1381.34 TWEN c . 3 WAV* HOT TO BE dWlMDUP if f iM-n?Q - - - * . V 1 • QT ft O i M l i r t SIR QA D L Ll&txjnr UNIVERSITY OF ILLINOIS-URBANA 1 j 3 0112 122603472 How much money Will you spend in the next 20 V 6 AP 6 •for things you need and want? NO MATTfcP- HOW MUCH you spend — you run the PJ5K- of being 5WINPIEP out of MUCH of it — by... • PAY'H6 TOO /UUJCH • exopeitftrJr iHrepesr • shoppy AAepcHftJP'se • poop, service • ppajpulsht scne^Aes A SCRIPTOGRAPHIC BOOKLET by CHANNING L BETE CO . INC . South Deerfield. MA 01373 USA © 1969 All rights reserved Tel 1-413-665-7611 1984 Edition 0802W-2-84 T loed C.3 bcwak 5WINPEER5 are r^\ everywhere ' — you must learn how to SPOT them because — Once you SiGH a COHTPA6T or make a c'^ POMHASe 7^5^ you may never oet ^ Off THE HOOK* HERE ARE 20 WAYS TO AVOIP BEING RJPPEP Off _, 3 O AVOID "UfJCLAiJMep" off- "KPOMesdep" f*eMHAf*pise-- UNLESS you KfiOW THE. PEAUP- - because you may be shown pieces that are damaged, seconds, or mismatched - then SWITCHED to something more expensive. 8£WAR£OF "POZM. COMTCST5" SlMPte SOLUTIONS are often lures to get you to sell magazines, cosmetics, or other goods -- or your “prize” may be a “come on” to get you to buy an over-priced item. 4 © POfJ'T Be FOOUP BY GeT-WfiH-QpiC^ APS These misleading “opportunity” ads promise quick profits and easy formulas for success. They may involve offers of jobs, profit ideas, business plans, etc. -- and probably involve pur¬ chases of some sort. •■■■■■■■■■■■■■■■■■■■■■■■■■■■■■■■■■■■■■■■■■* A If you 6HOOIP "Win a pwze" — -- it should never cost you money to collect -- a store credit “GOOD FOR $50” is often “good for nothing ” -- because prices are usually raised to off¬ set it! 5 G WATCH "SCUJH6 OUT" 5AL6S CAPCFUU.T — Some stores have fake "selling out" sales just to get you into the store. Be sure the merchant is reall y selling out before you buy. G eewAfiyorTHe "pfuvATe pap-ty sales" fuj^iTuRE £}u3liby U9rge. W^lrvut" ddSk fecd" W3^ui* c.3bin£b N6V0 $ I So eack AS^M6 eddr) Such ads are often run by "residence dealers." They operate "stuffed flats" selling furs, jewelry and furniture. Prices are actually high and goods often misrepresented. Q M5I5T TEfftPTiMG "DBAL&" POP- YOUR C/UL The salesman’s BOSS may deny offer after you’re “hooked.” The price of a used car is often inflated so that the dealer can appear to give you a “real good deal” on your car. © POH’T FAU. POP- THE "SYMPATHY" APPROACH It’s often a “line” to get you to sign up. Organized crews are trained to tell sob stories. Once you sign, they move on to the next town. 7 0 WIDOW* — BCWAP& Of "OBrniAfLY GHOUL*" Swindlers sometimes read obituary notices and send widows bills for non-existent debts -- such as a jgjft for you the “dear departed” ordered just before he died. DON’T PAY UNTIL YOU’RE SURE! 0 AVOID HOf*e AePAlP- &WIHPLES Don’t let yourself be swindled by a contractor who overcharges you or doesn’t finish the job - and then skips town. Check the person out with the Better Business Bureau. It’s best to deal with a person you know. 8 © pofi'T 6tt f teecep oh lahd pe/os Beware of ads trying to sell you out-of-the-way investment property or rural real estate. Chances are you’ll end up with land you don’t want and can’t sell. Especially beware of any¬ one who offers you a land deal if you pay in advance. (g poh’t ee a victim of iHVeST-BY-PHOHe FAAUPB Anyone with a telephone is a target for unscrupulous dealers trying to get you to invest in worthless commodities, securi¬ ties and tax shelters. Use com¬ mon sense -- never give money to anybody without checking carefully on them first. t of things you buy. Compare the CASH price and the TOTAL COST when all in¬ terest and finance charges are included. Know the true annual interest rate. Sho p around for financing as you would for shoes. 0 VAHtTY CAP COST you Money op-health MO KMOWM PPOPUCT Op- SEPVICC. CAM — Grow Reduce your your hair weight by -- Make Massages you taller Creams Remove Belts or prevent wrinkles Girdles Develop Sweat baths your bust 12 . © AVOID "&/UT AJ*P SWITCH" APS Such unbelievable ads are often “come ons,” and the item is not really for sale. Salesman may try to get you to switch to over ¬ priced items. Also watch fake measurements and “grades” of merchandise. ® A6AP AWP IflpeASTAWP evcAYTHiws eefope you siGfi Is guarantee “As is” means no warranty Are all blank spaces filled in? Are all promises in writin g? Have you a copy? Are all charges itemized? Beware legal “double- talk” HAVE. A QUESTION? SEE A LAWYER - - - 13 — "Those are only of floe more than 800 KfioWH wp-offs/ V. Learn to protect yoursdf by recognizing these 5 WAPfiiHG 5 I 6 HS (fj| An offer of SOMETHING -for NOTHING. © A salesman who RONS DOWN h is oWn or another's product. © © © Any contract With VAGUS or TRICKY WORPlMG. Pressure to sign iMMSPlATEty. Offer of a KICK-BACK- to you that depends on a -future event (such as a purchase by a friend \ whonn you've referred). 1- 8" 0** * vo o ,, re 3ea\^9 3 - /. ^ D °f*'T Z. S, s „ U 2‘ l J aj ' re *2£. ^inl:^ Y ~~^9 Wifi^ u+ 3 * ^ **» ^ESjg £ ° l ~ l rc &s ,039^ ° r A c*xe£% (&<* ^■Ad, M*”* The Attorney General of Illinois is the attorney of the people as well as the chief legal officer of the state. Among the many public services offered by this office is a special Consumer Protection Division, created to combat deceptive and fraudulent business practices and to protect honest business from unfair com¬ petition. Any Illinois consumer who be¬ lieves he has been treated unfairly in any transaction can receive assistance from my office. NEIL F. HARTIGAN ATTORNEY GENERAL OF ILLINOIS Send Consumer Complaints to: Neil F. Hartigan, Attorney General 53 West Jackson Blvd., 3rd Floor Chicago, Illinois 60601 or Neil F. Hartigan, Attorney General 500 South Second Street Springfield, Illinois 62706 LI TMO IN U 5 A