, as stewed pumpkin is spread on a cloth that it may be 
 strained or the water permitted to drip away therefrom. 
 
 Beds of this class are of a higher grade than those of planks. 
 
 In some of these lodging houses a sheet about six feet long 
 and two feet wide is furnished with the cloth bed, and when at 
 the end of a month the sheet informs its neighbor in a wash 
 tub that thirty or more odd persons have by it been covered 
 and. protected from gaze since it was in the tub, the reminis- 
 cences are very charming. 
 
 In some of these cheap lodging houses, in one corner of the 
 room, is a tank into which cold water flows, and around or 
 about the side of which men gather in the early morning to 
 take their regular turn at washing, wiping themselves upon a 
 
18 How TO See New York. 
 
 mottled towel that was originally a very coarse cloth and in 
 time would become a valuable fertilizer. 
 
 The keepers of these cheap lodging houses, some of which are 
 a little better than above noted, make money steadily. With 
 two or three hundred dollars a year they can get along, as 
 a hundred dollars expended in planks or in very cheap cots, or 
 bunks, fit a large room up in gorgeous style. The owner of the 
 lease, or rather the proprietor of the lodging house, sits at the 
 head of the stairs by a table. Close to him there is generally 
 a large club, and quite often one of these solid, cast-iron safe 
 style of bull dog, very much given to jaw. With a club, a bull 
 dog and a revolver, the proprietor who knows his business has 
 very little trouble with any of his guests ; that is, the trouble is 
 not of long duration. 
 
 His receipts vary from five to ten or fifteen dollars per night 
 for the use of a room that does not cost him one dollar per day, 
 and for furniture which is of no account whatever. 
 
 In these places, that is, if you go in about midnight, as you 
 can generallyget in through a good guide and a moderate tip to the 
 proprietor of the lodging house or his clerk, you will see guests 
 from fifteen years to ninety, people of all ages but of one gen- 
 eral condition of poverty, ninty-nine cases out of a hundred re- 
 sulting from deliberate determination of the person to go down 
 hill instead of up, or from willingness to be a floater, a bum- 
 mer, a beggar, or a catcher-on. 
 
 In the lodging houses where water is supplied, especially dur- 
 ing the summer nights, you will find a large percentage of the 
 sleepers entirely naked. This is also the case to quite an ex- 
 tent in the winter, as the rooms are kept warm, and when filled 
 with sleepers the foul air becomes hotter and more foul until 
 the routing-out time in the morning. 
 
 Then you will see the tramp getting up, shaking himself, 
 twisting his arms and legs to get motion into them, taking a 
 sort of a hand-sprinkled bath in the tank, dry himself by mo- 
 tions, put on his old duds, providing he has not been fortunate 
 enough to get hold of some better ones by mistake, then to sally 
 out as an early riser to enjoy the morning air, and beg a nickle 
 or a penny from each and every one from whom such things 
 can be obtained. 
 
 This is the life, so called, which swarms in the cheap lodg- 
 ing houses of New York. They are good institutions to visit, 
 especially if you wish to see upon how little a human being 
 can live. 
 
When Your Neighbors Ask You 
 
 It is natural for persons to ask questions, and it should be a 
 great pleasure, especially to a merchant, to answer them cor- 
 rectly. 
 
 When you are talking in your store to those who call in of an 
 evening or a wet afternoon to rest, give your neighbors a rest 
 and talk about New York City. 
 
 Tell them that there are now twenty-three horse car lines that 
 carry passengers to almost every nook and corner of the city, 
 and that the fare on any of the lines is but five cents, even if 
 you ride ten miles. 
 
 That it is a long walk from the Battery up Broadway to First 
 street, which is near Houston street, and then on to Two Hun- 
 dred and twenty-second street, the highest-numbered street in 
 New York; then you reach Yonkers. 
 
 There are one hundred and three asylums and homes in New 
 York City, where nearly all classes of weak and worn-out per- 
 sons are cared for — exclusive of the Custom House, where sever- 
 al superannuated politicians are hanging on by one eyelid, so 
 to speak. 
 
 To keep society folks alive and caterers busy, there are ninety- 
 three clubs in New York — but they are outside of and not dis- 
 turbed by policemen's clubs. 
 
 With twenty-nine hospitals in New York, almost everybody 
 can be fixed up, and if not made good as new, can be greatly im- 
 proved. Nearly all these hospitals are first-class — Gouverneur 
 Hospital, under the control of the Commissioners of Charities 
 and Corrections, being the worst and the worst managed of any 
 in the city. 
 
 There are forty-three secret societies in New York, exclusive 
 of their numerous branches. 
 
 Thirty-nine different countries, or governments, have consuls 
 in this city to look after the interests of their people who may 
 be here on business or pleasure. 
 
 19 
 
20 How TO See New York. 
 
 The school children ot New York are taught how to become 
 Presidents, etc., in eighty-three grammar and forty-eight pri- 
 mary schools. 
 
 The park police officers are superintended by one captain, five 
 sergeants, and five roundsmen. 
 
 Persons desiring to transact business with the Customs au- 
 thorities can find the Custom House open from 9 a. m. until 4 
 p. M., Sundays excepted. 
 
 Local conflagrations are attended to by thirty engines and 
 nineteen hook and ladder companies. These are superintended 
 by twelve battalion chiefs, a chief and assistant chief. 
 
 In the Central Park the same rules apply to bicyclers as to 
 visitors on horseback or in coaches. Bicyclers are not allowed 
 to ride more than two abreast, and tricyclers single file. 
 
 The following are the names of the principal markets in the 
 city: Catharine, Centre, Clinton, Essex, Farmers', Fulton, 
 Fulton Fish, Jefferson, Manhattan, Tompkins, Union, Washing- 
 ton, and West Washington. 
 
 There are sixty numbered piers on the North Eiver and seven- 
 ty-three on the East River. The highest-numbered pier on the 
 North River is at the foot of Thirtieth street and on the East 
 River at Fourteenth street. 
 
 The following are the names and respective sizes of the princi- 
 pal parks in this city: Battery, 10 acres ; Bryant, 5; Central, 
 843 ; East River, 4 ; Jeannette, 7-8 : Madison Square, 6 ; Manhat- 
 tan Square, 19 ; Morningside, 31 ; Mount Morris, 20 ; Riverside, 
 177 ; Stuy vesant Square, 3 ; Tompkins, 10 ; Union Square, 3, and 
 Washington Square, 9. 
 
 There are more deaths than births each year in New York, 
 which can be said of no other city in the world, and the majority 
 of deaths are of children under four years of age, whose parents 
 are too poor, or too dirty, or too ignorant, or too brutal to care 
 for them. 
 
 Among the greatest enemies of the poor in New York, or any- 
 where else, are those who teach that there is no property in 
 land •, that all land should be owned in common, thus educating 
 the poor to live without a desire to acquire and own a home 
 that will be theirs forever, or till sold. The best citizen is not 
 the person who teaches or who believes that a rented farm or a 
 rented place in which to live is preferable to a positive home, 
 
A. S. HATCH & COMPANY, 
 
 BANKERS, 
 
 5 Nassau. Street, - - jVe^c York. 
 
 DEALERS IN UNITED STATES BONDS 
 
 And Other Investment Securities. 
 
 \ 
 
 WE GIVE particular attention to direct dealings in Governiiieiit Bonds 
 at current market prices net for immediate delivery or on time ; and art- 
 prepared at all times to name close figures at our office in person, or by mail 
 ur telegraph, for the purchase or sale of large or small amounts. 
 
 VV^e attend to the' transfer and x-egistration of Government Bonds for our cus- 
 tomers without charge, and parties desiring to do so can have their interest checks 
 sent to our care and cashed at our counter. 
 
 We will make purchases, sales, or exchanges with National Banks on the most 
 favorable terms the market will allow, and effect the necessary deposits, with- 
 drawals, or substitutions in the department at Washington, without additional 
 charge. 
 
 We also deal in high-class investment Securities of all kinds, and furnish 
 upon application the fullest information concerning Securities offered in t'le market 
 that can be obtained from reliable sources. 
 
 We buy and sell on commission at the New York Stock Exchange, or in the 
 open market, all marketable Stocks or Bonds ; and will buy or sell on satisfactory 
 margin, for approved customers, any active Stocks or Bonds dealt in at the New York 
 Stock Exchange. 
 
 Or ders from Ban ks , Bankers, and others out of the City, fo r 
 
 Investment, lots of Stocks or Bond s, will receive 
 
 our careful attention . 
 
 We receive deposit accounts of Banks, Bankers, individuals or firms, subject to 
 check at sight, and allow interest on balances. Accounts current rendered and inter- 
 est credited monthly. 
 
 We collect dividends, coupons, and interest for customers keeping accounts 
 with us, and place to their credit without charge. 
 
New York and Brooklyn Bridge. 
 
 It is for New York and Brooklyn to lead the entire world in 
 the line of wonders, showing what brains and genius can plan 
 for muscle and money to build and pay for. 
 
 The so-called Brooklyn Bridge is the greatest, most wonderful 
 work in the world, xl bridge that spans a great and deep river 
 unites two cities, with no interruption to the vast amount of 
 shipping that goes on underneath. A bridge that is worth a 
 long journey to see, to walk over, to ride over, to occupy as a 
 point of observation when looking down, down, down directly 
 beneath to the steam and sailing craft plying the waters, or when 
 you wish to look up stream and down, out upon beautiful New 
 York Bay, and over the city-covered country to be seen for miles 
 and miles, till the brain is full and the eyes are tired. 
 
 These facts relating to the construction of the Brooklyn Bridge, 
 of which W. A. Roebling was the chief engineer, are worthy of 
 thought, as indicating the mightiness and massiveness of the 
 great work : 
 
 Construction commenced Jan. 3, 1870 ; size of N. Y. Caisson, 
 172x102 feet ; size of Brooklyn Caisson, 168x102 feet ; timber and 
 iron in caisson, 5,253 cubic yards ; concrete in well holes, cham- 
 bers, etc., 5,669 cubic feet ; weight of N. Y. caisson, about 7,000 
 tons; weight of concrete filling, 8,000 tons; N. Y. tower con- 
 tains 46,945 cubic yards masonry ; Brooklyn tower contains 38,- 
 214 cubic yards masonry ; length of river span, 1,595 feet 6 in.; 
 length of each land span, 930 feet ; length of Brooklyn approach, 
 971 feet; length of N. Y. approach, 1,562 feet 6 in.; total length 
 of bridge, 5,989 feet ; width of bridge, 85 feet ; number of cables, 
 4 ; diameter of each cable, 15 3-4 inches ; first wire was run out 
 May 29, 1877 ; cable-making commenced, June 11, 1877 ; length 
 of each single wire in cables, 3, 579 feet ; length of wire in 4 
 cables, 14,361 miles ; weight of 4 cables, inclusive of wrapping 
 wire, 3,588 1-2 tons ; ultimate strength of each cable, 12,200 tons ; 
 weight of wire [nearly] , 11 feet per pound ; each cable contains 
 5,296 parallel, galvanized steel, oil-coated wires, closely wrapped 
 
 (21) 
 
22 How TO See New York:. 
 
 to a solid cylinder 1") 3-4 inches in diameter ; depth of tower 
 foundation below high water, Brooklyn, 45 feet ; depth of tower 
 foundation below high water, New York, 78 feet ; size of towers 
 at high water line, 140x59 feet ; size of towers at roof course, 
 126x53 feet ; total height of towers above high water, 672 feet ; 
 clear height of bridge in centre of river span above high water, 
 at 90 degrees F., 135 feet ; height of floor at towers above high 
 water, 119 feet 3 inches ; grade of roadway, 3 1-4 feet in 100 feet ; 
 height of towers above roadway, 159 feet ; size of anchorages at 
 base, 129x119 feet ; size of anchorage at top, 117x104 feet ; height 
 of anchorage, 89 feet front, 85 feet rear ; weight of each anchor 
 plate, 23 tons ; bridge opened. May 24, 1883. 
 
 The following historical incidents and statements will interest 
 those who delight in knowing of or hearing of works that mark 
 man's nearness to God, the Great Creator of all. 
 
 From January 3, 1870, to May 24, 1883, was a long time to 
 work and wait, but working, as a sharp sauce to waiting, brings 
 results in time. 
 
 Twenty-five years ago the subject of a suspension bridge be- 
 tween New York and Brooklyn began to be agitated. Its earliest 
 advocate, and probably original projector, Julius W. Adams, of 
 New York City, His first idea was to span the river from 
 Brooklyn Heights, at Montague street, to Broadway in New 
 York. But money and courage, practical science and popula- 
 tion, to justify such a vast undertaking, were wanting in that 
 day. Nevertheless, Colonel Adams never lost interest in the 
 subject, and finally found an appreciative listener in the person 
 of Mr. William C. Kingsley. Being accustomed to enterprises of 
 great magnitude, and withal a public-spirited citizen, Mr. K'ings- 
 ley became convinced of the advisability and practicability of a 
 suspension bridge. He interested a few other gentlemen, among 
 whom were Senator Henry C. Murphy and Hon. J. S. T. Strana- 
 han, and steps were immediately taken to forward the project. 
 A new plan was then devised by Colonel Adams, which contem 
 plated a bridge from Fulton Ferry, Brooklyn, to Chatham 
 Square in New York. It was a light and comparatively inade- 
 quate structure, but the friends of the enterprise took the draw- 
 ings to Albany, and so stoutly argued their case that in 1866 
 the Legislature granted a charter to the New York and Brooklyn 
 Bridge Company. Privilege was thereby given to the company 
 to expend five millions of dollars, of whicli $3,000,000 was to be 
 
How To Skk Nkw York. 23 
 
 appropriated by the City of Brooklyn as the greatest beneficiary , 
 $1,500,000 by the City of New York, and $500,000 by private 
 stockholders. An act of Congress was also obtained, giving the 
 company permission, under certain restrictions, for the protec- 
 tion of navigation, to bridge an arm of the sea. 
 
 The gentlemen composing the first board of directors were 
 deeply impressed with the responsibility imposed upon them. 
 An enterprise of such magnitude, and involving engineering 
 problems of unprecedented difficulty, required the most skillful 
 professional supervision. As soon as the sanction of the law and 
 the favorable verdict of the two cities had been obtained, all 
 eyes were turned toward John A. Roebling, the master bridge 
 builder of the world. Mr. Roebling was then in the prime of 
 his powers, and in possession of the most valuable experience ; at 
 the time having just completed the great bridge at Cincinnati, 
 which, excepting the subject of our present sketch, is the most 
 remarkable structure of its kind. 
 
 Mr. Roebling's services were engaged ; he removed to Brook- 
 lyn, and the office of the bridge company was formally estab- 
 lished in the building of the Daily Union. The newly appointed 
 engineer-in-chief then devoted himself for months to close calcu- 
 lation, and finally produced the plans and specifications which 
 have been substantially followed to the present day. Their won- 
 derful accuracy was never doubtful ; but the modest Mr. Roeb- 
 ling insisted upon a council of engineers to revise them. The 
 bridge company accordingly summonedthe best talent which the 
 profession could afford. 
 
 A little scientific congress thereupon assembled in Brooklyn. 
 In the hands of these experts Mr. Roebling s papers were placed, 
 and with great zeal and fidelity the entire work was reviewed 
 and proved. The consulting engineers expressed their complete 
 satisfaction. 
 
 Between the completion of the bridge on paper and the inaug- 
 uration of construction, a distressing event took place. This 
 Avas the death of Mr. Roebling, in 1868. It was difficult to be- 
 lieve that the loss would not prove irreparable, and yet in fact 
 Providence had preserved him to be the real builder of the 
 bridge, although not a hammer had been lifted when he died. 
 His son, Colonel W. A. Roebling, who was already associated 
 with the work, enjoyed the confidence and shared the ability of 
 his father. The board of trustees appointed him chief engineer 
 
24 How TO See New York. 
 
 — which position he held during the entire progress of 
 construction. Associated with him were the following emin- 
 ent professional staff : Mr. C. C. Martin, principal assistant 
 engineer ; Colonel W. H. Payne, in charge of superstructure ; 
 Messrs. F. Collingwood and S. Probasco, in charge of the 
 New York approach ; Major G. W. McNulty, in charge of the 
 Brooklyn approach. 
 
 All being now in readiness, the work of actual construction 
 was commenced January 2d, 1870. The huge caissons, or plat- 
 forms of timber and iron on which the towers now rest, were 
 built, that for Brooklyn at Greenpoint, and that for New York 
 at the foot of Sixth street), and towed down the river like rafts. 
 The Brooklyn caisson arrived first, and was securely anchored 
 in its place. Upon its broad surface, 102x168 feet, an army of 
 masons at once began to place granite blocks from Maine, slowly 
 sinking the caisson; while an army of diggers in the interior 
 removed the earth and boulders, seeking a solid foundation for 
 the prodigious weight that was to be imposed. 
 
 The romance of life in the caisson had a certain fascination 
 for people above ground, but it was an unpleasant reality to 
 laborers below. To resist the pressure of water it was neces- 
 sary to force a condensed atmosphere into the great cham- 
 ber. In the New York caisson the pressure of air at the last 
 was equal to 35 pounds to the square inch. Breathing was a 
 labor, and labor extremely exhausting. Yet brave men sub- 
 jected themselves to physical suffering of this sort day after 
 day, that the great work might go on, until, in many cases, nerv- 
 ous diseases and paralysis would follow. 
 
 One afternoon word was brought up to the upper world that 
 the Brooklyn caisson was on ^re.^ The engineers were at once 
 notified, and set themselves resolutely to confront the unexpected 
 and, indeed, appalling danger. Some workman's candle had ig- 
 nited the oakum with which the seams were caulked. Unnoticed 
 at the time, the fire crept upward and attacked the mass of tim- 
 ber, 15 feet thick, of which the roof of the caisson was composed. 
 Here it was almost inaccessible, by reason of the superincumbent 
 mass of granite, and the fact that the ceiling of the caisson was 
 as yet unaffected. Tlie workmen were not themselves aware of 
 the fire, when they were quietly summoned to come up, and 
 firemen took their place. 
 
 Streams of wat3r were directed upon the fire through auger 
 holes drilled for the purpose, but unsuccessfully. Then exhaust 
 
How TO See New York. 25 
 
 steam was used in the same maimer, and, to the great rehef of 
 the anxious watchers, the flames disappeared. But the carpen- 
 ters, who were directed to ascertain the extent of the damage, 
 upon removing a portion of the ceiling, found that the fierce 
 element was still raging with what appeared to be inextinguish- 
 able fury. If it could not be checked the whole tower, which 
 was then pretty well advanced, would soon tumble in ruin 
 through the smoldering caisson to the river s bed. Colonel 
 Roebling was summoned at midnight, and at once resolved to 
 flood the work. The pressure of air was withdrawn ; the water 
 oozed through every seam, assisted by a deluge from above, 
 and in a few hours the caisson was thoroughly saturated. 
 
 This occurred on Thursday. On the following Monday the 
 waters had been expelled, and an examination revealed the wel- 
 come fact that the damage was not irreparable. To avoid a 
 similar danger, the interior of the New York caisson was lined 
 with sheet iron. 
 
 The Brooklyn caisson rests upon a firm bottom, at a depth of 
 45 feet below high water. On the New York side, however, a 
 satisfactory foundation could not be found at a less depth than 
 78 feet. When the caissons had finally settled in their perma- 
 nent bed, they were filled with concrete laid in sections, before 
 which the workmen gradually retired, until the whole was a 
 solid mass as enduring as the granite above them. So true and 
 substantial are the foundations, that the great towers, each 
 weighing 90,000 tons, have not deflected in the slightest degree 
 from the perpendicular, and have only settled about one inch, 
 which is accounted for by the greater compression of the wood 
 in the thick roofs of the caissons. 
 
 And now, while the towers are growing apace, the money gave 
 out in the treasury. Since Mr. Roebling's plans were accepted, 
 it had been well known that the amount appropriated in 1866 
 would be grossly inadequate for the completion of the bridge 
 Thirteen millions, instead of five, were required. Nevertheless, 
 it was determined to proceed with the work, and make a prac- 
 tical demonstration under the public eye, before asking for more. 
 It was not until 1875 that Mr. Kingsley, on behalf of Brooklyn, 
 and Mr. John Kelly, on behalf of New York, went to Al- 
 bany as commissioners to solicit legislation granting an addi- 
 tional eight millions. By this time every one realized that a 
 work so important and promising must not be alio wed to lag 
 
26 How TO See New York. 
 
 for want of funds. The law Avas readily passed, and the cities 
 voted the money in the same proportion as before — two-thirds of 
 the amount from Brooklyn, and one-third from New York. At 
 the same time, and in the same manner, the cities assumed the 
 stock of the private stockholders ($500,000), that the bridge 
 might remain an absolutely i^ublic work forever. 
 
 Since the tower of Babel and the great pyramid of Egypt, 
 there have been no more massive structures. Block upon block 
 the granite tiers were laid, until a total height of 278 feet above 
 high water was attained. The New York tower is thus 356 feet 
 high from the foundation. Further inland the equally ponder- 
 ous anchorages were progressing, and although not so familiar 
 because largely concealed by the surrounding buildings, are not 
 the least important or least expensive details of the bridge. Still 
 lower, structures of solid masonry support the approaches. 
 
 On May 29th, 1877, a single wire was carried across the river, 
 attracting much attention as the first connecting link, with the 
 promise of greater things. The process of cable-making now 
 commenced. Each cable is composed of 5,296 thicknesses of wire 
 laid parallel. The wire is continuous in varying lengths, joined 
 by a small screw coupling, which can never unscrew, the inven- 
 tion of Colonel Roebling and A. V. Abbott. At the anchorage 
 the wire " returns " around a " shoe," and so is carried from 
 shore to shore until the cable is complete. It is then closely 
 wrapped, forming a solid cylinder 15 3-4 inches in diameter. The 
 total length of each cable is 3,578 feet, and it contains 3,589 miles 
 of wire. 
 
 Upon the four great cables thus composed, the suspended 
 superstructure depends. To avoid any lateral strain upon the 
 towers, the cables are in no way fastened to them, but rest on 
 movable " saddles" at the point of contact. These saddles, with 
 their burdens, move to and fro upon 45 iron rollers of 3 1-2 inches 
 diameter, which readily yield to the varying tension of the 
 wires as the weight is shifted from the land to the river span, or 
 vice versa. 
 
 A temporary structure, called the "foot-bridge," Avas thrown 
 across the river during the cable-making, for the convenience of 
 construction. It was much higher than the roadway of the 
 permanent bridge, following the cables over the summits uf the 
 towers, instead of passing through the arches. A trip across 
 the foot-bridge on a clear, cool day, afforded an exciting and 
 
How TO See New York. 27 
 
 pleasurable novelty. Tlic imn('ciist(»in('<l licnd would he dizzy, 
 and both hands nervously (dut^-h the wire hand-rails. Between 
 the slats on whicdi one walked Avere glimpses of gleaming water, 
 and decks of toj' ships and ferry boats with pigmy passengers. 
 As the walk was but three feet wide, a ribbon through the air, it 
 easily suggested a reminiscence of the narrow bridge Al Sirat, 
 over which Mohammedans believe thnt t-he spirits of the de- 
 parted must pass to paradise. The faithful tremble, but cross 
 in safety-, while unbelievers topph^ over into the fearful gulf. 
 To avoid such thoughts, the traveler could look abroad and get 
 distraction and delight from the wide panorama which the 
 vicinity of New York affords. 
 The bridge is a little more than one mile in length. It cost: 
 For construction, about _ _ _ $11,000,000 
 For real estate, about _ _ _ _ 4,000,000 
 
 Total, - - - $15,000,000. 
 
Not Too Many Samples. 
 
 The country merchant and a large number of his cousins who 
 are not merchants, delight in coming tu New York, and in 
 obtaining samples. 
 
 There are many sample rooms here where wet goods are tried 
 and smacked down with a gusto, and where dry goods, jewelry, 
 patent medicines and other things not down on the regular bill 
 of fare, are sampled, and samples obtained for home con- 
 sumption. 
 
 Do not buy everything that may be offered you on the streets, 
 no matter if you run against the novelties by daylight and in a 
 public park. 
 
 Retaining old acquaintances is often expensive. The forming 
 of new ones is often still more so. There is not a line of business 
 in this city that does not have its agents out by day and by 
 night. In fact. New York is a city of many ramifications, so 
 that to follow or explore all of them would be expensive and 
 very tiresome. 
 
 If you are a humane nian, and really wish to do a kind act 
 that will line your way farther on toward Heaven, go to 
 a foundling home, select some innocent. Heaven-sent, but 
 Hades-held-on-to child, and arrange to adopt it ; take it home 
 and bring it up to be a good and generally useful man or woman. 
 
 But pause ere you hitch fast to the siren who sails in her latest 
 styles to catch the chuckle-headed moths that consider bright 
 eyes as candles that they can fly into and out of. 
 
 Do not over-purchase of goods of any kind while you are in 
 New York, unless you are sure you are riding a rising market. 
 Do not drink all the beverages that may be offered you, lest you 
 over-purchase. Do not visit all the places you may know to 
 exist, for the ways and gifts of some people are not really useful 
 for country consumption. 
 
 Out from the birth-places in tenement houses and elsewhere in 
 large cities, where children and kittens have each to learn sharp- 
 
 28 
 
How TO Sek New York. 29 
 
 ness in the gutters, there come each year thousands who grow to 
 be men and women with no greater ideas than to catch on and to 
 liold fast to any bone or bottle that can be made to furnish meat 
 or drink. Sharp, deceptive, unprincipled males and females, 
 who have learned to become all things to all persons, only 
 that pence comes from the pounding. 
 
 Not long since a prominent man in this city, who ought to 
 have known better than to have caught on as he did, sampled a 
 vivacious young lady who at fourteen years had married and 
 in a week or ten days fixed her husband so that he took a ticket 
 of leave. Then she walked up street and was followed by 
 the Colonel. He interviewed her for a lark and a laugh, and 
 the last heard of him he was a Lafayette with a bullet hole in 
 his body. 
 
 At first she w^as serenely vivacious and handy at getting about. 
 She held fast to the Colonel, and married a namesake of the fight- 
 ing family that has made Rowan County, Kentucky, a dark and 
 bloody ground. Then the Colonel wafted the husband and his 
 trunks from the den of his Delilah, and was monarch of all he 
 surveyed. Following the heated term in the humid summer of 
 1887, when came August and the watermelon season, Ella 
 Harvey, as she named herself, fired a wad of Galena into the 
 physical system of her Colonel, who retired in as good order as 
 possible, not to die, but to remember that sampling is not the 
 best business that a man of family can engage in. With a 
 rare generosity, incidental to men whose opinions fit them 
 lightly, he forbore to prosecute the one who bored him, and she 
 was left to attach to some other gay and handsome man. 
 
 Country merchants are generally good looking and so well 
 informed that they do not bite a very large number of bare 
 hooks, but at the same time this little volume would be incom- 
 plete if attention was not called to the danger of over-buying, 
 or of reaching for too many samples. 
 
 Better put your money into calico, tea, coffee, sheetings, rib- 
 bons and other articles that will bear transportation and that 
 inventory to better show and advantage than some other things. 
 
Get AloncT, John, All Over New York. 
 
 How to get about New York City is a puzzler to an idiot or to 
 a person who is not acquainted more or less with the map of the 
 city — the location he wishes to visit. 
 
 If you enter the city by that great artery or line of travel, the 
 New York Central Railway, you will land at the magnificent 
 Grand Central Depot, virtually in the heart of the city, and by 
 all odds the most convenient centre that New York contains. 
 
 This brings you into the roomy depot at Forty-second Street, 
 each side of Fourth Avenue. From here you can take the elevat- 
 ed trains direct (fare five cents) to the Northern or Southern 
 parts of the city, by the Third or Second Avenue Elevated Rail- 
 ways, that go South to the lower end of the Island, at South Ferry, 
 close to the Battery, or North to Harlem, to 129th Street, or by 
 the Sixth and Ninth Avenue Elevated to 155th Street above Har- 
 lem on the Hudson River side of the city. The cars on the ele- 
 vated roads make fifteen miles an hour. 
 
 From the Grand Central Depot, into which come the trains 
 from New England, as well as by the great N. Y. Central Railway 
 from the West, you can get to all the ferries on the east side or 
 south end of the Island, or make direct connections by street 
 cars. You can also go by horse cars of the Fourth Avenue line 
 north or south to Madison Square, Union Square, and so on down 
 Fourth Avenue and into Broadway at the Brooklyn Bridge, Post- 
 office, City Hall Park, close to the Astor House. By this trip 
 you pass and run close to nearly all the prominent hotels of New 
 York City, so that you can easily reach them by asking the con- 
 ductor of the car to let you off at the nearest point to the hotel 
 you decide to stop at. 
 
 Or, you can take a cross-town line of horse cars at the Grand 
 Central Depot on Forty-second Street and ride from there to the 
 East River or to the Hudson River, straight across the city, con- 
 necting with all the railway lines that run north and south, or 
 
How TO See New York. 31 
 
 lengthwise the Island, and thus be landed for five or ten cents 
 within a block or so of almost any place in the city you wish 
 to go. 
 
 From the Grand Central Depot (which we choose as a starting 
 point because of its superior advantages of location, and its 
 greater convenience to those who thus land in New York), down 
 town is that portion of the city towards the Battery, lower Broad- 
 way and the lower-numbered streets, and uptown is up the 
 river to the higher-numbered streets, or to 222d Street, city 
 limit. 
 
 Starting from Fifth Avenue, the cross streets are numbered 
 each way, as East Forty-second Street and West Forty-second 
 Street. No. 1 East Forty-second Street is on the East side of 
 Fifth Avenue. No. 1 West Forty-second Street is on the West 
 side. So with all other streets crossing the Island, and thus 
 crossing Fifth Avenue. In going along a street you will find the 
 even numbers on the lower or down-town side and the odd num- 
 bers on the uptown side of the street — No. 1 being opposite No, 
 2, In London the numbers run right along 1, 2, 3, 4, 5, etc, on 
 one side of the street clear to its end, then continue back on the 
 opposite side, so that No. 399 might be opposite to No. 1, while 
 in New York 399 would be opposite 398, as No. 9 would be oppo- 
 site No, 8. This rule governs except on lower Broadway, where 
 in certain localities, as opposite the Postoffice, the street is 
 numbered London style, and farther down Broadway several 
 numbers are missing entirely. 
 
 There are four lines of elevated railroad^ in New York City, 
 abbreviated to " L '' roads. They are the 2d, 3d, 6th and 
 9th "L" lines. All of them start from South Ferry and 
 the Battery, at the lower end of the city, and form a double 
 ox-bow line to the upper end of the city, but with no elevated rail- 
 way cross line or bar at the upper end of the bow. A street-car 
 cable line on 125th Street enables persons to quickly cross the 
 Island, so that if they have ridden on the elevated from the 
 Battery, along the East River or in sight thereof, as they ride 
 on a level with many of the house tops, they can cross for five 
 cents by the cable line from Second Avenue to Ninth Avenue 
 line on 125th Street, and return by elevated road to starting 
 point at the Battery. The distance these elevated roads are 
 from the street below varies from twenty to one hundred feet. 
 
32 How TO See New York. 
 
 More than 500,000 persons ride on th(-sp roads each day without 
 accident, though they leave all manner of bundles, even to 
 babies, in the cars as they hurry out. You can look into the 
 second, third, fourth, fifth, sixth and seventh stories of houses 
 and tenement buildings as you ride by, seeing all sorts of things 
 going on within, from making love, spanking babies, changing 
 clothes, cooking, eating, playing cards, running sewing 
 machines, etc., as men, women and children here in their homes 
 act their parts in the great drama of life. 
 
 If you wish to see Ne2o York ride the full length of the Third 
 and the Ninth Avenue Elevated Railways. 
 
 This elevated railway system is the invention of Dr. R. 
 H. Gilbert, who in 1851 was a young druggist in Corning, New 
 York, and a friend and chum of the writer hereof, who was then 
 an apprentice in the office of the Corning Journal, owned then 
 as now by Dr. George W. Pratt. About 1868 Dr. Gilbert first 
 brought his idea of a "railway on stilts" to New York City and 
 for a long time tried to interest capitalists in the work of build- 
 ing one in this city. At last one was started, and run in Green- 
 wich Street. Dr. Gilbert lived to see his idea a wonderful 
 success and to be one of the directors in the company that grew 
 out of his efforts. He died a year or so ago of paralysis. Million- 
 aires and the millions now are benefited as his ideas took form 
 and root and were expanded to environ New York and to become 
 great necessities and established facts in other cities. Returning 
 to the subject, how to get about New York. There are over forty 
 lines of horse cars and cable cars in New York City. Chief of 
 these are the Third Avenue line, one of the oldest and dirtiest, 
 extending from City Hall Park and Postoflfice to Harlem, the 
 extreme upper end of the Island and beyond. 
 
 Madison Avenue, or Fourth Avenue line from Postoffice to 
 Fourth Avenue, then up Fourth Avenue and into Madison 
 x\venue, and so on alongside Central Park to 138th Street. 
 
 The Broadway Line (for which the city is and ever will be 
 under obligations to Jacob Sharp, whom the New York Alder- 
 men blackmailed, as is stated, and for which suffering of black- 
 mail Sharp was tried and convicted of paying out money 
 corruptly), up Broadway to 4.5th Street, then up Seventh 
 Avenue (crossed by Broadway at this i)oint) to 59th Street, 
 Central Park. 
 
How TO See New York. 33 
 
 Sixth Avenue Line, from Broadway and Vesey Street to Sixth 
 Avenue, and up Sixth x\ venue (passing within two blocks of 
 the Grand Central Depot) to Central Park (59th Street). 
 
 Belt Line, from Battery along the East River front to 59th 
 Street, across 59th Street, and down to Battery again on North 
 River front (west side). This line passes all ferries, steamboat 
 and steamship docks, and is handy as a pocket in a shirt. 
 
 Cross- Toicn lAnes cross the city from river to river, at Canal 
 Street, Grand Street, Houston Street, 14th Street, 23d Street, 42d 
 Street, 59th Street and 125th Street. 
 
 Boulevard Line (green car) passes through 42d Street in front 
 of Grand Central Depot, up the Western Boulevard to Riverside 
 Park and General Grant's tomb. 
 
 The fare on all the lines is five cents. 
 
 Stages. — There is now but one line of stages (or omnibuses) in 
 the city. The route is from the corner of South Fifth Avenue 
 and Bleecker Street up Fifth Avenue to Central Park. These 
 stages, or coaches, are a great improvement over the ' ' 'busses " 
 used for so many years in New York. They are handsome in 
 appearance, are drawn by large, well-kept horses, and the drivers 
 are neatly uniformed. There are seats for twelve persons inside 
 and six on top. A ride the full length of this line, known as the 
 "Fifth Avenue coaches," is here recommended, as it leads 
 through a most superb part of the city. Ladies frequently ride 
 on top, and there is no impropriety in so doing. The stages pass 
 one block west of the Grand Central Depot 
 
 Cabs and Carriages, — Before hiring a cab or carriage, he sure 
 to make an exact agreement ivith the driver as to the charge. 
 Fares are high, but the driver will often try to get more than is 
 legally due him ; and a wrangle is likely to ensue, unless a bar- 
 gain is made beforehand. 
 
 Hansoms, or open London Cabs, have become popular. It is 
 easy to get in and out, and the passenger has an uninterrupted 
 view. A pleasant way of seeing the city, is to hire one of these 
 vehicles by the hour and be driven through the principal streets. 
 By applying at the hotel office, cabs or carriages with trust- 
 worthy drivers may be obtained at the regular rates, and no 
 trouble will be had. This is the best way if you wish to see New 
 York. 
 
34 How TO See New York. 
 
 City Ordinances fix the the legal rates for cabs and coaches as 
 follows : 
 
 Sec. 89.— The price, or rates of fare, to be asked or demanded 
 by the owners or drivers of hackney-coaches or cabs, shall be 
 as follows : 
 
 One-horse '^Cabs," or " Hansoms." 1.— For conveying one or 
 more persons any distance, sums not exceeding the following 
 amounts : Fifty cents for the first mile or part thereof ; and 
 each additional half-mile or part thereof, twenty-five cents. By 
 distance, for "stops" of over five minutes, and not exceeding 
 fifteen minutes, twenty-five cents. For longer stops, the rate 
 will be twenty-five cents for every fifteen minutes or fraction 
 thereof, if more than five minutes. For a brief stop, not exceed- 
 ing five minutes in a single trip, there will be no charge. 
 
 2.— For the use of a cab (or hansom) by the hour, with the 
 privilege of going from place to place, and stopping as often and 
 long as may be required, one dollar for the first hour or part 
 thereof ; and for each succeeding half-hour or part thereof, fifty 
 cents. 
 
 Two-Horse "Coaches.'' 3. — For conveying one or more per- 
 sons any distance, sums not exceeding the following amounts : 
 One dollar for the first mile or part thereof ; and each additional 
 half-mile or part thereof, forty cents. By distance, for stops of 
 over five minutes, and not exceeding fifteen minutes, thirty-eight 
 cents. For longer stops, the rate will be thirty-eight cents for 
 every fifteen minutes. For a brief stop, not exceeding five 
 minutes in a single trip, there will be no charge, 
 
 4.— For the use of a coach by the hour, with privilege of going 
 from place to place, and stopping as often and long as may be 
 required, one dollar and fifty cents for the first hour or part 
 thereof ; and for each succeeding half-hour or part thereof, 
 seventy-five cents. 
 
 5. — No cab or coach shall be driven the time rate at a pace less 
 than five miles an hour. 
 
 6.— From "line balls," one or two passengers, to any point 
 south of 59th Street, two dollars ; each additional passenger, 
 fifty cents ; north of 59th Street, each additional mile shall be 
 charged for at a rate not to exceed fifty cents per mile. 
 
 7. — Every owner or driver of any hackney-coach or cab shall 
 carry on his coach or cab one piece of baggage, not to exceed 
 
How TO See New York. 35 
 
 fifty poiiiuls ill weight, Avitliout extra eliarge ; but for any addi- 
 tional baggage he may carry, he shall be entitled to extra com- 
 pensation, at the rate of twenty-five cents per piece. 
 
 Sect. 100.— There shall be fixtnl in each hackney-coach or cab, 
 in such a maimer as can be conveniently read by any person 
 riding in the same, a card containing the name of the owner of 
 said carriage, the number of his license, and the whole of section 
 89 of this article, printed in plain, legible characters, under a 
 penalty of revocation of license for violation thereof, said sec- 
 tion to be provided by the License Bureau in pamphlet or card 
 form, and to be furnished free to the owner of such hackney- 
 coach or cab. 
 
 It shall be the duty of the driver of every such hackney-coach 
 or cab, at the commencejiient of his employment, to present the 
 passenger employing him with a printed card or slip containing, 
 in case of cabs, sub- divisions 1 and 2, and in case of coaches, 
 sub-divisions 3 and 4, of section 89 of this article. 
 
 Sect. 10.5.— Any person or persons who shall violate any or 
 either of the provisions of sections 98 to 106, both inclusive, of 
 this article, shall be liable to a penalty of ten dollars. 
 
 The law is more generally violated than observed, as persons 
 foolishly fail to know or to demand their rights. Be thou not 
 as other men, that is, if they lack sand. 
 
Political. 
 
 New York city is accorded, by the last census, nine congres- 
 sional districts, seven State senatorial districts, twenty-four 
 State assembly districts and eight hundred and twelve polling 
 places, where men can vote after proper registration. The next 
 census will entitle the city to a greatly increased representation 
 all around. 
 
 If the State of New York ever concedes the same degree of 
 justice to the city as it does to its most remote township or vil- 
 lage, it will accord to the people residing within the limits of the 
 city the right to Home Eule ; to establish a city legislative 
 body composed of representatives from the various interests and 
 sentiments within the city that shall have the right to decide and 
 enforce all laws passed by a body of citizens that do not con- 
 flict with the Constitution and general penal and other laws of 
 the State at large. The right to raise monej' from its citizens for 
 all purposes of city growth, improvement, dispensation and 
 administration. The right to tear down the death- breeding and 
 disease-spreading tenement house rookeries that disgrace civil- 
 ization and murder humanity in its enforced poverty and in- 
 creasing helplessness. The right to compel the erection of 
 residences, shops, stores, offices, manufacturing establishments, 
 prisons and hospitals in such places and according to such plans 
 as will best serve justice, health and convenience. 
 
 The present custom of hanging the local affairs of New York 
 city fast to the politics of the State cind the general government 
 prevents the growth and greatness of the city through a division 
 of its political energies and resources. 
 
 36 
 
New York City. 
 
 Heaven is one of the two largest places, so far as area and 
 population is concerned, we have any account of. 
 
 New York is the largest city in the United States, and it has a 
 very much mixed multitude, some of which is given to very 
 much of mixing of drinks and forming of combines or mixes. It 
 is also said to be a city of Micks, quite as well as a city of 
 Yanks. 
 
 Its population exceeds 1,700,000, and more coming. Owing 
 to its horrible tenement house system, that is a disgrace to any 
 people, from sixteen to thirty-eight families are crowded into 
 less room than would be given to ten families, unless the idea is 
 to have them die from diseases incidental to lack of air, water, 
 ventilation and ozone. 
 
 Ireland has more of a representation in New York than has 
 any other country, not excepting the United States, and has 
 armies of good friends here. Next come the Americans who are 
 not of Irish parentage. Next the Germans, who are getting there 
 as fast as possible and who are away up in the brewery business 
 and other important enterprises. Italy is sending her swarthy 
 .children into New York by the tens of thousands, so that here 
 comes a new factor in politics and business. 
 
 Polish Jews are also crowding into this city as fast as emigrant 
 ships can bring them and they are about the dirtiest, filthiest, 
 nastiest creatures who come here, but are cleaning up a little. If 
 cleanliness is next to godliness, the Polish Jew is a long way 
 from that locality or condition. 
 
 Hungarians are rather liking New York City. The " heathen 
 Chinee," are here by the thousands and they are, in pro 
 portion to the population, the cleanest, most orderly, and of the 
 least trouble to the police and police courts of any class of people 
 
 37 
 
38 How TO See New York. 
 
 in New York. So say the records. They will no more subsist 
 on, or even eat what Polish Jews and Italians feed on than a 
 Avhite man would devour a hog-pen and its contents. 
 
 New York City, or the ground it covers, comprises 27,000 
 acres, and was originally bought by the Dutch from the Indians 
 for twenty- four guilders. Property has increased in value since 
 the purchase was made. The city covers what was originally 
 known as the Island of the Manhattans ; the Manhattan tribe 
 of Indians who taught Avhite men how to make that succulent 
 dish, succotash. The island is now a part of the city, which is 
 growing beyond its old lines. While the city of London is less 
 than one mile square, New York City is sixteen miles long and 
 from one-half to four and one-half miles wide. 
 
 It is like a hog, its back the highest in the middle, lengthwise 
 the Island, so that sewer-age goes into the East River on one side, 
 and North or Hudson River on the other side. 
 
 The avenues extend lengthwise the Island. They are num- 
 bered from First Avenue to Thirteenth Avenue, with others 
 between, as Lexington Avenue is between Second and Third, 
 and Madison Avenue is between Fourth and Fifth. 
 
 Fifth Avenue is the centre. The ridge pole. The high line as 
 it is the dividing line between the East side and the West side. 
 The cross streets are from the Battery below the lower end of 
 Broadway up to 222d Street, though there is more than a mile 
 of the lower end of the city crossed by streets with names before 
 they begin with numbers. 
 
 New York is the chief seaport city of the United States, more 
 than 35,000 vessels of iron, steel or wood, sail and steam, arriving 
 and departing from this port each year. These vessels bring 
 from 1,000 to 6,000 emigrants per day to this city, landing them 
 all at Castle Garden. 
 
 It is the foremost manufacturing city on the North American 
 Continent, Philadelphia being second. By the census of 1880, 
 the value of articles made in New York City, outside of repe- 
 titions, was $472,926,433. 
 
 There are now, in 1887, more than 12,000 manufacturing estab- 
 lishments in New York City, about one-fourth of which are 
 devoted to clothing, cigars, furniture, printing and beer. 
 
 One thousand clothing establishments turnout over $85,000,- 
 000 a year. The 580 printing establishments turn out about 
 
How TO See New York. 39 
 
 !|3(),000,{)0() of work each year, some of wliich is very good, while 
 some is slouchy. Nearly 800 cigar factories turn out $20,000,000 
 worth of cigars yearly, while the 112') shops knock out over $10,- 
 000,000 worth of furniture. More pianos are made in New York 
 than in all other cities of the United States. 
 
 It has a prominent plant known as the Board of Aldermen, 
 which fits more men for State prison at Sing Sing than does any 
 other ten cities on the Continent. They call them boodlers, and 
 they show the carelessness and criminality of the respectable 
 business element of the cit}^ that is content to vote, not for the 
 blind goddess of justice, but for the partisan, political villain 
 who so steadily pursues her. 
 
 No city in the world has so many millionaires in proportion to 
 population. No city in the world such an array of magnificent 
 private and public buildings, or such facilities for rapid transit. 
 
 As immigrants come in and old settlers move entirely away 
 from their long-occupied localities, there are portions of the city 
 now occupied entirely by colored people, by French, Italians, 
 Germans, Hungarians, Bavarians, Polish Jews and Chinese; 
 localities each as rank, peculiar and foreign as are the places 
 their occupants came from ; localities in which are to be found 
 any particular class or kind of vice, sin, crime, dissipation or 
 disgustingness, the man physical, or the wreck mental, can 
 ask to see or desire to lay hold of. 
 
 East of Second Avenue, from Houston Street to Fourteenth 
 Street, is a section known socially as Germany. Here you find 
 German signs, customs, peculiarities and people, transplanted, 
 but not yet Americanized. Speaking of beer— yes, they have it 
 in Germany. 
 
 The region about the Five Points is now occupied by Italians 
 and is called Italy. 
 
 There are about 10,000 Russians in New York City, and they 
 are good citizens. 
 
 China includes Mott Street, which is a veritable almond-eyed, 
 under-shirt-on-the-outside locality, especially of a Sunday night, 
 when the Chinese are out in their glory, chatting, smoking, visit- 
 ing, etc. Irish women seem to hanker for Chinese husbands, 
 this being about the only nationality that assimilates marital 
 with the Chinese, who, they say, make the best of husbands. 
 
 Africa is Thompson Street, north of Canal. 
 
40 How TO See New York. 
 
 Judea is near the east end of Canal Street, taking in Ludlow 
 Street and much of East Broadway. There are in New York 
 exceeding 125.000 Hebrews, or Semitic people, w4th over thirty 
 synagogues and twice as many smaller places of worship. They 
 have nearly fifty charitable societies, and are such peaceable, 
 law-abiding citizens that fewer than one-hundredth of the 
 criminal or pauper population come from their number. Of the 
 Hebrews in New York City fifty-three are millionaries. 
 
 There are thirty-five police precincts and station houses, six 
 police courts, 8,200 policemen and 75 patrol wagons in the city. 
 A finer body of men than the New York police cannot be seen in 
 any country. The official and detective force, forming the head 
 of the Police Department, is one of the most efficient in the world. 
 When the law shall be that no man who uses intoxicating 
 drinks shall be retained on the police force, the occasional out- 
 bursts of clubbing brutality arising from the inability of a 
 drunken, over-excited officer to self-containment will be fewer 
 and the police machinery will move easier, with greater force 
 and by less friction. 
 
 By the present ingenious system of alarms, calls and speeding 
 away with patrol wagons drawn by trained horses of speed and 
 endurance, a force from a station sweeps doAvn upon a disturber 
 or into a row, ruction or riot, as at a fire, to the surprise and 
 almost instantaneous arrest and taking to a station of the cause 
 of the fracas. The old style of policemen, with a lantern and a 
 shepherd's crook, cautiously peering along lest he run against 
 somebody and disturb them, would be run over and mashed by 
 the present lightning police force of New York. 
 
 The headquarters of the New York police is at 300 Mulberry 
 Street, where once the wild mulberries grew so plentifully. Here 
 is one of the greatest museums of weapons, tools, appliances, 
 etc., taken from thieves, burglars and murderers, including the 
 Rogue's Gallery of pictures of crooks and criminals, the world 
 ever contained . 
 
 Take a day to visit Police Headquarters and get a few good 
 points to take home with you, that you may incite thought and 
 spread the light of progress further and further, as small cities 
 are thus made to keep up with the larger ones, and villages 
 taught to become cities. 
 
 Many a good thing is lost by not asking for it, and many good 
 
How TO See Neav York. 41 
 
 things are lost or not obtained because no one goes for tlieni. 
 When you are contemplating going somewhere and wish to 
 ascertain distance in order to estimate time, you may remember 
 tliat from the Battery to City Hall is three-fourths of a mile ; 
 to Canal Street, 1 1-4 mile ; to Fourth Street, 2 miles ; to Union 
 Square, 2 1-2 miles ; to Madison Square, 3 miles. Above Third 
 Street the blocks between the streets are twenty to a mile, and 
 the blocks between the avenues, as you go East and West, are 
 seven to a mile. 
 
New York as a Winter Resort. 
 
 While New York is without doubt the most attractive long- 
 run summer resort, being so close to the seashore and the 
 places where the sea breeze makes the nights deliciously, in- 
 vigoratingly cool, it is the greatest and most attractive winter 
 resort in the United States. 
 
 About the first of October the business men and their families, 
 who have been enjoying their summer outing, have returned to 
 the city, are coming in by the thousands and tens of thousands, 
 ready for business, study, pleasure, excitement and ornament- 
 ing the winter. 
 
 From the middle of November to the beginning of the Lenten 
 season New York is decidedly alive. The hotels are crowded, or 
 more than well filled. The homes of New Yorkers, who are 
 prominent in the social, business, political, artistic and amuse 
 ment world, are filled with residents and friends, many of whom 
 are invited guests from England, Ireland, France, Russia, Ger- 
 many, Spain, Italy and other countries, all bent on having a 
 pleasant time and lots of it. 
 
 Theatres, lectures, concerts, musicales and other entertain- 
 ments at private residences all combine to turn the early night 
 into day, so that old and young, saint and sinner, student and 
 spendthrift, resident business men and visitors can say in truth 
 that they "wont go home till morning," or till midnight has 
 counted itself in. 
 
 The electric light system so firmly and extensively planted in 
 New York, actually turns the business streets, the public squares, 
 the leading thorougfares, the ball rooms, concert halls, theatres, 
 churches and parlors into day, long after day has passed and 
 night has come, astonished to be thus interfered with. 
 
 Business by day and amusement by night is the order of exer- 
 cises in the winter. The opera and the dinner table each call 
 forth the resources of fashion. The average business man par- 
 
 42 
 
How TO See New York. 43 
 
 takes of breakfast from (Mght till ten o'clock. He leaves his 
 office at three to four o'clock. He rides in Central Park, or on 
 some of the really magnificent drives in the city between Fifty- 
 ninth Street and Westchester County, accompanied by his wife, 
 SM^eetheart, friends or family generally. 
 
 Then comes a five or six o'clock dinner, which is over by seven 
 o'clock, in time for the entertainments that usually commence 
 at eight and usually end at eleven. 
 
 So it is that in the winter one sees New York in a social, scien- 
 tific, educational, business or amusement way at its best. This 
 is the season that the best of artistic talent from all parts of the 
 world is here to be found. 
 
 A Avinter season in New York is now considered as faster, 
 richer, gayer and in every way more fascinating and enjoyable 
 than a season in London, Paris, Madrid, Berlin, St. Petersburg 
 or any other city of the world. Americans go to England and 
 visit Switzerland, Ital}^ Germany and Russia in the summer to 
 see the country, while the social, the business, the travel ele- 
 ment comes to New York in the fall to remain the winter. 
 
 The home comforts, more and more to be found in the homes 
 and hotels of New York, are so far in advance of the comforts, 
 luxuries and conveniences to be found in Florida and all other 
 Southern-localities once popular as winter resorts, is adding ma- 
 terially to the winter population of New York 
 
 The lines of rapid transit, elevated railways in New York city, 
 up out of the dirt, dust, mud, snow and discomforts of ordinary 
 winter travel, together with the palatial stores and shopping 
 marts, make this city as easy to get around in during the winter 
 as at any other season of the year. 
 
 The sea-side resorts, where New Yorkers rush to in the sum- 
 mer for rest, relaxation and renewal of their business vigor, are 
 deserted in the winter, while the city itself is a blaze of light and 
 an Aurora Borealis of artistic and literary life. 
 
 Each year adds to the reputation of New York City as a winter 
 resort, and very much of the increasing reputation is due to the 
 liberal, enterprising bankers, brokers and business men who are 
 identified with the leading clubs and club life of the great city. 
 
 And who dare prophecy what New York will be in summer 
 and in winter half a century hence ? 
 
If You Go b}^ Water. 
 
 He was a wise old granger who remarked that all very large 
 cities were very near the water. 
 
 New York is as near water as a eity can be that occupies an 
 island and covers it completely. 
 
 While millions of people can get into New York by water, 
 other millions can thus leave the city, as tens of thousands each 
 year go abroad for business, health, pleasure — or to escape the 
 law or entailment of consequences following some left-handed 
 act. 
 
 All the principal transatlantic steamships go from the port of 
 New York, while thousands of sail and steam craft go coastwise 
 up and down the water line of our common country. 
 
 If you wish, or have occasion to make an ocean voyage, here 
 is the way to start : 
 
 FOR EUROPE. 
 
 Anchor Line. — New York to Glasgow. Saturdays. From 
 Pier 41, N. R., foot of Leroy Street. Fares, first cabin, $50 to 
 $60. Second cabin, $30. Henderson Bros., Agents, No. 7 Bowl- 
 ing Green. 
 
 Anchor Line. — New York to Liverpool. Steamer "City of 
 Rome." Every fourth Wednesday. Pier 43 N. R. Fares, first 
 cabin, $60 to $100. Henderson Bros., Agents, No. 7 Bowling 
 Green. 
 
 Baltic Line. — New York to Copenhagen and Stettin. Monthly. 
 Pier foot of First Street, Hoboken. Fares, first cabin, $50. Steer- 
 age at low rates. C. B. Richard & Co. , Agents, 61 Broadway. 
 
 Cunard Line. — New York to Liverpool. Wednesday. Pier 40 
 (new) N. R. , foot of Clarkson Street. Fares, first cabin, $60 to 
 $125. Vernon H. Brown & Co.. Agents, No. 4 Bowling Green. 
 
 French Line. — New York to Havre. Saturdays. Pier 42 
 
 44 
 
How TO See New York. 45 
 
 (new) N. R., foot of Morton Street. Fares, first cabin, $80, $100 
 and $120; second cabin, $60. L. de Bebian & Co., Agents, No. 3 
 Bowling Green. 
 
 Giu'on Line. — New York to Liverpool. Tuesdays. Pier 38 
 (new) N. R., foot of King Street. Fares, first cabin, $60, $80 to 
 $100; second cabin, $30 to $35. A. M. Underbill v*fc Co., Agents, 
 No. 35 Broadway. 
 
 Hamburg- American. — New York to Hamburg. Every Thurs- 
 day and Saturdays. Pier foot of First Street, Hoboken. Fares, 
 first cabin, $50, $60 and $75. Steerage at low rates. C. B. Richard 
 &Co., Agents, No. 61 Broadway. 
 
 Inman Line. — New York to Liverpool. Saturdays. Foot of 
 Grand Street, Jersey City. Fares, first cabin, $50, $60, $80 and 
 $100. Peter Wright & Sons, General Agents, Washington 
 Building, No. 1 Broadway. 
 
 National Line. — New York to Liverj^ool. Saturdays. Pier 39 
 (new) N. R. , foot of Houston Street. Fares, first cabin, $35 
 upwards. 
 
 National Line. — New York to London. Pier 39 (new) N. R., 
 foot of Houston Street. Fares, first cabin, $35 upwards. F. W. 
 J. Hurst, 27 State St. ♦ 
 
 Netherlands American Steam Navigation Company. — From 
 New York to Rotterdam and Amsterdam. Saturdays. Pier foot 
 of York Street, Jersey City. Fares, first cabin, $42, $45 and $50; 
 second cabin, $32. Netherland American Steam Navigation 
 Company, 39 Broadway. 
 
 North- German Lloyd. ~-^qw York to Bremen. Wednesdays 
 and Saturdays. Pier foot of Second Street, Hoboken. Fares, 
 first cabin, $80 to $175 , second cabin, $55 and $60. Oelrichs & 
 Co., Agents, No. 2 Bowling Green. 
 
 Red Star Line. — From New York to Antwerp and Paris. 
 Wednesdays, after October 5th, Saturdays. Pier foot of Sussex 
 Street, Jersey City, adjoining Pennsylvania R. R. depot. Fares, 
 first cabin, $60 to $75; second cabin, $40. Peter Wright & Sons, 
 General Agents, No. 55 Broadway. 
 
 State Line.—^ew York to Glasgow. Thursdays. Pier foot 
 of Canal Street, N. R. Fares, first cabin, $35 to $40. Austin 
 Baldwin & Co., Agents, No. 53 Broadway. 
 
 White Star Line. — New York to Liverpool. Wednesdays 
 Pier 45 (new) N. R., foot of West 10th Street. Fares, first cabin. 
 
46 Mow TO See New York. 
 
 $60, |S() to )i^l(»0 ; s(M'oii(l cabin, $r,r>. J. Bnice Tsmay, Agent, No. 
 41 Broadway. 
 
 FOR BERMUDA AND WEST INDIES. 
 Quebec Steamship Company.— 'New York to Bermuda. Thurs- 
 days. Pier 47 (new), N. R. Fares, first cabin, $30; excursion, 
 $50; second cabin, $20; excursion, $33.50. A. E. Outerbridge & 
 Co., Agents, No. 51 Broadway. 
 
 FOR CUBA AND MEXICO. 
 Neiv Yo7^k, Havana and Mexican Mail Steaiuship Line. — New 
 York to Havana, Vera Cruz and Mexican ports. Thursdays, 3 
 p. M. Pier 3, N. R. l^'ares to Havana, first cabin, $50; to Vera 
 Cruz, Mexico, first cabin, $80. F. Alexandre & Sons, Agents, 
 No. 31 Broadway. 
 
 FOR CUBA AND NASSAU. 
 
 Neiv York and Cuba Stearnship Compafty. — New York to 
 Havana. Saturdays, 3 p. m. Pier 16, E. R. Fares, to Havana, 
 $50; to Santiago and Cienfuegos, via Southside Line, $60. 
 
 Neiv York and Cuba Steamship Company. — New to Nassau. 
 Thursdays, 3 P. M. Pier»16, E. R. Fares, to Nassau, excursion, 
 $50; to Porto Rico, San Domingo, $75. James E. Ward & Co., 
 Agents, No. 113 Wall Street. 
 
 TO HALIFAX, NOVA SCOTIA, AND ST. JOHN'S, NEW- 
 FOUNDLAND. 
 Red Cross Line. — Fares, first cabin, including state-room berth 
 and excellent table, Halifax, $16 ; St. John s, $34; second cabin, 
 Halifax, $9 ; St. John's, $18. Bowring & Archibald, Agents, 18 
 Broadway. 
 
 FOR WEST INDIES AND SOUTH AND CENTRAL AMERICA. 
 
 Atlas Lijie. — New York to Kingston, Jamaica. Every 14 
 days. Pier 55, N. R. Fares, first cabin, $50; second cabin, $35. 
 Pim, Forwood & Co., Agents, No. 22 State Street. 
 
 Clyde's West Lidia Steamship Lines. — For Turk's Island, Cape 
 Haytien, Puerto-Plata, Samana and St. Domingo City. Pier 29, 
 East River, For freight or passage apply to the general agents, 
 Wm. P. Clyde i& Co., 35 Broadway. 
 
 FOR ST. THOMAS, SOUTH AMERICA, ETC. 
 United States and Brazil Mail Steaiuship Conijjauy. — New 
 
How T) See New York. 47 
 
 York to St. Thomas, Barbados, Para, Maranhani, Pernambuco, 
 Bahia and Rio de Janeiro. Monthly. Roberts' Stores, Brooklyn. 
 Fares, first cabin, to St. Thomas, $t;o ; to Rio de Janeiro, $160. 
 Paul F. Gerhard & Co., Agents, No. 84 Broad Street. 
 
 Red ''D'' Line. — For Venezuela and Curacoa. Sailing from 
 Pier 36, East River, every twelve days. Pares, $Sf) and $75 ; 
 round trip, $144 and $135. Boulton, Bliss & Dallett, 71 Wall 
 Street. 
 
 Coastwise Steamships. — The principal coastwise steamship 
 lines sailing from the port of New York are : 
 
 Cromwell Line. — New York to New Orleans, La. Saturdays, 3 
 P. M. Pier 9, N. R. Fares, cabin, $35 ; steerage, $20. S. H. Sea- 
 man, Agent, Pier 9, North River. 
 
 Mallory Line. — New York to Jacksonville and Fernandina, 
 Fla. Fridays, 3 p. m. Pier 21, E. R. Fares, to Fernandina, 
 first cabin, $20; to Jacksonville, $21.50. 
 
 Mallory Line. — New York to Galveston. Wednesdays and 
 Saturdays, 3 p. m. Key West. Saturdays only, 3 p. m. Pier 20, 
 E. R. Fares, to Galveston, Tex., $50 ; to Key West, Fla., $40. 
 C. H. Mallory &.Co., Agents, Pier 21, East River. 
 
 New York^ Charleston and Florida Steamship Company. — New 
 York to Charleston, S. C, Jacksonville and Fernandina, Fla. 
 Tuesdays aud Fridays, 3 p. m. Pier 29, E. R. , foot Roosevelt 
 Street. T. G. Eger, Traffic Manager, 35 Broadway. Wm. P. 
 Clyde & Co., General Agents, 35 Broadway. 
 
 Ocean Steamship Company of Savannah. — New York to 
 Savannah. Tuesdays, Thursdays and Saturdays, 3 p. m. Pier 
 27, N. R., foot Park Place. Fares, first cabin, $20; excursion, 
 $32. H. Yonge, Agent, Pier 27, N. R. W. H. Rhett, General 
 Agent, No. 317 Broadway. 
 
 Old Dominion Line. — New York to Norfolk, Va. Tuesdays, 
 Wednesdays, Thursdays and Saturdays, 3 p. m. Pier 26 (new), 
 N. R., foot of Beach Street. Fares, to Norfolk, Va., $8 ; excur- 
 sion, $13. 
 
 Old Dominion Line. — New York to Richmond, Va. Tuesdays, 
 Thursdays and Saturdays, 3 p. m. Pier 26, N. R. Fares, to Rich- 
 mond, $9; excursion, $14. Old Dominion Steamship Company, 
 Agents, No. 235 West Street. 
 
 River and Sound Steamboats. — Strangers coming into New 
 York Harbor for the first time are amazed at the River and 
 
48 
 
 How TO See New York. 
 
 Sound steamers. Nearly all are side-wheelers, usually painted 
 white, and many are of great size and speed. The largest is the 
 famous iron steamer "Pilgrim" of the Fall Kiver Line, running 
 between New York and Newport and Fall River, forming a line 
 to Boston. This immense vessel is 400 feet long, 88 feet wide, 
 and 60 feet from the top of the upper deck to the water line. She 
 has sleeping accommodations for 1,200 passengers. Her speed is 
 twenty miles an hour. 
 
 For those who are not good sailors, and are troubled with sea- 
 sickness, the " inside route " to Boston, via the Stonington Line, 
 is always popular. It is entirely within the limits of Long 
 Island Sound, and, except in cases of extreme weather, is usually 
 a very quiet, easy, restful trip. The speed, safety and beauty of 
 the steamers, the great care taken of all who travel, and espec- 
 ially women and children, make it essentially the line of comfort 
 and enjoyment. 
 
 LOND ISLAND SOUND STEAMERS. 
 
 Name of Line. 
 
 Fall River Line. 
 Stonington Line. 
 Norwich Line. 
 Hartford Line. 
 New Haven Line. 
 Bridgeport Line. 
 
 New York to- 
 
 Boston 
 
 Boston 
 
 Boston 
 
 Hartford 
 
 New Haven. 
 
 Bridgeport. 
 
 Start from Foot of- 
 
 Murray St., N. R. 
 Spring St., N. R. 
 Canal St., N. R. 
 Peck Slip, E. R. 
 Peck Slip, E. R. 
 Catherine St., E.R. 
 
 Elevated Station and Line 
 Nearest. 
 
 Park Place, 6th Avenue. 
 Desbrosses St., 9th Avenue. 
 Desbrosses St., 9th Avenue- 
 Fulton St., 3d Avenue. 
 Fulton St., .3d Avenue. 
 Chatham Square, 3d Avenue- 
 
 HUDSON RIVER STEAMERS. 
 
 Name OF Line- 
 
 People's Line. 
 Citizens' Line. 
 
 Day Line. 
 
 New York to- 
 
 Albany. 
 
 Albany and 
 Troy. 
 
 Albany and in- 
 ter- points- 
 
 Start from Foot of- 
 
 Canal St., N. R. 
 Christopher St. 
 
 N- R. 
 Vestry St., N.R. 
 
 Elevated Station and Line 
 Nearest. 
 
 Desbrosses St-, 9th Avenue. 
 8th St-, 6th Ave., and street 
 
 cars. 
 Desbrosses St., 9th Avenue. 
 
 As a general thing the living in these large steamers is of the 
 best. By the use of ice stored in large rooms or refrigerators, 
 milk, etc. , is kept frozen and sweet ; meats, vegetables, fruits, 
 etc., are kept at any required temperature, so that the cabin 
 
^ How TO See New York. 49 
 
 passenger on a first-class ocean steamer fares better each day of 
 his voyage than do those wlio board at ordinary first -class 
 hotels in the large villages and small cities, and as well as do 
 those who live in the best hotels in large cities, where guests 
 expect and landlords provide the best of everything in abun- 
 dance. 
 
 Before starting for a foreign country it is well to have some 
 friend, or the regular agent of the line you go by, select a state- 
 room for you against a day and hoiir when you sail. Also to 
 exchange your legal tender money of this country for whatever 
 may be legal tender money of the country you are to visit, as 
 American money, even if pure gold, is not money in any other 
 country, though it can be disposed of at a bank or money ex- 
 change office in other countries at the price that people there will 
 give for it. 
 
 Even in England we have been unable to settle our bill at. a 
 hotel or to buy railway tickets with American gold coins. 
 Exactly as in this country ' ' foreign" money is not taken, simply 
 bceause it is not so convenient as tlie money of our own country, 
 and if taken, is taken only after more or less figuring as to its 
 value in the country it is from. The people of any country 
 generally like their own the best, as they are used to it. 
 
 Emigrants coming to this country bring the money of their 
 fatherland with them, and sell it to brokers, who are permitted 
 to buy and sell money at Castle Garden, and who fleece the poor 
 emigrants out of one to three per cent, over the price charged by 
 outside brokers. To lose say three dollars on a hundred, thirty 
 dollars on a thousand cuts into a person's finances considerably. 
 
 In England, France, Germany, etc., that is, in the principal 
 cities, greenbacks ai»e taken at the same price as American gold 
 coins by those who exchange money, simply because greenbacks 
 are legal tender in the country where issued, and where they are 
 returned from time to time as accumulated. But the best way 
 is to supply yourself with that which is laivful money or legal 
 tender, in the country you are to visit, before leaving New York, 
 as all foreign money is worth less here than at its home, as 
 American money is worth less in other countries than in 
 its own. 
 
To Other Than Merchants. 
 
 That persons must live and will live as well and as long as pos- 
 sible, is a fact none can deny. 
 
 The dog that hunts for a bone and the beggar that hunts for a 
 crust are partners in misery, yet they live by their wits. 
 
 The gamin in the street, the relative hunter, the dead-beat, the 
 free-lunch nuisance, the bilk and the boarding-house bassoo, 
 each manage to live, chiefly by management. The higher line 
 of blood-suckers, such as those who engineered the Grant and 
 Ward swindles ; the Ives dead-fall, and all that class, live by 
 their wits and on the credulitj^ of plodders, male and female.^ 
 
 The "woods of a great city'' are full of swindlers Avho hang 
 around as do some candidates at conventions, hoping that luck 
 may open a way for its dupes to catch on, hold fast and reach in. 
 
 On coming to New York you will find men who look for the 
 verdure in your eyes, and set in to form your acquaintance. 
 Persons who will offer to show you anything, from a place to 
 drink, to eat, to sleep or to bathe. They expect you to furnish 
 them with food, drink and lodging while they hang on, and if 
 you go with them to bathe, look out that they do not change 
 clothes with you and disappear, at least with the contents of 
 your pocket. 
 
 You have heard of green goods, which mean goods for 
 greenies. Of men who send circulars broadcast through the 
 mails, offering to sell counterfeit money, or a special lot of im- 
 pressions from plates on which bank-notes, bonds, etc., have 
 been printed; offering to supply you with enough counterfeit 
 money for a song, to salt and swindle all your neighbors — that is, 
 if you are willing to rob, steal and plunder. 
 
 Those who print bank-notes and bonds do not leave them 
 around loose, as a man who comes home tight scatters his ward- 
 robe as he tries to undress. There is but little of counterfeit 
 money afloat or made. 
 
 50 
 
How TO See New York. ;M 
 
 But men offer to sell anythijiK- 'I'lx'V <'V('ii send a little good 
 money in a letter as a sample, telling yon confidentially that it 
 is counterfeit, and that for a few hundred dollars they will send 
 you bundles and boxes of the counterfeit. They thus obtain 
 money — and they keep it. The patient jackass at the other end 
 of the line waits, and waits, and waits, and writes, but gets no 
 returns. Knowing that he is himself dishonest and that his ob- 
 ject was to arrange to swindle his neighbors, he keeps still, real- 
 izing that a fool and his money are soon parted, as he comes to 
 the city to be met, waylaid and relieved of his shekels. He is slylj^ 
 given a package and told to skip quickly and not open it till he 
 reaches the woods, a barn, an old cellar or a hay mow on the 
 banks of goose creek. 
 
 He hies him to his home, fearing arrest all the way, opens his 
 package to find it to contain slips of old newspapers cut to size 
 of bank bills, and then realizes that the country thief or would-be 
 swindler has been poured in and chvirned by his sharper brother, 
 who, educated in the sin, crime and get-it-as-best-you-can 
 trickery of a large city, is more than a match for the incipient 
 rascal in the rural districts. 
 
 Steer clear of all persons you do not know. Beware of the 
 ones who rush up to claim an acquaintance, and who get you to 
 tell them all about yourself, and who thus, with this information 
 pumped out of the greenhorn, bid him good day, meet a partner 
 in the game, give him all the points obtained, and let him come 
 at you for keeps. 
 
 When you want anything, know where to go for it. Deal only 
 with persons who have regular, respectable places of business. 
 There are thousands of respectable, honest, genial, accommo- 
 dating business men in New York, any of whom will gladly give 
 give you the information you desire. 
 
 There are policemen who take pleasure in directing you on 
 your way, so you can reach the place you seek at the shortest 
 distance. 
 
 The people of the city of New York, the business element, is 
 ever anxious to provide all that can be required for the pleasure, 
 interest and protection of strangers. If you are robbed, it is not 
 then- fault. but vours. 
 
Men of Brains, as Bulls and Bears, 
 
 Skip along down Broadway, toward the Battery from City 
 Hall Square and the Postoffice, till you come to Trinity Church, 
 standing there in one corner of old Trinity churchyard, as prim 
 and stately as an old maid with a Mother Hubbard at a picnic. 
 Directly in front of the Trinity is Wall Street. A narrow street, 
 but a very deep one. It is lined with generally fine buildings, 
 some of which are beauties and as solid as wealth and art can 
 make them. The second street you come to on Wall, after you 
 leave Broadway, on the right-hand side as you go down toward 
 East River, is Broad Street, and a fine, broad street it is. A 
 few doors from Wall Street is the world-renowned New York 
 Stock Exchange, a picture of which is on the following page. 
 
 It is to the speculating and financial world what the Vatican 
 is to the city of Eome, what the Pope is to the Catholic 
 Church, or what a President is to an administration — a decided 
 boss. Not so intended, but so become. 
 
 The city of New York is the financial centre of the United 
 States, and a competitor with London in its strides for the 
 future. It has more men of brains, courage, vim, vigor, vigil- 
 ance, vinegar, gall, soul, acumen and honor therein than has 
 any other city or location in this country. Men who venture 
 much, make much, risk much, make large winnings, or 
 large losings, but who never whine any more than does 
 a bull dog when another dog has it by the throat. Men, of 
 brains who study the art of finance -, who know more of the 
 condition of the country at large than does the Congress of the 
 United States, as they are far more alert in all matters affecting 
 the rise and fall of official securities than are members of Con- 
 gress who work for a salary, on the aft'airs of the country. 
 
 This opera de buff and bluff, opened in 1792, when twenty-five 
 brokers, comprising the cream of the brokerage or exchange 
 
 52 
 
N£W YORr. STOCK EXCHAKGE. 
 
-^^ BUSINESS ESTABLISHED 1849. <)^ 
 THE 
 
 Bradstrlet J^lrcantillJ^gency 
 
 CAPITAL AND SURPLUS EXCEED $1,400,000. 
 Executive Offices, - 279, 281 ana 283 Broadway, N. V. 
 
 incorporated in 1876, and has since been under its present 
 successful management. During that time its business has 
 quadrupled, while its facilities have proportionately increased. 
 
 No expense is considered too great in procuring and applying 
 to the conduct of the business all possible improvements. With its 
 present system for obtaining and promulgating information, this 
 Agency is justly regarded by its patrons as 
 
 Authority on all Matters Affecting Commercial Credit. 
 
 Its ramifications are greater and its business larger than any 
 similar organization in the world conducted in one interest and 
 under one management. 
 
 You are respectfully invited to investigate, and if in need of an 
 agency, to test its ability to serve you. 
 
 CHARLES F. CLARK, 
 
 I'residen/. 
 
Hdw to Skk Nkw York. 5:1' 
 
 business of this city, grew tired of meeting under an old button- 
 wood tree that grew and cast its shadows in Wall Street, oppo 
 site present number G!), drew up an agreement, that all signed, 
 to the effect that they would maintain rates of commission or 
 exchange ; that they would charge the uniform rate of one 
 quarter of one per cent, on the specie value of such notes, bonds 
 and other securities as they bought or sold for other parties, and 
 that they would undertake no sale or purchase of less than a 
 .^500 order— from that up to millions. To this solemn agreement 
 twenty-five brokers on the 17th of May, 1792. signed their names 
 as follows : 
 
 Leonard Bleeker, Sutton A. Hardy, 
 
 Samuel Marsh, J. H. Hardenbrook, 
 
 Andrew D. Barday, John Ferren, 
 
 John Henry, Gulian McEvers, 
 
 Benj. Winthrop, John Bush, 
 
 Isaac M. Lomez, A. Barnewall, 
 
 G. N. Bleecker, Alex. Luntz, 
 
 Chas. A. McEvers, Jr. , Benj. Seixas, 
 
 Robinson Hartshorne, Amos Beebe, 
 
 David Reedy, Eph'm Hart, 
 
 Hugh Smith, Aug. A. Lawrence, 
 
 Bernard Haas, Peter Infact. 
 
 At this time monetarj^ ideas were crude. Our Government 
 had not got onto the legal tender right. The Treasury Depart- 
 ment of the United States was a very sick kitten when the 
 brokers and money lenders of New York failed to buy the notes 
 and bonds that it offered for sale. 
 
 The quaint old shinplasters of those times, as issued by the 
 United States, were as artistic as a last year s porous plaster. 
 They never were money, but merely a promise that if, and if, 
 and if circumstances permitted, the Government at some 
 time in the future would paj^ a certain number of silver- 
 coins of Spain or England for the redemption of the shin- 
 neys. Here is a fac simile of one of the promises made by 
 the fathers, wliich promises were kept out of doors till they 
 
54 
 
 HoAv TO See New York. 
 
 became weak in the back, worn to their uppers and as 
 bald-headed as Daniel was when he was being lionized. 
 
 The buying and 
 celling of these 
 M promises to pay- 
 was a great 
 ) u s i n e s s in 
 those days. 
 Those who had 
 specie, bought 
 Government 
 promises, and 
 those who grew 
 tired of holding 
 the promises 
 sold them for 
 specie. 
 
 In 1812 the 
 Go V e r n m e n t 
 issued $16,000,000 in Treasury notes, and put loans to the 
 amount of $109,000,000 on the market, chiefly through the New 
 York brokers, who found the New York Stock Exchange, where 
 public stock or government promises were sold for foreign coins 
 that had metallic value, and passed as monefa, or money, a 
 place to buy or sell. 
 
 These securities bobbed up and down as does a kite that is 
 heavy at the beak and light at the tail wobble in a jerky breeze, 
 as may be learned from the historical fact, that in 1814 United 
 States six per cent, bonds, or promises to pay money at six 
 per cent, interest, sold in New York City at the Stock Exchange 
 for fifty cents on the dollar in specie, and for seventy cents on 
 the dollar when paid for in currencj^ issued by banking corpora- 
 tions in New York. 
 
 In 1816 New York State had 208 banks of issue and for deposit, 
 with a claimed capital of $82,000,000. This was considered a big 
 figure at that time, and so it was. But now, when almost any 
 party of half a dozen or so of the leading brokers, dining at a 
 first-class restaurant, can shake $82,000,000 out of " their inside 
 pockets,'' the evidence is that times and conditions are jumping 
 ahead mighty fast, 
 
How TO See New York. 56 
 
 One day in 1817 the New York Stock Exchange was struck in 
 the small of the back by an idea that sprouted in Philadelphia, 
 in connection with finances and how to Avork in the tints properly, 
 and it sent a spy over by stage to pick up a pointer. He did it 
 to such good advantage that, Avhile he left the city of Brotherly 
 Love all there as he found it, he captured the idea, or advance 
 thought, and in the shape of a copy of the Philadelphia plan, 
 submitted it to the stock dealers of New York, who went for it 
 as Jacob went for the daughters of Laban. And they captured 
 it and formed a set of governing by-laws therefrom, adopted 
 them and cried " Ha! ha!" 
 
 Three years after, the plan working so well, on the 21st of 
 February, 1820, the code of procedure was revised, several of 
 the heaviest capitalists in the city joined in, and from that hour 
 the New York Stock Exchange dates its extended and perfected 
 foundations that brains, push, energy and vigor of intellect have 
 built upon to such Av^onderful advantage to all concerned, count- 
 ing as a combination. During the first quarter of a century of 
 its existence $100 could buy a membership in the Exchange if 
 the man back of the money was all right. 
 
 Now it costs a convert thirty thousand dollars to get into this 
 church or synagogue that deals in the coins, etc.. bearing the 
 legend : "In God we Trust."" 
 
 To such good purport did the New York Stock Exchange ad- 
 vertise its intentions and operations that whoever had money to 
 invest lugged it into the offices of its members, and whoever 
 wanted money to engage in extensive enterprises that time kept 
 forming right along, as it is doing now and will do forever, came 
 to the offices of these men and were yoked or harnessed to the 
 burdens they bore, as they entered the lists that men of courage 
 enter and bring deserved profit therefrom. 
 
 Thus begun the plan of bringing men with money to a center 
 where could be met men with ideas, for it is a fact that ideas 
 are often worth millions of dollars within seven seconds after 
 they are born, as exemplified by the success that has followed 
 the advance movements of many of the eminent thinkers and 
 courageous brokers, bankers and investors who dared to attempt 
 and to whom was given consequent power to perform. 
 
 The limit of membership is eleven hundred. All new names 
 added to the list are replacements of those who have died, or 
 
56 How TO See New York. 
 
 those who, for reason, wish to retire and who sell their seats, or 
 rather membership. At times a dishonest j^erson is ruled out of 
 the Exchange, so that he cannot longer associate with the mem- 
 bers there in good standing, but he has the right to sell his seat, or 
 membership, for what it will bring. The seats are at a premium, 
 so that as high as $35,000 cash have been paid for member- 
 ship, provilig the position to be valuable as a property, though 
 not tangible enough to be assessed for general taxation. One 
 thousand dollars must be paid into the treasury of the New 
 York Stock Exchange for every transfer of a membership, and 
 fifty dollars annual dues. On the death of a member $10,000 in 
 cash is paid to his heirs. 
 
 Actual seats in the Exchange are permitted only to a few, on 
 very strict examination as to character, standing, solvency, etc. 
 No person can become a member unless the nominator and sec- 
 onders each would be willing to cash an uncertified check for 
 the applicant to the amount of $20,000. 
 
 If there ever was an organization that strove to defend and 
 forefend individual honesty, the New York Stock Exchange is 
 that organization. It is social and financial destruction for a 
 member to fail in his word, provided there is proven dishonesty. 
 He can be as sharp, shrewd, reticent or loquacious as he pleases ; 
 can undertake big contracts or small ones, as he has the sand 
 and disposition, but he must not let it be proven that Ananias 
 and Saphira were his regular parents or he is shot up the flue in 
 short order. 
 
 Such has been the correct financial standing of its members 
 that up to the latest official report, 1885, only three members had 
 been expelled. Bad men may be kept in religious society, etc., 
 but there is no home or hand of welcome for them in the mem- 
 bership of the New York Stock Exchange. A man may dig up 
 more potatoes than he can sell ; may mistake the market and go 
 down in a crash, and still be honest. If he acts honorable, 
 gives up what he thinks fair to all, he is sponged off and can 
 enter the ring again, providing he holds his membership. That 
 is, an error of judgment is not death and damnation, as it is 
 in some other societies or congregations. 
 
 Transactions involving millions, yes, hundreds of millions of 
 dollars a day in a rushing season, are carried on with a word, a 
 wink, a nod, a brief memoranda on a business card, with no 
 
How TO See New York. .*»7 
 
 contracts or iron-bound agrcc^nients, and the honor of the men 
 who thus deal or operate, so called, is such that disputes are of 
 very rare occurrence. 
 
 Were the politicians of either party one quarter so deter- 
 mined to keej) their promises made previous to election as men 
 of the New York Stock Exchange are anxious to keep theirs, no 
 matter at what sacrifice of money, it would be almost impossible 
 to control an administration oftener than twice in a centur3^ 
 
 The old and unnecessary plan of the Government hiring money 
 when it had and has the power to create and issue legal tender 
 for all debt-paying purposes, made the season of the late war a 
 double-breasted picnic for the New York Stock Exchange and 
 its members, who at first loaned money, or placed loans for 
 others, to the Government, and after that the conversion of 
 gold into greenbacks that people were educated to sell cheaply 
 and these in turn into United States bonds. If any broker or 
 banker lost money by this four years' military picnic his name 
 and postoffice address is not known. 
 
 An idea of the fatness of things in this line may be had from 
 the fact that from January 1, 1880, to December 31, 1886, there 
 were sold at the New York Stock Exchange, United States bonds 
 to the amount of $178,227,650 ; of railway shares a total of 624,- 
 426,362, say $100 each, par value, amounting to the almost in- 
 conceivable total of sixty-two billions, four hundred forty-fico 
 millions, six hundred and thirty-six thousand tivo hundred dol- 
 lars ; of State and railroad bonds $3,417,183,018. 
 
 Add these three staples of Stock Exchange sale business 
 together, and the footing of seven years' business, from 1880 to 
 1886 inclusive, is $70,038,046,868. 
 
 Sevent}^ billions of money, or sales, in seven years, saying 
 nothing of the odd millions, is quite a lot of cash to handle on a 
 commission of say one-fourth of one per cent. 
 
 Do you wonder that the members of the New Y^'ork Stock Ex- 
 change, during the hoars ten to three, are about as busy and 
 animated as ever was a bald-headed deacon at an apple cut in the 
 country, when grabbing for the handsomest girl in the room to 
 be had for the wind-up dance— if he can catch on before another 
 deacon gets her. 
 
 Flies don't have nmch chance to sleep on the eyelids of a mem- 
 
58 How TO See New York. 
 
 ber of the Exchange when he is in the pit or on the hay mow 
 shouting that he will give or take. 
 
 In the above securities offered and sold mention is not made of 
 other securities offered by other corporations or individuals, 
 directly or through brokers here assembled, not for fun, but for 
 business. 
 
 The principal sales here are of bonds, or sliced mortgages, 
 in which several persons can have an interest, and stocks, or 
 duly issued certificates of shares of various railway and other 
 enterprises in which members of the Stock Exchange become 
 interested. 
 
 No sale of bonds or shares are here made except the com- 
 mittee of the Exchange see fit to recommend them for disposal, 
 and the fees are paid. 
 
 The stocks and bonds here offered, and which are the most 
 active, are not always those of the greatest value, as it very 
 often occurs that the most valuable are held for private pur- 
 poses, as too valuable to be smirched by the results of fights 
 made for and against them. 
 
 An idea of the enormous amount of business here done during a 
 year can be had from the fact that some days over 700,000 shares 
 of stock, par value $100 per share, are here sold for what they 
 can be made to fetch, and that on some days the sales have ex- 
 ceeded one million shares — over one hundred millions of dollars 
 in a day. It is quite safe to say that during all the time the 
 Saviour and his twelve apostles were on earth they never ex- 
 ceeded this run, as the result of one day's business. 
 
 The broker who sells, gets his commission. 
 
 The broker who buys, gets his commission. 
 
 The owner of the security sold, has the difference. 
 
 Buying for an expected rise in value is termed going " long." 
 
 Selling for an expected decline is going "short." 
 
 If a man buys for a rise and those who can run a stock 
 down prevent a rise, the man who bought for the rise is apt to 
 be hurt. 
 
 The same if he gets on the other end of the teeter board. 
 
 Those who unite to squeeze the life out of stocks by saying all 
 they can against a property, and thus causing people to lose faith 
 in it to a greater or less extent, are called Bears. They beai' 
 down as hard as they can. 
 
How TO See New York. 59 
 
 Those who favor and exalt the reputation of what is offered, 
 are called Bulls. They toss things up. 
 
 The person who berates a neighbor and tells others that he is 
 a bad lot. that his wife is a sloven and his children warty, is a 
 bear. 
 
 The one Avho speaks Avell of others and seeks to maintain 
 them in general estimation is a bull. That is, in Wall Street 
 circles. 
 
 AVhat is commonly called gambling in stocks consists in buy- 
 ing and selling what you do not own ; that is, Mr. A agrees to 
 sell to Mr. B, at any time within thirty, sixty or ninety days 
 hence, say ten thousand shares of the A. A. B. B. &; C. C. Rail- 
 way, say at ninety cents on the dollar, as the same may be called 
 for. If the yield of crops, increase of business, etc., sends the 
 shares or stock up from ninety cents to any higher figure, Mr. A 
 calls for the shares. Mr. B does not have them. Therefore he 
 pays Mr. A the difference. If the shares go to ninety-five, the ad- 
 vance from ninety is $5 a share, which, on 10,000. shares, makes 
 $50,000 that Mr. A makes by buying at ninety, as to be had on 
 call and selling at the advance. If Mr. A agrees to give ninety 
 and the bears have hammered the credit and estimated value of 
 the shares down to say 80, then Mr. B calls for the stock to de- 
 liver to his customer, and if it is not forthcoming he takes the 
 difference, say $100,000, on the transaction, less the commission 
 that goes to the broker, w^ho,as a member of the Stock Exchange 
 makes the sale for those who buy and sell, and who put up ten 
 per cent. " margin" in cash, or what is taken as cash, to cover 
 fluctuations while the cuckoo is on the nest. This is not a Wall 
 Street term, but it appears to get there. 
 
 Beside the New York Stock Exchange, for those who deal in 
 bonds and stocks duly entered, listed and contended for and 
 against, there is the Produce Exchange, whose magnific^ent 
 building is at the lower end of Broadway ; the Cotton Exchange: 
 the Consolidated Stock and Petroleum Exchange ; the Real 
 Estate Exchange ; the Coffee Exchange, and a few others. 
 
 The rules governing one govern nearly all, and the same high- 
 toned business honor, capacity and financial standing is de- 
 manded in all cases of those who are members- 
 
 As a part of the great finance machinery of New York the 
 Clearing House, for the facilitating of exchange and settlements 
 
60 How TO See New York. 
 
 between banks, is an immense mart or place for the daily settle- 
 ment of accounts. 
 
 The system was first born in London nearly une hundred years 
 ago. In 1853 fifty banks of this city, with $47,000,000 of aggre- 
 gate capital, organized the New York Clearing House Association. 
 
 By this system the balances between banks, on account of 
 checks and drafts passing one to another, are settled or cleared 
 daily. 
 
 The present perfected Clearing House arrangement, in opera- 
 tion since October 11, 1853, has a most imposing record. From 
 that date to December 31, 1886, its exchanges have reached the 
 almost incomprehensible figures of $778,069,921,083, and its total 
 transactions in the time named were $812,258,912,962 — more 
 than eight hundred billions of dollars, and a billion is a thousand 
 millions, or some such trifling matter. Had Adam begun count- 
 ing the moment he was created, according to the records given 
 in the Bible, say 5,891 years ago, and counted right along with- 
 out stopping to eat, drink, sneeze, answer questions or to be 
 married, he would have had to make a record of counting at a 
 rate exceeding 250 per minute to aggregate the above amount. 
 
 The largest transactions of the New York Clearing House 
 Association any one day of its existence were February 28, 1881, 
 amounting to $295,822,422.37. The smallest was October 30, 
 1857, amounting to $8,357,394.82. The largest sum paid any one 
 day by any one bank was November 17, 1868, $10,585,471.31. The 
 smallest sum paid by any one bank to balance its daily account 
 was September 22, 1862, and the amount one cent. 
 
 There are now in New York City 45 national banks, capital 
 $45,150,000, and 28 State banks, with $13,862,700 capital. 
 
 Yes, New York Citj' is something of a money center and quite 
 a place for speculation. 
 
 If you wish to know more of the New York Stock Exchange 
 and its methods, buy the book written by Henry Clews, entitled 
 '•Twenty-eight Years in Wall Street.'" 
 
Mistaken Ideas of Bankers and 
 Brokers. 
 
 Many people who live in the country and enjoy fair to middling 
 health, have an idea that all the bankers and brokers worship 
 only at the throne of the almighty dollar. Such persons are far 
 from their base. While the business man always has his harness 
 ready when comes the time to engage in his chosen vocation, it 
 is safe to say that a large majority of bankers and brokers, and 
 business men generally, are always doing more for chari'y, 
 religion, education and human comfort than most people give 
 them credit for, simply because they are not parading their gifts 
 as do the old sinners who grow scared as they near the place to 
 change trains, and wish to fee the porter liberally so they 
 can have his influence to get front seats in the next car. 
 
 A large percentage of all gifts and helps to churches, colleges, 
 hospitals, societies, parties and charities, come from the bankers 
 and brokers whose field of busy action is a bank, office or 
 exchange. 
 
 There are in New York scores of missions for health, education 
 and charity, that were started on foundations by bankers and 
 other business men. The Bleecker street mission for unfor- 
 tunate Avomen is one of them. Jerry McAuley's mission, started 
 by him in a small way on Water street, at that time the toughest 
 place in this country, was sustained and encouraged chiefly by 
 business men. At last Jerry McAuley, a reformed tough, started 
 a new mission in Thirty-second street near Broadway, where an 
 incalculable amount of good has been done by McAuley and 
 others. His widow, now one of the most useful and humane of 
 women, is devoting her life and time, day and night, at the 
 Thirty-second street mission to the reclamation of those who 
 have been led astray or gone astray, and fallen into the gutter. 
 
 61 
 
62 How TO See New York. 
 
 This mission is largely supported by bankers and business men 
 of wealth and warm hearts. 
 
 Wm. E. Dodge, while alive, gave liberally to objects of 
 charity, thus doing good and setting good examples. So too 
 did Peter Cooper, who, against much opposition from relatives, 
 gave freely to the great cause of education. These men have 
 gone, but there are others who are even exceeding them in good 
 works. 
 
 A. S. Hatch, (of A. S. Hatch & Co., Bankers,) formerly 
 President of the Stock Exchange, is another man who has done 
 an immense amount of good, and laid up treasures in Heaven 
 through his giving of money— and no one knows how much of 
 time and comfort — to benefit the poor. He has been of incalcu- 
 lable help to save souls from sin and lives from crime and degra- 
 dation, and this because it was his pleasure to build up. Such 
 men set excellent examples, that all who have means can safely 
 follow. 
 
 Morris K. Jessup, another banker and business man of promi- 
 nence, gives largely and cheerfully to various objects of charity, 
 and this from a desire to benefit. Cornelius Vanderbilt, Vice- 
 President of the Young Mens' Christian Association in this city, 
 and now the eldest of the celebrated Vanderbilt family, and one 
 of the leading railway magnates of the country, gives largely to 
 good works and charities, not to court favor but for the satis- 
 faction such charities give him. General Clinton B. Fisk, of 
 clear business brain and great renown as a temperance advocate 
 and worker is another man who is making the world better and 
 happier for his being in it. The list of names of public bene- 
 factors in this city among the bankers and supposed-to-be exclu- 
 sively worldly business men might be increased to fill a book, 
 but we have said enough to prove that religion and regard for 
 the poor is not confined exclusively to those who occupy pulpits. 
 
Items ol Interest. 
 
 Abandoned children are sent to the police stations, thence to 
 the Foundling Home and kindred institutions. 
 
 At these homes persons of good character, with proper endorse- 
 ments, can adopt children as they select them, and take them 
 to new homes. 
 
 Abandoned or lost property found by policemen is taken to 
 Police Headquarters, 300 Mulberry street, and, if nou called for 
 at expiration of a certain time, is sold at auction, the funds going 
 to the city uses. 
 
 Articles lost or left in street cars, ferry boats, etc. , are taken 
 to the headquarters of these companies and cared for, and sold 
 at yearly sales, if not called for. 
 
 Ambulances are called at a moment's notice to hotels, offices, 
 stores, shops, rosidences, etc., and the injured or sick taken at 
 once to such public or private hospitals as you prefer. 
 
 The Society for the Prevention of Cruelty to Animals, head 
 office at south-east corner of Fourth avenue and Twenty-second 
 street, Henry Bergh, President, is one of the most deserving at- 
 tractions of the city. Here you can learn how to organize such 
 a society at home, get humane people interested, and do a world 
 of good. It has ambulances in which sick and injured horses 
 and cattle are carried away, and covered wagons into which 
 dead animals are drawn, by means of a windlass, to be removed 
 without shocking the sensibility of persons. 
 
 Ordinary baths can be obtained at every hotel, and nearly all 
 the larger barber shops, at 25 cents. The Russian, Turkish and 
 medicated baths are open day and night. 
 
 Beggars will bother you, but you need not pay attention to 
 them, as the private and public charities of New York provide 
 for all these objects of charity, and it will be better if you refuse 
 to listen to their appeals. 
 
 G3 
 
t)4 How TO Sp:e New York. 
 
 The Bowery, which is more and more of a curiosity each year, 
 was, in the early Dutch days, a lane running along the farms or 
 Boweries on the northern outskirts of the city. This was a sort 
 of lovers lane in the years agone. There was music, picnics, 
 dancing, artificial shades in and under which children, youths, 
 adults and old age had their fun. Time has changed this lane 
 into one of the busiest streets in the world, but it is still a great 
 variety exhibit of itself, with its conglomeration of first-class 
 business houses, its pawn shops, its manufacturing establish- 
 ments, it side shows of various kinds, and the very lively class 
 of young people — of both sexes — who crowd into the Bowery 
 from sundown till midnight. 
 
 Boot-blacking at the hotels, where not all the world can seethe 
 way the understanding of men is i)olished, is ten cents. On the 
 streets, at corners and in crowded places, where boot-blacks pay 
 from 50 cents to $1.50 a day rental for places to sit their chairs 
 for customers to rest in and to read, while having their boots 
 blacked, the uniform price is 5 cents. Once, none but poor boys 
 blacked boots on the streets. Now, men of all ages are thus en- 
 gaged, making from $1.50 to $8 per day bj^ the deft use of the 
 brush applied to boots and shoes, and wisp brooms applied to 
 clothes. Some boot-blacks now give a penny morning paj^er to 
 each customer, while others keep the daily papers at hand for 
 customers to read while waiting, as a New Yorker cannot afford 
 to lose time. 
 
 Broadway is not a broad street in these modern times, but it 
 is, without doubt, the busiest street in the world, and lined with 
 fine business blocks, chief of which model edifices are those 
 owned by the Equitable and the New York Life Insurance Com- 
 panies. The Washington Building, lower end of Broadway, and 
 the elegant structure of the Standard Oil Company are great 
 attractions. The Potter Building, Park Row, Beekman and 
 Nassau streets, occupied by several insurance companies, 
 Tlie Judge and other publications, is eleven stories above 
 the sidcAvalk, and one of the finest business offices in the 
 world. Temple Court, the Stewart Building, and the great store 
 of Tiffany & Co., Union Square, and the great dry goods marts 
 on Fourteenth and Twenty-third streets, together with the 
 Masonic Temple, corner Sixth avenue and Twenty-third street, 
 
How To See New York. 65 
 
 are all Avorthy of outside and inside examination, simply as 
 samples of New York enterprise and progress. 
 
 Calvary Cemetery, the great Catholic burial ground, is on 
 Long Island, two miles from Hunter s Point. 
 
 Greenwood Cemetery, the greatest and most artistic burial 
 place in the East, is in the city of Brooklyn, in the township of 
 Flatbush; is one mile scjuare, contains four hundred and seventy 
 acres, and many millions of dollars worth of tombs and monu- 
 ments. It is worth an all day visit. While there are several 
 mural and intramural interment places in and about New York, 
 Greenwood is the only one worthy a regular visit, as one of the 
 most beautiful places in this country. 
 
 Central Park, New York City, contains eight hundred and 
 forty acres, is two and a half miles long and one-half mile wide. 
 It contains seats for 10,000 persons and over 500,000 shade trees, 
 shrubs and vines. It is now the fashionable drive. Cleopatra's 
 Needle is now in Central Park, as is the apology for a 
 Zoological Garden. 
 
 Prospect Park, Brooklyn, is another attractive place, by 
 many persons considered more-attractive than Central Park. 
 
 There are several thousand Chinese in New York City. They 
 are among the most industrious people here. Their laundry 
 establishments are kept open all the time, no loss of rent from 
 not using nights. The Chinese are quiet, inoffensive, indus- 
 trious. In proportion to population, they give the police and 
 lawyers less trouble than do any other residents of the city. 
 They are great eaters of chickens, pig pork and good things 
 generally, and, when not at work, are as fond of gambling as 
 some women are of gossip and tale bearing. 
 
 The concert saloons, once on Broadway, have been moved east 
 and are now chiefly on the Bowery and the extension of Park 
 Row, till lately , called Chatham Street . There is now no Chatham 
 Street in New Y^ork. In these concert saloons fat, fair, frail, 
 frizzled and friccaseed females wait on the susceptible youths 
 and curiosity-stricken pilgrims from the country who occasion- 
 ally desire to see the elephant. They treat the girls who wait 
 on them till stomachs are wild and heads are all in a buzz, 
 before or after midnight, and the next morning the participators 
 in cheap excitement can hardly tell whether they are hot houses 
 
66 How TO See New York. 
 
 or human beings. Strangers from the country can go here, 
 spend their money, and if arrested, give the name of some person 
 they have a chunk of spite against, and thus have two or three 
 dabs of fun on the same plate. Still, no person is made better 
 by hanging around these places, unless he is there to do good. 
 
 Croton water, or water originally from Croton River, now 
 comes from nearly all over Westchester county, as her lakes and 
 cold water ponds are drained and the water brought to New 
 York, where 95,000,000 gallons are used per day. 
 
 The Medical Colleges of New York are among the very best in 
 the world, so that persons coming here to learn the science and 
 practice of surgery and medicine, make no mistake in thus 
 selecting New York as their place of study, practice and ex- 
 perience while in teaching or training. 
 
 If you wish anything in New York, advertise for it. For 
 a trifle you can attract the attention of the public by patronizing 
 the daily papers. 
 
 Of Jews, or Israelites, there are now about 100,000 in New 
 York City, and they form a powerful business element. As a 
 class they are among the very first, foremost and most prosper- 
 ous of the people of New York. They are merchants, bankers, 
 lawyers, editors, speculators, real estate purchasers, politicians, 
 actors, managers and investors. They have a great regard for 
 corner lots, and are filling Broadway, Bowery, Fourteenth street. 
 Twenty-third street and up-town residence localities, with 
 evidences that they are as thrifty and progressive as are the 
 cutest Yankee ever in the great business procession. They have 
 twenty six synagogues and temples, nearly fifty smaller meet- 
 ing houses, and conduct eighteen charitable institutions in first- 
 class manner. They constitute about 10 per cent, of the popula- 
 tion, and contribute less than one per cent to the criminal class. 
 This makes them a " strange people," but at the same time it 
 suggests a very short road to success. 
 
 If you are here on the first of M ly, see that you are not run 
 over by the drays, wagons, vans, carts, etc., employed to move 
 about 200,000 families from one place to another, chiefly better- 
 ing their quarters. 
 
J. SAVILLAC 
 
 COONACS, 
 
 Kinalian's L. L., 
 
 Thp Cream of Irish Whiskieg. 
 
 Boord's 
 
 CORDIAL OLD TOM, AND 
 DRY OIN. 
 
 Paragon 
 
 RYE WMISKIKS, 
 
 Specialty oj 
 
 Fine Table Clarets, 
 
 BURGUNDIES, 
 AISTD SHERRIES. 
 
 17H4 
 
 1887 
 
 B A RBOUR'S 
 
 IRISH - FLAX - THREADS 
 
 ■USED BY LADIES EVERYWHERE IN- 
 
 Embroidery, l\9itti[>(5 9 ^roqt^et \]Jor\. 
 
 Also forOLUm, ANTIQUE, M AOR AM E and other Laces 
 
 Sold by all Respectable Dealers throughout the Country 
 
 On Spools and in Bails. 
 
 Lvinen Eloss in Sl<:ein.s or Balls. 
 
 I AFMCQ fond of Crochet Work mav make a Beautiful Lace for Curtains or other 
 
 LAUICO Trimming from BARBOUR'S No- 10 SHOE THREAD. 
 
 FOR SALE BY ALL DEALERS. 
 
 THE • BKRBOUR • BROTHERS • COMPANY. 
 
 N'ew York, Boston, I'liiladelph.ia, 
 
 Ch.icag:o, St. Louis, |Saix Francisco. 
 
BROWN BROTHERS & CO. 
 
 NEW YORK, PHILADELPHIA, BOSTON, 
 
 AND 
 
 ALEXANDER BROWN & SONS, 
 
 BAIvTI>/LORE, 
 
 Members of New York, Pbiiiulelijhia and Baltimore Stock Exchanges, 
 
 Execute Orders for all Investment Securities, Receive 
 
 Accounts of Banks, Bankers, Corporations and 
 
 Firms on Favorable Terms. 
 
 BUY AND SELL BILLS OF EXCHANGE, 
 
 on Great Britain and Ireland, France, Germany, Belgium, Holland, 
 
 Switzerland, Norwav, Denmark, Sweden, Australia, St. Thomas, 
 
 St. Croix, and British West Indies. 
 
 ISSUE COMMERCIAL AND TRAVELERS' CREDITS, 
 
 IIS- STEGRLIISTG^. 
 
 Available in any part of the World, in Francs, for use in Martinique 
 and Guadaloupe, and in Dollars, for use in this country, Canada, 
 Mexico and the West Indies. , 
 
 MAKE TELEGRAPHIC TRANSFERS OF MONEY, 
 
 Between this country, Europe, and the British and Danish West Indies. 
 
 MHKE COLLECTIONS OF DRKFTS 
 
 Drawn abroad on all points in tine United States and Canada, 
 
 and of Drafts drawn in tine United States on foreign 
 
 countries. 
 
 TIneir London House, IVIessrs. BROWN, SHIPLEY & CO., 
 receive accounts of American Banks, Firms, and Indi- 
 viduals upon favorable terms. 
 
 LIVERPOOL. ^ BROWN, SHIPLEY X CO., ^ LONDON, 
 
 L^nited iStaies Government Financial Agents in England. 
 
Banks. 
 
 The following is the list of the banks doing business in the 
 city of New York. The State banks are organized under the 
 State banking laws, and the National banks under the act passed 
 by Congress during the war. Most of these were formerly State 
 banks, and reorgsnized under that act. They are permitted to 
 issue circulating notes by depositing United States interest- 
 bearing bonds with the Unted States Treasurer at Washington 
 to secure their redemption. These notes pass fur their full value 
 all over the United States, but are not legal tender money. The 
 banks, with their location and capital, are as follows. 
 
 Xatioital Ba/ikK. 
 
 American Exchange, 128 Broadway. 
 
 §5,000,000. 
 Bank of Commerce, 27 Nassau st. $5- 
 
 000,000. 
 Bank of New York, 48 Wall st. $2,000,- 
 
 000. 
 Bank of the Republic, 2 Wall st. Sl,- 
 
 500,000. 
 Bowery, 62 Bowery, $250,000. 
 Broadway, 237 Broadway, $1,000,000 
 Butchers and Drovers', 124 Bowery. 
 
 $.300,000. 
 Central, 320 Broadway. $2,000 ,OjO. 
 Chase, Pine and Nassau. $300,000. 
 Chatham, 19G Broadway. $4.50,000. 
 Chemical, 270 Broadway. $.300,000. 
 Citizens', 401 Broadway. $G00,000. 
 City, .52 Wall st. $1,000 000. 
 Commercial, 78 Wall st. $.300,000. 
 Continental, 7 Nassau st. $1,000,000. 
 East River, 682 Broadway. $2.50,000. 
 Fifth, .300 3d av. $1 50,000. 
 First, 94 Brcjadway. $.500,000. 
 Fourth, 14 Nassau st. $3,200,000. 
 Fulton, 37 Fulton st. $300,000 . 
 Gallatin, .36 Wall st. $1,000,000. 
 Garfield, .378 6th av. $200,000. 
 Hanover, 13 Nassau st. $1,000,000. 
 
 Importers and Traders', 247 Broadway. 
 
 $1,-500,000. 
 Irving, 287 Greenwich st. $.500,000. 
 Leather Manufactm*ers', 29 Wall st. 
 
 $600,000. 
 Lincoln, 42 st. $300,000. 
 Market, 286 Pearl st. $500,0(H). 
 Mechanics', .33 Wall st. $2,000,000. 
 Mercantile, 191 Broadway. $1,000,000. 
 Merchants'. 42 Wall st. $2,000,000. 
 Merchants' Exchange, 2.57 Broadway- 
 
 $600,000. 
 New York County, 79 8th av. 
 
 $200,000. 
 New York National Exchange, 138 
 
 Chambers st. $300,000. 
 Ninth, 409 Broadway. $750,000. 
 Park, 214 and 216 Broadway. $2,- 
 
 000,000. 
 Phenix, 45 Wall st. $1,000,000. 
 Seaboard, 18 Broadway. $.500,000. 
 Second, 190 .5th av. $300,000. 
 Seventh Ward, 184 Broadway. $300,000. 
 Shoe and Leather, 271 Broadway. 
 
 $.500,000. 
 Sixth, 6th av. and 33d st. $200,000. 
 Tliird, 22 Nassau st. $1,000,000. 
 Tradesmen's, 291 Broadway. $1,000,000. 
 United States. 1 Broadwav. $500,000. 
 Western National Bank, Equitable 
 
 Building. $3,500,000. 
 
68 
 
 How To See New York. 
 
 state Bank^'. 
 
 Bank of America, 40 Wall st. f?;in(M).- 
 
 000, 
 Bank of North America, 44 Wall st. 
 
 S700,000. 
 Bank of the Metropolis, IT Union sq. 
 
 ^300,000, 
 Bank of the State of New Yoi-k, 38 
 
 William st. S 800 000. 
 Columbia, cor. 5th av. and 4-2d st 
 
 $100,000. 
 Corn Exchange, 13 William st. Sl.- 
 
 000,000. 
 Eleventh Ward, 147 Av. D. ^100,000. 
 Fifth Avenue, 531 5th av. 5F100,000. 
 German American, 50 Wall st. 8750,000. 
 Gerir an Exchange, 330 Bowery. .S200- 
 
 000., 
 Germania. 215 Bowery, $200,000. 
 Greenwich, 402 Hudson st. .$200,000. ' 
 Home, 6.54 8th av. $125,000. 
 Madison Square, 23 W. 23d st. $200,000. 
 Manhattan Company, 40 Wall st. $2,. 
 
 0.50,000. 
 Mechanics' and Traders', 1.52 Bowerv. 
 
 $200,000, 
 Mt. Morris, 133 E. 125th st. $100,000, 
 Murray Hill, 760 3d av. $100,000. 
 Nassau, 137 Nassau st. .Si, 000,000. 
 Nineteenth Ward, 3d av. $100,000. 
 Ninth av, 922 9th av. $100,000. 
 North River, 187 Greenwich st. $240,- 
 
 000. 
 Oriental, 122 Bowery. $300,000. 
 Pacific, 470 Broadway. $422,700. 
 People's, .395 Canal st. $2ai,000. 
 Riverside, cor. 8th av. and .57th st. 
 
 $100,000. 
 St. Nicholas, Equitable Building. 
 
 $500,000. 
 Twelfth Ward, 153 E. 125th st. $100,000. 
 West Side, 481 8th av. $200,000. 
 
 Savings Banks. 
 
 American, .501 .5th av. 
 
 Benk for Savings, 67 Bleecker st. 
 
 Bowery, 1-30 Bowery. 
 
 Broadway Savings Institution. 4 Park 
 
 pi- 
 Citizens', 58 Bowery. 
 
 Dry Dock, .343 Bowery. 
 
 East River Savings Institution, 3 Cham- 
 bers St. 
 
 East Side for Sailors, 187 Cherry st. 
 
 Eleventh Ward, 908 3d av. 
 
 Immigrant Industrial, 57 Chambers st. 
 
 Excelsior, 118 W. 23d St. 
 
 Franklin, 6.58 8th av. 
 
 German, 1.57 4th av, 
 
 Greenwich, 73 6th av. 
 
 Harlem, 2281 3d av. 
 
 Institution for the Savings of Mer- 
 chants' Clerks, 20 Union sq. 
 
 Irving, 96 Warren st. 
 
 Manhattan Savings Institution, 644 
 Broadway. 
 
 Metropolitan, 1 .3d av. 
 
 Morrisania, 3d av., cor. Courtland av 
 
 New York, 81 8th av. 
 
 North River, 478 8th av. 
 
 Seamen's, 74 Wall st. 
 
 Union Dime, 54 W. 32 st. 
 
 West Side, 154 6th av- 
 
 Foreign Bank Agencies. 
 
 Bank of British North America, Agency 
 52 Wall St. 
 
 Bank of California, Agency, 10 Wall st. 
 
 Bank of Montreal, Agency, 59 Wall st- 
 
 Canadian Bank of Commerce, Agency, 
 16 Exchange pi. 
 
 Merchants' Bank of Canada, Agency, 
 48 Exchange pi 
 
 Nevada Bank of SanFrancisco, Branch. 
 62 Wall St. 
 
Newspapers and Periodicals. 
 
 The following is a list of the principal newspapers and periodi- 
 cals published in New York, with their offices, subscription price 
 per annum, and specialties. Trade papers are omitted : 
 
 Daily Morning Papers. 
 
 CityKecord. (Except Sunday.) Legal 
 and official. Office, City Hall. 
 
 Commercial Bulletin. (Except Sun- 
 day.) $12. 32 Broadway. Com- 
 mercial. 
 
 Courrier des Etats-Unis. Sl2- 19 Bar- 
 clay St. French. Democratic. 
 
 Delnick Americky. (Except Sundays.) 
 S8.50- 425E.8tlist. Bohemian. 
 
 Hei-ald. ST.50. Cor. Broadway and 
 Ann St. Up-town office, cor. .5th av. 
 and 23d st. Independent. 
 
 II Progresso Italo-Americano. (Except 
 Sundays.) ST. 2 and 4 Centre st. 
 Italian, 
 
 Judisches Tageblatt. 115 E. Broadway. 
 Hebrew. 
 
 Journal of Commerce. (Except Sun- 
 days.) Sl5« Tfi Beaver st. Com- 
 mercial. 
 
 Las Novedades. (Except Sundays.) 
 $15. 23 Liberty st. Spanish. 
 
 L'Eco dltalia. S8. 215 Spring st. 
 Italian. 
 
 Morning Journal. $4. 5 Spruce st. 
 Independent. 
 
 New-Yorker Volkszeitung. $6. 184 
 V/illiam st. German. Independ- 
 ent. 
 
 New-Yorker' Zeitung. (Except Sun- 
 days.) $7. 7 Frankfort st. Ger- 
 man, Democratic. 
 
 Register. (Except Sundays.) $10. 303 
 Broadway. Legal. 
 
 Staatz-Zeitung. $9. Tryon row, cor. 
 Chatham St. German. Democratic. 
 
 Star. $7. 239 Broadway. Demo- 
 cratic. 
 
 Sun. $7. Printing House sq. Inde- 
 pendent. 
 
 Times. $7.50. Printing House sq. 
 Up town office, 1201 Broadway. In- 
 dependent. 
 
 Tribune. $8 50 Cor. Printing House 
 sq. and Spruce st. Republican. 
 
 World. $7.50. 31 Park row. Up-town 
 office, 1267 Broadway. Demo- 
 cratic. 
 
 Daily Evening Papers. 
 (Except Sundays.) 
 
 Commercial Advertiser. $9. Cor. Ful- 
 ton and Nassau sts. Republican. 
 
 Mail and Express. $(5. 23 Park row. 
 Republican. 
 
 Evening Post. $9. 208 Broadway. In. 
 dependent. 
 
 Evening Telegram. $.5. 2 Ann st In- 
 dependent. 
 
 Graphic. (Illustrated.) $9. 39 and 41 
 Park pi. Democratic. 
 
 Leader. $3. 184 William st. Labor. 
 
 News. S3. 25 Park row. Independent 
 Democratic. 
 
 New-Yorker Herold. S3. 7 Frankfort 
 St. German. 
 
 New Yorker Tages-Nachrichten. $3. 
 25 Park row. German. Demo- 
 cratic. 
 
 Semi-Weekly Papers. 
 
 Journal of Commerce. Wednesdays 
 and Saturdays. $5. (See Morning 
 Papers) 
 
 Local Reporter. Wednesdays and Sat- 
 urdays. $2.50. Cor. 125th st. and 
 .3d av. 
 
 Shipping and Commercial List and 
 Price Current. Wednesdays and 
 Saturdays. $10. 63 Pine st. Com- 
 mercial. 
 
 Times. Tuesdays and Fridays. $2.50 
 (See Morning Papers.) 
 
 Tribune. Tuesdays and Fridays. $3. 
 (See Morning Papers.) 
 
 World. Tuesdays and Fridays. $2. 
 (See Morning Papers . 
 
 69 
 
70 
 
 How TO See New York. 
 
 Weekly Papers, Etc. 
 American Angler. $3. 252 Broadway. 
 
 Fishing and fish-culture. 
 American Art Journal. S3. 23 Union 
 
 sq. Music. 
 American Hebrew. $3. 500 3d av. 
 American Machinist. S3. 96 Fulton st. 
 
 Mechanical. 
 Araerikanische Schweizer Zeitung. $2 
 
 18 Ann st. German. 
 Army and Navy Journal. S6. 240 
 
 Broadway. Professional. 
 Baptist Weekly. S2. 251 Broadway. 
 
 Religious. 
 Banner Weekly. $3. 98 William st. 
 
 Literar5^ 
 Boys of New York. $2.50. 34 N. Moore 
 
 ' St. Juvenile literature. 
 Bradstreet's. S5. 279 Broadway. Fi- 
 nancial and commercial. 
 Bullinger's Monitor Guide. SO. 75 
 
 Fulton st. 
 Catholy? Herald. $2.50, 73 Park row. 
 Catholic Review. $3.20. 11 Barclay .st. 
 
 Denominational. 
 Christian Advocate. $2.50. 805 Broad- 
 way. Methodist Episcopal. 
 Christian at Work. $3. 216 Broadway. 
 
 Evangelical. 
 Christian Herald. $1.50. 63 Bible 
 
 House. Religious. 
 Christian Intelligencer. $2.6.5. 48 
 
 Church St. Reformed Church. 
 Christian Nation. $2. 252 Broadway. 
 Christian Union. $3. 20 Lafayette pi. 
 
 Congregational. 
 Chronicle. $3. 33 Pine st. Insur- 
 ance. 
 Churchman. $4. 47 Lafayette pi. 
 
 Protestant Episcopal. 
 Church Press. $1. 20 Lafayette pi. 
 
 Episcopal, 
 Clipper. $4. 88 and 90 Centre st. 
 
 Sporting. 
 Commercial and Financial Chronicle. 
 $10.20. 79 William street. Finan- 
 cial and commercial. 
 Corner-stone. $2. 38 W. 14th st. Ma- 
 sonic. 
 Courrier des Etats-Unis. $5. (See 
 
 Morning Papers. 
 Court Journal and Official Record. 
 
 $2 50. B'way and Pine St. Legal. 
 Critic, The. S3. 743 Broadway. Lit- 
 erary. 
 Deaf Mutes' Journal. $1 50. 162d st, 
 
 and lOth av . 
 Der Freischutz. $2.50. 43 Park row. 
 German- Humorous. 
 
 Der Fuehrer. $2.30. 100 Orchard st. 
 Odd-Fellowship. 
 
 Der Pfalzer in America. $2. 122 Park 
 row. 
 
 Der Republikauer. $1. 26 Frankfort 
 st. Republican. 
 
 Der Reporter. $2. 115 Park row. 
 
 Der Sozialist. $2. 172 1st av. 
 
 Deutsch-Amerikanische Volks- Biblio- 
 thek. $5 19 Dey st. 
 
 Deutscher Volksfreund. $2.25. l.oO 
 Nassau st. German. Evangelical. 
 
 Die Wacht. $2. 45 Park row. 
 
 Digest. $5. 95 Chambers st. Legal. 
 
 Dispatch. $2.50 11 Frankfort st. Lit- 
 erary and Masonic. 
 
 Dramatic News. $4. 866 Broadway. 
 TheatricaL 
 
 Electrical Review. $3. 23 Park row. 
 Electrical science. 
 
 Engineering and Mining Journal. $4. 
 27 Park pi. Scientific. 
 
 Engineering News. $4. Tribune 
 Building. 
 
 Enquirer. $1.50. 507 W. 49th st. Dem- 
 ocratic. 
 
 Enterprise. $1. 1.56 6th av. Colored 
 people. 
 
 Evangelist. $3. 150 Nassau st. Pres- 
 byterian. 
 
 Evening Post. (Weekly edition of the 
 Evening Post is nov\r " The Nation." 
 $3.) (See Evening Papers.) 
 
 Examiner. S3. 39 Park row. Baptist. 
 
 Family !-tory Paper (illustrated). $3. 
 24 Vandtwater st. Literary. 
 
 Figaro. $2.50. 33 Park row. German. 
 
 Financier. $5. 42 Broad st. 
 
 Fire and Water. $3. 16 Dey st. 
 
 Fireman's Herald. S1..50. 173 Broad- 
 way. 
 
 Fireside Companion. $3. 27 Vandewa- 
 ter St. Literary. 
 
 Forest and Stream. $4. 39 Park row. 
 Sporting. 
 
 Fortschritt, $2. 26 Frankfort st. 
 German. Woman's Suffrage. 
 
 Frank Leslie's Illustrated Newspaper, 
 $4. 5.3-.57 Park pi. Literary. 
 
 Fi-ank Leslie's Illustrated Zeitung. $4. 
 .53-57 Park pi. German. Literary. 
 
 Freeman. $1.50. 4 Cedar st. Colored 
 people. 
 
 Freeman's Journal and Catholic Regis- 
 ister. S3. 45Wai"renst. Catholic. 
 
 Freiheit. $2.40. 167 William st. So 
 cialistic. 
 
How TO See New York. 
 
 71 
 
 Freund's Music hi id Drama. S4. ss 
 5th av. 
 
 Golden Arjyosy. Si •^'■'5. ^1 Warren st. 
 Juvenile. 
 
 Graphic. $2.m. (See Evening,' Papers,) 
 
 Handel's Zeitung-. $U). 7'2 Pine st. 
 German. Commercial. 
 
 Harper'.s Bazaar (illustrated). Si- 
 Franklin sq. Fashions. 
 
 Harper's Weekly (illustratrd). Si- 
 Franklin sq. Literary. 
 
 Harper's Youngr People (illustrated). 
 $2. Franklin sq. Juvenile litera- 
 ture. 
 
 Hebrew Journal. S2.50. V24 E. 14th st. 
 
 Hebrew Leader. Si- 17 Murray st- 
 Denominational. 
 
 Hebrew Standard. $2. 388 Broadway. 
 
 Herald. Si, (See Morninji; Papers.) 
 
 Home Journal. $2. 3 Park pi. Litera- 
 ture and Society. 
 
 Hour. S5. 42 Broadway. 
 
 Illustrated Catholic American. S3. 11 
 Barclay st. 
 
 Illustrated Christian Weekly. S2-50. 
 150 Nassau st. Evangelical. 
 
 Independent. S3. 251 Broadway. Con- 
 gregational. 
 
 Internal Revenue Record. $r\ 240 
 Broadwaj^. Legal. 
 
 Irish American. S2..50. 12 WaiTcn st. 
 
 Irish World. S2.50. 17 Barclay st. 
 
 Jewish Messenger. $5. 2 W. 14th st. 
 
 Journalist. S4. 117 Nassau st. 
 
 Journal of Commerce. S2- (See Morn- 
 ing Papers.) 
 
 Judge (illustrated). So. Potter Build- 
 ing. Comic. 
 
 Katholisches Volksblatt. S2.50. 13 
 Barclay st. German. Catholic. 
 
 Las Novedades. S8. (See Morning Pa- 
 pers.) 
 
 Ledger. S3. William and Spruce sts. 
 
 Literary- 
 Life (illustrated). S5- 1155 Bi-oadway. 
 Comic. 
 
 Mackey's A. B. C. Guide. S6. 3 Beach 
 St. Traveler's Guide. 
 
 Mackey's Office Directory. %4. 3 Beach 
 St. Traveler's Guide. 
 
 Mail-Express, Si. (See Evening Pa- 
 pers.) 
 
 Maritime Register. $20. 73 William 
 St. Shipping. 
 
 Masonia. S2.50. 220 E. 1.5th st. Ger- 
 man. Masonic. 
 
 Medical Journal. S5. 1, 3 and 5 
 Bond St. 
 
 Medical Record. S5. 56 and 58 Lafay- 
 ette pi. Scientific. 
 
 Mercury. S3, 3 Park row. Literary 
 and dramatic. 
 
 Mirror. S4. 12 Union sq. Dramatic. 
 
 Musical Courier. S4. 25 E. 14th st. 
 
 Nachrichten aus Deutschland und der 
 Schweiz. S-3. 118 William st. Ger- 
 man. 
 
 Nation. S3. 210 Broadway. Political 
 and literary. 
 
 Nautical Gazette. S4. 73 Park row. 
 
 New Church Messenger. S3. Cooper 
 Union. Swedenborgian. 
 
 News, Weekly. Si- (See Evening Pa- 
 pers.) 
 
 New Yorker Belletristisches Journal. 
 S4. 28 N. William st. German. 
 Literary. 
 
 New-Yorker Piatt- Deutscher Post. S2. 
 190 William st. 
 
 New-Yorker Schwabisches Woehen- 
 blatt. S2.5 ' 24 Beekman st. Ger- 
 man. 
 
 New-Yoi-kerTaggsblatt. S2. 148th st., 
 near 3d av. German. Local. 
 
 New-Yorke"r Volkszeitung. Si. 50. (See 
 Morning Papers.) 
 
 New-Yorker Zeitung. $2. (See Morn- 
 ing Papers.) 
 
 Nordstjernau. S2. 81 Nassau st. 
 
 Observer. S3-15. 38 Park row. Evan- 
 gelical. 
 
 Oesterreich - Amerikanische 
 S2.50. 350 E. Houston st. 
 
 Our Second Century. S2.50. : 
 sq. 
 
 Progressive American. S2. 
 25th St. Colored people. 
 
 Publishers' Weekly. S3.20. 
 row. 
 
 Puck (illustrated). S5. Cor. 
 and Mulberry sts. Comic. 
 German. 
 
 Railroad Gazette. S4.20. 73 Broadway. 
 Mechanical. 
 
 Review. S2. 32 Broadway. Commer- 
 cial. 
 
 Rivista Italo-Americano. S2. 215 
 Spring St. Italian. 
 
 Rural New-Yorker. S2. 34 Park row, 
 Agricultural. 
 
 Sabbath Reading. 50 cents. 21 Vande- 
 water st. 
 
 Sanitary Engineer. S3. 140 William st. 
 
 Saturday Night. S1-.50. 21 Ann st. 
 
 School Joiirnal. S2. 25 Clinton pi. 
 Educational. 
 
 Zeitung. 
 
 Union 
 
 W 
 
 32 Park 
 
 Houston 
 Also in 
 
72 
 
 How TO See New York. 
 
 Scientific American. S3.20. 361 Broad- 
 way. Mechanical. 
 Scientific American Supplement. $5. 
 
 361 Broadway. 
 Scottish-American Journal. $3. 33 
 
 Rose St. Literary. 
 Sonntags-Nachrichten. $1. 25 Park 
 
 row. German. Democratic. 
 Sonntagsblatt. %2. 184 Williams st. 
 
 German. Independent. 
 Spectator. $4. 16 Dey st. Insurance. 
 Spirit of the Times. $5. 101 Chambers 
 
 St. Sporting and Dramatic. 
 Sportsman. $4. 46 Murray st. 
 Staats-Zeitung. 5f2. (See Morning 
 
 Papers.) 
 Standard. S2.50. 25 Ann st. Labor. 
 Stockholder. $5. 12 Frankfort st. 
 
 Financial. 
 Studio. $3. 30 Lafayete pi. Art. 
 Sun. $1. (See Morning Papers.) 
 Sunday Advertiser. $1. 217 E. 110th st. 
 Sunday Courier. $2- Tribune Build- 
 ing. Literary. 
 Sunday Democrat. S2.50. 25 Beekman 
 
 St. Political. 
 Sunday Times and Messenger. S2.50. 
 
 21 Ann st. Literary. 
 Tablet. $2. Cor. Ann and Nassau sts. 
 
 Catholic. 
 Texas Sittings. $4. 240 Broadway. 
 
 Humorous. 
 Theatre, The. $5. Dramatic. 
 
 Tid-Bits. $1. 50. 14 Vesey st. Humor- 
 ous. 
 Times. $1. (See Morning Papers.) 
 
 Town Topics. S4. 945 Broadway, So- 
 ciety. 
 
 Tribune. $1.25. (See Morning Papers.) 
 
 Truth-Seeker. S3. 28 Lafayette pi. 
 Liberal. 
 
 Turf, Field and Farm. $5. 41 Park 
 row. Agricultural and Sporting. 
 
 Underwriter. $5. 15 Cortlandt st. 
 
 Union. $2.50. 148th st., near 3d av. 
 
 Local. (Morrisania.) 
 Union Printer. $1. 24 N. William st. 
 Uptown News. $1. 1164 3d av. 
 Up-town Visitor. $1. 247 W. 125th st. 
 Voice. $1. 18 Astor pi. Prohibition. 
 Weekly. $3. 2.5-31 Rose st. Literary. 
 Wheel. $1. 12 Vesey St. Bicycling. 
 Witness. $1. 17, 19 and 21 Vandewa- 
 
 ter st. Religious. 
 World. $1. (See Morning Papers.) 
 
 Young Christian Soldier and Carrier 
 Dove. 80cts. 82 Bible House. Epis- 
 copal. 
 
 Young Men of America. $2.50. .34 and 
 .36 North Moore st. Juvenile. 
 
 Bi-veekly Papers. 
 
 Acta Columbiana. S2. Columbia Col- 
 lege. 
 
 Art Interchange. $3. 37 W. 22d st. 
 Decorative art. 
 
 College Journal. $1. 17 Lexington a a-. 
 
 College Mercury. $1. Lexington av. 
 and 23d st. 
 
 Deutsch-Amerikanische Farailien Blat- 
 ter. $3.90. 19 Dey st. 
 
 Deutscher Familien-Schatz. $3.7.5. 31 
 Beekman st. German. Literary- 
 
 Novellen-Schatz. 19 Dey st. Liter- 
 ary. 
 
 Semi-monthly Papers. 
 
 Advocate and Guardian. $1. 29 E. 
 
 29th St. Charitable. 
 American Bookseller. $2. 10 Spruce st. 
 Analyst. $1. 19 Park pi. Popular 
 
 Science. 
 Chironian. $1.50. 23d st. and 3d av. 
 Columbia Spectator. $2. 49th st. and 
 
 4th av. 
 Junges Volk. $2. 17 Vandewater st. 
 
 Juvenile. 
 Mechanical News, $1. 110 Liberty st. 
 Sunday-school Advocate. 35 cts. 805 
 
 Broadway. Methodist. 
 Sunday-school Classmate. 35 cts. 805 
 
 Broadway. Methodist. 
 Vereinigte-Staaten Orden und Ve- 
 
 reins Revue. $1.20. 508 Pearl st. 
 
 Fraternity. 
 Youths's Temperance Banner. 25 cts. 
 
 58'Reade st. 
 
 Monthly Publications. 
 
 Advance. $2. 117 Nassau st. Liter- 
 ary. 
 Advance Thought. By Brick Pomeroy. 
 
 $1. 2.34 Broadway. 
 Agriculture. $1. 169 Chambers st. 
 
 Dairying. 
 American Agriculturist. $1.50. 751 
 
 Broadway. 
 American Canoeist, $1. 5 Union sq. 
 
 Canoeing. 
 American Garden. $1. 47 Dey st. 
 Amei'ican Homoepathist. S2. 78 Maiden 
 
 lane. 
 American Journal of Obstetrics. $5. 
 
 56 Lafayette pi. 
 
How TO WEE New York. 
 
 78 
 
 American Kinderirnrtt'ii. $\. ITiH 
 Broadway. 
 
 American Medical Digest. fS. 11-2 
 Nassau st. 
 
 American Magazine. S3. 180 Pearl si . 
 Literary. 
 
 American Messenger. 30 cts. l.")0 Nas- 
 sau St. Evangelical. 
 
 Vnu'ricauMissiontiry. .50 cts. 5(lKeade 
 .st. Religious. 
 
 American Railroad Journal. S3. 3-23 
 Pearl st. 
 
 American Veterinary Review. S4. 141 
 W. .54th St. 
 
 Amerikanischer. Botschafter. 30 cts. 
 1.50 Nassau st. German. Religious. 
 
 Art Age. $3. 74 W. 23d st. 
 
 Art Amateur (illustrated). S4. -'3 
 Union S(i. 
 
 Art Journal. 7.5 cts. 13Deyst. 
 
 Babyhood. S1..50. 5 Beekman st. Hy- 
 giene of infants. 
 
 Bankers" Magazine. $.5. 2.5! Broadway. 
 Financial. 
 
 Baptist Home Mission. .50 cts. Tem- 
 ple Court.- 
 
 Bible Society Record. 30 cts. Bible 
 House. 
 
 Book-Buyer. 50 cts. 743 Broadway. 
 
 Catholic Fireside. Si- 5 Barclay st. 
 
 Catholic World. S4. Bnrclay st. 
 Literary. 
 
 Century. S4. -33 E. 17th st. Literary. 
 
 Child's Paper. ^1. 1.50 Nassau st. 
 Religious. 
 
 Church Mission News. 30 cts. 22 Bi- 
 ble House. Episcopal. 
 
 Church Union. Si- 33 E. 22 st. Evan- 
 gelical. 
 
 Coin-Collectors" Journal. S2. 721 
 Broadway. 
 
 Cosmopolitan. The. S2. 2H Park row. 
 Literary. 
 
 Cricket on the Hearth. Si. 27 Park pi. 
 Literary. 
 
 Decorator. 7.5 cts. ir,;' K. I2.5th st. 
 Mechanical. 
 
 Decorator and Furnishci-. $-1. 32 K. 
 14th St. 
 
 Demorest's Illustrated Monthly- S2. 
 17 E. 14th St. Literary. 
 
 Divine Life and International Ex- 
 positor. Si. 805 Broadw-ay. Evan- 
 gelical. 
 
 Domestic Monthly. Si. -50. H53 Broad- 
 way. Fashions. 
 
 Dorcas Magazine, Si. 40 Vesey st. 
 Knitting and crochet. 
 
 Drake's Traveler's Magazine. Si- Mer- 
 cantile Exchange Building. 
 
 Electric Magazine. .S5. 2.5 Bond st. 
 Literary. 
 
 El Espejo. S2. 4 Cedar st. Spanish. 
 
 El Progreso. $1. 27 Ann st. Spanish. 
 
 El Repertier Medico. S5. .54 Lafayette 
 pi. Spanish. 
 
 Fashion Bazar. S2..50. 27 Vandewa- 
 ter St. 
 
 Fire Record. Si. 72 Maiden lane. 
 
 Fireside Monthly. S2. 41 Centre st. 
 Literary. 
 
 Fordham College Monthly. Si. Cath- 
 olic 
 
 Foreign Missionary. Si- 23 Centre st. 
 Presbyterian. 
 
 Foresters' Journal. .50 cts. 7 Frank- 
 fort St. 
 
 Forum, The. S5. 97 .5th av. Liter- 
 ary. 
 
 Frank Leslie's Budget- S2. 53-57 Park 
 pi. Literary. 
 
 Frank Leslie's Pleasant Hours. S1-.51I. 
 .53 Park pi. Literary. 
 
 Frank Leslie's Popular Monthly. S2 .50. 
 53 Park pi. Literary. 
 
 Frank Leslie's Sunday Magazine. S2 .50. 
 .53 Park pi. Non-sectarian. 
 
 Gaillard's Medical Journal. S5. 22 \V. 
 31st St. 
 
 Grand Army Gazette, etc. Si. S5 Nas- 
 sau St. Organ G. A. R. 
 
 Guide to Holiness. Si- (52 and64 Bible 
 House. 
 
 Hall's Journal of Health. Si- 2'J(i 
 Broadway. Hygienic. 
 
 Harper's New Monthly Magazine. S4. 
 Franklin sq. Literary. 
 
 Herald of Health. Si. 13 Laight st. 
 Hygienic. 
 
 Home Missionai-y- !)0 cts. 34 Bible 
 House. 
 
 Homiletic Review. .$2..50. 20 Astor pi. 
 
 Household Companion. 50 cts. 2.57 
 Broadway. 
 
 Illustrator of the International Sun- 
 day-school Lessons. 60 cts. 124 
 Nassau st. 
 
 Insurance Age. .S3. 170 Broadway- 
 Insurance. 
 
 Insurance Critic. S3.25. 45 William st. 
 
 Insurance Law Journal. S5. 1-37 Broad- 
 way. Legal. 
 
 Insurance Monitor. S3. 137 Broadway. 
 Insurance. 
 
 Insurance Times. S3. 19 Nassau st. 
 Insurance. 
 
74 
 
 How TO See New Y 
 
 liitiTllfltiolial Clu-ss :\lMy-;,zinr. S"!. IC 
 
 Vesey at. 
 Journal of Cutaneous and Venereal 
 
 Diseases. $2.50. .5b Lafayette pi. 
 Journal of the New York Microscopical 
 
 Society. .Si. 13 College pi. 
 Journal of the Telegraph. Sl-">0. lO.") 
 
 Broadway. 
 Knickei-bocker Ready Reference (Juidr. 
 
 .S2.50. 46 Bond St. 
 Knights of Honor Standard. $1. •-•r.s 
 
 W. 34th St. 
 La America. S3. 1<? Beaver si . 
 Ladies' Bazar. $2..50. 41 Centre st. 
 La(^ies' Floral Cabinet. $1.2r>. 40 Vesey 
 
 st. Literary. 
 Ladies' Review. .50 cts. n W. i:^>tli st. 
 
 Fashions. 
 L'Art de la Mode. S3.50. f. E. 14th st. 
 Library Journal. S3. .31 and 3-2 Park 
 
 row. 
 Literary News. Si- 31 and 3^J Park 
 
 row. 
 Magazine of American History. .■?.") 
 
 30 Lafayette pi . 
 Magazine of Art. S3..50. 739 Broad- 
 way. 
 Medical Abstract. $1. 93 Fulton st. 
 Medical Advocate. $2. 136 .5th av. 
 Medical Times. $3. .536 .5th av. 
 Morning Light. Si. 1.50 Nassau st. 
 
 Evangelical. 
 Mothers' Magazine. $1-50. 3t5 Cort- 
 
 landt St. Domestic. 
 >Jational Temperance Advocate. Si. 
 
 58 Reade st. 
 North American Review. S.5. 3 E. 
 
 14th St. Literary. 
 Our Animal Friends. $1. 5 E. 4th st. 
 
 Natural History. 
 Our Social Journal. 35 cts. .3d -ay. and 
 
 130th St. Dutch Reformed. 
 Our Society Journal. .50 cts. Potter 
 
 Building. 
 Parish Visitor. 50 cts. 2 Bible House. 
 
 Episcopal. 
 Pastor. 52 Barclay st. Catholic. 
 Penman's Art Journal. Si • 305 Broad- 
 way. Caligraphy. 
 Phrenological Journal, etc. S3. 7.53 
 
 Broadway. 
 Pioneer. 25 cts. 21 Vandewater st- 
 
 Prohibition. 
 Popular Science Monthly. S5. 1, 3 
 
 and 5 Bond St. Scientific. 
 Presbyterian Home Missionary. Si. 
 
 23 Centre st. 
 Pulpit Treasury. S3..50. 771 Broad wa v. 
 
 Evangelical. 
 
 I'oiuts House of 
 1.55 Worth St. 
 
 R.-.-ord of tlu- Five 
 industry. Si. 
 Charitable. 
 
 Rhodes' Journal of Banking. S5. 7S 
 William st. P'inancial. 
 
 Sailors' Magazine, etc. Si- SO Wall st. 
 Evangelical. 
 
 St. Nicholas. S3. 33 E. 17tli st. Ju- 
 venile literature. 
 
 Sanitarian. S4. 113 Fulton st. Sani- 
 tary Science. 
 
 Scribner's Magazine. S3. 745 Broad- 
 way. Literary. 
 
 Sheltering Arms. Si. 10th av. and 
 139th St. Charitable-. 
 
 South. S2. 76 Park pi. 
 
 Sower and Mission Monthly. 35 cts. 
 .34 Vesey st. 
 
 Spirit of Missions. Si "50. 22 Bible 
 House. Episcopal. 
 
 Stoddart's Illustrated Magazine. Si- 
 23Deyst. Literary. 
 
 Sunday-School Journal. 05 cts, S05 
 Broadway. Evangelical. 
 
 Teachers' Institute. Sl.25. 25 Clinton 
 pi. 
 
 Transactions of the American So- 
 ciety of Civil Engineers. 127 E. 
 23d St. 
 
 Traveler's Official Railroad Guide. S4. 
 46 Bond st. 
 
 Treasure Trove. -50 cts. 35 Clinton pi. 
 Juvenile. 
 
 Van Nostrand's Engineering Magazine. 
 S5. 27 Warren st. Scientific. 
 
 Wallace's Monthly. S3. 213 Broadway. 
 Live stock. 
 
 Young Catholic. S3. 9 Barclay st. 
 Literary. Catholic. 
 
 Youth's Cabinet. Si- 63 Barclay st. 
 
 X Y Z Guide. S2..50. 176 Broadway. 
 
 Bi-mon tli ly Pnhl'icaiions. 
 Medicine. .S3. 
 
 ^' 
 
 Archives of 
 23d St. 
 
 Christian Thought. S3. 73 Bible House. 
 Evangelical. 
 
 Methodist Review. S3..50. 805 Broad- 
 way. 
 
 New Princeton Review. S3. 716 Broad- 
 way. Literary. 
 
 ^tarterly Piihlicatioiifi. 
 
 S4. 27 
 
 S5. 27 W. 23d 
 
 SI. *3 Ce- 
 
 Archives of Ophthalmologv 
 
 W. 23d St. 
 Archives of Otology. 
 
 St. Medical. 
 Delta Kappa Epsilon. 
 
 dar St. 
 
How TO See New York. 
 
 75 
 
 HomotJopathiu Journal of ()bstetrii:.s. 
 $4. 78 Maiden lane. 
 
 Journal of Comparative Medieine. and 
 Surgery. $2. 8.')0 (5tli av. 
 
 Journal of Speculative Philo.sophy. $8. 
 1, 3 and 5 Bond st. 
 
 Journal of the Military Service Institu- 
 tion of the United States. $2. 
 Governor's Island and 27 W. 28d st. 
 
 Medico-Legal Journal. $3. 138 Broad- 
 way. 
 
 Xortli American Journal of Homoeo- 
 pathy. $4. 228 W. 34th St. 
 
 Pilgrim of Palestine. 25 cts. 13.5 W. 
 31st St. Catholic. 
 
 Presbyterian Review. $3. 743 Broad 
 way. 
 
 School of Mines Quarterly. $2. Cor. 
 49th St. and 4th au. 
 
 University Quarterly. $1. Lniver- 
 
 sity Building. 
 Xavier. 39 W. 15th st. College. 
 
^ OIITEIl SUTES EXPIIESS E0MPI1IH.= 
 
 MONEY ORDERS 
 
 Cheapest, 
 
 RATES 
 
 FOR 
 
 ORDERS. 1 
 
 Safest, Most 
 
 
 Not Over $ 5, 5c. | 
 
 Convenient Way 
 to Remit Money 
 
 Over $ 5 
 - ID 
 " 20 
 
 ,, 
 
 10, 8c. 
 20, lOc. 
 30, 12c. 
 
 for Subscrip- 
 tions to 1 
 
 " SO 
 " 40 
 
 it 
 ti 
 
 40, 1 5c. 
 50, 20c. 
 
 PRACTICALLY GOOD ANYWHERE IN THE 
 
 UNITED STATES or CANADA. 
 
 For Sale at all of the Principal Offices. 
 
 Newspapers, 
 
 Magazines, 
 
 Insurance 
 
 Premiums, 
 Society Dues, 
 or any 
 
 other purpose. 
 
 T.C. PLATT. President - 82 Broadway. NEW YORK. 
 
 AUGUST BELMONT & CO., 
 
 No. 36 Wall Street, 
 
 BA NKERS, 
 
 Agents and Correspondents of the 
 
 %Hmxkioxt autl l^ietxtxa. 
 
 Issue Circular Credits for Travelers, Available in All 
 Parts of the World, Also Commercial Credits. 
 
 Draw Bills of Exchange and Make Cable Transfei^s to Europe, 
 West Indies, Mexico and California. 
 
 Execute Orders for the Purchase aud Sale of luvestmeut Securities. 
 
STEINWAY-^'^&^'SONS, 
 
 MANUFACTURERS OF 
 
 GRAND, SQUARE ^ UPRIGHT 
 
 PIANO-FORTES 
 
 Illustrated (Catalogues JVlailecl pVee clpon Application. 
 
 T^^^REROOJVIS : 
 
 STEINWAY HALL, 107, 109 & 111 East 14tli Street, 
 
 New .York:. 
 
1887. 
 1833. 
 
 VERMILYE & CO., 
 
 BANK ERS /BROKERS 
 
 i6 & i8 NASSAU ST., 
 
 Members N. K. Stock Exchange. NEW YORK. 
 
 THE NORTH AMERICAN EXCHANGE CO. (Limited.), 
 
 57 BROADWAV, NEW YORK 
 
 fo professional ™d local business men. Following : 
 
 '^^^SS^ ??otrriralsrt.ul^V:W a Une colleCion of 
 *^'Pr"lUs the -rendezvous of Eastern, Western and Southern as well as 
 ^'"^'"t wm"un,ier,ake to report, th.o,tgl, its Experts, upon the value of 
 allkindsofproperty ^ ^^g^.j,^g„BERS. 
 
 ,„Jr%'St1o°n^'h°^p"pncTtro*n^r,?s'oTffols, 57 Broadway. 
 
PHELPS, DODGE & CO., 
 
 Importers of 
 
 TIN PLATE, 
 
 Roofing Plate, 
 
 SHEET IRON, COPPER, PIG TIN, WIRE, ZINC, ETC. 
 
 liTtT' 
 
 OOo 
 
 Cliff St., New York 
 
FREDRICKS' FAMILY PORTRAIT GALLERY, 
 
 770 BROKDMsLKV. COR. 9TH STREET 
 
 RECEPTION ROOM ON GROUND FLOOR. 
 
 Photographs in every style at Moderate Prices. Mr, Fredricks attends personally to ti 
 sittings, and guarantees perfect satisfaction, 
 
 Imperials, $6 Doz. Duplicates, $3. 
 
m-k. O 
 
 W. H. RANKIN, 
 
 MANUPACTUKEU OF 
 
 Roofing 
 
 Materials, 
 
 r w Rosin-Sized Slieattiing, 
 
 Lining, Deafening and carpet Felts. 
 
 ROOFING PITCH & CEMENT. 
 
 Liquid Roof Paints. Refined Trinidad Asphalt. 
 
 Rankin's Patent Painted Feltfor Sheathing. 
 Patent Painted 2 and 3-ply Brown Roofing. 
 Tarred Single 2 and 3-ply Roofing. 
 
 PA /A/ TED 
 
 y B/?o w/v /^ooF/A/o . 
 
 CAA/ B£ PA/A/TED ANY COL OP 
 
 Office and Salesroom; 
 
 19 MAIDEN LANE, NEW YORK CITY. 
 
 Factory: Elizabethport, New Jersey. 
 
GOOD MORNING! 
 
 I^HIS book will tell you " How to See New York." 
 When you come, do not fail to call at 346 & 348 Broad- 
 way — the Home Office of the New York Life Insuranc^ 
 Company. If you are one of its ' 
 
 100,000 POLICY-HOLDERS, 
 
 pleasure will be taken in showing you where are kept the 
 securities representing its 
 
 $85,000,000 IN ASSETS, 
 
 accumulating for 42 years. If you are not insured, 
 pleasure will be taken in ex'plaining several forms of 
 insurance originated by this Company, which will interest 
 you. 
 
 One marked feature of the Company's contracts is the 
 guarantee of a cash surrender value, at different periods 
 after insuring. Another is a guaranteed Mortuary-Divi- 
 dend, equal to all premiums paid, in addition to the face 
 of the Policy, in case of death during a specified time. 
 Another is an Insurance Bond with Guaranteed Interest. 
 
 Bring your wife with you, and then she will never have J 
 any fears as to the ultimate payment of the Policy, ' 
 whether it falls due while you are living or after your 
 death. Announce yourself to the usher as '' a visitor, "^ | 
 and you will receive every attention. 
 
 Tie New York life Insurance Co., 
 
 346 Sz 348 BROADWAY, 
 
 Corner of Leonard Street. NEW YORK. 
 
 RAILWAY & GENERAL PRINTING CO. 
 8 SPRUCE STREET, N. Y. 
 
 » 107 89 «l 
 

 
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 .^ NOV 89 
 
 N. MANCHESTER, 
 
 
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