CATALUUtu UNITED STATES DEPARTMENT OF AGRICULTURE BUREAU OF AGRICULTURAL ECONOMICS IN COOPERATION WITH THE EXTENSION SERVICE II PROSPECTIVE FARMER! and Sotutce \ • U.S. DEPOSITORY WASHINGTON, D. C. REVISED JUNE 1948 SUGGESTIONS TO PROSPECTIVE FARMERS AND SOURCES OF INFORMATION ■•■ -2?2£~ Prospective farmers -with little knc~lsdge of fann- ing— -and many experienced farmers as well— are fre- quently at a loss to know where to am for specific information about farm business and farm life. This pamphlet is intended as a guidebook to sources of the particular kinds of information most commonly required. FARMING POSSIBILITIES Much information is available to the person who wishes to learn about the agricultural possibilities of different regions. Many State and Federal agencies publish bulletins dealing with various aspects of this general sub- ject, and information about the history, geography, resources, and agriculture of a State can be found in good encyclopedias and in State guidebooks such as those prepared by the Work Projects Administration of the Federal Works Agency. STATE Two departments of each State Agricultural College — the AGENCIES Agricultural Experiment Station and the Agricultural Extension Service, which is the educational arm both of the land-grant colleges and of the U. S. Department of Agriculture— furnish valuable information and assistance to persons who wish to know about the agriculture of the State, EXPERIMENT The Agricultural Experiment Stations investigate the agri- STATIONS cultural problems of their States. Their published re- ports, usually the most authoritative information available on the subjects treated, can be obtained from the Director of the Station, usually free of charge. Addresses of these officials are listed on page lf>. EXTENSION The Extension Service brings to people in rural areas SERVICE much information about farming and rural home-making through bulletins on particular farm problems* These too may generally be obtained free of charge by writing to State Extension Directors, whose addresses appear on page 15. The Extension Service also provides through many other means specific information not covered in published bulletins. COUNTY The cooperative Agricultural Extension Service is repre- EXTENSION sen ted in nearly every county by a county agricultural AGENTS agent. These agents are well-informed about the agri- culture in their counties. They can give valuable in- formation concerning conditions and practices in their areas, and expert in- formation about many things prospective farmers or farm purchasers need to know, in most counties they have the assistance of advisory committees made -2- up of well-informed, successful farmers and businessmen who are familiar with local agricultural conditions and are able to give sound advice on types of farming sui table to the area, long-term values of farm land, amount of capital required, sources of credit, necessary size of unit, sound operating practices and, in many cases, the number and types of farming opportunities available within the county. The Director of the State Extension Service (page 1$) can supply the name and address of any county agricultural agent in his State* In those few counties that have no agricultural agent, the State Director can furnish much information regarding agriculture in specific counties. Inquiries should be as clearly stated as possible. COUNTY HOME In addition to the county agricultural extension agents, DEMONSTRATION most counties have county home demonstration agents, AGENTS These agents carry on educational work with farm families to assist them in making the best possible use of avail- able facilities and opportunities for better rural living. They bring to farm families results of research which are adapted to their immediate locality, encourage them in community improvement, and help them to be informed on na- tional trends and developments which affect rural living. Home demonstration agents are well informed on the problems and opportunities for satisfying rural living in their counties* EXTENSION WORK County U-H club agents are employed in many counties to WITH RURAL carry on extension work with rural boys and girls. In YOUTH other counties such activity is conducted by the county agricultural and home extension agents in conjunction with their programs for adults. This work is carried on with rural youth be- tween the ages of 10 and 21 years, organized into clubs. The purpose of the U-H clubs is to help rural boys and girls use and develop an appreciation for improved practices in agriculture and homemaking, give them a clearer vision of farming and homemaking as worthy occupations, and train them in working to- gether so that they may better assist in solving rural problems. OTHER EXTENSION The cooperative Extension Service also employs specialists ACTIVITIES in many fields such as dairy, livestock, and crop produc- tion; nutrition; and home management* These specialists supplement the work of the resident County Extension Agents in keeping them up to date in their particular specialized fields. OTHER STATE Most States have a State Department of Agriculture, and AGENCIES some have a State Land Office or Commissioner, a State Department of Conservation and Development, a State Department of Immigration or Information, a State Department of Public Works, or a State Engineer or other officer concerned with certain phases of irriga- tion or drainage* Many of these Departments issue publications, and most of them make annual reports which contain economic and other information. These reports may usually be obtained from the head of the Department at the State capital. See page 16 for addresses of State Departments of Agriculture* To find out what specific departments are maintained by a given State Government, the "Book of the States"published by the Council of State Governments -3- may be consulted at the local public library, or an inquiry may be addressed to the Council at 1313 Sixtieth Street, Chicago, Illinois. GETTING FARM EXPERIENCE Instead of starting right off by buying or renting a farm many inex- perienced persons have first secured training and experience either by going to an agricultural school or by -working as a farm laborer for a year or so. SCHOOLS AND Many of the State agricultural colleges, in addition to COLLEGES their regular schedules, offer special short courses on various agricultural subjects. Addresses of the colleges will be found on page l£. For young people of high-school age there are vo- cational agricultural schools in every State; some of these offer part-time and evening courses which are open to persons of more than high-school age. War Veterans may take agricultural courses paid for by the Veterans Administration, States and smaller communities under optional plans in the Federal law have arranged practical training for would-be farmers; so that, in many communities, veterans may take institutional on- the- farm courses, spending so many hours on the farm and so many hours in a nearby school. Some of the Veteran- trainees own and operate farms; some operate rented farms; others do farm work under supervision of practical farmers. If you are close to the county seat of the particular county usually you can find the location of the vocational school from the county agricultur- al agent. Or you may write to the State Director of Vocational Education at the State capital for detailed information on the nature of the agricultur- al courses offered and the location of the schools. HIRED If you need experience and decide to start by working on HANDS a farm, you can apply for work as a farm laborer. See the county agricultural agent* He may know of an opening or can direct you to the local employment office. Often a "want-ad" in the State or local newspaper will get results when other efforts fail* PHYSICAL FACTORS IN FARMING PHYSICAL A general understanding of conditions in an area must GEOGRAPHY rest upon a knowledge of its physical factors. A fairly large-scale map of the State in which the area is located, such as may be found in any good atlas, can supply useful information on the subject. 'A topographic map, which shows differences in surface levels, is always helpful, particularly in the case of mountainous or hilly areas. Vari- ations in altitude often cause striking differences in climate, soil, and ac- cessibility of particular locations, and affect the suitability of the land fer farming. The location of mountains, rivers, valleys, swamps, plains, plateaus, towns, roads, railroads, boundaries of political subdivisions, forests, parks, reservations, and other features, are all vitally important to an understand- ing of an area, and can best be studied on topographic maps. These maps, on scales varying from about 3 inches to the mile to 1 inch to h miles, are available for certain areas of nearly half of the States. They -a- have been prepared and are for sale by the Geological Survey, United States Department of the Interior, Washington 25>, D. C. State maps of the so-called public-domain States, prepared by the Department of the Interior, may be bought at moderate cost from the Superintendent of Documents, Government Printing Office, Via shin gton 2£, D. C. General information on the prevailing physical conditions in different parts of the country can be found in the Atlas of American Agriculture, In- fluence of land relief, soils, climate, and natural vegetation on land use, and their outstanding characteristics, are discussed, and their distribution is shown on maps. This Atlas may be consulted in all the larger public and institutional libraries of the country. The Weather Bureau, United States Department of Commerce, issues the "Summary of Climatological Data for the United States, by Sections," and an "Annual Report on Climatological Data," These publications contain data on each State, including the high, low, and average temperatures, precipitation, and wind motion by the month and year, as well as the frost-free period (grow- ing season). In addition, the 191*1 Yearbook of the United States Department of Agriculture, "Climate and Man," contains a vast amount of climatic informa- tion on all States. These publications are too large to permit free distribu- tion, but they can be consulted at various libraries over the country. Further, the Soil Conservation Service, United States Department of Agriculture, Washington 2£, D. C, has published a series of reports under the general title, "Physical Land Conditions," which contain data on climatic con- ditions } and the United States Weather Bureau issues monthly and annual reports of the records of its weather observatories in each State, The latter may be obtained upon request by writing to the proper weather stations, whose addresses are found on page 18, Another good source of general information on the physical aspects of certain areas is the soil survey reports, usually made cooperatively with the State Agricultural Colleges, and available for many counties over the United States. Until supplies are exhausted, these reports may be obtained from the following: Bureau of Plant Industry, Soils, and Agricultural Engineering, United States Department of Agriculture, Beltsville, Maryland, in limited numbers, without charge United States Senators and Representatives from the areas covered by the reports, without charge Superintendent of Documents, Government Printing Office, Washington 7$ D. C, at prices which will be quoted upon request. Many libraries, the names and locations of which may be obtained from the Bureau of Plant Industry, Soils, and Agricultural Engineering, contain files of these reports. If no file is available, the opinion of the county agricultural agent will be valuable; also, local farmers can often supply use- ful information on this general subject. SOILS A knowledge of the characteristics and properties of soils is important to prospective land buyers. Soil survey reports (discussed under "Physical Geography"), when, available for the area under consideration, will repay careful study, as will the reports called "Physical Land Conditions," also mentioned in the section on "Physical Geography." Soil survey reports have colored maps showing the distribution of the different soil types, and the text describes the soils, their use and management, and the crops best adapted tc them. They are, therefore, valuable to those who are considering definite locations, especially so if you have some knowledge of soils. The average person without special training in soils will do well to study soil reports with the help of county agricultural agents, and others, who are able to explain such technical publications. District Supervisors of Soil Conservation Districts can supply much important information on local soil conditions. These districts are located in all States. Names and addresses of supervisors may be secured by writing to Regional Conservators of the Soil Conservation Service. A list of their addresses appears on page 19. WATER SUPPLY Quality and quantity of available drinking and stock water on a farm should always be investigated carefully. There is probably no general source of information about the drinking-water supply on any particular farm, but it is likely that neighbors can supply some basis for judgment. It is always advisable to have well water frequently tested for purity. Local physicians, or the county health officer, can usual- ly give information on the location of offices to which samples of water can be sent for testing. Some of the western States have areas where the rainfall is totally inadequate. In such areas, crop farming can be carried on only by irrigation. The irrigated areas of the United States are mapped and discussed in the re- port called "Irrigation of Agricultural Lands, "which is issued by the Bureau of the Census, Washington 25>, D. C. Separate reports for each State in which irrigation is practiced can be bought for a small sum from the Superintendent of Documents, Government Printing Office, Washington 25, D. C. Each State report indicates the approximate irrigated area, and gives county statistics relating to such lands. Also, inquiry of the State Agricultural College (page 1J>) will usually provide very helpful information concerning irrigation and drainage, as jrell as other technical problems of farming. In the West, the State Engineer or corresponding officer usually administers the State's water laws and should be consulted on rights to the use of water for irriga- tion and related matters. Information concerning a specific irrigation system, including amount of water delivered per year, water charges, and indebtedness, can usually be obtained from the local offices of the irrigation district or water company. Farm land in drainage enterprises is mapped and described in "Drainage of Agricultural Lands," issued by the Bureau of the Census, Washington 2$, D.C. Separate reports for each State in which drainage is practiced can be bought from the Superintendent of Documents, Government Printing Office, Washington 2$, D. C. Each report roughly maps the drainage areas, and gives statistics con- cerning conditions and use of drained lands, and drainage works. Practical suggestions on drainage for any particular locality, or farm, may be obtained from the county agricultural agent at the county seat. ECONOMIC FACTORS IN FARMING GENERAL ECONOMIC Reports resulting from the United States Census of INFORMATION Agriculture form one of the best sources of basic infor- mation on agriculture in this, country. Census reports now available show, by States and counties, uses of land; principal crops and classes of livestock ; farm mortgages, taxes, labor, and facilities; fruit, vegetable, and minor crops; value of farm products, and classification of farms by size of farms, by major sources of income, and by total value of products. Census reports may be bought from the Superintendent of Documents, Government Printing Office, Washington 25, D. C, or may be consulted at your nearest public library. A recent Bureau of the Census publication prepared in cooperation with the Department of Agriculture and other agencies, is called "County Data Book" (House Document 3h0; 80th Congress 1st Session). It is a supplement to the Statistical Abstract of the U. S. and gives important social and economic facts — in tabular form — about each county in the United States. Included are such items as number and size of farms, average value per farm, number of persons per square mile, education levels, principal sources of farm income and type of farming area for each county. These and many other items useful in sizing up farming and living conditions in partic- ular counties will be found in this U31-page book. Because of its cost — $2.75, from the Superintendent of Documents, Government Printing Office, Washington 25, D. C. — it may be more parctical to get your data from this report in a nearby library. Production and marketing data are published in the annual publica- tion of the United States Department of Agriculture, "Crops and Markets." Other Department publications which would prove helpful to prospective farmers are listed in reports entitled "Agricultural Economic and Statistical Publica- tions" and "List of Available Publications of the United States Department of Agriculture." Copies of these reports may be had upon request to the Bureau of Agricultural Economics, U« S. Department of Agriculture, Washington 25, D. C. Daily, weekly, and, in some cases, monthly M&RKET NEWS REPORTS, giving current prices and market conditions are issued by U. S. Department of Agriculture field offices. In order to select the reports for the com- modity you produce, write for the booklet "Periodic Market Reports." Address: Production and Marketing Administration, U. S. Department of Agriculture, Washington 25, D. C. Specialty producers, such as dairy farmers, poultrymen, and fruit growers, often have their names placed on mailing lists to receive market news reports regularly. These are more useful to persons who actually have begun to farm. Much of the same information is relayed to farmers by press and radio. The State agricultural colleges (see page 15) are other important sources of economic information on agriculture for their respective States. -7- LAND As a general indication of the level of values in a com- VALUES raunity, helpful information concerning average values of farm real estate per farm and per acre for all farms, by States, counties and minor civil divisions, may be obtained from the U. S. Census of Agriculture as of the date the Census was taken. State and county data are readily available, as stated in the section "General Economic Infor- mation." Regarding information for minor civil divisions, this is available only in photostatic form and must be secured from the Bureau of the r.«nsus, U. S. Department of Commerce, Washington 25, D. C. It should be remembered, however, that because farm real estate values change materially from year to year, especially during and following wars, dollar values as of a given date (as shown in the Census of 1°U5, for example) may not accurately reflect current values. "The Farm Real Estate Situation," published annually by the U. S. Depart- ment of Agriculture, gives indexes of farm-land values by States and major geographic divisions, with graphic presentation of trends in values; and dis- cusses the chief factors affecting values during the year under review. The circular may be obtained without charge from the Bureau of Agricultural Eco- nomics, U. S. Department of Agriculture, Washington 25, D. C, as long as the free supply lasts, or from the Superintendent of Documents, Government Print- ing Office, Washington 25, D. C, for 10 cents. Pointers on how to estimate the value of a farm on the basis of its future earnings will be found in the booklet "About That Farm You 1 re Going to Buy." Get a free copy from the Farm Credit Administration, Washington 25, D. C. SIZE OF Requests are frequently received for information concern- FARM ing the typical size of farm properties in various areas and for different types of farms. Reports of the U. S. Census of Agriculture showing average size of farms by States, counties, and minor civil divisions for all farms and by type of farm, provide perhaps the most extensive data on the subject. (See section under "Land Values" for means of obtaining this material.) It should be noted, however, that average sizes are likely to be misleading if there is great variation in the sizes of individual farms. Also, in some areas even farms above average size may be too small. County agricultural agents (see section under "County Extension Agents") and State Experiment Stations (see page 15), are the better sources of information as to the most practical size of farms for their particular areas. The Bureau of Agricultural Economics of the U. S. Department of Agriculture has data showing desirable sizes of farms of different types for some areas. FARM Prospective farmers and farmers who plan to change loca- INCOME tion or type of farming often want information relative to the income that may be expected from proposed farming operations. The 19U5 Census of Agriculture shows gross farm income data as of 19hh 9 by type of farm, and several of the State Agricultural Experiment Sta- tions have made studies of farm income; bulletins concerning the latter are available from the Director of the Station (see page 15). The Bureau of Agricultural Economics, U. S. Department of Agriculture, Washington 25, D. C, is another source of useful farm-income information, including in some cases the approximate average income that may be expected from a given type and size of farming operation. But studies have not yet been made by BAE for all types -8- of farming, or for all locations. Try the State Experiment Station first, especially if you have in mind some particular State, The production histories of farms in counties taking part in agricul- tural conservation programs conducted by the U. S, Department of Agriculture provide helpful data of this kind. County agricultural agents, at the county seat, usually can supply this information. COST OF Several of the State Agricultural Experiment Stations A FARM have issued publications relating to the cost of equip- ping a farm for efficient operation, copies of which can usually be obtained from the Director of the Station, The U. S. Department of Agriculture can supply data on this matter, and the reports of the U. S. Census of Agriculture show average values per farm of livestock and implements as of the time the Census was taken. These are generally lower than actual purchase costs involved in setting up a farm enterprise. First-hand ideas about costs in a particular county can be had from the county agricultural agent at the county seat. OPERATING PROBLEMS THE Generally the county agent, the neighbors, or State agri- FARM cultural agencies can help a farmer who needs advice on technical problems such as care of livestock, use of machinery, proper soil-building methods, or quality and supply of feed, seed, and fertilizer. However, advice and information on such matters are frequent- ly available also from the U. S. Department of Agriculture. The "List of Available Publications of the United States Department of Agriculture" may be consulted for published material; if none of the bulletins listed there covers the particular problem in mind, an inquiry may be addressed to the appropriate agency of the Department, Specifically, for the following subjects these would be: Control of insect pests and plant diseases Bureau of Entomology and Plant Quarantine Dairy information Bureau of Dairy Industry Economic aspects of operating problems .Bureau of Agricultural Economics Electrical equipment and appliances ...Rural Electrification Adminis trati on Farm machinery and equipment, farm buildings, feed, seed, fertilizer, soil composition and plants Bureau of Plant Industry Soils and Agricultural Engineering Farm forestry .,., Forest Service -9- Livestock and poultry Bureau of Animal Industry Soil-building methods • • • . • Soil Conservation Service The address of all these agencies is the U. S. Department of Agriculture, Washington 2£, D. C. THE Home life on a farm is in many ways different from urban F4RM home life and new farmers and their families frequently HOME need help in working out problems of farm-home management. As indicated in the sections on Extension Service work, State extension workers, including home demonstration agents and county agents, are ready to lend assistance when needed. Facts about many phases of homemak- ing may also be obtained from the Bureau of Human Nutrition and Home Economics, U. S. Department of Agriculture, Washington 2$, D. C. Answers to questions on adequate and efficient wiring of buildings, and care and use of electrical equipment for the farm home may be requested from the Rural Electrification Administration, U. S. Department of Agriculture, Washington 2£, D. C. LOCATING FARMS FOR SALE OR RENT HDMESTEADING Opportunity for homesteading on the remaining Federal public domain is greatly restricted today. At present, only relatively few homestead opportunities are available in the United States. After more than a century of selection, the most desirable tracts have already been disposed of, and those remaining must be developed at considerable ex- pense before the;;" can be profitably farmed. The surface of the greater por- tion of the public domain (located mainly in Arizona, California, Colorado, Idaho, Montana, Nevada, New Mexico, Oregon, Utah, and Wyoming) is valuable on- ly for grazing, and Congress has decided that even that use must be carried on under Government regulation to prevent over-grazing, soil erosion, and other damage. An application to make homestead entry cannot be allowed unless the land has first been classified by the Government as being more valuable or suitable for the production of agricultural crops than for the production of native grasses or forage plants. Applicants must swear that they have personal- ly examined the land and are well acquainted with its characteristics, and must be prepared to establish their homes upon the land within six months after the application has been allowed. Further information concerning homestead laws may be obtained from the Bureau of Land Management, U. S. Department of the Interior, Washington 25>, D. C. FEDERAL Generally speaking, lands served by Federal irrigation RECLAMATION projects are obtainable only by purchase from individuals FARMS or other owners. But some public land farm units may be available on some of the Federal reclamation projects, which may be taken by qualified entrymen under the terms of the United States Reclamation Act. A settler who takes a public-land farm unit must be in good health and have at least $2000 unencumbered or its equivalent in farm goods, must have had 2 years of farming experience, and have a homestead right. Much of the land being reclaimed by irrigation has already been homesteaded and is now in the hands of private owners. Considerable work remains to be done be- fore water can be distributed to dry lands included in the project areas. -10- Farming opportunities in such areas are largely in the future. When an open- ing is announced through the newspapers, application may be made in writing to the project superintendent, but a personal appearance before a local board is necessary before an applicant is approved. If a private owner offers land for sale within a reclamation project area, it is wise to check with the Bureau of Reclamation to be sure the land actually will get water. Detailed information on this program may be obtained from the Bureau of Reclamation, U. S. Department of the Interior, Washington 25>, D. C. SURPLUS Surplus military lands suitable for farming are sold, LANDS when available, by the Federal Land Banks. These are lands formerly used for army camp areas and other Federal purposes. Information regarding property under jurisdiction of the Federal land banks may be secured by writing to the appropriate district office of the Farm Credit Administration. Addresses of these offices are listed on page 19. Sometimes a foreclosed farm may be purchased. Federal land banks, insurance companies that make farm loans, private mortgage companies, and com- mercial banks occasionally have for sale or rent farms that they have ac- quired because of the inability of previous owners to meet their obligations on indebtedness. STATE Certain State agencies issue lists of farms for sale or AGENCIES rent in their respective States (see page 20). Land of- fices in States can furnish such information concerning State owned land (see page 20). State rural credit offices may have farms to sell or rent (see page 21). The U. S. Department of Agriculture does not maintain reference lists of private farm mortgage companies or of real estate agencies. FARMS FROM Many farms are sold each year by individual owners— by PRIVATE OWNERS farmers t4io grow old and retire, by those who give up farming to go into other work, by executors closing out estates, and by absentee owners who inherited the land or bought it as an in- vestment. Most of the farms sold are from these private sources. Some 200 to 300 thousand such farms change hands by voluntary sale each year. NEWSPAPERS AND REAL Prospective farmers find out about these farms through ESTATE AGENCIES real estate agents, and through ads in newspapers and farm journals. Often they pick out a good farming county with likely prospects and go there to live or work for a season before acquiring a farm. In this way they get first-hand information from the county agricul- tural agent and others about local conditions and problems. This also gives them time to find reliable agencies with whom to deal and look around for a suitable farm at a sound agricultural value. It is always advisable for one at least to visit a new locality and see for himself before undertaking to buy or rent a farm. GET CLOSE-TO-FARM Information about types-of-f arming areas generally may INFORMATION be had from the U. S. Department of Agriculture, Washington 20, D. C. But as soon as you decide on some State as a likely choice for your location, get information to guide you in choosing a county adapted to your needs by writing to, or talking with, the State Extension -11- Director (addresses on page l£). Then, talk in person with the county agri- cultural agent whose name and address will be given you by the State Exten- sion Director. Get all the advice you can from sources close to the land — from those who know local conditions first-hand. SOURCES OF CREDIT FOR FARMING Nearly everyone who goes into farming uses credit in one form or another. Borrowed funds can assist in the purchase of a farm and provide for its profitable operation. The wise use of credit often means success in farm- ing; the unwise use of credit may bring about failure. Two major types of farm loans are made — (1) long-term and (2) short-term. Both private and governmental organizations extend credit to farmers. LONG-TERM The purpose of long-term loans usually is to finance major CREDIT capital expenditures such as purchase of farms or addi- tional land, or the construction of farm buildings. As the term implies, the length of time allowed to repay these loans may be from £ to as many as uO years. They are secured by farm real estate mortgages and are often called farm mortgage loans. A careful check of all lenders in a community will usually show where the loan with the best terms, rate, and provisions may be obtained. Individu- als, particularly sellers of farms, are one source of credit. However, because these persons know they may need to use their money at some time during their life, they are usually unwilling to make a noncallable, long-term loan. The more important farm^-aortgage lenders are the Federal land banks which make loans through local national farm loan associations; the Farmers Home Adminis- tration, U. S. Department of Agriculture, which makes tenant-purchase loans through FHA county offices; insurance companies; and commercial banks. The Federal land banks operate in every State under supervision of the Farm Credit Administration, U. S. Department of Agriculture. Their loans, which are secured by first mortgages, may not exceed 65> percent of the appraised nor- mal value of the land. The interest rate on loans through local farm loan as- sociations is h percent. The loans are usually amortized over a period of 20 to 30 odd years. Local farm loan associations handle applications for land bank loans. The county agricultural agent, as well as the Federal land bank of the district, can direct applicants to the nearest secretary-treasurer or loan correspondent for the association. The Farmers Home Administration, through its long-term, low-interest rate, tenant-purchase loans,. may lend up to 100 percent of the farm value to enable tenants, sharecroppers, farm laborers, and eligible veterans to buy farms. Loan funds are limited, however, so that only a relatively few in certain designated areas may benefit- Full information on long-term agricultural credit extended by the in- stitutions under the supervision of the Farm Credit Administration may be se- cured by writing to the FCA district office. The location of the district of- fices and the States served by each are shown on page 19. Information about long-term loans made by the Farmers Home Administration can be obtained by writing to any of the FHA State Directors. The addresses of these officials will be found on page 22. -12- Farm-mortgage loans of insurance companies usually have long terms, low interest rates, prepayment and deferred payment privileges, and other features similar to those made by the land banks, but their loans are not made in all areas of the Nation. Inquiry of local banks and farm real estate brok- ers will reveal the names of any companies making loans in that locality and the agents with whom an application may be filed. Commercial banks make some farm-mortgage loans. Because of the fluc- tuating nature of bank deposits, however, loans are usually of conservative amounts and cover a short term of years. SHORT-TERM Loans with a repayment term of less than 3 years are cus- CREDIT tomarily called shortr-term loans. "While many short- term loans are made without security, a mortgage on crops, livestock, or equipment is often required. Short-terra loans are usually made for production purposes, that is, to pay for feed, seed, fertilizer, livestock, equipment, and labor. Commercial banks are the chief sources of operating funds for farmers. Short-term loans may also be obtained from production credit associations- credit cooperatives under the supervision of the Farm Credit Administration. Credit may be secured from these associations to finance production of farm products, to buy livestock and equipment, to repair buildings, and for general agricultural purposes. Interest rates are low and repayment schedules are planned to fit the needs of each farmer. Addresses of loca] associations may be obtained from the county agricultural agent or from the Farm Credit Administration district office (page 19) • Loans for operating purposes are available also from the Farmers Home Administration. These loans are limited to low-income farmers who cannot ob- tain the credit they need on reasonable terras anywhere else. Tie loans are made for 1 to $ years, and are based on individual farm and home plans showing how the families can improve their farming operations and become better estab- lished in farming. FHA supervisors give borrowers practical guidance in sound farm and home management. For information about short-term loans of the Farm Credit Administra- tion, an inquiry should be addressed to one of the FCA district offices (locations on page 19). Details concerning short-term loans made by the Farmers Home Adminis tration can be obtained from' the Directors listed on page 22. Credit obtained from dealers is used by many farmers. Ordinarily this credit is relatively expensive as compared with obtaining a regular loan and paying cash for the purchases. If a loan cannot be secured from the local bank, the production credit association, or the Farmers Home Administration, the farmer should seriously question the advisability of making the intended purchases. LOANS TO The so-called veterans' "G. I. Bill of Rights" offers, SERVICEMEN among other tilings, a guaranty by the Veterans Administra- tion of H>0 percent of loans made by approved lenders to veterans of World War II. The Veterans Administration does not make a loan, but guarantees it. Purposes for which the loans to be guaranteed may be used -13- include the purchase or improvement of farms, livestock, and equipment. The total amount guaranteed may not exceed $li,000 for any one individual. On non- real-estate loans, such as loans for livestock and equipment, the amount guar- anteed is limited to $2,000. Interest is h percent. Before guaranty of the loan may be arranged the veteran should have the farming ability and experience needed for making a reasonable success of his farm, and the farm itself must be approved as being reasonably priced and satisfactory as a business. The bank, mortgage company, or other agency to which the veteran applies for his loan can explain the regulations and help him to make proper application for the guaranty. For the booklet "Guaranteed Loans for Veterans, w address Veterans Administration, Washington 2$ , D. C, or nearest Veterans Administra- tion field office. Veterans of World War II who have adequate farm experience are eligible for rural rehabilitation supervised loans made by the Farmers Home Administra- tion for farm and home operating expenses, provided they are unable to obtain adequate credit at reasonable rates and on reasonable terms from other sources. World War II veterans are also eligible for Farmers Home Administra- tion farm-purchase loans to the same extent as if they were farm tenants, provided there is reasonable assurance they are likely to carry out success- fully the undertaking required of them under such loans. If a veteran has not had practical farm experience, he will be expected to acquire such experience through placement training or otherwise, in order to qualify for a farm- purchase loan. It is also of the utmost importance that the veteran be able to locate a desirable farm that_ can be bought at a price in line with its long- range earning capacity. In general, farm-purchase loans are "limited to appli- cants who are unable to obtain satisfactory credit from sources other than FHA, but a veteran in need of supervision of the type provided by FHA will not be denied a loan as long as loan funds are available, although he might be able to obtain an unsupervised loan from another source. Detailed information on FHA" loans to servicemen and women can be obtained from the Farmers Home Admin- istration, U. S. Department of Agriculture, Washington 2$, D. C, or, if you have in mind any particular location for a farm, write to the State FHA Director (addresses on page 22). He can give you the name and address of the county office where you can apply for your loan. OTHER FINANCIAL AND TECHNICAL AID TO FARMERS BANKS FOR The 12 banks for cooperatives, supervised by the Farm COOPERATIVES Credit Administration, make loans to farmers' cooperatives. Included are commodity loans, loans for operating capital, loans for marketing and purchasing, and loans for service cooperatives. Loans are made to small cooperatives just starting out as well as to large associa- tions. Often a group of farmers by supplementing the capital they subscribe with a loan from a bank for cooperatives is able to get a. cooperative started to provide a needed service on a sound basis. Information about loans to co- operatives can be obtained by writing to the bank for cooperatives of the dis- trict office of the Farm Credit Administration in rtiich the cooperative is located. A list of district offices is given on page 19. -11*. COMMODITY The Commodity Credit Corporation finances and administers CREDIT price-support programs for various agricultural commodi- ties. These operations include the making of loans to farmers, the buying of certain farm products, the procurement of commodities for Government disposition, and the transportation and storage of commodities. Full information regarding specific programs may be obtained by writing to the Production and Marketing Administration, Washington 2$, D. C. PRODUCTION. The Production and Marketing Administration, through its AND MARKETING Agricultural Conservation Programs Branch, assists farmers ADMINISTRATION in carrying out those conservation measures that will re- build and maintain soil fertility and prevent erosion. Assistance under the program, either in the form of cash payments or in con- servation materials and services, may be earned for specified soil- and water-conserving practices which are best adapted to individual farms. Farmer-committees, elected by cooperating producers, are in charge of local administration of the Agricultural Conservation Program, as well as of commodity loans (made available through the Commodity Credit Corporation), production goals, the sugar program, acreage allotments and marketing quotas when these are in effect for particular crops, and field activities of other branches of PMA in the administration of programs dealing directly with farmers • ACP fajroer-committees operate in every agricultural county and communi- ty in the Nation, Farmers who wish to cooperate with any PMA program should get in touch with the local committee or with the county ACP office, which is usually located at the county seat. RURAL Under certain circumstances, the- Rural Electrification ELECTRIFICATION Administration, U. S. Department of Agriculture, lends ADMINISTRATION money, principally to farmer cooperatives, for the con- struction of rural electric lines and, where necessary, for generating and transmission equipment. Loans are also made to finance the wiring of rural homes and the acquisition and installation of electrical and plumbing appliances and equipment. Information about the possibility of bor- rowing REA funds, the location of existing REA. cooperatives, or the use of electricity on the farm, may be secured by direct application to that agency, whose headquarters are Washington 25, D. C. I -15- ADDRESSES OF STATE AGRICULTURAL COLLEGES, STATE DIRECTORS OF EXTENSION SERVICE, AND DIRECTORS OF STATE AGRICULTURAL EXPERIMENT STATIONS Note: Except when otherwise noted, these addresses are the same. State Address ALABAMA: ALASKA: ARIZONA: ARKANSAS: 1 CALIFORNIA: COLORADO: CONNECTICUT: DELAWARE: FLORIDA: GEORGIA: 2 IDAHO: ILLINOIS: INDIANA: IOWA: KANSAS: KENTUCKY: LOUISIANA: MAINE: MARYLAND: MASSACHUSETTS: MICHIGAN: MINNESOTA: MISSISSIPPI: MISSOURI: MONTANA: NEBRASKA: NEVADA: NEW HAMPSHIRE: NEW JERSEY: NEW MEXICO: NEW YORK: NORTH CAROLINA: NORTH DAKOTA: Alabama Polytechnic Institute, Auburn University of Alaska, College University of Arizona, Tucson University of Arkansas, Fayetteville University of California, Berkeley Colorado State College of Agriculture and Mechanic Arts, Fort Collins University of Connecticut, Storrs University of Delaware, Newark University of Florida, Gainesville University of Georgia, Athens University of Idaho, Moscow University of Illinois, Urbana Purdue University, LaFayette Iowa State College of Agriculture and Mechanic Arts, Ames Kansas State College of Agriculture and Applied Science, Manhattan University of Kentucky, Lexington Louisiana Agricultural and Mechanical College, University Station, Baton Rouge University of Maine, Orono University of Maryland, College Park Massachusetts State College, Amherst Michigan State College of Agriculture and Applied Science, East Lansing Department of Agriculture, University of Minnesota, Univer- sity Farm, St. Paul Mississippi State College, State College University of Missouri, Columbia Montana State College, Bozeman University of Nebraska, Lincoln University of Nevada, Reno University of New Hampshire, Durham Rutgers University, New Brunswick New Mexico College of Agriculture and Mechanic Arts, State College New York State College of Agriculture and Home Economics, Ithaca North Carolina College of Agriculture and Mechanic Arts, State College Station, Raleigh North Dakota Agricultural College, State College Station, Fargo See footnotes on page 16. -16- state agricultural colleges s:ate directors of extension service and DIRECTORS OF STATE AGRICULTURAL EXPERIMENT STATIONS (Continued) State Address OHIO: 3 OKLAHOMA: OREGON: PENNSYLVANIA: RHODE ISLAND: SOUTH CAROLINA: SOUTH DAKOTA: Ohio State University, Columbus Oklahoma Agricultural and Mechanical College, Stillwater Oregon State College, Corvallis Pennsylvania State College, State College Rhode Island State College, Kingston Clemson Agricultural College, Clemson South Dakota State College of Agriculture and Mechanic Arts, Brookings University of Tennessee, Knoxville Agricultural and Mechanical College of Texas, College Station Utah State Agricultural College, Logan University of Vermont, Burlington Virginia Agricultural and Mechanical College and Polytech- nic Institute, Blacksburg State College of Washington, Pullman West Virginia University, Morgantown University of Wisconsin, Madison University of Wyoming, Laramie •'■For Extension Service information, correspondence should be addressed to the Associate Extension Director, P. 0. Box 391, Little Rock. ^Address the Georgia Agricultural Experiment Station at Experiment. 3Address the Ohio Agricultural Experiment Station at Wooster. TENNESSEE: TEXAS: UTAH: VERMONT: VIRGINIA: WASHINGTON: WEST VIRGINIA: WISCONSIN: WYOMING: OFFICERS STATE DEPARTMENTS OF AGRICULTURE ALABAMA: ARIZONA: ARKANSAS: CALIFORNIA: COLORADO: CONNECTICUT: DELAWARE: FLORIDA: GEORGIA: IDAHO: ILLINOIS: INDIANA: IOWA: KANSAS: KENTUCKY: The Commissioner of Agriculture, Department of Agriculture and Industries, Montgomery The Commissioner of Agriculture and Horticulture, Phoenix The Executive Director, Agricultural and Industrial Com- mission, Little Rock The Director, Department of Agriculture, Sacramento The Director, State Division of Agriculture, State Museum Building, Denver The Commissioner, Department of Agriculture, Hartford The Secretary, State Board of Agriculture, Dover The Commissioner, Department of Agriculture, Tallahassee The Commissioner, Department of Agriculture, State Capitol, Atlanta The Commissioner, Department of Agriculture, Boise The Director, Department of Agriculture, Springfield The Commissioner, Board of Agriculture, Indianapolis The Secretary, Department of Agriculture, Des Moines The Secretary, State Board of Agriculture, Topeka The Commissioner, Department of Agriculture, Labor and Statistics, Frankfort -17- OFFICERS - STATE DEPARTMENTS OF AGRICULTURE (Continued) State Address LOUISIANA: MAINE: MARYLAND: MASSACHUSETTS: MICHIGAN: MINNESOTA: MISSISSIPPI: MISSOURI: MONTANA: NEBRASKA: NEVADA: NEW HAMPSHIRE: NEW JERSEY: NEW MEXICO: NEW YORK: NORTH CAROLINA: NORTH DAKOTA: OHIO: OKLAHOMA: OREGON: PENNSYLVANIA : RHODE ISLAND: SOUTH CAROLINA: SOUTH DAKOTA: TENNESSEE: TEXAS: UTAH: VERMONT: VIRGINIA: WASHINGTON: WEST VIRGINIA: WISCONSIN: WYOMING: The Commissioner, Department of Agriculture and Immigration, Baton Rouge The Commissioner, Department of Agriculture, Augusta The Executive Officer, State Board of Agriculture, College Park The Commissioner, Department of Agriculture, Boston The Commissioner, Department of Agriculture, Lansing The Commissioner, Department of Agriculture, Dairy and Food, State Office Building, St. Paul The Commissioner, Department of Agriculture and Commerce, Jackson The Commissioner, Department of Agriculture, State Office Building, Jefferson City The Commissioner, Department of Agriculture, Labor, and Industry, Helena The Director, Department of Agriculture and Inspection, State House, Lincoln The Director, Division of Plant Industry, Reno The Commissioner, Department of Agriculture, State House, Concord The Secretary, Department of Agriculture, Trenton The President, State College of Agriculture and Mechanical Arts, State College The Commissioner, Department of Agriculture and Markets, Albany The Commissioner, Department of Agriculture, Raleigh The Commissioner, Department of Agriculture and Labor, Bismarck The Director of Agriculture, Department of Agriculture, Columbus The President, State Board of Agriculture, Oklahoma City The Director, Department of Agriculture, Salem The Secretary, Department of Agriculture, Harrisburg The Director, Department of Agriculture and Conservation, State House, Providence The Commissioner, Department of Agriculture, Bureau of Markets, Columbia The Secretary, Department of Agriculture, Pierre The Commissioner, Department of Agriculture, State Office Building, Nashville The Commissioner, Department of Agriculture, Austin State Board of Agriculture, Salt Lake City Department of Agriculture, Montpelier Department of Agriculture and Immigration, The Commissioner, The Commissioner, The Commissioner, Richmond The Director, Department of Agriculture, Olympia The Commissioner, Department of Agriculture, Charleston The Director, Department of Agriculture, Madison The Commissioner, Department of Agriculture, Cheyenne -18- METEOROLOGISTS OF THE WEATHER BUREAU UNITED STATES DEPARTMENT OF COMMERCE Each meteorologist publishes monthly reports and annual summaries of the weather conditions in his section. Copies can usually be obtained upon request. The Meteorologist should be addressed for information coucexning the climate in any part of his section. Address: The Meteorologist, Weather Bureau, U. S. Department of Commerce, of the section in which is located the State for which information is desired. Section Post Office Alabama ...... Montgomery, Ala. Alaska Anchorage, Alas. Arizona ...... Phoenix, Ariz. Arkansas Little Rock, Ark. California .... San Francisco, Calif • Colorado ...... Denver, Colo. Connecticut • • . • (See New England) Delaware (See Maryland) Dist. of Columbia • (See Maryland) Florida ...... Jacksonville, Fla. Georgia Atlanta, Ga. Hawaii Honolulu, Hawaii Idaho Boise, Idaho Illinois Springfield, 111. Indiana Indianapolis, Ind. Iowa Des Moines, Iowa Kansas ...... Topeka, Kan. Kentucky Louisville, Ky. Louisiana^ .... New Orleans, La. Maine (See New England) Mary land 2 Baltimore, Md. Massachusetts • • • (See New England) Michigan Lansing, Mich. Minnesota • • • • • Minneapolis, Minn. Mississippi .... (See Louisiana) Missouri St. Louis, Mo* Montana Helena, Mont. Section Nebraska . . Nevada . . . New England3 New Hampshire New Jersey . New Mexico . New York . . North Carolina North Dakota Ohio .... Oklahoma . . Oregon ... Pennsylvania Rhode Island South Carolina South Dakota Tennessee • Texas • • • UtahU . . . Vermont . . Virginia . . Washington • West Indies West Virginia Wisconsin • Wyoming . • Post Office Lincoln, Nebr. (See Utah) Boston, Mass. (See New England) Trenton, N. J. Albuquerque, N.Mex. Albany, N. I. Raleigh, N. C. Bismarck, N. Dak. Columbus, Ohio Oklahoma City, Okla. Portland, Ore. Harrisburg, Pa. (See New England) Columbia, S. C. Huron, S. Dak. Nashville, Term. Houston, Texas Salt Lake City, Utah (See New England) Richmond, Va. Seattle, Wash. San Juan, P. R. Parkersburg, W. Va. Milwaukee, Wis. Cheyenne, Wyo. ^■Includes Mississippi. ^Includes Delaware and District of Columbia. ^Includes Connecticut, Maine, Massachusetts, New Hampshire, Rhode Island, and Vermont. ^Includes Nevada* -19- ADDRESSES OF REGIONAL CONSERVATORS SOIL CONSERVATION SERVICE REGION I Upper Darby, Pennsylvania States included: Maine, New Hampshire, Vermont, Massa- chusetts, Connecticut, Rhode Island, New York, Pennsylvania, New Jersey, Delaware, Maryland, West Virginia REGION II Spartanburg, South Carolina States included: Kentucky, Virginia, Tennessee, North Carolina, South Carolina, Georgia, Alabama, Mississippi, Florida REGION III Milwaukee, Wisconsin States included: Minnesota, Wisconsin, Michigan, Ohio, Indiana, Illinois, Iowa, Missouri REGION IV Fort Worth, Texas States included: Texas, Oklahoma, Arkansas, Louisiana REGION V Lincoln, Nebraska States included: North Dakota, South Dakota, Nebraska, Kansas, Montana, Wyoming REGION VI Albuquerque, New Mexico States included: Utah, Colorado, Arizona, New Mexico REGION VII Portland, Oregon States included: Washington, Oregon, California, Idaho, Nevada DISTRICT OFFICES OF THE FARM CREDIT ADMINISTRATION Information on all institutions under the supervision of the Farm Credit Administration, including the Federal land banks and Production Credit Corpo- rations, may be obtained from the district offices. Their locations, with the district served by each, are as follows: Address District Covered Springfield, Massachusetts . • Maine, New Hampshire, Vermont, Massachusetts, Rhode Island, Connecticut, New York, and New Jersey Baltimore, Maryland .... Pennsylvania, West Virginia, Virginia, Delaware, Maryland, the District of Columbia, and Puerto Rico Columbia, South Carolina . . . North and South Carolina, Georgia, and Florida Louisville, Kentucky ..... Tennessee, Kentucky, Indiana, and Ohio New Orleans, Louisiana .... Louisiana, Mississippi, and Alabama -20- DISTRICT OFFICES OF THE FARM CREDIT ADMINISTRATION (Continued) Address District Covered St. Louis, Missouri Illinois, Missouri, and Arkansas St. Paul, Minnesota North Dakota, Minnesota, Wisconsin, and Michigan Omaha, Nebraska South Dakota, Wyoming, Nebraska, and Iowa Wichita, Kansas Kansas, Oklahoma, Colorado, and New Mexico Houston, Texas . . * Texas Berkeley, California California, Nevada, Utah, and Arizona Spokane, Washington Washington, Montana, Oregon, and Idaho STATE RURAL CREDIT AGENCIES THAT MAY HAVE FARMS FOR SALE OR RENT Name Address State Treasurer and State Loan Department Phoenix, Ariz. Farm Loan Superintendent, Loan Department, State Board of Land Commissioners Denver, Colo, Department of Public Investments •• Boise, Idaho State of Indiana School Fund Indianapolis, Ind. Farm Lands Loan Commission Augusta, Maine State Department of Rural Credit St. Paul, Minn. Commissioner of Lands and Investments Helena, Mont. Nebraska Commission of Public Lands and Buildings .... Lincoln, Nebr. State Land Commissioner Bismarck, N. Dak. Farm Loan Department, Bank of North Dakota Bismarck, N. Dak. Commissioner of the Land Office Oklahoma City, Okla. Rural Credit Department, Office of State Land Board . . . Salem, Ore. Rural Credit Board and Commission of Schools and Public Lands Pierre, S. Dak. State Land Board Salt Lake City, Utah Director of Investments, State Annuity and Investment Board Madison, Wis. Wyoming Farm Loan Board Cheyenne, Wyo. AGENCIES HAVING STATE LANDS FOR SALE OR LEASE IN THE UNITED STATES State Address ALABAMA: State Commission of Forestry, Montgomery ARIZONA: State Land Commissioner, Phoenix ARKANSAS: Commissioner of State Lands, Little Rock CALIFORNIA: Department of the Comptroller, Division of Tax Deeded Lands, Sacramento Reclamation Board, Sacramento, and University of California, Berkeley Veterans' Welfare Board, Sacramento COLORADO: State Board of Land Commissioners, Denver FLORIDA: Commissioner of Agriculture, Tallahassee IDAHO: Department of Reclamation, Boise KANSAS: State Auditor's Office, Topeka LOUISIANA: Register of State Lands, Baton Rouge -21- AGENCIES HAVING STATE LANDS FOR SALE OR LEASE IN THE UNITED STATES (Continued) State MICHIGAN: MINNESOTA: MISSISSIPPI: MONTANA: NEBRASKA: NEVADA: NEW MEXICO: NORTH CAROLINA: NORTH DAKOTA: OKLAHOMA: OREGON: SOUTH CAROLINA: SOUTH DAKOTA: TEXAS: UTAH: WASHINGTON: WISCONSIN: WYOMING: Address Lands Division, Department of Conservation, Lansing State Department of Conservation, State Capitol, St. Paul Commissioner of State Lands, Jackson Department of State Lands and Investments, Helena Board of Educational Lands and Funds, Lincoln Surveyor-General, and State Land Registrar, Carson City Commissioner of Public Lands, Santa Fe Superintendent of Public Instruction, Raleigh Commissioner of University and School Lands, Bismarck Commissioner of the Land Office, State of Oklahoma, Oklahoma City Oregon State Board of Forestry, Salem World War Veterans' State Aid Commission, Salem Forfeited Land Commission in each county Commissioner of School and Public Lands, Pierre General Land Office, Dallas State Land Board, Salt Lake City State Capital Committee, Olympia Commissioner of Public Lands, Madison Commissioner of Public Lands and Farm Loans, Cheyenne STATE OFFICES PUBLISHING LISTS OF FARMS FOR SALE* State Address ALABAMA: FLORIDA: GEORGIA: KENTUCKY: LOUISIANA: MAINE: MASSACHUSETTS: NEW HAMPSHIRE: NEW JERSEY: TENNESSEE: SOUTH CAROLINA: VERMONT: VIRGINIA: WEST VIRGINIA: State Department of Agriculture and Industry, Montgomery Florida State Marketing Bureau, 20U St. James Building, Jacksonville Commissioner of Agriculture, Department of Agriculture, Atlanta Commissioner, Department of Agriculture, Labor and Statistics, Frankfort Commissioner, Department of Agriculture and Immigration, Baton Rouge Real Estate Service Division, State of Maine Publicity Bureau, Portland Commissioner, Department of Agriculture, 136 State House, Boston Bureau of Markets, Department of Agriculture, Concord Department of Agriculture, Trenton Division of Markets, Department of Agriculture, Nashville State Department of Agriculture, Commerce and Industry, Columbia State Bureau of Publicity Service, Department of Conservation and Development, Montpelier Commissioner of Agriculture, Department of Agriculture, Richmond Commissioner of Agriculture, Department of Agriculture, Charles- ton *In some cases, farms for rent are also listed. -22- ADDRESSES OF STATE DIRECTORS FARMERS HOME ADMINISTRATI N State Address ALABAMA: ALASKA: ARIZONA: ARKANSAS: CALIFORNIA: 1 COLORALX): CONNECTICUT: DELAWARE: FLORIDA: GEORGIA: HAWAII: IDAHO: ILLINOIS: INDIANA: IOWA: KANSAS: KENTUCKY: LOUISIANA: MAINE: MARYLAND: 2 MASSACHUSETTS^ MICHIGAN: MINNESOTA: MISSISSIPPI: MISSOURI: MONTANA: NEBRASKA: NEVADA: NEW HAMPSHIRE: NEW JERSEY: NEW MEXICO :k NEW YORK: NORTH CAROLINA: NORTH DAKOTA: OHIO: OKLAHOMA: OREGON :$ PENNSYLVANIA : PUERTO RICO: RHODE ISLAND: SOUTH CAROLINA: Little Rock, Ark. Calif. Farm Security Building, Montgomery h, Ala. (See Oregon) (See New Mexico) Waldon Building, 7th &■ Main Streets, 30 Van Ness Avenue, San Francisco 2, 9^0 Broadway, Denver 3, Colo. (See Massachusetts) (See Maryland) 300 W. University Avenue, Professional Building, P. 0. Box 579, Gainesville, Fla. Room 60I4., Atlanta National Building, Atlanta, Ga. (See California) (See Utah) 111 Federal Building, Champaign, 111. 212 Federal Building, Lafayette, Ind. 307 Old Federal Building, Des Moines 9, Iowa Room U37, New England Building, Fifth & Kansas Avenue, Topeka, Kan. Switow Building, 218 East Main Street, Lexington 9, Ky. 6l6 Beauregard Street, P.O. Box f>87, Alexandria, La. 31 Central Street, Bangor, Maine E. M." Newton, Jr., Federal Land Bank Building, St. Paul & 2Uth Streets, Baltimore 18, Md. 2003 Federal Building, Boston 9, Mass. 30U Evergreen Avenue, East Lansing, Mich. 113 Federal Courts Building, St. Paul 2, Minn. Masonic Temple Building, Jackson, Miss. 21 N. 10th Street, Columbia, Mo. hi E. Main Street, Box 75U, Bozeman, Montana 1220 "N" Street. Lincoln 8, Nebr. (See California) (See Massachusetts) Chester J. Tyson, Jr., 203 Post Office Building, New Brunswick, N. J. 809 West Tijeras Avenue, Albuquerque, New Mex. 701 1st National Bank Building, Ithaca, N. Y. Raleigh Building, 5 W. Hargett Street, Raleigh, N.C. Federal Building, 3rd & Broadway, Bismarck, N. Dak. Room 317, Old Post Office Building, Columbus 15, Ohio E. Lee Ozbirn, Room U0I4. Federal Building, Oklahoma City, Okla. Dormitory 33, Swan Island, Portland, Ore. 928 North Third Street, Harrisburg, Pa. Building M, Munoz-Rivera Park, San Juan, P. R. (See Massachusetts) Federal Land Bank Building, lhOl Hampton Street, Columbia 29, S. C. See footnotes on page 23 • -23- ADDRESSES OF STATE DIRECTORS FARMERS HOME ADMINISTRATION (Continued) State Address SOUTH DAKOTA: TENNESSEE: TEXAS; UTAH: 6 VERMONT: VIRGINIA: WASHINGTON: WEST VIRGINIA: WISCONSIN: WYOMING: Wilson Terminal Building, Eighth & Reid Street, Sioux Falls, S. Dak. 10U 21st Avenue, South, P. 0. Box 939, Nashville 2, Tenn. U05 U. S. Terminal Annex, Dallas 2, Texas Box 2660, Fort Douglas, Salt Lake City, Utah (See Massachusetts) 900 Lombardy Street, Richmond, Va. (See Oregon) 231 Chestnut Street, Morgantown, W. Va, 2028 Atwood Avenue, Madison U, Wisconsin P. 0. Box 820, Casper, Wyo. ■^■Includes Nevada and Hawaii. 2lncludes Delaware. ^Includes Connecticut, New Hampshire, Rhode Island, and Vermont. ^Includes Arizona. ^Includes Washington and Alaska. ^Includes Idaho. U. S. Department of Agri culture Washington 25, D. C. OFFICIAL BUSINESS BAE-SPF-7/48— 10,000 PERMIT No. 1001 Penalty for private use to avoid payment of postage $300 UNIVERSITY OF FLORIDA