ANALYTIC SYSTEM EDITION 1921 (Revision—Feb., 1926 To Subscribers: It is essential that you ascertain from the Bureau having jurisdiction whether these revisions have been adopted before attempting to analyze the rate on any in- dividual risk. Separate pages for this set of revisions or separate pages for the Analytic System are not available and missing pages can- not be replaced. J. V. PARKER. > Pin pa er, = eo ~ as ’ — = a4 ge 5 “ See ng Oe ee ; e se ee -_ are = Coa) bd Pid - a => 5 . : - i ae aac eat A - Lat >* = Vor <4 +t » a, Sut * ‘ = = r ’ . ‘ J % - ; s vn 3G6S8,| ~ 4 344a ey - ® |. CLASSIFICATION OF BUILDINGS 610967 I. CLASSIFICATION OF BUILDINGS DEFINITIONS ® In the following rules, certain terms are used with respect to walls, fioors and roofs to indicate the type of construction. When these terms appear, their meaning is to be taken as follows: 1. Masonry Wallis: Walls of brick (including hollow, sand-lime and con- crete brick), stone, concrete, adobe, hollow concrete block or tile, and hollow walis of block construction. Such walls are designated by the symbol B. > 2. Incombustible Walls: Walls of metal, metal lath and plaster and (or) glass on incombustible supports. Le Combustible Walls: Walls of wood, wood iron-clad, brick veneered, brick nogged or skeleton iron-clad construction, or of incombustible materials on combustible supports. Such walls are designated by the symbol D. a Fireproof Flocrs or Roofs: Floors (or roofs) constructed of brick or tile arches, reinforced concrete slabs, reinforced concrete slabs with re- inforced concrete joists or reinforced concrete joists and tile, on incom- bustible supports; or earth. Note: Combustible floor surfacing should not affect the grading of a floor, except that when earth or other fireproof floors laid directly on earth have combustible floor surfacing with air-space beneath, they should be classed as Combustible Floors. 5. Incombustible Floors or roofs: Floors (or roofs) constructed of asbestos board, glass, metal, metal lath and plaster, concrete on expanded metal; or clay, concrete or gypsum tile on metal tees or purlins; on incom- bustible supports. Note 1: Floors (or roofs) constructed of concrete on expanded metal with all supporting columns, beams and girders protected by fire- proofing materials equivalent to not less than one-half of the require- ments specified under item 12., Fireproofing, Rules for A Construction, p. 25, and with all metal joists in floor slabs protected by a ceiling of cement or gypsum plaster on metal lath, may be classed as Fireproof | Floors (or Roofs). Note 2: Combustible floor surfacing should not affect the grading of an incombustible floor. 6. Combustible Floors or Roofs: Floors (or roofs) of wood; or incom- bustible materials on combustible supports. CLASSIFICATION OF BUILDINGS Buildings are classified according to the type of construction, the various types being designated by the symbols A, B and D. A Buildings 1. Buildings with masonry exterior walls or with incombustible exterior = walls between masonry or protected metal supports, exceeding in length 50% of the total perimeter of the building as defined under item 2.d., p. 17: a. With all floors and roof fireproof, b. With all floors fireproof but with combustible roof separated from top story by a fireproof ceiling conforming to requirements for fire- proof floors. ec. With all floors fireproof but with combustible roof without ceiling as described above, but separated from basement or lowest story by not less than three fireproof floors. (Feb., 1926. Replaces former page 6) ' (Analytic System—Copyright, 1921, by J. V. Parker) v 6 d. With all floors fireproof but with incombustible roof separated from top story by a fireproof ceiling conforming to requirements for fire- proof floors. e. With all floors fireproof but with incombustible roof without ceil- ing as described above, but separated from basement or lowest story by not less than three fireproof floors. f. With floors and roof incombustible only when such buildings con- tain exclusively incombustible contents as defined in the Occupancy List. When such buildings contain other than incombustible con- tents they should be classed as B unless otherwise directed. Note: When buildings described under item f. contain both com- bustible and incombustible contents and all sections containing com- bustible contents are protected by an approved system of automatic sprinklers having one or more sources of supply, they should be classed as A. 2. Buildings with incombustible exterior walls not between masonry or protected metal supports exceeding in length 50% of the total peri- meter of the bulding as defined under item 2d., p. 17: a. With floors and roof incombustible, only when such buildings con- tain exclusively incombustible contents as defined in the Occupancy List. When such buildings contain other than incombustible con- tents they should be classed as B unless otherwise directed. Note 1: When buildings described under item a. contain both combustible and incombustible contents and all sections containing combustible contents are protected by an approved system of auto- matic sprinklers having one or more sources of supply, they should be classed as A. Note 2: When buildings described under 1. and 2. have additions of construction inferior to A exceeding in area 50% of the total floor area (excluding area of basements) of the building and its addi- tions, they should be classed as B or D according to the material of the exterior walls. Note 3: When buildings described under 1. and 2. have D exterior walls (either in additions or in main building) exceeding in length 50% of the total perimeter of the building as defined under item 2.d., p. 17, they should be classed as D, except as provided under item 2.d.3., p. 18. B Buildings 3. Buildings with masonry exterior walls or with incombustible exterior walls between masonry or protected metal supports, exceeding in length 50% of the total perimeter of the building as defined under item 2.d., p. 38: a. With combustible floors and roof. b. With fireproof floors but with combustible roof not separated from top story by a fireproof ceiling conforming to requirements for fire- proof floors, unless combustible roof is separated from basement or lowest Story by at least three fireproof floors. c. With fireproof floors but with incombustible roof not separated from top story by a fireproof ceiling conforming to requirements for fire- proof floors, unless incombustible roof is separated from basement or lowest story by at least three fireproof floors. d. With incombustible floors and roof when building contains other than incombustible contents as defined in the Occupancy List. When such buildings contain exclusively incombustible contents they should be classed as A. Note: When buildings described under item d. contain both com- bustible and incombustible contents and all sections containing combustible contents are protected by an approved system of auto- matic sprinklers having one or more sources of supply, they should be classed as A. (See following page) (Feb., 1926. Replaces former page 7) (Analytic System—Copyright, 1921, by J. V. Parker) eres 4. Buildings with incombustible exterior walls not between masonry or protected metal supports, exceeding in length 50% of the total peri- meter of the building as defined under item 2.d., p. 38: a. With combustible floors and roof. b. With floors and roof incombustible when building contains other than incombustible contents as defined in the Occupancy List. When such buildings contain exclusively incombustible contents they should be classed as A. Note 1: When buildings described under item b. contain both combustible and incombustible contents and all sections containing combustible contents are protected by an approved system of auto- matic sprinklers having one or more sources of supply, they should - be classed as A. Note 2: When buildings described under 8. and 4. have D exterior ¥ walls (either in additions or in main building) exceeding in length 50% of the total perimeter of the building, as defined under item 2.d., p. 38, they should be classed as D except as provided under item 2.d.3., p. 39. D Buildings Buildings with combustible exterior walls exceeding in length 50% of the total perimeter of the building as defined under 2.d., p. 17 and item 2.d., p. 38, should be classed as D except as provided under item 2.d.3., p. 18 and item 2.4d.3., p. 39. 5 (Feb., 1926. Replaces former page 8) Analytic System— Copyright, 1921, by J. V._Parker) a | BASIS-RATES The master table given below has for its starting point the basic figure of $1.00 for a one story building in an unprotected (Tenth Class) town and is accordingly numbered 100. The system is designed to produce any desired level of rates necessary to conform to the needs of any territory in which it is or may be used. The standard basis tables are those which, upon test, produce the required level of rates. Higher or lower basis tables are obtained by taking ratios of the master table, carrying figures to three decimal places. Where conditions warrant, ratios of the master table may vary in different classes of protection, but no ratio for an inferior class should be less than the ratio used for a better class. BASIS TABLE 100 Prt Oven Crk ON Classes (Nat'l Bd.)... 1 2 3 | 4 5 6 € | 8 9 10 COPA) 52s. | (1) 1(134)) @) (@44)| G) 1G 44)| (4) " (4%)} (5) | (6) HEIGHT / | / I Story..............} 4972 | .5345 | .5718 | .6146 | .6575 | .7068 | .7561 | .8455 | 9348 | 1.00 2 Stories............| .5021 | 5398 | .5775 | .6208 | .6641 | .7139 | .7637 | .8539 | .9441 | 1.01 3 seseeceeeeee-| 5071 | 5452 | 5832 | 6269 | 6707 | .721 | .7718 8624 | 9535 | 1.02 4 hececeeeeeees | 5121 | .5505 | 5889 | 63831 | .6772 | .728 | .7788 | .8708 | .9628 | 1.03 af) | ie ee | .5171 | .5558 | 5946 | .6392 | .6838 | .7351 | Ge eee eegae ress. | 522” | 5612 |, .6003 | 6454 | .6904 | .7422 | 1 A Pte, a es a | 527 | .5665 | .6061 | .6515 | .697 | .7492 | Soe ee tere Doe a LO, 0118 GOTT OPP rae. ere 5369 | .5772 | Add for each additional | | StOF YS or iets .0075 | .008 | .0086 | .0092 | .0099 | 0106 | 0113 | .0127 | .014 015 Subtract if no base- ment..............| .005 | .0953 | .0057 | .0061 | 0066 | .0071 | .0076 | 0085 | 0093; .01 Add for each sub-base- MONG ee A. cco eee 005 | .0053 | .0057 | .0061 .0066 | .0071 | .0076 | .0085 | .0093 | .01 SELECTION OF BASIS-RATES Basis should be selected according to the class of fire protection and the height of the building. 1. When parts of a building have not the same number of stories, the basis for the highest portion should apply. 2. Sub-Basements: When building has sub-basements, basis should be increased for each basement below the first by same amount that is deducted for no basement. 3. Height: Unless otherwise specifically directed, the number of stories in a building should be determined by the number of floors above basement and not by the height of the building; except that when a story in a section of D construction exceeds 15 feet in height, each 15 feet (or greater part thereof) of excess should be considered an additional story. When a story in a section of D construction ex- tends to the roof, the height should be measured to the eaves. Note: When rooms in sections of D construction exceed 2214 feet in height and contain furnaces grading High (or furnaces grading Medium when room is used for no other purpose), they should be considered as only one story in height. . Attics: An attic should be considered an additional story when usec for mercantile or industrial purposes; the number of stories to eaves should otherwise be the determining factor. (See following page) p> (Feb., 1926. Replaces former page 11) (Analytic System—Copyright, 1921, by J. V. Parker) ae PP, 5. Basis for industrial risks with more than 5 hands (including all | auxiliary buildings with or without industrial processes) should be selected according to the class of public fire protection, except that when the value of the exterior fire protection at the risk is greater or less than that of the public fire protection, basis should be selected according to the class of protection as determined by the rules for Classification of Exterior Fire Protection. CHARGES AND CREDITS All charges and credits are percentages of the basis and are cumu- lative to each building or division unless otherwise stated. The standard for structural features of a building is determined as | to area, and walls and the protection of floor openings by the character of the occupancy which is divided into Light and Ordinary. All occu- pancies not mentioned in the following list of Light Occupancies should be considered Ordinary Occupancies. List of Light Occupancies 1. Agents’ Sample Rooms. 2. Almshouses, asylums, hospitals, infirmaries, poorhouses and sani- tariums, except floors occupied for cooking (except small diet or serving kitchens), laundering or industrial processes, Banks. . Barber Shops. Baths. Billiard Saloons. Bowling Alleys. . Chemical, Biological or Physical Laboratories (private, including laboratories operated in connection with Educational Institutions). . Churches. . Clubs (city, country, ete.), except floors occupied for cooking (except Small serving kitchens), laundering or industrial processes. 11. Dental Laboratories. 12. Dormitories, except floors occupied for cooking (except small serving kitchens), laundering or industrial processes. 13. Dwellings, Flats and Apartments. 14, Educational Institutions, except floors occupied for cooking (except as provided under Item §8.e., Miscellaneous Hazards), stages with scenery (other than a small amount of fixed scenery), laundering, manual training (with automobile shops, metalworking, woodwork- ing, etc.) or industrial processes. 15. Gambling Houses, except floors occupied for cooking. 16. Halls, private or public (including armories, dance halls, drill halls, gymnasiums, labor union halls and society, lodge or club rooms); except floors occupied for cooking (except as provided under Item 8.c., Miscellaneous Hazards) or stages with scenery (other than a small amount of fixed scenery). 17. Hotels, boarding houses and lodging houses (other than low-grade bunk houses), except floors occupied for cooking (except small serv- ing kitchens), laundering or industrial processes. 18. Libraries, public or private. 19. Municipal and County Buildings, except floors occupied by fire de- partment apparatus, stables, storage of tools, machinery, etc., cook- ing (for inmates of jails) or industrial processes. 20. Natatoriums. 21. Offices, business or professional; detective agencies, employment agencies, stock exchanges, telegraph offices, etc., including small POUR oe on pot 3 ~) private laboratories, printing offices and restaurants connected there- 3 with. 22. Parlors; dressmaking, hairdressing, massage, millinery, shoe shin- ing, ete. 23. Restaurants, except floors occupied for cooking (except small serv- ing kitchens), laundering or industrial processes. 24. Shooting Galleries. 25. Sign writers and designers. 26. Sleeping rooms of proprietors or employees. 27. Stands; fruit, news, tobacco, etc. 28. Studios; artists’, teachers’, class rooms, photograph galleries, etc. 29. Telephone exchanges, including small restaurants operated in con- nection therewith. (See following page) (Feb., 1926. Replaces former page 12) (Analytic System—Copyright, 1921, by J. V. Parker) Ss, 244. = CHARGES AND CREDITS—Continued 80. Young Men’s and Young Women’s Christian Associations and similar institutions, except floors oceupied for cooking (except small serving kitchens and domestic science laboratories), stages with scenery (other than a small amount of fixed scenery), laundering, manual training (with automobile shops, metalworking, woodworking, etc.) or industrial ‘processes. 81. Small stocks and industrial occupancies when the combustibility classification does not exceed C.3 and when the total area of each occupancy does not exceed 2400 square feet or 1200 square feet on any one floor. Note 1: When the total area of all occupancies described under Item 31. exceeds one-half of the area of the floor upon which they are located, the floor should be considered as containing ordinary occu- pancies with respect to charges for Area, Walis and Floor Openings. Note 2: When the total area of Ordinary Occupancies on any one floor does not exceed 5% of the total area of the floor, that floor should be considered as containing exclusively Light Occupancieg in applying charges for Area, Walls or Floor Openings. Note 3: When occupancies which normally class as Light are classed as Ordinary on account of cooking, stages with scenery, manual training, industrial processes, etc., the area occupied by kitchens or stages with Scenery or for manual training, industrial processes, etc., may be taken in Heu of the area of the entire occu- pancy in determining the limit provided under Note 2. 1. AREA la. Area charge should be applied to all buildings according to the following table. 1.b. When -the ground floor area exceeds the limits of the following table, the proper charge may be found by adding the charges for two or more areas. l.c. When parts of a building differ in the number of floors, the sum of the charges for each section should be taken according to its area and number of floors, including basement and sub-basement. The total charge thus obtained should not be less than the charge for area if all sections were of the same height as the lowest section of the building. 1.d. When a building is of different classes of construction, area charge should be applied according to the class of construction of each section, but in no event should the total area charge be less than that which would result if the entire building were of the better elass of construction. le. Attics: Area charge should apply to attics and portions of buildings included within gable roofs, when used for mercantile or industrial purposes; when such portions are not occupled or are not designed for permanent occupancy, area charge should be walved. 1.2. Floors in sections of A construction occupied exclusively by Light Occupancies or by occupancies with Incombustible Contents should not be counted as floors. When less than one-third of the area of - floor has Ordinary Occupancies, it should be considered as a half oor. Note: When portions of a floor contain only incombustible con- tents, such portions should be considered as containing incombus- tible contents only when separated by walls or partitions frem other contents, except that when a portion of a floor not separated from the rest of the floor by walls or ‘partitions is designed and used exclusively for industrial processes on incombustible materials, such portion may be considered as separated by walls or partitions from other contents. l.g. Floors in sections of A construction having all openings to stories above and below protected by a. closures (see item 9.), and haying all contents (other than Light Occupancies or occupancies with incom- bustible contents) located in sections not exceeding 1200 square feet in area nor more than one-fifth of the area of the floor on which lo- cated, cut off by partitions equivalent to those required for a. clos- ures (see item 9.) with all openings in partitions protected by wire glass in metal frames or by doors approved for the protection of openings in Corridors or Partitions, should not be counted as floors. 1.h. If floors, basements or sections of a building are equipped with an approved system of automatic sprinklers having one or more sources of supply, area charge for sprinklered portions should be waived. (See following page) (Feb., 1926. Replaces former page 13) (Analytic System—Copyright, 1921, by J. V. Parker) aay bl AREA TABLE Square Feet 9 3 4 5 6 7 8 | of Ground Floor | Floors} Floors! Floors! Floors| Floors} Floors} Floors} Floors} Floors Floor Area BM Oy OR eka eee 2%) 2% 2% 3% 3% 3% 4% 4% 4% AMY TE aie ee 2% 3% 4% 4%) 5% CU 7% 8% 8% 9% BM Wiakiossahee 3% 4%| 6% 7% 8% 9% 10%] 11% 13%] 13% BAN ce ae 4% 6% 7% 9% 11%] 12%] 14%] 15% 17%] 18% LOVES Behn ne tears 5% 7%! 9% 12%] 14%) 16%| 17%} 19%} 21%) 22% DIVE sia. see tailed stare 6% 9% 11%) 14%) 16% 19%] 21%] 23%) 25%| 27% WY Pee eg ea 7%| 10%| 13%) 16%} 19%| 22%) 25%) 27%} 30%) 31% LOM eee ee are e 8%| 12%) 15%] 19%, 22%| 25%} 28%] 31%] 34%] 36% LSM os, Poe eee 9%) 13%| 17%) 21%] 25%| 28%| 32%) 35%| 38%] 40% 2OM eee ek cee 10%| 14%| 19%| 23%) 27%! 31%} 35%} 39%] 42%] 45% 22M fees. eee 11%} 16%| 21%) 26%} 30%} 35%| 89%! 43%) 47% 49 % 2AM NSE IER Coe 12%] 17%] 23%) 28%| 33%} 38%] 42%) 47%] 51%) 54% SANE ie genet Baers 13%| 19%| 25%| 30%] 36%] 41%! 46%| 51%| 55%| 59% aS LSE, Gen, cual cae ee 14%) 20%] 27%| 33%) 39%] 44%| 49%! 55%) 59%| 68% BOM sre rier einets 15%| 22%! 29%! 35%| 41%! 47%] 58%] 58% 64%) 68% BAM ar ea sci ate 16%| 23%| 31%) 37%) 44%] 50%) 57%} 62%| 68%| 72% SAMA ene 17 %| 25%} 32%! 40%| 47%] 54%] 60%] 66%| 72%| 77% SOM Meee. tice 18%} 26%) 34%| 42%] 50%| 57%) 64%] 70%] 76%| 81% SBM cement aeee 19%| 28%] 36%] 45%! 52%] 60%| 67%| 74%) 81%] 86% TT aca! ea 20%| 29%! 38%| 47%| 55%) 63 %| 71%| 78%) 85%| 90% Square Feet 11) | 212"'| (13 4-44) S15) 16) 17 Abe doer eo of Ground Floors} Floors| Floors} Floors} Floors} Floors| Floors} Floors| Floors] Floors Floor Area 2 Vic sepeiare ee eS .-|. 5%) 5%| 5% 5%) 5%) 6%) 6%] 6%) 6%) 6% AV aS acorn cies at 9%| 10%| 10%| 11%] 11%] 11%] 12%| 12%| 12%| 12% OM Gerve cen 14%) 15%) 15%) 16%] 17%) 17%) 18%} 18%] 18%) 19% SIMS. cotta 19%| 20%) 21%) 21%| 22%) 23%| 23%| 24%] 25%) 25% 10M Fe eee 24%) 25%! 26%! 27%) 28%) 29%| 29%] 30%} 31%] 32% 12M SA er 28%| 30%) 31%] 832%) 838%) 84%] 85%) 86%] 37%| 38% AA IVER orca ue creme cee 83%| 85%] 36%] 88%] 39%| 40%] 41%) 42%] 48%) 44% GY ee Sa es ~-| 38% 40%| 41%] 48%] 44%] 46%] 47%] 48%] 50%) 51% IBM eas Ee 43%| 45%| 47%] 48% 50%| 52%| 538%] 54%| 56%] 57% OM. Oerrrete ania tess 47%| 50%| 52%) 54%) 56%) 57%] 59%| 61%) 62%} 68% PPA rg Se a8 52%| 55%| 57%) 59%| 61%) 63%] 65%] 67%) 68%) 70G Sa Mes teenie 57%} 60%| 62%] 65%! 67%| 69%] 71%) 73%| 74%| 76% DEM ani culcste es 62%| 65%) 67%| 70%] 72%] 75%| 77%] 79%) 81%! 88% PASHAN CON te Ms A 66%) 70%| 73%| 75%) 78%) 80%| 83%) 85%! 87% 89% OOM iss streets 71%] 75%| 78%) 81%| 84%) 86%} 89%] 91%) 93%! 95% SoINE tatlacns Gere see | 76%| 80%| 83%! 86%| 89%] 92%] 95%| 97%) 99%|102% BAM oa tie siielckeene 81%| 85%| 88%| 92%| 95%| 98%|100%1103%1106%}108% BEM a. eA ee 85%| 90%| 93%] 97%|100%| 103 %| 106%] 109 %| 112% 114% BOW ow loan wit cake 90%| 95%] 99%|102%|106%]109%]112%]115GZl118%|121% BOM = scisukeie cee 95%|100%|104%|108%]111%}115Zl118%}121Gj124%1127% When area is between any two figures in the area column select the nearer of the two. When exactly halfway between take the average of the charges. ; (Feb., 1926. Replaces former page 14) ( Analytic System—Copyright, 1921, by J. V. Parker) acy sa 2. EXTERIOR WALLS Definitions Bearing Wall: A wall which supports any load in addition to its own weight. Nonbearing Wali: A wall which supports no load other than its own weight. Curtain Wall: A nonbearing wall between columns or supports which igs not Supported at each story by beams or girders, Panel Wall: A nonbearing wall in a skeleton structure supported at each story by beams or girders. Material of Walls References to walls in the following rules apply to walls of burned clay brick, unless otherwise stated. For masonry walls of other con- struction the requirements for brick walls should be modified as follows: Reinforced Ooncrete Walls: Thickness should be not less than two- thirds of that specified for brick walls; minimum 8 inches. Stone or Concrete (not reinforced) Wallis: Thickness should be 4 inches greater than that specified for brick walls. Hollow Concrete Block or Tile Walls or Hollow Walls of Block Con- struction: Thickness should be 4 inches greater than that specified for brick walls. If faced on both sides with 4 inches or on one side with 8 inches of brick, such walls should be considered the equivalent of brick walls. Hollow Brick and Sand-Lime Brick Walls (approximate size of brick 2142x4x8 inches): Thickness should be the same as that specified for brick walls. Concrete Brick Walls (approximate size of brick 2%x4x8 inches): Thickness should be the same as that specified for Stone or Concrete (not reinforced) Walls. Adobe Wallis: Thickness should be 4 inches greater than that specified ’ for brick walls; in all other respects they should be considered as the equivalent of hollow- concrete block or tile walls. Requirements for Brick Walls Boldface figures apply to all bearing walls of Ordinary Occupancy buildings and to all party walls except panel walis. Lightface figures apply to all independent walls of Light Occupancy buildings and to all independent nonbearing walls of Ordinary Occupancy buildings, except panel walls. Panel walls of any construction, except reinforced concrete, should be not less than 12 inches thick on any story of both Light and Ordinary Occupancy buildings. Note: A building containing only Light Occupancies above ground floor should be considered a Light Occupancy building with respect to walls, (Feb., 1926. Replaces former page 15) (Analytic System—Copuright, 1921, by J. V. Parker) e162 Minimum Thickness STORIES Stories A 2 3 4 5 6 7 8 9 10 One story...... ; i & Two stories..... aa a Three stories.... 16 12 a Four stories 20 16 16 12 Fivelstories..... { ri: ae = om ve 201 20°" 56" 102 a2 Serre {24 ee ee © aes Ca a4 + 20. $0 4118) 36 Sah. 20 Seven stories.... {a 24 20 2 16 «16~« 12 16 16 12 12 Six stories Biche uedries "62k ee kes ee eee ee BET BRRNeRS {28 24 24 2 2 #16 «16~« 12 A) Nine stories..... 98. 1 S40" "94 9980") Son 16 ig alts se { 28 28 24 2 2 #20 16 «16~=« 12 Ten stories eeeeee { 28 28 24 24 20 20 16 16 12 12 32 28 28 24 24 20 20 16 16 12 Ss Charges for Wall Deficiency 7 | | Note: When walls are constructed of materials other than brick or its equivalent, thickness specified in items 2.a. and 2.b. should be modified according to directions under Material of Walls. 2.a. Thickness: If bearing or party wall of brick, stone, concrete or equivalent materials, is deficient in thickness on one or more stories, ad fot cach Walbin cs ch ses ep eee + in bees Note 1: Windows or vertical skylights in sides of roof houses, etc., should be considered windows and charge waived. Note 2: Skylights over masonry elevator or stair shafts may tse of thin glass set in metal frames and protected as described above. 6.b. If slatted or other ventilators in wall, roof houses, etc., are not protected by heavy screens of not more than one-fourth inch mesh or are not provided with windows or other effective means of preventing access of sparks............. BER Ace +22 210% Nete: When portions of a building in which skylights or ventilators are found class as incombustible and contain ex- clusively incombustible contents, both of above charges may be waived. 7. COURTS An Interior Court is any uncovered area within a building, enclosed on all sides by walls, none of which are projected to form a portion of the perimeter of the building of which the court is a part (see item 2.d.). An Exterior Court is any uncovered area within a building, enclosed on all but one side by walls any of which are projected to form a portion of the perimeter of the building of which the court is a part (see item 2.d.). Note: The junction of two walls forming a re-entrant angle in the perimeter of a building should not be considered as forming a court, except in the case of small V-shaped courts which are included in the above definition. (See following page) (Feb., 1926. Replaces former page 21) (Analytic System—Copyright, 1921, by J. V. Parker) aes 7 COURTS—Continued: 7.a. Interior Courts: Interior courts should be charged for as floor openings according to the number of floors pierced and the pro- tection, if any, afforded by the court walls. Note 1: Charge should be waived if court pierces only one floor (and roof) and is 20 feet or more in both dimensions, or if court pierces more than one floor (and roof) and is 40 feet or more in both dimensions. Note 2: Skylights piercing roof forming bottom of court should be classed as floor openings and protection graded as provided under Item 9. Note 3. Combustible walls of interior courts should be charged for as combustible partitions under Item 10.a. 7.b. Exterior Courts: Walls of exterior courts should be charged for as other walls of similar construction, their length being deter- mined by projection as directed under item 2.d. Note 1: Portions of party walls not common to both buildings ster not be considered as walls of the building containing the court. Note 2: Portions of D walls of an exterior court which are not projected to form the perimeter of the building should be charged for as combustible partitions under item 10.a. Note 3: When an exterior court is enclosed on all sides by walls, either of the building of which the court is a part or by walls of adjoining buildings, charge should also be made for floor openings as directed under item %.a. Skylights piercing roof forming bot- tom of court should be classed as floor openings and protection graded aS provided under item 9, Note 4: If skylights in roof forming bottom of interior or exterlor courts do not conform to requirements, charge shouid be made under item 6. 8. FLOORS If floors class as incombustible or if brick or concrete floors are less than 4 inches thick, or if tile floors are less than 6 inches thick eee es coca eeeeeee eeeete@eeeoeveeeveeoeoseeeveee#eeeee ee Powis heme cal Coe 8.b. If floor (or roof) supports are of stone, concrete (not rein- forced), hollow concrete block or tile........ mike ag uhels eaten e oe Note: When deficiency is found in roof supports only, charge should be reduced one-half, 8.c. If wood surfacing is laid on wood nailing strips not imbedded in incombustible materials, or if with air-space beneath......10% 9. FLOOR OPENINGS Floor openings are graded according to the protection afforded by enclosing partitions, shafts, traps,, etc., the different grades of pro- tection or closures being designated by the letters a. and b. “When the protection of a floor opening is inferior to that specified for a., it is graded as Below a. ENCLOSED OPENINGS, including elevators, stairways, chutes, dumb- waiters, light shafts and all other openings enclosed in shafts or partitions, except openings protected by hall partitions. a. CLOSURE Enclosure of cement or gypsum plaster on both sides of metal lath, not less than 2 inches thick, supported on iron frame; brick, not less than 4 inches thick; reinforced concrete, tile, or gypsum block, not less than 3 inches thick; boiler iron, properly riveted and framed; or other materials which, upon test, show equal value; with all openings into enclosure protected by wire-glass in stationary, automatic, or self-closing metal frames or by automatic or self-closing doors ap- proved for the protection of openings in vertical shafts. Note: Elevator doors as above, closed by elevator operator, may be accepted in lieu of automatic or self-closing doors. 8.8 é b. CLOSURE Enclosure of solid gypsum blocks, properly bonded and reinforced, 10t less than 5 inches thick; brick, not less than 8 inches thick; rein- forced concrete, not less than 4 inches thick; tile, not less than 6 inches thick; or other materials which, upon test, show equal value; with all openings into enclosure protected by automatic or self-closing doors approved for the protection of openings in vertical shafts. No glass in doors or enclosure. (Feb., 1926. Replaces former page 22) (Analytic System—Copuright, 1921, by J. V. Parker) ce a ( Ne pice an fy Ms OPENINGS NOT ENCLOSED, including elevators, stairways, chutes, dumb-waiters, light shafts and all other floor openings not enclosed in shafts or partitions. a. CLOSURE Protected by approved automatic or self-closing trap of matched flooring, not less than 2 inches thick (1% inches dressed), entirely covered with tin as required for approved fire doors, or by wire glass in metal frames. Note: Trap should be of sufficient size to completely cover opening in the floor. Openings in trap for cables, counterweights, etc., should be provided with automatic flaps of same construction as the trap. All lunges should be bolted to the trap. OPENINGS IN HALLS OR CORRIDORS: When floor openings are in halls or corridors, they may be protected by the partitions separating the halls or corridors from the rest of the floors. Such protection should be graded as follows: a. CLOSURE Partition of cement or gypsum plaster on both sides of metal lath, not less than 2 inches thick, supported on iron frame; brick, not less than 4 inches thick; reinforced concrete, tile or gypsum blocks, not less than 8 inches thick; or other materials which, upon test, show equal value; with all openings in partition protected by ~wire-giass in stationary, automatic, or self-closing metal frames, or by automatic or self-closing doors approved for the protection of openings in corridors or partitions. b. CLOSURE Partition of solid gypsum blocks, properly bonded and reinforced, not less than 5 inches thick; brick, not less than 8 inches thick; rein- forced concrete, not less than 4 inches thick; tile, not less than 6 inches thick; or other materials which, upon test, show equal value; with all openings in partition protected by automatic or self-closing doors approved for the protection of openings in corridors or partitions. No glass in doors or partitions. Note: Partitions should always be considered as protecting openings in the floor above the partitions and not as protecting openings in the floor upon which the partitions rest. CHARGES AND CREDITS FOR PROTECTION OF FLOOR OPENINGS 9.a.The charge for deficient protection or the credit for superior pro- tection of floor openings is determined by the grade of protection of openings thru the floor (or ceiling, if top story). When openings are protected by enclosures, the charge should be determined by the grade of protection afforded by the enclosure. When openings are protected by hall partitions, the charge should be determined by the grade of protection afforded by the hall partitions in the story below the floor in which openings are located. 9.b. Openings in floors above stories containing exclusively Light Oc- cupaneies and (or) Incombustible Contents, whether protected by enclosures or partitions or not, should be counted as one grade better with respect to charges and credits in the following table, i. e., if closure grades Below a., it should be considered as pm, or if closure grades a. it should be considered as b. 9.c,. Openings into roof space or cockloft should be considered as floor openings of similar grade. 9.d. Belt holes, pipe holes, etc., should be charged for as other openings of similar grade; belt holes in pairs may be considered as one opening. 9.e. No charge should be made for openings thru galleries, decks, plat- forms, etc., except as provided under item 10.b., Notes 1 and 2. 9.f.When buildings have slatted or partial floors, maximum floor opening charge should apply for each such floor. %g. Floor openings in additions of inferior construction should be charged as if in main building but the closure of no opening thru a combustible floor should grade better than a., nor should eredit be allowed under the following table, to floors, any part of which (including portions in additions of inferior construction) is classed as combustible. (See following page) (Feb., 1926. Replaces former page 23) (Analytic System—Copyright, 1921, by J. V. Parker) —24— 9 FLOOR OPENINGS—Continued: Table of Charges and Credits In the following table, the symbol “+” indicates a‘ charge did the symbol ‘—’” indicates a credit; charge applies separately to each floor. ; ( me aback cues .. 0% Grade of protection (established by the opening | b. ......... «1% with pthe 5M] 5% | 10% | 14% | 17% | 20% | 22% | 23% | 24% | 25% ogo 6M] 6% | 11% | 16% | 20% | 23% | 26% | 27% | 28% | 29% 228 7M| 7% | 13% | 19% | 24% | 27% | 30% | 32% | 38% | 34% mes 8M] 8% | 15% | 22% | 27% | 31% | 34% | 36% | 38% | 39% a=8 9M| 9% | 17% | 24% | 31% | 35% | 39% | 41% | 42% | 44% sS210M | 10% | 19% | 27% | 34% | 39% | 48% | 45% | 47% | 49% 25. 11M| 11% | 21% | 30% | 37% | 48% | 47% | 50% | 52% | 54% 234% 12M | 12% | 23% | 32% |. 41% | 47% | 52% | 54% | 56% | 59% fe" 13M | 13% | 25% | 35% | 44% | 51% | 56% | 59% | 61% | 64% 225 14M| 14% | 27% | 38% | 48% | 55% | 60% | 63% | 66% | 69% ¢.215M| 15% | 29% | 41% | 51% | 59% | 65% | 68% | 71% | 74% 322 16M| 16% | 30% |.48% | 54% | 62% | 69% | 72% | 75% | 78% 2%.,17M| 17% | 32% | 46% | 58% | 66% | 73% | 77% | 80% |. 88% £e$18M| 18% | 34% | 49% | 61% | 70% | 77% | 81% | 85% | 88% =. 19M | 19% | 36% | 51% | 65% | 74% | 82% | 86% | 89% | 93% $3 20M | 20% | 38% | 54% | 68% | 78% | 86% | 90% |. 94% |. 98% im st . Division Walls: 1. Area charge should be reduced one-tenth for each masonry di- vision wall to or thru roof with unprotected openings, not exceed- ing in all 30% of area charge. 2. Area charge should be reduced one-fifth for each masonry division wall to roof only without openings or with all openings protected by fire doors approved for the protection of openings in fire eee not exceeding in all 40% of area charge. - Note 1: When both subitems 1. and 2. apply, ‘total Faction should not exceed 40% of area charge. Note 2: The area charge as reduced by subitems 1. and 2. should in no case be less than the charge for the division of eens area. 2. EXTERIOR WALLS : : Definitions ca od Wall: A wall which supports any load in addition to its own weight. Nonbearing Wall: A wall which supports no load other than its own weight Curtain Wall: A nonbearing wall between columns or supports which is not supported at each story by beams or girders. Panel Wall: A nonbearing wall in a skeleton structure supported at each story by beams or girders. Material of Walls Raferenées to walls in the following rules apply ‘to. walls of burned clay brick, unless otherwise stated. For masonry walls of other con- struction the requirements for brick walls should be modified as follows: Reinforced Concrete Walls: Thickness should be not less than two-thirds. of that specified for brick walls; minimum 8 inches. Stone or Concrete (not reinforced) Walls: Thickness should be 4 inches greater than that specified for brick walls. (Feb., 1926. Replaces former page 36) (Analytic System—Copyright, 1921, by J. V. Parker) Lr a. i Hollow Concrete Block or Tile Walls or Hollow Walls of Block Con- struction: Thickness should be 4 inches greater than that specified for brick walls. If faced on both sides with 4 inches or on one side. with 8 inches of brick, such walls should be considered the equivalent of brick walls. Hollow Brick and Sand-Lime Brick Walls (approximate size of brick 2144x4x8 inches): Thickness should be the same ag that specified for brick walls. - Concrete Brick Walls (approximate size of brick 2%%x4x8 inches): Thickness should be the same as that specified for Stone or Concrete (not reinforced) Walls. Adobe Wallis: Thickness should be 4 inches greater than that specified for brick walls; in all other respects they should be considered as the equivalent of hollow conerete block or tile walls. Requirements for Brick Walls Boldface figures apply to all bearing walls of Ordinary Occupancy buildings and to all party walls except panel walls. Lightface figures apply to all independent walls of Light Occupancy buildings and to all independent nonbearing walls of Ordinary Occupancy buildings, except panel walls. Panel walls of any construction, except reinforced concrete, should be not less than 12 inches thick on any story of both Light and Ordi- nary Occupancy buildings. Note: A building containing only Light Occupancies above ground floor should be considered a Light Occupancy building with respect to walls. BRICK WALLS Minimum Thickness STORIES Stories 1 2 3 4 5 6 7 8 9 10 One story....... j12 Jne story as ‘T'wo stories..... | 12 12 16 12 Three stories.... 16 16 12 Four stories..... { se HY Se xe { 16 12 12 Five stories...... { ~ ay o ia - appt 20 20 16 16 ps 12 Six stories..... .s { 24 20 20 16 16 612 ei 24 20 20 16 16 12 12 Seven storic Sees { 24 24 20 20 16 16 12 : 24 24 20 20 16 16 12 12 Eight stories.... { 28 24 24 20 20 16 16 12 i 4 28 24 24 20 20 16 16 12 12 Nine stories..... 28 28 24. 24 20 20 16 16 12 T t { 28 28 24 24 20 20 16 1G. 7°12 12 en stories. ..... ieee eee ee 8 8d Ig te) | 12 CHARGES FOR WALL DEFICIENCY Note; When walls are constructed of materials other than brick or its equivalent, thicknesses specified in items 2.a. and 2.b. should be modified according to directions under Material of Walls. -2.a, Thickness: If bearing or party wall of brick, stone, concrete or equivalent materials is deficient in Sa eck on one or more stories, add for each wall...............s00. FBR OT OIRO . 4% Note 1: No charge should be made for deficient thickness of independent non-bearing or panel walls; hollow walls of block construction, or walls of hollow concrete block, adobe or tile. (Feb., 1926. Replaces former page 37) (Analytic System—Copyright, 1921, by J. V. Pastker) ie Note 2: Charge under item 2.a. is cumulative with charges for inferior walls under the Table of Charges for Inferior Walls, but in no case should the charge under item 2.a. plus charges under items a., ¢.1. or ¢.2. in the Table, exceed the charge that would result if 100% of the walls of the building were of the construction described under items a., e.1. or e¢.2., as the case may be. 1. If wall is less than 12 inches thick on any except top story & of buildings more than one story in height, charge should be doubled. . When a bearing or party wall includes piers, pilasters or buttresses, charge according to thickness of wall between piers, pilasters or buttresses, and reduce net charge one-half. - When a B building (1) is built against the wall of another B building (2) and has no wall of its own but has floors or roof supported independently of the adjoining building (2), charge (1) with wall deficiency according to the char- acter of the floor or roof supports and apply charge for party wall (2.b.) to (2). 2.b. Party Wallis: If party bearing, nonbearing or curtain walls are less than 16 inches thick on top story common to both buildings, per or less than 20 inches thick on any story below common to both G buildings, or if party panel wall is less than 16 inches thick on any story common to both buildings, add for each wall (cu- mulative with 2.a.) ....... a eisteie’s Bib oie oie lane eens eee eires Biate daidtes shele 012.4% YO 1. If party wall is less than 12 inches thick on any story com- mon to both buildings, charge should be doubled. Note: Charge under 2.b. is cumulative with charges for in- ferior masonry walls given under items a. and e.1., Table of Charges for Inferior Walls. to oo 2.c. Parapets and Fender Wallis: If parapets on masonry walls are less than 18 inches in height or if fender wall does not extend at least 18 inches above and 36 inches beyond exposed com- bustible roof structures or extensions, add for each wall....... 5 SS Note: Charge under 2.c. is cumulative with charges for in- - ferior masonry walls given under items a. and e1., Table of Charges for Inferior Walls. 1. When wall is exposed within 20 feet by a building grading Large, requirements given above with respect to height of parapet or fender wall should be increased to 36 inches. . When wall is not exposed within vanishing distance of ex- posure or when not exposed within 40 feet, charge for de- ficient parapet or fender wall should be waived. . When two B buildings of unequal height adjoin, the facing wall of the higher building should be considered the equiva- lent of a parapet for the lower building. The height of the parapet for the lower building should be determined accord- ing to the height of openings in the facing wall of the higher Ges Ls) oo building above the roof of the lower, or, if no openings, by the height of the facing wall of the higher building. - When roof of either the exposed or exposing building is Fire- proof or Incombustible, or when exposure is not less than two stories lower, unless combustible cornices, eaves or roof boards project, charge for deficient parapet should be waived. He 2.d. Walls Constructed of Materials Inferior to Brick (including Hollow, Sand-Lime, and Concrete Brick), Stone or Concrete should be charged for according to the ratio of their length to the total perimeter of all stories of the building, as provided in the following table, 1. All portions of a wall facing in the same direction, whether in one or more planes, should be considered one wall. When a wall lies in more than one plane, its length should be determined by projecting the various planes upon a line parallel to the wall. ¥ When more than one portion of a wall on same story projects upon ay ee Py of the projected perimeter, outer portion only should e counted, (Feb., 1926. Replaces former page 38) (Analytic System—Covyright, 1921, by J. V. Parker) The total perimeter of a building is the sum of the perimeters of all stories of the building except basements. Note 1: When a wall on any one story of a building, exceeds 22% feet in height, each 15 feet (or greater part thereof) of excess should be considered as equivalent to an additional story in deter- mining the total perimeter of the building. Note 2: For conditions under which roof structures should be in- cluded in the perimeter, see Exterior Attachments; other exterior attachments should not be considered in determining the perimeter of a building. To illustrate the method of determining the length of a wall, an example is given below: Example Brick, Stone or Concrete Construction is indicated by heavy lines; Inferior Construction is indicated by light lines. e- = __ Greatest Width . — ---+ Note: In buildings all of whose walls present right angles only, the perimeter of a story is equal to twice the sum of the greatest length plus the greatest width. In the example, the greatest length is 130 feet and the greatest width S80 feet. The perimeter equals 130+80X2, or 420 feet. . When inferior wall is found in gable only, the width of the gable should be reduced one-half in determining the length of inferior walls and the total perimeter of the building. . When more than 50% of perimeter is of combustible construction add to perimeter the length of all inferior masonry walls not less than 8 inches thick (6 inches if reinforced concrete), then if combustible wall is not more than 50% of perimeter plus interior walls class building as B, adding maximum charge for combustible walls. . Material of sash, mullions and doors of ordinary dimensions or of cad hahaa supporting members should not affect the grading of the wall. . In the following table, each kind of construction should be considered separately; charges under items a., b., e. and d. are cumulative. . When the ratio of inferior walls lies between any of the figures shown at the top of the table, the nearer of the two should be selected; when exactly halfway between, the average of the two charges should be taken; when the ratio is less than 5%, charge should be waived. The preceding directions should not apply when the ratio of walls described under item b., ¢.3. and d. exceeds 50%, in which case see Rules for D Construction, except as provided under 2.4.3. Note: When more than one kind of inferior wall is found in a build- ing and the ratio of each kind is less than 5% of the total perimeter, the charge should not be less than that which would result if the total length of all inferior walls were of the better kind of construction. (Feb., 1926. Replaces former page 39) (Analytic System—Copyright, 1921, by J. V. Parker) Ales ~ 2 ‘Bgp ‘d “Pp UlszL ‘ade SJuI}JU0N JapUN SUOTIIITP 908 ‘STTVAA AOPAVJUY JOJ OpeU sy OS1ByD B UST AA *%J . "43Tq 300} § Guy} Ssol 20U [TBM WoId¥ o2010N00 JO 01039 ‘HDIIq B SOPNOUI [euUed OG} USM PUB 4odJ GT posdxXd JOU soop sJIOddns u98M}3 -9q [18M Jouvd oy} JO qIZuUe_ 94} Us PoATVM Oq PI[NOYS ‘70 10 ‘TO SMI9}T JapUN paqiiosep sS[[VM JouBd JOJ sasieyd JON ‘g “JUST -BAINDS S}I 10 YoLIG JO SoyoUL F AIIM PIdBJ Voy PIATVM 9q PlNOYS ‘TO W9}t JapuUN PoqraAdsep s|[VM [ouvd IOJ Sasivyd Jon ‘Zz ‘J[@y-8u0 paonper eq PlNOYS ‘Zo IO “TO SUId}T Jopun poqy{idsep ST]VM Joued IOJ sasivyo JON ‘T :SMO][OJ SB PayIpoul oq plnoys ‘Zo PUB “Td SWo}L JepuN sasiByo Jou ‘(ez ‘d “gE Wey 908) sSZuIpling W Ul Zuygooidelg piepuLys JoJ syuemeIINbel 0} Zuy -W1OJUOD S[ersezeUE Suyooidsig pesoidde Aq poz00},0ad [uJoOUr IO oJo1DUOD ‘9049S ‘HOTAG JO GIB SzIOddns [BdI}JIOA [TV Woy AA ‘2 «< (| %09 | %8F | %9e WIS |BWSl|°**** ajo ‘ssvps ‘zojysvjd pue yl [ejem ‘TewNW *zZ pepraoid sv jdeoxe ‘wo YOIIQ IO Pais9UGA YoTIG ‘PBII-WOIT POOM ‘POOM ‘T - U \ OF SI[NY 99 oni4s oa ¥ I a Ss L %09 RP %9e WPVves WS © OE S82 ogc eeh * eye eee te * se NOS 0.U yorrqg 10 pa1v8u0A | | | HIG ‘PBIO-WOIT WoOJoJoYS ‘pBlo-WOIT POO ‘pooM “gE MOE |%er|BWOv WE | WOE | Yes | G07 | WET} WOT} BG | serrresecseeeeseeeess*yausd IO Upezind ynoyzyA | | 10 {°dj0 "SSBUIS ‘Xa]JSu[d puUB ISL [BVJeuI ‘[eJayW ‘Z %ee | %o0e %Ssy %0Z Wt WOT %eG bad ION ERIM EI MS AIC IOS LON RE 2 SOREL 9 pues "aS QILM VAIJB[NUIND) Ys12 10 9sqope ‘uUOTJONAJSUOD / YoOIq JO [VM MOTION ‘YoOTq oJerDU0D MOTO di s340ddng TORTeA / | | JouvB, JO uTEAIND Jo [BIIe}VWT JO [BLI0} CW | WOTONAJSUOD UWOZTOHS JO STTBAL ‘¢'P’g Jopun | ~** “@Tqrsnquroouy *d > ’ a/ WOE | 6k | HOF peprAoid sv 4da0x0 ‘a0T} WOL|%9S | MSF) 68S) WF | oe pessoa yoyAq IO patsouaa YoIq ‘Pvyo-uoI, Poo ‘poom “4 -dNIJSUOD C IOJ SarNy 9eg (‘O° pues @ UM VAT}EINUIND) 9II} y > WE 0 0 » £0, fe) fe) ~~ fa) AOL 0 eseeeeeeeweeeveee eevee eeeeevneeeeeeeeneve ee fare “gq T T 008 | ZoS¥ | a 98 | %0E | YE | 0G | YST | % Yas /10 9qope ‘uoTJONIJsUOD YoTq JO [TBM MOT[OY ‘YIoTq VJeIDUOD MOTIOH{ *s —_|-—— WOTIMASUOD WOJOTOHS JO JON—STIVAA PHOS %0E | %02 | %O1 STIVM 10 NOLLAINOSaa %08 | %0L| %09 | %0S | %0% suIprmgd jo JoJoMIOg 18}OF, 02 [BAA JOPAoJUY JO WZFueT Jo onvy STIVM YOMFANI YWOd SHOUVHO JO FIAVL vee %001 | %06 Replaces former page 40) (Analytic System—Copyright, 1921, by J. V. Parker) (Feb., 1926. wale pict 2.e. ADDITIONS 1. Walls of inferior construction in additions should be included with the walls of main building in determining the length of inferior walls and the total perimeter of the building. ; 2. Structural features and occupancy hazards in addition should be charged as if additions were of same construction as main building, except that exterior attachments to a D addition or on a D wall may be waived. .3. Interior wall between main building and addition should not be considered in determining the total perimeter of the building, but if of masonry, should be credited as a division wall as provided under Item 1. Area, except when such a wall is considered as part of the perimeter as provided under item 2.4.3. 4. A D addition whose walls constitute not more than 10%. of the total perimeter of the building and whose area is not greater than that specified for Negligible buildings, may be considered an exterior attachment and charge under item 12.b. made in lieu of charges under item 2.d. 5. When an addition is of separate ownership, main building and its contents should be treated as provided. in the preceding rules, but the addition should be rated as a separate building of similar con- struction and charged with the full standard of exposure from main building (less charges for and in connection with the addition). 6. Contents of separate ownership located only in the addition should be treated in the same manner, but in neither case should the final rate of addition or its contents be less than if all were of same ownership. 2... DWELLING ADDITIONS 1, When a building, primarily constructed and exclusively occupied for dwelling purposes (except as provided below) and which if considered as a separate building would class as a dwelling, is rated as a part of a building embraced in the preceding rules, its height may be disregarded in determining the basis, and charges for structural defects in dwelling section modified as follows: 2. If of B construction, all structural charges except those for walls, parapets, foundations, roof, chimneys and stovepipes as described under items 11.b., ll.c. and l11.e., and exterior attachments, should be waived. The charges excepted above should apply as for other buildings. Note: The total charge for deficient or inferior walls and deficient parapets in the dwelling section should in no event be greater than the charge which would result if the dwelling section were of D construction, 3. If of D construction with walls not exceeding 50% of the total perimeter of the building, charge 5% to 20% according to size, in. lieu of the charge for inferior walls and waive all structural charges in dwelling section except those for roof, and chimneys or stove- pipes as described under items 11,b., 11.c. and 11.e, 4. If boarding or lodging, not more than 20 rooms, in dwelling sec- tion, apply regular charges from Occupancy List; if lodging with more than 20 rooms, dwelling section should be treated under reg- ular rules as an addition under item 2.e. 5. Portions of the building not constructed and occupied as above should be treated as other buildings of similar height, construc- tion, etc. 3. FOUNDATIONS 3.a. If masonry walls rest on combustible foundations.............. 30% 3.b. If building is built on ground filled with wood refuse, sawdust or Shavings’ (Cumulative with Sia.) i... cccc weiss ectucducatcudeacie 20% Note: No charge should be made for lack of standard founda- tions under D walls or additions. 4. ROOF 4. If any portion of roof is not surfaced with gravel, slag, metal, tile, slate, asbestos or approved composition roofing material...20% Note 1: A mansard should be considered as a wall of similar construction and not as a portion of the roof. Note 2: If combustible platforms, etc., on roof, see Exterior Attachments, item 12. (Feb., 1926. Replaces former page 41) (Analytic System—Copyright, 1921, by J. V. Parker) ae 5. CEILINGS 5. If ceilings or walls are sheathed with strawboard, paper or cloth, for -each .>-.8¢ meee - 10% Note: When charge for unapproved roof (Item 4) applies, charges under 1. and 2. should be waived. No charge should be made for cornices on D walls. (Feb., 1926. Replaces former page 46) (Analytic System—Copyright, 1921,{by J. V. Parker) ~ oat |, ae 12, EXTERIOR ATTACHMENTS—Continued: 12.b. Awnings, porches, small sheds, steeples, towers, plat- forms and stairs; display signs, platforms, etc., on roof; Wee PAS PPLE TICE LO Te on ects ace Waa c eis cat kPa eek ce es 5% to 20% Note: Charges for small awnings, open porches, plat- & forms (not on roof), open stairs and open sheds, when not exposed within vanishing distance of exposure or when not exposed within 40 feet, should be waived. 12.c. Bridges: 1. Wood or wood metal clad; enclosSed.................. 5% to10% 2. Skeleton iron-clad (enclosed) or wood, with roof and open *eides, tor; without) roof nist oto. ees. abies 1 wa 5% Note: When two buildings are rated as one on account of enclosed bridge connections less than 10 feet in length, charges 1. and 2. should be waived unless bridge is exposed by another building within vanishing distance of expoSure to main buildings, or when not exposed by another building within 40 feet. x) 12.4. Bay Windows: If wood or wood metal clad, and con- -- tinuous from story to story, for each wall (except on De SURE ee nes ciilgs Sol eee cae te ee Ree OES Lobes Pteavent s 5% 12.e. Roof Houses (monitor, texas, elevator heads, pent houses, etc.), with D walls, according to size and number..... 5% to 20% Note 1: Charge for roof houses, etc., without floors, and elevator heads of ordinary size, should be waived when not more than one story high and not exposed within vanishing distance of exposure, or when not ex- posed within 40 feet. Note 2: If roof house has a floor, and constitutes more than 25% of roof area or is more than 800 square feet in area, or (with or without floors) is more than one story in height (not to apply to steeples), it should be treated as additional height in determining the basis and charges made for walls according to proportion as directed in item 2.d. in lieu of the above charge. If more than one roof house, the various areas should be added and the charge computed as for one. 13. OCCUPANCY 418. For Occupancy Hazards see Occupancy List, Causes and Miscel- laneous Hazards. 14. CREDITS » STRUCTURAL The following credits are percentages of the Building Rate and should be deducted before giving credit for protective features and before adding exposure and contents charges. 14.a, Mill Construction: If all floors grade C., with no floor open- ings or with all floor openings protected by ec. closures.Deduct 10% Note: If protection of floor openings is inferior to c., see Item 14.b. 1. If roof boards are less than 214 inches thick (2% Inches dressed) or if roof supports are less than 6 inches in any dimension or of metal not protected as provided for C. floors, decrease credit 3 points. e Note: When 1. applies, no credit should be allowed to a one story building without basement. 2. If strap-iron stirrups are used to support horizontal mem- bers, decrease credit 2 points. 3. If with combustible partitions, or with wooden decks of less than 3 inch plank (2% inch dressed), decrease credit 2 points, (Feb., 1926. Replaces former page 47) (Analytic System—Conyright, 1921, by J. V. Parker =-4Q—n 14.b. Semi-Mill Construction. If all floors grade B., with floor open- AS. of all grades, or C., with floor openings inferior to eG, «aula Si6-el aiate po Oieele ae WR & On SleU a Oe eee ate Bale AC Oe ne bee PD COUCL 5% 43 If roof boards are less than 2 inches thick (134 inches dressed) or if roof supports are less than 4 inches in any dimension, or of metal not protected as required for C. floors, decrease credit 1 point. Note 1: When subitem 1. applies, no credit should be al- lowed to a one story building without basement. 2. If floor supports are of metal not protected as specified for C. floors, decrease credit 2 points. . If with combustible partitions, or with wooden decks of less than 3 inch plank (2% inch dressed), decrease credit 1 point. oo 14,c. Fireproof or Incombustible Floors or Roof: A 1. For each fireproof floor, excluding basement floor, up to and including three such floors (cumulative with a. and b.) e@ereeae aie, e 'W\ siete ale ae lerelele's 9) 8 wie is Geiss) e bla wa 6)p le.e eeeesce . Deduct 5% 2. For each incombustible floor, excluding basement floor, up to and including three such floors (cumulative with Bae) Se ie RARE Cine traces ahatos ere seesianieets eDeCONCL B2% Note 1: If roof is fireproof or incombustible, credit es Should be allowed as for a floor of similar construction. No eredit should be allowed when an Incombustible Roof is sur- faced with combustible insulating material other than ap- proved composition. roofing. Note 2: Credits under 1. and 2. are cumulative; when both 1. and 2. apply, credit should be allowed for each floor according to construction up to and including three fire- proof or incombustible floors. Note 3: Combustible portions of a fireproof or incom- bustible floor, not exceeding 5% of the total area of the floor, may be ignored and full credit allowed as above. 14.d. Open Finish: If building is without concealed spaces in roof, floors, walls, ceilings or partitions (cumulative with a., b. QHG 6° se P bass Bale Setratxs Gbuals eee Pee tan dues TeRe ROR xe Deduct 5% Note 1: When concealed space is found only in fireproof or incombustible roof, floors, walls, ceilings or partitions, credit may be allowed as above. Note 2: When area of rooms or sections with concealed | >, \ Spaces does not exceed 5% of the total floor area of the building, credit may be allowed as above. 14.e,A Additions: When a building has an addition which, if con- sidered separately, would class as A. with an area exceeding 25% but less than 50% of the total floor area of the build- ing (excluding area of basement or sub-basement)..... Deduct 5% 15. MAXIMUM AND MINIMUM RATES 15.a,Maximum Rate: The unexposed gross rate produced by applica- tion of the foregoing rules should in no event exceed the rate that would result if the building were rated under Rules for D Con- a struction. 15.b. Minimum Kate: The unexposed gross rate produced by applica- tion of the foregoing rules should in no event be less than that which would result if the building were rated under Rules for A Construction. (Feb., 1926. Replaces former page 48) (Analytic System—Copyright, 1921, by J. V. Parker) —48a— CONTENTS TABLE The following Contents T'able is intended to be used with Basis Table 100 and is accordingly numbered 100. The table shows the amount in cents to be added to the net building rate in order to obtain the rate on contents according to damageability and location of contents in the building, under each class of municipal protection. Higher or lower contents tables are obtained when required by taking ratios of Contents Table 100. ib an Contents of first sub-basement, if any, should take the contents charge of fourth floor stocks and contents of each lower sub-base- ment should take the contents charge of a stock two floors higher, as 6th, 8th, etc. . When contents of same ownership are located on more than one floor of a building, the contents charge should be the average of the charges for the floors on which located, i. e., the sum of the charges divided by the number of floors. The charge should be figured for the actual number of floors, including floors of attics (whether a sy additional stories or not) upon which contents are ocated. . Starred (*) Occupancies: In the Occupancy List certain occupancies are designated by a star (*). As the value of municipal protection is less to buildings containing such occupancies than to other buildings, there should be less difference in rate between building and contents in such cases, therefore a reduction of contents charge is made in all classes except Tenth (6th) if building contains a starred occupancy. The amounts to be deducted from the final contents charge are noted in contents table. . Inferior Walls: When a charge is made for inferior walls (as provided under the Table of Charges for Inferior Walls, p. 40), the net con- tents charge (after deduction, if any, for starred occupancies) shouid be reduced by an amount equal to one-half the charge (in cents) which is made for Inferior Walls, but such reduction should in no event exceed one-fourth of the net contents charge. Note: When a charge is made for inferior walls of skeleton con- struction with panel walls of hollow concrete block, tile, adobe, metal, metal lath and plaster, glass, etc., or with hollow panel walls of block construction, between supports of brick, stone, concrete or metal protected by approved fireproofing materials as required under Item 12., p. 25, the net contents charge (after deduction, if any, for starred occupancies) should be reduced by an amount equal to the charge (in cents) which is made for such walls. In no event should such reduction exceed the net contents charge. . Merchandise or Patterns Stored in Standard Fireproof Safes and Vaults: Specific insurance with 80% or higher coinsurance or re- duced rate contribution clause on merchandise or patterns in stand- ard fireproof safes or vaults may be written at one-half of the 80% or higher coinsurance rate for the same property in the open. Note: Specifications for Standard Fireproof Safes and Vaults are given in the Appendix. (Feb., 1926. New page 4éa) (Analytic System—Copyright, 1921, by J.4V. Parker) 4 y as ‘ay i . Misha . et Pe Se oe eee ee at m a | ” ms i] ‘ Oi hs te 14 dl ¥ " 9 o Tes ’ ' n* : ‘4 : P aE emer 1 - + 7 ‘ i ‘ q 5 f) “ “A 4 j . . q . ~ " ‘ ‘7 uy » al Peal — + : » Woy ri . MI q i ; met 4 a < ae ee ae Location h. The charges for Stationary furnaces as given in the Furnace Table, apply to these furnaces when in the open in the main building. When in a separate room in main building or in an addition (communicating or not cut off) used for no other purpose except for processes on materials grading C.1, the following ratios of the charges given in the Furnace Table should be applied: j Note 1: If furnace is located in a separate room used for no other purpose and not communicating except thru hall or rooms with contents grading C.1, and if no cobs, dust, wood or wood refuse is used for fuel, the charge may be based upon a combustibility of C.1., except when located as described in Note 2, Note 2: No credit should be allowed for location of furnaces not separated by solid floors or partitions without openings, or with no direct means of communication, from rooms where highly volatile combustibles are handled or stored in excess of one barrel, or where Oils or other materials are used in processes which produce inflam- mable vapors, including rooms with regular painting, spraying, dip- ping, etc., or where calcium carbide (in excess of 2000 pounds); in- flammable gases in steel cylinders (in excess of 25 cylinders); or more than five filled motor vehicles using liquid fuel are stored; or where alcohol, liquid paints, volatile oils, turpentine or varnishes are stored in excess of the limits prescribed under Miscellaneous Hazards. Note 3: No credit should be allowed for furnaces grading Medium or High using cobs, dust, wood or wood refuse for fuel, when the fuel is equal to or higher than the combustibility of contents on the floor where located, except when located as specified in items 2, 3 and 6 of the Location Table. When the combustibility of the fuel used is lower than that of the contents of the floor where located, credit for location should be allowed according to the Location Table, but the charge should not be less than the charge determined by the combustibility of the fuel used. Note 4: No credit should be allowed for location of furnaces con- nected with ovens or kettles with combustible contents unless located in separate room described in items 2, 3 and 6 of the Location Table, and used for no other purpose, in which case the credit pro- vided in the Table should apply. Note 5: When furnace is located in an addition with approved cut off or detached, addition should be treated as a separate risk, and exposure charged ag provided under External Exposures, Location Table Construction Location of Device: of Main Building In Main Building, in separate room: A. B D 1. With combustible floor, walls or ceiling..... 100% 80% 90% Note: Charge should not be less than for C.1 in the open. 2. With floor, walls and ceiling fireproof without approved cut off, or incombustible with ap- DO Vedi tito .a Mic ale iid IE. sinGer pels ok caictw'slb - 40% 40% 50% Note: In A buildings, charge should not be less than for C.1 in the open. 8. With floors, walls and ceiling fireproof, with approved cut off: a. When combustibility of room grades C.3% Peon ghier ees te Pee eee ds ton aw eee eee 0% 10% 20% b. When combustibility of room grades C.3 OP awer ae Ree, 650580 case 00s SSRN 0% 0% 0% In Power House or Addition: 4. Frame, iron sheathed frame or brick veneered, Without “approved CUl* OM. 2 ee. s. o mesey as ss o's cpr 100% 70% 80% Note: Charge should not be less than for C.1 in the open. 5. Masonry (not fireproof or incombustible) or skeleton iron clad, without approved cut off.. 100% 50% 60% Note: Charge should not be less than for C.1 in the open. 6. Fireproof, incombustible or space under in- combustible sidewalk, without approved cut il a ct streets Bik AES ata ge = chain gees odin nee oe «+ 30% 30% 40% Note: In A buildings, charge should not be less than for C.1 in the open. (See following page) (Feb., 1925. Replaces former page.79) (Analytic System—Copyright, 1921, by J. V. Parker) Baa) 1. FURNACES—Continued: Note 1: An incombustible room with approved cut off as re- quired under item 2. is defined as a room with floor, walls and ceiling constructed of cement or gypsum plaster on both sides of metal lath, not less than 2 inches thick and supported on metal frame; brick; concrete; tile or approved gypsum block, not less than 3 inches thick; or other materials which, upon test, show equal value; with all openings protected by single automatic or self- closing doors approved for the protection of openings in Corridors or Partitions, or by wire-glass in stationary, automatic or self- closing metal frames. Note 2: An approved cut off as required under item 3 is defined as a wall of masonry not less than 6 inches thick (4 inches if reinforced concrete) with all openings protected by single auto- matie or self-closing doors approved for the protection of openings in fire walls. Rules Governing Arrangement and Clearance of Stationary Furnaces j. The charges for Stationary furnaces in the Furnace Table are based upon the assumption that arrangement and clearance are approved. When arrangement and clearance are not approved, the following charges should be made independently of and in addition to the charge for the furnace, without regard to location or additional devices, in each occupancy where the charges apply. Note: The following charges do not apply to stoves or Low furnaces used exclusively for domestic purposes or for heating the building, nor to forges or Hand or Movable furnaces; for charges for unapproved arrangement or clearance of such furnaces, see Aftercharges. 1. Ventilation: If rooms, of any type of construction, containing Medium or High furnaces are not provided with adequate venti- lation either in ceiling or wall above furnace (cumulative with charges for unapproved skylights or ventilators and exterior attachments)... .es-0tseweae By 5 ee ree Oye ee Sais scale ia aa Sear Ch A 2. Floors: a. If Low furnaces are set on combustible floor................ 20% b. If Medium or High furnaces are set on combustible floor or on fireproof or incombustible floor not conforming to require- ments eereoenveaeoeeat*toerereeetCeoeeveeaeeee eee eeeee eee eeene eeerveeveaeeeoene 80% c. If floors where metal is cast, rolled, power forged or other- wise manipulated in its heated condition are of combus- tible “material 2 see wale S icy slew Blas ats)e aa ee eines ae eee ae eee e- 40% Note: When more than one deficiency under items a., b. or ec. is found in an occupancy, highest charge only should be made. 1. Charges under items a. or b. should be waived when floor beneath furnace conforms to the following minimum require- ments, a, Low Furnaces without legs (no air space beneath) or on legs less than 4 inches high: Combustible floor protected by two courses of 4-inch hollow tile crossed with boiler iron on top, or three courses of brick, with middle course laid crosSwise and on edge, with ventilating spaces, left open at the ends, between. Protection should extend even with furnace at sides, front and rear, and in addition, combustible floor for a distance of 18 inches in front should be protected by a layer of 14-inch asbestos covered with sheet metal or its equivalent. Note: When gas, electricity or liquid fuel is used, re- quirements with respect to protection of floor in front should be waived. 6, Low Furnaces with legs not less than 4 inches high: Com- bustible floor protected by a layer of sheet metal covered with one course of brick laid flat, with crevices between brick filled with fine sand or thin cement. Protection should extend even with furnace at sides, front and rear, and in ad- dition, combustible floor for a distance of 18 inches in front, should be protected by a layer of 44-inch asbestos covered with sheet metal or its equivalent. Note 1: When gas, electricity or liquid fuel is used com- bustible floor may be protected by a layer of sheet metal only extending even with furnace at sides, front and rear. (Feb., 1926. Replaces former page 80) (Analytie System—Copyright, 1921, by J. V. Parker) MISCELLANEOUS HAZARDS The following charges apply to the hazards listed below, and should be charged in full in each occupancy unless otherwise provided herein or in the Occupancy List. Location: When the hazards listed below are found in incombustible (or fireproof) rooms not exceeding 1200 square feet in area and used ges other purpose, with approved cut off, charges should be modified as follows: b. ec. cers under items preceded by the symbol (§) should be reduced one-half. Charges under items preceded by the symbol (+) sheuld be waived. Charges not preceded by either of the above symbols should be made in full irrespective of location unless otherwise specifically provided for. Note: An incombustible room with approved cut off, as mentioned above, is defined as a room with. floor, walls and eeiling constructed of cement or gypsum plaster on both sides of metal lath, not less than 2 inches thick and supported on iron frame; brick; concrete; tile or approved gypsum block, not less than 3 inches thick; or other materials which upon test show equal value; with all openings pro- tected by automatic or self-closing doors approved for the protection of openings in Corridors or Partitions. - Repairs in non-industrial occupancies where the charge for labor does not ordinarily apply: When shop work is found for private repairs to the building or its occupants, occupancy should be es- tablished on its own combustibility as given in the Occupancy List and the following charge applied: MPP OLRING EL cs cacce car fue ta ee eteia ca Mian ded aimee esas a pa 50% o More ;than 2000 mounds.k ig obs Paper Bag Factories; if textile, see Sewing Risks. 227 Bag Stocks (new): a. Leather, C.1, S.R..... Oe eee as sarccex) 2701 0%) 50% D2% beePapeor, /C.2.5 .c, eoacs eae es oe eee 5%| 10%| 50% D3 Cos OXtLle, CDi cain nis ates cecaes cee eta pole eae sie ae ee 5%| 10%| 50% D2 > 4 230 Bags, Textile, Second Hand: ’ a. With no cleaning, C.3.. : seseesees | 30%| 20%] 80%| 20%| D2% 1. Labor (repairing), power, “heat, etc., charge according to combustibility. . * With cleaning, C45 9 ioc ce ds atone ae 60%| 80%|110%| 60%| D2% a Additional labor, power, heat, etce., / charge according to combustibility. \ 2. If open heating or lighting devices in p rooms where cleaning is done, see Mis- cellaneous Hazards, item 19.b. 233 Bakeries: a. With not more than 5 hands, C.2, S.R.....| 10%| 10%| 50% D3 1. Power, heat, ete., charge according to : combustibility. Note: Proof boxes should be charged for as Steam Chests. 2. If meals are served, charge for all cook- ing and baking devices as_ provided under Miscellaneous Hazards, Cooking, item 8.e. b. With more than 5 hands: / 1oBeread anly,« C2.c.revcoass ste eee 10%| 10%} 50% D3 % 2. Bread, cakes, pies, etc., with a limited amount of cruller or cookie baking; no cracker baking (Card: cess ree toe vc ee ee 15%| 20%} 60%| 20%] D3 3. With cracker baking, or with large amount of hora? or cookie baking. OBA Sade cee sees enue s Wc cen eee ote 25%| 40%| 70%| 30%} D3 a. Additional - labor, power, heat, ‘ete. charge according to combustibility. Note: Proof boxes should be charged for as Steam Chests. 236 Bakers’ Goods (no baking), C.2, S.R.........| 5%| 10%| 50% D3 239 Bakers’ Supply Stocks, C.2........cccccecceces 5%| 10%| 50% D2 242 Baking Powder Factories, C.3...........eeee0s 15%| 20%} 60%) 20%|D2% 1. Additional labor, power, heat, etc., charge \ | according to combustibility. 245 Banana Ripening: See Fruit Stores, Whole- sale. 248: Banks, CL sed en ores dia ck ta aes ans eect | 20% | D2 (If in upper stories of D buildings, basic oc- cupancy charge should be waived.) | 251 Banner and Flag Manufacturing: See Sew- | | ing Risks. 264 "Barber ‘Shops, Col S Reov. sae scceaeaee here ee. 5% 20% D2 (If in upper stories of A, B or D buildings basic occupancy charge should be waived.) 1. Power, heat, etc., charge according to com- a bustibility. | 2. If with Turkish Baths, see Baths. | ( (Feb., 1926. Replaces former page 114) (Analytic System—Copuright, 1921, by J. V. Parker) —115— 257 Barbers’ Supply Stocks, C.2.........ceeeee0s: 1, Power, heat, etc., charge according to com- bustibility. r 2. If repairing; or manufacturing of toilet preparations, not more than 5 hands...... 8. If manufacturing of toilet preparations. more than 5 hands, see Perfumery Manu- facturing. 260 Barrels, Second Hand, with repairing (re- coopering); hand work only: a. *Slack cooperage, or tight cooperage which has contained oils, greases or similar in- fammable contents, C.4.......... SE AL £ b. Tight cooperage only, none of which has contained oils, greases or similar inflam- mable. CONntents,. CBasscccicdsdeécwiecerces 1. Additional labor, power, heat, ete., % charge according to combustibility. 263 Barrels, Second Hand, Storage Only: a. *Slack cooperage, or tight cooperage which has contained oils, greases or similar in- flammable contents, C.4..........ccccecees b. Tight cooperage only, none of which has contained oils, greases or similar inflam- mable contents, )C.35..c.02.< 6 ceec se Rie eae els 265 Baseball Parks, Chautauqua Parks, Race Track Properties and Municipal, County or State Fair Grounds (including all buildings except caretakers dwellings and cottages): Special Structural Features: > a. Height: Grand stands, judges’ stands, en- trances and similar structures should be considered as one story in height. b. Area: Area charge for buildings not en- closed on all sides should be reduced one- half. Occupancy: Note: All exhibits, concessions, etc., in a building should be considered as a single oc- cupancy and no charge should be made for additional occupancies. a. Auditoriums, Dance Pavilions, Band Stands, Etce.: Se Wt RO SCCNOT ye, +O. Pet ore ta ca bk aes 2. With small amount of fixed scenery and ® not more than three shifts of sliding Beever ge cC. Zoic ces chs ae ets is sch ak ee eo wat 5 Note: If with a large amount of fixed Scenery or with more than three shifts of sliding scenery, occupancy charges for Halls, Public, should be applied plus a Column 1 charge of 60%. b. Club Houses, ere erarciolec © sitiauie ois ers elerets ete ce. Exhibition Buildings: ; ; 1. Manufacturers’ exhibits, exhibits of agri- cultural products, etc., C.2....cceereeees 2. Stock or Poultry Exhibits: TWA NORMAY FOR. SEPA Wa Co Se 4 crc cnarrel ate b. With not more than one day’s supply > Otihav or. straw): C.S.0rrcesaeevees He Sd c. *With more than one day’s supply o baylor etraw, ©. S40t tense onceccsy cess ie B D Dam- age- L 2 1 2 lability 5% | 10%| 50%) D2% 10% 70%| 80%|120%| 60%] D2 45%| 20%] 90%| 20%! Day 50%) 80%|100%| 60%| paw 20%| 20%| 70%| 20%| D2% | | 70% | 120% D2 90% | 140% D2 70%| 10%|120% D2 70%| 10%|120% D2 70%| 10%|120% D2 100%| 20%|140%| 20%] D2 100%| 40%}150%| 30%] p2 (Feb., 1926. Replaces former page 115) (Analytic System—Copyright, 1921, by J. V. Parker) —116— 265 Baseball Parks, Chautauqua Parks, Race Track Properties and Municipal, County and) State Fair Grounds—Continued: Occupancy—Continued : d. Grand Stands, Judges’ Stands, Etc.: 1. With no concessions or storage of com- bustible material in building, C.1...... 2. With concessions or storage of combus- tible material in building, C.2.......... Note: When the area occupied by con- cessions or for the storage of combusti- ble material does not exceed 5% of the total ground floor area of the building, occupancy charges given under subitem d.l. may be applied. e. Stables: 1. Not more than 5 stalls, C.2.......«.ee0- 2. Not more‘ than’30 ‘stalls, C.iG...cccescass 3.*More than 30 stalls, C.344...scccccvevcee Note: If not more than one day’s sup- ply of hay is stored in building, occu- pancy should not be starred. a. For each additional 50 stalls or greater part thereof (maximum charge 40%). f. Stands and Concessions, C.2......c.eesee% g. Auxiliary Buildings: Auxiliary buildings should be treated as other buildings of like occupancy plug a Column 1 charge of 60%. 1. Power, heat, etc., charge according to combustibility. Note: No charge should be made for power or heat devices which are operated only in connection with exhibits. 2. Cooking: See Miscellaneous Hazards, Item 8.e. 3. Caretaker: If without caretaker, or if caretaker does not live on the premises while property is closed for the season.. 4. Exposure: All buildings should be con- sidered as of common occupancy in ap- plying exposure charges. 5. Open Structures Without Roofs (band Stands, entrances, fences, platforms, score boards, etc.): a. Incombustible, except small platforms, motor houses, ticket booths, etce.: Rate should be 100% higher than the basis for a one story B building with- out basement under a similar class of exterior fire protection. b. Combustible: Rate should be 100% higher than the basis for a one story D building under a similar class of exterior fire protection. Note 1: Open structures without roofs should absorb exposures as D buildings. Note 2: The gross rate for open structures without roofs as_ deter- mined under subitem 5., is subject to the credits for approved watch serv- ice as provided under Credits-Pro- tective. 266 Basket and Willow Ware Stocks, C.3........- For warehouses in connection with factories, see Woodworking Risks, Warehouses for Fin- ished Product. 70% 70% | 80%| 100%| 100%| | | | | 20% | 120% | 10% |120% | | | 10%|130%| 20% |140% 40%1150% 20% i? 10%1120% | 10% | 20% 20% 60% | j } | 20%| D3 (hi | (Feb., 1926. Replaces former page 116) Analytic System—Copyright, 1921, by J. V. Parker) —1ll6a— 269 272 275 Basket The paras bor sawing or split- CATES VG Pa cc nine ecen e clas pois de ebare chutes «ce a Additional ‘Tabor, "power, heat, etc., charge according to combustibility. 2. If basket material is made or if power woodworking machines, see Woodworking Risks, 8. If all manufactured goods are stored in separate warehouses, class contents of fac- tory as D2. BIGCRGdia sence evesan cae ereves ven sas aoe nite (If in upper stories of A, B or D bulldings, basic occupancy charge should be walved.) 1. Power, heat, etc., charge according to com- bustibility. 2. If hot room with tiled floor, walls and COLI SUE e cree aka cs eek are nny ies cone cee ees te 8. If hot room with wood floor and lath and plaster or wood walls and celling...... Sreret 4. If hot room as described under 3., heated by stove inside........ vrdte Mee de vis Dede oe kre. 6 Note: No additional charge should be made for stove furnishing the heat; if defi- eilent arrangement or clearance of stoves in hot rooms, see Aftercharges. BIT TOd Pin ee. 5 ces cas cclticte se tatare-e vie tretevcle wists us 6. If cooking, see Miscellaneous Hazards, item Batteries and Accessories, Stocks: no repair- ing, charging or battery service work, C.2.. Note: If repairing, charging or battery service work, see Battery Charging and Serv- ice Stations. Battery Charging and Service Stations: a. With no motor vehicles containing liquid fuel stored on or entering premises, C.2.. 1. Additional labor, power, heat, etce., charge according to combustibility. 2. If motor vehicles containing liquid fuel enter building for changing batteries only or if not more than 2 motor vehicles containing liquid fuel are stored on the premises (no electrical or other AG ONT MOLOnSVENICIGS) 9 a. .cacciesiiciss aeecs ee ° Note: If electrical or other repairs on motor vehicles or if more than 2 motor vehicles containing liquid fuel are stored on the premises, see Item b. b. With motor vehicles containing liquid fuel stored on premises in excess of the limits prescribed under Item a., or if elec- trical or other repairs are made on motor vehicles containing liquid fuel: 1. Not more than’5 cars, C.8.......... ack 2.*More than 5 cars, C.3%%4..... SiGvewe skate : a. Additional labor, power, heat, ete., charge according to combustibility. b. If combustible floor in sections where gasoline is handled or stored or where filled carg are kept..... edie ¢/8eiers Note: If combustible floor is laid directly on earth or other incombus- tible material, with no air-space be- De hee charge should be reduced one- a (Feb., 1926. New page 116a) ie $4 lod BD Dam- age- 12 [ability 25% 40%) 70% 30%) D3 5% 10% 40%. 70%. 10% 5% 10% 10% 10% 10% 20%) 20% 40%, 40% | 40% (Analytic System—Copyright, 1921, by J. V. Parker) 20% D2 10%, 50% D2 50% D2 10% 60% 20%} D2 80%| 40%| D2 40% —116b— tinued: ——— || —— ce. If cars are filled with gasoline on premises, Bee charges given under Automobile Risks. Note: No charge should be made for battery charging in rooms where gaso- line is handled or stored or where filled cars are kept. d. If open heating or lighting devices, see Miscellaneous Hazards, Item 19.b. B D Dam- 276 Battery Charging and Service Stations—Con-| 1 2 1 | 2 abiltiy | 278 Beer Storage: a. In kegs only, without ice storage or with ice not packed in combustible material, C.1. 5%| 20% DIK b. In cases or barrels, without ice storage or with ice not packed in combustible ma- terial, C2 eeeveeece @eeveeveeseeeeeeeeeeeeeee eeee 10% 40% D2% e. In cases or barrels with ice storage; ice packed in combustible material, C.3%4....] 60%| 40%| 70%) 30%|D2%_ CT Note: If walls, floors, ceilings or parti- | | tions are insulated, see charges under Mis- / | cellaneous Hazards, item 18. eet 261 BEET SUGAR FACTORIES: Contents of buildings or sections exclusive- | ly occupied for beet sugar factory, steffens house, lime kiln, pulp drier (with no storage of dried pulp), beet sheds or beet dumps or | for the storage of limestone, with no storage of combustible material, except as provided under item j., p. 107a., should be classed as incombustible. a. Beet sugar factory and sugar packing (no storage of packing material), or steffens House, CAL sic scsessscvcvscesvasssecns daaye a 5%| 5%| 50% D1 b. Lime kiln building, C.1...........ceceeeees 5%| 5%| 30% D1 Note: Charges for floor openings in sec- | tions exclusively occupied for beet sugar factory, steffens house or lime kiln, should be waived. ©. Pulp drier building, C.1.......scsseeeeeeees | 5% 5%| 50% D1 d. Sugar packing (separate building), C.2...| 10% 10%| 50% D1% e. Sugar storage; no storage of packing ma- terial, Co rere. ee wrcas seh marta =e eh vanes 5%| 40% D1% f. Sugar storage; with storage of packing ma- terial COS. Poss sense sien chia een 20%| 50%| 20%|D1% g. Storage of empty barrels and packing ma- terlals, C3 ..... Sie ee ct eeonsesuads eecccceeee 20%} 50%| 20%] D2 h. Pulp storage (in bags), C.2........ Gil dia'ate & 0 10%} 40% D2 j. Beet sheds and dumps (covered or en- closed); (Cl)... sss So cacatetertecd 6 evlas wie Scatstatelere’s 5%| 20% D1¥% k. Beet dumps (not covered or not enclosed) and pulp silos: Use basis rate for a build- ing one story high and waive charges and credits for structural features and occu- pancy. Credits for protective features should apply as for other buildings. 1. Additional labor, power, heat, ete., charge according to combustibility. Note 1: The charge for additional | labor should be figured on the basis of one-fourth the total number of excess hands engaged. (Feb., 1926. New page 116b) (Analytic System—Copyright, 1921, by J. V. Parker) N \ ~ —117— B D Dam- 281 Beet Sugar Factories—Continued 1 2 112 ability Note 2: Charges for power or heat : —|——_—__ | _____ devices used only during the “cam- paign” (4 months) should be reduced one-half. Note 8: Direct fire heated pulp driers should be classed as Medium furnaces. d Direct fire heated pulp drier and furnace furnishing heat for same should be treated as one device, but the arrange- ment and clearance requirements for Medium furnaces should apply only to the furnace section of the device. Note 4: No charge should be made for steam heated kettles, evaporators, vac- uum pans, carbonation tanks or re-heat- ers. Column 1 Charges For Band D Construction Granulator 2. Granulators (including box containing steam pipes) and Steam Heated Pulp po bers aie Fale, Delet Driers: a, Entirely incombustible..........++.. 5% | 5% b. Wood, lined with one-eighth inch ? asbestos covered with metal.......... 10% | 30% ce. Wood, or wood metal lined...........| 5% 20% | 40% Note: The furnace furnishing steam | for granulators or pulp driers should be considered as a separate device. | 8. Filter Cloth Dry Rooms: Apply regular B D Dame charge for Dry Rooms and reduce net charge one-half. Note 1: Filter cloth dry rooms should be charged for at a minimum combus- tibility of C.2. Note 2: If more than one granulator, steam heated pulp drier or filter cloth dry room, make full charge for the de- . vice bearing the highest net charge plus > one-fifth of the charge for each of the others up to and including the six most hazardous devices. 4. If unwashed filter cloths are stored in age= ability building @eeeeopeeeeeeeseen eee eeeeeteesneeeeeve 10% 10%| 5. If evaporators, vacuum pans, carbonation tanks or re-heaters have combustible sheathing @eesoeeoceseeoeaeeseeoeeeeeeeeesee ese e 5% 5%| 6. Elevating Machinery (to apply only when | sugar is elevated): a. If wooden elevator boots..............| 10% 10% b. If with wooden BEners in elevator heads or boots v.24... .0scee snes bivwenes 20% 207% | ec. If elevator boots are inaccessible or .) if oiled through a pipe from a dis- f tance eeseeeoeeseeoeeveeoeoeee eevee vees ee eeeeseee 10% 10% 7. If mixing alfalfa meal with sirup.......| 50% 50% 8. If metalworking, woodworking, painting or other auxiliary. processes, see Mis- cellaneous Hazards. . Note: Charges for auxiliary processes named under Miscellaneous Hazards and carried on only during the “campaign” (4 months) should be reduced one-half. 9. Molasses Tanks: See Special Schedule. 284 Belting and Hose Manufacturing: See Leather Sewing and Cutting Risks. (Feb., 1926. Replaces former page 117) (Analytic System—Copyright, 1921, by J. V. Parker) co Poe 287 Belting and Hose Stocks (rubber and leather), C1 @eeooeeveeaeeveeeosnaereeereeeseeeeeee @eeoeoee 1, Power, heat, etc., charge according to com- bustibility. 2. If repairing, not more than 5 hands...... 8. If repairing, more than 5 hands, see Leather Sewing and Cutting Risks. 290 Bicycle Repair Shops (no stocks), not more than 6 shands,; C.2,0S- Rin. on sce asisisteinis wie 1. Power, heat, etc., charge according to com- bustibility. 2. If more than 5 hands, see Metalworking Risks. 293 Bicycle Stocks, C.2, S.R.......-eeeeees aeses 1. Power, heat, etc., charge according to com- bustibility. 2. If repairing, not more than 5 hands....... 3. If repairing, more than 5 hands, see Metal- working Risks. 296 Billiard Saloons: See Bowling Alleys and Billiard Saloons. 299 Billiard Tables, Stocks, C.1......ccsccccsceee 802 Bird Stores (birds, animals, fish, etc.), C.2.. 805 Bitters Manufacturing and Bottling: See Patent Medicine Factories. 308 Blackboard Manufacturing, C.314.......ccee0. 1. Additional labor, power, heat, etc., charge according to combustibility. 2. If woodworking, see Woodworking Risks. 311 Blacksmith Shops: See Metalworking Risks. 814 Blacksmith and Wagon Shops: See Metal- working Risks. 317 Blind, Sash and Door ape (not connected with Lumber Wards). Cidcvess tse as ne sigue ateierete 1. Power, heat, etc., charge according to com- bustibility. 2. If glazing only (not cumulative with charges under subitem 3.).......cccccsccoces 3. If painting, priming, etc.: @. Occasionalconlys Gaccres crs s ch tss naar mex Ds ROPUIAT Eso icislcitnss Se ecusee meas vemev ee ewe es 4. If woodworking: a. If assembling only, or if only saws for occasional work; no bench work or other hand or power woodworking (no charge for nailing only)........... Meiners cece b. With no power woodworking machines, except saws, nailers, mortisers or boring machines, and one machine (either lathe, small planer or jointer, or combination woodworking machine)........cccccecccee Note: When item 0b. applies, power, heat, etc., should be charged for at a minimum combustibility of C.3%. c. With not more than two power wood- working machines, except saws, nailers, mortisers or boring machines............ Note 1: If with sanding machines not equipped with approved blower system, tote charge should be increased one- a Note 2: When item c. applies, power, heat, etc., should be charged for at a minimum combustibility of C.4. (Feb., 1926.. Replaces former page 118) (Analytie System—Copyright. 1921, by J. V. Parker) 60% Dam- age- _ lability DIK | 30%) D2 | 20%] D2 a ( —125— C 449 Cabinet Shops: See Woodworking Risks. 452 Calcium Carbide (in water tight metal cans); storage only: a. Not more than 2000 pounds, C.1........... % boMore: than’ 2000 poundss Gloss ssh. c eae = ae 455 Candles (in boxes), Stocks, C.2.............. 458 Candy Factories, C.314.........ccccccccceccees 1. Additional labor, power, heat, ete., charge according to combustibility. 2. If open lighting or heating devices in starch room, see Miscellaneous Hazards, item 19.b. 461 Candy Stores, S.R.: a. Small retail (no manufacturing), (On Cee Dee Rerailmorae wholesales C2 ae. ir cicte cian clei le ki 1. Labor (candy making), with b., power, heat, etc., charge according to ‘combus- tibility. Note: No charge for candy making ¥ not more than 2 hands. 464 Canned Goods, Stocks, C.1..............2c000- 467 Canning Factories ae tes husking, sorting Or coon ings pulldings) 6C. sc, cs cds win aeni cae 1. Additional labor, power, heat, etc., charge according to combustibility. Note 1: Charges for power and heat devices uSed only during the “campaign” (4 months), should be reduced one-half. Note 2: Kettles used for cooking fruits, vegetables, ete., should be considered as containing incombustible contents. 2. If printing or lithographing on tin....... Note: If process is carried on only dur- ing the ‘‘campaign’” (4 months), charge ? should be reduced one-half. . If metalworking, woodworking, painting or other auxiliary processes, see Miscel- laneous Hazards. Note: Charges for auxiliary processes named under Miscellaneous Hazards and carried on only during the “campaign” (4 months), should be reduced one-half. 4. For Warehouses for Finished Product, see Canned Goods, Stocks. 470 Carbon Black Manufacturing (from oil or gas): a. Manufacturing and packing sections, C.3%. 1. Additional labor, power, heat, ete, charge according to combustibility. 2. If product is not sifted before packing.. p b. Storage of sifted carbon black in kegs or Paper Sack se C.2e careletlar lewis stots shah wares ats 1. If storage in bulk in wooden bins (cu- mulative with basic occupancy charge).. 473 Carpenters’ Offices, with storage of tools, lumber, ete.: See Woodworking Risks. . 476 Carpenter Shops: See Woodworking Risks. 479 Carpet Cleaning: a. If cleaning by vacuum process or in reels equipped with approved blower system with outside exhaust or with exhaust into incombustible room or box inside, C.3.... b. If cleaning in reels without blower system or with blower system not approved, C.3%. co 50% 100% 5% 25%| 40% 3%) 5%| 50% 5%| 10%) 50% 3%| 5%| 50% 55%| 20%|100% 10% 10% 75%| 40%|120% 50% 50% 50%| 10%|100% 20% 20% 15%| 20%| 60% 25%| 40%] 70% (Feb., 1926. - Replaces former page 125) (Analytic System—Copyright, 1921, by J. V. Parker) D2 30%| D3 D3 D3 D1% 20%| D2 30%| D144 D1% 20%| D2 30%| D2 —126— 479 Carpet Cleaning—Continued adit beat 1. Additional labor, power, heat, etce., 2 1 2 lability charge according to combustibility. ee ae eee 2. Cleaning with flammable liquids: a. If “spotting” only, and highly volatile combustibles are stored in building (in quantities not exceeding one barrel) charge for storage as directed under Miscellaneous Hazards, item 11. b. If “brushing,” “scouring” or washing with flammable liquids, see charges under Cleaning and Pressing HEstab- lishments. 481 Carpet eee and obatady (paper or SUrAWw).,, 8.5 (a isckvabais ewe ee cule nce rere onetime 20%} 60%} 20%) D3 484 Carpets and Rugs, C.1, SR Bia nie ip atic vite eee 5%| 50% D1% “4 (If high grade Oriental, Turkish or Persian, ae Carpets or Rugs, ‘class all contents as 2° 1. Labor (sewing), power, heat, etc., charge according to combustibility. 487 Carpet “Weaving, (2). istics ces vse abi gees canes 10%| 50% D2 ‘a 1. Additional labor, power, “heat, etc., charge \ according to combustibility. 490 Carriage and Wagon Repositories, C.2, §.R... 10%| 50% D2 1 Power, heat, etc., charge according to com- bustibility. 2. If repairing, woodworking, painting, etce., see Miscellaneous Hazards. 493 Casing Head Gasoline Plants: See Special Schedule. 496 Caskets: See Undertakers’ Supplies. 499 Celluloid used or stored in connection with other occupancies: a. If not more than 100 pounds, see Miscel- laneous Hazards, item 5. b. If more than 100 pounds, see Celluloid Goods, Manufacturing, or Celluloid Stocks. 502*Celluloid Goods, Manufacturing, C.41%4........ | 60%|160%|120%|100%| D3 1. Additional labor, power, heat, etc, charge according to combustibility. 505 Celluloid Stocks: a. If in original packages, C.314.........+. eee | 20%} 40%) 70%} 30%| D3 b.*If not in original packages, C.4......... .-. | 40%| 80%] 90%| 60%| D3 508 Cement Block Manufacturing: See Concrete Block Manufacturing. ; 511 Cement (building) Storage: ae Ino bulk» only, ‘Cis ave... Pee aiceur & Yo 5%| 20% D1 bein “bags, Cs Aa ree eee22 5% 20% Note: Contents of buildings or “sections exclusively occupied for storage of cement in bulk, with no storage of combustible material, should be classed as Incom- bustible; contents of buildings or sections exclusively occupied for storage of cement in bags, with no storage of combustible material, should be classed as Incombusti- ble only with respect to basis, structural charges and exposure. 512 Cement (building) Manufacturing: See Spe- cial Schedule. 514 Cement or Tile Drain Pipe Storage: See Con- crete or Tile Drain Pipe Storage. 517 Central Heating Plants: See Power Houses and Central Heating Plants. 520 Chandeliers: See Gas and Electric Fixtures. 523 Cheese Factories: See Creameries and Cheese Factories. (Feb., 1926. Replaces former page 126) (Analytic System—Copyright, 1921, by J. V. Parker) nB5 538 541 O44 547 OG —129— Chemical Works—Continued u. Sulfuric acid manufacturing (catalytic process); (action of finely divided platinum upon sulfur dioxid, and _ solution in WV ALE eee Gul ber Whe he oaks. Aavelel orton Chath staitgn cote es wR v. Water glass manufacturing: See sodium silicate manufacturing. w. Zine chlorid or zine sulfate manufacturing (dissolving metallic zine in hydrochloric or SUIDH WE Seles) Tek cee) Beh cies toes SpePayes slogan a of ks -s Note: When dissolving tanks are located in buildings or sections with open sides and so designed as to prevent any acecumu- lation of hydrogen, charges in Column 1 may be reduced 50 points; this reduction should not apply when hydrogen is col- lected or stored inside of the building. Zine Oxid manufacturing: See Zine Oxid. Note: Contents of buildings or sections exclusively occupied for the occupancies described under items a. to w., inclusive, with no storage of combustible material except as provided under item j., p. 107a., should be classed as incombustible only with respect to basis, structural charges and exposure, unless otherwise directed. 1. Additional labor, power, heat, ete., with each of the above items, charge accord- ing to combustibility. Chewing Gum Factories, C.3............. 1. Additional labor, power, heat, ete., charge according to combustibility. China Decorating (painting only), C.1........ 1. Power, heat, etc., charge according to com- bustibility. China and Glassware, C.2., S.R.............. 1. If packing or unpacking g, see Miscellaneous Hazards, item 2.j. Chinese Stores: Ba Ceraniics OnLy, | Cilio. ters te eee Sees ae ba Miscellaneous’ ‘stoeks: “CBP. Cleo. ek ees Chocolate and Cocoa Stocks: a. In hermetically sealed packages, C.l....... b. Not in hermetically sealed packages, C.2.. Churches, °° C1 ree a a a eee ee, Se 1. If heated by stoves or hot air furnaces.... 2. If cooking, see Miscellaneous Hazards, item 8.c. Note: If deficient arrangement or clear- ance of heating or cooking devices, see Aftercharges. 3. Entertainment Hall: a, If stage with small amount of fixed scenery or not more than 3 shifts of Movaples, SCENeLY cess Madge > solder we des (If more than 3 shifts of movable scen- ery, see Halls, Private.) b. If lighted by other than gas or elec- GPUCLEV. ODN SUA LE nite ata oieks cra a) osteo oes nat aimysis Comite SASMELOOLUIS NUS ct calsy.%raiere sfonttoderes, sens" nr, =,° d. If other than gas or electric footlights.. Note: Items D., c. and d. apply only when item a. applies. 4. Motion Picture Machines (permanent in- stallation) : Charge as directed under Halls, Private. Nete: If temporary installation only, charges should be made according to local regulations. 5. If ground floor of a mercantile or indus- trial building has been abandoned _ to CHUGH es DULPDOSES» sai ortatieise rs EMebe sec b s'e 6s Chureh Goods (ornamental, statuary, ete.), 5% (Feb., 1926. Replaces former page 129) (Analytic System—Copyright, 1921, by J. V. Parker) 10% 5% 130% 50% D1 D3 D314 D3 D3 D3} Dig D215 D2 D3 chlo Dam- age- 1 |? [ability 50% D4 559 Cider and Vinegar: See Vinegar and Cider. 062 Cider Milis: See Vinegar and Cider. 565 Cigar and Tobacco Stands, C.1l, S.R.......... (No charge should be made for small tobac- co stands in lobbies of office buildings, hotels, etc.) 568 Cigar and ‘Tobacco Stores and Smokers’ Articles,. ©.2, V5.B, i52-5 Flaten reteeialgle ip ete eialeiem store 1. Labor (cigar making), power, heat, eitc., charge according to combustibility. Note: No charge should be made for cigar making, not more than 2 hands. 571 Cigar Factories: See Tobacco Factories. 574 Cigarette Factories: See Tobaceo Factories. 577 City Halls: See Municipal and County Build- ings. 580 Cleaning and Pressing Hstablishmenits: a. Receiving and Delivering only, C.2...... oe 50% D3 b. With Cleaning, ral ee or Repairing (not more than 10 hands), C.2..... Wilavara a asreiur tate G7 o7, : Note: If more than 10 hands, see Sewing 10 Yay AO Me| 20% ps Risks. 1. Power, heat ete., charge according to combustibility. Note: Dry Rooms used for drying garments or materials which have been washed or cleaned with flammable liquids should be charged for at a mini- mum combustibility of C.4. 2. Cleaning with flammable liquids: a. If “spotting” only and highly vola- tile combustibles are stored in the oc- cupancy (in quantities not exceeding One barrel), charge for storage as directed under Miscellaneous Haz- ards, Item 11. b. li “brushing” or “scouring’’ only (no ghana A with not more than 6 gal- lons of flammable liquids........ sched Note: If highly volatile combusti- oka a0” bles are stored in the occupancy (in quantities not exceeding one barrel), charge for storage as directed under Miscellaneous Hazards, Item 11. in addition to the charge’ provided under subitem b. c. If “brushing” or “scouring” with more than 6 gallons or if washing with flammable liquids, or if more than one barrel of highly volatile combustibles is stored in the occu- pancy, see Cleaning and Degreasing Establishments. 583*Cleaning and Degreasing Establishments using Flammable Liquids: a.*No highiy volatile combustibles used, ex- cept as noted below: 1.*With approved vacuum system and ap- proved arrangement of storage and sup- ply tanks, C.4% Sik Etna lela ay ater ae +++ 1240%/160%1300% | 100%} D4 2.*No approved vacuum system or with vacuum system unapproved as to ar- rangement of system or storage and supply tanks, C.4%......... SeGa eee ie o's 280 % | 160%|340% | 100%| D4 Note: The storage and use of not more than 6 gallons of highly volatile com- bustibles may be permitted without charge under subitems a.l. and a2. If more than 6 gallons of highly volatile combustibles are stored or used in the occupancy, see Item b. 50% D4 (Feb., 1926. Replaces former page 130) (Analytic System—-Copyright, 1921, by J. V. Parker) . —131— 583* Cleaning Establishments—-Continued b.*With highly volatile combustibles: 1.*With approved vacuum system and ap- proved arrangement of storage and sup- Beg , CAD e Ceo cGilic apelin’ fo ven iscanee 2.*No approved vacuum system or with vacuum system unapproved as to ar- rangement of system or storage and sup- Div: Cans. Ci. ca tdlecas Os cs Gaus oe% 0s « e.*Dry Houses (separate buildings or di- visions) : 1.*7When no highly volatile combustibles have been used for washing or cleaning (except as provided under Item a.), C.414%4 2.*When highly volatile combustibles have been used for washing or cleaning, C.5.. Note: The charge for Dry Rooms (ac- cording to construction, temperature, ete.) is cumulative with the basic occu- pancy charge given under Item ec. . Pressing and Repairing Sections: See Cleaning and Pressing Establishments. 1. Additional labor, power, heat, etce., charge according to combustibility. 2. If no approved ventilating system or with ventilating system not approved (not to apply to subitems a.l. or b.1.).......... 3. If no approved installation of steam jets or with installation of steam jets unap- te Ab Jae: to apply to subitems a.l. or 4. If open heating or lighting devices, see Miscellaneous Hazards, Item 19.b. aire A geet (Steam) and Dyeing Establishments, eeeeeeseeee eee Fe eese eerste eves se ree eee ereseeneaeoe 1. Additional labor, power, heat, etc., charge according to combustibility. 2. If chlorates, nitrates, peroxids or other oxidizing agents used or stored in occu- pancy, see Miscellaneous Hazards, item 7%. 589 Cloaks and Suits, C.2, R......ccvcccccsvcccecs 592 Cloths (Woolen): See Woolen. Goods. 595 Cloth Sponging and Steaming, C.2.... 1. Additional labor, power, heat, etc., according to combustibility. 598 Clothing Factories: See Sewing Risks 601 Clothing Stocks: charge a. New clothing only, C.2, R.......cseee a aeees b. Second hand clothing, c3, SCR 1. Labor (altering, clean ete.), power, heat, etc., charge according to combus- tibility. Note: No charge should be ma de for altering, repairing, etc., if not more than 5 hands. 604 Club Rooms, Social: See Halls, Private. 607 Clubs (City), C.2...... ‘pobre ccevccee . 1. Power, heat, etc., charge according to com- bustibility. 2. If cooking, see Miscellaneous Hazards, item 3 If lodging alerbistese s sieluihc oleic iets: ekalete ABBE 4. If laundry in connection with occupancy... Note: No charge should be made fo r hand laundry with not more than 5 hands. B D | | | 300% |320% |420% | 200% 340% |320% |460% |200% 280% | 160% |340% |100% 340% |3207%|460% [200% 10% | 10% | | 10% 10% { 30%| 10%| 70% 10%} 50% 10%} 10%} 50%| | | 5%| 10%| 50% | 2B4| 10%| 70%, | 10%! 10%| 50% 10 10% 10 10% (Feb., 1926. Replaces former page 131) (Analytic System—Copyright, 1981, by J. V. Parker) Dam- a2 Dee Damn 2 {1 | 2 ability D4 D4 D4 D4 D3 D2 D2 D2 D2 ;D2 tk PRS 610 Clubs (country, golf, boat, etc.), C.2.......... 70%} 10%|110% D2 1. Power, heat, etc., ‘charge according to com- bustibility. : | 2. MY cooking, see Miscellaneous Hazards, item | a ir ‘lOMRINE charge should be reduced one- half. 1. Power, heat, etc., charge according to com- bustibility. ° Note: No charge should be made for fur- naces attached to stitching machines. If liquid fuel is fed to furnaces attached to stitching machines by gravity or com- pressed air, see Miscellaneous Hazards, item 2. Sanding and Buffing. a. If with approved blower system with outside exhaust, or exhausting into in- combustible receptacle inside of building. b. If without approved blower system, or with blower system exhausting into or under building and not arranged as re- > quired in preceding item.............00. 3. If more than 5 hands, see Leather Sewing : and Cutting Risks. 631 Coffee Roasting Establishments, C.2...... RAO 1. Additional labor, power, heat, etc., charge according to combustibility. 2. If power grinding or cleaning.............. 3. Coffee roasters should be charged for as Low furnaces with ovens; small portable roasters should be charged for as hand or movable furnaces plus the charge for oven. 4. If no blow pipe or cooling pans (not to apply to small portable roasters)...... starets 5. Spice grinding, not more than 2 mills..... Note: If more than 2 mills, see Spice Mills. > 634 Coffee Stocks: : a. No roasting or power grinding, C.1..... sets b. With roasting or power grinding, C.2...... 1. Labor, power, heat, etc., charge accord- ing to combustibility. 2. If power grinding or cleaning..... siettares (No charge for one small machine for oc- casional use.) 3. If coffee roasting, see charges under Coffee Roasting Establishments. 637 Coffee, Tea and Spice Stocks: See Spice Stocks. 640: Coins ‘and Stamps, Cils.. od od sac wccccscevesss 643 Cold Storage Warehouses: a. No storage of ice packed in combustible ij material ©2606 00 osscehus eee a PO eT “ b.*With storage of ice packed in combustible ms terial) Cacia wlvctemelews che cules Silesia are aieveies 1. Power, heat, ete., charge according to combustibility. 2. If poultry dressing or butter making > or reworking, charge for labor at a combustibility of C.2. Note: When occupancy item a. applies and more than 5 hands are engaged in either process, see Creameries and Cheese Factories or Poultry Packing Establish- ments. When occupancy item b. ap- plies and more than 5 hands are engaged in either process, charge for labor and » additional labor at a combustibility of 3. Refrigeration: For charges for refrig- erating apparatus and insulation, see Miscellaneous Hazards, item 18. 10%! 10%| 50% D2 50% D2 50% D2 3%| 5%! 50% D3% 5%| 10% 100%| 80% 50% 100% |100% (Feb., 1926. Replaces former page 135) (Analytic System—Copyright, 1921, by J. V. Parker) a) Gam DBD Dam- ean ol cece ees = 2 lability 643 Cold Storage Warehouses—Continued 4 If egg candling, coopering, woodwork- ing, storage of ammonia drums, etce., see Miscellaneous Hazards. 5. Contents: a. Class all contents, other than ma- chinery and fixtures, aS.......... Sleisieve b. Class machinery and fixtures as..... A 646 Collar Factories (horse): a. If moss or hair used for stuffing, C.3%.. b.*If hay, straw, shucks, etc., either alone or in combination with above, C.4..... Me etelayerste 1. Additional labor, power, heat, etc., charge according to combustibility. 2. For other charges, see Leather Sewing and Cutting Risks. 649 College Buildings: See Educational Institutions. 652 Commercial Schools: See Educational Insti- tutions. 655 Commission Houses, with storage: a. Grain receivers, C.2......<«. i a ate 2 le) ala ioteliote totale b. Fruits, vegetables, poultry, eggs, butter, BCs Gos leaens «ts avers aheracere See OL IOOO FEN 1. Labor (butter working, poultry dress- ing, ete.), power, heat, etc., charge ac- cording to combustibility. Note: If butter working or poultry dressing, more than 5 hands, see Cream- eries and Cheese Factories, or Poultry Packing Establishments. oT eDANANA = TIVCHING emcee others atte ets Sasiemicte Note: If banana ripening rooms are not heated or if heated by steam or hot water, charge should be waived. 3. Refrigeration: For charges for refrig- erating apparatus and insulation, see Miscellaneous Hazards, item 18. 657. Composing: See Printing. 659 eer Block or Drain Tile Manufacturing, 25%| 40%} 70%| 30%) D2 40%| 80%} 80%| 40%! D2 5%| 10%| 50% D2 10%| 20%} 60%| 20%] D3 20% 20% Ar eale PEE So nieces RE tack rye! cvocsecwcccccss| B04! B%!l 60% D2 Note: Contents of buildings or sections ex- clusively occupied for the manufacture or Storage of concrete blocks or drain tile, no other storage of combustible material, should be classed as incombustible. 1. Additional labor, power, heat, ete., charge according to combustibility. 660 Concrete Block or Drain Tile Storage: a. Not packed in combustible material, C.1.. Note: Contents of buildings or sections exclusively occupied for the storage of concrete or tile drain pipe, not packed in combustible material, should be classed as Incombustible. b. Packed in combustible material, C.2...... 662 Confectionery: See Candy. 664 Cooper Shops: If new barrels are manufac- tured, see Woodworking Risks; if second hand barrels are repaired or recoopered, see Barrels, Second Hand. 667 Copper, in ingots or pigs: See Metals in in- gots and pigs. 670 Copper Goods, C.1, S.R....... ccc ces ceccs ate 673 Cordage: See Twine. 676 Cork Stocks (no cartons, paper or straw), C.1. 1. Labor (cutting), power, heat, ete, charge according to combustibility. 2. If with cartons, paper or straw, see Bot- tlers’ Supplies. 679 Cork Wood (baled), Storage, C.1......... es arate 5%| 20% D2 10%| 40% D2 3%| 5%| 50% D1% 3%| 5%| 50% D2 (Feb., 1926. Replaces former page 136) (Analytic System—Copyright, 1921, by J. V. Parker ; a —147— 851 Electrical Shops (no stocks or laboratories), MC OLG Guat UW PANOS, C.2, cece ces cucsseeesss (If more than 5 hands, see Metalworking Risks.) 1. Power, heat, etc., charge according to com- bustibility. 854 Electrical Supplies, C.2.....cccscccccsscsececes 1. Power, heat, etc., charge according to com- bustibility. 2. If shop work, not more than 5 hands...... 3. If shop work, more than 5 hands, see Metalworking Risks. 857 meerer nate Establishments (no electro- CY PINS VIR Oab aes eieng sie alte als c ordiela ove! stele clete oie dhol a'ere'ers 1. Additional labor, power, heat, ‘etc., charge according to combustibility. 860 Electrotyping Establishments, C.2........... 1. Additional labor, power, heat, etc., charge according to combustibility. 863 Embossing (no printing), CE Deere tererctttatetatee ts 1. Additional labor, power, heat, etc., charge according to combustibility. 866 Embroideries, Manufacturing, C.3.. Aer 1, Additional labor, power, heat, etc... charge according to combustibility. 869 Embroideries, Stocks, C.2, S.R.......... date elec 872 Emery Wheel Stocks, C.1..........ccccceeeee 1. Labor, power, heat, etc., charge according to combustibility. Note: No charge should be made for Labor on account of occasional babbitting. 875 Employment Offices: See Offices. 878 Engine Packing Manufacturing, C.38.......... 1. Additional labor, power, heat, etc., charge according to combustibility. 881 Engravers (metal), C.1........... bABiOoR pS oomne 1. Additional labor, power, heat, etc., charge according to combustibility. 2. If printing with “D” presses only..... exes 884 Engravers (W00d), C.2.....ccsecescscceecs 1. Additional labor, power, heat, etc., SS charge according to combustibility. 2. If printing with “D” presses only.......... 887 Envelope Manufacturing, C.314........ese0e0. 1, Additional labor, power, heat, ete., charge according to combustibility. 890 Evergreen Decorations: See Decorations. 893 Express Offices, C.2...... mista eielslate etisteieietersce esate 896 Express Stations (transfer), C.314............ B D Dam- agé6- 1 2 1 | 2 ability 20%) 10%| 60% D3 5%| 10%| 50% D3 10% | 10% 5%| 5%! 50%| D3 20%| 10%} 60% D3 10%| 10%] 50% D2 15%| 20%} 60%| 20%] D3 | 5%| 10%| 50%| D3 3%| 5%! 50%! D2 15%| 20%} 60%| 20%| D2 5%| 5%| 50%) D2u% 10% 10% | 10%| 10%] 50%) D3 10% 10%| 25%| 40%! 70%) 30%] D3 5%| 10%] 50%| D2 40%, | 30%| D2 20% | (fFeb., 1926. Replaces former page 147) (Analytic_System—Copyright, 1921, by J.4V. Parker) see gud F 899 Feather Duster Manufacturing, C.3\4........ 1. Additional labor, power, heat, etc., charge according to combustibility. 902 Feather Duster Stocks, C.2.....ccccceccseess 1. Labor (not more than 5 hands), -power, heat, etc., charge according to combusti- bility. (If more than 5 hands, see Feather Dust- er Manufacturing.) 905 Feathers and Flowers (artificial), Manufac- turing, WC LSTa ees sieeve clone cceletpieicie wie sisters s wircecons 1. Additional labor, power, heat, etc., charge according to combustibility. 908 Feathers and Flowers (artificial), Stocks, C.2 911 Feather Stocks (upholsterers’) : a With no cleaning or renovating, C.2...... b. With cleaning or renovating, C.3.......... 1. Labor, power, heat, etc., charge accord- ing to combustibility. ce. If with shoddy, moss, tow, excelsior, etc., see Upholsterers’ Stocks. 914 FEED MILLS: a. No hay chopping, grinding or pulverizing: 1. Not more than 2 power machines for grinding, corn shelling or grain cleaning, and not more than 100 bales of hay or SUVAW, 1 Crd YO). case c.siotsonisse Hare erste since ciersnle a. Additional labor, power, heat, etce., charge according to combustibility. b. If power grain cleaning........... Reet 2.*With more than 2 power machines for grinding, corn shelling or grain cleaning, but with not more than 300 bales (1 car- load) offhay: or straw, C414... .cceecsee es a. Additional labor, power, heat, etc., charge according to combustibility. b. If more than 300 bales (1 carload) but less than 38,000 bales (10 carloads) of: .hay.cor -BtTawss.ceis set eos sees nee Note: If no hay or straw in con- nection with items 1. and 2., contents shouid be classed as D2. 3. *With more than 3,000 bales (10 carloads) of ‘hay: or straw, CA%iosccccs catantes sue a. Additional labor, power, heat, etce., charge according to combustibility. b. ibe hay chopping, grinding or pulveriz- ng: 1. Chopping only; no grinding or pulveriz- ing and no storage of hay or straw, C.4%4. 2. Chopping only; no grinding or pulver- izing; with storage of hay or straw, a. Additional labor, power, heat, etc., charge according to combustibility. b. If hay grinding or pulverizing....... Note 1: If approved arrangement of]. magnets ahead of grinding or pulver- izing machines, reduce above charge 15 points. Note 2: If grinding or pulverizing machines are located in separate build- ing or in cut-off division, communicat- ing through blower pipes, reduce net charge one-fourth. B B Dam- Ry al wc tee 1 | 2] 2 | 2 fabitity 25%| 40% Wa 30%| D3 5% | 10%} 50% D3 | | 25% 40%! 70%| 30%] D4 Be 5%, 10%| 50%| D4 5%| 10%| 50% D3 10%) 20% ss aie D3 | 55% 40%|110%| 40%} D3 25% 25% | 60% 160%|120% |100%| D3 60% 60% | 160% 160% 100%| D3 240% | 60% 160%|120% |100% 160% 160% |240% 100% | (Feb., 1926. Replaces former page 148) (Analytic System—Copyright, 1921. by J. V. Parker) 100% | 100% D3 D3 —151— 929 Fertilizer Storage: See Special Schedule. Note: When Fertilizer Warehouses are op- erated in connection and located on the same premises with Phosphate Fertilizer Plants, basis tables shown in special schedules for the class should be applied; when not oper- ated in connection or when not located on the Same premises with Phosphate Fertilizer Plants, the standard basis tables should be applied. 932 Fibre Ware Stocks: See Wood Fibre Ware. O35: Wilters;: Stockss Cli cccivecsevcteaseeaiive ets ces 1. Power, heat, etc., charge according to com- bustibility. 2. If shop work, not more than 5 hands.... 38. If shop work, more than 5 hands, see Metalworking Risks. 938 Firearms, Stocks: See Sporting Goods. 941 Fire Department Houses: See Municipal and County Buildings. 944 Fireworks, Stocks: a. Firecrackers (Chinese) only; in original packages; C349... 8. ccc cccses Seana deee se et © b. *General stocks; in original packages only, Qee seers se ees eee Sees FSeHZTeseeeseeeeeeeee ce. *General stocks; not in original packages, sceeeseedeeseeeeeseseseseseseeseses eseeeeee $47 Fish Net Stocks: See Hammocks and Nets. 950 Fish Stocks (cured), C.1.......cceeeee dria sack 953 Fish and Oyster Stocks (fresh), C.1........... 1. Refrigeration: For charges for refriger- ating apparatus and insulation, see Miscel- laneous Hazards, item 18. (Feb., 1926. Replaces former page 151) (Analytic System—Copyrigh; 1921, by J. V. Parker) 10% | | 20%| 40%| 70% 60% 160% |120% 80% 320% |200% 3% 3%, 5% BD Dam. age~ 1 | ® ability 50%} D2 10% | 380%!|D3% 100%| D4 200% D4 50% | D1% 50% | D3% 152=5 956 Fish Packing Establishments (not stocks or Cold Storage Warehouses): a, Fish packing, storage, shipping or refrig- Crating WCB isis cle wcicinsisers screeners acters eat b. Twine houses, C3... cues nse on eis bale cine obs 1. Additional labor, power, ‘heat, etc., charge according to combustibility. Note: Furnaces and kettles used in connection with pitching and oiling should be charged for at a minimum combustibility of C.3%. 2. If pitching (cumulative with charges under Hem Ol) cictcicie cialrc iets arcieccs erelere Secenale 8. If dipping in oil (cumulative with charges under items 1. and 2.).......... 4. If fish smoking, see charges for Smoke Houses under Butcher Shops, item 434, 5. Refrigeration: For charges for refrig- erating apparatus and insulation, see Miscellaneous Hazards, item 18. 959 Five and Ten Cent Stores, C.3, S.R.........0.. 962 Fixtures (Gas and Electric): See Gas and Electric Fixtures. 965 Flag and Banner Stocks: See Decorations (Flags, Banners, etc.). 968 Flats: See Dwellings. 971 Flavoring Extract Manufacturing, C.3........ 1. Additional labor, power, heat, etc., charge according to combustibility. 974 Flavoring Extract Stocks, C.2.......ccscccees 977 Florists’ Stocks, CON hide Satie eee Mtractene eee 980 Flour Stocks: a. In bags or barrels; no power mixing or SIftIn SO Lis coacews de seaheane ane wewasee eek 1. Power, heat, etc., charge according to combustibility. Note: If with mixing or sifting, power, heat, etc., should be charged for at a minimum combustibility of C.3%4. 2. If mixing or sifting, not more than 2 power machines.......... aievareravele averetavere aie Note: If with more than 2 power ma- chines for mixing or sifting, see item b. b. With power mixing or sifting, more than 2 power machines, C.34...... fe Rot ye aeeee 1. Additional labor, power, heat, etc., charge according to combustibility. 983 Flowers (artificial) : See Feathers and Flowers (artificial). 986 Foundries: See Metalworking Risks. 989 Freight Depots: See Depots. 992 Freight Houses of Transportation Lines (to be applied only to specific property of con- signors or consignees while in freight houses Or warehouses), C.d..cccccccccccccces Soe aa 6 Note: Contents should take the regular contents charge according to the classified damageability of the property insured. 1 50% 15% 2 20%}100% 20% 20% | 20% 10% 5% 5% 40% 80% 1 60% 60% 60% 50% 50% 50% 25% 70% 70% Dam- age- ability 20%} D3 D3 D4 D1y% 30%| D2 40% (Feb., 1926. Replaces former page 152) (Analytic System—Copyright, 1921, by J. V. Parker) ser 2a i ae 992 Freight Houses—Continued 1 | 2 Dam- age- ability 1. Special Structural Features: Note: Charges a. and b. are cumulative with other structural charges and should not be reduced as provided under item a., p. 107, in buildings of A construction. » a. If ‘combustible platform has space be- neath and is not tightly enclosed or not protected by substantial wire screens of one-fourth inch mesh (cumulative with charge for he of standard founda- TROIS oes cree bins os cece acaets 10% | lbs platform has” combustible floor. and space beneath is not filled in with earth or other incombustible material to floor BUCl ec ciaes che ss 1s ces e teres ecun me eeees 10% 2. Power, heat, ete., charge according to com- bustibility. 8. If open heating or lighting devices outside of office (except metal bowl watchmen’s Janterns burning kerosene or similar oils). | 50%) 4, If locomotives enter building, see Miscel- | ; ) laneous Hazards, item 14, ~ 995 Fringe and Trimming Factories: See Knitting and Weaving Works. | 998 Fringe and Trimming Stocks, C.2, S.R.......| 5% 1001 Fruit (fresh) Packing: a. If in barrels only; not wrapped, C.2.. 10% b. If A erates or baskets, or pened with pap CB. cccccccrcccccccccsceccecscvesses 15% oak aimee “labor, power, “heat, ete., charge according to combustibility. 1004 Fruit Stores (retail), Cl.........cceeececeee 5% 1007 Fruit Stocks (fresh), wholesale: a. In bulk only, C.1.. Sonbielsieceichenssicrsh sete 3% d b. In barrels or sacks, iC On eine 5%| ce. In crates or baskets, "or wrapped or packed in paper, straw, etc., CB lelcccesrccccccsss | 10% Pelt banana sripening ces: stonecece tes ot. 20% Note: If banana ripening rooms are not heated or if heated by steam or hot water, charge should be waived. 1010 \Frults..(dried),, Stocks, “G2i. crs ec 5% | 1. Labor (renovating, etc.), power, heat, etc., charge according to combustibility. 1013 Furnace Stocks: a. Not crated or packed in combustible ma- COPING ee) Peis che aey «coche dn ees (ues eee de 3%| Note: Contents of buildings or sections exclusively occupied by stocks of furnaces, not crated or packed in combustible ma- » terial, should be classed as incombustible. b. eae or lela in combustible material, | Vee COPE awe eetegs Me aeheutevden vata sc 5 1. Power, heat, etc., charge according to e combustibility. 2. If shop work, not more than 5 hands..| 10% . 3. If shop work, more than 5 hands, see , Metalworking Risks. 1016 pneened Rooms: See Boarding and Lodg- ng. | 1019 Furnishing Goods (men’s), C.2, R............| 5% 1022 Furniture, household, stored: See Household Furniture (stored). 1025 Furniture Repair Shops: See Upholstering and Furniture Repair Shops. (Feb., 1926. Replaces former page 153) 10% | 10% 20% 10% 5% 10% 20% 10% 5% (Analytic System—Copyright, 1921, by J. V. Parker) 50% 10% | 20% 20% D3 D3 D3 D3 D3 D3 D3 D2 D2 D2 D214 ais 9 B Bb Dame cere RN: age- 1028 Furniture Stocks (new), S.R.: At gue 1 ability a. Display Stocks only; no goods wrapped |— ——|- in paper, excelsior etee and no repairing, varnishing, etc., C.8...c...sscecesees . | 10%) 20%] 60%| 20%] D3 b. General dipdiint rhe “limited amount “of goods wrappe mn paper, excelsior, bur- > lap, \ete., | CBee: osc dumalh voseresn Cate ee ee 20%| 40%| 70%| 30%| D3 ( ec. General stocks; with more than a limited ; amount of goods wrapped in paper, ex- | celsior, buriap, -etesiG4...--2.2- ence see: 40% 80%| 90%| 60%) D3 Note: Stocks of antique furniture should | take a damagability of D3. 1. Power, heat, ete., charge according to ia combustibility. 2. If occasional repairing (including wood- working, varnishing, upholstering, etc.) 257% | 25% 3. If regular repairing, varnishing, uphol- stering, etc., see Miscellaneous Hazards. 4, If storage only, see Woodworking Risks, Warehouses for Finished Product. | | | 1029 Furniture Stocks; metal only (new), S.R.: a. Goods packed in erates or cartons, with a limited amount of goods wrapped in ex- celsior, paper, etc., and (or) with a limited | quantity of cotton or hair mattresses, C.2. 5% | 10%] 50%) b. Goods packed in crates or cartons, with | more than a limited amount of goods | wrapped in excelsior, paper, ete., or with | more than a mere quantity or cotton or hair mattresses, C.8%6,\0% iscsi es ee wees 20%| 40%] 70%) 30% 1031 Furniture Stocks (second hand), S.R.: | | a. With limited amount of goods wrapped in paper, excelsior, burlap, etc., C.31%4........ 40%| 40%| 90%} 30% b. With more than a limited amount of / goods wrapped in paper, excelsior, bur-j| — dap, Cele Ci ee te cn pike ees . | 60% a Power, heat, etce., charge according “to combustibility. 2. If repairing, see Furniture Stocks (new) for such charges as specifically apply. 1034 Furniture and Fixtures, Store: All furniture and fixtures, not stationary and not a part of the building, should take the rate of stock of same occupancy, unless otherwise directed. | 1037 Furs, Dressing and Tanning, C.3.. 15%| 20%| 60%| 20% 1. Additional labor, power, heat, etc., “charge D2 D2% D3% D3% D3 according to combustibility. | 1040 Fur Sewing Risks, C.2.. 10%} 10%| 50% | 1. Additional labor, power, "heat, " ete., " charge | according to combustibility. | 2. Class Damageability of Stock as follows: | | oa) So BS — —_ ° Q D> S wt @. Conrse Lure eis s.seeeks ota tee ee eee ane b. Fine furs, Seal, sable, otter, mink, ermine iett: 2555 . T8seoek ake hale se 6 atetatets 1043 eur cea C1, | a. In_ packages, Ri SA ctwd ie core en | 59 b. Not in packages, C.1, R................... 38 | Be 208 | nen Retail stocks should be classed as | - (Feb., 1926. Replaces former page 154) (Analytic System—Copyright. 1921, by J. V. Parker) —155— G 1046 Gambling Houses: See Clubs (City). a ie Note: Contents of gambling houses should class as D4. 1049 Gas: in charged steel cylinders; storage only: a. Non-inflammable gases, except liquefied b) anhydrous ammonia (carbonic acid gas, oxygen, etc.), C.1......... ee seeeee ae PP AN | 5% Note: Contents of buildings or section exclusively occupied for storage of non- inflammable gases in charged steel cyl- inders (except liquefied anhydrous am- monia), with no storage of combustible material except as provided under item j., p. 107a., should be classed ag incom- bustible. b. Liquefied anhydrous ammonia, C.1....... 20%| 5% ce. Inflammable gases (dissolved acetylene, | hydrogen, liquefied hydrocarbon gas, etc.) : | an 1. Not more than 25 cylinders, C.1......... 30%! 5% 507% | Di 2. More than 25 cylinders, C.1....... weeee | 80%| 5% {100% D1 Note 1: Contents of buildings or sec- : ] tions exclusively occupied for storage of liquefied anhydrous ammonia or inflam- mable gases in charged steel cylinders, with no storage of combustible material except as provided under item j., p. 107a., should be classed as incombustible only with respect to basis, structural charges and exposure. | Note 2: When liquefied anhydrous ammonia or inflammable gases in | charged steel cylinders are found in | connection with other occupancies of same ownership, see Miscellaneous Haz- ards, item 9.b. | 1055 Gas (Oxygen and Hydrogen) Manufacturing: > See Oxygen and Hydrogen Manufacturing. | 1061 Gas and Electric Fixtures (lamps, meters, | | BiG ee Ce a eee lc vaacics Suet soles wea eck 5%| 10%| 50% | D3 1. Power, heat, etc., charge according to com- | bustibility. | 2. If shop work, not more than 5 hands....| 10%. 10%. 8. If shop work, more than 5 hands, see Metalworking Risks. 1064 Gas Pumping Stations: See Special Schedule. 1067 Gasoline Plants (natural gas): See Special | Schedule. 1070 General Merchandise Stocks, C.2, R..........| 5%, 10%| 50%, D2 (if stock includes furniture, see Furniture Stocks (new). 1078 General Storage Warehouses: Basic Occu- d pancy Charge should be established accord- 20% | D1 | : 40% | D1 ing to stipulations with Warehouseman as follows: a. With Warehouseman’s Stipulation No. 1, | MEER, hil agg AIRE ek UC EA RLS | 5% 20% | . arehouseman’s ulation No. 2, | C.3 envi rtahonmnae fete t eoeereene eeeseeveeeee@ | 40% 60% 30% Stipulation No. 3, | : 4. e@eeeeeosoeaoeve ee 86 e@eeoeeoevevev ev eee eeeeneeeaee8 eoeee 20% 80% 70% 40% d. *With no stipulations other than printed policy conditions, C.414......... scccccesese | 40%|160%]110% 100% 1, Power, heat, etc., charge according to combustibility. 2.If open heating or lighting devices other than metal bowl lanterns burn- ing kerosene or similar oils, except in offices or sections with incombustible » contents: | | a. With stipulation No. 1.......... eee 8 LO | 10% b. With stipulation No. 2.............-| 20% 20% ce. With stipulation No. 3..............| 50%) 50% d. With no stipulations................. 100% 1007 | (Feb., 1926. Replaces former page 155) (Analytic System—Copyright, 1921, by J. V. Parker) aah > Foo 1078 General Storage Warehouses—Continued ee Se ee oe 8. Contents: a. When kinds of merchandise are spe- cificaliy covered, contents charge should be the average of the con- tents charges for the various kinds of merchandise covered. b. When merchandise is written under general form and kinds of merchan- | dise covered are not specifically men- tioned, contents charges should be based on General Form Exclusions as follows: With General Form Exclusion A..... D2 With General Form Exclusion B..... D3 With no General Form Exclusion..... D4 Note: For Warehouseman’s Stipu- lations and General Form Exclusions, see Appendix. 1076 Glass Blowing, C.2....cccccessccccssceces 10%| 10%} 50% D3 1. Additional labor, power heat, ete., charge according to combustibility. — 1079 Glass Factories: See Special Schedule. 1082 Glass Stocks (plate, stained, ornamental and window): a. Packed in boxes or crates; no hay or etraw.t G2: cc ood. teaee ee aoe ca ee taited ie DERN LOC LOO D3 b. Packed in hay or straw, C.8.........ce0e- 10%| 20%| 60%| 20%| D3 1. Labor (polishing, grinding, silvering, etc.), power, heat, etc., charge accord- ing to combustibility. 1085 Glassware: See China and Glassware, 1088 Glassware (hollow): See Bottles and Hollow Glassware. 1091 Glove Stocks, C.J, S.R........ eee aaaen 3%| 5%| 50% 1. Class Damageability of Stock as follows: D2 \ a. Heavy leather, cloth, etc.......cceececes va ~ b. High grade leather, kid, etc............ D3 2. If glove manufacturing, see Leather Sew- ing and Cutting Risks. 1094 Glue Stocks, C.1.........cccceccccees sonuieee eel O18 1) 55o) OO D1y% 1. Labor (packing), power “heat, “ete., charge according to combustibility. — 2, If. pOwer grinditig: fy. cnc cescenas cucepecne ls 20% 20% (No charge for one power machine.) 1097 Glucose (in barrels), Stocks, C.1............| 3%| 5%| 50% D1 1100 Gold Beaters: See Jewelry Manufacturing. 1103 Grain Warehouses (for barley, corn, malt, oats, rye and wheat) not connected with Flour or Cereal Mills or Grain Elevators; No elevating: a. Grain in bulk only, C.1.......ccccccccces 5%| 20% D1% by Grain((in smacks) (C2... 0.0 sccescnncecndae a 10%| 40% D1% 1. Labor (cleaning by hand), power, “heat, etce., charge according to combustibility. Note: If power cleaning, power, heat, etc., should be charged for at a mini- mum combustibility of C.34. 2. If cleaning by Owes not more than & Machines... os vasisst gee cemeeh «auelewes 25 2 3. If power grinding or corn ‘shelling ; not 5% 5% more than 2 power machines............ 30% 30% Note: If more than 2 power cleaning, grinding or corn shelling machines in all, see item c. ce. Grain in bulk or in sacks, with power | pet £ more than 2 power machines, eeereeeee e@eeveeeveseeoeaseereeeoeeeeneeoee 25% 40 70% 30% D2 1. Additional labor, power, heat, ete., ; ve 4 ch charge according to combustihilitv. (Feb., 1926. Replaces former page 156) (Analytic System—Copyright, 1921, by J. V. Parker) —157— B D Dam- : im fee ole oe 1103 Grain Warehouses—Continued 1 2 1 2 ability 2. If power grinding or corn shelling; not / 2. ae more than 2 power machines............ 30% 30% Note: If more than 2 power grinding or corn shelling machines, see Feed Mills. ) d. For Warehouses for storage of other grains or seeds, see Seeds, Storage. | e. For Grain Warehouses connected with Flour or Cereal Mills and Grain Elevators, | see Special Schedule. | 1106 Gravel Washers: See Stone Crushing, Sand Screening and Gravel Washing Plants. 1109 *Grease Risks and Stocks with Processes, not including meat packing houses, slaughter poe hy ee products factories or butcher BROOM MA MUNG s ioe ants ieee eddie pies tic gare s 40%| 80%] 90%] 60%] D2 5 Additional labor, power, heat, etc., charge ‘ J oi % according to combustibility. 1112 Grease Stocks (no processes), C.314.......00. 20%| 40%| 70%| 30%] D2 1115 Greenhouses: a. Sections occupied for plants and Leake Cy eeeeeeoeeoeveeeeeve eer eeeoevneeveeveevreeseaeeeree eee . 100% 100% Note 1: Area charge for sections "ex- clusively occupied for plants and flowers should be reduced one-half. Note 2: Charges, if any, for deficiency in thickness of masonry walls and for skylights in sections with glass roofs and occupied for plants and flowers should be waived. bo Packitig “sections; CS)... dee ce cs ces coves | 15%| 20%] 60%| 20%] D4 ce. Warehouses (storage only), ‘ gS ay | 20%| 50%| 20%| D4 d. Boiler houses: See Power Houses and ? Central Heating Plants. 1. Additional labor, power, heat, etce., charge according to combustibility. 2. Exposures: Exposures radiated by sec- tions with glass roofs and occupied for plants and flowers should be waived; such sections may be ignored in deter- mining the distance of radiated ex- posure. 3. Contents: Contents charge for sections occupied for plants and flowers should be determined by adding $1.00 to the Normal contents charge for stocks hav- ing a damageability classification of D.4 1118 Grist Mills: See Feed Mills. 1121 Groceries, Stocks: Mee ete ll StOcks, U2 Ty eave obese oles ahely eves 5%| 10%] 50% D2 (Fancy stocks, with delicacies, condi- ments, fruits, etc., should class as D3.) 1. If coffee or spice grinding, see Gro- ceries, Wholesale. 2. If egg candling, see Miscellaneous Haz- > ards, item 2.k. 3. Refrigeration: For charges for refriger- ating apparatus and insulation, see Mis- cellaneous Hazards, item 18. b. Wholesale (heavy), as salt, sugar, molasses, etc.; no wooden, basket or willow ware, brooms, oils, matches, cigars or other like combustibles, and free from indus- » trial processes) Cl iat Siewcaeces —Eeeetes fh OO), O%1 60% D1% (Feb., 1926. Replaces former page 157) (Analytic System—Copyright, 1921, by J. V. Parker) ky sea B D Dam- MERRITT GET NS COMET EOS ETTE S| car 1121 Groceries, Stocks—Continued 1 2 1 2 |abitity ce. Wholesale, entirely free from industrial processes, with a limited supply of wooden, basket and willow ware, brooms, matches, etc., and no oils, fixed ammuni- tion or explosives, C.2........... Socecsess | “Oem! 10%) 50% Das d. Wholesale, general stocks, C.3............| 10%| 20%| 60%| 20%| D2) | 1, Labor, power, heat, etc., charge accord- ing to combustibility. 2. If coffee roasting, see Coffee Roasting Establishments for such charges as specifically apply. 8. If power coffee grinding or cleaning...| 20% 20% (No charge for one small machine for occasional use.) 4, If spice grinding, not more than 2 mills.| 30% 30% ba Note: If more than 2 mills, see Spice Mills. 1122 Gunsmiths and Locksmiths, C.2............. 20%| 10%| 60% D2 | 1. Additional labor, power, heat, etc., charge according to combustibility. 1123 Gymnasiums: See Halls. om (Feb., 1926. Replaces former page 158) (Analytic System—Copyright. 1982, by J. V. Parker) —161— 1136 Halls, Public—Continued 4, Motion Picture Machines (permanent installation): Charge as directed under Motion Picture Theatres. Note 5: If temporary installation only, charges should be made according to local regulations. Note 6: The following charges apply to occupancy items b., c. and d. only: . If dressing rooms............. ate tee oe Note 7: When occupancy item d. ap- plies, above charge should be increased one-third. . Lighting: Note 8: When occupancy item ec. ap- plies, the following charges should be doubled; when occupancy item d. ap- plies, the following charges should be trebled. a. If lighted by gas on stage or in dressing rooms..... Sia cleisle ate aia ciels'sierels s\s b. If lighted by other than gas or elec- tricity on stage or in dressing rooms. If with gas border or footlights.... a. If with other than gas or electric border or footlights.......... 1189 Hammock and Net Weaving, C.2......... 1, Additional labor, power, heat, etc., charge according to combustibility. Note: Furnaces and kettles used in con- nection with pitching, should be charged for at a minimum combustibility of C.3%4. 2. If pitching...... 1142 Hardware Stocks (general), C.2, S.R......... 1. Power, heat, etc., charge according to combustibility. 2. If shop work, not more than 5 hands.... Note: No charge should be made for shop work if not more than 2 hands. 3. If shop work, more than 5 hands, Metalworking Risks. 1145 Hardware Stocks (heavy): a. Not packed in domibuatinis material; no cutlery, shelf or wooden goods, Note: Contents of buildings or sections exclusively occupied by stocks of heavy hardware, not packed in combustible ma- terial and with no cutlery, shelf or wooden goods, should be classed as Incombustible. Packed in combustible material or with wooden goods or wagon material; no cut- lery or shelf goods, C.2... 1148 Harness and Saddlery Stes RB and ahove e@eee see b, eeeoreeseeeeseeoeoe (not more than 5 hands), C.1, R..... is Pe acanie 1, Power, heat, etc., charge according to com- bustibility. Note: No charge should be made for furnaces attached to stitching machines. If liquid fuel is fed to furnaces attached to stitching machines by gravity or com- pressed -air, see Miscellaneous Hazards, item 18. 2. If wax or pitch cups, other than those on machines, are heated by other than steam OBSTOCEWACR Ss sic oi cusisisic sos sccieie o e's eee 8. If harness dipping (no ‘charge for harness olling ) 222... 2: Pe er We care 4. If occasional collar stuffing, not more than one hand nor more than one day’s supply Of stuiing *tminterials os.c ss ice ccctevscces 5. If more than 5 hands or if collar stuffing in excess of above, see Leather Sewing and Cutting Risks. (Feb., 1926. Replaces former page 161) (Analytic System—Copyright, 1921, by J. V. Parker) —162— 1151 Hat and Cap Stocks: #.. Retail, C.2, Tei savas sb wes cvlawiee stism sho Osa ni b. Wholesale, excluding straw, peas’ Efe fegetexe ce. Wholesale, including straw, C.2.. ae d, Wholesale, straw only, C.3.........ceeseee 1. Labor (sewing, blocking and finishing; no weaving; not more than 5 hands), power, heat, etc., charge according to combustibility. 2. If more than 5 hands engaged in sew- ing, blocking and finishing, or if weav- ing, see Hat Factories. 1154 Hat Cleaning Shops: a. Not more than 5 hands, C.2.......... <8 1. Power, heat, etc., charge according to combustibility. b. If ‘more than. 5 hands, C.Si¢.. i. CoSin. .. ce cs eee sae ele wcieaye sik itete 1. Additional labor, power, heat, " ete., charge according to combustibility. 1709 Paper (waxed, transfer or biue print) Manu- facturing, C. Boat blige dy eae. eh Bina 1. Additional labor, power, heat, etc., charge according to combustibility. 1712 Papier-Mache and Wax Work Manufactur- Ineo CB east cc. che coun s FMT ee ee etaenioe widtetn ota ete 1715 Parole Schoois: Ses a Ge ete. 1. Additional labor, power, Senet ete., charge according to combustibility. 1721 Paste Manufacturing, C.2...........002-00. 1. Additional labor, power, heat, etc., charge according to combustibility. 1724 Patent Medicine Factories: a. No highly volatile combustibles used, B55 PPPOE Wires Aare A Ae Pah otic) SREP; ay SEL b.*If highly volatile combustibles used, C.4. 1. Additional labor, power, heat, ete., charge according ’to combustibility. 2. If drug grinding, not more than 2 mills. Note: If more than 2 mills, see Drug Mills. (Feb., 1926. Replaces former page 190) 40% 360% 15% 40% 80% 160% 20% 80% (Analytic System—Copyright, 1921, by J. V. Parker) 90% 420% 30% 30% 30% 20% D3 D2% 20%| D244 20%] D3 20%| D3%4 20%| D4 20%| D3 D2 D3 D3 20%, 60% —193— Bie Sa 1 a en Eau 1802 Pipe (smokers’) Manufacturing, C.3......... 1. Additional labor, power, heat, etc., charge according to combustibility. 1805 Pitch, Tar, etc., Stocks: See Roofing Mate- rials. 1808 Plaster Image Manufacturing, C.2........... 1. Additional labor, power, heat, etc., charge according to combustibility. 1811 Plaster Images, Stocks, C.1.............. Bing fA 1814 Plated Ware Manufacturing, C.2............ 1, Additional labor, power, heat, etc., charge according to combustibility. 2. If electroplating only, see Electroplating Establishments. 1817 Plated Ware Stocks: If gold, silver or nickel plated ware, see Jewelry and Plated Ware Stocks; if tin plated ware, see Tinware Stocks. 1820 Plumbers and Steam Fitters’ Shops (no stock); not’ more than 5 hands, ©.1/i02. 0224. (If more than 5 hands, see Metalworking Risks.) 1. Labor, power, heat, etc., charge accord- ing to combustibility. 1823 Plumbers’ and Steam Fitters’ Supplies, Stocks: a. Not crated or packed in combustible ma- COLTS aCe hres aa Dene aicee ean cacacsiacevhioads Note: Contents of buildings or sections exclusively occupied by plumbers’ or steamfitters’ stocks, not crated or packed in combustible material, should be classed as incombustible. b. anes or packed in combustible material, 1. Power, heat, eic., charge. according “to combustibility. 2. If shop work, not more than 5 hands.. 3. If shop work, more than 5 hands, see Metaiworking Risks. 1826 Plush and Velvet Stocks: See Silk Goods. 1829 Police Stations: See Municipal and County Buildings. 1832 Polish (furniture, metal, stove, etc.) Manu- facturing: a. No highly volatile combustibles used, C.31%4 b.*If not more than one barrel of highly volatile combustibles used, C.4........... e.*If more than one barrel of highly volatile combustibles: used, C.446 6... cceacsccsins seas 1. Additional labor, power, heat, etce., charge according to combustibility. 1835 Poorhouses: See Almshouses. 1838 Pepecorn Confections, Manufacturing, C.3.... 1. Additional labor, power, heat, etc., charge according to combustibility. 1841 Pop Factories: See Soda Water Factories. Pees Ost) Card Stocks, C28) oi nx Kacey ss weds cede =. 1847 Post Offices: Beal PCRCILV es DORE TOL COS 0 O.2 cats + «cc ieieccus vi vsrte b. Small country post offices and postal sta- CEOTES see Coad cor che etc le ehctors mote es cata ae ate folenatmiatene Note: When found in connection with other occupancies, basic occupancy charge under b. should be waived. B D Dam- age- 1 | 2 {| 1 | 2 fability 15%| 20%| 60%| 20%| D3 10%| 10%| 50% D4 3%| 5%) 50%| D4 10%} 10%| 50% D2 | | 15%| 5%| 60%| D1¥% | | 3% 5%| 30%| D1 | | 5%| 10% 50%| D1¥% ‘t | j 10%| ie | | | 25%| 40%] 70%| 307%| D2 40% 80%| 90%| 60%] D2 60% |160%|120% |100%| D2 | 15%| 20% 60% | 20%| D3 5%| 10%| 50% D374 5%| 10%} 50% D2 20% D2 (Feb., 1926. Replaces former page 193) (Analytic System—Copyright, 1921, by J. V. Parker) —198— 1916 Red Cross Rooms, C.1........+..sseseeeeeeese (If in upper stories of D buildings, basic occupancy charge should be waived.) 1919 Reformatories: See Penitentiaries. 1922 Refrigerators (ice chests), Stocks, C.2...... 1923 Regalia, Stocks, C.2..... heehee eevee es kup eae 1926 Restaurants, C.2,.5.Rii.ec. cccslenicice tic cicleis aieale 1. Power, heat, etc., charge according to combustibility. 2. If cooking, see Miscellaneous Hazards, item 8.e. 8. If laundry in ibulldingi.4%. .33..9..2.7. ase Note: No charge for hand laundry with not more than 5 hands. 1929 Roofing Materials: a. Prepared roofing only; no pitch, tar, etc., 9 oh *2eetreseeseeeeeoce e@oeeeeeeoeeeoeoeeeseeseeeeeee 1935 Rubber Belting and Hose: See Belting and Hose. 1938 Rubber Factories (tires and mechanical rub- ber) goods" only), C2 Geet ee ay os sees ees 1. Additional labor, power, heat, etc., charge according to combustibility. Note: No charge should be made for steam heated presses or vulcanizers. 2. If combustible cement or highly volatile combustibles used or stored in building, see Miscellaneous Hazards, item 11. 3. If process includes “acid cure’...... wieleeke 4. If process includes a spreader........... z 5. if: ground “springs” (scrap) stored in bullding Eos. ksnesdoaest te dee eee 1941*Rubber Factories (dip rubber goods), C.4.. 1. Additional labor, power, heat, ete., charge according to combustibility. Note: No charge should be made for steam heated presses or vuleanizers; vapor cure rooms should be treated as dry rooms. 2. If process includes “acid cure”’........... 100% 3. If process includes a spreader............. 80% 4. If mixing with highly volatile combus- tibles y4.% ues Lees deltcas Coe ee ce cee 80% 5. If without approved ventilating fan at floor level in mixing and dipping rooms.. 10% | 6 If without approved arrangement of steam z jets at ceiling and floor, with quick-acting valve accessibly located outside, in mix- ing and dipping rooms................... 10% foot highly volatile combustibles (except os the quantity contained in mixing and dipping tanks) are stored in building in excess of one barrel, for each barrel or greater part thereof. is.....205.. 6. 30% (Feb., 1926. Replaces former page 198) (Analytic System—Copyright. 1921 » by J. V. Parker) 10% 50% 70% 50% 100% 100% 80% 80% 10% 10% 30% D2 30%} D2 D1% D2 60%| D2 | C aN —199— 1941*Rubber Factories—Continued Note 1: If highly volatile combustibles are stored underneath building in tanks prvuperly buried, with fill and vent pipes outside, charge as if stored outside of building in undeground tanks; if tanks are properly buried but have fill or vent pipes inside of building, treat as if stored inside of building and reduce charge one- half; if tanks are not properly buried, full charge should apply. Note 2: If highly volatile combustibles are stored outside of building in tanks not ae ad buried, see Aftercharges, item 6.b 8. If highly volatile combustibles in excess of one barrel are stored outside of build- ing, but are introduced ne building by gravity or compressed air. Note 1: Charge under er 8. is not cu- mulative with charge under item 13., Mis- cellaneous Hazards, Liquid Fuel; when charges under both items apply, highest charge only should be made. Note 2; Basic occupancy charge plus charges u.ider items 4., 7. and 8. should not exceed 400%. 9. If open heating or lighting devices, see Miscelaneous Hazards, item 19.b. 1044) Rubber @Scrap,. C:2 7. Scie ca sis sie cele +s cishesile «e's Bar 1. Labor (sorting, baling, etc.), power, heat, etc., charge according to combustibility. 1947 Rubber Stamp Manufacturing, C.2........... 1. Additional labor, power, heat, etc., charge according to combustibility. 2. If stencil or brand manufacturing, Stencil, ete., manufacturing. 1950 Rubber Stocks: a. Heavy rubber goods Geode. belting, Lose and tires), C see eheseoecos e@oveeeeeeseseeee*e elf oe s, Rubber goods, it ‘limited | sans of oiled clothing C.2, a ee Note: If with alee stock “of oiled clothing, see Oiled Clothing Stocks. 1953 Rubber Tire Stocks and Repair Shops: a. Stocks, C.2.. BPA Banc 1. Power, heat, "ete., charge ‘according to combustibility. 2. If repairing, not more than 5 hands.... bh, Mepaie SHOPS) C2. cdecskon ns spec ana ss 1. Additional labor, power, heat, charge according to combustibility. Note: Charges under item a.2. and b. include the charge for use of combusti- ble cement. 1958 Rags: See Carpets and Rugs. eeseee etc., (Feb., 1926. Replaces former page 199) 30% 5% 20% 3% | 10% 10% 5% 5% 10% 10% 10% (Analytic System—Copyright, 1921, by J. V. Parker) 30% | Dam- agee ability 40% 90% D2% Di D1w% D1 D2 1959 1962 1965 1968 1971 1974 1977 1986 1983 1986 1989 1692 1995 1998 2001 2004 200 S Saddlery and Harness Stocks: See Harness Stocks and Shops. Safes (metal), Stocks: a. Not crated or packed in combustible ma- terial, CEL. Boe. Pee Se ESS Ok oleh he bretcateet Note: Contents of buildings or sections exclusively occupied by stocks of metal gafes, not crated or packed in combustible Wiha 2 should be classed cs incombus- e. b. Crated or packed in combustible mate- 1. Power, heat, etc, charge according to combustibility. 2, If shop work, not more than 5 hands.. 3: If shop work, more than 5 hands, gee Metalworking Risks. Sailmakers: See Sewing Risks. Sail and Rigging Lofts, C.2......ceccesecoess (If sewing, see Sewing Risks.) Saloons (with stock of soft drinks, beverages, etes), 4C.2,.. SiR. « beacs sb wees oes Sec 1. Cooking: If lunches only are “served, see Miscellaneous Hazards, item 8.e.; if regu- lar meals are served, see Restaurants. Salt Fish Stocks: See Fish Stocks (cured). Salt Manufacturing, C.1......cccccceccccsccs Note: Contents of buildings or sections exclusively occupied for the manufacture or storage of salt, not packed in com- bustible material, should be classed as in- combustible. 1, Additional labor, power, heat, etc., charge according to combustiblility. Salt Stocks: a. Not packed in combustible material, C.1.. Note: Contents of buildings or sections exclusively occupied by stocks of salt, not packed in combustible material, should be classed as incombustible. b. Packed in combustible material, C.2...... Salt Petre: See Chemicals, storage. Salvage Corps Stations: See Municipal and County Buildings, Salvage Stocks, -C4Ais6. Giese. ace vaendn Gices sess Salvation Army Halis: See Halls, Private. Sand Screening Plants: See Stone Crushing, Sand Screening and Gravel Washing Plants. Sanitariums, Private: See Hospitals and Sanitariums, Private. Sanitariums, Public: See Hospitals and Sani- tariums, Public, Sash, Doors and Blinds: See Blinds, Sash and Doors. 3% 5% | 40% | BB D Dam- “=. =. Reo = | 1 | = {ability 5%| 30% Dly% 10%; 50% D1 10% | 10%} 40% D2% 6 | 10%} 50% D214 | | B%| 30% D2 | | | | 5%| 30% D2 | 10%} 50% D2 80% 80%. 40%| D3 (Feb., 1926. Replaces former page 200) (Analytic System—Copyright, 1921, by J. V. Parker) ® * yy, —201— 2007 2010 2013 Sausage Factories, C.3 ..... cece eee eee ecveens 1. Additional labor, power, heat, etc, charge according to combustibility. 2. If sausage smoking, see Butcher Shops for such charges as specifically apply. 8. If spice grinding, not more than 2 mills.. nahn If more than 2 mills, see Spice Mills. MEW SC OC RE Coe tile ccs cate cseee ent se 4.0 aes - Power, heat, ete., charge according "to combustibility. 2. If shop work, not more than 5 hands.... 8. If shop work, more than 5 hands, see Metalworking Risks. SonlesseStOCKS:: Cole cscs: cietes asie els son's sieve 1. Power, heat, ete., charge according “to combustibility. 2. If shop work, not more than 5 hands.... 3. If shop work, more than 5 hands, see Metalworking Risks. BOLO SCONCE Va SLOLATO,. Ciba e si uie cio cicle'e1s.60 aisle a ofereva ei 2019 2022 2025 2028 2031 2034 2037 2040 2043 Schools: See Educational Institutions. School Supply Stocks, C.3, S.R ............ Seal Manufacturing: See Stencil, etc., Manu- facturing. Second Hand Clothing: See Clothing, Second Hand. Second Hand Furniture: See Furniture, Sec- ond Hand. Seeds (flax, hemp, beans and other field seeds), Storage: a. Seeds in bulk or in sacks, C.2........006- 1. Labor (cleaning by hand), power, heat, ete., charge according to combustibility. Note: If power cleaning, power, heat, etc., should be charged for at a min- imum combustibility of C.3%. 2. If power cleaning, not more peed 2 INA CHINES Roce etctense ste oss crete sinvercierneleveciee ss b. Seeds in bulk or in sacks, with power cleaning; more than 2 machines, C.38i%.. 1. Additional labor, power, heat, etc., charge according to combustibility. ce. For warehouses for the storage of barley, corn, malt, oats, rye or wheat, see Grain Warehouses. Reed ES tOres eo vent oc cots cae eeks sce ecdls Sewing Machine Stocks, C.1..............0.02. 1. Power, heat, etc., charge according to com- bustibility. 2. If shop work, not more than 5 hands.... 3. If shop work, more than 5 hands, see Metalworking Risks. Sewing Risks, embracing all risks where cut- ting or sewing is done by hand or power on textile fabrics, including awnings, bags, flags, garments, tarpaulins, tents, ete., except Dressmakers, Milliners, Shirt Makers (Cus- tom) and Tailors unless otherwise directed. Mae WOOIGTRS Cio eres was hbkascavkee sande causes b. Silks and elastic goods, C.2................ Note: Linings, trimmings, etc., used in connection with woolens, silks or elastic goods should not affect the classification of the occupancy. e. Linens, cottons and other vegetable fabrics, CoS aE ee Aan Aa ee tiaiere sro tee cies cminnine.e (Feb., 1926. Replaces former page 201) (Analytic Sustem—Copyright, 1921, by J. V. Parker) 5% 5% 40% /o 20% | 10% 40% 10% 57% 20% 20% | 40% 1 0% 40% 7070 | D —|- | Dam- age- = {ability 20%| D3 D3 D2 30%| D4 %' 20%| D3 | 30%) D2 D2}4 30%| D244 —202— 2043 Sewing Risks—Continued 1 Note: When two or more kinds of mate- rials are used, all charges should grade by that of the highest combustibility. 1. Additional labor, power, heat, etce., charge according to the combustibility indicated after each of the above items. 2. If laundry in connection with occu- DANCY Fe oa scans the cic hnctoteishel aiateicicia cieweisteciste state 10% Note: No charge for hand laundry with not more than 5 hands. 8. Dyeing and Bleaching. a. If no chlorates, nitrates, peroxids or other oxidizing agents used........ 10% b. If chlorates, nitrates, peroxids or other oxidizing agents used, see Mis- cellaneous Hazards, item 7%. (cumula- tive with charge under item a.). If dyeing or bleaching is in separate building or division, see Cleaning (steam) and Dyeing Hstablishments and class contents according to dam- ageability given above. 4. Cleaning with flammable liquids: a. If “spotting” only, and highly volatile combustibles are stored in building (in quantities not exceeding one bar- rel), charge for storage as directed under Miscellaneous Hazards, item 11. b. If “brushing,” ‘“‘scouring”’ or washing with flammable liquids, see charges under Cleaning and Pressing Hstab- c lishments. d. If painting, varnishing, tarring or oiling | of textile fabrics) 67 .s0e < ass exes - [100% | Note: If sign painting only, see Mis- cellaneous Hazards. 6. If storage of second hand tents or awn- WINGS & Fe sivccle Heiss ee oe ee 8 bie wine meee 20% 7. If leather sewing, see Leather Sewing and Cutting Risks for such charges as specifically apply. 2046 Shafting (line): a. Not crated or packed in combustible mate- PIAL Ch sien ne paver aetier sate lela @ ree ia + Wik te 3%| 5%| 30%! D2% Note: Contents of buildings or sections exclusively occupied by stocks of line shafting, not crated or packed in combusti- ble material, should be classed as incom- bustible. b. a ae or packed in combustible material, rT e@eeeeeeveeeeeseeeeeereeeeeee eeeceoeveeeer eee 5 10% 1. Power, heat, etc., charge according to i Bark he ¢ combustibility. : 2. If shop work, not more than 5 hands... | 10% 10% | 3. If shop work, more than 5 hands, see | Metalworking Risks. | (Jan., 1926. Replaces former page 202) (Analytic System—Copyright, 1921, by J. V. Parker) —203— 2049 2052 2055 2058 2061 2064 2065 2067 2070 2073 2076 2079 2082 2085 2088 2091 C.3 2 Dam- age- ability Sheep Dip Manufacturing, C.314..... 1. Additional labor, power, heat, etc., charge according to combustibility. 2. If power mixing of dry materials........ 8. If power chopping or grinding.......... Shellac Varnish Manufacturing: See Varnish Manufacturing (shellac only). Sheet Metal Works: See Metalworking Risks. Ship Chandlers’ Stocks: a. Without oiled clothing and not more than ZOSDSICRPOLC OB KUM A Cla iccae ciwisis.¢ 6 ceise crocs b. With oiled clothing and (or) not more than 100 bales of oakum, C.3%............ e.*With more than 100 bales of oakum, C.4.. 1. Labor, power, heat, ete., charge accord- ing to combustibility. 2. If painting, varnishing, oiling or tarring on textile fabrics. Shirt and Collar Stocks: Goods (men’s). Shirt Factories: If not more than 10 sewers, see Shirt Makers (Custom); if more than 10 sewers, see Sewing Risks. Shirt Makers (Custom): Not more than 10 BEWEC SIC So clacelon eros aie nlnlels o cieekc chismicwesis.s 1. Power, heat, ete., charge according to combustibility. Note: If more than 10 sewers, see Sew- ing Risks. Shoe Factories: See Leather Sewing and Cut- ting Risks. Shoemakers: See Cobbler Shops. Shoes: See Boots and Shoes. Shoe Shining Shops, C.1............ccs0ceeees 1. If hat cleaning, not more than 2 hands.. 2. If hat cleaning, more than 2 hands, see Hat Cleaning Shops. Shooting Galleries, C.1..........cceccececcees Show Case Manufacturing: If metal, see Metalworking Risks; if wood, see Woodwork- ing Risks. Show Case Stocks, C.1.........ccccccccccvees Sign Manufacturing: a. Metal or glass signs only; no woodwork- AN I CRI clas elete ahs createla ie ers cay teee eet b. Wood, or wood and metal or glass; no power wood working machines, except saws, nailers, mortisers or boring ma- chine and one machine (either lathe, smail planer, jointer or combination woodwork- Ing MmAehiney] CBibi ne. cemiiaus tune ce ease 1. Additional labor, power, heat, charge according to combustibility. 2. If painting, enameling, lacquering or gilding, see Miscellaneous Hazards. 3. Contents: a. If glass signs only are manufactured, CASS CONTCHUSVASS aoe cle clcc ce alee ee cae b. If metal signs only are manufactured, Class cContent(Siasi.ccccccs cs ccs cece cas If glass and metal signs, or if wood Signs are mera ANA eE class con- tents HBS bea cresiotratecrarcice te alete eres eieraie cir ec eceeeeeeeeeeeseseees ene See Furnishing Cc. eeeereseeeoeeseeeseeeeeseseeeeeeeeereeeseeses Shops. 1. Power, heat, etc., charge according to com- bustibility. Sign Writers and Designers, C.3............ (If in upper stories of D buildings, basic oc- cupancy charge should be reduced one-half.) (feb., (Analytic System—Copyright, 1921, bu J. V. 40% 10%, 10% | 10% 25%| 40% 30%| 20% 15% | 1926. Replaces former page 203) Parker) 50% | 20% 10% 50% 5%| 50% 50% 70% 60% 30%| D2 20% 30% 40% 30% 20% D2 D2 D2 D2 D2 D3 D3 D2 D2% D2 D3 —204— 2097 Silk Goods: aclW holesale: StoCKS MG. 2alccrictelslcteteicleieveleteretatalets b. Open tretall stocks, C2) SiRiigei. aceite ssi 2100 Silk Mills (knitting and weaving only): See Knitting and Weaving Mills. 2103 Silk Twisting and Spooling; C.2............6- 1. Additional labor, power, heat, etc., charge according to combustibility. 2106 Sirup and Sugar Stocks, C.1............. oeeke 2109 Sirup Refining and Jelly Manufacturing, C.3 1. Additional labor, power, heat, etc., charge according to combustibility. 2. If printing or lithographing on tin........ 2112 Sisal Hemp: See Hemp. 2115 Skating Rinks: If in connection with Amuse- ment Parks, or Summer or Winter Resort Property, see Amusement Park, Baseball and Fair Ground Property; if not in connection with Amusement Parks, or Summer or Win- ter Resort Property, see Halls, Public. 2118 Slaughter Houses (small); not connected with meat packing houses or animal prod- ucts factories, CA ia cive. tens see ticeemyes tes 1. Additional labor, power, heat, ete., charge according to combustibility. 2. If meat smoking, see Butcher Shops for such charges as specifically apply. 3. Refrigeration: For charges for refriger- ating apparatus and insulation, see Miscel- laneous Hazards, item 18. 2120 Slot Machines: See Automatic Machines. 2122 Smoke Houses (separate buildings or divi- sions) for smoking meats, fish, etc.; not con- nected with meat packing houses or animal products factories: a. Smoking in compartments with parapeted fire walls extending through roof, unless roof is fireproof, with approved single fire! doors at all openings, C.8%..........c0eee b. Smoking in open or in compartments not sai iee to requirements given under 1. Additional labor, power, heat (except furnaces used in connection with smok- ing), etc., charge according to combusti- bility. 2124 Smokers’ Sundries: See Cigars and Smokers’ Articles. 2127 Snuff Factories: See Tobacco Factories. 2130 Soap Factories: a. Cold process only 1. Not more than "10 hands and not more than 10 barrels of grease, oils or soap BLOCK C3se tees oe eos eae eee a. Power, heat, etc., charge according to combustibility. bn 10 barrels of grease, oils or soap stock, e@eceeeoeoresoeeeeseesceeeeescee see eses ai “Note: If with more than 50 barrels of grease, oils or soap stock, occupancy should be starred. a. Additional labor, power, heat, etc., charge according to combustibility. Note: Charge for additional labor should be made only for the number of hands in excess of ten. (Feb., 1926. Replaces former page 204) (Analytic System—Copyright, 1921, by J. V. Parker) Dam- age- ability . With more than 10 hands, or more than D2% D3 %, 60%) D3 | 40%|100% 30%| D3 30%| D3 15%| 20%] 60% 20%| D2 | 30%| D2 —205— 2130 O13 2136 2139 2142 2151 Soap Factories—Continued b.*If other than cold process, C.4..... aietehs ie ote 1, Additional labor, power, heat, etc., charge according to combustibility. SO STLMCHNUMLOy MAKINO cn. c ciclets © vise oe etals bis Soap Stock (not manufactured soap), Bett BiG = CAMs ecce cua ts cetera Macnee ‘Ae epee 3 Soap Stocks (manufactured soap), C.2....... Soda Ash (sodium carbonate): See Chemi- cals, Storage. Soda Fountains, Stocks, C.1...........ecee08. 1. Power, heat, etc., charge according to com- bustibility. 2. If shop work, not more than 5 hands.... 3. If shop work, more than 5 hands, see Metalworking Risks. Soda Water Factories, C.2.........:. ahs chats eas 1. Additional labor, power, heat, etc., charge according to combustibility. aoe Mills (grinding, mixing and packing), Rite Est Seele va aaine Slop hCe ae ROR Ris ceete os 1. Additional labor, power, heat, etc, charge according to combustibility. Spice Stocks (including coffee, tea and spice BLOCKS) Coa ics siecle cies coos’ eles afaretcvecersvelerstsss 1. Labor (packing), power, heat, ete., charge according to combustibility. Note: When item 2. applies, charge for power, heat, etc., should be made at a minimum combustibility of C.3%. 2. If spice grinding, not more than 2 mills es If more than 2 mills, see Spice 8. Bypongese Stocks, | C.22e. oc ods see sebeass kee ade 1. Labor (cleaning and clipping), power, heat, ete., charge according to combustibility. Sporting Goods Manufacturing; no power woodworking machines, except saws, nailers, mortisers or boring machines and one ma- chine (either lathe, small planer, jointer or combination woodworking machine), C.3\%4... Note: If power woodworking in excess of above, see Woodworking Risks. 1, Additional labor, power, heat, etc., charge according to combustibility. Sporting Goods, Fire Arms, etc., C.2......... 1. Power, heat, etc., charge according to com- bustibility. 2. If shop work, not more than 5 hands..... 3. If shop work, more than 5 hands, see Metalworking Risks. Stables in connection with other occupancies of same ownership, unless otherwise speci- fically provided for: a. Not more than 8 stalls........ Chighnigccniue b. Not more than 5 stalls............ lhe ete aleve ec. With more than 5 stalls: 1. In A or B Buildings, basic occupancy charge for stable, according to number of stalls, should apply in addition to the basic occupancy charge of main occu- pancy; column 1 charges should be made in full, but only the highest charge made in column 2. B 1 40% 100% 2 80%|100% 40% 5% | 3% | 10% | 10% | 10% 20% (Feb., 1926. Replaces former page 205) (Analytic System—Copyright, 1921, by J. V. Parker) 10% 5% 10% | 10% 40% 10% D l 100% Dam- age- 2 ability 80%| D2 D2% | 40%| D2% bo Xx D2 | 30%| D3 D3 —206— 2163 Stables—Continued 2.In D Buildings: If total basic occu- 1 pancy charge of main occupancy is less than the total basic occupancy charge for the stable, occupancy should be classed as a stable, according to the | number of stalls. If total basic occu- pancy charge of main occupancy is equal to or higher than the total basic occu- pancy charge for the stable, basic occu- pancy charges for both the main occu- pancy and the stable should apply; col- umn 1 charges should be made in full, | but only the highest charge made in f | ——| age=- 2 | 1 | 2 fabitity B D Dam- eolumn 2. Note: Contents of stables should take the contents charge of main occupancy. 2166 STABLES, R: ®. Private or Industrial, including Breeding, Bus, Dairy, Express, Feed, Hotel, Stock and Veterinary Stables and stables oper- | ated in connection with mercantile or in- dustrial risks: Note: Double stalls should be counted as r~ two stalls. 1. Not more than 5 stalls, C.2.. cacseaee'| 209t 10%/750 7 2. Not more than 30 stalls, C.3..........-- 40%| 20%| 60%) 20% 3.*More than 30, but not more than 50 atallas CSiq; eh ius. ee ssoesees | 40%] 40%| 797%| 30% a. For each additional 50 stalls. or great- er part thereof (maximum charge 40%) | 20% 20% Note: If no storage of hay and no provision for such storage, occupancy should not be starred. b. Livery, Boarding and Sales Stables: Note: Double stalls should be counted as two stalls. 1.*Not more than 50 stalls, C.38%.......... |100%| 40%|100%| 80% a. For each additional 50 stalls or great- er part thereof (maximum charge LOO Salata a aveis oie oe stavacene he @ else evesnn Raises 20% 20% 2. Sales stables (not connected with stock yards), without stalls or haylofts and with not more than one day’s supply of combustible feed, C.31%...........--++-+ | 60%} 40%] 80%| 40% Note: Area charge for sales stables without stalls or hay lofts and with not more than one day’s supply of combus- tible feed, should be reduced one-half. ec. Stables connected with Stock Yards: See Stock Yards. 1. Power, heat, etc., charge according to | ( ! combustibility. Note: When item 2. applies, charge for power, heat, etc., should be made at a minimum combustibility of C.3%. 2. If power feed chopping or grinding, or]. corn shelling, not more than 2 machines inva ne: caeneys ogee ess ewenae seaeate sean a0 te 30% Note. If more than 2 machines in all for feed chopping or grinding, or corn shelling, see Feed Mills. 8. If motor vehicles are stored in building, see Miscellaneous Hazards, item 16. (Feb., 1926. Replaces former page 206) (Analytic System—Copyright, 1921, by J. V. Parker) —207— 2166 Stables, R—Continued 4. Heating and Lighting: a. If heated by stoves or other open heating devices not otherwise speci- fically charged for, except in Bete or ® sections grading Pits thoes, : b. If lighted by open are lights, “gas, gasoline or other open lights other than kerosene in metal bowl lanterns, except in office or sections grading C.i (not cumulative with a.)........ 5. Contents: Live stock, if not chained or tied, should take the unexposed rate of the building; other contents should be classed as D3. If live stock is chained or tied, class all contents, including live stock, as D2. 2169 Stamp (rubber) Manufacturing: See Rubber Stamp Manufacturing. 2172 Starch Stocks (in original packages), C.1.... 2175 Stationery Stocks: See Book and Stationery Stocks, 2178 Statuary and High Grade Art Stocks, C.2... 1. Labor (picture framing, etc.), power, heat, etc., charge according to combusti- bility. 2. If packing or unpacking, see Miscellaneous Hazards, item 2.j. 2181 Steam Fitters’ Stocks: See Plumbers’ and Steam Fitters’ Stocks. 2184 Steel Stocks: a. Not crated or packed in combustible ma- terial Cob oricciesciss ces © cen Mis tects Sisto wetare exclusively occupied by stocks of steel not crated or packed in combustible ma- terial, should be classed as incombustible. b. pea oe or packed in combustible material, eeeeresreeee ee eee eeeseereeesesesresesereeses a Note: Contents of buildings or aetiiane 1. Power, heat, etc., charge according to combustibility. 2. If shop work, not more than 5 hands... 3. If shop work, more than 5 hands, see Metalworking Risks. Note: Damageability of steel stocks should be classed as follows: a. High grade tool steel........ Sateen crehe ae b. Low grade or heavy steel........ ae c. Mixed high and low grade steel...... ae Stencil, Stamp, Brand, Badge and. Seal Manu- facturing, Fs sid Brcacvh 0 Ra hs ARCO RPP ELE 1, Additional labor, power, heat, etc., charge according to combustibility. 2190 Stock Food (cattle, horse, poultry, etc.) Manufacturing, 9 C346 Foc scales eds teas cates > 1. Additional labor, power, heat, etc., charge according to combustibility. DELEePOWELLSrindings. 2. .caes nees ataidate shelele c Salt, POWerecleaning Wy.% wahice boasne Gee. eet se A Note: If with hay or straw or if more than two machines in all for grinding or cleaning, class as a Feed Mill and grade damageability of contents as D3. 2198 prone Food oe horse, poultry, etc.), 1) RELIC MEM: Gao duc ahdola SR oak es ace ed oe SO wEENs Note: If with hay or straw, see Feed Stores. D Dam- age- = lability 20% 20% 5% 10% 20% 25% 30% 25% 5% 10% 10% 10% 40% 10% 20% 20% 60% | 70%| 30% 257 | 50% D2 D4 D3 (Feb., 1926. Replaces former page 207) (Analytic System—Copyright, 1921, by J. V. Parker) Re EB D Dam- 1 ea] Sea ey 2196 STOCK YARDS (stables, barns, sheds, yards and pens for housing, feeding or selling cat- tle, hogs, horses, mules and sheep), R: Basis rate should be selected according to directions for industrial risks with more than 5 hands. (See Selection of Basis-Rates, Doll. ao coo: id) Dae) All A or B buildings should be rated speci- fically, but D buildings, yards and pens, ex- cept buildings used exclusively for the stor- age of hay and buildings not connected with the yard, should be classed as one division when not separated 50 feet or more by streets, roads, alleys, water or other permanent clear spaces. The basis rate of a division consisting of D buildings, yards and pens should be de- termined by the highest building in the division, measuring height to eaves if build- ing is without floors. The height of build- ings having a ground floor area of less than 1,000 square feet may be disregarded in de- termining the basis rate. When a division consists entirely of un- covered pens, the basis rate for a one story building should apply. A division consisting of D buildings, yards and pens should be considered as one build- ing with respect to charges for structural defects, occupancy, special and miscellaneous hazards and credits for structural and pro- tective features, except as provided below. a. Area: 1. No area charge should be made for yards, rulways, overhead approaches or uncovered pens. . Area charge should be reduced one-half se for stables, barns, sheds and covered pens not enclosed on all sides, and for stables, barns, sheds and covered pens with not more than one day’s supply of hay, straw, cottonseed hulls or other com- bustible feed. 8. Area charge should be reduced three- fourths for stables, barns, sheds and covered pens not enclosed on all sides and with not more than one day’s sup- ply of hay, straw, cottonseed hulls or other combustible feed. 4. When a D building which contributes an area charge is separated from all other buildings of the division 20 feet and less than 50 feet (except for fences, runways, overhead approaches and un- covered pens), its net area charge (ex- / cept for the building contributing the greatest charge), should be reduced one- half; if separated 50 feet or more, its area charge should be waived. b. Structural Features: 1. No charge should be made for lack of standard foundations to stables, barns, sheds and covered pens not enclosed on all sides, or to uncovered pens. no (Feb., 1926. Replaces former page 208) (Analylie System—Copyright, 1921, by J. V. Parker) —211— B D Dam- 2196 Stock Yards—Continued 1 | 2 1 2 ability b. In D buildings or divisions, live stock| ~~ th acai Wee should take a rate of 20% less than the unexposed rate on the build- ing or division; other contents should ® be classed as D3. h. Average Rates on Live Stock: If live stock is written under specific item covering over entire yard, the average rate should be computed on the basis of the total area and specific live stock rate of each division, building, yard and pen, as follows: Multiply the total area of each division (including all buildings, yards and pens of the division), and each building, yard and pen not a part of a division, by its specific live stock rate, and divide the suin of the results by the sum of the total area of the division, buildings, yards and pens of the entire yard. ® EXAMPLE Risk Total Area Live Stock Rate Amount Division, building, yard or ‘) pen NGr2 oc. oes cre eek . 200,000 sq. ft. at 1.35 = 270,090 Division, building, yard or pen NOc2. 2s. sseusseusee 220,000 8Q. ft; at 1.20 = 144,000 Division, building, yard or pen NO Ssie. koe Seen 10,000 sq. ft. at .90 = 9,000 ee eee LE OURLBT sare oe cee es Oe Ne 330,000 sq. ft. 423,000 423,000-+-3390,000—1.28, Average Rate. 2199 Stone Crushing, Sand Screening and Gravel | Washing Plants, C0. SoS eee co eae s tee 25%| 5%) 50%} Note 1: Contents of buildings or sections | | exclusively occupied for stone crushing, or for the storage of stone, sand or gravel, with no storage of combustible material, should be | classed as incombustible; contents of build- | ings or sections exclusively occupied for sand Screening or gravel washing with no ster- / age of combustible material, should be classed as incombustible only with respect to basis, structural charges and exposure. Note 2: Contents should take the same rate as the building. 1, Additional labor, power, heat, etc., charge according to combustibility. | ®) 2. Elevating Machinery: a. If elevators (including boots, heads and legs) or screw conveyors are construct- at | ed of combustible material......... Sa aeud 37d 10% b. If wooden pulleys in elevator heads or Rootes tic Seats wtsk a oeteWee acca Bh voted eect 20% | 20% | * Note: Charge should be waived when elevator boots, legs and heads are in- combustible. | ec. If elevator boots are inaccessible or if | oiled through a pipe from a distance...| 10% 10%| Note: Charge should be waived when | elevator boots are incombustible. of combustible material, except as provided under item j., p. 107a., should be classed as incombustible. | 2202 Stone Cutting and Sawing Plants, C.1...... 5%, 5%| 30%) D1 Note: Contents of buildings or sections ex- clusively occupied for stone cutting or saw- ing or for storage of stone, with no storage | 1, Additional labor, power, heat, etc., charge according to combustibility. (Feb., 1926. Replaces former page 211) (Analytic System—Copyright, 1921, by J. V. Parker) —212— 2205 Stoneware, Stocks. a. Not packed in combustible material, C.1.. Note: Contents of buildings or sections exclusively occupied by stocks of stone- ware, not packed in combustible ma- terial, should be classed as incombustible. b. Packed in combustible material, C.2.... 1. If packing or unpacking, see Miscel- laneous Hazards, item 2.j. 2208 Storage Risks: Unless otherwise provided in Occupancy List, basic occupancy charge for merchandise or materials in storage should be determined as follows: a. In A or B buildings, column 1 charge of the basic occupancy charge for a stock of like character should be reduced by an amount equal to the charge for Traf- fic, based upon combustibility, in occu- pancies grading C.314 and lower, and re- duced 20 points in occupancies grading C.4 and C.44%4; no reduction should be made in occupancies grading C.5. b. In D buildings, column 1 charge of the basic occupancy charge for a stock of like character should be reduced 10 points in occupancies grading C.4% and lower; no reduction should be made in occupancies grading C.5. 2211 Store Furniture and Fixtures: See Furniture and Fixtures, Store. 2214 Stoves and Stove Castings: a. Not crated or packed in combustible ma- teria Gar nce scnws vaca es s he ees' ewer tee. Note: Contents of buildings or sections exclusively occupied by stocks of stoves or stove castings, not crated or packed in combustible material, should be classed as incombustible. b. Crated or packed in combustible ma- terial, C2 eeeveeeeaeeen eeeeeneoeaeeeveeeen ed eoeereve ee 1. Power, heat, ete., charge according to combustibility. 2. If shop work, not more than 5 hands.. 3. If shop work, more than 5 hands, see Metalworking Risks. 4. If stove blacking with materials mixed or thinned with highly volatile com- bustibles: a. Not more than one gallon used....... b. More than one gallon used............ Note: Charges under a. and b. are cumulative with charge for storage of highly volatile combustibles under Miscellaneous Hazards, item 11. 2217 Strawboard Stocks: See Paper Stocks. 2220 Straw Goods, Stocks, C.8........... atria opal 2223 Studios: (If in upper stories of D buildings, basic occupancy charge should be waived.) a. Painters and sculptors, C.1.............. bs. Music teachers, ete. C1) Salt sande peewee D age- 1 2] 2 | 2 {abitity 3%| 5%| 30% D2 5%| 10%| 50% D2 « 3%, 5%) 30% Diss 5%, 10%| 50% D144 10% 10% [ 10%; 10% | 30% 30% 60% 20%) D4 20% D4 20% | D2 ( | (Feb., 1926. Replaces former page ata) (Analytic System-—Copyright, 1981, by J. V. Parker) ® —213— B D Dam- age- 1 aS Ly 2 ability 2226 Sugar Grinding and Pulverizing, C.2........ 30% 10%] 70% D2 1, Additional labor, epee heat, ete., charge according to combustib lity. 2229 Sugar Stocks: See Sirup and Sugar Stocks. 2232 Sulfur Stocks: See Chemicals, Storage. 2235 Sulfuric Acid Stocks: See Chemicals, Storage. 2238 Surgical Instruments: See Instruments. 2241 Sweeping Compound Manufacturing: a. With no power cleaning or grinding, C.3%. 1. = 3. Additional labor, power, heat, etc., charge according to combustibility. If power grinding, not more than 2 machines @eeaesessecesceaoec ee eee eeseeseeceee ee eeeet If power cleaning, not more than 2 machines @eeeseeseoeeveeeceoeseseeeaeeeseeeeseeeee Note: If more than 2 machines in all ees under items 2. and 3., see em b. b.*With power cleaning and grinding; more 1, than 2 machines, C.444.........sceeeee. Additional labor, power, heat, etc., charge according to combustibility. 25%: 40%| 70%; 30%] D2 30% 30% 5% 25% 60% | 160% {120% |100%} D2 (Feb., 1926. Replaces former page 213) (Analytic System—Copyright, 1921, by J. V. Parker) —214— 2244 Tatlor Shops: a. CL Ee only (not more than 10 hands), eeeceeeoeseeeseeeeeeeeooen ° e@esovreeeeeee 5 b. Cutting, making, pressing or cleaning (not 2 more than 10 hands), C.2, R............. 10%. 10%] 50% (If in upper stories of D buildings, basic occupancy charges under a. and b. should be reduced one-half.) Note 1: If more than 10 hands, see Sew- ing Risks. Note 2: If cutting, making, pressing or cleaning of ladies’ apparel, class all con- tents as D3. 1. Power, heat, etc., charge according to combustibility. 2. Cleaning with flammable liquids: a. If “spotting” only, and highly volatile combustibles are stored in building (in quantities not exceeding one bar- rel), charge for storage as directed under Miscellaneous Hazards, item 11. b. If “brushing,” “scourine’’ or washing with flammable liquids see charges under Cleaning and Pressing Wstab- lishments. 2247 Tailors’ Stocks: See Woolen Cloths. If with tailors’ trimmings, see Tailors’ Trimmings. 2250 Tailors’ Trimmings, Stocks, C.2, S.R........ 5% 10%! 50% 2253 Tallow, Grease and Wax Stocks: See Grease Risks. 2256 Tanneries: See Special Schedule. 2259 Tanners’ Supplies (no grease, oils, etc.), C.2.| 5% 10%] 50% 1. If with grease, oils, etc., see Miscellaneous Hazards. 2262 Tarpaulin Manufacturing: See Sewing RisEs. : 2265 Taxidermists, | 'C.2 0.00. cc ewes s odie ccceenenis sas 20%, 10%| 60% 1, Additional labor, power, heat, etc., anes according to combustibility. 2268 Tea, Ooffee and Spice Stocks: See Spice Stocks. 2271 Tea Stocks (original packages), C.2........ 0% 1. Labor (packing), power, heat, etc., charge according to combustibility. 2274 Telegraph Offices: a. Small offices Cliciccssvccsusss tansactean 20% (If in upper stories ‘of D buildings, basic occupancy charge should be waived. } / b. Large central offices, C.2................ 50% 2277 Telegraph and Telephone Supply Stocks, C.2. 50% | 2280 Telephone Offices, C.1...........cseeesecccees 20% | (If in upper stories of D buildings, basic occupancy charge should be waived.) 1. Power, heat, etc., charge according to combustibility. Note i: Private switchboards in con- nection with other occupancies should take the rate of other contents. 2283 Tent Manufacturing: See Sewing Risks. (Feb., 1926. Replaces former page 214) (Analytic System—Copyright, 1921, bu J. V. Parker) D2% D2 D4 D2 CII —217— 2286*Theatres—Continued a. If by electricity and wiring not in} — approved conduit or armored cable... GreLLSH ONCE D Vie LAG oc'0.¢,o cle's mrols cf uleisielsoje.0i'0 c. If lighted by other than gas or elec- tricity @eeoeeoevoevvee eevee eeeaeeeoeveaeeeeae eeeseee d. If with gas border or footlights...... e. If with other than gas or electric border or footlights...... alte atte SC 4. Lighting: In Auditorium Section: a. If by electricity and wiring not in approved conduit, metal moulding or pecs cable (not cumulative with a. @eeeveeeoevevee see oceoeee eevee eeaeeaee8 ee b. If by kerosene in metal bowl lamps (not cumulative with 4.c.)............ ec. If by kerosene in glass bowl lamps, or other portable lamps except as pro- ViGGd. INsILCINe OL. tales erent ertales ack cere ad. If by gasoline lamps or lighting sys- tems, charge according to directions under Miscellaneous Hazards, item 3.f. (cumulative with charges under 3. and 4.). Note: Gasoline lighting systems in which liquid gasoline is delivered to the lamp through hollow wires should be considered as portable lighting de- vices, 5. Dressing Rooms: a. If of combustible construction....... b. If of fireproof or incombustible con- struction, with combustible doors... ec. If of fireproof or incombustible con- struction, or if in communicating ad- dition used for no other purpose, with doors approved for the protection of openings in Corridors or Partitions.. 6. Motion Picture Machines: Charge as di- rected under Motion Picture Theatres. 7. Smoking: a. If smoking by audience permitted in auditoriums section. .cce ces cecee cs. «cc b. If “No Smoking” signs are not posted in basement, dressing rooms, on fly galleries and on stage, prohibiting smoking, except in the presentation of plays (not cumulative with a.), see Aftercharges. 8. If repairing, woodworking, painting, etc., see Miscellaneous Hazards. Note. No charge should be made for scenery painting with water colors only. 9. If storage of scenery or stage properties 10. Credits-Protective Features: a. Credit for inside standpipe and hose should not be allowed unless stage section is equipped with approved standpipe at each side, with hose con- nections in basement, on stage floor and on each fly gallery, with 25 feet of approved hose with nozzle attached to each connection, and unless stand- pipe and hose equipment in audi- torium section is standard with con- nections in basement, or main floor and on each balcony or gallery. B D Dam- ; age- cee 1 | @ [ability 5% 5%. 20% 20% | 40% 40% | 20% 207% | 60% 60% 5% 5% 15% 15% 30% 30% 30% 30% 20% 20% 10% 10% | 50% | 50%. 30% 30% | (Feb., 1926. Replaces former page 217) (Analytic System—Copyright, 1921, by J. V. Parker) —218— 2286* Theatres—Continued Note: If standpipe and hose equip- ment in stage section only is standard, one-half credit may be allowed. b. Credit for casks and pails of water, chemical extinguishers, etc., should not be allowed unless stage section is equipped with the required number according to floor area in basement, on each side of stage and on each fly gallery. Note: If equipment of casks and pails of water, chemical extinguishers, etc., in stage section only is standard, one-half credit may be allowed. c. Automatic Sprinkler Hquipment: If stage section is equipped with an ap- proved system of automatic sprinklers having one or more sources of supply, charges in columns 1 and 2 of the basic occupancy charge and charges for all other occupancy hazards and special structural features mentioned under items d. to g., inclusive, located only in sprinklered portions, should be reduced one-half. Note: If basement under stage sec- tion is not equipped, charges in columns 1 and 2 of the basic oc- cupancy charge, should be reduced one-third only; charges for other oc- cupancy hazards located only in sprinklered sections, should be re- duced one-half. d. Watch Service: Watchmen should not be required to patrol the premises during performances. 2289 Thread Stocks, C.2......cccsecccccccece ae ee 2292 Tile (encaustic, mosaic and marble), Stocks, 5% 10%| 50% @eoeoveevesveoece eeeveveeeceoe @eeeseosese eeeereseos 2295 Tile Pipe (drainage and chimney), Stocks: a. Not packed in combustible material, C.1.. Note: Contents of buildings or sections exclusively occupied by stocks of tile pipe (drainage and chimney), not packed in combustible material, should be classed as incombustible. b. Packed in combustible material, C.2......| 5% 10%! 50% 2298 Tin, in ingots or pigs: See Metals, in ingots or pigs. 2301 Tin Shops: See Metalworking Risks. 2304 Tinware Stocks, C.1, S.R....... bw eeahicear Set] sobve) 4:0 301e60% 1. Power, heat, etc., charge according to com- bustibility. 2. If shop work, not more than 5 hands.....| 10% 10% 3. If shop work, more than 5 hands, see Metalworking Risks. 2307 Tobacco Factories: a. Cigar Manufacturing, C.2..........0e.e022- | 10% 10%] 60% Note 1. If not more than 5 hands, basic occupancy charge for cigar factories lo- cated in upper stories of D buildings should be reduced one-half. o 5% 10%) 50% 3%) 5%! 30%| Dam- age- ability D1 D3 D4 ae a ee (Feb., 1926. Replaces former page 218) (Analytic System—Copyright, 1921, by J. V. Parker) | —221— 2313 Tobacco Sales Houses—Continued 2. If breaking or sampling of tobacco in| hogsheads or cases Vag to apply to items a. or b.)...... ginalanae as Note: When item Oe ‘applies, no ad- ditional charge should be made for recoopering or repairing damaged or broken hogsheads or cases. 3. Stabling: a.iIn A or B Buildings: See Stables, in connection with other occupancies of same ownership. b. In D Buildings: If not more than 5 stalls or if basic occupancy charge of main occupancy is equal to or higher than the basic occupancy charge for the stable, see Stables, in connection with other occupancies of same ownership. If more than 5 stalls or if basic occupancy charge of main occupancy is less than the basic occupancy charge for the stable, class entire occupancy as a Stable, Private or Industrial, plus a column 1 charge of 10%. 4. If metalworking, woodworking, etc., see Miscellaneous Hazards. Note 1: No charge should be made for setting up hogsheads or cases re- ceived in the knock-down. Note 2: No charge should be made for | motor vehicles which may enter build- ing to load or unload; if motor vehicles are stored in building, see Miscellaneous Hazards, item 16, 2315.Tobacco Stocks (manufactured): a. Plug or Twist Tobacco only; no cigars, cigarettes, smoking tobacco or snuff, C.2.. b. Smoking Tobacco, cigars, cigarettes, or ee snuff, CD aS ne a NaS § Ps See a 5 *f 2316 Tobacco Stocks (unmanufactured) : na. Leaf tobacco in hogsheads or cases, C.1... b. ees tobacco in bales, bundles or loose, @eeveseerseeeeaseeseosseeeeereee eos eoeeteeener 2319 Tobacco Storage Warehouses: See Special Schedule. 2322 Toilet Goods, Stocks, C.2, S.R................ 2325 Toilet and Jewelry Case Manufacturing: See Jewelry Case Manufacturing. 2328 Town Halls: See Municipal and County Buildings. 2331 wg? Notions and School Stationary, C.2, 2337 icin ite Manutactaring’ See Gawing Risks. 2340 ‘pages Mantfacturing. See Woodworking sks, 2343 Trunk and Valise Manufacturing (leather se See Leather Sewing and Cutting sks. 2346 Trunk and Valise Stocks, C.2........s.e.00-- 1. Power, heat, etc., charge according to combustibility. 2. If assembly and repairing only; no wood- working; not more than 5 hands........ 3. If assembling and repairing with wood- working or with more than 5 hands, see Woodworking Risks. (Feb., 1926. Replaces former page 221) | 1 2 1 25% 25% 5% 10%| 50% 5% | 10%| 50% 3% 5%] 50% 3% 5%} 50% 5% a 50% 5% 10%| 50% 10% 20%| 60% 5% 10%) 50% 10% 10% . ‘Analutic Sustem—Copyright, 1921, by J. V. Parker) 2 20% Dam- age- ability D3 D34 2349 2352 2355 2358 2361 Twine and Cordage Stocks, C.3........-..00- Note: If with heavy rope and cordage only, see Rope and Cordage Stocks (heavy). Type Foundries: See Metalworking Risks. Type Stocks (printers’), C.1...... os vaneewes Typewriter Manufacturing. See Metalworking Typewriter Stocks, C.1, S. R combustibllity. 2. If shop work, not more than 5 hands,.... 3. If shop work, more than 5 hands, see Met- alworking Risks, —222— Dam- ' alles en OG 1 |_7 _|ability 60% 20%| D2 50% D2 Rta “cheharsiercVeksaereie rors 50% D3 charge according to 10% | (Feb., 1926. Replaces former page 222) (Analytic System—Copyright, 1921, by J. V. Parker) a: | D |Dam 2364 Umbrella Manufacturing, C.8.........eeeee0s 1. Additional labor, power, heat, ete., charge according to combustibility. ® 236 Umbrolian« Stocks .C.2 Silks secs cccecuscaseues 1. Power, heat, etc., charge according to combustibility. 2. If repairing, not more than 5 hands...... 3. If repairing, more than 5 hands, see Um- brella Manufacturing. 2370 Undertaking Establishments, C.2............ { 1. Labor (box work, trimming, etc.), power, heat, etc., charge according to combus- tibility. 2371 Undertaking Parlors (Sample stock only, no POR a OL lene Col ie estate clara siccsievete state veicus sie eueia)-e 6 %) 2373 Undertakers’ Supplies, Stocks, C.2.......... 2376 Upholsterers’ Stocks: a. No moss, tow, excelsior, ete., C.2........ b. With moss, tow, excelsior, ete: 1; Not ‘morevthame50; balesseG.8 0. cinwie ‘ v + t r r S . n HA t ; pA a s\n : weap pint : : : d a S| . ech, f ' sp ofl 4 ; Re i) n : é } &« i ‘ ve: . ‘ \ rl bi . es ‘ ! 4 ‘ " q ; 5 is% ‘ ' ~~, . t se + , s ; 7 " x Era ‘ 1 f ‘ We oe) dhe , & i A -% © - , ” 2 C - : t C of r , - F ; h A sy ) » y 4 . a f Py bee, i x ‘ BY * > “or 4 re et ! ‘, 4 t } * . ; q 5 er _ -" Ce? eee ony i as . , “ Peete Pe ple sf ; ' i :. i wh art ay * > i b's y L y : é Ceait / ies Sd { y - i ¥ / Uy ‘ \ ‘ : ; . ‘ ul tet ‘ i ad : x," ese 7 a eum | ; | ; ; Narre, Pie ' ‘ , hy nll ©, ‘ u i ‘ 7 oe pew e> SY he a i Pee ivy. ; i Dee Dae ‘ ; > : a) sh f ie } ; . LOLp * 1 a ti s sf " eae , ron if : “ eM fy ¥; *%) —239— Note 1: The character of the facing walls always determines the ratio of exposure and the reduction for space. Note 2: In figuring these buildings it should be borne in mind that a building transmits the same kind of exposure it radiates, i. e., if Large, all exposure it transmits to buildings beyond it should be figured as Large, or if Small, it transmits Small exposure. These buildings, however SDPO eee te as other buildings of like construction (see Abnormal xposures). & TO RATE CONTENTS OF EXPOSED BUILDINGS Under All Classes of Protection a. In D, IC or BV Buildings: 1. The exposure load of each building may be found by subtracting its individual rate plus any charges for falling wall exposure or communications, from its exposed rate. This applies whether build- ing stands alone or is a part of a solid row or group. 2. The exposure load for the contents of each occupancy may be found by taking the ratio of the exposure load of the containing building as shown in the Contents Removability Table given below. This net amount should be added to the individual rate (plus any charges for falling wall exposure and communications) of the containing build- ing to obtain the exposed rate on contents. 8. All contents not on ground floor and not a part of the ground floor stock should take the same exposure load as the containing building. 4. Ground floor contents and contents of other floors when of same ownership as the ground floor contents, should take the exposure load of the containing building reduced as indicated in the Contents Removability Table. b. In B or C Buildings. 1. The exposure load of each building may be found by subtracting its individual rate plus any charges for wall damage or falling wall exposure or communications, from its exposed rate. 2. The exposure load to contents of B or C buildings may be found by deducting 20 cents from the exposure load of the containing building, taking the proper ratio of this amount as indicated in the Contents Removability Table, and adding 20 cents. Example: Removable contents under 10th (6th) class protection: Ex- posure load to building, $1.00; $1.00 — .20—.80; .80 x 70% —.56; 56 + .20 = .76, the exposure load to contents. This net amount should be added to the individual rate (plus any charges for falling wall exposure or communications and such charges for wall damage exposure as are applicable to contents) of the con- taining building in order to obtain the exposed rate on contents. 8. All contents not on ground floor should take the same exposure load as the containing building. 4. Ground floor contents should take the exposure load of the con- ecto building, reduced as indicated in the Contents Removablility able. CONTENTS REMOVABILITY TABLE Showing ratio of exposure load to building which should be charged to ground floor contents. 1 to 6, incl. Tand8 | 9and10 Classes . | (1to3%) | (4and 4%) (5 and 6) Removable: ve rsvien eve bes vech ssi Fe) 100% «ol 8% | 70% Semi-Removable................ | 100% |... 90% . | 80% Non-Removable...............- 100% 100% | 100% Note 1: The classification as to removability or semiremovability is indicated for each occupancy in the Occupancy List by the letters “R” for removable contents and “S.R.” for semiremovable contents. Note 2: When the exposed rate on contents has been computed, the proper contents charge should be added to the exposed rate in order to obtain the final rate on contents, (Feb., 1926. Replaces former page 239) (Analytic System—Copyright, 1921, by J. V. Parker) A: ABNORMAL EXPOSURES 1. Abnormal exposure embraces exposure radiated by buildings larger or rope than the average building and is divided into four grades as ollows: a Nil: Hmbracing structures so small that they may be ignored both as to radiated and transmitted exposure. b. Negligible: Embracing structures so small that their radiated ex- posure may be ignored, though they transmit exposure. When found between other buildings, they should transmit exposure as Small. Note 1: Structures having neither roof nor combustible floor may be considered Negligible, though when consisting of a combustible skeleton such as a “roller coaster’ in an amusement park, they should transmit exposures as centers or areas of combustion. o. Small: Hmbracing structures larger than Negligible, but less in area than the average or Normal building. Note 2: Exposure transmitted thru Negligible or Small buildings should in no case be less than if taken across the clear space that would result from their removal. d. Lares: eee structures exceeding the average building in area or height. Note. 3: As to the classification of a given building, much must be left to discretion; for instance, some latitude may be allowed in grading Large buildings as Normal on a side presenting but a small surface to the exposed risk; the number, location and size of exposed openings should be considered, etc. Note 4: Abnormal Exposure applies only to radiated exposure; abnormal buildings absorb the same ratio of radiated exposure as normal buildings. Construction | _ Height ee en nro ae Grading | in Stories | Classes 1 to 6|Classes 7 to 10 ae or rye Leer phrase aiered HS | 1 | 8000 | 5000 | | 2 | 5000 | 3000 | Large p _ 8orhigher | All Bldgs. | All Bldgs. | wild fuels sian’ 1000 | 750 | : 400 pie Small” mae Eo 400 300 | _+=Negligible 1 #2000 Se 2 000 3 5000 3000 Large B | 4or higher All Bldgs. | _ All Bldgs. | ' | 2 "500 ee Small 1 500. | 400 Negligible | t 12000 8000 | 2 | 8000 | 5000 | Small A wigs nee 5000 3000 aoe ee | : eb fbeidhcion Aidbok: illaue ams Negligible 2. When a story exceeds 15 feet in height, each 15 feet or greater part thereof in excess of the first 15 feet should be treated as an additional story. When such a story extends to the roof, height should be meas- ured to the eaves. 8. Incombustible Contents: When a building contains exclusively incom- bustible contents, areas in the above table should be increased one-half. 4. Solid Rows under 9th and 10th (5 and 6) classes of protection should grade Large under the following conditions: a. If total ground floor area of all buildings in the row is 7500 square feet or more when no building in the row exceeds one story in height. b. If total ground floor area of all buildings in the row is 4500 square feet or more when any building in the row is two stories in height, (Feb., 1926. Replaces former page 240) (Analytic System—Copyright, 1921, by J. V. Parker) Mma "4 a. ec, d. @. ay ae e. If any building in the row is three stories or more in height or if any individual building in the row grades Large by the above table. Note 1: If any building in the row contains exclusively incom- bustible contents, its ground floor area should be reduced one-half in determining the total ground floor area of the row. Note 2: For modification of General Exposure Table for Abnormal Exposures, see p. 237. SPECIAL RULES GOVERNING EXPOSURES Figured Under the General Exposure and Frame Exposure Tables 1. FIRE DOORS, FIRE SHUTTERS AND WiIRE-GLASS WINDOWS When openings in exposing walls of B2 or C3 buildings not more than two stories high are protected by approved fire doors or fire shutters, or when openings in exposing walls of B2 or C3 buildings of any height are protected by approved wire-glass windows, radiated exposure should be waived. When openings in exposing walls of B2 or C3 buildings more than two stories high are protected by fire doors or fire shutters, exposures should be radiated as Bl. Fire doors, fire shutters or wire-glass windows may be waived for ground floor of B buildings as to their absorbed exposure from other B buildings 40 feet or more distant. 2. EXPOSURE TO AND FROM WALLS OF INFERIOR CONSTRUCTION IN MASONRY BUILDINGS Hollow concrete block, hollow tile, adobe or hollow walls of block con- struction should be treated as brick walls except as to wall damage exposure, which see. Metal or metal lath and plaster walls should be treated as skeleton iron-clad walls. When a D, IC or BV wall in a masonry building is not more than one story high nor more than 25 feet in length, it may be considered @ masonry wall as to both radiated and absorbed exposure, but when two such walls expose each other, exposure should be charged in both directions as D, IC or BV to Bl, C1 or C2, as the case may be. When a D, IC or BV wall in a masonry building is more than 25 feet long (or two stories in height aggregating more than 25 linear feet), exposure should be radiated or absorbed according to the construction of the wall. When such walls are exposed by D, IC or BV l walls or buildings within grouping distance under 9th (5th) or 10th (6th) classes of protection, the exposure standard should be radiated or absorbed as All, but risk should not be grouped as provided for solid rows. Note: When a brick veneered building is built up against a masonry building and has no wall of its own but utilizes the wall of the masonry building for support or as one of its enclosing walls it should be treated as a D building with respect to that wall. When exposure grades Large and the window surface of a B wall exceeds one-half the area of the wall, the absorbed exposure should be increased 30% in three story buildings, 40% in four story buildings, 50% in five story buildings, and so on, increasing 10 points for each additional story, but the total charge should not exceed the exposure that would be absorbed if the decimal and the denominator of the fraction for the exposing building equaled 10. 8. EXPOSURE RADIATED OR ABSORBED THRU ADDITIONS TO MASONRY BUILDINGS When a masonry building has exposed or exposing D, IC or BV additions (communicating or not cut off), the decimal ratio of the ex- posure standard radiated or absorbed thru the additions should he determined by the construction of the main building, but the reduc- tion for space should be determined by the construction of the addi- tion, unless a greater charge would result if reduction for space were made according to the construction of the main building. - When additions are unusually large or when other conditions warrant, both the decimal ratio of the exposure standard and the reduction for space may be determined by the construction of the additions, Note: When exposure is determined by the construction of the addition (as provided under item b.) under 9th (5th) or 10th (6th) classes of protection, exposure may be radiated or absorbed as All, but in no event should a B or C building be grouped with other B, C, BV, IC or D buildings as provided for solid rows. (Feb., 1926. Replaces former page 241) (Analytic System—Copyright, 1921, by J. V. Parker) sii) ya 4. FIREPROOF AND INCOMBUSTIBLE BUILDINGS a. Radiated Exposure: 1. Fireproof or Incombustible Buildings (A Buildings) with Masonry Walls should radiate exposure (including communications and ex- posure through fire walls) in the Same manner as B Buildings, unless otherwise directed. Note 1: When Fireproof or Incombustible Buildings (A Build- ings) with Masonry Walls contain exclusively Light Occupancies_ or Incombustible Contents (as defined in the Occupancy List), ra- diated exposure (including communications and exposure thru fire walls) should be waived. 2. Incombustible Buildings (A Buildings) with Incombustible Walls should radiate exposure (including communications, exposure thru fire walls and wall damage exposure) in the same manner as other buildings of similar wall construction, ulless otherwise directed. Note 2: When Incombustible Buildings (A Buildings) with In- combustible Walls contain exclusively Incombustible Contents (as defined in the Occupancy List), radiated exposure (including com- munications, exposure thru fire walls and wall damage expo- Sure) should be waived. Absorbed Exposure: Fireproof or Incombustible Buildings (A Build- ings) should absorb exposure (including communications, exposure thru fire walls, wall damage exposure and falling wall exposure) in the same manner as other buildings of similar wall construction un- less otherwise directed. Note 1: When Fireproof or Incombustible Buildings (A Buildings) contain exclusively Incombustible Contents (as defined in the Occu- pancy List), absorbed exposure (including communications and ex- posure through fire walls, but not including wall damage or falling wall exposure, which should be absorbed in full) should be reduced three-fourths. When exposure is absorbed thru additions or sec- tions of inferior construction, absorbed exposure should not be re- duced unless such additions or sections are equipped with an ap- proved system of automatic sprinklers having one or more sources of supply, or uniess 50% or more of the ground floor area of the building (excluding the area of all additions or sections of inferior construction, whether exposed or not) is located not lesS than double the vanishing distance of exposure from the additions or Sections through which exposure is absorbed. 5. EXPOSURES ABSORBED THROUGH SPRINKLERED ADDITIONS OR SECTIONS When buildings absorb exposure thru additions or sections equipped with an approved system of automatic sprinklers having one or more sources of supply, exposure charge (including communications and exposure thru fire walls, but not including wall damage or falling wall exposure which should be charged in full) should be modified as follows: a. A Additions or Sections: Exposure absorbed thru sprinklered addi- tions or sections of A construction should be reduced three-fourths. b. B Additions or Sections: Exposure absorbed thru sprinklered addi- tions or sections of B construction should be reduced one-half. ce. D Additions or Sections: Exposure absorbed thru sprinklered addi- tions or sections of D construction should be reduced one-fourth. Note 1: The provisions of Items a., b. and ec. should not apply to Fireproof or Inecombustibie Buildings containing exclusively Incom- bustible Contents (as defined in the Occupancy List). When such buildings absorb exposure thru sprinklered additions or sections, exposure charge should be modified as directed under Item 4, 6 EXPOSURES ABSORBED FROM SPRINKLERED RISKS Unless otherwise directed, buildings should absorb exposure from risks completely equipped with approved automatic sprinkler systems in the same manner as exposure is absorbed from other buildings of similar construction with the following exceptions: a. Exposure charges (including charges for communications, exposure thru fire walls and falling wall exposure) absorbed from sprinklered A or B buildings should be waived. b. Exposure charges (including charges for communications, wall dam- age exposure and exposure thru fire walls) absorbed from sprin- klered D buildings should be reduced one-half. %. DWELLING EXPOSURES While buildings of the dwelling class (including private barns, etc., in connection with dwellings) absorb exposures as other buildings of Se (Feb., 1926. Replaces former page 242) (Analytic System—Copyright, 1921, by J. V. Parker) (| \) \) ) 2. a 7, ae similar construction, their internal hazard differs so widely from that of mercantile or industrial classes that their radiated exposure cannot be treated by the same rules. On account of conditions affecting the dwelling class in various territories it is not practicable to devise any set rule for the treatment of radiated exposure. The following rules are, however, suggested for the treatment of radiated and absorbed exposures unless otherwise provided in special schedules for the class: a. Absorbed: Buildings of the dwelling class should absorb exposures as other buildings of similar construction. b. Radiated: Exposures radiated by buildings of the dwelling class should be waived. . i ce. Transmitted: Exposures absorbed from other buildings by buildings of the dwelling class should be transmitted as Normal if the latter grades Large, as Small if the latter grades Normal or as Negligible if the latter grades Small. Note: When conditions warrant, transmitted exposure may be waived after the second or third dwelling under the better classes of protection. 8. BUILDINGS OF UNEQUAL HEIGHT Note: In the mutual exposures of D or IC buildings, inequality in height is provided for under the head of Abnormal Exposures. a. Exposures Radiated by Lower B V, C or B Buildings to Higher Build- ings: In the absence of unprotected openings in exposing building, lower BV, C or B buildings radiate exposure to higher buildings thru their roofs and should be treated as if radiating exposures thru lateral openings; i. e., a B2 building should be treated as Bl, a C3 building as C2 and a BV3 building as BV 2. b. Exposure Absorbed Thru the Roof of B Buildings from Higher D or IC Buildings: 1. If without parapet or with parapet less than 18 inches high, lower building absorbs full exposure as Bl. 2. If with parapet at least 18 inches, but less than 36 inches high, lower building absorbs exposure as Bl reduced one-half. 3. If with parapet at least 3 feet, but less than 5 feet high, lower building absorbs exposure as B1 reduced three-fourths. 4. If with parapet at least 5 feet high, exposure charge should be waived. Note 1: When a building has a parapet at least 18 inches high and space intervenes between exposed and exposing buildings, net eharge should be reduced one-half for each 10 feet of space under 9th and 10th (5 and 6) classes, one-fourth for each five feet of space under 7th and 8th (4 and 4%) classes and one-third for each five feet of space under ist to 6th (1 to 3%) classes of protection. Note 2: Net charges under items 2. and 3. are cumulative with charges for wall damage, but when both wall damage and charges pncee ome 2 or 3 apply, wall damage charge should be reduced one-half. e. Exposure Between D, IC or BV Buildings Separated by Intervening B Buildings: 1. When a B2 building between two D, IC or BV buildings is not high enough to intercept direct exposure between these buildings across its roof, it should be treated as a clear space equal to its width in figuring the exposure of these buildings to each other. sae B building should radiate and absorb exposure as directed above, 2. When a B2 building between two D, IC or BV buildings is high enough to cut off all exposure except that of roof to roof across its top, the mutual exposure of two unapproved roofs should be treated as that of two C1 buildings at an equal distance. When the roof of Stes building is approved, it should radiate or absorb exposure as 4 d. Exposure Absorbed by C3 Buildings from Lower D, IC or BV Buildings: 1. When C3 buildings are exposed by lower D, IC or BV buildings, see Wall Damage Exposure. 2. When C3 buildings are exposed by higher D, IC or BV buildings, they should absorb exposure as C1 or C2 according to the condi- tions specified in the General Exposure Table. e. Exposure Absorbed by BV3 Buildings from Higher D, IC or BV Buildings: When a B V 3 building is exposed by higher D or I C buildings, they should absorb exposure as BV 2. f. Exposure Between BV3 Buildings: 1, When two exposing BV3 buildings are of equal height, exposure should be radiated and absorbed as BV3 to BV3. (Feb., 1926. Replaces former page 243) (Analytic Sustem—Copyright, 1921, by J. V. Parker) pie) vine 2, When two exposing BV383 buildings are of unequal height, the lower should radiate exposure to the higher as BV2 to BV3 and the higher should radiate exposure to the lower as BV3 to BV3, . Exposure Absorbed by B1 or C2 Buildings with Unprotected Openings from Lower Buildings: B1 or C2 buildings with unprotected openings absorb full exposure from lower buildings except when openings are located as indicated in the following table, in which case exposure should be reduced as directed in the table: Proportion of Exposure Absorbed by Location of Lowest Openings Higher Building Above Roof of Exposing Grade of Exposing Building Building Small Normal Large In Ist or 2nd stories aboveroof.... All ...... All Air ALL eet In 38rd story above roof ....cceeees i betes All oes) CAD es In 4th) (*§ $6 cabana aialsicisiateie eee Ae rat ot Soest All a5i% In Sth .s* sé MET Poaecicle vinte iis WW OLVGmeccnitte % vihae: (RS AOE In 6th < Ce ea Res yr dae uhh) I Tat SR % eeeveee WG ees inthe: 4 Ag tes Amt oes (Oe BiatS ealene Dy ye Ratatat Ye ones In 8th = es eS Lhoces Maialee. te SSS Pptnctaes yy eseeee ] ee: In Oths <3 ee eR os ale ak A ie Tal bigs colesesene % ee ‘ In 10th or higher stories abov roof eeeeesoee eee e@eoeweeveeveve e@essoree a @eeaeteoe Waive eoeeeee BA eon Note: When exposure is reduced as provided in the above table, the net charges are cumulative with wall damage exposure; when both apply, wall damage charge should be reduced one-half. . Exposure Between B1 Buildings without Parapets but with Openings, if any, Protected: 1. If less than 6 inches difference in height, both buildings should radi- ate and absorb exposure as Bl, and if less than 5 feet apart full charge should apply to both buildings; if 5 feet but less than 20 feet Ld ets net exposure charge to both buildings should be reduced one-half. 2. If with at least 6 inches but less tham 18 inches difference in height both buildings should radiate and absorb exposure as Bl, and if less than 5 feet apart full charge should be made to the higher building but charge to lower building should be reduced one-half; if 5 feet but less than 20 feet apart net charge to higher building should be reduced one-half and net charge to lower build- ing reduced three-fourths, 3. If with at ieast 18 inches but less than 5 feet difference in height both buildings should radiate and absorb exposure as Bl, and if less than 5 feet apart exposure charge to higher building should be reduced one-fourth and charge to lower building waived; if 5 feet but less than 20 feet apart, net charge to higher building should be reduced one-half and charge to lower building waived. 4. If with at least 5 feet but less than 2 stories difference in height, higher building should be treated as B1 and the lower building as B 2, and if less than 5 feet apart exposure charge to higher building should be reduced one-half; if 5 feet but less than 20 feet apart, net charge to higher building should be reduced three-fourths, Note: Net exposure charges should be reduced for space accord- ing to General Exposure Table up to vanishing point of Normal exposure. If with 2 stories or more difference in height, both buildings should be treated as B2. Note: If rafters or roof boards on higher building extend beyond wall, they should be treated as equivalent to openings at that point and exposure to higher building carried as provided under item 8.g.; if wall is one story higher, treat as if openings were in second story above roof of lower building; if two stories higher, as if openings were in third story, and so on. Exposure Absorbed by B Buildings without Parapet but with Openings, if any, Protected, from Lower D, IC or BV Buildings: 1. If exposed wall is less than one story higher than exposing build- ing, higher building should absorb full exposure charge as Bl. 2. If exposed wall is at least one story but less than two stories higher than exposing building, higher building should absorb exposure as B1 reduced one-half. 3. If exposed wall is two or more stories higher than exposing build- ing, exposure charge should be waived. Note 1: Net exposure charges should be reduced for space accord: ing to General Exposure Table up to vanishing point of exposure. x (Feb., 1926. Replaces former page 244) (Analytic System—Copyright, 1921, by J. V. Parker) = 49 TABLE OF CHARGES FOR COMMUNICATIONS (With Automatic or Self-Clesing Fire Doors Approved for the Pro- tection of Openings in Fire Walls on Both Sides cf Party or Division Wall, or at One End of Tunnel, Enclosed Bridge or Cther Enclosed Connection.) | Ratio of Individual Rate of Exposing Exposed Building, Building and Combustibility of Exposing Occupancies Contents Damageability Seen. oS repli. coke ner sah Aiea ni po ea ae C.andC.2 C3 and C3 C.4, C.444, C.5 : Te a ee Se) | nd ae Building ons Sage en's Se aac 3% 5% 8% Contents: Dand? Digits hoo oe ee: 8% 5% 8% D2.D246and: D822. veka s 3% 6% 10% D3% and (D470 Shiv eihw Re tes 4% | 7% 12% 8. Charges for communications should be doubled: a. When openings in party or division wall are protected by approved fire doors which are not automatie or self-closing. b. When openings in party or division wall are protected by approved automatic or self-closing fire doors on one side of wall only. e. For communications thru tunnels, enclosed bridges or other enclosed connections 10 feet or more in length, not protected by approved fire coum. 1S Sprombuskg and at least 20 feet long, charge need not e doubled. 4. Charges for communications should be reduced one-half: a. For communications thru vestibule not of standard construction or equipment, with approved automatic or self-closing fire doors on each side of each wall (four doors). b. For communications thru vestibule of standard construction and equipment with approved automatic or self-closing fire doors on one side of each wall (two doors). ce. For communications to fireproof or incombustible buildings, all con- tents of which class incombustible. 5. Charges for communications should be waived: a. For communications thru tunnel, enclosed bridge or other enclosed connections i0 feet or more in length protected at each end by ap- proved automatic or self-closing fire doors, or by approved automatic or self-closing fire doors on each side of wall at one end. b. For communications thru tunnel, enclosed bridge or other inclosed connection 50 feet or more in length. ec. For communications thru vestibules of standard construction and equipment with approved automatic or self-closing fire doors on each side of each wall (four doors). d. For communications from buildings grading Small when combus- tibility of exposing occupancy grades C.3 or lower. e. For communications from fireproof or inten Poe aN) buildizgs, all contents of which class incombustible, Additional Openings: Charge should be made for the opening bearing the highest net charge plus one-fifth of the charge for each additional opening up to and including the 5 additional openings bearing the next highest net charges. Note 1: Communication charges are cumulative with all other ex- posure charges, but in no case should the sum of communication charges plus other exposure charges exceed 80% of the increase that natn sop if the communicating buildings were considered as one re division. ; Note 2: Communication charges should not be transmitted. Note 3: Specifications for standard vestibule construction and equip- ment are given in the Appendix. (Feb., 1926. Replaces former page 249) (Analytic System—Copyright, 1921, by J. V. Parker) 1. 2. 5. 9. —250— WALL DAMAGE EXPOSURE When a masonry wall without openings or with openings properly pro- tected is exposed by D buildings or by buildings with metal or metal lath and plaster walls, wall damage exposure should be charged, except ag provided below, according to the following table. Note: When the nearest building is constructed of masonry but has additions exceeding in area the limits prescribed for Negligible build- ings, or walls exceeding 25 feet in length, of the construction named above, wall damage exposure should be charged as from other build- ings of construction similar to that of the additions or walls. Angular wall damage exposure and wall damage exposure from brick-veneered buildings with approved roofs (B V2 or BV 3), or from skeleton iron-clad or incombustible buildings, all contents of which class incombustible, should be waived. When a building of D construction is built up against a masonry wall of another building and has no wall of its own on that side, but uses the masonry wall for support or as one of its enclosing walls, charge wall damage. . The wall damage charge is a ratio of the exposed rate of the nearest building, from which should first be deducted any exposure from the building to which the wall damage exposure applies. When the nearest building grades Negligible, wall damage should be charged from the next building beyond, and the Negligible building considered as a center of combustion in determining the distance of exposure. TABLE OF CHARGES FOR WALL DAMAGE EXPOSURE Character of Exposure Grade of Fire Protection: Small Normal Large Ratio of Exposed Rate of Nearest iat to 6th... BULIGING 2 oe a cerslae sic eciclaocia clctersiels .03 .06 09 (1 to 3%) ( Reduction for each 5 feet of space... % % 1% Ratio of Exposed Rate of Nearest 7th and 8th. ; Bullding 0o5 son access oeavicemeee 04 -08 12 (4 and 4%) ( Reduction for each 5 feet of space... YY y% % Ratio of Exposed Rate of Nearest Sth and 10th. 4 Building... 3... Reino Gis cavoetele cle wep 05 10 15 (5 and 6) ({ Reduction for each 10 feet of space.. % 4 % Note 1: When exposed wall has openings (other than communica- tions), all of which are protected by fire doors, shutters or wire- glass windows, approved for the protection of exterior openings, or when exposed wall is less than 12 inches thick, wall damage charge should be increased one-half. Note 2: Wall damage exposure (including increase, if any, under Note 1) to walls constructed of hollow concrete block, adobe or tile or hollow walls of block construction, unless faced with at least 4 inches of brick or its equivalent, should be increased one-hal?. Note 3: When a masonry wall is exposed for not more than one- half of its length, the net wall damage charge, as figured above, should be reduced one-half; when a masonry wall is exposed for not more than one-fourth of its length, the net wall damage charge, as figured above, should be reduced three-fourths. Wall Damage Exposure to C3 Buildings: a. When the exposed wall of a C3 building is two stories higher than the exposing building, regular wall damage charge should apply. b. When the exposed wall of a C3 building is less than two stories higher than the exposing building, wall damage charge should be increased one-half. - Wall Damage Exposure from Sprinklered Risks: Net wall damage exposure charge from risks completely equipped with approved auto- matic sprinkler systems should be reduced one-half. Wall damage exposure is not cumulative with direct exposure but is cumulative with angular exposure from same building. When both wall damage and angular exposure apply from same building, net wall damage exposure charge should be reduced one-half. Note 1: Charges for wall damage exposure plus angular exposure should in no case exceed the charge for direct exposure from same building. Note 2: When angular exposure plus wall damage and direct expos- ure all apply from the same building and direct exposure is subject to re- duction for space, the higher charge only should apply. Exposure to con- tents should be considered separately in determining the higher charge. Contents: a. Under ist to 6th (8%) classes of protection, no wall damage ex- posure charge should be made to contents. b. Under 7th (4th) to 10th (6th) classes of protection wall damage exposure charge to contents should be reduced one-half. (Feb., 1926. Replaces former page 250) (Analytic System—Copyright, 1921, by J. V. Parker) : 1 RULES FOR DETERMINING THE CREDIT FOR PARTIAL AUTOMATIC SPRINKLER EQUIPMENT Note 1: The credits obtained by the application of the following rules represent percentages of the unexposed buiiding rate and should ae ig te after credits, if any, for structural features have been allowed. Note 2: The following rules shall not apply when more than one-half of the total floor area of a building (including the area of basements and sub-basements, if any) is protected by an approved system of automatic sprinklers having one or more sources of supply. a. Sprinklered Areas: Sprinklered areas shall include the area of all portions of the building protected by an approved system of auto- matic sprinklers having one or more sources of supply. In the for- mulas which follow, the total sprinklered area of the building is designated by the symbol “Ss.” portions of the building (including the area of basements and sub- f% b. Unsprinklered Areas: Unsprinklered areas shall include the area of all basements, if any) not protected by an approved system of automatic sprinklers. The areas for the various unsprinklered portions of the building should be multiplied by the ratios indicated in the following table according to the class of construction and occupancy. In the formulas which follow, the sum of the various unsprinklered areas after the application of the proper ratio is designated by the sym- bol U.? TABLE OF RATIOS Class of Construction Class of Occupancy SA? “B” 3 Dee 1. Areas containing Ordinary Occupancies (except AS OTOvVided) Under: SUbLteM) 3.) s cori