THE UNIVERSAL DICTATION COURSE GREGG Ee PST C om EE E ‘ OA - a, y x e University Library cl © DATE DUE 206 see" iN RWWA RG) 256.M986 G8 1911 } : Musick, William Leslie, 1 ictation course ial, 7 gues 5 RS ee \ ROW TTS wnt a e ge Jp Z THE UNIVERSAL DICTATION COURSE OF, REVISED GREGG’S SHORTHAND MADE UP OF/BUSINESS LETTERS FROM TWENTY-SIX DIFFERENT BUSINESSES, . TOGETHER WITH LEGAL PAPERS, DEPOSITIONS, AND TESTIMONY FROM h AND CRIMINAL 4 SES. HAND OUTLINES) PRECEDING EACH COLLECTION OR BUSINESS TO BE PRACTISED BEFORE TAKING DICTATION IN THAT BUSINESS W. L. MUSICK AND ADAPTED TO ANY OF THE PITMANIC SYSTEMS (BOOK FOR EACH SYSTEM) | ae | | LIBRARY OF SOUTH TEPPER SME | TRACHERS COLLEGE SAN MARCOS, TEXAS | A METHOD OF INSTRUCTION ESPECIALLY PREPARED FOR SHORTHAND SCHOOLS, ACADEMIES, COLLEGES AND PRIVATE STUDY. THE METHOD AND ARRANGEMENT HAVE BEEN USED IN SCHOOL TEN YEARS BY THE AUTHOR BEFORE PUBLICATION # L208 W. L. MUSICK PUBLISHING CoO., ST. LOUIS, MO. Entered, aecording to act of Congress, in the year 1897, by W. I. MUSICK, In the office of the L?>rarian of Congress, at Washington, D. C. PRESS OF LITTLE & BECKER PRINTING CO, SAINT LOUIS PREFACE THE text-book of this system is a complete instructor as far as the principles of the system.are concerned. It is not intended that this book shall take the place of the text-book, but that it shall be used as an auxiliary to the text-book. It is designed to follow the text-book, as a graded, classified, Dic- tation Course, for which there has always been a demand. Throughout the Dictation Course the student is recommended to maxe free use of the text-book, by frequent reference to it, in all cases in which an outline is not understood, or a principle is forgotten. ‘It is intended for all grades of writers, but especially, to take the student at the very beginning of dictation and lead him, in a most. systematic manner, through a carefully graded course, from the easiest, ordinary business letters, to the most difficult matter. The course should be practised and written through repeatedly, occasionally reviewing work passed over, and speed and accuracy will result. It will be of great advantage to the instructors, students and writers of the system, for systematic study and practise, in systematically planning the work in the schoolroom and classifying the school, for special preparation in any particular line of business, for gaining speed and at the same time keeping the notes in good form, and as a book of referenge. THE AUTHOR.: CONTENTS PAGE Wood and Coal Business—Vocabulary................................... 7 Wood and Coal Business—Letters...................................... n Furniture Business—Vocabulary......................................... 15 Furniture Business—Letters............................................ 18 Loans and Collection Business — Vocabulary.......................... 20 Loans and Collection Business—Letters................................. 23 Paper and Printing Business — Vocabulary............................ 26 Paper and Printing Business — Letters............................... 28 Hay and Grain Business — Vocabulary................................... 30 Hay and Grain Business—Letters........................................ 32 Lumber Business—Vocabulary............................................ 34 Flour, IVed and Fuel Business — Vocabulary.......................... 36 Lumber Business — Letters............................................. 37 Flour, Feed and Fuel Business — Letters............................... 39 Hesitation........................................................ 39 General Advice—Vocabulary—............................................ 40 General Advice—- Suggestions....................................................... 43 Materials......................................................... 43 Neatness.......................................................... 44 Keep your pencil sharp............................................ 44 Students studying position........................................ 44 How to become expert.............................................. 45 The stenographer.................................................. 46 Speed on the typewriter........................................... 46 Discouragement.................................................... 47 Building and Loan Business— Vocabulary................................ 48 Building and Loan Business—Letters.................................... 51 Hardware Business — Vocabulary........................................ 56 Hardware Business — Letters........................................... 58 Stove and Queensware Business — Vocabulary............................ 61 Stove and Queensware Business — Letters........... . ............... 64 Dry Goods Business — Vocabulary..................................... 69 Dry Goods Business — Letters.......................................... 72 Railroad Business —Vocabulary......................................... 76 Railroad Business — Letters........................................... 79 Implement Business — Vocabulary....................................... 83 Implement Business — Letters.......................................... 86 Grain and Commission Business — Vocabulary............................ 89 Grain and Commission Business — Letters............................... 91 Real Estate and Insurance Business — Vocabulary....................... 93PAGH Real Estate and Insurance Business — Letters............................. 96 Grocery Business (wholesale) — Vocabulary................................ 99 Grocery Business (wholesale) — Letters...................................102 Manufacturing Business —Vocabulary.......................................107 Manufacturing Business — Letters.........................................no Merchandise Brokerage Business—Vocabulary...............................113 Merchandise Brokerage Business — Letters................................116 Mill Machinery — Vocabulary.............................................115 Mill Machinery — Letters................................................120 Option Business—Vocabulary...............................................122 Option Business — Letters................................................124 Law Correspondence — Vocabulary.........................................127 Law Correspondence — Letters............................................132 Forms of Legal Papers—Vocabulary.........................................138 Forms of Legal Papers— Action on note......................................................139 Action on account...................................................139 Action on account..................................................140 Motion for cost....................................................140 Trustees sale.......................................................141 Motion to set aside judgment......................................141 Motion for a new trial..............................................142 Petition for partition..............................................143 Petition for mandamus...............................................144 Motion to set aside sheriffs’ sale..................................145 Forms in bankruptcy................................................ 146 Court Reporting— Suggestions.........................................................149 Stenographer’s habits.............................................. 149 Finding testimony—Indexing notes....................................149 Another method of indexing notes, ..................................150 Indexing transcript................................................ 150 Inserting opinion...................................................151 Stopping proceedings................................................151 Rapid witness.......................................................152 Depositions.........................................................152 Exhibits........................................................... 152 Offer of proof..................................................... 152 What not to take....................................................153 Questions by the Court or jurors....................................153 Filing of notes.....................................................153 Notes—How preserved—When written out............................... 153 Objections, rulings, and exceptions................................ 153 The ruh’ng..........................................................154 Manuscript..........................................................154 Title page of transcript............................................155 Court Testimony— Forrest Case — Vocabulary...........................................156 Forrest Case — Testimony...........' '............................159 Gideon Case—Vocabulary . •..........................................165 Gideon Case—Testimony...............................................166 Railroad Case—Vocabulary............................................175 Railroad Case—Testimony.............................................176 Abbott Case — Vocabulary............................................184 Abbott Case — Testimony.............................................1S6 The Birthright, the Barter and the Bitter Cry — Vocabulary...............192 The Birthright, the Barter and the Bitter Cry............................197 Group Dictation.....................................................195 Graded Dictation....................................................196VOCABULARY OF THE WOOD AND COAL BUSINESS in which the words and phrases are selected from the Business Letters which follow, beginning on page 11. This vocabulary is arranged for convenience in study and practice. The numbers in the vocabulary refer to the number of the letter from which the words and phrases are taken, making a ready reference as well as being convenient for preparation by the student and assignment of work by the instructor. The student should practice each word over and over, eight or ten times, being careful to form the outline well, and taking care to write it in the correct position. Don’t try to remember “how it looks” and imitate it, but know what “it is’ and make it. The text-book should be kept near at hand, and any princi- ple not thoroughly understood, promptly looked up. The beginner should not endeavor to prepare on more than five letters for each dictation for a while; however, the instructor will be the best judge of that matter, and should be left free to have each student proceed as seems best in each individual case. As. the student becomes more familiar with the shorthand outlines, he may prepare for and take a greater number of letters at a dictation. It will be well to review the Wood and Coal letters before taking up the Furniture Business, VOCABULARY OF WOOD AND COAL BUSINESS. 7 1 Gentlemen Yours of the 2d At hand : We quote You The Nut Coal At $3.25 And the Lump Hoping to receive Your order We are yours truly 2 Dear Sir Received We sent you Two cars July First car Was Detained By . Washouts On the Road And you Probably Have it By this time Yours. truly Yours 3 Your favor of the 15th And noted Green Wood $3.00 Per Cord And . And shall be pleased Pleased To have Order [you Trusting to hear from In the near future We are 4 And in reply Reply Dry Delivered [you soon Trusting to hear from With With an order With the order Order 5 Your letter . _And in reply will say By express To-day $1,300 As the Store Account Has not Yet Arrived We cannot Send you Exact Amount Due you Do As soon as Comes. We will send you Statement . If you need Money You may draw On us For the - For the balance wsenne Nove eye ps tresses 20 Y | os can Three a" ra To our place Weir City, Kan. There may be Delay 30 Manager And will not Tor several days Left Word As soon as He would see Already Mentioned Hoping this Will be saffsfactory And that Arrangem 81 Will you please Inform Anything If you have not Found Out Jan, Feb. Statement of account Had not Taken Which you report Please see Whether Correct 82 Prices Quoted By you Stand Re-ship This coal Miles South You might We will see We can do On weights Continue To give You have been Paying Until We understand It is being Used se In place Of lump Great Deal 33 Operators Points South Talkin North Sf the river United Action Recently Passed _ Legislature Is to be Obeyed There will have to be Change Should be General At the same time We should like Co-operation In the matter Will you talk Over with Attend Meeting Kansas City LETTERS SELECTED FROM THE WOOD AND COAL BUSINESS | Gentlemen : Yours of the 2d at hand. We will name you the nut coal at $3.25 and the lump coal at $3.50. Hoping to receive your order, we are, Yours truly, (34 words) 2. Dear Sir: . Yours of the 15th received. We sent you two cars. of coal July 10th. The first car was detained by washouts on the* road, but you probably have it by this time. Yours truly, (36 words) 3. Dear Sir: Your favor of the 15th at hand and noted. We quote you green wood at $3 per cord and shall be pleased” to have your order. Trusting to hear from you in the near future, we are Yours truly, (42 words) 4, Gentlemen : Your favor of the 9th received, and in reply we are pleased to quote you dry wood at $3.25 per cord and®™ green at $3 per cord, delivered. Trusting to hear from you soon with an order, we are Yours truly, (45 words) 5. pe Oe Dear Sir: Ae ey e Your_letter of the 16th inst. re- ceived. We sent you by express today $1300. As your bill for the store ac- count has* not arrived, we cannot send the exact amount due you. ‘As soon as it comes we will check it with our books and send you™ a statement; then if you need the money you may ‘draw on wus for the balance. Yours truly, (68 words) 6. . , Gentlemen: Your statement and the amounts shown by the bilfg which have been | port. sent to us from our store at Springfield, do not agree. Please* have them send’ to this office a correct itemized state- ment and we will remit for ourselves. Do not pay any bills. Yours truly, (48 words) 7, S ~_ Dear Sir: In reply to yours of the 28th we understand the road witl not allow the cars to be loaded with coal any more,™ and we shall need about 75 cars this month, or at any rate about two cars per day. Please see’ if you can get them ™ to tan cars over to us at once to be load- ed, Yours truly, (63 words) 8. “ Dear Sir:. Your letter of the 23d inst. re- ceived. We do not care to invest in the property you mention. No doubt it will. be® good property when it gets good railroad facilities. Kindly keep us post- ed on this matter when there is any- thing new, and some time in the future we may be able to do something with this, together with you or by purchase. Yours truly, (68 words) 9. Dear Sir: We have your favor of the Mth inst. We have sent tracer after car No. 295 which was shipped to you July 15th,” but have not heard anything of it yet. It may reach you before we get any re- If you have not received it, please deduct® the amount of this car from the July bill and remit us the balance, and this item of car No. 295 can be taken care” of later. Trusting to hear from you soon, we are . Yours truly, (87 words) ~ 10. Dear Sir' | _ We have your favor of the inst. and note contents. 19th We are about 11 12 WOOD AND COAL BUSINESS. to commence suit against J. M. C. We would® like you to go on our bond for costs, which will not be more than $10.00 or $15.00. If we have to™ pay the costs you will not be troubled, as we are amply able to do so. It is only a matter of form. (78 ) Yours tyily, words “ 11. Dear Sir: Your favor of the 15th inst. just received. We‘have your order booked for one car of lump coal and one car of* stove coal. Yours of the 28th ult. orders one car additional but does not state what size. Please let us know and we will ship™ as you direct. Yours truly, (55 words) 12. Gentlemen: Enclosed find bill for difference in weights on two cars of coal taken at Ft. Scott. The weights we give you are the weights™ of our weigher here and those of your agent in this city who weighed each of these cars. You will notice that the weights as™ vouchered are 600 lbs. less than the bill originally called for, so 20 per cent must have been deducted. Please make voucher for difference and send” to us. Yours truly, (79 words) 13. 2 Dear Sir: We presume you would not want to pay the price we ask for coal, and as we have a steady demand during the” time you wish it, there could be no object in cutting the price. We could, however, make you a price of 734 cents at the” mines. Yours truly, (53 words) 14, & Gentlemen: We will make you a price of $3.50 per ton on the nut coal and $4.50 on the lump coal.* You know the price of mining advanced on the lst inst, which of course advanced the cost. We are shipping a_ considerable quantity of hard © coal now, and should like for you to let us know when you get ready. for the hard coal. Yours truly, (71 words) ‘ “ 15. Dear Sir: Yours of the 15th inst. received in regard to the price of coal. I will make you the anthracite coal the same as” it was billed to you the last time you or- dered, although it is higher, but I told you I would try to make it the” same for September. You can mix the coal as you get it. Yours truly, (64 words) 16. uu Gentlemen: _ Your letter received and we note what you say about the delay. We will write the mines to hurry forward your coal. The strike® last week threw them behind somewhat; this week there was an accident causing the death of a miner, and they stopped work one day on™ that account. , You would better write the mines often so they may not forget you. Yours truly, (67 words) 17. Gentlemen: . Yours of the 29th at hand and noted. We have seen the G. F. A. and you may give him a draft on us” for the full amount of freight on three cars, and send us the freight bills. He will be instructed to accept the draft, and he™ can credit it to the cashier, Mr. Aldrich, the same as before, as so much cash. We trust this ‘will make the matter satisfactory to™ you. Yours truly, (78 words) 18. Gentlemen : Yours of December Ist at hand. We quote you the actual cost on car of hard coal, any size you want; namely, $7.40. per ton on track here. If you do not think this bed-rock price, ask other dealers for quotations and you will see that we” are away down. We _ want your business, and this is an effort on our part to get it. Hoping this will prove satisfactory as to” price, we are Yours truly, (80 words) 19, Gentlemen: Yours of the 15th inst. about our or- der for cinders received. Please con- tinue the shipment of cinders to us at the rate of 2” cars per day until we countermand the order. Please send the cinders that carry the most iron. If the cinders keep up to grade, we®™ shall try to diminish your pile for you this summer. We should like to have them sent forward as regularly as possible so as not” to crowd the yards too much. Yours truly, (83 words) 20. Gentlemen : Yours of the 25th received and noted. We have sent you two cars of coal on your order. We know other parties are selling” at lower prices, but WOOD AND COAL BUSINESS. /“ 13 if the quality. of their coal were as good as ours their prices would be as high. We have sold against® them at various places and did not have to cut prices. We will make the remainder of your coal at $3.50 on stove” and nut and $3.25 on soft. know. Yours truly, (92 words) 21. Gentlemen : Herewith enclosed find statement of 2 cars of coal, together with agent’s tracer showing cars delivered to you. These were the cars in which” the numbers were mixed, you receiving the car billed to Stipp, and he getting one of your cars. Please remit for same together with expense-bills,” as we need them to-credit you with the freight. Yours truly, (62. words) 22. Dear Sir: We have missed your frequent or- ders lately and are anxious to do some business with you from time to time. We quote you” dry cord wood, blackjack and hickory, at $3.50 per cord f. o. b. your track, and green and half- seasoned wood, same kind, at™® $3 per cord your track. We can furnish you wood same as above, sawed twice in two, at $3.75 per cord on™ track here; sawed twice in two and split ready for use in cook stove at $4.50 per cord f. 0. b. your track.” Hoping to receive an order from you in the near future, we are, Yours truly, (115 words) 23. Gentlemen : Yours of the 11th at hand. Our foreman at Weir City has instructions to ship you coal regularly. Will you write and have him” send the balance of your order at once? From present indications, we can supply you with what coal you may want this winter. We cannot™ quote you prices for the winter just now as miners may want more pay for mining the coal, but will say it will not be® more than 13 cents anyway. Yours truly, (82 words) 24. Gentlemen : Yours of the 13th at hand. We un- derstood your order to be for another car of hard coal, and so shipped it to you.™ If you are not prepared today to pay for all of it, do the best you can and we will wait on you for the balance, If this is satisfactory, let us which we trust will not be long, as coal is going up. ‘1t is good property at the price we have charged you. Hoping” to hear from you soon, we are Yours truly, (84 words) 25. Dear Sir: Yours of the 9th inst. came duly to hand. We quote you the following prices for one year, from July Ist, 1908, to” July Ist, 1909: during the months of July and August, ’08, and April, May and June, ’09, lump coal, either Weir City or Fort Scott at® 10 cents; and for months from September Ist, 08, to March Ist, ’09, 11 cents. Slack for the year, 5% cents. All the above f.% o. b. Kansas City, and railroad weights of the Kansas City, Fort Scott & Gulf Railroad as a basis of settlement. An acceptance of this™ offer will be considered a contract. Yours truly, (108 words) 26. Dear Sir: ~ Yours of the 24th at hand. In re- gard to the car of slack coal No. 20), C. & A., shipped you by mistake,” we sent you a dispatch yesterday asking you to take $1 a ton on it, and we would send the difference in cash.” In the meantime we will try to get the K. C F.S.&G.R. R. to cut the freight down, on account of” its being slack. Yours truly, (80 words) 27. Gentlemen: ‘ We send you statement of account as requested showing amount due us $25.66. Can you not make arrangements to pay us, if” not all, something on ac- count? If you commence mining the drift, we should be willing to take coal from you for the balance. We under- stood” from the railroad company who asked us about setting in cars for you, that you wanted two cars to load. Let us hear from you” in regard to the mat- ter. , Yours'truly, (82 words) 28. Dear Sir: We do not understand why we can- not get a reply from you. We have still on our books a balance against you of* $26.75 for which we have sent you sev- eral statements, but can get no reply to them. Please let us hear from you on™ re- ceipt of this, and oblige Yours truly, (57 words) 14 WOOD AND COAL BUSINESS. 29. Gentlemen: We are in receipt of your letter of the 9th, and in reply will say Mr. B. is away from town. He will return®™ Mon- day, when he will write you ahout the brick. In the meantime you may send three cars of brick to our place in Weir City,” Kan., so there may be no delay. Yours truly, (59 words) 30. Dear Sir: Your letter of the 15th received. Our manager, Mr Smith, is away and will not return for several days, but he left word™ that as soon as he comes home he will see you and that arrange- ments can then be made as have al- ready been mentioned. Hoping this” will be satisfactory, we are Yours truly, (57 words) 31. Gentlemen : Please inform us if you have yet found out anything about car No. 2632 shipped on Jan. 11th, and No. 3793, shipped on Feb.* 13th. We sent you statement of account showing $141.20 against you, but had not taken into ac- count the freight on car No. 3121,” which you report as $50.75. Please see whether we are corréct as our books show. Yours truly, (69 words) 32. Gentlemen : Yours of the 3d received and noted. The prices quoted by you are more than we can stand, as we have to re-ship this™ coal 125 miles south of here. You might quote us prices f. o. b., and we will see what we can do on freights south® of here. We shall continue to give you our orders at the price we have been pay- ing for this coal, until October Ist. We understand” it is being used a great deal in place of lump coal. ; Yours truly, (89 words) 33. Dear Sir: Your letter of the 5th inst. received and contents carefully noted. The coal operators of Kansas City and points south of here have” been talking of hav- ing a meeting here in Kansas City with the operators north of the river, with a view of taking some united action on” the mining bill recently passed by the legislature. If the law is to be obeyed, there will have to be some change in the price™ of mining, and the change should be general and at the same time. - We should like your co-operation and views in the matter, and also™ the views of other operators. Will you talk the matter over with some of the oper- ators, and attend a meeting in Kansas City some time ™ in June? Yours truly, (129 words) (@ VOCABULARY OF THE FURNITURE BUSINESS, ~ In which the words and phrases are selected for study, the same as in the previous business. The student should prepare well on the words and phrases before taking the letters in dictation, by practising each word and phrase over eight or ten times, being careful to make the outline correct, and to understand how it spells the word, unless it be a word-sign. The number of letters to be given in each dictation must depend on how well the student or class is prepared. The letters in the Furniture Business may be given in two, three, four, or more dictations. The number of dictations should be left entirely to the judgment of the instructor. Keep your pencil sharp, but do not wait until the dictator begins to read before vou decide-tersttatpen it~ / + ) a \ A 16 VOCABULARY OF FURNITURE BUSINESS. 1 You enclose Involce Bill of lading Shipping bill Attached Please furnish- With these We may To reach Destination Figure Freight Charges On them 2_Do you wish Kensington Ingrain . Turkish Rugs There are no Sizes Nearest Want We can make For you Any kind Size Carpe You wish 3 _In reply to your letter Understand From the Furniture Co. You are willing To take the Chamber Suite At the Paid For it Before The best And we will Deliver 4 Some time ago We received Illustrated Price-list Of your Furniture Then You informed Your full List Discount Sheets Were not Out u Please send To us Above Address We are In the We are in the market Parlor Bed-room Suites Carpets And should like To have them - Delivered Early January 6. In reply to yours of the Werregret to say : To say Failure To ship Castors With balance. f order Was Due to the fact Nearly Out of them We have had Considerable Trouble ea b getting No. 4 ° (10th inst. : ar A Cae TE. Sg LP aoe, frm PL Porcelain Wheels Lot Road Factory Promises To keep us Supplied " With them We will fill Your order From the First Arrives Balance G We have no Cuts Catalog Of the Rattan Rocker You wish Sorry We are unable to Supply , We shall Put Of these . As soon as possible Possible . You will favor us With your orders Line lo Goods We may be able to To fill Them . Satisfactorily After { Please send us Also send Samples Tapestry Brussels Linoleum We shall place Next Month 8 Quote Opaque Per yard 56-inch Spring Rollers Are made Tin Inside And are * Worth Drab Brown e Blue Olive Green 9 We do not carry Sofa Beds In white Factory : Upholstered We can furnish Covering : As per .Give you - For this work Regular price 10 Very much Exchange the Do not Vit To send Others Write us You may then We will send them You have We found 11_ On getting your Your goods To the Derat Th... there was Considerably ‘For one car And not . And sone of the goods a. a VOCABULARY OF FURNITURE BUSINESS. ' op References anertes rafeeg res nce Gotten °° loon owe ‘should have been yom #7 Hine gone. i there be antacion - We will load Will be satisfactory I BP if xou do not We may be . 18 Favored e Up* . 2 pEovsons We are in receipt of your Qe One Cheap ~ Pan flr x. gate in receipt 2 Start And would say Wednesday Pn aa Bookeases Thursday we EE wk Perfectly Sunday a We are very sorry 12 We send you to-day BL Misunderstanding Catalog Bac « Should have Dressers Taken place Goa. nf One-half OP oon Goncssse Was said e eee As follows AP GO At the time [ceived Per yard | And hope youhave ree gg gy 18 We looked Qe Bnd? aha I shall c@sider a Gity iu ee ST. = Kindness | avi e Ce 1enille If you will advise m . Doanere Fringe pe, By return mail aes 22: Silk When you can send them Solid . We are very much OE Oat Color $: dof aveeseeces Discommoded 1 Brcnenseneen eG Which ts the raat fore They are not 14 Chair. __ joncarding the mage I her In a few days \ Oe Zg Mmye Bordér : a 7 oMMence Which you returne 7 > Qe. Discounting © pac fle DR coessve Weintendéd Re Peete Qwing ‘ meen ‘ As a matter of course o moving To allow CL eet enn Quarters elses esses b. _ . On those eid Shortly waters Rolls " Beneiit Gladly on Am Ome senna sone Provided gsc Ll nvon If you will let us know 9} Pe Smee You will send eG mgs Regretting the _. Postal order 7 On our part [respectfully : sasseeooeceeeage Bank check é QD aca secon We beg to remain Very ey, ° 7 ™ " . Extra for eee We are in receipt of your - Cc. 0. D. valued favor a 2... 15_Opera DPB. 20 We now OP? ca LEC crrersnenrcaevssere We wish po Dine Have your order ‘0 ge . Entered for a He wishes a C. wane tes Bey Chairs wee Felt a ater As state ame. If you can send your Az to f.. In our letter et AT. err To see him as! We trust gent Your car Ron. £.. As well Q A, d« | 21 This will be satisfactory ~~ Fo mes, We are willing al This morning. Sell : e Open We will send him 2 ° Holding Tohim , ° “ To-morrow He says By which time Houses Standard Expect us Afraid Low prices Include 16 We will sell Can not be One of those In this ear Folding Obliged We have not . Shall we ship In stock e T.ocal On the way Kindly [your order Car load 22 We are in receipt of End of the week Placed In case Perry Which will be hese eae For which Walnut cr Please accept thanks You did not We enclose Mahogany serrate Te Soliciting Arenot 420 ark Satisfaction Your further orders 17 Goods sent / be Began, Seeley ak 2 a Yesterday The goods And intended Were ordered There would not be If there has been wv Room Error Tables We shall be glad - z a Knock down In regard to the manner «4-8. fae There were some Of shipment Sideboard It was Oe We note what you say Ordinarily ogo zs Prosecution -In such cases . You are now We make : In a position Which has Aa Jons To make collection Always been her Opportmnity If any time ~ , BPP... To secure Had been h TE. > ° Appreciate Asked r Mw We Tegtes _LETTERS SELECTED FROM THE FURNITURE BUSINESS 1. e Dear Sir: Your letter of the 15th inst. is at hand. You enclose invoice but no bill- lading or shipping-bill is attached. Please furnish us with™ these so that we may trace those cars that have failed to reach destination. We also want to fig- ure the freight charges on them from™ our records. Yours truly, (54 words) 2. Dear Sir: Your letter of inquiry is received. Do you wish Kensington, Ingrain or Turkish rugs? There are no sizes 10 by 10. The nearest® we have to the size you want is 6 by 10 ft. price, $45. We ‘can make for you any ‘kind or size of” carpet you wish. Any orders received from you shall have prompt and care- ful attention. Yours truly, (66 words) 3. Gentlemen : In reply to your letter of the 23d, we understand from the Kansas City Furniture Co. that you are willing to take the Chamber Suite” at the price you paid for it .before. The best price we can make you at this time is $75, less 10 per cent.” If this is satisfactory let us know and we will deliver it to you. Yours truly, (66 words) 4. Dear Sir: Some time ago we received an Illustrated Price List of your furniture, and then you informed us that your full list and discount” sheets were not yet out. If the same is ready. now, please send to us at the above address. We are in the market for™ few Parlor and Bed-room suites, and some carpets, and should like to have them de- livered to us early in January. . Yours truly, (73 words) 5. Dear Sir: In reply to yours of the 10th inst. we regret to say that our failure to ship No. 4 Castors with balance of® order, was due to the fact that we are nearly out of them and did not have enough to fill your order. We have had™ consider- able trouble lately in getting No. 4 Por- celain Wheels. We have a lot on the road now and the factory promises to keep us well” supplied with them. We will fill your order from the first that arrives. Yours truly, (90 words) 6. Gentlemen : Your letter received asking for cat- alog, etc. We have no cuts or catalog of the rattan rocker you wish. Sorry we are unable to” supply you. We shall put in a line of these as soon as possible and hope you will favor us with your orders in this® line along with your orders for other goods, and we trust we may be able to fill them satisfactorily after this. Yours truly, (72 words) 7. Dear Sir: Please send us your illustrated cata- log of furniture with discount sheets. Also send samples of Tapestry Brussels and Linoleum Carpets, with prices. We” shall place an order for these lines some time next month. 7 Yours truly, (37 words) 8. Gentlemen : We quote you 56-inch opaque at 50 cts. per yard. We have the opaque in drab, brown, blue and olive green. The spring”! rollers you inquire about are made of tin, with spring inside, and are worth $1 each. We can give your order very prompt attention™ at this time and hope to hear from you very soon. “ -Yours trulv. (63 words) FURNITURE BUSINESS. 19 9. Gentlemen : Your letter of the 15th inst. 1s re- ceived. We do not carry the sofa beds in white, but as we buy all of them” from the factory and have them up- holstered as ordered, we can furnish you any desired covering .as per price list, and give you, for this® week, 20 per cent off regular prices. Give us your order now and we promise quick de- livery. Yours truly, (68 words) 10. Gentlemen : In reply to yours of July 23rd, we regret very much that the furniture was not satisfactorv, and we are still willing to take™ it back or exchange it. If the springs do not tit the beds, and you wish us to send others, write us, and we will® send them. You may then return those you ‘have on hand. Trusting this will make the matter satisfactory to you and that we may hear™ from you soon, we are Yours truly, (82 words) 11. Dear Sir: We found on getting all your goods to the depot that there was consider- ably too much for one car and not enough for * two. As some of the goods could not be gotten ready until next week, we held part of the shipment at the depot and shipped one full car, which has gone forward. As soon as we can get all the goods from other par- ties and the remainder of your order™ ready, we will load another car. Should there be any space left .we will, if you do not object, fill up with some of our™ cheap goods. The other car will start about Wednesday or Thursday. Trusting our action in the matter may meet with your approval, we are Yours™ truly, (126 words) 12. Dear Sir: Your favor of the 29th ult. re- ceived. We are sending you today cata- log and discount sheet. We quote prices of dressers one-half of* the price of a full suite. oO We have a special stock of Brussels Carpet and quote you, subject to being unsold, as follows: Tapestry Brussels,” 85 cts. to 95 cts. per yard. Body Brussels, $1.00 to $1.25 per yard. Linoleum, $1.25 to $1.50" per yard: Hoping to receive your order, we are Yours truly, (86 words) 13. Gentlemen: Your letter of the 8th inst. re- ceived. We have looked over our stock and have made inquiries but cannot find the chenille fringe or® fringe of any kind in silk, solid color. We are send- ing you by express a piece which is the nearest we can get. If not™ suitable, you may return it. Yours truly, (57 words) 14. Gentlemen : Your order for No. 50 chair at hand. We have to upholster the chairs, but will ship them in a few days. Owing to*™ moving into new quarters shortly, we commenced last Thursday discounting all bills of furniture bought of us for cash 20 per cent during this special sale.” We will give you the benefit of this discount, provided you will send postal order or bank check for the amount. By so doing you” will save $1 which the railroad company charges ex- tra for all goods sent C. O. D. Trusting to hear from you by return mail, we are, Yours truly, (99 words) 15. Gentlemen : Yours in regard to opera chairs at hand with catalog. The party that we wish to get prices for says he wishes to buy* 200 chairs now, and 300 later. It will be well for you to send your agent to see him, but if you cannot do this™ let us know and we will send cuts and prices at once and try to make the sale. He says he has prices from other™ houses and we shall have to quote him low prices. Trusting you will give the matter prompt attention, we are, Yours truly, (97 words) 16. Gentlemen : Your letter of the 30th ult. re- ceived. We will sell you one of those folding beds No. 28 for $95. We have not®™ another in stock, but have a car load on the way, which will be here about the end of the week. In case you want” us to send it, state color of wood desired, Your last letter ordering wal- nut came the day after we shipped the bed, and as you™ did not state color of wood, we sent mahogany. Let us not make this mistake ag. - Trusting to hear ffom you very soon, we are?” Yours truly, (102 words) 20 FURNITURE BUSINESS. 17. Gentlemen : Your favor of the Ist at hand. We regret very much that the goods sent are not giving satisfaction. Our Mr. Seely, who solu®* vou the goods, is very confident that he had the goods shipped that were ordered; but if there has been an error, we shall be” -glad to correct it. In regard to the manner of ship- ment, it was the understanding that the bill was to be cash, and ordinarily in®™ such cases we make draft with bill-lad- ing attached, which has always been satisfactory. If any time ‘had been asked for and references given, we should*® have been very glal to have shipped the goods on the terms desired. Hoping this explanation will be sat- isfactory, and that we may be favored with your future orders, we are Yours truly, (133 words) 18. Gentlemen : We have your favor of the 15th inst. Your explanation regarding book-cases is perfectly. satisfactory to us. We are very sorry, indeed, that a risun- derstanding” should have taken place. Nothing was said at the time we pur- chased the goods, about your not having them in stock. We need the goods” very badly and hope you have received them -by this time, and will ship them to us at once. We shall consider it an act™ of kindness if you will advise us by return mail when you can send them, as we are very mtcu discommoded be- cause they are not™ here now. Yours truly, (104 words) 19. Gentlemen : Your esteemed favor of the 18th inst. at hand. Regarding the 3059 B Moquette carpet and border which you returned to us, we intended,” as a mat- ter of course, to allow you the freight on those two rolls, and if you will let us know what it is, we” will gladly credit your account. Regretting the oversight on our part. we beg to remain, Very respectfully, (67 words) 20. Gentlemen: In reply to your valued favor of the 15th inst. will say that we have your order for 25 rolls of “C” carpet felt.” which we expect to ship the first part of next week, as stated in our letter. We trust this will be satisfactory, Yours truly, (49 words) 21. Gentlemen : Your letter of the 15th inst. re- ceived. We started to load your car this morning, but are holding it open un- til tomorrow, by which® time the Stand- ard Furniture Co. will deliver their goods. We are afraid that all you in- clude in your order cannot be put into this car, and we may be obliged to leave some out. Shall we ship same local? Kindly inform us by return mail, and oblige, Yours truly, (74 words) 22. Gentlemen : We are in receipt of vour order kindly placed with us through our Mr. Perry, for which accept our thanks. Same has been shipped* today, and we enclose the invoice herewith. No. 1238 is in, dark only, and Nos. 1415, 1516 and 2003 are in white only. We assure™ you we appreciate your giving us this trial order. Soliciting further orders, we are, Yours truly, (66 words) 23. Dear Sir: Your favor of the 25th inst. re- ceived. We began loading your car yes- terday and intended to ship it today, but found there would* not be room enough in the car for all your goods. Although the tables are knock-down, there were some tables and a sideboard left out.” Please let us know at once whether we shall ship same local. We note what you say about the prosecution of the case in hand,” and feel that you are now in a position to make collection. Take advantage of ev- ery opportunity to secure it. We appre- ciate the favor very’ much. Trusting to hear from you soon, we are Yours truly, (111 words) VOCABULARY OF LOANS AND COLLECTION BUSINESS. 21 1 Messrs. Downing & Co. Weir City Kansas We have received Abstract And are ~~ Pleased With the Work We enclose it For completion We do not We do not want Our Second Mortgages To show Prefer To have the County Treasurer Certify As to the Explanation To our Customers Cleveland Ohio Enclosed find braft In payment A’s Interest . Which was J. WwW. Unless He pays We intend Foreclose We did not You gave us Our letter Can you Inform Whereabouts 8 Brown & Co. Topeka _Appeais Reliable Years of Age Worker He does For us Farm So far Prompt Reason_- Of his Youth He is Apt - Opinionative He means 4B. T. Baile. And Co. Sturgeon Mo. Warrants If you can get Legally Issued Attorneys This information Readily ive us We should like to have That is Bank You may draw on us Attached 5 J. S. Harding And Co. St. Louis When you find As you mention We did not Larkins Papers if so (an Ca. Bat wn Lahn wv C- pn ae a LPL, dep wrser Bane a Qrrrcvnceeeee D..sanoen 10 J. V. 11 McDonald ~ JA Please return : Also Cee . Notice Particularly Insurance Clause . Properly Filled Will send you 6 Williams And Strong Detroit Michigan B.S. Carver Shows Judgment Prevents liquire And let us know Deed Lands Third Should make Collected Without ‘We want to know Loane Through ze whom Number 7 Andrew Garland Ark. Little Rock Execution To us As soon as possible ln making For loan Application Be careful Description Property Right C's Wrong Mortgage Please have 8 C.D. Miller Interest Coupons By you Payable At our office Due date Bank draft Postal money order Please remember 9. J... Hardin & Co. Ozark Withhold For this month Constitutes We siould like to know Your company Payment Will be assured Defer Longer Present Intimation It has been Changed Personally Extended Present credit Largely Give us Dalton Lebanon For collection Urge If not paid Record Ash Grove whe They have been - 2 ? At least . o LL -@ 22 VOCABULARY OF LOANS AND COLLECTION BUSINESS. In time Faston Notify Tlenderson Release Hands With these We will send Ilold 12. Lincoln I have Your draft Johnson On_business Indian Ward Government Citizen At his own risk tel wely In this country Advice Instruct Clients Effect Real Estate Outside That they We will make He does 13 Cunningham We received Reports R. G. Scott And Co. Promptly We do not think Grounds Placing In which case Sheet Commercial agencies Merchants On which You will see Preserving Presentation Maintain Attorney’s Topeka 14 Glass Freeman Bros. Dun’s Notification Defendants Chattel mortgage You have had This claim In your hands We think You should be able to Protect As well as . You will give this - Immediate attention Proficient Services In all cases We have sent From which Success Depends Quickly We move In reply Recently 15 J. W. Bliss Baltimore Md. Security Of which Next month That date Under the circumstances Circumstances If you desire T’oreclosure Power To raise Discharge I should be Your intentions On the subject As you know ~ La ald. And I enclose you For the last Small To your order You are aware Income And am sure You will allow As it is For the present Stand Quarter - . 16 I respectfully Request I shall be To meet Obligations I am Yours truly 17_ Barber Your note Atlantic Protested Non-payment In the hope We beg to call your at- Rectified tention to Taken up L the matter 18 Kimball Just returned Several days And learn e Hasten Withdraw Beg to say Occurrence Happen It has Trouble Oversight 19 J. W. Farmer Boston, Mass. Is at hand In reply would say About which I should not I do not know Responsibility - Respectfully yours Defer Prepared 20 Zaner Lansing Inform you Discretion Command Confidence Ability Dispose At a loss They are Moreover /Unpunctual Ourselves Faith Capacity Indebtedness Certainly Enter into Relations With them Ample 21_ Stability e reply Investigation Unmistakable Evidence Serious Condition Finances Looseness Transacting Unanimity On the part Composing Harmony Exist Unattainable Opinion Result Dissolution Question They would be able to Resources Yours confidentially We found LETTERS SELECTED FROM THE LOANS AND COLLECTION BUSINESS 1, Messrs. Downing & Co., Weir City, Kans. Gentlemen: ‘We have received abstract and are pleased with the work. We enclose it for completion. We do not want our second mortgages to show,” and we pre- fer to have the County Treasurer certi- fy as to the taxes, as it saves us an ex- planation to our customers. Kindly complete the” abstract soon as possible and send to us. Yours truly, (61 words) 2. Mr. Henry Wilson, Cleveland, O. Dear Sir: . Enclosed find draft for $28.09 in payment of A’s interest, which was due Jan. 1st. J. W. has not yet paid® his interest, nor has he offered any expla- nation. Unless he pays soon, we intend to foreclose the mortgage. We did not find S. at the® address you gave us, our letter having been returned. Can you inform us as to his whereabouts? Yours truly, (69 words) 3. Messrs. Brown & Co., Topeka, Kans. Gentlemen: In reply to your letter of the 18th inst. will say Mr. B. appears to be a very steady and reliable young man, not® more than 24 years of age, and a good worker. He does quite a good business for us in farm loans, and we have so” far found him to be a prompt and re- liable person. By reason of his youth he is apt to be opinionative, but he means well.” as Yours truly, (77 words) 4, Messrs. B. T. Bailev & Co., Sturgeon, Mo. Gentlemen: Replying to your letter of the 27th ult., will say that we will take your $1500 in county warrants, and ‘more, if you” can get them at 90 cents, provided they are legally issued as per our attor- {ney’s list of requirements enclosed here- with. This information you can readi- ly” give us. We should like to have them in as many even amounts as pos- sible, that is, 100, 200, 300 and 500. You may draw” on us through your bank with warrants attached. Yours truly, (85 words) - 5. Messrs. J. S. Harding & Co., St. Louis, Mo. Gentlemen : Yours of the 27th inst. at hand. When you find a mistake, as you men- tion, please correct it. See if we did not, by” mistake, enclose a draft for $117.60 with Larkins’ papers. If so, please return. Also notice Larkins’ mortgage very particularly, and see whether the™ insur- ance clause is properly filled out; if not, return at once. Will send you a number of papers this week. Yours truly, (72 words) 6 Messrs. Williams & Strong, Detroit, Mich. Gentlemen : Yours of the 15th inst. received and in reply will say that the abstract of B. S. Carver shows judgment against him, which prevents™ the making of the loan. Please inquire and let us know whether or not the loan could be col- lected without a suit, if Carver were” to deed these lands to a third party and that party should make a loan on this property. We want to know this particularly, as™ we have loaned Carver some money and should like to make an additional loan to the party to whom he may deed the land when’ the judgment is out of the way. 23 24 LOANS AND COLLECTION BUSINESS. Kindly let us hear from you by re- turn mail, and oblige, Yours truly, (120 words) 7. Mr. Andrew Galand, Little Rock, Ark. Dear Sir: Enclosed find bond and mortgage deed for execution by Mr. and Mrs. B., which please have executed and return to us as soon” as-possible, with com- plete abstract of C.’s loan enclosed. In making out application for loan, be careful to get the description of prop- erty right. That of C.’s° was wrong. Yours truly, (55 words) 8. Mr. C. D. Miller, Springfield, Mo. Dear Sir: Your interest coupon for $97 at- tached to mortgage 2700 made to us by you on April 30th, is due October 30th and” payable at our office. Please remit the amount at the due date, by bank draft or’ postal money or- der. Yours truly, (46 words.) 9. Messrs. J. H. Hardin & Co., Ozark, Mo. Gentlemen: In reply to yours of the 3d asking us to withhold our draft on you for this month, we should like to know who” constitute your Company now, and if payment will be assured us, in case we defer collection 30 days longer. We have been carrying this account®™ in the name of M. and H., and your present letter is the first intimation that it has been changed to a stock company. We™ know Mr. H. personally, and have ex- tended our present credit largely on his account, Please give us the necessary infor- mation, and oblige . Yours truly, (99 words) 10. Mr. J. V. Dalton, Lebanon, Mo. Dear Sir: We enclose for collection, draft on M. & K., amount $36.25. Please urge settlement, and if not paid, get their ac- ceptance® and return to us. Yours truly, (31 words) ‘ 11, Mr. J. A. McDonald, Ash Grove, Mo. Dear Sir: We enclose you first and second mortgages of T. H. B. for record. Af- ter they have .been acknowledged, fill in the date of” acknowledgment so it will be at least one day later, and record these mortgages. We trust our letter reached you in time to hold the® Easton mortgage from record, but should that have already been recorded, notify us at once; also D. S$. Henderson, asking the latter for the release.” If the third mortgage is in your hands, record it; if not, we shall have him send it to you to be recorded with these. Yours truly, (102 words) 12. Mr. George D. Hope, Lincoln, Neb. Dear Sir: I have your draft on J. T. Johnson for $75. Mr. J. is absent on business. On his return we will make” collection, if possible. Mr. J. is an Indian. An Indian is a ward of the government. When a citizen credits him, he does so at® his own risk, and mu-t rely on the honor of the Indian so credited. We cannot make collection by law in this country, and I would advise you to in- struct your clients to that effect. Mr. J. is a man of some means, but real es- tate here does-not represent’ money to the outside world. I would suggest to all parties in the states that they sell goods to Indians for cash only. Yours truly, (125 words) 13. Mr. J. H. Cunningham, Topeka, Kans. Dear Sir: We received ‘today, for ‘collection, a bill against you in faver of R. G. Scott & Co., for $954. Our agent reports” you as paying promptly and we do not think there are any grounds for different re- port or for placing claim in -attorney’s hands, in which® case your name would appear on the credit sheet of the com- mercial agencies, which goes to all the wholesale merchants, and on which they base their® credit. We trust you will see the importance of preserving your rating; so we draw on you today for this bill through the bank. Trusting’ you will honor the draft on presentation and maintain your rating, we are Yours truly, (115 words) 14. Messrs. Glass Bros., Freeman, Mo. Gentlemen : In reply to yours of the 24th we no- tice, in Dun’s notification sheet of the 25th, defendants have given a chattel mortgage for $500* on their stock of LOANS AND COLLECTION BUSINESS. 25 goods. You have had our - claim against them in your hands since March 24th, and so far have remitted only® $50. We think you should be able to protect your clients as well as others secure theirs, and trust you will give this immediate” attention, as our people look to us for prompt and proficient services in all cases. We have sent you two claims recently from which we have had no reply. Our success in this business depends on how quickly we move. Yours truly, (117 words) 15. Mr. D. W. Bliss, Baltimore, Md. Dear Sir: My note for $2500 for the security of which you hold a mortgage deed on my house and lot, is payable on™ the first of next month. After that date I understand, under the _ circumstances, you can, if you desiic, at once begin suit for foreclosure. Jt” is not in my power to raise the sum necessary to dis- charge the debt, and I shoulJd be obliged for information as to your intentions” on the subject. As you know, I have always paid interest regularly, and I en- close you herewith a check for the last quarter, $37.50°" payable to your order. You are probably aware that I have a small but regular income, and am sure to pay the interest. Under the circum- stances, I have great shopes that you will allow the matter fo stand as it is for the present. £ Yours truly, (147 words) 16. Messrs. Scott, King & Co., St. Louis, Mo. Gentlemen: I respectfully request you to defer the collection of this account until the first of the month, when I shall be pre- pared to meet® mv obligation. Regretting that circumstances pre- vent my being as prompt as usual, I am, . Yours truly, (41 words) 17. Mr. T. M. Barber, City. Dear Sir: Your note for $750.25 due yester- day, payable at the Atlantic Bank, is protested for non-payment. We beg to call your attention® to the matter in the hope that the probable oversight may be rectified, and the note taken up at once. Yours truly, (47 words) ; 18. Messrs. Kimball & Co., City. Gentlemen: I have just returned to the city, af- ter an absence of several days, and learn with much regret, from yours of the 11th inst.” that my note has been protested for non-payment. I assure you that it was an oversight on my part in not arranging for its payment before™ leaving the city and I hasten to pay same, and beg to say that such an occurrence will not happen again. Regretting the trouble it® caused you, I am, Yours truly, (82 words) 1 has Messrs. J. W. Farmer & Co, Boston, Mass. Gentlemen : In reply to yours of the 10th we find upon investigation that the hoyse you inquire about is in good standing. They have made” a good record with us and we should not retuse them a reasonable credit, although we do not know the ex- tent of their responsibility. Respectfully® yours, (51 words) 20. Messrs. H. M. Zaner & Co., Lansing, Kans. Gentlemen: - Relying upon your discretion in the use of any information. we may give you, we must report that the parties of whom you write” do not command the confidence of business men. They ‘have a large amount of over- stock without the ability to dispose of it, except at a” loss, and they are, more- over, quite -unpunctual in their pay- ments. We, ourselves have no faith in their capacity to pay their already large indebtedness, and® would certainly not enter into business relations with them, without ample security. Respectfully, (88 words), 21. Gentlemen : Regarding the stability of the par- ties of whom you write, we must say that upon investigation, we find unmis- takable evidence of a serious condition™ of their finances, and a looseness in their method of transacting business, together with a want of unanimity on the part of the gentlemen composing™ the firm. - The harmony that should exist be- tween them is, it seems, unattainable; and this, in our opinion, can only result in a dissolution of” the firm. Should this happen, it is,a question whether they would be able to meet their obligations, as from all we can learn their™ re- sources are at a low ebb. Yours confidentially, (108 words) VOCABULARY OF THE PAPER AND PRINTING BUSINESS. Many of the most eminent reporters use a limited number of contractions and comparatively few word-signs, Writing by sound soon becomes mechanical, and whatever is done mechanically can be done swiftly and easily. Write so you can read your notes. Even when you are most hurried, aim to make each character as nearly perfect as possible. A careless habit is hard to overcome and is fatal to success. You can do better and quicker work, if you feel sure while writing, that you can read your notes when you are through. VOCABULARY OF PAPER AND PRINTING BUSINESS. 27 1 Answering Since 6 pound Heads You may ship He Careful That they are Securely Packed So as Error Awaiting Further Favors 2 Small Plates Similar Signette Finish Anticipate 3 Valued Reams Turkey Lihen Packet Wove Cream Laid Shall be Deduct Receipt Remittance 4 Relative Short Lenox Ask you Kindly Advise us Arrived Gross < Tare In a better It seems Strange On an order Paper It is very Seldom Varies More than Either Information Very much obliged 5 Discount Referred Original Mr. Reton But can not Figure . How Allowed Pleasure 6 Through Mr. Ralph Direct Quickly Possible Assorted Cover Our best Attention 7 Mr. Thurman Antique Sample Bristol Cambridge Per hundred 8 Referring Clarendon Folio Thought Hand In as much as 9 Telegram Type We are very much Surprised Learn However 10 Separate Manila Per Ib. 11_Esteemed To you Evening Th arr Arn fr en Oa Beet a weg ret uv LE sv PEM v1 A rnnvene _ Lecce cvs ovrcve Envelope To the factory To be shipped This is the / . Serve nel fPoven re Gone Item . Of your order ‘Action mena” ame ' Approval 12 We received , expect . . Reach e We will ship co of ene Pe oos Spleen Hold 13, Ghrongh tleast fon , 14 Wrapping Rolls Consigned As you had Shall be At once 15 Arlington Special Upon Respectively We quote you Which will have our 16 Safely Ruled Marking Distance Edge Perforated Morning Wrote you As to the Typewriter Hear . If you wish 17 Colored Cardboard By this mail Rather than Risk Ply 18 Column Half-shade Portraits Investigate Advertisement Outline Unfortunately Coinpleted Drawing Proof Inspection Herewith 19 Mr. Rice Print paper Reams Fiat Bundles Folded Quires Per cwt. Per M. And be shipped As soon as possible Careful 20 C. W. Spencer To-night For your city Before he leaves ut as His stay Limited Is limited Toa day We would suggest In order that Does not Miss you Send him Metropolitan Hotel Best time To call And the proper Will take pleasure Explaining System Labor-saving Interested LETTERS SELECTED FROM THE PAPER AND PRINTING BUSINESS 1, Gentlemen : Answering yours of the 18th inst., will say that since you cannot use the six-pound note heads, you may ship them back to” us, being careful, please, to see that they are securely packed so as to arrive in good condition. We regret the error, and awaiting your™ further favors, we are, Yours truly, (56 words) 2. Gentlemen : Answering your favor of the &th, we have to say that our prices for the] | plates, similar to those mentioned, in the signet finish® will be $2.20 each. We anticipate no trouble in making you sat- isfactory plates and hope to be favored with your order. Yours truly, (50 words) 3. Gentlemen : We are in receipt of your valued favor for four reams four-pound Turkish linen packet note heads. You do not state whether white” wove or cream laid is wanted, and we shall be glad to have you advise us. If you will remit the amount of your purchase,” less 2 per cent, which you may deduct for cash, we shall be glad to ship on re- ceipt of your reply with remittance. Yours truly, (75 words) 4, ~ Gentlemen : Yours of the 16th inst. relative to short weight of Lenox book, received. We would ask that you kindly advise us how you arrived® at the short weight, giving the gross, tare and net, so that we can complain to the mill more intelligently. It seems strange that on™ an order for 100 reams paper that it should be 300 pounds short, as it is very seldom that paper varies more than one pound” either way. , Kindly give us this information, and very much oblige . Yours truly, (88 words) 28 5. Gentlemen : We have looked up the matter. re- garding the discount on your last bill, and have referred to the original order given our Mr. Reton,” but cannot see how you could figure the discount any other way than as we have it. We have allowed you full cash discount on™ this bill, as per your arrangement with Mr. Reton. Please look the matter up and see if we are not correct. Awaiting your. further pleasure,” we 4 remain - Yours very truly, 80 words) 6. (Gentlemen : We have your valued order through our Mr. Ralph for 100 reams 22x32, 20- Ib. Lenox, at $3.85, less freight,” to be shipped from mill direct, as quickly as possible; also your order for five reams 20x25, 35-lb. assorted cover, to be™ ship- ped from here May 10th. We shall give.all the above our best attention and will ship promptly. Thanking you, we are, Yours truly, (74 words) 7. Dear Sir: Mr. Thurman writes us to quote you prices on Antique laid paper like the sample he enclosed. We have noth- ing like it in® stock, nor are we able to buy it in the city. Upon his request, we enclose samples of Cambridge Bris- ‘tol, and hope to receive your™ order. Yours truly, (53 words) . 8. Gentlemen: Referring to your order of the 9th, given our Mr. Thurman, for 16, 18, 20, and 24lb. Clarendon folio, we thought best to* send samples of stock we now have on hand, inasmuch as the last lot sent was not satisfactory. We enclose samples of each weight. Kindly” advise us if satisfactory, and we will fill the order promptly. Yours truly, (63 words) PAPER AND PRINTING BUSINESS. 29 9. Gentlemen: In reply to your telegram we wired you today that your type was sent Thursday. We are very much surprised to learn that you® have not yet received it, as the order was filled the same day it reached us. We trust, however, that it has come to hand®™ by this time. Yours truly, (55 words) 10. Gentlemen: In reply to yours of the 20th inst., we are sending you under separate cov- er, samples of 24x36, 25 lb. Trade Ma- nila® as requested, and quote you 5c per pound, f. o. b. Kansas City. Kas. Hoping to receive your order, we are, Yours truly, (49 words) r 11. entlemen : We shipped your esteemed order of the 25th as per invoice, to you this even- ing. We have sent your order for 30,- 000 envelopes to* the factory to be shipped with other goods. best way we can serve you in filling this item of your order, and™ trusy it will meet with your approval. - 7 _ Thanking your for your order, we are, Yours truly, (66 words) ‘12, Gentlemen : We received this morning your es- teemed order of the 3d, and ship your goods, as per invoice, to you today. We are, at the® present time, out of the No. 50, 614 envelopes. We expect a stock to reach us Monday, when we will ship you the 50,000, which® we trust will reach you promptly and be satisfactory. Yours truly, (61 words) ; 13. Dear Sir: We have your’ esteemed order through our Mr. Chapman, but we are out of the 6% envelopes at present. We have more of” these envelopes on the way and they should reach us at least by Mondav. We will hold your order and make shipment as soon as” possible, which we trust will be satisfactory. jeYours truly, (59 words) i 14. Dear Sir: We returned to you for signature some days ago, a bill of lading for ship- ment of six rolls of Manila wrapping paper, 200® lbs., which was consigned This is the. to Wm. Reese & Co., Keokuk, Ia. We shall be glad if you will sign and send it to us at™ once. Yours truly, (53 words) 15. Gentlemen : We ship your esteemed favor of Jan. 27th today, which we trust may reach you promptly. We send you in this mail, samples of” 24x36, 90 Ibs. Ar- lington-and Special upon which we quote you $6.30 and $4.50 per hundred, re- spectively, f. o.° b. Kansas City. We’ are at present out of this size in 100 lb. We shall be glad: to have your order, which we will” give prompt attention. Yours truly, (80 words) 16. | Dear. Sir: We have received, this morning, samples of safety-ruled paper with marking some distance from the edge where you wish the paper perforated. We* will have this done at once and ruled, and will ship same Saturday morning, together with 50 thousand No. 2 Manila envelopes. We wrote you in™ regard to type- writer paper, and have not as yet heard from you. If you wish u3 to fill this part of your order, please advise” us so that it will reach us by Monday. Yours truly, (86 words) 17. Gentlemen : We have your esteemed order of the 28th for 100 sheets of 3-ply assorted colored card board. We send you by this mail,* samples of our No. 1 Bristol, which we think will suit you on your order; but, rather than risk sending something you may not want,*° we write to ask you whether or not we shall send 100 sheets of this board. This is the only 3-ply card board we carry” in stock. Yours truly, (79 words) 18. Gentlemen : Answering your favor of the 22d, we have to say that our price for sin- gle column half-shade portraits is $3. f you will® investigate the matter you will find that the advertisement you mention states that the priee of $2. 50 is for outline instead of half-shade.™ Un- fortunately we had completed the draw- ing before, and will send you a proof for inspection Wednesday. We enclose herewith our portrait sample sheet with prices® on the back. Yours respectfully, (80 words) 30 PAPER AND PRINTING BUSINESS. 19, Gentlemen: We are in receipt of your order giv- en our Mr. Rice for N. N. Print paper, 12 reams 24x36, 60-lb. flat,™~ and 10 bundles 24x36, 56-lb. folded in quires, at $2.75 per cwt., delivered. Also 25 M No. 425, 3% envelopes® at 75 cts. per M, delivered. The above shall have our careful at- tention, and will be shipped as soon as possible. - Thanking you for the™ favor, we are Yours truly, (80 words) 20. Gentlemen: Our Mr. C. W. Spencer starts to- night for your city, and will no doubt call on you while there; but as his stay” is limited to a day, we would sug- gest, in order that he may not miss see- ing you, that you send him a note at the™ Metropolitan hotel, stating the best time to call on you and the proper party to see. Mr. Spencer will take pleasure in explaining, to all® interested, our new system of labor-saving type. Very truly yours, (85 words) im VOCABULARY OF HAY AND GRAIN BUSINESS. 31 1 H. L. Shotwell Peoria White Oats Was satisfactory Condition Inspect All right We can make Out Profit Thanking 2 B. B. Thornton & Co. Salem Corn Evidently Cornered Hands Manipulators eem Dangerous If you wish Re-instate Yourself Wheat Telegraph Deposit To the best Advantage Probable We may be able Replace In the morning Lower It was Exhausted Trade Generally Bullish Breakers Expected At all times 3 Marsh Bros. Lebanon Latter Part Letter Nice Hay We have nothing Since Gilt edge Several Reference 4 Elias Platt Columbus, O. Little Especially Offered Make us Tomorrow Perhaps Accept 5_H. W. Foster Butler, Mo. Market Bran Stuff Increased Materially Within Last Month Probability Formerly It may be Shorts Inquiry 6 Moore & Thompson Bentonville Written Promtsed Answer Days Concerning Up to this time Nothing Surrendered You may have And oblige 7 Marvin Lake & Co. Golden City, Mo. Account Sales Proceeds Everythin 4nd Satisfactory Dc raee GL ne ME 8 Northrop Bros, Tipton, Mo. Desirous Test Would Pounds Average Effort Above 3-7 tra We do not know Other Parties Bidding Consider Strong Whom Wemakeit = - Thursday 9 Geo. Anderson Great Bend, Kans. Arrived Graded Rejected Elevator While there is Very Sample Sacrifice Foriner Subject 10_E. J. Roberts & Son Fort Smith 0. B. & Q. Taken To Inspection But the Damaged Mixed Inspector Examine Certificate Hold If you wish At any price 11_ West Factory Position Handle Large Share Western Station St. Joseph 12 Consignments Solicit Particularly Spec ly rop Young Vicinity Insects Season At all times Grain Futures As any other House In your 13 Excitement Continues And there are no Indications Reaction Predicted Bears For some time On the contrary Situation Inconceivably Strong Fashioned pened Higher than There was no Were received Station Frightened ° Shorts Covering Action Clearly Disposition LETTERS SELECTED FROM THE HAY-AND GRAIN BUSINESS 1. Mr. H. L. Shotwell, Peoria, Ill. Dear Sir: In reply. to yours of the 8th inst., we are pleased to note that our price of 25 cts. for your five cars” of white oats was satisfactory. We hope the oats. will come in in good condition, and inspect all right. We think we can make some” money out of it, and also make a good profit for you. Thanking you, we remain Yours truly, (68 words) 2. Messrs. B. B. Thornton & Co., Salem, Ohio. Gentlemen: May corn is evidently cornered, and’ being in the hands of manipulators, we deem it dangerous. We would. let it alone. . If you wish™ to reinstate yourself in the long wheat, telegraph us a de- posit and we will buy in to the ‘Best ad- vantage possible. It is probable we™ may be able to replace it in the morning, at a lower price than that at which it was exhaust- ed today. The trade is generally” bull- ish, but breakers must be expected at all times. Yours truly, (86 words) 3. Messrs. Marsh Bros., Lebanon, Mo. Gentlemen: The latter part of August we wrote you in reply to a letter saying you had some nice hay for sale. We have had™ nothing from you since. If yon have some gilt-edge hay, we would be pleased to place an order with you at once. Can use several™ cars at present. Hoping to hear from you soon with reference to the matter, we remain Yours truly, (68 words) 32 4, Mr. Elias Platt, Columbus, Qhio. Dear Sir: Replying to yours of the 9th, we think 75 cents, your track, a little too high for No. 2 red wheat, especially when* it was offered today for 73 cents. If you will make us an offer to- morrow, perhaps we may be able to ac- cept. Yours truly, (49 words) 5. Mr. A. W. Foot, Paola, Kan. Dear Sir: Answering yours of the 27th will say that the market for bran and all kinds of mill stuff has increased very materially within® the last month and there is no probability now that we can get any more of the kind for you at the prices formerly quoted.” It may be we can get a car or two of shorts. We have made inquiry from which we expect to hear within a few™ days, when we will wire you again. Yours truly, (84 words) °° Messrs. Moore & hompson, Bentonville, Ark. Gentlemen: We have written you several times in regard to car No. 3742,C.& A.R.R, shipped from Springfield on Aug. 8th. You” promised to give us an answer some days ago, but up to this time we have heard nothing from you concern- ing same, Please return us expense- bills you requested surrendered, together with any information you may have with reference to this car, and oblige Yours truly, (70 words) 7. Messrs. Marvin, Lake & Co., Golden City, Mo. Gentlemen : Enclosed we hand you account sales for one car wheat, No. 352) net HAY AND GRAIN BUSINESS. 33 proceeds $152.19, for which we enclose our check to” your order. Trusting you will find everything correct and satisfactory, we are Yours truly, (39 words) 8. Messrs. Northrop Bros., Tipton, Mo. Gentlemen : We are desirous of getting some No. 2 red wheat to test from 58 to 59 pounds. Would like to have it aver- age 58%” pounds. If you will make an effort to get us some of the above weight we will pay you an extra price. On today’s market® would pay your track 74 cents. We do not know what other parties are bidding for No. 2 wheat, but we consider this a strong” bid, and you are the only one to whom we make it. Now, if you succeed in getting any of this wheat for us, please™ wire us early Monday morning the num-| ber of cars you can ship by Thursday. Yours truly, (116 words) Mr. George Anderson, Great Bend, Kans. Dear Sir: a Two cars of wheat arrived today; one graded-No. 2, the other was re- jected. The No. 2 we shall put in the elevator™ ee sell on the market, while the rejectéd we shall sell by sample to the best advantage. There is very lit- tle demand for off grades of wheat, but we shall not sacrifice your car. Your former shipment was very satis- factory and we experienced no trouble in closing it out at™ the top of the mar- ket. Enclosed find account-sales for same. The net proceeds are placed to the credit of your account and are sub- ject to” your draft. - Yours truly, (104 words) 10. Messrs. E. J. Roberts & Son, Fort Smith, Ark. . Gentlemen: . Your car No. 2052 C. B. & Q. was received yesterday. From a _ sample taken from the top..we sold without in- spection, but the® buyer, as soon as he had seen the first load, on account of the damaged condition of the oats, and there having been so much® corn mixed through them, asked our regular inspec- tor to examine the car and enclose his certificate. We now hold the cat sub- ject to your order,” but if you wish, we will sell it to the best advantage for your account. , The party who bought them at first will not take’ them at any price now, so if we sell them again, we shall have to find a new buyer. Yours truly, (121 words) 11. Gentlemen: We should be pleased to have you quote us prices on No. 2 corn. We have considerable corn here in the West that we” can ship, and have understood that your firm is in a good position to han- dle a large share of the Western trade. If you ‘know” of .any low rates of freight, you might quote us prices at the western stations: St.Louis, St. Joseph, Kansas City, or any other. Hoping” to hear from you by early mail, we are Yours truly, (86 words) 12. Gentlemen : ) Your draft of $300 attached to bill- lading for two cars which arrived today, was paid yesterday. Your consign- ments shall, at all times, receive” care- ful attention at our hands. We do not solicit consignments of grain particu- larly, our specialty being trading in fu- tures, still we are prepared to take™ as good care of consignments as any other house: How its the crop of ‘young wheat looking in your vicinity? Do you fear any damage” from insects this season? Yours truly, (81 words) 13. Gentlemen: The excitement in the wheat market continues, and there are no indications of a reaction predicted by the bears for some time. On the” contrary, the situation is inconceivably strong and in- dications favor an old-fashioned bull market. May wheat opened this morn- ing very strong, 34 cent higher than Saturday’s™ closing price. There was no wheat for sale and buying orders were received from every station. This frightened the shorts into covering big lines. The” action of the wheat market today clearly indicates that there is less disposition to short the market thai for many months past. Yours truly, (99 words) VOCABULARY OF THE ‘LUMBER BUSINESS, AND THE FLOUR. FEED. AND FUEL BUSINESS. VOCABULARY OF LUMBER BUSINESS. 35 1 J. H. Morgan Omaha, Neb. Just Cancel Our order Take Long Joist Whenever And will Give you Instructions To ship When you Notify Ready Simply Did not Want them Wichita Yards Use Some other Points Advantage That they are 2 W. A. Bishop Moberly, Mo. Dispatch Buyer In the north Stating Dimension Shingles Filled Get them Advice Chicago No other Place - Fancy Possible Be able Able to Be able to Mississippi river But are not 8_B. B. Hopkins Kansas City, Mo. Invoice Error Extension Corrected 4 J. W. Lewis Lamar, Mo. Cireular Windows Chureh Has been Office Without Delay 5 C. W. Graham Pacific Memoranda Contents: Winfield If you will Name us Yellow Fencing Considerable Figures Correspondence 6H. D. Myers Lincolnville Acknowledge Tmpossible Promptuess ¢ Dry Kilns It would take We could Before Burned ° 7 P. H. Curtis & Co. Winona Telegram Moment Wired For you Anne 8G. a a he a BF CHS Immediately Transfer Rush Through Thanking Tor the 8 Hummel Iumber Co. Bolivar Messrs. Montgomery Griffit riffith Of this city That you have Ash Lumber If the lot Is not Sold Quotations Description Quality Sizes Dryness In the market Outside > Particularly Quantity Something More than Ordinary ° 9 J. G. Maynard Neosho, Mo. ‘Asking Scudder ~ Providence Ete. At the mill Avail Only People Promise As soon as possible Within More than this Lookout Yourself Down tliere Lightly Loaded You may get Otherwise Drag Along longer than it was probable 10. T. H. Graham Lebanon, Ark, Walnut Directions St. Louis Enough Barges En route Expect Arrive Forward We remain 11 W. H. Walker Meinphis Graintield Kansas Minn, Lumber Co. Elsewhere Jeopardize Trade So long Unfilled Simply Outrageous Also Pollowing Items Sidin Moulding lence Boards 10 feet 10 inches Feet 12 Advised Armourdale Yards Shortage Bunches Lath And your invoice Liberty Charging Pn acc cece Lace! log LOEB ede Vln sa sf wif & Sr SG C2," 36 VOCABULARY OF LUMBER BUSINESS. Per thousand Amounting Send us 13 As to the Reclamation Probably Claim Adjusted Always Presented Immediately Settling 14 Clear Standard 8258 Providing Immediate Straight grain 15 Cigar Lumber Supply Veneered Poplar Imitation Accompanying Guarantee Distance Shorter Itself Object FLOUR, FEED AND FUET 1 Replying Anthracite Forwarded Promptly Hurried Rapidly Coke Crushed Instead 2 Mr. Hatch Furnishing Republic We regret We are not Hither Slack To have you Glad 3 Placed Information Holding Mr. Boyer Ask you If you are Still Very much If you have , Figure with you Do you think Possibility 4 Below Different Grades Cherokee Rich Hill Deepwater Semi-anthracite Inquires Smithing 5 Bran Unable Evening Tomorrow Unless Hauling 6 Flour Shape We are selling Patent Monett It is the best They can get Peirce City To be able to 7 Sacks Nights Tonight Plenty Condition Writer gla Tinh. ” poe We cei et 22 nemememvmeren nme secre szmansnees Hesitation Having noticed On many Occasions Dictation To those Who have Ambition Aspiration Disposition Opposition Inaction Desire Acquisition Of a business Education Not only As a matter Remuneration To have Occupation And to be able to Follow Vocation For the satisfaction Reputation As well as the Accumulation Congregation Concentration From 4 . Own satisfaction Compensation Termination I have some Conception Vexation Prevention Interruption Solicitation Accommodation Consolation Instruction Introduction Information Undertake Collection Combination Classification luvestigation Incapacitation And ae Successful Consummation Contemplation Exuumeration Anticipation Expectation Calculation Growing Inclination Accumulation Composition Recollection Consultation Conversation Revision Reflection Selection Inspection ’ Disaffection Disa pprobation Merit Recoynition Appreciation Demonstration Admiration Consideration Honest Application Donation Approbation Commendation Production Provocation Declaration Intention Familiar Relation Exertion . Gratification Commemoration Distinction Admonition Exclamation LETTERS SELECTED FROM THE LUMBER 1. Mr. J. H. Morgan, Omaha, Neb. Dear Sir: In reply to yours of the 24th just received, we requested you to cancel the 2x12 24 and 2x*12 28 feet on our or- der No. 1169. We can take the long joists whenever they are readv, and will give you instructions when™ to ship, when you notify us they are ready. We simply did not want them sent to the Wichita yards. We can use them™ at some other points to good advantage, so please see that they are not shipped there. Yours truly, (93 words) 2. Mr. W. A. Bishop, Moberly, Mo. Dear Sir: We have just received a dispatch from our buyer in the North, stating he could not get the dimension and shingles for you.™ We sent both of your orders to him to be filled. You requested us to let you know if we failed to get them so” we advise you now. We can get them in Chicago. other place where we can get the fancy cut. May possibly” be able to get them west of the Mississippi River, but are not sure. Yours truly, (91 words) 3. Messrs. L. B. Hopkins & Co., Kansas City, Mo.. Gentlemen: Your invoice of June 23d for car 736, we have checked over and find you haye made a slight error in the exten- sién of” feet. We have corrected same. You have it 32,528 and it should be 31,690. Kindly send corrected invoice or a memorandum of credit for difference © Yours truly, (52 words) 4. Mr. J. W. Lewis, Lamar, Mo. Dear Sir: In reply to your letter of the 27th will say that the circular windows for Know of no. BUSINESS the church were shipped on July 3d. Ad- vice™ has been sent from this office and we trust you will receive them without delay. . Yours truly, (42 words) 5. Mr. C. W. Graham, Pacitic, Mo. Dear Sir: , Your letter of the 6th with memo- randa of contents of car 400 which you have at Winfield to dispose of, is at hand.™= We do not care to take it at the price quoted. We might possibly take it if you would make us a reason- able price. We have been buving all our yel- low pine dimension and fencing, of the size you have, for considerably less money than your figures. As requested, we” seturn the cor-. ‘respondence. Yours truly, (80 words) 6. Mr. H. D. Myers, Lincolnville, Kans. Dear Sir: In reply to your letter of the Sth, as to canceling the 2x12 28 feet on our order No. 1176,” placed with you May 31st, will say that you acknowledged this order June 9th, stating that it would be impossible to fill it with promptness,” as your dry kilns were burned, and it would be 30 days before ~ou could get it out. We wrote you to hold the or-: der™ and make shipment as soon as possible. The order has been accepted and we shall expect you to fill it. Yours truly, (97 words) 7. Messrs. P. H. Curtis & Co., Winona, Mo. Gentlemen: Your telegram is just this moment received and we have wired the mill to get out three cars of 2x14 24 ft. joists for you immediately. As soon as they come in we will transfer them and rush them through. Thanking you for your order, we™ are, Yours truly, (53 words) 37 38 LUMBER BUSINESS. Hummel Lumber Co., Bolivar, Mo. . Gentlemen: We are informed by Messrs. Mont- gomery & Griffith, of this city, that you have a lot of Ash lumber for sale. If the lot” is not already sold, we would like to have your quotations and de- scription of qualitv, sizes and dryness. We are in the market for Ash® lum- ber and will pay outside prices for same delivered here in. St. Louis. We should particularly like a quantity of 6x6 16 ft.” and would ‘pay something more than ordinary prices for that size. Please let us know immediately if you have the lumber to sell, and oblige *” Yours truly, (102 words) 9. Mr. J. G. Maynard, Neosho, Mo. Dear Sir: We received your telegram this morning, asking us to see Mr. Scudder and have him order the City of Provi- dence to take out® the balance of the Ash, etc., at the Mill. We did our best to do this, but without avail. The only promise that we could” get from the boat people here, was that they would, take it as soon as possible, and that it was probable they would get it® out within a week. More than this we could not get them to promise. You will have to look out for a boat yourself down™ there, and whenever one comes up lightly loaded, you may be able to get them to take it; other- wise we fear it will drag along’ longer than a week. Yours very truly, (132 words) 10. Mr. T. H. Graham, Lebanon, Ark. ‘Dear Sir: Your kind- favor of the 27th is re- ceived. We will ship you the three cars of first and second Walnut at once as” per your shipping directions, price to be $80 per thousand f. o. b. cars St. Louis. In regard to the 2 in., 24%4™ in. and 3 in. we have not quite enough on hand to fill your order. We have, however, two barges en route which we expect™ to arrive about the end of the week, when we will forward your six cars. Yours truly, (92 words) 11. Mr. W. H. Walker, Memphis, Tenn. Dear Sir: Please see that order No. 888, sent you April Ist, to Grainfield, Kansas, and placed by you with the Minnesota Lum- ber Company, on*® May 2nd, is canceled. We have ordered this elsewhere. We cannot jeopardize trade by allowing such orders to remain so long unfilled. This is simply” outrageous. Also can- cel the following items on order No. 1101 to Grainfield: 5000 feet D. siding. 3000 feet 12-inch boards, 10 feet. 300 feet™ of moulding, No. 4073. We have bought this elsewhere. Yours truly, (86 words) 12, Gentlemen : We are advised by our Armourdale yards of the following shortage in car No. 15154, shipped by you on the 20th of June: They” find only 1,272 bunches of lath in the car and your invoice calls for 1,872. We have taken the liberty of charging you back with® 600 at the price charged, $22.00 per thousand, amounting to $13.20. Please send us credit memorandum. Yours truly, (71 words) 13. Gentlemen: In reply to yours of the 6th, as to the reclamation of $12.80 allowed on car 5062, will say that this was credited® to your account on May 20th. See May statement for it. We probably wrote you in June, after the claim had been adjusted to the® shipper. We had quite a time to get the amount allowed. Always when a claim is presented to us from any of the yards,” we imme- diately charge it, so as not to lose sight of it in settling. Yours truly, (91 words) 14, Gentlemen: You may ship us the following short leaf yellow pine: car 7%x4, Ist and 2d $25.00 1 car® 1x4 Ist and 2d clear S 2S and E at $28.00 We shall need 10 cars each for im- mediate shipment, providing” the qual- ity is satisfactorv. We want all the straight grain or edge grain we can possibly get of the lst and 2d clear. It should® run at least 75 per cent. Yours truly, (83 words) 15. clear at Dear Sir: ; We want to sell you cigar box lum- ber. We can supply you with best FLOUR, FEED AND FUEL BUSINESS. 39 grades of lumber f. o. b. cars here at” the following prices, to-wit: Best Log Run Cedac........ $31.00 per M Veneered eo cece nnn nsencneenecetennenncs . 21.00 > oD Poplar Imitation ................ 13.00 »» »» Basswood Imitation........4... 12.00 99 » Terms net cash, less” 2 per cent, and one-third of the amount must ac- company the order. We guarantee the ae Se eee eee LETTERS SELECTED FROM THE lumber to be first-class and the best in the market.” Buying of us would save considerable in time and freight, as the distance is so much shorter. This, of it- self ought to be quite an™ object to you. We hope to hear from you soon, and remain Yours truly, (114 words) ~_ a = vas me = ce o- luo ._ oe, FLOUR, FEED AND FUEL BUSINESS 1, Gentlemen: Replying to yours of the 29th inst. we wrote you yesterday that your or- der for one-car of Anthracite coal had been forwarded to™ Chicago, and ship- ment will be made promptly. It will be hurried forward as rapidly as pos- sible. As requested, we will make your order for lump™ coke read crushed coke instead of lump. Yours truly, (59 words) 2: Gentlemen : Our Mr. Hatch requests us to write in regard to furnishing you some nut coal at-Republic, Mo. We regret to state that at® present. we are not hand- ling any of this coal, but can furnish either lump or slack and would be pleased to have you place your” order with us for your supply. We can quote you slack at 90 cents per ton and lump at $2.75-per ton f.% o. b. mines. Shall be glad to have your order. , Yours truly, (87 words) 3. Gentlemen : On July 29 we wrote you for infor- mation as to whether your hard coal or- der, which you were holding when your Mr. Boyer left® Springfield, had been placed yet. Up to date, we have re- ceived no reply and would like to ask if you are ‘still in the market® for any- thing in our line. We would like very much to figure with you, if you have not bought your hard coal yet. Do you™ think there is any possibility of your do- ing anything with our Kansas ceals this year, and if so, at what time? Yours truly, (98 words) 4, Dear Sir: We quote you prices, f. o. b. mines, on different grades of coal, per ton of 2,000 pounds, as follows: Weir City and® Cherokee lump......$1.75 Weir City and Cherokee nut............ 1.25 Weir City and Cherokee mine run.. 1.25 Rich Hill and Cherokee slack™........ 90 Rich Hill and Cherokee lump.......... 1.35 Rich Hill and Cherokee mine run.... 1.20 Deepwater lump 1.50 In regard to Anthracite, Semi-An- thracite,” and smithing coals, we will quote you prices on application. We shall be pleased to receive your orders and will give them prompt at- tention. Yours™ truly, (1 1,words) Gentlemen : Enclosed find invoice and bill of lading for car of bran shipped you to- day. We have been unable to get any wood loaded until® today. Will get one car off this evening, if possible, and one tomorrow. We are not getting in much wood now, do not know why;™ so you might better look out for some other place to get it, as we are not going to be able to supply you unless” they get to haul- ing more. Yours truly. (82 words) 6. Gentlemen: Yours of the 6th at hand and not- ed. We are at a loss to account for bad flour now, as our wheat is in® much better shape than it was. We are selling considerable Patent at Monett, and they say it is the best 40 FLOUR, FEED AND FUEL BUSINESS. they can get. It took” the lead of Pierce City Mills without any trouble. Weare saving all our bran for you. Was south a day or so and could have” sold a few cars of flour, if we could have promised them any bran. The demand for flour is very dull. Yours truly, (98 words) Gentlemen: 7. not ship a full car of bran at present, and it will be some time before we” can. Have about 12 sacks on hand now. Have plenty of flour and are not run- ning nights, as we cannot find wheat cheap enough” to make anything at present flour prices. The writer will start south tonight to sell a few cars of flour and get the condition of® the market. Yours of the 6th at hand. We can- Yours truly, (79 words) HESITATION The following selection will be an excellent exercise for practising on the “shun” termination: Having noticed, on many occasions, that in giving dictation to those who have ambition, aspiration and a disposition in.opposition to inaction; and who desire to make the acquisition of a business education, not only as a matter of remuneration, but to have an occupation, and to be able to follow a vocation for the satisfaction of gaining a reputation, as well as the accumu- lation, congregation, and concentration of wealth, from a just, compensation, much hesitztion is caused on account of the shun termination, I have some conception of the vexation; and, for the prevention of any interruption, and for my own satisfaction, consolation and instruction, and their accom- modation and information, and without solicitation, I undertake the collec- tion, combination and classification of such words. While my investigation may prove my incapacitation, and may not lead to a successful consumma- tion of the work in contemplation, on account of the enumeration falling short of their anticipation, expectation or calculation, I feel a growing in- clination to extend’ the accumulation in this composition, by recollection, consultation, conversation, revision and reflection, until the selection for in- spection may not cause disaffection, nor meet with disapprobation, but merit some recognition and appreciation of this demonstration of my admiration and consideration of honest application, and, for their gratification and the honor of making this donation, hope to obtain their approval and commen- dation of the production, and without any provocation, lead them to a declara- tion of their intention to become familiar with words in-this relation. (247 words) Br aml Srl Sa) Sa} SF VOCABULARY OF GENERAL ADVICE. 1 Shape That you can Squurely Front Arm Erect Practising Penmanship Fore-arm Movement Chest- Principally Easy Combined Finger Manage Habits Program Instructor. Faithfully Systematic Rapid Precision Happy Medium Dictation Slow Accustomed Avoid Sluggish Pencil Instrument While uality amage Retar Accurate Preferable Student Reporter Himself Individuality Peculiarities Greater . Facility 2 Workman Known Tools Common Stenographer Character Depends Largely Equipment Clumsy Recommended Smooth Flexible Pointed Spencerian Gillott Ink Flow Freely Occasion In which It is Convenient Provide Beforehand Sufficient Sharpened Tough Usual Longhand Note-book 3 Understood Properly Requirements Demanded Realize Briefness Within which He is supposed Complete Course Should be Study Great deal Beginning Unpractised Profit Advice Instead 6 OLE cv BALM. teseenee 1 Rees tO rr a ranen 6 - @ mene tane ee seaceneane pig, fF BA-7/ Opposing Ideas . Judgment Experience Possibly Really Labor Mistakes Decide Outset Moment Employers Object Indiscriminate Destruction Letter-heads Envelopes Errors Tormed School Economy Typewriting Learned Typewriter Eraser Contributing Neatness Typewritten Familiar Information Obtain Teacher Everything Help Expert Appearance Accuracy Waste-basket Careless 4 Scores Wonder Shorthand Progress Compel Cultivation Absolutely Necessary Heavy Impossible Unless Seldom 5 Reference QOceupies _ Inattention Important Observe Writer Torth Greater ffort Fairly Hanging Pushed Extended Occupying ‘Taxing Nerves Nearly Enthusiasm Factor Generally Assumes Higher Standard Already Enthusiastic Comfortable Followed Easier Natural Becomes Finally Pleasant Cling Minutes Ordinary Difiicult G_Secret Manual Mental Skill Perfect Familiarity VOCABULARY OF GENERAL ADVICE. 42 Humanity met Leet (on Potatoes AMEE. 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LE oe See Tixed | a hn Taught Annoying wo Te Pca! 7 " Experiences - _ Dozen Conscientious ores rer oe Econ Tablet Pierre anne tructor 3 Constantly EY Are Sever EE instru Interests Shoulders Talk ne Lessened Persuaded Ground OLE cae Discretion Traveling fee Ae Quickly meMe. tu? Gf... . Guided 7 Naturally lo Thorny oe Actually . Something Beet neeie cn ceeee ~H.- Debate wie =P O/ Nothing Hesitate Results éPQenmine Decision. Unless atria Ae, Around =A wen Can Work . Master - ™ Packages er Strugg. a r Mogg mene shnn MN. Seater Brains ll ent. é Pelive ly Zg e4- ¥ ‘ Gradually e¢ 2£27_3 mpt Worked Se & 4 romp Bottom GENERAL ADVICE. 1. SUGGESTIONS. Always keep your notes in shape so that you can readily inform the instructor where your next dictation begins, andso that you can find your place when called upon to read your notes. Sit squarely in front of the table, putting as little weight on the right arm as possible. Sit erect, in about the same position‘as if practising pen- manship with the fore-arm movement, but do not rest the chest against the table. The weight put upon the table should be on the left arm, principally, leaving the right arm free and easy, using the combined fore-arm and finger movement. Use your left hand to turn your paper and hold it in position, and study how tc manage your paper so as not to lose time. Be regular in your habits in the room, following, faithfully, the daily program of the instructor, and you will learn to be systematic. Make your notes small; it will have much to do with your success. If your notes are large at a low rate of speed, what will they be at a rapid rate? You can not attain to a high speed with large notes, but it is equally dangerous to make them too very small and with too much precision. Try to strike the happy medium. You should have dictation at a slow, medium and rapid rate, so that you will have opportunity to make perfect notes at 4 low rate of speed, and become accustomed to poor notes made at a high rate, and avoid getting into a rut, or a sluggish habit of the hand. The pencil, if kept sharp, is the better instrument to use while learning. Don’t use a poor quality of pencil or paper, and don’t try to write with a dull pencil ; either will damage your notes and retard your speed. To train the hand for accurate work the pen is preferable, if it is a good one, but the student or the reporter should accustom himself to either. Carefully study the individuality of notes made at a rapid rate. Become accus- tomed to these peculiarities and it will lead to greater facility in reading. 9 (360 words) MATERIALS. “(A workman is known by his tools ’’ is a common and very true saying, and especially is this the case with the stenographer. .The character of his work depends largely upon what he has to work with. Pens, ink, pencil, and paper are necessary equipments. With poor material any one will turn out clumsy work. Pens. Reporters differ as to the kind of pens to use. The student is recom- mended to'select a smooth, flexible, medium fine-pointed pen, about the grade of Spencerian No. 1, or Gillott No. 604 E. F. Use black ink that will flow freely, so that the pen may not fail. Pencils. Some feporters do not use pens at all, but use lead pencils entirely. We would recommend the use of both pen and pencil, as there are many occasions on which it is convenient to use the pencil and necessary to use.the pen. Always be sure to provide beforehand a sufficient number of well-sharpened pencils. Usea good quality of pencil, medium soft with smooth, tough lead. -Hold the pen or pen- cil in the usual manner when writing longhand. Everyone will not hold it exactly the same, but the holding of the pen and ease of movement will be governed hy the same rules as longhand writing. 43 4A GENERAL ADVICE. Paper. The kind of paper depends on whether you use pen or pencil. For the pen use good smooth paper, in which the pen will not catch and blur. For the pen- cil, the paper should not be so smooth. If a note-book is used, fill all of one side, and when the book is thus written through, turn it over and write it through the other way. 3 (286 words) NEATNESS. If the student understood properly the requirements that will be demanded of him when he takes a position, he would do more to fit himself. for his future work. If he could realize the briefness of the time within which he is supposed to complete the course, and what should be done in that time, he would study and practise a great deal more at the beginning of the course, and not leave so many things unprac- tised until the end ; and he would be very much more willing to profit by the advice of those who have been over the road instead of opposing his ideas of what he should do and how he should work, to the judgment of those who know by experi- ence what he cannot possibly understand, until he has really been there. Much time and labor and many mistakes in life would be saved if he would decide in the outset to profit by the advice and experience of others. If he had supposed for a moment that employers would object to the indiscrimi- nate destruction of letter-heads, envelopes, etc., on account of errors, he would not have furmed the habit in school of wasting so fnuch of his paper, but would have practised economy, and have been careful in his typewriting, and would have learned to get along without a Typewriter Eraser, thus saving a great deal of time and con- tributing much to the neatness of the typewritten page. Of course the student is not supposed to be familiar with these facts-; and there are many others which should be considered by him, for it is his duty to obtain infor- mation along every line that will have to do with his success. He should carefully weigh the wise words of his teacher and do everything that will help to make him an expert. If he take pains to be neat in appearance, to keep his material in order, and his desk neat, his work will be neat. The word ‘expert’? has almost become a synonym for neatness and accuracy. Don’t do any waste-paper-basket work. If you intend to do some careless type: writing, only practise, and then throw it into the waste-basket, you will save time, and guard yourself against a very bad habit, by putting the blank paper into the waste-basket. As we are, so we do. (390 words) ° 4 KEEP YOUR PENCIL SHARP. In the face of all that has been said in regard to this matter, it seems that scores of stenographers never have more than one pencil at a time, which they sharpen about once a day, and then wonder why they cannot do better work in shorthand, and make progress, instead of growing worse. ; We often hear beginners say, ‘If my pencil is sharp, I always break the point.”’ Now that is just the reason it should be kept sharp, for it will compel the cultivation of a light touch which is absolutely necessary to speed. Of course the touch must be heavy enough to be plain, but it is impossible to make good clear notes unless the pencil is sharp. You should have two or three pencils at hand so that if the point should break you can take another ; but if your touch is right it will seldom break. 5. (153 words) THE STUDENT’S STUDYING POSITION. Too much can hardly be said with reference to the position the student occupies at the table or desk while writing or studying shorthand. All works on penmanship give this subject special attention, but in the face of it all we find penmanship students more or less careless about their position, and making poor progress or account of inattention to this very important matter. GENERAL ADVICE. . 45 It is even more necessary, if possible, for the shorthand student to observe a correct position while at work than for the writer of longhand to.do so, because the shorthand writer must put forth a greater effort. One may do fairly good work at a slow rate of speed, while writing with his head in his hand, or partially lying down in his chair, or with his body hanging over on the table and feet pushed back of his chair, or extended straight out in front, but he will not do his best work in sucha position. Often he will say, ‘‘I am doing the best I can,’’ but unless he is occupy- ing the correct position at his table, and taxing his nerves fully, he is not nearly doing his best. Enthusiasm, also, ‘is a very important factor, and enthusiasm generally assumes a position that denotes energy. The student who sits erect, with both feet on the floor, and with one hand holding the paper in position and turning the leaves as occasion requires, while the other hand does the writing, and who is willing to tax every nerve in his body in order that he may do his very best to reach a higher standard of work at a high rate of speed, is already far on the road to success. Of course a correct position, and an enthusiastic way of working may not be comfort- able at first, but the more it is followed the easier it becomes, and will soon be natu- ral, so that finally the work of a good shorthand writer js very pleasant. Let the student keep in mind that the habits he forms in: school will cling to him in all his practise in shorthand, and that what may be an easy position for two or three min- utes of ordinary writing, may not be an easy position for. two or three hours at a time, on difficult matter. 6 (391 words) HOW TO BECOME EXPERT. The secret of becoming an’ expert in writing shorthand is the same as in every other line of manual or mental skill. It lies in perfect familiarity with the subject matter, which calls for skillful, painstaking practise, together with close, clear, and accurate thinking at the same time. Great skill in any manual craft is reached only by constant and thoughtful practise, during which the student is always on the alert to avoid errors, and to detect and correct them when once made. Hap-hazard and unthinking practise is productive of more harm than good. . The correct outlines should first be determined upon, and then they should be written over and over again, until the Words and phrases become thoroughly famil- iar, after which the selection should be taken in dictation and the notes read, until it can be written rapidly and read like print. ‘ The student will find that his notes are always legible if well written, though ease in reading requires some practise in reading. It‘is a waste of time to take dicta- tion after dictation without preparation. He should write with such care as to feel, while writing, that he can read his notes. Of course he cannot always do that at first, and should not allow himself to become discouraged on this line, but exercise patience. He is supposed to take advantage of every opportunity in and out of school to practise words and phrases preparatory to taking dictation. The instructor should not be expected to wait on the student to prepare for his dictation. Everyone should have prepared in advance, so that the instructor may do his work in his usual systematic way. Don’t say, ‘‘I have not practised that,’’? when you have had plenty of time to do so, You should do everything that will help to make you an expert. . You cam be an expert when you leave school. As arule, what you do, and what you undertake to do, are a picture of you. Be anxious, be energetic, be enthusiastic, be willing to do as your teacher says, and be determined to succeed, but don’t allow yourself to become discouraged. VALUE OF REPETITION. In gaining speed in shorthand, the value of repetition and constant review can not be over-estimated. That which is done repeatedly soon becomes almost mechanical, and what is done mechanically can be done rapidly. The words that are represented by word-signs and contractions are of very fre- quent occurrence, are spoken rapidly, and, consequently, must be written rapidly. 46 GENERAL ADVICE. . In learning word-signs you must memorize them so thoroughly as to be able to use any one of them independently of all others. Don’t think you know them well enough when you can write them and read them in regular order, but learn them so that it will not matter to you how they come. in your practise, take care to have your notes well made and correctly written. It is possible to adopt word-signs of one’s own, and be able to read the notes, but we would advise the student not to do it. Put that off a few years and it will not be necessary. (506 words) 7. THE STENOGRAPHER. The stenographer should make it his or her business to keep things well arranged in the. office, chairs in their places, wraps and hats where they belong, and desks in order, so that anything that is wanted pertaining to his work, or his employer’s convenience, can be readily found. You should have two or three well-sharpened pencils always ready, ahd your note book lying near and open, or arranged so that it will at once open to the place, so that you will not have to turn any leaves to get ready to write. It is annoying to wait for the writer to sharpen his pencil or turn over a dozen leaves in a tablet, before he is ready to begin. You should always be on time, and never in a rush to get away from the office. You cannot have the business well in mind unless you have your mind constantly on_ it, studying its interests. When you talk, talk business. Don’t speak unless you have something necessary to say. We do not mean by this that you should have to be persuaded to speak, but that you should use discretion in the matter. Use common sense, of course, and do what is necessary to be pleasant. Keep pins, pens, pencils, and all papers belonging to yours and your employer’s desk in place, so that you can tell him where they are and get them for him readily, if necessary. Be quick about everything. You may be naturally slow but you can learn to hurry. Don’t have spells of rushing, during which you make mistakes and actually lose time, but hurry without seeming to. Don’t debate in your mind about doing a thing, but take hold and do it at once. Decide quickly and act, don’t hesitate. Lack of decision stands in the way of the success of many. There is no way around these things. They must be met squarely. You must master them or they will master you. Life is a struggle. Living is doing, and doing means struggling. Many a man with large brains has been gradually worked to the bottom of the great mass of humanity like small potatoes work to the bottom of the barrel, because he would not toil, neither would he spin. Have an object in life and train for it. Have courage; you will succeed if you have the staying qualities. With every victory comes added strength. Observe these things in school and it will not be hard for you in the office and your work will be all the more pleasant for you and your employer. Remember that as you are in school so will you be in the office. ‘(455 words) 8. SPEED ON TYPEWRITER. More people fail on account of lack of speed on the machine, perhaps, than any other one thing; but speed without accuracy is of no value. . In the beginning of your typewriter practise be very careful, and do not allow your anxiety for speed to keep you from duing neat and accurate work. Strike the keys with an even touch, quickly but lightly. The slip-shod, inaccurate typewritist does not stand any chance for a position. Although ‘he may claim to be a stenographer, he is really a detriment to the school he attended, and to the profession. Instead of taking up the work in a careful, systematic way that will insure him success, he blames the system, the typewriter, or the instructor, but never once blames himself. To gain speed, a sure and safe way is to take a letter of 150 or 200 words and write it twenty-five times, as rapidly as possible,consistent with nedtness and accu- facy. Then change to another letter of 200 words or more, and write it fifty times, GENERAL ADVICE. 47 as rapidly as possible, and so on, taking other letters. Save every copy while you are writing from it, and count only the correct ones. Be sure to insert the punctu- ation marks, and to strike them lightly. It is a good plan to practise some sentence containing all the letters of the alphabet four or five minutes before beginning your work, such as ‘‘John quickly extemporized five tow bags.’’ ‘‘ Pack my box with five dozen liquor jugs.”’ ‘‘ The quick brown fox jumps over the lazy dog.”’ But do not practise such sentences so much as to neglect all other practise. Many students waste time on some speed sentence that they like to write. This method of gaining speed requires patience, perseverance, determination, and ambition, but it is a sure winner. It is not to be followed by the beginner, but by the more advanced. student who has become somewhat familiar withthe machine. The student should do a great deal of typewriting from shorthand notes, and should learn to carry long sentences in his mind, and not have to look at the copy often nor raise the carriage to look at the writing. This also requires patience and perseverance. You must guard against discouragement in all your work, both in typewriting and in shorthand, and just keep on working. Study the proper heading of legal documents and practise tabulated work, such as invoices and tabulated letters, until you have confidence in your ability to make a satisfactory copy. . In long invoices with prices and amounts and a long tabulated price-list, you may omit the period, using a space instead, with good effect. 9. (449 words) DISCOURAGEMENT. ‘ A great deal of talent is lost to the world for the want of a little courage. Pro- gress is impossible to a discouraged student. Discouragement is brought on by try- ing to cross the river before.you get to it. Don’t borrow trouble. ~ How often we hear the expression: ‘‘ Oh, I never can learn it’’ ‘‘I don’t believe I ever can learn it’’ ‘‘ Oh, I know I can not learn it.” These expressions are almost equiva- lent to saying, ‘‘I won’t learn it.’”” There is no such thing as ‘‘standing still ;’’? and if you will have patience enough to work on for awhile, and not worry about some- thing that you have not come to, you are sure to move forward. You may not be able to see any marked improvement from day to day, but your teacher, who has taken many just like you over the same road, can notice it. You cannot see the grass grow, but it grows just the same ; and if you do the work faith- fully, just as you come to it, you will just as surely improve. The person with great courage and moderate ability will accomplish more than a person of great ability and moderate courage, so don’t be worried, because some one seems to be moving along faster than you. What appears to be true is not always true. Many times discouragement comes after the student has worked diligently. This is often caused by the student following his own ideas of how to study, instead of the teacher’s, or by listening to what other students have to say, or what some office stenographer has to advise, neither of whom are competent to advise any one, for they have never taught and know nothing of the experiences of a competent and conscientious instructor. One-third of your teacher’s labor would be lifted from his shouiders, if you would follow his advice ; and your own labors would be materially lessened. He has been over the same ground you are traveling, knows all the hard points, has advised and guided many students along the thorny way, so to speak, and can do the same thing with you, if you will let-him. He cannot make something out of nothing, in other words, he cannot show results unless you do the work. Your instructor cannot ‘‘do shorthand up in packages and deliver it to you,’ else he would do it promptly. He cannot learn you one thing. He can teach you, but YOU will have to do the learning. He can show you the road and make it plain ; he can go with you to the very door, as it were, but you will have to go in alone. VOCABULARY OF THE BUILDING AND LOAN BUSINESS. NOTE : While practising the words and phrases in the vocabulary, there may be an occasional instance in which the outline is not understood. In all such cases, look up the word or phrase in your text-book and study the principle used in -writ- ing it. VOCABULARY OF BUILDING AND LOAN BUSINESS. 49 a 1G. W. Campbell Waterloo, 11]. I send you Herewith . Papers Executed By you And your Wife $600 ilkinson Property Sold And you will Prompt The first payment Thereon ny Third Saturday Of this month Are received We will send the Deed of trust Warranty Record Howell county Please send And that you will You will give The same . Prompt attention 2 James Hodkins Bethalto, Ill. To advise you Applied Margaret Finch That I have Our board For their Further / Consideration Representation Importance- Originally | I have succeeded Allowed And you will therefore Abstract Drawn 3. W. C. Stonebraker Evanston I return Title : William Chapman. For correction Proper corrections Indicated Thereto And return Prepared Cc. B. Burton Application You should send these At once Can be closed Wausau - In the matter Melissa Jordan fan I would say I have brought Our directors Report Mr. Howser And they have Declined Do not consider Desirably Located And knowing Whatever Of the Character Moral Applicant - Buck & Fleming Binghamton Complying With your request This day ea Dr. Keith Geo. W. Easton Release Certificate ee cece lt srl ola , ze ee ’ Qe y sone 10 Seattle, Wash. G6 Dr. A. W. Keith Bonne Terre I am in receipt of os And I send them Except a Ex Accept ° Possession In case Continues However ‘ou Remittance 7 I have your favor of the Relative eee. TOL? And will say that I am satisfied ‘ It will be Useless Bybee ~ For an es Increase > Previously As the property Gan Bead. We are receiving At this time - Within [om Established 7 Exception In this case specially We have been Liberal People Recently If he cannot Advise me 8 Martinsburg For the month = And I find Error olen! Short . And you have remitted 20 On account A lone ee Mary Lorry August Hooper > Monthly mG oA. Advance = Whereas Discount Should be Average time On the total 3 months ; Please send check To balance And oblige 9 T. J. Howser , Tacoma, Wash. GOES Prospects Are good there Hope you will ate = Gilliam Judy I have written him . egin If you could get him Started A few days If you can 10 SO Without Neglecting The other Of course ' It is necessary In the field Opportunity Offered | Advantage I have your letter That you are Again ready Resume Believe Additional Ought Dh of a So far as Blockfleld Concerned SEY Ft Se -* Stock-bolders T3L. 50 VOCABULARY OF BUILDING AND LOAN BUSINESS It is my lmpression Meadville I will send Your letter Who is now In the midst I am sure Separate Annual T think you will find Gratifying Assuring Isaac K. Sobey Manchester, Va. Suggestion Benefits Small Placard Advertising And the fact that Advisability Distribution Among Windsor Security First-class Approved 12 Edward Merrick Danville, Va. Decided The first Regular Membership Association Withdrawn Entitle., 13_W. A. Horn Burlington, Vt. And I return Submitted Accepted Compared 14 Bennington, Vt. Chester P. Purton And I send you 15 Wm. C. McClure I have Issued What you say Probability Through Dr. Fleet New Franklin I am very sorry That you had Difficulty Does not pay Publie Argument Any other And a man Avoid Discussion Differences It is a bad thing Wrangle TInjure In that place Peacefully Prosperously Discord Tendency Complications Misunderstanding Thoroughly 16 T. W. Cook Ogden, Utah Mountain Equal Accordance Indicated Poplar Bluff 17_ J. S. Henderson Knoxville Misfortune Suffered Cheerfully Duplicate AB Gf a a2... Abbe. 2hBP r.. Therein Reports Supplies Destroyed Extra Ample 18 M. L. Thomas Franklin Jas. Collins Advises Accordingly Blank Instalment Thereafter Period 19 Share Withdrawal AS you are aware Consequently Delinquent C. E. Isle Easily . Explanation Any other Suspendin Favored 6 Perfectly 20 Mrs. Reager Personal : Resources Possessed Confidential Borrowed Finally Opinion Whether It is desirably Situated Approximate 21 Sufficient Seligman Organize Organization Reasonable Acceptable Officers President Secretary Treasurer Appraisers Charter . 22 Consideration Attorney Examiner Remittance Definite Property 23 As directed However We are not able to Series IT trust You will be able to 24 Representative East St. Louis Legislature Foret Associations Soliciting Depositing Capital Entirely Unproductive Communicate Reference James Atkinson Stationery Wherea bouts 25 Inquirin Phillips 8 . Chillicothe Thereto Penalties Standing Regularly Indebtedness Release Discount On this claim Handle 26 Denar Madam Simpson & Flavins ivide Impair Impossible Visit aa ac : \ ™~ 1. Mr. G. W. Campbell, Waterloo, Ill. Dear Sir: We send you today herewith papers to be executed by you and your wife, M. G. Campbell, for $600, the loan made* on the Wilkinson property sold to you. Please execute the same and return to us promptly. The first pay- ment will be due thereon the third® Saturday of. this month. As soon as these papers are received we will send the deed of trust, together with a war- ranty deed,to be” recorded in Howell County, and you will please remit $2.60 to pay for recording. | Trusting this will be satisfactory, and that you wil” give the matter prompt attention, we remain Very truly yours, (110 words) 2. Mr. James Hodkins, Bethalto, Il. Dear Sir: I have to advise you in regard to the loan applied for-by Margaret Finch, that I have brought the same before our® Board for their further consider- ation. Upon the representation made by you of the importance of making this loan for the amount originally asked for, viz® $1200. I have succeed- ed in getting the amount allowed, and you will, therefore, send abstract as soon as possible arid papers will be drawn” for that amount and sent to you to be executed. Yours truly,’ (87 words) 3. Mr. W. C. Stonebraker, Evanston, Wyo. Dear Sir: We return herewith abstract of title of William Chapman for correction. Please have proper corrections made as indicated in the letter attached thereto,” and return as soon as possible. We are also prepared to close the loan of C. B. Burton, but find no application for loan stock® with his application for loan, | LETTERS SELECTED FROM THE BUILDING AND LOAN BUSINESS nor with that of William Chapman. You should send these at once so these loans can be closed. These are” all the appli- cations for which we have abstracts from you at this office. Very truly yours, (91 words) 4 Mr. J. D. Carney, _ Wausau, Wis. Dear Sir: “ In the matter of an application for a loan by Melissa J. Jordan- for $500, wall say that I have brought the® mat- ter before our directors with the report of Mr. Houser. They have declined the loan for the reason that they do not consider the property” desirably located, it being so near the railroad. They know nothing whatever of the character and moral risk of the applicant. Yours truly, (74 words) 5. re Messrs. Buck & Fleming, iH Binghampton, N. Y. Gentlemen: ‘ Complying with your request of the 6th inst., we have this day mailed Dr. Keith, at Bonne Terre, all the papers we hold in” the loan of George W. Easton, together with release deed, with instructions to deliver the same to him upon the payment of $504.50; or, if he desires to cancel his stock, they will be delivered to him upon the receipt of his certificate by Dr. Keith and the™ payment of $402.90. Trusting this will be satisfactory and that prompt payment may be made, we are, , Yours truly, (96 words) 6. Dr. A. W. Keith, Bonne Terre, Mo. Dear Sir: ' I am in receipt of a letter from Messrs. Buck & Fleming, enclosing the papers of George W. Easton, together with release deed,” to be sent to you, and I send them herewith. This is all except the abstract which you have in your possession., You will collect” of . -- 1 52 BUILDING AND LOAN BUSINESS. Mr. Easton, in case he continues his stock in force, $504.50. If, however, he desires to cancel his stock, you will col- lect™ $402.90, and also take up his cer- tificate of stock and return to us with remittance. Very truly yours, (95 words) /. Mr. W. A. Horn, Buckhannon, W. Va. Dear Sir: I have your favor of the 6thinst., relative to the loan now pending in your town, and will say that I am” satisfied it will be useless to bring the Bybee loan before our Board for an increase over the amount previously allowed, as the property will not justify such a loan. We are receiving so many appli- cations at this time for loans that come within our established rule that I am™ satisfied that they could not make an ex- ception in this case, especially, as we have been very liberal with your peo- ple: in loans, recently having’ made quite a number of them for you. If he cannot arrange to use this amount, ad- vise me and I will return his applica- tien. Yours” truly, (126 words) 8, Mr. W. C. Stonebraker, Martinsburg, W. Va. Dear Sir: Your report for the month of Janu- ary received today, and we find that you have made an error of $4.16 in® your footing, and that your remittance is $4.35 shori. You have remitted on ac- count of Mary M. Lorry, certificate No. 4486, $1.80° too much. You have al- lowed on certificate No. 6429, August Hooper, a discount of $1.40. each, for six monthly payments in advance,” whereas the discount should be 70 cents, as we allow 6 per cent for the average time, which would be 5 per cent on the’ total amount due for three months, which leaves a total of $2.40 still due us. Please send check for this amount to balance™ our cash, and oblige, . Yours truly, (131 words) ‘ 9. Mr. T. J. Howser, Tacoma, Wash. Dear Sir: I have your favor of the 8th inst. enclosing application for stock and am glad the »Prospects are good there and hope you” may get Mr. Gilliam in shape to do better work than he has been do- ing since you left. I send you herewith a letter just™® received from C. W. Judy. | I have written him that we are glad to have him begin work again, and that I would forward his” letter to you and you would probably arrange to spend a few days with him as soon as possible. Mr. Judy is a pretty good™ man. If you could get him started out again, it would be well to arrange to join him for a few days, if you can™ do so with- out neglecting the other work you have in hand. Of course it is necessary to get every man in the field that we™ can or we shall not sell the amount of stock we should. We should take advantage of every opportunity that is offered. Yours very truly, (175 words) 10. Mr. C. W. Judy, Seattle, Wash. Dear Sir: I have .your letter of the 7th inst. and note that you are again ready to re- sume work. We believe that additional work ought to be done, although, of course, we cannot tell what the prospects are. So far as Blockfield is concerned, we have some stockholders there” who have been carrying stock with us for about two years, arid it is my impres- sion that considerable work could be done at that place,® also at Meadville and at other towns on that road. I will send your letter to Mr. How- ser, who is now at Tacoma in the’ midst of some very pressing work, and I am sure he will arrange to spend a few days with you as soon as possible. I* send you, under separate cover, some of our annual statements, which I think: you will find very gratifying and of considerable value to you. Yours™ truly, (151 words) 11. Mr. Isaac K. Sobey, Manchester, Va. Dear Sir: We have your favor of the 8th inst. and note your suggestion in regard to the benefits of having a small placard advertising™ our business, and the fact that loans can be made promptly. We think the suggestion is a good one and lhave for some time considered™ the ad- visability of having a large number of these prepared for distribution among our local branches. We shall probably do so at en early date,” sending one to you at Windsor. In the meantime, we are prepared to make all loans that are offered, where the security is __first- class’ and can be approved by our di- rectors, Yours truly, (109 words) BUILDING AND LOAN BUSINESS. 53 12. Mr. Edward Merrick, Danville, Va. Dear Sir: We have your favor of the 12th inst. and are glad to know that you have decided to tak: some stock with us. In accordance with your letter, we have issued a certificate for $1,000 of stock to you in our March series. The first regular payment™ of $6 thereon will be due the third Saturday in March. You are correct in regard to the mem- bership fee paid on the stock” with- drawn, which entitles you to the same amount of stock in this association. You will, therefore, remit $5. direct to this office to apply” on the other $600 of stock. Thanking you, we remain, Yours truly, (113 words) ~ 13. Mr. W. A. Horn, . Burlington, Vt. ‘ Dear Sir: Yours of the 12th inst. received ad- vising us that Mrs. Sarah H. Bybee will accept a loan of $2,000 on her proper- ty,™ and I return herewith an abstract of title submitted in this loan, showing some corrections ‘necessary to be made before the title can be. accepted.” Please have title compared promptly and re- turn as soon as.it has been approved by your attorney. Papers will be drawn and sent you for™ execution. We send you herewith papers for an additional loan of $2,000 to L. Watts, which please have properly executed and recorded, shown on’ the abstract and returned to us. On receipt of same check will be sent you for the amount. Yours truly, (120 words) 14. Mr. W. C. Stonebraker, Bennington, Vt. Dear Sir: Yours of the 13th inst. received en- closing the bond and abstract in the loan of Chester P. Purton. I send you herewith check” for $345, which with the fee of $5 for examining the ab- stract, makes the full amount of this loan. Please see that all® bills for ma- terial and labor’ are fully settled, and send receipts for same to us. Yours truly, (67 words) 1 Mr. Wm. C. McClure, Burlington, Ia. Dear Sir: Yours of the 11th received enclosing two applications for stock, and certifi- eates will be promptly issued and mailed. We note what you say™ in regard to the- probability of some trouble through Dr. Fleet of New Franklin. We. are very sorry that you had any difficulty with him.” It does not pay to get into public argument with representatives of any other Company, and you should in. every way avoid an open” discussion or open difference as far as possible. It is a bad thing to get a fight on your hands in any town, or to’ get into a wrangle over -matters. It is sure to injure your business in that place. We had hopéd that the Board in New Franklin® would get along peacefully and prosperously without any discord, and we are sorry to know that anything has come up which has a tendency to™ injure the business. If possible, avoid all such complications, and in selling stock have the membership fee thor- oughly’-understood so that there can be no’™ misunderstanding in regard to it. Yours truly, (182 words) 16. Mr. T. W. Cook, Ogden, Utah. Dear Sir: Yours received stating that you de- sire a loan on some property at Moun- tain Home. We can loan you an amount equal to one-half* the value of your house and lot when completed. It is the rule of our Company that no loan shall exceed 50. per cent of” the cash value of the security; but we can loan to you upon terms from five te ten years in accordance with the rates indicated * in our book which we en-: close herewith. We trust you will make an effort to secure some -new stockholders for us at Poplar Bluff, and’® we will allow you one-half the membership fee on all stock which you secure. We shall be glad to have you renew the amount of'* stock with us, equal to that with- drawn at any time you can arrange to do so, in which case you will not be required to’ pay any membership fee. Yours: truly, (156 words) 17. Mr. J. S. Henderson, . Knoxville, Tenn. Dear Sir: We have yours of the 13th inst. and regret to learn of your misfortune in having suffered the loss of your store by” fire. We cheerfully comply with your request and send by mail, under separate cover, a duplicate of the stock- holders’ ledger with the names of our™ stockholders entered therein and the payments made by them. We also send 54 BUILDING AND LOAN BUSINESS. reports and other supplies. We presume the stockholders have their pass books and®™ that they were not destroyed, but for fear they might have been, we send a few extra. books and trust they may reach you in’” ample time. Yours truly, (104 words) 18. Mr. M. L. Thomas, Franklin, Tenn. Dear Sir:, Mr. Ja ames Collins, who carries con- siderable stock in our association, ad- vises us that you desire some _ stock. Accordingly, we send you herewith blank™ application, which please fill out for the amount desired and return to us. Our shares are $500 each, on which a membership fee of .© $5 is paid when the application is made, and on which a monthly installment ot $3 on each share is payable on the™ third Saturday of each month thereafter for a period not to exceed 84 months. Awaiting your reply, we remain Yours truly, (97 words) 19, Dear Sir: The withdrawal notices sent you for certificates No. 5915 and 5968 were re- ceived February 5th. As you are aware, our pay-day for the® month of January occurred January 20th, consequently Certificate No. 5915, C. R. Buchanan, was delinquent for the months of De- cember and January and subject’ to” fines for these months. Certificate No. 5968, C. E. Isle, was delinquent for the month of January, and subject to a fine of $1," although we find he was only charged with 50 cents, which was an error. Of course we do not desire to have you pay fines’ on this stock, but you can easily see from the date these notices were received by us that they are properly subject to fines as’™ above indicated; however, if there is any other explanation which will warrant us in suspending these fines, we shall be glad to be favored with’ it, for we desire to be perfectly just in ‘the matter. Yours truly, (163 words) ,, 20, Dear Sir: ‘ We have yours of the 15th inst. about the application for a loan made by Mrs. Reager through you. The writer wrote you™ a personal letter on Febru- ary 5th,asking your opinion of the prop- erty and what resources were possessed by Mrs. Reager for making the monthly payments” on the loan. some confidential advice as to her son, as we understand it is for him the We also want: money is borrowed. We™ are awaiting your reply to that letter in order to pass finally upon the application. If you will give us the above infor- mation the best'® you can, we shall de- cide the matter at once. If the Board passes favorably on the loan, we are prepared to close it promptly. Yours truly, (126 words) 21. Gentlemen : Yours of the 15th inst. is received. If you can obtain subscriptions for a sufficient amount of stock at Seligman, we are willing to*® organize a local board there. We cannot do this unless at least $5,000 of stock is subscribed. If you can secure this amount, we™ will perfect the organization. We can supply you with funds for all reasonable demands for loans upon acceptable se- curity. We send you, under separate cover, application blanks and some printed matter. When you secure the necessary subscriptions, send in your applications for stock, together with membership fees for same, and’ the names of the officers you may select for the local board: President, Secretary, Treasurer and three appraisers. The office of Sec- retary and Treasurer is™ filled by one person. We will then issue a local char- ter and send supplies. Yours truly, (141 words) 22. % Dear Sir: We have yours of the 14th inst. enclosing remittance of $5 to pay attor- ney’s fees on the application for loan of Messrs.” Long Bros. Their applica- tion will have prompt consideration, and it is likely that a special examiner ‘for the association will visit New Franklin the latter part of the week and report on this property. As soon as his report is received, a definite answer will be given in regard to” the loan. Yours truly, (79 words) 23. Dear Sir: We have yours of the 4th inst., en- closing applications and membership fees for $1,000 of stock. The certifi- cates have been issued and*® mailed as directed together with receipts for the membership fees. We were not able to issue this stock in the February series as requested as™ that series has been closed. We therefore issued it in the March series, which we trust may be satisfactorv. The withdrawal value of certificate No.” 2777, held by J. D. Mason,is BUILDING AND LOAN BUSINESS. s 55 $151.20, and certificate No. 2784 is $144.90. We hope you may be able to™ settle these while at Lincoln. Yours truly, (107 words) 24. Dear Sir: : Yours of the 15th inst. is received. We should be glad to have a represen- tative in East St. Louis if it were pos- sible® for us to do business in the State of Illinois. The last legislature passed a law requiring foreign corporations to deposit $100,000 before soliciting™ any business in the State. Of course no association would do this, as it would take that amount of capital out of the business and™ render it entirely unpro- ductive. If you desire to do any work in Missouri, we shall be glad to com- municate with you with reference to the matter. We notice the name of James Atkin- son on your stationery. We should con- sider it a favor if you will advise us as to his whereabouts. Yours truly, (128 words) 25. Dear Sir: We have your letter of the 16th inst., inquiring about the loan which we have upon the property of A. C. Phil- lips at® Chillicothe. The amount of de- linquent payments and penalties up to the first of March amount to $138.60. This amount, if paid by that® time, will place the loan i in good standing, so that the payment of $14.70 per month may bz made regularly thereafter. The amount” of the loan is $700, mak- Kp We ing the total indebtedness, March Ist, $838.60, and there would be a credit on account of dues” paid on stock, amount- ing to $59.50, so that it would require $779.10 to pay the loan in full to March 1st’*® and secure a complete release of the deed of trust and the return of all papers. you can arrange to collect this loan, we’ will discount it and accept $760 in cash March Ist for a full re- lease. We trust you may be able to handle it one’” way or the other. Please let us hear from you promptly whether or not you can do anything with it. Very truly yours, (198 words) 26. Dear Madam: We have yours of the 16th inst. stating that you have made a remittance to Simpson & Flavin for part of the amount” of. your dues. We trust you may be able to arrange to pay the bal- ance at an early date. We note what you say about™ selling part of the property upon which the loan is made and dividing the loan. We should be glad to do this for you if® it would not in any way impair our se- curity. However, it would be. impossi- ble for us to make such change until some one of the officers of the Com- pany could visit that section; look at the property and advise us.as to relz- tive value of the two different pieces on ™ which the loan is made. I cannot say, at this time, how soon any one of the officers may be there. Very truly yours, (149 words) hy VOCABULARY OF THE HARDWARE BUSINESS. VOCABULARY OF HARDWARE BUSINESS. 57 1 Harold, Smart & Co. Maysville, Ark, Ifinished Wagon tongues ueen eater Carvers Coal oil We have these Almost Handle Engraved Already Manufacturer Pleasure 2 Merrick & Lee _ Sparta, Entirely Lard cans Looking Latter On your order ‘Shall send them Please advise us [Go. 8- Current River Granite ‘Willow Springs Iron Common Round Length 4 W. H. Owen Lebanon, Mo. South Bend Chilled Plow Co. We do not Ourselves Ferret | Give them Information 5 T. J. Carter Little Rock, Ark. Spokes Bookkeeper Opinion That he ° Simply Customers Regularly Whether there is If there is Comparison If you wish Difference Overlook Honor Lrror Unintentional 6 Coleman Bros. Aurora, Mo. Yourself Tongueless Cultivators Circumstances 7 Derge, Stables & Co. Koshkonong 24,000 lbs Painted _ Barbed Galvanized Staples Pivetuation Clear 8 John Stough Lumber Co. Chicopee Exception Item Remittance Hub Front Awaiting We remain Yours truly 9 Smith & Evans Walnut Grove, Mo. We note what you say Drayage Balancing Views In the matter Every one In your case 10 ‘Cordz-Fisher Lumber Co. Birch Tree, Mo. Crating Joints Cases Would make it mentite Fol Sa f a pees sagan il. ee" sf. * when Sot 11 Church & Kissell inona, Mo. Evaporators Distance Between Lineal If you wish us 12 T. J. Boyd & Co ghayer, Mo. Strip Shall we have Soldered On the side 13 Henson & Stone Cape Fair, Mo. Pottery Vicinity Groceries Wholesale Powder And you could Houses 14 Messrs. Parker & Co. Denver, Colo. Iny estiga ting Chattanooga Tennessee Plow If this is not Greenfield Northern 15 G. W. Zeigler & Son Reading, Pa. ~ Largest Twist Dril? Square Shank Doubtful Tool 16 Mitchell & Sholes Granby, Mo. Unfinished State if you Single Double Carry Hither Toledo -17 Hoff & Turk Scranton, Pa. Russian In the city Per dozen Kindly advise us 18 G. W. Whittington Lincoln, Neb. Extras Wringers You will favor us When you are ready 19 J. Holland & Co. Memphis, Tenn. Hazard Agency ‘Assistance Reputation 20 Thomas Garweod = Maysvill e, Ark. . CG. Meacham Aum Co. Remington Pistol Blued Barrel 5 1-2 in. Nickel These will - Kindly advise 21_J. K. Reer Jerico, Mo. Countermanding Factories _Are able Jobber United States 22 Calls Thimble skein Of the size We are inclined Telegraph Purpose LETTERS SELECTED FROM THE HARDWARE. BUSINESS 1, Messrs. Harold, Smart & Co., Maysville, Ark. Gentlemen: The finished wagon tongues and Queen B Heaters will be forwarded to you in a day or two. We regret that we are unable” to find the two-burner coal-oil stove in the city. Regarding the Carvers, we have these only in complete sets. It will be almost impossible to® get the knife only with the handle engraved to match the fork and steel you already have. To do this, we must have the number™ of the set and the name of the manufacturer. -If you will give us these, we shall take pleasure in getting the knife for you. Thanking you for this order, we remain, Yours truly, (109 words) 2. Messrs. Merrick & Lee, Sparta, Mo. Gentlemen : We are entirely out of the lard cans on your order given our Mr. Moore. We are looking for another shipment™ tHe latter part of this week or the first of next. If you desire that we shall send them to you as soon as received,” please advise us. Yours ‘truly, (55 words) 3 Current River Granite Co., Willow Springs, Mo. Gentlemen: Your order of the 2d‘inst. calls for 16 ft. each of 54 in. and % in, round iron, and 8 ft. of 1* in. round iron. As this iron all comes in bars 12 ft. long and as we cannot cut bars of common iron to fill an® order exact, we thought best to write you before filling the order. Shall we send you two bars each of the % in, and % in.” round iron, and one bar of the one inch? The tool steel which you order comes in bars 6 ft. and 8 ft. in™ length. We presume you wish us to send the steel as near 16 ft. in length as we can. Please advise us by return mail,* and oblige, ‘ Yours truly, (129 words) 58 4, Mr. W. H. Owens, Lebanon, Mo. Dear Sir: We enclose order of the 29th inst. and also letter from the South Bend Chilled Plow Co. We, ourselves, do not understand this® letter of Oct. Ist. Probably you can ferret the matter out and give the information desired. Yours respectfully, (43 words) 5. Mr. T. J. Carter, Little Rock, Ark. Dear Sir: We have your remittance of Oct. 2d and in reply to your letter must say that we are very sorry that you view” the matter as you do. Our bookkeeper is of the opinion that he simply sent you a statement at the same time all our state- ments” went out to customers, regard- less of whether items were all due or not. If he said anything about remit- ting, he had reference to the items” that were due. According to our books, the first of this month there was $24.12 of your account due. This, of course, is*” all we ask or expect you to remit us. We send a statement to all of our cus- tomers regularly the first of each month whether™ there is anything due or not. If there is nothing due, the statement is simply sent for comparison. You may, if you wish, draw” on us for the differ- ence, $61.17, and we will honor your draft. We had no intention of dunning you for the bills that were’™ not due. We trust this explanation will make everything satisfactory and that you may overlook any error that we may have made.in the” matter, as we assure you it was entirely unintentional. Yours truly, (211 words) Messrs. Coleman Bros., Aurora, Mo. Gentlemen : Replying to yours of the 2d inst. will say we, like yourselves, do not understand what the trouble is with the Tongueless Cultivator, but? suppose the best thing to do, under the circumstances, is to have you return it to us at once, and we HARDWARE BUSINESS. 59 = will ship you a” cultivator with tongue, charging you the difference in price. We regret very much to have caused you any trouble in this matter, and” are very sorry that the cultivator did not give satisfaction. Yours respectiully, (87 words) Messrs. Derge, Stables & Co., Koshkonong, Mo. Gentlemen: We quote you, delivered at Kosh- konong, Mo., i in lots of 24 ,000 pounds or more: Painted Barbed Wire.sccccccccssccesssoe. $2.25 Galvanized Barbed Wire” Fence Staples, per -kegu..... ee Terms, 60 days, or 2 per cent off for cash in ten days. These would be shipped™ to you di- rect from the factory. On account of the fluctuation in prices, these quota- tions are for prompt acceptance only. , Trusting you may see your™ way clear to favor us with your order, we remain, Yours truly, (87 words) John Stough Lumber Co., Chicopee, Mo. Gentlemen: We have your order of the 1st inst. and ship same today with the ex- ception of the road wagon spokes. This item of* your order reads, “1 set of 11%4 in. wagon spokes.” You do not state whether you want them for the patent or common hub. The” balance of your order is for log wagon: spokes, and we suppose from your letter you mean all for front wheels, so we send that™ kind. As these are all shipped local, it will not cost you anything extra to make two shipments. Awaiting your reply in regard to the’ road wagon spokes, we remain, Yours truly, (107 words) Messrs. Smith & Evans, Walnut Grove, Mo. Gentlemen : We have your remittance of the 3d inst. and find it lacks 98 cents of bal- ancing your account to date. We note what you” say in regard to boxing and drayage, and are very sorry that we are unable to meet your views in the mat- ter. We are compelled™ to charge box- ing and drayage to everyone. We have to pay just what we charge you, and if we did not add it to the” bill we would have to figure it in the price of the goods. For this reason we shall have to ask you to remit us'” the 98 cents to bal- ance your account. Yours respectfully, (108 words) 10. Cordz-Fisher Lumber Co., Birch Tree, Mo. Gentlemen: Replying to your favor of the 2d inst., regarding the stove pipe billed you on Sept. 13th, will say that there was no charge” for crating on the pipe. The 50 on the bill refers to 50 joints. The reason we do this is that we have the pipe” packed in 25 and 50 joint cases. The pipe is worth 9 cents per joint, so that 50 joints in. a case would make it™ cost $4.50. Yours truly, (81 words) 11. Messrs. Church & Kissell; Winona, Mo. Gentlemen: Replying to yours of the 4th inst. will say that we are entirely out of evap- orators of all kinds. We can get a Cook™ Evaporator for you, nine or ten feet long, usual width, and usual dis- tamce between the bars, for $1 or $1.50 per‘lineal foot. We would have to order this and have it come direct from the factory. We believe it would please you. If® you wish us to attend to the matter for you, kindly advise us, Yours truly, (90 words) 12. Messrs. T. J. Boyd & Co., Thayer, Mo. Gentlemen: Your order of the 3d calls for gal- vanized iron 40 in. wide. This iron is only made 36 in. wide. Will this size do, or shall we have a 4 in. strip sol- dered on the side? Please advise us in regard to the matter and oblige, i Yours truly, (49 words) 13. Messrs. Henson & stone, Cape Fair, Mo. Gentlemen: Replying to yours of the 3d inst. will say there is no pottery in the imme- diate vicinity of Springfield that we know of. ‘There® was one here about two years ago, but it has been closed. However, we believe that the wholesale grocer houses ship these goods in™ in car load lots, and you could possibly buy from them at a very low figure. If we can be of any assistance to you in” this matter, kindly advise us. ‘ Yours trulv, (82 words) 14. Messrs. Parker & Co., Denver, Colo. Gentlemen: We have your favor of the 2d inst. and will say upon investigating this mat- 60 HARDWARE BUSINESS. ter we find the plow points were bought from Mr.” Smith, the agent of the Chat- tanooga Plow Co., and were shipped to you from Chattanooga, Tenn., with back charges of 75 cents, that is, if? you had to pay the freight from Greenfield to your point. If this is not. correct, you will have to get after Mr. Smith of the” Chattanooga Plow Co. We enclose the expense-bill and a letter from the Greenfield & Northern Railroad, which may be ot use to you. Yours truly, (100 words) 15. Messrs. C. W. Zeigler & Son, Reading, Pa. Gentlemen : Replying to yours of the 2d inst. will say that the largest twist drill bit that we can find that is made for a® brace is one inch. We can get you 1% inch with a square shank, which you can probably dress down so it would go into” the brace, for $2.25, We think it very doubt- full if you can use this tool. as the size will make the work too™ heavy for a brace. Yours truly, (81 words) 16. Messrs. Mitchell & Sholes, Granby, Mo Gentlemen : Your order calls for two 144x3 un- finished hack poles. You do not. state whether you want single or double bend. We do® not carry this size in stock, and the nearest we can find in the city is 2x3. Itis an A-1 pole” made by the To- ledo Bending Co. Please advise us what we shall do in the matter. Yours truly, (68 words) 17. Messrs. Huff & Turk, Scranton, Pa. Gentlemen : Your order of the 4th calls for one crate of 6-inch Russia iron pipe. We do not handle this and the best price” we can get in the city is $4.50 per dozen joints. This, of course, is the pipe al- ready made. If this will answer” your purpose, kindly. advise us. Yours truly, (57 words) "18. Mr. G. W. Whittington, Lincoln, Neb. Dear Sir: We have your favor of the 4th inst. and as we did not have the extras for wringers in stock, we have forwarded” same to the factory with instructions to send them to you direct by mail, if pos- sible, and me not, by express. We note what you™ say about wanting a lot of wringers in the near future, and trust you will favor us with the order whén you are ready. Thanking® you for the share of your business that you have given us in the past, we are, Yours truly, (94 words) 1 Messrs. J. Holland & Co.,, Memphis, Tenn. Gentlemen : We have your favor of the 5th- inst. which calls for two kegs of F. F. G. Hazard Powder. We do not handle* the Hazard, but may be able to get it for you in the city. We have the agency for the Dupont, which has the reputa- tion® of being the best powder in the market. In case we cannot get the Hazard, we will send you the Dupont. Yours truly, (62 words) 20. Mr. Thomas Garwood, Maysville, Ark. Dear Sir: We are in receipt of a letter from the E. C. Meacham Arms Co. of St. Louis, Mo., saying they are unable to” furnish the Remington pistols with blued barrel which we ordered for you, but they can furnish them with nickel plated barrel. Kindly advise us by™ return mail whether or not these will answer your purpose. Yours truly, (62 words) 21. Mr. J. K. Peer, Jerico, Mo. Dear Sir: We have yours of the 5th inst.,coun- termanding back order on loaded shells, and cancel same as you request. We are very” sorry that we were unable to ship the shells at the time we shipped the other goods, but the demand for loaded shells has been™ so great that none of the factories are able to keep up. We doubt if there is a complete stock of these goods in the™ hands of any jobber in the United States. Yours truly, (85 words) Gentlemen : 22. . Your order of the 6th inst. calls for each right and left-hand thimble skein 4x11 for road wagon. We regret to® say that we have nothing of this size in stock, and cannot find them in the city. We have looked over the list and® cannot find. that this size is made. We can give you 4x12, which is the size we are inclined to think you want.” If this will answer your pur- pose, kindly telegraph us on receipt of this letter and we will ship same on the first train. Yours truly, (100 words) VOCABULARY OF THE STOVE AND QUEENSWARE BUSINESS. 62 VOCABULARY OF STOVE AND QUEENSWARE BUSINESS. 1 Ely & Stanchfleld Denver, lo. Accordance Illustrated Catalogue ° Specia Subject Discount Terms It is probable Entitled Memorandum 2 Missouri Lumber Co. Cieveland, Oliv . Something A week Co-operative \ Everything Some of these Quotations Hanges 3 _N. W. Ellerton Denison Pet Ozark Conveniently Square top Extension 4 G. H. Davis Des Moines, Ia. Thornbrough Against them Discover Where they are. Probability Write you again Accomplish Of our Remittance Let us have 5 Freeman & Co. Baitle Creek Michigan Who has been Indebted To us Holds It seems ’ Does not know Parties Would there At this time 6 Frank Ross Worcester, Mass. We were very Several Enclosure As stated Ackngwledged Has diready Sullivan Blight What we know Previous Doubtless In a terrible Circumstances To do the fair thing Favorable On our guard 7 F. A. Brown Coffey ville, Kans, Repairs AS near as Pearl We make it We make nothing Entirely Similar 8 Jas. Bruin Trenton, N. J. Absolutely Necessary Further Remember Some time past And you have That you are Liable For collection Attorney 9 Geo. Reed, Esq. Grand Rapids, Mich. Are you Position To make us On the note = e 2 one eyeree Sorte peemense i“ . 4. obec Lk wth, ae GTr~ Transferred But are Afraid Unless Disposition To do so To meet the Obligation We will have 10 W. H. Brittain, sq. Augusta, Kans. Was due Of this month Let us have Your remittance To have payment In this way Rather than And this can be If you remit As we direct 11 Geo. W. Light Sioux City, Ta. We are in receipt of Allowances You claim But will not Kindly send us Black Hussar Sky Lark We supposed That you had accepted To our branch Have had As it is Helped 12 Purceil National Bank Purcell, . Your returns Carter & Graves Deducted Instructed you Positively Directions 13 J. C. Matthew Covington, Ky. We are sorry It is quite likely That your customers Quick In the stove Bottom Loosening Caution Always Think you would Have no such Complaint As you now Any castings Replace Free of suca If you will send us Tor this purpose We will be pleased 14 W. FE. Gordon Dayton, Ohio . Transportation Breaks Of the pieces Recently Was to take the place That you should not There should be When you remit For the invoice You may On this basis ‘To this letter * All right 15 D. Roderick Pittsburg, Pa. Would say that Your letter . Was not thoroughly Understood And were For a reply Want us Linings Top shelf _ And. we wiil give 16 James Wood Dixon, Ill, Outfit Qh 20. a ake whet rfnbeon Daun " 2 oz. + VOCABULARY OF STOVE AND QUEENSWARE BUSINESS. 63 Hardly Definite Enough For us By this mail , Select And that there can be Misunderstanding Riveted 17 Laundry si y Written you Repeatedly Some reason You make no Response Adapted Submit 18 Acknowledge Opening Permanent Sample Cuckoo If you refer 19 Hollow-ware Skillets In a few days Short time We note what you suy Overcharge Elbows Of that class Cheaper Into the matter Quality : Agree with us 20 Liberty Proposition Deadheaded If this is correct 21 Box stoves Damage Recover We will send you the Broken Hangs 22 Breakage Indebted Succeed Presented If the papers Declined Power Carefully Assist 23 Several Up to this time Will you please If it is your Intention Estes & Collins 24 Misunderstood xcuse Inside We will give the ocder Oven Otherwise 25 Our claim Noah Martin Assignment Benefits Will you advise us Judgment 26 King Adapted <- To your trade 27 Former Misplaced | With correction 28 Will give your order Don’t you think It would pay Implements Great deal First-class Third-class Bundles Favor us 29 We are advised Trust the delay Unavoidable Seriously Inconvenienced Quotations 60 days - Bill of lading co, wT? + FH. Mason xpense bi Cree ey 7 PLT. A. Overcharged , pf N have ou letter Referring ' thas, G. Braeg Fer hundred pounds wetness Ernie LR Zome J. J. Miller You had: better 7 7 «f- pickets : s Angeles Amounts ot Le Onmmer / Axeertain ; That you can make pat ot the city 2 L. J. Bruner x Marly Topeka, Kans. Sree, LCs acne ~ Fem That I have Order number = é He will be ‘With all Dispateh Let nothing Stand in the way Pushing If you cannot Telegraph And I will see Depend Delay In no case Disappoint 3 L. B. Hunt Holden, Mov. Carefully Examined Demands Learn Driver - Baggage Covered Trausferring Union depot St. James Hotel Afternoon And am of the opinion Slight 1s just us Uccurred Afterwards In our Custody Usual Ordinary Why this company Shotild be called upon To pay Believe After you baye Investigated - Conclusion 4 M. C. Baker Iiarrisouville Answering We have no Section Steel rail - Here Loaded Drilling From the center To the center . Material °5 David Benjamin Rosedale, Kans. Division Report In the case James Monroe Duration Disability He isa Single Single man Require Daily Surgical Nursing 6 D. M. Hendricks Gen. Pass. Agt. N.Y. C. R. R. New York Kindly Buffalo In favor of Maynard Employe of this Department And the favor Gladly MOP avvncdoee ln aggstens i a oe 8 D. B. Ormiston A. G.I. A. Grand Rapids St.L. &S. FP. RB. R. Reports To come | Should have come Delivered : K. 0. Ft. S. & M. Instead Greatly If you can arrange . 9_8. F, Hopkins Dallas, Tex. Frequently In which You make To the manner Interchanged Form Consecutive Locals Foreign According Rule Lastly Clinton Southern Initials Current Together Hereafter That your report Is made Correctly With those 10 R. A. Frank Gen. Supt. uilding It is my Understanding Steam Wrecking Which was received H. & St. Joe Evidently | Don’t you think Either Assign Canceled Entirely 11 D. L. MeAdoo Chicago, I11. Refrigerator Junction Texas Pacific St. Louis Bridge Co. - 12. Concerning Inability Sufficient Flat cars Yesterday Unfilled Complete ' Specific Please return 4 13 Messrs. Poage & Co. Boston, M Lowest 2,000 tons Sandsburg Spikes Kegs Plates Angle bars . Track bolts Hexagon Will oblige ass. 78 VOCABULARY OF RAILROAD BUSINESS. Conductors Porters Must be Particularly Passengers That there 15 Upon receipt of this Length Corner Width Eaves Of all cars Inclusive Station Wheels Send this How many 16 M. Hoffman Burlington, Ia. Authority Attached Sheep Baxter Springs Shipment Double-decked Correspondence 17 F. A. Robinson Cincinnati, O. Household Owner’s risk Risk Valuation Total Shortest Protected 18 J. L. Dickson Albany Disposition Mouldings St. Paul, Minn. Disposed Way-bill Dislike Of course 19 P. J. Murphy Savannah, Ga. Shortage : Simmons Hdw. Co. Destination tlanta And our agent Exception However Please do not Side-track Located Important 20 S. V. Barnes Milwaukee, Wis. Forwarding Collier ’ Consigned Shippers Arrival Oil Error 21_Harter Medicine Co. Hartford, Conn. Reference Unclaimed Thorough Search 22_Roscoe Bros. Warsaw, Mo. ; a Triplicate oe, Foster Ground e..” Elevator Witness Signature -* ~~ Approval e 23 John Nelson Salina, Kans. Investigation Wilson & Co. Damage Overcharge Cattle Inclusive QOlaim agent Sf... apm hPL... ‘how Se & Ke-27 26_Nathan Ortenburg As much as possible 24 Henry Underwood > Cherryvale, Kans. SEA le Water , = S Tanks >. Impressions That you will be Market First-class Se oe fm Hoops Lugs I am familiar Cypress It is claimed Longer Ee Line Opinion Purchased Complete Depends On the pri (nenge anes nm the price Kel? Pn II Quality “eB acer, a ounc uffs, Ia. Jd.cgue Sea P I am advised fo “Cts John Clark Z Cherryvale oe fr Acting = xard master o was a _z. Injured za Last December , Between HE Fz Ona Drawheads Causin; Thumb Renee Fingers Brought suit Against the company Damage 7 2,000 ummons Has been a Served . : Upon our agent ka. 7 By, Springtield Requested you If you could not ect With him ’ Neglect me Gee Personal Hannibal s <2 Please note - Correspondence Destined In care Memphis Via Harrisonville And that attached Are simply i elie Subterfuge To have. you Investigate Also Uncollected Really Business Enrouted Some time ago Assured Southeast Mississippi Valley Territory I think ; Should have More than Local Equalize To us From us Diverted Next Oats In care of Our line We understood them They were I think they were Like to have you Over your line LETTERS SELECTED FROM THE RAILROAD. BUSINESS [Vater tr aot A 1. Mr. Geo. H. Wheeler, Louisville, Ky. Dear Sir: We are in receipt of your letter of the 9th enclosing bill of lading and ex- pense-bill. We find that you have been™ overcharged on same. By referring to shipment of Sept. 6th, you will notice that the rate is 60 cts. per hundred pounds over this road.” You would better make claim. Enclosed find pa- pers, which we return to you so that you can-make claim from your point of shipment. Yours” respectfully, (76 words) 2. Mr. L. J. Bruner, Topeka, Kan. Dear Sir: Order No. 611 to you Jan. Ist is wanted with all possible dispatch. Let nothing stand in the way of pushing it forward.* If you cannot get cars, tele- graph mie at once and I will see that you are furnished. We depend upon you to see that the” order is forwarded without delay. In no case disappoint us. Let us know by return mail when you will send them. . Yours truly, (71 words) 3. Mr. L. B. Hunt, Holden, Mo. Dear Sir: We have carefully examined the de- mands of your claim for damage to your baggage, in transferring from the Union Depot to the St.* James Hotel this af- ternoon. We are of the opinion that the slight damage done is just as possible to have occurred while in the Union™ De- pot as afterwards in our custody. We learned that the driver had the baggage covered and took, as usual, the ordinary care of it. We™ see no reason, there- fore, why this company should be called upon to pay any damage and believe} M that you will, after you have investigat- ed the’® matter, come to the same con- clusion. Yours truly, (108 words) Mr. M. C. Baker, Harrisonville, Mo. Dear Sir: Answering yours of the 15th, we have no section of the 33-pound steel rail here that we know of. We under- stand the” rails are being loaded at St. Louis now, and probably by telegraph- ing you can get a section at once, which we trust you will do.” The drilling of the rail to the center of the first hole is 2% inches, and from the center of the first to the” center of the second, is five inches, We trust you will give this your best attention, as we are really in a hur- ry for the’ material. Yours truly, (103 words) Mr. David Benjamin, Rosedale, Kans. Dear Sir: Your division report in the case of ‘James Monroe was received this morn- We notice from your report that you have placed the” duration of disa- bility at three weeks. If hé is a single man and will require’ daily surgical at- tention and nursing, please forward him at-once® to Kansas City. We will send you a pass. ing. Yours truly, (61 words) 6. Mr. D. M. Hendricks, Gen. Pass. Agt. N.Y. RR. New York City, N. Y. Dear Sir: ‘Will you kindly favor me with a pass, New York to Buffalo and return, in favor of J. B. Maynard? Mr. May- nard is* an employee of this depart- ment, and the favor will be gladly recip- rocated by me. Kindly limit pass 60 days from Dec. Ist and oblige Yours” my truly, (52 words) r. J. H. Mason, & fT: A, New York City, N. Y. -Dear Sir: ‘ I have your letter of Oct. 20th in regard to an order from Chas. G. Bragg 79 80 RAILROAD BUSINESS. and J. J. Miller for 14 tickets® to Los Angeles and return. I have the order and have ascer- tained that both Mr. Bragg and Mr. Miller are out of the city. Mr.” Bragg left early last week for Omaha, and asked that I have these tickets forward- ed -t0 him at Omaha as he will be there on™ Wednesday, November 2d. I shall forward them to Mr. Bragg today. Yours truly, (88 words) 8. Mr. D. B. Ormiston, A.G. FLA, B.& O.R.R, Cedar Rapids, Ia. Dear Sir: The St. L. & S. F. R. R. reports de- livery of K. C., Ft. S. & M. coal car, No. 647, to you” Nov. 8th. This car left our line early in May. We have not had time to come to you about it. It should have been™ delivered to the St. L. & S. F. by the above line instead of being delivered to your line. We are greatly pressed for cars” of this class and shall be obliged if you can arrange to have this car returned as soon as possible. Wire when you L placed™ it subject to our order so‘ that we may have the car returned home without further de- ay. Yours truly, (119 words) 9. Mr. S. F. Hopkins, Dallas, Tex. Dear Sir: Your attention has frequently been called to the manner in which you are making up your interchange report, form 310. You fail® to enter cars in their consecutive order, locals first and then foreign, according to rule three on the back of said report. The number of” K.C. F.S.&M., K. C, Clinton & South- ern, K. C. C. & B. and Current River cars in order, and lastly, box” cars hav- ing same initials together in like order, and not set with those having different initials. Please see hereafter that your report is made up™ correctly. Yours truly, (103 words) 10. Mr. R. H. Frank, Gen. Supt. Bldg. Dear Sir: It is my understanding that the new steam wrecking car which was received from the Hannibal & St. Joe R. R., Kan-|. sas City,™ Nov, 6th, was not numbered. It evidently has the number 30 either on the car or on the wrecker somewhere, as it was received at™ Ft. Scott and Spring- field as No. 30. Do you not think it well to have this number cancelled and leave it without a number” entirely, or assign it some special number? Yours truly, (84 words) 11 Mr. D. L. McAdoo, Chicago, IIl. Dear Sir: Kansas City, Fort Scott & Memphis refrigerator car, No. 169, delivered Oct. 3d. The next junction of this car is Texas Pacific, Oct.* 8th. The car turned up at St. Louis Nov. 4th and was given to the St. Louis Bridge Co. Nov. 8th. This is only one® of a number of in- stances that have recently occurred, sev- eral of which we have brought to your notice. Will you kindly take this matter in™ hand and see. that such disposition of our refrigerator cars is not made in the future? Please let us hear from you about the matter.” Yours truly, (102 words) 1 ‘Mr. J. T. Burlingame, Springfield, Mo. Dear Sir: Please note papers herewith con- cerning the inability of shippers of our road to get a sufficient number of flat cars to load tiling®™ on. We wish you would investigate the matter and advise whether or not these. parties have or- dered cars for- loading, and if any of the® orders of yesterdav are unfilled. If so, state how many cars will be‘required to complete the order and we shall have them delivered for” that specific pur- pose. Please return all papers, and oblige Yours truly, (86 words) 13. Messrs. Rogers & Co., Boston, Mass. Gentlemen: Please quote us your lowest prices for the following: 2,000 tons, 90 Ibs., 334 in. Steel rail, Sandsburg section. 1,500 kegs,™ 514x9-16 best R. R. Spikes. ; 40,000 334 x 34 track bolts with hex- agon nuts. 10,000 fish plates and™ angle bars. All to be delivered by April 1st. An immediate reply will oblige Yours truly, (66 words) 14,, Order No. 12. To Superintendents and Agents: Instruct at once all. conductors and porters that care must be taken in re- ceiving passengers, to see that® their tickets are good on the train they are abouf to take. RAILROAD BUSINESS. 81 This refers particularly to the lim- ited express and trains No. 1 and 4” on the Lake Shore road. Yours truly, (57 words) 1 Order No. 14. To Superintendents and Agents: Upon receipt ofthis please forward |- to this office the length of body, corner post and width of* body at eaves, of all cars shown on our printed list form No. 1 to 112 inclusive, which may leave or arrive at your station® during the next ten days. Send this information daily. Please note also which cars, if any, have steel as well as iron wheels under them,” and how many of each kind there are on each truck. . Yours truly, (88 words) ’ 16. Mr. M. Hoffman, Burlington, Ia. Dear Sir: Referring to attached letter, this will be your authority for making rates on two cars of sheep shipped by Mr. M. from Baxter® Springs same as one car. This is-to avoid any delay in shipment on account of not having double-decked cars to furnish. You can™ attach this correspondence to your way-bill as au- thority for making the rate. Your truly, (65 words) 17. Mr. F. A. Robinson, Cincinnati, Ohio. Dear Sir: In reply to yours of even date, we beg to submit you rates on household goods, car-load and less, St. Louis to™ above point, $1.39 per hundred if taken at owner’s risk: $5.00 per hundred pounds valuation, in case of total loss. We” represent the shortest line and shall give prompt attention to all ship- ments with which you may favor us. We hope to hear from you in” the future. Please advise us whether this rate is accepted, and of the date of shipment, so we can have same protected. Yours truly, (99 words) 18. Mr. J. L. Dickson & Co,, Albany, N. Y. Dear Sir: Give disposition of one box of mouldings at St. Paul, Minn. Goods shipped to your order. We notified you at 222 Clark St.” St. Paul, Minn., form St. Louis way-bill D 189, Aug. Ist. Lo- cal agents claim they can get no reply from you as to dispr sition.” If shipment is not disposed of, of course, the railroad company will have to sell the goods for freight charges. We dislike to do this,” and would thank you for disposition. Yours truly, (83 words) 19. Mr. P. J. Murphy, Savannah, Ga. Dear Sir: Shortage on shipment from Sim- mons Hdw. Co., St. Louis way-bill F 41, June 1st, 1909, three boxes of hardware and one spring,” from the above com- pany to B. F. Wilson, Savannah, checked O. K. at this station, but claimed short at destination. ‘This shipment seems to have™ passed Atlanta in good condition, and our agent here has received no ex- ception report. However. shipment seems to have been lost. We wish you would” say whether or not you know anything con- cerning this matter, as it has been hang- ing fire for a long time. Please do not side® track this tracer as it is import- ant that this delivery should be shown. Claim will be presented, if goods are not located soon. Yours truly, (125 words) ‘20. Mr. S. V. Barnes, Milwaukee, Wis. Dear Sir: Forwarding goods account of Col- lier White Lead Co., please refer to St. Louis way-bill F 1342, Oct. 24th, for lot of white” lead and oil from the above Company consigned to shipper’s order. Please forward this shipment and noti- fy the consignor at St. Louis. As this was’ an error on the part of the shippers, allow all charges to fol- low. ‘Trace through for date of arrival and delivery at proper destination and™ report. “ / Yours truly, (78 words) 1 Harter Medicine Co.,, City. y Gentlemen : Please give disposition of thirteen boxes medicine for J. H. Greer. This shipment was made Sept. 13th. It seems that the local agent is* unable to get disposition from you. In your letter you spoke of better reference. It is impos- sible to give any better reference. You have the® name of the man you shipped ‘the goods to, and the date forwarded. This is all we know of the matter. If disposition is not™ given, the ship- ment will have to go to the unclaimed freight depot and be sold for the freight. Please make a thorough search and see’ if you cannot locate the shipment on your records and give disposition. Yours truly, (114 words) RAILROAD BUSINESS. 22. Messrs. Roscoe Bros., Warsaw, Kan. Gentlemen: Herewith triplicate of agreement made with Mr. Foster for ground for grain elevator at your station. Please have Mr. Foster sign all three* copies, witness his signature yourself, and re- turn the three copies to us for approval by the company. We shall then send you one copy™ for delivery to Mr. Fos- ter. Yours truly, (57 words) 23. Mr. John Nelson, Salina, Kan. Dear Sir: Herewith investigation papers in claim C, account of Wilson & Co., $234.64, loss, damage and overcharge in freight on™ four cars of cattle to Chi- cago, way-bill C and A to 4 inclusive, to June 15th, 1909. Please ‘note letter to Mr. Dennis, claim” agent, under date of July 12th, and furnish all thié“information you can. Remember that this matter is urgent, and rush the investigation as much” possible. Yours truly, (79 words) 24. Mr. Henry Underwood, San Francisco, Cal. Dear Sir: Answering yours of the 28th inst. in regard to water tanks, our impression is that you will be unable to get into™ this market, that is, if your prices are anything near what you quoted us. Wé are able to buy a first class pine 3-inch™ water tank with 13 hoops, three lugs to each hoop, for $325, f. o. b. Kansas ‘City. We are familiar with the Cypress™ Tank and the Pine Tank also, and while it is claimed that the’ Cypress will last longer. than the Pine Tank, we are of the™ opinion that a good, White Pine Tank will last the longer. Three years ago we purchased one of the White Pine Tanks, and it is still working and is good yet. Of course, you can compete in this mar- ket for any material. We should be glad to place orders with’ you, but it de- pends wholly on the price and quality of the goods. Yours truly. (165 words) 25. Mr. George C. Cooper, Council Bluffs, Ia. Dear Sir: We are advised by wire that John Clark of Cherryvale, recently acting as Yard-master and who was injured last December by having” his hand caught between the draw-heads, causing the loss of a thumb and two fingers, has brought suit against the company, laying the damage™ at $2,000. Summons has been served on our Agent at Spring- field. . We requested you about four weeks ago to go to see Mr.” Clark and see if you could not affect a settlement with him, and to bring him to our office if possible. We have had no answer to this letter nor any report from you con- cerning the matter. Please explain the neglect, and see that more attention is paid to these™ personal injury cases. Yours truly, (130 words) 26. Mr. Nathan Ortenburg, Harrisonville, Mo. Dear Sir Please note correspondence next at- tached to letter concerning two cars of oats, destined to Chicago, ordered in care of our line, Memphis via® Harrison- ville. We understood them so billed. We think. they were diverted from us at Memphis, and that attached papers are simply a subterfuge. We should®™ like to have you investigate and advise if un- collected; also advise if we can have business enrouted to us via. H. when coming over your™ line. Some time ago, you assured us that you would give us charge of the business that is enrouted to us. We think we should’ have some- thing more than local trade to equalize our loss here. Yours truly, (114 words) VOCABULARY OF THE IMPLEMENT BUSINESS. INESS. VOCABULARY OF IMPLEMENT BUS 84 aw Cer. Answer aptly Cel a. < , More pro 1 _W. ©. Watson O08. & te In regard my f- Pacific, Mo. Catalog . Furnish harp - A... ou e have been a Prepared “ Supplying you ley nbs Together sa Limited sme price To put together CT At the & snail you. enerh Pt fy Da. Wess than Nico come e ee BBD | ahi 4 lly Wier Especia Water Bt Dr. T Texas Lina , Adjustable o_ 2... Mrcre Daher AP. Standards Allow you ee reer , - pacers hoon From this Gangs a Kead-p~-f Same as a, . Change can be To the capacity ep Zh A That t ey Outfi pa 1,000 gallons a. Shovels Depth Eo Onsite Scour Into a at ’ Readily Disco . é Geo B. Deusherty 7, SOAS | By early mail L bcbon Sherman, Tex. 6 John F "0. and “ As J Enclosur ‘ LP... u will fin = ¢ Referring whe “C-: Enclosed yo ‘thanks for same Drawing a To the bill Yup... OF... Galvanize Rolers Nl AP Iron 18 ee ae gce, | Gornlce ar neeeree Fxactly FW POM Length Type foundry . Cresting Certai Py Poon f. Betwee no we sngfeense Boer Excessive Pedestal ake _¢ ‘0S Mis Brown & Co. ald oP Inelude 3G. W. 8 Shen . iinet | ptt Furnace ae. e aaron Uke Fe Gr ton Cuts . ’ ! t Prominent Co ef onl Mouldings <. Buildings Simi dar. Building me Go Lleated £ 2 Gh. “ Trus q Particular Bee Starte : an hey. Large cities 2 As soon as [ence Ax: a fe. wy United State fovea... Bn. d.. Qube. your ‘earliest conven- k you As ata AVOr There will be - _O Lown That you have 2 Ame. Sky-light 3 Photographs Cee Foo: /, Be comers Taken 75. o. Glass LT opr Residences EE aos Freeman & Co. 2 * Preferred ar Davis, Means «ot In your city 2 That they are (On eel? Blectrotypes / kp - . Loading 4 James Clark fr - Desire o{ F Feorla, Tl. = g On the following hen bmg vs Expec B.S GZ... Left Shields kA... Basu Wood beam plows Your sample 1 Right hand NOL we. Gc Receipt of advice Dore oD. Steel From the foundry Ant de 7 * “? Plows _ Ut will be be Balance a \ > ete ey Per. Order Gotte venizing mene a Except 9 Recog r he pone ene Necessity L- oo~ Brewste G . Bate that time 9 nae PE ttt Bra We take the ° 8 seve Regs Ts: Wilite-trees Liberty Gem ~ Exactly Ae esoon as the other , Let us know ew Amer. . spose OO ees ticularly After you have received 4. Sls Farticul ese Replaced Geo. T. Weber hal wed Fad Either oe a a 8 Geo. ° 2 = ” Later ee tetra pasts named Entire Sell 0-6 Entir I... s Can be returned - a Bp a? Aa follow . As you prefer Ww Iking Zen Daeg C a hs Action ; PD Gorse Wheel In the matter ATER re Whe Tongues ; ; Ww y ee. a Approval L On. Combined Qe 5J.L. King & Co. fare Payable = _ Buffalo, N. x. - For cash ta Ew R. voemene Se Address yo : ws re aay ‘Also mail you & ~w he a2 Communications emepa cane Ajso ma And We Will be able to GF Las VOCABULARY OF IMPLEMENT BUSINESS. 85 Quote you Thimble skein Bed brake . Tubular Axle Terms 9 H. M. Johnson Syracuse, N. Y. Buggies Common sense Side spring Improved Victor End spring Livery Strictly Ounce Machine Buffed Leather Quarters Stays Half Hand-sewed Brussels TVirst-class Distinguished Columbus Yankee Corduroy $17.00 60 days 25 per cent 10 H. C. Roberts Independence, Mo. State that he Quotations rills Pressure On rakes In place Wooden Rakes You will favor us Early : FR. L. Chilton Wichita, Kans, Roller Attachment Mr. Russell Country We have some Exceedingly Cheap First-class 12 H. K. Zook & Bro. Golden City Please ship W. W. Wilson Little Rock Arkansas No. 4° Shovel Wheels Render For same Should you not be able to At once Let us know. When you can ship Balance Of order Already Given Bull tongues. Very much obliged 13 L. J. Wright Columbus Under That you had That you would That you wish That. you should Advised By express Which have never In the same letter You state Made us Shipment Boxes It is Very likely t the same time rat Cn RE Aen la of - Sf nt re A Dav. - Mh. BORE. BF. ra R#OO.D., PKL co foe In the same Manner In the same manner 14 Iam Arebitect Superintendent Leopold: Proposals Different Kinds It is to be Deep Sky-light First National Bank Tor the money It will be All right As soon 4s possible Ventilator Public School Elevator Glass Broken Galvanized . Perfect Satisfaction - Pronounced 15_As follows No. 50 Yankee Cart Solid Lazy Body Cloth Mirror Finish Carpet Patented Shell , Banded Job Name plate Expert Tell the difference Tell Cofumbus _ Entirely satisfactory 16 Turbine Should you desire We will be pleased to Give it Estimate Capacity Comparin Together 8 Rivets Bolts Should be considered Joints Holes Exposed Swell Shrink Rattle Pieces Little It is by far Cheapest Outlast Adjustment Journals Expensive Engine Consideration We may hear from you Further Convenience 17 Some time ago We must Almost Apologize or not Same was Overlooked Fitted Complete Became Same was sent To the bank Returned Unpaid If you will remit us Here - We will send You will Oe aeeeetttt fuses = | LETTERS SELECTED FROM THE IMPLEMENT BUSINESS 1. Mr. W. C. Watson, Pacific, Mo. Dear Sir: In reply to yours of the 12th inst. will say that we can furnish you a pump prepared for a well 60 feet® deep, ready to put into a well, and the windmill less the tower, for $177.99. Pipe for convey- ing water to™ the tank is listed at 12% cts. per foot, and we could allow you 25 per cent discount from this, the same as we™ have allowed on the pump and mill. In regard to the capacity of the pump, will say that with a fair wind, the outfit will’ raise from 700 to 1,000 gallons of water per hour from that depth well, and force it into a tank 15 feet deep. Hoping you may favor us with your order, we are Yours truly, (135 words) 2. Mr. George P. Dougherty, Sherman, Tex. Dear Sir: | ’ Yours of the 2d inst. is received wit enclosure of $11, which has been placed to your credit. Thanks for same. Referring™ to the bill of rollers shipped to you, we find that we charged you with %-inch rollers with box, $2.95. The other™ articles were charged to you at exactly cost prices to us at the foun- dry, and we certainly do not consider any of the charges excessive.” We think you are mistaken when you say you can get better rates from any other 1 house. Yours truly, (94 words) 3. Messrs. G. W. Brown & Co., Wellington, Kan. Gentlemen: We are about to get up a new cata- log of furnaces in which we should like to show cuts of the most prominent buildings” heated by the furnaces of the F. & W. Co., particularly in the large cities of the United States, and ask as a favor, if not too much trouble, that you have photographs taken of three of the most prominent buildings, resi- dences preferred, in your city, which are heated by™ the furnaces of the F. & W. Co., so that we can have electro- 86 types made at this end. Send bill for the cost of the’ photographs to us. Yours truly, (105 words) 4, Mr. James Clark, Peoria, Ill. Dear Sir: We had expected to have received the shields which are being prepared for your sample furnaces some time this week, but we are just™ in receipt of ad- vice from the foundry informing us that it will be twenty days before they will be ready. Recognizing the necessity of your” having samples on your floor be- fore that time, we take the liberty of forwarding the sample furnaces today with shields from our regular stock. As” soon as the other shields arrive, we shall forward them to you promptly. After you have received the shields, those which are replaced can either’ be shipped on later shipment of fur- |naces, or the entire lot of shields may |be returned to us, just ds you prefer. Trusting our action™ in this matter may meet with your approval, we are Yours truly, (137 words) 5.- Messrs. J. .L. King & Co., _ Buffalo, N. Y. Gentlemen : Your favor of the 8th to St. Louis forwarded to us at this point. If you will address your communications to us at Kansas” City, it will save delay,. and we shall be able to answer more prompt- In regard to the catalog of No. 7 cultivator, will say, that we have been supplying you from a limited stock. We have only 231 of them left at this point, which we can furnish you” at the same price we have been giving you. We mail you new catalog showing the cultivator, as you requested; also some of our new’ Texas cultivators. ‘These we are making especially for the Texas trade. They have adjustable standards, and the gangs are so changed that they can be” set wide apart or close together, and the shovels are so set that they scour very readily in the Texas black soil. : Hoping to hear’ from you by early mail, we are Yours truly, (159 words) IMPLEMENT BUSINESS. 87 6. Mr. John Faber, Dayton, Ohio. Dear Sir: Enclosed you will find drawing for galvanized iron cornice. The full length is 50 ft. On top you will see cast iron crestings™ between the bracket and the pedestal post. Include the crestings in your proposal. There are two galvan- ized caps over window on front. Mould- ing will be® similar to those you made for the Loan & Trust Co. building. Make all of 27 iron. There will be three sky lights on the” second floor, four by six feet. Kindly give prices on these also. The building will be started as soon as Spring opens. Please send your™ proposal for same at your earli- est convenience. Yours truly, (109 words) Mr. J. E. Glass, Memphis, Tenn. Dear Sir: We are today informed by Davis, Means & Co. that they are loading your car, and that you desire what goods we have™ to be put in it. We are short on the following: 3 12-in. left hand wood beam plows. 3 12-in. right hand steel plows.” 3 14-in. right hand steel plows. The balance of the order we sent, except one Brewster back for buggy, one extra dash, and twelve” whiffle- trees complete. We have not the extra dash or whiffletrees in stock, and do not understand exactly what kind of whif- fletrees you want. We can’ send them when we send the plows, if you will let us know more particularly about them. We can make these to you at $26.% net. Yours truly, (129 words) Mr. George T. Weber, Troy, N. Y. Dear Sir: The last cultivators shown in the catalog we can sell you as follows: No. 4 Walking Cultivator with steel wheels and bull tongues®....$20.75 No. 5 Combined riding and walk- ing cultivator -with steel wheels and bull tongues 54.00 Payable Oct. Ist~ 3 per cent dis- count for™ cash. We also mail you catalog of wagons and quote you as follows: 2% in. Thimble skein bed brake....$50.75 3 in.” Thimble skein bed brake.. 52.75 3%4 in. Thimble skein bed brake... 53.75 2¥% in. steel tubular axle, equal to 3% in. thimble skein bed ' brake 55.00 Terms on wagons, four, six and eight months three per cent discount, four months. Yours truly, (122 words) Mr. H. M. Johnson, | Warrensburg, Mo. Dear Sir: We send you catalog of our line of buggies and quote you same as follows: No. 20 Common _ Sense side spring $65.00 No. 30 Improved Victor end spring 68.75 No. 30 New York Livery.............. 68.75 No. 80 Victor Brewster................ 68.75 These buggies have strictly’ “A” wheels, 28 ounce machine buffed, leath- er quarters and back stays, 14-ounce body cloth, have lining face and top, and are hand sewed. This” is strictly first class work and is hard to distinguish from the Colum- bus buggy. Terms four months, two per cent discount for cash. We can™ furnish you our new No. 6 Yankee cart, upholstered with cordu- roy, at $17.00, payable in sixty days. Balance of work in catalog, we can’™ furnish you at:25 per cent discount from list. . Trusting to receive your orders, we are Yours truly, (143 words) 10. Mr. H. C. Roberts, Independence, Mo. Dear Sir: In reply to yours of the 3d will say that the quotations on the drills did not include the spring pressure, and for™ the same size drill with spring pres- sure, will charge $2.00 extra. We quote you as follows on rakes: No. 4 Rake $19.00 Now 5 Rake. eccscccsseeccccceecececeeceee 27.00 No. 6 Rakeweecccccccseceeceeceeceeaeueee 21.00 Steel wheels in place of wooden wheels in either of the rakes, $1.00 ex- tra. Rakes payable Oct.” Ist, 3 per cent discount for. cash. Trusting you will favor us with an carly reply, we are Yours truly, (95 words) 11. . Mr. T. L. Chilton, Wichita, Kan. Dear Sir: In reply to yours of the 12th inst. will say that the roller press attachment for the nine hole drill is worth $30,™ same as drill) We send you today a catalog of buggies and wagons, and have written our Mr. Russell, who is in your part of the country, asking him to call upon you, making prices and terms, 88 IMPLEMENT BUSINESS. We think he will call about the end:of the week. We™ have some exceedingly cheap, first class spring-work, and trust you will not order until you have seen him. Yours truly, (95 words) 12. Messrs. H. K. Zook & Bro., Golden City, Mo. Gentlemen: Please ship W. W. Wilson, Little Rock, Ark., one No. 4 spring shovel cul- tivator with steel wheels and _ bull tongues, and render bill for™ same to us. Should you not be able to ship at once, please let us know when you can ship, also when you can ship™ balance of our order already given, and very much oblige ‘Yours truly, (62 words) 13. Mr. L. J. Wright, Columbus, Ohio. Dear Sir: We find under date of June 20th that you advised us that you had shipped by. express that day the rollers which have*™ never come to hand. In the same letter you stated that you had made us a shipment of two boxes of steel. It is very” likely that the rollers were shipped at the same time and in the same man- ner, as none of these have been re- ceived. Yours truly, (74 words) 14. Dear Sir: As I am architect and superinten- dent of the Leopold Bldg., I am request- ed to get proposals of different kinds of work. It is® to be a store building 50 feet front by 100 feet deep. Make and send to me as soon as possible, one skylight 3 by® 6 feet, the same as for the Loan & Trust Bank. Draw through the First National Bank. What about the ventilator for the public school” building, price $45, and the elevator for the bank, and that skylight that got broken? Your gal- vanized iron work has given perfect sat-, isfaction and’ is pronounced first class. Yours truly, (106 words) ’ lo. Dear Sir: We today mail you catalog of our new line of buggies and wagons and quote you as follows: No. 50 Yankee cart with™ “A” wheels, corduroy trimmings........ $16.00 No. 50 New York livery.............. 65.00 No. 80 Improved Victor, end springs 68.75 The above buggies have “A’® wheels, 28 ounce machine buffed, leath- am, er quarters and back stays, solid lazy back, 14 inch body cloth, head lining and mirror finish. The wheels are” either patented or shell wheels banded. Balance of order in catalog, we can furnish you at 25 per cent discount from list. The above buggies” when set up, and with our name plate, require an ex- pert to tell the difference between them and the Columbus buggy. Trusting we may receive™ an order for this line, and that the prices may prove satisfactory, we are ) Yours truly, (141 words) 16. Gentlemen : We today mail you a catalog of our iron turbine mill, and should you desire any other information, we shall be pleased. to give™ it. Our last estimate was of its full capacity. In comparing the iron turbine mill -with the wood mill, the fact that the iron turbine” is made entirely of iron and put together with rivets and bolts should be consid- ered. The wood mill has a great many joints and nail” holes to take in water, and when exposed to the heat and rain, will swell and shrink and very soon rattle to pieces. - While the™ first cost of the iron turbine is a little more, it is by far the cheapest mill in the end, and will out- last half a’° dozen wooden mills. It has a nice adjustment, nicely finished jour- nals, and is not nearly so expensive as a steam engine. We trust you will give the iron turbine some consideration before buy- ing, and that we may hear from you further at your convenience. Yours truly, (171 words) 17, Gentlemen: Your favor of the 25th inst. received some time ago, and we must apologize for not writing before, but the matter was in some” way overlooked. We can furnish you No. 327 pump which is ex- actly what you got before, fitted with galvanized pipe and rod for a™ well 60 feet deep, complete as follows: No. 23 pump 53 ft. 1% in. galvanized pipe, net... 53 ft.” galvanized rod... esse - 3. In regard to your note of $18.50 which became due Jan. 3d, will say it was sent to the bank and returned un- paid. If you will remit us here direct, we will send the note to vou. Trusting you will do this, and that!™ we may receive the order for the pump, we are Yours truly, (137 words) VOCABULARY OF THE GRAIN AND COMMISSION BUSINESS 90 VOCABULARY OF GRAIN AND COMMISSION BUSINESS. 1 Jos. W. Hall Topeka, Kans. Consignment Which is now Contents Several Barrels Examined Account sales Disposal Meanwhile Think it Important That you should know That the price Apples Latest Report 2 L. D. Mason Wheeling, W. Va. Net proceeds To the credit Hold Subject to your order This is satisfactory Soliciting Shipments 3 Elias Platt Boston, Mass. ln accordance with Your request W. C. Noble Concerning Expenses Connected with the Sale Fruit We ber That the market Within We have no Decline Unless Liberal Are received Materially Affect Current Choice Hand picked Top figure Packed Always Comma Sales Additional Cartage Impress Printed Labor 4 Fairbank & Co. Charleston We shall be glad To have your favors And wil : Prompt attention As to the course Market In this business Learned Long ago That the more Experience Safely ‘ Guess Values Commission Our commission Per bushel Per tierée Per hundred Margins Per barrel Gralu 65 T. H. Moore Holden, Mo. Only On your return Inspection Please examine We are not On account Decline Usual No one is Ever bg se So light That the order Wiped We would Hardly Worth 6 J. H. Dunnigan McPherson, Kans. nftirm Mixed Your track Small Any correct Val . alue Which pleuse Handle Struck Bin If we were able to Carry Used To the advance We wight be able to Maintain 7 J. P. Thorn & Co. Columbus, O. And will ship We can get it Into Corn Elevator Weighing Draft 8 Chas. D. Curry Albany, N. Y. We wired you Seed Was vot Is still Subject to your order Insist. On our accepting the Written Twice Seagon Irregular Quality Badly Clover Timothy There is some Poorer ack Of seed Again say Accept Lot of seed 9 G. C. Henry Philadelphia, Pa. Please mail us ~ Alfalfa You can sell us Car load Job As follows Orchard Grass Clean Blue Red clover Prime To have your order 10 Howe & Powers Pacific I have your order In reply will say Sabbath And I supposed Monday morning I see that You are very much Dealers Myself Does not Corroktorate Golden Opportunity Higher Advices To the effect Reaction Tomorrow Prompt acceptance Secure I shall be pleased to Make a trade with you Orn Baggy evi Eorvire Be Poe GA. “p26 LETTERS SELECTED FROM THE GRAIN AND COMMISSION BUSINESS 1. Mr. Jos. W. Hall, ‘ Topeka, Kan. Dear Sir: Yours of the 5th at hand. We are in receipt of your consignment which is now in our store. The contents of sev- eral™ barrels have been examined, and prove satisfactory. We shall forward account _ sales upon disposal, meanwhile. we think it important that you should know that the™® price of apples has advanced since our last report. Yours truly, (61 words) 2. Mr. L. D. Mason, Wheeling, W. Va. Dear Sir: Enclosed we hand you account sales of your 500 barrels of apples, net pro- ceeds amounting to $1,561.24, which we have placed™ to the credit of your ac- count, and hold subject to your order. Hoping this is satisfactorv, and so- liciting further shipments, we remain Yours trulv. (49 words) Mr. Elias Platt, Boston, Mass. Dear Sir: In accordance with your through Mr. W. C. ‘Noble for market report and general information concern- ing expenses connected with the sale of®* fruit, we beg to say that the mar- ket has advanced within the last .few days, and we have no reason for expect- ing a decline in® prices for some time, unless too liberal shipments are,received. This, of course, would materially affect the market. Our printed market re- port for this week” enclosed will inform you as to the prices current. We would impress upon you the fact that choice, hand-picked, carefully packed apples will always command™ a top figure. request | . ‘Our charges are 5 per cent on sales, and five cents additional per barrel for cart- age and labor. Hoping to hear from you soon, we remain Yours truly, (131 words) 4, Messrs. Fairbank & Co., Charleston, S. C. Gentlemen : Yours of the 3d inst. received. We shall be glad to have your favors and shall give them prompt attention. We cannot advise you” as to the course of the market. In this business we have learned long ago that the more expe- rience one has, the less safely® can he guess the future course of values. Our commission on grain is 1-3 cents per bushel; on pork and lard, 5 cents per tierce; on™ ribs, 24%4 cents per hundred. We require New York margins of 2 1-3 cents per bushel on grain; 50 cents per barrel on pork ;™ $1 per tierce on lard; and 60 cents per hundred on ribs, Yours truly, (115 words) 5. Mr. T. H. Moore, Holden, Mo. Dear Sir: _ Yours: of the 2d received and con- tents noted. We did not charge the $1 commission; we only charged on your return shipment,” 40 cents for inspec- tion. Please examine the papers and see whether or not we are correct. On ac- count of Chicago and St. Louis market decline® from 1 to 1% today, our corn market closed weak and-as usual no one is willing to buy even at the ‘de- cline. Prices® have advanced some, but ‘the fluctuations are so light that the or- der trade has been about wiped out. This evening we hardly know. what to’™ say corn will be worth tomorrow. Yours truly, (108 words) 91 92 GRAIN AND COMMISSION BUSINESS. 6. Mr. J. H. Dunnigan, McPherson, Kan. Dear Sir: We confirm purchase of two cars of mixed corn for immediate shipment at 44 cents your track. The sample of wheat you sent® us is too small to form any correct esti- mate of the correct value. We send you a sample bag today, which please fill and send™ us another sample, stat- ing how much there is of it, and we shall try to handle it for you. Our corn market seems to have™ struck the top prices at the bin. Orders are very light. If we were able to carry the ac- counts and hold the prices until they’ get used to the advance, we might be able to maintain them. Yours truly, (114 words) Mr. J. P. Thorn, Columbus, Ohio. Dear Sir: We bought today, and will ship as soon as we can get it loaded into. cars, some No. 2 corn. This corn will® cost you on car, 44 cents per bushel. There is a great demand for cash corn and the supply is light. Corn in elevator is™ worth 42 cents. The elevator charges, special weighing, and our commission make the net cost to you 44 cents. We will make sight draft attached” to bill- lading on shipment of corn. Thanking you for this order, we are Yours truly, (90 words) 8. Mr. Charles D. Curry, Albany, N. Y. Dear Sir: ' Yours of the: 18th received this morning. We wired vou that: the seed was not what we bought, and we would not receive” it. The seed is still in St. Louis on tracks, subject to. your order. We cannot understand why you insist, on our accepting the seed.” We wired you as soon as we found the seed was not what we ordered, being irregular in quality, and badly mixed with white clover and timothy. There is some seed in the lot that is poorer than the sack lot of seed you sent us. We again say we™ cannot accept this lot of seed. We have written you twice this season stating the kind of seed we wanted. Yours truly, (122 words) 9. Mrs. George C. Henry, Philadelphia, Pa. Dear Sir: Your favor of the 26th received. Please mail us a sample of your choice Alfalfa seed and state the very lowest price you” can sell us a car load, f. o. b. there, and the rate of freight to St. Louis. We offer you as follows: Choice timothy’ seed, $1.78 per bushel; Red top, 42 cents to 48 cents per bushel; Orchard grass, $1.57; extra clean blue grass, 55" cents per bushel; choice red clover, $4.52; prime, $4.50. All f. 0. b. here. We should be pleased to _ hear from™ you. Yours truly, (103 words) 10. Messrs. Howe & ‘Powers, Pacific, Mo. Gentlemen: I have your order of the Sth and in reply will say that we have a mail train going through here on the Sab- bath,™ and I supposed my letter would reach you on that day, or early Monday morning. I see that you are very much like all other™ grain dealers, myself not excepted, waiting for the top of the market before selling. I trust that your experience does not corroborate mine, that is, so often letting the golden opportunity pass waiting for something better. The market closed about one- half cent higher today than _ yester- day, and evidences from Chicago™ are to the effect that the line is high enough, and we look for a reaction. I will wire you a bid on corn tomorrow™ morning, subject to your prompt acceptance, and trust it may be high enough to secure some of your shipments. I shall be pleased to make™ a trade with you. Yours truly, (156 words) VOCABULARY OF THE REAL ESTATE AND INSURANCE BUSINESS. 94 VOCABULARY OF REAL ESTATE AND INSURANCE BUSINESS. 1 A. W. Cleveland Nashville, Tenn. Since Seeing you Afternoon I have thoroughly Considered Insurance I have Consulted John means Application AS a.part Premium Company Agent Examining Surgeon - None of the money Remains Therefore If there was Lega Moral 2 M. B. Donovan Topeka, Kans. Policy - Together with Request Jn writing Mr. Black Names Beneficiary In his letter Does not However State their relationship From Divide Specified He can Execute Assignment On a sheet Properly In the presence Witnesseg Approval 3_G. H. Wheeler LT cneeentene Be 00- + wu aesnseesee - Louisville 29th “; [29 Your valued favor of the Careful attention Appreciate Compliment Conveyed In your wish Represent In your town At present We are not Desirous Opening Agency For this compan Williamsburg y Insurance company To thank you For the opportunity Respectfully decline 4 Shotwell & Co. Fall River, Mass. Please take notice Continental Terminate Accordance Hereby Tender Unearned Premium Pro rata Unexpired Of said policy Responsible After that date 5 B. FP, Newcomer Baltimore hile We see no reason Whatever Changing Opinion Regarding Alleged Violation ules Anglo-Saxon Co. Loom afe So wren 6 fw hyo ~ Decided Cancellation Various Companies Interested Question Issue On the subject Any company To take this Position Preferring _ To place the Outside Jurisdiction And thus dispose Numerous Complications 6 Robert Laird & Co. Newark, N. J. Pheenix London On the building Owned T. J. Lawson Contains Three-quarter Clause This is not Acceptable We must ask you Kindly advise us Immediately 7_N. B. Griffin Newport, R. I. Abstract Addition To this city Given it careful Defects In the deed A. Brown Wife J. C. Allen Acknowledgments Defective Cured Law Transfer Conveyance Martin Whether Married Single: It will be necessary If he was married Procure Widow Heirs If there are Aside Does not Objection - 8 Chas. P. Wells Hannibal I have $5,000 orth Unquestionable First-class Mortgage 6 months At the rate of 9 1-2 per cent Per annum 9 J. T. Turner Quincy, Il. D. D. Thomas Who owns Farm In your county Cedarvale Desires To dispose You would look it up alue Encumbered How much Also send me By return mail Description Reasonable And greatly oblige VOCABULARY OF REAL ESTATE AND INSURANCE BUSINESS. 9 10 T. R. Wallace Alton, Il. I have this day Mailed you Enclosed le letter Davis Sweet Sprin, Explains es Itself Asserts Will be Required To make the Contracted Acceptable 11_R. B. Grainer Kansas City, Mo. Demand That you give And surrender Possession Waldron Division City Kansas Jackson State of Missouri Denver, Col. Please place Yor sale On your books Either one Elmwood days ‘verms Frame Houses Ground -Lexington Avenue Avenue enced Cistern Stuble $4,500 13 ‘Jz M. Russell Was sent And we should have Tipt Kay & Harris [heard For these Policies Must have been For the correction Tn the age of Charles Martin He states In his application That he was born Age Nearest Birthday * Conflict Society Which is Correct They w If he was born ° He is nearest If he is nearest 14 Henry James Boston, Mass. Certificate Thomas Gordon Is received To the company We note you say You had collected Surprise To hear this Declining Health Restoration Gannt Renewal 15_J. W. Purdy Dunning, N. Y. But you Did not I suppose you Overlooked I am obliged Refuse On your draft I am doing In my power To reduce hae z Done. «7 bone it’ be Teduced Instead Increased You will not be Seriously Inconvenienced In the matte That you will be able to Harvest Trop Yourself Shape Northwestern lanks 16 T. B. Altman Maryville proses Dr. Bro Robert. Andersdn Coupons Attached Medical examination Have been received Forwarded At once Issued For the examination Recommended Examiner Which is Violation If the examinatlon Are not Favorable Cancellation 17 J. P. Carter Sedalia National Further cost Unnecessary Add Hope you will pay Respectively Reports Three-quarters Expected To make Very close Importance That you should Later than the Rely To do this 18 T. A. Wheeler, Esq. Lightning On your property Located Jefferson Unable Vacancy Permit In the policy For that ‘Was not aware At the time Wrote the policy 0. K I remain Yours truly 19 When the plans During the day’ Treasurer Who has had Disposed Sprinkler Selection Equipment Consist Endenvoring Arrange Possitile Insured Decide Independent It is necessary We will advise you Undoubtedly Attractive Flushing We presume They will We have said ‘That we did not Communicate with Is closed . age. aero ng. LETTERS SELECTED FROM THE REAL ESTATE AND INSURANCE BUSINESS 1. Mr. A. W. Cleveland, ‘Nashville, Tenn. Dear Sir: Since seeing you this afternoon, we have thoroughly considered the matter of your insurance. We have also con- sulted Mr. John Means, the gentleman” who wrote your application. As a part of the premium is in the hands of the company in New York, and as the agent and” examining surgeon have been paid, none of the money remains in our hands. We, therefore, could not return same to you, if there was a™ legal or moral ob- ligation to do so. Yours truly. (84 words) "2. Mr. M. B. Donovan, Topeka, Kan. Dear Sir: . We have your favor of the lst en- closing a policy, together with a request in writing from Mr. Black to change the names” of the beneficiary to those names he mentioned in his letter. He does not, however, state their relation- ship. We return the policy with his let-| ter,” and as we cannot, under our form of policy, divide the interest in the in- surance as specified by him, he will have to write out® an assignment on a sheet of legal cap, properly execute same in the presence of witnesses, and forward it to this office for record and™ approval. Yours trulv, (103 words) . 3 Mr. G. H. Wheeler, Louisville, Ky. Dear Sir: Your favor of the 29th inst. has had careful attention, and we fully appreci- ate the compliment conveyed in your wish to represent our” interests in your town. At present, however, we are not desirous of opening an agency there for this company, nor the Williamsburg City Fire Insurance’ Co., and therefore, have fo thank you for the opportunity pre- ‘desire to terminate the insurance sented, which we must ‘respectfully de- cline. Yours truly, (68 words) 4, Messrs. Shotwell & Co., Fall River, Mass. Gentlemen : You will please take notice that the Continental Insurance Co. of New York on your policy, No. 32,295,* in accordance with the terms, and we hereby tender you $250, the unearned premium for pro- rata for the unexpired term of said policy; the company not being respon- sible for any loss or damage which may occur after this date. Yours truly, (68 words) 5. Mr. B. T. Newcomer, Baltimore, Md. Dear Sir: While we see no reason. whatever for changing our opinion regarding the alleged violation of the rules of the Anglo Saxon Company, we” have de- cided to return all the policies for can- cellation to the various companies inter- ested. While we have considered the ques- tion of asking the companies to™ stand by us in an issue on the subject, we have not asked any company to take this po- sition, preferring to place the insurance™ outside of your jurisdiction, and thus dispose of numerous complications. Yours very truly, (88 words) 6. Messrs. Robert Laird & Ca, Newark, N. J. Gentlemen: Your policy in the “Phoenix” of London, on the building owned by T. J. Lawson, contains a three-quarter loss clause. This is not®™ acceptable to us, and we must ask you to furnish us a policy in a responsible company without such a clause. Kindly advise us immediately,” and oblige Yours truly, (54 words) REAL ESTATE AND INSURANCE BUSINESS. 97 7. Mr. N. B. Griffin, Newport, R. I. Dear Sir: _ Enclosed find abstract and title to lots 24 and 25 in block 72, B’s addition to this city. We have given it a” care- ful examination and find the following defects: In the deed from A Brown and wife to J. C. Allen and wife, the acknowledgment is defective, but is probably cured by the law of 1905. The transfer number, 22, being the convey- ance from S. Martin, does not indicate in any part™ of it whether he was mar- ried or _ single. It will be necessary for you to get some information on this subject. If he was married,” you will have to pro- cure a deed from his widow, if living, and if she be dead, from the heirs, if there are any. Aside™ from these objections, we pass on the title. . Yours truly, (135 words) 8. Mr. Charles P. Wells, ‘ Hannibal, Mo. Dear Sir: We have $5,000 worth of unques- tionable, first-class mortgage papers to run about six months, and would net you at the rate of” about 9% per cent inter- est per annum. Please let us know if this will interest you. Yours truly, (44 words) 9 Mr. J. T. Turner, Quincy, Il. Dear Sir: We understand that Mr. D. D. ‘Thomas, who owns a large farm in your county, near Cedarvale, desires to dis- pose of it. We wish you would look it up and wire us the size of the farm, its value, and whether encumbered, and if encumbered, for how much.” Also send us by return mail, a description of the farm, and render us a bill, mak- ing your charges reasonably low, and greatly oblige Yours” truly, (76 words) 10. Mr. T. R. Wallace, Alton, Iil. Dear Sir: We have this day mailed a copy of the enclosed letter to L. W. Davies, Sweet Springs, Mo. The letter explains itself, and® asserts what will be re- quired to make the title of the property you have contracted for acceptable. Yours truly, (44 words) Mr. Henry James, 11. Mr. R. B. Crainer, Kansas City, Mo. Dear Sir: We demand that you give and sur- render to us the possession of lots 9 and 10, in block 4 of Waldron Place and*™ Addition, City of Kansas City, County of Jackson, and State of Missouri, which lots are now in your possession. This property belongs to us and we™ desire to commence to put improvements on these lots at once. Yours truly, (63 words) 12. Mr. D. B. Barnes, ' Denver, Colo. Dear Sir: Please place for sale on your books, the following property: Lot 5 or 6, either one, in block 1, Elmwood Place, 30 days” time, reasonable terms. Five eight-room, new frame houses, having ground 33 ft. 4 in. front on Lexington Avenue, one-half block east of Waldron Avenue. Each™® house is fenced and has a good cistern and stable. Price, $4,500 each. ‘Terms very reasonable. Yours truly, (69 words) 13. Mr, J. M. Russell, Sioux Falls, S. D. Dear Sir: Replying to yours of the 15th, the policy of Kelly & Harris was sent on the 12th inst., and we should have heard® from you by the 15th. The ap- plications for these policies were re- ceived here on June 20th, and must have been delayed in Kansas City. We®™ wrote you on June 30th, ask- ing for the correction in the age of Charles Martin. He states in his appli- cation that he was born April™ 29, 1878, and his age at nearest birthday is 30. The statements conflict, and the society will want to know which is correct be- fore they’ will know at what age to write the policy. If he was born in 1878, he is nearest 29, and if he is near- est 30,5 he must have been born in 1877. Yours truly, (134 words) 14. Boston, Mass. Dear Sir: Your letter of the 18th enclosing certificate of good health of Thomas Gordon, policy No. 334, is received. We forwarded the certificate to® the Com- pany,’ with a request for a return of the renewal. We note you say you collect- ed this premium some three weeks ago 98 REAL ESTATE AND INSURANCE BUSINESS. We” are surpised to learn this, in view of the fact that we have returned the money sent us to pay this premium, de- clining to receive™ it until the certifi- cate of good health was forwarded. You certainly should not have received it. If the company decides to restore this policy, we'® shall have to ask Mr. Gannt to send us a check for the amount of the premium before we can send the re- newal, Yours truly, (125 words) 15. Mr. J. W. Purdy, Dunning, N. Y. Dear Sir: Yours of the 23d inst. received, but you did not enclose C’s policy for re- newal. We suppose you overlooked it. We regret we® are obliged to refuse payment on your draft for $50. We are doing all in our power to reduce agents’ balances. Mr. Gannt has® turned over to us your note, due Oct. Ist, for $177.50, This with the $105 charged to your ac- count on our books® makes a balance against you of $282. 50, and we are obliged to ask that it be reduced instead of being increased. We hope’® you may not be seriously inconvenienced by our course in the matter, and that you may be able to harvest some of your crop very” soon and put yourself and your account in better shape. We shall send you all we have of the Northwestern, and also some appli- cation blanks.” Yours truly, (152 words) 16. Mr. F. G. Altman, Maryville, Mo. Dear Sir: We are in receipt of proposals of Dr. Brown and Robert Anderson with coupons attached, showing that notes were taken. The application of® An- derson was dated Aug. 14th, and that of Brown, Aug. 19th. No medical reports have been re- ceived. If the medical examinations have been made, they® should be for- warded at once. You issued a receipt for the cash and notes before the examinations had been made and the parties recommend- ed by” the examiner, which is a viola- tion of the rules. If the examinations are not favorable, we shall have to re- turn the money and the notes,” and ask you to take up the receipts, Nos. 326 and 328, for cancellation. Yours truly, (116 words) 17. Mr. J. P. Carter, Sedalia, Mo. Dear Sir: , Replying to yours of the 30th inst., we have just wired the State National Bank not to protest the note, We do this® to save further cost. It is un- necessary for us to add that we hope you will pay this soon. Respectfully enclose reports for the three”-quarters of the year, as we are expected to make a verv close settlement of accounts in the September report. It ‘fis of great importance that™ you should put this matter in shape, not later than the 8th inst. Can we relv on you to do this? -. Yours truly, (98 words) 18. Mr. T. A. Wheeler, Kansas City, Mo. Dear Sir: Enclosed find your policy covering fire and lightning on your property lo- cated in Jefferson Countv. We are un- able to put the vacancv permit” in the policy, and return the application, as the company will not permit it. For this reason, we ask you to sign the enclosed application® and return same: to us. We suppose Mr. Barnes was not aware of this rule at the time he wrote the policy. We received the™ $50 to pay for the policy, ail O. K. Trusting this may be satisfactory to you, we remain Yours truly, (96 words) 19. Dear Sir: Your favor of the 19th at hand. When the plans of the risk arrive (as we presume they will during the day), we™ shall send them to the treasurer, who has had other plans to study since Wednesday. We think we wrote you that we did not feel® disposed to advise our insur- ance customers as to what .sprinkler they should. put in, much preferring they should make their own selection. All we shall” have to do with this will consist in endeavoring to arrange the best possible plan of equipment. The insured will decide what sprinkler to ac- cept,” entirely independent of us. If we'find that it is necessary for you to come to Boston, we shall advise you. Undoubtedly, the party whose’ sprink- ler appears the most attractive will be communicated with by Mr. Flushing, the treasurer, before the contract is closed. Yours very sincerely, (147 words) VOCABULARY OF THE WHOLESALE GROCERY BUSINESS. roo VOCABULARY OF WHOLESALE GROCERY BUSINESS. , 1 Celluloid Starch Co. New Haven, Conn. Jobbers In our city . You are surely Customers Entitled Overcharge 2 Trask Fish Co. St. Louis, Mo. Half barrel Benner Mackerel Retailer Says there is Represented He is now Adjust This difference Purchased Each 8 Drummond Tobacco Co. Cigarettes Handling ‘ Manufactured Yourselves Liggett & Myers American Tobacco Co. Decided It is not Unsatisfactory We do not think At the regular 4 J. A. Benedict & Co. We note what you state Discount We can get Eixtraordinary Insert If you had If you would Compelled 6 B. D. Bennington Chelsea Indian Yer. As per Gallen Peaches We suppose you People’s Observe 6 Messrs. T. J. Boyd & Co. Sandusky, O. Studied Financial Pretty Necessity That you will be able to It will certainly Accommodation . [Co. 7 Messrs. C. E. Udell & We regret We received Picnic Cheese Mouse-eaten As the other Young America Was damaged Hoop It is eaten By the mice It is quite Mouldy Has the appearance Magawg Soft Afraid Some trouble Dispusel Short time’ back 8 I. E. Vermillion Salem Oregon Jasper County Charging Do not charge We believe You can get them Without any trouble Ark Soap_. Windsor Pierce City Safel ely If you have not received Lar Fine PR Lb ot. ag en 2 -- 2lG.2.. 9 Headley Grocer Co. Harrisburg, Pa. Cold Storage Of which are In good condition Sacks Silver Prunes Eagle Hallowees Condensed 10 We quote you [ceptance To your immediate ac- Immediate Acceptance Fancy Re-cleaned Currants Packages To a case Brand Ground pepper Imported Ceylon Cocoanut Quarters ° Halves Pounds Changes 11 Milligan Grocer Co. Although Competitors Beans California They are unable to Sorts , Execute Below Lima Lady . Washington 12 Middleton We enclose invoice Blocks Instead Measurement Correspond Per dozen Exceptionally Should be pleased to 13_W. A. Bald Louisville, Ky. Western Agents R. A. Kelly Co. Zenia, O. Sisal Manila Cordage Assortment Lath Yarn° Reputation one - United States Process Decidedly Superior Article Figures In it Encourage Advantageous Herewith Inside * Larger Smaller Scale Basis Help us 14 L. P. Jones Pittsburg, Pa. Southern Oysters Popular Mississippi Lunch Flat Either give you You may We must make Should we be able to Irom the factory To better advantage We would do so Mo hey BE re GE iy aaa on LP SET VOCABULARY OF WHOLESALE GROCERY BUSINESS. 101 Hope these 2 Interest you Ler 2 Mt once Of an order 15 J. W, Wilson 1, P voughkeepsie Lk Pte. ae New York ° 5 = Attractive Mediums PA Terragona = Almonds Shell walnuts Handsomely Polished Jumbo ae ee Texas Pecans Central Se American fae Se. Se Addition Smyrna . ; Varying . 2 Fo cue ER. od 4-5 Celebrated fee” SpA. : 16 Joseph French, Esq. Charleston, Ss. 6. h bay Pe fey e desire ° a To bring | Before y : ft Le}. Ditterent makes co ff Sausage . Which are manufactured Of the best “ 4 Material e rocesses * Se. © ro ees ses tl that a. na - , All that Experience [cle SLA Me bee. To make a superior arti- Produce Especially Ge? fan LB... Desirous Judging Me tse of sesee wt Laker. Fresh pork dee rere Ce owe Bologna Ga Mic Gesrooae Head cheese . Leber kase a a Ota? Summer ‘ Pigs . . Pressed ca Jove son meg eageeen ~ Excelsior S Booklet o Discrininating For the lovers” For he loves us l’ashioned Rival 17 H. P. Ditmar & Co. Aurora We quote you Prevailin Certainl ea Svan Micrel And our merchants We have been . ‘Should you be ee el Should we be able to Direct East ov vassesenreve 2 - L...n Benefit : : Should you order Would do so MOMLLEE Dre, Examination 18 J. R. Larabee & Co. a7 Addressed van Dyin EZ Stewart & Co. = s Representative p We are certainly Op Pe HOE Gi Surprised Coffee Numbers FY a eaten _ Which we have . Rejected . At all Phronrene AE eres Teresi sone Comparison > ~ of your reputation i onfident © 0 Bg Devens ~ Confused e ? 2 Tongue “f on Rae , Themselves Responsible It is useless Circumstances Besides It will give us more Of such Reasons To make some Disposition Right away We are willing 19 M. W. Schapp Please ship us Shredded Packages Spoiled On-our hands ; 20 And are forwarding Ordered Diamond Hosmer’s Axle grease Corn beef Spot cash Baking powder Tumbler Jelly Standard Lemon Extract Vanilla Knoxall Washtubs Superior Else 21 Prompt attention Battle Ax Tobacco This will not We must get At least Accept From us To be filled Provided We can in get them Accepte Limit Kansas Salt Co. - Feel satisfied It has touched Bottom 22 Traveling salesman Late m Adam Herd Is not numbered Evaporated Peaches Pacific Union Salmon Transit Saw log At the same price Association Effective 23 As you do not State what ‘Granulated Ideal Bullion Are subject Accompanyin And are ving Also subject Fluctuations In our And will make you To be favored With an order From you ‘Low prices e are Very truly yours Yours very truly Yours faithfully Yours sincerely LETTERS SELECTED FROM THE WHOLESALE GROCERY BUSINESS 1. Celluloid Starch Co., New Haven, Conn. Gentlemen : Other jobbers, in our city claim that Celluloid Starch costs them $4.25 per case. You are surely making a low- er price to” them than you are to us. We believe we are handling as much Celluloid Starch as any of your ‘cus- tomers in this city. and we™ think we} are entitled to the very lowest prices. We, therefore, ask that you kihdly give us credit for the overcharge on all orders that® we have sent you this year up to this date, Yours very truly, (78 words) Trask Fish Co., St. Louis, Mo. Gentlemen : The half barrel of Benner Mackerel, which you invoiced us June 8th, we pur- chased for a retail dealer of our city, who has counted® the fish from the barrel and says there are only 133 fish. We sold the half barrel of Mackerel to contain 150 fish, as represented™ by your price list, and he now claims the ‘difference. Shall we adjust this differ- ence according to the number of fish in the barrel? The™ fish were pur- chased so as to sell at 10 cts. each. Yours very truly, (89 words) Drummond Tobacco Co., _ St. Louis, Mo. ‘Gentlemen : Your letter of June 6th received, requesting us to sign your contract on cigarettes. We are handling cigarettes manufactured by yourselves and Liggett &*® Myers Tobacco Co., and when we stopped selling the American Tobacco Co, cigarettes, we aecided then not to sign any more contracts on cigarettes. It® is not our intention to cut the price, or to make our dealings with you unsatisfactory in any way, and for these 102 reasons, we do” not think it necessary that we should sign any contracts. We will pay for the cigarettes the same as we have been doing, and shall’ sell them at the regular price. Yours very truly, (109 words) 4. Messrs. J. A. Benedict & Co., _ New York City, N.Y. | Gentlemen : Your letter of June 2d received, and we note what you say about the rates of discount in your city. We do not care™ to have the two notes of five thousand dollars each. discounted, unless we cart get an extraordinarily low rate. This is the reason we sent the notes and in- structed you to insert the dates if you had an opportunity to discount them at ‘our limit. You may hold the notes™ for a while, and if you have an opportunity to discount them at 4% per cent, you may do so. If not, hold them’ subject to our order. Money matters are easy with us just now ‘or the reason that we are not compelled to use much money outside™ of. our own business. Yours respectfully, (131 words) 3. Mr. B. D. Bennington, ' Chelsea, I. T. Dear Sir: ; We enclose invoice as per your or- der. We note what you say about be- ing short one-half dozen gallon peaches. We only invoiced you” one-half dozen, and we hold receipt from the railroad company for one case, just containing one-half dozen. We suppose you think we have you charged with a dozen. If you are short this one case, let us know and we will have the railroad com- pany trace it at once. In™ regard to shipping other peo- ple’s goods with yours, we shall observe your instructions. Yours truly, (90 words) WHOLESALE GROCERY BUSINESS. 103 / 6. . Messrs. F. J. Bovd & Co., Sandusky, Ohio. Gentlemen: In answer to yours of the 24th, we have studied the situation and do not see how we can carry your account as we® have been doing in the past. The way financial matters are, we have had to ask all of our customers to reduce their accounts with® us. and pay when their accounts become due. We do not like to do this, but it seems that ne- cessity compels us to do so.” We hope money matters are turning out better with you than you expected, and that you may be able to make us another payment on™ the first, as it will certainly be a great accommodation to us. Yours respectfully, (114 words) 7. Messrs, C. E. Udell -& Co.,. St. Louis, Mo. Gentlemen: We regret to report that we re- ceived one picnic cheese from you that was mouse-eaten in the same way as the other one. Young” America was damaged by the mice before it was put in the hoop, and where it is eaten by the mice it is quite mouldy® and has the appearance of having been done for some time. Shall we return the cheese to you, or dispose of it the best we™ can? The Magaw cheese which we have just received from you seems quite soft, and we are afraid we are going to have some trouble™ with it. Yours very truly, (105 words) 8. Mr. F. E. Vermillion, Salem, Ore. Dear Sir: We received your letter of the 17th inst., with expense book, return sheets and check on the Jasper County Bank. Can you get™ the Jasper County Bank to give you New York or St: Louis ex- -change without charging you for same? Our banks here do not charge their™ customers exchange, and as you are do- ing business with this bank, we believe you can get them to furnish you with exchange without any trouble.” The sample of Ark Soap was sent to you in care of the Windsor Hotel at Pierce City, Mo. We hope you may receive same™ safely and that you will have a nice trade on it. If you have not received it, let us know at once and we shall send you another sample. Yours truly, (131 words) 9. Headley Grocery, Co. Harrisburg, Pa. Gentlemen: We have just taken out of cold stor- age the following, all of which are in good condition, and samples will be sent you if¥ desired. We quote you as fol- lows: 27 boxes Eagle Brand Condensed Mince meat, per box...............0... $2.00 54 sacks Silver Prunes, per pound .07 14° boxes Hallowees, per pound.. .033% All these f. 0. b. cats here. Respectfully, (64 words) 10. Springfield Grocery Co., Springfield, Mo. Gentlemen : We quote you today, subject to your immediate acceptance with market changes as follows: . Fancy re-cleaned Currants, 48 and 60 one-pound packages to™ a case, at 414 cents, f. o. b. Kansas City. Fancy Packed Dates, one-pound packages, 60 to a case, at 3 cents. Dove™ Brant Corn Starch, 50 one- pound packages to a-case, at 314 cents. 50 per cent Pure Ground Pepper, at 4% cents, in™ barrels. Imported Ceylon Cocoanut, in quar- ters, halves and pounds, at 14, 15 and 16 cents per pound, in 50-pound cases. Hoping to secure your™ valued or- ders, we remain Yours truly, (106 words) 11. Milligan Grocery Co., Springfield, Iil. _.| Gentlemen : We find that although competitors have been quoting beans from Califor- nia at all sorts of prices, they are un- able to execute orders. We are*™ now doing the business at the prices men- tioned below. We have taken orders for several cars today, and have secured the goods. If we get™® your order to- morrow, we think we can secure a car. Lima Beans, $3.10 per cwt., deliv- ered. Lady Washington, $1.28%% per™ bu. Yours very truly, (79 words) 12. Middleton Grocery Co., Springfield, Ohio. Gentlemen: We enclose invoice for blocks shipped you today. Our blocks are put up for weight instead of measurement. The weight and measurement corres- pond about” as follows: 104 WHOLESALE GROCERY BUSINESS. 3 Ib. 134 inches 3 Ib. 2 inches 4 lb 2% inches 1.10 per doz. 1.35° per doz. 4% Ib. 2% inches ................ 1.60 per doz. 5 lb. 2% inches .................. 1.85 per doz. The lowest regulat prices we” can make you on these goods today are those attached. The 4% pound is exception- ally fine block, and we should be pleased to have™ your order. Yours truly, (104 words) 13. Mr. W. A. Bald, Louisville, Ky. Dear Sir: We have just been made Western Selling Agents for the R. A. Kelly Co. of Xenia, Ohio, manufacturers of Sisal, Manila Rope and®*® Cordage, and have received a complete assortment of Sisal, Manila Rope and Lath Yarn. ' ‘The R. A. Kelly Co. has the reputa- tion of making rope™ second to none in the United States. They do not make what is called “New Process” rope, but a decidedly superior article. We want your™ inquiries for car load orders on which we will make you close figures. On spot cash, we will make prices most advantageous to you. Prospects’ are certainly very encouraging. We enclose herewith our, inside prices. We quote you 7-16 Sisal and larger at 5% cents; smaller sizes, regular’ scale, f. o. b. Kansas City. Terms, 60 days, 2 per cent off if paid in ten days. We ask you to send your orders’ to us, and we shall see that you do not regret it. Yours very truly, (165 words) 14. Mr. L. P. Jones, Pittsburg, Pa. Dear Sir: We beg to: quote you prices on southern packed oysters, the most pop- satacsaseeeeseves $0.80 per doz. | We hope théese™ prices may interest you. and that we may have your fre- quent orders. Yours truly, (139 words) 15. Messrs. J. W. Wilson & Co., Poughkeepsie, N. Y. Gentlemen: We have in stock the following lots of nuts at the prices quoted below, which ought to look attractive to you: 50 Bags “Medium” Brazils.......... $0.06%4 30 Bags Tarragona Almonda......... 084 75 60-pound bags Cal. Almonds.... .071% 50 Bags Shell Walnuts.................. 10 50 Bags, handsomely™ polished large Texas Pecans.............-..----- 05% 50 Bags, handsomely polished Jumbo Texas Pecans..............--- 06% 50 Bags handsomely polished me- dium Texas Pecans................--+ 0414 50% Bags handsomely polished Central American Pecans, very large 07% In addition to these, we have a fine line of imported Smyrna Figs, varying in’ price from 7%4 to 12% cents, and a complete line of the celebrated “Ameri- can Brand” Citron. Yours truly, (120 words) 16. Mr. Joseph French, Charleston, S. C. Dear Sir: We desire to call your attention to our different makes and brands of sau- sage, all of which are manufactured of the best material,~ by improved pro- cesses, and are all that experience and a desire. to make a superior article can produce. In order that you may judge the” merits of our sausage by a trial order, we quote you the following prices, f. o. b. Kansas City: Fresh Pork Sausage, loose............ $0.06 ular brand packed in L Mississippi. Prices Fresh” Pork Sausage, link............ 0614 delivered f. 0. b. St.” Louis: Smoked Pork Sausage..................-. 07 I's, 5 -0Z. Oysters ...eseceeccccccseeee $0.671%4 | Bologna Large 00... teseceeneneee .04 2’s, 10-02. Oysters .....ecseeceseecseees 1.22% | Bologna Small ou... eee eens .04 I’s, 4 -oz. Oysters 2... eee: 62% | Bologna Ring ou... eeeeeeereeeee 04 2’s, 8 -0z. Oysters 0..tceececeeeeee 1.10 |Garlic Bologna ..........cccccccee cee 05 l’s, Light Weight ................---:-:-+- A0 «| Vienna Sausage 0... 07% 2’s, Light Weight ....0.0.. cess 60 jLiver Sausage? ose 05 1’s, Lunch Oysters, flat can............ 77, Tongue or Blood Sausage............ 05 Terms, 60 days, or 2 per cent off | Head Cheese 0.0... ccscsccseceseceeees 05 for™ cash. Leber Cheese oo... ccceecee eects 10 We can either give you prompt ship-|Summer Sausage ...............e A2Y% ment or hold until you want the goods,| Pressed Pigs’ Feet..............ssce0 07 up to Jan. 15th. We must make above] Excelsior Farm Sausage................ Al prices subject to change of market. Should- we be able to ship you direct from the factory to better advantage, we shall do sv. We" enclose herewith a Booklet in regard to Excelsior Farm Sausage, and ask that you kindly consider the same. For a discriminating trade and for the™ WHOLESALE GROCERY BUSINESS. 105 lovers of pure, old-fashioned, all-pork sausage, Excelsior Farm Sausage has no rival. . Thanking you in advance for any orders you may send us, and assuring’® you that they shall have prompt and careful attention, we remain Yours truly, (188 words) 17. Mr. H. P. Ditmer, Knoxville, Tenn. Dear Sir: _We quote you below an article that may interest you at the very low price prevailing : Beans: This article certainly looks cheap, and® our merchants here regard this month the best time to lay in sup- plies. If we may judge from past ex- perience, beans have, as a‘ rule,” ad- vanced in price the latter part of De- cember or the first of January. The very lowest price we have been able to get this week” is $1.20 for choice H. P. Michigan. Should you: order through us, and we are able to buy these goods] for direct shipment’”® to: better advan- tage, you will get the benefit. This price applies to car lots, of course, and we can furnish them either in bags. or™ bar- rels. Terms: Draft attached to bill- lading to be held by bank for examina- tion of goods. Yours truly, (142 words) 18. Messrs. J. R. Larabee & Co., New York City, N. Y. Gentlemen: Your letter of June 2d addressed to Messrs. Stewart & Co,, your repre- sentative brokers in Springfield, Mo., is referred to us. We are certainly * very much sur- prised at the position you have taken in regard to this purchase of coffee, as the coffee that we have rejected is noth- ing™ at all like the samples. Business men of your reputation certainly would not take this position, if you could see the samples by which we” purchased, and the coffee which we received from you. We are confident there is some mistake in your sending the samples to your brokers here,” or they are con- fused, neither of ‘which we would be responsible for. It is useless for you { to talk of com- pelling us to take this’ coffee under these circumstances. In fact, we do not want the two coffees at all, as they are not good enough in grade; besides we’ have other coffee in stock just the same grade as this, and it would give us more of this grade of coffee than we wish’ to carry. For these reasons, we should like for you to make some disposition of the coffee right away, as we are in need of the storage room. We are willing to keep the L. E. No. 4, and shall remit for same accord- ing to terms of purchase. Yours very” truly, (226 words) 19. Messrs. M. W. Schapp & Co., New York City, N. Y. Gentlemen : Please ship to us by fast freight the following: 10 15-pound cases %-lb. packages shredded Cocoanut. 5 3-pound cases %4-Ib. and® 34-Ib. packages shredded Cocoanut. _ We still have the cocoanut in stock that we bought from you several months ago, which has spoiled. We asked™ you once before to give us credit for it and you declined on account of our not buy- ing goods from you. It seems to us”® now that we have been buying enough to justify you to protect us against this oss. Yours truly,’ (93 words) 20. Dear Sir: . We are in receipt of your order of the 11th inst. and are forwarding goods today. We are confident you will be highly® pleased with these goods. We quote you prices as follows: Diamond axle grease, 4 doz. in a case $1.50 1 Ib. corned beef, per® doz.................. 1.00 2 Ib. corned beef, per doz................ 1.90 Spot Cash Baking Powder................ 65 1-3 pint tumbler _jelly................. 85 5 lb. wood or tin™ bucket jelly........ 3.00 Standard lemon extract, per doz... .50 Standard vanilla, per ya .60 Knoxall lemon, per do02Z...........-1-:--0+ 795 Knoxall vanilla, per doz................. .90 °° 2 hoop water pails... ..csccecceecee: 1.30 No. 2 Wash tub..w.......cssccecceeecsceceseees 5.50 No. 3 Wash tutu... ec pecesececcceesecenee 4.75 You will find Hosmer’s axle grease superior to’ anything else on the mar- ket. We shall be pleased to have your order for any of the above goods. Yours truly, (146 words) 21, Traveling Salesman: Dear Sir: Received your orders from 77 to 82, all of which shall have our prompt at- tention. We notice that you are sell- ing Battle Ax™ tobacco right along at 19 cents. This will not do, as it costs us 17 cents, and we must get at least 21 cents or we do not care to sell it at all, 106 WHOLESALE GROCERY BUSINESS. Do not accept any more orders on salt without first getting prices from us, | unless parties™ giving you the orders are willing to give them to you on the condition that they are to be filled pro- vided we can get them™ accepted by the salt. companies at their limit prices. We look for the salt companies to get to- gether now and make a higher price. We™ received a letter today from the Kansas Salt Co. requesting us not to make any more prices on salt without first securing quotations from them.’ We think all of our customers will save money by buying their salt now, as we feel satisfied that it has touched bot- tom.. . Yours very” truly, (176 words) 22. Traveling Salesman: Dear Sir: In the late mail today we received your orders from 68 to 78. Order from Adam Herd is not numbered. We received a” postal card from Mr, Seidel requesting us to cancel or- der for millet seed. He requests us to ship sugar, and add to the order a™ box of Ivory Soap and a box of Crackers. We’ are entirely out of millet seed, berry boxes and crates, and California evaporated peaches, and® we do not ex- | pect to have any more in stock this season. We are about out of Pacific Union % lb. salmon, but have bought’ and have in transit’ Saw Log brand, which we consider equally as good, and which we sell at the same price. Yours very truly, P. S.” We have just received the following telegram from the Associa- tion: “Effective “10:30 A. M., decline all sugars one-eighth cent.” (146 words) 23. Dear Sir: We are in receipt of your favor of the 3d inst. and quote you prices on sugar f. o. b. here, as you” do not state what station to ship to: Granulated Sugar ................ $5.76 Ideal Extra C, No. 5.......“... 5.20 Bullion No. 7 vovecsseccsecceessceeee 5.07 © California B. No. 9.............. 4.88 We have the Granulated, Bullion and California B. in bags and barrels, and the ldeal Extra C. in barrels®™ only. These prices are subject to cash dis- count of one per cent, cash to accom- pany order, and are also subject to fluc- tuations of the market :™ Hoping to be favored with an order from you, we are Yours truly, (113 words) VOCABULARY OF THE MANUFACTURING BUSINESS. 108 VOCABULARY OF MANUFACTURING BUSINESS. 1G. D. Brown & Co. Detroit, Mich. Have you Passenger Elevator Estimates Grateful If you will advise us As to your Wants Submit Ete. 2 Hinton Bros. Red Oak, Ta. When I was At your place A few days ago Who make Rivets I have. Enough I think One of them Bridgeport Certain As to the exact Address 8 P. J. Williams & Son Towa City, Ia Don’t you: Small | Hang You oat ‘be able to Get the goods Shall not be able to Complete As T have To the present Don’t take much Capital ‘Atel I think you will find ws To your advantage To do so wx press ons 4 7. H. Wamil Brazil, Ind. We do not have Bevel German French plate We will make . And send same As soon as possible - Unless Contrary Sizes Cards ' To keep On hand . At all times We can make to order In French plates 5_I. M.: Clark & Co. Monroe Several Inquiries » Architects In regard To the different Constantly By the dealers We take the Liberty Advantage Qpenings | Also consider it To quote you On goods At any time May be Assistance Calculating 6 Johnson & Johnson Columbus, Miss, Plated Telephoned Tactory For them And they will be We can send them Noon That you can Have them Monday night “Be 7 To our customers Hereby Withdraw All quotations Cutlery Scale To take This day Illustrating Patterns Distribution _. In a very short time We shall be glad If you care for it When you are In the market We believe It will be To your advantage To give nu Opportunity We desire Consider Your trade In the past Effort Retain And wishing you Prosperity In the coming 8 W. W. Thomas Natchez, Miss. Harrington & Son. Philadelphia Axles Wheels On talking As simple as I supposed At first But I will To make it clear Replaced All of which Thread Ylange . Where there are Bem Dust Rings . They will be the Reset Shrunk Kindly follow Haverhill 9 M. B, Markham Helena Montana To.do Kinds Stained glass Leaded Churches Houses Stores In the best Manner Lowest rates We are making Specialty f our And are in a position To make it an object lor you Confer With us We should be pleased to Submit 10 Rogers & Rucker St. Joseph Your remittance In settlement Enclosed As you will notice On the statement Accidently Envelope Misdirected Been returned This morning Why You! have not Your receipt before pixcuse Mista Farther favors Aga nome GQ... VOCABULARY OF MANUFACTURING BUSINESS. 109 11_G. H. Davis 13 Glass Bros. Dover, N. H. With this Cold water That you give it Trial At your [ience . At your earliest conven- tytn It will suit you . . Use no other ; After you have Tried this Circular c Consider Se TP yt coca e Advantages We have mentioned 5 And those that Sr ES eel Occur ‘ Barrel Box We are sure You will then order Either 12 A. G. Davidson PS Springer Crm ie New Mexico #' Description Introducin = Guaranteed Sot Collapse Leakage Inferior ae ae None 7 On the market Representative Will be there With a sample Construction Explain the Which is made Hleavy Pressure Information Pleasure . Give the matter That you muy be Favorably Impressed Utiea, N.Y. We beg [tention We beg to call your at- Pumping : Machinery Handled And to Inform you Estimates Plans Specifications Hydraulic Elevators Service Office buildings Apartment Hotels Boilers Combined Country Services Larger . Plants Municipal Silage Supply Sewerage Templates ‘/ Interchangeable Duplicate Are kept Constantly Competent Skilled Resident Machinists At any time For the purpose Necessary Repairs Alteration Soliciting Inquiries Correspondent & _ Adjusted 16 J. M. Frost 18_L. D. Clarkson Butler, Pa 14 Doling & Bell Ley / gor, bo . Syracuse get hE esane ° Asbestos Roofing Manufacturers 1 REP TP ese KPnwnse Advices * “v As to the Quality of the material f our , Of our representatives Upon you Quote you Correspond With you direct Liquid Paints Confident , Entire satisfaction 15_Phyfer & Johnson AZ Tr Washington, D. C. Pod Tee ee Improved ” Sewing machines We will make you Special Attachments Superior Workmanship. Finely First-class In every respect ‘ We shall be pleased Lf Prompt attention Greenville North Carolina Kind enough To call Mr. Rogen Of your place Exainiue Glass In some Windows Stgength Furnish us With the size And number Glass That are Single It seems There is some Mistake Double We wish To correct Let us know How much ‘Cost us To have them Replaced Oblige 17_H. D. Simmons Marshfield, Mo. haba SMM Yours Contents noted ox Enclosed you will fin . “ Wholesale : I send you Another Enclosure Prepared Promptly Demand And will give you That will” Your trade With the buggy Described In your lettef f good material Harness If you wish Heavy Rough I refer you Lighter I think the Dexter Spring ‘oll Heavier Staggered Spokes LETTERS SELECTED FROM THE MANUFACTURING BUSINESS 1, Messrs. G. D. Brown & Co., Detroit, Mich. Gentlemen : Have you anything in the passenger and freight elevator line upon which you desire estimates? If so we shall be grateful if you will® advise us as to your wants, and we shall be pleased to submit you prices. Yours truly, (42 words) 2. Messrs. Hinton Bros., Red Oak, Ia. Gentlemen: When I was at your place a few days ago, you gave me-the names of two parties who make brass rivets. I[ have*® forgotten them. Will you be kind enough to give me their names and addresses again’ I think one of them was Messrs. Jones Bros. of Bridge- port, but am not certain as to the ex- act name or address, Respectfully yours, (64 words) 3. Messrs. R. P. Williams & Son, Iowa City, Ia. Gentlemen: Why do you not send us a small stock order on barn and house door hangings? You will not be able to get these” goods as promptly later on. The factory is away behind on orders, and we shall.not be able to keep our stock as complete as” we have up to the pres- ent. It does not take much capital to carry a small stock, and we think you will find it to™® your advantage to do so. You can have them shipped now by freight, saving express charges and de- ays. Yours truly; (95 words) 4 Mr. J. H. Hamil, Brazil, Ind. Dear Sir: In reply to your order of the 6th, we have no 18 by 20 inch bevel German plate glass in stock, but we*® can make 110 it up for you with 1% inch bevel French plate, price $12.15. We shall make and send same as soon as™ possible, unless we hear from you to the contrary. Enclosed find prices of French and German plate. Sizes on card, we mean to keep on™ hand at all times; odd sizes, ‘we can make to order in French plate Awaiting your reply, we remain Yours truly, (96 words) 5. Messrs. T. M. Clarke & Co., Monroe, La. Gentlemen : Having had several inquiries from architects in regard to the _ different sizes of windows, doors, etc., that are constantly kept in stock by the® dealers ‘of Boston, we take the liberty of send- ing you a catalog that may be of some advantage to you in laying out the sizes” of openings, etc. We should consider it a favor to be allowed to quote you prices on goods in our line, which at any time® may be of use to you in calculating the cost of houses and making estimates. Soliciting such inquiries, we re- | main Yours truly, (97 words) Messrs. Johnson & Johnson, Columbus, Miss. Gentlemen:: Your order for plated ware re- ceived. As we did not have it all in stock, and could not fill the order with one make*™ of goods, we telephoned the factory for them, and they will be shipped this afternoon, so that we shall receive them early Monday/ morning. We” shall send them to you on the noon express Monday, so that you may have them to use Monday night. Yours truly, (72 words) 7. To our Customers: We hereby withdraw all previous quotations on cutlery, and desire to in- form you that-we have arranged a new scale of prices” to take effect this day. MANUFACTURING BUSINESS. 111 Our new catalog illustrating all our new patterns, will be ready for distribution in a very short time, and we™ shall be glad to furnish you a copy. When you are in the market for cut- lery we believe it will be to your ad- vantage to” give us an opportunity to quote prices. We want your trade as in the past, and shall spare no effort to retain it. Thanking you’ for past favors, and wishing you much prosperity the coming year, we are Yours truly, (115 words) 8. Mr. W. W. Thomas, Natchez, Miss. Dear Sir: I have shipped today to Harrington & Sons, Philadelphia, ten axles with wheels. I find on talking with Mr. Brown, that the order™ is not quite so simple as I supposed at first, but I will try to make it clear. The old wheels are to be replaced® with new ones, all of which are to be 2% inch thread and % inch flange. Where there are now Bemis dust rings, they will” be the same or{ the reset wheels, and the other dust rings are to be shrunk on_ the axles. Kindly follow the order up so™ that the wheels may be shipped back to Haverhill as soon as possible, and greatly oblige Yours truly, (118 words) 9. Mr. M. B. Markham, Helena, Mont. Dear Sir: We are prepared to do all kinds of ornamental work for churches, houses and stores in the best manner and at the lowest™ rates. We are making a spec- ialty of this business, ‘and are in a posi- tion to make it an obj ect for you to con- fer with us. We should be pleased to submit designs and prices for any work you may want, either at present or in the future. Please let us™ hear from you, and oblige Yours truly, (82 words) 10. Messrs. Rogers & Rucker, St. Joseph, Mo. . Gentlemen: Your remittance in settlement of the enclosed statement was received by us December 18th, as you will notice by the stamp on the statement,™ but we accidentally misdirected the envelope, and it has just been returned to us this morning. This will explain why you have not received your™ receipt before. Trusting this explanation may be satisfactory and awaiting the pleasure of your further favors, we remain Yours truly, (70 words) . Il. Mr. G. H. Davis, Dover, N. H. Dear Sir: With this mail we send you a sam- ple of our Cold Water Paste, asking that you give it a trial at your earliest” convenience. We know it will suit you and that you-will use no other, after you have tried this. Read the circular care- fully and note” the prices. Consider the advantages we have mentioned, and those that may occur to you. We are sure you will then order either a bar- rel® or a box. Yours respectfully, (80 words) C2 Mr. A. G. Davidson, Springer, N. M. Dear Sir: “> Enclosed you will find a descriptive circular of our new copper range boiler that we are introducing. It is a strong boiler, guaranteed* against collapse and leakage, and inferior to none in the market. Our representative will be there soon with a sample and will calf upon you™ and fully explain the construction of this boiler, which is made very heavy and will sustain a high pressure. Should you feel interested and desire” further information in the meantime, we shall be pleased to furnish it. Hoping you may give the matter your careful consideration, we are Yours truly, (98 words) 13. Messrs. Glass Bros., Utica, N. Y. Gentlemen: We beg to call your attention to the enclosed circular of our Steam Pumping Machinery, and to inform you that we are prepared to” furnish esti- mates, plans and specifications f8r steam pumping machinery for hydraulic ele- vators, for feeding steam boilers, for house tank service, for office buildings, apartment hauses® and _ hotels, also pumps and boilers combined for coun- try houses. Our pumps are recommend- ed as absolutely noiseless for any of these services. We are also” prepared to furnish estimates for larger plants complete for municipal or village sup- ply, sewerage, etc. All of our work is thoroughly tested and, being made™ of templates, all parts are interchangeable. Full lines of duplicate parts are kept 112 MANUFACTURING BUSINESS. constantly in: stock at this office, where the service of competent, skilled,” resi- dent machinists can be obtained at any time for the purpose of making neces- sary repairs or alterations. Soliciting your inquiries, we remain Yours respectfully, (149 words) 14 Messrs. Doling & Bell, Syracuse, N. Y. Gentlemen : ° We are informed of your proposed building and beg to call your attention to a sample of our Asbestos Roofing sent by this mail,” together with descrip- tive price list of all we manufacture. On receipt of advice as to the quantity of material you will probably require, we shall® endeavor to have one of our rep- resentatives call upon you and quote special prices, or we shall correspond with you direct. We also desire to” call your atten- tion to the Liquid Paints, Steam Pipe and Boiler Covering, etc., and if you are in need of anything in these lines, we’ are confident we can furnish you goods that will give entire satisfaction. Yours very truly, (115 words) 15. Messrs. Phyfer & Johnson, Washington, D. C. Gentlemen: .. Enclosed we send you: our latest circular and price list of our improved sewing machines. We will make you a special dis- count from this® price list of $4.50 per machine, cash with. order. Machines delivered on cars here, complete with attachments. Our machines are of su- perior workmanship,” finely adjusted, first-class in every respect. We warrant every machine five years. _ We shall be pleased to have your trade and shall give your™ orders prompt attention. Yours truly, (80 words) 16. Mr. J. M. Frost, Greenville, N. C. Dear Sig: Will you be kind enough to call and see Mr. Rogan of your place, and ex- amine the glass in some windows bought of” us? Kindly furnish us with the size and number of the glass that are single strength. It seems there is some mistake; his order calls® for double strength, and we wish to correct any error that has been made. Please let us know how much it will cost to have® them replaced, and oblige Yours truly, (81 words) 17. Mr. H. D. Simmons, Marshfield, Mo. Dear Sir: . Yours at hand and contents noted. Enclosed you will find our wholesale price list and discount sheet, which we trust may prove satisfactory.* We send you our illustrated catalog under separate cover. We are prepared to ship promptly, and will give you work that will meet every demand™ of your trade. Let us hear from you, and oblige Yours truly, (62 words) , 18. Mr. L. D. Clarkson, Butler, Pa. | Dear Sir: . Replying to your favor of the 11th inst., we will furnish you the buggy, as described in your letter, made of good material,* A grade, with a set of har-. ness for $175, f. 0. b. St. Louis. We do not deliver any of our work; all quo- tations are® made f. o. b. St. Louis. If you wish a very heavy job that will stand a very rough country, we ‘refer you to the No.” 20 or No. 5 in catalog. If you wish a lighter job, we think the Dexter Spring or the Coil Spring would suit you. We'™ could put a heavier wheel on either of these, if de- sired. The Shell Band wheels are made with staggered spokes and are very good wheels.** We do not claim that they are better than good Sarven Patent wheels, Hoping to be favored with your or- der, we are Yours truly, (149 words) VOCABULARY OF THE MERCHANDISE BROKERAGE BUSINESS, AND THE MILL MACHINERY BUSINESS. 114 VOCABULARY OF MERCHANDISE BROKERAGE BUSINESS. 1 Wamsley & Co. New Orleans, La. Middleton Grocer Co. Granulated We send this Confirm Milligan Headley We sold Sugar Thought you Regular Central National Bank Jobbers Perfectly Hopes . That you will be able to Have this 2 8S. Slager La Crosse, Wis. Message Ventilated Shall I We don’t think Potatoes It is not Customary For this season Otherwise Afford Risk Destination Somewhat Disappointed lready You would advise us 8 Anchor Peanut Co. Hamil & Hall We are satisfied They will be With the way you have Appreciate Devore Fruit Co. Possession Give us Fixed Correspondents Whether or not We will accept Proposition Decision 4. W. P. Stewart & Co. Cheyenne, Wyo. Billings Neosho Canning Give you prices Tomatoes Wichita Hutchinson As you know Handled You were Owing Wet weather Unable to pples For the next We have nothing Any importance When you have That you would send us 6 California \ Canned President You can accept In this way Sooner Undoubtedly Duplicate Except Cherries Pears To place the order With some one Armsbee Privilege Trregular - Competitors That you can do G. When you Mr. Schapker In our cl Pr oO eo ttee sae Seccnmhascogmes ole ecsscege 4 OLE og LA Payt oe os If Be Ge * Polish Jumbos Anchors * Accordingly ‘Wrote you Rush Quickly 7 Telegram Which you say That you had Oranges ia Santa Fe Seedlings Choice Bloods Utmost Efforts ‘As quickly as possible If that 1s so Prevent us We would be able to Were there Is considerable Season of the year 8 Mexican ffees Cheaper Freights Threes Fours Glossy ° Medium Dark Colors. Heretofore 9 Messrs. B. Dresley & Co. St. Paul ¥ 0. PNG Keeley... Minnesota poe We believe, In a few days Ourselves In the most Desirable - It is much Tracer Sacked When the car és. 10 Crystal Rogers Refinery Between Asst. Gen'l Frt. Agt. Frisco R. R.° Guarantee Cold Dupress Forehead float Dreadful Forfeit Accrue Dainty Route Texas Pacific Paris Protect When the rate Is the same as Surely Figuring Out same As to the price Place the Tastern As their price ‘Point (Ml ccm Se coe Hauled %p " ‘11 We quote you 2 Undersold - Blackberries - Raspberries Strawberries Gallon Pie peaches Crawford Apricots 13 On the following Stick cand etd 0 Ia Mixed candy oo Jelly Cinnamon Imperial VOCABULARY OF MERCHANDISE BROKERAGE BUSINESS. 115 Keep you Advised Sugars 13_Subject Previous sale Cases . Corned beef Standard Quality Oil sardines Mustards Monkey Oysters Bleached Sacks Fancy Moorepark Mountain McMurry Hand-picked Jupiter 14 Crown Raisins . Dried grapes Nectarines Yellow Evaporated Columbia Salmon Peeled pie peaches Label Manila Wisconsin Navy beans Pea beans Confirmation 15 Eagle Beauty Hand-made Pails Gumdrops Chocolate Burnt Almonds Creams Rock Candy Penny Per box Which you may Favor us Immediate attention 16 We submit Your favorable: Cousideration Watcehword . Personal attention Woodcock Hams" Shoulders Boneless Banquet Bacon Flour Delicious Bologna Casings Ham sausage Wiener wurst Sausage 17 Pumpkin Sweet Overland Sifted Which are Scarce Scotch Canary Buyers. 18 Prompt Re-cleaned Exceedingly Loose Muscatels Dried Syrup Fle ant Cruise” Scandinavian Fisherman ' Strictly First-class New York State River Spot Stock - We offer MILL MACHINERY 1H. P. Roberts: Montgomery Alabama All right Engine Elevator Qloser You would have ‘Oo move All the machinery Shove it lis Drive Compromise Distance Setting the rolls Perpendicular Shaft You t had better Not more than It is not necessary We don’t think Towards, Plans Hardly As much as possible 2_C. W. Lee, Esq. Ludlow Maine Miller’s hand brushes ays If you do not Notify That ney are Mistaken 8 Barnard & Co. Moline, Il. In your bill Fisher & Hart Write us Articles This matte: Immediate ‘attention As quickly as possible 4 Morse & Co. Boilers Iengines Misunderstanding By return mail Pipe fittings Place them It might be Idea As the discounts Scattered And would like 5 Felix Prater Birmingham Wooden Hangers Plansifter Besides Timbers Cleaner Nicely 6 Wm. Harris Morgan, Tex. Certainly Ghink you can a a distance Deed of trust We must request you Perishable Straighten Foreclosure Interruptions Practically Swappin Complie 7 Ed. McGowan Visited Contemplated Salesman Machiner, Testimonial Machine Wonderful Reels LETTERS SELECTED FROM THE MERCHANDISE BROKERAGE BUSINESS 1. Messrs. B. J. Wamsley & Co., New Orleans, La. Gentlemen: We sent you the following wire to- day: “Ship Middleton Grocer Co. 50 barrels fine granulated, 170 bags fine granulated, 5 cents,” which we now™ confirm. We sent this order in regular, and think you should be willing to confirm same on the usual terms sold Milligan, Headley and the © Springfield Grocer Companies. We sold a car of sugar for you to this concern, and they discounted the bill. Thev want this car billed on™ the regular terms, and they will discount if they see fit, or they will take the terms regular. We stated in a former letter to™ you that if Middleton Grocer Co. should order three to five cars of sugar, it will, be as safe as selling to other jobbers here.* They are perfectly good and al- ways pay their bills. We hope you may be able to have this order confirmed as sent in. We refer’ you to the Central National Bank. Trusting to hear from you prompt- ly, we are Yours truly, (166 words) 2. Mr. S. Slager, La Crosse, Wis. Dear Sir: We are today in receipt of your message saying: “loading in box car. Cannot get ventilated car. Shall we ship?’ We have answered” you as follows: “Do not ship: will not carry in a box car,” which we now confirm. It is not customary nor safe to ship* potatoes in a box car, and for this rea- son we have wired you to hold the ship- ment. , If you can get a ventilated car, we" will use the potatoes, otherwise, we can- not afford to take them and run the risk of their reaching their destination in good conditiagn. We are’® somewhat disappointed in not getting this car, as we had it already sold. If it is possible 116° 0° for you to ship in a ventilated car,™ we wish you would advise us at once. Yours truly, (135 words) 3. Anchor Peanut Co., Fayetteville, W. Va. Gentlemen: We are in receipt of yours of the 11th inst. and notice that you are ship- ping Hamil & Hall the remainder of their order.* We are satisfied that they will be well pleased with the way you have treated them, and will appreciate it. They say they will give™ us all their pea- nut trade, and we feel confident they will do just as they say. We notice today that the Devore Fruit Co. have™ sold out their interest here, and that a new firm now has possession. °We_ understand they are good. They have promised us all their trade’® on peanuts hereafter. As to the insurance on the peanuts, we shall have the policies written as you suggest, and have it understood that the’ stock is ours. We have never been compelled to carry insurance for any. of our correspondents before. How- ever, we shall take the matter up later’™ with you, and decide whether or not we shall accept the proposition for future business and let you know of our dé- cision. Yours truly, (173 words) 4, Messrs. W. P. Stewart & Co., Cheyenne, Wyo. Gentlemen : Your letter of the 10th inst. re- ceived and we note what you say about writing to the Billings & Neosho Can- ning Co. to give® you prices and sam- ples. If the Neosho Canning Co. has not done this, we can sell Missouri to- ‘matoes at 70 cts. per dozen, f. o. b.™ Neosho, net cash. Send the orders through us and we will get them con- firmed for you. We have sold _ the Wichita and Hutchinson, Kan., parties” in this way through a Wichita broker, from 5 to 7% cts. below the price of any other brokers, and the article is fully MERCHANDISE BROKERAGE BUSINESS. 117 s good. As you know, Milligan Gro- cer Co. handled this brand of: goods while they could get them. If you can work your trade on any’® future orders on these tomatoes, and turn the orders through us, you will receive the full amount of broker- age the same as though you sold™ di- rect. Owing to the wet weather, we are unable to ship any apples, and probably shall not do much in the apple business for the’™ next two weeks, as the early apples are getting too ripe to ship. We have nothing of importance to write you, but wish when you™ have a little time that you would send us a statement of your business for the past two months, as up to the present time™ we ‘have had no statement from you. Yours truly, (234 words) The California Canning Co., Chicago, Ill Gentlemen : . We enclose you contract for one car of canned goods signed by Mr. Headley, president, for shipment in October, or sooner if wanted, and™ we trust you will accept it in this way, as it is the only way they will give the order. Aug- ust shipment is sooner than™ they usual- ly have such goods shipped to them. We think undoubtedly they will order it to be shipped about the last of September. If you” will duplicate the order for shipment November Ist, 1909, all except the cherries, we believe we can get them to accept at your price on™ the pears. They are going to place their order for future shipment with some one, and we should like to sellit. They can get’ it ac- cepted for shipment in October through Armsbee. The chances are that they will want it before that time, but they want the privilege of having the ship- ment made in October, if they do not need the goods before that time. We have worked very hard to keep them from’” placing their order with Armsbee or Cutting. Both have made them irreg- ular offers to get their order, and we should like for you to accept,” if it is possible for you to do so, as we. have assured Mr. Headley that you would give him as good a deal as™ any of our competitors, Trusting that you will do this and awaiting your reply, we are Yours truly, (243 words) The Anchor Peanut Co., St. Louis, Mo. Gentlemen : When your Mr. Schapker was in our city, he took an order from the Mis- souri Fruit Co., for fifteen bags of Jum- bos and fifteen® bags Anchors, to be de- livered out of the car, to be shipped to us this month, and agreed that if they should want to change” their order to all Jumbos or Anchors, they could do so before the car was shipped. They have today requested us to change their order™ to thirty bags of Jumbos and no Anchors. We ask that you change the order accordingly. , We wrote you yesterday thaf some of the parties” here gre wanting their peanuts, and we trust you will rush the car out as quickly as possible. Yours truly, (120 words) Gentlemen: We are in receipt of your telegram of the 6th in which you say that you had shipped us on the 5th, via Santa Fe,* a car of oranges, composed of Bloods, to be sold for your account. We |shall use our utmost efforts to dispose of it as quickly” as possible and to the best advantage. We heard yesterday that Earl Bros. Fruit Co. of San Fran- cisco, were consigning a.car of oranges here” to their brokers to sell for their account. If it is true, it will prevent our closing out the car as quickly as we would™ be able to do, were there no other stock here. However, the jobbers have no stock on hand, and we note that there is considerable’* demand for oranges, which is bound to increase at this season of the year. We shall write you if anything of importance comes up, and’ shall also let you know how we are getting along with the sale of the oranges. Yours truly, (168 words) Gentlemen : On account of New Orleans having large stocks of Mexican coffees, our jobbers have been buying their coffees there, but as the season advances® and stocks run down, we think we shall be able to do some business for you. Our jobbers do this evéry year, because the prices” are cheaper and freight less, and they like Mexican coffee. It is a seller in this market. We have not been able to sell New” York coffee in competi- tion with New Orleans. One of our job- bers will be in the market about the 15th of the month, and will want™ all good coffee. Our market does not use any low grades. In sending samples, send us a line that will grade threes, fours, fives and’® sixes, with nice glossy polish, medium dark colors. We will try to make a sale for you, and we think our jobber will consider New’ York coffees from this on, but heretofore we could not get them to make us any offer. They said that they preferred the Mexican coffee170 and we could not interest them. Trusting to hear from you soon, we are Yours truly, (191 words) 9. Messrs. B. Dresler & Co., St. Paul, Minn. Gentlemen : We are today shipping you a car of early potatoes that we believe are excellent stock. We &ant you to sell them for our25 account, and trust you may get the best price possible. We shall probably send you some apples in a few days, if it only stops50 raining long enough for us to get them together. They will be fine stock. We shall pack them ourselves, and shall only put in the75 most desirable for shipment. We have shipped some of them and the parties who got them are well pleased. We have sent tracer after the100 car of potatoes, and trust it may reach you in good time and in good condition. They are all sacked. Please wire uS the condition125 of the car when it arrives, and oblige Yours truly, (135 words) 10. Messrs. B. J. Wamsley & Co., New Orleans, Ea. Gentlemen: We sent you last night, by wire, an order from Milligan Grocer Co., for thirty-five barrels and 200 bags of granulated sugar and 5025 bags Crystal C, to be shipped to Rogers, Ark., also 300 barrels and 200 bags granulated, to be shipped to Springfield, Mo., at $4.9550 for Granulated and $4.38 for Crystal, shipment to be made a car one week apart, beginning with July 8th. We have your75 message declining the shipment to Rogers, Ark., and giving the price at which the refinery will fill the order at $5.22 for Granulated100 on account of freight rates, and that they would ship Milligan Grocer Co. four days apart only. We are unable to see why the refinery125 makes such a difference in the rates between Rogers and Springfield, and believe they have made a mistake, as the assistant general freight agent of150 the Frisco R. R. was here today and will guarantee the rate to Rogers, Ark., the same as the Spring-field rate, and has wired their175 agent in your city to see the refinery and guarantee the rate to them. We have, therefore, sent you the following message: “Ship Milligan Grocer200 Co., Rogers, Ark., cold, dupress, forehead, afloat, dreadful, forfeit, accrue: Ship to Springfield, dainty, dupress, forehead, afloat; Shipments, a car four days apart, route, Texas225 Pacific, via Frisco at Paris, Tex. Frisco will protect the Springfield rate,” which telegram we now confirm, and we trust that you may be able250 to get the refinery to accept the order. We do not see why they should not do so, when the rate is the same as276 to our city. They surely made an error in figuring, as the price that your message showed was 27 cts. higher than the Sprinfield price.300 If they will not accept, the order will be placed with eastern refiners, as their price to that point is only six cents higher than325 the Sprinfield price, and the sugar is hauled right through here, while yours would be on a direct line to Springfield, cpm-ing through Rogers, Ark.350 Milligan Grocer Co. would like very much for them to delay the shipment some, if they can do so, as they are in no need875 of it at present. Trusting that you may be able to get this order accepted, and awaiting your reply, we are Yours truly, (398 words) 11. Dear Sir:— We quote you spot cash, subject to being unsold: Standard 2-lb Blackberries ......$0.95 Standard 2-lb. Raspberries .........95 Standard 2-lb.25 Strawberries ... 1.00 Gallon Pie Peaches .............. 3.50 Gallon Apples ................... 3.00 3-lb. Peaches.................... 1.12Yz Second Crawford Peaches.......... 1.75 Second Apricots ................. 1.80 Standard60 White Wax Beans.........82 Standard String Beans...............77R> Standard 2-lb. Corn, Edgar brand 1.00 Standard 2-lb. Corn, Triumph brand ....................... 1.12% Standard 375-lb. Tomatoes........ 1.25 f. o. b. Kansas City. Standard 3-lb. Tomatoes.......... 1.25 f. o. b. Emporia. Yours truly, (96 words) 12. Gentlemen: Owing to the continued rise in the price of sugars, we have been compelled to advance the price on the following, to take effect25 April 10th: All grades of Stick Candy, Rj cent per lb. All grades of Mixed Candy, % cent per lb. Jelly Beans, ct. per50 lb. Cinnamon Imperials, Rj ct. Per lb. We shall keep you advised on further advances, which no doubt will takeplace in the near future75 unless we have an increase in the supply of sugars. Yours respectfully, (87 words) 13. Gentlemen: We quote you subject to previous sale and advance in market the following: 500 cases 2-lb. Corned Beef, Standard quality............$1.3025 300 cases % Oil Sardines......... 3.90 75 cases J4 Mustards............. 3.40 250 cases Monkey Brand, 1-lb. Oysters .........................85 200 cases Monkey Brand50, 2-lb. Oysters ....................... 1.62)4 Choice bright J4 Apples, barrels....05 Strictly choice California Peaches .13 50 sacks Prime quality California Peaches .........................11 )4 Fancy Moorepark75 Apricots..........17 McMurray’s Mountain Corn.......... 1.02)4 Fancy Brand Picked Peanuts........0624- Extra large “Jupiter” Brand Pea- >nuts ...........................07 Yours truly, (95 words) 14. Dear Sir: We quote you spot cash subject to market changes as follows: Three Crown E. L. Raisins, fair quality ......................$1.35 Dried Crapes .....................0425 Choice Bleached Peaches...........12 White Nectarines .................11)4 Yellow Nectarines ................11)4 Quarter Apples....................04)4 Evaporated Apples ................09)4 Second Apricots.................. 1.50 Columbia River Salmon............. 1.2550 California Peeled Pie Peaches, word “pie” not on label, can be readily sold for Second California Peaches...................... 1.40 Manila Rope, basis..................10 Sisal Rope75 .....................08 Car choice hand-picked Wisconsin Navy Beans................. 2.02)4 Delivered f. o. b. your city. We offer $1.98 delivered f. o. b. your100 city, choice hand-picked, Michigan Pea Beans, subject to your prompt acceptance. Yours truly, (113 words) 15. Dear Sir: We quote you today subject to change without further notice: Eagle Brand stick, full weight...$0.06 Imperial stick ...................07 Cem Mixed25 candy.................06 Standard Mixed....................07 Crystal cut . Mixed...............06)4 Beauty Mixed......................10 Hand-made, 5 lb. pails............12 Machine-work, 5 lb. boxes..........07)4 Gumdrops ..........................0650 Chocolate Drops ............... .10)4 Burnt Almonds .....................15 Hand-made Creams................ 12)4 )4 string Rock Candy...............08 Rock candy string..................08)4 Penny goods, per box...............45 Any order75 with which you may favor us shall have our immediate attention. Yours truly, (88 words) 16. Gentlemen: We submit our prices for your favorable consideration. “Quality” is our watchword, and careful, prompt and personal attention to all orders, our strong point.25 One trial is all we ask to prove our statement: Sugar Cured Meats: Woodcock Brand Idams, any average ........................$0.14 California Hams ...................1) N. Y.50 Shoulders..................11 Boneless Hams......................12 Banquet Bacon, 12 lb. average......12)4 Bell Flower Hams..................13)4 Try “Banquet Bacon,” something new and delicious. Bacon Meats: Short75 clear, about 45 lb. average ...........................$0.12)4 Backs, 16 to 20 lb. average.......1054 Shoulders ........................09)4 Magnolia Brand of Sausage. Bologna, large or small100 casings..$0.07 Ham Sausage.........................16 Weiner Wurst........................10 Weiner Wurst, in lard or oil........10 Pork Sausage, in lard or oil........10 Bologna, large or125 small, in oil.10 We shall send you special price lists on sausage from time to time. Yours truly, (145 words) 17. Gentlemen: We quote you today as follows: Canned Goods. White Wax Beans .................$0.82 String Beans.......................75 3 lb. Pumpkin......................75 Sweet Potato.......................05 325 lb. Peaches, “Seconds”....... 1.55 Raspberries, “Overland”............95 Blackberries, 2 lb.................80 Gallon Apples.................. 3.00 Strawberries .................... 1.00 Sifted Peas..................... 1.25 2)4 lb. Pie Peaches50........... 1.40 Peaches, bleached..................12 Raisins, bags.....................03J4 Sugar. Advance on Granulated has turned our attention to low grades, which arqin good demand and very75 scarce. We offer Scotch Sugars, Canary, at 3% cts. delivered in Kansas City, or 3J4 cts. f-o. b. New York. We can furnish this sugar100 in 112 or 224 pound bags, at the option of buyers. If you are in the market for low grades, let us hear from you.125 The market is very strong and advancing. Yours truly, (134 words) 18. Gentlemen: We quote you for prompt shipment from stock and subject to previous sale the following: Jupiter Brand, extra large, fancy hand-picked and re-cleaned peanuts25 .........................$0.07 In the present state of the peanut market this is an exceptionally low price for the quality of goods we offer. Strictly choice,60 bright California bleached Peaches................$0.12 Choice dried Grapes, sacks............04 3 Crown Loose Muscatel Raisins, boxes .......................... 1.2S Choice White Nectarines, sacks........13 Choice75 bright Apricots..............16 Choice N. Y. State Evaporated Apples, boxes...........................09 Choice sun-dried, quartered Apples, bright stock, barrels..............06 3 lb. Standard Apples.................09 2I/210a lb. Cal. Apricots, Standard quality, fruit in light syrup.... 1.50 These are elegant goods for this price. Cruiser brand pale Salmon.......... 1.00 Scandinavian Fisherman125 brand, strictly first class............ 1.25 Columbia River Salmon.............. 1.47 Yours truly, (138 words) letters selected from the Mill Machinery Business l. Mr. H. P. Roberts, Montgomery, Ala. Dear Sir: Yours of the 15th inst. is received and noted. We think it would be all right to let the engine sit where it25 is, and push the elevator a little closer to the wall; in fact, you would have to move all the machinery some, but you50 should not move it very much. The rolls will drive all right, set probably one foot in front of the elevator shaft. You might compromise75 the distance all around, but before setting the rolls that much out of perpendicular with the line shaft, you would better be careful to100 see that your belts will run. It is our opinion that they should not be set over that much, probably not more than six inches.125 Of course the further out of perpendicular you set the rolls, the less you will have to move your mill toward the track, and this160 is what you want to do. If the rolls are set three or four inches closer to the elevators than the plans show, it will175 be all right. What you want to do is to keep out from the wall as much as possible, in order to be able to200 go behind them. Very respectfully, (205 words) 2. Mr. C. W. Lee, Ludlow, Me. Dear Sir: The two No. 6 Miller hand-brushes, the company says, are packed in the barrels that had the cups, belting, etc., in them. Please25 look this up. If you do not find them, notify us and we shall write the company that they are mistaken. We have given you50 credit for $10 on this sale as requested in your letter. Very respectfully, (64 words) 3. Messrs. H. G. Barnard & Co., Moline, 111. Gentlemen : In your bill of July 20th to Fisher & Hart, Doublin, Tex., you billed 100, 5x4 steel cups and 200 elevator bolts.25 Fisher & Hart write us that they have not received these articles, and that they are badly in need of them. Will you kindly give50 this matter immediate attention and ship them as quickly as possible? Very respectfully, (63 words)MILL MACHINERY BUSINESS. 121 4, Messrs. W. H. Morse & Co., St. Louis, Mo. Gentlemen: Yours of Aug. 7th received. We note you say the prices on boilers and en- gines have advanced ten per cent. Please send us by” return mail a new discount sheet covering boilers, engines, pumps, pipe fittings, etc, also send us a few blank discount sheets, so that we® can place them in the hands of our salesmen. It might be a good idea to send us'a complete discount sheet of everything, as” the discounts we have from you are scattered over too many different sheets, and we should like to have them all to- gether. . Kindly give this matter your im- mediate attention, and oblige Yours truly, 108 words)’ 5 2 Mr. Felix Prater, Birmingham, Ala. Dear Sir: . Barnard & Co. have agreed to fur- nish us wooden hangers for our plansift- er. We find them to be better than the iron ones,” besides they take away all of the oil and grease around the ma- chine and make it much cleaner. Please give us the exact distance from™ the un- der side of the lower sill of the plansifter through to the lower side of the timbers at the top of which the hangers” are at- tached. We have to have this in order to get the exact length. As soon as these hangers come, we should like to have™ you put them on. They will do away with all oiling around the hangers and save considerable work, and will be much cleaner. Yours truly, (125 words) Mr. William Harris, Morgan, Tex. ‘Dear Sir: Replying to yours of August 28th, in regard to insurance on your mill, we cer- tainly think you can get a policy on it.™ If not, you should put your gin at a suf- ficient distance so you can. It will cer- tainly be better for you as well as Bar- nard® & Co., and as we have a deed of trust on it which calls for insurance, we must request you to take it out at” once, and send to us, or give us additional se- curity on something else that is not per- ishable. We cannot carry the risk ourselves and’ must request you to give this im- mediate attention. In case you fail to give it immediate attention, and refuse to straighten this matter up at’® once, we shall have but one course left, and that is to begin foreclosure proceedings on your paper. We shall do this unless we receive’ immediate reply from you stat- ing that you have taken the necessary steps to protect us. We sold you the machinery very close, and in fact," we have had so many interruptions that we can assure you that we sold it practically at a loss. It is just like swapping dollars, possibly a little worse. 3 We also requested you to send us an abstract of the property, which you have not yet done. We do not™ like to take any action in this matter, but in case of failure on your part to give it attention within a reasonable time, we shall have to take this course in order to protect our interests. Yours truly, (264 words) 7 Gentlemen: We are informed by Mr. Fd. Mc- Gowan, the miller who recently visited you, that you contemplate building a 40- barrel mill, and we write” to inquire if you are ready to place a contract for the machinery, provided we can make you prices, terms, etc., to suit. On receipt” of this, please give us the necessary information and if you have not yet put up the building, the salesman whom we shall send to™ see you may be able to render you some as- sistance in planning the building to the best advantage for the machinery used. Under separate cover™ we mail you one of our late catalogs and testimonial letters in regard to the plansifter. We are putting this wonderful machine in all of” the mills we are building, and a large number of mills using reels have thrown them out and adopted this ma- chine. We trust to hear™ from you at an early date, stating when you would like to meet our salesman, and we shall have him see you at the appointed’ time. Yours truly, (178 words) VOCABULARY OF THE OPTION BUSINESS. VOCABULARY OF OPTION BUSINESS. 1 Gaffney & Bennett Portland, Ore. 10,000 Margins Exhausted 1-2 ets. Per bushel Telegraphed Inclined Reached Reaction Anticipate Improved Great deal Was thrown Longs Realizing Shorts Exports Only 25,000 bu. 2 T. Dilm Pork neces ghee ie ft, Fowler & Co. Set ation Pocketed Losses Hog Receipts Packing Ample We see nothing Productions Daisy Speculative We were \ Score Profits Bears Control Values Occasion Indication Reports Damage Crops Continue Worse than ffect When the turn Lively Scrambling Ashore 4 B. L. Hunt Lincoln, Neb. Trading Option Greatest Outlook All depends Excellent Illinois Indiana Ohio Bay er G. Warner b iiebineton D. C. Yours Information In regard Speculation Board of trade Briefly eo then egitimate nimproved Real estate With this difference Must be paid Completion Seductive Equivalent Real estate deal 6H. H. Tucker, Esq. Rochester, N. Y. Succeeded Opening Rapidly It {s probable GPa Yeh Cnn mp ney ZE. (TE Geen: Sing re SR 4. 1 1 « ™ Fever Expended Itself For the present On the first Why not close 7 Messrs. Case & Simmons Jacksonville Florida We have executed: Slip Exhibited Wide Fluctuations Unusual Strength Foreign Nearly Rushed Unanimity Altogether Evinces Gladsome Faces Handsome We close On a sharp . 8 Vim Vanishing Glory On the breakers Best thing Procession Lookout Oats To-night Cerea Sustain 9 Evidently Increasing Portion Country Encouraged Wholesale Outside Accounts Irightened Declining Are expected Eliminated Whatever Deposits In the near future 0_Offer Bursted Previous Sharp Unexpectedly Who are Merely Nominal Sorry 1 Excitement Predicted Contrary Situation Inconceivably Station Action Clearly. Indicates Ear Shelled At your pleasure All right Empltatically Extremely Anxious r Half million bushels Average Localities Readily Estimate Outcome Seemingly Unprofitable 8 I look Observation Unhesitatingly Unfit Financlal Rattlesnake Rather than As a friend LETTERS SELECTED FROM THE OPTION BUSINESS 1, Messrs, Gaffney & Bennett, Chanute, Kans. Gentlemen : Your 10,000 May wheat was closed today, margins being exhausted at 80% cts. per bushel. We telegraphed for ad- ditional margins, but getting no™ reply, we were compelled to let the purchase go out at the limit. We are inclined to believe that bottom will be reached here in® the reaction today, and antici- pate an improvement from these prices. A great deal of wheat was thrown over today by the shorts realizing, and the™ longs have probably been put out again. Exports from New York are light, the amount today being only 25,000 bushels. Yours truly, (97 words) Mr. T. Dilm, Kansas City, Mo. Dear Sir: Pork is lifeless. All there is of a corner has been anticipated and the mar- ket is neglected. The Swift, Fowler & Co. combina- tion® seems to: have sold out and pock- eted their losses. Hog receipts are heavy. Packing to date is ample. We see noth- ing on which to bull® productions and advise leaving them alone. Wheat is the daisy speculative article and takes the ead. Yours truly, (68 words) * oS Mr. H. C. Day, Topeka, Kan. Dear Sir: We have your favor of yesterday and regret that we are unable to score any profits for you. The bears have control of* the market, and per ton values on every occasion. Longs are weary of their load, and indications point to lower prices. Reports of damage to™ growing crops continue to come in worse than ever, but these reports have no ef- fect on values. There is a large short interest in wheat” in Chicago, and when 124 the turn does come, there will be some lively scrambling to get aboard. Yours truly, (94 words) 4. Mr. D. L. Hunt, Lincoln, Neb. Dear Sir: Just now we would prefer trading in the July option of wheat. That op- tion will show the greatest profit, should the present outlook® of the crops con- tinue. All depends on the growing crop. While the outlook in Kansas is excellent, that of Illinois, Indiana, Ohio and Mich- igan is® very poor. July wheat in Chi- cago today is selling at about 80 cents per bushel. We hope to hear from you frequent- ly. Yours truly, (74 words) : 5. Messrs. A. G. Warner & Co.,, Washington, D. C. Gentlemen : Yours asking information in regard to speculation on the board of trade is ‘received. Briefly told, speculations in futures in grain and products, is® just as legitimate and simple as trading in unim- proved real estate with this difference: in real estate you can sell only after hav- ing bought, and® in grain you can sell before having purchased. In real estate more money must be paid down on com- pletion of contract than in grain; hence,” grain is the more seductive. The mar- gins put up with a broker are equivalent to a stated payment in a real estate deal. Yours truly, (100 words) 6 Mr. H. H. Tucker, Rochester, N. Y. Dear Sir: The bears have succeeded in their raid on wheat today. The opening was strong at 82 cents for July, but broke rapidly from® that figure to 80 cents. It is probable that the bull fever has expended itself for the present and that values will work still® lower, but we OPTION BUSINESS. 125 are inclined to the bull side. In case of any further break, why not close the short side of your deal, and™ on the first advance close the long side? Yours truly, (85 words) 7. Messrs. Case & Simmons, Jacksonville, Fla. Gentlemen : We have executed your order as per enclosed slip. The markets during the day have exhibited wide fluctuations and unusual strength. Foreign houses have™ been large buyers of the nearby options, and the bears became excited early in the day, and rushed to cover their shorts with great unanimity.” Altogether the wheat market evinces much strength, and the bulls have gone home with gladsome faces. Your long wheat shows quite a handsome profit. . Shall we close on a sharp advance tomorrow? Yours truly, (84 words) 8. Messrs. Noyer & Co., Toledo, Ohio. Gentlemen : Pork has lost its vim; it is a dead deal. Suppose you let it alone in its vanishing glory. Try the long side of* wheat just now. A bull market is on now, and about the best thing to do is to join the procession and keep a sharp™ lookout for the breakers. Oats broke today and look weak tonight. That ce- real is low enough compared with corn, but there is not enough trade®™ in it to sustain any material advance. Yours truly, (84 words) 9. Messrs. Nelson & Co., Savannah, Ga. Gentlemen : The wheat market closed strong with top prices of the day at 81 cts. for May, a gain of 5 cts., with every indication™ of higher prices. The condition of the market can be briefly stated. Crop dam- age reports are evidently increasing and are received from every portion of” the country, which, with the spring seeding now over two weeks late, has encouraged more wholesale buying for outside ac- counts. Frightened shorts are declining to” cover their contracts, but are hedg- ing. A great advance in prices is ex- pected before the heavy short interest will have been eliminated. Corn is very’ strong with closing prices % cts. higher, but as there are no indications whatever of increasing receipts in the near future, still higher prices seem'™ probable. Yours truly, (125 words) 10. Gentlemen: Your telegram received today say- ing: “Your offer of 75 cts. for No. 2 wheat accepted. Five cars just re- ceived.” In'reply we wired you,* “Mar- ket broke in No. 2 wheat, cannot pay more than 70 cts.” The unusual demand for No. 2 wheat has been caused by parties run- ning” short on heavy wheat, and being unable to load out sales made previous to the late sharp advance, they are bidding very strong for No.* 2 wheat to raise the test weight and standard; but the de- cline of the last day or two has unex- pectedly turned quite a good deal™ of No. 2 wheat on the market, and’ has enabled buyers who are short to cover their sales, so that No. 2 has gone down™ to merely a nominal price, sell- ing today for 67 cts. f. o. b. You see that our offer was about 5 cts. too high. In’ our letter of yester- day, we stated that 75 cts. your track would be a fair price, but yesterday and today are very different as noted’™ above. After this, when you find a Kansas City man wanting wheat badly, paying a big price, the best way is to let him have it at once. Sorry we cannot make a trade with you, Yours truly, (213 words) 11. Gentlemen : There has been a great deal of ex- citement in the wheat market on the Board of Trade, and it is predicted that there will® be a reaction in a short time. This is contrary to the usual condition, as the situation is inconceivably strong in favor of an unusual® bull market. The present action of the market clearly in- dicates that there is less disposition to go short on the market than for many months” past. Yours truly, (78 words) 12. Dear Sir: Yours of the 8th inst. is received and noted. You may ship the corn, in the ear or shelled, at your pleasure. If* you can get it off this week do so, if not, you may load it next week. As to my opinion of buying and holding” corn I would say, emphatically, I do not think it wise. Had you have asked me one year ago, I should have advised you to™ do so. I was extremely anxious to crib corn and hold it at that time, which would have been on a basis of speculation. [® had arrangements all made with a Chicago party, who had 126 ° OPTION BUSINESS. sufficient means to crib one-half million bushels, but he was disappointed in get- ting money™. which was loaned, hence, failed to complete arrangements with me. Later, another party offered me _ the money to crib any part of two million bushels,’ but corn was then 10 per cent higher than the average price in Chica- go, one year with another. We are very liable to judge the” entire corn crop by the locality in. which we live, and I readily see that you would feel very bullish upon prospects of bet- ter prices.” It is very probable that corn will sell in Chicago as low as 20 cts. a bushel, some time between now and when we can™ fairly estimate the outcome of the next crop. Our crop this year is estimated to be 600 million bush- els short of last year, but we must bear in mind that there is a great deal of old corn left on hand, which with the sixteen hundred million bushels that we”® shall raise this year, will give us equal to an average crop of corn. Aside from this seemingly unprofitable investment, as I look at it, I should advise you to leave all options alone. My observation based on some sad experience from four to seven years ago leads me to™ say, unhesitatingly, never touch an option. It will bias your judg- ment so that you will be unfit to judge the future of the market. I* can call to mind so many financial wrecks from op- tion dealing, that I would play with a rattlesnake in the hope of receiving no injury,” rather than try to make money by dealing in Chicago options. I will guarantee that you will have more money one year from today if” you leave Chicago or any other market with its options alone, than you, will have by undertaking to make money on that kind of an*® investment. IT will simply repeat it as a friend, that the best advice I can give you, based upon past experience and observation, is to™ let it alone. Yours truly, (455 words) VOCABULARY OF LAW CORRESPONDENCE. 128 VOCABULARY OF LAW CORRESPONDENCE. 1 A. S. Lacy, Undersigned Committee Appointed Association Hereby Cordially Extend Invitation Esq. Body At the next Celebrated Lecture Ancient Favorable 2 Mr. S. Simmons Paola, Kans. This day Attorney Wife Divorce Pending Commence Depositions Witnesses Parsons 10 A. M. [iene At your earliest conven- Confer In reference 3 58. M. Brown Bloomfield, N. J. As directed By you Foreclosed Chattel mortgage Into our Possession llousehold Goods Effects Hours Afterwards He came Proposition If you are willing 4 Haydon, Bros. Sioux City, la. Mr. Blanks Handed. _Your letter Unexpected Delays Litigation Raymond Yourself Et al. Adams & Flora Lawyers On the other side Fighting Technical Points Trying Stave Trial On the merits Opportunity In this case Questions Involved Are rather difficult Occurrences The plaintiff One of the defendants Col. Rainey Judge Thauer Court Would have been rie Long time After a great deal Succeeded Submitting Argument Demurrer Advisement Confidently Decision Decided In our favor Slightest Ult te Qe AB... LE... prep MR eg ‘OG La-7 Success Whatever Should he decide I would advise Appeal Supreme Court 5 J. H. Hume Storm Lake Iowa 800 Ultimo Our notice Against him Surprise He had Accordingly Conference Our clients That the account Was sent And that It was returned Unpai This draft For the amount Instructed us To collect at once Adopting Summary Measures Apprise Condition ffairs Adjustment To harm you We trust You will favor us With a remittance Untess Furnish us Evidence Mistake 6 N. M. Lyman Evanston, Wyo. We hand you First National Bank ilene Abile With enclosed Slip As this is the Thira Occurrence Of this kind Ask you If you cannot Aid Securing Ordinary Current Collections As you may be aware _leature Of our business Enables us VFirst-class Claims Agencies In the effective Services Rendered Prior Grant Materially Helpful Ourselves Because Often Occurs Is refused Debtor Aroused Notices By the time Reaches Subsequently Comparatively Easy Approval Experience And we seldom Have occasion Complain Treatment Bank In this case Instance A A. GE eee Lets emt et." a bed 57. . = 0-3 J VOCABULARY OF LAW CORRESPONDENCE. 129 You will kindly Into the matter Establish For us Proper Relations With another Equally e shall be pleased to Hear As you see Several Days Valuable Advantage Gained . ADy one Vigor 7 WH. E. Harris Alleghany, Pa. Thanks Statu quo nti Probably Topeka Ground Action Ascertain Whether the Mortgagee Disposition . Take possession If he does Judgment ‘and we will wire you Ithink . : You will find ‘IT think you will find Attachment Be necessary When you Provide - That you have not Advised At all Hazards We deem Treacherous 8 J. M. Jones St. Joseph, Mo. In reference to the Above The defendants Burned At the time Owing Heavily Saved Insurance By the plaintiff Have been able to To pay Everybody And their Is tied u . Please advise us 9 Alf Hopkins Houston Texas Dun’s Notification Cc. L. Brady 10 W. Randolph Wilmington Delaware For which {tention We beg to call your at- We beg Upon which Our collections Usual Exchange edeal_. Exclusively Correspondents Well satisfied Terms Hereafter Recently Established Offices To have considerable From time to time Outside Regarding Transacted RG 9 {hear from you Barn Ensen 11 _R. E. Howard Stockton, Cal. We have your letter Examination Books Plaintif We are sure’ Covers Compromise Remains Unpaid Purporting Kindly send 41eu And they will Should same Genuine Early mail 12_D. J. Hunter Bangor, Me. Telegrams Indemnifying Character . Effort Be necessary You will not Hesitate Utmost Expedient Alternative Vigorous Value Stock of goods Before the bill of sale Myself Pleasure Opportunit. Tield y We may have Mutually Agreeably Profitable 13 Eli Lewis Toledo, -O. With enclosure We have examined Abstract of title Title Lots Which you desire James Gray . J. Edgar Was married Harriet Lane Subsequently Conveved Peter Smith In the meantime Death Recording Maria Allen To the property Explains Basis Unhesitatingly Pronounce Blackmail Endeavored Refuses Release Desirous Witheut 14 F. W. Cosgrove Cleveland, O. Of this month Obtained Of this county I.am of the opinion This time Entirely Uncollectible Probably Stranded I, eye Itself To make this Rely 15 I. Kelse Buffalo, N. Y¥. Garnishment Was filed Clients Verdict I am rather Inclined To the opinion 130 VOCABULARY OF LAW CORRESPONDENCE. Balance E Ze And to make “eo Sd j Dropp A Manse Mee CES Individual nee ote faa Who is “the counsel Triable . For the defendant : For the plaintiff A. snr LD meet poereot a A$ f ae nfident On this question ee Is full satisfied That there is nothing And that the claim Valid _In a few days Friends Steelville Insist Begin Taking Testimony With best B. Windom Rockport Please give the Bearer Possibly Contract Signed Between Your company Which case Comes. In the morning To have the Written As it is the Evidence Agreement That you have 17 W. H. Acres Des Moines, Ia. Herein Form Bond Replevin Stationery Basemen I think you will find 18 W. GC. Adkins, Esq. Hartford, Conn. Proxy Afternoon Certificate Incorporation Please send me Conveniently Contributed Garland Description Belonging Developed Contribution Hopkins Cobalt Co. After I have Charter 19. Edward Johnson Atlan a, a. You wili take notice Testament Probate Court Jackson County Assets Estate Earliest 20 H. S. Tipton Grand Rapids Executive Session Subject Debate You were Heretofore Selected > Affirm It is "navisable Amend Section Revised Statutes Missouri Bar Association To abolish Distinction Counties Population peg BenQ PAT Ie 21 A. B. Moore & Co. Utica, N. Y. Held Pertle Springs You were As a delegate Delegate For the association Cleveland Organized Proceedings Addressing M. D. Kelsey Secretary Washington, D. C, 22 J. P. Warden Davenport, Ia. Was received Extension Time For the payment Seligman Inconventence I am obliged Pasturage Take Continuance 23 E. A. Atwood: Seattle, Wash. Versus (vs.) Compromised Dismissed lerk 24 F. E. Smith Referring James Allen Westerm Avenue Avenue Corner Somewhat Perplexéd By the fact “At the time Actual : Possession You should have Ascertained Principle You will have Difficulty In getting over 25 J. W. Davidson Louisiana, Mo. Notify Interplea Bridget ‘Maloney O’Mar 26 R. H. " Horniay Covington, Ky. Southwest Granted Joseph Murphy Heirs J. L. Taylor Treaty Great Britain Tgnored Litigation Finally Declared Null and void Traded There are thousands Deeds At the same time Embraced Surveyed Straight Source Issued Patents Resi nated Trac Ink I am sure You cannot Absolutely Owned Occupy Bogus VOCABULARY OF LAW CORRESPONDENCE. 131 27_R. D. Porter Wentworth, Colo. Relation Transfer Co. Thereto General manager Director , Treasurer Operating department Department Wyandotte €onhection Realizing Responsibility Same And to have Checks ; Correspond American ~ Transact Our business 28 J. B. Carter Harrisonville In reference Degarno Firm Consisting Bradley Summons Was served We have been Unable ‘to Bring To serve . Attachment-in-aid As he Southwestern Succeeded Locating In an Adjoinin Predicted © Alias Defense Sued Knowledge Dissolved - Partnership Communicate Anticipating Merchant Was a member Assignment Execution Presence Anyone Whether or not « 29 T. H. Cosgrove Lowell, Mass. Dropped Starting Trip Subnission Behalf Sickness And a failure Investment Regret Submit My examination Armourdale Manufacturing Suburbs. Across Under the Consolidation Westport Swift Packing Co. Aleott Packing house Estabiishments Inquiring Real estate Profitable Visited lmpressed ° Inducements ffered Contiguous Thickly Street Railway Operation Nearer Jn construction v we GE, phe, one a ? Vcc ED orscscrieLevvsesce Sidewalks Now constructed Front . Per annum Payable Semi-annual Annually There will be. Beyond the Hence Installment To pay nothing Idea Released Events~ Worth Mundane Insure Of this -Undertaking Endeavor And I think Proposition Assuming Regardless How long Remain Addition Surrender Details Hesitate Reject Submitted Special words Frequent and difficult Unless you know them Dislike Dislocate Dislodge Dissolve Disclose Discriminate Determination Reporter District Re-district Statistics Election Politics Political party Democratic party Republican party People’s party Populist I’ree silver Bimetallism Bimetallist Monometallist Monometallism Office-seekers Appointment Tariff Prosperity Reciprocity Reciprocate President Vice-president Chairman Newspaper Demagoguery Fellow citizen Fellowship Disinterested | Dishonest Disintegration Disloyal Disobedient Disoblige Disorder Disregard Disown Nomination oyalty Prohibition Saloon . Slum element Campaign Fundamental Foundation Unknown Language Literature Science Scientific Collegiate Philanthropic LETTERS SELECTED FROM THE LAW CORRESPONDENCE. ° 1. Mr. A. S. Lacey, Chicago, II. Dear Sir: We, the undersigned committee, ap- pointed by the Missouri Bar Association, hereby cordially extend to you an invi- tation to deliver before that body at” the next annual meeting, on June 2d, your celebrated lecture on Ancient Law. An early and favorable reply will greatly oblige Yours truly, (49 words) Mr. S. Simmons, Paola, Kans. Déar Sir: ‘We have this day received notice from the attorneys of your wife, in the divorce suit now pending, that they will commence taking depositions of wit- nesses at Parsons on the 26th inst., at the office of James Kelly, commencing at 10 a. m. Please confer with us at™ your ear- liest convenience in reference to same. Yours truly, (59 words) Mr. S. M. Brown, Bloomfield, N. J. Dear Sir: . As directed by you, we have fore- closed your chattel mortgage against C. Grady, by taking into our possession all of his household goods”* and effects. Two hours afterwards, he came in and made us a proposition to pay $10 down and $10 every 30 days, until™ the whole amount of $150.is settled. If you are willing to make this ar- rangement, please let us knaw. Yours truly, (72 words) Messrs. Haydon Bros., Sioux City, Ia. Gentlemen : Mr. Blank has handed me your let- ter to him and requested me to answer it. There have been unexpected delays in the litigation of® Raymond, yourself 132 et al., against Adams & Flora. The de- lays are owing in pdrt to the fact that the lawyers on the other side are™ fight- ing at every step on technical points, try- ing to stave off the trial on its merits. This they have a good opportunity to do in™ this case. The plaintiff, Mr. Ray- mond, died; one of the defendants, Col. ‘Rainey, died some little time afterwards; and, last of all, Judge Thayer, before” whom the case was pending, was ap- pointed judge of the United States Court, and the case had to be taken up by a new judge,’® who knew nothing of what had gone before. But for these facts, the case would have been tried a long time ago. After a great deal of per- Sistence, I succeeded in submitting an argument on the demurrer last week. The demurrer is now under advisement. I confidently expect a decision’® on the demurrer in our favor, and if decided in our favor, the case will come up for trial this fall. I have not the™ slightest doubt about the ultimate success of the case, whatever may be the views of the present judge. Should he decide against us on the™ merits, I should advise an appeal to the Supreme Court at once. Yours truly, (239 words) Mr. J. H. Hume, Storm Lake, Ia. Dear Sir: In re 800 we note yours of the 9th ult., but have, under date of March 28th, a letter from S. T. Smith,” stating that our notice that we hold an account against him is a surprise, as he had paid it in full to you last fall,° and has your receipt for same. Accordingly, after con- ference with our clients, we find that the account was sent to you and that it was” returned unpaid. In view of the fact that Mr. Smith holds a receipt from you for the money paid on this account, our clients instructed!” us to take the matter up with you at once. Before adopting any summary measures, how- ever, we deem: it but fair to apprise you LAW CORRESPONDENCE. 133 of the condition of affairs with a view to adjustment by you, as we do not desire to harm you. We trust, however, you will favor us with a remittance, unless you can fur- nish us with evidence of a mistake. Yours respectfully, (166 words) 150 Mr. N. M. Lyman, e Evanston, Wyo. Dear Sir: In re 774 we hand you herewith papers returned to us by the First Na- tional Bank of Abilene with enclosed slip. As this® is the third occurrence of this kind, we write you to ask if you cannot aid us in securing a bank at Abilene, through which” to send our ordinary current collections. As you may be aware, the feature of our busi- ness which enables | us to secure first- class claims in® advance of other agen- cies, is in the effective services rendered prior to suit. This is materially helpful in the end, to attorneys, our clients and*” ourselves, because, as often occurs, when payment is refused through a bank, the debtor is fully aroused through the me- dium of our notices, etc., and’® by the]. time. the claim reaches your hands, the subsequent steps are rendered compara- tively easy. Of course, we use the banks as above only for what we consider fresh, easy claims, and not for the pur- pose of keeping the business out of the hands of attorneys. Our plan is approved’® by years of experience, and we seldom have occa- sion to complain of the treatment re. ceived the hands of banks, as in this case, e” trust you will kindly look into the matter, and set us right with this bank, or if you will establish for us proper relations with” another bank equally as good, we shall be pleased to have you do so. In this instance, as you see, several days of valuable time” has been lost and no advantage gained by any one. Yours truly, (262 words) Mr. H. E. Harris, Allegheny, Pa. Dear Sir: Thanks for report of the 20th inst. Clients say hold matter in statu quo until Thursday or Friday of this week, when Mr.* H. will be in Topeka, and look over the ground carefully to decide fur- ther action. However, be careful to ascertain whether the mortgagee shows any™ disposition to claim the stock. Take possession if he does, or if in your judg- ment there is any danger of this, wire us at once” and we shall wire you in- structions for summary measures. reference to the bond furnished, we think you will find that it covers the at- tachment” should same be necessary. Keep us fully advised. Protect our in- terests at all hazards, as we deem these parties treacherous. Yours truly, (122 words) Mr. J. M. Jones, St. Joseph, Mo. Dear Sir: In reference to the above claim, the defendants were burned out February 3d. At the time, they were owing heavily, their debts amounting™ to $15,000. A wholesale house of Kansas City brought suit against them in the United States Court. What stock they had saved from the” fire and also their insurance was attached by the plaintiff. If they had been let alone, they would soon have been able to pay everybody,” but now they are out of business and their property is tied up. The claim is a bad one. However, if you desire judgment ,taken,™ please advise us. Yours truly, (105 words) ' 9, Mr. Alf Hopkins, Houston, Tex. Dear Sir: We notice in Dun’s notification sheet of today that C. L. Brady has given a chattel mortgage on his stock of goods for” $80. We have a claim against him in your hands and report this for your informa- tion. Yours truly, (44 words) 10. Mr. W. Randolph, Pierce City, Mo. Dear Sir In regard to claims 435 and 437, we enclose $25 in this instance and beg to call your attention to the charges” of the bank through which we have made col- lections. We pay banks usual exchange and as we deal very exclusively with banks, our correspondents are™ alf very well satisfied with these terms. We trust you will hereafter be willing to attend to our collections at similar rates. Hav- ing recently established™ these offices to handle western collections, we trust to have considerable business with you from time to time, and desire if possible to. have an’ understanding at the outset regarding the rate upon which our busi- ness shall be transacted. Hoping to hear from you soon about this matter, we are’* . Yours truly, (127 words) By 134 LAW CORRESPONDENCE. 11. Mr. R. E. Howard, Stockton, Cal. Dear Sir: In reference to claims 635 and 637, we have your letter to the First National Bank, but after careful examination of the book” of the plaintiff, we are sure that the receipt you hold simply covers the settlement of the old account by com- promise and that the new™ account re- ‘mains unpaid. If, however, you hold a receipt purporting to cover your recent account, kindly send it to the First Na- tional Bank, taking their” réceipt in lieu, and they will forward to us for examina- tion. Should same prove to be genuine, we shall of course credit you accord- ingly. Trusting’ you will do this promptly, we are Yours truly, (109 words) - 12. Mr: D. J. Hunter, Bangor, Me. » Dear Sir: In reference to claim 262, yours of the.2d and two telegrams received. We think this to be as you say, an effort™ to beat the plaintiff. Should any sum- mary measures be necessary, you will not ‘hesitate to push. it with utmost vigor. Mr. B. found upon investigation™ that the case had. gone so far that a com- promise would not be expedient, so un- less you can secure the amount required to satisfy the™ native but a vigorous suit. Please report to us promptly the Value of the stock of goods invoiced be- fore the bill of sale. The writer shall have pleasure in calling upon you the first opportunity, and trusts in this field, he may have considerable business with you mutually, agreeably and profitably. Yours truly, (132 words) 13. Mr. Fli Lewis, Toledo, Ohio. Dear Sir: - Your favor of the 25th at hand with enclosure as stated. We have examined the abstract of title to lots which you de- sire®™ to purchase from Mr. James Gray and find that in 1838, J. Edgar was mar- ried to Harriet Lane; that three years subsequently they conveyed the™ property to one Peter Smith from whom J. Edgar received the title. This deed was not placed on record for five years. In the meantime™ Harriet Lane died, and about a year after her death, or two years prior to the recording of the deed, he married one Maria Allen About six months prior to the recording of the deed, he claim, we see no alter- died, and his wife married one James Lanning. You have called our attention to” the fact that Maria A. claims title to the property. The above explains the basis of her claim. We, unhesitatingly, pronounce it a piece of” blackmail. We called upon her and endeavored to show her that the fact of said deed not hav- ing been placed on record, gave her” no right to claim the property, but she re- fuses to release for less than $100. If you are desirous of owning the property, we™ think you would be safe, in fact, we know you would be safe in purchas- ing it without reference to her claim. Yours truly, (223 words) 14. Messrs. F. W. Cosgrove & Co., Cleveland, Ohio. Gentlemen: On the 20th of this month, I ob- tained judgment in the Circuit Court of this County, against C. & Co. for $560.25" on your note. I am of the opin- ion that the judgment, at this time, is entirely uncollectible, because I think they are probably stranded. However,” I will keep my eye on them, and if oppor- tunity presents itself to collect.this claim, you may rely on its being done. Yours truly, (75 words) 15. Mr. F. Kelsey, Buffalo, N. Y. Dear Sir: The first of the L. & Co. garnish- ment cases which was filed for trial came up today, and after a short examination of* the clients, a verdict was promptly rendered in our favor. I am rather in- clined to the opinion that the bdtance of the garnishment. will be dropped, for the reason that S. who is the counsel for the defendant, I feel quite confident, is fully satisfied that there is nothing in™ the garnishment, and that the claim of L. is valid and will stick:. You might in a few days see our friends at Steelville, and’ see how they feel about going any further in the matter, because if they insist on going to trial in the other cases, we might™ as well begin taking testimony and get ready. With best wishes, I am Yours truly, (140 words) 16. Mr. B. Winton, Rockport, N. Y. Dear Sir: Please give the bearer, if you can possibly find it, the contract made and signed between your company and A. & C., whose® case will come up in the morning. I should like very much to LAW CORRESPONDENCE. 135 have the written contract, as it is the best evidence of agreement™ that you have. If convenient send by. bearer, and greatly oblige Yours truly, (63 words) 17. Mr. W. H. Acres, Des Moines, Ia. Dear Sir: Herein I hand you a form of bond for a bond in replevin, which please pre- pare for S. B. & C. Book and® Station- ery Co., whose place of business is in the basement of the Q. building. I think you will find it a very satisfactory bond. Yours truly, (51 words) 18. Mr. W. C. Atkins, Hartford, Conn. Dear Sir: Your proxy to Mr. Little by tele- gram came in good time. meeting this afternoon and everything went through all right.™ I shall send you certificate of incorporation by Mon- day or Tuesday. . Please send me as soon as you can conveniently, a statement of how much” stock was contributed by each party in the Garland Co., also description of land belonging to that company. I understand that, 140,000 shares is to” be development stock, and that you are to contribute 70,- 000, and Garland, Williams and Hopkins are to contribute 70,000. Mr. Hopkins instructed me to buy™ books for the Cobalt Co. the same as you bought for the Garland, and thev in- structed: me to send my Dill for fees, books and™ other items to you, which I shall do after I have paid for the books. The Garland charter has been re- corded and is now ready™ for delivery to you. J shall hold it here, however, until I get the charter for the Cobalt ready and send them both at the’”™ same time. Yours truly, (179 words) 19. Mr. Edward Johnson, Atlanta, Ga. Dear Sir: You will take notice that motions have been filed by George Jones, the sole devisee under the last will and testament of William** James, asking for an order of the Probate Court of Jackson County, Missouri, to pay over to him all or a portion of the assets” of said estate, and that said motion will be called up at the earliest date on which the same can be heard in the Probate” Court of Jackson County, Missouri, at Kansas City. Yours truly, (85 words) We held the |. 20. Mr. H. S. Tipton, Grand Rapids, Mich. - Dear Sir: The Executive Committee of the Missouri Bar Association was in ses- sion today and changed the subject of debate on which you were heretofore” selected to lead the affirmative, as fol- lows: “It is advisable to so amend Sec- tion 3514, Revised Statutes, as to abolish the distinction there made between” counties having more or less than forty ‘thousand population, and to make all individual cases in the Supreme Court triable at the first term thereof.” Please be prepared to lead the af- firmative on this question. Yours truly, (87 words) 21. Mr. A. B. Morse, Utica, N. Y. Dear Sir: At the meeting of the Bar Associa- tion, held at Pertle Springs on June 18th, you were selected as a delegate to the National* Bar Association, which meets at Cleveland, Ohio, August 8th next. The National Bar Association was organized at Washington on the 22d day of May last® and a full report of the proceed- ings of that meeting can be had by ad- dressing M. D. Kelsey, Secretary of the National Bar Association, Washirigton,” D.C Yours truly, (79 words) 22. - Mr. J. P. Worden, Davenport, Ia. Dear Sir: Your letter of the 20th ult. was re- ceived today. The exténsion of the time for the payment of the Seligman note to August® 6th, I hope will prevent put- ting you to any inconvenience to pay the interest, up to the time of the payment of the note. I am obliged for the information concerning. the pasturage and shall take steps to prevent its further continuance. Yours truly, (69 words) 23. Mr. E. A. Atwood, Seattle, Wash. Dear Sir: The case of John Smith vs. Robert Browning has been compromised and settled, and is to be dismissed at the cost of Smith.” Please get the amount of the costs from the clerk and report to us without delay. Yours truly, (43 words) °136 - LAW CORRESPONDENCE. ° 24, Mr. F. E. Smith, Kansas City, Mo. Dear Sir: Referring to your suit against James Allen for possession of the 28th and Western Avenue corner, we are some- what perplexed by the fact™ that, at the time you:purchased the property, Allen ‘was in actual possession, and the attor- ney representing him claims that this fact was sufficient to® put you on your guard, and was a notice to you that he held possession of the land by some title, and that you should™ have ascertained what the title was before buying. This seems to us to be a statement of correct prin- ciple, and one which you will have™ diffi- culty in getting over. If you have any further information or suggestions, we should be pleased to hear from you. Yours truly, (122 words) 25. Mr. J. W. Davidson, Louisiana, Mo. Dear Sir: This is to notify you that your in- terplea was filed in the case of Bridget Maloney vs. Bridget O’Mara, and is set for® trial on the 28th inst. Please be on hand with your witnesses. | Yours truly, (39 words) 26. Mr. R. H. Hornidy, Covington, Ky. Dear Sir: Yours of the 12th at hand and in reply will say that in 1792 all Southwest Missouri was granted. to one Joseph Murphy,” and transferred by his heirs to J. L. Taylor; but in the treaty of 1803 between the United States and Great Britain, this-particular grant was ignored, and after much litigation, was finally declared null and void by the Su- preme Court of the United States. In the meantime the land™ was traded to different parties and they have kept it up to this day. There are thou- sands of deeds upon record coming through the above™ title. At the same time, the United. States had the land em- braced in this large grant surveyed and put upon the market. There are two’ sets of claims with straight titles from the source of each base. Now, in Section 4, lot 6 and range ‘19, the United States issued’ patents: as is designated in each tract. It is our impression that this land is owned in fee simple by the parties who occupy it,” and the title you hold would be consider- ed a bogus title. Yours truly, (188 words) 27. Mr. R. D. Porter, Wentworth, Col. Dear Sir: Your favor of the 23d inst. in rela- tion to suit brought by John Smith vs. the Landis Transfer Co. came duly to hand.” In reply thereto we have to say that Mr. Smith is not in any way the general manager of the company. He is a director® and the treasurer, but pays no attention to the operating depart- ment, either in buying or selling, receiv-¢ ing or issuing orders, and his business in Wyandotte® on the day on which ser- vice was had in this case, was for the expréss purpose of saving the property, and for no other reason whatever. Mr. Smith’s duty in connection with the busi- ness is simply to receive money due the company, he realizing that his only re- sponsibility is to’ keep a correct record of the same, and to have his checks agree and accounts correspond with the American National Bank through which we transact” our business. Yours truly, (154 words) 28. Mr. J. B. Carter, Harrisonville, Tex. Dear Sir: Yours of the 2d in reference to the Degarno suit is at hand. We brought suit on these notes against Degarnéd & -|Co.,” the firm consisting of Degarno, Bradley & Smith. The suit was brought at the first term in April. Summons were served on Degarno. Smith and™ Bradley were not to be found. We have been un- able to find Bradley, and in order to bring him into Court, had to serve an™ attachment-in-aid as he owns property in the southwestern part of the state. After considerable trouble and expense, we succeeded in locating Smith in™ an ad- joining county. We had predicted an alias. We had the summons served on him. He filed answer setting up as his defense that the* two notes on which we sued were signed by the firm of Degarno & Co. without his knowledge or consent, and after the firm had’ dissolved part- nership. We were limited to five days for reply, and therefore could not communi- cate with you. Anticipating the position you would take in the’® matter, we filed reply, setting up that the notes were given in payment of merchandise sold by you to the firm of Degarno & Co. while Smith was a member. We under- stand that your agent took these notes while passing through the city. Please get a statement from him on™ all forms LAW CORRESPONDENCE. 137 of assignment and execution of notes, by whom the same were signed, in whose presence, if any one, and whether or not in *° his presence. Yours truly, (254 words) . 29, Mr. T. H. Cosgrove, Lowell, Mass. Dear Sir: Your letter of the 28th was received this morning, just as I was starting out on a trip in your behalf. Sickness in® place of business and a failure to find any satisfactory investment for you, have -caused the delay in the matter which I very much regret.” J will-submit for your consideration the purchase of two lots wpon which I had about decided, be- fore the receipt of your letter. e Armourdale is” one of Kansas City’ s manufacturing suburbs, located just across the line in Kansas, but now a part of Kansas City, Kan., and Westport. In Armourdale’™ is located the Standard Oil Works, the Swift Packing Co., the Al- cott Packing House and other establish- ements. After fully inquiring into the real estate in?* Kansas City, which would be reasonable and profitable for $600, I visited Armourdale, and was. at once impressed with the inducements offered ~ there. I* had selected for you two con- tiguous lots of 25 feet front, located in a thickly settled portion of the town, not far from the street*® railway now in operation, and: still nearer one in the course of construction. These lots have sidewalks in front. ; The price of these lots is” $1.600 and they can be purchased on the following terms: $600 cash, $500 in one year, and rate of 6 per cent per annum, payable semi-annually. If you purchase this property, there will be nothing to pay beyond the™ $600 until six months hence, when the first installment of in- terest, $50, will be due. Then you will be required to pay nothing*> more until the end of the year. My idea about the mat- ter is this, that before the end of the year the lots can be™ sold at a fair proft, and thus you would be released from paying any more on them; but at all events,. you could dispose of the lots before the next $500 note would become due. My opinion in regard to it was approved by two gentlemen who were with® me, that these lots will be worth $3,000 one year from now. I feel as well satisfied as any one can on mundane matters,” that this price for these lots would insure you against all loss and will net you in the end more than ten per cent. If*® this seems to be too much of an undertaking for you, I shall en- deavor to select a single lot for you in Armourdale. The lots** go in pairs, and I think will sell better in that way. I will make this further proposition to you. If you will make the*°® $600 pay- ment on these lots, I will take one-half interest with you by assuming and. pay-. ing interest on the $800 to be secured*® in .two notes of $400 each, which would leave you only $200 and interest, re- gardless of how long the property might remain in®° your hands. In addition, I will attend to all the details of the pur- chase and sale of the property. Let me hear from you at™ your earliest conven- ience, and do not hesitate to reject the matter submitted for your consideration, if it does not entirely meet your appro- $500 in two years.* Interest at the] val. Yours truly, (550 words). SE S == =_a 138 VOCABULARY OF LEGAL FORMS. 1 State of Missaurt Circuit Court Supreme Court Plaintiff Defendant Promissory Promised Value received Thereof Exhibit mains herefore 2 Whereon Particulars Appears Itemized Herein Queen City ' 3 Mercantile Co. -Corporation Organized Wares Merchandise Credits Thereon Hereto Farmers Insolvent. Unsatisfied Ought not. Defend Sufficient Whereas Deed of trust 5 Recorder's Conveyed Trustee To-wit South East North West Southwest Southeast Northeast Northwest uarter ection Township Acres Deducted Streets Alleys Default Principal Legal Holders Owners Notice Undersigned Highest Bidder Aside Unknown 6 Sole Surviving Heirs Deceased Petitioners Residents Hereunto Publication Verdict 7 Therein Erred Admitting Irrelevant Incompetent Immaterial Competent Behalf Evidence Support ‘ Submitting Court of Appeals 8 Interpleader Assignment Brie Appellant Petition Partition Thereto Co-partnership Western OT nei ee cepa reece a: ae “fp District Issued United States Marshal Virtue Unsatisfied Levied ~ Seized Estate Aforesaid Marshal Pursuant Levy Vendue Satisfy Knocked Become Owned Common Respective Appointment Suitable Receiver Preserve . Mandamus 9 Honorable Relator - Constitute Audit Indebtedness Contingencies Criminal Outstanding Hereinafter Hereto Hereof Items Inelude Examine Prosecuting Revised Statutes Audited Remedy Moneys Funds | Neglected Perform Forthwith 10 Sheriff - Rightful Thence Creditor Issued : Lawrence County Levied. Procured Issuance Returnable Lawful Owner 11_ Domicile Judicial Surrender Exempt Congress Relating Bankruptcy Schedule Annexed Verified Petitioner’s Provisions Inventory Adjudged Bankrupt Purview Foregoing Solemn ° 12 Belief Adjudication - Justly Deponent Set-offs Countercleims 13 Corporation Incorporated Authorized 14_ Conditional Lien Empowered Assets Redeem Therefrom Adverse Thereat Referee FORMS OF LEGAL PAPERS. FOR THE CONVENIENCE OF STENOGRAPHERS. NotE. The student should study these forms carefully and practise writing them on the typewriter, to become familiar with them. 1, STATE OF MISSOURI, \ss. GREENE COUNTY. In the Circuit Court of Greene County, Missouri, May term, 1898: J. C. Graham, Plaintiff, VS. . } ACTION ON NOTE. D. M. Noble, Defendant. Plaintiff for his cause of action says that defendant, on the first day of Decem- ber, 1897, by his promissory note of that date, by him duly executed, promised, for value received, to pay to plaintiff in one year after the date thereof, Five Hundred Dollars, with interest from date of note at the rate of eight per cent. per annum 3 said note being filed herewith and marked exhibit ‘‘A’’; that defendant has failed and refused to pay any part of said note and interest, all of which remains due and unpaid. Wherertore, plaintiff prays judgment for the sum of Five Hundred Dollars, together with interest thereon at eight per cent. per annum, from the date of said note. ; JAMES W. RICHARDSON, Attorney for Plaintiff. (The note should be filed with the above paper. ) (158 words) , aw STATE OF MISSOURI, \ss, GREENE COUNTY. In the Circuit Court of Greene County, Missouri, May term, 1898. L. D. Martin, Plaintiff, vs. } ACTION ON ACCOUNT. D. B. Anderson, Defendant. Plaintiff for his cause of action states that defendant is indebted to him in the sum of Three Hundred Dollars for goods sold and delivered to defendant by plaint- 1a9 Ho . FORMS OF LEGAL PAPERS. iff, the particulars of which will appear in an itemized account herewith filed and marked exhibit ‘‘A’’; that said sum is due and wholly unpaid. Wherefore, plaintiff prays judgment for the sum of Three Hundred Dollars, together with six per cent. interest per annum thereon, from November 13, 1897, the date when demand of payment was made on the defendant herein. W. H. BARTHOLEMEW, Attorney for Plaintiff. (An itemized statement of the account must be filed with the above paper.) (132.words) ' . 3. In the Circuit Court of Greene County, Missouri, May term, 1897. Queen City Mercantile Co., Plaintiff, vs. ACTION ON ACCOUNT. # Perry Hampton Mercantile Co., Defendant. Plaintiff states that it is a corporation organized under the laws of the State of Missouri, that the defendant is also a corporation organized under the laws of the state of Missouri. That the defendant owes the plaintiff the sum of Seven Hun- dred and Fifty Dollars ($750.00), for goods, wares, and merchandise sold and deliv. ered by plaintiff to defendant, at defendant’s special request, a statement of the various bills of goods, the dates of sales and credits thereon being hereto attached, marked exhibit ‘‘A”’. That said sum is due, demand having been made on the defendant and payment refused, wherefore, the plaintiff asks judgment for said amount and interest.- . T. J. DELANEY, _ Attorriey for Plaintiff. (145 words) 4, In the Circuit Court of Greéne County, Missouri, March term, 1897. Farmers’ Hedge Company, Plaintiff, vs. MOTION FOR COST. St. Louis National Bank, Defendant. Now comes the defendant and moves the-court to require plaintiff to give security for costs in this action, for the reason that said plaintiff is an ‘nsolvent cor- poration, that there are large claims against it, and an unsatisfied judgment in this court for the sum of $6,200, and that said plaintiff has no property out of which the cost can be collected. Wheretore, defendant states that it ought not to be compelled to defend this suit until a good and sufficient cost bond is filed. ‘C. W. HAMLIN, Attorney for Defendant FORMS OF LEGAL PAPERS, 14 STATE OF MISSOURI, \ss COUNTY OF GREENE. " ‘ C. W. Hamlin being duly sworn upon his oath says that the facts stated in the above motion for costs are true, as he verily believes. N L, DALRYMPLE, - Clerk of Court. Subscribed and sworn to before me, this first day of May, 1897. My term as a Notary Public expires the 25th day of May, 1808. W. B. SANFORD, , Notary Public. (188 words) 2. TRUSTEE’S SALE. Whereas, Jesse M. Kelly and Mary Kelly, his wife, by their certain deed of trust, dated the 14th day of July, 1892, and recorded in deed of trust book 118, at page 361, in the recorder’s office, within and for Greene County, Mo., conveyed to L. D. Mason, trustee, the following described real estate, to-wit : The south haif of the east half of the southeast quarter of the southwest quar- ter of section 23, township 29, of range 22, containing ten (10) acres, except that part deducted and used for streets ' and alleys, all situated in Greene County, Mis- souri, in trust to secure the payment of certain promissory notes in said deed of trust described, and whereas, default has been made in the payment of said notes, interest and principal now past due. Now, therefore, at the request of the legal holders and owners of said notes, notice is hereby given that the undersigned, W. H. Wilson, trustee, in accordance with the terms of said deed of trust, will sell to the highest bidder for cash in hand, at the east front door of the circuit court house, in the city of 2° Springfield, Greene County, Missouri, on Saturday, the 17th day of April, 1897, between the hours of 9 o’clock A. M., and 5 o’clock Pp. M., of that day, to pay said notes and interest, together with the cost of executing this trust. W. H. WILSON, Trustee. (252 words) 6. In the Circuit Court of Greene County, Missouri, March term, 1898. ~ James M. Patterson, Collector of Rev- | enue for Greene County, Missouri, Plaintiff, tr MOTION TO SET ASIDE JUDGMENT vs. The unknown heirs of J. D. Morgan, deceased, Defendants. Now come W. D. and J. M. Morgan, the sole surviving heirs of the late J. D. Morgan, deceased, and state to the court that at the present term of this court, and on the 24th day of May, 1897, there was rendered in this court a judgment in the above entitled cause against the unknown heirs of J. D. Morgan, deceased, against certain real estate in said suit set out and described. Your petitioners respectfully represent to the court that they are the sole surviving heirs of the said J. D. Morgan, ™~ 142 FORMS OF LEGAL: PAPERS. deceased. That they are now, and have been, at all times since the death of said J. D. Morgan, residents of the county of Greene, and state of Missouri. Wherefore, your petitioners pray the court to set aside the judgment herein rendered, on said day of said term of court, for the reason that your petitioners, the heirs, etc., of said deceased, were residents of Greene County, Missouri, and that no service was had upon them by réason of the publication had in this cause. BARBOUR & M’DAVID, | Attorneys for Defendant. IN TESTIMONY of all of which we have hereunto set our hands and seals (Signed) W. D. MORGAN. J. M. MORGAN. (255 words) STATE OF MISSOURI, COUNTY OF GREENE. iss, On this ...... day of .......... , 189.., before me personally appeared W. D. Morgan and J. D. Morgan, to me known to be the persons described in and who executed the foregoing instrument, and acknowledge that they executed the same as their free act and deed. WITNESS my hand and seal, this ....... vee Gay Of ...... cece eee , 189.. My commission expires as notary public on the........ day of ............ , 189.. Notary Public. (343 words) (Note. Of course the stenographer will understand to substitute names de- sired in place of names here used, and to leave all places for signatures blank. ) In the Circuit Court of Greene County, Missouri, April term, 1898. v} 0. H. Mitchell, Plaintiff, vs. f MOTION FOR A NEW TRIAL. J. E. Watson, Defendant. . _ Now, at this day, comes the above-named plaintiff and moves the court to set aside the verdict of the jury in this case, and judgments rendered herein, and grant the plaintiff a new trial for the following reasons, to-wit : I. Because the court erred in admitting irrelevant, incompetent and immaterial evidence offered by the defendant. II. Because the court refused to admit competent and material evidence offered by the plaintiff. IIL. Because the court erred ™ in refusing to give proper instructions offered by the plaintiff. IV. Because the court erred in giving improper instructions in behalf of the defend. ant over the objections of the plaintiff. FORMS OF LEGAL PAPERS. 143 Vv. Because the verdict of the jury is against the evidence, and the law and the evidence. VI. Because there is no evidence to support the verdict in this case, and the court erred in submitting the case to the jury at all. A. B. LOVAN, Attorney for Plaintiff. (179 words} . 8. In the Kansas City Court of Appeals, March term, 1897. James Smith, Plaintiff, vs. James B. Jones, Defendant. M. C. Green, Interpleader. Appeal from Greene County Circuit Court. Abstract of record, assignment of errors and Brief for Appellant. On March 25th, 1894, in the Circuit Court of Greene Cotinty, Missouri, the fob lowing petition was filed : AMENDED PETITION. In the Circuit Court of Greene County, Missouri, May term, 1896. . - Samuel Smith, Plaintiff, vs. James B. Jones, Defendant. PETITION FOR PARTITION OF PERSONAL PROPERTY. Plaintiff for cause of action against the defendant states that on the 25th day of October, *° 1893, and long prior thereto, said defendant and one M. C. Green had formed a co-partnership to carry on a general mercantile business in Greene County, Missouri. That prior to the said 25th day of October, 1893, a judgment was duly rendered in the Circuit Court of the United States for the Western District of Mis souri, in favor of one James Smith, and against James B. Jones, for the sum of eight hundred and fifty dollars, with interest and cost, and on the 20th day of December, 1893, said judgment was, 2° for value received, duly assigned by said James Smith to A. G. Davidson, and on the roth day of January, 1894, an execution was duly issued on said judgment, directed and delivered to United States marshal for Western District of Missouri; that on the 30th day of January, 1894, said marshal, under and by virtue of said execution, and while the same was unsatisfied and in full force and effect, levied upon and seized all the right, title, interest, and estate of the said James B. Jones, of, in and to the aforesaid 3° mercantile business. That the said marshal gave due notice of the time, terms and place of said sale of said property, as required by law, under the said execution, on the 27th day of February, 1894, pursuant to said execution, levy and notice said marshal offered for sale at public vendue said property to the highest bidder for cash in hand to satisfy said execution, and at the said sale the plaintiff was the highest and best bidder, and the same was knocked down and struck off to plaintiff by said marshal for the sum of six hundred and 4 fifty dollars. 144 FORMS OF LrGAL PAPERS. That by virtue of the purchase of the property at said sale, this plaintiff has become an owner in common of said property. Plaintiff states that the United States marshal refused to deliver said property to this plaintiff, although requested to do so. Wherefore, plaintiff prays the court for judgment, ordering the sale of said property, and partition of the proceeds thereof between the plaintiff and defendant, according to their respective interests, and for the appointment of some suitable person as receiver to keep and Preserve said property until the further orders of this court. Attorneys for Plaintiff. (500 words) 9. In the Circuit Court of.Greene County, Missouri, September term, 1898. State Ex. Rel. B. S. Chinn, Plaintiff, ) : es PETITION FOR MANDAMUS. A. B. Appleby, H. M. Houston and T. S. B. Denby, Defendants. To the Honorable Court of. the County and State aforesaid : Your relator, B. S. Chinn, for his cause of action, states : That the defendants are each members of the County Court of Greene County, Missouri, and that they together represent and constitute the said County Court of Greene County, Missouri. ~ That as such court it is their duty, under the law, to audit * and allow any and all claims presented to them as indebtedness against their said county. _ That under certain contingencies the said Greene County becomes and is liable for certain criminal costs, and that there is now outstanding against said county, and allowed by the defendants as the County Court, certain criminal costs that will more fully appear in the statement hereinafter referred to. “Your relator further represents that he is the owner of certain criminal costs for which the said Greene County is liable, and that he became such owner by pur- chase, paying value therefor and taking an assignment of the »° same, and that he, therefore, has a right to collect the same. That the itemized statement of said costs belonging to him, as aforesaid, is hereto attached and made a part hereof. That said items of costs referred to are included in and are a part of certain bills of costs which were duly examined, approved, and signed by the judge of the Criminal Court, and by the prosecuting attorney of said Greene County, Missouri, as required by law under Article 14, Revised statutes of the state of Missouri, 1889, and that said bills of cost, 3° as aforesaid, duly examined, approved, and signed, as aforesaid, were, on the dates indicated in said itemized statement herewith filed in the office of the clerk of said County Court, and were by the defendants as said County Court, on the dates indicated in said itemized statement, duly audited and allowed by said court as an indebtedness against said county. 4 Your relator further represents that on the several dates on which said items of cost were allowed, as aforesaid, there were ample moneys in the funds, and to come in, with which to pay said items of cost, and that 4° it was the duty of the defendants as said court to order a warrant drawn for said sum ; but FORMS OF LEGAL PAPERS. 145 That they have refused, failed and neglected to do so, although often de- manded by this relator, and requested to perform their duty in that regard, and that said defendants still fail and refuse to draw their said warrant for said sums. That the total amount due this relator, as aforesaid, and for which he is entitled to a warrant, as aforesaid; is the sum of Two Thousand Sixty-nine Dollars and Twenty-eight Cents ($2,069.28). Your relator further states that he is 5°° wholly without remedy except by writ of mandamus ; and, therefore, Your relator prays this honorable court to grant a writ of mandamus under the seal of this court, and directed to the said defendants, commanding them to forth- with draw their warrants according to law, payable to this relator, for the said sum due him, as aforesaid, to-wit: Two Thousand Sixty-nine Dollars and Twenty- eight Cents ($2,069.28), or show cause why they ought not so to do, if any they have. STATE OF MISSOURI, COUNTY OF GREENE. B. S. Chinn, of lawful age, first being duly sworn according to law, © on his oath states, that he is the relator in the above entitled petition for mandamus ; that he knows the contents of said petition, and states that the matters and things therein alleged are true, except such as are alleged on information and belief, and also such matter and things he believes to be true. SS. Signed: ..........65. sense ce eseeceeees Subscribed and sworn to before me this 13th day of September, 1808. (670 words) 10. In the Circuit Court of Greene County, Missouri, May term, 1896. J. M. Hudson, Plaintiff, vs. } MOTION TO SET ASIDE SHERIFF SALE. H. D. Manning, Defendant. Now comes the defendant and for his cause of action against the defendant complains and says that on the 5th day of February, 1896, he was the legal and rightful owner of the following real estate in Greene County, Missouri, to-wit : Beginning at a point two hundred and eighteen (218) feet north of the north- west corner of Block forty-one (41) in the original piat of North Springfield, Mis- souri, thence east one hundred ™ and forty-two and one-half (142%) feet, thence south seventy-six (76) feet, thence west one hundred and forty-two and one-half (14234) feet, thence north seventy-six (76) feet to place of beginning. That on the ...... day of ............ , 189..., the judgment creditor caused an execution to be issued to the sheriff of Lawrence County, Missouri, and by him levied upon the real estate of this defendant, the judgment debtor and the owner of said real estate, and caused and procured said real estate to be sold without notice to said defendant of the issuance of said 7° execution sale, of said real estate, and to what term of this court said execution is returnable according to Section 4943, Revised Statutes of Missouri, 1889. That said execution is returnable at this term of court, and is now returned. Wherefore defendant prays this honorable court to set aside said sheriff sale. Attorney ‘or Defendant and owner of said land. (266 words} RG 10 146 FORMS OF LEGAL PAPERS. 11. FORMS IN BANKRUPTCY. DEBTOR’S PETITION. To the Honorable James W. Jones, Judge of the District Court of the United States for the Southern Division of the Western District of Missouri. The petition of H. M. Davis, of Springfield, in the County of Greene, and District and State of Missouri, engaged in the Wholesale Stove Business, respectfully represents : . That he has had his principal place of business (or has had his domicil) for the greater portion of six months next immediately preceding the filing of this peti- tion at Springfield, within said judicial district ; that he owes debts. which he is unable ™ to pay in full; that he is willing to surrender all his property for the benefit of his creditors except such as is exempt by law, and desires to obtain the benefit of the acts of Congress relating to bankruptcy. That the schedule hereto annexed, marked ‘‘A’’, and verified by your peti- tioner’s oath, contains a full and true statement of all his debts, and (so far as it is possible to ascertain) the names and places of residence of his creditors, and such further statements concerning said debts as are required by the provisions of ‘said acts: . That the schedule 7° hereto annexed, marked ‘‘B’’, and verified by your peti- tioner’s oath, contains an accurate inventory of all his property, both real and per- sonal, and such further statements concerning said property as are required by the provisions of said acts: That no part of said debt has been paid, except Seventy- five Dollars ($75) June ist, 1895, and Sixty-five Dollars ($65) March tst, 1896, and that deponent has not, nor has any person by his order, or to his knowledge or belief, for his use, had of received any manner of security for said debt whatever. cence cece en cece ee ee ene cease cece (300 words) Creditor. 12. PROOF OF UNSECURED DEBT. In the District Court of the United States for the Southern Division of the Western District of Missouri. In the matter of _ Henry M. Taylor, IN BANKRUPTCY. Bankrupt. \ At Springfield, in said district of Missouri, on the 25th day of March, A. D. 1898, came Jeremiah Fenton, of Springfield, in the County of Greene, in said district of Missouri, and made oath, and says that Henry M. Taylor, the person by (or against) whom a petition for adjudication of bankruptcy has been filed, was, at and before the filing of said petition, * and still is, justly and truly indebted to said depo- nent in the sum of Six Hundred and Seventy-four Dollars ($674); that the consider- ation of said debt is the following note: FORMS OF LEGAL PAPERS. 147 $674. Springfield, Mo., March 1, 1898. Ninety Days after date we or either of us promise to pay to the order of Jeremiah Fenton at the Bank of THE HOLLAND BANKING Co., Six Hundred and Seventy-four Dollars ($674), for value received without defalca- tion or discount, with eight per cent. per annum interest from maturity, payable semi-annually, and if not paid annually to become as principal and bear 2° the same rate of interest. HENRY M. TAYLOR. Wherefore, your petitioner prays that he may be adjudged by the Court to be a bankrupt within the purview of said acts, Attorney. United States of America, District of Missouri, SS. : I, Henry M. Taylor, the petitioning Debtor mentioned and described in the foregoing petition, do hereby make solemn oath that the statements contained therein are true to the best of my knowledge, information, and belief. (273 words) Subscribed and sworn to before me this....... day of.............. A. D. 18.. ee 13. PROOF OF DEBT DUE CORPORATION. In the District Court of the United States for the Southern Division of the Western District of Missouri. In the matter of William H. Martin, IN BANKRUPTCY. Bankrupt. At Springfield, in said district of Missouri, on the 16th day of March, A. D. 1899, came Charles M. Watson, of Springfield, in the county of Greene and state of Missouri, and made oath and says that he is president of the Queen City Manufac- turing Co., a corporation incorporated by and under the laws of the state of Mis- souri, and ‘carrying on business at Springfield, in the county of Greene and state of Missouri, and that he 7 is duly authorized to make this proof, and says that the said William H. Martin, the person by (or against) whom a petition for adjudication of bankruptcy has been filed, was, at and before the filing of the said petition, and still iss justly and truly indebted to said corporation in the sum of Eight Hundred Ninety- seven and 89, Dollars ($897.50); that the consideration of said debt is the following note : . $897.50 Springfield, Mo., March 16, 1898. Six months after date, I promise to pay to the QUEEN City MANUFACTURING Co., or order, Eight Hundred Ninety-seven and ,8%, Dollars 7° ($897.50), for value received, at 148 FORMS OF LEGAL PAPERS. THE SPRINGFIELD SAVINGS BANK, Springfield, Mo., with interest at the rate of eight per cent. per annum from date, payable annually, and if not so paid, compounded. WILLIAM H. MARTIN. ‘Chat no part of said Debt has been paid (except..........eeeeeeeeeeee ); that there are no set-offs or counterclaims to the same (except............ ); and that said corporation has not, nor has any person by its order, or to the knowledge or belief of said deponent for its use, had or received any manner of security for said debt whatever, ha ae eee ee cece tees ee eens President of said corporation. Subscribed and 3° sworn to before me this....day of.............. , A.D. 18.. OA ee een eee eer een a tenee sence (328 words) COURT REPORTING. SUGGESTIONS IN REGARD TO THE DETAILS OF ACTUAL COURT WORK, Which should be carefully observed by the student, who should not only read and study them from a standpoint of theory, but master them in minutest detail, by taking the testimony in the following cases, from dictation, and making transcripts with Title Page, Caption, and Index, until it can be done accurately, neatly and quickly. Notes should be indexed so that anything in them may be found readily. Make full transcript on legal length paper several times and put together properly with fasteners ready for delivery, until you are confident you can furnish a neat, well-prepared and satisfactory transcript. NoTe. These articles may, from time to time, be dictated to students as new matter, for which there is no vocabulary of words from which to prepare for dicta- tion. a Cee STENOGRAPHERS’ HABITS. Confidence is the cornerstone of success as a ready and accurate reader. Some persons who are really competent, from lack of confidence, underrate their capabilities, which tends to unnerve and confuse them. Such persons should culti- vate the feeling that they are as proficient as others; and believe what others can do they can do, Steady nerves and a “cool head”’ are essentials, and depend largely on habits. The reporter cannot stay out until the “‘wee sma” hours of the morning and then expect to either read or write as accurately and rapidly as if he had taken the proper rest at the right time. - If the stenographer is called upon to read his notes and-has to spend much time in ‘finding the place,”’ he will become confused, if at all sensitive to criticism. FINDING TESTIMONY, INDEXING NOTES, Experience has shown that certain expedients may be used for finding ‘any given portion of testimony, thus facilitating the ease of reading. First, the name of each witness should be written out in bold, conspicuous longhand. The names len 150 COURT REPORTING. of witnesses and the pages upon which their testimony appears should be written on a ‘temporary memorandum’? sheet or ‘‘index sheet.’” Cross-examination, re- direct examination, and re-called, should also be indexed on the ‘‘ temporary memorandum” sheet, In fact, this sheet should cover everything in the testimony that can be indexed. The stenographer being called upon to read the testimony of any witness on a particular subject, must first learn exactly what is wanted, and then refer to his ‘‘index sheet”? for the page upon which the examination from which he is to read begins ; he can then run through his notes and quickly find the testimony desired, The above method is recommended when loose sheets are used. ANOTHER METHOD OF INDEXING NOTES. When a tablet is used, a simple, convenient method of indexing is to write the name of each witness in longhand, as follows: Turn up the lower end of the first leaf before you, about three inches, ard write the name of witness on first line at bottom of page, or underside, and turn it back as it was at first, then, holding the leaf down with the left hand, take hold of the right-hand corner of the leaf and fold it over to the left, until the bottom of leaf on which name is written, extends about % of an inch past the left-hand edge of the tablet, with the edges parallel. Crease it with the right hand so that it will stay in place, and turn the leaf forward in front of you in the direction all the leaves will be turned, and begin writing the testi- mony on the next page. Cross-examination, re-direct examination, re-called, plaintiff rests, defendant rests, rebuttal of plaintiff, rebuttal of defendant, and everything in the testimony that can be indexed should be treated in the same manner. ‘ If called upon to read, ascertain exactly what is wanted and bring all the leaves of the note-book back, and your index will be in front of you and all you have to do is to read the different items on the left-hand edge of the note-book until you find the one you want, when you can at once open your tablet to the right place. By this method your tablet is neatly indexed when you are through with it, and is a convenient reference if filed away as itis. The same method may be used in commercial work to good advantage. It will be convenient if only the dates are indexed, and it often saves time, but anything of special import may be indexed in this way and easily referred to in the future, \ INDEXING TRANSCRIPT. When a case is transcribed, the transcript should be indexed, showing the page upon which examination of witness commences; pages upon which plaintiff and defendant rested ; page at which testimony closed, etc. The index may appear in the front of the transcript, upon the page preceding that upon which the case com- mences, in something like the following form, which should be written after the ‘‘ Title of the Court,’? name of the county, title of the case, names of the parties, etc. The abbreviations ‘‘Dr.,’? Cr.,” ‘“*R. D.,” “R. C.,” indicate the respective examinations : COURT REPORTING. 151 In the Circuit Court of Greene County, Missouri, September term, 1898. Richard Roe, Plaintift, vs. EMBEZZLEMENT John Doe. Defendant. INDEX. - ~ PAGES, : Dr Cr R.D. RC. Richard Roe. ..........ee eee eee eee z 3 9 15 John Doe............06. Mee eee eee 20 25 29 Dan Horn.......... ce ceee cece ee eens 35 Plaintiff rested ............... 36 Continue defendant’s witnesses in same form : Defendant Rested......... wes 67 Plaintiff's Rebuttal............ 95 Testimony Closed............ 109 - Charge of Court.............. r12 Reported by INSERTING OPINION. The stenographer should seldom insert his opinion of distance or measure ment in the record until he has requested witness, court or council to state it, and if necessary to do so, he should insert in parentheses as follows: (showing about two feet): If, however, the distance, space or measurement indicated by the wit- ness can be determined with approximate accuracy, a stoppage should not be caused in the proceedings, but the distance or measurement inscribed in the notes in parentheses. Always use parentheses when putting in your own language, by way of explanation, UJ STOPPING PROCEEDINGS. Never unnecessarily interrupt the proceedings; but bring the whole legal machinery to a complete standstill, if necessary, to make the record ABSOLUTELY CORRECT. Some stenographers are afraid to stop the proceedings for any reason, for fear it will be taken as an admission that they cannot report as fast as one can talk. ‘ a The transcript of a stenographer who has extreme fears along this line, will often require close examination, while, usually, confidence may be reposed in the reporter who unhesitatingly stops counsel, witness and proceedings whenever neces- sary, and his transcript is not subject to such careful scrutiny. A stenographer 1s supposed to accurately report everything said and done in heated discussion in which two or more persons are speaking at once, and the reporter must, in such a case, use discretion and endeavor to catch as much of the discussion as‘may seem at all relevant.to the cause. It is often surprising to the stenographer himself the amount of a discussion he can report under such circumstances. It frequently hap- pens that, during such tilts, a counsel may make admissions or statements which opposing counsel may wish to take advantage of, and it, not unfrequently, devolves upon the reporter to furnish an accurate statement thereof. 152 COURT REPORTING. RAPID WITNESS, A speaker who uses grammatical language and speaks distinctly, is much more easitty reported than one who speaks less rapidly, but who uses a confused and jumbled mass of words to express his meaning. In the latter case, the speaker gen- erally repeats his statements, and breaks his sentences, which is confusing to the reporter. A very frequent (but unnecessary) expression used by witnesses is the. phrase ‘‘I says,’’ ‘“‘hesays,”’ ‘‘says he,”’ etc. While it might be imprudent for the reporter to make any suggestions directly to the witness, an intimation to the counsel that the meaning of the witness’ last statement was not clear, will often have the effect of making the witness more de- liberate and clear in his statements, Tact and discretion must be used in such an instance, however, to avoid criticism from opposing counsel. In instances where the witness is a rapid talker and indulges in long rambling explanations of facts, the reporter may get a respite by innocently asking the wit- ness to repeat some name, place or date. This is only justifiable as a matter of rest, and must be ingenuously done. DEPOSITIONS. Depositions are read in the trial of cases either to the court orjury, in instances where the attendance of witnesses cannot be procured. The proceedings, in taking depositions, in respect to form of stating the direct, cross and re-cros$ examinations, are the same as those taken upon the trial of the cause, except that they are taken before an inferior officer (most frequently before a notary public), and without a jury. Objections may be interposed in the same manner, and indicated in the same way as in the trial. The party offering the deposition will, at the proper time, read it to the court or jury. The minutes of the reporter should show the name of the witness, the place of taking the deposition, and the party on whose behalf it is taken. They should also show the rulings of the trial court upon objections made to testimony, as in such testimony there are no rulings upon objections, it being the function of the trial ‘udge to pass upon them. EXHIBITS. By practise it has become the duty of reporters to carefully mark, for idéntifi- cation, formal record evidence when offered, such as notes, bonds, contracts, etc., etc., unless the character of the exhibit is such that, from the nature of the cause and the testimony regarding it, the identity is complete. Of course, the instrument would be of no value unless identified by transcript. Such instruments are marked as follows: ‘‘ For Identification, Plaintiff's Exhibit A’? when formally offered and admitted in evidence, ‘‘ Defendant’s Exhibit 1.” It is advisable to use letters for either plaintiff's or defendant’s exhibits, and figures for the other. OFFER OF PROOF, When an objection is made to a question, the attorney asking the question is sometimes called upon by the court to state the fact which he expects to prove by the witness, in order that the court may know whether testimony called for by the COURT REPORTING. 553 en eee question is competent. The facts stated in reply should be recorded, preceded by the words: ‘Plaintiff (or defendant) .offered to prove’’ or ‘‘ offered to show the following facts.’’ The objections, and the ruling of the court should appear in regular form. WHAT NOT TO TAKE. Frequently a question is asked and the opposing attorney addresses the court with ‘I object.” The attorney askin g the question, knowing it to be improper, asks another question before the court’can rule upon the preceding one. Strike the first question out by running the pen through it. When anything is repeated two or three times, but clothed in different words, it is unnecessary to produce it in the transcript. Whena question is repeated, some writing may be saved by writing the first word of it followed by ‘‘ question repeated’ written in shorthand. The stenographer should take no risk on leaving out anything. He must be sure that everything is definite and certain. QUESTIONS BY THE COURT OR JURORS And the answers to them should be taken, the first question being introduced by the words ‘‘ by the court”’ or ‘‘by a juror”’ as the case may be, and then when the counsel takes up the examination, precede his first question by the words ‘‘ by the counsel,” ~ FILING OF NOTES. The court, or judge thereof, may make an order, directing the stenographer tc file at once, or’within a specified time, the original stenographic notes, taken in any particular case; whereupon the stenographer must file same as required. NOTES HOW PRESERVED WHEN WRITTEN OUT. The original stenographic notes in a cause, unless ordered filed, must’ be carefully preserved by the stenographer, for five years after the hearing of the trial ; at the end of which time they may be destroyed, and in case he vacates his office for any reason within that time, he shall deliver same to his successor to be kept in like manner, but unless called upon to do so by some one entitled by law to a copy. he is not required to write them out. OBJECTIONS, RULINGS, AND EXCEPTIONS. There is nothing in the reporter’s record so important to the appellant as the careful and proper recording of objections, rulings, and exceptions. It is hecause of these that causes are appealed and reviewed by superior courts. Objections are formal and must be fully stated, and when ruled upon, to be available, must be excepted to. 154 “& COURT REPORTING. For the convenience of the reporter, we may class objections as general and specific. Of the former there are three, to wit: Irrelevant, Incompetent, and Im- material. These are general because, usually, the specific grounds or reasons are not stated, but are manifest from the nature of the matter objected to. Specific objections are detailed statements of the grounds or reasons against the action proposed to be taken. Inasmuch as the objections and exceptions form the gist of the matter reviewed by an appellant court, it is imperatively necessary that they be carefully and fully set forth. Forms of objections are variously ‘stated, and much depends upon the intelli- gence of the reporter to put them in proper form. The following is a common man- ner of putting an objection: ‘‘ Now it appears, if your honor please, that this ques- tion calls upon the witness for a conclusion based upon these facts. The question is incompetent and improper because it does not state the time and place of the occurrences therein specified, and is indefinite and uncertain. And, generally, I dbject to the question as irrelevant and immaterial.”” This objection may be con- densed in the reporter’s transcript to read as follows : “‘Objected to as incompetent because it is calling for a conclusion of the wit- ness. Also improper because the question fixes neither time nor place, being indefinite and uncertain, and generally, as irrelevant and immaterial.” Having made a general objection, the counsel, during the argument, may urge upon the court additional grounds of objection, and may or may not intimate to the stenographer that he desires same added to objection already stated. In either case, the objection ought to appear, because the court may sustain it on those grounds. The stenographer may, where objections are general, and are made to several successive questions, just write, ‘‘Objected to, same as before,’’ or ‘‘same objection.” The decision of the court in passing upon an objection is termed THE RULING, And is generally stated as follows: ‘I sustain (or overrule) the objection ;” or ‘‘sustained,”’ or ‘“overruled,”’ or ‘‘the witness may answer,”’ or ‘‘I will allow the question.’’ No matter in what form of language the court announces its ruling, if the witness is permitted to answer, the objection is overruled, and, if not allowed to answer, the objection is sustained. The ruling need not be in the precise language of the court, but the stenographer will write “ objection overruled,’’ or ‘‘sus- tained,’’ as the case may be. If, however, the court before or after announcing its ruling, states its reasons therefor, sometimes termed the ‘“‘ holding of the court,” they should be reported verbatim. Sometimes propositions are stated to be held by the court in informal language, which should be properly worded by the stenog- rapher in his transcript. The noting of an exception, while merely formal in fact, must be stated i in the record to become available, and must be taken at the time. The following is a common form of stating an exception: ‘To which plaintiff (or defendant) duly excepted at the time.”’ MANUSCRIPT. The stenographer has the same lien upon a transcript for his fees, for making it, that the law gives a mechanic upon an article or building which he has made, or on which he performed work, the nature of which is the right to hold the article until the fee is paid. If he voluntarily parts with the possession of it, he loses his lien and must resort to the ordinary remedies for collecting other debts. Let the COURT REPORTING. 155 stenographer be on his guard against the beautiful, smooth promises to pay.. The majority of the legal profession are honest and the stenographer may deliver tran- script to them and’rely on their promises, but there are those who will beat the sten- ographer with impunity. Do not deliver transcript (and thus sacrifice your rights) to the attorney whose ability or willingness to pay is doubtful (or with whom you are not acquainted), unless his client is financially responsible. Never refuse to accept a payment, no matter how small, on account. - If there is an agreement made in regard to any work, always write it out fully before beginning work, so there will be no quibbling at the end. FORM OF TITLE PAGE OF TRANSCRIPT Should be in the following order: ° 1. Title of Court. (Written in capitals.) Term of Court. | Title of Cause. Name of Trial Judge. (In capitals, spaced.) Nature of Cause, Place of Trial, and the Date. Appearances, ANSE Dp = And written as follows: IN THE CIRCUIT COURT OF GREENE COUNTY, MISSOURL SEPTEMBER TERM, 1897. W. A. Longstreet, Before HON, B. D. CARMAN, Judge, and vs. . fa jury). A. R Settlem. a jury (if a jury) Springfield, Mo., Sept. 30, 1899 | EJECTMENT. : APPEARANCES: A. B. Morton, Esq., Counsel for Plaintiff. james B. Henry, Esq., Counsel for Defendant. oT VOCABULARY OF COURT TESTIMONY IN THE FORREST CASE. NotTE. The words and phrases between ‘‘1’’ and ‘‘2’’ in the vocabulary are selected from the first ‘‘100’’ words in the testimony. The words and phrases between ‘‘2’’ and ‘‘3”’ are selected from the second ‘‘ 100’’ words ‘in the testimony, and so on, ‘‘5’’ in the vocabulary corresponding with ‘‘500’’ in the testimony and **12”? with ‘‘ 1200” etc. Notice that statements like ‘‘ being duly sworn and examined on the part of plaintiff, testified as follows,” are not written in full in the vocabulary as it is deemed unriecessary, because the stenographer must always supply the wording in such statements when making the transcript. VOCABULARY OF COURT TESTIMONY. [examined 1 Being duly sworn and On the part of plaintiff Testified as follows State your name i Kiner Ask you Where, do > you live I now Judevendence State where you were I was Forrest Scott street What relation Family Married Daughter State if your Was dead At the time Trouble 2 Yes sir More than State where your At the same place Where were you Schuyler [quainted State if you are ac- With the defendant Acquainted With him | State to the jury Occurred . Between you And the defendant I came 3 Walked, Into the kitchen And then Into the Front wee the defendant sn’t ye I thought It was I then Upstairs Retired Eyes In order to Into his room There was nothing 4 I looked Saw him Revolver As I looked And as he Jumped Grasp Weapon When he Grabbed Arms In the scuffle Down stairs As you lay Towards 5 On which Did he come Left hand West State now At the time Shot : He was standing First Directly I was Did that. Effect. I don’t know whether Blood Was the first Was there On your face 6 Of these Eye Is that the place Right there If there was Any effect Powder With it - State if you have Rit Pillow Which you were Sleeping I have Identify That was 7 Do you know anything Yes sir Tell the jury * What that is Diagram Interior Represents Slept House Where was the defendant They were Ata table 8 If there ad been Difficulty Between you And the defendant No sir No more than What you have What was the We had not Each other Detailed All the conversation That took place Cross examination What is your name Son-in-law Brother-in-law 9 Of this defendant ‘ How long Had you been And your family Been there Very near a year I am not positive As to the exact time This difficulty At that time Traveling Phrenologist Didn't have Very good success Examining As to the character You been Examiner 10 Were you Such a matter As to the time Buried Before you got there I was sent Did you arrive Did you remain there Remained A few days Old man Treated you 11_Prior Unfriendly He called me You were not That is Re-direct examination Aféer this difficulty Officer After you had Onto the Half an hour Where he came 12 Jail With the defendant Child When you got Objected Impertinent Objection sustained Sustained Did not you Clark Husband Step-fathers Is that the Only reason How old are you Counsel By the Court [there Fre degagts How long have you lived «<% FG 158 VOCABULARY OF COURT TESTIMONY. 13 Sworn for plaintiff Motorman $ Testified as follows AH, SAE 2 Conductor ; Direct examination Any place Your name is . Difficulty GC. L. Sweet (ere 1 see Ba Of When this difficulty Where do you live ~ ‘ Did you see him Boonville I was running Had a bottle Were you acquainted Whiskey State if you saw Immediately 19 What was their After he was wom... a. ay Any other ANeged Intoxicated To have been Drink He came Oe. How long Gallery 7 Had you known him Asked him . ee, Saw him | What was the matter (be Seer co en: Take a drink State what was In your life 14 Appearance 20 You-are only In the face Me DP tren He was bumming If you remember Fellows Powder Do you know Over his PD BP It was not Looked like Don’t generally Pe you know what time ae, Did you 2 twas aaa. don’t It was some time Are you acquainted Theodore Forrest I jaye ever How long ago Tell the fury How they are Seen 21_Each other Gross: aay amination Is there ju saw Partition Burns What is it Did you see What position Under his Did youhold . He had his In. this county Rag Last May Did be take Jailer - 15 He was shot Do ou re remember i I don’t remember m For which this defendant Any there How tall 22 Did you notice I can’t say I did Perhaps What that was He is taller Was there any Identified Left side By witness I don’t think Pistol Might have been Pistol te On the other side On that side By the Dlaintife [amined 23 Were you there Being duly sworn and ex- On the part of the defend- Ear Ponnren Brought there ant testified as follows ~ Wn sir On his oO Was Are you acquainted SP RM reo In charge With the defendant O’ clock Before I got State if this man Did not have Near his 16 With the plaintiff Do you know where State if you have been There Describe ~ don’t remember Residence vo 16 After the W. W Gideon SPT Qa t Rraei . {ssignment Bon Pecicnan a Jovan ow long . : - fiave you lived A$ Fmt Bis He had been If se A LO Sy Away oS Admitted we 17_Lawyer Onan’ epee Bn What was your business Sone Gn. At that time mw. : Brothers In this collection In their claim Attorney 2 Where did you live I lived v Christian County 2 What were you doin . . , 18 Collected i ; [there MEDLEY, Ber cryeeciase - What was the Prior Clerking Easporting Had you been . . . 19 Did you know For that company Ifthe Se I did not Mercantile Company . . Idea a Executed . “A Dreame Deed of trust PR Emre ‘Connected ; rnin nai Beuetit 20 nt this ma tter Creditors 29 you remember PTT onesie - Trustee PL ge Bi A. I ig lest h hon es Yes sir "slightest “pA 3 Tell the court OO te ; If oon remember weber ae tf Cee What you did * Pleadings What did you 21 Relation , Retailed . + veered frnesseee Newspapers SR essays Srp Existence arte. Len Me Public auction , 29 Go por ation 4 Do you know ~v _ AD, ¢ fea ec I ET . Han dwriting AA coef AETg Mer eye ape Ce That is my recollection Etter Obligation eC pose Gon B. Disbursements a ae Liable ¥ You may state . ° °8 Ever Z 5 Including very one hen rrrkin ‘ Furniture Has been : Estimated I think - Accounts Organization DE Vrs LD Indebtedness Panic : When os 2+ _No_ other one 6 I don’t know During the time Distributed Certainly anrogether 25 If there was Jonducting Affected I rivate I thought Separate 26 Duty 7 Advertised Board of Directors Please state Drawn Realized ‘Active Publicsale 2 sg Online Indorser Cross-examined [- e G. W. Logan Defendant's counsel . 27 State whether or not 8 Represented Fh eer ll STOTT soe I was employed aD. a Wiis there °C: . Spoken Himself He was Keet-Rountree Incident Plaintiff’s counsel Surrounding Character Circumstances Irrelevant Relate Incompetent Anyhow Immaterial 28 This question 9 Objection If I would Overruled Attended I will ask you Directly Whether or not ao S_.g.# Indirectly Consulted . Be 8. I did not Wholesale house Existed 10 Brighten My recollection Chief As to that Obligated 29 Frequently Owned a” ee ee? Judgment Stockholder serene eae TLepresenting Authorize 30_ Client 11 Acquire Was not Whatever Excess osir eae Re-direct examination I don't think _ e Washington City And you got them pinio. . ~ 12 Failure Tdi. ne Xn bn ME a Christmas Bidding e was , 31 Testimon Charge ar ered Morea Ge Uvder this Whereupon Stock of goods Rendered 15 Witness Dismissed ae) What is your business Anybody COURT TESTIMONY IN THE GIDEON CASE. In the Circuit Court of the county of Christian, state of Missouri, May term, 1898 Keet-Rountree Dry Goods Co. et al. vs. Gideon Mercantile Co., W. W. Gid- eon, Trustee, IN EQUITY. OzarK, Mo., May 24, 1898. BE IT REMEMBERED, that on this 24th day of May, A. D. 1898, this cause com- ing on to be heard before James T. Neville, judge of the Circuit Court of Chris- tian County, and a jury, the following proceedings were had, to wit : The plaintiffs, to sustain the issues on their part, offered evidence as follows: W. W. GrIpEon, being duly sworn and examined as a witness on the part of the plaintiffs, testified as follows : DIRECT EXAMINATION. By Mr. Sebree Please state your name and residence? A, W. W. Gideon; I live in Spring- field, Missouri. How long have you lived in Springfield? -A. Well, since I first moved here is about nine years. I was away a couple of years at Ozark during that time. Where did you live in 1897? As In 1897 I lived in Ozark, Christian County, Missouri. What were you doing there in the fall of 1897, and ' prior to September first? A. I was clerking for the Gideon Mercantile Company. You say you were clerking for them? A, Yes, sir. How long had you been clerking for that company? A.. About a year and one month. Now it is shown here in evidence that, on the first of September, the W. W. Gideon Mercantile Company executed a deed of trust to W. W. Gideon, for the benefit of creditors. Are you the W. W. Gideon who was made trustee? A. Yes, sir. : Q. Tell the court what-you did with that stock of goods, *° and all about the way the trust was executed by you. About how long did you keep the goods, and what did you do with them, and how long did you handle them? A. Well I retailed the goods until March 12, 1898. On February roth I saw that the 166 © 92 © © © & © oo 0° poo 0 ©. oo 0X COURT TESTIMONY. 167 sales were running so low that it was not paying expenses, and the best thing I could do for the creditors was to sell it in bulk, as the deed of trust pro- vided , and I notified the creditors, and I also put my notice in the newspapers of the 3° date and terms of sale, and on the r2th of March I sold them. At public auction? A. Yes, sir. Where were you when this deed of trust was executed? Where was it executed? A. It was executed in Ozark. Do you know who drew the deed of trust? A. Well, I think I know the hand- writing. I didn’t see it drawn. Whose handwriting is it? A, I think it is T. J. Gideon's. He signed this deed of trust as president? A. Yes, sir. Was he at Ozark when this deed of trust 4° was executed, Mr. T. J. Gideon? A. I think so; yes, sir. That is my recollection. Have you your book showing the amounts received and the disbursements? A Yes, sir. You may state the amount of goods invoiced when they were turned over to you as trustee, just in round numbers? A. They invoiced $6,778.92, including furniture. The furniture was estimated to be worth $250. The goods actually invoiced $6,528.92. Now, what is the amount of the accounts? A. The accounts amounted to $1,017.50, I think, 5° What was the amount of the indebtedness of the W. W. Gideon Mercantile Company, when this deed of trust was executed? A. I don’t know that I can tell you exactly. Well, about? A. $4,100 or $4,200. That is what the Gideon Mercantile Company owed creditors? A. Yes, sir. e . How much were these creditors paid by retail sales? A. You mean how much did | distribute to them all? Yes, sir. A. I distributed $3,112.63. You distributed that altogether? A. Yes, to the different creditors. You pro © rated it? A. Yes, sir. Was that on retail sales, or did that include the public sale of $1,000 and some: thing? A. Well, that was on the total amount of sales. In conducting this private sale did you buy any staple articles in order to enable you to keep the stock up? A. Yes, sir. You kept a separate account of that? A. Yes, sir. You advertised the stock for sale? A. Yes, sir And sold it on that day in March? A. Yes, sir; r2th of March, 1898. Please state to 7 the court who bought the goods and the amount realized at that public sale? A. G. W. Logan bought the goods and the amount he paid for them was $1,000. 168 COURT TESTIMONY. CROSS EXAMINED BY DEFENDANT'S COUNSEL. By Mr. Watson Q. Q. oo 0 © Ce © 0 You stated in your answer that at this public sale the plaintiffs were represented by agents? A. Yes, sir. Who were the agents representing them? A. Well, Mr. Rountree was there himself, of the firm of Keet-Rountree. Plaintiff's counsel here objects to this question and answer, and this character of examination because irrelevant, incompetent and immaterial. Objec- tion overruled, ®& to which ruling plaintiffs then and there duly excepted at the time. I will ask you whether or not you consulted these parties as to whether you should keep this stock up? A Idid. I went to Keet-Rountree’s wholesale house to talk about that matter. They thought the thing to do was te brighten up the stock and keep staples on hand. Those goods were paid for in cash? “A. ‘Yes, sir. The profits on those staples went to the creditors the same as any other sale? A Yes, sir. I sold them for ten per cent above cost. 9° You said in your examination in chief that you agreed to pay $100 a month for these goods, until you had paid what they were obligated to pay? A. Yes, sir. Had you ever owned any stock in it? A. Yes, sir. How long before this deed of trust was executed to you, how long had it been before that, since you had owned-any stock? A. I suppose a year and a half. I sold out the latter part of February or first of March, 1896. To wuom did you sell your stock? °° A. ToM. V. Gideon. Then you were not a stock-holder at that time? A. No, sir. Had no inter- est in it. When you took charge of these goods as trustee did you have any interest in the goods? A. No, sir; not a thing. Were these goods bought in for you at that sale by your consent or knowledge? A. No, sir. Did you authorize anybody to bid for you? A. No, sir. Did you acquire any interest whatever by the purchase of these goods by G. W. Logan at that sale? Objected to as irrelevant, "° incompetent and immaterial. Objection over- ruled, to which ruling plaintiffs then and there duly excepted at the time. No, sir ; I did not. You had had no talk with him or anyone about buying the goods prior te that for yourself? A. No, sir. You stated that you came up, after these goods were bought on Monday? A Yes, sir. COURT TESTIMONY. 169 By Mr. Sebree © © © © OD © M. s By Mr. Sebree 0 00 0 0H w © RE-DIRECT EXAMINATION BY PLAINTIFF’S COUNSEL. ® Where was F. M. Gideon, if you know, at the time of the public sale; was he there? A. I think not. . Where does he live? A. He lives '*° in Washington City. My opinion is that he was in Nebraska visiting his brother-in-law, He wasn’t in Ozark? A. No, sir. How long before the sale had he been in Ozark ; since the failure? A, I think , SO ; yes, Sir. How long before the public sale? A. I think he left there before Christmas, He was there perhaps a month, What position, if you know, did F. M. Gideon hold in the Gideon Mercantile Company? A, I couldn’t tell you ; he was a stock-holder, I know that. Was he a4 director? A. I cOuldn’t tell 3° you whether he was or not; I don’t know. What other property, if any, did you take charge of under this deed of trust as trustee other than the stock of goods, furniture and accounts? A, Only the stock of goods, furniture and accounts, C. BAKER, being duly sworn and @xamined as a witness on behalf of the plaintiffs, testified as follows: DIRECT EXAMINATION. What is your business? A. Iam secretary of the Keet-Rountree Dry Goods Company How long have you held that position? A. Several years. What position did. you occupy with 4° this house in 1897, if any? A. I was secretary. . What are your duties as secretary regarding the accounts and credits of the Keet-Rountree Dry Goods Company? A. I have charge of them. Charge of the accounts and notes? A. Yes, sir. Did your house have any dealings with W. W. Gideon Mercantile Company? A. Yes, sir. State about what they owed you in September, 1897, at the time they made the deed of trust? A. It was about $1,100. They owed us a note of $1,033, and the account was about I don’t remember just what the account was. I have a 5° statement there. It was about $1,100 altogether. Is that the note you hold there? A. Yés, sir; there is a credit on this note. Was the amount paid in full? A. The account was paid in full after the assign- . ment. At the time they made the assignment our claim was something like $1,100 and the interest, I thin, up to that time. 170 COURT TESTIMONY. CROSS EXAMINED BY DEFENDANTS’ COUNSEL. By J. J. Gideon Q. You say that he had been there and handed you checks and transacted business for W. W. Gideon? A. Trustee ; yes, ¢ir. Q. For whom did he transact business with you before that? A. The Mercantile Company. 76° It is admitted that at the time of the execution of the deed of trust offered in evidence, the directors of the W. W. Gideon Mercantile Gompany were : T. J. Gideon, president ; F. M. Gideon, E. F. Gideon, I. F. Gideon, and M. V. Gideon, secretary. J. T. WHITE, being duly sworn and examined as a witness on behalf of the plaint- iffs, testified as follows : DIRECT EXAMINATION. By Mr. Sebree Q. You live in Springfield, Missouri? A. Yes. ® Q. What is your business? A. Lawyer. Q. What was your business in“1897 and 1898, and where? A. I was in the law business here, I represented Barton Brothers in this collection. Q. . In their claim 7 against the Gideon Mercantile Company? A. Yes, sir. . How were you representing them? A. I was representing them ;s attorne y 8 y for them for the purpose of making the collection. 4 Q. They sént the claim to you? A. They s&nt the claim to me; yes, sir. Q. You collected the money on the claim? A. Yes, sir. Q What was the first payment? A. The first payment was made by T. J. Gid- eon ; that is, he came to my office with a check. I knew a payment was to be made about that time. Whether it was payable to me " or payable to him and then indorsed to me, I don’t remember. Who was he purporting to represent? A. The trustee, Mr. W. W. Gideon. Q Q. Were you present at the sale? A.. I was present when he sold the goods, and bid on them. Q. Did you know who got the goods? A. I did not. Q Did you know that the goods were bid in for T. J. Gideon? A. Ididnot. I had no idea of it; never dreamed of it until some time after; I learned it through you, or someone connected with this 1° matter. Q. Did he ever speak to you or any other creditor, to your knowledge, about buy- ing these goods in? A. Never did. . - CROSS EXAMINED BY DEFENDANTS’ COUNSEL. By Mr. Watson Q. You say you bid on these goods? A. Yes, sir. Q. As attorney for Barton Brothers? A. As attorney for Barton Brothers ; yes, sir. COURT TESTIMONY. 171 O. Q. Do you remember your highest bid? A. I think I ran them up about as high as they went. | didn’t have the slightest idea what they were worth. I will ask you if you remember having a talk with W. W. Gideon in 2° which you instructed him to send checks to you by T. J. Gideon? A. No, I don't remember that I did. \ Plaintiffs here rested their case. Defendants, to sustain the issues on their part, offered evidence as follows : Tuomas J. GIDEON, one of the defendants, being duly sworn and examined as a witness for the defendants, testified as follows : DIRECT EXAMINATION. By Mr. Watson Q. Q. 0 070 0 Are you the Thomas J. Gideon mentioned in these pleadings? A Yes, sir; I am. I will ask you what relation you had with the W. W. Gideon Mercantile Com- pany while it was in existence? A. 17° was a director, stock-holder and president. When this deed of trust was executed by the Gideon Mercantile Company did W. W. Gideon have any interest in the goods or hold any stock in the corpo: ration? A. None, he hadn’t for over a year. And did he at the time of the sale have any interest in the goods, or in the stock of the corporation? A. He did not. He was merely an employee of the corporation, a clerk. I will ask you whether or not these obligations that you were personally liable for have been 7° paid by you? A. Every one of them has been paid by me and F, M. Gideon. Plaintiffs object to the last answer and statement of the witness for the reason that it is irrelevant, incompetent and immaterial and relates to debts not secured by the deed of trust, and not pleaded in the answer. Objections overruled, to which plaintiffs then and there duly excepted at the time. CROSS EXAMINED BY PLAINTIFFS’ COUNSEL. How long were you president of the Gideon Mercantile Company? A. I think I was from its organization down to the time of making the deed of trust, 23°° Do you remember when it was organized? freight trains passed regularly through that town over this road, last winter about Christmas time? A. My memory is not clear on that point just now. Q. Ifa person should ask you what time a train arrived there, could you tell him? A. Yes, sir, the passenger trains that run on schedule time. COURT TESTIMONY. 19 Do you know whether or not this railroad company received and discharged passengers at the stopping place at the crossing ? Objected to by counsel for defendant as irrelevant and immaterial. Over- ruled. To which ruling the defendant by its counsel, then and there, duly excepted at ™° the time. They are not supposed to receive and discharge passengers there. If a man gets on or off there, he does so entirely on his own risk. Do you know whether the company receive and discharge them there? A, They are not supposed to. Do you know whether they do that or not? A, I don’t know, I am hardly ever down there ; my station, you know, is at the depot. CROSS EXAMINATION. By Mr. Hamlin Q. I understand you to say that it is positively against the instructions to the agents ta sell tickets on any train that 3° does not stop at the stations? A. Yes, sir. A man can come and buy a ticket to-day, and ride on it at any time when he can catchatrain? A. Yes, sir. When they are sold, they are not sold with the understanding that the pur- chaser is to ride on trains that do not stop at the station, where it is sold? A. No, sir. It is a fact that an agent would be fired if he should authorize or attempt to authorize a person ¢v get on a train that didn’t stop there? A. “4° Yes, sir; those are the tules of the company. E. W. KELLS, sworn and examined as a witness on the part of the plaintiffs, testi- fied as follows : DIRECT EXAMINATION. By Mr. Timmonds 0 0 0 © CLYKDLY Where do you reside? A. At Fort Scott, Kans. What is your business? A. I am a locomotive engineer, For what company? A. The K.C. F.S. & M. How long have you been employed by that company? A. Almost ten years, it will be in a month or two. Where do you run now? A. I am running between Kansas City and Springfield. How long 5° have you been a a locomotive engineer? A. I commenced my first running in 1873; that is, to go any distance on the road; I had been handling an engine before that. How old are you? A: Fifty-one past. Did you as an engineer have control of an engine pulling freight, train No. 48 over this railroad through this county, on the night of the 24th of December last? A. Yes, sir. Were you on time or behind time? A. I was behind time. ' About how much behind time? A. I "don’t just recollect, but I presume I was a couple of hours behind time. - 180 COURT TESTIMONY. What sort of an engine did you have? A. I had an eight-wheel engine, 17x24. What do you mean by 17x24? A. The diameter of the cylinder is 17 inches and the stroke is 24 inches. What sort of brakes did you have on that train? A. The train had hand ’ brakes and a few cars with air brakes. About how many cars did you have air brakes on? A. I 7° don’t recollect. oe © OLX Do you remember, Mr. Kells, whether or not you stopped the train before you passed over the railroad crossing at Liberal? A. Yes, sir; I stopped at the stopping post. oO How soon did you start your train, after you came to a stop? A. Well, right away ; my recollection is that I started right up. We only waited to make the stop iequir2d at the crossing. CriOSS EXAMINATION. By Mr. Hamlin Q. I understard you to say now that you saw a pile of ashes before your engine, somewhere in front of you, not far. from the stopping post %° west of the crossing? A. Yes, sir. Q. Did you see anything else on the track ahead of you except the pile of ashes, and afterward the piece of garment at about the same place? A. No, sir. Q. What were you doing there, as you drew you train over the Missouri Pacific track? A. Looking up the Missouri Pacific track to the right and left ; look- ing out for my train. Q. Is it the duty of an engineer, when he crosses another railroad, to keep looking to the right and left? A. Yes, sir. Q. Is there any danger %° that trains on that road might come in and not see you, or might not obey the law; and run into you? A. Yes, it is very frequent that trains come together on a crossing. Q. And you were acting in the discharge of your duty in looking to the right and left? A. Yes, sir. Q. I will ask you to state whether it is customary to clean ashes out at that place? A. Yes, at any time or place where we make a stop, if we think there is any danger of burning the grates. The stopping post »* at a crossing is a very common place, and at the watér-tank. Can an engineer clean the pan without stopping the train? A. No, sir. 0 0 . Are you allowed to clean it at the platform or near the station. A. No, sir. We do it sometimes if there is not a great deal, to save a stop, if we are short of time, but it is not allowable. RE-DIRECT EXAMINATION. By Mr. Timmonds Q. Did I understand. you to say. that this object was a pile of ashes, or that you ' supposed it to be one? A. I supposed it to be one; it had that ap- pearance, , Q. I understood you to say that this object which you supposed to be a pile of ashes. when you got closer, you supposed it to be a garment? A. Yes, sir. COURT TESTIMONY. 181 RE-CROSS EXAMINATION. By Mr. Hamlin ®. What kind of a night was that? A. It was a moonlight night; a hazy moon- light night. : Q. What effect does moonlight have upon a headlight? _ A. Well, the moonlight neutralizes the headlight. st Jack LAvERy, sworn and examined as a witness on the part of the plaintiffs, testified as follows : RE-DIRECT EXAMINATION. By Mr. Timmonds Where do you reside? A. At Liberal, Mo. 22° How ‘long have you resided there? A. About eight years. Did you know James Ross in his life time? A.: Yes, sir. Were you at Liberal on the morning of last Christmas? A. Yes, sir. Where did you see him after he had been hurt? A. Isaw him at the side of the railroad track. How did you happen to be down there? A. The conductor came up and asked me to go down and take care of him until morning. The conductor of the passenger train? A. Yes, sir. The east 73° bound train coming this way from Liberal? You say that You considered BLT Deg. ennane Tell the court Will you explair - = How. thal was done 3 Contract . I have told Composing wy... Ge’ oe Details For the conveyance Question To them 12 Solvent waste iat Cae ether or . rgunization Articles apat it was the 1 ’ , reet Excepted Few days [there is Accepted L 18 Do you know whether 2, oo Oe By the court wn i Be BLE. “Wransactions en ARG Cowes issued | “ . At their meeting wou ’ Certificate an Cae 1 don’t know 4 What you Which you mention with the subscription A MTR cs 14 Releasing 1SpOSITLON . , For the defendant Ti was made 4 Z kh ; Testified as follows By you Bg eatnee Agreement . [counsel By the members Objected to by. fhe LZ. 15 Atwood: ‘or the plainti pub aoe a £ ro : god Objection sustained T don't remember Sworn and testified Themselves n his own ‘Conversation ‘ Behalf - Adjournment i ~ standing As follows 16 What was the don ~ Kgl. irect exami - eee. Direct examination Cancellation OL ry DG oom fom You May now What was done In relation | My subscription Evid Lt Any other business . vidence Scott Investment Co. nro Pm Cape 18 I have never -4 ve DoD sen Did you ever see 17 If you know . Ag oe aca Could you tell I do not recellect Was canceled = - Refresh 5 Issuance , eae i. Your memory You say . PPro G somsctereceene! rem As to the date Were substituted That was the Which were fo - 19 They were Procured ce Seas. Kagem eeoes 2; Authorized egnodees Sho mes oe Z That you remember Ze. embers I asked you 2 If you have og Goon, ce Adjourned dene tw AD. sono ccnnavaee Bove ver jong Recollection [lection ~ ow long ac Se,i This subscription Dee L, é. ,avesuneee a 20 To crn pest of my recol- FF teat Lax 6 You ‘stated Who were : Immediately a aa a cornert ton an hn arc anvassing 4 a State what you know And they were s am Did you know Lg. 21 Effecting Ay. M2 G2; Mr. Massey irre! t ~ Rees sale 7 Objected toas irrelevan . and immaterial, objection low. wae He has DD Kee Ll ws sustained. Exception for Commencement ° {defendant C. Helping What you know KO... Ff. What arra ngements folate hatever - Bringing $G$ Ab-7 Portion God COURT TESTIMONY IN THE ABBOTT CASE. In the Circuit Court of the county of Greene, state of Missouri, May term, 1898. Thompson Manufacturing Company, vs. SUIT ON SUBSCRIPTION. James Abbott. SPRINGFIELD, Mo., May 26, 1898. BE IT REMEMBERED, that.on the 26th day of May, A. D. 1898, this cause com- ing on to be heard before James T. Neville, judge of the Circuit Court of Greene county, and a jury, the following proceedings were had, to wit: The plaintiff, to sustain the issues on its part, offered evidence as follows : James ApzoTt, the defendant, introduced as a witness by the plaintiff's counsel, testified as follows : A DIRECT EXAMINATION. By Mr. Heffernan Q. (Showing witness subscription list.) Is that your signature? A. Yes, sir, that is my signature. , Q. I will ask you, if you ever paid that subscription of $5,000 to the Thompson Manufacturing Company? Allowances Allowable Allow you All of which are All. kinds All right All that All that time Alleys Alleged All depends Alleghany, Pa, All the conversation All the facts All the machinery Wa & cal fiery... All quotations » Almonds Almost Along Alphabet Already Also Also consider Also some Also subject Also mail you Also send me Also signed that Alter Alternative Alternatives Alternation Although Altogether Always ee Ambition . Amend American American Tobacco Ov Among I MZ Amongst = © Amounts “4.0.8, 1-2 2 A #ICTIONARY AND READER. A Ample Ory... Seam.orez | Angwerea 1 FZ An assi ent Anthracite Ancien , nticipa Anchors Pac hoesie ata Anticipation KL. La Anchor Peanut Co. Anticipating nd a failure _ . And aman he in Koons Anxious I Acces 7 eens And am of the opinion amb et 7 nd are And are all that Lop a Ve et ren Gy Any castings TL TER Rs And are forwarding Any company ' 7 7 And are in a position Apby correct ' And are 60 OE Kk 0.1m... 4 ny effect pa An OP es? aoe ee eenation Any how As far between DEEZ ae. Any importance ee ET Ana faed? Dee ( Any other n n And I return - Any other businest ~ ~~ And I send them Any place eo La xt And I send you Any here And I suppose Any time And surrender par And I think - Apartment And I think you will find Apologize And I will see Appeals And knowing ‘Appear ears ang aahee Appearance Con. Sa, And order Appellant And our agent J 24 |. Appetite And our merchants aoe Ame wcenny Ape ne a ao a nd return And geng same \ tee Batag- | ABBeant Cac. CucEn.. And that attached Application And that there can be Appointed And that you will Wife “R=... | Appointment J. a 4G And that the claim Appraisers And the Appreciation ‘And the defendant “LEB. \ Appreciate ke .. .B And the fact that Apprise And the favor Approbation And the piece oe Amn... Approval S _. © ¢ _., And the payments ‘Approved te ¢ Z- roximal and ipeir Abricots Cc... Cc Cc And there is Apron Poon EEE or And they are Apt And they have Architect ‘ And they were °* Architects te ee And they will be Are able And thevo are no Are acquainted And there was nobody Are respected ote TD. And this can be Are good there And those that Are kept Z And thus dispose Are no Sete Ee Are received : And 4 have Are rather difficult And to make Are simply aetmg se decabage, And you Are subject And you can. Are you . And you could Are you acquainted ¥ see PTR PD, And you got them Are you the And you have remitted And yourfamily And you will therefore And you will be able to And we will give And we will make you And we will wire you And we seldom And we should have heard And were And will And will give you And will make you And will no doubt And will say that And will ship And will ship it And wishing you And would like Angle Angle bars Anglo-Saxon Angels Anguish Annexed Another Annoyin Announcement Annum Annual Annually Answer Are you able to Are willing Atk , Arkansas Argument Arise Aristocracy Arm Armed Arms Armenian Aroused Around Armourdaly Armsbee tTms Company Article P Articles Arrange Arranged Arrival Arrow As a delegate As afavor As afriend As a matter As a part Asbestos Ascertain Ascertained As directed As follows A DICTIONARY AND READER. B re) “ At this LO? Mow a As good aa KxGiimden Lot | Abthio LOL a Ash Attachment a Ashes LPL 22! | Attack EO Be Eiy~ See tee ne At the same place ec oe? ashamed At the same price ’ As T understand you 2.0, Bk... Be. | Atterberry AS it is ° 3 Attorney Aside Doo Pardon BG Attention As I look . e time As I looked Q OLB At that time As { thought 7 Qo ZB. I At this time . At the bank Aiea im Peete Bom Bed Attempt, ked for ask on Attheir meeting A. S. Lacy, Esq. 2 2 At the regular ; As much as possible "7 7 Atwood oe As near as your a As neat as you know A Age En Boe At your Pine te BEA. SA fALAA. Som Aspiration, Ee wcmge.., | Mota, Mo, sere As guickly as possible see Ae ee = - As soon as possible ugust Hoope: Assuming PG on Bere EL Authority a: Assured _ Andit Assets Gol PE oe Boo nvrge Audited Association ie ) avait - . vailable ASsunes Average Assistance Average time Asst. Gen. Frt. Agt. venue Assorted . Avoid Assortment - Away : Assign waiting Assignment A. W. Oleveland ‘As simple as I supposs B... Pa AGL A week As soon as the other a Azle Assurin es Asseverated & wena REP n ec creres 22 acosenni Ane grease 5 to acon As the other Back Astobeing 2 a D Kin Ge 2g. 2 wed Badly fs to the exact f Baggage owder h aking p ae to eer PRP? Pe nica Baltimore - As the property Balance As the discounts Balanc AS to the character get: Drag te 2 krupe As their price Aan or Me, As to the exact time ande 8 this is the QE An Dey Lite /\ Bank was to the course iia “| Banguet As to that ankruptcy As to the date 92° 327-3. Bartered As the bill Barrel As to the price arrels As the were ow Barter As to the time Bar <5 As we direct arhe As well as . Barnard & Oo, Aswewerewalting « DB: recone mE 3B. Soe Pt Basket As you see Basis AB yon prefer 2S Basement As you may be aware re > aaa Battle ax As you do not ~ Battle Oreek As you are aware Baxter Springs As you know ' Be able As you now : Beane to 8 your i As you lay , Bears As you will notice . | Bearer ; Beans At a distance Daerah, | Beacon m Atall : Beautiful collection At any time ; Become At all times ; Eecomes Ata table Because At any price Became Ts ee snc oeeee B. D. Benni: nm sits Cer” | bee tlanta, Ga. ad bra. Atleast AO cl . 1 Bed-room Atlantio = e \ Bods once ee At our expense = ot o . Been revurnea A trial t = “e . Been there, resen v eforehan At the same time = . | Before he At the moment eee “7: Before you got thane Attachment-in-aid | Before (____., Attractive , gt SI. bo 3-2 > 4 ¢ & DIR 3-1 4 B ‘DICTIONARY AND READER. B ~ . ' Berore the : Bolo ° Lo / Before I got there Sf faref Co Bolte _on sgl ne Before the bill of sale Before this difficulty , by for Boneless fo co Before that time gp" Z pt." Bonne Terre hom le E Before you Book Begin L L é Books L L Beginnin ioe ame “ Book-cases een Bebina 8 Booked fy Behind the Gaudin of. | Book:keeper Lin ba 0 bey eho Behalf Boonville Beer® jo Kae Gee. | Borer g Kea hese. Below , ' Border Belogg vy owore 2. L- Com Com. | Born inte the Lethal. Belonging Kottom e Belonged Bought Belts 8 1 mye aha Bowers Lda he. Bemis uO = Box e Be made ‘ Boxes Benner mackerel Me larry. Box stoves Mk _ hh... ene oys . Benefits Bracket Beneficiary GG lft Bravest Ge. > as Caz eae Bennington, Vt. 2 Brand Be necessary x Co. ge Brass trimmings C Z erry . . oS fPonseeceoer Tain Qe MO... Bereaved Bradley * o- Bespattered : Brazil Best ease gherssenseneee Seb vensveeet go Bran O. CG vane o secnecceee Best time ‘ £ h _| Brazen os Best thin; Breaks Besides & Gort. Breakage Loa r Gp. seve Between you ° Breasts “ tween Break ie Fe Seb... | BESaRe Rowe. lae.. Lae Ritterly Breathed - Bevel f L. Brewster Be ond the (nee ci cnr en PL A Pree Briet record Ge Gu G a : . FB. Newcomer , * rie: os Bible / Bridget Matoney Bidding fern Bridgeport Ge af Gp _ = Bidder a a Briefly " Le Billings * Briefness Bill lading CO Con Core. Bridegroom G. Ce seetecten Billed af . Bristo Bills Brin . Bill of lading Bringing CL. Gn... Bimetalism Brick © 00 Bimetalist Brighien , , Bin Broken ( Binghamton Brought there Ciba.» Birthday Brought suit Birthright Brother Birmingham . f= | Brothers Gate hae. Gat. Birch Tree, Mo. Brown , Bitter ‘ ¢ 2 (fp 2 Brussels C /2 Bitter cry ceo ' Buck & Fleming ‘ C..G b> ee Blasphemy Buffalo, N. Y. Blames Buialo ia Black Hussar Buffed Beene Bee Bice Black Jack Buggy . - * Blanks Buggies . . Black Buftiny by. hey Gl Blackberries Buildings ackmai. ullion hk C ~ Blame Bull tongues Ce A ier - Blessings ‘ Bullish Blessed Bundles Blessedness ~. Bunches hop Loert..hogien Bleached $ Burlington, t. . L. Han ursts Blight Burns Loge bh Gy hee Blighted Burning ~ Block Burned . Blocks Burnt . &,.k, scoene Lan. Blood Buries 3 oods urie Bicomnela, N.J. Burlington, la. ba har “8. Blockfiela Business Blot But I will Blue Butlez, Pa. Blue grass But are t ue ut are no Bluff But can be bo sseasene Cn... Blar | But as t oards ut canno oard of trade But LD. Loo CC eaees - Board of directors Bu t can get ° ut have a fine Bogus But I hae l hte lo. Bohemian ' But the Boller But will not x / g Boilers But you en lressaeselo BeTStaeceepeen Brsesse GDL, Le-2- Cc 5 +ADER. B DICTIONARY AND READE , Challies Rest hee . ke. ke (al... Cre eay Buyer Charleston ; Bo Vindom Changed Lm Lee . d neereenftimdiesen Ohanging ; BY, ne 7 Ohas. D. Ourry Se 620% Se y “7 (ve hina ww gl een un By xpress ( - oh - Martin * * By return mail Fh een ones; Mart 5. ae BY the. coal Chas. G. Bragg bt a By this mai £ od A. Chas. P. Wells = fn > By the fact phe. odio 2 Ohattenowea - BY the time Z Onattel mortgage i oe -: smaé., ~| “Chair. By the papers a ae =< = , homber By the oe ore fe Ohapter =f. - By the cour b Chairman ~T Bytheplaintif = # £&84-f ke LI... ete Chait £ ‘p BY witness PY Cheese ha LY ron Lone By witness | Bnecke Se By you A ae CEP Ree Chest Gallot Ohecked Yr ae ae Callous a7 Check Galled ATT AT Rite Ione Cheaper 8 Call your attentiov Chenille | Fe Sob QOalculating a Oherry vale af QGalculation Cheapest =e California ; Cheap phy ceasseced came TRE | Gheerfally ampaign nne ae Campaign we Cherries a weneeee be = Canary. QR AED. gernenen Chelsea Can be returned 7 . Purton : Can be closed Chester FP on moe Le Gio4 oo el, San be ? 2 RE eee TE Child anc : ~ Canceled Christmas Byes BA Cancellation OTB OX. ven Children an ed 4. i ee ones i Canned Chicago, TIL Lp Soe he Conv aeging es. Dp IN Chief anv ; . lows é ww Z Can you make ole Chillicothe” kn Cg ee Capacity GA Ces ares hoice Catan MO Gr Chocolate oan ee. ene Capital Christian County OEE Gers GFR PE Dn Christian ar Cards Ghrontoler a a a Qardboard AG: TR Naot Churches are Careless Ghurch & Kissel fod op. refully Ty oo caaee sat ivan 2% Garett attention Op Dy my Cpe ates Careful . Gin Carload fet AT Citron gare Citizens Cartage Cinnamon Garter & Graves oct ef AG B.. ’ Cincinnati, Ohio arry. “Ore inein rt Seine Sireaigce* Carriage seen oET Circulars Carpet nen ire Garvers “7 “2 Circumstances Gee ee __ Glaim gases ER Claims oe Olaim Agent Cas = Clause Oassidy emp omes TRO Bae Clark ooere _@ Classific sation Catalogue ap. - 0. L. Br: Cattle In LG Clave Cause Vlean Gauge Oleaner Causing Eyre I soa Tah Clearly Oaution Seek Q. B. Burton Ji2a<2 | Clerking Cedar ale AMES 2S Cheyenne, Wyo. O. E. Isle Glegciane, Obie Celebrated Cling Oelluioid Client ote _ Clients en - 4 Clinton Gontral National Bank 7 Clouded Certain Closer Certainly in "Gee soa / Conflict Confused Confirm ’ Confirmed Confirmation Connect Connected Connection Connected with the Congress _ Congregation Consider Considered Considerabie Consideration Consign - Gonsigned Consignment Consent Consistent Consist Consisting Consistently Conquerors Consolation Consolidation Consequent Consequently Conscience’ Conscious _ Consecutive Consecutively Conscientious Consult Consultation Consummate Consummation Constant Constantly Constitute Constituted Constitution Constitutional Contents Contented Construct Constructed Construction Contact Contain Contained Containing Contemplate Contemplated Contemplation Continue Continues Continuous Continuance Contiguous Contingencies Contract Contracted Contractions Contribute Contributed Contributing Contrary Control Convince. Convenient Convenience Conveniently Conve. Conveyed Conveyance Conveyin 7 Conversation Co-operative Co-op. Ase’n, Co-operation Copy Copper Co-partnership Cook Cooked Cookery Cordage Cord Cordially Cordial Corduro Cordz- Meher Lumber 0a Correspond Correspondent Correspondence DICTIONARY AND READER. D Qornice Corner Cornered Corn Corned beef Correct Corrected Correctly Correction Corroborate Corporation Cos Cost us Could Could then Could be carried Could you know Council Bluffs, Ia Counsei Coupons Couple Counties Count Counted County treasurer Countermand. Countermanding Counterclaims Country Courage Course Cousin Court Court of Appeals Cover Covers Covered Covering Covenant Covington, Ky. Cornet , Crates Crating Cravens Cravings Crawford Credit Credits Creditor Credit you Sreditors Credit memorandum Credit memoranda Creeps Cresting Cream Creams Crib Cried Criminal Crosses Crossing Cross-examined Cross-examination Cruiser Crushed Crystal Crystallization Cuckoo Cuitivate Cultivated Cultivator Cultivators Cultivation Current Current River Granite Oe, Cured Currants Curtain Qustody Customers Custom Cuts ary Cutting Cutle Cylinder Cypress Daily Dainty Daisy Fw ape, To = Zt. 7-/ > Danae EB LIE. Damaged Dangerous Danville, Va. Dark Darkness Dash Daughter David Benjamin Davis, Means & Oo. Davenport, Iowa Dayton, Ohio ba oday 2 D. B. Ormision a < e D. D. Thomas Zs. . Death 2 . Dear Sir Dear Madam Deadheeded Dealers Debtor Debate Decide Decided Decidedly Decision Decisions Decline Declined Declinin, Deceased | Decorating December Deduct Deducted Deed Deeds Deed of trust Declared Declaration Decreesing D eep Deep water Deem Defend Defense Defendant Defendants Defendant's counsel Defer Deferring Defeat Defects Defective Default Definite Degarno Delay Delays Deliver Delivered Delaware Delegate Delicious Delinquent emand Demands Demanded Demonstration | Democratic party Demurrer Demagoguery Denver, Ool. Denison Denison, Tex. Denial Depend Depends Deposits Depositing Depositions Department Depository Deponent Depth Derge, Stables & Oo, Desire Desires Desired Desirous Desirable Desirably Destiny Destined & D- DICTIONARY AND READER. Destination aA | Discriminating Describe : Discord Described Disorder _ Descriptior et Or Displeasing Designs ES ” Discretion Designated ve _ Distinguished Destroyed ” Disintegration Destruction AO cnn Do Disinterested Despised Disapprobation Descent ’ . ° Disbursements esc BO he Oe. | Pisbursems Des Moines, Ia. Disaffection Details Disobedient ‘ Detailed Disoblige Detained Disability Detect ~ A Disregard Determined = Find» ofp. a xpenses i Expense bill inished Expensive =... age, | Finally OLS se efor | Hie er Expecte & l : Expectin . 7. 4 Financier a 3 Expecting Eth ee oe, Expe irst Nationa‘ Ban Experitnce é. a. 2, , | First-ciass La... Bhs ac ences Melee Dee eeeeeeeee ired sceeeenes Sines cage: paee TIE man ee Express cf. cesses Cx. <. | | Fisher & Hass los Ar So Ox. Exposed Fit Expegient Fitted Eabianation EE. bese Eon Fixed Piece l Receri theese t - Kelse Extended ween Meee Lovgeneeeell Flat cars brea (AG = pram > 7 | Hans ~ Extres Pose rere F. L. Chilton hidy Pre ngs Extraordinary Flesh ~ ee a Extract 9 9 Flexible . Extemporize a OER... Fling Gang, Seoagl? Govern. Eye Florida Eyes Flour Voor Boose floating CP Cera Comper E. A. Browa Flow ‘actor _ Floc Factory - AQ ho... oor a a Factories = . Pyactuation , aces , uctuations Facility > oS, voce Flushing Ce PTS. Lee Facilities F. M. Clark & Os. ) ° Pailare a). ete et F. 0. Buell ‘ a AY. ae et - 0. 2.2.7 24.. a, SE Be panei clde Faithless a“ Folding . Faithfulness Mc etree Fulio , ¢. bette. Goma Fairly » 4», * | Bellow, : ollowing . Fairbank & Co, ef... EE oo ’ | Wor an Pont ease Ges % sessete Fallen . For a reply , Fall River, Mass, ‘LAr.4 For cash >? Famil e ne “ bof es . For coal : Poo Bp seeeees Pamiliority For correction oo ) ) = or collection Fancy A. SOTTO Te. For every OA. A Fey farm For he joves us arm - po or not eb Oo. For sale haat 2. Rs... Donen For same L” f x ° For sometime Mw. MMe For that For that com: For these pany a, dy Dito For their For them For the For the amonat For the assvciatica For the coal For the conveyance For the defendant For the delivery For the examination For the fact For the invoice For the keeping For the lovers For the mongh For the money For the next For the opportunity For the payment For the plaintit For the present For the purpose « For this For this season For this purpose For this company _ For us For which For which this defendant ‘Yorward Forwarded Forwarding For for you” ity @ or your c Forfeit Forth _ Forthwith Fort Scott Forei Fores Forever Fortune Forget Forget you Forgotten Form Formed Former Formerly Forgiven Forgiveness Forearm Foreclose Foreclosed Foreclosure Foreman Forestall ‘oregoin: Foster & * Fours Foundation Found Fox Frank Ross Franklin Freel Free silver Free of such Freedom Freeman Freeman & Oo. Frequent Frequently . Frequent and ditiicnit Freight Freights Freight bille ° Fresh pork ench French piate Friday Friends Frightened e Frisco BR. BL Fringe om From day to By @ From me From the center From thedirectiomp .- From the fi om the DICTIONARY AND READER. + Sh oe GB TLE HM From them From this From time to time From us From you Front Fundamenta Further Further claim Further favors Furnaces Furniture Oo. Furniture Furnish . Furnished * Farnishing ‘urnish us Future Gaffney & Benne:: Gainec Gallon e Gallery Galvanized Gangs Gannt Garden - Gardener Bros, Garment e Garlio Garnishment Garland ® Gave vou G. 0. Henry G. D. Brown & Ou. eneral Generally Genesis Genujne . Gen y General Manager “Gen. Supt. Gen. Pass. Agt. Geo. B. Dougherty Geo. C. Cooper Geo. E. Kiner Géo. H. Wheeler & Bros. Geo. W. Easton Geo. Wy Light Geo. Reed, Esq. Geo. T. Weaver George Ross German e Gott Get them Get there Getting Get the goods Gethsemane Q@. H. Davis G, H. Wheeler Gifted Gilt edge Gilliam Gingham Gin gin e ive Given ® Give awuy . ) e you hint : it ive us Give them Give the same Give the matter Give the prices Given it careval Glad a Gladly Gladsome ass Glass Bros. Glassware Glory Glorious Glossy God’s dear Son Gofhg Qold Golden Golden s Oe ATT Riess AT Ragen saves vasone YOR 2 Or 12 H DICTIONARY AND READER H (one rw sien ene eae Harness Good Harm oods armony o Goodman pe Hardware 2g EA OL .. Good property Harrisonville . 2 ood success artford, Conn. ee 2 Cotten « pireeetfonnne > rhs me Harrisburg, Pa. | Sp. na, Government Harold, Smart & Ow. ° PT. A. Harrington & Son Grade Harter Medicine Co. Graded Harriet Lane Gradually Has Grant Has been Granted Has not Grand Rapids Has already Grand Rapids, Mich Gratifyin Gratification Granby, Mo, Granulated Grass Grdsp Grain Grateful QGrabbed Grace of God Green Greenfield Greenville Greek Great deal Great Britain Greater Greatest Greatly ° Griddles Ground Ground pepper Growing Gross Groceries Guarantee Guaranteed e G e Qulf Gum drops G. W. Brown & Oo. _ &. W. Logan G. W. Whittingtos GQ. W. Zeigler Habits ad Had a bottle Had been Had more than Had known Had not Had you been Had you known him Half : Halves Half barrel Half shade Half an hour Half past Half million bushels Halting Hallowees Ham sausage Hams oe . Hand Hand-made........ Hand-picked Hand-sewed Handwriting Handle Handles Handling._ Handled ~~" - Hangs. _ Hanging Hangings Hangers... .. Handsome ~~ Handsomely Handily Hannibal Happy Haphazard Happen Har Hardly Harvest Harveste Has the appearance Hast Hasten Have been Have been able to Have this Have you Have had Have the Have them Have to be Have no such Have occasion Have been received Have you lived Having noticed Haviland Haverhill Hauting Hauled Hay Haydon Bros. Hazy a Hazard Hazards Hamil & Hall + H. D. Simmoas H. C. Roberts H. O. Day Heads e Headley Headley Grocer Oo Head cheese Headlight Health Hear Heard Heart-broker eater Heated ea Heavily Heavier Heaven BK soon Heaven Heber City, Utah Hedge He came : He come He called me @ Heisa ‘ He is now He is He is neares? He is taller Here ereafter ereby Herein Hereinatte: e Herita e ereo: Loli. | Hereto . Heretofore Hereunto Herewith Heineke & Johnsor Heirs Heirship He had He had been there : He had his . > - Help «ee ice AL on Helpful Helped e Helping . .-D.12 Lee LZ... DICTIONARY AND READER. Help us Hence Held Helena Henry Underwooe Henry Henry James Henson & Stone Hesitate Hesitation He states He was He was able He was bumming He was shot He was standing He was there He will He will be He will not He would see you Hexagon H. H. Tucker, Esq Hibler Hickory Hieroglyphed Higher Higher than Highest Highly Himeelf Hinton Bros Hireling His His sta: H. K. Zook & Co. ot. M. Johnson Hog Honor Honest Honorable Hold Holds Holders Holding Holes: Holden, Mo, Hollingsworth Holy Ghost Hollow-ware Hoop Hoops Home Hope Hopes . Hopin Hope these Hope you will Hope you will pay Hopkins Horses Hosmer’s Hotel Hotels House Houses Houston Household Hours How How ever How close How do you Howe & Powers How long How long you How long ago How long have you lived here, How many How old are you How tall How they could How they are How that was done How was the H. P. Roberts H. P. Ditmar H. 8. Smalley H. & St. Joe H. 8. Tipton Hutchinson® @ Huff & Turk Human Humanity Hunger 8 Qegh AE ewer ( Hun ~, Hunters Hurry Husband Hydraulic Hydrant Iam I am doing ' Tam sure I am very I am obliged IT am rather IT am advised I am very sorry T am familiar T am secretary I am satisfied I am in receipt of. I am of the opinion T am not positive I asked you came I can’t say T could not I consider Idea Identified I dia I did not I didn’t I didn’t have J don’t I don’t know I don’t think I don’t remember I don’t know whether I do not recollect If he canno Tf he is ne&rest If he was married If he was born Tf his letter If he does If I would Hit itis your I find y If not If such is the case If the If the same Tf the law If the papers If there If there was If there was a If there is Tf there is not If there are Tf this is not If this is correct If that is so Tf the examination If we were able to If you If you are If you are not if you are willing” If you had If you have @: have not received it u can ou cannot If you can arrange If you could not If you could get him If you will If you will send us If you remit us If you will advise us If you will favor us If you wish If you wish us If you prefer If you refer If you remit If you know If you do not If you ever If you would If you degire \ If you fd¥or ux ana ecenansesiesenaceapen sees 14 I DICTIONARY AND READER. If you remember If you care for it Ignored I have I have you I have some T have told I have brought I have never I have succeeded I have thoroughly I have this day I have written him I have your letter I have your order I have your favor of thé { have succeeded Llived Illinois Illustrated Iilustrating I looked Imitation Immaterial Immediate Immediately | Immediate atiention Immense Immunity import Imported Importation Important Importance Impatiently Imperial Impertinent Impair Implements Impress Impressed Impression Impressions Improved Improvement Impossible In Inan In a better Inability Inaction [Inaccurate In accordance In aterrible Inattention In afew days In avery short time Inasmuch as Increase Increased Increasing Inconvenient Inconvenience In care In care of Include Inclusive Including fnch Inches Inclined Inclination Incompetent Incapacitation {neorporation In construction Inconceivably Incorporated income In case In charge Incident Tncurrin Indebte Indebtedness Independent Independently Independence Independence, Mo. Indeed Indefinite Inde finitel Indemnifying Indicates Indicated Tudice tion Baan mn ep dese: a 22. 2... Ace. p dey. vrei Serene ' Ely ig “ey » OE EE AG teen BF vce Boer Of AED asatee Me Eggert foes Indications Individual Individually Individuality Indirectly Indiscrimination Indianapolis, Ind Indiana indian Indian Ter. Indorser Indulgence Inducements In every respect In favor of Inferior Infmitely Inform Inform you Information Information of a satisfactory In French plates In full In good condition Ingrain Inheritors Inhexitance In his own Inhis glory | In his application In his satisfactior n Initials Injure Injured Ink In my power Inner In no case In our In our city In our favor In order to In order that I now live In place Inquire Inquiry Inquiries Inquiring In reply In reply will say In regard In relation In reference Instruct ¢ Instructed Instructor Instruction Instructions Tastructed us Instructed you Inspect Inspector Inspection Insure Insured Insurance Insurance Company Instance Instantly Instant (Inst.) Instead Instead of the debt In some Insolvent Insects In selling In settlement Insert Inside Insist Insinuation Instituted Installment Instrument In the In the best In the car In the country In the case In the ceiling In the coming In the city In the deed In the age "Ce _ ER De TERT = = = DICTIONARY AND READER. {n the effective In the face In the field In the most 4n the market {n the matter an the morning in the meantime In the midst In the manner In the near In the near future In the prices In the past In the property In the presence In the polic In the scuffle In the same In the same letter In the stove In the west In the north In this case In this country In this business In this way In this collection Into Into the Into a Into our Into his Into the kitchen Into the matter In place In that place In that shape In that room In their claim In their payments Intend Intended Intending Intention Interest (nterest you Interested Introduced Introductien Introducing Interchanged Interchangeable Interplea Interpleader Intimation Interruption Interior Intoxicated Invest Investment Investigate Investigated investigating Investigation Invoice Invoices Involved Inventory Invitation “a view of the large In which In which the In which you complain In what part in writing In your In your bill In your city In your county [n your case In your direct examination In your life In your letter In your town In your wish Iowa Iowa City, Iowa Ivory Iron I refer you I return I remain Irrevocable {rrevocableness Lrreparable Irrelevant Irregular Isaw | Isaac K. Sob Is closed °v Ts considerable I send I send you I send them I see that Is fully satisfied I shall be pleased Is just as Is limited Is made Is not Is not numbered Isn’t Is refused Is received Issue Issued Issuance Is to be Is there a is tied u Is that the Is that the place Is the same as I suppose I suppose youn It be Poduced It could not Item Items Itemized I think you will fing I think they were I think the I think I had not It has touchor I thought T then Ttis is ave Itisa bad thing Itis a question Itis by far Itis being It is claimed It is customery It is desirable Itis advisable Itis eaten Itis much It is my It is good Itis not necessary It is necessary It is probable It is very Itis very much It is sen It is useless It is reserved Itis quite | It is quite likely Itis very diffloult It isn’t It is not It is the It is to be It may be It might be It seems Itself Its It will I trust It will be It will not It will be necessary It will give us more It will save It will be of It will certainly It will suit you It was It was a It was the It was not It was returned It was sometime It wouldtake I 15 Cor limeg Act 2025-97 a ne bo be B.... Boece Part co an 3G, ATE, / 57-2, lo J DICTIONARY AND READER. It would pay It would be . I was I was a I was the I was sent I was running I was employed I will send I will ask you I would I would say I would advise J. A. Benedict & Oc Jacob Jack Lavery Jackson . Jackson County Jacksonville Jail Jailer James Allen James Gray James Clark James Monroe James Abbott James Atkinson Janu ary James J. Gilpin Jas. Bruin J as. Collins ty asper Coun J. B. Carter J. Q. Allen J.C. Matthews J. O. Manning J. D. Carney J. Edgar Jefferson J. E. Glass elly Jeopardize . Jerico J. H. Dunnegan J.H. Hamil J.H. Hume M se q ° & 2 ag & Q e bie ws e a . Reer . Dickson . King & Vo, » Taylor . Thompson . M. Frost .M. Jones: . M. Russell Carey HEHE & H Pon ey Ca tageay C4 ob Jobber Jobbers John Faber John Nelson John Clark John Stough Lumber 0g John Means Johnson & Johnson Join Joints Joint-heirs Joist Jordan Joseph W. Hall Joseph Murphy Joseph French, Esq, Journals J.P. Carter J.P. Thorn & Oo. J.P. Warden J. R. Larabee & Oo, J. 8. Hendersop J.T. Turner Jubilant Judging Judgment Judicial Judy Jugs July 10th Jumps Jump Jumbe yumbos June Junction Jupiter Jurisdiction Gf 0 MBE GA vaeateese Just . Justl v Justity Just received J. W. Davidson J. W. Purdy Kansas Kansas City Kansas City, Mo. K.C.F.S.& M. Keep Keep you Keet-Rountree ees Kelly & Harris Kensington Keplin & Arnolé@ Keys Kind enough Kind order Kindly Kindly remember tu. Kindly advise Kindly follow Kindly send Kindly send us Kindly advise us Kindness King Kingdom Kinsman’s Known Knowing Knowledge Knoxall Knoxville Knocked Knock-down Koshkonong Labor Labor-saving Label La Crosse Lad Language Larger Largest Largely Large cities Lard cans Last Last time Last May Last December Last named Lastly Latest Lately Late mail Later Later than the Latter Lath Lawyers Lawful Lawrence County Lazy L. B. Hunt L. D. Clarkson Learned Lead ‘Leader Leaded Leather Leakage Lebanon, Mo. Leber Kase Lecture Left Left hand Left side Legal Legall Lesible Legitimate Gg S7AY sy, L DICTIONARY AND READER. M 17 sep er a Legislature neg. eer RE. Loulisyille, Ky. . = ° eS Lemon Zz: Louisiana, Me. enox ow Erices Leneth Lower [ae erry ame, Lentils Lowest 7 Z Leopold Lowest rates o matt Less : Lowell, Mass. aimmeis cosa Yernceuenceovertearies Less than SR Se L. P. Jones Lessened 7 Loyalty . Let . Ludlow bet Sree... Snel? Se Pe, Lugs Let us know Lump Let us have Lumber Let us hear he une Let nothing Lyons County Letter “ . Machine Letter-heads PL, Sern Machinists Levy Machinery Levied Made us Level ye Gaara Magaws Lexington ? Mahogany Liable Maine Liabilities oo «> 2... Sb, ret, Maintain Liberty 0 Mailed you Liberal Make ibrary Peek... Swefin:, ake 18 Lien é a Make you Lieu Make these Lifted o 2 Pn IGFs Man Lifeless e =e Manhood’s Lightly Manufa*‘ turer Lighter. eel.» GQ. Sree Manufactured Lightening Manufacturers Literature oe Manufacturing _ Liggett & Myers PT Manufacturing Go. Like Manipulation . Like to have you Manipulators reenter oy. ‘ Like the samplea ? 0 PC ede. Manage ae Dg Limit ] = 7 Manager Limited Manner meme en Lima Monkind : =e. CUD. vvcserccseeen Link wees teem ae Teceeett Manual Linen Mandamus SPS Linings lo Manilla oo a eat Linoleum Seine x! Sa Mansfield, Ohio. , Lineal Neb, . Manchester, Va. a. incoln, Neb. arve “y, teliy aof Lips DT Rey * Marvelously + Liquid Market List Marked pn Tees TR TaN ETE Listed reetOTEE.... Deeg. Sn Marking Listening . Married ‘Little argins * LittleRock = = = = Ser, SOR Per Marshal Little Rock, Ark. “ Martin Litigation ; artinsbar <= map are. Lively Gem safe Mery Lorry” = e 2 Liver - Maryville = Live Marley & Kirb Pl cel as L. J. Bruner pool March. y 7 = oT Bb J. Wright _ 7 Marshfield, Mo. 2 oade: arseilles j= j= == sete. _ Loading we Pe Master ats sez Loans =e ” Material mS Oca aterially oI nn LR pence Locals Sent eetooceep... | Matchless Located NT Matter ocating BY eg sane 2... . Localities rBegy temtengh teed May be GTR “7 Locomotive id Maynard Locomotive enginees Maysville, ATK eee 2,” Loftiest _ LP. ) . M. B. Donovan a aS nee Long ‘Lo a M. B. Markham =~ ok Long ago M. C, Baker an Se Longs a, McMurry §§ £“S = Mom F Saale Longer mee rg McPherson, Kan. Tong time , M. B. Kelsey’ onger time eans Long-hand Sen Meanwhile Long live thee Measures Longer than Measurement London ~en ren foe Meadville Pooked Mechanical ooking edium Looked like a mae, Mediums Lookout ” Medicine Lodge Loose 5 Medical examination Loosening Sere? TP OD Poseeiwe 00 Melissa Jordan Lord God Almighty Memory Losses Memorize \ Looseness DIEZ Peer Lay Memorandum Los Angeles “2 Memoranda Lot Melber Lots , Zo. Sate. aa Members Lot of seed e Membership Louisville Memphis 18 M Memphis, Tens, Mental Mentioned Merit Merits Merrick & Lee Merchant Merchants Merchandise Mere Merely Messrs, Case & Simmone Messrs. O. B. Udell & Co, Messrs. B. Dresley & Oo, Messrs. Lake & Roupe Messrs. Poage & Co, Messrs. Parker & Co. Messrs. T, J. Boyd & 00. Messiah Messianio Message Metropolitan Michigan Middleton Middleton Grocer Oo. Might have been Mightiest Millet Miller’s hand brushes Milligan Milligan Grocer Co. Milwaukee, Wis. Minneapolis Minnesota Minn. Mines Miner Miners Mining Mined Minutes Mingled Mirror Mistake Mistakes Mistaken Mistook Misunderstcod Misunderstanding Miss Miss you Mission Misses __ Missouri Lumber Co. Mississippi Valley Missouri Pacifico Missouri Bar Association Mississippi Misdirected Misfortune Miserable Misplace. Mitchell & Sholea Mix Mixed Mixed can M. L. Nesbit M. L. Thomaa Moderate Mohair Moire Moline, NL. Moment Months Monthly Money Moneys Momen Monometalism Monometalist Monday Monday morning Monday night Monkey Monett Montana Monroe ontgomery Moors Park Moonlight Moque' Mortgage DICTIONARY AND READER. Sy rene eat greener es eaganomns zo- A. . pec one TET aweccnsecnsenes - Mortgagor Mortgagee Morgan, Tex. More than More than this Moreover Morning More promptly Moral Morse & Oo. Morsel Most Motion Motorman Mouldy Moulding Mouldings Mountain Mouse-eaten Mournfully Moves Moving Movement M Mr. Black Mr. Blanks Mr. Dooley Mr. Howsez Mr. Watson Mr. Massey ’ Mr. Mosher Mr. Rogan Mr. Russel. Mr. Roper Mr, Seidel Mr. Smith Mr. 8S. Simmons Mr. Schapker Mrs. Mrs. Reager M.S. Marshaii M. Thennesy Must be Must be paid Must therefore Must have beer - |. Muscatels Mustards Mundane Municipal Mutually M. W. Scha: Muslins PP Myself My subscription My examination My recollection Myth Mystic Mystery Names Name you Name plate Namel Name Nashville, Tenn, Natchez, Miss. Nathan Ortendrra National Nature Natural Naturally Navy beans .N. B. Griffin Nearer Nearly Nearest Near his Neatness Necessary rily Necessity Nectarines Neosho Neglect Neglected Neglecting Neither Neighbors Nerves Net proceeds Neutralizes . Never discussed tne Newark, N. J. New Orleans, La. New Haven, donn 0 New Mexico New Franklin New Port, R. I. Newspaper Newspapers New York ‘ New York State Next Nice Nicel: Nickel? Night i ‘ie ~M. an No. (nusnber) No. 4 No. 60 Noah Martin Noble - No doubt No more than Nominal Nomination None None of the money Non-payment Noon No other No other one . e No one is North Northern Northeast Northwest Northwestern North Caroling No sir Notice . Notices Noti Notified Notification Not Nothin Not only Not more than otions Note book Note what you Note contents aay November Novelties Ow Now constructed Null and void Numbers Numerous Nursing Nut N. W. Ellerton Objection Objection sustained (immatr’! Objected to as irrelevant and Objected to by the counsel Oblige Obliged Obligating Obligation Observe Observation Obtain Obtained Occasion Occasions Occupation Occur Occurs Occurred Qccurrence Occu O'clock October Odor Ofa Of an Of an order Of any goods Of all cars Of all that Of course ‘DICTIONARY AND READER. Offered Offered you Office Offices Officer Officers Oflice buildings . Otlice seekers fiicial Of Off-seed Of good material - Of our business Qn our representative On order Of such Of said policy of Often Oftenest Of taking Of the . Of the river Of the same Of the glass Of the book Of the damage Of the size Of the defendants Of the difficulty Of the most Of the bank Of the directors Of the market Of the best Of the year Of the plaintiff Of the pieces Of the others Of the city Of the company Of the room Of the week Of the risk Of the order Of the time Of the years Of the enclosed Of the premium Of the clients Of the goods Of this Of this sale Of this kind Of this month Of this country Of this city Of this man Of that class Ot that fact Of these Of them - Of their Of which are Of your Of your place Of your receiving Of your reputation Ogden, Utah Ohio Oh Oil pots Oil sardines Oil oO. K. Old man Old age Older Olive Oliver O'Mara Omitted from n On account On an order On a sheet On a sharp One One da One-half One of them On gocds On bis MTree reel rrvnes hE cooeen 20 Oo DICTIONARY AND READER P J . . . oo Onhan@ 0 AAR... Sort. Our business gt Sette asesrrecenecee On his thigh Our claims { Only _ Our claim has Only reason. Grong. SO Our clients RE nour Our commissior On our guard Our collection On our bond On our hande On our books On our accepting the Onrates On receipt of this Qn talking n the On the statement On the subject On the merits On the other side On the part On the part of plaintiff On the following On the mining On the part of the defendant On the first On the total On the side On the other side On the note On the draft On the price On the contrary On the following On the breakers Qn the building On the market On that On that side Onthataccount . On this claim Ox this basis On this question On these goods On track On track here On us On which On you / On your draft Qn your books On your property On your order Qn your face On your return Opaque Open Opened Opening pera chairs - Operators Operating Operation Opinion Opinionative Opposin Opposition Opportunity Option or Ora Oranges Orchard Order Order numbe; Order No. 12 Orders Ordered Tdin Ordinarily Ordering Oregon Organize Organized Organization Original Original] Or a y Osage Oscar Jenkins ther Other dealers Ought . Qught not Ounce Our Ours Our best Our directora Qur line Our notice Our order Ourselves Our salesman Out Outlook Outlast Outline Outside Outset Out same Outshines Outstanding Outrageous Outrun Out of dishes Out of the city Outfit Outcome Qut everything Oven Over Overhead Oversight Overlook ’ Overlooked Overland Overstock Overcharge Overestimatea Over-ruled Qverhis _ Over your ling Owe Owing Own Owned Owner Owners Owner's risk Own risk ysters Oyster Falls Packed Packing Packages Packing house Packing company Packet ' Pacific Pacific, Mo. Paid Paid that Paid their money Pails Painstaking Paints Painted Panic Pandora Pagla, Kans. Paper Papers Papere? Parsons Paradise Particular Particulars Particularly Partnership Participate Partition - Paris Pasturage Passenger Passengers Past | Patent Patents Patentea Pattern Patterns Patrons Patience > ee ae ler. hfe 22 R. P DICTIONARY AND READE . Bf 4. 4... Pitiable ¢. C p ~h R- ittsburg, Pa. Pay” . ‘ . Pivots , & Bou L Ma mee Cg P. J. Williams ou Payment hi Co Li Pians Pay more attention z . Plants Cartes 2 Pear. . / ~E aeee d / arl buttons Crue PS Place _ Peaoeable ee Cerf 2 Lng. eace / = Places Pea beans ; Boa bea Lf Place them Seg? £ SOFA Y) _. Pears . Blace the Lo: - _ orra Pecullarity Ene = Blattor t eee, ; Pedro Plaintif’s counsel Odo. et re CCK Z. aL Lo lease - Pecled pie peaches “_ f . Plonce note Penny Pléase state : shi pench, Se Con | please ship’ Penmanship Please examine : - ere Pentecost G~h, SH. | Please retura P enetrates Please send me , Please send us People’s a _f é ~~" | Please mail us People’s party Please advise us Petitioners ~_ 4h Please give the Petitioner's / Please 8 end check / 2, pet Oaark prehebgea. | Flense taken cn Peoria, Il ~ Please accept our thanky CoD st Cooge : Pleased Per cent . eee Per box $G eae een Pleasant 7 SC @.. Per dozen Pl easure c 2. Cae” Rye Porton ee €......, | Plenty Per ton we. EC. Pledge Cet Coe. Per pound Pleadings eo nenes r yard ow Ber anna Po te Sea Pough My frarnnctagrecnqecans Per cord Plows tT. Gane. LP Per ewt hel see opens Fin ase Ply Ber pbL. Sof . Pocketed AA go error eres Per tierce c c oint er M. we Gs Leg vse Se goveen Points Per hundred pounds a Pointed Permit Polish Period Cet EG .. _ olis rma Policy. Perfect Polie: es G olitics on eaeasves To . -. pereonal G- & P olitical party Personally ton pone Personal atten Go GE Letere : Persuaded ™ Population Persuaded . op Pertaining om i ae Poplar Bluffs Persevereé = a pork os PeHtorated porteaits erpl aston Qeew . Perfectly 7 Gee | ponion.” Perfectly 7 and, Ore. Perhaps Portl ‘ Perpendicular . Gn G2. . Gy Post | Permitting Postal rseverance ost perees Springs . Forno ha, Fosition | Pisrot Bostensor aTao ¢ Philadelphia , rr Meat rreulets.oe+ Possession | Phillipe " Possible ili ibl Philenthropt Beste diy Phoeaixr P* Possibility Photograpl Possibilities , Phraces Pottage Phrases Phrenologist . Pottery Physical . LP... GP zy, scones #.... Potatoes Pronk y & Johnsom poushkeepste enic Picture . pela boar Stet Bower | Biece Prayers Pieces 1 i tisin Pio peaches h fi-E ffeun.s' | Practising Bierce Oity Broferred 8 e P ifo & ky Ye Preferring “53 eet ferable Pilgrimage , Broviows i i iousl Pee Chez fe. | Previously pipe fittings ~? Preserve Pistol 5c. Z G Bag RG 15 -R R. Q 2 P DICTIONARY AND READE Ge Provocation “Z saeco Keg “ Prone Preserving g : Presence P veneg Capo Ceioah Pressure Erunes t f : Presented Public Li ihm sary sresenseton puptieaate, ressed ~ ably tion . Eressed | Public aue __. hanagy. Met oe Prevention Bamps o=p. Prevent a Pumpkin . a Dreparation Purchase | Gove SG a i Purcha: ; Preparations - Purchases So. Bre feted Purchased S eso “ : 7 a . ° << = Prediction / Pureell’N ational Bauk a Prevai i enn Fra - President Ge... Coa Sa Burporting &. . Precious - Pureuane Lg rem i seecsscetedges 4 zrosums Laon G Go| Baroy Z Drooeding _ ‘ Pushing , rec oe TTS ce TD Precision __€& GS _. Qualms . CTP Prepaid & Quality Preach Quarter eg rg ta ES Quarters : Pretty Quality of materiai ° ric : a Prices Cac”. Ga... Sa. Question | Opn Fon Print ueen TID : _ Principally Queen City DG EN ID privilege Quiekly Ti . oe 4 a Private Cr. LA-nk.. SG Quietly Fit tg me Drimeoy Quincy, Il. 4 ri Se I. aR... Priest ro i fe Quote you AB ED Probable : Quotation Probably i . Probability Rachel i Probate Court Rag S$ Process eo procure, Demet: Sm Raising yp ten nate procure a Railroed ro t ¥ . ad Company Proceeds wore Se Camas fe ee Railroad ¢ Serta Ft LN Proceedings R. A. Kelley Co. Procession . n Proclamation Cal? Cal”. & Rakes | li dae oi Produce veo Neeofe Rapia Production ial t Profit oles SQ see Rapidly Peon fan Frotits ie Go 4 Raspberries Profession Bate of wh 07, SA Broncient Rather than TO rere >. GA. Coe Rattlesnake Bro pt Raymond ; Z rom ae * 2 Je, Neh... j m . Grainer Na prom uy as CA 6 Be D. Porter 7 ae rom . Prompt attention : easons a Prompt acceptance Clore SBP. Reasonable oe “7 Promise . Promises Realize _ . Pe. ne rte ie Promissory Compt __ Core Realizin ae oe ag of prominent Realization . . a . Paneer yl» Pronounced Grae G &- Reclam A ... 9 TOO ches Proper . | Reached wot fn tee Property Go Goon F Reach - Proposition Readily 11 woe tal Froposal + Gen Gt - Peat estate See “e bro vata ° Real estate deal - s os Brosberity Grove Soe Gone | Reams, Eo OT ery TO Prosperously Reader Pa. _ Prosecuting ag Gi Ssuy | Reading OBOE, Z Prosecuting tness Cage . rot Protect Heceibts u@ Frotect wo Cee see Stet Rete Receipt of advice PP RR RS brotest Reciprocate d Recibrote Proteste Reciprocity OE, S Provide Receive ty Providing Rece ier Providence Recei ving rovis Prove satisfactory kK DICTIONARY AND READER. 8 cx Recora ae Republic . a ED... Recording Se TI eet My Republican party : Recordei's Require Recentl Requires OD SED Bra Recognition PP A ec Required . Recollection Requirements ° Recommended “PS Request SAD DOTY. reerg. Recognizing Serer eo Requested ” Recleaned Requested you Recover Requesting SET anne Io ID. Re-cross examination ~~) merge nner D Re-set , Rectified . “ Respective . Re-called Respectivel OD Gocco Redeem wore reno Responsible. Z "oy Redemption - Responsibility Reduce Resident GO sort. ager Reduction Residents Re-district Residence Red clover » Results et Red Oak, Ta. Restore He ee Re-direct examination . Restoration Reels Respectfully 4: £2 eis SBS 7... Refuse | Respectfully decline ~* WE Refuses i Rested Referee : Resistin Referred Re-ship © PAB ee Reference Resources Referring | Reside Reflection sessene BP csccssee te “ Resume “GR Be Reflections 7 "L> “25 _ Respite é Refinery ' Response Refrigerator csuesechaigpcecacesese ee secsseeeen . Retain i . Refresh ole" ‘e ‘Zs _ Retailed Regalia ' Retailer = - Regular ere ' Retainers Nel hn Rie Regularly Retired Regarding Return Regardless pa Mearns | Returned foteetPOonse toot ceed wel cso Regret . Returnable Regretting Retard RE. Howard J nage. ' Reverse jh tere one P essen Re-instate meee Reversing 7 7 Belt peveaee 5 seseaen def Deve, evise oe cane eee SEG ee SP MP ooeroe Relate Zz. Zz Revised version y gy Relations . Revision . 1 OP ne eview TFs soescee 0G ccectecne Teves Relative Reviewed - 7 2 Ze Relating Bow. Frank “en Om e. a es Ree) | ns mf - Release rime R. H. Hornidy 7 ee Sie? Released Ribbon 5 eleasing 2 emf? sete LO Ridin ‘ Rely eri? Right hand To a APL Baee Bignt aney i ere Relieve ARH Rightful 1 SP.19). Pot. a a Relished ighteousness emar _ ings Remain Rag Ri BB SS Fr re If. Remains | Risk ~ emaine he as Rise Remainder ORT Rivets son Daag ITP osccsee ff ence Remit 4 Riveted emitte 2 o 2 iver Remittance eee Rival Po from 9 Remittances Robert Laird & Oc. & emember obert Anderson Remedy Se eee Kock candy = wegen OLE... Remington Rockport Z 2. ~~ Remuneratior Rochester, N.Y. Renew “Zz OE Rogers SEP Renewal Rogers & Rucker s Lf ender olls = Rendered rh mE. Roller my an Repairs Rollers Ve Represent | > Rude epresents = 7 oofing a ae Represented & r Roscoe Bros. F Representing 7 + Rosedale, Kans epresentative OT GD oute x c Representation “ , Rough wey . eigen Report ' = Rugs Reports 7 CG Rule STEP ny Reported Rules epen Sete ge ag ‘ ule Repentance QH ws CO Running eT tare Sete Replevin Bush 4 ep. BaCO RR ane t Paar us he Replaced cr CH Sabbath ee sete | REE epeatedly Cow ” TZ eee Passat acks £ Reply Cf Sacked £ wet EN PD cose 1S puane ” Baraiee 9 keputation Saal aia . te oe F-S : oe EDI 23-2 24 s DICTIONARY AND READER. 8 Gane $Eoeit Zann - Send you Sale Send us Bales an Sent es aA 0 ereeren Kat Yom, Sentence Salem so. Sentences Salem, Ore. Sensual ait 0. B_Ag.an...- Separate Salt Lake City Cree 2 ane September Salina, Kans. Ser aloon a a=... Served - Salmon 2 S6HEESE-Te E> Service Salvation _ Services ame Servant Same as - PAP. SAME D GES Serious Same was sent Seriously ame wa . age Series | Sample a aT ay Sn Ser eo Samples . Session ampso Set-offs Santa Fe a = Setting the rolls Santa Fe, Cal. ~ . = Settling Sandsburg Settled Sandusky, oO. Settlement Saturd , Several atis a Sewing machines Satisfaction PL an on Mr 5 ewerage Sausage 8. F. Hopkins Saunter Zz: Z 2 d. Shall be Saved AE cote Noel a ntE SP Donnocom Shall I Savory h, Ga. = oe Shall we have avanna Shall send them Sawed Oder drat Shall not be able te Sopp Ss... gaw him. Shadow aw 108 Shaft Says a Licncrarpee a street reso Shalt g- A. Mom Says there is Shank * cale Share To, Scarce Bore os AD aeegen. Sharp banc ete - Scarce with us Sharpen 6 eC cattere . Shattered ‘ Scandinavian 9 eT deen. Derreagrrerpieoess Shape t™....... a... bo Schedule ton. Shel & Schemes . Shells Schuyler I Qmeerret Oe. GT. Shelled Ceca Ceaiagt Lett. School 0 = Shell walnuts Science Sheriff , Scientific - OLD Artagiee | Sheep ps co = Sherman 4- Scott St. . Sherman, Tex. Scott Investment Oc, aa day hn, Shi be ES Sco . oy Shipped 3 Scotch bowls Shipment Score hipments Scores Pe Ry Awe | Bhipping corned | Bhipiae ba c Shields Scramblin, my. Bem An ine, Scranton, - A = 6 an 5 es Scripture i rs Season le soe ghipx 4 Seasoned : Should be Season of the yeas hould some Search fan LP aT”... Showa have Seattle, Wash. ~ Should make Sebree C 1d be pleased Secure Ne. ot. Pon Should jou order aw * Wf MBE Securely * Should on desire ecu “ hould he decide Security PP AN Tg Should you be aaa ila C Seoretes Should have “able to ec Should we be able Secretary PT PMO AQ oo Should very much A. mn. bc on 2 = 4 ec : . ld be considered . Second birth Should ou not be able to Sedalia > a7 Should be called upon hn... Seductive 2c 2 | Short “Ee: KC 7 Seen._ Shorts Seen him or. where Dey vases Shorter , . g a... Seeing you Shortest ~ Seemingly Shortly eed ot I MOT, Shorthand t{ 6 YY. Seedlings o Shorttime Cnn mnetrnmanntnenene Seized ¢ Short time back Scinsh Hr Biome csi Shortage , A ha Z... Se 8 Shoulder _ ene seen alle Selt-reproach c . Shoulders e _ t Selected Cao are . Selector Shovels Selection Eom Gcg CLs Showing ZL Seldom ee hove it wD crrrvnee bonis Posssee Sell you 2 Shotwell & Co, Seligman . Semi-annual om arg Shane gt rttonh Semj-anthracite - Shredded ad en Send this Ao B... P lD SicEness AT tn GOW 27-7 Ss DICTIONARY AND READER. s 2s ~ | ee “ State if your oe wolfe eo , State if you saw 0: tate if this man §0 food as 2 Cen DLR State if you are acquainted fy cgay g State if if you have 0 ion: tate . Role ° Leet emetic!” State Ww what was his F aE Sp Bold it State what you know olic tate whether Solicitin a aw State whether or not REI a pe Solicitation ca ‘ State now Solvent . tate where your ; Solution pp Ae fe state where you were TE See pa sore Z - State your relation Soldered ” State your name Solemn 2 We State to the inry 1 Retr NR ese Solitary 0 The one TT. State of Missourl Someone State that he Sometimes . Statin wT, ote we Sometime ago ee Sta ng hee Sometime past Station agent Somewhat Stationery La Sy he Somewhere pha thn Statistics Something n Stated vemittance ome reas tatutes POD KE Pn PO Some other bey ky tO Stata quo ak. Some trouble Staple Some of these. my Staples omy 3 So much 2 ee Starch Oo. a 4 _ Son of God . Stave Son-in-law - Stays Soon It LA? 2FA -g 2S 2 26 3 DICTIONARY AND READER. oa, Supplied Stead: Supe ne you eady upplyl Steel Aa Te Superintendents Steel rail a7 Superintendent Steelville Superior Stenographer Af ABA Lora dE, Supreme Court Step-father . = Support Stewart & Co. Surprise - Still ag A. Surprised Stipp 2 = Surveyed Stick candy Survived St. Joseph STA ADO t veeeet Surviving St. Joseph, Mo. Ve # Surgeon gt. pomes RR a Surgical asa, na? Ce ee Surrender St. Louis Briige Oe, = ge OF Surrendered St. Louis, M- Surely oc Surrounding Stock-holder Re... AR AG Sustar Btock-holdera Sustained OcK company Ve ee eee Suspended Stock of goods’ Ped ‘ . V. Barnes tore Sway Stores Swapping Storage Sweet . Stopped Sweet Springs Stopping ; Swell Storm Lake Swellings. Stove Swift Stockton, Cal. ot Swift, Fowler & Co. St.Paul ere PFs PO sone Sworn St. Paul, Minn. * *E 2 Sworn for plaintiff Stranded ~ Sworn and testified Strange Symptoms Straight Synonym Straightened ‘Syria Strawberries Syrup Street . Syracuse oizeets 6 : gyracuse, N.Y. Tree ar Co. Ny? OD ystem tri A Systematic Strong rapes ron - able Strongest POR Aa. | Tablet a Stringency Tacoma, Wash Strictly Take Struck Taken Struggling Takes Study Takin, Studved Take < drink Student Talk Stuff Talking Styles PP te aos Talent Stygian Talents Submit . Tank Submitted tame. bo. toe. Tanks Submitting Tapestry Submission , = . Tare Subject . Aaa. cette A ae Tariff Subject to your o rdet Task Substitute T. A. Wheeler, Esa. Substitution s- det. oe, : Taxes ved Subscribed Taxin Subscription . TB. Altman uburbs tue. oe AR T. Dilm Subsequently Teas Subterfuge Teacher Succeed ae Pn PD oo Technical Succeeded Tell Success Tell the jury Successor Pam... 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Vexation eceereene cree OM nae Ceaser Undoubtedly eee age ia, * ndo : " 1 Unexpected | yer etch audhen Unexpectedly > ee Vicini Unearned a , View Unexpired Views ne bonnes CRT i ore - Unfit. - Se Vienna e Unfilled QV ator DE Vigor Unfinished Vigorous Ara ghch Convo Unfolding ireins . Unfortunate Da PO pe wit age Unfortunately Vim A abe ‘A? Unfriendly a S- Cc . Violated THO ace EF terete Lene etee arent reneens irtue Urgent Visit ne he Tee isi . aberilatingty f~ 265m | VIRB aoa Onion Depot Vision - ..Ly see d os nion ) ation L United States GG OPM earnheg Vouchered United States Marshal = e W.A. Bala 22 oe Unimproved 7. Wagons ‘ Cp Loe Unintentional TR To Mee Wagon tongues nknow ‘ . A. Horn Unless . ~~ Walked DOO 8 wn Le. Dany, Unless you remit Steere | Walking Unless you know them Walnut Unlock Walnut Grove MEL. 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Usually Pea WA Pvgnrn Bove | Was sent Useless . ‘Was satd y Use it Ge FO Lan Use the goods Was soon Pee. 0 Mla & WE 27- , 30 WwW Was served Was the first Was the first time Was there Was there any Was thrown ‘Was to take the placa Waste basket Washed Washouts Wash tubs Washington Washington City Washington, D. 0. Water Water-tank Watchword Wausau Wavelets ax Waybill Way clear W. C. Adkins, Esq. W. OC, Noble W. C. Stonebreaker yy. C. Watson e Weare . We are able to We are advised We arecertainly . We are considerabl We are in receipt o We are inclined We are making We are not We are not able to We are receiving We are sure _ We are sorry We are sellin; We are satisfied We are very much We are willing Weary Wearied Weakest We beg We believe Wecan We can do We can get We can get it We can get them: We can make We can send them We cannot ‘We could We close We do not We do not know We do not see We do not think We do not have We don’t think We did not ‘ We deem We deal We desire Wednesday Week . Weekly We enclose We enclose invoice e give We have We have been We have executed We have examined We have had We have been there We have mentioned We have no We have not We have nothing ‘We have sold We have some We have sent We have sent you We have said We havn shipped ‘We have these We have your order "a have your fevor o: 14th the DICTIONARY AND READRRE. Mien Ne otoms?, Medea Ty Yo We have your letter We have your esteemed We had not We hand you Weights Weighed Weighin Weir City We know Wellington, Kans, We make We make it ‘We make nothing We may We may have We may hear We may be able We must We must ask you We must get We must make ‘We must request you We must say We might be able to We notice We note you say We note what you say We note what you state Wentworth, Colo. We offer ‘We presume We quote you Were you acquainted Were Were received Were substituted Were the Were there We were very Were you Were you there We regret ‘We received We remain We sent you We send this We see nothing ‘We see no reason We shall be glad We shall be pleased We should be pleased ‘We suppose you We suppose We submit We sold West Western Westport We trust We think there We take the Wet weather We understand them We would We would be We would be able to We would be pleased We would do so We wouid like We would send you We will We wiil accept We will advise you We will be pleased W + will give the order We will have We will © ake We will make you We will mail you We will send you We will send you the We will shi We will sai We were We wired you We wish W. F. Gordon What What you What you know What you have What you say What you saw What you did What you state: What do you f- f~-F Dab roe ce Bone a3, Ww DICTIONARY AND READER. WwW 31 A ee Which was received What did yomne we Which was the date What wasit Which time What the CEL. GeO ot Which were’ What was the matte v* | Which we make T What was the understanding What was there What was the first What was your business What that was What that is What is it What is your business What is that reputation What is your hame What were you doing What were you doing there What position What relation What time W. H. Acres Whatever What we know W. H. Brittain, Esq. Wheat Wheeling, W. Va. Wheels Where did your Where did you go Where did you live Where do you reside Where do you live Where was the Where was the defendant Where were the Where were you Where this : Where they are Where there are Where the defendant Where he came Wherefore Whereon Whereupon Whereas Whereabouts Whether Whether or not Whether there is Whether the hen When you When you are When you are ready When you come When you can When you can ship When you get When you got When you have When you remit When your Whetted Wher I was Whenever When he When he calls When he will When the car When the turn When the rate When the plans When this difficulty When this When they come Which Which you Which you can see Which you desire Which you may Which you mention Which you order Which you report Which you say Which you were Which are Which are manufacturea Which case Which has been Which has never Which is 3 Which is éorrect Which is made Which is now Which is the Which please G ~ Who has had Williamsburg ‘William |. Will oblige Which will have Whiffle-trees While While there Whiskey White White, the defendant Who Whom Who are. Who had. Who have Who make Who was Who was present Who has been Who is now Whois the counsel Wholesale Wholesale house holly W. H. Owen Wh why not close Why this compan Why is it pany W. HH. Wright & Ce, Wichita Wichita, Kan. Wide BB PE Weiner wurst Wife Willing Wilmington Wilkinson Wilson & Co. William Chapman Will be Will be there Will be considered ee ee ee ae Will not "T Z Will not be “ Willow Springs Will sa Will satisfy Will take pleasure Will you Will you advise us Will you explain Will you please Window Windows Wind mill Winner Winning Windsor Winona, Mo, 28 & Wipers = Wisconsin soe A z wither ithdrew 2 Withered I, Withhold Witness Witnesses With begt Within With With all With an order With a sample With any one With a remittance With another ME MG. TE With forrection i rawa. With enclosed at I at, With enclosure i ve your order . With his CA yD if. O72 3/-2 32 Vv DICTIONARY AND READER. With him ith it Within the reach Witb some one With the With the buggy With the defendant With the exception With the plaintiff With the size With the sun With the subscription With the way you have With them With those With this With this matter With this ditference Without dela: ay Without any trouble With vou With you direct With your With ith your r request - Wan. M. McClure Wolves Wonder Wonderful ‘00 Wooden Woodcorrk. Wood beam plows Work Worked Worker orkman Workmanship Worth ‘Worthy World Worldly ord Words Word-signsa Worse than Worship Worcester, Mass. ou . Would be able Woulddoso . Would have been Would makei Would not Would say Would say Y that Would there Wound Wove Woven P. Stewart W. Rando'ph Wrap ps rapping Wrarpe Wrecking Write Writer Write the Write you Write us Write you again Written Written you Wringers 1 Wrone. you Write the Policy W. W. Gideon W. W. Wilson W. W. Thomas Wyandotte Wyoming Yards Yardmaster Yarn Yankee Year Yellow Yes sir Yes or no ‘Yesterday Yet Youth Young a 2 Dib sa / Younger Young manu Young America You You are surely You are not making | You are only You are very much You have been ~ You can You cannot You can sell us You can get them You can accept You could You claim You have You have not You had better You had collected You may You may order You may now You may ship You may have You may draw You may state You'may send You may get You may return You make You make no You mention Your name was You say You say that You said You state You stated You saw You send us You should You should send You should have You should send these You will You will be able to You will favor us You will find | You will hav You will have diften Ity You will kindly You will not You will not be You will notice You will take notice You will then order You would advise us You would have You would look it up You would say You were You were not Your company Your coal Your favor Your favor of the 25th Your favorable Your letter Your letter of the 9th Your letter of the 6th Your memory Your name Your name is Your order Your returns Your regis before Your remittance Yourself Yourselves Your sample Your trac Your trade Your valued favor of the 29th ours Yours truly ours very truly Yours yory tral Yours sincerel Yours of the 2 Zenia, O. Ze Zephyr Zealous ‘ E.._te__. Bee. READING EXERCISES N "ITH the most difficult word and phrase outlines selected from the matter and arranged in a vocabulary for practice before reading or for reference while reading. Notice that only a part of these selections are arranged in the manner explained, and part are left for the student to make out without any help of any kind. They should be read and written over and over until they can be read rapidly. ‘‘ Legal Letter » and *€ Specifications for Electric Plant’’ should be read and transcribed on the machine until they can be read rapidly, and transcribed on the machine accurately, and properly punctuated, 34 DICTIONARY AND READER. 1 Leader Demoora’t Wrote you Inserting Classified Ad Chemical Extinguisher Discontinued Entirely Was sent you Every other paturday Issue ’ Insertions Early 3 Junction Series Advertisements Advertising Error Onitted Electrotypes Refused)? Honor 3 Batch Tug Corporation Copies Da ne Weekly Vouchers: Record Yearly Contract uarter nown 4 Globe- Democrat Oontaining Incomplete Select, Cincinnati Peruna 6 Unless Attorney Collection ~ Ignored Assumed Without 6 Chicago Herata Rand, McNally & Co. Sundays Wednesdays Acceptance Card Postal root Publicatiow Collect You will piease At once 7 Oourier Journal Louisville : Wood's Investment On Miscellaneous Wants for sale Correct Appeared Agents Chances Classification Wrong Credited Complete Recently Pyramid Replied Examine Source Strikes Wrapper 8 Coffeyville Regular Papers Agate Liberal over Revision xtra Furnisued 9 Sacrament® Reference Photo-engraving Inasmuch as Heretofore Double-column ‘ape ea 1 Publishing Report Hours Spent vidently Convinced Success Devoting Energy Canvassing Occupation Trusting Earnestly Increase Ann Arbor 2 Contents noted olumes Inclusive Rather Scarce Depend Oomplete Specimen. Pages Previous Explanation Telegram Print Walla Walla, Wask. Acknowledging 3 Advise Levison & Co. Ridpath’s History Expect Leather One-fourth 4 Enclosure As stated Additional Remittance Endeavor Understanding Regarding § Statement Shipment Herewith Iystead Investigation ~ “vii. Wrongly 3} “ ExcusP od ee Disappointhr HOPES oy Seu 0 : oaetedees « xperience Confident Thorqughl tarted” ve “ ecessity Duties Induce Publisher Fairly Liberty Cire 7 Perusal Bibles Described Manufaoturera ‘ines Country 8 Binding Prospectus Section Applications Territory Whatr ver 9 Certainly Delightful Stories Qrand Thrilling Interesting Pronounced Endorsed Ministers Household Justice Handle pPe rhe DICTIONARY AND READER. 33 = 7 Oo ee Cr, 2 so =e p77? aD AL SSN Ba Done Gen Bir ee a. C ? C2 te ao 2; CEE a2 bdrm 28 DT pnd ac LL thead a can mg, cong , Oe Dae Pee ee ey ay Fa" > aa 7 _- 7 peewee tg: cece EO re BE = C= Cé.) eal __-* Comoe cagee gl. tg 2 fn CQ > ap Aang 2G DA2. een a ee bo Oe I Po Ly ntl t Qe ah APN. De poo hese Nee EE ov SAE wn. Lig Do Lag ion ac.F2..2 _a ” Lew \ Bat OOO ert. Z a. fan - Pans at Ec BLA ee E Be Kd elle Ea, Ce +m Raglan Gun (lew flew ea Xp rs Reo . ee een Le Ca AERA 14 DICTIONARY AND READER. . Ed ED. &. Tie ta foe O&A oe’ (Loon a gall a al One Vt. omc? Ton? pa De = Dw Eo weet tonne LE Jerversersodeonnenee 2 Penae pay tage Rnd Za ome 2; C a OPO, le Coe GM Cans meg oo = | Mle. Low ow Lo ig ti a I foe 7 apr Coosa .. Ee ON ce YO oh EE. ol. = i” AB LAI EE ee ftnk BEEZ. OvTin. a rn Se ee es a Lm (2. een kexp.9?. Ox So 1 ane Bc - f. Cry mn Kd 207, a a a aA Piet. Bagg = YP a w2 Sap SS DICTIONARY AND READER. 37 on oe OL ore ‘ * 28 &. = Deng? CZ N aw. a ee < Lr = = cae bt pa tcl Ent Z. AR 9 se So 9, 9 2 aw? Contac ace Lh. 2.42 ” an a, C2. gy | A agen _ Or, ¥ fin Lhe Of bg ee te AP LE ec DO he So Oy. eccl -~ ~~” Mt Rup Orcas o Sp po CAB wimp} A, arty Co SFP AOE st t Ly e ne 2a, Seek... Lc. a Zs a Be ee Tr Bet * a -” on, =. xo “ La. Gr Bone acsee v fF NU @ Ve es he Mt cee, Ente deat C.4 L. Seal peor bo fo Fi Ce nn AN aT ta vw = a? > a A a ee a L_ "fA .. Pegoe ER PN a ple ED ff RG 16 38 DICTIONARY AND READER. Answer Tnquiring County Court Issue Funding Bonds Judgment Rendered Coupons Chapter Particularly Statutes Investigated Apparent Ambiguity Conclusion Title Indication Indebtedness Clause Section Proceeds Thereof Redeem Redemption Support Theory Entitled Included Notwithstanding Review History Legislation Impels Session cts Chapter Revised Statutes ° Language Specitically eretofore Hereafter Oapital Explicit Appropriate! Confine Power Amended Omitted Existing ° Successive Amendment ffects uestion istinction Original Subsequent intended Limit incorporated Re-adopted Ooncerning Judgment-indeptedness Based Warrant Dignity Absence Fraud Conclusive alidity Justneas Defence Thereto Whereas Interposed Hence Justly Permitting invalid Judicially Determined Establishes Reduced Constitutional Limitations Creation Collusion Holding Authorities Partake Arises Affirmatively Implication Prohibit Oonstruing MT Ri vveroeee TIT soos Toe NCCT a ae Comprehensive Construction Emphasized Directly Elementary Resorted Ambiguous - Operative Controls Proviso Disjunctive Provisos Superfiuous Previous ' Elections Ballot Absolutel Submitte Unqualifiedl Repealed iy Connection Electric Specifications Engines Generators Switchboard Motors Substantially Dimension: Scale Dynamo Contractor Instruments Reserves Apparatus Erection Connections Feeders Engineer Services Operated Tested Necessitates Right-hand Horizontal Automatic Governor Interchangeable Economica! Initial Armature Friction Overload Periods Vibration Objectionable Noise Foundation Concrete Cement Maximum Practically Bolts Raceways Cables Data Qylinder Diameter Tan Pulley Steampipe Exhaust Bly Sub-base Revolutions Accessories Adjustable Out-board Oiling Reservoir Commutator Throttle Flanged Idea Relief Valves Lubricators Wrenches Utensils Multipolar Amperes Centigrade Atmosphere Volts Non-porous Equalizer > eer ae) DICTIONARY AND READER. 39 SBA Pos Dare we oD. | ee EN Ba at io hot “” <7 @ f.. Zz Lox 2 Nery Z “ee me LL fB. Fr Mer EG ye EB. Lo 7 oN 4 FF LAA. Ohne EA cml al. wee Worcs gy. PEN AOI soon ap deg _ Gon Poin SR feacumep ted he Par tc sessed Se LSP Pe or EN a UY wed OA Pome 35. Ce hae ID, hk rretiaf Cm. 77 " Zc DICTIONARY AND READER. ao = L> Gwe PY SHED bn. drm L2. ©... OPIAOP.... mmr. LO mt 0 veel A. 7 =~ ~~ af ts Lew u.| Lert ky. hana PD... Ce Sg... | 7 0.2... LT Dron a on meee fl ce | ca DT. 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