...e:... Author Title Imprint i ^ ^^ SAVED and no Extra Charge on • J.UU Linnited Vestibuled Trains c 0) T) (U d) ^ JS •M r> > X > O 5 U Qi 03 c 3 > a QD S C/0 a c H N H lU N>-aH a a. d) tr Z CI Q £ ?r >^, 3 < C F H O < > d X u u between Cincinnati and New York. ^ The Fastest Tinae, Best Service and Only Pullman Parlor Car Line between Cincinnati and Columbus. \J s UBURBAN HOMES ALONG THE LINE BALTIMORE & OHIO W K ^SOUTHWESTERN R. R. /CP t'"A' ■'''^ 1^ ,27' ' Presented with the Compuiments OF THE Passenger Department. >^^ ^^„,4^!lp.,/|l"in!l! ,„ra„,„ ''3S*S'**«i''"*V'-tll!'' U^E^ Grand Central Depot of the Baltimore & Ohio Southwestern R. E. Corner Third & Central Avenue, Cincinnati, O. The a. H. Pugh Printing Co., Cincinnati, PRINTKKS AND ENGRAVERS. 1891 Copyrighted by O. P. McCartt. ijenj. ^. J0txrcs0rt JxzKxd txora. Mr. Editor of the Jitrnal. Respectud Sur: ** _ A Town feller, from in around your baily-wick somers, lectchurd fer us tother night at Little Bethel on "The Fewd of Rich and Pore"; and whiles the congergashun, sich as it was, was a-dispursin, I made free to put a bug in his ear. Says I to him, says I : "They's another topickl'dlike toheeryou treat of," says I, "and that's The Fewd of Townfolks and Country- jakes." "Will you eloosidate a little furder?" says he; and I done so to the best of my abilities. Says I: "The country element is just as good as the town ele- ment, and vicey-versey", says I: "[and both,' I says, " is eviduntly ekal in the favor of the Good Bein," says I. "Grantud," he says. "Then," says I, "why don't we like each other, and mix more, and nabor as we ort ?" Says he : "My friend, you have give me a new thought and a meaty one. What is your idy of the answer to your question ?" Says I : " That question, in my jedgemunt, can only be set at rest when these two contendin facshuns," says I, "agrees ammuckerbly to compermise in some territoryial way — er, in other words." says I, "when your city people comes halfway, and moves into the sooburbs, whare we can git at 'em comfortable; then we'll not scruple," says I, "to come the other half." It was these thoughts, tharefore, in a nutshell, ]\Ir. Editor, that give rise to the foUerin lines in my head, which I call— 4 They's a predjudice alius twixt Country and Town, Which I wisht in my hart wasent so. You take City people, jest square up and down, And theyr mighty good people to know. And whare's better people a-livin, to-day, Than us in the country ? — Yit, good As both of us is, we're divorsed, you might say, And won't compermise, like we should. Now as nigh into town fer yer Pap, ef you please, Is what's called the Sooburbs ; — fer thare You'll at least find the breeze, and the birds in the trees, And the hum of the bees ev'rywhare. They's room fer the children to play, and they's room Fer the toddlers to roll in the grass — They's room fer the first apple-blossoms to bloom — Yes, and room fer the first apple-sass. My Son-in-law said, when he lived in the town. He jest natcherly pined, night and day, Fer a sight of the woods, er a acre of ground Whare the trees wasent all cleared away. And he says to me onct, whilse a-visitin' us On the farm, "It's not strange, I declare. That we can't coax you folks, without raisin' a fuss. To come to town, visitin' thare." And says I, "Then git back whare you sort o* belong- And Madaline, too, and yer three Little childern," says F "that don't know a bird-song, Ner a hawk from a chicky-dee-dee. Git back," says I, "to the blue of the sky And the green of the fields, and the shine Of the sun, with a laugh in yer voice and yer eye As harty as Mother's and mine, 5 Well,— long and short of it— he's compermised some- He's moved in the Sooburbs.— And now They don't haf to coax, when they want us to come, 'Cause we turn in and go anyhow— Fer thare— well, they's room fer the songs and purfume Of the grove and the old orchard ground— And they's room fer the the childern out thare, and they's room Fer theyr Gran'pap to waller em round. Benj. F.Johnson, {James WhiUcmb Riley). FROM THE INDIANAPOLIS JOURNAL. BY PERMISSIONc 4^, HERE is nowhere in all the region between the Alleghenies and the Rocky Mountains, or between the Lakes and the Gulf, a fairer land than that which is called the Duck Creek Valley. In a broad way it extends from Norwood to the heights at Madeira, and from Pleas- ant Ridge and the great Indian Hill across to the Lookout Hill. The slight ridge near Norwood divides the waters, part flowing west to Mill Creek and part east to Duck Creek. But at Madison- ville, which is at the east end of this valley there is an unobstructed view through its entire length to the western hills which lie beyond Mill Creek valley. A finer landscape there is not about Cincinnati. Is it any wonder that the eyes of the great city turn in this direction for the park of the future with its two thousand acres ? The prevailing winds are from the southwest. They traverse the valley its whole length, refreshing the lands in the heats of summer and quickly drying up the mud after the rains of spring and autumn. It is all historic and prehistoric ground. Here are the Indian mounds, works of a departed race. It was through this valley that broad streams once found an entrance to the Ohio, at the time when the northern hills of Cincinnati formed one extended island. Near Mad- isonville have been found prehistoric remains, rude implements con- trived and designed in the period that came before the Great Ice Age of North America. The whole region shows the evidences of great changes, but still of ancient occupation. I tJ ^ Beyond Madisonville the railroad runs by a winding track and steep grade to Madeira HiU, and thence across to the high table-land till it begins to descend to the beautiful valley of the Little Miami. Thence it runs along the right bank of this pictur- The distance from Loveland to Cincinnat. ..48 md s A r a^ T there is a double track, sixty-five-pound steel rads a fa ^^ ^^_ Cincinnati as Madisonville, IJ' ""^;^; ,'^^'1 Ir city stations dot tended to Loveland. Twenty-two to»'"^ "^ *^^° J^_ The air is this distance of twenty-five mdes -'^'^^^^X^tZ..^ or evening clear and pure ; there .s - -°f J^J^^ "/;„ Jl^d so a^e the roads, sun ; the drainage is perfect ; the water '^ goo > ^^.^^^^^ There are twenty trains """'"S^f* ^^^n towns on theUnes of stations are pretty and tasteful No -^urban town on .^ great eastern railroads are furnished ^vrth ^ «er fa" me^^. ^^^ Sere such an escape afforded and ^"^/f ^^ f ".^^ fj^ large city as its annoyances. Another advantage which is not to be overlooked, and which is common to all who live along the line of the road, is the convenience of the Central Station. One- third of this splendid building is owned by the Baltimore & Ohio Southwestern Co. It is near the great work- shops ot the city, and not far from the great stores. No time is lost either in getting to work, or in find- ing the place wherein to shopping. Railroad rates, and especially commuters' rates, are low, so low that, say as far out as Madisonville, the yearly cost is hardly more than the resident of the city's street- car fare. And who would not prefer the quick- moving suburban train to the crowded street-cars of the city? Finally, the railroad company furnishes free transportation for the first year between Cincinnati and the place at which a house is built, to the head of a family building a permanent residence costing not less than $i,ooo. Low rates are also made on the material used in the construction of such residence. With the unequalled advantages nature thus affords, with the con- veniences the railroad company is extending, with the easy access to and from the city, with the glorious views, the fine air, the wholesome character of village life, it is not surprising that the movement of pop- ulation is setting steadily and strongly in this direction. At the pres- ent rate of growth it will be a comparatively short time before the val- ley is one continuous settlement from Winton Place — the old Chester Park — even to the summit of the Madeira Hill. We pass from this general description to a more detailed account of the various towns and villages situated along the line of this road *A Cold Day on the B. & 0. S. W." between Cin- cinnati and Loveland. For details of rates, time of trains, for ex- act distance, we refer to the cards of,. the Com- pany. And first of the pretty town of LOVELAND, "Up Hill by Street Car." Situated at the extreme eastern hmits of Hamilton County. Through the midst of it flows the Litde Miami River. Hills, and steep ones they are, surround it on every side. High up on the side of one of these is the new school-house. Below it the town, which has a population of 1 500, is mainly spread out. Across the river, and reached by a substantial bridge, are the pleasant homes of many of. the citizens of this old and pretty town. Well, indeed, was it named. By its slowest train it is only an hour and fifteen minutes from the city, by its fastest only fifty minutes. Not a few of the prominent business and professional men of the city have their homes here— and beautiful ones they are — content to spend both time and money because they can find here a refuge from the discomforts of the city in which their business hfe is spent. Business in the city, a home in the country —this is their ideal of hfe. Is it not a good one ? The history of the town runs back a good way into the past. The record of surveys begins with the 27th of May, 1788, and the coming antiquarian will find little difficulty in following the ever-widening cur- rent of events, by means of transfers of property and land records. You can go as far back as 1794, when Col. Ramsey, who led the ad- vance guard of Mad Anthony Wayne's army, settled here. His was the first house built between the Litde Miami and Scioto rivers. The lO little settlement grew, and at last, in 1847, they arrived at the dignity of a store started and kept by Mr. James Loveland, after town was named. whom the On the 1 6th of May, 1876, the limits of the town were extended by vote of the commissioners of Clermont County, so as to take in portions of Hamilton and Miami Counties, and the first election of the present vill- age was held on May 29th of "Up Hill on the B, & 0. S. W." tj^^t year. From that time on the town began to improve, streets were put in good condition, new houses to spring up, and the attractions of the place to be understood. The town has three churches, a Presbyterian a Methodist and a Catholic. In West Loveland, just across the Little Miami, is a colored Baptist chnrch. There are two schools. The High School, lately built at a cost of $8000, stands on Loveland Heights* The other school is in West Loveland, and is a handsome building. The village has a steam fire department, and is one of the few towns in Southern Ohio that has. The department , consists of three com- panies — an engine company, a hose company and a hook and ladder company. The town hall, or city building, as Lovelanders like to hear it called, was dedicated last year. It was built under a special act of the Legislature, and cost $15,000. It has a fine hall, or opera house, that will accommodate 600 people. The Mayor's office and the Council Chamber are in this building. There is also in it a free reading-room under the management of the Woman's Temperance Union. There are three secret societies in the town — Masonic, Odd Fellows and Knights of Pythias. The town has a planing-mill, a flour-mill, a II pump and a carriage factory, one lumber and two coal yards, trunk store, and the various little shops that the needs of an active and prosper- „ ous community y(0 would naturally demand. It has two building associations, one of which is of recent establishment. The growth and prosperity of the older one "The Love- land Mutual Building and Loan Co." augurs well for the new one. Money can be borrowed on the usual terms. ALONG THE RIVER. Just after the train leaves Loveland, "City Tenement-Front View." ^j^g f^^e and ncw bridge over the Little Miami is crossed. It is a very substantial structure which has only recently taken the place of an old one. That old one it is proposed to use at no distant day as a wagon bridge across the river at Ep worth Heights. These great Methodist assembly grounds he a mile and a half down the river from Loveland, on the east bank of the Little Miami. Just before reaching these grounds, we pass through Lounsberry. — ; v* ^ ^ ^ZV^c-*-" 12 >i •' As the trains roll along the bank of the river, charm- ing and picturesque glimpses are caught of the beautiful winding stream, and the valley broadens as the train speeds on. SYMMES. This village lies directly on the Little Miami River. It has good drainage, as, indeed, have all the stations on the line of this road. There is one general store, a post-office and a flour mill. Just across the river, and connected with Symmes by a suspension bridge is, BRANCH HILL, Really constituting with Symmes one town. Here is a pretty little Methodist Episcopal church, and a good school. Just after leaving Symmes, the track turns away from the Little Miami bottoms, and, bending to the west, begins to make its way up toward the high table land, at the top of which is situated Madeira, passing on the way 'A Home In the Co\mtry.\ REMINGTON. It is only about two miles west of Symmes, and is little more than a hamlet, with a population of about one hundred. It has a good I^ Ikrf?^'^ brick school-house and one church, two stores, a postoffice and a grist-mill. Here is a fine bridge over the Sycamore Creek, which flows east and empties into the Litttle Miami river. Looking off towards the south- east is a view that will remind the through traveler of what he has already seen just east of Cranberry Summit^ on the Baltimore & Ohio road. Of course it is not as extended as that, but it is hard to divest one's self of the impression that one is here in a mountainous country, and still harder to realize that one is within a few miles of the Ohio River. Up the grade the train runs on through the litde setdement of Al- landale, and a mile and a half beyond Allandale "City Tfiionient— Rear View." MADEIRA. This town is eight and one-third miles from Loveland by rail, and sixteen and one-half from Cincinnati. Madeira is at the summit 14 from which flow in op- posite directions Syca- more Creek, ah-eady ^ spoken of, that empties ^J^_A into the Little Miami, ■iJ^^ and Duck Creek.which after a very tortuous course, flows into the same stream, but con- siderably further down. The railroad runs through a narrow val- ley about 300 ft. wide, the land rising on either side about one hundred feet higher; that is, on the high table land you are on a part of the great sweep- ing Indian Hill, which has about the same hei/j / fl/I ^^^s the impulse towards new life and larger J^/ /■ enterprises. Everything is in its favor — its -A Holiday in the Country,- established character for order and intelli- gence, its situation, its new spirit, and the help which is bound to be given it by the great city that is so near. It is only about three-quarters of an hour away from the city, on the slow trains, and a little over half an hour on the fast ones. This is practically the same time that is required by the residents of East Walnut Hills to get to their homes on the cable cars; and living is much cheaper in Madisonville, and the demands of society much less exacting. The train goes on through OAKLEY. It shows favorably with other villages on the line in the wealth of natural advantages, and has a population of about 500. The town is 19 beautifully located, surrounded by fine groves of beautiful forest trees, and commanding a view of Mt. Lookout, Kennedy Heights and the hills in the immediate vicinity. It lies upon a platform about two hun- dred feet above the river, insuring good drainage. Its streets and sidewalks are well laid and in good condition, as are also the roads in the vicinity. The Episcopalians have a very pretty church, where services are held every Sunday. The town has a good school building and graded schools. The Oakley Loan and Building Association is in a prosperous condition, and contemplates building a town hall during the present year. Its industries are a window-sash and door factory ; a flour, feed and grain store ; grocery and drygoods stores ; a blacksmith and two wagon making shops ; the Mitchells' rosery, whence thousands of roses are shipped daily to the city market. Here also is located the Gentlemen's Full Mile Driving Park, within a stone's throw of the railroad track. It has the finest trotting-track in the country, fully-equipped stables and a commodious amphitheatre or grand stand. Semi-annual meetings are held in the spring and fall, which attract turfmen and racing stock from all parts of the country. Several beautiful subdivisions have been platted, streets and sidewalks laid out, and the property is now in the market. Next comes • NORWOOD. What has been a matter of prophecy in Madisonville, is a matter of history in Norwood. Years ago, everybody knew the place as Sharpsburg. It consisted of a tavern, or way-side inn, on the Mont- gomery Pike, around which were a few scattering houses. It was not an inviting neighborhood. Its new life began ten or fifteen years ago when Mr. L. C. Hopkins, formerly a well known and prominent dry- goods merchant of Cincinnati, made the discovery that nature had done much for it, that it had good railroad communication into the city, that it was two hundred and forty feet above low water mark of the Ohio river, that its drainage was good, that the scenery was fine, and that in short it was to Cincinnati in 1875, what Clifton, Avondale and East Walnut Hills had been in 1840, and Mt. Auburn in 1820. With his characteristic enterprise, he sat himself to work to create a new village, which he called Norwood. It grew rather slowly at first, 20 but it has been well said, that in the last eight years its growth has been phenomenal. Little detached settlements began to spring up around the original nucleus, and a little more than three years ago, these small settlements or subdivisions, known as South Norwood, East Norwood and Old Norwood, and incorporated Sec. 34 of Columbia Township, united in one village. They were in the midst of the beau- tiful valley. Walnut Hills was to the south of them. To the north approached by the Montgomery Pike, was Pleasant Ridge, with the Depot— Norwood. old Indian Mound, the only one now remaining in the vicinity of the city, half way up the hill, in plain sight. To the east was Madisonville and to the west the Millcreek Hills. They started with two streets, so called. To-day it would be hard to tell how many they have — at least a dozen in process of construction. They had at first in population but a few hundred. To-day they have as many thousand. Pastures and corn-fields have been transformed into lawns and pleasant building lots. Cement sidewalks will take the place this summer of mud walks. The pride of the village is Floral Avenue, one hundred and twenty feet wide throughout its length of a 21 mile, one-half of which is paved with asphalt. There are seven railroad stations within the corporate limits of the village, and two post-offices. The Bo-ard of Council is now hard at work on a system of sewerage for the village. The Methodists, Baptists, Presbyterians, Berean Bap- tists, German Lutherans and Catholics all have stated places of wor- ship. The Presbyterians have recently occupied their new church on Floral Avenue. It is a beautiful edifice of Gothic design, is hand- somely furnished, lighted with gas, equipped with a furnace, and cost about $8,000. The Methodist Church, very pretty and tasteful, is Depot— East Norwood, situated on Harris Avenue, and cost $7,000. The Catholics have a fine Church building, and maintain also a parochial school. The public school building is on the Montgomery Pike. It is a graded school, and now has a High School Department, About four yearr. ago an addition was made to the building, at a cost of $10,000. The school board has lately bought property in the west and south portions of the village whereon to erect primary buildings. The corps of teach- ers is an excellent one, and the schools hold a high place among those of the county. Its town hall is not a source of any special pride. It was built while Norwood was yet young, and is already too old for the 22 wants of the enterprising community. It is hardly hkely to be long before it will be replaced by a new building better adapted to the pub- lic wants. The body of citizens is made up of those who spend the day in the city, each engaged in his own special calling. The business portion of the town is situated along the Montgomery Pike. Here everything needed for the household can be purchased at city prices, and all the large drygoods and grocery houses ot the city have deliv- ery [wagons making daily, tri -weekly and semi weekly trips. The houses are generally neat, cosy and attractive, though here and there is a more pretentious structure. In East Norwood there is one house that is reported to have cost ^40,000, while there are quite a num- ber that cost from ^5,000 to $1 5,000. In view of the fact that the first house was built in 1884, this shows a rapid growth, which, however, does not appear to be of an ephemeral or unhealthy character. At the extreme east end of the village is situated the plant of the Hamilton County Brick and Building Company's common and dry-pressed brick. This plant has a capacity for six cars of common and two cars of dry-pressed brick daily. This company has subdivided its tracts of land lying south and east of the railroad tracks, and has appropriate- ly christened it Ideal Park subdivision. The main avenue is 1 50 feet wide, with a park in the center 40 feet wide. In no village along the line of this great thoroughfare have the possibilities of the territory been so successfully demonstrated as at Norwood. BOND HILL. A mile further along the road is Bond Hill, The village is situ- ated on the Paddock road, and is not far from the Carthage pike. It is a little distance away from the station, and therefore the attractive- ness of its site is not seen by the traveler. It is a pretty place of about eight or nine hundred inhabitants. It has its churches, its school- houses, its stores, its town hall. Here, too, are located the fine buildings and grounds of the St. Joseph's foundling and St. Aloysius orphan asylums. Its citizenship is exceedingly good, there being an unusually large proportion of lawyers and merchants. There is no reason why the merits and beauty of this little place should not be more generally understood. It is one of the freaks of real estate movements that a 23 situation as healthy as this, with society as good, with access to the city as easy and quick, should have attracted no larger population. Dopot— Hond Hill. Just beyond Bond Hill is first Ludlow Grove, at the foot of the long hill that leads up to St. Bernard, and a little further on is C. & S. Junction. In the near neighborhood are the great Erkenbrecher establishment and the greater establishment of the Proctor & Gamble Company, with its vast buildings and its unmistakeable air of business activity. More and more frequent grow the stations, more and more num- erous the signs and evidences of the approach to the city. At Wm- ton Place is seen, just [across the way, the city of the dead, borne out from the great city of the living to which we are rapidly drawing near. We are in the Mill Creek Valley, and already the air is seen to be different from the "pure air we were breathing twenty miles, ten miles, five miles, even two miles back. If an east wind happens to be blowing, the smoke of the city can be seen off in the south. If the day is cloudy, it is dark and gloomy even at midday. And when we reach East Cumminsville the crowded roadways, the noises, and the nume- rous dwelhngs of an order much inferior to those we have left behind 24 make us regret the necessity that compels the spending of even a few hours away from nature's own pleasant places. We roll through Cumminsville, and pass on to the Stock Yards, and in a minute or two get on to that great fill that used to be known as the Cincinnati and Baltimore road — a magnificent name for a road seven miles long, wasn't it ? Then all the immensity of the great cloud of smoke — the smoke of torment and tribulation — breaks upon us. Clifton's beauti- ful hillside no longer hides it from us. There has been a glimpse of a pretty waterfall — the overflow of a canal running high up above our heads ; of a picturesque little foot-bridge, but all that has been seen is forgotten in the immediate and visible presence of that vast, overhang- ing, awful darkness. "How do people live in such a place ?" is the in- voluntary exclamation of those who see it for the first time ; and even those who have grown used to the sight do not grow reconciled to its presence. The nearer the city we approach the more oppressive the sense of it all becomes. Depot— "Winton Place. So on we go, under the light, airy, graceful viaduct that, stretch- ing from Liberty street, spans the treacherous sands and waters of Mill Depot—Elgbth Street. Creek, affording safe and certain passage over the highest floods that ever have been or that, we hope, ever will be-and then on past he Ei-hth street station, with the indined plane, steepest about the city feading up to Price Hill; through the bed of the old Wh,tewater canal to the splendid terminus of the Baltimore & Ohio Southvvestern Ra> - road Company, the Grand Central Depot. We are m the very m.dst °^ ^'l^'what makes the day so dark ?" you ask. "The sun was shin- ing bright at Loveland," you.say ; "bright at Lounsberry, Symmes and RLnlton; bright at AUandale; bright on the he.ghts of Madara andat Madisonville; bright at Oakley, fair Norwood -d qujet Bond Hill • bright even at Ludlow Grove and Winton Place. Bu here it .s dark and damp and gloomy." "Oh," somebody says ">t s nothmg butthe Cincinnati smoke." And he asks: "Are you not glad you hve in the country, bright, sparkling, beautiful, full "^ ^^^or.^'f^^^^Z wholesomeness, where man stops not the sun from shmmg or the n^oon from giving her light? Are you not glad you took your fam ly from the dit and temptations of the city to > home in the beautiful valley, through the midst of the glory of which the Baltimore & Ohio South- western runs ? " 26 April, 1891, step Forward J Please." 27 Rates for Commutation Tickets. BETWEEN CINCINNATI AND 'i-i h c H c o 6 c i o c . as If c B < Eighth Street Brighton $0.10 .10 .10 .15 .15 .20 .25 .25 .25 .25 .25 .30 .35 .35 .45 .50 .55 .60 .65 .70 $0.15 .15 .15 .25 .25 .35 .45 .45 .45 .45 .45 .55 .65 .65 .80 .90 1.00 1.10 1.15 1.25 $0.70 .70 .70 1.00 1.00 1.35 1.70 1.70 1.70 1.70 1.70 2.00 2.35 2.35 3.00 3.35 3.40 3.40 3.45 3.50 $2.50 2.50 2.50 2.50 2.50 2.75 3.25 3.25 3.50 4.00 4.00 4.50 5.00 5.00 5.50 6.00 6.25 6.50 6.75 7.00 $1.50 1.50 1.50 1.50 1.50 1.65 2.05 2.05 2.10 2.40 2.40 2.70 3.00 3.00 3.30 3.60 3.75 3.90 4.05 4 20 $7.25 7.25 7.25 7.25 7.25 8.00 9.50 9.50 10.00 11.50 11.50 13.00 13.50 13.50 15.00 16.50 16.75 17.00 17.25 17.50 $1.65 1.65 1.65 1.95 1.95 2.50 3.05 3.05 3.40 3.75 3.75 4.50 5.40 5.40 -6.00 6.50 7.00 7.50 8.00 8.65 $25.00 25.00 Stock Yards 25.00 Cummi nsville 25.00 East Cumminsville Winton Place 25.00 30.00 C. & S. Junction 35.00 Ludlow Grove Bond Hill 35.00 37.00 Norwood 43.00 East Norwood 43.00 Oakley 48.00 Madisonville 50.00 East Madisonville 50.00 Madeira 56.00 Allandale 61.00 62.00 Symmes G3.00 Epworth Heights Loveland 64.00 65.00 Epworth Heights tickets will be sold at Cincinnati office only during Camp Meeting season. ♦ 28 Commutation Ticket Rules and Regulations. Pamily Tickets, 25 single trips, are good four months for the person named thereon, or for members of the family, or for employes. Monthly Whole Tickets, 60 single trips, are good during the calendar month Issued and only for the individual named thereon. Monthly Salf Tickets, for the individual use of the person named thereon less than eighteen years of age, at one-half the rates for monthly whole tickets. Ladies' Tickets, for 30 single trips during the month, and only for the indi- vidual use of the lady named thereon. QiUarterly Tickets, 180 trips during the quarter for which they are issued, are good only for the individual use of the person named thereon. Annual Tickets, for the individual use of the person named thereon, are good during the year. Ten Ride Tickets, are good one year and for use of bearer. All Tickets are good only on such trains as are scheduled to stop at stations named thereon. Full Names will be inserted in all tickets for individual use. Monthly, Monthly Half and Ladies' Tickets will be sold on the last flve and first five days in each month; Quarterly Tickets on the first five and last five days of each quarter. Theatre Trains. The Company runs regular trains for the benefit of parties wishing to attend the Theatre or other entertainment, enabling suburban residents to go to their homes after close of business and return to the city for the evening, and again reach their homes at a reasonable hour. Special low^ rates of fare are made for these trains. Special Inducement to Builders. Free transportation for the first year between Cincinnati and the place at which a house is built will be furnished to the head of a family building a permanent resi- dence, costing not less than $1,000, at anj station on the line between Ludlow Grove and Loveland, and a low rate will also be made on the material used in the constru- t on of such residence. Full information in regard to Suburban property, for sale or for rent, also infor- mation about trains, rates of fare, etc., can be procured upon application to any Agent of the Company, to the Real Estate Agents, or from Mr. CHAS. H. KOENIG, District Passenger Agent, at the Companys City Office, Southeast Corner Fourth and Vine Streets, Cincinnati, O. Baltimore & Ohio Southwestern R. R. $2 -r NEW YORK. All Traiins Run Through Washington, Baltimore and Philadelphia Are Vestibuled throughout and heated by Steam from the Engine. All Tickets Allow Stop at DEER PARK, OAKLAND AND MOUNTAIN LAKE PARK. "The: Midland Routte, Only Pullman Parlor Car line between Cincinnati and Columbus. TWO SOLID TRAINS TO * PITTSBURGH • VIA Colu.mt>t;is, Ne^wa-rlc, Zan-esville & ^?Vl^LeelirLg. With Pullman Sleeper and Buffet Parlor Cars. Rates always as low as by any other line, and No Extra Fare for fast time on limited Vestibuled trains. All trains arrive and depart from Grand Central Union Station. For Tickets, Pullman Accommodations and other information, call at City Offices, Southeast Corner Fourth and Vine Streets, Cin- cinnati, or at 402 Scott Street, Covington, Ky. CHAS. H. KOENIQ, DISTRICT PASSENGER AGENT. W.W. PEABODY, I.G. RAWN, O. P. McCARTY, Vice-President. V STEVENS, ASS'T CASHIKK. H. C. YERGASON, Vice-President. CHAb. a. &xi^v [I OINOINNATI^ OHIO, United States Depository. ■ Capital. $1,000,000. Surplus, $200,000 —DIRECTORS. ^ , V . T IIS SETH C. FOSTER. H. C. YERGASON. D. J. I ALLIS. » T.MFRSON ^- H- BALDWIN. J. H. ROGERS. LOWE EMERSON. STEVENS. J. N. KINNEY. .T. J. HOOKER. ^- ^- ' '^^^ ^^«- ( THE- Cottage Building & Loan Co. Of Columbia Townshiip, MADISONVILLEI, OHIO. Solicits Your Membership. Depositors Dues, 5° cts. per week. Borrowers Dues, Interest and Premium, . $i.oo " Average Dividend last three years, . . . j^j^ per cent. Amount Loaned on Mortgages, . . ;^2oo,ooo.oo R. J. H. Archiable, Pres't. WxM. McGowan, Sec'y. Samuel Hill, Treasurer. MEETINGS, THURSDAY EVENINGS. W. S, Rulison. S. Woodward. W. S. Rulison & Co., Real Estate, so East Third St. ^ Ol NO! N N ATI, O. Houses for Rent. Desirable Homes for Sale. LOTS ranging from $3.00 to $20.00 per foot, in Loveland, Allendale, Madisonviile, Norwood, Bond Hill and other suburbs. Will build a house according to your own plans. Small payment down, balance same as rent. Loans Negotiated. Rents Collected. The Handling of ESTATES for Non-Residents a Specialty. Members Real Estate Exchange. A: ^^' yi-^\, Bin L)epot— Madisouville . Public School Building— MadisonviUe, ]\/lADlSON ^^^ BUILDING ASSOCIATION, No- 2. i H. B. AYHETSEL, President, C. S. MTJCHMOKE, Vice-President. C. B. CRUGAR, Treasurer. G. TOMPKINS, Secretakt. A. J. NELSON, Ass'T Sec'Y' DIRECTORS. J AS. JULIEN. GEO. SAUER. W. C. ROGERS. T. A. MOORE. J. ANDERSON WARD. G. EISHER. W. J. BEHYMER. GEO. W. LOSH. DR. C. L. METZ. J. T. DeMAR, Attornet. MADISON BUILDING ASSOCIATION No. 2 Was Organized June 22, 1887. |;2, 200,000.00 160,633.21 . 24,124.78 7 per cent. . 1,810 Capital Stock, . • • • Receipts for the year 1890, Net profits for the year 1890, Dividend paid in cash, Shares in force at close of year, . Meets Monday Evening of each week. Precedence in receiving loans sold at each meetmg. Money always ready when security is satisfactory. SHARES, ^500.00. Weekly payment on borrowed share only ^i.^ , on depo.t.rs ^.are 50 cents ; but any larger amount may be paid at ^^^^ op shareholder. The full amount paid credited as of that date. Dividend paid to all shareholders. Town Hall— Norwood, Puljlir Srlion] Building— Norwood, NORWOOD ! No Laadlords ! All Owners ! NEW SUBDIVISION, DRAKE TRACT, CENTRAL NORWOOD Near Town Hall, School House, Post Office, Telephone Station and K. of P., Odd Fellows and Masonic Lodges. On the B. & O. Southwestern and C. L. & N. R. R. TAEB "The Great Suburban" B. & O. S. W.. Grand Central Depot. "The Highland Route" C. L. & N., Court Street Depot. "The Consolidated" New Electric (now building) from Fountain Square. We refer to owners of 200 homes built by us, at East Norwood and South Norwood, also 39 NEW HOMES ON THIS NEW SUBDIVISION. ALSO 9 NEW HOUSES, LOOK AT OUR WORK AND MATERIALS. NOW BUILDING, FOR SALE! Lots 30x130 feet only $350.00 each. $25.00 cash, balance $19.50 every three months. Without Interest. , Free Railroad Tickets, Plats of the Town at Office of BOFINGER & HOPKINS, 1 59 Elm Street, North-west Corner of Fourth, OINOINNAXI, O, We do no Business on Sunday. Bailroad Tickets "will not be grood on that day. B ENJAMIN, Tl\i Photogpaphep, 166 "West F^ourth. Street, Has introduced that great novelty THE rHOTO-AUTOGRATH PLAQUE. Yoiir portrait and signatures of your friends are burnt in a finely decorated French China Plaque. Call and get a diagram it wiU cost you nothing, and com- meuce at once to get signatures. The Photos for this book taken by — Ben JAMIN, i I 60 n \A/HY IS- The Christian Mocrlein Brewing Co.'s (CINCINNATI, OHIO) "NATIONAL EXPORT" caiied "The queen of beers?" RFCAUSE IT IS never Flat, but always sparklingly delicious. This Beer is pure^LcC Uuf ^T^ure articles, i's healthy. Always have it in your hon.es. Your friends will enjoy it. A most excellent drink for dinner, lunch or supper. PuDlic School Buildin^-Loveland. Depot— Lovel.ind, THE LOYELAHD MUTUAL - - BUILDIHG AHD LOAS CO. Permanent Plan. Capital Stock, $600,000. Shares, $250. Dues 25c., Loans, $ 1 04,750. Shares in force, 1,319. DIVIDENDS PAID SEM I - A N N U A L.UV, By-Laws and Constitution sent on application. Board of Directors. N. W. Bishop, Pres. G. M. Keating. J. R. HiNDMAN, Vice-Pres. M. T. Vandervert. Dr. W. a. Carmichael, Treas. H. Wingert. A. B. Buck, Sec'y. H. Clinton, Att'y. The Oldest Catholic Paper in the United States. Established October the 13th, 1831. THE QaTHOLIC telegraph, PUBLISHED EVERY THURSDAY AT Southwest Corner Vine and Longworth Streets, CINCINNATI, O. BY THE Catholic Telegraph Publishing Company. SUBSCRIPTION PRICE PER YEAR, $2.00. The Catholic Telegraph has been the Favorite Catholic Paper of all English-speaking Catholics of Cincinnati and surroundings for years. Its Circulation keeps pace with the rapid growth of the Catholic Church in the States. It is a Representative paper and one of the Best and Cheapest advertising mediums. Send for Rates and Sample Copy. A Ramble in the "Woods. I Town Hall— Loveland. amuel yam^alspd & iei^s, - a^febifeeels, 6th Floor Hulbert Block. Sixth and Vine Sts., Cincinnati, O. We have just issued a very elegant '* Sample Book" which contains 200 illustrations and advertisements we have written for advertisers during the last few months, also containing hints and suggestions to new advertisers. This beautiful book will be delivered, upon application at our office, free; or sent by mail on receipt of six cents in stamps. We also publish 50 artistic suggestions for newspaper advertisements, cards or circulars, which we will send to any address for four cents in stamps. Bright, lively, humor- ous — suitable for every line of business. From sketches by our best artists. For merchants or business men in city or country ; they are great charming novelties that will add life and character. Try Art in advertising. ALDEN & FAXON, Newspaper Advertisement Writers and Advertising Agents, 66 and 68 West Third Street. Jas, p. Laffey. 152 Walnut Street, CINCINNATI, 0. High Qlass X^'loring, LATEST NOVEIiTIES IN Suitings, Trouserings and Top Coatings, FROM London and Paris. F ROHMAN BROS. & WILLIAMS, Successors to HARFF &. CRAMER. 6 NEW ERA, "ALL SHELL OYSTER" and "CHOP HOUSE " 214 Vine street, Ol NOI N N ATI^ O, Opposite Grand Opera-house. F. J. DiKM. . . . . C. B. WING. DIEM & WING PAPER CO. PAPER BAGS, FLOUR SACKS AND TWINES, 70-72-74-76 Walnut Street, . . . . CINCINNATI, O. MILLS, DAYTON, O. ^To^certSfLoTeX"""'- K«oiiis |1.00 pcf day and upwards. First-Class in every respect. HOTEL Emery, Cincinnati, O. D. C. SHEARS, Proprietor. 'K Excellent Restaurant connected with the Hotel. I T COSTS YOU NOTHING tog^tinfo^-'ition, and help you select a home, or secure summer board at the Suburban Stations on our line. Re„'.fr.S SUBURBAN PROPERTY ^-^.^t^S^ Summer boarders, give us description, price, etc. If yau -want to Buy, Sell or Rent, Board or take Boarders, call on or address the Dis- TiacT Passexger Agent, Baltimore & Ohio Southwesterx R. R., Office, Comer Fourth and Vine Streets, Cincinnati, O. Deer Park and Oakland -CREST OF THE ALLEGHANIES,- 3,000 FEET ABOVE TIDE-WATER. Season Opens June 15th, 1891. 10 LU z D jnHESE famous mountain resorts, situated at the summit of the Alleghanies and directly upon the main hne of the Baltimore and Ohio Railroad, have the advantage of its splendid vestibuled express train service both east and west, and are therefore readily accessible from all parts of the country. All Baltimore and Ohio trains stop at Deer Park and Oakland during the season. Electric lights have been introduced throughout the houses and grounds ; Turkish and Russian baths and large swimming pools provided for ladies and gentlemen ; suitable grounds for lawn tennis ; bowling alleys and billiard rooms are here ; fine riding and driving horses, carriages, mountain wagons, tally-ho coaches, etc., are kept for hire ; in short, all the necessary adjuncts for the comfort, health or pleasure of patrons. Rates, $60, $75 and $90 a month, According to Location. 00