/ Registry No. 1730—07 NATIONAL RECOVERY ADMINISTRATION PROPOSED CODE OF FAIR COMPETITION FOR THE NATIONAL ASSOCIATION OF THE MUTUAL INSURANCE INDUSTRY AS SUBMITTED ON AUGUST 31, 1933 WE DO OUR PART The Code for the National Association of the Mutual Insurance Industry in its present form merely reflects the proposal of the above-mentioned industry, and none of the provisions contained therein are to be regarded as having received the approval of the National Recovery Administration as applying to this industry UNITED STATES GOVERNMENT PRINTING OFFICE WASHINGTON : 1933 For sale by the Superintendent of Documents, Washington, D.C. Price 5 cents Submitted By NATIONAL ASSOCIATION OF MUTUAL INSURANCE COMPANIES (ii) CODE OF THE NATIONAL ASSOCIATION OF MUTUAL INSUR- ANCE COMPANIES AND AFFILIATED ORGANIZATIONS The provisions of this Code shall apply to all the member companies of the National Association of Mutual Insurance Companies. All these constituent companies being in sympathy with the spirit and purpose of the National Industrial Recovery Act present tins Code to the President to forward the program leading toward the economic and business recovery of the United States, the necessity for which is stated in Title I, Section 1, of the Act. Article I The National Association of Mutual Insurance Companies affirms that it imposes no inequitable restrictions on its members and par- ticipation in their activities and that it is a truly representative national association of fire, windstorm, hail, livestock, and casualty insurance companies operating on the mutual plan. The operation of the business of fire and casualty insurance and the other branches of insurance above named and allied activities are rigidly controlled by the laws of the several states winch are not rescinded or set aside by the National Industrial Recovery Act. Nothing herein shall obligate the companies, members of the above- named organization, to any action, agreement, or understanding prohibited by the laws of any of the States. Article II — Labor Provisions Section 1. — a. Employees shall have the right to organize and bargain collectively through representatives of their own choosing, and shall be free from the interference, restraint, or coercion of em- ployers of labor, or their agents, in the designation of such representa- tives or in self-organization or in other concerted activities for the purpose of collective bargaining or other mutual aid or protection; b. No employees and no one seeking employment shall be recpiired as a condition of employment to join any company union or to refrain from joining, organizing, or assisting a labor organization of his own choosing; and c. Employers shall comply with the maximum hours of labor, minimum rates of pay, and other conditions of employment, approved or preseribed by the President. Sec 2.— Child labor. — After August 31, 1933, no person under sixteen years of age shall be employed, except that persons between fourteen and sixteen years of age may be employed for not to exceed three hours a day and those hours between 7 a.m. to 7 p.m. in such work as will not interfere with hours of day school, provided, however, that where a State law prescribes a higher minimum age no persons shall be employed in such State below the age specified in such law. 9678—33 (1) UNIVERSITY OF FLORIDA 3 1262 08855 6617 Article III — Hours of Employment Section 1. — Not to work any employees engaged in the business of insurance, except outside representatives consisting of salesmen, solicitors, agents, field representatives, claims men, inspectors, service engineers, adjusters, appraisers, collectors, pay-roll auditors, raters, and employees handling mortgages and real estate for more than 40 hours in any one week. Sec. 2. — -The maximum hours fixed in the foregoing paragraph (a) shall not apply to employees in a managerial or executive capacity and to their technical assistants who now receive more than $35.00 per week; nor to guards and watchmen employed to safeguard securities; nor for an aggregate period not exceeding eight weeks in any one year to employees on emergency work incident to the prepara- tion of annual statements or special data required by the respective states in their supervision of the insurance business; nor to extra work in offices on account of an unusual number of loss claims; nor to special work where restrictions in hours of highly technical workers would unavoidably hamper operations. Article IV— Wages Employees engaged in the business of insurance shall be paid not — 1. (a) Less than $15 a week in any city of over 500,000 population or in the immediate trade area of such city ; (b) Less than $14.50 a week in any city between 250,000 and 500,000 population or in the immediate trade area of such city; (c) Less than $14 a week in any city between 2,500 and 250,000 population or in the immediate trade area of such city; (d) In towns of less than 2,500 population all wages shall be in- creased by not less than 20 percent, provided that this shall not require wages in excess of $12 a week. 2. (a) Messengers may be paid not less than 75 percent of the minimum wages above specified. (b) Junior file clerks for a period of six months after employment may be paid not less than 75 percent of the minimum wages above specified. Employees referred to in Sections 2(a) and 2(b) shall not exceed 10 percent of the total number of employees. Article V — General Population for the purpose of this agreement shall be determined by reference to the 1930 Federal Census. The provisions of this Code may, upon petition of this Association, with the approval of the President, be modified as changes in cir- cumstances or experience may indicate. This Code shall become effective when approved. National Association of Mutual Insurance Companies and Affiliated Organizations, Harry P. Cooper, Secretary. By E. L. Poor. o